Buying a car in India is not just about acquiring a mode of transportation; it's a significant financial decision and a symbol of pride and achievement. With many options available, determining the appropriate budget for your new vehicle is a crucial step in the process. Here, we will delve into the factors to consider when deciding how much should I spend on a car when purchasing it in India. Here, you can get insights to help you make an informed and financially responsible choice.

Factors to consider while calculating car budget 

When establishing your car budget in India, several factors come into play. Here are essential considerations to keep in mind when you can't decide how much to spend on a car:

• Annual Income: Your annual income is a pivotal starting point. The rule of thumb is not to allocate more than half of your yearly earnings to a car purchase.
• On-Road Price: Consider the car's on-road price, including taxes, registration fees, and additional accessories or services, as it represents the final cost.
• Loan Affordability: If you plan to finance your car, follow the 20/4/10 rule, making a 20% down payment, selecting a loan tenure of up to four years, and keeping monthly payments (including EMI and maintenance) within 10% of your salary.
• Car Size: Choose a car based on your family size and usage requirements to avoid overspending on a larger vehicle.

   

• Luxury vs. Affordability: Align your car brand choice with your financial situation. Avoid overspending on luxury cars, which can lead to future financial instability.
• Depreciation: Understand that cars depreciate; overspending results in higher interest payments.
• Cost of Ownership: Account for fuel economy, service, spare parts, maintenance, and car insurance premiums when calculating the budget.
• New vs. Used Car: Consider buying a used car for a value-for-money proposition and explore online and offline markets.
• Discount Opportunities: Timing your purchase can lead to attractive discount offers, typically available during special occasions, festival seasons, or year-end months.
• Savings and Down Payment: Ideally, contribute 50% upfront to minimize interest payments on the loan, ensuring that you have sufficient savings before buying the car.

Did you know that third-party car insurance is not an option but a legal requirement under the Motor Vehicles Act in India? While many of us assume it is just a basic formality, the truth is that this policy plays a critical role in protecting you, both financially and legally, in case of an accident involving another person or their property. However, it is important to understand the scope of coverage of this policy.

The regulation

The Motor Vehicles Act, 1988 mandates that every vehicle owner must have at least third-party insurance to legally operate on the road. It is illegal and a punishable offence to drive a car without this basic insurance.

The Insurance Regulatory and Development Authority of India (IRDAI) sets the terms and premiums for third-party coverage. This ensures consistency across insurers and makes the policy accessible and affordable to all vehicle owners.

Limits up to which third-party car insurance is offered

Understanding the limits of third-party car insurance is crucial for making informed buying decisions. Here is a breakdown of what is covered and not:

1. Unlimited coverage for bodily injury or death

It offers unlimited liability coverage in case of bodily injury or death of a third party. This ensures you are not paying out of your pocket. The compensation is determined by the Motor Accident Claims Tribunal or a court of law based on the severity of the injury, age of the victim, loss of income and other factors.

2. Limited coverage for third-party property damage

Third-party property damage is capped under standard third-party car insurance policies. As per current IRDAI guidelines, the compensation for property damage is typically limited to ₹7.5 lakh. If the cost of damage exceeds this limit, the policyholder would be liable to pay the difference out of pocket, unless they have additional coverage or a legal shield.

3. Legal expenses covered

Most third-party policies also cover legal costs incurred while defending a claim in court, offering a crucial layer of protection. This ensures the policyholder is not left alone to manage lawsuits, legal fees or formal procedures in case of an unfortunate incident. 

Conclusion

While third-party car insurance is basic, it offers essential legal and financial protection in case your vehicle causes damage to another person or their property. It is the minimum requirement for driving legally in India and can shield you from major liabilities during unexpected road mishaps.

While there is also comprehensive insurance, and you are wondering what kind of policy is best for you, just fill out the short form at the bottom of this page to receive personalised insurance advice tailored to your driving lifestyle and insurance needs.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

There may be situations where you might want to cancel your car insurance policy. In such cases, there might be a certain amount of money that you might have to pay to your insurance company as fees. Whether or not the fee is charged will depend upon the time when you cancel your plan.

For instance if you cancel your policy during the term of the insurance, a fee will be charged. If the annual premium has been paid and there is still time left on the policy, then the insurer will be responsible for reimbursement of your premium amount on cancellation.

Reasons for Car Insurance Policy Cancellation

There may be various reasons why you would want to cancel your insurance policy. For instance, if you want to sell your car, the old insurance will serve no purpose and you will have to get it cancelled.

There could be other reasons too, such as theft of your vehicle, disposal of your car due to the age of the vehicle and dissatisfaction with your insurance company due to various reasons such as a high premium, stringent policy clauses, lower sum assured or some similar reason.

The Process of Cancellation of Your Car Insurance Policy

Having an auto insurance policy is imperative for everyone who owns a car. If you choose to apply for a cancellation, you must buy another policy. To begin the process of cancellation, intimate your insurance company about your decision to cancel the policy in writing. This will set the process of cancellation in motion, with the entire process taking not more than 15 days.

Once the cancellation process is completed, the insured will receive a letter confirming that the policy has been cancelled; any pending dues that are to be refunded by the insurer will also be mentioned in this letter. That’s not all. You will also need to follow-up with your insurer to collect the Certificate of Insurance. This certificate will come in handy when you go for a new insurance policy.

Along with the luxury and comfort of owning a car comes the added responsibility of keeping your car and loved ones safe. Comprehensive car insurance is a smart choice when buying a car. While Third-Party Car Insurance is mandatory by law, a comprehensive car policy will keep you protected against any unforeseen damage.

Type of car insurance claims

There are two types of car insurance claims:

• Cashless car insurance claims:

As the name suggests, a cashless car insurance claim ensures that all the expenses for car repairs under your policy are covered directly by the insurance company. This claim process works for all the network garages that are listed with your insurance company. However, be aware of the damages that are covered under your cashless four wheeler insurance policy, as any non-covered damage expenses will have to be borne by you.

• Car insurance reimbursement claims:

Unlike cashless car insurance claims, this particular type is based on the reimbursement model. You pay for the repairs and then submit the expenses for reimbursement from your car insurance provider. The claims are subject to the terms and conditions of your motor insurance policy.

Dos to remember when making a car insurance claim

Following steps should be followed to make a claim after your car has been in an accident:

1. Report to the police & file an FIR

There is no two-way about this. In case of a car theft or major accident, you need to file an FIR with the police, or else your claim will not be settled. Though not mandatory for minor accidents that cause dents, it’s always a good idea to lodge an FIR and hold a copy of the same. This is especially true in the case of third-party accidents that might have caused bodily injury or even death.

In case of theft, after filing the FIR, the police department will issue a final Non-Traceable Report, usually after six months of unsuccessfully trying to locate the car. After this, you will need to complete the transfer process of the RC of your lost car in the name of your insurance company along with a letter of subrogation. The claim settlement will be done once all the documents are submitted to the insurance company.

2. Inform your insurance company

Immediately notify your insurance company after the accident. Most of them follow stringent timelines, which is mentioned in the car insurance policy document. Remember if you fail to inform your insurer within 2 to 3 days of such an incident, you may lose your claim. Do this as soon as possible, even if you are away from home or someone else has caused the accident.

3. Provide insurer with all relevant documents ASAP

In the event of an accident, make sure to send all the documents to the insurer at the earliest. Unless the required documents are submitted on time, the car insurance claim process will not be initiated. Some of the important documents for submission include a driving license, registration certificate (RC), and a car insurance claim form.

4. Assess damage & gather proof

The damage suffered by your car needs to be assessed. Once you’ve notified the insurer, an inspection will be scheduled. A surveyor will come and ascertain the extent of the damage. It’s wise to take pictures of the damage incurred and ensure that you have penned down the details of the witnesses as well. Also, if possible, take a picture of the third party’s car insurance papers as well, as it helps to expedite the claim process. Post-assessment, you’ll also be guided to the nearest network garage, and your car will be towed there.

5. Know your car insurance policy

Once you receive your car insurance policy, be extra vigilant and read through the papers thoroughly. Sections such as inclusion, exclusions, etc., are most important to know as these come into play at the time of a motor insurance claim. If the damages incurred are in the exclusion list, then your claim is most likely to be rejected.

Also read: (please check the link needed to be added here, could not find one in the existing blog)

Car insurance claim don’ts you can’t ignore

Here are some things to keep in mind:

• Do not panic & flee

In the event of an accident, it’s best to stay calm. Do not flee the accident spot or move your vehicle from the accident location, as it is a vital element of the proof chain. Immediately inform the police and wait for law enforcement to arrive. Running away from the scene of the accident or moving your vehicle can even lead to rejection of your car insurance claim.

• Do not hide or exaggerate

When opting for a motor insurance claim, you should refrain from either hiding the facts or overstating them. Many insureds feel that such tactics can reward them with higher claim amounts. Instead, such a move can not only lead to claims rejections but also legal troubles.

• Avoid third party settlements

Under no circumstances should you settle with a third party in the event of an accident. Such a settlement without informing the police of the incident is considered to be illegal and can easily lead to a claim rejection. More often than not, third parties would try to settle the issue with monetary reparations. This should be avoided at all costs. Follow the proper procedure and stay safe. Trust your third party car insurance for covering any third-party damages.

• Beware of insurance companies' insistence on settlement

When it comes to motor insurance claims settlement, ensure that you have adequate legal help. Insurance companies are known to pressurize customers to accept the very first settlement amount. It’s best to stand your ground, go through the policy papers thoroughly, seek legal advice, and only then should you come to a decision. Remember, the settlement amount can be increased if properly negotiated.

Documents required in case of car accident

To file a successful car insurance claim, you will need to submit the following:

• Filled and signed claim form
• Copy of car insurance policy
• Copy of driver’s licence
• RC (Registration Certificate) of the vehicle
• FIR (in case of theft or third-party liability)
• Estimate of repairs
• Photographs or videos of the damage
• Original bills and receipts for repair (in case of reimbursement)

Should you or should NOT make a claim?

In every car insurance claim, certain expenses have to be borne from your pocket. This figure is called Voluntary Deductible, which the insured agrees to pay and the rest gets covered under the policy. There is also a No Claim Bonus (NCB) that insurance companies offer. This is a discount you earn on the annual premium of your policy if you do not claim in a given year and the policy is renewed.

For example, the NCB applicable to you is 10%, which is ₹5,000. And the voluntary excess you’ve agreed to pay is ₹3,000. In a scenario where your car has suffered minor damages and the bills are somewhere close to your voluntary excess figure, it is advisable not to claim and bear all the repair costs. Safeguard your NCB for future renewals as it can significantly reduce your premium. However, if the damage is serious and repair costs are high, go for the claim.

Now that you are aware of what to do and what not to when it comes to car insurance claims, here are some reasons why your motor insurance claim can get rejected.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Updated on 17 Nov 2025

Imagine you are driving, and a glowing engine symbol suddenly appears on your car's dashboard. The first question that probably comes to mind is, “What does this symbol mean?” This symbol is known as the engine warning light or check engine light. The light can be yellow, orange or amber (depending on your car), and it indicates that there could be a problem with your car’s engine that needs attention. Therefore, understanding the engine symbol is crucial.

What does a check engine light mean and where is it located?

The engine light or symbol usually indicates that there is an issue with the engine and you need to fix it. It is also known as a malfunction indicator lamp. The issue can be a small one, just like a glitch in the gas cap, or it can be something serious, like a misfiring engine. The check engine light symbol shows up on the vehicle’s dashboard or the instrumental panel on all four-wheeler vehicles.

Common reasons why the engine symbol lights up

The engine symbol on your dashboard can appear for many reasons, such as:

• Some defects in the catalytic converter
• Fault in the sensor due to mass airflow
• Defective oxygen sensor
• Open or loose fuel cap
• Malfunction in the thermostat
• Old and damaged spark plug
• Flawed fuel injector
• Reprogram the powertrain control module

Types of engine warning light behaviour

If the system detects an issue, the engine light will turn on in one of two ways:

• Solid engine light: A steady light indicates a minor problem, often related to emissions or safety systems. While it’s not an emergency, it’s a sign that your car needs attention soon.
• Flashing engine light: If the engine light blinks, it signals a serious problem with critical components, such as the engine, fuel system or air intake. In this case, it’s crucial to stop driving and seek professional mechanical help immediately.

How to prevent engine light issues in the future?

Regular maintenance is an important step in avoiding engine light issues. Keeping up with oil changes, tune-ups and routine inspections ensures your vehicle stays in good condition, which reduces the chances of problems developing.

Despite these precautions, the engine light may still appear. When it does, addressing it promptly is crucial because ignoring it can allow a small issue to become a costly repair. For added control, an OBD2 scanner allows you to identify and resolve potential problems early.

Additionally, investing in comprehensive car insurance online can provide peace of mind, covering unexpected repairs or damages and ensuring that you are financially protected in case of unforeseen events. If you need help choosing a plan, simply fill out the form on this page.

Conclusion

The engine warning light can alert you to potential problems, helping you avoid expensive repairs and safety risks. Ignoring this light may lead to more serious issues, such as engine overheating, reduced fuel efficiency or complete engine failure. Regular maintenance not only helps you claim a no-claim bonus in car insurance but also ensures your car runs smoothly, prolongs its lifespan and maintains optimal performance.

FAQs

• Why does the check engine light turn on in my car?

The engine light comes on due to issues like a loose fuel cap, faulty sensors, spark plug problems or other engine-related faults.

• Is it safe to drive when the engine warning light is on?

It depends on the light’s behaviour. A steady light indicates you have minor problems to address, while a flashing light indicates you need to seek help immediately.

• How can I prevent engine warning light issues?

Regular servicing, quality fuel, timely part replacements and paying attention to early warning signs can significantly reduce such problems.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Buying one can be a tricky process if you have no idea where to start. Read on to get acquainted with the various aspects of acquiring a secondhand car without any hassles.

How deep is your pocket?

Before thinking of purchasing a car, think about your budget. Once you have done that, re-think of a realistic budget because most-probably you are going to move on to a new vehicle once you have mastered the art of driving and when you have deeper pockets in coming years.

Also, consider bank loans, fuel and insurance costs. While opting for a loan, make sure that your monthly car payment does not exceed 20 percent of your take-home pay.

Of miles and models

You can opt for a hatchback, sedan, sturdy jeep or a SUV depending on your requirement. While comparing secondhand cars, do check the number of miles the car has run along with its model and year of manufacturing. Newer the car, higher is the resale value.

Firsthand opinion

Avail firsthand information about the model and the brand from its users. It can be from friends, relatives or online reviews. Better to get a firsthand opinion than secondhand trouble! You could ask your neighborhood mechanic for the mileage of the motor, engine performance and resale value in the market. In addition, availability of spare parts is a critical factor in deciding whether or not to purchase the particular brand of pre-owned car.

Test before protest

Test-driving a car is like courtship, you still have time to rethink before giving the ultimate commitment. Test-driving not only tells you if the car is ideal for you but also lets you know if the engines are in top condition.

While test-driving the vehicle, create conditions suitable for your regular driving patterns. If possible, drive on a highway, steep slope, bumpy roads etc.

Updated on 26 Dec 2025

A hydrostatic lock can cause severe damage to a car’s engine, especially during monsoon seasons in India. Many drivers are often unsure if their four-wheeler insurance covers such incidents. This blog addresses common questions about hydrostatic lock and the role of vehicle insurance in covering it.

What is a hydrostatic lock in cars?

Hydrostatic lock is a phenomenon that occurs when water enters the engine’s combustion chamber. Since water does not compress like air and fuel, the piston movement gets blocked, leading to sudden engine seizure. This typically happens if a car is driven through waterlogged roads.

Does car insurance cover a hydrostatic lock?

Regular motor insurance generally provides coverage for accidental damage. However, a hydrostatic lock is not always included. Some insurers offer an add-on for engine protection, which covers such incidents. It is advisable to check the policy document for inclusions or confirm with your insurer.

Why is a hydrostatic lock not covered under regular car insurance?

Hydrostatic lock is often seen as preventable damage, as it occurs when a car is driven through deep water. Therefore, it is usually excluded from a standard motor insurance policy. To ensure engine protection, you may need a specific add-on called an engine protection cover that extends the scope of coverage.

How can I get insurance coverage for a hydrostatic lock?

Coverage for a hydrostatic lock can often be obtained by opting for an engine protection add-on with your comprehensive car insurance. This rider covers the repair or replacement costs related to engine damage caused by water entry. The availability of the add-on and terms may vary between insurers. Always read the policy wording for clarity.

What damages does the engine protection add-on cover?

The engine protection add-on covers:

• Damage to engine parts due to water entry from flooding or submersion
• Repair costs for lubricating oil leakage
• Replacement or repair costs of affected internal engine components

Is a hydrostatic lock common in India?

Yes, it is relatively common, especially during monsoons when urban areas experience flooding. Cars in low-lying regions or near waterlogged roads are more vulnerable to this issue.

What should I do if my car suffers a hydrostatic lock?

If you suspect a hydrostatic lock, do not try to restart the car repeatedly. Tow the vehicle to an authorised service centre for checking. Then, inform your insurer and file a claim as per your coverage terms if repairs or replacements are needed.

How much does it cost to repair hydrostatic lock damage?

Repair costs can vary widely depending on the extent of damage. In severe cases, complete engine replacement may be required, which can be expensive. The final cost depends on the car model, parts affected and labour charges.

Conclusion

Hydrostatic lock is a serious issue that can lead to high repair bills. While standard third-party car insurance does not cover such engine damage, an optional engine protection add-on with a comprehensive policy can provide the necessary financial protection. It is always best to review your coverage carefully and assess whether additional protection is suitable for your needs.

While you take precautions against water ingress risks, let us help protect your car financially with the right car insurance. Get tailored policy advice and solutions by filling out the form provided on this page.

FAQs

• Can a hydrostatic lock happen in petrol as well as diesel cars?

Yes, a hydrostatic lock can occur in both petrol and diesel engines if water enters the combustion chamber.

• Will a hydrostatic lock always require engine replacement?

A hydrostatic lock doesn’t always require an engine replacement. Sometimes repairs to specific parts may be enough. The outcome depends on the level of damage.

• Is a hydrostatic lock covered under standard four-wheeler insurance?

Many standard policies exclude hydrostatic lock, but engine protection add-ons may cover it.

• Can I prevent hydrostatic lock completely?

Avoiding driving on waterlogged roads is the most effective preventive step. Driving slowly in shallow water may also reduce the risk of a hydrostatic lock, but does not eliminate it.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

It is also essential to renew your car insurance on time as driving your vehicle with an elapsed policy is as serious an offence as not having a policy at all. All car insurance companies in India structure their insurance according to the Motor Vehicle Act, hence buying a car insurance keeps you in line with the law.

With the increase in the number of cars, the number of car insurance companies has also increased and you now have access to several insurance policies with different coverage structures. It would be advantageous to zero down on car insurance providers which satisfy all your needs along with a premium amount which fits into your budget. Thus, comparing quotes from several car insurance companies in India is an essential exercise to choose an optimal coverage to insure your vehicle with. ICICI Lombard may offers coverages in comprehensive motor insurance which offers extensive converge (natural and man-made calamities). The company offering car insuranceallows hassle-free policy purchase through its online portal and you can get access to a digitally signed policy almost instantly.

Coverages under this comprehensive car insurance policy are extensive coverage and offers a multitude of benefits along with several add-on covers. The policy may offers a personal accident cover (according to sum insured) which extends coverage to the driver-owner in case of an accident, disability or death when travelling, mounting or dismounting from the car. This cover is a part of the original policy structure and is provided to the insured without charging any additional premium. Not just that, the insured also has the option of securing co-passengers during an accident with an insurance cover by paying a slightly higher premium which can go a long way in reducing financial burden during such crises.

With a few precautionary measures, you can increase the efficiency of your car and avoid any breakdown this summer

The summer season is coming and car enthusiasts and holiday goers alike are looking for ways to beat the heat. A long drive in your car is preferred by many as it gives you a sense of freedom and helps you escape the hustle and bustle of daily life.

However, extreme heat and dusty roads can be tough on your car and it poses some challenge to smooth functioning of the car as well. So, before hitting the roads this summer, take some precautions so that your car is safe and it does not break down in the middle of this sultry season.

Change Engine Fluids And Oil Filters

The engine fluids keeps your engine lubricated, which reduces friction and heat build-up under the hood. It can often get overheated during the summer season resulting in breakdowns. The engine oil, coolant fluids and oil filter need to regularly replaced to keep the car engine healthy and efficient.

Check And Monitor Tyre Pressure

It’s imperative to keep your car tyres properly inflated with optimum tyre pressure. Under-inflated tyres can be a recipe for disaster as it can create more friction with the road and generate heat in addition to the soaring temperature.

Get a Radiator Check-Up

Get your car radiator checked and make sure it is adequately filled with coolant in right concentration. The radiator helps in maintaining the engine temperature and any leakage or damage to it may result in overheating of the car.

All in all, a car is serious money and it is necessary to have it running for as long as possible. And to do that, without spending a mini fortune on its maintenance costs, here are a few tips:

1. Choose the correct car

Sounds obvious? But it is probably the most sensible of advices to get the best out of your car. Choose a manufacturer who is known for making time-tested and reliable cars. Choose a model which has a solid reputation behind it. Choose a car whose spare parts are easily available. Talk to your local mechanic to find out the "inside stuff" of various car companies and make an informed choice.

2. Trust the manufacturer's instructions

The manufacturers know their cars better. So it makes sense to follow their instructions on car maintenance. Make it a point to take your car for its scheduled maintenances. If you are thinking about how to go about finding out how often these maintenances are scheduled, don't fret. It's all given at the back of that little book we know as the "Owner's Manual." Oh, yes! We really hardly bother to take a look at it, don't we? But if only we would care to read this book, we wouldn't have to read articles on car maintenance tips. Irony? Sure is!

3. Changing the car's vital fluids

Your car is made up of thousands of moving parts. And what makes, and keeps, these parts moving are the various fluids; the most important being engine oil and transmission, differential, brake and power-steering fluid. It is advisable, nay imperative, to frequently check and, if required, change the fluids. Engine oil needs changing every 5000 miles, transmission fluid, every two years (or roughly 30,000 miles) and engine coolant needs to be checked at least twice a year.

According to a study done by the US Department of Energy, an increase in the average speed from 50 mph to 60 mph results in a 38 percent increase in maintenance costs. If you go 10 mph higher, you are looking at an added 80 percent in repair costs.

Brake fluid is hygroscopic. In simple terms, it absorbs moisture and moisture makes a killer combo with oxygen and metal. It is called rust. It is advisable to flush brake fluid every two years, regardless of how many miles you've driven.

Introduction

Imagine this: You are cruising down a road, wind in your hair, tunes playing, and suddenly, you notice that the temperature gauge on your car’s dashboard has climbed into the danger zone. Engine overheating is a situation that can quickly turn a pleasant drive into a nerve-wracking ordeal. But what causes a vehicle engine to overheat? In this blog, we will dive into the culprits behind engine overheating causes and what you can do to take control of the situation.

Common engine overheating causes and actions

There can be many reasons behind engines overheating, but the problem typically lies with the cooling system. Hence, some common reasons for engine overheating include:

1. Cooling system leak: One of the primary engine overheating causes is a leak in the cooling system, either from a cracked radiator, a damaged hose, or a faulty gasket. The engine cannot retain its optimal temperature when the coolant (anti-freeze) leaks. Regularly inspect your cooling system for visible leaks and replace or repair any damaged components.

2. Faulty radiator fan: This equipment plays a crucial role in dissipating engine heat. The engine can quickly overheat if the radiator fan malfunctions or fails to turn on when needed. Check the radiator fan’s condition and replace it if needed.

3. Broken water pump: The water pump circulates coolant throughout the engine to regulate its temperature. A malfunctioning water pump can lead to overheating.

4. Clogged coolant hose:Coolant hoses carry the coolant to and from various engine components. Coolant flow gets restricted when these hoses become clogged or blocked, causing engine overheating.

5. Low coolant level: Leaks or negligence of routine maintenance can result in low coolant levels, affecting the engine’s capacity to regulate temperature effectively. Check and maintain the coolant level and ensure it is within range.

6. Faulty thermostat: The thermostat regulates coolant flow throughout the engine. A malfunctioning thermostat can disrupt this process and cause overheating.

Difference Between a Hatchback and a Sedan Choosing between a hatchback and a sedan might be difficult for first-time car purchasers or those seeking affordable solutions. You might be gravitating toward these smaller options rather than larger SUVs. In order to assist you in making a wise choice, we will explain the difference between hatchback and sedan in this section.

This post will let you see which best suits your requirements and tastes. With this crucial hatchback and sedan difference, we have got you covered whether you are looking for a utility vehicle or classic sedan styling.

What is the difference between a hatchback & a sedan?

Let’s look at the parameters to know what is the difference between a hatchback and a sedan.

• Design Type

Hatchbacks have a two-box design, combining the trunk and rear window.

Sedans feature a three-box design with separate compartments for the engine, cabin, and trunk.

• Size

Hatchbacks are smaller and more compact, making them easier to maneuver.

Sedans are larger, offering more interior space for passengers and cargo.

• Rear Visibility

Hatchbacks provide better rear visibility due to their design and larger rear windows.

Sedans offer lower rear visibility, often limited by a separate trunk.

• Cabin Space

Hatchbacks typically have less cabin space.

Sedans offer more roomy interiors for passengers.

• Boot Space

Hatchbacks usually come with a smaller boot or trunk space.

Sedans typically offer a larger trunk for storage.

• Fuel Economy

Hatchbacks tend to be more fuel-efficient due to their lighter weight.

Sedans are often less fuel-efficient due to their heavier weight.

• Price

Hatchbacks are generally less expensive than sedans.

Sedans are usually more expensive than hatchbacks.

Driving a car is all fun until one has to drive on a hill or descend a steep slope. Going on a mountain, slope, or other inclined surface is the hardest, and sometimes, people lose control. Thus, to resolve this issue, car manufacturers offer the best technological instruments to make driving uphill much more accessible.

With the help of hill-hold power in cars, one can quickly drive a vehicle on any surface without any hassle, and it also ensures the safety of the drivers and passengers. However, this guide briefly answers what is hill hold control in cars and its benefits. 

How does hill hold control work?

Here are some points on the query: What is hill assist control?

• The hill-hold control is a driver assistance system that prevents the vehicle from rolling back on a slope, uphill, or any inclined surface as the driver starts driving the car from a stationary position. For instance, when an individual moves his/her car on the uphill road from a dead stop position, the vehicle may roll back when one releases the brakes and starts driving again. Rolling back of a vehicle leads to severe accidents, injuries, and sometimes death.
• To resolve rolling backward situations and reduce accidents, car manufacturers use the latest technology and install hill-assist or hill-hold control in cars to allow optimum support.
• The hill hold control applies brakes for a few seconds after one releases the brake to allow additional time so the driver can quickly move the vehicle without rolling back. One can keep the car in a stable position.
• Hill hold control systems work with the help of a pair of sensors such as incline detection, clutch detection, engine torque detection, brake detection, forward roll detection, and backward roll detection. These sensors help quickly detect and measure the longitudinal incline of the hill and engage the braking system.
• This system works automatically whenever the sensor detects the inclined surface.
• It also eliminates the risk of wear and tear on different components in the car.

Use of hill assist control

Hill assist control is designed to ensure a hassle-free and safe driving experience in multiple driving situations where vehicles face inclines. It is useful in the following conditions:

• Urban driving – Useful when driving on flyovers, bridges, or steep roads in crowded cities.
• Mountain roads – Prevents rolling back on hilly or mountainous terrain, reducing stress for the driver.
• Heavy traffic – Helps in stop-and-go traffic on steep roads, ensuring smoother transitions between braking and acceleration.
• Parking ramps – Assists in navigating multi-level parking areas with steep inclines.

Advantages of hill hold assist in cars

Hill hold assist comes with several advantages that enhance driving safety and comfort. Here are some key benefits:

1. Prevents vehicle rollback

It prevents the car from rolling backward when starting on a slope, reducing the risk of collisions.

2. Enhances driver confidence

New or inexperienced drivers often struggle to manage the clutch, brakes, and accelerator on steep roads. Hill hold assist makes the process smoother, giving them confidence.

3. Reduces wear on the clutch and brakes

Frequent use of the handbrake or half-clutch technique can lead to premature wear and tear. Hill hold control minimises this by providing an automated solution.

4. Increases safety in traffic

In heavy traffic situations on inclines, it prevents accidental backward movement, reducing the chances of hitting vehicles behind.

5. Works seamlessly with other safety features

Hill hold control works in coordination with ABS, traction control, and electronic stability control, enhancing overall vehicle stability.

List of cars with hill assist control in India

Many cars in India, especially in the mid-range and premium segments, now have hill hold control. Below is a list of popular vehicles that offer this feature:

Hatchbacks with hill hold control:

• Tata Altroz (DCA variant)
• Hyundai i20 N Line
• Maruti Suzuki Baleno (Automatic variants)
• Volkswagen Polo GT TSI

Sedans with hill hold control:

• Honda City (CVT variant)
• Hyundai Verna
• Skoda Slavia
• Volkswagen Virtus

SUVs with hill hold control:

• Mahindra XUV700
• Tata Harrier
• Hyundai Creta
• Kia Seltos
• MG Hector

Premium cars with hill hold control:

• BMW X1
• Audi Q3
• Mercedes-Benz GLA
• Volvo XC40

Hill hold control is a standard feature in most automatic transmission cars, while it is usually available only in higher trims in manual transmission vehicles.

Conclusion   

As the automotive industry advances, hill hold control is becoming more common, even in budget-friendly models. If you frequently drive on hilly terrain or navigate steep urban roads, choosing a car with this feature can be a smart and practical decision.

Hill hold control enhances safety, reduces maintenance and repair costs, and helps prevent accidents. This can lead to lower premium rates when purchasing car insurance online. Additionally, fewer claims result in a higher no-claim bonus in car insurance, rewarding policyholders for minimal or no claims.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Engine flushing is often referred to as an engine oil flush and is a crucial automotive maintenance procedure that rejuvenates your vehicle’s engine.

This process thoroughly cleanses the engine’s internal components to eliminate accumulated sludge and deposits. The objective is to ensure optimal engine performance and longevity. Let’s learn more about engine flushing!

What is engine flushing & its benefits?

If you don't know what is engine oil flush, let’s begin by looking at its definition and benefits.

• Sludge and Deposit Removal

Engine flushing is a meticulous process that entails using specialized cleaning solutions to dislodge and suspend sludge, carbon deposits, and contaminants that accumulate in the engine over time.

• Enhanced Engine Performance

By effectively removing these impurities, engine flushing improves engine efficiency. It leads to smoother operation, reduced friction, enhanced fuel combustion, increased horsepower, and better fuel economy.

• Extended Engine Life

Regular engine flushing prevents sludge formation, reducing the risk of premature engine wear and costly damage.

• Preventative Maintenance

Engine flushing is a proactive measure to prevent future sludge build-up, ensuring your engine operates at peak performance for years.

• Cost Savings

While an initial cost is associated with engine flushing, it can save you money in the long run by preventing major engine issues and expensive repairs or replacements.

• Environmental Benefits

A cleaner engine produces fewer harmful emissions, contributing to a greener and more eco-friendly vehicle operation.

• Improved Reliability

Engine flushing enhances overall vehicle reliability by ensuring that your engine performs optimally, reducing the likelihood of unexpected breakdowns.

Sophisticated methods and intricate treading patterns (designed with computer simulations of real-life driving scenarios) are being employed to create durable tires for Indian roads.

An ideal tire, according to automobile experts, must aid good mileage, wear slowly, provide better steering control and give an overall smoother ride. However, the performance of your car tire depends upon its condition and may diminish over time due to normal wear and tear.

If you take some elementary care of your tires you can guarantee them a longer life and avoid spending a small fortune on a new set of tires. Read on to know five tips that will let you add more miles to your tires:

Tip 1: Maintain Optimum Tire Pressure:

A healthy set of wheels go a long way in maintaining the health of your dream vehicle. Periodic checking of tire pressure gives you more mileage from your engine, while keeping stress away from it.
An under-inflated tire will require more energy to move, leading to lesser fuel efficiency and engine stress. Optimally-inflated car tires will grip the road surface better than either under- or over-inflated tires, leading to better control on the vehicle.
A higher-than-specified tire pressure can be a hazard, since on long drives, the air inside may heat up and expand. This can lead to tire bursts. Also with under inflated tires, the surface contact area decreases dramatically and handling on wet surfaces becomes a major issue.

Tip 2: Check Tire Tread:

New tires have around 8-9 mm of tread depth. This will eventually, become shallower as the tire begins to wear. But the tread depth should never fall below 1.6 mm. So a careful examination of tread wear should be performed before any long drive, as also periodically. Also do check for uneven wear by moving your hand over the tire. It should feel smooth. If it doesn't, either the tires aren't inflated correctly or there is a problem with alignment.

Tip 3: Rotate Your Tires:

Rotation of tires is a good way to have even wearing of tread and a longer tread life. Rotate tires every 5,000 to 8000 kms. Given is an image of a widely used cross-pattern rotation for front- and rear-axled drive vehicles.

While it is important that you read the policy wordings carefully, and understand the meaning in its entirety, here are a few basic terms that will simplify the task and help you take an informed decision.

Insured Declared Value (IDV)

Need : IDV is the current market value of your vehicle.
Benefits :In a vehicle insurance policy, IDV refers to the highest sum assured payable by the insurer. It is the claim amount you are likely to receive in case of a total loss of the vehicle or an instance of theft.
Remember :Opting for a lower IDV might result in the owner of a vehicle receiving an inadequate compensation.

Own Damage Premium

Need :This is the premium paid to avail a cover equal to the IDV, and forms the major part of your total motor insurance premium.
Benefits : Own Damage Premium covers your vehicle against losses due to natural or man-made calamities like earthquake, storm, fire, explosion, etc.
Remember : Own Damage Premium depends on the model, cubic capacity, geographical zones, etc. of the vehicle.

Zero Depreciation Cover

Need : When you make a claim, standard insurance policies deduct depreciation on replaced parts.
Benefits : If you opt for a Zero Depreciation cover, insurance companies waive off depreciation on such replaced parts. This means that you get a higher claim amount.
Remember : It is generally applicable for the first few claims as per the terms of insurance.

Filling your vehicle's tank with the incorrect fuel type is an easy but potentially costly mistake. While misfuelling a diesel-powered vehicle with petrol is common due to the larger nozzle on diesel dispensers, it's essential to learn what will happen if diesel is used in petrol engine. This blog explores the consequences and solutions for such misfuelling incidents, emphasising the importance of using the right fuel.

What happens if you put diesel in a petrol car or vice-versa?

Given below are some of the issues that can arise from misfuelling: 

Misfuelling with Diesel in a Petrol Car:

• Clogging of Fuel System: Diesel has a thicker consistency than petrol and can clog the fuel system in a petrol car. It includes the fuel lines, injectors, and the fuel filter.
• Spark Plug Issues: Diesel's properties can lead to issues with the spark plugs, affecting the ignition process and potentially causing misfires.
• Fuel Filter Damage: The fuel filter in petrol engines is not designed to handle diesel, and its use can lead to fuel filter damage.
• Engine Misfires: Misfuelling can result in engine misfires, producing exhaust smoke and potentially causing the car to stall.
• Reduced Fuel Efficiency: The incorrect fuel can lead to reduced fuel efficiency, increasing fuel consumption and operating costs.
• Engine Damage: If the engine is started with diesel in the petrol car, it can lead to significant engine damage and potentially costly repairs.

Misfuelling with Petrol in a Diesel Car:

• Lubrication Issues: Diesel engines rely on the lubricating properties of diesel fuel to operate efficiently. When petrol is used, it lacks the necessary lubrication, leading to potential damage.
• Combustion Problems: Petrol doesn't ignite in the same way as diesel. It can cause combustion issues, leading to poor engine performance, knocking, and potential damage to the engine.
• Fuel System Contamination: Petrol can contaminate the diesel fuel system, including the fuel lines, injectors, and the fuel tank. This contamination can lead to clogs and reduced engine efficiency.
• Starting Problems: Attempting to start a diesel engine with petrol in the tank can result in difficulty starting or even engine stalling.
• Emission Concerns: Misfuelling can increase emissions, contributing to environmental pollution and potentially violating emissions regulations.

What are the consequences of misfuelling?

Misfuelling, or putting the wrong type of fuel into a vehicle, can lead to serious complications. Here is why this is problematic: the primary difference between petrol and diesel engines is their combustion process.

 Diesel engines use compression ignition, while petrol engines use spark ignition. Because diesel is denser and oilier, it's designed to self-ignite under high pressure. Petrol lacks these lubricating properties, and when introduced into a diesel engine system, it can cause insufficient lubrication, leading to metal components grinding against each other. This can lead to significant wear and tear, possibly damaging the engine's internal components.

To ensure the longevity and optimal performance of your vehicle, it's crucial to use the fuel specifically designed for its engine type.

What to do if your car is filled with the wrong fuel?

If you've misfuelled your vehicle, follow these steps:

1. Do not start the engine: Turning the engine on can circulate the incorrect fuel, exacerbating potential damage.
2. Inform petrol station staff: They can assist in moving your vehicle to a safe location.
3. Put the vehicle in neutral: This allows the car to be moved without engaging the engine.
4. Call for professional assistance: Contact your breakdown service or a specialised fuel drainage company to remove the contaminated fuel safely.

Taking these steps promptly can prevent significant damage and reduce repair costs.

Remedial instructions for wrong fuelling

Depending on the situation, different remedial actions are necessary:

• If the Engine Has Not Been Started:

  • Do not turn the ignition on.
  • Arrange for the vehicle to be towed to a service centre.
  • Have professionals drain and flush the fuel system.

• If the Engine Has Been Started:

  • Turn off the engine immediately.
  • Do not attempt to restart the vehicle.
  • Seek professional advice to assess and repair any damage.

Attempting to address the issue without professional help can lead to further complications.

Tips to avoid misfuelling

Preventing misfuelling is crucial and can be achieved through the following measures:

• Stay Attentive: Always double-check the fuel type before refuelling.
• Label the Fuel Cap: As a reminder, a clear label indicating the correct fuel type is near the fuel cap.
• Choose Familiar Fuel Stations: Using the same fuel stations can reduce confusion due to consistent pump layouts.
• Avoid Distractions: Focus solely on the refuelling process to prevent mistakes.

Implementing these practices can help prevent the inconvenience and potential costs associated with misfuelling that could impact the premium and other components of your car insurance policy.

Conclusion   

Now you know what happens if you put diesel in a petrol car and vice versa. It is a more common mistake than one might think. You must stay focused and alert when refuelling your vehicle to avoid such errors. Avoid refuelling when tired, place reminders near the fuel cap, and always use the correct fuel type. Additionally, having car insurance is a legal requirement in many countries, providing financial protection in case of accidents, theft, or damage. Car owners must be adequately insured to avoid legal penalties and financial risks.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Connected cars are a game-changer in the automotive industry, merging cutting-edge technology with our daily commute. These vehicles are more than just modes of transportation; they are smart, interconnected device connected car with comprehensive car insurance is essential to safeguard on wheels. In this era of rapid technological advancement, connected cars are getting more and more attention. These cars bring a whole new level of fun and convenience, not to mention safety and eco-friendliness, to our driving experience. In this blog, we’ll explore the features and benefits of connected cars and see how they are reshaping the way we drive and relate to our vehicles.

Benefits of Connected Cars

Connected cars offer many advantages. Some of the benefits of connected cars are:

• Access to Infotainment Services

Connected car provides access to various infotainment services, such as music, radio, movies, news updates, and even text or WhatsApp notifications.

• Navigation with Third-Party Apps

These vehicles support navigation systems through third-party apps, ensuring real-time traffic updates and route guidance for efficient navigation to destinations.

• Enhanced Safety Features

Connected cars come equipped with modern safety features that contribute to optimum road safety, such as parking sensors, rear-view cameras, and sensors for air pressure measurements.

• Remote Access to Functions

One can remotely control certain car functions via smartphone applications. These include locking or unlocking doors, starting the engine, and adjusting the climate control system from a distance.

• Advanced Safety Monitoring

Many connected cars include advanced safety features that enable vehicle monitoring and notify accidents, break-ins, or other incidents to enhance peace of mind, even when the car is not in use.

Features of Connected Cars

Having explored the connected car benefits, it's time to understand its features:

• Safety

Connected cars provide controlled driving speeds and distances to warn against threatening conditions. They often feature parking sensors with rear-view cameras. Some models include additional sensors to monitor air pressure and notify the driver of any issues.

• Traffic Management

Modern connected cars have integrated GPS devices that offer real-time traffic updates through Bluetooth or wireless internet connections. These updates help in avoiding traffic jams and ensuring timely arrival at the destination.

• Vehicle-to-Vehicle Communication

Connected cars can communicate with one another, sharing data about traffic flow, road conditions, speed limits, and other such details. This information helps improve the overall road safety.

• Eco-Friendly Features

Even today, a significant number of vehicles continue to operate on traditional fuel sources, resulting in a substantial increase in carbon emissions. Connected vehicles, however, present a more environmentally responsible choice. They furnish real-time data about individuals travelling in the same direction and in need of transportation. Offering them a ride can contribute to a reduction in the emission rate. This contributes positively to environmental conservation and the promotion of sustainable transportation practices.

• Convenient Services

The integration of connected cars into our daily lives is likely to revolutionise the driving experience. Service stations will be able to remotely inspect the vehicle's condition, ensuring it remains in optimal shape. Connected cars provide users with real-time information about nearby parking spaces, thereby enhancing the convenience of the parking process. Advanced driver assistance systems reduce driving burdens, and these vehicles can recommend hotels or restaurants along the route. Electric-connected cars even locate the nearest charging points.

• Infotainment

Connected cars offer various applications for music, radio, movies, news, and notifications. These infotainment services enhance the overall driving experience.

You probably know that car insurance provides vehicle owners with financial security and peace of mind. It is a safeguard in the face of unexpected events, whether it is a minor fender-bender or a major collision. One common question is, "How many times can car insurance be claimed?" The answer might surprise you. Here, we will explore the possibilities and repercussions of making multiple claims under your car insurance policy, along with how these claims might affect your coverage and premiums.

How Many Claims Are Allowed in Car Insurance in a Year?

The good news for policyholders is that there is generally no restriction on the number of claims you can make under your car insurance policy within a given year. The objective of car insurance is to serve as your financial safety net when unexpected accidents or damage occur. It does not get limited by the number of claims you can file. So, if you find yourself in situations where you face frequent damage to your vehicle due to accidents, you can confidently file as many claims as necessary.

This flexibility is a fundamental aspect of car insurance and a testament to the industry's commitment to assisting vehicle owners in need. Your policy remains in effect even after you've made a claim, ensuring you can continue receiving coverage and protection.

How Many Car Insurance Claims Are Too Many?

 There is no limit to the number of insurance claims you can make in a year. However, experts suggest against filing a claim if the damage is minor such as a broken mirror. Go for a car insurance claim only in case of major repairs and accidents, as multiple claims within a year can affect your premium and nonclaim bonus.

What Happens if You Make Multiple Car Insurance Claims?

Even though there's no specific limit to how many times insurance can be claimed, you must consider the potential consequences of filing multiple claims on your car insurance. Here are some key points to keep in mind:

• Premium Increases

One of the primary concerns with multiple claims is the possibility of an increase in your car insurance premium. Insurance companies may view policyholders who frequently file claims as higher-risk individuals. To mitigate potential future payouts, insurers often raise premiums. The increased premium can be a significant financial burden, making it essential to weigh the benefits of filing a claim against the potential cost increase.

• Loss of No-Claim Bonus

Many car insurance policies include a valuable feature known as the No-Claim Bonus (NCB). The NCB offers policyholders a premium discount as a reward for remaining claim-free during a specific period. If you frequently file claims, you may lose this NCB benefit, increasing your premium. When deciding whether to file a claim or cover the expenses independently, you must consider this.

• Policy Cancellation

While it's less common, there is a possibility that insurers may choose not to renew your policy if you consistently file multiple claims. If this occurs, you may search for a new insurance provider, potentially facing higher costs or limited coverage options. To avoid this situation, you must use your comprehensive car insurance wisely and consider the long-term implications of frequent claims on your policy.

• Lower Claim Settlements

Frequent claims can lead to insurers scrutinising each claim more closely, resulting in lower claim settlements. As insurance companies perceive you as a higher risk, they may be less willing to provide full compensation for your claims. It's important to be prepared for the potential of lower claim settlements if you file multiple claims.

• Deductibles

Most car insurance policies come with deductibles, representing the portion of repair costs the policyholder is responsible for paying. When you file multiple claims, you may have to pay multiple deductibles. These expenses can add up and may not be financially viable in the long run.

• Underwriting Concerns

Insurance companies use a process called underwriting to assess the risks associated with policyholders. Frequent claims can raise concerns during the underwriting process, making finding coverage harder or more expensive. It can be especially challenging if you're looking to switch insurance providers.

• Repair Shop Choice

Some insurance providers may restrict your repair shop choice if you file claims frequently. They may have preferred repair centres they work with, which can limit your options and potentially affect the quality of repairs. Be aware of these restrictions when making multiple claims.

Conclusion      

Car insurance provides financial protection when accidents and unforeseen events occur, and you can utilise it to your advantage. However, it's crucial to consider the potential consequences of filing multiple claims, including premium increases, NCB loss, and policy cancellation. While the freedom to file multiple claims exists, using your car insurance wisely and considering the long-term implications of frequent claims on your policy and finances is essential.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

You are on the hunt for a car that adds a touch of luxury to your daily drives, but you are also mindful of your budget. Good news! You don't need to break the bank to enjoy the comfort and style of a car with a sunroof. This can be a vital decision since sunroofs are essential components that heavily influence passenger comfort as well. There are many panoramic sunroof cars under Rs 10 lakhs. You only need to do a bit of research to decide which one matches your style. Here are some of your options. 

Best Sunroof Cars Under 10 lakhs

1. Tata Nexon XMS

It is a popular compact SUV that offers a spacious cabin, powerful engines, and a host of features. The XMS variant of the Nexon comes with an electric sunroof, features like automatic climate control, multi-drive modes, rear AC vents, and a 7-inch touchscreen infotainment system. The Nexon XMS is priced at Rs 8.37 lakh for petrol.

2. Mahindra XUV300 W6: 

It is another compact SUV that offers a sunroof in its W6 variant. The XUV300 W6 has features like LED tail lamps, steering-mounted controls, electrically adjustable ORVMs, and a 7-inch touchscreen infotainment system. The XUV300 W6 is priced at Rs 10 lakh for the petrol version and Rs 11 lakh for the diesel version.

3. Honda Jazz ZX

It is a premium hatchback with a spacious, comfortable cabin and a refined petrol engine. The ZX variant of the Jazz comes with an electric sunroof and other features like LED headlamps, push-button start, dual-zone auto AC, and a 7-inch touchscreen infotainment that supports Apple CarPlay and Android Auto. The Jazz ZX is priced at Rs 9.43 lakh for the manual transmission and Rs 10.41 lakh for the automatic transmission.

4. Hyundai i20 Asta

It is one of the most attractive hatchbacks in India, thanks to its stylish design, feature-rich cabin, and peppy engines. The Asta variant of the i20 comes with an electric sunroof, along with other features like LED DRLs, projector headlamps, wireless phone charger, rear AC vents, and a 10.25-inch touchscreen infotainment with Android Auto and Apple CarPlay. The i20 Asta is priced at Rs 9.29 lakh for petrol.

5. Honda WR-V VX Petrol

It is a crossover with a rugged look, spacious cabin, and reliable performance. The VX variant of the WR-V comes with an electric sunroof, along with other features like LED DRLs, alloy wheels, cruise control, keyless entry, and a 7-inch touchscreen infotainment with Android Auto and Apple CarPlay. The WR-V VX Petrol is priced at Rs 9.89 lakh.