Toyota Fortuner is a power-packed, mid-sized SUV. Based on the mileage of Fortuner, you have the option to select either diesel or petrol as your fuel type, and both choices come with manual and automatic transmission alternatives. Diesel variants help you get approximately 8 kilometres per litre, regardless of whether they feature a manual or automatic transmission. On the other hand, petrol models, whether equipped with a manual or automatic transmission, provide an estimated fuel efficiency of around 10 kilometres per litre.

Toyota Fortuner’s mileage

When it comes to Toyota Fortuner’s mileage, here’s what the different models can deliver:

• Fortuner 4X4 Diesel model

When it comes to the Fortuner 4X4 Diesel model, you'll find it powered by a 2755 cc diesel engine paired with a manual transmission, and it carries a price tag of ₹39.33 Lakh. This particular variant can cover a distance of 8 kilometres with just one litre of fuel.

• Fortuner 4X2 AT version

The Fortuner 4X2 AT version is equipped with a 2694 cc petrol engine and an automatic transmission. This choice comes with a price of ₹34.58 Lakh.  It offers a fuel efficiency of 10 kilometres per litre.

You might have decided to buy a new car or upgrade your car for several reasons. For example, as your lease ends, you have the option to purchase or lease anew. Newer vehicles may offer better mileage. Further, new cars often boast advanced features for safety and pleasure, thus lowering accidents and harm. Here is a list of the best mileage cars that might suit you.

Best mileage cars in India

The following are some of the highest mileage cars that you may consider purchasing:

Maruti Suzuki S-Presso

• Equipped with a 1.0-litre petrol engine, Maruti Suzuki S-Presso generates 65.7 bhp and 89 Nm of torque.
• Maruti Suzuki S-Presso achieves an impressive mileage of 24.1 km/l.
• Maruti Suzuki S-Presso has a 5-speed manual gearbox.
• The Maruti Suzuki S-Presso is typically recognised for its unique style and exceptional fuel efficiency.

Maruti Suzuki Alto K10

• Maruti Suzuki Alto K10 is renowned for its fuel efficiency and cost-effective maintenance.
• The Maruti Suzuki Alto K10 is one of the best mileage cars.
• Maruti Suzuki Alto K10 has a 5-speed manual gearbox.
• Maruti Suzuki Alto K10 boasts an impressive fuel economy of 24.3 km/l.
• Maruti Suzuki Alto K10 is typically powered by a 1.0-litre petrol engine, which typically produces 65.7 BHP and 89 Nm of torque.

Tata Motors launched the Punch model with several variants offering great mileage. The ARAI mileage of the manual petrol variant stands at an impressive 20.09 kilometers per liter. Similarly, the automatic petrol version, maintains a slightly lower yet respectable ARAI mileage of 18.8 kilometers per liter, offering you convenience without compromising heavily on fuel efficiency. For those intrigued by CNG as an alternative fuel source, the manual transmission variant excels with a mileage of 20.09 kilometers per kilogram. This alternative aligns with environmentally-conscious choices and economic appeal.

Tata Punch mileage for different models

Let’s look at some of the popular Tata Punch variants that provide great mileage.

• Punch Pure

Punch Pure is equipped with an 1199 cc engine and manual transmission, priced at ₹6 lakh, and delivers a mileage of 20.09 KMPL.

• Punch Pure Rhythm

With an 1199 cc engine and manual transmission, it comes with a price tag of ₹6.35 lakh. The Punch Pure Rhythm mileage is 20.09 KMPL.

• Punch Camo Adventure

If you're someone who seeks adventure, the Punch Camo Adventure might capture your interest. Sporting a 1199 cc engine and manual transmission, this variant comes with a price of ₹7 lakh, offering a mileage of 20.09 KMPL.

• Punch Adventure Rhythm

The Punch Adventure Rhythm, priced at ₹7.25 lakh, provide a mileage of 20.09 KMPL, with an 1199 cc engine and manual transmission.

It is always important to use designated parking areas like garages, parking lots, and roadside parking zones for your vehicle. By sticking to this practice, you lower the chances of your vehicle getting stolen or damaged. Further, you also avoid the inconvenience and expense of getting a hefty traffic fine. There are several ways to park your car, and parallel parking is one of them. Parallel parking is a tricky method that involves positioning your vehicle in alignment with the road, alongside other parked cars, facing the same direction as the traffic on that side of the road. Let’s look at some popular car parallel parking tips.

Tips for parallel parking cars

Take a look at some popular parallel parking tips for beginners:

• Begin by finding a suitable parking spot that's larger than your vehicle, and remember to keep a distance of about one to two feet from the car ahead of your chosen parking spot. This initial space is vital for the parallel parking process.
• Shift into reverse gear while staying mindful of the presence of other vehicles and pedestrians in your surroundings.
• When you want to fine-tune your position, switch to the forward gear, allowing for an equal amount of space both in front and behind your car, thus optimising the available parking area.
• To signal your intention, make use of your turn signal.
• Once your vehicle's rear bumper aligns with the one in front, sharply turn your steering wheel to the right to bring your car's rear end closer to the curb.
• As you reverse, maintain alignment by positioning your car's rear bumper parallel to the car in front.
• One of the effective parallel parking tips involves turning your head to monitor the car behind through the rear window while reversing, adjusting your speed accordingly.
• Manage your vehicle's speed and steering with precision.
• As your car's front end clears the rear bumper of the front vehicle, straighten the steering wheel to parallel-align your car with the curb.
• Continue reversing until your vehicle forms an angled position towards the curb.

Becoming perfect at parallel parking takes practice. By carefully following the parallel parking tips for beginners mentioned in this blog and practising in a controlled setting, you'll gain the skills needed to parallel park confidently and effectively.

Conclusion

In conclusion, mastering the art of parallel parking can significantly enhance your parking skills and contribute to safer road practices. By adhering to designated parking areas, you not only protect your vehicle from potential harm but also contribute to organised traffic flow. Remember to maintain a suitable distance from the car in front, signal your intention, and exercise caution while reversing. Aligning your car's rear bumper and adjusting the angle are critical steps to achieve a successful parallel park. Having car insurance can further safeguard you against unexpected damages that may occur during parking. Additionally, third party car insurance ensures you stay financially protected against liabilities involving other vehicles or property.

Maintaining active third-party liability insurance for your car is a legal mandate. Thus, renewing your insurance on time is crucial to comply with the law. Ignoring this responsibility might lead to significant fines and even legal consequences if you're caught driving uninsured. To safeguard yourself from potential trouble, make it a priority to renew your car insurance a few weeks ahead of its expiration date. Regularly checking your insurance status is the only foolproof method to ensure you're compliant and adequately protected. We will look into the various methods on how to check third-party insurance.

What is third party insurance for car?

The Motors Vehicle Act 1988 states that all vehicle owners must purchase third-party car insurance. This policy provides vehicle owners coverage against any liabilities arising from injuries caused to others or damages to their properties due to an accident involving the insured car. It covers the insured’s responsibility to compensate for bodily injury, death, or property damage caused to others. Third-party car insurance does not cover damages to the owner or the insured vehicle.

Methods for verifying your third-party insurance

The following are some of the popular methods on how to check 3rd party insurance.

To check your car insurance details, you have several convenient options available: the mParivahan app, the VAHAN web portal, and the official Regional Transport Office (RTO) website. These resources offer the tools you will need to verify your car insurance's validity and expiry date.

The mParivahan app is designed by The Ministry of Transport,and grants easy access to your vehicle documents. To check your insurance information on the mParivahan app,

1. Install the mParivahan app on your smartphone.
2. Choose your preferred language and tap 'Continue.'
3. Access the dashboard where you'll find two options to check insurance status: by car registration number or Driving License number.
4. Enter the required details and tap 'Search.'
5. Sign in using your registered mobile number.
6. Once logged in, you can confirm your car insurance's validity.

Alternatively, explore the VAHAN web portal for another approach to check your insurance status. Follow these simple steps on how to check third party car insurance on this portal.

1. Visit the VAHAN e-services portal.
2. Navigate to 'Know your vehicle details' on the homepage.
3. Login with your mobile number or create a new account.
4. Enter your car's registration number and the captcha.
5. Click 'Search Vehicle' to access all details, including your car insurance information.

For a simpler method, consider the Regional Transport Office (RTO) website. Take a look at the steps on how to check third party car insurance on this portal.

1. Visit the RTO website.
2. Access 'Online services' for citizens from the menu bar.
3. Choose 'related online services.'
4. Click on 'Vahan citizen services.'
5. Select the specific RTO where your vehicle is registered.
6. Choose 'Status' and then 'Know your vehicle details' from the menu.
7. Provide your car's registration number, chassis number, and engine number.
8. Complete the captcha and submit the information.
9. Retrieve your Parivahan vehicle details, including your car insurance policy's expiry date.

By utilising these user-friendly options, through mobile apps, web portals, or official government websites, you can efficiently track and validate your car insurance's status. This ensures your compliance with legal obligations and provides adequate protection on the road.

Why is it important to know your car insurance status?

In today’s digital age, checking your vehicle's insurance status is simple and convenient through RTO. Here’s why it’s important to check your insurance status regularly:

1. It helps ensure your policy is renewed on time.
2. It provides continuous coverage against third-party liabilities and financial risks in case of accidents or damage caused to others.
3. It ensures you don’t have to pay fines for driving without valid third-party insurance.

Does 3rd party insurance cover theft?

Third-party insurance covers damage caused by the insured vehicle to another person or vehicle up to the policy limit. Theft is usually not covered under this type of policy. For coverage against theft, you must purchase comprehensive insurance.

Conclusion

Regularly checking your third-party car insurance status is essential. You can easily verify your policy expiry date using convenient tools. This helps ensure you are always protected against third-party liabilities in accidents.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

In India, it is now easier than ever to check the status of your Pollution Under Control (PUC) certificate online, making the procedure more efficient for car owners. To guarantee that vehicles fulfil emission regulations and contribute to cleaner air, the PUC certificate is required. You may easily check PUC status online by visiting official websites or using mobile apps. Thus, it is important to note that, along with this, comprehensive car insurance is important as it provides financial security in the event of damage and accidents.

What is a Pollution Under Control (PUC) Certificate?

A Pollution Under Control Certificate is a document that attests that the pollutant level in your vehicle exhaust is under the legally permissible limit. It is a government-mandated document to decrease carbon emissions and to fulfil the larger vision of sustainable development.

Why is PUC Certificate Essential for Vehicles in India?

A PUC certificate is mandatory for driving on Indian roads because-

• It ensures environmental compliance and protects the vehicle owner from penalties for driving without essential documentation.
• It helps keep high-emission vehicles away from the roads, ensuring a clean and green environment.
• Regular pollution checks help mainatin the vehicle in good health.

What is the Validity Period of Your PUC Certificate?

 The validity period of a PUC certificate is usually 1 year from the date of issuance for new vehicles and 6 months for older ones. It is advisable to be aware of its expiry date and get it renewed on time.

• Steps to Check the Status of PUC Certificate Online 

Follow the following steps to check PUC status online-

Open the Portal:

• Go to https://vahan.parivahan.gov.in/puc, the official website. This is the main website where you can easily check the status of your PUC.

Find Section PUC Certificate:

• Identify and select the 'PUC Certificate' area on the webpage.

Enter Registration Number:

• Enter the registration number of your two-wheeler as it appears on the paperwork associated with your car.

Chassis Number 

• Enter the final five digits of the chassis number for your four-wheeler.
• This data is essential for confirming and validating the details of your vehicle.

Captcha Verification:

• Verify the captcha by entering the code that appears on the screen.

Check PUC Status:

• You will have instant access to your PUC Certificate status upon finishing the steps listed above.

How to Download Your PUC Certificate?

You can easily download your PUC certificate from the online portal of the Ministry of Road Transport and Highways.

• Go to the Parivahan portal and find the Pollution Under Control Certificate section.
• Provide the vehicle RC number and the last five digits of the chassis number.
• If your PUC is valid, you will see the option of “Download.”
• Download and save the PUC certificate.

Conclusion

The Pollution Under Control certificate is an important document related to your vehicle. All automobiles on Indian roads are required to have a PUC certificate to ensure that their pollution levels are under control and they are contributing to the national aim of a sustainable future. The document not only ensures legal compliance but is also vital for purchasing four-wheeler insurance. Make sure to carry your PUC certificate when driving and become a part of creating a better tomorrow.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Driving is a significant responsibility, and laws exist to ensure that only qualified and mature individuals operate vehicles on the road. Underage driving, which involves individuals operating a vehicle before reaching the legal driving age, is a legal violation and a public safety concern. Knowing the rules, fines and preventive measures around underage driving is essential— not just for young individuals, but also for parents, guardians and society as a whole.

Let us get a quick overview of underage driving laws, the consequences involved and the roles different stakeholders play in preventing it.

Things to keep in mind about underage driving

Here are some essential underage driving rules worth making a mental note of:

• Age limitations: Most countries have explicit age limitations for acquiring a driver’s licence. It is essential for teens and their parents to be mindful of these rules and to follow them. Driving without a valid licence may lead to severe punishments and penalties.
• Learner’s Licence: Teen drivers can get a Learner’s Licence or permit in several jurisdictions before getting a Driver’s Licence. These permits enable underaged drivers to acquire driving knowledge under the guidance of a licenced supervisor. Parents need to ensure that their kid follows the regulations of a Learner’s Licence.
• Zero-tolerance guidelines: Many governments have enforced zero-tolerance guidelines concerning underage drunk drivers. This means that any hint of liquor in the bloodstream of an underaged motorist can land him/her in trouble.
• Parental commitment: As parents, forming a good example for your children is essential. They should know about the threats that disobedience of underage driving rules and illegal practices can pose. Open communication and keeping the car or bike insurance policy handy can go a long way in averting unfortunate mishaps.

Fines & penalties for underage driving

The consequences of underage driving can be severe.

• Fines

If a person is caught driving without a licence, they can face hefty fines. The amount varies depending on the offence and circumstances. Courts also have the power to impose fixed penalty notices.

• Licence suspensions or disqualifications

Underage drivers caught driving illegally will likely have their driving privileges revoked once they reach the legal age. They might also be required to retake their driving test.

• Community service and education programmes

Some courts may order young offenders to complete community service or attend driving safety courses.

• Criminal record

Repeated or dangerous underage driving can result in a criminal record, affecting future opportunities such as employment or higher education.

It is important to remember that penalties not only apply to the driver but also to anyone who knowingly allows or encourages underage driving. Parents and guardians may be held responsible if they permit or fail to prevent their child from driving illegally.

Measures taken by the government

Governments around the world have implemented various measures to reduce underage driving and improve road safety.

• Strict licensing requirements

Many countries have a minimum age for obtaining a provisional licence and mandate passing written and practical tests. Graduated driver licensing systems have been introduced to gradually increase driving privileges based on experience and age.

• Road safety campaigns

Public awareness campaigns highlight the dangers of underage driving and promote responsible behaviour. These campaigns target young people using social media, schools and community events.

• Increased law enforcement

Police regularly carry out checks and patrols aimed at detecting and preventing underage drivers on the roads.

• Penalties and legal action

Legislation ensures penalties for underage drivers are clear and strict, deterring potential offenders.

• Collaboration with schools and communities

Some governments work with educational institutions to integrate road safety education into the curriculum. Community programmes may also offer safe driving workshops.

Measures to be taken by parents

Here are some important things parents should talk about with their kids about underage driving:

• Severe penalties: Underaged and unlicensed driving can lead to severe punishments that stay on the record. Parents and guardians should explain these regulations to their children to help reduce underage driving. Penalties include fines, suspension of licence or even imprisonment for a few months to 3 years, as per the Motor Vehicles Act. Under this Act, parents can be fined up to INR 25,000 if the authorities catch their underaged kids driving without a licence. The penalty depends on the harshness of the crime.
• Illegal activities: If a teenager gets caught driving illegally, such as driving under the influence of alcohol, the parents should cooperate with law enforcement agencies. It is important for teenagers to take accountability for their activities and ensure they learn their lessons so that they don’t drive recklessly in the future.
• Hazard for the car owners: Teenagers who drive carelessly or illegally run a higher risk of getting into accidents. Parents should be mindful of the same and discourage teenagers from unlawful driving. It is against the law to drive any vehicle without a valid license. And if the kids get caught doing this, they can be held liable for any harm or damage rendered to anyone in the process. This can also result in considerable economic and legal problems. To avoid such damage, it is better to teach children and young adults about the problems they could cause and get a bike or car insurance plan to ensure financial safety.

Conclusion

Underage driving is a serious issue with potentially dangerous consequences. Laws and penalties exist to protect young people and the public, making it illegal to drive without meeting the minimum age and license requirements. In addition to legal compliance and parental guidance, comprehensive car insurance is a key component of responsible driving. While third-party insurance is mandatory and covers damages or injuries caused to others, comprehensive coverage goes much further.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Updated on - 04 Feb 2026

Long road trips are the best way to unwind from the hubbub of daily life, exploring the unknown and enjoying the sense of freedom new destinations offer. However, planning a road trip requires preparation, including certain important documents, so you can experience a comfortable journey without any legal troubles.

Beyond choosing a car that is suitable for the long drive, there is a list of essentials that you must carry. The most important in this list are the critical paperwork, including driver’s licence, car registration certificate, PUC, car insurance, Aadhar card, passport, international driving licence and permits for specific states. Find out more about this checklist and all that you need to enjoy a smooth and comfortable road adventure.

List of documents to keep while going for a long drive/road trip

You should be sure to keep these documents handy for a road trip:

1. Driver's licence

Your driver's licence is important to have during a road trip. Your driving licence not only confirms your driving skills but also provides you with lawful permission to drive an automobile. Make sure you carry a valid driving licence with you at all times.

2. Car’s registration certificate

The Registration Certificate (RC) is another crucial piece of paper you should keep. It verifies the ownership of the automobile and holds required information like the chassis number, engine number and vehicle registration number.

3. PUC (Pollution Under Control) certificate

The Indian government demands that all automobiles must possess a valid Pollution Under Control (PUC) Certificate. This certification signifies that your vehicle’s emissions are within acceptable limits. It is essential to obtain a PUC certificate from an authorised emission testing centre and keep it with you during your road trip.

4. Four wheeler insurance certificate

Four wheeler insurance is a mandatory document for protecting yourself and your vehicle against unpredictable occurrences. This record acts as car insurance coverage proof and can be helpful in possibilities of third-party damage or lawful matters. Hence, you should at least select a third party car insurance policy for coverage in case of third-party casualties or property damage.

5. Aadhaar card

Your Aadhaar Card is a unique identification record provided by the Government of India. It has your name, residential address, and other essential information. While it might not be directly related to your car, carrying your Aadhaar Card can be helpful in identification during your road journey.

6. Passport

Carrying your Passport is necessary if you are planning an international road trip or touring neighbouring nations. Ensure you have a valid Passport, and keep a photocopy of the required pages. A Passport gets accepted as identification proof internationally.

7. International driving licence

If you are a global traveller planning to visit India, an international driving licence is obligatory to drive an automobile lawfully. This licence is a combination of your home country's driving licence and is acknowledged internationally.

8. Permits

Some Indian states require additional permits for your vehicle to enter their territories. For example, the state of Arunachal or areas like Ladakh require inner-line permits (ILP). 

Things to check before going on a road trip

These checks ensure your car is ready to cover the long journey:

• Car battery: Check that the car battery is functioning properly. Ensure the electrical wirings and system are in the right condition.
• Tyre pressure: Ensure the right levels of pressure in all the tyres of your car, even the spare one. They should not be overinflated or underinflated.
• Fuel level: Always fill your fuel tank completely before starting on a long road trip.
• Fluid levels: Besides fuel, check engine oil and brake oil, along with the transmission, power steering, radiator and windscreen fluid.
• Coolant: Check the coolant levels to avoid engine overheating.

Conclusion

As you plan your next road trip, remember to maintain all the necessary car documents for a secure and hassle-free journey. From your driving licence to RC, passport to PUC, these documents can be required at any time of your trip. Especially a third party car insurance policy, in case of an unfortunate incident that requires coverage of third-party damage. With these records in order, you can approach your road journey with peace of mind.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

When you're the one behind the wheel, it's your responsibility to protect not only those in the vehicle, but also pedestrians sharing the road with you. While the idea of driver safety might seem simple, it's crucial to understand that there are many behaviours and actions that can actually be considered unsafe when you take a closer look. Performing notorious actions like driving faster than the speed limit, and accelerating aggressively, can seriously put your safety at risk. We’ve put together a few tips to follow as a new car driver, especially if you are driving an automatic car for the first time.

Automatic car driving tips

Take a look at some helpful automatic car driving tips to follow:

• Control your anxiety

Feeling excessively anxious can negatively affect your driving performance. It's vital to maintain your composure while holding the steering wheel. Even before you start driving, ensure you're comfortable in your seat. Adjust the seat to an upright position, get your feet comfortably positioned, and relax your hands on the steering wheel. Don't forget to fasten your seatbelt securely before you begin driving the car.

• Know your manual car

Despite the differences between manual and automatic vehicles, the core driving techniques remain largely the same. Essential skills like adjusting your speed and making turns will carry over from manual to automatic cars. So, before you start driving an automatic car for the first time, it's wise to practise extensively with manual cars before transitioning to automatic ones.

• Know the gears

As a beginner driver, it's crucial to become skilled with the three types of gears. The ‘Park’ gear keeps your wheels stationary, providing better control over the steering. It's a good idea to begin with the car in park gear when you start and stop. While driving, gradually switch to the ‘Drive’ gear, designed for open roads. In heavy traffic, consider using the ‘Neutral’ gear to facilitate smoother transitions. This helps ease the strain on your brakes and tires, ensuring your safety and your vehicle’s too.

Most new car owners wonder what a pedal shifter is. It is a clever feature in modern cars worth getting to know. They're discreet switches conveniently located behind the steering wheel. These unassuming controls are your ticket to manually managing your vehicle's gears without grappling with the traditional gear lever. Not only does this enhance the safety of gear changes, but it also offers a swifter and more engaging driving experience. So, let's delve into the world of paddle shifters, demystifying what they are and how do paddle shifters work.

What is a paddle shifter in cars?

Paddle shifters, sometimes called pedal shifters or gear shift paddles, are specialised controls discreetly tucked behind the steering wheel. Their origin lies in racing cars with sequential transmissions that facilitate lightning-fast and precise gear changes.

How do paddle shifters work in a car?

• In standard road cars, paddle shifters bring the thrill of manual gear selection to automatic transmissions, making your drive more engaging.
• Typically appearing in pairs, the right paddle usually bears a "+" symbol, while the left displays a "-," representing their respective functions: upshifting and downshifting.
• Operation is intuitive – pulling on the right paddle shifts to a higher gear, while the left pull takes you down to a lower gear.
• Paddle shifters shine when the vehicle is in manual or sport mode, enabling you to override the automatic transmission's gear selections.
• They provide greater control and responsiveness, permitting you to tailor gear choices according to the road conditions and your driving preferences.
• Paddle shifters prove invaluable when navigating twists, inclines, or slippery surfaces. They grant you the power to optimise your vehicle's performance, ensuring a smoother ride.

What are the types of transmission that use paddle shifters?

Paddle shifters are commonly found in vehicles with automatic transmissions, including:

• Traditional Automatic Transmissions: Allowing manual gear selection for a more engaged driving experience.
• Dual-Clutch Transmissions (DCT): Providing rapid gear changes, often found in performance-oriented vehicles.
• Continuously Variable Transmissions (CVT): Simulating gear steps to offer drivers a sense of manual control.

When is the correct time to shift gears using paddle shifters in cars?

Appropriate use of paddle shifters includes:

• Navigating Curvy Roads: Downshifting before entering a curve can provide better control and stability.
• Descending Steep Grades: Downshifting helps utilise engine braking, reducing reliance on brake pads and preventing overheating.
• Overtaking: Downshifting can increase engine RPMs, providing additional power for swift acceleration.

Conclusion       

Now you know what paddle shifters in the car. They bridge the gap between manual and automatic transmissions. Positioned conveniently behind the steering wheel, these seemingly inconspicuous controls make gear changes safer and faster.

When buying a vehicle equipped with paddle shifters, it is also essential to consider car insurance online to protect your investment. Many insurers offer benefits such as NCB in car insurance (No Claim Bonus), which can help reduce premium costs if you maintain a claim-free record. By combining the thrill of paddle shifting with smart insurance decisions, you can enjoy a seamless and secure driving experience.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Updated on - 28 Apr 2026

Insurance generally offers basic coverage along with the option to purchase add-ons for enhanced protection. In India, different types of car insurance coverage are available; out of which, we will focus on third-party liability coverage in this blog and see if third party car insurance is mandatory.

What is The Meaning of Third-Party Car Insurance?

Let’s address the main question first, 'Is third-party insurance mandatory when buying a car?' Yes, it is a mandatory requirement to legally drive on the road. Third-party insurance is also known as 'act-only cover'. It is a type of liability insurance that protects vehicle owners from claims made by third parties. With this insurance, you are shielded from compensating third parties for any losses or injuries they experience in an accident involving your vehicle.

Is Third-Party Insurance Mandatory in India?

Yes, third-party insurance is mandatory in India, as per the Motor Vehicle Act of 1988.

In situations where every vehicle on the road has third-party insurance, you would see accident victims receiving appropriate compensation without straining their finances. Likewise, if you were responsible for an accident, you wouldn't have to face significant financial setbacks, as the insurance policy would handle the situation.

Although the ideal scenario involves all vehicles having third-party liability insurance, about 54% of vehicles plying on Indian roads are uninsured. Consequently, many innocent accident victims find themselves footing the bill for medical treatments or repairs out of their own pockets. This highlights the critical need for mandatory third-party insurance.

What is Covered Under a Third-Party Insurance Plan?

When it comes to the coverage inclusions of third-party insurance, you'll find that it provides protection for injuries and property damage caused by your insured vehicle. This protection covers a range of situations, including physical injuries, vehicle damage, property damage, and even fatalities.

Note: There are certain circumstances where third-party insurance won't provide compensation, for e.g. if the driver was under the influence of alcohol or driving without a valid license. To understand what’s covered and what’s not, be sure to read the policy thoroughly before buying car insurance.

Importance of Third-Party Car Insurance

Third-party insurance is beneficial for several reasons-

1. Legal Compliance: It ensures that the car complies with the traffic rules and protects the owner from the legal consequences of driving without vehicle insurance.
2. Financial Protection: Third-party insurance provides financial support to the policyholder in case of any injuries inflicted on others or damages to their properties during an accident.
3. Peace of Mind: It provides mental peace, knowing that in case of a mishap, the policy will safeguard you from the financial burden caused by third-party claims.

Conclusion

To wrap up, you should be aware that third-party car insurance is a requirement for driving legally on Indian roads. This liability insurance ensures you won't have to handle the financial responsibility of compensating third parties for losses or injuries due to accidents involving your vehicle. It's a good idea to have a thorough discussion with your insurance provider to gain a comprehensive understanding before you decide to purchase insurance.

FAQs

1. What happens if you drive a car without third-party insurance in India?

Driving without third-party insurance is a legal offence under the Motor Vehicles Act, 1988. You may face penalties such as fines, imprisonment, or both. Additionally, you will be personally liable to compensate for any damage or injury caused to a third party.

2. Does third-party insurance cover damage to my own car?

No, third-party insurance does not cover damage to your own vehicle. It only compensates for injuries, death, or property damage caused to others. For own-damage protection, you need a comprehensive car insurance plan.

3. How is compensation decided in third-party insurance claims?

Compensation for third-party claims is determined by a Motor Accident Claims Tribunal (MACT). The claim amount is based on factors like the extent of injury, property damage, loss of life, supporting evidence, and documentation.

4. Can I upgrade from third-party insurance to the best car insurance plan?

Yes, you can upgrade your policy from a basic third-party cover to the best car insurance plan, typically a comprehensive policy. This allows you to include own-damage cover and add-ons like zero depreciation, roadside assistance, and engine protection.

5. Will third-party insurance be enough for complete car protection?

While it meets legal requirements, it may not be enough for complete financial protection. It does not cover your own vehicle’s damages or theft, so many vehicle owners opt for broader coverage to reduce out-of-pocket expenses in various scenarios.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Third-party insurance is essentially a legal requirement to be able to drive your vehicle on the road. It typically offers you a form of liability coverage that safeguards you in case someone lodges a claim against you for damages or losses. While you might not always need it, in situations where it's necessary, it can be your lifeline, guarding you against the threat of financial setbacks. So, let’s look into what third party insurance covers.

What is covered under third-party car insurance?

So what does third party insurance cover? We’ve provided a list of everything that this insurance covers below:

• In situations where you're responsible for causing accidental harm to a third party's property, there's no need for you to fret about the expenses. Third-party insurance steps in to cover the damages incurred by the affected party.
• In the unfortunate event that an accident you're involved in leads to the death of a third party, your insurance takes care of the resulting liability. Claims in these circumstances are evaluated through Motor Accident Claims Tribunals, which determine compensation based on the impact of the tragic loss and the earning potential of the deceased (up to INR 7.5 lakh).
• Accidents sometimes result in disabilities. If the third party suffers from partial disabilities, like fractures, which are expected to heal over time, the insurer provides coverage for necessary medical expenses. On the other hand, in instances of permanent disability, the insurer offers a predetermined sum to the affected third party.
• Regardless of the severity of bodily injuries sustained by a third party, medical coverage is extended to typically cover all types of injuries.
• Third party insurance also covers legal expenses which arise while defending third party lawsuits related to the accident.

Updated on 10-04-2025

One technology that's gaining widespread use is Continuously Variable Transmission. This unassuming yet impactful system, often indicated by a "+" and "-" symbol, is pivotal in modern cars, allowing seamless gear changes without the need for traditional gear shifts. Understanding the pros and cons of CVT is crucial for making informed decisions about your vehicle. We'll explore these aspects in detail, delving into the world of CVT and its impact on your driving experience.

Pros of CVT

Let us discuss the benefits of CVT:

• Enhanced Fuel Efficiency

CVT-equipped vehicles are renowned for their superior fuel efficiency. It is especially crucial in a world where rising fuel costs are a significant concern. Many hybrid and Plug-in Hybrid Electric Vehicles (PHEVs) employ CVTs to optimise fuel consumption.

• Hassle-free Seamless Long-Distance Drives

CVTs operate using a belt-driven system that smoothly adjusts the rotation of the rotor disc or pulley in response to power input and the car's momentum. The result is an exceptionally smooth driving experience with no sudden jolts or jerks, which becomes especially noticeable during long-distance journeys. CVT technology ensures your engine remains calm and composed even on extended drives.

• Desired Power All the Time

Unlike traditional gearboxes with fixed gear ratios, CVTs offer an array of infinite gear ratios. This feature leads to rapid and responsive acceleration. You can enjoy a powerful surge without worrying about gear shifting when tackling uphill terrains. It proves exceptionally advantageous on highways, where your car effortlessly attains cruising speeds.

• Fewer Parts and Lighter Weight

CVTs simplify the shifting process, resulting in fewer components needed for manufacturing. Hence, in turn, lower maintenance costs and a decreased likelihood of mechanical failures due to the reduced number of parts. Additionally, the absence of gear requirements contributes to a lighter engine, directly enhancing fuel efficiency.

• Adaptive to Driving Conditions

CVTs can quickly adapt to various driving conditions. Whether you are navigating through city traffic or coasting on a highway, the CVT adjusts gear ratios in real-time based on your acceleration and driving demands. This adaptability ensures optimum engine performance, irrespective of the driving scenario.

• Reduced Wear and Tear

Since CVTs operate without the abrupt gear changes seen in traditional transmissions, there's less wear and tear on the engine and transmission components over time. The constant and smooth adjustment of gear ratios means the engine doesn't experience sudden load changes, which can extend the vehicle's lifespan.

 Cons of CVT

There are a few drawbacks of CVT, such as:

• High Maintenance Costs

CVT engines require specialised oil that cannot be mixed with regular transmission fluids. In conventional engines, oil is primarily used for lubrication, while in CVTs, it secures components and prevents slippage. This unique requirement significantly raises maintenance costs compared to traditional transmissions.

• Peculiar Acceleration Tone

Drivers of CVT-equipped cars may notice a distinctive sound during acceleration, often referred to as the "rubber band effect." This phenomenon results from the belts' continuous contraction and expansion within the CVT unit. While this sound doesn't significantly affect power delivery, it creates a non-linear and atypical acceleration sound compared to other transmission types.

• Costly Repairs

CVTs have a higher likelihood of failure than conventional transmissions. Generally, CVTs are considered reliable up to around 80,000 to 90,000 kilometres. Beyond this point, the CVT belt begins to wear and deteriorate. As a result, car manufacturers often opt to replace the entire transmission system, leading to substantial repair expenses.

• Issues at Higher RPMs

While CVTs offer a wide range of gear ratios, they require careful monitoring at higher RPMs to prevent the vehicle from entering the danger zone. In certain situations, the CVT unit may incorrectly interpret input and unnecessarily rev the engine to a higher gear, potentially causing performance issues. It necessitates attentive driving and engine management at higher speeds.

• Limited Engine Feel

Some driving enthusiasts prefer the tangible sensation of gear shifts, which CVTs lack. This continuous transition between gear ratios often leads to a feeling of detachment from the driving experience.

• Heat Sensitivity

CVTs are known to be sensitive to high temperatures. Continuous driving under demanding conditions, like towing or driving in hilly terrains, can cause the CVT to overheat.

Conclusion  

Now that you're well-informed about the pros and cons of Continuously Variable Transmission, you can make a more educated decision when selecting a vehicle. Purchasing a car is a significant investment that requires thorough research. If you feel comfortable with CVT technology, you can consider vehicles that feature it. When buying a car, don't overlook the importance of the right car insurance policy, which safeguards your vehicle on the roads. ICICI Lombard offers comprehensive four-wheeler insurance plans that you can compare and choose online to ensure your car's protection.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Ready to unravel the mystery behind Mahindra Scorpio mileage? We’re here to spill the beans on the fuel efficiency of this beast. Whether you're a seasoned Scorpio enthusiast or just dipping your toes into the world of SUVs, we've got the mileage scoop you've been craving. So, fasten your seatbelt, and let's dive into the world of Scorpio's fuel efficiency!

Mileage of the Mahindra Scorpio

Take a look at the following breakdown of the mileage of Scorpio:            

• Official mileage

The Mahindra Scorpio proudly boasts an official mileage of 15.4 km/hr. This statistic is based on the ARAI (Automotive Research Association of India) test cycle, conducted in a controlled laboratory environment and might not precisely mirror real-world driving conditions.

• Diverse factors:

The actual mileage your Scorpio attains may fluctuate due to distinct components. Your driving style influences it: fluid and even driving is kinder to your fuel capacity than forceful maneuvers.

Road conditions matter: whether sleek highways or uneven city streets, they impact your mileage.

Weight has significance: the cargo you transport affects it—greater weight, heightened fuel consumption.

• City vs. highway

Generally, anticipate around 15 km/hr during city drives and a slightly peppier 16 km/hr on the highway. But remember, these figures aren't set in stone.

• Real-life scenarios

While some Scorpio owners praise hitting or surpassing these mileage marks, others share experiences that don't match the official numbers.

• Engine options

The Scorpio gives you a choice between a 2.0-liter petrol engine and a 2.2-liter diesel engine. Diesel tends to be more fuel-efficient, but it also tends to produce more emissions.

• Versatility at its core

Renowned for its spacious interior and robust build, the Scorpio is a sought-after option for families and businesses. Its hardy design is coupled with the ability to handle off-road terrain.

Are you in the market for an SUV? Then look no further than the Thar! The Mahindra Thar is a superior choice - powerful and robust. This indulgent sport utility vehicle has been gaining momentum in the market thanks to its impressive features and capability. But one of the questions most people have before they make a purchase is “what is the mileage of this vehicle?” Well, we've got answers for you.  Whether you're a rugged explorer or a city slicker eyeing the thrill, we've got the lowdown on what makes this iconic ride guzzle or conserve fuel. Get ready to dive into the world of Thar's fuel efficiency in the this article.

Mileage of the Mahindra Thar     

Hold onto your seats because we're about to break down the Mahindra Thar mileage story in simple points:

• Fuel variety

Mahindra Thar's versatility extends to its engine and transmission options, pivotal in shaping its mileage. The diesel manual version, hitting a commendable 15.2 km/hr, strikes a balance between power and efficiency. On the other hand, the automatic diesel variant, while providing convenience, hovers around 9.0 km/hr, leaning slightly away from fuel efficiency. The petrol manual and automatic editions align closely at 15.2 km/hr, delivering consistent performance and efficiency. This diverse array of options caters to different driving preferences and efficiency needs.

• ARAI mileage

We mentioned the numbers based on ARAI (Automotive Research Association of India) testing. However, remember that these figures are achieved in controlled environments and might differ from real-world scenarios.

Just like any vehicle, the Thar's mileage can fluctuate due to several elements:

• Driving style

Smooth, gradual driving is easier on the fuel than aggressive acceleration.

• Terrains traversed

Whether tackling challenging trails or cruising smooth highways, the terrain can sway your mileage.

• Payload

What you're carrying affects mileage too. The heavier load you put in your Thar, the more fuel it takes to move.

• Real-world adventures

Thar enthusiasts often share their real-world mileage tales. Some applaud hitting or surpassing the official numbers, while others have experiences that might not align.

• Engine selection

The Thar presents a choice between diesel and petrol engines. Diesel often leans towards efficiency, but remember, it can also lean towards higher emissions.

• Unleash the versatility

Known for its robust design and off-road prowess, the Thar isn't just an SUV; it's an experience waiting to be explored. Families and adventurers alike find a match in its spacious interior and capability.

Curious about the mileage of the Volvo XC90? Well, buckle up for an enlightening ride about its fuel efficiency. We're unpacking the digits behind this luxury SUV's mileage in detail. Whether you're an auto enthusiast or a practical driver, get ready to explore the ins and outs of Volvo XC90's mileage performance.

Mileage of Volvo XC90

Here's a comprehensive look at the mileage of the Volvo XC90:

• Official numbers

The official mileage figures from the source for the Volvo XC90, which offers both petrol and diesel variants. The petrol version impresses with an official mileage of 17.2 km/hr, highlighting its efficient performance. On the diesel front, the XC90 maintains a sturdy balance of power and efficiency, showcasing an official mileage of 16.3 km/hr. These figures provide a glimpse into the XC90's prowess in delivering both performance and fuel economy. Diesel enthusiasts will appreciate this balance of power and efficiency.

• ARAI insights

These official figures are rooted in ARAI (Automotive Research Association of India) testing. However, it's essential to remember that these laboratory-based tests might not perfectly mirror real-world driving conditions.

• Variation galore

Brace yourself for variations in actual mileage. Your XC90's real-world mileage depends on multiple factors, such as driving style, road conditions, and vehicle weight.

• Urban versus open road

As a rule of thumb, you can anticipate the XC90 achieving around 15-17 km/hr in city driving and a sprightly 18-20 km/hr on the highway. But remember, these numbers aren't carved in stone.

• Owner experiences

The beauty of real-world experience shines here. Some XC90 owners report surpassing these estimated figures, while others might experience slightly lower mileage.

If you’re an Ertiga superfan, you’re probably wondering “What is the mileage of Ertiga”? Well, buckle up as we take you on a journey to explore the efficiency of this versatile ride. Whether you're a seasoned car enthusiast or a family-oriented driver, get ready to delve into the nitty-gritty of the Maruti Ertiga's mileage performance.

Mileage of the Maruti Ertiga

If you are wondering “What is the average of Ertiga?” we’ve covered everything you need to know about the mileage of the Maruti Ertiga below:

• The duo of engine options

The Maruti Ertiga greets you with two engine choices – a spirited 1.5-liter petrol engine and a diesel counterpart of the same size. Interestingly, the city and highway efficiency dynamics vary for these two. The petrol engine shines in urban landscapes, while the diesel engine boasts better efficiency on the open road.

• Petrol precision

The official mileage figures for the Maruti Ertiga petrol are noteworthy. The manual variant flaunts an impressive 20.3 km/hr, while the automatic variant is equally commendable with 20.51 km/hr.

• Diesel efficiency

The diesel variant of the Ertiga doesn't fall short in the efficiency department either, showcasing an official mileage of 25.47 km/hr for the manual variant.

• Variables at play

Keep in mind that the actual mileage of your Ertiga is influenced by a medley of factors, ranging from your driving style to the condition of the road you traverse, not to forget the weight your vehicle carries.

• City versus highway

As a general yardstick, you can anticipate the Maruti Ertiga delivering around 18-20 km/hr within city limits and a promising 22-24 km/hr on highways. However, bear in mind that these figures aren't set in stone.

• Real-world experiences

In the realm of real-world experiences, Ertiga owners share varied mileage accounts. Some revel in surpassing these estimates, while others might find their mileage slightly deviating.

Considering beyond the mileage numbers of Maruti Ertiga:

• Vehicles also age, just like fine wine. As your Ertiga matures, its mileage might significantly decline, a natural part of the automotive journey.
• Regular maintenance is more than care; it can boost your Ertiga's mileage potential. Timely services and oil changes can make a notable difference.
• Your driving style isn't just about comfort; it influences your mileage. Aggressive driving burns more fuel, while a steady pace stretches each drop.
• The weight you're carrying has a say in mileage. A heavier Ertiga translates to a slightly hungrier fuel tank.
• Engine choice isn't just about performance; it affects mileage, too. Diesel engines, renowned for their efficiency, edge out their petrol counterparts.

Conclusion

In conclusion, the Maruti Ertiga stands out as a practical MPV that balances performance and fuel efficiency, with mileage figures that can vary based on driving habits and road conditions. Choosing the right car insurance ensures you stay financially protected against unforeseen events while enjoying your drives. Additionally, opting for a reliable maruti car insurance plan can offer tailored coverage and peace of mind for your Ertiga ownership journey.

Get ready to uncover the mileage prowess of the Mahindra XUV 700! In just a few lines, we're delving into the efficiency story behind this remarkable vehicle. Whether you're a driving enthusiast or someone who values economical rides, join us as we delve into the numbers that define the XUV 700's impressive mileage performance.

Mileage of the Mahindra XUV 700        

You can explore the Mahindra XUV 700 mileage through our comprehensive breakdown, listed below:

• Engine duo

The Mahindra XUV700 presents a choice between two dynamic engines – a sprightly 2.0-liter turbo-petrol and a robust 2.2-liter diesel. This engine duo underscores the XUV700's versatility, adapting to diverse driving demands.

• Urban and highway proficiency

It adds a layer of adaptability; the XUV700's petrol engine thrives in cityscapes, while the diesel counterpart thrives on open highways, showcasing superior fuel efficiency.

• Official ARAI mileage figures

The XUV700's official ARAI-certified mileage figures provide insight into its efficiency capabilities. The petrol engine excels with an ARAI-certified mileage of 16 km/hr for the manual variant and 15 km/hr for the automatic version. On the other hand, the diesel variant takes the lead, boasting an ARAI-certified mileage of 17.5 km/hr for the manual option and 16.8 km/hr for the automatic counterpart. These figures illuminate the XUV700's diverse efficiency capabilities across its engine choices.

• Influences that shape real-world mileage

Recognize that real-world mileage isn't cast in stone. It's influenced by factors beyond numbers, including your driving style, the conditions of the road, and the payload your XUV700 carries.

• Guiding averages for city and highway

As a rule of thumb, expect the XUV700 to deliver around 14-16 km/hr within city limits, embracing congested streets. The XUV700's efficiency shines even brighter on highways, promising a promising 16-18 km/hr.

• Real-world insights from owners

While these ARAI figures provide a solid reference point, individual experiences may differ. Some owners may find their XUV700 exceeding the estimated figures, while others might witness a slight variance.

General insurers after bargaining with hospitals for reducing charges, turned their back towards the auto industry. It is known that the general insurance sector pays for most of the repairs hence they turned towards the auto industry to bring down the cost of repairs. Surprisingly, the auto companies reverted positively and accepted the cut off in repair costs.

The recent times it has been noticed that companies negotiate with the auto companies manufacturers. Apart from sharing of claims data with various insurance companies, they are also the ones recommending changes in the processes, which may include anti-theft devices to dent removing equipment. In all this hustle and bustle, it has been a big task to include big companies like Maruti and Honda into the plan for supplying parts to bring down the cost drastically.

A Pollution Under Control (PUC) certificate is mandatory for all vehicles in India

The Environment Pollution Control Authority (EPCA) have said that they will work in close collaboration with insurance companies in India to ensure the complete compliance of mandatory linking of Pollution Under Control (PUC) certificate with the motor insurance policy of the vehicle. The insurers will also start a pilot project in Delhi NCR to identify the set of vehicles that do not come back for the registration of PUC.

The details of such vehicles would then be shared with the transport department to keep strict vigilance on such cars and two-wheelers that are trying to violate the norms. The EPCA also said that it would direct the Delhi government to strongly advertise that, “The insurance is mandatory for the vehicles and so is the PUC certificate”.

Sunita Narain, an EPCA member said, “Let us work towards 100% insurance and 100% PUC compliance in NCR and see what the loopholes are and let us see how the improvements can be made”.

Earlier in July 2018, the Insurance Regulatory and Development Authority of India (IRDAI) has stated that a valid PUC certificate is compulsory for all the vehicles to renew their car insurance plan and issued a notification instructing the insurance companies not to insure a vehicle unless it produces a legitimate PUC certificate.

As per the Motor Vehicles Act, a vehicle plying without a valid PUC certificate is liable to be prosecuted under section 190(2) with a fine of up to Rs. 2000. Computerised facilities for checking pollution levels of the vehicles and issuing a PUC certificate for those meeting the emission standards are available at many petrol pumps and workshops across the cities.