Close ILTakeCare Suggestion
IL TakeCare app – For all your insurance & wellness needs

Policy purchase, claims, renewal & more

 
  • What Is a Health Insurance Policy Number?

    by Tanmay Ahuja | Sep 24, 2024

    An important part of any health insurance plan is its policy number. A medical insurance policy number is a unique code on your insurance card. It's also called 'member number,' 'member ID,' or 'subscriber ID.' The health plan policy number reveals your insurance plan, and the company uses that number to process your insurance claims and costs.

    You can find the policy number of health insurance on the front part of your card. It can have a mark of 'Policy ID,' or 'Policy#.' In this article, we'll discuss more about this important number.

    Health insurance policy number

    The health insurance policy number acts as a unique identifier. It differentiates each policy from others. You can find the policy number of the health insurance on the front of your card. It can have a mark of 'Policy ID,' or 'Policy#.' You can also find your policy number on your;

    • Bills and statements linked to your insurance account
    • Mobile app or online insurance portal.

    This policy number of the medical insurance is essential for the following reasons:

    • The member number enables insurance providers to quickly identify an individual and their specific insurance plan benefits.
    • The insurance company uses the policy number to track all your medical bills easily.
    • The number also helps insurers identify the group you are part of in your health insurance plan. Hence, the providers can quickly establish your benefits in that specific group plan.
    • The member number helps the policyholder to make claims and perform other necessary interactions with the insurance company.

    Note: For every health insurance bill and statement, it's crucial always to ensure that the insurance provider references the correct policy number and that all your details are accurate.

    How to find your health insurance policy number

    Locating your health insurance policy number is simple. It is prominently displayed on your insurance card, often labelled as "Policy ID" or "Policy #". If you cannot find your physical card, many insurance providers offer digital versions accessible through their websites or mobile apps. Additionally, your policy number may be included in any official correspondence or emails from your insurer. If you're still unable to locate it, contacting your insurance company's customer service is advisable.

    Online way to check your health insurance policy number

    In today's digital age, accessing your health insurance policy number online is convenient and efficient. Many insurance providers offer online portals or mobile applications where policyholders can view their insurance details, including the policy number. For instance, Star Health Insurance provides an online portal where customers can log in to access their policy information. To retrieve your policy number online, follow these general steps:

    1. Visit the Official Website or App: Navigate to your insurance provider's official website or download their mobile app.
    2. Log In to Your Account: Use your registered email ID and password to log in. If you haven't registered yet, you'll need to create an account using your policy details.
    3. Access Policy Details: Once logged in, go to the 'My Policies' or 'Policy Details' section to view your policy number and other relevant information.

    This method provides quick access to your policy information without the need for physical documents.

    Offline way to check your health insurance policy number

    If you prefer traditional methods or lack internet access, there are several offline ways to find your health insurance policy number:

    1. Insurance Card: As mentioned earlier, your policy number is typically printed on your health insurance card.
    2. Policy Documents: Review the original policy documents provided by your insurer; the policy number will be listed there.
    3. Customer Service: Contact your insurance company's customer service department. Be prepared to provide personal information for verification purposes.
    4. Agent or Broker: If you purchased your insurance through an agent or broker, they could assist you in retrieving your policy number.

    These methods ensure that you can access your policy information even without digital means.

    Conclusion

    The health plan policy number is essential to access every feature of your policy easily. With the subscriber ID, you can make claims quickly and conduct any other interaction with the insurance company. Make sure you get in touch with your insurance provider if you need help finding your policy number.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • What Is The Free-Look Period In Health Insurance In India?

    by Tanmay Ahuja | Sep 24, 2024

    Health insurance is an important investment, but understanding all the details upfront can also be difficult. Many people sign up for a policy only to realise it may not fully cover their needs later. That's why health insurance policies in India include a free-look period. The Free Look Period in Health Insurance in India is when you can assess the insurance policy bought from a company. If you don't like the policy or feel its benefits aren't suitable, you can cancel the insurance policy. This article will help you understand this term a bit better.

    Free-Look Period In Health Insurance In India

    Sometimes, people go for health insurance plans without adequately understanding the policy offers. Hence, you may buy a plan that doesn't suit your needs, leading to unexpected extra expenses during claims. This is why the Insurance Regulatory and Development Authority of India (IRDAI) has regulated insurers to offer this feature known as the Free Look Period in health insurance policies.

    Most insurers consider a free-look period of 15 days. A 15-day free look period in health insurance policies, including indemnity and defined benefit plans, gives you a window of 15 days to cancel the policy. Similarly, a policies would give you a time period of 30 days to cancel. The free look period begins when you accept and confirm the insurance policy. It then continues for 15-30 days.

    Once you inform the insurer about your plans to cancelling the policy during this period, you must provide them with the following:

    • A valid reason for the cancellation
    • A policy contract
    • Other important documents.

    The insurer will refund the cash you paid when purchasing the policy immediately after your request gets confirmed.

    Conclusion

    A free look period in health insurance is an agreement your insurance provider gives. As a policyholder, you can review and terminate their policies if necessary. Whether it is term or health insurance, you can benefit from terminating the insurance policy through the free look period of 15 to 30 days. So, ensure you go through the terms and conditions thoroughly. If you're unsatisfied with health coverage after purchasing the policy, you can cancel the health insurance and get a refund for the policy amount you paid.

  • Complications of Metabolic Syndrome

    by Tanmay Ahuja | Sep 24, 2024

    Metabolic syndrome refers to a cluster of health issues such as high blood pressure, high blood sugar, fat accumulation around the waist, and abnormal cholesterol levels, which appear simultaneously. The condition increases a person's risk of heart attack and stroke.

    What are the Complications of Metabolic Syndrome?

    Metabolic syndrome complications can have a significant impact on one's health. Some key complications include cardiovascular diseases such as coronary artery disease, heart attack (myocardial infarction), stroke, or all three together. Those with complications related to metabolic syndrome are at high risk of type-2 diabetes as it is closely linked with insulin resistance.

    According to the National Heart, Lung, and Blood Institute (NHLBI), the cluster of metabolic factors involved also includes abdominal obesity. Metabolic syndrome can also lead to organ damage, especially damage to the pancreas, liver, gallbladder, and kidneys. Those with this condition are also prone to cancers such as colon cancer, breast cancer, and prostate cancer. It can give rise to long-term inflammation and problems with your immune system. Metabolic syndrome is one of the causes of erectile dysfunction in men and can cause pregnancy complications, such as preeclampsia, eclampsia, and gestational diabetes in women. The condition also adversely impacts a patient's thinking and memory capacity.

    Conclusion

    Metabolic syndrome is not an uncommon health condition, but it can lead to life-threatening diseases. Health insurance coverage can be your preventive measure for unforeseen medical expenses arising from such health challenges, as it ensures timely treatment and adequate coverage.

  • How to Prevent Gout?

    by Tanmay Ahuja | Sep 24, 2024

    A gout is a painful form of arthritis that occurs when uric acid crystals start accumulating in the joints. Hence, leading to inflammation and discomfort. This condition can significantly impact one's quality of life, making it essential to explore strategies for prevention. While gout can be challenging to manage once it develops, there are proactive steps individuals can take to reduce the risk of its onset. This blog delves into different ways and measures you can take to prevent gout. It highlights the crucial role of health insurance in ensuring access to healthcare services when needed.

    Ways to Prevent Gout

    Gout prevention involves making lifestyle changes and dietary choices to mitigate this painful condition's risk. Adopting the following measures to prevent gout can promote joint health and minimise the likelihood of experiencing gout pain.

    • Shed Excess Pounds

    Being overweight is a known risk factor for gout. Losing weight can significantly reduce the risk of developing this painful condition. Research indicates that weight loss, even without a purine-restricted diet, can lower uric acid levels and decrease the frequency of gout attacks.

    • Limit Purine-Rich Foods

    Purines are natural substances in some foods and can increase uric acid levels. Avoid or limit foods rich in purines, such as organ meats (liver, kidney), certain seafood (anchovies, sardines), and red meat.

    • Moderate Alcohol Intake

    Excessive alcohol consumption, particularly beer and spirits, can raise uric acid levels. If you choose to drink alcohol, do so in moderation.

    • Stay Hydrated

    Drinking plenty of water can help dilute uric acid levels in the blood and promote its excretion through the kidneys.

    • Consume Cherries

    Some studies suggest that cherries and cherry extract may help reduce the risk of gout attacks. Consider including cherries in your diet or trying cherry juice.

    • Eat Low-Fat Dairy

    Low-fat dairy products, such as yoghourt and milk, have been associated with a lower risk of gout. These dairy items can help stabilise uric acid levels.

    • Control High Blood Pressure and Diabetes

    Conditions like high blood pressure and diabetes can increase the risk of gout. Proper management and control of these conditions are essential in gout prevention.

    • Medication and Supplements

    If you are at a high risk of gout or have a history of gout attacks, talk to a healthcare provider about medications or supplements to help manage uric acid levels.

    Conclusion

    To prevent gout maintain a healthy weight, making wise dietary choices, and more. Avoiding purine-rich foods, moderating alcohol intake, and staying hydrated are essential components of a gout-prevention diet. Additionally, incorporating cherries and low-fat dairy products may reduce the risk of gout attacks. Health insurance ensures access to healthcare services for those at risk of gout or those needing treatment. By following these preventive measures and prioritising healthcare, individuals can lower their risk of developing gout and enjoy a healthier, pain-free life.

  • PFT Test Price in India

    by Tanmay Ahuja | Sep 24, 2024

    If you have been recommended a Pulmonary Function Test (PFT) lately, you may be worried about this lung function test's price. PFTs assess lung function by measuring airflow, lung volume, and gas exchange. This non-painful test is crucial for diagnosing and monitoring chronic respiratory conditions like asthma, COPD, or pulmonary fibrosis. Understanding the PFT test cost can help you navigate your healthcare expenses. Let's discuss the typical expectations associated with the critical lung test cost.

    What is the cost of pulmonary function test (PFT) in India?

    The pulmonary function test cost in India may differ from one place to another and from one facility to another. The average price of pulmonary function test would range from INR1200 to INR 2500. Here's a closer look at the costs in various cities:

    • In Hyderabad, you might pay between ₹1,200 and ₹2,200
    • Raipur's prices are similar, ranging from ₹1,200 to ₹2,000
    • The cost of a PFT in Bhubaneswar is a bit cheaper, with tests costing ₹800 to ₹1,200
    • The lung function test cost in Visakhapatnam ranges from ₹1,200 to ₹2,500
    • The pulmonary test's cost is just ₹900 to ₹1,200 in Nagpur
    • Indore and Aurangabad fall in the ₹1,200 to ₹2,200 range

    Please note that these are tentative range of prices and subject to change.

    Conclusion

    Being well-informed about the costs empowers you regarding this crucial diagnostic test for lung health. If you believe a Pulmonary Function Test (PFT) is necessary, compare prices at different centres and confirm if your health insurance covers the cost.

  • How To Claim Personal Accident Insurance Plan?

    by Tanmay Ahuja | Sep 24, 2024

    Navigating the claims process for your personal accident insurance plan can be pretty simple with the proper guidance. If you are stressed about "how to claim personal accident insurance," this article will help you through the steps and required documents to help you smoothly claim your insurance plan and ensure you get the benefits you're entitled to.

    Steps to Claim a Personal Accident Insurance Plan

    Let us start with the steps on how to claim personal accident insurance:

    Notify Your Insurance Provider

    The first step for claiming a personal accident insurance plan is immediately reporting the occurrence to your insurance company. Many insurers have a time limit for reporting claims, so you must save time. You can usually notify them through:

    • A call to their claim's hotline number
    • Their website or mobile app, as the case may be
    • Email or physical mail (please refer to your policy on this)

    2.Fill Out the Claim Form

    After informing your insurer, you will get a claim form. This is where you'll need to provide detailed information about:

    • How the accident occurred
    • The injuries you sustained
    • Any medical treatments you have ever had

    3.Gather Supporting Documents

    Your insurer is likely going to request proof before attending to your claim. Here's a quick list of documents you might need:

    • Medical records and bills
    • Police reports (if applicable)
    • Pictures of the bruises or the area of the accident
    • Witness statements

    4.Submit Your Claim and Wait for Processing

    Once you complete the form and gather all the documents your insurance company may ask for, send the documents to your insurance company. They will analyse your claim and sometimes contact you to request additional information.

    Documents Required for Personal Accident Health Insurance Claim Process

    Certain vital documents are necessary for personal accident or health insurance plans to ensure the smooth processing of insurance claims. Here's what you should have available.

    • Completed claim form
    • Photocopy of the insurance policy
    • Medical certificates and bills
    • Discharge summary (for inpatient claims)
    • FIR or police report - if there has been an accident
    • Report on cause of death (in cases where the claimant dies)
    • Identity proof of the claimant
    • Information on bank accounts to facilitate the process of claim settlement

    Conclusion

    Understanding how to claim personal accident insurance is crucial for effectively utilising your insurance plan. By following the steps outlined and having the necessary documents, you can ensure a smooth claims process and receive the support you need during difficult times. Always remember that insurance companies are there to assist you with all your needs in this process.

  • How to Prevent Chest Infection?

    by Tanmay Ahuja | Sep 23, 2024

    Chest infections, which can affect the lungs or airways, can range from mild to severe and can be caused by different pathogens like bacteria, viruses, and fungi. While it may not always be possible to prevent chest infections completely, there are practical measures you can adopt to decrease your risk and protect your respiratory health. Here, we will explore how to prevent chest infections with a focus on good hygiene practices and how health insurance supports your preventive efforts.

    Ways to Prevent Chest Infections

    1. Caring for yourself

    One of the key measures to prevent chest infections is by taking good care of yourself and

    maintaining good hygiene.

    • Stay Healthy:

      A strong immune system can better fend off infections. Eat a balanced

    diet, exercise regularly, get enough sleep, and manage stress to support your overall

    health and immune function.

    • Don't Smoke:

      Smoking can weaken your lungs and make them more susceptible to

    infections. If you smoke, consider quitting; stay away from second-hand smoke.

    1. Avoiding germs

    Following these simple steps can go a long way in preventing chest infections.

    • Cover your coughs and sneezes:

      Chest infections can sometimes get passed on to others, so it’s necessary to cover your nose and mouth when you cough or sneeze. Use tissues to catch any respiratory droplets and immediately dispose of them in a trash bin.
    • Frequent hand washing:

      Regularly washing your hands with soap and water is a simple way to reduce the risk of infection. Be sure to properly wash your hands for at least 20 seconds, especially after being in public places, using the lavatory, or touching surfaces that may harbour germs.
    • Avoid close contact with infected individuals:

      If an individual you know has a chest infection, try to minimise close contact with him/her until the person is no longer contagious. This can help prevent the spread of the infection.
    • Maintain a clean environment:

      Clean and sanitise frequently touched surfaces in your home and workplace on a regular basis. This can help minimise the presence of germs that can cause chest infections.
    • Ventilation Matters:

      Ensure good airflow in your living space. Proper ventilation can help decrease the concentration of germs in such areas.
    1. Health Insurance

    • Access to medical care:

      Health insurance can play a vital role in your preventive efforts. Having health insurance provides you with access to medical care, which can be crucial in the event of a chest infection. Regular check-ups with your medical practitioner can help identify risk factors and conditions that may predispose you to chest infections.
    • Vaccine coverage

      Depending on your age and health, consider vaccinations that can protect against specific infections known to cause chest infections, such as flu or pneumonia. Ensure your health insurance plan covers vaccination, as you can prevent some chest infections by taking vaccines at the right time.

    Conclusion

    Chest infections might come knocking, but you don't have to let them in without a fight. Practising good hygiene and taking preventive measures can significantly reduce your risk of developing chest infections. And remember, having health insurance in your corner provides peace of mind and strengthens your health game. Stay well!

  • How to Prevent Carpal Tunnel Syndrome?

    by Tanmay Ahuja | Sep 23, 2024

    Most of us work on different things throughout the day, and for a modern office worker, a large part of our day gets spent sitting in font of a computer, typing, or doing the same or similar activities. In this new age, one common problem that many people encounter is Carpal Tunnel Syndrome. It results from too much pressure on the median nerve. As the nerve gets compressed, it leads to a tingling sensation and a feeling of weakness or numbness in the hand or arm. Generally, health insurance covers this ailment. Let us see how to prevent Carpal Tunnel.

    Ways to Prevent Carpal Tunnel Syndrome

    The symptoms of this ailment worsen over time. Let us look at ways to prevent it.

    • We all tend to work hard, and, in this effort, sometimes we tend to bang on the keyboard very hard, too. To prevent Carpal Tunnel Syndrome, taking things easy and reducing the force and pressure we put on the keys is essential.
    • All of us should learn and make a conscious effort to sit upright in the correct posture. We often like to relax and sit in an improper posture, but this can lead to several problems, including Carpal Tunnel Syndrome. By sitting properly, one can avoid such ailments.
    • We all do a lot of work on computers, and for that, we have to use a computer mouse frequently. Unfortunately, most of these pointing devices are cheap and functional. Anyone who has to use computers for a long time should switch to ergonomic mice to prevent Carpal Tunnel Syndrome.
    • Many of us work in air-conditioned offices where the temperature is kept very low; this can cause pain in our hands. If you have such a problem, you must make sure that you warm up your hands regularly. Frequently rubbing your palms works well.
    • Take short and frequent breaks when typing, using a mouse, or doing any work that is repetitive or requires the application of force. Relax and stretch your palms and fingers so as to release tension and pressure.

    Conclusion

    With most modern work done on computers or machines, our hands and fingers come under a lot of pressure. Carpal Tunnel Syndrome issues can become a severe medical concern for people not used to good ergonomics and a correct sitting posture. Follow the tips listed above to prevent carpal tunnel syndrome and keep your hands and fingers happy and healthy.

  • How to Prevent Ovarian Cysts?

    by Tanmay Ahuja | Sep 23, 2024

    Ovarian cysts, fluid-filled sacs that can develop in or on the ovaries, are a common gynaecological concern. While they are often harmless, preventing their formation is vital for maintaining women's reproductive health and well-being. If you don't know how to prevent ovarian cysts, this post will help you learn about preventive measures. Here, we delve into critical strategies for preventing ovarian cysts, highlighting their significance in women's healthcare.

    Ways to prevent ovarian cysts

    • Regular Gynaecological Check-ups

    Schedule routine gynaecological examinations to monitor ovarian health and detect any cysts early.

    • Birth Control Pills

    Consider using birth control pills or other hormonal birth control methods. These can regulate your menstrual cycle and reduce the risk of functional ovarian cysts.

    • Lifestyle Choices

    Maintain a healthy lifestyle by engaging in consistent physical activity and following a balanced diet. A healthy weight may decrease the chances of developing ovarian cysts.

    • Avoid Smoking

    Medical practitioners link smoking with an enhanced risk of ovarian cysts. Quitting smoking or avoiding exposure to tobacco can be beneficial.

    • Hydration

    Staying adequately hydrated can help prevent cyst formation. Drinking enough water supports overall reproductive health.

    • Safe Sex Practices

    You must practise safe sex to reduce the risk of sexually transmitted infections (STIs). It can help prevent certain types of ovarian cysts, such as those resulting from STIs like chlamydia or gonorrhoea.

    • Menstrual Hygiene

    Follow proper menstrual hygiene practices, including changing tampons or sanitary pads regularly. You should also practise good genital hygiene as it can lower the risk of ovarian cysts.

    Conclusion

    Regular gynaecological check-ups, lifestyle choices, and safe sex practices play crucial roles in minimising the risk of ovarian cyst development. Health insurance can provide peace of mind for those at risk or seeking preventive measures by ensuring comprehensive access to healthcare services and early detection. By proactively addressing these preventive strategies, women can take charge of their ovarian health and reduce the likelihood of cyst formation.

  • How to Prevent Athlete's Foot?

    by Tanmay Ahuja | Sep 23, 2024

    An athlete's foot, known as tinea pedis, is a common fungal infection affecting the feet. It can cause itching, burning, redness, and skin scaling, especially between the toes. An athlete's foot is highly contagious and can spread through contaminated surfaces, like floors, shoes, and socks. While an athlete's foot is treatable, it is best to prevent it from happening in the first place. This post teaches you about effective strategies for avoiding an athlete's foot. Here, we also emphasise the importance of proactive foot care.

    Ways to prevent athlete's foot

    Follow these strategies and prevent athlete's foot effectively -

    • Proper Foot Hygiene:

      Clean your feet daily with soap and water. You should dry them thoroughly, especially between the toes, as fungi thrive in moisture.
    • Dry and Cool Environment:

      Maintain a dry and cool environment for your feet. Avoid excessive sweating by using talcum powder and wearing moisture-wicking socks.
    • Footwear Choices:

      Opt for sandals or open-toed shoes when possible, especially in areas like swimming pools and public showers. Avoid wearing closed shoes for extended periods, as they create a moist environment ideal for fungal growth.
    • Rotate Shoes:

      Alternate between different pairs of shoes every 2-3 days to allow them to air out. It prevents the accumulation of moisture.
    • Socks Selection:

      Choose socks from breathable materials like cotton or moisture-wicking fabrics. Avoid nylon or other materials that do not dry quickly.
    • Avoid Sharing Personal Items:

      Do not share towels or shoes with others, as this can facilitate the spread of fungi.
    • Foot Protection:

      In public areas like gyms, swimming pools, and locker rooms, wear protective footwear, such as shower shoes or flip-flops, to reduce direct contact with contaminated surfaces.
    • Proper Nail Care:

      Trim your toenails regularly and avoid cutting them too short, as this can create openings where fungi can enter.
    • Dry Your Feet After Swimming:

      If you regularly go for swims, thoroughly dry your feet, including the areas between the toes, to prevent fungal growth.

    Conclusion

    Preventing an athlete's foot is essential for foot health and overall comfort. Practising proper foot hygiene, maintaining a dry and cool environment, and making thoughtful footwear choices are vital in reducing the risk of this fungal infection. For those seeking preventive measures or experiencing symptoms, health insurance can provide essential access to medical services and treatments. By incorporating these preventive strategies into your daily routine, you can protect your feet from athlete's foot and enjoy healthy, comfortable steps.

  • How to Prevent Lymphopenia?

    by Tanmay Ahuja | Sep 23, 2024

    Lymphopenia is a medical condition in which a person doesn't have enough lymphocytes, a type of white blood cell. These cells’ primary work is to fight against bacteria and diseases. When you have significantly fewer lymphocytes, your immune system will weaken, making you more prone to infections. So, monitoring lymphocyte levels and maintaining them in a healthy range is essential. This article explores techniques to prevent lymphopenia and keep a healthy immune system.

    Ways to Prevent Lymphopenia

    Here are a few ways to prevent lymphopenia -

    • Take Care of Health Problems

    Some diseases and medicines can cause lymphopenia. To prevent lymphopenia, seek the right treatment for these issues. Go for check-ups and do what your doctor says to keep your lymphocytes at a healthy level.

    • Eat Good Food

    Your food intake plays a part in supporting your immune system. Integrate various fruits, vegetables, whole grains, and lean proteins into your diet. These food sources provide essential nutrients and minerals that boost your immune system.

    • Get Moving

    Exercise is great for your immune system. When you work out, it assists your body with moving immune cells around, which can make more lymphocytes. Attempt to exercise for around 150 minutes every week. It can make your immune system stronger.

    • Relax

    Stress can hurt your immune system. Find ways to relax, like doing deep breathing exercises, yoga, or spending time outside. This can help you stop your immune system from weakening, including lymphocytes.

    • Health Insurance

    This is a valuable asset. It allows you to visit the doctor for regular check-ups, receive vaccinations, and access assistance whenever necessary. By having health insurance, you can identify and address health issues in their early stages, preventing them from leading to lymphopenia.

    In Summary

    In basic terms, if you want to avoid having inadequate infection-fighting cells called lymphocytes, you ought to focus on living a healthy life and managing your medical issues. It's essential to heed your doctor's guidance, take the prescribed medication, and go for check-ups to help oversee and prevent lymphopenia and stay healthy.

  • How to Prevent Pulmonary Hypertension?

    by Tanmay Ahuja | Sep 23, 2024

    Our heart serves as both compass and engine, guiding us through its twists and turns. It's a remarkable organ but sometimes it faces challenges. One such challenge is pulmonary hypertension, a condition where the arteries in your lungs tighten making it tough for your heart to do its job. While you can't always prevent it, there are some steps you can take to reduce your risk. Let's explore how to prevent pulmonary hypertension, a journey towards a heart-healthy life.

    Ways to Prevent Pulmonary Hypertension

    1. Healthy lifestyle choices:

      Try to maintain a healthy weight by having a balanced diet and staying physically active. Avoid excessive alcohol consumption and don't smoke.
    1. Manage health conditions:

    • High blood pressure: Keep your blood pressure in check through lifestyle changes and medications as prescribed by your doctor.
    • Coronary heart disease: Manage risk factors like high cholesterol, diabetes and obesity.
    • Chronic liver disease: Follow your doctor's advice for managing liver conditions.
    • Chronic lung disease: If you have a lung condition, follow your treatment plan diligently.
    1. Regular checkups:

      Schedule routine checkups with your doctor. Detection of any underlying health issues at the right time can help prevent pulmonary hypertension.
    1. Stay active:

      Engage in regular physical exercises to maintain heart and lung health. Aim for at least 30 minutes of moderate exercise most days of the week.
    1. Healthy diet:

      Eat a diet rich in fruits, vegetables, whole grains and lean proteins. Limit your intake of saturated and trans fats.
    1. Stress management:

      Do stress reduction techniques like meditation, yoga and breathing exercises.
    1. Limit exposure to toxins:

      Avoid exposure to environmental toxins such as asbestos or certain chemicals that can harm your lungs.
    1. Health Insurance:

      Ensure you have health insurance coverage in place. Periodically review your Health insurance policy to make sure it meets your health care needs.

    Conclusion

    While not all cases of pulmonary hypertension can be prevented, making lifestyle choices and managing underlying health conditions can significantly reduce your risk. Remember to seek regular medical checkups and stay proactive in maintaining your overall health. By taking these steps and comprehensive health insurance, you are giving yourself the best chance to enjoy life with fewer health complications.

  • How to Prevent Varicose Veins?

    by Tanmay Ahuja | Sep 23, 2024

    Your legs are the unsung heroes of your daily adventures, carrying you through life's ups and downs. Yet on occasion, they may reveal signs of wear and tear in the form of varicose veins, those meandering, swollen veins that can be more than just a cosmetic concern.

    But guess what? You can prevent Varicose veins or keep them from getting worse. In this article, we are going to explore some ways to help you bid those pesky varicose veins farewell.

    Ways to Prevent Varicose Veins

    1. Stay active:

      Regular exercise, especially activities that work your leg muscles, helps improve blood flow. Think walking, cycling or swimming may help prevent varicose veins.
    2. Avoid prolonged sitting or standing:

      Avoid sitting or standing for long periods without moving to ensure proper blood circulation.
    3. Watch your posture:

      Good posture can promote better circulation, and help prevent varicose veins.
    4. Elevate your legs:

      Give your legs a brake. Several times a day, prop your legs up above your heart level. You can do this by lying down and resting your legs on a few pillows. This will significantly help you prevent varicose veins.
    5. Avoid tight clothing:

      Don't squeeze into super tight clothes especially around your waste legs or groin. They can restrict blood flow and make varicose veins worse.
    6. Compression Stockings:

      Consider wearing compression stockings as they provide external support to your veins and help prevent blood flow from pooling in the legs.
    7. Health diet and weight control:

      Eat a healthy diet rich in fibre to avoid constipation, which can put pressure on your veins. Also, maintain a healthy weight to reduce stress on your legs.
    8. Stay Hydrated:

      Drink plenty of water to keep your blood from thickening in putting extra strain on your veins.
    9. Avoid high heels:

      Opt for comfortable low-heeled shoes to help tone your calf muscles, which can improve blood flow.
    10. Health insurance Checkup:

      Ensure you have adequate health insurance Periodically review your health insurance policy to make sure it meets your healthcare needs, including any potential treatment for varicose veins.

    Conclusion

    Varicose veins may not always be completely preventable, but these lifestyle changes can significantly reduce your risk and help manage existing veins. If you have a family history of varicose veins or are concerned about your vascular health, consult a doctor for personalised advice and recommendation. Remember it's all about taking care of those legs and maintaining good blood flow. Your legs will thank you and you will be on your way to a healthy and happier you.

  • How to Prevent Vaginal Infection?

    by Tanmay Ahuja | Sep 23, 2024

    The majority of vaginal infections can be prevented by making some simple lifestyle changes and taking some simple precautions. Your vaginal health is extremely important, not only for your comfort, but also for the overall health of your body.

    In this blog, we are going to discuss tips on how to prevent vaginal infections and maintain a healthy intimate area.

    Some of the ways to protect vaginal infections are as follows

    1. Put on breathable underclothes. You should choose cotton. It doesn't retain moisture or heat. It will ll aid in keeping you dry.
    2. Hold everything loose. Make sure your knickers, yoga pants, tights, knickers and other clothing are not too tight. They may raise your body temperature and add more moisture to the area around your intimate organs. This increases your risk of developing a yeast infection.
    3. Avoid douching. By removing some of the beneficial bacteria that should be in your vagina to fight infections, "feminine hygiene products" like douches can upset the delicate balance of bacteria there. Also, avoid using feminine products' fragrances. This includes tampons, pads, sprays, soaps, and bubble baths.
    4. Do not use hot tubs and very hot baths. You should avoid being in the hot for too long. Instead go for warms tubs and baths.
    5. Remove your wet clothing. Don't sit in your wet bathing suit or gym clothes after a swim or workout. Put on dry clothing as soon as possible.
    6. Always wipe from front to back when using the loo.
    7. Change your pads, tampons, and panty liners frequently when you're on your period.
    8. Only use antibiotics if absolutely necessary. Since they are ineffective against viruses, you don't need them for ailments like a cold. Don't take them if you don't have to.

    Conclusion

    Maintaining good vaginal hygiene and making healthy lifestyle choices are essential to preventing vaginal infections. Follow these simple steps to reduce the risk of uncomfortable and sometimes recurring infections.

    Healthy living not only contributes to your overall well-being, but it can also assist you in avoiding the hassle of dealing with health insurance claims related to vaginal infections. It is imperative that you take good care of your vaginal health in order to live a happier and healthier life.

  • How to Prevent Conjunctivitis?

    by Tanmay Ahuja | Sep 23, 2024

    In a condition commonly known as pink eye or conjunctivitis, the conjunctiva, a transparent membrane that covers the eyelid and eyeball, becomes inflamed. A viral/bacterial infection or allergic reaction causes pink eye; in the case of babies, an incomplete opening of the tear duct causes it. Pink eye can be irritating at times but does not affect your vision.

    Pink eye symptoms include

    • Redness
    • Itching
    • Sensitivity to light
    • Watery eyes
    • Swelling
    • Burning in the eyes
    • Crusting of eyelids or eyelashes

    This blog aims to explore the ways of how to prevent conjunctivitis.

    Ways to Prevent Conjunctivitis

    To prevent the spread of pink eye, consider the following tips.

    • You should avoid touching and rubbing your eyes with your hands as it may worsen the situation.
    • You should keep your hands clean and remember to wash them for about 20 seconds, especially if you come in contact with someone suffering from conjunctivitis or you touch their personal items.
    • You should use a clean towel and wash the used cloth daily.
    • Avoid sharing your towel and clothes with other persons who are not infected, as they may develop the infection after coming into contact.
    • You should change your pillowcase daily and clean it with soap and warm water.
    • You should avoid sharing items like makeup, eyedrops, towels, bedsheets, contact lenses, eyeglasses, etc.
    • You should not use the same eye products for the eye that is infected and refrain from applying these to the other one.
    • You should not use contact lenses until your doctor permits you to do the same.
    • Remember to clean and store your contact lenses the way your doctor has asked you to.
    • Avoid sharing eye products and discard items used during the infection.

    Newborns are more prone to developing pink eye or conjunctivitis because of the bacteria in the mother's birth canal. In some instances, these bacteria cause the infants to develop an infection known as ophthalmia neonatorum. It is a severe form of conjunctivitis virus, and the newborn baby needs immediate care and treatment to help preserve his/her eyesight. This is why doctors administer antibiotic ointment treatment to babies eyes right after birth, as they believe it prevents the spread of any infection.

    Conclusion

    Pink eye or conjunctivitis is not a serious problem. You can take care of it with the advice of a medical expert. Here, we have tried to discuss the ways for conjunctivitis prevention. All we need to do is keep the above-discussed ways in mind and avoid unnecessary outings. You can easily cure pink eye; if you feel it is severe, you can visit your doctor anytime. Moreover, you can purchase health insurance that covers you and your family during health emergencies.

  • How to Prevent Prostate Problems?

    by Tanmay Ahuja | Sep 23, 2024

    Prostate problems refer to the prostate gland, a part of the men's reproductive system. It is a small walnut-shaped gland below the bladder and in front of the rectum.

    The cause behind the prostate problems is still unknown. All we know is that when cells in the prostate gland change their DNA, it leads to abnormalities in the cells, leading to problems that affect the prostate gland.

    As widely understood, the DNA within a cell contains instructions that direct the cell’s activities. These changes then guide the cell to grow and divide quickly compared to normal cell functioning, leading to problems in the particular gland or organ.

    Although there is no sure way that can guide us to prevent prostate problems, there are ways to reduce the chance of developing such health issues. Also, investing in health insurance becomes a vital protection strategy against sudden financial ramifications.

    Here, we will try to find out ways on how to prevent prostate problems.

    Ways to Prevent Prostate Problems

    Although no specific medicine can cure the problem completely, there are ways to help us understand how to prevent prostate problems. Let's look at some of these ways.

    • Choose a low-fat diet:

      If you want to reduce your chances of developing prostate cancer, you should consider a low-fat diet. It is advisable to avoid foods containing fats, including meats, nuts, oils and dairy products like milk and cheese. Certain studies have found that men with the highest daily fat intake exhibited an elevated risk of developing prostate cancer.
    • Increasing the intake of fruits and vegetables:

      Fruits and vegetables contain essential nutrients and vitamins for the body's healthy functioning. We should increase our consumption of fruits and green leafy vegetables because they are nutritious and packed with essential nutrients. Although there is no direct link between fruits and vegetables lowering the risk of prostate problems, they help maintain a healthy body weight and make us feel full for longer durations, aiding in avoiding unnecessary consumption of snacks and other unhealthy food.
    • Maintain a healthy weight:

      The risk of prostate problems is greater for individuals with a body mass index (BMI) of 30 or higher than those with a BMI below 30. For individuals who are obese, the goal should be to achieve a healthy weight by decreasing calorie intake and restricting high-fat food consumption. Increase the amount of exercise as well. Conversely, if you are in good health, you should focus on preserving a healthy weight and adhering to a nutritious diet to prevent various health issues.
    • Exercise often:

      Multiple studies have determined that individuals who exercise regularly face a reduced risk of developing prostate problems. Exercise helps reduce risks associated with heart problems and other health concerns, paving the way to a healthy future for you.
    • No to alcohol and smoking:

      If you smoke and consume alcohol regularly, it is high time to quit smoking and liquor consumption, as these lead to various health problems.
    • Increase your vitamin D intake:

      Lack of vitamin D can also lead to several health concerns. You should get 10 minutes of exposure to the sun as it is one of the best sources of vitamin D. If you lack vitamin D, you should get vitamin D supplements after consultation with your doctor and increase the intake of foods rich in vitamin D.

    If you feel that you are experiencing discomfort or symptoms associated with prostate issues, like a recurrent urge to urinate or blood in the urine/semen, consulting a medical practitioner is the wisest decision. Do not neglect or delay visiting your doctor, as early detection and timely diagnosis could help you recover fast.

    Conclusion

    Here, we have covered several reasons for how to prevent prostate problems. You should work out often, include fruits and vegetables in your dietary intake, maintain a healthy diet and consume foods that are low in fat content. Also, you should get health insurance coverage to help you in times of distress.

  • How To Prevent Cerebral Palsy?

    by Tanmay Ahuja | Sep 23, 2024

    Cerebral palsy is a disease that impairs one's ability to control their muscles. It encompasses a set of neurological disorders stemming from brain injuries or abnormalities occurring before, during or shortly after birth during the brain's developmental period. You cannot catch cerebral palsy from somebody suffering from it, nor can you transmit it to others.

    Let's talk about this ailment in detail and the ways that can help us prevent cerebral palsy.

    Ways to Prevent Cerebral Palsy

    Cerebral palsy is a disease that occurs when the brain cannot develop fully. According to the Centers for Disease Control and Prevention,about 70% of cerebral palsy cases result from prenatal damage to the brain. This disease affects a person's ability to control their motor function or movement. Moreover, the cerebral hemisphere is the brain's cerebrum responsible for movement. This means the injury happens during pregnancy.This usually happens when the child is still in the womb or early childhood. Other reasons include:

    • The mother catches the infection while pregnant, affecting the baby in the womb.
    • The consumption of alcohol and other drugs by pregnant women.
    • Difficulty in childbirth leads to less oxygen supply to the baby's brain.
    • Less blood supply to the baby's brain while in the womb for certain reasons.
    • An accident that causes injury to the child's brain.
    • An infection that causes inflammation in or near the child's brain.

    You should take care of certain things to lessen the chances of developing the infection. However, these remedies may not completely help you prevent cerebral palsy, but they can reduce the chances of suffering from the disease.

    • A healthy pregnancy may not eliminate the chances of developing the infections that can cause cerebral palsy, but it can reduce the chances. You should regularly visit your doctor for prenatal care, seek medical care if you ever suffer from fever or infections, have good nutritional food, etc.
    • Women should vaccinate themselves against diseases such as rubella and measles before planning their pregnancy, as it could prevent infection that can hamper the baby's brain development.
    • Women should get themselves treated for diabetes, high blood pressure, sexually transmitted diseases, etc., before planning their pregnancy.
    • One should quit smoking, alcohol, and other drugs to have a healthy pregnancy because the healthier the mother, the less chance of the child suffering infections that could affect brain development.
    • Make sure to get your baby's check-up done for jaundice before leaving the hospital, as it can prevent chances of cerebral palsy.
    • Get your baby vaccinated against meningitis and encephalitis, as they can contribute to the development of the disease.
    • Make sure to put safety gear to guard the baby from falling, as they might suffer an injury from a fall, leading to brain damage.
    • Watch your child from slipping while riding his/her bike, playing on the ground or playing in the pool.

    You can decrease the possibility of developing the disease by taking specific measures, as there is no known cure, as suggested by experts. To date, the exact reason behind the disease is unknown. People with this disease may suffer from psychological and musculoskeletal problems affecting their posture, body movement, communication ability, sensory perceptions and other bodily functions. Also, you should consider investing in health insurance to protect yourself against any financial implications of such diseases.

    Conclusion

    Although these steps cannot prevent the occurrence of cerebral palsy, they can indeed reduce the chances of an infant suffering from it. Cerebral palsy is a lifelong condition, yet numerous therapies and treatments are available to assist individuals in effectively managing their condition and enhancing overall quality of life. Moreover, to avoid the chances of suffering from the disease, you should get health insurance that covers you and your family in times of distress.

  • How to Prevent Chlamydia?

    by Tanmay Ahuja | Sep 23, 2024

    Chlamydia is a common sexually transmitted infection (STI). It can result in serious health problems if you leave it untreated. It is most common among young people but can affect anyone sexually active. The best way to prevent this condition is to avoid vaginal, anal, or oral sex. However, if you do have sex, there are things you can do to reduce your risk of getting chlamydia. This blog delves into how you can prevent chlamydia. It also highlights the significance of health insurance in accessing necessary healthcare services and screenings for chlamydia prevention.

    Ways to Prevent Chlamydia

    Discussed below are some steps that you can take to prevent chlamydia -

    • Safe Sexual Practices:

      Practising safe sex is paramount. You must always use a condom during vaginal or anal sex to reduce the risk of chlamydia transmission.
    • Oral Sex Protection

    For oral sex involving female genitals, utilise a dental dam - a thin, soft plastic or latex barrier. It reduces the risk of chlamydia transmission through oral activities. You can also use a condom to cover the penis during oral sex.

    • Regular Testing

    Regular STI testing is essential, especially for individuals with multiple or new sexual partners. Routine screening can detect chlamydia early, allowing for timely treatment.

    • Mutual Testing

    Prioritise open communication with sexual partners about STI testing. Encourage your partner to get tested before engaging in sexual activities.

    • Monogamy

    A mutually monogamous relationship with a partner free of STIs can lower the risk of chlamydia transmission. Ensure both partners have been tested before engaging in unprotected sex.

    • Personal Hygiene

    Maintain good personal hygiene practices, including regular genital hygiene. It can help lower the risk of this infection.

    • Health Education

    Stay informed about STIs and safe sex practices. Education is a powerful tool for preventing chlamydia and other STIs.

    Conclusion

    To prevent chlamydia, it is crucial to maintain sexual health and overall well-being. Employing safe sexual practices, regular testing, and open communication with partners are essential steps in reducing the risk of chlamydia transmission. Additionally, access to health insurance is vital for ensuring timely screenings and treatment, underscoring the importance of comprehensive healthcare coverage. By taking proactive measures for chlamydia prevention, individuals can protect themselves and their partners from this common STI.

  • How to Prevent Tomato Fever?

    by Tanmay Ahuja | Sep 23, 2024

    Amid the ongoing challenges of dealing with the aftermath of the COVID-19 pandemic, another viral threat has emerged - Tomato Fever. This viral infection has garnered significant attention due to a sudden surge in cases, particularly in Kerala, South India, with the most affected children under 5 years old. As we face this new health concern, it's crucial to explore effective measures for safeguarding our children from Tomato Fever, considering the potential risks it poses to their well-being.

    Ways to Prevent Tomato Fever

    You can follow these tomato flu precautions to prevent it -

    • Preventive Measures like COVID-19

    Tomato Fever preventive measures align with guidelines for combating COVID-19. Maintaining physical distance and practising proper hygiene remain fundamental for reducing transmission risk.

    • Maintain Safe Distance

    Much like COVID-19, Tomato Fever is highly contagious. It spreads through close contact. Keep a strict 2-foot distance between your child and anyone displaying symptoms of Tomato Fever. Ensure that items an infected individual uses are not within your child's reach.

    • Follow Proper Hygiene

    Encourage your child not to scratch any red rashes that appear on his/her skin. Adherence to hygiene protocols, including frequent handwashing and sanitisation, is essential for preventing the infection's spread.

    • Prevent Dehydration

    Adequate hydration is vital in reducing the risk of Tomato Fever. Encourage your child to consume liquids, including water, fruit juices, and coconut water. Dehydration can weaken your children's immune systems and make them more susceptible to infections.

    • Avoid Home Remedies

    Familiarise yourself with the symptoms of Tomato Fever so you can promptly seek medical attention if your child exhibits them. Avoid trying home remedies, as any delay in professional treatment can worsen the situation. Home remedies might not provide the necessary relief or target the root cause of the infection.

    • Regular Handwashing

    Emphasise the importance of frequent handwashing to your child. Teach him/her proper handwashing techniques, including using soap and water for at least 20 seconds. One can use hand sanitisers with 60% alcohol when soap and water are unavailable.

    • Environmental Hygiene

    Ensure that your home environment remains clean and sanitised. Regularly disinfect commonly touched surfaces, like light switches and countertops, to minimise the risk of contamination.

    • Isolation of Infected Individuals

    If someone in your household or close contacts exhibits symptoms of Tomato Fever, isolate them from other family members to prevent further spread. Follow healthcare professionals advice on when it's safe to end isolation.

    • Consult a Healthcare Professional

    When you suspect your child has contracted Tomato Fever or exhibits symptoms, seek medical advice promptly. Early diagnosis will help manage the infection more effectively.

    • Stay Informed

    Keep yourself informed about the latest guidelines related to Tomato Fever. Follow local health authorities recommendations to stay updated on preventive measures and any changes in the situation.

    • Vaccination

    While there is currently no specific vaccine for Tomato Fever, ensuring that your child is up to date on their routine vaccinations can help strengthen their immune system and provide protection against other diseases.

    Conclusion

    Although currently localised to parts of Kerala, Tamil Nadu, and Odisha, Tomato Fever presents a potential threat to children's health across the country. In these challenging times, taking every precaution to protect our little ones from this viral infection is essential. Adhering to safety measures, such as maintaining physical distance, practising proper hygiene, ensuring hydration, and seeking prompt medical attention, can help shield your child from Tomato Fever. You can collectively safeguard your families and communities against emerging health risks by staying vigilant and proactive. Don't forget to consider important aspects like health insurance to ensure comprehensive coverage for your loved ones well-being.

  • How to Prevent Motion Sickness?

    by Tanmay Ahuja | Sep 23, 2024

    Motion sickness can turn a journey into a miserable experience. Whether travelling by car, plane, or boat, the sickness, dizziness, and nausea it brings can be unbearable. However, there are effective ways to prevent motion sickness and make your travels more enjoyable. Following simple strategies and making conscious choices can significantly reduce the risk of motion sickness and ensure a smoother ride.

    Ways to Prevent Motion Sickness

    Let's see how to prevent motion sickness with these tips.

    • Choose Your Seat Wisely:

      Opt for the front seat in a car or bus, as it tends to experience less motion.
    • Window Seat:

      When travelling by flight or taking a train, select a window seat to gain a stable visual reference point.
    • Rest and Relax:

      Try lying down, closing your eyes, sleeping, or focusing on the horizon to minimise sensory conflicts.
    • Stay Hydrated:

      Keep yourself well-hydrated by drinking water throughout your journey, as dehydration can worsen motion sickness.
    • Eat Small, Frequent Meals:

      Consume light, easily digestible meals before and during your journey to avoid travelling on an empty stomach, which can trigger nausea.
    • Avoid Smoking:

      Refrain from smoking or exposing yourself to second-hand smoke, as it can exacerbate motion sickness symptoms.

    Conclusion

    Motion sickness should not deter you from exploring the world or pursuing adventures. By following these simple yet effective preventive tips, you can minimise the discomfort of motion sickness and enjoy a more pleasant travel experience. Additionally, it’s essential to prioritise your health while travelling by considering health insurance to ensure peace of mind on your journeys. With these strategies in mind, motion sickness can become a thing of the past, allowing you to embrace your travels fully.

Error message here