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Get cashless approval within 4 hours* with ICICI Lombard’s ​Complete ​Health ​Insurancemsg

With ICICI Lombard’s Complete Health Insurance policy, you are assured cashless approval within 4 hours. This lets you avail timely medical services without worrying about the finances, at any of our 4500+ network hospitals.

7 reasons to buy ICICI Lombard Complete Health Insurance

  • member

    Enjoy tax benefits


    Enjoy tax deduction benefits on the premium amount paid for yourself, spouse and dependent children

  • member

    Secure wellness, health and maternity expenses


    Add-on cover for Outpatient Treatment, Wellness and Preventive Healthcare, and Maternity Benefit

  • member

    Get free value-added services


    In addition to coverage benefits of your policy, you also get access to an online chat with a doctor, free health check-ups and e-consultations to help you stay fit and healthy

  • member

    Secure health costs for as long as you live


    With our lifetime renewal facility, there is no upper age limit to your policy. Continue to renew it and stay protected from medical expenses

  • member

    Now reset your sum insured up to 100%


    Once in a policy year, your sum insured amount will be reset up to 100%

  • member

    Get cover for alternative therapies with AYUSH


    Get covered for Ayurveda, Unani, Siddha and Homeopathy (AYUSH) treatment while you are hospitalised

  • member

    We guarantee on time claim service


    Get a quick response: for cashless claims in 4 hours and reimbursement claims in 14 days


Cashless Hospitalisation Facility For Your Health Insurance Claim

Read Article

Tax Deduction of Health Insurance Premium


Why ​Do ​You ​Need ​Critical ​Illness ​Insurance?

Medication and treatment costs for critical illnesses can be huge; however, a bit of prudent planning helps.

See More

Understand your Complete Health Insurance policy coverage

Your policy covers:

  • Medical expenses incurred during hospitalisation for more than 24 hours, including room charges, doctor/surgeon’s fee, medicine bills, etc.
  • Medical expenses incurred 30 days prior and 60 days post hospitalisation
  • Day-care expenses for advanced, technological medical surgeries and procedures requiring less than 24 hours of hospitalisation (including dialysis, radiotherapy and chemotherapy)
  • Pre-existing diseases, but after 2 years / 4 years of continuous coverage with the Company*
  • Life Long Renewability: The policy provides life - long renewal
  • Floater Benefit: Floater cover to get family (self, spouse, dependent parents, dependent children, brothers and sisters) covered for the same sum insured under a single policy by paying one premium amount. Any individual above 3 months of age can be covered under the policy provided 1 adult is also covered under the same policy
  • Additional Sum Insured: An Additional Sum Insured of 10% of Annual sum insured provided on each renewal for every claim free year up to a maximum of 50%. In case of a claim under the policy, the accumulated Additional Sum Insured will be reduced by 10% of the Annual Sum Insured in the following year
  • Policy period: Option of choosing 1 or 2 year policy period under various plans offered
  • Cashless Hospitalisation: Avail cashless hospitalisation at any of our network providers / hospitals. A list of these hospitals / providers is available on our website www.icicilombard.com
  • Free Health Check - up: The customer is entitled for a Free Health Check - up at designated centers. The coupons would be provided to each Insured for every policy year, subject to a maximum of 2 coupons per year for floater policies
  • Tax Benefit: Avail tax deduction on premium paid under health insurance policy as per applicable provisions of Section 80D of Income Tax Act, 1961 and amendments made there to
  • Pre - Policy Medical Check - up: No medical tests will be required for insurance cover below the age of 46 years and Sum Insured up to `10 Lakhs
  • Free Look Period: Policy can be cancelled by giving written notice within 15 days of receiving the policy
  • Reset benefit: We will reset up to 100% of the Sum Insured once in a policy year in case the sum insured including accrued additional Sum Insured (if any) is insufficient as a result of previous claims in that policy year
  • In Patient AYUSH Treatment: Expenses for Ayurveda, Unani, Siddha and Homeopathy (AYUSH) treatment only when it has been undergone in a government hospital or in any institute recognised by the government and / or accredited by Quality Council of India / National Accreditation Board on Health
  • Emergency Ambulance Cover: Reimbursement up to `1,500 per hospitalisation for reasonable expenses incurred on availing an ambulance service offered by a hospital / ambulance service provider in an emergency condition
  • Wellness Program: Our wellness program intends to promote, incentivise and reward you for your healthy behavior through various wellness services. All the activities as mentioned in the desired section help you earn wellness points which will be tracked by us

Optional add-on covers:

Optional Cover 1

Sum Insured(`)   3 lacs/ 4 lacs/5 lacs 7 lacs/ 10 lacs
Hospital Daily Cash `1,000 per day `2,000 per day

Hospital Daily Cash: A certain amount (as per the plan chosen) will be paid for each and every completed day of hospitalisation, if such hospitalisation is atleast for a minimum of 3 consecutive days and subject to maximum of 10 consecutive days.

Convalescence Benefit: A benefit amount of `10,000 per insured once during the policy period will be paid in case of hospitalisation arising out of any injury or illness as covered under the policy, for a period of consecutive 10 days or more.

Optional Cover 2

Outpatient Treatment Cover: Reimbursement for the medical expenses incurred as an Outpatient (OPD).

Maternity Benefit: Reimbursement for medical expenses incurred for delivery, including a cesarean section, during hospitalisation or lawful medical termination of pregnancy during the policy period. The waiting period for maternity cover is 3 years. The cover shall be limited to 2 deliveries / terminations during the period of insurance. Pre - natal and Post - natal expenses shall be covered under this benefit. This cover is applicable only for floater plan having Self and Spouse in the same policy.

New Born Baby Cover: The new born child can be covered under this policy during hospitalisation for a maximum period upto 91 days from the date of birth of the child. This cover will be provided only if maternity cover is opted.

Wellness and Preventive Healthcare: All the expenses pertaining to routine health check - ups and for other wellness and fitness activities taken by you will be reimbursed.

Optional Cover 3

Critical Illness Cover: The customer can opt for Critical Illness Cover covering specified Critical Illnesses / medical procedures like Cancer of Specified Severity, First Heart Attack - of Specified Severity, Open Chest Cabg, Stroke Resulting in Permanent Symptoms, Permanent Paralysis of Limbs, Kidney Failure Requiring Regular Dialysis, Major Organ / Bone Marrow Transplant, Multiple Sclerosis with Persisting Symptoms, Open Heart Replacement or Repair of Heart Valves, Coma of specified severity. A benefit amount is paid up on the diagnosis of the chosen critical illness.

Donor Expenses: Reimbursement up to `50,000 for such medical expenses as incurred by the organ donor for undergoing any organ transplant surgery for your use.

*Conditions apply

Voluntary Deductible

Notwithstanding anything to the contrary in the Policy, it is hereby expressed and agreed that You have voluntarily opted for a Deductible, as specifically appearing in the Policy Schedule, in consideration for a reduction in premium amount payable for this Policy.

Deductible will be applicable for each and every Claim during the Policy Year before it becomes payable by Us under the Policy. Subject otherwise to the terms, conditions and exclusions of the Policy.

Refer to the Policy Wordings document to understand exactly what all your policy covers, so you can benefit from it better.

Your policy does not cover:

  • An illness that you contract within 30 days of the starting date of your policy, except those that are incurred as a result of an accident. This clause is not applicable on the subsequent renewals.

For the first 2 years, some diseases like cataract, hernia, stone in the urinary system and others will not be covered.

Exclusions valid for the first 2 years

Treatment of the following diseases/illness/ailments

  • Cataract #
  • Benign prostatic hypertrophy
  • Myomectomy, hysterectomy unless because of malignancy
  • Hernia and hydrocele
  • Fissures and/or fistula in anus, hemorrhoids/piles
  • Joint replacement, unless due to accident
  • Sinusitis and related disorders
  • Stone in the urinary and biliary systems
  • Dilatation and curettage, endometriosis
  • All types of skin and all internal tumours/cysts/nodules/polyps of any kind, including breast lumps, unless malignant
  • Dialysis required for chronic renal failure
  • Surgery on tonsils, adenoids and sinuses
  • Gastric and duodenal erosions and ulcers
  • Deviated nasal septum
  • Varicose veins/varicose ulcers

If the policy is renewed with us for two consecutive years, the above diseases / illness / ailments will be covered from the third year.

# Any claim for cataract treatment shall not exceed ` 20,000 per eye, during each policy year after 2 years from the policy start date.

## 4 years for sum insured up to ` 2 lakhs.

Pre-existing diseases, non-allopathic treatments and some other expenses are permanently excluded from being covered.

Permanent exclusions

  • Any illness/ disease/ injury/ pre-existing disease before the inception of the policy. However, this exclusion ceases to apply if the policy is renewed with the company for two consecutive years for sum insured of `3, 4, 5, 7, 10 lakhs and ` 2 lakhs if the policy is renewed for 4 consecutive years
  • Non-allopathic treatment, pregnancy and childbirth related complications, cosmetic, aesthetic and obesity related treatment
  • Expenses arising from HIV or AIDS and related diseases, use or misuse of liquor, intoxicating substances or drugs as well as intentional self-injury
  • War, civil war or breach of law
  • Naturopathy treatment, acupressure, acupuncture, magnetic and other such therapies
  • Treatment taken outside the country
  • Any expenses arising out of domiciliary treatment

It’s always a good idea to be aware of what is excluded from your policy; so make sure you read the Policy Wordings

Read More

ICICI Lombard Complete Health Insurance
Motor 128

Check your eligibility for Complete Health Insurance

  • If you are above 18 years of age, you can buy the Complete Health Insurance policy for yourself and your family members, children and parents
  • If you want your child to be covered under the family floater, your child should be more than 3 months of age and in case you are buying an individual policy for your child, he or she should be more than 6 years of age
  • A policy bought to cover children aged between 3 months to 5 years, should necessarily cover at least one adult too
  • Children have to be more than 91 days old to be eligible for the policy
  • If you are buying the policy for an individual who is more than 46 years of age, he or she will need to undergo a medical test at our designated diagnostic centres
  • You can avail income tax benefits under Section 80D, only on policies bought for self, spouse, parents and dependent children

Explore our simple, hassle-free claims process

Cashless Claims

Reimbursement Claims

Other Third Party Administrator Claims – Cashless

Other Third Party Administrator Claims – Reimbursement

  • NOTE:

    • Cashless ​facility is only available at our cashless network hospitals
    • In case of ​planned ​hospitalisation, contact your service provider two days prior to admission
    • In case of ​emergency ​hospitalisation, contact your service provider within 24 hours of hospitalisation
    • For intimating the claim, please call our 24x7 toll free number 1800 2666 or SMS ‘HEALTHCLAIM’ to 575758 (charge – `3 per SMS) or email us at ihealthcare@icicilombard.com
    • Please send the relevant documents to: ICICI Lombard Health Care, ICICI Bank ​Tower, Plot No. 12, Financial District, Nanakramguda, Gachibowli, Hyderabad - 500 032

    Get answers to common queries about complete health insurance

    • COVER
    • CLAIMS
    • POLICY

    What do you mean by annual sum insured?

    The annual (basic) sum insured is the maximum amount that an insurance company will pay you, according to the insurance contract, in the event of a claim.

    What do you mean by waiting period?

    The duration only after which a claim can be made is called the waiting period. 

    If I increase my policy Sum Insured at the time of renewal, do any waiting periods apply?

    Yes, waiting periods will be applicable afresh in relation to the amount by which the Sum Insured has been enhanced.

    What do you mean by pre-existing disease?

    Any condition, aliment or injury or related condition(s), for which you had signs or symptoms and/or were diagnosed and/or received medical advice/treatment within 48/24* months prior to the first policy with the insurance company is called a pre-existing disease. (*as per selected plan) 

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    What are the covers offered under Basic Hospitalisation?

    It refers to payment of the in-patient hospitalisation expenses such as boarding and nursing expenses, intensive care unit charges, surgeon’s/doctor’s fee, anesthesia, blood, oxygen, operation theatre charges etc. that you would incur during hospitalisation for a minimum period of 24 consecutive hours.
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    What are the covers offered under Day Care Surgeries/Treatments?

    It refers to payment of the Medical Expenses that you would incur while undergoing Specified Day Care Procedures/Treatment (as mentioned in the Day Care Surgeries list), which require less than 24 hours hospitalisation.
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    What are the covers offered under Pre and Post Hospitalisation Expenses?

    It refers to payment of the Medical Expenses that you might incur immediately 30 days before and 60 days after hospitalisation.
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    What are the covers offered under Critical Illness?

    It refers to payment of a fixed amount (up to Sum Insured) upon diagnosis of covered major illnesses and mentioned medical procedures.

    Covers offered under critical illness/medical procedures are Cancer, Coronary, Artery By-pass graft surgery, Myocardial Infarction (Heart Attack), End Stage Renal Failure, Major Organ Transplant, Stroke, Paralysis, Heart Valve Replacement Surgery and Kidney failure.

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    What parameters are considered for calculating the premium?

    Cover opted (Individual / Floater)
    Age of senior most member
    Sum Insured selected
    Sub limit (if selected)
    Optional covers (add-ons chosen)
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    What is the procedure for reimbursement settlement?

    All the claims have to be intimated 48 hours prior to hospitalisation and within 24 hours post admission in case of emergency

    • Intimate claim by sending SMS 'HEALTHCLAIM' to 575758 (charge – 3 per SMS) or calling our toll free number 18002666 or email us at ihealthcare@icicilombard.com
    • Send your duly filled (and signed by you as well as your treating doctor) claim form and required documents to us
    • We will review your claim request (as per policy terms and conditions)
    • On approval, we will settle your claim (as per policy terms and conditions) and reimburse the approved amount to you
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    What is the process for claim?

    The claim process involves 3 steps
    • Claim Intimation
    • Claim Processing
    • Claim Payment/Closure

    Claim can be intimated through various modes:
    • Call Center
    • Walk in
    • E-mail
    • Fax
    • Letter
    • SMS
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    What are the steps for cash settlement

    Only available at network hospitals. Pre-authorisation request to be made at least 48 hours before a planned hospitalisation and within 24 hours of emergency hospitalisation Steps involved
    • Admission in network hospital
    • Fax the pre-authorisation form along with relevant documents (Investigation reports, Previous consultation papers if any, Cashless ID, Photo ID)
    • We review your claim request (as per policy terms and conditions)
    • On approval, we settle your claim (as per policy terms and conditions) with the hospital after completion of all formalities
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    Who should be contacted to make a claim?

    The ICICI Lombard claims management team or customer service should be contacted.

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    What if I want to renew my health insurance policy after one year?

    We will be sending you a renewal notice informing you of the expiry of your health policy via courier.

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    What is a Health Card?

    A Health Card is a card that you get along with your policy. It is similar to an identity card. This card entitles you to avail cashless hospitalisation at any of our network hospitals.
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    How does a Health Card function in case of a 2-year (auto renewal) policy?

    In case of a 2-year (auto renewal) policy, you will be issued a single card, which will be valid for the entire policy period. The health card need not be renewed or re-issued during the policy tenure.

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    What are the benefits of a health card?

    A health card mentions the contact details and the contact numbers of the Third Party Administrator (TPA). In case of a medical emergency, you can call on these numbers for queries, clarifications and for seeking any kind of assistance.

    Moreover, you need to display your health card at the time of admission into the hospital.

    Reviews and Ratings

    1143 reviews

    Write a review
    1. Kunal Kishor Shrivastva | Feb 13, 2018
      I booked my health insurance policy through the ICICI Lombard website with the valuable guidance of your executive. She introduced me to the plan’s advantages such as no pre-policy medical check-ups. Thanks for your effort.
    2. Ritu Rodrigues | Feb 13, 2018
      Your salesperson helped me out with the renewal of my health insurance. Afterwards, he also assisted me in buying your Personal Protect Policy. His good knowledge of the plan and easy explanation of the purchase process deserves praise.
    3. Anuj Sharma | Feb 11, 2018
      I had a great experience with the customer care team at ICICI Lombard. One of your employees briefed me about the policy’s provisions such as cashless hospitalisation at network hospitals and wellness program that rewards a customer for being fit. I found him to be very helpful during the policy buying process.
    4. Mandadi Rama Krishna Reddy | Feb 10, 2018
      Kudos to ICICI Lombard for being so well-managed and organised! Your representative seemed very nice. He patiently addressed my concerns regarding health insurance. During our interaction, I also learnt a lot about the inclusions and exclusions of the policy. His good work definitely deserves praise.
    5. Nisha Lohat | Feb 09, 2018
      I enjoyed prompt service from your agent during the purchase of my health insurance plan. She helped me in choosing the best policy for me and my husband. This experience has made me trust ICICI Lombard more than ever.
    6. Kishore Rao | Feb 08, 2018
      Just spoke with your agent over the phone. I am impressed with the help she offered to me during the renewal of my health insurance policy with ICICI Lombard. She also sold me a new insurance plan. She did a really good job!
    7. Akaash Dasgupta | Feb 07, 2018
      I’d been looking to buy a new health insurance policy which prompted me to contact your customer care executive. He helped me to make my insurance profile and complete the transaction. I would also like to point out that he was very polite and helpful. Thank you.
    8. Ninad Kothekar | Feb 06, 2018
      I was helped promptly by your agent for the renewal of my health insurance policy. She possessed in-depth knowledge of the policy and explained the features to me in a polite way. Thanks a lot.
    9. Md. A. Rahman | Feb 05, 2018
      I’ve booked ICICI Lombard’s health insurance policy for the first time. My experience with the customer care team was excellent. The agent explained to me each and every facet of the plan in a clear way. I also found the terms and conditions of the policy to be extremely good.
    10. Siva Reddy | Feb 04, 2018
      The ICICI Lombard representative provided useful guidance that helped me to renew my health insurance plan. She made me aware of the policy’s benefits too. It was nice to talk to her.
    11. Mankirat Singh Brar | Feb 03, 2018
      When it came to my health insurance purchase, your agent provided me with timely assistance. He described the plan’s provisions in detail, and gave convincing answers to all of my questions. Great going!
    12. Subhendu Pratihari | Feb 02, 2018
      I interacted with an agent who presented the clauses of ICICI Lombard’s health insurance plan in an excellent manner. I was told about the plan’s numerous advantages including tax benefits under section 80D of the Income Tax Act. I am definitely impressed with her professionalism.
    13. Paneer Selvan | Feb 01, 2018
      I wanted to buy health insurance for my parents, and your customer service associate helped me in this matter. I am happy to have purchased the right policy for my loved ones. Thanks for your guidance. I extremely satisfied with the service.
    14. Ivan Lobo | Jan 31, 2018
      Your salesperson was extremely professional during our chat. She directed me to a suitable health insurance plan after listening attentively to my needs. Kudos to her for her excellent speaking skills and considerable knowledge of the policy! Thank you.
    15. Pramod Chalaiah | Jan 30, 2018
      I had a fruitful discussion with your executive. His useful suggestions helped me to select a good health insurance plan. I also got to learn about things to keep in mind when buying such a policy. Really appreciate his patient manner of listening to and answering my questions. Overall, he did an excellent job. Good luck!
    16. Anindya Ghosh | Jan 29, 2018
      I’m grateful for the assistance that your agent extended to me during the health insurance buying process. She walked me through the clauses of your policy such as tax advantages under Section 80D of the Income Tax Act. She deserves a good rating for her quality advice.
    17. Subhash Jain | Jan 28, 2018
      Your salesperson helped me a lot during my health insurance plan renewal. She was also very open and honest about the policy advantages like tax deductions under Section 80D of the Income Tax Act. I rate her 10 out of 10. Thanks for the excellent service.
    18. Dinesh Kumar Maloo | Jan 27, 2018
      The agent I spoke to efficiently assisted me in renewing my two health insurance policies. With his guidance, I’ve increased my accidental death benefit coverage from Rs. 5 lakhs to Rs. 25 lakhs. Continue the good work!
    19. Shinoj Krishnan | Jan 26, 2018
      I would like to commend your customer care executive for her dedication to her job. Her valuable support is the only reason I chose to buy my health insurance from ICICI Lombard. I totally believe that her fantastic professionalism will help her reach new heights. I wish her success for the future.
    20. Vivek Natarajan | Jan 25, 2018
      Your customer care employee was of great help to me. She explained the details of your health insurance plans in a comprehensive manner. She was very patient and polite, and helped me to buy a suitable policy as per my needs. Thank you for the valuable support. I really appreciate it.
    21. Santosh Kumar Roy | Jan 25, 2018
      Your representative was remarkably polite and patient while answering my queries. Her easy explanation of the policy and its clauses helped me to comprehend the benefits I would be receiving as a policyholder. She is definitely an asset to ICICI Lombard.
    22. Rakesh M.S. | Jan 24, 2018
      I’ve purchased health insurance from ICICI Lombard. It was a pleasure to talk to your customer support associate. I got to learn about the plan’s numerous features including tax benefits on premiums under Section 80D of the Income Tax Act. Thanks for the excellent service.
    23. Sai Shruthi Veerannagari | Jan 23, 2018
      I reached out to your customer service executive for help with buying health insurance. He gave me a detailed explanation of the different options available, and was very helpful and patient throughout our conversation. I was able to buy the policy within two hours. Great job!
    24. P. Dinesh Krishna Reddy | Jan 23, 2018
      I am delighted with the response that I received upon contacting your customer care team. Your agent walked me through the provisions of your health insurance plan such as coverage against medical expenses incurred during hospitalisation. She answered all of my queries satisfactorily.
    25. Polisetty Ravikanth | Jan 22, 2018
      The ICICI Lombard representative was very forthcoming about the different health insurance options, along with the respective benefits such as tax exemptions under Section 80D of the Income Tax Act. She not only explained every policy in a clear manner but also clarified all of my doubts. Overall, I’m happy with her service.
    26. Sandeep Shetty | Jan 22, 2018
      I’d called up ICICI Lombard for guidance with regard to renewing my health insurance. Your representative helped me to complete the procedure quickly. During the interaction, he also spelled out the advantages of the policy such as tax benefits on premiums under Section 80D of the Income Tax Act. Thank you.
    27. Shankar Mallick | Jan 21, 2018
      I’m delighted that I was able to buy health insurance from ICICI Lombard without any hassle. The salesperson made sure that I understood the ins and outs of the policy before I opted for it. Great service! Even my wife had a good experience with your customer support team when she bought your health insurance plan.
    28. Kunal Vinod Pawar | Jan 21, 2018
      It was really nice to talk to your customer service representative. She not only shared with me the requisite details regarding your health insurance plans, but also helped me choose a policy that would be most beneficial to me. Really appreciate the guidance!
    29. Sanjay Nikam | Jan 20, 2018
      The information provided by your executive with regard to your health insurance plans turned out to be really useful. She spared no effort in explaining how the premiums qualify for deduction under Section 80D of the Income Tax Act. Her honest communication convinced me to choose ICICI Lombard as a health insurer.
    30. Kunal Goswami | Jan 20, 2018
      I’d contacted your customer support associate for the renewal of my health insurance policy. He responded to all of my queries in a satisfactory manner. I also got to know how the premiums for health insurance qualify for deduction under Section 80D of the Income Tax Act. Overall, it was a good experience indeed.
    31. Venkata Krishna | Jan 19, 2018
      I had a great time interacting with ICICI Lombard’s executive. He comprehensively explained to me the provisions of the Complete Health Insurance plan. He also shared with me the financial benefits of splitting the health cover. Looking forward to a great insurer-customer relationship in the future!
    32. K.B. Karthik | Jan 18, 2018
      I am happy to note that your executive did his best to meet my health insurance needs by suggesting a suitable policy. His guidance helped me to make the right decision. Really appreciate it! I consider him a great asset to ICICI Lombard.
    33. Amit Kamavisdar | Jan 17, 2018
      Kudos to your customer support executive for his excellent communication skills! His ability to explain things clearly and effectively really helped me to make an informed choice. I’m looking forward to receiving such useful assistance in the future too.
    34. Syed Irfan Ahmed | Jan 16, 2018
      I received excellent assistance from your agent during my health insurance purchase. She explained the provisions of the policy in detail, especially the bit about how health insurance premiums qualify for deduction under Section 80D of the Income Tax Act. I am extremely satisfied with the service!
    35. Shakar A.T. | Jan 15, 2018
      I would like to show my appreciation to your salesperson for his comprehensive explanation regarding your health insurance plans. It was nice to interact with him. I am delighted with his complete knowledge of the policies and his flawless speaking style. Thank you for helping me to choose the best policy for my needs.
    36. Deepak Kumar Gandotra | Jan 13, 2018
      Your executive promptly assisted me in buying health insurance for my family. She touched upon all the details of the plan, and also helped me in completing the transaction. I really appreciate the effort she took to make the purchase easy for me.
    37. Prashant Singh | Jan 12, 2018
      Your agent gave me complete information about your health insurance plan, especially its inclusions and exclusions. She also told me about the add-on options available for the policy, that too without pushing me to buy. The detailed information and overall positive support given by her made it easy for me to choose ICICI Lombard as an insurer.
    38. Nessie Dmello | Jan 11, 2018
      Your executive guided me well during the purchase of my health insurance plan. He cleared all of my doubts regarding the policy provisions. Even though I was hesitant to pay online for the policy, he managed to convince me otherwise by stressing on the safety aspect of the transaction. Thanks for guiding me every step of the way.
    39. Pramod N.S. | Jan 10, 2018
      The agent I spoke to was very friendly and knowledgeable. Thanks to his guidance, I was able to choose a suitable policy for my health insurance needs. He also made me understand that as a policyholder, I would be eligible for deductions under Section 80D of the Income Tax Act. Really appreciate the help!
    40. Jeevan Anthony Sequiera | Jan 09, 2018
      I am very happy with the support that I received from ICICI Lombard’s representative during my health insurance purchase. She patiently explained to me the plan’s terms and conditions. I was also told about the benefits of buying the policy, including tax deductions under Section 80D of the Income Tax Act.
    41. Tarun Behera | Jan 08, 2018
      It was great to speak to your insurance agent. He gave me a fabulous explanation of the benefits of your health insurance plans including how the premiums qualify for deduction under Section 80D of the Income Tax Act. Thanks for spending valuable time in order to make me understand everything.
    42. Naveen Chopra | Jan 07, 2018
      I had a good interaction with your customer support associate. She listened carefully to my insurance requirements and then helped me by suggesting a good policy accordingly. Thank you for your kind and positive response.
    43. Akash Naik | Jan 06, 2018
      It was nice to talk to your customer service agent. He provided to me all the required information about your health insurance plans according to my needs. Thank you for the support.
    44. Amit Jain | Jan 02, 2018
      Your salesperson was invariably courteous and soft-spoken. He gave me an in-depth explanation of your health insurance plan’s advantages like tax deductions for premiums paid under Section 80D of the Income Tax Act. His complete knowledge of the policy prompted me to make the purchase.
    45. Joel Dave | Dec 30, 2017
      I really appreciate the helpful guidance I received from your representative. He had excellent communication skills, and spared no effort in explaining to me how health insurance premiums qualify for deduction under Section 80D of the Income Tax Act. God bless him!
    46. Gajendra Jhala | Dec 24, 2017
      Received a prompt response to my request for assistance from your customer service representative. She helped me to renew my health insurance policy with ICICI Lombard, and convinced me to buy some other policies too. Thanks for the outstanding support.
    47. Roopesh Bhatia | Dec 23, 2017
      Your customer service person did a great job of suggesting a suitable health insurance plan for me and my family. She also spoke about the optional add-on coverage options and premium charges in case of pre-existing diseases. Her detailed explanation helped me to understand the ins and outs of the policy.
    48. V. Kalpana | Dec 20, 2017
      I would like to thank your agent for patiently clearing all of my doubts regarding your health insurance plan. She also gave me some good advice about the policy which left me impressed and prompted me to become a policyholder with ICICI Lombard. Thank you very much for being so sweet to me.
    49. Hitendra Dhande | Dec 18, 2017
      I purchased a Complete Family Floater Health Insurance Plan online from ICICI Lombard today. The font size and type, and flow of information on your website made it really easy for me to understand the policy. Your agent gave me excellent guidance over the phone while I was surfing your website. She explained each and every clause of the policy and patiently answered my queries.
    50. Shankar Girgoswami | Dec 17, 2017
      Your customer service executive helped me to understand the provisions of your health insurance plan to my satisfaction. I am happy with his cordial behaviour and his detailed knowledge of the policy benefits such as quick responses to claims. I hope that I will receive such excellent assistance from ICICI Lombard in the future too. Thanks.
      Read All Reviews

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      Listen to our customers


      “My 2 year daughter was admitted in the hospital due to high fever and this was my first experience with ICICI Lombard claim and I have to te... ”

      Joe Cherian - Regional Manager - Chennai


      “Appreciate your quick response to my recent follow up for my insurance policy. I got my policy certificate within hours of the same day. ”

      Haridas Fopalan - Senior Purchasing Officer Ali & Sons Contracting Co. LLC Abu Dhabi


      “Good and timely response for claim settlement. Contrary to the agents who are behind the customer for policies and run away from responsibil... ”

      Prafulla Sarode - CSA Elcom Innovations Pvt. Ltd. Faridabad


      “No.1. General Insurance Company, which has no lengthy process to clear the claims. Hope it will continue for years & years. All the best. ”

      Ajay Vrindavan Gupta - Operation Manager Seshaasai Business Forms Pvt. Ltd. Mumbai


      “I like the customer friendly policies and the employee friendly environment ”

      M T Cosca - Education Promotion Services INCIDE Academy Nagercoil


      “We have good experience up till now. Good feed back. ”

      Kanu Parekh - Owner Yogi Plastics - Sangli


      “Your service support and network is very good ”

      Gaurang Desai - Manager manufacturing Tulip Group Goa


      “I have been a customer of ICICI Lombard and very happy with the service provided and cashless hospitalisation with no worries and now I have... ”

      Shamin Mohan - Proprietor Preciaso world of interiors Kochi


      “Extremely pleased with ICICI Lombard and cannot thank the support staff enough for smooth cashless hospitalization of my son and subsequent ... ”

      Satyanarayan Dash - Sr. Manager Zee Entertainment Enterprises Ltd Kolkata


      “I have had one experience recently (January-February 2016) with ICICI Lombard. Based on this one experience my comment is as follows: Though... ”

      Sudheer Mehta - Baroda


      “I am associated with you since 4 years. During this period I did not face any problem. My policies are getting renewed immediately, the clai... ”

      Jaweed Aslam Ahmed Shaikh - Technical Project Manager Mumbai


      “Excellent service..strict timelines..flawless..I would never change my policy even if I have to pay a few extra bucks. Already referred to v... ”

      Ravindra Choudhary - Sales Manager - American Express New Delhi


      “E​xtremely h​appy. V​ery ​satisfied ​with your express ​settlement of claims. My ​experience ​with you is ​unique ​as compared with others. ... ”

      Dilip V Bhide - Nagpur - Proposer


      “You can say that I am big 'fan' of ICICI Bank. This is one of the main reasons I went to ICICI Lombard for my health insurance and 2-wheeler... ”

      Pawan Kabra - IT Professional - Surat


      “Thanks for the very quick and immediate settlement of my hospital expenses reimbursement claim on 17th Feb 2016, Even though it t... ”

      R Krishnamoorthy - Bangalore - Retired Deputy General Manager, BSNL


      “Good experience as positive and prompt response received. Expect to maintain and further improvement in meeting needs. ”

      Ashish Roy Chowdhury - CEO Burnpur Cement Ltd Kolkata


      “I renewed my health and motor policy on icicilombard.com and it was a seamless experience. On my previous policy, I had registered a claim l... ”

      Belson Coutinho - Vice President - Jet Airways (India) Ltd - Mumbai


      “It has been a great feeling to be a customer of ICICI Lombard. I have their complete health insurance policy and I am happy with it. This is... ”

      Anshul Thakur - Manager Maruti Suzuki,Delhi


      “I was looking for tax saving options a couple of weeks back and one of my friend suggested health insurance. Since I already have a health i... ”

      Aditya Mishra – Lawyer Mumbai


      “I found out about ICICI Lombard from my friend and looked up their website. I read about mediclaim policy and called them on 1800 2666 to kn... ”

      Gaurav Yadav - Manager at TheBooks


      “I landed on your website while researching for medical insurance and was impressed by the benefits of your health insurance. I called the ca... ”

      Janmang Davda - Product Manager Mumbai


      “I bought your health policy last year and it was good experience at that time. This year I raised a claim due to minor accident and your sta... ”

      Abhishek Parikh - Co-founder at The Bundlers


      “I was looking for a health insurance policy for my parents and took a quote on icicilombard.com. The team followed up with me regularly and ... ”

      Raghav Grover - Manager – Client Solutions at Aspiring Minds Gurgaon


      “One of my colleagues suggested that ICICI Lombard has a good policy when it comes to health/mediclaim insurance. I did my research and found... ”

      Arnab Sinha - Manager at Bluestar


      “The service from the call center and the team is praise worthy. They convinced me to go for health booster product so that I can increase my... ”

      Sushant Kaw- Vice Chairperson at Gnaritas Fest


      “I researched for a health insurance scheme on the internet and read about Complete Health Insurance offered by ICICI Lombard. The product fe... ”

      Nikunj Gulati - Deputy Manager - Exide Life Insurance Mumbai


      “The product complete health insurance is suitable for an individual like me who has just started working. I was satisfied with the inclusion... ”

      Pushpendra Parashar - Relationship Manager HFFC Kolkata


      “One of my friends introduced me to the concept of health insurance and I am glad he did as this one of the best investment I have made in my... ”

      Pratul Mahajan - Take over Manager Club Mahindra Mumbai


      “I am already a customer of ICICI Lombard for a long time. I have health, car and two wheeler insurance with them. Last year I had a baby gir... ”

      Sandesh Jadhav -Marketing Manager -Mumbai


      “ICICI Lombard has one of the best health policies available. I did a lot of comparison over the last year and found this to be the best one.... ”

      Saurabh Vaity – Marketing Manager Ahmedabad


      “I am satisfied with the plan I have taken from ICICI Lombard for my health insurance. It has covered my young family. The service is good an... ”

      Hafiiz Shaikh – Mumbai


      “I have just started working and read about tax planning. For my tax saving I decided to buy an ICICI Lombard health insurance policy. The bu... ”

      Kamlendra Singh – Mumbai


      “While researching for mediclaim policies online, I came across complete health insurance and health booster from ICICI Lombard. After going ... ”

      Jai Dhonde – Gati Mumbai


      “I was researching online for health insurance top up policy to increase sum assured for my existing policy which is through my firm. I read ... ”

      Aman Sharma - Reliance Communications Mumbai


      “Since I am newly married, I researched for a lot of health policies which would cover me and my husband. Spoke to the team at icicilombard.c... ”

      Soniya Sanap - Senior Research Manager Kantar Worldpanel Mumbai


      “I believe in natural treatment for diseases and illness and feel that anything can be cured using Ayurveda. It came as an instant delight wh... ”

      Neha Patel - Associate Manager Nielsen Mumbai


      “I had a great call with the team at Lombard on the toll free number. They explained all inclusions and exclusions of their health policy whi... ”

      Pravin Kumbhar - Deputy Manager at Ashida Electronics Mumbai


      “I have used ICICI bank site for online purchase of Health Insurance for my family. It was a nice experience and I enjoyed it. I could get de... ”

      P.D. Kulkarni - Bank Manager - Mumbai


      “I am happy with the services offered by ICICI Lombard General Insurance Company. I have medical policies from different companies for my fam... ”

      Ashish Shah - Entrepreneur - Mumbai


      “I am quite amazed to buy a policy from ICICI Lombard. There was no paperwork, no health check-up, no cheque payments, no reminder calls etc.... ”

      Ajit Deshpande - Software Engineer - Pune


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      Sr no. Hospital Name Address City State Contact No Latitude Longitude Operations
      ICICI Lombard General Insurance Ltd. is one of the largest private sector general insurance company in India offering insurance coverage for motor, health, travel, home, student travel and more. Policies can be purchased and renewed online as well. Immediate issuance of policy copy online.
      ICICI trade logo displayed above belongs to ICICI Bank and is used by ICICI Lombard GIC Ltd. under license and Lombard logo belongs to ICICI Lombard GIC Ltd assigned by Northbridge Financial Corporation solely for the territory of India. Insurance is the subject matter of the solicitation. The advertisement contains only an indication of cover offered. For more details on risk factors, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale. ICICI Lombard General Insurance Company Limited, ICICI Lombard House, 414, Veer Savarkar Marg, Near Siddhi Vinayak Temple, Prabhadevi, Mumbai - 400025. Reg. No.115. Fax no - 022 61961323. CIN: L67200MH2000PLC129408.
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