Junagadh, a city steeped in history and culture, is also home to an administrative centre- the Regional Transport Office (RTO). The Junagadh Regional Transport Office (RTO), overseen by the Ministry of Road Transport and Highways, supervises and regulates various facets of vehicles.

 If you any need information or online assistance, visit the RTO Junagadh website or contact their office directly. Vehicle owners and those navigating through Junagadh’s regulations need to understand the functions and services provided by the RTO.

RTO Office in Junagadh

The RTO office in Junagadh acts as a connection point between vehicle owners and regulatory authorities. Its main responsibilities include issuing vehicle registrations, driver’s licences and road-related tax collection. By fulfilling these tasks, it contributes to creating a well-organised transportation system within the city.

What are the Different Types of RTO Forms?

To streamline administration processes, the Ministry of Road Transport and Highways has introduced types of RTO forms. Each form serves a  distinct purpose within this domain.

Here is a comprehensive list of the RTO forms for processes related to vehicle registration in Junagadh:

• Form 20: Motor Vehicle Registration Application
• Form 21: Sales Certificate
• Form 23: Registration Certificate
• Form 24: Motor Vehicle Registration
• Form 29: Notice of Transfer of Ownership for a Motor Vehicle
• Form 30: Application for Notification and Transfer of Vehicle Ownership
• Form 38 A: Inspection Report
• Form 50: Bill of Lading
• Form 51: Certificate of Insurance
• Form 54: Information Report of an Accident

Vehicle Registration Process in Junagadh

 To initiate the vehicle registration process in Junagadh, you need to follow these steps;

1. Visit the RTO office. Submit all the required documents and duly filled forms.
2.  Present a demand draft for the road tax.
3.  Follow the instructions provided by RTO officers regarding submission of the registration form and required documents.
4.  Pay the charges involved in processing, which usually takes around two to three days for completion.

After processing and verification, the RTO will allocate a vehicle number to you.

As the popularity of electric vehicles (EVs) surges in India, driven by increasing awareness of their environmental benefits, the demand for electric vehicle charging stations has experienced a remarkable upswing. This surge has led to the emergence of several EV charging companies in the country, each striving to provide reliable charging infrastructure. In this article, we'll introduce you to some of the leading EV charging companies in India and shed light on their role in shaping the country's EV landscape.

Leading EV Charging Companies

Here are some of the prominent EV charging station companies in India:

• Tata Power

Tata Power is a frontrunner in the EV charging station company in India, boasting a presence in multiple cities nationwide. They offer the following charging solutions, including AC and DC charging stations with capacities ranging from 3.3 kW to 30 kW.

• Charzer

A Bangalore-based startup, Charzer focuses on providing cost-effective chargers designed for easy installation at small businesses, malls, restaurants, and similar locations. Their flagship product, the Kirana charger, is a portable 3.3 kW charging solution priced competitively at Rs 15,000. By deploying Kirana chargers, businesses can attract more customers and generate additional revenue, contributing to their growth.

• ChargePoint

A US-based company, ChargePoint recently entered the Indian market, offering various charging solutions, including Level 2 AC chargers and DC fast chargers, with capacities from 7.2 kW to 50 kW. ChargePoint has partnered with various organisations in India, such as Mahindra Electric and the Bangalore International Airport, to establish charging stations nationwide.

• Fortum India

Fortum India, a subsidiary of the Finnish energy company Fortum Corporation, offers a variety of EV charging solutions, encompassing AC and DC charging stations with capacities from 3.7 kW to 50 kW.

• Ather Energy

Ather Energy, a startup headquartered in Bangalore, manufactures electric scooters and provides EV charging solutions. They offer AC and DC charging stations ranging from 3.3 kW to 7 kW. Ather Energy has established charging stations in Bangalore and Chennai, with plans to expand to more cities shortly.

Updated on - 13 May 2026

Buying a car in India is not just about getting a mode of transport; it is a major financial decision and often a personal milestone. With many options available, deciding how much you should spend on a car is an important step in the process.

This guide looks at key factors to help you make a balanced and financially sound choice.

What are the Factors to Consider While Calculating Budget for Cars?

When planning your car budget in India, several factors come into play. Here are key points to consider when thinking about how much to spend on a car:

● Annual Income

Your income is a good starting point. A common guideline is to avoid spending more than 40–50% of your annual income on a car.

● On-Road Price

Always consider the on-road price, which includes taxes, registration, insurance, and additional costs. This reflects the actual amount you will pay.

● Loan Affordability

If you are taking a loan, the 20/4/10 rule can be helpful. This means paying at least 20% upfront, choosing a tenure of up to four years, and keeping total monthly car-related expenses within 10% of your income.

● Car Size

Choose a car based on your actual needs, such as family size and usage. Buying a larger car than required can increase costs unnecessarily.

● Luxury vs. Affordability

It is important to match your choice with your financial situation. Spending too much on a premium car can strain your finances over time.

● Depreciation

Cars lose value over time. Higher spending means a greater loss in value as the car ages.

● Cost of Ownership

Consider ongoing expenses such as fuel, servicing, spare parts, and insurance premiums while planning your budget.

● New vs. Used Car

A used car can offer better value in some cases. It is worth comparing options across both new and pre-owned markets.

● Discount Opportunities

You may find better deals during festive seasons or year-end sales, which can help reduce the purchase cost.

● Savings and Down Payment

A higher down payment reduces loan burden and interest costs. Ensure you have adequate savings before making the purchase.

Why Car Insurance Should Be Included in Your Car Budget

Car insurance is a necessary part of owning a vehicle and should be factored into your budget. Purchasing car insurance online makes it easier to compare plans and select suitable coverage.

While a basic policy is mandatory, opting for comprehensive car insurance can offer wider protection, including damage to your own vehicle and third-party liabilities. These costs form a recurring part of ownership and should be considered when deciding ‘how much should I spend on a car’.

Conclusion

Deciding how much to spend on a car in India depends on multiple factors, including income, usage, and long-term financial plans. Taking a balanced approach can help you avoid unnecessary financial strain.

By considering both upfront and ongoing costs, you can choose a car that fits your needs without stretching your budget.

FAQs

1. What is the 20/4/10 rule when buying a car?

The 20/4/10 rule suggests making a 20% down payment, choosing a loan tenure of up to four years, and keeping total monthly car expenses within 10% of your income.

2. Should I calculate my car budget based on ex-showroom or on-road price?

It is better to calculate your budget based on the on-road price, as it includes additional costs such as registration, taxes, and insurance.

3. How does car insurance affect the total cost of owning a car?

Car insurance is a recurring expense that adds to the overall cost of ownership. Comprehensive coverage may increase premiums but can provide broader financial protection.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. Please read the sales brochure/policy wordings carefully for detailed information about on risk factors, terms, conditions and exclusions. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Updated on 27-03-2025

In the realm of vehicle ownership and financing, the process of hypothecation removal from the Registration Certificate (RC) holds significant importance. Hypothecation is a term used when a vehicle is purchased with the help of a loan from a bank. The lending institution has the right to the vehicle's ownership until the loan is fully repaid. It is indicated in the vehicle's Registration Certificate (RC) through an endorsement of HP. Removing hypothecation from the RC signifies the completion of loan repayment and grants the owner complete ownership rights. One common question that arises can we remove hypothecation online? Yes, you can remove hypothecation online.

In this blog, we will learn the step-by-step process of hypothecation removal in RC online. 

What is Hypothecation? 

Hypothecation is a legal agreement in which the lender (generally a bank) holds your vehicle as a security for giving you a loan. During the loan tenure, your automobile will be under the lender’s ownership. After the loan repayment, you need to update the records of your vehicle and remove the hypothecation. 

Documents Needed to Remove Hypothecation

Essential Documents for Car Hypothecation Removal:

• Original RC
• RTO copy of NOC
• Copy of your Driving Licence
• Copy of the Pollution Under Control certificate
• Copy of your car insurance policy
• Self-attested copies of Form 35
• Loan Closure Certificate 
• Receipt for the hypothecation removal fee payment 

How to Remove Hypothecation in RC Online?

If you are wondering if can hypothecation, be removed online, the answer is yes. Here's a detailed breakdown of the procedure for removing hypothecation online:

Loan Repayment: Before initiating hypothecation removal, ensure you have fully repaid the car loan, including any outstanding interest and charges.

Document Verification: Gather the necessary documents, including:

• Loan closure letter from the lender
• No Objection Certificate (NOC) from the lending institution
• Original RC (Registration Certificate)
• Valid identification proofs, such as an Aadhar card or passport

Follow these simple steps to remove hypothecation from your RC: 

• Log in to the Parivahan Portal 

• Visit the Parivahan Sewa website
• Select your state and go to “Online Services”

• Submit Hypothecation Removal Application 

• Choose “Apply for Hypothecation Removal.”
• Enter vehicle details (RC number, chassis number) 

• Upload Required Documents

• Scan the documents listed above and upload them.

• Pay the Fees

• Make online payment (fees vary from state to state)

• Submit Application 

• Complete the process by submitting the application. 

• Visit RTO (if needed) 

• If your state requires physical verification, visit RTO 

• Track Your Application 

• Go to the “Application Status” tab on the portal to check the process of removal. 

Upon successful verification, the RTO will issue an updated RC, indicating hypothecation removal. This new RC will reflect you as the sole owner of the vehicle.

How Long Does Hypothecation Take to Remove?

Hypothecation removal takes 7 to 14 working days. The time taken differs based on:

• Efficiency and speed of the RTO in your state
• Completion of document verification 

How to Check if Hypothecation Has Been Removed from Your Account? 

Once you have submitted the documents and fees, it is crucial to verify the removal status. 

1. Check the RC Status on the Portal 

• Use the “Vehicle Registration Details” option in the Parivahan portal to check your records.

2. Download the Updated RC

• After approval, download the updated RC, which reflects you as the sole owner of the vehicle.

3. Visit the RTO (if needed)

• Get a hard copy of the latest RC, if necessary. 

Conclusion

Can I remove hypothecation from RC online? Yes, you can and it is extremely easy and user-friendly. Removing hypothecation from the Registration Certificate (RC) following the closure of a car loan is a pivotal step that grants vehicle owners complete ownership rights and financial independence. This single process ensures that you can claim benefits if you are applying for car insurance online and makes it free from encumbrances, enhancing its resale value and simplifying future transactions. By diligently following this procedure, individuals can secure unobstructed ownership of their vehicles, thus reaping the benefits of their financial prudence and commitment.

There are so many firsts that we remember for the rest of our life. Our first day at college, the first time away from home, a first date, the first salary, we could probably go on and on. One of the most exhilarating experiences is buying your first car and feeling the rush of adrenaline as you get in to drive yourself home! No matter how many cars you buy after and however more expensive they may be, your first car will stay with you forever, ranking right up there with your first love!

However, like any other prudent financial decision, don't just lead with your heart. Let us take you through some of the necessary steps that should guide your decision.

Work through your finances

Given the fact that the car markets are permanently flooded with newer and better looking models, it's incredibly hard to settle for anything but the best. But, your finances should be the primary factor during the selection process, as it can save you a lot of heartache later.

• Calculate your monthly expenditure and factor in critical commitments (like loan repayments). These will remain the same whether you have a new ride or not
• Based on this, come up with a rough budget that you can afford. Also, calculate how much you can set aside towards repayment of a car loan, if you go in for financing

Narrow down on a list of cars

• Based on your financials, try to narrow down the car models that would fit into your budget
• Make sure you list down your "needs" vs. your "wants" with respect to your car. Prioritise honestly and practically so that you do not feel the pinch later
• Now research each model thoroughly. Speak with friends and family, research and check reviews on the web, or visit a nearby dealership until you run through each car on your list

Test drive

Take a test drive on the cars you have narrowed down to

• Make sure you test the car in conditions that you will typically encounter every day, so that you can gauge your comfort level
• Check - the seat comfort, leg space and accessibility of all the gauges and buttons

Financing your purchase

In case you need financing:

• Do your research. Look online for the best financing options and get an opinion from people who have purchased a car prior to this
• Make sure you have financing lined up before you go to the dealership. Discussing financing options at the dealership may not be in your best interest, especially if you are looking to take control of the negotiations.

Arriving at the best price for purchase

Many lending institutions will help you work out the best price for the car you are interested in. The ideal help can also be found in friends and family who have done it all before. Understand the pitfalls you may encounter, the red herrings you should look out for. Don't feel awkward while asking someone to tag along with you when you are negotiating.

Finding a dealership

This is an incredibly critical step in the process. Ask and research about the most reputed dealers in your area. Speak with the salespeople and understand their work ethic. The best dealerships ideally provide you with excellent car care and servicing packages that will save you a bundle later on.

Get insured

In India, having third party car insurance is mandatory. If you're looking to buy a new car, the dealership could offer you insurance as one of the 'perks' of sticking with them. If you're purchasing a second-hand car, you'll have to apply for second hand car insurance after you get the car transferred to your name. Remember, car insurance is the safety net you need if things go wrong.

Stay enthusiastic

Of course, through it all remember to stay excited and enthusiastic. Enjoy the process of buying your first car and remember, it will ONLY happen once! Don't let anyone intimidate you into making a quick decision. Proceed slowly and surely, putting to use all the resources at your disposal.

Did you know that third-party car insurance is not an option but a legal requirement under the Motor Vehicles Act in India? While many of us assume it is just a basic formality, the truth is that this policy plays a critical role in protecting you, both financially and legally, in case of an accident involving another person or their property. However, it is important to understand the scope of coverage of this policy.

The regulation

The Motor Vehicles Act, 1988 mandates that every vehicle owner must have at least third-party insurance to legally operate on the road. It is illegal and a punishable offence to drive a car without this basic insurance.

The Insurance Regulatory and Development Authority of India (IRDAI) sets the terms and premiums for third-party coverage. This ensures consistency across insurers and makes the policy accessible and affordable to all vehicle owners.

Limits up to which third-party car insurance is offered

Understanding the limits of third-party car insurance is crucial for making informed buying decisions. Here is a breakdown of what is covered and not:

1. Unlimited coverage for bodily injury or death

It offers unlimited liability coverage in case of bodily injury or death of a third party. This ensures you are not paying out of your pocket. The compensation is determined by the Motor Accident Claims Tribunal or a court of law based on the severity of the injury, age of the victim, loss of income and other factors.

2. Limited coverage for third-party property damage

Third-party property damage is capped under standard third-party car insurance policies. As per current IRDAI guidelines, the compensation for property damage is typically limited to ₹7.5 lakh. If the cost of damage exceeds this limit, the policyholder would be liable to pay the difference out of pocket, unless they have additional coverage or a legal shield.

3. Legal expenses covered

Most third-party policies also cover legal costs incurred while defending a claim in court, offering a crucial layer of protection. This ensures the policyholder is not left alone to manage lawsuits, legal fees or formal procedures in case of an unfortunate incident. 

Conclusion

While third-party car insurance is basic, it offers essential legal and financial protection in case your vehicle causes damage to another person or their property. It is the minimum requirement for driving legally in India and can shield you from major liabilities during unexpected road mishaps.

While there is also comprehensive insurance, and you are wondering what kind of policy is best for you, just fill out the short form at the bottom of this page to receive personalised insurance advice tailored to your driving lifestyle and insurance needs.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

There may be situations where you might want to cancel your car insurance policy. In such cases, there might be a certain amount of money that you might have to pay to your insurance company as fees. Whether or not the fee is charged will depend upon the time when you cancel your plan.

For instance if you cancel your policy during the term of the insurance, a fee will be charged. If the annual premium has been paid and there is still time left on the policy, then the insurer will be responsible for reimbursement of your premium amount on cancellation.

Reasons for Car Insurance Policy Cancellation

There may be various reasons why you would want to cancel your insurance policy. For instance, if you want to sell your car, the old insurance will serve no purpose and you will have to get it cancelled.

There could be other reasons too, such as theft of your vehicle, disposal of your car due to the age of the vehicle and dissatisfaction with your insurance company due to various reasons such as a high premium, stringent policy clauses, lower sum assured or some similar reason.

The Process of Cancellation of Your Car Insurance Policy

Having an auto insurance policy is imperative for everyone who owns a car. If you choose to apply for a cancellation, you must buy another policy. To begin the process of cancellation, intimate your insurance company about your decision to cancel the policy in writing. This will set the process of cancellation in motion, with the entire process taking not more than 15 days.

Once the cancellation process is completed, the insured will receive a letter confirming that the policy has been cancelled; any pending dues that are to be refunded by the insurer will also be mentioned in this letter. That’s not all. You will also need to follow-up with your insurer to collect the Certificate of Insurance. This certificate will come in handy when you go for a new insurance policy.

Along with the luxury and comfort of owning a car comes the added responsibility of keeping your car and loved ones safe. Comprehensive car insurance is a smart choice when buying a car. While Third-Party Car Insurance is mandatory by law, a comprehensive car policy will keep you protected against any unforeseen damage.

Type of car insurance claims

There are two types of car insurance claims:

• Cashless car insurance claims:

As the name suggests, a cashless car insurance claim ensures that all the expenses for car repairs under your policy are covered directly by the insurance company. This claim process works for all the network garages that are listed with your insurance company. However, be aware of the damages that are covered under your cashless four wheeler insurance policy, as any non-covered damage expenses will have to be borne by you.

• Car insurance reimbursement claims:

Unlike cashless car insurance claims, this particular type is based on the reimbursement model. You pay for the repairs and then submit the expenses for reimbursement from your car insurance provider. The claims are subject to the terms and conditions of your motor insurance policy.

Dos to remember when making a car insurance claim

Following steps should be followed to make a claim after your car has been in an accident:

1. Report to the police & file an FIR

There is no two-way about this. In case of a car theft or major accident, you need to file an FIR with the police, or else your claim will not be settled. Though not mandatory for minor accidents that cause dents, it’s always a good idea to lodge an FIR and hold a copy of the same. This is especially true in the case of third-party accidents that might have caused bodily injury or even death.

In case of theft, after filing the FIR, the police department will issue a final Non-Traceable Report, usually after six months of unsuccessfully trying to locate the car. After this, you will need to complete the transfer process of the RC of your lost car in the name of your insurance company along with a letter of subrogation. The claim settlement will be done once all the documents are submitted to the insurance company.

2. Inform your insurance company

Immediately notify your insurance company after the accident. Most of them follow stringent timelines, which is mentioned in the car insurance policy document. Remember if you fail to inform your insurer within 2 to 3 days of such an incident, you may lose your claim. Do this as soon as possible, even if you are away from home or someone else has caused the accident.

3. Provide insurer with all relevant documents ASAP

In the event of an accident, make sure to send all the documents to the insurer at the earliest. Unless the required documents are submitted on time, the car insurance claim process will not be initiated. Some of the important documents for submission include a driving license, registration certificate (RC), and a car insurance claim form.

4. Assess damage & gather proof

The damage suffered by your car needs to be assessed. Once you’ve notified the insurer, an inspection will be scheduled. A surveyor will come and ascertain the extent of the damage. It’s wise to take pictures of the damage incurred and ensure that you have penned down the details of the witnesses as well. Also, if possible, take a picture of the third party’s car insurance papers as well, as it helps to expedite the claim process. Post-assessment, you’ll also be guided to the nearest network garage, and your car will be towed there.

5. Know your car insurance policy

Once you receive your car insurance policy, be extra vigilant and read through the papers thoroughly. Sections such as inclusion, exclusions, etc., are most important to know as these come into play at the time of a motor insurance claim. If the damages incurred are in the exclusion list, then your claim is most likely to be rejected.

Also read: (please check the link needed to be added here, could not find one in the existing blog)

Car insurance claim don’ts you can’t ignore

Here are some things to keep in mind:

• Do not panic & flee

In the event of an accident, it’s best to stay calm. Do not flee the accident spot or move your vehicle from the accident location, as it is a vital element of the proof chain. Immediately inform the police and wait for law enforcement to arrive. Running away from the scene of the accident or moving your vehicle can even lead to rejection of your car insurance claim.

• Do not hide or exaggerate

When opting for a motor insurance claim, you should refrain from either hiding the facts or overstating them. Many insureds feel that such tactics can reward them with higher claim amounts. Instead, such a move can not only lead to claims rejections but also legal troubles.

• Avoid third party settlements

Under no circumstances should you settle with a third party in the event of an accident. Such a settlement without informing the police of the incident is considered to be illegal and can easily lead to a claim rejection. More often than not, third parties would try to settle the issue with monetary reparations. This should be avoided at all costs. Follow the proper procedure and stay safe. Trust your third party car insurance for covering any third-party damages.

• Beware of insurance companies' insistence on settlement

When it comes to motor insurance claims settlement, ensure that you have adequate legal help. Insurance companies are known to pressurize customers to accept the very first settlement amount. It’s best to stand your ground, go through the policy papers thoroughly, seek legal advice, and only then should you come to a decision. Remember, the settlement amount can be increased if properly negotiated.

Documents required in case of car accident

To file a successful car insurance claim, you will need to submit the following:

• Filled and signed claim form
• Copy of car insurance policy
• Copy of driver’s licence
• RC (Registration Certificate) of the vehicle
• FIR (in case of theft or third-party liability)
• Estimate of repairs
• Photographs or videos of the damage
• Original bills and receipts for repair (in case of reimbursement)

Should you or should NOT make a claim?

In every car insurance claim, certain expenses have to be borne from your pocket. This figure is called Voluntary Deductible, which the insured agrees to pay and the rest gets covered under the policy. There is also a No Claim Bonus (NCB) that insurance companies offer. This is a discount you earn on the annual premium of your policy if you do not claim in a given year and the policy is renewed.

For example, the NCB applicable to you is 10%, which is ₹5,000. And the voluntary excess you’ve agreed to pay is ₹3,000. In a scenario where your car has suffered minor damages and the bills are somewhere close to your voluntary excess figure, it is advisable not to claim and bear all the repair costs. Safeguard your NCB for future renewals as it can significantly reduce your premium. However, if the damage is serious and repair costs are high, go for the claim.

Now that you are aware of what to do and what not to when it comes to car insurance claims, here are some reasons why your motor insurance claim can get rejected.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Updated on - 11 Feb 2026

Cruise control refers to an automatic system in cars that is responsible for setting the speed limit without the driver's interference. Once the system is activated, the vehicle stays at the selected speed until the driver intervenes—either by braking, accelerating manually or switching off the function.

In Indian͏ ͏͏cars͏, ͏͏cruise control ͏is becoming a͏ popular feature, particularly in automatic vehicles. While not ideal for congested city traffic, cruise control has proven beneficial in specific driving conditions.

How does the cruise control system work?

Cruise control essentially transfers the job of speed regulation from the driver’s foot to an onboard electronic unit, making driving smoother, more efficient and economical. There are two main types of cruise control— standard and adaptive. Standard cruise control uses a cable or electronic system to control the throttle, allowing the driver to set a specific speed, while adaptive cruise control adds convenience by adjusting speed based on traffic conditions.

In modern cars, cruise control is managed electronically by the Engine Control Unit (ECU). When the driver reaches a desired speed and switches on the system, the ECU receives signals from sensors that monitor the vehicle’s movement. Based on this information, the ECU adjusts the throttle electronically to maintain that speed.

Pros & cons of cruise control

Given below are the cruise control is known to make driving easy and convenient:

• Reduces fatigue during long drives: Maintaining a steady speed without using the accelerator allows drivers to relax their foot, reducing physical strain on extended journeys.
• Improves fuel efficiency: By avoiding constant acceleration and deceleration, cruise control can help optimise fuel consumption.
• Promotes safe driving: Ensures that the car stays within a selected speed limit, helping avoid unintentional speed violations.
• Simple speed adjustments: Drivers can increase or decrease speed using controls on the steering wheel, without pressing the accelerator or brake.
• Ideal for automatic vehicles: Works best in automatic transmission cars, where the need for manual gear changes is eliminated.

While cruise control offers several advantages, it also comes with certain limitations:

• Less effective on Indian roads: Frequent traffic congestion, uneven roads and unpredictable driving conditions limit the practicality of cruise control on Indian roads.
• May reduce driver attentiveness: Continuous automated driving can lead to decreased alertness, potentially increasing the risk of drowsiness.
• Unsuitable for manual transmission cars: Manual gear shifting interrupts the cruise function, making it less effective and inconvenient in such vehicles.
• Challenging to use at night: Reduced visibility and unexpected obstacles can make using cruise control unsafe during dark hours.
• Ineffective on hilly or curvy terrains: Cruise control is not designed for handling sudden elevation changes or sharp turns, where frequent speed adjustments are necessary.

Conclusion

As Indian roads evolve and driving technologies become more advanced, cruise control is expected to gain wider utility. Still, no system re͏͏places the need f͏͏or attentiveness and ͏safe driving practices. To complement features like cruise control, motorists should ensure they have an adequate car insurance policy in place. Whether it's to protect one's vehicle or meet legal requirements, third party car insurance remains essential for every car owner in India.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

In order to get rid of congestion and delays at the National Highways (NH) toll plazas, the Ministry of Road, Transport and Highways (MoRTH) has introduced Electronic Toll Collection (ETC) using RFID-based FASTag. With the adoption of this system, you do not need to stop at the toll plazas and can pass away directly. Your ride will be scanned by the system itself and your tax amount will be deducted from your FASTag account the moment it passes from the national highways across the country.

This blog will talk about the FASTag List and the vehicles that are listed in the exemption category for the toll exemption FASTag.

FASTag Toll Exemption List

Although the Ministry has released the list of vehicles that come under the fast tag exemption it is mandatory for them to have a FASTag sticker for their vehicle.

FASTag exemption list comprises of vehicles of the following -

• President and Vice President of India
• Prime Minister of India
• Governor of the State
• Chief Justice of India (CJI)
• Speaker/Presiding Officer of the Lower House
• Cabinet Minister of the Union
• Chief Minister of a State
• Supreme Court Judge
• Minister of a State
• Lieutenant Governor of a Union Territory
• Chief of Staff
• Chairman of the Legislative Council of a State
• Speaker of the Legislative Council of a State
• Chief Justice of a High Court
• Judge of a High Court
• Member of Parliament (MP)
• Vice-Chief of Army Staff and others in the same position of power such as in Navy and Air Force
• Chief Secretary to a State Government
• Secretary to the Government of India
• Secretary, Council of States
• Secretary, House of People
• Foreign Dignitary on State Visit
• MLA and MLC
• A person who has been awarded Param Vir Chakra, Ashok Chakra, Maha Vir Chakra, Kirti Chakra, Vir Chakra and Shaurya Chakra

• Used For Official Purpose:

• Ministry of Defense personal and those who are eligible under the Indian Toll (Army and Air Force) Act, 1901
• Armed forces of the Centre and the State and State in Uniform, including Paramilitary Forces, and Police
• Executive Magistrate

• Emergency/Utility Vehicles:

• Fire-Fighting Department or Organisation
• NHAI/ Government Organisation utilizing vehicles for the purpose of inspection, construction, or operational or maintenance of national highways and survey.
• Ambulance
• Funeral Van
• Mechanical Vehicles Designed for use by persons with physical disabilities.

Conclusion

FASTags have been an important step to eliminate congestion and traffic jams on national highways. There are some vehicles that are exempted from FASTags or are under toll plaza exemption and we have shared the detailed list with you above. But toll exemption FASTag does not mean they need not have a FASTag sticker. FASTag stickers are mandatory despite the fact they are exempted from paying toll fee. Staying compliant with car insurance requirements also ensures smoother vehicle ownership and hassle-free travel. It is equally important to follow RTO guidelines to avoid penalties and ensure proper documentation.

According to the Motor Vehicle Act 1988, it is mandatory for all individuals to obtain a learner driving licence to get a permanent driving licence. You can apply online or in offline mode for obtaining a driver’s licence. Moreover, you get a permanent driving licence if you are 18 years of age or above, so for people under 18 years, a learner’s licence is an important document.

In this blog, we will simplify the process of obtaining a learner’s licence. So read on!

 Eligibility to Apply for Learner's Licence

There are a few eligibility criteria that you must fulfil to apply for a learner’s licence-

• You must be at least 16 years of age
• You must get your parent or guardian’s consent.

 Documents Required to Apply for Learner's Licence

Before applying for a learner’s licence, make sure to have the following documents for verification-

Identity and Proofs Required

• Birth certificate
• School certificate with printed D.O.B
• PAN Card
• Aadhar Card
• Voter ID
• Passport

Address Proofs

• PAN Card
• Adhar Card
• Electricity Bills
• Voter ID
• Ration Card
• LIC Bond

Apart from these,

• Medical Certificate, if applicable
• Self-declaration of being medically fit
• 3 Passport size photographs

 How to Apply for Learner's Licence?

You can apply for a learner’s licence online through the ‘Sarathi’ or  ‘Parivahan’ portal of the Road Transport and Highways Ministry or offline by visiting your nearest RTO.

For online application, follow these steps:

1. Visit the “Sarathi” portal and click on “New Driving Licence”
2. The application form will open
3. Complete the application and submit it to receive a confirmation that your request has been processed.
4. Book a slot for your learner’s licence test
5. Take the test; you will receive a learner’s licence if you pass that.

You can also visit the “Parivahan” portal and click “Driving Licence Related Services” to apply online.

Offline application process

1. Visit your nearest RTO and obtain an application form
2. Fill it out and submit it with supporting documents
3. Get a test date
4. Take the test; if you pass it, you will be issued a learner’s licence.

 How Long Does it Take to Obtain a Learner’s Licence in India?

You are issued a learner licence when you are at the learning stage of driving. It is issued to the applicant on the same day. After you have learned to drive and are 18 years and above of age, you can apply for a permanent licence, 30 days after receiving the learner’s licence.

A driving licence is a legal document given by the Indian government to all those individuals who have qualified for the driving test to obtain the same. Driving without an authorised licence is a punishable offence under the Motor Vehicle Act of 1988.

You have to apply at your nearest Regional Transport Authority or Office (RTA/RTO). Once you have passed the eligibility test to drive then you become eligible for obtaining a permanent driving licence.  

 Conclusion

A learner licence is the first step to gaining a permanent licence.You can apply for a permanent licence after a month and within 6 months of getting your learner’s licence. Getting a permanent driving licence means you will be on the road more frequently. Thus, getting a car insurance policy soon after is also recommended, which ensures safety for the vehicle and the owner. 

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Updated on 17 Nov 2025

Imagine you are driving, and a glowing engine symbol suddenly appears on your car's dashboard. The first question that probably comes to mind is, “What does this symbol mean?” This symbol is known as the engine warning light or check engine light. The light can be yellow, orange or amber (depending on your car), and it indicates that there could be a problem with your car’s engine that needs attention. Therefore, understanding the engine symbol is crucial.

What does a check engine light mean and where is it located?

The engine light or symbol usually indicates that there is an issue with the engine and you need to fix it. It is also known as a malfunction indicator lamp. The issue can be a small one, just like a glitch in the gas cap, or it can be something serious, like a misfiring engine. The check engine light symbol shows up on the vehicle’s dashboard or the instrumental panel on all four-wheeler vehicles.

Common reasons why the engine symbol lights up

The engine symbol on your dashboard can appear for many reasons, such as:

• Some defects in the catalytic converter
• Fault in the sensor due to mass airflow
• Defective oxygen sensor
• Open or loose fuel cap
• Malfunction in the thermostat
• Old and damaged spark plug
• Flawed fuel injector
• Reprogram the powertrain control module

Types of engine warning light behaviour

If the system detects an issue, the engine light will turn on in one of two ways:

• Solid engine light: A steady light indicates a minor problem, often related to emissions or safety systems. While it’s not an emergency, it’s a sign that your car needs attention soon.
• Flashing engine light: If the engine light blinks, it signals a serious problem with critical components, such as the engine, fuel system or air intake. In this case, it’s crucial to stop driving and seek professional mechanical help immediately.

How to prevent engine light issues in the future?

Regular maintenance is an important step in avoiding engine light issues. Keeping up with oil changes, tune-ups and routine inspections ensures your vehicle stays in good condition, which reduces the chances of problems developing.

Despite these precautions, the engine light may still appear. When it does, addressing it promptly is crucial because ignoring it can allow a small issue to become a costly repair. For added control, an OBD2 scanner allows you to identify and resolve potential problems early.

Additionally, investing in comprehensive car insurance online can provide peace of mind, covering unexpected repairs or damages and ensuring that you are financially protected in case of unforeseen events. If you need help choosing a plan, simply fill out the form on this page.

Conclusion

The engine warning light can alert you to potential problems, helping you avoid expensive repairs and safety risks. Ignoring this light may lead to more serious issues, such as engine overheating, reduced fuel efficiency or complete engine failure. Regular maintenance not only helps you claim a no-claim bonus in car insurance but also ensures your car runs smoothly, prolongs its lifespan and maintains optimal performance.

FAQs

• Why does the check engine light turn on in my car?

The engine light comes on due to issues like a loose fuel cap, faulty sensors, spark plug problems or other engine-related faults.

• Is it safe to drive when the engine warning light is on?

It depends on the light’s behaviour. A steady light indicates you have minor problems to address, while a flashing light indicates you need to seek help immediately.

• How can I prevent engine warning light issues?

Regular servicing, quality fuel, timely part replacements and paying attention to early warning signs can significantly reduce such problems.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Do the things mentioned here and enjoy your car for longer

After a home, a car is the second most important purchase any individual makes. The car is not just a status symbol but a convenient way of getting from Point A to Point B. Nowadays, cars are built using advanced materials and state-of-the-art techniques, that ensure they remain i working condition for longer.

But, with a little bit more care and attention, it is quite probable to even double or triple your car’s lifespan. Here is what you can do to get the most out of your investment.

Regular Maintenance

Proper, periodic maintenance is the key to the health of your car. A car that is not well maintained will find it hard to cross even 1,00,000 kms. If the maintenance schedule is followed according to what is given in the owner’s manual, then your car can easily cross the 1-lakh kilometre mark without any issues.

From this milestone onwards, servicing of the car should be done depending on how much it is used. Consultation with a trusted mechanic to fix a maintenance schedule for your car can pay rich dividends.

Don’t Drive For Short Distances

Driving to places that can be reached either by walking or cycling is not considered good for your health, or the health of your car. If you wish to keep the original parts running for longer, don’t take the car out for short trips.

Going for short trips doesn’t allow your car the time to reach operating temperature. Water is formed as a by-product of the combustion process, and some of it gets into the engine oil and exhaust. Longer running of the engine ensures that this water boils off and doesn’t mix with unburnt fuel to form a nasty sludge. Experts believe anything less than 8 kms to be a short distance.

Prefer Synthetic Oil

Synthetic oils are costlier than their non-synthetic counterparts. But mostly everyone in the automotive world know that they are the better option. High-performance engines, and those which are turbocharged and supercharged should get synthetic oil. This is because, synthetic oil are better suited to tackling the high thermal stress these engines are put under.

Clean Your Car

Just as oils and periodic maintenance are crucial for keeping the internals functioning smoothly, regular car wash is required to keep the exterior of the car looking mint. Giving your car a thorough wash will keep the road salts, dust particles and other pollutants off your car’s paint. This means that the paint will keep its lustre and shine for longer.

Just like periodic maintenance, car insurance policies also take additional expenses away by taking care of any bills arising from an unfortunate accident.

Buying one can be a tricky process if you have no idea where to start. Read on to get acquainted with the various aspects of acquiring a secondhand car without any hassles.

How deep is your pocket?

Before thinking of purchasing a car, think about your budget. Once you have done that, re-think of a realistic budget because most-probably you are going to move on to a new vehicle once you have mastered the art of driving and when you have deeper pockets in coming years.

Also, consider bank loans, fuel and insurance costs. While opting for a loan, make sure that your monthly car payment does not exceed 20 percent of your take-home pay.

Of miles and models

You can opt for a hatchback, sedan, sturdy jeep or a SUV depending on your requirement. While comparing secondhand cars, do check the number of miles the car has run along with its model and year of manufacturing. Newer the car, higher is the resale value.

Firsthand opinion

Avail firsthand information about the model and the brand from its users. It can be from friends, relatives or online reviews. Better to get a firsthand opinion than secondhand trouble! You could ask your neighborhood mechanic for the mileage of the motor, engine performance and resale value in the market. In addition, availability of spare parts is a critical factor in deciding whether or not to purchase the particular brand of pre-owned car.

Test before protest

Test-driving a car is like courtship, you still have time to rethink before giving the ultimate commitment. Test-driving not only tells you if the car is ideal for you but also lets you know if the engines are in top condition.

While test-driving the vehicle, create conditions suitable for your regular driving patterns. If possible, drive on a highway, steep slope, bumpy roads etc.

Updated on 26 Dec 2025

A hydrostatic lock can cause severe damage to a car’s engine, especially during monsoon seasons in India. Many drivers are often unsure if their four-wheeler insurance covers such incidents. This blog addresses common questions about hydrostatic lock and the role of vehicle insurance in covering it.

What is a hydrostatic lock in cars?

Hydrostatic lock is a phenomenon that occurs when water enters the engine’s combustion chamber. Since water does not compress like air and fuel, the piston movement gets blocked, leading to sudden engine seizure. This typically happens if a car is driven through waterlogged roads.

Does car insurance cover a hydrostatic lock?

Regular motor insurance generally provides coverage for accidental damage. However, a hydrostatic lock is not always included. Some insurers offer an add-on for engine protection, which covers such incidents. It is advisable to check the policy document for inclusions or confirm with your insurer.

Why is a hydrostatic lock not covered under regular car insurance?

Hydrostatic lock is often seen as preventable damage, as it occurs when a car is driven through deep water. Therefore, it is usually excluded from a standard motor insurance policy. To ensure engine protection, you may need a specific add-on called an engine protection cover that extends the scope of coverage.

How can I get insurance coverage for a hydrostatic lock?

Coverage for a hydrostatic lock can often be obtained by opting for an engine protection add-on with your comprehensive car insurance. This rider covers the repair or replacement costs related to engine damage caused by water entry. The availability of the add-on and terms may vary between insurers. Always read the policy wording for clarity.

What damages does the engine protection add-on cover?

The engine protection add-on covers:

• Damage to engine parts due to water entry from flooding or submersion
• Repair costs for lubricating oil leakage
• Replacement or repair costs of affected internal engine components

Is a hydrostatic lock common in India?

Yes, it is relatively common, especially during monsoons when urban areas experience flooding. Cars in low-lying regions or near waterlogged roads are more vulnerable to this issue.

What should I do if my car suffers a hydrostatic lock?

If you suspect a hydrostatic lock, do not try to restart the car repeatedly. Tow the vehicle to an authorised service centre for checking. Then, inform your insurer and file a claim as per your coverage terms if repairs or replacements are needed.

How much does it cost to repair hydrostatic lock damage?

Repair costs can vary widely depending on the extent of damage. In severe cases, complete engine replacement may be required, which can be expensive. The final cost depends on the car model, parts affected and labour charges.

Conclusion

Hydrostatic lock is a serious issue that can lead to high repair bills. While standard third-party car insurance does not cover such engine damage, an optional engine protection add-on with a comprehensive policy can provide the necessary financial protection. It is always best to review your coverage carefully and assess whether additional protection is suitable for your needs.

While you take precautions against water ingress risks, let us help protect your car financially with the right car insurance. Get tailored policy advice and solutions by filling out the form provided on this page.

FAQs

• Can a hydrostatic lock happen in petrol as well as diesel cars?

Yes, a hydrostatic lock can occur in both petrol and diesel engines if water enters the combustion chamber.

• Will a hydrostatic lock always require engine replacement?

A hydrostatic lock doesn’t always require an engine replacement. Sometimes repairs to specific parts may be enough. The outcome depends on the level of damage.

• Is a hydrostatic lock covered under standard four-wheeler insurance?

Many standard policies exclude hydrostatic lock, but engine protection add-ons may cover it.

• Can I prevent hydrostatic lock completely?

Avoiding driving on waterlogged roads is the most effective preventive step. Driving slowly in shallow water may also reduce the risk of a hydrostatic lock, but does not eliminate it.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

It is also essential to renew your car insurance on time as driving your vehicle with an elapsed policy is as serious an offence as not having a policy at all. All car insurance companies in India structure their insurance according to the Motor Vehicle Act, hence buying a car insurance keeps you in line with the law.

With the increase in the number of cars, the number of car insurance companies has also increased and you now have access to several insurance policies with different coverage structures. It would be advantageous to zero down on car insurance providers which satisfy all your needs along with a premium amount which fits into your budget. Thus, comparing quotes from several car insurance companies in India is an essential exercise to choose an optimal coverage to insure your vehicle with. ICICI Lombard may offers coverages in comprehensive motor insurance which offers extensive converge (natural and man-made calamities). The company offering car insuranceallows hassle-free policy purchase through its online portal and you can get access to a digitally signed policy almost instantly.

Coverages under this comprehensive car insurance policy are extensive coverage and offers a multitude of benefits along with several add-on covers. The policy may offers a personal accident cover (according to sum insured) which extends coverage to the driver-owner in case of an accident, disability or death when travelling, mounting or dismounting from the car. This cover is a part of the original policy structure and is provided to the insured without charging any additional premium. Not just that, the insured also has the option of securing co-passengers during an accident with an insurance cover by paying a slightly higher premium which can go a long way in reducing financial burden during such crises.

With a few precautionary measures, you can increase the efficiency of your car and avoid any breakdown this summer

The summer season is coming and car enthusiasts and holiday goers alike are looking for ways to beat the heat. A long drive in your car is preferred by many as it gives you a sense of freedom and helps you escape the hustle and bustle of daily life.

However, extreme heat and dusty roads can be tough on your car and it poses some challenge to smooth functioning of the car as well. So, before hitting the roads this summer, take some precautions so that your car is safe and it does not break down in the middle of this sultry season.

Change Engine Fluids And Oil Filters

The engine fluids keeps your engine lubricated, which reduces friction and heat build-up under the hood. It can often get overheated during the summer season resulting in breakdowns. The engine oil, coolant fluids and oil filter need to regularly replaced to keep the car engine healthy and efficient.

Check And Monitor Tyre Pressure

It’s imperative to keep your car tyres properly inflated with optimum tyre pressure. Under-inflated tyres can be a recipe for disaster as it can create more friction with the road and generate heat in addition to the soaring temperature.

Get a Radiator Check-Up

Get your car radiator checked and make sure it is adequately filled with coolant in right concentration. The radiator helps in maintaining the engine temperature and any leakage or damage to it may result in overheating of the car.

All in all, a car is serious money and it is necessary to have it running for as long as possible. And to do that, without spending a mini fortune on its maintenance costs, here are a few tips:

1. Choose the correct car

Sounds obvious? But it is probably the most sensible of advices to get the best out of your car. Choose a manufacturer who is known for making time-tested and reliable cars. Choose a model which has a solid reputation behind it. Choose a car whose spare parts are easily available. Talk to your local mechanic to find out the "inside stuff" of various car companies and make an informed choice.

2. Trust the manufacturer's instructions

The manufacturers know their cars better. So it makes sense to follow their instructions on car maintenance. Make it a point to take your car for its scheduled maintenances. If you are thinking about how to go about finding out how often these maintenances are scheduled, don't fret. It's all given at the back of that little book we know as the "Owner's Manual." Oh, yes! We really hardly bother to take a look at it, don't we? But if only we would care to read this book, we wouldn't have to read articles on car maintenance tips. Irony? Sure is!

3. Changing the car's vital fluids

Your car is made up of thousands of moving parts. And what makes, and keeps, these parts moving are the various fluids; the most important being engine oil and transmission, differential, brake and power-steering fluid. It is advisable, nay imperative, to frequently check and, if required, change the fluids. Engine oil needs changing every 5000 miles, transmission fluid, every two years (or roughly 30,000 miles) and engine coolant needs to be checked at least twice a year.

According to a study done by the US Department of Energy, an increase in the average speed from 50 mph to 60 mph results in a 38 percent increase in maintenance costs. If you go 10 mph higher, you are looking at an added 80 percent in repair costs.

Brake fluid is hygroscopic. In simple terms, it absorbs moisture and moisture makes a killer combo with oxygen and metal. It is called rust. It is advisable to flush brake fluid every two years, regardless of how many miles you've driven.

Updated on 10-04-2025

In today's fast-paced world, waiting patiently in queues for your turn has gone out of fashion. This trend is especially true when driving through toll booths or busy highways. The electronic toll collection system in India has made life on the road smoother and quicker by introducing FASTag. It employs Radio Frequency Identification technology for making toll payments. But what if you need to get FASTag urgently? Can you get it within a day? The answer is a resounding yes. This article will show you how to get FASTag in a day.

What is a FAStag?

FASTag is an electronic toll collection system introduced by the National Highway Authority of India (NHAI). It uses RFID (Radio Frequency Identification) technology to enable automatic deduction of toll charges without requiring vehicles to stop at toll plazas. FASTags are linked to prepaid accounts or digital wallets, ensuring hassle-free toll payments.

How Does FASTag Work?

When a vehicle passes through a toll plaza, the RFID scanner detects the FASTag attached to the windshield. The toll amount is automatically deducted from the linked account, allowing for the easy movement of vehicles. The system helps reduce traffic, save fuel, and minimise travel time.

What is the Validity of FASTag?

A FASTag remains valid for five years from the date of issuing. However, users need to maintain sufficient balance in their linked accounts to ensure uninterrupted service. Recharging the FASTag account is simple and can be done through various platforms like mobile wallets, bank apps, or the official NHAI FASTag portal.

How to Buy FASTag Online?

Purchasing a FASTag online is one of the quickest and most convenient methods. Here’s how you can do it:

1. Visit an Official Provider: Banks and online payment platforms, as well as the NHAI website, offer FASTags.
2.  Provide Required Documents: Upload a copy of your vehicle’s Registration Certificate (RC), passport-sized photograph, and KYC documents such as Aadhaar or PAN.
3. Make the Payment: Pay the FASTag issuance fee and the required security deposit.
4. Receive Your FASTag: The FASTag will be delivered to your address within a few days, but express delivery options may be available for urgent requirements.

You can also get a FASTag from My FASTag application.

1. Download the app on your phone.
2. Choose “Activate NHAI FASTag”
3. Find a bank or official service provider from the list on the app.
4. Enter the FASTag ID or scan the QR code for the FASTag to start the process.
5. Fill your vehicle’s registration number and other details.
6. Add your bank details to link with the FASTag ID for auto debit.

How to Get FASTag for New Cars?

If you’ve purchased a new car, the dealer usually provides a FASTag. However, if it’s not included, you can obtain one from an authorised bank or an online provider. Follow these steps:

1. Visit the Dealer or Authorised Bank: Some car dealerships have tie-ups with banks for FASTag issuance.
2. Submit Necessary Documents: Provide the RC, ID proof, and vehicle details.
3. Activate and Link to Your Account: Once issued, activate the FASTag and link it to your prepaid wallet or bank account for easy transactions.

How to Get FASTag in a Day? 

Here is how to get FASTag in one day:

1. Choose an online provider: The best option is to get ahold of an online provider to get FASTag quickly. Several banks and agencies offer FASTtag services. Visit their websites and choose the option to apply for a FASTag.
2. Upload your documents: Upload scanned copies of your ID proof (Aadhar card or passport) and vehicle registration certificate (RC). Ensure all the documents are clear and in the required format.
3. Pay the fees: Most FASTag providers offer various payment methods, including net banking, UPI, and debit cards. The fee depends on your vehicle type and the provider.
4. Verify your details: After completing the payment, double-check all the information you have provided. Ensure your details are accurate, as any discrepancies can delay the process.
5. Delivery address: Provide your delivery address. Ensure it is accurate, as that is where your FASTag will be despatched.
6. FAStag delivery fee: Many providers offer fast-track delivery options for an additional fee. If you need FASTag urgently, consider choosing this option to expedite the process.
7. Wait for delivery: Once your payment is approved and your application processed, your FASTag will be despatched to the registered address. The delivery time can vary depending on your location and the provider, but you can expect to receive it in a day or two.

FASTag Application: Best Practices to Follow

Given below are a few tips to follow regarding a FASTag application-

• Ensure Proper Documentation: Keep your RC and ID proofs handy for a smooth application process.
• Choose a Reputable Provider: Opt for authorised banks or digital wallets to avoid delays.
• Link the Correct Payment Method: Ensure your FASTag is linked to a wallet or bank account with sufficient balance.
• Check Activation Status: Once you receive your FASTag, verify its activation before your journey.

Not only is FASTag an easy tool for vehicle owners, but it is also a mandatory part of four-wheeler insurance, especially third-party insurance. That is why it is essential to follow due process when applying for a FASTag.

How to Remove Old FASTag from Car?

If you need to replace an old or damaged FASTag, follow these steps:

1. Peel Off Gently: Use a plastic scraper or credit card to lift the edges.
2. Use a Mild Adhesive Remover: Apply a solution like rubbing alcohol or warm, soapy water to loosen the glue.
3. Wipe Clean: Ensure the windshield is clean before affixing a new FASTag.
4. Deactivate Old FASTag: Contact the issuing authority to deactivate the old tag to prevent unauthorised deductions.

Conclusion

Getting FAStag in a day is feasible, given the convenience of online applications and digital payment methods. By following these simple steps, you can ensure a speedy and hassle-free experience, allowing you to breeze through toll booths and enjoy uninterrupted highway journeys. So, the next time you need a FASTag urgently, remember that you can get it in just a day, thanks to the efficient online application process.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Introduction

Imagine this: You are cruising down a road, wind in your hair, tunes playing, and suddenly, you notice that the temperature gauge on your car’s dashboard has climbed into the danger zone. Engine overheating is a situation that can quickly turn a pleasant drive into a nerve-wracking ordeal. But what causes a vehicle engine to overheat? In this blog, we will dive into the culprits behind engine overheating causes and what you can do to take control of the situation.

Common engine overheating causes and actions

There can be many reasons behind engines overheating, but the problem typically lies with the cooling system. Hence, some common reasons for engine overheating include:

1. Cooling system leak: One of the primary engine overheating causes is a leak in the cooling system, either from a cracked radiator, a damaged hose, or a faulty gasket. The engine cannot retain its optimal temperature when the coolant (anti-freeze) leaks. Regularly inspect your cooling system for visible leaks and replace or repair any damaged components.

2. Faulty radiator fan: This equipment plays a crucial role in dissipating engine heat. The engine can quickly overheat if the radiator fan malfunctions or fails to turn on when needed. Check the radiator fan’s condition and replace it if needed.

3. Broken water pump: The water pump circulates coolant throughout the engine to regulate its temperature. A malfunctioning water pump can lead to overheating.

4. Clogged coolant hose:Coolant hoses carry the coolant to and from various engine components. Coolant flow gets restricted when these hoses become clogged or blocked, causing engine overheating.

5. Low coolant level: Leaks or negligence of routine maintenance can result in low coolant levels, affecting the engine’s capacity to regulate temperature effectively. Check and maintain the coolant level and ensure it is within range.

6. Faulty thermostat: The thermostat regulates coolant flow throughout the engine. A malfunctioning thermostat can disrupt this process and cause overheating.