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Get cashless approval within 4 hours* with ICICI Lombard’s ​Complete ​Health ​Insurancemsg

With ICICI Lombard’s Complete Health Insurance policy, you are assured cashless approval within 4 hours. This lets you avail timely medical services without worrying about the finances, at any of our 4500+ network hospitals.

7 reasons to buy ICICI Lombard Complete Health Insurance

  • member

    Enjoy tax benefits

    member

    Enjoy tax deduction benefits on the premium amount paid for yourself, spouse and dependent children

  • member

    Secure wellness, health and maternity expenses

    member

    Add-on cover for Outpatient Treatment, Wellness and Preventive Healthcare, and Maternity Benefit

  • member

    Get free value-added services

    member

    In addition to coverage benefits of your policy, you also get access to an online chat with a doctor, free health check-ups and e-consultations to help you stay fit and healthy

  • member

    Secure health costs for as long as you live

    member

    With our lifetime renewal facility, there is no upper age limit to your policy. Continue to renew it and stay protected from medical expenses

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    Now reset your sum insured up to 100%

    member

    Once in a policy year, your sum insured amount will be reset up to 100%

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    Get cover for alternative therapies with AYUSH

    member

    Get covered for Ayurveda, Unani, Siddha and Homeopathy (AYUSH) treatment while you are hospitalised

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    We guarantee on time claim service

    member

    Get a quick response: for cashless claims in 4 hours and reimbursement claims in 14 days

critical_illness

Cashless Hospitalisation Facility For Your Health Insurance Claim

Read Article
tax_benefit

Tax Deduction of Health Insurance Premium

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Why ​Do ​You ​Need ​Critical ​Illness ​Insurance?

Medication and treatment costs for critical illnesses can be huge; however, a bit of prudent planning helps.

See More
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Understand your Complete Health Insurance policy coverage

Your policy covers:

  • Medical expenses incurred during hospitalisation for more than 24 hours, including room charges, doctor/surgeon’s fee, medicine bills, etc.
  • Medical expenses incurred 30 days prior and 60 days post hospitalisation
  • Day-care expenses for advanced, technological medical surgeries and procedures requiring less than 24 hours of hospitalisation (including dialysis, radiotherapy and chemotherapy)
  • Pre-existing diseases, but after 2 years / 4 years of continuous coverage with the Company*
  • Life Long Renewability: The policy provides life - long renewal
  • Floater Benefit: Floater cover to get family (self, spouse, dependent parents, dependent children, brothers and sisters) covered for the same sum insured under a single policy by paying one premium amount. Any individual above 3 months of age can be covered under the policy provided 1 adult is also covered under the same policy
  • Additional Sum Insured: An Additional Sum Insured of 10% of Annual sum insured provided on each renewal for every claim free year up to a maximum of 50%. In case of a claim under the policy, the accumulated Additional Sum Insured will be reduced by 10% of the Annual Sum Insured in the following year
  • Policy period: Option of choosing 1 or 2 year policy period under various plans offered
  • Cashless Hospitalisation: Avail cashless hospitalisation at any of our network providers / hospitals. A list of these hospitals / providers is available on our website www.icicilombard.com
  • Free Health Check - up: The customer is entitled for a Free Health Check - up at designated centers. The coupons would be provided to each Insured for every policy year, subject to a maximum of 2 coupons per year for floater policies
  • Tax Benefit: Avail tax deduction on premium paid under health insurance policy as per applicable provisions of Section 80D of Income Tax Act, 1961 and amendments made there to
  • Pre - Policy Medical Check - up: No medical tests will be required for insurance cover below the age of 46 years and Sum Insured up to `10 Lakhs
  • Free Look Period: Policy can be cancelled by giving written notice within 15 days of receiving the policy
  • Reset benefit: We will reset up to 100% of the Sum Insured once in a policy year in case the sum insured including accrued additional Sum Insured (if any) is insufficient as a result of previous claims in that policy year
  • In Patient AYUSH Treatment: Expenses for Ayurveda, Unani, Siddha and Homeopathy (AYUSH) treatment only when it has been undergone in a government hospital or in any institute recognised by the government and / or accredited by Quality Council of India / National Accreditation Board on Health
  • Emergency Ambulance Cover: Reimbursement up to `1,500 per hospitalisation for reasonable expenses incurred on availing an ambulance service offered by a hospital / ambulance service provider in an emergency condition
  • Wellness Program: Our wellness program intends to promote, incentivise and reward you for your healthy behavior through various wellness services. All the activities as mentioned in the desired section help you earn wellness points which will be tracked by us

Optional add-on covers:

Optional Cover 1

Sum Insured(`)   3 lacs/ 4 lacs/5 lacs 7 lacs/ 10 lacs
Hospital Daily Cash `1,000 per day `2,000 per day

Hospital Daily Cash: A certain amount (as per the plan chosen) will be paid for each and every completed day of hospitalisation, if such hospitalisation is atleast for a minimum of 3 consecutive days and subject to maximum of 10 consecutive days.

Convalescence Benefit: A benefit amount of `10,000 per insured once during the policy period will be paid in case of hospitalisation arising out of any injury or illness as covered under the policy, for a period of consecutive 10 days or more.

Optional Cover 2

Outpatient Treatment Cover: Reimbursement for the medical expenses incurred as an Outpatient (OPD).

Maternity Benefit: Reimbursement for medical expenses incurred for delivery, including a cesarean section, during hospitalisation or lawful medical termination of pregnancy during the policy period. The waiting period for maternity cover is 3 years. The cover shall be limited to 2 deliveries / terminations during the period of insurance. Pre - natal and Post - natal expenses shall be covered under this benefit. This cover is applicable only for floater plan having Self and Spouse in the same policy.

New Born Baby Cover: The new born child can be covered under this policy during hospitalisation for a maximum period upto 91 days from the date of birth of the child. This cover will be provided only if maternity cover is opted.

Wellness and Preventive Healthcare: All the expenses pertaining to routine health check - ups and for other wellness and fitness activities taken by you will be reimbursed.

Optional Cover 3

Critical Illness Cover: The customer can opt for Critical Illness Cover covering specified Critical Illnesses / medical procedures like Cancer of Specified Severity, First Heart Attack - of Specified Severity, Open Chest Cabg, Stroke Resulting in Permanent Symptoms, Permanent Paralysis of Limbs, Kidney Failure Requiring Regular Dialysis, Major Organ / Bone Marrow Transplant, Multiple Sclerosis with Persisting Symptoms, Open Heart Replacement or Repair of Heart Valves, Coma of specified severity. A benefit amount is paid up on the diagnosis of the chosen critical illness.

Donor Expenses: Reimbursement up to `50,000 for such medical expenses as incurred by the organ donor for undergoing any organ transplant surgery for your use.

*Conditions apply

Voluntary Deductible

Notwithstanding anything to the contrary in the Policy, it is hereby expressed and agreed that You have voluntarily opted for a Deductible, as specifically appearing in the Policy Schedule, in consideration for a reduction in premium amount payable for this Policy.

Deductible will be applicable for each and every Claim during the Policy Year before it becomes payable by Us under the Policy. Subject otherwise to the terms, conditions and exclusions of the Policy.

Refer to the Policy Wordings document to understand exactly what all your policy covers, so you can benefit from it better.

Your policy does not cover:

  • An illness that you contract within 30 days of the starting date of your policy, except those that are incurred as a result of an accident. This clause is not applicable on the subsequent renewals.

For the first 2 years, some diseases like cataract, hernia, stone in the urinary system and others will not be covered.

Exclusions valid for the first 2 years

Treatment of the following diseases/illness/ailments

  • Cataract #
  • Benign prostatic hypertrophy
  • Myomectomy, hysterectomy unless because of malignancy
  • Hernia and hydrocele
  • Fissures and/or fistula in anus, hemorrhoids/piles
  • Joint replacement, unless due to accident
  • Sinusitis and related disorders
  • Stone in the urinary and biliary systems
  • Dilatation and curettage, endometriosis
  • All types of skin and all internal tumours/cysts/nodules/polyps of any kind, including breast lumps, unless malignant
  • Dialysis required for chronic renal failure
  • Surgery on tonsils, adenoids and sinuses
  • Gastric and duodenal erosions and ulcers
  • Deviated nasal septum
  • Varicose veins/varicose ulcers

If the policy is renewed with us for two consecutive years, the above diseases / illness / ailments will be covered from the third year.

# Any claim for cataract treatment shall not exceed ` 20,000 per eye, during each policy year after 2 years from the policy start date.

## 4 years for sum insured up to ` 2 lakhs.

Pre-existing diseases, non-allopathic treatments and some other expenses are permanently excluded from being covered.

Permanent exclusions

  • Any illness/ disease/ injury/ pre-existing disease before the inception of the policy. However, this exclusion ceases to apply if the policy is renewed with the company for two consecutive years for sum insured of `3, 4, 5, 7, 10 lakhs and ` 2 lakhs if the policy is renewed for 4 consecutive years
  • Non-allopathic treatment, pregnancy and childbirth related complications, cosmetic, aesthetic and obesity related treatment
  • Expenses arising from HIV or AIDS and related diseases, use or misuse of liquor, intoxicating substances or drugs as well as intentional self-injury
  • War, civil war or breach of law
  • Naturopathy treatment, acupressure, acupuncture, magnetic and other such therapies
  • Treatment taken outside the country
  • Any expenses arising out of domiciliary treatment

It’s always a good idea to be aware of what is excluded from your policy; so make sure you read the Policy Wordings

Check your eligibility for Complete Health Insurance

  • If you are above 18 years of age, you can buy the Complete Health Insurance policy for yourself and your family members, children and parents
  • If you want your child to be covered under the family floater, your child should be more than 3 months of age and in case you are buying an individual policy for your child, he or she should be more than 6 years of age
  • A policy bought to cover children aged between 3 months to 5 years, should necessarily cover at least one adult too
  • Children have to be more than 91 days old to be eligible for the policy
  • If you are buying the policy for an individual who is more than 46 years of age, he or she will need to undergo a medical test at our designated diagnostic centres
  • You can avail income tax benefits under Section 80D, only on policies bought for self, spouse, parents and dependent children

Explore our simple, hassle-free claims process

Cashless Claims

Reimbursement Claims

Other Third Party Administrator Claims – Cashless

Other Third Party Administrator Claims – Reimbursement

  • NOTE:

    • Cashless ​facility is only available at our cashless network hospitals
    • In case of ​planned ​hospitalisation, contact your service provider two days prior to admission
    • In case of ​emergency ​hospitalisation, contact your service provider within 24 hours of hospitalisation
    • For intimating the claim, please call our 24x7 toll free number 1800 2666 or SMS ‘HEALTHCLAIM’ to 575758 (charge – `3 per SMS) or email us at ihealthcare@icicilombard.com
    • Please send the relevant documents to: ICICI Lombard Health Care, ICICI Bank ​Tower, Plot No. 12, Financial District, Nanakramguda, Gachibowli, Hyderabad - 500 032

    Get answers to common queries about complete health insurance

    • GENERAL
    • COVER
    • PREMIUM
    • CLAIMS
    • POLICY
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    What do you mean by annual sum insured?

    The annual (basic) sum insured is the maximum amount that an insurance company will pay you, according to the insurance contract, in the event of a claim.

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    What do you mean by waiting period?

    The duration only after which a claim can be made is called the waiting period. 

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    If I increase my policy Sum Insured at the time of renewal, do any waiting periods apply?

    Yes, waiting periods will be applicable afresh in relation to the amount by which the Sum Insured has been enhanced.

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    What do you mean by pre-existing disease?

    Any condition, aliment or injury or related condition(s), for which you had signs or symptoms and/or were diagnosed and/or received medical advice/treatment within 48/24* months prior to the first policy with the insurance company is called a pre-existing disease. (*as per selected plan) 

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    What are the covers offered under Basic Hospitalisation?

    It refers to payment of the in-patient hospitalisation expenses such as boarding and nursing expenses, intensive care unit charges, surgeon’s/doctor’s fee, anesthesia, blood, oxygen, operation theatre charges etc. that you would incur during hospitalisation for a minimum period of 24 consecutive hours.

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    What are the covers offered under Day Care Surgeries/Treatments?

    It refers to payment of the Medical Expenses that you would incur while undergoing Specified Day Care Procedures/Treatment (as mentioned in the Day Care Surgeries list), which require less than 24 hours hospitalisation.

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    What are the covers offered under Pre and Post Hospitalisation Expenses?

    It refers to payment of the Medical Expenses that you might incur immediately 30 days before and 60 days after hospitalisation.

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    What are the covers offered under Critical Illness?

    It refers to payment of a fixed amount (up to Sum Insured) upon diagnosis of covered major illnesses and mentioned medical procedures.

    Covers offered under critical illness/medical procedures are Cancer, Coronary, Artery By-pass graft surgery, Myocardial Infarction (Heart Attack), End Stage Renal Failure, Major Organ Transplant, Stroke, Paralysis, Heart Valve Replacement Surgery and Kidney failure.

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    What parameters are considered for calculating the premium?

    Cover opted (Individual / Floater)
    Age of senior most member
    Sum Insured selected
    Sub limit (if selected)
    Optional covers (add-ons chosen)

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    What is the procedure for reimbursement settlement?

    All the claims have to be intimated 48 hours prior to hospitalisation and within 24 hours post admission in case of emergency

    • Intimate claim by sending SMS 'HEALTHCLAIM' to 575758 (charge – 3 per SMS) or calling our toll free number 18002666 or email us at ihealthcare@icicilombard.com
    • Send your duly filled (and signed by you as well as your treating doctor) claim form and required documents to us
    • We will review your claim request (as per policy terms and conditions)
    • On approval, we will settle your claim (as per policy terms and conditions) and reimburse the approved amount to you

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    What is the process for claim?

    The claim process involves 3 steps
    • Claim Intimation
    • Claim Processing
    • Claim Payment/Closure

    Claim can be intimated through various modes:
    • Call Center
    • Walk in
    • E-mail
    • Fax
    • Letter
    • SMS

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    What are the steps for cash settlement

    Only available at network hospitals. Pre-authorisation request to be made at least 48 hours before a planned hospitalisation and within 24 hours of emergency hospitalisation Steps involved
    • Admission in network hospital
    • Fax the pre-authorisation form along with relevant documents (Investigation reports, Previous consultation papers if any, Cashless ID, Photo ID)
    • We review your claim request (as per policy terms and conditions)
    • On approval, we settle your claim (as per policy terms and conditions) with the hospital after completion of all formalities

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    Who should be contacted to make a claim?

    The ICICI Lombard claims management team or customer service should be contacted.

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    What if I want to renew my health insurance policy after one year?

    We will be sending you a renewal notice informing you of the expiry of your health policy via courier.

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    What is a Health Card?

    A Health Card is a card that you get along with your policy. It is similar to an identity card. This card entitles you to avail cashless hospitalisation at any of our network hospitals.

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    How does a Health Card function in case of a 2-year (auto renewal) policy?

    In case of a 2-year (auto renewal) policy, you will be issued a single card, which will be valid for the entire policy period. The health card need not be renewed or re-issued during the policy tenure.

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    What are the benefits of a health card?

    A health card mentions the contact details and the contact numbers of the Third Party Administrator (TPA). In case of a medical emergency, you can call on these numbers for queries, clarifications and for seeking any kind of assistance.

    Moreover, you need to display your health card at the time of admission into the hospital.

    Get a Complete Family Floater Health Insurance Plan from ICICI Lombard and secure your entire family with a single health insurance cover. Protect those who matter to you most! Avail tax benefits.
    4.8 941 reviews

    Review and Rating

    990 reviews

    Write a review
    1. Manimala G. | Mar 05, 2017
      5
      Thank you ICICI Lombard and team, we were very much happy on the correct guidance given and saving our time. Keep up the good work.
    2. Lavneet Bansal | Feb 27, 2017
      5
      Call answered relatively quickly. Your representative was very helpful and explained me, what type of disease are covered in this policy, and also provided list of cashless hospital in my nearby location that is really helpful in selecting health policy.
    3. Madhur Agarwal | Feb 26, 2017
      4
      I was helped by your representative in buying a health insurance. She patiently and satisfactorily answered all my queries. She had complete knowledge about the product which enforced my trust in ICICI Lombard. Keep up the good work guys!
    4. Akhilesh Choudhary | Feb 24, 2017
      4
      Your team helped me in buying the health insurance policy with ease and resolved all my queries. They also provided me information on what is cover in the policy and what is not. Wonderful customer service.
    5. Raghavendra V. | Feb 23, 2017
      5
      Excellent website. Would be pleased to recommend it to anyone, your team’s assistance and advise was greatly appreciated. Thank you!
    6. Bimla Tiwari | Feb 22, 2017
      5
      It was an amazing experience. The Chat feature is really helpful to people who are new to ICICI Lombard website. Your chat team helped me with policy buying process and they provided all terms & conditions of health insurance policy. This reflects that the employees are given good training. 10 out of 10 experience.
    7. Biswajit Singh | Feb 20, 2017
      5
      Outstanding service delivered by ICICI Lombard chat team. They easily renewed my health insurance policy online. Enjoy!
    8. Alok Singh | Feb 18, 2017
      5
      We were guided by the customer agent, she informed us about the add-ons available with health policy and helped us to choose appropriate add-on as per our requirement. The overall experience was good. Would be recommending others about ICICI Lombard’s policy and service. Thanks.
    9. Jagdish Sangtani | Feb 16, 2017
      5
      Excellent support, explanation and clarification provided by ICICI Lombard team. Feel as though I've obtained a good health insurance policy. Thanks
    10. Veerendra Babu Karusala | Feb 15, 2017
      5
      I found, your representative was very informative and helpful in answering all my questions. He took me through several health insurance plans and helped me to select the right policy as per my need. Awesome customer service.
    11. Harish Marnad | Feb 14, 2017
      4
      Hello, your team has provided good guidance of the health insurance product that I am planning to buy. Excellent customer service. Thanks
    12. Lakshmikant N. | Feb 13, 2017
      4
      Your team was very helpful in chat mode and helped me to renew my health insurance policies. They explained me all pros and cons of the insurance policy. Excellent service.
    13. Kiran Konduru | Feb 12, 2017
      4
      This feedback is for your representative who explained me policy’s terms and conditions in detail and assisted me to buy health insurance policy online. Thanks you!
    14. Abhilash Aruva | Feb 11, 2017
      5
      Thanks ICICI Lombard for helping me out with buying health insurance policy. Very good assistance.
    15. Gayatri Limaye | Feb 10, 2017
      5
      I would like to personally thank your healthcare insurance customer support team for handling my query with complete patience. They handled call very professionally and explained all inclusions and exclusions of complete health insurance policy. Thank you once again…Good Luck…..Keep up the Good work….
    16. Sanchit Seth | Feb 09, 2017
      5
      It was a pleasure speaking to your executive. With a person like her by your side it becomes very easy and convenient to get your work done. She elaborated perfectly and gave step by step explanation of advantages and clauses simultaneously of health insurance policy. Profound pleasure in dealing with your company. Thanks for all your support.
    17. Dilip Tharoor | Feb 08, 2017
      4
      I bought a health insurance for my mom online. Got all the information I needed by using the online chat app.
    18. Rafiq Shaikh | Feb 06, 2017
      5

      Great Service, clear and transparent pricing and cover was fully explained. Peace of mind knowing if any health matters occur I'm covered totally. Also, good to know that claim settlement ratio of ICICI Lombard is very high.

       

    19. Rajeev Kumar | Feb 05, 2017
      4
      Your customer care executive has done a good job to renew my health insurance policy online, she provided complete detail about the policy and helped me to choose appropriate policy as per my requirement. Thanks
    20. Ram Kumar | Feb 04, 2017
      5
      High claim settlement ratio gives me confidence to buy health insurance policy from your organisation. Overall wonderful customer experience. Thanks!
    21. Subramaniyan N. | Feb 03, 2017
      5
      Just Now, I renewed my daughter’s health insurance policy online. Really such a good health policy offered by ICICI Lombard and their service is awesome.
    22. Subuhan | Feb 02, 2017
      5
      Call answered relatively quickly. Knowledgeable staff who answered all questions and told me of additional options of benefit to me, provided wonderful support in renewing my health policy. I appreciate ICICI Lombard for very speedy support.
    23. Sumit Kumar | Feb 01, 2017
      5
      Good explanation about health insurance policy on call. Great follow up by your customer support team. Looking forward for same kind of customer experience in future as well if needed. Thanks.
    24. Saveena Rodricks | Jan 31, 2017
      4
      Thanks for your extraordinary support and appreciate your team’s effort to follow up on my mediclaim policy. They explained policy in very understandable way. Cheers!
    25. Swarndeep Singh | Jan 30, 2017
      5
      It’s been great help provided by your sales representative. She explained me all details about health insurance policy. I must say, she is an asset to ICICI Lombard.
    26. Mahesh Prasad | Jan 27, 2017
      5
      ICICI Lombard was a very supportive during my illness. My insurance claim process was extremely smooth and hassle free. Staff was also very helpful.
    27. Vishal Dhanapune | Jan 25, 2017
      4
      Had very good conversation with your agent regarding health insurance. All the details of policy was explained by her and all my doubts were cleared. ICICI Lombard has very good team.
    28. Amit Srivastava | Jan 24, 2017
      4
      I have purchased health insurance via online channel. I had some hassles while buying the policy on www.icicilombard.com, however your support team helped me to buy the policy online. Thank you.
    29. Surbhit Srivastava | Jan 23, 2017
      5
      Bought health insurance policy from ICICI Lombard. Nice experience! Their team has guided well throughout the buying process. Thank you.
    30. Manhar Shukul | Jan 22, 2017
      4
      The team at ICICI Lombard helped me to renew my complete health insurance policy and also explained the cashless hospitalisation in detail. Excellent customer services. Thank you.
    31. S. Bhavaraju | Jan 21, 2017
      4
      It was very helpful. Your team helped me to choose the right health insurance policy as per my need. Excellent customer experience.
    32. Ismail Shaikh | Jan 21, 2017
      3
      Just a suggestion, please include Jupiter hospital, Thane in your cashless network hospital.
    33. Nalini Kanth K. | Jan 20, 2017
      4
      Your representative provided all the details in a very excellent, polite and transparent way. Straight forward, no pushy sales and good service. Now, my health is totally covered under ICICI Lombard’s health insurance policy.
    34. Allen Gonsalves | Jan 20, 2017
      5
      Your representative was excellent in the way he dealt with my call and also very helpful. He ensured that the transaction of health policy was completed successfully. A real personal service and a pleasure to deal with ICICI Lombard.
    35. John Iype | Jan 19, 2017
      5
      I was chatting with your employee and he helped me to renew my health insurance policy online. He was very informative and knowledgeable. Best customer experience. Thanks a lot!!
    36. sunil kumar | Jan 18, 2017
      5
      Customer executive was very helpful, polite and patient in explaining the mediclaim policy in detail. Also, assisted me to buy the policy online. Overall experience was excellent!
    37. Shreeravi Kachinthaya | Jan 17, 2017
      3
      Hi, due to some server error, I was not able to pay online so, that I contacted your team through chat option and they helped me to renew my health insurance policy online. I must say, the live chat option available on ICICI Lombard website is very useful.
    38. Shobhan Kumar Rout | Jan 16, 2017
      5
      I'm very much satisfied with your health insurance policy, it has large number of cashless hospitals, which is the main reason to go with ICICI Lombard once again. Also, your representative was very helpful and co-operative. Great customer experience.
    39. Bala Araveeti | Jan 13, 2017
      4
      Thank you ICICI Lombard for providing such a great service on my health insurance policy renewal process and explaining each and every features/add-ons in detail.
    40. Rahul Srivastava | Jan 12, 2017
      5
      ICICI Lombard team helped me with all my queries on buying complete health insurance policy and also they explained inclusion & exclusions in the policy. Appreciate the effort.
    41. Srikanth Kotha | Jan 11, 2017
      5
      Customer Support Team is very Responsive & helpful. Easy to take a mediclaim policy from ICICI Lombard website through online payment.
    42. Veda Vikash Shashidhar | Jan 11, 2017
      5
      ICICI Lombard, your agent was very helpful during mediclaim policy purchase and she provided all the information about the policy.
    43. Abhishek Agrawal | Jan 11, 2017
      4
      I was guided through the process of buying the health policy by your team. They explained me all the information about policy such as free health check-up, tax benefit and AYUSH treatment etc. and also helped me to buy the complete health policy online.
    44. neha singh | Jan 09, 2017
      4
      A lot of benefits on health insurance policy offered by ICICI Lombard. One of my friend has recommended ICICI Lombard. Excellent customer service. Cheers!
    45. Ramesh Subbarao | Jan 08, 2017
      5
      Excellent customer service by ICICI Lombard, your team had resolve all my queries on health insurance policy and also assisted me in buying the policy online.
    46. Amit Sharma | Jan 06, 2017
      5
      I was getting cheaper quote from Star health insurance but that lady was not able to explain properly and she was not aware of complete policy details. Which made me go with ICICI Lombard, as ICICI Lombard is known for its customer service and professionalism, although charges are little high. But one will not feel bad paying extra, after getting such service. Explanation was superb and thanks for letting me know section 80D tax saving part, now I could save money for 2 years.
    47. Surjeet Singh Bisht | Jan 05, 2017
      5
      I was searching for health insurance policy as per my requirements and finally, I arrived at ICICI Lombard website and observed that ICICI Lombard is one of the best general insurance company. They offer 24x7 customer support, high number of cashless hospitals, and buying policy online is very simple.
    48. Anurag Karkhanis | Jan 04, 2017
      5
      Dear Concern, With regards to the Health Policy of ICICI Lombard, it’s been designed based on the today’s requirements. Your sales person had guided me very well to complete the policy transactions online and gave complete information about policy.
    49. Sadik Ali Sayyad | Jan 03, 2017
      3
      Due to some technical issue, I was unable to renew my complete health insurance policy online. However, ICICI Lombard’s chat support team had helped me to renew my policy. Thanks
    50. Ravi Bhardwaj | Jan 03, 2017
      4
      I contacted your representative to buy health insurance policy and she explained me all benefits of the policy and also she shared me the list of network hospitals which are nearby to my area. I found that all the major hospitals were in the list. That is the main reason I bought ICICI Lombard’s health insurance policy.
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      “My 2 year daughter was admitted in the hospital due to high fever and this was my first experience with ICICI Lombard claim and I have to te... ”

      Joe Cherian - Regional Manager - Chennai

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      “Appreciate your quick response to my recent follow up for my insurance policy. I got my policy certificate within hours of the same day. ”

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      “Good and timely response for claim settlement. Contrary to the agents who are behind the customer for policies and run away from responsibil... ”

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      “No.1. General Insurance Company, which has no lengthy process to clear the claims. Hope it will continue for years & years. All the best. ”

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      “I like the customer friendly policies and the employee friendly environment ”

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      “We have good experience up till now. Good feed back. ”

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      “Your service support and network is very good ”

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      “I have been a customer of ICICI Lombard and very happy with the service provided and cashless hospitalisation with no worries and now I have... ”

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      member

      “Extremely pleased with ICICI Lombard and cannot thank the support staff enough for smooth cashless hospitalization of my son and subsequent ... ”

      Satyanarayan Dash - Sr. Manager Zee Entertainment Enterprises Ltd Kolkata

      member

      “I have had one experience recently (January-February 2016) with ICICI Lombard. Based on this one experience my comment is as follows: Though... ”

      Sudheer Mehta - Baroda

      member

      “I am associated with you since 4 years. During this period I did not face any problem. My policies are getting renewed immediately, the clai... ”

      Jaweed Aslam Ahmed Shaikh - Technical Project Manager Mumbai

      member

      Excellent service..strict timelines..flawless..I would never change my policy even if I have to pay a few extra bucks. Already referred t... ”

      Ravindra Choudhary - Sales Manager - American Express New Delhi

      member

      “E​xtremely h​appy. V​ery ​satisfied ​with your express ​settlement of claims. My ​experience ​with you is ​unique ​as compared with others. ... ”

      Dilip V Bhide - Nagpur - Proposer

      member

      “You can say that I am big 'fan' of ICICI Bank. This is one of the main reasons I went to ICICI Lombard for my health insurance and 2-wheeler... ”

      Pawan Kabra - IT Professional - Surat

      member

      “Thanks for the very quick and immediate settlement of my hospital expenses reimbursement claim on 17th Feb 2016, Even though it t... ”

      R Krishnamoorthy - Bangalore - Retired Deputy General Manager, BSNL

      member

      “Good experience as positive and prompt response received. Expect to maintain and further improvement in meeting needs. ”

      Ashish Roy Chowdhury - CEO Burnpur Cement Ltd Kolkata

      member

      “I renewed my health and motor policy on icicilombard.com and it was a seamless experience. On my previous policy, I had registered a claim l... ”

      Belson Coutinho - Vice President - Jet Airways (India) Ltd - Mumbai

      member

      “It has been a great feeling to be a customer of ICICI Lombard. I have their complete health insurance policy and I am happy with it. This is... ”

      Anshul Thakur - Manager Maruti Suzuki,Delhi

      member

      “I was looking for tax saving options a couple of weeks back and one of my friend suggested health insurance. Since I already have a health i... ”

      Aditya Mishra – Lawyer Mumbai

      member

      “I found out about ICICI Lombard from my friend and looked up their website. I read about mediclaim policy and called them on 1800 2666 to kn... ”

      Gaurav Yadav - Manager at TheBooks

      member

      “I landed on your website while researching for medical insurance and was impressed by the benefits of your health insurance. I called the ca... ”

      Janmang Davda - Product Manager Mumbai

      member

      “I bought your health policy last year and it was good experience at that time. This year I raised a claim due to minor accident and your sta... ”

      Abhishek Parikh - Co-founder at The Bundlers

      member

      “I was looking for a health insurance policy for my parents and took a quote on icicilombard.com. The team followed up with me regularly and ... ”

      Raghav Grover - Manager – Client Solutions at Aspiring Minds Gurgaon

      member

      “One of my colleagues suggested that ICICI Lombard has a good policy when it comes to health/mediclaim insurance. I did my research and found... ”

      Arnab Sinha - Manager at Bluestar

      member

      “The service from the call center and the team is praise worthy. They convinced me to go for health booster product so that I can increase my... ”

      Sushant Kaw- Vice Chairperson at Gnaritas Fest

      member

      “I researched for a health insurance scheme on the internet and read about Complete Health Insurance offered by ICICI Lombard. The product fe... ”

      Nikunj Gulati - Deputy Manager - Exide Life Insurance Mumbai

      member

      “The product complete health insurance is suitable for an individual like me who has just started working. I was satisfied with the inclusion... ”

      Pushpendra Parashar - Relationship Manager HFFC Kolkata

      member

      “One of my friends introduced me to the concept of health insurance and I am glad he did as this one of the best investment I have made in my... ”

      Pratul Mahajan - Take over Manager Club Mahindra Mumbai

      member

      “I am already a customer of ICICI Lombard for a long time. I have health, car and two wheeler insurance with them. Last year I had a baby gir... ”

      Sandesh Jadhav -Marketing Manager -Mumbai

      member

      “ICICI Lombard has one of the best health policies available. I did a lot of comparison over the last year and found this to be the best one.... ”

      Saurabh Vaity – Marketing Manager Ahmedabad

      member

      “I am satisfied with the plan I have taken from ICICI Lombard for my health insurance. It has covered my young family. The service is good an... ”

      Hafiiz Shaikh – Mumbai

      member

      “I have just started working and read about tax planning. For my tax saving I decided to buy an ICICI Lombard health insurance policy. The bu... ”

      Kamlendra Singh – Mumbai

      member

      “While researching for mediclaim policies online, I came across complete health insurance and health booster from ICICI Lombard. After going ... ”

      Jai Dhonde – Gati Mumbai

      member

      “I was researching online for health insurance top up policy to increase sum assured for my existing policy which is through my firm. I read ... ”

      Aman Sharma - Reliance Communications Mumbai

      member

      “Since I am newly married, I researched for a lot of health policies which would cover me and my husband. Spoke to the team at icicilombard.c... ”

      Soniya Sanap - Senior Research Manager Kantar Worldpanel Mumbai

      member

      “I believe in natural treatment for diseases and illness and feel that anything can be cured using Ayurveda. It came as an instant delight wh... ”

      Neha Patel - Associate Manager Nielsen Mumbai

      member

      “I had a great call with the team at Lombard on the toll free number. They explained all inclusions and exclusions of their health policy whi... ”

      Pravin Kumbhar - Deputy Manager at Ashida Electronics Mumbai

      member

      “I have used ICICI bank site for online purchase of Health Insurance for my family. It was a nice experience and I enjoyed it. I could get de... ”

      P.D. Kulkarni - Bank Manager - Mumbai

      member

      “I am happy with the services offered by ICICI Lombard General Insurance Company. I have medical policies from different companies for my fam... ”

      Ashish Shah - Entrepreneur - Mumbai

      member

      “I am quite amazed to buy a policy from ICICI Lombard. There was no paperwork, no health check-up, no cheque payments, no reminder calls etc.... ”

      Ajit Deshpande - Software Engineer - Pune

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      Sr no. Hospital Name Address City State Contact No Latitude Longitude Operations
      ICICI Lombard General Insurance Ltd. is one of the largest private sector general insurance company in India offering insurance coverage for motor, health, travel, home, student travel and more. Policies can be purchased and renewed online as well. Immediate issuance of policy copy online.
      Trade logo displayed above belongs to ICICI Bank Ltd. and Northbridge Financial Corporation and is used by ICICI Lombard GIC Ltd. under license. Insurance is the subject matter of the solicitation. The advertisement contains only an indication of cover offered. For more details on risk factors, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale. ICICI Lombard General Insurance Company Limited, ICICI Lombard House, 414, Veer Savarkar Marg, Near Siddhi Vinayak Temple, Prabhadevi, Mumbai - 400025. Reg. No.115. Fax no - 022 61961323. CIN: U67200MH2000PLC129408.
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