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Personal Accident Insurance - Introduction ICICI Lombard Personal Accident Insurance policy covers you not only against Accidental Death and Permanent Total Disablement (PTD), but also against terrorism and acts of terrorism. You can choose from 4 options of Rs. 3 Lakhs, 5 Lakhs, 10 Lakhs or 20 Lakhs with a choice of cover period (annual auto renewal) - 3, 4 or 5 years.
Policy Coverage Personal Accident policy covers you for
Terrorism and Acts of Terrorism: In case of the death of the insured arising out of terrorism or acts of terrorism within the policy period, the nominee (mentioned in the policy) is compensated with the sum Insured. The Company shall also pay compensation against permanent and total loss of limbs, sight etc. (of the insured) arising out of terrorism or acts of terrorism.
Accidental Death : In case of death of the insured due to an accident within the policy period, the nominee (mentioned in the policy) is compensated with the Sum Insured.
Permanent Total Disablement (PTD) : Personal Accident pays compensation against the permanent and total loss of limbs, sight etc. due to an accident. Click here for details
Note: If any such injury as mentioned above shall result in the inability to remain gainfully employed, then the Capital Sum Insured payable will be 100%.
India has lost maximum lives due to terrorism after Iraq. Terrorist activities are no longer limited to the sensitive border areas. The recent bomb blasts in Jaipur, Bangalore and Ahemdabad has put the entire nation under threat. Our Personal Accident Cover protects you against terrorism related accidental losses and death.
According to a report by IIT Delhi on Traffic Injuries and Fatalities in India, road traffic accidents take a toll of almost 1.2 million people a year and additionally injure or disable between 20 million and 50 million annually
Personal Accident Insurance protects the insured against Accidental Death & Permanent Total Disablement (PTD)
Protects against terrorism-related accidental losses
Digitally signed policy is available 24X7 online, customer can take prints instantly. The hard copy of the policy is couriered the same day (or next day if customer buys after 6 PM) and will reach him/her within 10 working days.
0% EMI option: You can pay online through ICICI Bank, Citibank & HDFC Bank Credit Card at 0% EMI (interest-free EMI). Note: EMI option subject to minimum annual premium of Rs. 1500. Click here to know more.
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