Introduction

A car defogger is a crucial component designed to enhance visibility during adverse weather conditions. This ingeniously engineered system ensures that condensation and frost on the windshield, back glass, or side windows are swiftly addressed, contributing to safety and comfort for drivers. The first type, called primary defoggers, uses heat from the engine coolant via the heater core. As for the second type, called secondary defoggers, they are usually found on the backglass and/or side view mirrors of a vehicle. These defoggers utilize a series of parallel linear resistive conductors that are either embedded in or attached to the glass. As we explore the intricate world of automotive technology, let's unravel the significance of the defogger.

What is Car Defogger?

Let's take a close look at the meaning of car defogger:

• It is a system that removes condensation and frost from the windshield, rear window, and sometimes the side windows of your car.
• It works by using a heat source. It uses warm air from the car's heater core. Then blows the warm air across the windows. It has dedicated vents on the dashboard to direct air towards the windshield. It is usually embedded in the rear window as a grid of wires that heat up.
• It has various benefits. It helps improve visibility and driving safety in cold and humid weather. It prevents accidents caused by obscured vision. It provides comfort for drivers and passengers.
• Its types include Front defroster, Rear defroster, and Side window defoggers. The front defroster blows air onto the windshield. Meanwhile, the rear defroster blows air onto the rear window. Side window defoggers are available in some cars, blowing air onto the side windows.
• You can use it when the windshield or rear window fogs up, and the windows are frosty.

If you own or operate a vehicle in Bhopal, you are likely familiar with the transport-related procedures overseen by the MP RTO Bhopal. The Regional Transport Office (RTO), established by Section 213 of the Motor Vehicles Act of 1988, oversees and guides all transport-related operations within the city’s jurisdiction. As a city with a significant population, Bhopal often grapples with severe traffic congestion. The seamless operation of traffic in Bhopal is specifically under the purview of the Regional Transport Office (RTO) associated with MP RTO Bhopal, ensuring efficient management within its designated area.

Keep reading to discover additional information about the RTO Bhopal.

RTO Office in Bhopal

RTO Bhopal has a main location where it operates. Know more information about RTO Bhopal from the table below:

Surat, well-known as the Diamond City of India, is a flourishing metropolitan hub. Renowned for its textile and clothing manufacturing, as well as its diamond industries and transportation of diamond jewellery, Surat plays a vital role in these sectors. The RTO Surat oversees the transportation management department in the state of Gujarat. As responsible citizens, the public must adhere to the rules and regulations outlined in the Motor Vehicle Act 1988, contributing to enhancing and expanding road transport facilities in Surat. Now, let’s delve deeper into the detailed vehicle registration process in Surat.

RTO Office in Surat

The RTO offices in Surat provide services related to the registration of vehicles, driving licences, permits and other transportation matters. RTO Surat Gujrat was established under the jurisdiction of Section 213(1) of the Act 1988 of Motor Vehicles:

Right from issuing driving licences to vehicle registration, the Regional Transport Office (RTO) is responsible for ensuring that roads remain safe and everything operates in an orderly manner. It also conducts vehicle inspections, checking the driver’s licence, third-party car insurance, PUC, etc., to ensure compliance with legal standards.

In Ghaziabad, the RTO plays a key role in managing the city’s growing number of vehicles efficiently. Let's find out its services and operation.

RTO office in Ghaziabad

The RTO in Ghaziabad aims to provide an organised and systematic transport facility to the people in the city. It has a mission to implement transport provisions under the Motor Vehicle Act 1988. Let’s understand in detail the RTO in Ghaziabad:

If you want to register a vehicle, obtain a driving licence or require assistance with the transfer of ownership, this is the place you should go. You can opt for online services as well, through the Parivahan Sewa portal.

Importance of Ghaziabad RTO in the city’s transport system

In a developing city such as Ghaziabad, traffic is always on the rise. The RTO plays a crucial role in managing this growth by regulating vehicle registrations, issuing driving licences, enforcing traffic laws and ensuring vehicles meet safety and emission standards. It helps maintain order on the roads, supports efficient transportation and contributes to reducing accidents and congestion through strict monitoring and compliance measures.

It would be difficult to maintain the lakhs of vehicles plying in the city in the absence of the RTO.

What are the different types of RTO forms?

Delving into the diverse landscape of RTO documentation, one encounters a spectrum of forms tailored to distinct purposes. These forms, mandated by regulatory authorities, are pivotal in facilitating various transactions related to vehicle registration, licensing and other regulatory processes. Let’s explore the array of RTO forms and their respective purpose:

• Form 20: Application for motor vehicle registration
• Form 21: Certificate of sales
• Form 23: Registration certificate
• Form 24: Motor vehicle registration
• Form 29: Notice for the transfer of ownership of the motor vehicle
• Form 38 A: Inspection report
• Form 50: Bill of Lading
• Form 51: Certificate of insurance
• Form 54: Accident information report

Vehicle registration process in Ghaziabad

Registering a vehicle in Ghaziabad is a must if you’ve bought a new or used one. Here’s how it works:

• Visit the RTO Ghaziabad office and submit the necessary documents with duly filled forms.
• For the road tax payment, submit a demand draft.
• Pay the charges of the process.
• The registration process typically takes two to three days.
• Upon your application approval, the RTO will assign you a vehicle number.

Transfer of ownership of a registered vehicle in Ghaziabad

The ownership transfer of a registered vehicle in Ghaziabad involves a few steps. Those are as follows:

• Fill out the applicable RTO forms 29 and 30.
• Secure a ‘No Objection Certificate’ (NOC) from the registered office in Ghaziabad. If the vehicle was purchased through financing, obtain the NOC from the financer.
• Get the PUC certificate and the two-wheeler or four-wheeler insurance.
• Pay applicable fees and road taxes.
• Complete the registration process.
• Affirm the sale and purchase of a vehicle.
• Submit other essential documents like passport-sized photographs, address proof and the original RC (Registration Certificate).

Services offered by Ghaziabad RTO

The Ghaziabad RTO offers a variety of important services to make road transport safe and well-regulated. These include vehicle registration, ownership transfers, issuing or renewing a driver's licence, conducting learner's permit tests, collecting road tax and giving vehicle fitness certificates.

Is it compulsory to register your vehicle with the RTO?

Vehicle registration with the Regional Transport Office (RTO) is mandatory in adherence to transportation laws. It serves as a legal obligation and facilitates efficient traffic management and law enforcement. Failure to register a vehicle can result in penalties and legal consequences. By complying with RTO registration, vehicle owners contribute to a safer and more organised road environment, promoting overall adherence to transportation regulations.

Common challenges and tips

The common challenges with the RTO visits and using their services and the tips to help make your experience smoother are listed here:

Challenges

• Standing in long queues at the RTO.
• The requirement for too many documents, that often left incomplete.
• Difficulty in booking online appointments.
• Delays in application approvals.

Tips

• Make use of the Parivahan Sewa portal for online applications.
• Bring all documents required and keep extra photocopies.
• Check office timings and go early to prevent long queues.
• Ask anybody at the help desk.

Four-wheeler insurance in Ghaziabad

Similar to registration, insurance is also mandatory for all vehicles. Third-party car insurance is legally compulsory in India. It will save you from paying out of your pocket if your car causes injury to another person or damages their property.

If you desire total security, go for comprehensive insurance plans. It covers theft, accidents, fire and even natural calamities.

Conclusion

The RTO plays a major role in managing and regulating the Ghaziabad transport system. From getting your licence to registering your vehicle and making sure your vehicle adheres to the rules, the RTO is there to guide you. Spending some time on the necessary procedures and maintaining your vehicle documents will save you a lot of trouble later on. Don't forget that getting the right four-wheeler insurance is as crucial.

Want assistance in selecting the perfect car insurance? Fill out the form on this page and receive personalised advice today.

FAQs

• How do I register my new car in Ghaziabad?

You can go to the RTO office with the required documents and submit Form 20 for registration. You can also apply online.

• Can ownership transfer be done online?

You can apply online for transferring vehicle ownership via Parivahan Sewa, but you'll still need to visit the RTO office for verification.

• Can I renew my driving licence online in Ghaziabad?

Yes, you can apply online for renewal of a driving licence. You might still need to go to the RTO for biometric and photo verification.

• What if I drive without registering my vehicle?

You will be fined and, in certain cases, your vehicle will be confiscated. Driving a vehicle that hasn't been registered is against the law.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Introduction

Nestled in the heart of Uttar Pradesh, the RTO Bareilly plays a crucial role in overseeing and enhancing the region's transportation network. Functioning as the regulatory hub for the transportation industry, it manages tasks such as driver licensing and vehicle registrations and ensures compliance with traffic laws. This synopsis delves deeper into the vital services and functions provided by the RTO office in Bareilly. It sheds light on its effective management of the intricacies of vehicle administration to facilitate seamless and secure transport within Bareilly.

For more details, kindly explore the official Uttar Pradesh website.

RTO Office in Bareilly

The RTO offices in Bareilly manage administrative tasks associated with road transport. The provided table features essential information, including the address, operating hours and contact number for the RTO Bareilly.

The Regional Transport Office (RTO) in Ajmer is a crucial institution, orchestrating and regulating the vehicular landscape in this vibrant city. As the administrative cornerstone for all matters related to transportation, the RTO plays a pivotal role in facilitating seamless processes such as vehicle registration, ownership transfers and compliance with legal mandates. Situated at Jaipur Road, Near Village Ghoogra, the RJ-01 Ajmer RTO is not merely an administrative hub but the linchpin ensuring order, safety, and efficiency of Ajmer’s roadways. It also has a website where you can access various online services related to vehicle registration. This blog delves deeper into the essential functions and significance of the RTO Ajmer.

RTO Office in Ajmer

The Regional Transport Office (RTO) in Ajmer is a crucial administrative hub overseeing various transportation and vehicle regulation aspects within its jurisdiction. Let’s look at the office in detail:

Updated on 10-04-2025

Car insurance is a promise made by an insurance company to the customer. The promise entails
that in case of damage to the car following an accident, the company will pay for the damages.
However, having car insurance is not enough. If your vehicle meets with an accident, you must
be aware of the time limit to file an insurance claim.

The time limit for a car insurance claim varies according to the insurer and the type of claim
filed. For cashless claims, you do not have to pay upfront for any repairs to the car. Your insurance
company will deal with the repair costs. You need to pay for the repairs while filing a
reimbursement claim. The insurance company executes the reimbursement later on. 

Is There a Time Limit for Insurance Claim Settlements?

Yes. Here is the time limit to file an insurance claim:

• Ideally, you should file the claim within 24 hours of damage. Fresh damages help the
  surveyor files a correct inspection report. Any delay in filing a claim makes it difficult to
  contact the other party involved in the accident.
• Some insurers have a time frame of 48 to 72 hours to file the claim.
• In extreme circumstances, you should file the claim within seven days of the mishap.

The insurance company sets a time limit for car insurance plan claims to ensure the reliability of their underwriting process. Failure to justify the reasons for the delay in filing the claim may lead to
non-acceptance of your claim.

Two Ways to Process Car Insurance Claims

When it comes to processing car insurance claims, policyholders typically have two options:

Cashless Claim Settlement Process

In a cashless claim, the insurance company directly settles the repair bills with network garages, minimising out-of-pocket expenses for the policyholder. To avail of this service:

1. Inform the Insurer: Notify your insurance provider immediately after the incident.
2. Visit a Network Garage: Take your vehicle to an authorised network garage of your insurer.
3. Assessment: A surveyor appointed by the insurance company will assess the damage.
4. Approval and Repair: Upon approval, the garage will proceed with repairs, and the insurer will settle the costs directly with the garage.

This method ensures a hassle-free experience, as the insurance provider handles payments directly, and the policyholder is only responsible for deductibles or non-covered expenses.

Reimbursement Claim Settlement Process

In this method, the policyholder repairs the vehicle at a non-network garage, paying money from his pocket. The reimbursement process is as follows:

1. Inform the Insurer: Report the incident to your insurance company promptly.
2. Repair the Vehicle: Get your vehicle repaired at a garage of your choice.
3. Collect Documents: Gather all necessary documents, including repair bills, payment receipts, and any other required paperwork.
4. Submit Claim: File a claim with your insurer, providing all supporting documents.
5. Assessment and Reimbursement: The insurer will assess the claim and reimburse the approved amount to your registered bank account.

While this method offers flexibility in choosing repair services, it requires the policyholder to manage payments initially and await reimbursement.

How to Avoid Delays in Receiving My Claim Settlement?

To ensure a timely claim settlement, consider the following steps:

• Immediate Notification: Inform your insurer about the incident as soon as possible.
• Accurate Information: Provide complete and correct details regarding the incident.
• Timely Documentation: Submit all required documents promptly, including claim forms, repair bills, and any other necessary paperwork.
• Regular Follow-ups: Stay in touch with your insurer to monitor the progress of your claim.
• Understand Policy Terms: Familiarise yourself with your policy's terms and conditions to prevent misunderstandings.

By adhering to these practices, you can facilitate a smoother and quicker claim settlement process.

Can a Delay in Filing Claims Lead to Claim Rejection?

Yes, delaying the filing of a claim can result in rejection. Insurance policies typically specify a timeframe within which claims must be reported. Failing to adhere to these timelines can give insurers valid grounds to deny the claim. Timely reporting allows for proper investigation and preserves crucial evidence, ensuring compliance with policy terms. To avoid potential rejection, it's imperative to file claims promptly as per your policy's requirements.

How Long Does It Take for the Insurance Company to Pay Out the Total Loss Amount?

The time taken by an insurance company to pay out a total loss claim varies based on several factors, including the complexity of the case and the completeness of the submitted documents. Generally, insurers aim to settle such claims within 7 to 10 days after receiving all necessary documentation. However, if there are complications or additional investigations required, the process may take longer. Maintaining open communication with your insurer and promptly providing any requested information can help expedite the settlement process.

Conclusion

Make the claim as soon as somebody hits your car. Don’t forget to carry a copy of the current
and previous year’s policy, driving license, car registration certificate, claim form, and estimate
from the workshop while filing the insurance claim. If you are buying car insurance online, chat with the customer support of the insurance provider and clear any doubts that you have about the process and intricacies of the claim process.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Understanding how and when to check our tyre pressure is crucial because improperly inflated tyres may wear out prematurely. According to Cars.com, tyres with the wrong pressure can result in reduced fuel efficiency. Maintaining the proper tyre pressure not only enhances vehicle handling but also contributes to better fuel economy and longer-lasting tyres.

Here's how to check tyre pressure, including how much air to put in the tyres and the vehicle's recommended tyre pressure.

Process of Checking Tyre Pressure Using a Gauge

Checking tyre pressure using a gauge requires a tire pressure gauge, commonly available at service stations and auto parts stores. It's crucial to do this check while the tyres are cold as driving generates heat, altering the pressure. According to Consumer Reports, if the vehicle has been moved, it's advisable to wait for at least three hours for the tyres to cool down before performing the check.

• We can check our tyre pressure in the following ways once we have a tyre gauge:
  Take off the tyre's air valve cap.
• Press the tyre gauge up against the open valve stem for a brief moment. It's normal to hear a hiss of air.
• Examine the air pressure indicator. For manual gauges, pressure is displayed via a dial with a bar indicating the pressure amount. Digital tire gauges display the pressure reading on their screens.
• Compare the measured pressure value with the recommended tire pressure for accuracy.
• Replace the air valve cap on the tire. (Delay this step if adjustments to the air pressure are needed.)
• Repeat these steps for each tire on the vehicle.

Do you know anything about run-flat tyres? Are you aware of the process to identify them? Do you know if your car has these installed? There is a lot of technical jargon around tyres, which can confuse laypeople who lack knowledge about automobiles and their functioning. Running flat tyres is one example of this. Nobody in the industry defines them, even if you have heard of them being discussed or seen them mentioned online.

So, what are run-flat tyres? Let’s read on to understand this jargon and how and when to replace your run-flat tyres after identifying them.

Run Flat Tyres Meaning

• Contrary to regular tyres, run-flat tyres enable you to stay on the road in case of a puncture and prevent potentially hazardous accidents.
• Run-flat tyres allow you to continue travelling at 80 kilometres per hour despite a puncture. Their strengthened, self-supporting sidewalls are the elements that keep your car stable and roadworthy even at speeds of up to 80 kilometres per hour. So, even when tyre air pressure drops, run-flat tyres enable you to drive on till you come across a tyre care facility.
• Most modern vehicles have original equipment (OE) run-flat tyres to enhance their safety features.

The sidewall marks indicate the type of tyres intended to run flat. Every major tyre manufacturer that has developed and enhanced run-flat technology has a unique code designating their brand of run-flat tyre.

Here is a list of a few run-flat tyre manufacturers and their brands:

• Zinc Zero Pressure by Michelin
• Bridgestone Run-flat RFT tyres
• Continental Self-Sustained Run Flat SSR
• Dunlop DSST Independent of Others tyres
• EMT Extended Mobility Tyre from Goodyear

The Indian auto sector is going through significant technological upgrades and integrating green options like electric vehicles, electric cars, etc., to reduce carbon footprints for a sustainable future. High demand for limited fossil fuels and environmental degradation calls for eco-friendly solutions.

Hydrogen cars and electric cars are two zero-emission and cost-efficient mobility solutions for a greener future and to heal our environment. These are distinct types, and we will compare them in today’s passage. Refer to the analysis of hydrogen cars vs. electric cars and go green for the sake of future generations.

What is the difference between Hydrogen Cars and Electric Cars?

• Electric vehicles operate on electricity in batteries, and Hydrogen cars run on Hydrogen gas as their fuel source.
  
• Hydrogen cars require a few minutes to refuel and can run for approximately 500 to 800 km on single refuelling. Electric cars need hours to recharge fully. Basic EV cars can go 100 to 150 km on a full charge battery. Advanced models can cover up to 348 km on a fully charged high-quality battery.
  
• Electric cars are cheaper than Hydrogen cars. The upcoming Hyundai Mirai, the first Hydrogen car in India for sale in 2024, is expected to cost around Rs. 60 lakhs.
  
• The generation, processing, and conversion of hydrogen into fuel is an expensive and complex procedure. We need more infrastructure for Hydrogen cars compared to EVs.

Updated on 24 Dec 2025

Hydrogen cars have often been seen as the future of green mobility. They run on hydrogen fuel cells that generate electricity to power the vehicle, making them almost entirely eco-friendly in operation. However, hydrogen vehicles are still experiencing certain challenges.

For all Indian buyers, selecting such cars can be challenging due to their limited availability, high costs and inadequate infrastructure. Before investing in one, it is important to understand its current limitations to evaluate whether it truly stands out as a practical option.

What are hydrogen cars?

Hydrogen vehicles are a type of vehicle that operates on hydrogen fuel cells, rather than diesel or petrol engines. These fuel cells create electricity by blending oxygen and hydrogen and then releasing water vapour as exhaust. This makes such vehicles completely eco-friendly, which is the main reason for their increasing popularity.

What are the disadvantages of having a hydrogen car?

Hydrogen cars come with a set of disadvantages that raise concerns, for example:

• Delivery and storage of hydrogen: This is the main disadvantage of hydrogen vehicles. Whether the hydrogen storage is in a gaseous or liquid state, there will always be losses during transit due to leakage.
• Additional energy input: More energy will be needed to compress or liquefy hydrogen. This procedure diminishes the overall energy efficiency of hydrogen vehicles.
• Safety concern: Hydrogen is highly flammable when it comes in contact with air, which could cause potential users to have safety concerns.
• Complex and expensive manufacturing: Building hydrogen cars involves intricate technologies and specialised components, making their manufacturing more expensive compared to conventional gasoline or electric vehicles.
• Fossil fuel dependency in hydrogen production: The industrial-scale hydrogen production often relies on methods that consume substantial amounts of fossil fuels. This leads to significant greenhouse gas emissions and negates some of the environmental benefits associated with hydrogen as a clean fuel.
• Fuelling challenges: Unlike electric vehicles, hydrogen cars cannot be refuelled or recharged overnight at home. There are more than 100,000 gasoline stations to refuel gasoline cars. But for hydrogen cars, high-pressure fueling stations are currently rare.

What are the benefits of having a conventional car over a hydrogen car?

Conventional vehicles typically operate on electricity, petrol or diesel. Picking these cars over the hydrogen ones can offer the following advantages:

• They are affordable than hydrogen vehicles.
• Conventional cars are easy to maintain.
• They are supported with a good service network and fuel.
• These vehicles are backed by top-tier resale value.

Due to these benefits, conventional cars are a practical option for vehicle owners in India.

When hydrogen cars might not be the right choice?

Hydrogen vehicles may not be the most suitable option for individuals who:

• Often drive long distances
• Look for an inexpensive car with easy maintenance.
• Reside in areas that have no access to hydrogen refuelling.

Role of car insurance for hydrogen cars

Having car insurance online is mandatory in India, regardless of the type of vehicle you own. Since hydrogen vehicles are pretty expensive and their repairs are also costly, having the correct insurance plan can help safeguard you from unforeseen financial losses. It also covers damages, accidents and frequent replacement of several vehicle parts.

Conclusion

Hydrogen vehicles are eco-friendly, but they’re not practical for all Indian vehicle owners due to limited availability, poor infrastructure, and high expenses. For now, all the conventional vehicles remain a much more inexpensive and safer option for the public.

However, regardless of the type of vehicle you have, ensure that you have a comprehensive car insurance policy. If you require advice or a solution regarding these policies, please complete the form on this page.

FAQs

• Are hydrogen vehicles risky?

Just like all other fuels, hydrogen is also safe to use in vehicles. It has also been used as an energy carrier for decades.

• Can hydrogen vehicles be insured in India?

Yes. You can find car insurance providers that offer various plans for all types of hydrogen vehicles.

• Why are hydrogen vehicles so costly?

These vehicles are expensive due to the limited production and advanced technology.

• Are hydrogen vehicles available in India?

Currently, there are few models available in the country, and they are mostly used for experimental purposes.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Union Road Transport and Highways Minister Nitin Gadkari drove India’s first green hydrogen-powered car on 27th December 2022. Japanese automaker Toyota manufactured the car named ‘Mirai.’

It began a new era of mobility solutions in India. The government of India has introduced schemes and projects to explore Hydrogen fuel as an effective alternative to fossil fuels. Hydrogen cars are green, eco-friendly, take less time to charge, can go up to 650 km in one charge and only emit warm water and vapour.

We will explore these exceptional benefits of hydrogen cars in the following section. Keep scrolling.

What are the benefits of Hydrogen Cars?

Hydrogen cars have a minimal negative environmental impact and, therefore, can help heal our planet. Zero tailpipe emissions decrease carbon footprint and improve air quality.
Hydrogen cars can travel long distances on a single charge. Some leading models, like Toyota Mirai, can go up to 650 km, and MBW iX5 Hydrogen can travel up to 504 km on a single charge or hydrogen refuelling.
It gives top-class performance even at low speeds, and FCEVs do not make noise like EVs. Critical advantages of hydrogen cars are noise pollution control and a significant role in building a sustainable future.
Unlike Electric Vehicles, Hydrogen cars charge faster and provide consistent performance regardless of the temperature outside.
Hydrogen can power multiple transport modes, including cars, buses, planes, trains, etc.

Fossil fuel burning (petrol, diesel, etc.) is the most significant reason for climate change. The adverse impact is in front of our eyes regarding irregular weather patterns, rising number of cloud bursts, food crisis, and more. It calls for greener fuel solutions that can heal our planet.

People who genuinely care for a sustainable future look for greener vehicle solutions to minimise carbon footprint, less noise pollution, durable and efficient fuel, faster refuelling options and more. Hydrogen cars could be the ultimate solution. Let's explore how, beginning with what are hydrogen cars.

Understanding Hydrogen Cars

What are hydrogen cars? Cars use hydrogen gas to power the ignition are hydrogen cars. With the bountiful advantages of hydrogen-powered vehicles, it is going to be a significant disruptor in the automobile industry.
Fuel Cell Electric Vehicle (FCEV) applies electricity to power an electric motor. FCEV uses a hydrogen-powered fuel cell to generate electricity. Automakers define the vehicle's strength according to the electric motor's size. It receives energy from the proportionate fuel cell and battery combination.
The hydrogen fuel tank size measures the energy stored onboard. This differs from an all-electric vehicle, where the quantity of energy and power present are closely related to the battery's size.
Critical components of a Hydrogen fuel cell electric car are low voltage auxiliary battery, battery pack, DC/DC converter, Electric traction motor, fuel cell stack to produce electricity using hydrogen and oxygen, fuel filler and tank, power electronics controller, thermal system (cooling), and electric transmission system.

Introduction

The debate between electric and hydraulic steering is a pivotal aspect of modern automotive technology. Electric power steering, utilising an electric motor, has revolutionised steering commands, while hydraulic power steering relies on pumps and pistons for the same purpose. The efficiency and precision of electric steering have marked it as a technological advancement. This comparison delves into the distinctions between hydraulic steering vs electric steering, unravelling the intricacies of each and exploring their impact on driving experience and control.

Difference between Hydraulic Steering and Electric Steering

Here is a list of things for hydraulic steering vs electric steering:

Hydraulic Power Steering Basics

Hydraulic power steering, a stalwart technology that has existed for over 50 years, operates through a system comprising a pump, cylinder, and valves managing hydraulic fluid. The pump, intricately tied to the engine speed, generates the necessary pressure for steering. An inherent engineering challenge involves balancing the system's responsiveness with the consistency of steering ratios. The cylinder, a critical component, applies force directly to the steering rack, turning the tires in response to wheel movements.

Electric Power Steering Basics

In contrast, electric power steering, with roots dating back to 1876 and gaining widespread popularity since the 1990s, predates hydraulic systems. This innovative approach relies on an electric motor integrated into the steering system. It communicates with the engine control unit by employing sensors, facilitating real-time adjustments to enhance steering. The result is consistent performance across diverse driving conditions, showcasing the adaptability and efficiency of electric power steering.

Updated on 24 Dec 2025

Hydrogen cars have often been seen as the future of green mobility. They run on hydrogen fuel cells that generate electricity to power the vehicle, making them almost entirely eco-friendly in operation. However, hydrogen vehicles are still experiencing certain challenges.

For all Indian buyers, selecting such cars can be challenging due to their limited availability, high costs and inadequate infrastructure. Before investing in one, it is important to understand its current limitations to evaluate whether it truly stands out as a practical option.

What are hydrogen cars?

Hydrogen vehicles are a type of vehicle that operates on hydrogen fuel cells, rather than diesel or petrol engines. These fuel cells create electricity by blending oxygen and hydrogen and then releasing water vapour as exhaust. This makes such vehicles completely eco-friendly, which is the main reason for their increasing popularity.

What are the disadvantages of having a hydrogen car?

Hydrogen cars come with a set of disadvantages that raise concerns, for example:

• Delivery and storage of hydrogen: This is the main disadvantage of hydrogen vehicles. Whether the hydrogen storage is in a gaseous or liquid state, there will always be losses during transit due to leakage.
• Additional energy input: More energy will be needed to compress or liquefy hydrogen. This procedure diminishes the overall energy efficiency of hydrogen vehicles.
• Safety concern: Hydrogen is highly flammable when it comes in contact with air, which could cause potential users to have safety concerns.
• Complex and expensive manufacturing: Building hydrogen cars involves intricate technologies and specialised components, making their manufacturing more expensive compared to conventional gasoline or electric vehicles.
• Fossil fuel dependency in hydrogen production: The industrial-scale hydrogen production often relies on methods that consume substantial amounts of fossil fuels. This leads to significant greenhouse gas emissions and negates some of the environmental benefits associated with hydrogen as a clean fuel.
• Fuelling challenges: Unlike electric vehicles, hydrogen cars cannot be refuelled or recharged overnight at home. There are more than 100,000 gasoline stations to refuel gasoline cars. But for hydrogen cars, high-pressure fueling stations are currently rare.

What are the benefits of having a conventional car over a hydrogen car?

Conventional vehicles typically operate on electricity, petrol or diesel. Picking these cars over the hydrogen ones can offer the following advantages:

• They are affordable than hydrogen vehicles.
• Conventional cars are easy to maintain.
• They are supported with a good service network and fuel.
• These vehicles are backed by top-tier resale value.

Due to these benefits, conventional cars are a practical option for vehicle owners in India.

When hydrogen cars might not be the right choice?

Hydrogen vehicles may not be the most suitable option for individuals who:

• Often drive long distances
• Look for an inexpensive car with easy maintenance.
• Reside in areas that have no access to hydrogen refuelling.

Role of car insurance for hydrogen cars

Having car insurance online is mandatory in India, regardless of the type of vehicle you own. Since hydrogen vehicles are pretty expensive and their repairs are also costly, having the correct insurance plan can help safeguard you from unforeseen financial losses. It also covers damages, accidents and frequent replacement of several vehicle parts.

Conclusion

Hydrogen vehicles are eco-friendly, but they’re not practical for all Indian vehicle owners due to limited availability, poor infrastructure, and high expenses. For now, all the conventional vehicles remain a much more inexpensive and safer option for the public.

However, regardless of the type of vehicle you have, ensure that you have a comprehensive car insurance policy. If you require advice or a solution regarding these policies, please complete the form on this page.

FAQs

• Are hydrogen vehicles risky?

Just like all other fuels, hydrogen is also safe to use in vehicles. It has also been used as an energy carrier for decades.

• Can hydrogen vehicles be insured in India?

Yes. You can find car insurance providers that offer various plans for all types of hydrogen vehicles.

• Why are hydrogen vehicles so costly?

These vehicles are expensive due to the limited production and advanced technology.

• Are hydrogen vehicles available in India?

Currently, there are few models available in the country, and they are mostly used for experimental purposes.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Updated on 30 Nov 2025

Be it renewing your four-wheeler insurance or diving into the fine print of a new policy, you might have come across terms like IDV, deductibles and salvage. While some of these might sound like technical jargon, they have a real impact on how much you receive if your car ever faces significant damage.

In this blog, we unpack everything you need to know about salvage in car insurance- what it is, how it is calculated and why understanding it is crucial for every car owner.

Salvage in car insurance

In car insurance, salvage refers to a vehicle that has been declared a total loss by the insurance company due to severe damage beyond repair. The car may be considered a total loss if its repair costs exceed 75% (or a set threshold as per the insurer) of the IDV. Once declared a total loss, the car may be issued a salvage title or certificate.

Salvage does not usually apply to third-party car insurance, as that policy covers only liability towards others involved in an accident with your vehicle and not your car. To be protected in such situations, comprehensive four-wheeler insurance is recommended.

What affects the salvage amount in insurance?

Salvage value is the assessed value of a car after it has been declared a total loss due to heavy damage. In such cases, the insurance company typically compensates the policyholder with the vehicle’s Insured Declared Value (IDV). Some parameters affecting salvage charges in car insurance are:

• Extent of damage:Extensive damage tends to lower the salvage value, while moderate damage may result in a higher value.
• Make and model:Popular models with high demand for their parts often have a higher salvage value than less sought-after vehicles.
• Market conditions:The salvage value may increase if there is a high demand for the parts of your car model.
• Availability of parts:The salvage value might be lower if the car parts are readily available. Rarity and scarcity of specific components can drive up the salvage value.
• Repair costs:Higher repair costs often lead to a lower salvage value.

Understanding salvage deduction in car insurance

When your vehicle is damaged beyond economical repair, the insurer may declare it a "total loss." In such a case, you can choose to retain the vehicle or let the insurer take possession of it, and they will dispose of it at a scrapyard.

Salvage deduction is the amount subtracted from the claim amount if the damaged vehicle is retained by the policyholder instead of being handed over to the insurance company.

Let us say your car’s IDV is ₹5,00,000 and the salvage value is ₹50,000. If your car is completely wrecked and you want to keep it, your insurance payout would be ₹4,50,000.

Conclusion

In a world where unforeseen events can turn the ordinary into the unexpected, understanding your car insurance and the associated terms like ‘salvage’ better is one of the most responsible steps you can take as a car owner. If you are familiar with what salvage is and the charges associated with the salvage procedure, it will be easier to navigate the claim process if your car becomes irreparably damaged.

Unsure how salvage value might affect your claim or policy decisions? Let us help. Fill out the form on this page to receive personalised four-wheeler insurance advice from our experts, so you can make confident, well-informed choices- whether you're dealing with total loss, salvage deductions or selecting the right plan.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

We all appreciate an easy ride—the motor's steady hum and the comfort of the steering wheel. If you've ever driven without power steering, you understand how important it is to a pleasurable journey. Robert E. Twyford of Pittsburgh invented the first power steering system in 1900, but it was in Cadillac's 1951 Chrysler Imperial that power steering became the norm in the United States.

Curious about the types of power steering? Let's dive right into the specifics.

What Are The Types Of Power Steering?

It is essential to know that several types of power steering systems are employed in vehicles, each designed to provide optimal control and manoeuvrability.

One common type is the Rack and Pinion steering system, widely used in modern cars. It consists of a rack, a linear gear, a pinion, and a circular gear connected to the steering wheel.

Another type is the recirculating ball steering system. This is commonly found in trucks and larger vehicles. It involves a worm gear that turns a sector gear, moving a series of balls to transmit motion.

A less common but notable system is the recirculating roller steering system. This system uses rollers instead of balls for smoother motion.

Additionally, some vehicles employ the Electronic Power Steering (EPS) system, where an electric motor assists in steering, offering varying levels of assistance.

Each steering system has advantages and drawbacks, influencing factors like vehicle size, intended use, and desired driving experience.

Global automakers always create cutting-edge technology to improve driving dynamics and increase driver safety. These days, cars have many fantastic features installed to enhance the driving experience. An automobile's headlights are among its best features. While various headlight configurations have been used in automobiles, let us learn in this article what are follow me home headlamps and how they have become so popular.

Follow Me Home Headlamps Meaning

 When you turn off your car's ignition or use a key to unlock your vehicle, your car's headlights stay on thanks to the follow-me-home feature. The follow-me-home headlights were turned on for ten to fifteen seconds to give you the extra light you needed to see your way.

Cars now come equipped with these headlamps due to safety regulations. These headlamps, often known as "guide me headlamps," are now required for two- and four-wheelers.

This incredible ability saves the day in many instances, such as averting accidents in parking lots caused by mud, potholes, etc. However, you can activate this useful option based on your automobile's manufacturer, as every car is built differently.

The wheel balancing process is a vital aspect of vehicle maintenance, focusing on achieving an even weight distribution across the tire and wheel assembly. This is accomplished by strategically adding small weights to the wheel. The primary objective of this process is to correct any minor imbalances that might exist, ensuring a smooth and stable ride. Understanding this process is essential for maintaining optimal performance and longevity of your vehicle's tires.

What is the Process of Wheel Balancing?

The wheel balancing process involves the following steps:

1. Use a wheel balancer and place the tire and wheel on it. A wheel balancer is a machine resembling a treadmill for tires. Spin them rapidly for analysis.
2. While in motion, the machine identifies heavier or lighter areas on the tire and wheel.
3. Attach small weights to the opposite side of the heavy spots to restore equilibrium.
4. Verify that all tire and wheel parts are equally balanced. This ensures synchronisation.
5. Adjust weights as needed for that precise balance.
6. Double-check the entire setup to confirm security and centring.
7. Reinstall the balanced tire and wheel onto the car, getting it road-ready.
8. Some mechanics may take the vehicle for a spin to guarantee a smooth drive.

Wheel balancing addresses weight imbalances within the wheel and tire combination. This process is important for promoting the stability of the vehicle while driving.

Wheel balancing is a separate procedure from wheel alignment. Experts recommend balancing every 5,000 to 7,000 kilometres (3,000 to 4,000 miles) or as part of regular tire rotations, particularly for vehicles with alloy wheels.

It is advisable to balance all four wheels. This will help in addressing any potential out-of-balance conditions.

What are the Types of Wheel Balancing?

There are 2 types of wheel balancing.

1. Dynamic Balancing:

   In dynamic balancing, technicians identify the heaviest points in the tire and wheel combination. Then, small weights are attached to counterbalance these areas. This effectively eliminates vibrations or hops that may occur while driving. This leads to a more stable and comfortable ride.

2. Match Balancing:

   Match (road force) balancing focuses on identifying the tire's lowest points and the wheel's highest points. In some cases, the technician may even remove the tire from the wheel to make necessary adjustments for an optimal match. The ultimate goal is to achieve the smoothest ride possible by addressing any potential tire and wheel combination issues.