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  • Possible B1/B2 Visa Interview Questions

    by Tanmay Ahuja | Sep 06, 2024

    A successful visa application depends on being well-prepared for your B1/B2 visa interview. Preparing for the B1/B2 visa interview can be challenging; several important considerations are essential to ensure you are sufficiently prepared. From understanding question types to organising documents, it is essential to approach your interview with confidence.

    Understanding the US B1 B2 Visa Interview Questions

    A detailed understanding of each visa type will significantly aid your preparation:

    • B1 Visa Specifics:

      Those arriving in the US for brief business-related visits, such as conferences or consultations, should use this type of visa. Be prepared to discuss your company goals, meeting details, and the anticipated length of your activities in the US in great detail.
    • B2 Visa Specific:

      Those visiting relatives, travelling to the US for business, or seeking medical attention can all benefit from this visa. During the interview, you will likely be asked about your travel schedule, where you will stay, and how you intend to pay for your visit. Questions will also assess your ties to your home country to ensure you have sufficient reasons to return.

    Common Interview Considerations:

    • Location:

      The interviews take place either at US Consulates or Embassies.
    • Essential Records:

      Presenting proof of financial ability, a well-defined schedule, and close ties to your native nation is absolutely vital.
    • Question Types:

      Both visa types ask questions regarding your personal background and thorough inquiry concerning the facts of your intended trip. Provide concise and well-supported answers for B1 and B2 visa types. Ensure all your records are readily available for the interview to demonstrate complete preparedness.

    Common US Visa Interview Questions B1 B2

    Here is how you can approach some common B1 B2 visa interview questions:

    1. Why are you visiting the United States?

    Clearly and succinctly state the reason you are travelling. Mention specific activities like attending meetings or conferences if you are going for business. For tourism, describe key attractions or events you plan to visit.

    1. Have you ever been to the US before?

    Answer honestly about previous visits. If applicable, briefly describe the purpose of those visits to demonstrate your compliance with past visa conditions.

    1. Do you currently know of any friends or family living in the United States?

    If you know someone in the country, state their details, your relationship, and how they connect to your journey. Being clear about their influence on your stay helps clarify your intentions.

    1. Where will you be living in the US during your stay?

    Describe your lodging arrangements—that of a hotel or with family. Provide addresses and the reasons for choosing these accommodations to show preparedness.

    1. Will your spouse accompany you to the US?

    A straightforward 'yes' or 'no' suffices. However, be ready to explain your response, as it may reflect your ties to your home country.

    1. Why are you travelling to the US at this particular time?

    Link your travel timing to specific business events, family occasions, or optimal tourist seasons to justify the timing of your visit. You may also mention any travel insurance you have acquired to demonstrate preparedness.

    1. What is the duration of your stay in the United States?

    You should clearly state the intended length of your visit and ensure it aligns with your stated activities and visa type.

    Tips for B1 B2 Visa Interview Preparation

    Following these preparation techniques can help you to increase your chances of succeeding with the B1 B2 visa interview questions and answers. Here are crucial tips to consider:

    • Organise Your Documentation:

      Prepare and arrange all necessary documents, including identity proofs, employment details, bank statements, and itineraries. These documents should be readily accessible during your interview.
    • Prove Financial Stability:

      Ensure you can articulate and document your financial capability to cover all expenses during your stay. Provide recent bank statements and credit card bills as proof.
    • Detail Ties in the United States:

      If you are visiting friends or family, furnish details such as their names, addresses, employment information, and the nature of your relationship. Additionally, present evidence like property deeds, employment confirmation letters, or family ties that necessitate your return to your home country.
    • Practice for the Interview:

      Conduct mock interviews to familiarise yourself with potential questions and to refine your answers. This practice can help build confidence and ensure you present yourself effectively.
    • Be Interview Ready:

      Arrive on time, dress appropriately, and maintain a positive demeanour for the interview. Being well-prepared can significantly influence the interviewer's perception and increase the chance of acquiring the visa.

    Conclusion

    Thorough preparation for B1 B2 interview questions transforms the visa interview into a smooth and successful experience. You must convincingly demonstrate the purpose of your visit and your commitment to return after your stay. Strictly adhering to visa requirements allows you to present a strong case that aligns your objectives with the expectations of the interview.

  • Passport Office in Jalandhar: Contact Details

    by icicilombard 002 | Mar 07, 2024
    Updated on 24 Oct 2025

    When you reside in Jalandhar and want to apply for a passport, make some changes to the passport details or renew the current one, you need to visit the passport office located in the city. In this blog, you will find the contact information and addresses of the passport office and the passport application process.

    List of passport offices in Jalandhar

    Jalandhar provides passport-related services at PSK (Passport Seva Kendra), which falls under the jurisdiction of the Regional Passport Office (RPO) in Amritsar. It is the main passport centre and handles all fresh applications, reissues for damaged/lost passports, corrections, renewals and other related services.

    Contact details & address of the passport office in Jalandhar

    The Regional Passport Office, Jalandhar, is accessible to residents of Jalandhar and extends its services to individuals from neighbouring regions. The provided table includes all essential details, such as the office’s location and contact number, for the convenience of those seeking services from the Passport Office in the Jalandhar region.

    Particulars

    Details

    Toll-free number

    0181-2242114

    Helpline number

    0172-2624987

    Timings

    9:00 AM to 5:00 PM

    Address

    S.C.O. Nos. 42–51, Pocket-1, Road, DTO Office, Jalandhar, Punjab-144001, Near Bus Stand

    Fax number

    0181-2452352

    E-mail

    rpo.chandigarh@mea.gov.in

    How to take an online appointment for the Jalandhar passport office?

    All applicants are required to book an appointment online before they visit the PSK for their passport-related work. Here’s how it’s done:

    • Step 1: Visit the official website of Passport Seva.
    • Step 2: Register on the website.
    • Step 3: Log in to the site with your credentials.
    • Step 4: Choose ‘Apply for Fresh Passport’ or ‘Reissue of Passport’, depending on your need.
    • Step 5: Fill in the application form properly.
    • Step 6: Pay the fee with the SBI challan, net banking or a credit/debit card.
    • Step 7: Pick an appointment. Choose Jalandhar PSK as the office location and opt for the time and date available.
    • Step 8: Print the appointment as you need to carry it with the required documents when you visit the passport office.

    Small tip: You should book an appointment in advance because slots can fill up quickly, particularly during all the high travel seasons.

    Passport application process in the Jalandhar passport office

    After you have set up an appointment, you can now proceed with the passport application work. Follow the steps mentioned below:

    • Reach the passport office on time: You should arrive at least 15 to 20 minutes early before the appointment.
    • Document verification: At the entrance, the security staff will inspect your ID proof and the appointment receipt.
    • Token issuance: You will get a token number for your turn.
    • Processing counters (A, B, C): The processing work includes visiting the following counters:
    • Counter A: All the documents get scanned, and the application is verified.
    • Counter B: Biometric data collection (photograph and fingerprints) and officer verification
    • Counter C: Final decision and then approval from the granting officer.
    • Acknowledgement receipt: Once the processing is completed, you will get a receipt with a file number to keep track of the application.
    • Police verification: In the majority of cases, a police verification is needed. A local police station will contact you to confirm all the information.
    • Passport delivery: After the verification is done, the passport will be printed, and then it will be delivered to you via Speed Post.

    The processing time:

    The processing time for different passports is not the same; here’s what you should know:

    • Tatkaal Application: It takes 1 to 7 working days (after all the needed checks)
    • Normal Application: 25 to 30 days (after successful police verification)

    Conclusion

    Obtaining a passport in Jalandhar has now become easier as PSK is providing transparent, reliable and quick services. From booking all the appointments online to tracking down the application status, the whole process is simplified for your convenience. When planning a trip abroad, along with the passport, you should also ensure to get travel insurance. It will cover various travel disruptions like flight delays, baggage loss, medical emergencies, etc. 

    You can get personalised advice on choosing the best single-trip travel insurance by filling out the form provided on this page. Let us take good care of your trip while you focus on making memories.

    FAQs

    How to check the status of the passport application in Jalandhar?

    You can check the application status by visiting the website of Passport Seva. Insert your date of birth and file number under the Track Application Status option.

    Is police verification always needed for passport applications?

    Yes, in most cases. However, for Tatkal applications or renewals that have unchanged information, they might be processed without police verification, relying on the situation.

    Can the appointment dates be changed after booking?

    Yes. You can reschedule the appointment twice in a year from the date of the first appointment booking.

    What documents are needed for a fresh passport application?

    In general, you will need to submit proof of birth, address, identity and citizenship. You will find the requirements mentioned on the Passport Seva platform.

    Can someone apply for a passport without visiting the PSK?

    No. Physical presence is compulsory for all biometric data capture, document verification and photograph.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Business Travel Insurance Explained

    by Almog Ramrajkar | Jul 27, 2023

    In today’s fast-paced corporate world, business travel plays a vital role in building global relationships, securing deals and driving growth. With more employees frequently travelling for work, the risks of travel disruptions, medical emergencies or lost belongings have increased. Business travel insurance is a specialised insurance policy designed to protect employees and companies from financial risks arising due to unfortunate incidents during work-related trips.

    Why do corporate employees need business travel insurance?

    Corporate employees face many uncertainties while travelling for work. Business travel insurance helps manage these risks by offering financial security in the event of travel cancellation, healthcare expenses, misplaced luggage and other unanticipated circumstances. It thus offers quick support to employees so that they can focus on their jobs without worrying about unexpected costs or emergencies. Besides, offering this insurance demonstrates a company's effort to safeguard employee safety and well-being.

    Key features of business travel insurance for corporate employees

    International business travel insurance typically includes trip cancellation or interruption; this coverage reimburses you in case your trip is interrupted or gets cancelled due to a covered reason like a medical emergency, flight cancellation, sudden demise of one of your family members or a natural disaster. This policy will cover medical expenses, for instance, if you get sick or hurt while on a business trip. It can also pay the expense of medical evacuation if the need arises.

    If your baggage or personal belongings like your Passport gets misplaced or lost, it is no less than a nightmare. This coverage reimburses you for the cost of replacing your Passport while you are on a business trip or for any personal effects.

    Corporate travel insurance also provides access to 24/7 emergency assistance with helping to find a doctor, making travel arrangements or filing a claim. If an employee is injured while on a business trip, international business travel insurance can shield your firm from responsibility or loss. This category of travel insurance provides you with coverage for dental issues. In the unfortunate event of a policyholder’s demise, such policies provide coverage for the expenses related to the person’s repatriation of remains as well as funeral services.

    Employee perks like international business travel insurance can be quite beneficial. It can demonstrate to your staff that you care about their health. You can purchase international business travel insurance for a one-time trip or a specified period, like a year. The premium of the insurance policy will vary based on the level of protection you select, the duration of your trip, as well as your age and general health. It is crucial that you choose an insurance provider with an excellent reputation and a track record of offering quality customer service.

    How to choose the right business travel insurance policy?

    Here are key factors to consider when choosing the right business travel insurance policy:

    • Assess travel frequency and destinations

    Determine whether your employees travel frequently or occasionally. Frequent travellers may benefit from annual multi-trip policies, while specific destinations might require tailored coverage due to regional risks.

    • Evaluate coverage limits and exclusions

    Review the policy's coverage limits for various scenarios like medical emergencies, trip cancellations and lost baggage. Pay close attention to exclusions, such as pre-existing medical conditions or high-risk activities, to ensure comprehensive protection.

    • Compare premiums and deductibles

    Balance the cost of premiums with the deductibles. Higher premiums often offer more extensive coverage, but ensure the policy aligns with your company's budget and risk tolerance.

    • Check for 24/7 emergency assistance

    Opt for policies that provide round-the-clock emergency support to assist employees during unforeseen situations, such as medical emergencies or travel disruptions.

    • Review the claims process and insurer reputation

    Investigate the insurer's claim settlement ratio and customer reviews to analyse their efficiency in handling claims. A transparent and swift claims process is crucial for timely support.

    • Consider customisation options

    Choose insurers that offer customisable plans to tailor coverage to your company's specific needs, avoiding unnecessary add-ons.

    Conclusion

    As business travel becomes a regular part of operations, protecting your employees while they’re on the move is more important than ever. The right travel insurance can make all the difference—helping your team handle everything from medical issues to lost passports.

    Whether your employees travel frequently or just once in a while, investing in a comprehensive policy—such as a single-trip travel insurance plan for occasional travelers—can offer peace of mind and significant cost savings.

    FAQs

    • Is personal travel covered under a business travel insurance policy?

    Generally, business travel insurance policies are specifically designed for work-related trips and do not cover personal travel.

    • Does business travel insurance cover remote or high-risk destinations?

    Coverage for travel to high-risk places may be limited or require special add-ons. Always check the insurer's list of excluded destinations.

    • Are temporary or contract employees covered under corporate travel insurance?

    This depends on the insurer. Some policies allow coverage for non-permanent staff if they’re traveling for official company purposes. Always confirm eligibility with the provider.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • UAE Golden Visa

    by Almog Ramrajkar | Jul 13, 2023

    To simplify, “what is UAE Golden Visa”? or Golden Visa UAE meaning, let’s first decipher what this category of Visa denotes and who can apply for it.

    The United Arab Emirates (UAE) Golden Visa has emerged as a game-changing initiative since its introduction in 2019. It offers a unique opportunity for foreign individuals to obtain long-term residency in the UAE, accompanied by a host of exceptional advantages.

    Eligibility for the UAE Golden Visa is determined based on exceptional skills and qualifications in various fields. The beneficiaries include investors, entrepreneurs, scientists, specialised talents, outstanding students, and frontline heroes. By meeting the specific criteria outlined by the relevant authorities, individuals can determine their eligibility for the Golden Visa.

    The requirements for obtaining a UAE Golden Visa vary depending on the type of residence sought. For investors, the Visa can be obtained for ten years without a sponsor by fulfilling specific financial criteria. Real estate investors can obtain a 5-year Golden Visa by owning properties of a certain value or purchasing properties through approved local banks. Entrepreneurs, specialised talents, and other categories have unique requirements to fulfil.

    There are several advantages of the UAE Golden Visa. Holders obtain a multiple-entry Visa valid for six months before a standard residence permit gets issued. It has a validity period of 10 years, providing long-term residency in one of the wealthiest countries globally. One of the key advantages is the ability to renew the Golden Visa after its expiration without the need for a sponsor, providing flexibility for travel and living arrangements. One can sponsor family members, and the Visa allows for the sponsorship of domestic helpers. Golden Visa holders receive an Esaad privilege card, offering substantial discounts in the UAE and other countries.

    Additional benefits and advantages are specific to residents in Abu Dhabi and Dubai. In Abu Dhabi, Golden Visa investors can enjoy discounts on selected properties and favourable mortgage rates. They are also entitled to reduced premiums on health insurance plans for families and individuals. In Dubai, Golden Visa holders have the opportunity to obtain a UAE driver’s license more quickly and receive discounts on higher education.

    Applying for a UAE Golden Visa can be done through different methods, such as the ICA or the GDRFA. The application processes involve filling out forms, providing necessary documents, and paying the applicable fees. The UAE government has introduced online platforms and applications to streamline the application process and make it accessible to eligible candidates.

    The cost to apply for a UAE Golden Visa includes entry permit fees. The fees cover various components and aim to streamline the process while ensuring necessary financial contributions.

    In recent updates, Abu Dhabi has extended the validity of the Golden Visa across all categories. This expansion offers enhanced residency opportunities for professionals and researchers in fields related to science and knowledge. Additionally, holders of the Golden Visa can now sponsor their spouses, children, and parents, regardless of age, reinforcing the commitment to family reunification.

    These modifications to the Golden Visa system demonstrate the UAE’s dedication to attracting and retaining top talent worldwide. 

    What Is the UAE Golden Visa?

    This section will simplify your understanding of what is Golden Visa UAE.

    • The Golden Visa system in the United Arab Emirates revolutionised long-term Visas, offering unparalleled opportunities for foreign individuals. This exclusive Visa empowers them to reside, work, or pursue education in the UAE, accompanied by exceptional advantages.

    • The UAE endeavours to entice and embrace new residents from around the world, fostering growth and cultural diversity.

    • The Golden Visa encompasses various beneficiaries: investors, entrepreneurs, scientists, exceptional students and graduates, humanitarian pioneers, and frontline heroes. This ground breaking initiative aims to attract and welcome foreign talents, fostering a vibrant community in Dubai and beyond. 

    Who Is Eligible to Apply for a UAE Golden Visa?

    This section will explain the Golden Visa UAE eligibility.

    • To initiate the eligibility checking process, visit the Federal Authority for Identity, Citizenship, Customs & Port Security (ICP) website. There, you will find a questionnaire you need to complete by answering a series of questions about yourself. The questionnaire begins by inquiring whether you are currently residing in the UAE. If your answer is affirmative, you will proceed to the subsequent questions. Next, you must give details about your financial situation and investments. 

    • You must possess exceptional skills and qualifications in various fields to determine your eligibility for a Golden Visa in the UAE, as listed below.

    • Outstanding high school graduates from UAE-based schools or graduates from accredited universities within the country with a minimum GPA of 3.8 are also eligible to apply

    • Specialists such as doctors or engineers specialising in specific fields and artists who have demonstrated exceptional achievements in visual arts, publishing, performing arts, designs and crafts, games and e-sports, or media

    • CEOs of companies earning a monthly income exceeding $13,600 (Dhs 50,000) can apply

    • Lastly, athletes, coaches, referees, sports doctors, sports therapists, or public sports figures with notable accomplishments can also be considered for the Golden Visa.

    What Are the Requirements to Obtain a UAE Golden Visa?

    The Golden Visa requirements vary depending on the type of residence sought. 

    • For investors in public investments, obtaining a Golden Visa for ten years without a sponsor requires a letter from an accredited UAE investment fund confirming a deposit of AED two million.

    • Alternatively, an industrial/business license and memorandum of association must demonstrate a capital of not less than AED two million

    • Furthermore, a letter from the Federal Tax Authority indicating annual payments of no less than AED 250,000 is necessary

    • Real estate investors can obtain a five-year Golden Visa by providing a letter from the Emirate’s land department stating ownership of properties valued at no less than 2 million dirhams.

    • Entrepreneurs may receive a 5-year Golden Visa if they own a technical or future economic project based on risk and innovation. Approval letters from an auditor confirming a project value of not less than 500,000 dirhams, the emirate authorities confirming the project’s nature, and an accredited business incubator to establish the proposed activity in the UAE are necessary.

  • How to Check UK Visa Status in India

    by Almog Ramrajkar | Jul 13, 2023

    Are you eagerly waiting for updates on your UK visa application? Understanding how to track UK visa application status is crucial to staying informed about the progress of your application.

    In this comprehensive guide, we will discuss how you can track UK visa application status. From online UK visa tracking in India to understanding how to do UK visa tracking GWF number India, we will provide step-by-step guidance. Additionally, we will cover how to check your UK visa status using your passport number. By following these ways, you can stay updated on UK visa tracking process and ensure a smooth journey ahead.

    Understanding types of status for UK visa

    When you check your UK visa application, you may come across several different status updates. Here’s a quick breakdown of what they typically mean:

    • Application received: Your visa application has been successfully submitted and received by the UKVI.
    • Under process: The application is currently being reviewed.
    • Decision made: A decision has been taken on your application, though the outcome (approval or rejection) will be communicated separately.
    • Ready for collection: Your passport and visa decision are ready to be collected from the application centre.
    • Dispatched: Your documents have been sent to your address if you opted for courier delivery.

    Understanding these terms helps avoid unnecessary worry and gives you a sense of timeline expectations.

    Steps to check UK visa status online

    To track UK visa application online, follow the steps given below:

    1. Visit the official website of the British Consulate or log in to VFS Global, the authorised visa application centre.
    2. Locate the section or option for tracking your visa status on the website.
    3. Enter the tracking ID that you received via SMS and email after submitting your visa application. This unique ID is essential for identifying your application in the system.
    4. Provide your date of birth in the YYYY-MM-DD format as per your application records.
    5. Enter the captcha text displayed on the screen accurately to ensure security and prevent automated submissions.
    6. Click on the "Submit" or "Check Status" button to proceed with the tracking process.
    7. The webpage will then display the current UK visa application status. The status may indicate different stages such as "Submitted," "Under Review," "Approved," or "Rejected." Take note of the displayed status for your reference.

    If you are wondering how to check UK visa application status through a third-party website, please note you may have to provide additional details such as-

    • Your passport number
    • Visa tracking number
    • Your date of birth

    By following the steps discussed above you can easily track the status of your UK visa application online, which also includes the option to check the status using your passport number.

    Steps to check UK visa status online via mail?

    Suppose you are unable to check your UK visa status online directly from the official website and want to know how to check UK visa status with passport number or just the unique visa id. In that case, there is another online UK visa tracking method available. Here is how to check UK visa status via email:

    1. Email the British Consulate: If you are unable to access the online tracking process, you can send an email to the British Consulate. Look for the appropriate email address provided on their official website.
    2. Include your unique application number: In the email, make sure to include your unique application number. This number is crucial as the consulate will need this number to identify your UK visa application accurately. For a better and easy search, provide other details like your password number.
    3. Request for a status update: Request an update on your UK visa status in the email. Clearly mention that you are seeking information about the progress of your UK visa application status.
    4. Allow sufficient time for a response: The British Consulate typically responds to visa status inquiries within 3 working days. Therefore, be patient and check your email for a response during this timeframe.

    Thus, by emailing the British Consulate with your application number, you can UK visa status check.

    How to track UK visa status offline

    Wondering, how to track UK visa applications via SMS? Follow the steps given below -

    • Ensure that you have provided a valid mobile phone number during the visa application process.
    • Wait for updates from the consulate office via SMS. They will send notifications about the progress of your UK visa application.
    • Regularly check your inbox for any text messages related to your visa status. These messages will provide updates on the various stages of the application process.
    • For tracking the status, individuals can conveniently send an SMS to the number 7333 using their mobile phones. This service is accessible to users of all Indian network service providers, including both CDMA and GSM platforms.

    UK visa application centres in India

    Do you know you can also check your UK visa application status by visiting visa centres? Wondering how to check the UK visa application status via visa centres in India? Don’t worry, we got you covered.

    These are the 12 UK visa application centres in India, spread across different states. Each centre has specific contact details and operational hours for visa application processing. Applicants can visit these centres during the specified timings for assistance with their UK visa applications. The details of these 12 visa centres are –

    1. New Delhi

    • Address: International Trade Tower, Nehru Place, New Delhi
    • Phone number: 011 2419 2100
    • Official timing: 8.00 - 16.00
    1. Goa

    • Address: VFS Global Services Pvt. Ltd., Patto Plaza, Panjim, Goa
    • Phone number: 0832 663 6800
    • Timing: 09.00 - 17.30
    1. Cochin

    • Address: S&T Arcade, Ravipuram, M G Road, Cochin
    1. Kolkata

    • Address: Rene Towers, East Kolkata Township, Kolkata
    1. Ahmedabad

    • Address: Bhikhubhai Chambers, Ashram Road, Ahmedabad
    • Phone number: 011 2419 2100
    • Official timing: 08.00 - 16.00
    1. Pune

    • Address: Gera 77, Kalyani Nagar, Pune
    • Phone number: Not available
    • Official timing: 08.00 - 14.00
    1. Chennai

    • Address: Fagun Towers, Egmore, Chennai
    • Phone number: 044 4219 2151
    • Timing: 08.00 - 16.00
    1. Chandigarh

    • Address: Sector 8 C, Madhya Marg, Chandigarh
    • Phone number: 0172 492 5100
    • Timing: 08.00 - 16.00
    1. Jalandhar

    • Address: MIDAS Corporate Park, G.T. Road, Jalandhar
    • Phone number: Not available
    • Timing: 08.00 - 16.00
    1. Hyderabad

    • Address: Sunil Chambers, Banjara Hills, Hyderabad
    • Phone number: 040 6666 9147
    • Timing: 08.00 - 16.00
    1. Bengaluru

    • Address: Prestige Atrium, Shivaji Nagar, Bengaluru
    • Phone number: 080 2210 0200         
    • Timing: 08.00 - 16.00
    1. Mumbai South

    • Phone number: Not available
    • Official timing: 07.00 - 16.00
    • Phone number: 033 40822200
    • Official timing:08.00 - 16.00
    • Address: Express Tower, Nariman Point, Mumbai  
    • Phone number: 022 6650 2222         
    • Timing: 08.00 - 16.00

    UK visa application and travel insurance

    Though travel insurance policy is not mandatory for a UK visa, it is highly recommended, especially for tourists, students and short-term visitors. Travel insurance provides financial security against trip cancellations, medical emergencies and loss of baggage or documents.

    If you are applying for a single trip UK visa, investing in single trip travel insurance can give you peace of mind for the duration of your journey. Purchasing travel insurance online is quick, easy, and allows you to compare different plans suited to your travel needs.

    Frequently asked questions on UK visa application

    1. How to get in touch with the UK visa and immigration department?

    You can contact the UK visa and immigration department through their support line at +44 (0)844 8920232 if you are outside the UK. Please note that calls to this number will cost £0.04 per minute in addition to your provider's access charge. The support line operates from Monday to Friday, between 09:00 and 17:30. This provides a convenient avenue to seek assistance, ask questions, or address any concerns you may have regarding visa and immigration matters. By reaching out to the support line, you can access the expertise and guidance of the UK visa and immigration department to ensure a smooth and efficient visa application process.

    1. How to quicken the UK visa status?

    To expedite the processing of your UK visa status, there are specific forms available that can help you receive a decision within a shorter period. These forms include SET (F), SET (AF), SET (M), and SET (LR). In order to quicken the UK visa status, it is necessary to download and complete the appropriate request and payment forms from the Home Office. It is important to note that only five requests are processed per day, and they are accepted between 8:00 a.m. and 12:00 p.m. To benefit from this expedited service, a fee of 490 EUR per person, which includes the application fee, is applicable. By following this process, you can accelerate the processing of your UK visa application and receive a decision within 4-5 working days.

    1. Can you check your UK Visa Application Status using your passport number?

    Looking for “How to check UK visa status with passport number?” Follow these steps. Firstly, visit the official UK government website dedicated to visa and immigration services. Once on the website, locate the section titled "Check your visa" or "Check your visa status." Within this section, you will find a designated field where you can enter your passport number. If required, provide any additional information such as your full name, date of birth, or visa application reference number. After entering the necessary details, click on the "Check" or "Submit" button to initiate the verification process. The system will then retrieve and display the current status of your UK visa application. Take the time to review the information provided, noting down the visa status or any reference numbers for future reference or inquiries. This convenient online method allows you to check the status of your UK visa application using your passport number, providing you with timely updates on the progress of your application.

    Conclusion

    Tracking your UK visa application status doesn't have to be complicated. Whether you choose to check online or offline, staying informed helps you plan your trip with confidence. Also, don’t overlook the importance of securing travel insurance online—it adds an extra layer of protection to your journey. With the right information and preparation, your dream trip to the UK can be smooth and stress-free.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Bhutan Travel Guide for Indian Tourists

    by Almog Ramrajkar | Jul 13, 2023

    Bhutan is where mystical mountains meet vibrant traditions and untouched natural beauty. Tucked away in the heart of the majestic Himalayas, Bhutan awaits those who crave adventure and cultural exploration. From ancient monasteries perched on cliffs to picturesque valleys adorned with prayer flags, this country has many hidden gems and must-see attractions that make Bhutan an unrivalled destination. In this blog, we will provide you with a detailed travel guide for Bhutan. We will cover particulars like the best places to visit in Bhutan, what is the best time to visit Bhutan, how to reach Bhutan from India and some other necessary details.

    Top places to visit in Bhutan

    Given below is a list of some of the top Bhutan tourist places that you can’t miss -

    • Buddha Dordenma, Thimphu

    The Buddha Dordenma, standing majestically on a hilltop in the Kuensel Phodrang Nature Park, is one of the most revered Bhutan places to visit. The Buddha Dordenma statue stands at a height of 169 feet (51.5 meters). Inside the massive sculpture are 1,25,000 smaller Buddha statues, each measuring eight inches in height. These statues are carefully crafted and filled with sacred relics and scriptures. 

    • Taktsang Palphug Monastery, Paro

     Taktsang Palphug Monastery is commonly known as Tiger's Nest – one of the most popular places to visit in Bhutan. The origins of Taktsang Monastery date back to the 8th century when Guru Padmasambhava, also called Guru Rinpoche, is said to have meditated in a cave on the site. The monastery complex comprises a series of temples and structures built on the edge of a cliff, about 900 meters (3,120 feet) above the Paro Valley. Reaching Tiger's Nest is an experience on its own. You will have to hike 3- 4 hours of round-trip through dense forest, cross a suspension bridge, and ascend into the mountainside

    • Rinpung Dzong, Paro

    Rinpung Dzong, also known as Paro Dzong, is a magnificent fortress-monastery. Its construction dates back to the 17th century, made by Zhabdrung Ngawang Namgyal, the spiritual and political leader who unified Bhutan. The Dzong was strategically built on a hilltop, serving as a defensive structure against potential invasions from Tibet. Rinpung Dzong is a perfect example of Bhutanese architecture and craftsmanship. Whitewashed walls, large wooden doors, and fortified walls characterise the fortress's exterior. 

    • Simtokha Dzong, Thimphu

    It is one of the oldest dzongs in the country and holds great significance in Bhutanese history and culture. Simtokha Dzong is one of the must-visit Bhutan tourist places. The name "Simtokha" translates to "Atop a Demon" in Bhutanese, reflecting the dzong's role in subduing evil spirits and protecting the region. The interior of Simtokha Dzong houses several temples, assembly halls, and administrative offices.

    • Dochula Pass, Thimphu

    Dochula Pass is a breathtaking mountain pass about 30 kilometres (18.6 miles) from Thimphu. Situated at an elevation of 3,100 meters (10,170 feet) above sea level, it offers a mesmerising and panoramic view of the Himalayan Mountain range. The pass's summit is a beautifully landscaped area with 108 Chortens, or stupas, known as the Druk Wangyal Chortens. These Chortens were built by Her Majesty Ashi Dorji Wangmo Wangchuck, to honour the Bhutanese soldiers who lost their lives in a military conflict.

    • Chomolhari

    Standing at an elevation of 7,326 meters (24,035 feet), Chomolhari is the third-highest peak in Bhutan. Chomolhari translates to "the bride of Kangchenjunga" in Tibetan, symbolising its regal and pristine beauty. The mountain is part of the more extensive Chomolhari range, stretching across Bhutan and Tibet's border. Chomolhari offers an exhilarating and rewarding experience for those attempting to reach its peak. In addition to mountaineering, the Chomolhari region provides excellent opportunities for trekking and hiking. The Jomolhari Trek is a popular trekking route that takes adventurers through some of the most stunning landscapes in Bhutan. The trek encompasses alpine meadows, rhododendron forests, high mountain passes, and pristine lakes.

    Things to do in Bhutan

    Now that we have discussed the prime places to visit in Bhutan, next, we will help you with things to do in Bhutan. Here are some top recommendations:

    • Enjoy Bhutanese cuisine: Taste traditional dishes like Ema Datshi (chilli and cheese stew) and Momos (dumplings) to experience the flavours of Bhutan.
    • Traditional archery: Try your hand at Bhutan's national sport, archery. You can participate in friendly matches or watch local tournaments.
    • Enjoy a hot stone bath: Unwind and rejuvenate in a traditional Bhutanese hot stone bath. It is believed to have therapeutic properties and provides a unique cultural experience.
    • Explore Bumthang: Known as Bhutan's spiritual heartland, Bumthang is a region of valleys, ancient temples, and monasteries. Visit Jakar Dzong, take a scenic hike to the Kurje Lhakhang, and immerse yourself in the serene atmosphere of this spiritual haven.
    • Engage in a farm stay: Experience rural life with a local family in one of Bhutan's villages. Participate in farming activities, learn about traditional Bhutanese cuisine, and immerse yourself in the warm hospitality of the Bhutanese people.
    • Attend a festival: Bhutan is famous for its colourful and vibrant festivals. If you can, witness the Tshechu festival, where you can enjoy masked dances, music, and traditional performances.

    Best time to visit Bhutan

    The best time to visit Bhutan from India is spring (March to May) and autumn (September to November). These months offer pleasant weather, with clear skies and moderate temperatures and are considered the best time to go to Bhutan. The valleys come alive in spring with colourful flowers and vibrant festivals like the Paro Tshechu. Autumn is equally delightful, with clear views of the Himalayas and the opportunity to witness celebrations like Thimphu Tshechu.

    These seasons provide ideal conditions for outdoor activities, such as trekking and exploring the country's natural beauty. Winter (December to February) can be cold, especially in the higher regions, while the monsoon season (June to August) brings heavy rainfall and limited visibility.

    Ways to travel to Bhutan from India

    Wondering how to reach Bhutan from India? Don’t worry, we've got you covered. Reaching Bhutan from India is relatively straightforward -

    • The most convenient way to travel to Bhutan is by air. The country has a single international airport in Paro, which is well-connected to major cities in India. Several airlines operate regular flights from Delhi, Mumbai, Kolkata, and Bagdogra to Paro Airport. It is important to note that flights to Bhutan are limited and subject to weather conditions, so booking in advance is advisable.
    • Alternatively, you can also enter Bhutan by road. Phuentsholing is the primary land entry point. You can book a private taxi or take a bus to Thimphu or other destinations within Bhutan. Obtaining the required permits at the border is essential before proceeding further.

    List of international airports in Bhutan

    Here is a list of international and domestic airports in Bhutan that serve tourists and locals:

    • Paro Airport: Paro Airport is Bhutan's only international airport, inaugurated back in 1968. Despite its modest size, this airport provides flights to many major international destinations.
    • Bathpalathang Airport: This airport is located in the Jakar district and serves as a domestic hub. If your destination includes Bumthang or the scenic Chamkhar Valley, this airport offers convenient flight options for your travel needs.
    • Gelephu Airport: Situated in Samtenling Gewog, this domestic airport offers limited options, with only one airline operating here, Druk Air. Consider this airport if you plan to travel to Gyenyan Lhakhang or Tali Dratshang.
    • Yongphulla Airport: Yongphulla, situated in Trashigang, is a domestic airport currently undergoing development to transform into an international hub. What sets this airport apart is its unique origin, as the Indian Army constructed it. If you plan to travel to Thimphu or Jakar, selecting Yongphulla Airport as your destination would be a suitable choice.

    Is Bhutan visa required for Indians?

    Note the following aspects about the Bhutan visa

    • As an Indian national, you do not need a visa to travel to Bhutan.
    • However, an entry permit is mandatory to explore this country.
    • You can get entry permits from the Immigration Department in Phuentsholing's Pedestrian Terminal.
    • The concerned authority will issue the permit after verifying all your travel-related documents.

    Things to carry for your Bhutan trip

    When preparing for your trip to Bhutan, it is essential to pack wisely to ensure a comfortable and enjoyable experience. Here are some critical items to consider:

    • Clothing: Bhutan's weather can vary, so pack layers to accommodate temperature changes. Include lightweight, breathable clothes for the daytime and warmer layers for cooler evenings. Keep a waterproof jacket and sturdy walking shoes for outdoor activities.
    • Travel documents: Carry your passport, entry permit, and any other necessary identification or travel documents. It's also advisable to have photocopies or digital copies as backups.
    • Medications and first aid kit: If you have any prescription medications, ensure an adequate supply for your trip. Pack a basic first aid kit containing band-aids, pain relievers, antiseptic cream, and any personal medications you may need.
    • Travel adapters and chargers: Bhutan uses a Type D or Type F power plug, so bring suitable adapters for your electronic devices. Also, pack chargers for your phone, camera, and other gadgets.
    • Travel accessories: Include a sturdy backpack for day trips, a reusable water bottle, a hat or cap, sunglasses, sunscreen, insect repellent, and a travel towel.
    • Cash and cards: Carry enough Bhutanese currency (Ngultrum) for small purchases and tips. Usually, hotels and larger establishments accept debit and credit cards but having some cash on hand for smaller businesses and remote areas is advisable.
    • Electronics: Consider bringing a camera to capture stunning landscapes and cultural experiences. A portable charger can also be handy for charging your devices.

    Currency of Bhutan

     Bhutan's official currency is the Bhutanese Ngultrum (BTN).

    • The Ngultrum is linked to the Indian Rupee (INR) at a fixed exchange rate.
    • Both Bhutanese Ngultrum and Indian Rupees are widely used and easily exchangeable.
    • It is essential to note that Ngultrum is the only legal tender within Bhutan, and it is advisable to carry some amount of Ngultrum for smaller transactions and when travelling to more remote areas.
    • ATMs are available in major towns, allowing visitors to withdraw Bhutanese Ngultrum using their international debit or credit cards.

    Indian embassy in Bhutan

    The Indian embassy in Bhutan serves as a crucial diplomatic mission and the primary link between the governments of India and Bhutan –

    • Located in the capital city of Thimphu, the embassy plays a vital role in fostering bilateral relations, promoting cultural exchange, and facilitating various aspects of cooperation between the two nations.
    • The 24x7 Consular Helpline / Emergency Contact of the Indian embassy in Bhutan is
    • : +975-2-322162, +975-2-327048
    • : +975-17128429
    • Email: cons.thimphu@mea.gov.in , thimphu@mea.gov.in
    • There is also a Consulate Office of the Indian Government in Phuentsholing.

    Top delicacies of Bhutan

    Bhutanese cuisine is known for its unique flavours and use of local ingredients. Here are some top delicacies of Bhutan:

    • Ema Datshi: Made with chilli peppers and local cheese, this is Bhutan's national dish. It is a spicy and flavorful dish that goes best with rice.
    • Red Rice: A staple in Bhutanese cuisine, red rice has a nutty flavour and is often paired with various meat or vegetable dishes.
    • Phaksha Paa: This dish consists of pork cooked with red chilli peppers, radishes, and other spices. It is a hearty and spicy dish commonly enjoyed in Bhutan.
    • Jasha Maroo: This is a delicious Bhutanese chicken dish with spices, garlic, ginger, and onions.
    • Momos: Similar to dumplings, momos are popular in Bhutan. They are filled with various ingredients, such as vegetables, cheese, or meat, and served with a spicy dip.
    • Suja: Suja is a traditional butter tea made with salt, butter, and tea leaves. It is a popular beverage in Bhutan and common at social gatherings.
    • Khuru: This is a traditional Bhutanese dish made of dried and roasted beef or pork strips. People typically eat this as a snack with a spicy dipping sauce.

    Transportation in Bhutan

    Transportation in Bhutan is simple and relatively well-organised, though often modest in infrastructure due to the country’s difficult terrain.

    • Private cabs and taxis are the most common mode of transport for tourists. They can be hired for city tours or intercity travel. It's advisable to negotiate the fare in advance, as meters are not always used.
    • Tour operator vehicles are highly recommended for comfort, reliability and ease of navigation. Most tourists opt for pre-arranged transportation through licensed tour operators, especially when visiting areas beyond Thimphu and Paro.
    • Local buses and minibuses run by Bhutan Post connect most towns. They are cost-effective but can be slow and less comfortable due to winding roads and longer travel times.
    • Self-driving is not recommended for foreigners. Roads are often narrow, winding and require experienced driving skills. If you're planning a road trip, it’s better to hire a car with a local driver.
    • Flights within Bhutan are limited but available between Paro and regional airports like Bumthang (Bathpalathang), Gelephu and Yonphula.

    Tips for your trip to Bhutan

    To ensure your Bhutan trip is smooth and fulfilling, here are a few practical and cultural tips:

    • Carry valid ID: Indian citizens need a passport or voter ID card to enter Bhutan, along with passport-sized photographs for permit processing.
    • Dress respectfully: Bhutanese culture places great importance on modesty, especially when visiting religious sites. Long pants and covered shoulders are advised.
    • Respect local customs: Avoid pointing at sacred objects, and always walk clockwise around chortens (stupas). Remove your shoes before entering temples.
    • Cash is king: While Indian currency is accepted in most places, carry cash in smaller denominations. ATMs are not widely available, especially in remote regions.
    • Be mindful of sustainability: Bhutan promotes low-impact tourism. Carry reusable water bottles and avoid plastic waste.
    • Adjusting to the altitude: Some areas are at high elevation. Adjust steadily and stay hydrated to ensure that you do not fall sick.
    • Stay connected: Bhutan has limited internet access in some areas. SIM cards can be purchased locally for better connectivity.

    Why do you need travel insurance for Bhutan

    When planning a trip to Bhutan, it is essential to consider purchasing travel insurance to ensure a worry-free and protected journey. Here are some reasons why you need travel insurance for Bhutan:

    • Medical emergencies: Travel insurance covers medical expenses if you encounter unforeseen health issues or accidents during your trip. This includes hospitalisation, doctor's fees, medications, and emergency medical evacuation if needed.
    • Trip cancellation or interruption: Travel insurance safeguards your investment by reimbursing non-refundable expenses if you cancel or cut short your trip due to unforeseen circumstances such as illness, family emergencies, or natural disasters.
    • Lost or delayed baggage: Travel insurance covers the loss, theft, or damage of your baggage and personal belongings. It also compensates for essential items you may need to purchase if your luggage delay is for a significant period.
    • Travel delays: If your flight to Bhutan gets delayed due to harsh weather conditions or other unforeseen events, travel insurance can cover additional expenses like accommodation, meals, and transportation.
    • Emergency assistance: Travel insurance offers access to 24/7 emergency assistance services, providing support in various situations like locating the nearest medical facility, arranging transportation, or assisting with lost documents.
    • Personal Liability: If you accidentally cause property damage or injure someone during your trip, travel insurance can cover your legal expenses and potential liability claims.

    Frequently asked questions

    • Do Indian tourists need a visa for Bhutan?

    No visa is required for Indian nationals. However, an entry permit is mandatory and can be obtained at the border or Paro airport.

    • Is it expensive to travel in Bhutan?

    Bhutan offers a wide range of options. While Indian tourists are exempt from the high international tariff, they are now required to pay a Sustainable Development Fee (SDF) of ₹1,200 per person, per night.

    • Is travel insurance mandatory for Bhutan?

    It is not legally mandatory for Indians, but travel insurance is highly recommended due to the country’s terrain, weather and medical accessibility.

    • Can I use Indian Rupees in Bhutan?

    Yes, Indian Rupees (INR) are widely accepted, especially denominations of ₹100 and below. However, it's wise to carry some Bhutanese Ngultrum for small purchases.

    1. What is the best time to visit Bhutan?

    Spring (March–May) and Autumn (September–November) offer pleasant weather, clear skies and vibrant festivals.

    Conclusion

    Bhutan is not just a destination—it’s an experience of mindful living, natural wonder and timeless traditions. Whether you’re hiking up to the Tiger’s Nest, watching masked dancers at a tsechu or simply sipping butter tea by the fire, this peaceful kingdom will leave you transformed. To make your journey worry-free, ensure you pack wisely, travel responsibly and secure yourself with single trip travel insurance. With the right preparation, Bhutan will welcome you with open arms and leave you with a heart full of memories.

     


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Complete List Of Schengen Countries

    by Almog Ramrajkar | Jul 12, 2023

    Updated on 24 Oct 2025

    The Schengen area consists of 29 countries in Europe. These nations have removed the internal border controls to enable smooth and free travel across the Schengen countries. This means travellers with a valid Schengen visa can move between these 29 countries without facing routine passport checks at internal borders.

    Let’s explore the complete list of Schengen countries, the key features of the zone and what first-time visitors need to know.

    What are Schengen countries?

    Schengen countries are European nations that allow passport-free travel across their borders for short stays. The zone includes 25 EU countries and 4 non-EU countries like Norway, Iceland, Switzerland and Liechtenstein.

    Complete list of Schengen countries

    The Schengen contract was signed in 1985 in a small village called Schengen in Luxembourg. The list of Schengen countries as of 2025 is given below.

    Country

    Details

    Austria

    Signed the Schengen Agreement on April 28, 1995; implemented the Schengen rules in December 1997

    Belgium

    One of the first countries to sign the Schengen Agreement on June 14, 1985. The Agreement came into effect on March 26, 1995

    Czech Republic

    On April 16, 2003, the Czech Republic signed the Schengen Agreement. However, it implemented the Agreement several years later, on December 21, 2007

    Croatia

    Croatia is a member of both the European Union and the Council of Europe. From January 1, 2023, Croatia began issuing Schengen visas

    Denmark

    Denmark signed the Schengen Agreement on 19th December 1996 and implemented the same from 25th March 2001

    Estonia

    A northern European country Estonia, joined the list of Schengen countries on 16th April 2003

    Finland

    Finland is next in the Schengen countries name list, which signed the Schengen Agreement on 19th December 1996

    France

    France is one of the 5 founding members of the Schengen Agreement

    Germany

    One of the 5 founding members of the Schengen Agreement

    Greece

    Joined the Schengen list on 6th November 1992 and implemented it from 1st January 2000

    Hungary

    Became a part of the Schengen Agreement on April 16th, 2003; began implementation on December 21st, 2007

    Iceland

    Signed the Schengen Agreement initially on 19th December 1996. A second Agreement was signed on 18th May 1999, replacing the first

    Italy

    Joined the Schengen list on 26th October 1997 though it previously signed the Agreement on 27th November 1990

    Latvia

    Featured in the European Union Schengen countries list from 21st December 2007

    Liechtenstein

    Last country to join the list of Schengen countries

    Lithuania

    Signed this border-free travel Agreement on 16th April 2003 and implemented it from 21st December 2007

    Luxembourg

    Another founding member of the Schengen Agreement

    Malta

    Joined the Schengen list on 16th April 2003 and was implemented on 21st December 2007

    Netherlands

    Among the 5 founding members of the EU & the Schengen Agreement

    Norway

    Became a part of the Schengen list on 19th December 1996, which was replaced by a new Agreement on 18th May 1999 and implemented on 25th March 2001

    Poland

    Signed the Schengen Agreement on 16th April 2003 and implemented it in late 2007

    Portugal

    Became part of the European Union Schengen countries list on 25th June 1991 and started implementing the Agreement from 26th March 1995

    Slovakia

    Signed the Schengen Agreement on April 16th, 2003 & implemented it on December 21st, 2007

    Slovenia

    Signed the Schengen Agreement on April 16th, 2003 and implemented it on December 21st, 2007

    Spain

    Signed the Schengen Agreement on 25th June 1991 and started its implementation on 26th March 1995

    Sweden

    Joined the Schengen list on 9th December 1996 and implemented it from 25th March 2001

    Switzerland

    Joined the Schengen list on 26th October 2004 and implemented the convention on 12th December 2008

    Bulgaria

    Signed the Schengen accession agreement in December 2023. From March 31, 2024, it joined the Schengen Area for air and sea borders; full land border integration took place on January 1, 2025.

    Romania

    Joined the Schengen Area on March 31, 2024, for air and sea borders. Full land border integration was completed on January 1, 2025.

    Important information about Schengen countries

    The points below provide essential information about the Schengen countries.

    1. Visa requirements: As an Indian traveller, you will need a Schengen Visa to enter a Schengen country. Check the specific visa requirements before planning your trip. Apply for the visa well in advance to allow for processing time.
    2. Validity and duration: Ensure that your Passport is valid for at least 3 months from your intended departure date from the Schengen country. The Schengen visa typically allows a maximum stay of 90 days within a 180-day period. Be mindful of this restriction to avoid any overstays.
    3. Travel insurance: It is wise to have travel insurance for Schengen countries that covers medical emergencies, trip cancellations, and lost belongings. Confirm that your insurance policy meets the minimum coverage requirements, usually a minimum of 30,000 euros.
    4. Border checks: While internal border controls were abolished within the countries in the Schengen Area, occasional random checks may still occur. Member countries have the right to conduct temporary border controls for a maximum of 30 days under exceptional circumstances, like security issues. Carry your Passport or national ID card at all times during your travels, as you may be required to present identification when crossing borders.
    5. Currency: Most Schengen countries use the euro as their currency. Ensure you have some local currency or a payment card accepted widely to cover your expenses. Research and learn about exchange rates and consider notifying your bank about your travel plans to avoid any card-related issues.
    6. Health and safety: Take necessary health precautions by checking if you need any vaccinations for the countries you plan to visit. Also, be aware of local laws, customs, and emergency contact numbers. Keep important documents, including copies of your passport and travel insurance, in a safe place.
    7. Itinerary and accommodation: Plan your itinerary in advance and ensure you have confirmed accommodation for each destination within the Schengen Area. Having proof of accommodation and a well-organised travel plan may help with the visa application process.
    8. Take note of non-Schengen countries: Note that some European Union countries are not part of the list of Schengen countries in Europe. In case you want to visit any of the nations, note that your Schengen Visa won’t be enough. You will have to apply for a separate visa to enter these European countries that are not in the Schengen country name list.

    Essential features of the Schengen zone

    The Schengen Area allows free movement between member countries without internal border checks for short stays. At the same time, all these nations follow uniform procedures at their external borders. A single Schengen visa gives access to all member countries for short visits.

    There is strong cooperation between law enforcement agencies to provide public safety through shared information and joint operations. To support this, several advanced systems are being developed to manage security and border control efficiently. These include SIS (for alerts on missing persons or stolen items), VIS (for managing visa data), EES (to record non-EU visitors’ entries and exits) and ETIAS (for pre-screening visa-exempt travellers).

    Tips for first‑time Schengen travellers

    Given below are the tips for first-time Schengen travellers:

    • First, identify the Schengen country where you’ll stay the longest.
    • Prepare necessary documents like a valid passport (issued in the last 10 years), a visa application form, passport-size photos, overseas travel insurance, flight and accommodation details, financial statements and a cover letter explaining your trip.
    • Book your visa appointment in advance.
    • Be honest during the visa interview.
    • Focus your itinerary on a few countries.
    • Use public transport to save money.
    • Understand local customs and rules.
    • Carry your passport and visa at all times.
    • Use travel apps or a local SIM card.
    • Do not overstay your visa.

    Reasons to buy Schengen travel insurance

    Schengen travel insurance is mandatory for visa approval, and it should provide at least €30,000 coverage across all the Schengen countries. It should cover medical issues, trip delays, loss of items and more. When buying travel insurance online, you can compare plans and select the one that is suitable for your trip in the Schengen countries. 

    Conclusion

    The Schengen Area lets you visit many beautiful and interesting places in Europe with just one visa. Before you book your trip, learn about the visa process, travel rules and your insurance needs. Having the right overseas travel insurance helps you get your visa and keeps you protected during your journey.

    Looking for the right travel insurance? Then, fill out the form on this page to get tailored insurance solutions for your trip in Schengen.

    FAQ

    1. How long does it take to get a Schengen visa?

    Schengen visa processing usually takes around 15 working days, depending on the embassy and application demand.

    1. Do I need travel insurance for all Schengen countries?

    Yes, your travel insurance must be valid for all 29 Schengen countries, and it should cover the entire travel period.

    1. Which are the non-Schengen countries in Europe?

    Non-Schengen countries include Europe, including Ireland, Cyprus, Albania, Moldova and Ukraine.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Complete Guide to Bali Visa for Indians

    by Almog Ramrajkar | Jul 12, 2023

    Are you planning a Bali trip soon? Be it a business trip or a holiday trip, before you zero in on your bookings, itineraries, or schedules, you must know all the relevant details about Bali Visa for Indians. This guide outlines Bali visa requirements in detail to ensure you have a comprehensive idea of the Bali visa process and application. It is important to note that visa requirements for Bali from India may change, so it is advisable to consult with the relevant authorities or Indonesian embassies/consulates for the most up-to-date information. Additionally, it is also important to check the updated travel insurance mandate. Even if there is no mandatory requirement for travel insurance for Bali, you should get one before your Bali or any other trip.

     

    Do Indians Need A Bali Visa From India?

    Yes. If you are planning a stay of 30 days or less, you can get a visa on arrival upon entering Bali. Given below is a tabular presentation of Bali visa requirements for Indian citizens.

     

    Purpose of Visit

    Duration of Stay

    Visa Requirement

    Visa Type

    Validity

    Applicability

    Tourism

    30 days

    No visa required

    Exemption Stamp

    Single entry; valid for every new exit and re-entry into Indonesia

    Applicable only for tourism purposes, not for business or other non-tourism purposes

    Other purposes (e.g., business)

    N/A

    Visa required

    N/A

     

     

    • The exemption stamp is not extendable or convertible into a different visa type, except in cases of unforeseen contingencies such as natural disasters.
    • Please note that Bali Visa requirements and regulations may change over time, so it is always better to check with the relevant authorities or Indonesian embassies/consulates for the most up-to-date information.

     

    What Are The Different Types of Bali Visas For Indians?

    To understand the Bali visa process and ensure a correct Bali visa application, it is important to be well aware of the different types of visas for visiting Bali -

    Short Stay Visa:

    • Duration: 30 days
    • Availability: At the airport customs office
    • Visa-Free Entry: Indian nationals can enjoy visa-free entry for stays less than 30 days
    • Work Restrictions: No participation in paid work is allowed

    Bali Tourist Visa:

    • Duration: 30-60 days
    • Obtaining: Available upon arrival in Bali
    • Extension: Extendable for a fee after 60 days
    • Visa Fee: Rs 2400 per tourist

    Cultural or Social Visit Visa:

    • Visa Type: Social and Cultural Visa B-211
    • Duration: 60 days
    • Activities Allowed: Official government activities, journalistic activities, tourism, visiting family, and cultural participation
    • Sponsor Statement: Requires a sponsor statement from an Indonesian native in the country
    • Agent Assistance: Option to contact an agent for a fee of 5,313 Indonesian Rupiah
    • Consular Visa Fee: Payment of 3,542 Indonesian Rupiah for a Social Visa

    It is important to note that visa requirements for Bali from India and policies can change, so it is advisable to check with the embassy or consulate for the most up-to-date information. Additionally, planning your trip and applying for the appropriate visa well in advance is always a good idea to ensure a smooth and hassle-free visit to Bali.

     

    Validity of Different Types of Bali Visas for Indians

    The validity of a Bali visa depends upon its type and purpose of visit-

     

    • Visa on Arrival (VoA):

      Valid for 30 days from the date of entry and can be extended once for an additional 30 days.

     

    • Tourist Visa (B211A):

      Initially valid for 60 days and can be extended twice, with a total stay of up to 180 days.

     

    • Business and Social/Cultural Visas:

      Typically valid for 60 days, with extensions available depending on the visa type.

     

    • Work or Study Visas:

      Validity depends on the specific work or study duration mentioned in the visa.

     

    Bali Visa Processing Time in India

    The processing time is different for each visa type-

    • Visa on Arrival (VoA):

      No processing time is required as the visa is issued upon arrival in Bali.
    • Tourist Visa and Other Pre-approved Visas:

      The processing time for these visas can range from 5 to 10 business days, depending on the type of visa and the completeness of your application. It is recommended to apply well in advance of your travel dates to avoid any last-minute issues.

    Bali Visa Fees from India

     

    Following are the applicable Bali Visa fees for different visa types.

    • Visa on Arrival:

      The fee for Bali on arrival visa for Indian citizens is Rs 2677.
    • Visa on Arrival (Stay for 30 to 60 days):

      If there is a need to extend the Bali tourist visa for Indian citizens, you will have to pay Rs 4820 as a standard fee and Rs 7765 for an express service. Alternatively, if you plan to seek assistance from a visa agent for the extension, an additional fee of approximately Rs 1772 is required as agent fees.
    • B211A Visa or Visa for Social and Cultural Visit:

      If the purpose of the visit to Bali is for social or cultural reasons within a 30–60-day timeframe, the B-211 visa is suitable and you can acquire the same upon arrival. The cost of each extension amounts to approximately Rs 2141. In cases where the visa holder opts for the services of a visa agent for the extension process, an approximate agent fee is Rs 1771.



    Bali Visa Requirements for Indian Citizens

     

    To ensure a smooth Bali visa application and issuance, make sure that the following visa requirements for Bali from India are well met -

    • You must possess a valid passport with a minimum validity period of 6 months beyond the intended date of entry.
    • Additionally, you must demonstrate adequate financial means to sustain your stay in Bali.
    • It is imperative to provide proof of onward or return travel arrangements and to acknowledge the prohibition on engaging in employment activities within Indonesia.
    • Furthermore, certain individuals may face restrictions on entry based on their unique circumstances.
    • Ultimately, the decision regarding entry rests with the Immigration officers stationed at the immigration counter.
    • Failure to fully comply with the established guidelines may result in denied entry or other complications during the travel process.

     

    The following are the documents required for the Bali Visa application -

    • Passport (valid for at least six months beyond the travel date)
    • Applicant's visa form (2 copies)
    • Two photographs (35X44 mm, matt finish, white background)
    • Copies of air ticket bookings
    • Proof of accommodation
    • Tour plan or itinerary
    • Tax submitting documents for the past three years
    • Applicant's Form 16
    • Bank statements for the last six months
    • Salary slips (last three months) for employed individuals
    • Pension order for retirees
    • Letter of No Objection Certificate (NOC) from a family member for young travellers or students travelling alone

    There are some additional documents that you will have to submit if you are applying for an employment visa:

    • Proof of sufficient funds in the bank account
    • Document faxed to the immigration department confirming work permit

    Additional documents for business visa:

    • Covering letter from the organisation
    • Proof of business or company registration (in India or elsewhere)
    • Letter of invitation from a company in Bali
    • Travel insurancefor the applicant

     

    How to Apply for a Bali Visa?

    Given below is a step-by-step explanation of the Bali Visa process -

    • Visit the official website. From there, you can access the Bali Visa application form and review the procedure.
    • Prepare a cover letter stating the purpose of your visit to Bali.
    • Ensure that your passport meets the Bali Visa requirements for Indian citizens, which includes a mandatory validity of at least six months and two empty pages.
    • Affix recent photographs to the application form (typically taken within the last 3 months).
    • Include copies of your confirmed air tickets with the application form.
    • Pay the required fee.
    • Provide proof of your hotel booking in Bali. If you have a sponsor in Bali, you may need to include a letter of sponsorship.
    • Demonstrate sufficient funds in your bank account to ensure a comfortable stay in Bali.
    • Upon submission, you will receive a file tracking number.
    • Once the Bali visa application processing is complete, you can collect your passport.

     

    Is There a Visa On Arrival For Indians in Bali?

     

    • A Bali Visa on arrival for Indian citizens is available for those planning to stay in Bali for 30 days.
    • The Bali visa for arrival in India is valid for tourism purposes, such as vacation or visiting friends and family.
    • To get Bali on arrival visa for Indian citizens, you will have to pay the required fee at the immigration counter.
    • The fee amount may vary, so it is advisable to check the current fee before travelling

     

    How to Apply for an E-Visa on Arrival For Bali?

    Indonesia has introduced an e-VoA option, allowing travellers to apply online before their trip. Here is how to apply:

    1. Visit the Official Website:

      • Log in to the Directorate General of Immigration’s official e-VoA portal.
    2. Create an Account:

      • Register and create an account using your email address.
    3. Upload Documents:

      • Provide a scanned copy of your passport, flight itinerary, and proof of accommodation.
    4. Pay the Fee:

      • Pay the e-VoA fee online using a credit or debit card.
    5. Receive Your E-VoA:

      • Once approved, download and print your e-VoA. Present it upon arrival in Bali.

    This online process saves time and ensures a hassle-free arrival.

     

    Important Tips for Travelling to Bali

    Following are a few tips for people planning to travel to Bali-

    Check Your Passport Validity:


    Ensure your passport has at least six months of validity and enough blank pages for visa stamps.

    Carry Sufficient Cash:


    While major cities accept cards, rural areas, and smaller vendors may require cash. Keep the Indonesian Rupiah handy.

    Stay Updated on Entry Requirements:


    Travel policies can change. Stay informed about travel guidelines or additional documentation requirements.

    Respect Local Customs:


    Bali has a rich cultural heritage. Dress modestly and follow local etiquette, especially when visiting temples.

    Be Cautious with Tourist Activities:


    Choose licenced operators for activities like water sports or trekking to ensure safety and fair pricing.

     

    FAQs

    1. Can Indians travel to Bali without a visa?

    No, Indians require a visa to enter Bali. The Visa on Arrival (VoA) is a convenient option for short-term visits.

    1. How much does a Bali visa cost for Indians?

    The VoA costs USD 35 (approximately ₹2,800). Other visa fees vary based on the type and duration.

    1. Can I extend my Bali visa?

    Yes, the VoA can be extended once for an additional 30 days. Tourist visas can also be extended multiple times.

    1. How long does it take to process a Bali visa?

    VoA requires no processing time, while pre-approved visas typically take 5–10 business days.

     

    1. How to Check the Status of a Bali Visa?

    To check the current status of your Bali visa for Indians, you can visit the official Directorate General of Immigration website. Upon reaching the website, look for the section related to visa services or visa status. You may need to provide certain details. Once submitted, the system will verify your details and display the status of your electronic visa for Bali.

     

    1. Do I need travel insurance for Bali?

    While not mandatory, travel insurance is highly recommended to cover medical emergencies and unforeseen incidents.

     

    1. Do children get a Visa on arrival in Bali?

    Yes, everyone, including infants, can get a Visa on arrival in Bali.

     

    1. Can I get an e-visa for Bali?

    Yes, you can purchase an e-Visa, but it is advised to apply for the same 14 days before your date of journey.

     

     

    1. What happens if I overstay my visa duration in Bali?

    If you overstay your visa in Bali, a fine of 5351 rupees (INR) will be payable by you, according to the modifications made in visa rules in November 2024.

     

    1. How much will it cost to extend my Bali visa?

    It will cost you double the price of the first visa.

    Conclusion

    Bali’s charm lies not only in its natural beauty but also in its welcoming culture and the variety of experiences it offers tourists. Understanding the visa process ensures a hassle-free trip, allowing you to focus on exploring this tropical haven. Whether you opt for a Visa on Arrival or a pre-approved visa, proper planning and appropriate preparations, such as buying travel insurance, are key to making the most of your Bali adventure.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Nepal Travel Guide

    by Almog Ramrajkar | Jul 12, 2023

    With its majestic Himalayan peaks, rich cultural heritage, and vibrant festivals, Nepal offers many tourist attractions. From ancient temples steeped in mythology to breathtaking mountain vistas, there is something for everyone in this beautiful country.

    This blog is a detailed Nepal travel guide. We will help you with information on the Nepal tourist places, the best time to visit Nepal, how to reach Nepal from India, the visa process for Indian citizens, things to do in Nepal and essential items to pack for a trip to Nepal. Additionally, it provides details about the Indian Embassy in Nepal and the country's currency. Let us dive into every small and big detail that you should be well aware of before you head out for Nepal.

    Top Places to Visit in Nepal

    From thrilling trekking adventures to serene spiritual retreats, Nepal offers a diverse range of experiences that leave visitors in awe. Following are a few of the best places to visit in Nepal that you should not miss out on while being in Nepal -

    Pashupatinath Temple

    The history of Pashupatinath Temple is steeped in mythology and dates back to ancient times. The temple is in existence since 400 A.D. with the current structure dating back to the 17th century. It is adorned with 492 temples and is an important pilgrimage site for Hindus. The temple's proximity to a ritual cremation ground symbolises the Hindu belief that death is an integral part of life. Additionally, Pashupatinath Temple is one of the twelve Jyotirlingas, representing the places where Lord Shiva revealed himself as a pillar of light.

    Janaki Temple

    The Janaki Temple of Janakpurdham, Dhanusa district, in the Terai region of Nepal, is another prime Nepal tourist place. The temple exhibits the distinctive Koiri architectural style and features a mix of Mughal and Koiri domes. The temple has 60 rooms which are adorned with the Nepalese flag, while the main shrine houses scriptures of Goddess Sita, Lord Ram, and Laxman. The temple complex includes small shrines, beautiful lattice windows, turrets, and a front yard that leads to open space.

    The temple attracts pilgrims from Nepal, India, Sri Lanka, and other countries, especially during the annual festival of Vivah Panchami, which celebrates the marriage of Lord Ram and Goddess Sita.

    Mount Annapurna

    Mount Annapurna I is one of the most famous places to visit in Nepal, especially amongst trekkers and mountaineers standing at 8,091 meters (26,545 ft), it is the tenth highest mountain globally. This is one of the top places to visit in Nepal; it encompasses numerous peaks exceeding 7,000 meters. Kali Gandaki Gorge to the west, the Marshyangdi River to the north and east, and the Pokhara Valley to the south, bounds this magnificent mountain. Within the massif lies the Annapurna Sanctuary, a high basin.

    The mountain takes its name from Annapurna, the popularly known Hindu goddess of food and nourishment, and as per faiths and belief systems, the goddess resides there. Mountain Annapurna I lies on the border of the Myagdi and Kaski districts in the Gandaki province of Nepal, with neighbouring peaks such as Singu Chuli, Khangsar Khang West, and Varaha Shikhar.

    Langtang National Park

    Located in the central Himalayan region of Nepal, Langtang National Park spans an altitudinal range of 1,000 to 7,245 meters. As the closest Himalayan park to the capital city of Kathmandu, it lies approximately 30 kilometres north. It extends towards the Tibetan border, connecting with Qomolangma National Nature Preserve in the north.

    Trisuli River

    The Trisuli River, originating in the mountains of Tibet, flows parallel to the east-west Prithvi Highway between Kathmandu and Pokhara before merging with the Narayani River. It is a sought-after destination for white-water rafting, particularly the Charaudi to Mugling stretch, offering numerous riverside camps. The river can be easily accessed within a 3-hour drive from Kathmandu, attracting kayakers and rafters for exhilarating day trips. As it meanders through a forested valley with villages and farmland, the Trisuli River provides warm waters and enjoyable rapids without excessive intensity.

    Things to Do in Nepal

    With its wide range of scenic points, enriched with natural charm and several temples that can be the abode of meditation and calm exploration, there is a wide range of things to do in Nepal. Following are a few of the best things to do in Nepal.

    • Nepal offers a rich cultural exploration, and visiting Patan, the royal city, is a must. Known for its art and crafts tradition, the city boasts numerous monasteries, temples, and monuments. The palace complex in Patan, with its Durbar Square, showcases stunning architecture, including the revered Krishna Temple.
    • For breathtaking Himalayan views, Nagarkot is an ideal destination. Standing tall at 2,000 meters, it offers a stunning panorama of the mountains and the Kathmandu Valley. On clear days, Mount Everest one can easily see Mount Everest standing tall and mighty.
    • Nature lovers and adventure enthusiasts will find paradise in the Annapurna region. Trekkers from Pokhara can explore pine forests, holy sites, and crystal-clear lakes. The Annapurna Circuit and Ghorepani Poon Hill trail offer stunning scenery.
    • Bhaktapur provides a fantastic view of the Himalayas, along with well-preserved pagodas, palaces, and temples. The city hosts vibrant religious festivals like Holi, the Festival of Colors.
    • Chitwan National Park is a must-visit for wildlife enthusiasts, offering safaris to spot monkeys, antelopes, and rhinos. It also provides insight into the traditional Chepang community. Bardiya and Sagarmatha National Parks are also noteworthy.

    Best Time to Visit Nepal

    Typically, the best time to visit Nepal from India depends on personal preferences and the purpose of the visit. However, there are a few recommended seasons based on weather conditions and festivities.

    The autumn season, from October to December, is considered Nepal's best time to visit. During this time, the rainy season has passed, and the weather is delightful, with temperatures ranging from 4 to 26 degrees Celsius. The clear skies and moderate temperatures make it ideal for outdoor activities like trekking, sightseeing and adventure sports like paragliding or bungee jumping. The visibility is also excellent, making transportation across mountainous terrains easier and reducing the risks of landslides. For nature enthusiasts, the months of March to May offer a unique experience. Spring brings a burst of colourful orchids, transforming the hills into a stunning display of nature. The weather during this time is mild, with overall temperatures ranging from 12 to 24 degrees Celsius. It's the best time to go to Nepal for nature walks, wildlife exploration, and photography.

  • Travel Insurance with Flight Cancellation Cover

    by Almog Ramrajkar | Jul 11, 2023

    Travelling is an exciting and enriching experience that allows us to break away from our daily routines. Most people explore new destinations during their holidays. However, when it comes to travelling, unforeseen circumstances can sometimes disrupt our plans, leading to flight cancellations.

    It is essential to have appropriate travel insurance coverage to mitigate the financial losses and inconveniences caused by such cancellations. With travel insurance for flight cancellation, you can make sure you’re protected from these losses. Travel insurance protects you when you need to cancel your trip for various reasons. Here, we can help you understand this insurance plan better. We will also discuss the inclusions for flight cancellations in this insurance.

    What does trip cancellation insurance cover?

    Flight cancellation coverage provided by travel insurance protects you from financial losses when you need to cancel your trip due to a specific reason. Flight cancellation insurance covers:

    • Death, illness, or accidents:If you, your co-traveller, or other family members fall ill, meet with an accident before the scheduled departure date, or anyone in your family passes away, you will be eligible for reimbursement of the non-refundable portion of your flight and accommodation expenses. It ensures you do not get burdened with significant financial losses due to unforeseen circumstances.
    • Reimbursement of expenses:The travel insurance policy will reimburse the unused and non-refundable portion of your flight and accommodation expenses. It means that the money you invested in booking your flights and accommodation will get covered up to the specified limit in your policy schedule. Knowing that your travel investment remains safeguarded provides financial protection and peace of mind.

    Exclusions under trip cancellation insurance

    While trip cancellation insurance offers extensive protection, certain scenarios are typically excluded:

    • Pre-existing medical conditions: Cancellations due to known medical issues existing before purchasing the policy are often not covered.
    • Pregnancy-related issues: Cancellations arising from pregnancy or childbirth, unless complications occur that are unforeseen and medically certified.
    • Airline cancellations: If the airline cancels a flight for operational reasons, the responsibility often lies with the airline to provide compensation or alternatives.
    • Government travel bans: Cancellations due to government-imposed travel bans or advisories, including those related to pandemics, may not be covered.
    • Cosmetic or elective surgeries: Cancellations due to non-essential medical procedures planned before the trip.
    • Financial distress: Personal financial issues, such as insufficient funds, are not valid reasons for claims.
    • Lack of documentation: Failure to provide necessary documentation to substantiate the claim can lead to denial.

    How does trip cancellation insurance work?

    Trip cancellation insurance reimburses you for prepaid, non-refundable travel expenses if you have to cancel your travel plan due to covered reasons. Here's how it works:

    1. Policy purchase: Acquire a single trip travel insurance policy that includes trip cancellation coverage, either as a standalone feature or as part of a comprehensive plan. 
    2. Understanding covered reasons: Familiarise yourself with the reasons for cancellation that your policy covers. Commonly covered reasons include medical emergencies, death, natural disasters, or other unforeseen events, as the policy outlines.
    3. Trip cancellation: If an unforeseen event necessitates cancelling your trip, immediately inform all relevant parties, such as airlines, hotels, and tour operators, to cancel reservations and request any possible refunds.
    4. Filing a claim: Notify your insurance provider about the cancellation immediately. You'll need to submit a claim form and supporting documentation.
    5. Claim processing: The insurance company will assess your claim based on the provided documentation and the policy's terms. Upon approval, you'll receive reimbursement for the covered non-refundable expenses up to the policy's limit.

    How to file a claim for flight cancellation insurance?

    Filing a claim involves a systematic approach:

    1. Immediate notification: Inform your insurance provider as soon as you decide to cancel your trip for a covered reason. Prompt notification is essential, as delays can affect claim eligibility.
    2. Gather documents: Collect all necessary documents supporting your claim:
      • Medical claims: Obtain medical reports, doctor's notes and hospital bills
      • Death-related claims: Secure death certificate and proof of relationship
      • For cancellations caused by natural disasters or terrorist incidents- Official reports from relevant authorities
      • Work-related cancellations- Submit employer letters
      • Theft or other criminal incidents leading to trip cancellation- Obtain police reports
    3. Complete claim form: Fill out the insurance company's claim form accurately, providing all required information.
    4. Submit the claim: Send the completed form along with all supporting documents to the insurance provider through the designated channels, which may include email, postal mail, or online portals.
    5. Follow up: Keep track of your claim's status. Maintain open communication with the insurer and provide any additional information if requested.
    6. Claim resolution: Upon approval, the insurer will disburse the eligible reimbursement. If denied, they should provide a clear explanation, and you have the right to appeal or seek further clarification.

    Conclusion

    Travel insurance with flight cancellation coverage is integral to smart trip planning. It protects you from financial losses if you cancel your trip.  With flight cancellation coverage, you can get reimbursed for the non-refundable portions of your flight and accommodation expenses. It will allow you to recoup your investment and plan for future travel. However, reviewing the policy’s terms and exclusions is essential to understand what gets covered and what doesn’t. By including flight cancellation coverage in your travel insurance, you can confidently embark on your trips, knowing you will get coverage for unexpected disruptions.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Vietnam Travel Guide: Explore Top Places and Activities

    by Almog Ramrajkar | Jul 11, 2023

    Vietnam, with its stunning landscapes, rich history, and vibrant culture, is a captivating destination for travellers. From bustling cities to the serene countryside, Vietnam offers a diverse range of experiences. Whether you are an adventure seeker, a history buff, or a food lover, Vietnam has something for everyone.

    In this comprehensive Vietnam travel guide, we will explore the places to visit in Vietnam, things to do, the best time to visit Vietnam, how to reach Vietnam from India, the visa process for Indians, top food in Vietnam, the Indian embassy in Vietnam, essential items to pack, and more. Let us embark on a journey through this enchanting Southeast Asian gem.

    Top places to visit in Vietnam

    Vietnam, a captivating Southeast Asian country, offers a plethora of enchanting destinations and cultural experiences. With its rich history, diverse landscapes, and vibrant cities, Vietnam entices travellers from all over the world. From the bustling streets of Hanoi to the stunning Halong Bay, the list of places to visit in Vietnam is almost a never-ending one.

    Whether you are seeking to soak in breathtaking natural beauty, experience serendipity in ancient temples, or enjoy delicious cuisine, Vietnam has it all. When it comes to the top places to visit in Vietnam, Hanoi, Ho Chi Minh City, Halong Bay, Hoi An, and the Mekong Delta are just a few of the must-see attractions. These destinations showcase the unique charm and beauty of Vietnam, making them essential stops on any traveller's itinerary.

    Here is a non-exhaustive list of top places to visit in Vietnam:

    1. Halong Bay: Explore the mesmerising karst seascape of Halong Bay, a UNESCO World Heritage Site, with its thousands of limestone islands and breathtaking views.
    2. Ho Chi Minh City: Immerse yourself in the bustling city life of Ho Chi Minh City, known for its vibrant streets, cosmopolitan dining scene, and excellent shopping opportunities.
    3. Hue: Discover the historic town of Hue, home to the Imperial Enclosure and its beautiful landmarks, including the Ngo Mon Gate, Thai Hoa Palace, and Halls of Mandarins.
    4. Phong Nha-Ke Bang National Park: Embark on an adventure in this national park renowned for its stunning karst mountain formations, massive caves like the Paradise Cave, and the Phong Nha Caves.
    5. My Son: Visit the ancient temple city of My Son, a UNESCO World Heritage Site, featuring well-preserved Hindu temple ruins dating back to the Cham era.
    6. Hoi An: Experience the charm of Hoi An, a UNESCO World Heritage Site, renowned for its well-preserved merchant houses, Japanese Bridge, and Assembly Hall of the Fujian Chinese Congregation.
    7. Sapa Countryside: Explore the picturesque countryside surrounding Sapa, famous for its terraced rice fields, ethnic minority villages, and breathtaking mountain views.
    8. Hanoi: Dive into the vibrant city life of Vietnam's capital, Hanoi, and explore its old town quarter, visit museums like the Vietnam Museum of Ethnology, and pay respects at the Ho Chi Minh Mausoleum.
    9. Nha Trang: Enjoy the sandy beaches of Nha Trang, perfect for swimming and sunbathing, and visit the Po Nagar Cham Towers and the Alexandre Yersin Museum.
    10. Cu Chi Tunnels: Discover the Cu Chi Tunnels, an extensive underground network used by the Viet Cong during the war, and gain insights into Vietnam's modern military history.
    11. Ba Be National Park: Immerse yourself in the tranquillity of Ba Be National Park, known for its interconnected lakes, karst peaks, and opportunities for boat trips, kayaking, and hiking.
    12. Mekong Delta: Explore the lush and vibrant region of the Mekong Delta, famous for its scenic waterways, floating markets, and the bustling town of Can Tho.
    13. Cat Ba Island: Experience some adrenaline-gushing adventure on Cat Ba Island, located in the stunning Lan Ha Bay, and enjoy activities like cruising, kayaking, hiking, and rock climbing.
    14. Ha Giang: Embark on a scenic road trip through Ha Giang Province, known for its breathtaking karst landscapes, mountain passes like Quan Ba Pass and Mai Pi Leng Pass, and vibrant local markets.
    15. Phu Quoc Island: Relax on the beautiful beaches of Phu Quoc Island, go snorkelling or diving in its crystal-clear waters, and enjoy panoramic views from the Phu Quoc cable car.

    Vietnam offers a captivating blend of natural beauty, rich history, and cultural diversity, making it an ideal destination for travellers seeking unique experiences and memorable adventures.

    Things to do in Vietnam

    Vietnam offers a plethora of exciting activities and experiences. Here are some notable things to do in Vietnam:

    1. Visit the historical sites in Hanoi, including the Temple of Literature, Hoan Kiem Lake, and the Ho Chi Minh Mausoleum.
    2. Take a cruise along the picturesque Halong Bay and explore its stunning limestone karsts.
    3. Discover the ancient town of Hoi An and wander through its well-preserved streets, visit traditional houses, and enjoy the vibrant lantern festival.
    4. Experience the bustling markets and vibrant street food scene in Ho Chi Minh City (formerly Saigon).
    5. Explore the Cu Chi Tunnels, a complex underground network used during the Vietnam War.
    6. Trek through the scenic landscapes of Sapa and meet ethnic minority communities.
    7. Relax on the beautiful beaches of Nha Trang, Phu Quoc Island, or Da Nang.
    8. Visit the Mekong Delta and cruise along its winding waterways, observing the local way of life.
    9. Take a motorbike tour through the stunning Hai Van Pass, offering breathtaking coastal views.
    10. Taste the diverse flavours of Vietnamese cuisine, including dishes like pho, banh mi, and fresh seafood.

    Best time to visit Vietnam

    The best time to visit Vietnam depends on the region's climate. The country experiences intense monsoon seasons with heavy rains, floods, and mudslides. To have the best travel experience, travel during the dry season from December to February, which is Vietnam’s best time to visit. However, there are a few exceptions.

    In the southern region, including Ho Chi Minh City, a tropical climate persists with high temperatures and humidity year-round. Visiting during the cooler months of December to February offers relief from the heat, with lower humidity and temperatures in the pleasant high 20s.

    In contrast, northern areas like Hanoi and Sapa encounter a genuine winter. December and January bring mid- to high-teens temperatures in Hanoi, and during this period you can witness snowfall in Sapa.

    For beach time in Danang or exploring Hoi An, February to May is the ideal period. During this time, air and water temperatures hover around 20° Celsius, creating perfect beach weather. It is advisable to avoid Danang during the rainy season, particularly in September and October, when heavy rainfall and strong windstorms are frequent along the coast.

    By considering the diverse climates of Vietnam and the best time to visit Vietnam from India, travellers can plan their trips accordingly for a comfortable and ensure a smooth and enjoyable experience in this captivating country.

    Ways to travel to Vietnam from India

    Reaching Vietnam from India is convenient, with several direct flights available from major Indian cities like Delhi and Mumbai to Hanoi and Ho Chi Minh City. The flight duration is around 4 to 6 hours, depending on the route.

    Alternatively, you can also travel via connecting flights through other Southeast Asian countries like Thailand, Malaysia, or Singapore. Let us understand how to reach Vietnam from India using both air and sea-

    Reach Vietnam from India by air

    • Take a flight from Bangalore, Delhi, Cochin, Hyderabad, Amritsar, or Thiruvananthapuram
    • Flight duration is approximately 4 hours
    • Three international airports in Vietnam: Noi Bai International Airport (Hanoi), Tan Son Nhat International Airport (Ho Chi Minh City), and Da Nang International Airport (Da Nang)
    • Airports are close to city centres (40 minutes from Hanoi, 20 minutes from Ho Chi Minh City, 10 minutes from Da Nang)
    • Basic amenities available at airports (food, money exchange, ATMs)
    • Good domestic connectivity within Vietnam

    Reach Vietnam from India by sea

    • No direct cruises from India to Vietnam
    • Choices for travel between Singapore and Ho Chi Minh City
    • Enjoy a leisurely sea voyage for about 9-10 days
    • Stops at different ports along the way
    • Relax aboard a luxurious ship with all needs taken care of

    List of international airports in Vietnam

    Vietnam has several international airports, including:

    • Can Tho International Airport
    • Da Nang International Airport
    • Cat Bi International Airport
    • Noi Bai International Airport
    • Tan Son Nhat International Airport
    • Phu Bai International Airport
    • Cam Ranh International Airport
    • Phu Quoc International Airport
    • Van Don International Airport
    • Vinh International Airport

    These airports offer domestic and international flights, connecting Vietnam to various destinations around the world.

    Vietnam visa process for Indians

    Indian citizens planning to visit Vietnam need a valid visa. The visa application process is straightforward, and there are two main options:

    1. E-Visa
    • Apply for an e-visa through the official website of the Vietnam Immigration Department.
    • Completely and correctly fill out the application form and submit it with the necessary documents.
    • Pay the visa fee online.
    • Receive the e-visa within a few days via email.
    • Print the e-visa and carry it along with the passport during travel.
    1. Embassy Application
    • Visit the Vietnamese embassy in India to apply for a visa.
    • Complete the visa application form and provide the necessary supporting documents.
    • Remit the visa fee according to the instructions provided by the embassy.
    • Wait for the visa processing time as informed by the embassy.
    • Collect the visa from the embassy once it is approved

    Make sure that your passport remains valid for at least 6 months beyond your planned period of stay in Vietnam.

    For more detailed information and the latest updates on the visa process, visit the official website of the Embassy of Vietnam.

    Things to carry for your Vietnam trip

    When packing for your Vietnam trip, consider the following essentials:

    1. Lightweight clothing and comfortable shoes for exploring.
    2. Rain gear, as Vietnam experiences occasional rain showers throughout the year.
    3. Sunscreen, hat, and sunglasses to protect yourself from the tropical sun.
    4. Insect repellent to ward off mosquitoes.
    5. Power adapter, as Vietnam uses Type A, C, and D sockets.
    6. Medications, including any necessary prescriptions.
    7. Travel insurance to cover medical emergencies and trip cancellations.
    8. A travel backpack or daypack for day trips and adventures.
    9. A photocopy of your passport and other important documents.

    Currency of Vietnam


    The Vietnamese Dong (VND) is the official currency of Vietnam.

    • It is advisable to carry a combination of cash and cards for your trip. You will find several Automatic teller machines (ATMs) in prominent urban centres and popular tourist destinations.
    • Most hotels, restaurants, and shops accept credit cards but carrying some cash for smaller establishments and local markets is better.

    Note that you can exchange foreign currencies at banks as well as authorised currency exchange counters.

    Indian embassy in Vietnam

    The Indian Embassy in Hanoi, Vietnam plays a crucial role in facilitating effective communication and fostering strong ties between the Indian Government and Vietnam.

    • The address of the Indian embassy in Vietnam is 58-60 Tran Hung Dao Street, Hoan Kiem District, Hanoi.
    • The Consulate General of India is also located in Ho Chi Minh City. Both the embassy and consulate work towards strengthening the relationship between India and Vietnam through various events and initiatives.
    • For any consular services or assistance, including visa-related queries, contact the embassy directly.

    Top delicacies of Vietnam

    Vietnamese cuisine is renowned for its flavours and variety. Some top food in Vietnam include:

    1. Pho: A traditional noodle soup with fragrant broth, rice noodles, and your choice of meat or vegetables.
    2. Banh Mi: A delicious Vietnamese baguette sandwich filled with various ingredients like grilled meats, pickled vegetables, and herbs.
    3. Bun Cha: Grilled pork served with vermicelli noodles, fresh herbs, and a tangy dipping sauce.
    4. Fresh Spring Rolls: Rice paper rolls filled with shrimp, pork, vegetables, and herbs, served with peanut sauce.
    5. Banh Xeo: Crispy Vietnamese pancakes filled with pork, shrimp, bean sprouts, and herbs.

    Transportation in Vietnam

    The following are the modes of transportation for a tourist visiting Vietnam-

    • Domestic flights: Ideal for long distances (e.g., Hanoi to Ho Chi Minh City).
    • Trains: The Reunification Express connects major cities along the coast.
    • Buses: Budget-friendly, especially for intercity travel.
    • Taxis and ride-hailing apps: Grab is widely used.
    • Motorbikes: Popular among locals and adventurous travellers.

    Tips for your trip to Vietnam

    Given below is a list of tips that will help you better enjoy your trip to Vietnam-

    • Learn basic Vietnamese phrases—locals appreciate it.
    • Always agree on taxi fares in advance or use apps.
    • Dress modestly when visiting temples or pagodas.
    • Be cautious with street food—stick to busy stalls.
    • Keep copies of important documents.
    • Stay hydrated and use sun protection.

    Why do you need travel insurance for Vietnam

    Having travel insurance is essential when visiting Vietnam –

    • It provides financial protection and peace of mind in case of unforeseen events such as medical emergencies, trip cancellations, or lost luggage.
    • Medical costs can be high, and having a robust travel insurance plan ensures that you receive proper care without worrying about expenses.
    • Additionally, travel insurance can cover trip interruptions, delays, and personal liability.
    • In the event of a serious medical emergency that requires evacuation or repatriation, travel insurance can cover the costs associated with these services.

    Before purchasing travel insurance, carefully read the policy coverage, including any exclusions or limitations, to ensure it meets your needs.

    Frequently asked questions

    • Do Indians need a visa for Vietnam?

    Yes, Indians do need a visa for travelling to Vietnam. You can apply for a visa online through the e-visa services.

    • Is Vietnam safe for solo female travellers?

    Yes, Vietnam is generally safe, but like anywhere, remain cautious, especially at night or in secluded areas.

    • Is vegetarian food easily available?

    While Vietnam is meat-heavy, many places offer vegetarian options. Look for "chay" (vegetarian) dishes.

    • How much money should I budget per day?

    A daily budget of $25–$50 (INR 2,000–4,000) is comfortable for mid-range travel.

    • Can I use Indian SIM cards in Vietnam?

    It’s better to buy a local SIM for cheaper data and calls.

    Conclusion

    From lush landscapes and historic cities to mouthwatering street food and kind-hearted locals, Vietnam is a destination that leaves you enchanted. By following this travel guide, you will be well-prepared to embark on an incredible journey through Vietnam, discovering its beauty, culture, and culinary delights. With smart planning and the right protection, like buying travel insurance online, your journey can be both safe and memorable. So, pack your bags, grab a single trip insurance policy and get ready to explore the heart of Southeast Asia—Vietnam awaits.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Turkey Visa for Indians: Application, Fees & Eligibility

    by Almog Ramrajkar | Jul 11, 2023

    Updated on 27-03-2025

    Are you planning a visit to Turkey from India? With its rich history, vibrant traditions, and incredible heritage, Turkey has become a sought-after destination for international travellers, including Indian citizens like yourself. Turkey now offers an electronic visa processing system to make your journey hassle-free, allowing you to obtain a visa in just a few minutes. It’s a convenient and efficient way to secure your entry into the country.

    It caters to travellers intending to visit Turkey for tourism and business purposes. You can explore Turkey’s captivating attractions, indulge in its delicious cuisine, and experience its breathtaking landscapes. Turkey can quench your desire for exploration with its historic sites, vibrant nightlife, sandy beaches, or Mediterranean weather.



    Do Indians Need a Turkey Visa from India? 

    Turkey offers an electronic visa processing system that allows Indians to obtain a visa easily. No more waiting in long queues or going through tedious paperwork! With the launch of the Electronic Visa (e-Visa) Application System by the Ministry of Foreign Affairs of Turkey, obtaining a visa has become a breeze. The process is quick and convenient, taking only about three minutes to complete online.

    Passport Type

    Visa Requirement

    Duration

    Diplomatic Passport holders

    Exempt from a visa for their travels to Turkey

    For up to 90 days

    Ordinary, Special and Service Passport holders

    Must obtain a visa to visit Turkey

    -

    Ordinary, Special and Service Passport holders with a valid Schengen member/UK/USA/Ireland Visa or a residence permit

    May get their single-entry e-visas

    Valid for one month




     

    What Are the Different Types of Turkey Visas for Indians?

    Types of Turkey Visa for Indians are listed below:

    1. Visa for tourists and business people
    • Touristic Visit
    • Double Transit
    • Single Transit
    • Official Visit
    • Conference/Seminar/Meeting
    • Business Meeting/Commerce
    • Sportive Activity
    • Festival/Fair/Exhibition
    • Cultural Artistic Activity
    • Visit to Turkish Republic of Northern Cyprus
    1. Official Visa
    • Assigned for duty
    • Courier
    1. Student – Education Visa
    • Internship Visa
    • Internship AISEC
    • Internship ERASMUS
    • Education Purpose
    • Course Purpose
    • Turkish Language Course Purpose
    • Education in the Turkish Republic of Northern Cyprus
    1. Working Visa
    • Assigned Lecturers/Academics
    • Assigned Artists
    • Assigned Sportsperson
    • Assigned Journalists
    • Assigned Free Zone Workers
    • Montage and Repairman Purposes
    • Employment Purpose/Special Employment Purpose
    1. Other Visas
    • Freight Visa
    • Seafarer Visa
    • Tour Operator Representative
    • Documentary Purpose
    • Medical Treatment Purposes
    • Family Unification Purpose
    • Accompaniment Purpose
    • Archaeological Excavation, Exploration Purpose

     

    Turkey Visa Processing Time 

    The processing time for a Turkey Visa is- 

    1. 24 hours for an e-visa
    2. 10 to 15 business days for a sticker visa. 

     

    Turkey Visa Fees for Indians 

    If you’re an Indian traveller planning to visit Turkey, obtaining a visa is crucial. The Turkey visa fee for Indians depends on the visa category you’re applying for. The Turkey visa fees for Indian travellers come in various denominations. The Turkey visa fees in Indian Rupees for multiple entry is Rs 14,220, single entry/transit is Rs 4,270, and double transit is Rs 8,540. The minimum processing time varies irrespective of the visa fees; it depends on the State from where a person applies for a visa.

     

    Documents Required for Turkey Visa for Indians

    Listed below are the primary Turkey visa for Indian documents required when applying for a Turkey visa:

    • Provide your identity proof
    • A valid Passport with a minimum validity of 180 days beyond your intended dates of stay in Turkey
    • Complete the e-visa application form correctly and attach all requisite information
    • Provide recent passport-sized photographs with a white background. Make sure the photographs meet the specified dimensions and guidelines
    • Show proof of a confirmed round-trip flight reservation
    • Provide documents demonstrating your accommodation arrangements in Turkey, such as hotel reservations or an invitation letter if staying with a host
    • Present a detailed travel itinerary outlining your planned activities and places you intend to visit during your stay
    • Obtain travel insurance coverage that is valid for the duration of your stay in Turkey
    • Show evidence of sufficient financial means to cover your expenses during your stay, such as bank statements, credit card statements, or traveller’s cheques
    • If employed, provide an employment letter stating your position, salary, and approved leave of absence
    • If married, submit a marriage certificate. For minors travelling alone or with one parent, provide a notarized consent letter from the absent parent.



    How to Apply for a Turkey Visa Online?

    Here’s the application process for Turkey e-Visa for Indian travellers:

    1. Visit the official e-Visa website
    2. Click on ‘Apply’
    3. You will get directed to the ‘New Application’ Page
    4. Enter the required details, including your personal information
    5. Upload the required documents
    6. Complete the security verification
    7. You will receive a confirmation email once you have completed the above process.
    8. Click on the link you have received in the email. It will take you back to the e-Visa application website.
    9. Pay the fees for the Turkey e-Visa
    10. Once you have paid the fees, you’ll receive an email with the link for downloading your e-Visa.

    The Turkish authorities require you to present a printed copy of your e-Visa. Showing the e-Visa on your phone or any other electronic device will not be accepted. It is essential to have a physical copy of the e-Visa for inspection by the border authorities.



    Turkey Visa Eligibility Criteria for Indian Citizens

    If you’re looking for information about Turkey visa for Indian Passport holders, you must know that you need to apply for a sticker visa or an e-visa. The Turkey sticker visa for Indian travellers gets issued by the consular mission in Turkey or a Turkish diplomat. The following criteria apply to Indians:

    • You must have a valid Passport
    • The Passport must be valid for a minimum of 6 months beyond the dates of your Turkey trip
    • You may have to confirm your hotel reservation and return ticket
    • You may have to show proof of funds for your stay in Turkey; you need to show funds amounting to a minimum of $50/day for each day of your trip
    • Your purpose of visiting Turkey must be for tourism/business
    • You must show proof of a valid supporting document in the form of a Schengen Visa/a Visa from any OECD country/residence permit of an OECD or Schengen country

    Your e-visa’s validity depends on the proof of your supporting document.

     

    Is There a Visa on Arrival for Indians in Turkey?

    Turkey does not provide visas on arrival for Indians. The system for obtaining visas to enter Turkey has changed, and Indian citizens must apply for a visa before travelling to the country.

    • The Turkey visa-on-arrival for Indians was abolished in 2014; hence Indian travellers must obtain an e-Visa or a sticker visa before visiting the country.

     

    Can Indian Citizens Get a Visa on Arrival in Turkey?

    No, you have to apply for an e-visa or sticker visa to enter Turkey as an Indian citizen. 

    • The e-visa application system, launched in 2013, allows visitors to Turkey to obtain their visas online easily.
    • Your Passport should be valid for a minimum of 180 days from the time you spend in Turkey.
    • The e-visa is valid for tourism and commerce purposes only. If you intend to visit Turkey for work, study, or other purposes, you must obtain a visa from the Turkish Consulate/Embassy.
    • To ensure compliance, you must possess a legitimate supporting document, such as a Schengen visa, a valid visa issued by any OECD (Organisation for Economic Co-operation and Development) member country, or a valid residence permit from a Schengen or OECD nation. The validity of your e-visa corresponds directly with the validity of your supporting documents. Thus, your e-visa will only be valid for the same duration as your supporting documents.

     

    Turkey Visa and Travel Insurance 

    Getting travel insurance online is necessary to obtain a Turkish visa. It is an important step in safeguarding your trip. Travel insurance will cover any medical emergencies in the foreign land and delay or cancellation of trips. It will ensure financial security and peace of mind during your time in Turkey.

     

    Why Choose ICICI Lombard to Apply for a Turkey Visa Online?

    Here are some reasons why you should buy ICICI Lombard's Travel Insurance for Turkey:

    • Comprehensive coverage: ICICI Lombard's travel insurance offers comprehensive coverage for your trip to Turkey, ensuring you get protected against unexpected events and emergencies.
    • Medical expenses: In case of any medical emergencies during your trip, ICICI Lombard covers hospitalisation expenses, including cashless hospitalisation worldwide.
    • Trip cancellation/interruption: If your trip to Turkey gets cancelled or interrupted due to unforeseen circumstances, ICICI Lombard's travel insurance reimburses your trip expenses, safeguarding your financial investment.
    • Baggage loss: ICICI Lombard covers the total loss of checked-in baggage, including handbags, ensuring you get compensated in case of any loss or theft of your belongings.
    • Emergency assistance: When travelling in Turkey, you can rely on ICICI Lombard. They provide services like emergency hotel stay extensions and payment of additional expenses, ensuring comfort and peace of mind during unexpected situations.
    • Political risk and catastrophe evacuation: ICICI Lombard's travel insurance covers political risk and evacuation, ensuring your safety in any political unrest or natural disasters in Turkey.
    • Easy online process: Buying ICICI Lombard's travel insurance for Turkey is quick and convenient. You can easily get a quote online and complete the purchase process without hassle.

    ICICI Lombard is a renowned insurance company with a strong reputation for providing reliable and customer-centric services. With our travel insurance, you can confidently travel to Turkey, knowing that a trusted insurer protects you.  

     

    FAQs 

    • Can Indians apply for a Turkey Visa online?

    Yes, Indian citizens can apply for e-visa online. 

     

    • How long can I stay in Turkey on a tourist visa?

    You can stay up to 30 days with a visa valid for 180 days. 

     

    • Is travel insurance mandatory for a Turkey visa?

    Yes, travel insurance is mandatory for a visa application to Turkey. 

     

    • Do Indians get visas on arrival in Turkey?

    No. Indian citizens travelling to Turkey must have a visa before entering the country. 

    Conclusion 

    Ensure a worry-free and enjoyable trip to Turkey by purchasing ICICI Lombard's travel insurance, offering comprehensive coverage, reliable assistance, and peace of mind throughout your journey. Turkey’s breathtaking landscapes and vibrant culture await you.

     

  • Australia Visa Guide for Indian Citizens

    by Almog Ramrajkar | Jul 10, 2023

    Planning to visit and explore Down Under and zeroed in on Australia? If so, you should know about the visa requirements and provisions necessary to travel to Australia. With its stunning landscapes, bustling cities, and diverse culture, Australia offers a great experience for travellers. However, before you make all your itineraries and bookings, make sure you are well aware of every small-big detail about Australian visas for Indians. Your purpose of travel will determine the type of Australia visa you have to obtain.

    Whether you are planning a holiday, seeking educational opportunities, or exploring employment prospects, understanding the visa application process and requirements is essential. In this post, we will run you through the ins and outs of an Australia visa for Indians.

    Do Indians need a visa for Australia?

     Yes, Indians need a valid visa to travel to Australia. To enter Australia, Indian citizens must apply for an appropriate visa and meet the necessary requirements. There are various categories of Australia visa for Indians – tourist visa for Australia from India, student visas, business visas, etc. Understanding the specific visa category that aligns with your travel purpose and following the application process is important. 

    Given below is a table for your easy reference.

    Purpose of Visit to Australia

    Visa Requirement

    Travel

    Yes

    Business

    Yes

    Study

    Yes

    Official/Work Visit

    Yes

    Treatment

    Yes

    Family Visit

    Yes

    Conference

    Yes

    Events – Sports & Cultural

    Yes

    Government or Administrative visits

    Yes

    Transit Stay

    Yes

    Note that for accurate and up-to-date information, you should check the official Australian immigration website to ensure a smooth travel experience in Australia. You should also apply for your Australia visitor visa from India at the earliest to avoid any rush at the end moment. This will also give you ample time to ensure that there is no gap in your visa application.

    Australia visa on arrival

    No, as of now, there is no such provision for an Australia visa on arrival for Indians. Given that, here are some points you should consider as an Indian planning to visit Australia.

    • A valid Australia visa for Indians is necessary before landing there. You should obtain a visa prior to travelling to Australia. This means that you must apply for a visa and have it approved before your departure.
    • Different visa categories are available for Indian travellers, depending on the purpose and duration of their visit. Make sure you apply for the right visa. If there is a mismatch between your purpose of visit and the one you mention in your visa application, your application may get rejected.
    • You can apply and submit your application online for an Australian e visa for Indians through the official website of the Department of Home Affairs or authorised visa application centres.
    • Note that the Australia tourist visa processing time for Indians may take 48 hours to 30-37 days from the date of application. Applying for your Australia visitor visa from India well in advance is wise.

    The application process for an Australian visa for Indians typically involves providing necessary documentation, such as a valid Passport, proof of funds, a travel itinerary, and other supporting documents specific to the chosen visa category.

    Australia visa types for Indians

    There are various types of Australia visas for Indians; one can apply for most of these visas and get them processed online. There are a total of 7 categories of Australian visas. The Australia e visa for Indians can get broadly categorised into 5 parts –

    • Visitor visas:

    As the name suggests, these are tourist visas for Australia from India. This category primarily includes electronic travel authority (subclass 601), eVisitor (subclass 651), transit visa (subclass 771), visitor (subclass 600), work and holiday visa (subclass 462) and working holiday visa (subclass 417)

    • Studying and training visas:

    These visas are for individuals who wish to pursue education in Australia. They cover various levels of study, including primary, secondary, tertiary, and vocational courses. They include student visa (subclass 500), student guardian visa (subclass 590) and training visa (subclass 407)

    • Family and partner visas:

    This visa is for those whose family or partner is a citizen of Australia or lives in Australia. This category includes more than 20 subclasses. Some of the classes are adoption visa (subclass 102), aged parent visa (subclass 804), carer visa (subclass 836 and 116), child visa (subclass 802 and 101), etc.

    • Working and skilled visas:

    Australia owing to their work. This category also includes a wide range of subclasses. Some of the most prominent subclasses are business innovation and investment visas (subclass 888 and 188), business owners (subclass 890), investor visas (subclass 891), etc.

    • Other visas:

    This category is for circumstances such as entertainment, media, sports, medical treatment and likewise.

    The remaining two Australian visas are Refugee and Humanitarian and Repealed Visas. You should visit the official visa website and understand which visa category you belong to. 

    Eligibility for Australia visa

    To meet the Australia visa requirements for Indians, the following eligibility criteria have to be adhered to.

    • Valid Passport: You must have a valid Indian Passport with at least 6 months of validity remaining.
    • Purpose of visit: You should have a valid reason for visiting Australia, such as tourism, study, work, business, family visit, or other relevant purposes.
    • Financial ability: You must have sufficient funds to cover your expenses during your stay in Australia, including accommodation, transportation, and living costs.
    • Return after authorised stay: You must provide evidence of genuine intentions to visit Australia temporarily and return to India after your authorised stay period is over.
    • Compliance with visa regulations: You must comply with the conditions of the specific visa category you are applying for, such as not seeking employment in an unauthorised role or overstaying.
    • Documentation: You must provide accurate and complete documentation, including visa application forms, identity proof, photographs, and other supporting documents specific to your visa category.

    Please note the above is not an exhaustive eligibility list. It does not guarantee the issuance of an Australia visa. There can be additional requirements and assessment criteria.

    Documents required for Australia visa application

    For Australia visa requirements for Indians, you will have to submit the following documents:

    • Passport: Ensure your Passport has a minimum validity of six months from your planned travel date.
    • Visa application form: Complete the form accurately and provide all the required information.
    • Photos: Provide two recent photos with specific specifications: 35 X 45mm size, white background, and matte finish. The photos should show 80% of the face.
    • Covering letter: A covering letter that includes applicant details, Passport information, travel plans, and details of the individual responsible for bearing expenses.
    • Identity proof: Submit copies of your PAN or Aadhaar card to establish your identity.
    • Financial documents: Provide financial statements, employment proof, pay slips, and income tax returns to demonstrate your financial stability.
    • Accommodation details: Submit hotel bookings or proof of accommodation for the entire duration of your stay.
    • Flight reservation: Show flight reservation details or your round-trip ticket.

    Australia visa fees

    The Australia visa fees for Indians are subject to change as per the Australian government’s regulations. The base charge for the Visitor Subclass 600 visa is 145 AUD, applicable to all except for “Frequent Traveller/1a and 1b” category visitors. The Frequent Traveller (Subclass 600) fee is 1,020 AUD. The e-Visitor (Subclass 651) visa and the ETA (Electronic Travel Authority) visa, under the 1c category, do not have any fees.

    Note that the Visitor Visa (Subclass 600) comprises 5 different streams catering to various travel purposes, while the 1b visa category is for individuals representing foreign governments. Although the visa charges are waived for the 1b category, supporting evidence may be required. Additionally, 1c ETA applications processed online may be subject to service charges.

    You may use a rupee-to-AUD converter which is easily available online, to check Australia visa fees in Indian rupees.

    How to track Australia visa application

    To check the status of the Australia visa for Indians, follow the steps given below:

    Step 1: Access the VEVO (Visa Entitlement Verification Online)

    Step 2: To check the status of your Australia visa, you will have to provide details of your Passport or ImmiCard. Additionally, you have to provide one of the following:

    1. A transaction reference number (TRN)
    2. A visa grant number
    3. A visa evidence number

    Step 3: Proceed to the visa holder enquiry screen by selecting “Check your visa details with VEVO”

    Step 4: Specify the travel document type. VEVO accepts the following types of travel documents:

    • Passport
    • ImmiCard
    • Convention travel document (Titre de Voyage)
    • Document for travel to Australia (DFTTA)
    • PLO56 evidence card

    Step 5: Use your number. In the ‘Reference type’ field, select one of the following options:

    • Transaction reference number (TRN)
    • Visa grant number
    • Visa evidence number
    • VEVO password

    Step 6: Enter the corresponding number in the provided space

    Step 7: Enter personal details like

    • Date of birth
    • Passport number or ImmiCard number

    Step 8: Accept the terms and conditions of VEVO by ticking the designated box; tap on submit

    After you submit the details, you will be able to check your Australia visa status.

    Australia visa application process

    The process of applying for an Australia visa for Indians is easy as the entire procedure can get completed online.

    • To apply for an Australia visa, you can visit the official Australian government website or australiae-visa.com and download the Australia ETA application form.
    • Fill out the form accurately with the required details and submit it along with the applicable visa fees.
    • Within 2-3 days, you will get your Australia ETA visa.
    • Note that the Australian tourist visa does not get issued in physical form. You will receive an email containing your visa details.
    • Your visa will get electronically linked to your Passport number, simplifying the process of travel and entry into Australia.

    Reasons for the rejection of an Australia visa

    Australia visas for Indians may sometimes get rejected for a wide range of reasons. Some of the most common reasons for rejection of your Australian visa are listed below.

    • Incomplete or inaccurate application: If your visa application is not filled out correctly or lacks necessary supporting documents, it may lead to rejection.
    • Insufficient funds: Failure to show sufficient financial resources to cover your stay in Australia can result in visa rejection.
    • Lack of genuine intent: If the authorities suspect your intent to visit Australia for the stated purpose is not genuine, the visa may be denied.
    • Previous visa violations: Individuals with a history of visa violations, such as overstaying or breaching visa conditions, may face rejection.
    • Ineligibility for the chosen visa category: Each visa category has specific eligibility criteria, and if the applicant does not meet these requirements, the visa application can get rejected.
    • Security concerns: If the applicant is seen as a security risk to Australia or has ties to individuals or organisations involved in criminal or terrorist activities, the person’s visa application will be rejected.

    Why should you buy ICICI Lombard's travel insurance for Australia

    While it is not mandatory to buy travel insurance for Australia visas for Indians, doing so is wise for an international trip. You must buy a robust travel insurance plan from a reputed insurer like ICICI Lombard for the following reasons.

    • Comprehensive coverage: ICICI Lombard’s travel insurance provides extensive coverage. It includes coverage for medical expenses, trip cancellations or interruptions, lost baggage, and personal accidents.
    • Medical emergency assistance: ICICI Lombard’s travel insurance offers emergency medical coverage, ensuring financial protection in unforeseen medical emergencies while in Australia.
    • Cashless hospitalisation: The insurance provider has a wide network of partner hospitals in Australia, allowing you to receive cashless medical treatment in case of hospitalisation.
    • 24/7 customer support: ICICI Lombard offers round-the-clock customer support to address any queries or concerns you may have during your trip.
    • Quick claim settlement: The insurer is known for quick claim settlements, ensuring hassle-free processes and timely reimbursement.
    • Reputation and reliability: ICICI Lombard is a reputable insurance provider known for its reliability and prompt service. Knowing that a trusted company protects you during your travel to Australia gives you peace of mind.

    Frequently asked questions on Australia visa for Indians

    Is a visa required for Indian citizens to visit Australia?

    Yes, Indian nationals must obtain a valid visa before travelling to Australia. Visa on arrival is not available for Indian citizens travelling to Australia.

    What is the process to apply for an Australian visa from India?

    You can apply for an Australian visa online through the ImmiAccount portal. After selecting the appropriate visa type, complete the application, upload documents, pay the fees and attend a biometric appointment if required.

    What visa categories are available for Indians travelling to Australia?

    Australia offers various visa types, including tourist visas, student visas, work visas, business visas and transit visas. The type of visa is decided by your purpose of visiting the country.

    How much time does it usually take for an Australian visa to be processed?

    Processing times for an Australian visa differs on the basis of the visa type and volume of applications. Generally, tourist visas take between 15 to 30 working days, while student and work visas may take longer.

    Is there a maximum or minimum age limit to apply for an Australian visa?

    There is no fixed age restriction for most Australian visa types. However, specific visa categories, such as student or working holiday visas, may have age-related conditions.

    Is employment allowed on an Australian tourist visa?

    No, working is not permitted under a tourist visa. Engaging in employment while on a tourist visa is a violation of visa conditions and can lead to deportation or future bans.

    How long am I permitted to stay in Australia with a tourist visa?

    Tourist visas typically allow stays of 3, 6 or 12 months, depending on your visa approval. The stay period is mentioned on your visa grant notice.

    What is the validity of an Australian visa?

    Visa validity depends on the type issued. For example, a tourist visa can be valid for up to 12 months, and may allow single or multiple entries.

    Do holders of a Schengen visa still need a separate Australian visa?

    Yes, a Schengen visa is not valid for travel to Australia. Indian citizens need a separate visa issued by the Australian authorities.

    Can I apply for an Australian visa without having booked flight tickets?

    Yes, you can apply for an Australian visa without confirming your flight. A tentative itinerary is sufficient during the application process.

    How will I receive my approved Australian visa?

    If your visa is approved, you’ll receive a digital grant notice via email. Australia issues electronic visas, so there is no physical stamp or label on the passport.

    Can I withdraw my Australian visa application after submitting it?

    Yes, you can withdraw your visa application at any time before a decision is made. You’ll need to submit a request via your ImmiAccount or contact the visa processing center.

    Is the visa fee refundable if I cancel my visa application?

    No, Australian visa fees are generally non-refundable, even if you cancel your application after submission.

    What happens if my visa application is rejected? Can I get a refund?

    Visa fees are non-refundable in case of rejection. However, you will be notified of the reason for refusal and may be eligible to reapply.

    When can I reapply for an Australian visa after a rejection?

    There’s no waiting period to reapply after rejection. However, it is advisable to address the reasons for the previous refusal before submitting a new application.

    Conclusion

    Applying for an Australia visa as an Indian citizen involves a detailed process, but with the right information and preparation, it's entirely manageable. Ensure you meet the eligibility criteria, provide accurate documentation and don't forget to secure international travel insurance. Choosing ICICI Lombard’s single trip travel insurance will help protect your journey and make your Australian adventure stress-free.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • List of Cashless Network Hospitals in Barshi

    by Almog Ramrajkar | Jun 15, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Barshi, Maharashtra

    Explore ICICI Lombard’s health insurance policies :

    which offers people much needed financial backup during any medical emergencies.

  • Top Eco-Friendly Places to Visit in India in 2023

    by Almog Ramrajkar | Apr 20, 2023

    Are you looking to travel and explore India’s stunning landscape while minimising your carbon footprint? Look no further than eco-tourism! This buzzword has been gaining prominence in India, and for a good reason. With a diverse landscape that ranges from the snow-capped Himalayas to the tropical beaches of the south, there is no shortage of destinations to explore.

    This article will help you discover India's most environmentally conscious destinations, namely Sikkim, Himachal Pradesh, Kerala, Nagaland, Meghalaya, West Bengal, Orissa, and Assam. We’ll also share some tips to help you become an eco-friendly traveller. So, pack your bags and get ready to explore the top eco-friendly places to visit in India in 2023.

    What is Eco-tourism?

    Wondering what is eco tourism?

    Eco-tourism is sustainable tourism that minimises tourism's negative environmental impact while supporting the local economy and promoting conservation efforts. One can identify this type of tourism by small group sizes, low-impact accommodation, and knowledgeable guides who share information about the area's environment and culture.

    This approach helps visitors develop an appreciation for the importance of conservation and biodiversity. By choosing eco-tourism, we can minimise the negative impacts of tourism and help preserve the beauty of our planet for future generations. Whether you're an avid adventurer or simply seeking a relaxing getaway, eco-tourism offers a chance to make a positive impact while enjoying all our world has to offer.  

    How Eco-tourism Helps Reduce Ecological Effect of Tourism

    Eco-tourism is a form of responsible travel that focuses on preserving and protecting the environment and culture of a destination. It helps reduce the ecological impact of tourism in several ways. It raises awareness about environmental issues such as waste reduction, wildlife protection, and energy conservation and encourages tourists to adopt responsible behaviour. Eco-tourism also promotes the use of environment-friendly transportation modes and sustainable accommodation. Also, eco-friendly tourism aids conservation efforts by funding environmental research, habitat restoration, and wildlife protection initiatives. Hence, ecotours can minimise the negative impact of tourism on the environment by promoting responsible tourism practices and supporting conservation efforts, thereby promoting the sustainable development of local communities.

    Top Eco Friendly Destinations in India

    • India’s rich history and diverse cultural heritage make it an attractive ecotourism destination. Be it the majestic Himalayas or the serene backwaters of Kerala, there is a multitude of travel options to choose from in terms of cultural experiences in India. Adventure tourism is equally appealing to tourists.
    • With the rising awareness of the impact of travel on the environment, there has been increasing awareness of eco-friendly tourism.
    • Travellers are becoming increasingly conscious and looking for tourism opportunities that are sustainable, responsible, and in harmony with nature. Several major tourist destinations have started promoting sustainable tourism practices and offering unique experiences that blend conservation with recreation.
    • The Indian government has promoted eco-friendly tourism and sustainable travel, including implementing ecotourism policies and guidelines like the “National Strategy for Ecotourism 2022”.

    Some popular ecotourism destinations in India include:

    1. Sikkim

    Sikkim is an eco-friendly destination with breathtaking natural beauty and rich cultural heritage:

    • Sikkim is India’s first and only fully organic state, with a commitment to sustainable agriculture and tourism.
    • The state has established several protected areas, including the Khangchendzonga National Park and Biosphere Reserve, the Singba Rhodendron Sanctuary, the Fambong Lho Wildlife Sanctuary, the Maenam Wildlife Sanctuary, and the Varsey Rhododendron Sanctuary, to preserve its unique flora and fauna.
    • Sikkim has a diverse range of ecotourism activities, including trekking, birdwatching, and nature walks.
    • Major tourist destinations in Sikkim include Gangtok, the capital city with stunning views of the Himalayas, and the Yumthang Valley, known for its hot springs and rhododendron forests.
    • Other popular destinations include the Tsomgo Lake, a glacial lake surrounded by snow-capped mountains, and the Nathu La Pass, a historic trade route between India and Tibet.
    • Visitors to Sikkim can experience the state’s unique blend of natural beauty and cultural heritage while contributing to sustainable tourism practices.
  • Experience the Beauty of the Northern Lights in These Top Locations

    by Almog Ramrajkar | Apr 20, 2023

    Are you ready to witness one of nature's most spectacular displays? Imagine standing in awe under a star-filled sky as the colours of the Northern Lights dance across the horizon. This breathtaking natural phenomenon is a bucket list item for many, and there are several top locations around the world where you can experience the magic of the Northern Lights. From the Tundra of Swedish Lapland to the charming city of Rovaniemi in Finnish Lapland and the rugged wilderness of Yukon in Canada, each destination offers its unique blend of adventure, culture, and natural beauty. So, pack your bags, grab your camera, and get ready for an unforgettable journey to witness the beauty of the Northern Lights in these top locations.

    What are Northern Lights and What Causes Them?

    Northern Lights, also known as Aurora Borealis, are a natural phenomenon that occurs in the night sky in the polar regions, primarily in the Arctic. They are a breathtaking display of shimmering green, pink, red, blue, and purple lights that dance across the sky in a mesmerising view.

    The Northern Lights is a result of the interaction between the charged particles from the Sun and the Earth’s magnetic field. These particles, known as the solar wind, are continuously ejected by the Sun and travel towards the Earth at high speeds. As they enter the Earth’s magnetic field, they interact with the charged particles in the Earth’s atmosphere, causing them to emit light.

    The altitude at which the particles collide with the atmosphere determines the colours of the Northern Lights. Oxygen molecules at a height of around 60 miles cause green lights through collisions, while collisions with oxygen molecules at over 200 miles altitude cause red lights. Collisions with nitrogen molecules at lower altitudes cause blue and purple lights.

    Two main factors influence the intensity of the Northern Lights - the strength of the solar wind and the stability of the Earth's magnetic field. The Northern Lights can be exceptionally bright and visible, even in lower latitudes when the solar wind is strong with Earth’s magnetic field disruptions. On the other hand, if the solar wind is weak or the Earth’s magnetic field is stable, the Northern Lights can be less visible or absent.

  • What documents are required for the Indian Passport application?

    by Almog Ramrajkar | Apr 19, 2023

    Updated on 27-03-2025

    Are you dreaming of exploring the world and experiencing different cultures? Well, you can't do that without a Passport! As the saying goes, “the world is a book, and those who do not travel read only one page.” However, before you can start planning your travel sojourns, you need to get your Passport.

    But hold on a second! Do you know what are the documents required for Passport application in India? It can be confusing to figure out the correct documents and requirements, especially if you are a first-time applicant. But fret not, as we are here to guide you through the process and make it as simple as possible.

    In this blog, we'll be covering all the documents required for Indian Passport application, whether you're applying for a Passport for the first time, renewing an old one, or getting one for your child. So sit back, relax, and read on to find out the requirements for Passport documents.

     

    Documents Required to Apply for a New Passport 

    The documents required for a Passport for an adult’s application in India include proof of identity, address, and age.

    • Identity Proof with Photo- To establish identity, one can provide any of the following documents for a Passport – an Aadhaar Card, Voter Card, PAN Card, or driving license.
    • Proof of Address- For proof of address, a variety of documents are acceptable, including electricity bills, rent agreements, bank account passbooks, and certificates from employers on company letterheads.
    • Proof of Age- To establish proof of age, an applicant can submit his/her birth certificate issued by the municipal corporation, an official letter from an orphanage, a school leaving certificate, or a policy bond issued by a life insurance company.

    Other documents required for a Passport, such as an income tax assessment order, an educational certificate, or a spouse’s Passport copy, may also be submitted.

     

    Which Documents Are Needed for a Passport Appointment? 

    All submitted documents must be self-attested and provided in their original form with photocopies that are clear and legible. An applicant must present original documents for verification at the time of submitting his/her application during a passport appointment. Additionally, some countries may require travellers to have travel insurance as a prerequisite for obtaining a visa or entering their borders.

    If you’re uncertain about the documents required for an adult’s Passport application in India, refer to the official Passport website or contact the Passport office for further assistance.

    Documents Required for an Indian Passport for a Minor

    If you're applying for a minor’s Passport in India, there are specific documents that you must provide as per the requirements for Passport issuance. Here are the necessary documents for a minor’s passport application:

    • Identity Proof: Aadhaar Card, parents’ Passport copy attested by them.
    • Address Proof: Parents present address proof, including a Passbook of a running bank account, electricity bill, utility bill, rent agreement, landline bill, mobile bill, or gas connection proof.
    • Age Proof: A birth certificate issued by the municipal corporation, a declaration from an orphanage on official letterhead confirming the applicant’s date of birth, a school leaving certificate, a mark sheet of Class X, or a policy bond issued by a Public Life Insurance company which states the date of birth of the policyholder.

     

    If you’re uncertain about the documents required for a minor’s Passport application in India, we recommend checking the official Passport website or contacting the Passport office for further guidance. Remember to double-check that all documents are up-to-date and valid before submitting your application to avoid any delays in processing.

     

    Documents Required for Re-Issue of Passport 

    To get your passport re-issued due to a change in name, address, or its expiry, these are the documents you need- 

     

    1. Old Passport
    2. A document explaining the need for re-issuing of the passport 
    3. Latest proof of address 

     

    Documents Required for Minors for Re-Issue of Passport 

    The documents for getting a minor’s passport re-issued are- 

     

    1. Old Passport
    2. Copies of parent’s passport 
    3. Latest proof of address
    4. Annexure D (filled and signed) 

     

    Documents Required for Passport Renewal 

    The Passport Seva portal provides a Document Advisor, which lists all the important documents required for Passport renewal. To view the documents, a user would have to select the option for renewal. The following documents are necessary for Passport renewal in India:

    • The original old Passport
    • Self-certified copies of the initial two and final two pages of the Passport
    • Self-certified copy of the observation page (if any) issued by the Passport Issuing Authority
    • Self-certified copy of the ECR/Non-ECR page
    • Evidence of documents that remove the cause, if any, of the Short Validity Passport (SVP) issuance
    • Self-certified copy of the Short Validity Passport (SVP) validity extension page, if any

    It's essential to note that if you’re applying for a renewal more than three years after your Passport’s expiry date, you will be required to submit additional documents, including a new police verification report.

     

    Documents Required for Tatkaal Passport 

    In case you need a Tatkaal passport, have the following documents with you- 

     

    1. Aadhaar Card
    2. Proof of urgency 
    3. Annexure F (Verification Certificate) 
    4. Documents required for new or re-issuing of passport 

     

    Documents Required for Availing Diplomatic/Official Passport 

    A diplomatic passport (official passport) is for government officials. It requires- 

    1. A Letter of Approval from the Ministry
    2. Identity proof from the government 
    3. Age proof
    4. Address proof

     

     

    How to Apply for a Passport?

    Applying for a Passport in India is easy and convenient.

    1. To begin the Passport application process, you must first register on the Passport Seva Online Portal by selecting the “Register Now” option on the homepage.

    2. Once you have created a login ID, proceed to the next step by clicking on the “Apply for Background Verification for GEP” link and providing the necessary information before submitting the form.

    3. You can then schedule an appointment at your nearest Passport Seva Kendra (PSK)/Regional Passport Office (RPO) by clicking on the “Pay and Schedule Appointment” link, where you must make an online payment using a credit/debit card, internet banking, or UPI.

    4. Once you have completed the payment process, you can obtain your application receipt by selecting the “Print Application Receipt” link. However, printing the application receipt is no longer necessary, as you can present the SMS with your appointment details when you visit the Passport Office. On the day of your appointment, ensure that you bring your original documents to the PSK/RPO. While travelling abroad, many applicants also consider obtaining health insurance for international travel.

     

    FAQs 

    Is Aadhaar card enough for an Indian Passport?


    No. You can use the Aadhaar Card along with other documents, such as a birth certificate or school leaving certificate, to establish proof of date of birth, address, and citizenship. As supporting documents, you must submit additional documents, such as a PAN Card, Voter ID Card, or driver’s license.

     

    Is 10th Marksheet required for an Indian Passport?

    The answer is no; a 10th Marksheet is not mandatory for a Passport application.
    However, you can use it as an age-proof document along with other documents, such as a birth certificate or a school leaving certificate. 

     

    Is a birth certificate compulsory for an Indian Passport?

    The birth certificate as age proof is not mandatory when it comes to documents for Indian Passport application. In case the birth certificate is unavailable, you can submit a school leaving certificate or a declaration from a magistrate or notary as an alternative commonly accepted document for age proof.

     

    Is it mandatory to carry original documents to passport appointment?

    Yes, original documents are needed for verification during a passport appointment. 

     

    Conclusion 

    Knowing the documents required for obtaining and renewing of Indian passport allows you to plan before your passport appointments. Having the original papers and copies with you helps smooth and fasten the process. If you plan a trip abroad, look for good international travel insurance to make your travel easy and enjoyable. Get your papers in order and prepare for an unforgettable adventure around the globe!

     

  • Personal Liability Cover in Travel Insurance

    by Almog Ramrajkar | Apr 18, 2023

    The majority of us desire the experience of travelling. One doesn't need a reason to travel, but let's also be mindful of the likelihood that unfavourable circumstances may occur while we are away from home. A travel insurance plan will make up the difference financially and socially for damages incurred. Most significantly, a robust travel insurance plan will expand the coverage to such circumstances if you inadvertently injure a third person or someone's property. The range of damages covered by personal responsibility or personal liability in travel insurance extends from the lowest to the highest. If one is at fault, he/she must comply with the person's request to make up for the loss. Your travel insurance plan's liability coverage will be helpful in this situation.

    What is personal liability?

    Generally, personal liability is the scenario in which you are legally accountable for an accident that causes property damage or physical harm, whether inside or outside your house. If your carelessness results in another person losing money or damage to property, you are personally responsible. You are also accountable for the loss, even though it is unintentional. So, your legal obligation to the person is known as personal liability. This also extends to any third-party injury or harm. In other words, you are subject to personal responsibility if a third party holds you accountable for the losses or damages. For instance, a guest suffers an injury in your home, or your kid breaks something like a window pane in a neighbour's house.

    Accidents or untoward incidents can occur anytime and anywhere. This can take a severe turn, particularly if you get involved in an unforeseen circumstance while travelling. You may attempt to absolve the issue by resolving it legally if you consider that your conduct did not directly contribute to the other person's losses. If you purchase the right travel insurance coverage, it will be simpler to lessen the effects of personal responsibility costs with the help of personal liability cover in terms of travel insurance. Knowing that your travel insurance company will represent you in all interactions with third parties may give you peace of mind.

    Is Personal Liability Cover Mandatory with International Travel Insurance?

    If you're accountable for someone else's losses or injuries, personal liability coverage, also known as personal liability insurance coverage, safeguards your finances. Your family members are also covered, so you could be protected if your child unintentionally damages an expensive vase at a neighbour's house. The homeowners’ and renters’ insurance plans must include personal liability cover.

    As the first measure before departing on your much anticipated international trip, avail of international travel coverage in India for a secured journey free from financial stress. Let us go over some situations where having health insurance while travelling abroad is necessary.

    First and foremost, personal liability travel insurance helps us in many ways during medical emergencies. A medical problem is the last thing you want to encounter when your goal is to discover a new location and maximise the opportunity to know about the place and its culture. The right international travel insurance plan protects you by paying for your medical costs. Unexpected events can increase the cost of your travel-related expenses, like losing your baggage or Passport or simply having your journey delayed by inclement weather. Also, in the event of any trip interruption or cancellation, the coverage will pay for the unforeseen expenses you need to spend on travel and lodging.

    Although it is not mandatory to purchase international travel insurance for some countries, buying one to travel hassle-free makes sense. Remember to check whether the policy you want to buy includes personal liability insurance coverage.

    Features of Personal Liability Cover in Travel Insurance

    All travellers should give personal liability coverage in their travel insurance some thought. In your native country, you could have dealt with similar cases that involve third-party losses and survived unscathed. If you are a foreigner, this would not be the case. The rules also vary from country to country, and there might be a possibility of the authorities withholding your Passport or cancelling your Visa.  

    The best part about travel insurance personal liability cover is that it does not just apply to minor accidents and injuries. Personal liability travel insurance covers a broad range of factors, such as the ones listed below:

    • Damage to a third party’s property while you are travelling in a foreign country.
    • Any harm or damage to a third party’s vehicle while you are driving.
    • Costs related to the claim settlement process and hiring attorneys if required, although this depends on the extent of coverage your plan provides.
    • In case you are at fault, your insurer will pay for the medical expenses or other costs related to the damage suffered by the third party.
    • Third-party accidental death benefit, although this depends on the extent of coverage of your plan.
    • Payment for loss of income of the third party brought on by your negligence, but this depends on the terms and conditions and sum insured of your policy.

    Therefore, these are considered the primary aspects of personal liability coverage that travel insurance policies follow.

  • Tips for a Safe First Solo Trip | ICICI Lombard

    by Almog Ramrajkar | Apr 18, 2023

    There has been a rise in the sheer number of solo travellers over the last few years. People yearn to embark on a journey on their own and get to planning a solo trip. One spends days packing at every possible opportunity and searching the internet for lodging, eating, and sightseeing options.

    The closer the departure date, the more excited one is to be able to travel for the very first time. However, eventually, one starts to worry and gets distressed by the trip's how-tos and what-ifs. However, the desire to explore the preferred location keeps one moving forward, even though the idea seems challenging and unsettling. Starting a mental map and thinking calmly are the first steps for any solo traveller to plan right. Once you're far from home, fewer resources will be available, so you'll require a solo travel guide to make the journey go smoothly.

    Pros and Cons of going on Solo Trip

    Pros of travelling solo:

    • More individuals will be around you; hence many brand-new possibilities are available to solo travellers.
    • You can do as you please, go anywhere, eat what you like, and nap when you please, which can be downright liberating.
    • You will acquire the language more quickly. When you travel alone, you may have to communicate in the local language, which enhances your language skills and produces a more genuine experience.

    Cons of Traveling Alone:

    • Even though being an outsider in a foreign nation can be exciting, you may sometimes feel lonely.
    • Lone visitors make for an easier target for predators, which could be dangerous in an unknown place.

    In some circumstances, you might have to spend twice as much as you are not travelling with a friend or fellow traveller to share the expenses.

    Essential Tips for Your First Solo Trip

    In addition to discovering various cultures, travelling alone also helps you learn more about yourself. It’s thrilling, challenging, and invigorating all at once. You not only learn a lot about yourself but also about your surroundings. Travelling solo doesn’t have to be terrifying. This section contains the finest solo trip tips for your first journey alone. To ensure you have the best first solo trip possible, we'll go over selecting the ideal location, travelling alone for the first time, safety concerns, and a few other vital issues. The solo travel tips to religiously follow for a first solo trip are listed below:

     Deciding on Places to Visit

    You must choose a place that appeals to your interests, as it will help you make the most of your journey. Stay away from beaches if you don’t like places that are too warm or get sunburnt easily. If crowds annoy you, stay away from major towns. Here are some pointers for lone novice travellers:

    • Pick a destination where you can communicate in the native tongue; otherwise, be ready for a language barrier; alternatively, you could download Google Translate or take the help of a local guide who could also act as a translator.
    • Pick a place with developed tourist infrastructure.
    • Select a well-known backpacking destination to meet lots of other travellers and learn from their experiences.
    • Choose a well-connected location to prevent loneliness and lengthy commutes.

     Planning Budget

    The most crucial portion is now here: the monetary aspect! Your budget for a solo journey is influenced mainly by two factors: lodging and transportation.

    • When discussing transit, one should consider the price of getting around the particular location — sightseeing, pick-up and drop-off, etc.
    • Accommodation is the most challenging aspect, as there are both upscale and inexpensive lodging options in every metropolis and small town. You can choose a hotel or boarding house that is reasonably priced, secure and provides all the amenities needed for a pleasant stay. Before deciding, read the reviews, check the ratings, and view the images online.
    • Budget for other costs like lodging, meals, entertainment, admission fees, and travel insurance, mainly if you are travelling abroad.
  • KYC for Travel Insurance Made Mandatory by IRDAI in 2023

    by Almog Ramrajkar | Apr 18, 2023

    As per the recent IRDAI regulations, from January 1, 2023, KYC (Know your Customer) will be mandatory for all types of insurance, including travel insurance. These guidelines apply to the purchase of new policies as well as the renewal of existing policies. Basically, this brings into effect the guidelines issued in August 2022. These regulations are applicable irrespective of the policy premium. Before this, KYC was not mandatory for general insurance.

    In this article, we will understand why KYC for travel insurance has been made mandatory and the KYC process for travel insurance, what documents are required for it, how long the process is, and other related aspects.

    What is KYC?

    KYC is a process to verify a customer’s identity, particularly in the financial services industry. Its primary objective is to protect financial institutions from scams or corrupt practices. In India, the RBI made it mandatory for all financial institutions to verify the identity of all their customers. The Prevention of Money Laundering Act of 2002 made KYC compulsory.

    The KYC process involves collecting information such as the customer’s full name, address, date of birth, and identity proof like an Aadhaar Card, PAN Card, or Passport. The list of documents for verification of a person's identity may vary according to the type of policy. This process is essential for all types of financial transactions, including opening bank accounts, applying for loans, and now even for general insurance, including travel insurance.

    KYC is of two types: Aadhaar-based KYC and in-person verification (IPV). Aadhaar-based KYC involves electronic verification and is both remote and paperless. Customers can complete this process online by providing their Aadhaar Number and biometric details for verification. In IPV, one can choose to do it online and submit the required documents. A person can appear for the verification process via video conferencing on Skype. Earlier, one had to be physically present for authentication.

    KYC is a simple one-time process whether one chooses to do online KYC or offline KYC. Once completed, customers can use their verified identity for all future transactions. It protects financial institutions from scams or illegal activities and helps to maintain transparency in monetary transactions.

    Why is KYC Mandatory for Travel Insurance?

    The IRDAI issued a set of guidelines in August 2022, which made KYC compulsory for all types of insurance policies, including travel insurance plans. These guidelines came into effect on January 1, 2023. Consequently, all travel insurance companies must get KYC verification done for their existing and future clients. These regulations aim to protect the travel insurance sector from illegal activities like identity theft, money laundering, and terrorist financing and ensure transparency in the industry.

    By verifying the identity and address of the policyholder, travel insurance companies can prevent scamsters from purchasing policies under fake identities and making false claims. Travel insurers will be in a better position to identify the risk profile of their customers and price their policies accordingly. KYC also helps in maintaining accurate and updated customer information. This will help in a seamless and quicker claim settlement. Following these guidelines also ensures compliance with the IRDAI’s requirements.

    While it may seem like an unnecessary hurdle for policyholders, it is a necessary step towards safeguarding their interests and ensuring that they receive the policy’s benefits without unnecessary delays. In essence, it is an important step in ensuring the integrity and transparency of the insurance sector.

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