Travelling is an exciting and enriching experience that allows us to break away from our daily routines. Most people explore new destinations during their holidays. However, when it comes to travelling, unforeseen circumstances can sometimes disrupt our plans, leading to flight cancellations.

It is essential to have appropriate travel insurance coverage to mitigate the financial losses and inconveniences caused by such cancellations. With travel insurance for flight cancellation, you can make sure you’re protected from these losses. Travel insurance protects you when you need to cancel your trip for various reasons. Here, we can help you understand this insurance plan better. We will also discuss the inclusions for flight cancellations in this insurance.

What does trip cancellation insurance cover?

Flight cancellation coverage provided by travel insurance protects you from financial losses when you need to cancel your trip due to a specific reason. Flight cancellation insurance covers:

• Death, illness, or accidents:If you, your co-traveller, or other family members fall ill, meet with an accident before the scheduled departure date, or anyone in your family passes away, you will be eligible for reimbursement of the non-refundable portion of your flight and accommodation expenses. It ensures you do not get burdened with significant financial losses due to unforeseen circumstances.
• Reimbursement of expenses:The travel insurance policy will reimburse the unused and non-refundable portion of your flight and accommodation expenses. It means that the money you invested in booking your flights and accommodation will get covered up to the specified limit in your policy schedule. Knowing that your travel investment remains safeguarded provides financial protection and peace of mind.

Exclusions under trip cancellation insurance

While trip cancellation insurance offers extensive protection, certain scenarios are typically excluded:

• Pre-existing medical conditions: Cancellations due to known medical issues existing before purchasing the policy are often not covered.
• Pregnancy-related issues: Cancellations arising from pregnancy or childbirth, unless complications occur that are unforeseen and medically certified.
• Airline cancellations: If the airline cancels a flight for operational reasons, the responsibility often lies with the airline to provide compensation or alternatives.
• Government travel bans: Cancellations due to government-imposed travel bans or advisories, including those related to pandemics, may not be covered.
• Cosmetic or elective surgeries: Cancellations due to non-essential medical procedures planned before the trip.
• Financial distress: Personal financial issues, such as insufficient funds, are not valid reasons for claims.
• Lack of documentation: Failure to provide necessary documentation to substantiate the claim can lead to denial.

How does trip cancellation insurance work?

Trip cancellation insurance reimburses you for prepaid, non-refundable travel expenses if you have to cancel your travel plan due to covered reasons. Here's how it works:

1. Policy purchase: Acquire a single trip travel insurance policy that includes trip cancellation coverage, either as a standalone feature or as part of a comprehensive plan. 
2. Understanding covered reasons: Familiarise yourself with the reasons for cancellation that your policy covers. Commonly covered reasons include medical emergencies, death, natural disasters, or other unforeseen events, as the policy outlines.
3. Trip cancellation: If an unforeseen event necessitates cancelling your trip, immediately inform all relevant parties, such as airlines, hotels, and tour operators, to cancel reservations and request any possible refunds.
4. Filing a claim: Notify your insurance provider about the cancellation immediately. You'll need to submit a claim form and supporting documentation.
5. Claim processing: The insurance company will assess your claim based on the provided documentation and the policy's terms. Upon approval, you'll receive reimbursement for the covered non-refundable expenses up to the policy's limit.

How to file a claim for flight cancellation insurance?

Filing a claim involves a systematic approach:

1. Immediate notification: Inform your insurance provider as soon as you decide to cancel your trip for a covered reason. Prompt notification is essential, as delays can affect claim eligibility.
2. Gather documents: Collect all necessary documents supporting your claim:
• Medical claims: Obtain medical reports, doctor's notes and hospital bills
• Death-related claims: Secure death certificate and proof of relationship
• For cancellations caused by natural disasters or terrorist incidents- Official reports from relevant authorities
• Work-related cancellations- Submit employer letters
• Theft or other criminal incidents leading to trip cancellation- Obtain police reports
3. Complete claim form: Fill out the insurance company's claim form accurately, providing all required information.
4. Submit the claim: Send the completed form along with all supporting documents to the insurance provider through the designated channels, which may include email, postal mail, or online portals.
5. Follow up: Keep track of your claim's status. Maintain open communication with the insurer and provide any additional information if requested.
6. Claim resolution: Upon approval, the insurer will disburse the eligible reimbursement. If denied, they should provide a clear explanation, and you have the right to appeal or seek further clarification.

Conclusion

Travel insurance with flight cancellation coverage is integral to smart trip planning. It protects you from financial losses if you cancel your trip.  With flight cancellation coverage, you can get reimbursed for the non-refundable portions of your flight and accommodation expenses. It will allow you to recoup your investment and plan for future travel. However, reviewing the policy’s terms and exclusions is essential to understand what gets covered and what doesn’t. By including flight cancellation coverage in your travel insurance, you can confidently embark on your trips, knowing you will get coverage for unexpected disruptions.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Vietnam, with its stunning landscapes, rich history, and vibrant culture, is a captivating destination for travellers. From bustling cities to the serene countryside, Vietnam offers a diverse range of experiences. Whether you are an adventure seeker, a history buff, or a food lover, Vietnam has something for everyone.

In this comprehensive Vietnam travel guide, we will explore the places to visit in Vietnam, things to do, the best time to visit Vietnam, how to reach Vietnam from India, the visa process for Indians, top food in Vietnam, the Indian embassy in Vietnam, essential items to pack, and more. Let us embark on a journey through this enchanting Southeast Asian gem.

Top places to visit in Vietnam

Vietnam, a captivating Southeast Asian country, offers a plethora of enchanting destinations and cultural experiences. With its rich history, diverse landscapes, and vibrant cities, Vietnam entices travellers from all over the world. From the bustling streets of Hanoi to the stunning Halong Bay, the list of places to visit in Vietnam is almost a never-ending one.

Whether you are seeking to soak in breathtaking natural beauty, experience serendipity in ancient temples, or enjoy delicious cuisine, Vietnam has it all. When it comes to the top places to visit in Vietnam, Hanoi, Ho Chi Minh City, Halong Bay, Hoi An, and the Mekong Delta are just a few of the must-see attractions. These destinations showcase the unique charm and beauty of Vietnam, making them essential stops on any traveller's itinerary.

Here is a non-exhaustive list of top places to visit in Vietnam:

1. Halong Bay: Explore the mesmerising karst seascape of Halong Bay, a UNESCO World Heritage Site, with its thousands of limestone islands and breathtaking views.
2. Ho Chi Minh City: Immerse yourself in the bustling city life of Ho Chi Minh City, known for its vibrant streets, cosmopolitan dining scene, and excellent shopping opportunities.
3. Hue: Discover the historic town of Hue, home to the Imperial Enclosure and its beautiful landmarks, including the Ngo Mon Gate, Thai Hoa Palace, and Halls of Mandarins.
4. Phong Nha-Ke Bang National Park: Embark on an adventure in this national park renowned for its stunning karst mountain formations, massive caves like the Paradise Cave, and the Phong Nha Caves.
5. My Son: Visit the ancient temple city of My Son, a UNESCO World Heritage Site, featuring well-preserved Hindu temple ruins dating back to the Cham era.
6. Hoi An: Experience the charm of Hoi An, a UNESCO World Heritage Site, renowned for its well-preserved merchant houses, Japanese Bridge, and Assembly Hall of the Fujian Chinese Congregation.
7. Sapa Countryside: Explore the picturesque countryside surrounding Sapa, famous for its terraced rice fields, ethnic minority villages, and breathtaking mountain views.
8. Hanoi: Dive into the vibrant city life of Vietnam's capital, Hanoi, and explore its old town quarter, visit museums like the Vietnam Museum of Ethnology, and pay respects at the Ho Chi Minh Mausoleum.
9. Nha Trang: Enjoy the sandy beaches of Nha Trang, perfect for swimming and sunbathing, and visit the Po Nagar Cham Towers and the Alexandre Yersin Museum.
10. Cu Chi Tunnels: Discover the Cu Chi Tunnels, an extensive underground network used by the Viet Cong during the war, and gain insights into Vietnam's modern military history.
11. Ba Be National Park: Immerse yourself in the tranquillity of Ba Be National Park, known for its interconnected lakes, karst peaks, and opportunities for boat trips, kayaking, and hiking.
12. Mekong Delta: Explore the lush and vibrant region of the Mekong Delta, famous for its scenic waterways, floating markets, and the bustling town of Can Tho.
13. Cat Ba Island: Experience some adrenaline-gushing adventure on Cat Ba Island, located in the stunning Lan Ha Bay, and enjoy activities like cruising, kayaking, hiking, and rock climbing.
14. Ha Giang: Embark on a scenic road trip through Ha Giang Province, known for its breathtaking karst landscapes, mountain passes like Quan Ba Pass and Mai Pi Leng Pass, and vibrant local markets.
15. Phu Quoc Island: Relax on the beautiful beaches of Phu Quoc Island, go snorkelling or diving in its crystal-clear waters, and enjoy panoramic views from the Phu Quoc cable car.

Vietnam offers a captivating blend of natural beauty, rich history, and cultural diversity, making it an ideal destination for travellers seeking unique experiences and memorable adventures.

Things to do in Vietnam

Vietnam offers a plethora of exciting activities and experiences. Here are some notable things to do in Vietnam:

1. Visit the historical sites in Hanoi, including the Temple of Literature, Hoan Kiem Lake, and the Ho Chi Minh Mausoleum.
2. Take a cruise along the picturesque Halong Bay and explore its stunning limestone karsts.
3. Discover the ancient town of Hoi An and wander through its well-preserved streets, visit traditional houses, and enjoy the vibrant lantern festival.
4. Experience the bustling markets and vibrant street food scene in Ho Chi Minh City (formerly Saigon).
5. Explore the Cu Chi Tunnels, a complex underground network used during the Vietnam War.
6. Trek through the scenic landscapes of Sapa and meet ethnic minority communities.
7. Relax on the beautiful beaches of Nha Trang, Phu Quoc Island, or Da Nang.
8. Visit the Mekong Delta and cruise along its winding waterways, observing the local way of life.
9. Take a motorbike tour through the stunning Hai Van Pass, offering breathtaking coastal views.
10. Taste the diverse flavours of Vietnamese cuisine, including dishes like pho, banh mi, and fresh seafood.

Best time to visit Vietnam

The best time to visit Vietnam depends on the region's climate. The country experiences intense monsoon seasons with heavy rains, floods, and mudslides. To have the best travel experience, travel during the dry season from December to February, which is Vietnam’s best time to visit. However, there are a few exceptions.

In the southern region, including Ho Chi Minh City, a tropical climate persists with high temperatures and humidity year-round. Visiting during the cooler months of December to February offers relief from the heat, with lower humidity and temperatures in the pleasant high 20s.

In contrast, northern areas like Hanoi and Sapa encounter a genuine winter. December and January bring mid- to high-teens temperatures in Hanoi, and during this period you can witness snowfall in Sapa.

For beach time in Danang or exploring Hoi An, February to May is the ideal period. During this time, air and water temperatures hover around 20° Celsius, creating perfect beach weather. It is advisable to avoid Danang during the rainy season, particularly in September and October, when heavy rainfall and strong windstorms are frequent along the coast.

By considering the diverse climates of Vietnam and the best time to visit Vietnam from India, travellers can plan their trips accordingly for a comfortable and ensure a smooth and enjoyable experience in this captivating country.

Ways to travel to Vietnam from India

Reaching Vietnam from India is convenient, with several direct flights available from major Indian cities like Delhi and Mumbai to Hanoi and Ho Chi Minh City. The flight duration is around 4 to 6 hours, depending on the route.

Alternatively, you can also travel via connecting flights through other Southeast Asian countries like Thailand, Malaysia, or Singapore. Let us understand how to reach Vietnam from India using both air and sea-

Reach Vietnam from India by air

• Take a flight from Bangalore, Delhi, Cochin, Hyderabad, Amritsar, or Thiruvananthapuram
• Flight duration is approximately 4 hours
• Three international airports in Vietnam: Noi Bai International Airport (Hanoi), Tan Son Nhat International Airport (Ho Chi Minh City), and Da Nang International Airport (Da Nang)
• Airports are close to city centres (40 minutes from Hanoi, 20 minutes from Ho Chi Minh City, 10 minutes from Da Nang)
• Basic amenities available at airports (food, money exchange, ATMs)
• Good domestic connectivity within Vietnam

Reach Vietnam from India by sea

• No direct cruises from India to Vietnam
• Choices for travel between Singapore and Ho Chi Minh City
• Enjoy a leisurely sea voyage for about 9-10 days
• Stops at different ports along the way
• Relax aboard a luxurious ship with all needs taken care of

List of international airports in Vietnam

Vietnam has several international airports, including:

• Can Tho International Airport
• Da Nang International Airport
• Cat Bi International Airport
• Noi Bai International Airport
• Tan Son Nhat International Airport
• Phu Bai International Airport
• Cam Ranh International Airport
• Phu Quoc International Airport
• Van Don International Airport
• Vinh International Airport

These airports offer domestic and international flights, connecting Vietnam to various destinations around the world.

Vietnam visa process for Indians

Indian citizens planning to visit Vietnam need a valid visa. The visa application process is straightforward, and there are two main options:

1. E-Visa

• Apply for an e-visa through the official website of the Vietnam Immigration Department.
• Completely and correctly fill out the application form and submit it with the necessary documents.
• Pay the visa fee online.
• Receive the e-visa within a few days via email.
• Print the e-visa and carry it along with the passport during travel.

1. Embassy Application

• Visit the Vietnamese embassy in India to apply for a visa.
• Complete the visa application form and provide the necessary supporting documents.
• Remit the visa fee according to the instructions provided by the embassy.
• Wait for the visa processing time as informed by the embassy.
• Collect the visa from the embassy once it is approved

Make sure that your passport remains valid for at least 6 months beyond your planned period of stay in Vietnam.

For more detailed information and the latest updates on the visa process, visit the official website of the Embassy of Vietnam.

Things to carry for your Vietnam trip

When packing for your Vietnam trip, consider the following essentials:

1. Lightweight clothing and comfortable shoes for exploring.
2. Rain gear, as Vietnam experiences occasional rain showers throughout the year.
3. Sunscreen, hat, and sunglasses to protect yourself from the tropical sun.
4. Insect repellent to ward off mosquitoes.
5. Power adapter, as Vietnam uses Type A, C, and D sockets.
6. Medications, including any necessary prescriptions.
7. Travel insurance to cover medical emergencies and trip cancellations.
8. A travel backpack or daypack for day trips and adventures.
9. A photocopy of your passport and other important documents.

Currency of Vietnam

The Vietnamese Dong (VND) is the official currency of Vietnam.

• It is advisable to carry a combination of cash and cards for your trip. You will find several Automatic teller machines (ATMs) in prominent urban centres and popular tourist destinations.
• Most hotels, restaurants, and shops accept credit cards but carrying some cash for smaller establishments and local markets is better.

Note that you can exchange foreign currencies at banks as well as authorised currency exchange counters.

Indian embassy in Vietnam

The Indian Embassy in Hanoi, Vietnam plays a crucial role in facilitating effective communication and fostering strong ties between the Indian Government and Vietnam.

• The address of the Indian embassy in Vietnam is 58-60 Tran Hung Dao Street, Hoan Kiem District, Hanoi.
• The Consulate General of India is also located in Ho Chi Minh City. Both the embassy and consulate work towards strengthening the relationship between India and Vietnam through various events and initiatives.
• For any consular services or assistance, including visa-related queries, contact the embassy directly.

Top delicacies of Vietnam

Vietnamese cuisine is renowned for its flavours and variety. Some top food in Vietnam include:

1. Pho: A traditional noodle soup with fragrant broth, rice noodles, and your choice of meat or vegetables.
2. Banh Mi: A delicious Vietnamese baguette sandwich filled with various ingredients like grilled meats, pickled vegetables, and herbs.
3. Bun Cha: Grilled pork served with vermicelli noodles, fresh herbs, and a tangy dipping sauce.
4. Fresh Spring Rolls: Rice paper rolls filled with shrimp, pork, vegetables, and herbs, served with peanut sauce.
5. Banh Xeo: Crispy Vietnamese pancakes filled with pork, shrimp, bean sprouts, and herbs.
   

Transportation in Vietnam

The following are the modes of transportation for a tourist visiting Vietnam-

• Domestic flights: Ideal for long distances (e.g., Hanoi to Ho Chi Minh City).
• Trains: The Reunification Express connects major cities along the coast.
• Buses: Budget-friendly, especially for intercity travel.
• Taxis and ride-hailing apps: Grab is widely used.
• Motorbikes: Popular among locals and adventurous travellers.

Tips for your trip to Vietnam

Given below is a list of tips that will help you better enjoy your trip to Vietnam-

• Learn basic Vietnamese phrases—locals appreciate it.
• Always agree on taxi fares in advance or use apps.
• Dress modestly when visiting temples or pagodas.
• Be cautious with street food—stick to busy stalls.
• Keep copies of important documents.
• Stay hydrated and use sun protection.

Why do you need travel insurance for Vietnam

Having travel insurance is essential when visiting Vietnam –

• It provides financial protection and peace of mind in case of unforeseen events such as medical emergencies, trip cancellations, or lost luggage.
• Medical costs can be high, and having a robust travel insurance plan ensures that you receive proper care without worrying about expenses.
• Additionally, travel insurance can cover trip interruptions, delays, and personal liability.
• In the event of a serious medical emergency that requires evacuation or repatriation, travel insurance can cover the costs associated with these services.

Before purchasing travel insurance, carefully read the policy coverage, including any exclusions or limitations, to ensure it meets your needs.

Frequently asked questions

• Do Indians need a visa for Vietnam?

Yes, Indians do need a visa for travelling to Vietnam. You can apply for a visa online through the e-visa services.

• Is Vietnam safe for solo female travellers?

Yes, Vietnam is generally safe, but like anywhere, remain cautious, especially at night or in secluded areas.

• Is vegetarian food easily available?

While Vietnam is meat-heavy, many places offer vegetarian options. Look for "chay" (vegetarian) dishes.

• How much money should I budget per day?

A daily budget of $25–$50 (INR 2,000–4,000) is comfortable for mid-range travel.

• Can I use Indian SIM cards in Vietnam?

It’s better to buy a local SIM for cheaper data and calls.

Conclusion

From lush landscapes and historic cities to mouthwatering street food and kind-hearted locals, Vietnam is a destination that leaves you enchanted. By following this travel guide, you will be well-prepared to embark on an incredible journey through Vietnam, discovering its beauty, culture, and culinary delights. With smart planning and the right protection, like buying travel insurance online, your journey can be both safe and memorable. So, pack your bags, grab a single trip insurance policy and get ready to explore the heart of Southeast Asia—Vietnam awaits.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Updated on 27-03-2025

Are you planning a visit to Turkey from India? With its rich history, vibrant traditions, and incredible heritage, Turkey has become a sought-after destination for international travellers, including Indian citizens like yourself. Turkey now offers an electronic visa processing system to make your journey hassle-free, allowing you to obtain a visa in just a few minutes. It’s a convenient and efficient way to secure your entry into the country.

It caters to travellers intending to visit Turkey for tourism and business purposes. You can explore Turkey’s captivating attractions, indulge in its delicious cuisine, and experience its breathtaking landscapes. Turkey can quench your desire for exploration with its historic sites, vibrant nightlife, sandy beaches, or Mediterranean weather.

Do Indians Need a Turkey Visa from India? 

Turkey offers an electronic visa processing system that allows Indians to obtain a visa easily. No more waiting in long queues or going through tedious paperwork! With the launch of the Electronic Visa (e-Visa) Application System by the Ministry of Foreign Affairs of Turkey, obtaining a visa has become a breeze. The process is quick and convenient, taking only about three minutes to complete online.

What Are the Different Types of Turkey Visas for Indians?

Types of Turkey Visa for Indians are listed below:

1. Visa for tourists and business people

• Touristic Visit
• Double Transit
• Single Transit
• Official Visit
• Conference/Seminar/Meeting
• Business Meeting/Commerce
• Sportive Activity
• Festival/Fair/Exhibition
• Cultural Artistic Activity
• Visit to Turkish Republic of Northern Cyprus

2. Official Visa

• Assigned for duty
• Courier

3. Student – Education Visa

• Internship Visa
• Internship AISEC
• Internship ERASMUS
• Education Purpose
• Course Purpose
• Turkish Language Course Purpose
• Education in the Turkish Republic of Northern Cyprus

4. Working Visa

• Assigned Lecturers/Academics
• Assigned Artists
• Assigned Sportsperson
• Assigned Journalists
• Assigned Free Zone Workers
• Montage and Repairman Purposes
• Employment Purpose/Special Employment Purpose

5. Other Visas

• Freight Visa
• Seafarer Visa
• Tour Operator Representative
• Documentary Purpose
• Medical Treatment Purposes
• Family Unification Purpose
• Accompaniment Purpose
• Archaeological Excavation, Exploration Purpose

Turkey Visa Processing Time 

The processing time for a Turkey Visa is- 

1. 24 hours for an e-visa
2. 10 to 15 business days for a sticker visa. 

Turkey Visa Fees for Indians 

If you’re an Indian traveller planning to visit Turkey, obtaining a visa is crucial. The Turkey visa fee for Indians depends on the visa category you’re applying for. The Turkey visa fees for Indian travellers come in various denominations. The Turkey visa fees in Indian Rupees for multiple entry is Rs 14,220, single entry/transit is Rs 4,270, and double transit is Rs 8,540. The minimum processing time varies irrespective of the visa fees; it depends on the State from where a person applies for a visa.

Documents Required for Turkey Visa for Indians

Listed below are the primary Turkey visa for Indian documents required when applying for a Turkey visa:

• Provide your identity proof
• A valid Passport with a minimum validity of 180 days beyond your intended dates of stay in Turkey
• Complete the e-visa application form correctly and attach all requisite information
• Provide recent passport-sized photographs with a white background. Make sure the photographs meet the specified dimensions and guidelines
• Show proof of a confirmed round-trip flight reservation
• Provide documents demonstrating your accommodation arrangements in Turkey, such as hotel reservations or an invitation letter if staying with a host
• Present a detailed travel itinerary outlining your planned activities and places you intend to visit during your stay
• Obtain travel insurance coverage that is valid for the duration of your stay in Turkey
• Show evidence of sufficient financial means to cover your expenses during your stay, such as bank statements, credit card statements, or traveller’s cheques
• If employed, provide an employment letter stating your position, salary, and approved leave of absence
• If married, submit a marriage certificate. For minors travelling alone or with one parent, provide a notarized consent letter from the absent parent.

How to Apply for a Turkey Visa Online?

Here’s the application process for Turkey e-Visa for Indian travellers:

1. Visit the official e-Visa website
2. Click on ‘Apply’
3. You will get directed to the ‘New Application’ Page
4. Enter the required details, including your personal information
5. Upload the required documents
6. Complete the security verification
7. You will receive a confirmation email once you have completed the above process.
8. Click on the link you have received in the email. It will take you back to the e-Visa application website.
9. Pay the fees for the Turkey e-Visa
10. Once you have paid the fees, you’ll receive an email with the link for downloading your e-Visa.

The Turkish authorities require you to present a printed copy of your e-Visa. Showing the e-Visa on your phone or any other electronic device will not be accepted. It is essential to have a physical copy of the e-Visa for inspection by the border authorities.

Turkey Visa Eligibility Criteria for Indian Citizens

If you’re looking for information about Turkey visa for Indian Passport holders, you must know that you need to apply for a sticker visa or an e-visa. The Turkey sticker visa for Indian travellers gets issued by the consular mission in Turkey or a Turkish diplomat. The following criteria apply to Indians:

• You must have a valid Passport
• The Passport must be valid for a minimum of 6 months beyond the dates of your Turkey trip
• You may have to confirm your hotel reservation and return ticket
• You may have to show proof of funds for your stay in Turkey; you need to show funds amounting to a minimum of $50/day for each day of your trip
• Your purpose of visiting Turkey must be for tourism/business
• You must show proof of a valid supporting document in the form of a Schengen Visa/a Visa from any OECD country/residence permit of an OECD or Schengen country

Your e-visa’s validity depends on the proof of your supporting document.

Is There a Visa on Arrival for Indians in Turkey?

Turkey does not provide visas on arrival for Indians. The system for obtaining visas to enter Turkey has changed, and Indian citizens must apply for a visa before travelling to the country.

• The Turkey visa-on-arrival for Indians was abolished in 2014; hence Indian travellers must obtain an e-Visa or a sticker visa before visiting the country.

Can Indian Citizens Get a Visa on Arrival in Turkey?

No, you have to apply for an e-visa or sticker visa to enter Turkey as an Indian citizen. 

• The e-visa application system, launched in 2013, allows visitors to Turkey to obtain their visas online easily.
• Your Passport should be valid for a minimum of 180 days from the time you spend in Turkey.
• The e-visa is valid for tourism and commerce purposes only. If you intend to visit Turkey for work, study, or other purposes, you must obtain a visa from the Turkish Consulate/Embassy.
• To ensure compliance, you must possess a legitimate supporting document, such as a Schengen visa, a valid visa issued by any OECD (Organisation for Economic Co-operation and Development) member country, or a valid residence permit from a Schengen or OECD nation. The validity of your e-visa corresponds directly with the validity of your supporting documents. Thus, your e-visa will only be valid for the same duration as your supporting documents.

Turkey Visa and Travel Insurance 

Getting travel insurance online is necessary to obtain a Turkish visa. It is an important step in safeguarding your trip. Travel insurance will cover any medical emergencies in the foreign land and delay or cancellation of trips. It will ensure financial security and peace of mind during your time in Turkey.

Why Choose ICICI Lombard to Apply for a Turkey Visa Online?

Here are some reasons why you should buy ICICI Lombard's Travel Insurance for Turkey:

• Comprehensive coverage: ICICI Lombard's travel insurance offers comprehensive coverage for your trip to Turkey, ensuring you get protected against unexpected events and emergencies.
• Medical expenses: In case of any medical emergencies during your trip, ICICI Lombard covers hospitalisation expenses, including cashless hospitalisation worldwide.
• Trip cancellation/interruption: If your trip to Turkey gets cancelled or interrupted due to unforeseen circumstances, ICICI Lombard's travel insurance reimburses your trip expenses, safeguarding your financial investment.
• Baggage loss: ICICI Lombard covers the total loss of checked-in baggage, including handbags, ensuring you get compensated in case of any loss or theft of your belongings.
• Emergency assistance: When travelling in Turkey, you can rely on ICICI Lombard. They provide services like emergency hotel stay extensions and payment of additional expenses, ensuring comfort and peace of mind during unexpected situations.
• Political risk and catastrophe evacuation: ICICI Lombard's travel insurance covers political risk and evacuation, ensuring your safety in any political unrest or natural disasters in Turkey.
• Easy online process: Buying ICICI Lombard's travel insurance for Turkey is quick and convenient. You can easily get a quote online and complete the purchase process without hassle.

ICICI Lombard is a renowned insurance company with a strong reputation for providing reliable and customer-centric services. With our travel insurance, you can confidently travel to Turkey, knowing that a trusted insurer protects you.  

FAQs 

• Can Indians apply for a Turkey Visa online?

Yes, Indian citizens can apply for e-visa online. 

• How long can I stay in Turkey on a tourist visa?

You can stay up to 30 days with a visa valid for 180 days. 

• Is travel insurance mandatory for a Turkey visa?

Yes, travel insurance is mandatory for a visa application to Turkey. 

• Do Indians get visas on arrival in Turkey?

No. Indian citizens travelling to Turkey must have a visa before entering the country. 

Conclusion 

Ensure a worry-free and enjoyable trip to Turkey by purchasing ICICI Lombard's travel insurance, offering comprehensive coverage, reliable assistance, and peace of mind throughout your journey. Turkey’s breathtaking landscapes and vibrant culture await you.

Planning to visit and explore Down Under and zeroed in on Australia? If so, you should know about the visa requirements and provisions necessary to travel to Australia. With its stunning landscapes, bustling cities, and diverse culture, Australia offers a great experience for travellers. However, before you make all your itineraries and bookings, make sure you are well aware of every small-big detail about Australian visas for Indians. Your purpose of travel will determine the type of Australia visa you have to obtain.

Whether you are planning a holiday, seeking educational opportunities, or exploring employment prospects, understanding the visa application process and requirements is essential. In this post, we will run you through the ins and outs of an Australia visa for Indians.

Do Indians need a visa for Australia?

 Yes, Indians need a valid visa to travel to Australia. To enter Australia, Indian citizens must apply for an appropriate visa and meet the necessary requirements. There are various categories of Australia visa for Indians – tourist visa for Australia from India, student visas, business visas, etc. Understanding the specific visa category that aligns with your travel purpose and following the application process is important. 

Given below is a table for your easy reference.

Note that for accurate and up-to-date information, you should check the official Australian immigration website to ensure a smooth travel experience in Australia. You should also apply for your Australia visitor visa from India at the earliest to avoid any rush at the end moment. This will also give you ample time to ensure that there is no gap in your visa application.

Australia visa on arrival

No, as of now, there is no such provision for an Australia visa on arrival for Indians. Given that, here are some points you should consider as an Indian planning to visit Australia.

• A valid Australia visa for Indians is necessary before landing there. You should obtain a visa prior to travelling to Australia. This means that you must apply for a visa and have it approved before your departure.
• Different visa categories are available for Indian travellers, depending on the purpose and duration of their visit. Make sure you apply for the right visa. If there is a mismatch between your purpose of visit and the one you mention in your visa application, your application may get rejected.
• You can apply and submit your application online for an Australian e visa for Indians through the official website of the Department of Home Affairs or authorised visa application centres.
• Note that the Australia tourist visa processing time for Indians may take 48 hours to 30-37 days from the date of application. Applying for your Australia visitor visa from India well in advance is wise.

The application process for an Australian visa for Indians typically involves providing necessary documentation, such as a valid Passport, proof of funds, a travel itinerary, and other supporting documents specific to the chosen visa category.

Australia visa types for Indians

There are various types of Australia visas for Indians; one can apply for most of these visas and get them processed online. There are a total of 7 categories of Australian visas. The Australia e visa for Indians can get broadly categorised into 5 parts –

• Visitor visas:

As the name suggests, these are tourist visas for Australia from India. This category primarily includes electronic travel authority (subclass 601), eVisitor (subclass 651), transit visa (subclass 771), visitor (subclass 600), work and holiday visa (subclass 462) and working holiday visa (subclass 417)

• Studying and training visas:

These visas are for individuals who wish to pursue education in Australia. They cover various levels of study, including primary, secondary, tertiary, and vocational courses. They include student visa (subclass 500), student guardian visa (subclass 590) and training visa (subclass 407)

• Family and partner visas:

This visa is for those whose family or partner is a citizen of Australia or lives in Australia. This category includes more than 20 subclasses. Some of the classes are adoption visa (subclass 102), aged parent visa (subclass 804), carer visa (subclass 836 and 116), child visa (subclass 802 and 101), etc.

• Working and skilled visas:

Australia owing to their work. This category also includes a wide range of subclasses. Some of the most prominent subclasses are business innovation and investment visas (subclass 888 and 188), business owners (subclass 890), investor visas (subclass 891), etc.

• Other visas:

This category is for circumstances such as entertainment, media, sports, medical treatment and likewise.

The remaining two Australian visas are Refugee and Humanitarian and Repealed Visas. You should visit the official visa website and understand which visa category you belong to. 

Eligibility for Australia visa

To meet the Australia visa requirements for Indians, the following eligibility criteria have to be adhered to.

• Valid Passport: You must have a valid Indian Passport with at least 6 months of validity remaining.
• Purpose of visit: You should have a valid reason for visiting Australia, such as tourism, study, work, business, family visit, or other relevant purposes.
• Financial ability: You must have sufficient funds to cover your expenses during your stay in Australia, including accommodation, transportation, and living costs.
• Return after authorised stay: You must provide evidence of genuine intentions to visit Australia temporarily and return to India after your authorised stay period is over.
• Compliance with visa regulations: You must comply with the conditions of the specific visa category you are applying for, such as not seeking employment in an unauthorised role or overstaying.
• Documentation: You must provide accurate and complete documentation, including visa application forms, identity proof, photographs, and other supporting documents specific to your visa category.

Please note the above is not an exhaustive eligibility list. It does not guarantee the issuance of an Australia visa. There can be additional requirements and assessment criteria.

Documents required for Australia visa application

For Australia visa requirements for Indians, you will have to submit the following documents:

• Passport: Ensure your Passport has a minimum validity of six months from your planned travel date.
• Visa application form: Complete the form accurately and provide all the required information.
• Photos: Provide two recent photos with specific specifications: 35 X 45mm size, white background, and matte finish. The photos should show 80% of the face.
• Covering letter: A covering letter that includes applicant details, Passport information, travel plans, and details of the individual responsible for bearing expenses.
• Identity proof: Submit copies of your PAN or Aadhaar card to establish your identity.
• Financial documents: Provide financial statements, employment proof, pay slips, and income tax returns to demonstrate your financial stability.
• Accommodation details: Submit hotel bookings or proof of accommodation for the entire duration of your stay.
• Flight reservation: Show flight reservation details or your round-trip ticket.

Australia visa fees

The Australia visa fees for Indians are subject to change as per the Australian government’s regulations. The base charge for the Visitor Subclass 600 visa is 145 AUD, applicable to all except for “Frequent Traveller/1a and 1b” category visitors. The Frequent Traveller (Subclass 600) fee is 1,020 AUD. The e-Visitor (Subclass 651) visa and the ETA (Electronic Travel Authority) visa, under the 1c category, do not have any fees.

Note that the Visitor Visa (Subclass 600) comprises 5 different streams catering to various travel purposes, while the 1b visa category is for individuals representing foreign governments. Although the visa charges are waived for the 1b category, supporting evidence may be required. Additionally, 1c ETA applications processed online may be subject to service charges.

You may use a rupee-to-AUD converter which is easily available online, to check Australia visa fees in Indian rupees.

How to track Australia visa application

To check the status of the Australia visa for Indians, follow the steps given below:

Step 1: Access the VEVO (Visa Entitlement Verification Online)

Step 2: To check the status of your Australia visa, you will have to provide details of your Passport or ImmiCard. Additionally, you have to provide one of the following:

1. A transaction reference number (TRN)
2. A visa grant number
3. A visa evidence number

Step 3: Proceed to the visa holder enquiry screen by selecting “Check your visa details with VEVO”

Step 4: Specify the travel document type. VEVO accepts the following types of travel documents:

• Passport
• ImmiCard
• Convention travel document (Titre de Voyage)
• Document for travel to Australia (DFTTA)
• PLO56 evidence card

Step 5: Use your number. In the ‘Reference type’ field, select one of the following options:

• Transaction reference number (TRN)
• Visa grant number
• Visa evidence number
• VEVO password

Step 6: Enter the corresponding number in the provided space

Step 7: Enter personal details like

• Date of birth
• Passport number or ImmiCard number

Step 8: Accept the terms and conditions of VEVO by ticking the designated box; tap on submit

After you submit the details, you will be able to check your Australia visa status.

Australia visa application process

The process of applying for an Australia visa for Indians is easy as the entire procedure can get completed online.

• To apply for an Australia visa, you can visit the official Australian government website or australiae-visa.com and download the Australia ETA application form.
• Fill out the form accurately with the required details and submit it along with the applicable visa fees.
• Within 2-3 days, you will get your Australia ETA visa.
• Note that the Australian tourist visa does not get issued in physical form. You will receive an email containing your visa details.
• Your visa will get electronically linked to your Passport number, simplifying the process of travel and entry into Australia.

Reasons for the rejection of an Australia visa

Australia visas for Indians may sometimes get rejected for a wide range of reasons. Some of the most common reasons for rejection of your Australian visa are listed below.

• Incomplete or inaccurate application: If your visa application is not filled out correctly or lacks necessary supporting documents, it may lead to rejection.
• Insufficient funds: Failure to show sufficient financial resources to cover your stay in Australia can result in visa rejection.
• Lack of genuine intent: If the authorities suspect your intent to visit Australia for the stated purpose is not genuine, the visa may be denied.
• Previous visa violations: Individuals with a history of visa violations, such as overstaying or breaching visa conditions, may face rejection.
• Ineligibility for the chosen visa category: Each visa category has specific eligibility criteria, and if the applicant does not meet these requirements, the visa application can get rejected.
• Security concerns: If the applicant is seen as a security risk to Australia or has ties to individuals or organisations involved in criminal or terrorist activities, the person’s visa application will be rejected.

Why should you buy ICICI Lombard's travel insurance for Australia

While it is not mandatory to buy travel insurance for Australia visas for Indians, doing so is wise for an international trip. You must buy a robust travel insurance plan from a reputed insurer like ICICI Lombard for the following reasons.

• Comprehensive coverage: ICICI Lombard’s travel insurance provides extensive coverage. It includes coverage for medical expenses, trip cancellations or interruptions, lost baggage, and personal accidents.
• Medical emergency assistance: ICICI Lombard’s travel insurance offers emergency medical coverage, ensuring financial protection in unforeseen medical emergencies while in Australia.
• Cashless hospitalisation: The insurance provider has a wide network of partner hospitals in Australia, allowing you to receive cashless medical treatment in case of hospitalisation.
• 24/7 customer support: ICICI Lombard offers round-the-clock customer support to address any queries or concerns you may have during your trip.
• Quick claim settlement: The insurer is known for quick claim settlements, ensuring hassle-free processes and timely reimbursement.
• Reputation and reliability: ICICI Lombard is a reputable insurance provider known for its reliability and prompt service. Knowing that a trusted company protects you during your travel to Australia gives you peace of mind.

Frequently asked questions on Australia visa for Indians

Is a visa required for Indian citizens to visit Australia?

Yes, Indian nationals must obtain a valid visa before travelling to Australia. Visa on arrival is not available for Indian citizens travelling to Australia.

What is the process to apply for an Australian visa from India?

You can apply for an Australian visa online through the ImmiAccount portal. After selecting the appropriate visa type, complete the application, upload documents, pay the fees and attend a biometric appointment if required.

What visa categories are available for Indians travelling to Australia?

Australia offers various visa types, including tourist visas, student visas, work visas, business visas and transit visas. The type of visa is decided by your purpose of visiting the country.

How much time does it usually take for an Australian visa to be processed?

Processing times for an Australian visa differs on the basis of the visa type and volume of applications. Generally, tourist visas take between 15 to 30 working days, while student and work visas may take longer.

Is there a maximum or minimum age limit to apply for an Australian visa?

There is no fixed age restriction for most Australian visa types. However, specific visa categories, such as student or working holiday visas, may have age-related conditions.

Is employment allowed on an Australian tourist visa?

No, working is not permitted under a tourist visa. Engaging in employment while on a tourist visa is a violation of visa conditions and can lead to deportation or future bans.

How long am I permitted to stay in Australia with a tourist visa?

Tourist visas typically allow stays of 3, 6 or 12 months, depending on your visa approval. The stay period is mentioned on your visa grant notice.

What is the validity of an Australian visa?

Visa validity depends on the type issued. For example, a tourist visa can be valid for up to 12 months, and may allow single or multiple entries.

Do holders of a Schengen visa still need a separate Australian visa?

Yes, a Schengen visa is not valid for travel to Australia. Indian citizens need a separate visa issued by the Australian authorities.

Can I apply for an Australian visa without having booked flight tickets?

Yes, you can apply for an Australian visa without confirming your flight. A tentative itinerary is sufficient during the application process.

How will I receive my approved Australian visa?

If your visa is approved, you’ll receive a digital grant notice via email. Australia issues electronic visas, so there is no physical stamp or label on the passport.

Can I withdraw my Australian visa application after submitting it?

Yes, you can withdraw your visa application at any time before a decision is made. You’ll need to submit a request via your ImmiAccount or contact the visa processing center.

Is the visa fee refundable if I cancel my visa application?

No, Australian visa fees are generally non-refundable, even if you cancel your application after submission.

What happens if my visa application is rejected? Can I get a refund?

Visa fees are non-refundable in case of rejection. However, you will be notified of the reason for refusal and may be eligible to reapply.

When can I reapply for an Australian visa after a rejection?

There’s no waiting period to reapply after rejection. However, it is advisable to address the reasons for the previous refusal before submitting a new application.

Conclusion

Applying for an Australia visa as an Indian citizen involves a detailed process, but with the right information and preparation, it's entirely manageable. Ensure you meet the eligibility criteria, provide accurate documentation and don't forget to secure international travel insurance. Choosing ICICI Lombard’s single trip travel insurance will help protect your journey and make your Australian adventure stress-free.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

ICICI Lombard Health Insurance Cashless Network Hospital List in Barshi, Maharashtra

Explore ICICI Lombard’s health insurance policies :

• Family Health Insurance
• Personal Accident Insurance 
• Top Up Health Insurance
• Arogya Sanjeevani Policy
• Corona Kavach Policy
• Senior Citizen Health Insurance
• Parents Health Insurance
• Children Health Insurance

which offers people much needed financial backup during any medical emergencies.

Are you looking to travel and explore India’s stunning landscape while minimising your carbon footprint? Look no further than eco-tourism! This buzzword has been gaining prominence in India, and for a good reason. With a diverse landscape that ranges from the snow-capped Himalayas to the tropical beaches of the south, there is no shortage of destinations to explore.

This article will help you discover India's most environmentally conscious destinations, namely Sikkim, Himachal Pradesh, Kerala, Nagaland, Meghalaya, West Bengal, Orissa, and Assam. We’ll also share some tips to help you become an eco-friendly traveller. So, pack your bags and get ready to explore the top eco-friendly places to visit in India in 2023.

What is Eco-tourism?

Wondering what is eco tourism?

Eco-tourism is sustainable tourism that minimises tourism's negative environmental impact while supporting the local economy and promoting conservation efforts. One can identify this type of tourism by small group sizes, low-impact accommodation, and knowledgeable guides who share information about the area's environment and culture.

This approach helps visitors develop an appreciation for the importance of conservation and biodiversity. By choosing eco-tourism, we can minimise the negative impacts of tourism and help preserve the beauty of our planet for future generations. Whether you're an avid adventurer or simply seeking a relaxing getaway, eco-tourism offers a chance to make a positive impact while enjoying all our world has to offer.  

How Eco-tourism Helps Reduce Ecological Effect of Tourism

Eco-tourism is a form of responsible travel that focuses on preserving and protecting the environment and culture of a destination. It helps reduce the ecological impact of tourism in several ways. It raises awareness about environmental issues such as waste reduction, wildlife protection, and energy conservation and encourages tourists to adopt responsible behaviour. Eco-tourism also promotes the use of environment-friendly transportation modes and sustainable accommodation. Also, eco-friendly tourism aids conservation efforts by funding environmental research, habitat restoration, and wildlife protection initiatives. Hence, ecotours can minimise the negative impact of tourism on the environment by promoting responsible tourism practices and supporting conservation efforts, thereby promoting the sustainable development of local communities.

Top Eco Friendly Destinations in India

• India’s rich history and diverse cultural heritage make it an attractive ecotourism destination. Be it the majestic Himalayas or the serene backwaters of Kerala, there is a multitude of travel options to choose from in terms of cultural experiences in India. Adventure tourism is equally appealing to tourists.
• With the rising awareness of the impact of travel on the environment, there has been increasing awareness of eco-friendly tourism.
• Travellers are becoming increasingly conscious and looking for tourism opportunities that are sustainable, responsible, and in harmony with nature. Several major tourist destinations have started promoting sustainable tourism practices and offering unique experiences that blend conservation with recreation.
• The Indian government has promoted eco-friendly tourism and sustainable travel, including implementing ecotourism policies and guidelines like the “National Strategy for Ecotourism 2022”.

Some popular ecotourism destinations in India include:

1. Sikkim

Sikkim is an eco-friendly destination with breathtaking natural beauty and rich cultural heritage:

• Sikkim is India’s first and only fully organic state, with a commitment to sustainable agriculture and tourism.
• The state has established several protected areas, including the Khangchendzonga National Park and Biosphere Reserve, the Singba Rhodendron Sanctuary, the Fambong Lho Wildlife Sanctuary, the Maenam Wildlife Sanctuary, and the Varsey Rhododendron Sanctuary, to preserve its unique flora and fauna.
• Sikkim has a diverse range of ecotourism activities, including trekking, birdwatching, and nature walks.
• Major tourist destinations in Sikkim include Gangtok, the capital city with stunning views of the Himalayas, and the Yumthang Valley, known for its hot springs and rhododendron forests.
• Other popular destinations include the Tsomgo Lake, a glacial lake surrounded by snow-capped mountains, and the Nathu La Pass, a historic trade route between India and Tibet.
• Visitors to Sikkim can experience the state’s unique blend of natural beauty and cultural heritage while contributing to sustainable tourism practices.

Are you ready to witness one of nature's most spectacular displays? Imagine standing in awe under a star-filled sky as the colours of the Northern Lights dance across the horizon. This breathtaking natural phenomenon is a bucket list item for many, and there are several top locations around the world where you can experience the magic of the Northern Lights. From the Tundra of Swedish Lapland to the charming city of Rovaniemi in Finnish Lapland and the rugged wilderness of Yukon in Canada, each destination offers its unique blend of adventure, culture, and natural beauty. So, pack your bags, grab your camera, and get ready for an unforgettable journey to witness the beauty of the Northern Lights in these top locations.

What are Northern Lights and What Causes Them?

Northern Lights, also known as Aurora Borealis, are a natural phenomenon that occurs in the night sky in the polar regions, primarily in the Arctic. They are a breathtaking display of shimmering green, pink, red, blue, and purple lights that dance across the sky in a mesmerising view.

The Northern Lights is a result of the interaction between the charged particles from the Sun and the Earth’s magnetic field. These particles, known as the solar wind, are continuously ejected by the Sun and travel towards the Earth at high speeds. As they enter the Earth’s magnetic field, they interact with the charged particles in the Earth’s atmosphere, causing them to emit light.

The altitude at which the particles collide with the atmosphere determines the colours of the Northern Lights. Oxygen molecules at a height of around 60 miles cause green lights through collisions, while collisions with oxygen molecules at over 200 miles altitude cause red lights. Collisions with nitrogen molecules at lower altitudes cause blue and purple lights.

Two main factors influence the intensity of the Northern Lights - the strength of the solar wind and the stability of the Earth's magnetic field. The Northern Lights can be exceptionally bright and visible, even in lower latitudes when the solar wind is strong with Earth’s magnetic field disruptions. On the other hand, if the solar wind is weak or the Earth’s magnetic field is stable, the Northern Lights can be less visible or absent.

Updated on 27-03-2025

Are you dreaming of exploring the world and experiencing different cultures? Well, you can't do that without a Passport! As the saying goes, “the world is a book, and those who do not travel read only one page.” However, before you can start planning your travel sojourns, you need to get your Passport.

But hold on a second! Do you know what are the documents required for Passport application in India? It can be confusing to figure out the correct documents and requirements, especially if you are a first-time applicant. But fret not, as we are here to guide you through the process and make it as simple as possible.

In this blog, we'll be covering all the documents required for Indian Passport application, whether you're applying for a Passport for the first time, renewing an old one, or getting one for your child. So sit back, relax, and read on to find out the requirements for Passport documents.

Documents Required to Apply for a New Passport 

The documents required for a Passport for an adult’s application in India include proof of identity, address, and age.

• Identity Proof with Photo- To establish identity, one can provide any of the following documents for a Passport – an Aadhaar Card, Voter Card, PAN Card, or driving license.
• Proof of Address- For proof of address, a variety of documents are acceptable, including electricity bills, rent agreements, bank account passbooks, and certificates from employers on company letterheads.
• Proof of Age- To establish proof of age, an applicant can submit his/her birth certificate issued by the municipal corporation, an official letter from an orphanage, a school leaving certificate, or a policy bond issued by a life insurance company.

Other documents required for a Passport, such as an income tax assessment order, an educational certificate, or a spouse’s Passport copy, may also be submitted.

Which Documents Are Needed for a Passport Appointment? 

All submitted documents must be self-attested and provided in their original form with photocopies that are clear and legible. An applicant must present original documents for verification at the time of submitting his/her application during a passport appointment. Additionally, some countries may require travellers to have travel insurance as a prerequisite for obtaining a visa or entering their borders.

If you’re uncertain about the documents required for an adult’s Passport application in India, refer to the official Passport website or contact the Passport office for further assistance.

Documents Required for an Indian Passport for a Minor

If you're applying for a minor’s Passport in India, there are specific documents that you must provide as per the requirements for Passport issuance. Here are the necessary documents for a minor’s passport application:

• Identity Proof: Aadhaar Card, parents’ Passport copy attested by them.
• Address Proof: Parents present address proof, including a Passbook of a running bank account, electricity bill, utility bill, rent agreement, landline bill, mobile bill, or gas connection proof.
• Age Proof: A birth certificate issued by the municipal corporation, a declaration from an orphanage on official letterhead confirming the applicant’s date of birth, a school leaving certificate, a mark sheet of Class X, or a policy bond issued by a Public Life Insurance company which states the date of birth of the policyholder.

If you’re uncertain about the documents required for a minor’s Passport application in India, we recommend checking the official Passport website or contacting the Passport office for further guidance. Remember to double-check that all documents are up-to-date and valid before submitting your application to avoid any delays in processing.

Documents Required for Re-Issue of Passport 

To get your passport re-issued due to a change in name, address, or its expiry, these are the documents you need- 

1. Old Passport
2. A document explaining the need for re-issuing of the passport 
3. Latest proof of address 

Documents Required for Minors for Re-Issue of Passport 

The documents for getting a minor’s passport re-issued are- 

1. Old Passport
2. Copies of parent’s passport 
3. Latest proof of address
4. Annexure D (filled and signed) 

Documents Required for Passport Renewal 

The Passport Seva portal provides a Document Advisor, which lists all the important documents required for Passport renewal. To view the documents, a user would have to select the option for renewal. The following documents are necessary for Passport renewal in India:

• The original old Passport
• Self-certified copies of the initial two and final two pages of the Passport
• Self-certified copy of the observation page (if any) issued by the Passport Issuing Authority
• Self-certified copy of the ECR/Non-ECR page
• Evidence of documents that remove the cause, if any, of the Short Validity Passport (SVP) issuance
• Self-certified copy of the Short Validity Passport (SVP) validity extension page, if any

It's essential to note that if you’re applying for a renewal more than three years after your Passport’s expiry date, you will be required to submit additional documents, including a new police verification report.

Documents Required for Tatkaal Passport 

In case you need a Tatkaal passport, have the following documents with you- 

1. Aadhaar Card
2. Proof of urgency 
3. Annexure F (Verification Certificate) 
4. Documents required for new or re-issuing of passport 

Documents Required for Availing Diplomatic/Official Passport 

A diplomatic passport (official passport) is for government officials. It requires- 

1. A Letter of Approval from the Ministry
2. Identity proof from the government 
3. Age proof
4. Address proof

How to Apply for a Passport?

Applying for a Passport in India is easy and convenient.

1. To begin the Passport application process, you must first register on the Passport Seva Online Portal by selecting the “Register Now” option on the homepage.

2. Once you have created a login ID, proceed to the next step by clicking on the “Apply for Background Verification for GEP” link and providing the necessary information before submitting the form.

3. You can then schedule an appointment at your nearest Passport Seva Kendra (PSK)/Regional Passport Office (RPO) by clicking on the “Pay and Schedule Appointment” link, where you must make an online payment using a credit/debit card, internet banking, or UPI.

4. Once you have completed the payment process, you can obtain your application receipt by selecting the “Print Application Receipt” link. However, printing the application receipt is no longer necessary, as you can present the SMS with your appointment details when you visit the Passport Office. On the day of your appointment, ensure that you bring your original documents to the PSK/RPO. While travelling abroad, many applicants also consider obtaining health insurance for international travel.

FAQs 

Is Aadhaar card enough for an Indian Passport?

No. You can use the Aadhaar Card along with other documents, such as a birth certificate or school leaving certificate, to establish proof of date of birth, address, and citizenship. As supporting documents, you must submit additional documents, such as a PAN Card, Voter ID Card, or driver’s license.

Is 10th Marksheet required for an Indian Passport?

The answer is no; a 10th Marksheet is not mandatory for a Passport application.
However, you can use it as an age-proof document along with other documents, such as a birth certificate or a school leaving certificate. 

Is a birth certificate compulsory for an Indian Passport?

The birth certificate as age proof is not mandatory when it comes to documents for Indian Passport application. In case the birth certificate is unavailable, you can submit a school leaving certificate or a declaration from a magistrate or notary as an alternative commonly accepted document for age proof.

Is it mandatory to carry original documents to passport appointment?

Yes, original documents are needed for verification during a passport appointment. 

Conclusion 

Knowing the documents required for obtaining and renewing of Indian passport allows you to plan before your passport appointments. Having the original papers and copies with you helps smooth and fasten the process. If you plan a trip abroad, look for good international travel insurance to make your travel easy and enjoyable. Get your papers in order and prepare for an unforgettable adventure around the globe!

The majority of us desire the experience of travelling. One doesn't need a reason to travel, but let's also be mindful of the likelihood that unfavourable circumstances may occur while we are away from home. A travel insurance plan will make up the difference financially and socially for damages incurred. Most significantly, a robust travel insurance plan will expand the coverage to such circumstances if you inadvertently injure a third person or someone's property. The range of damages covered by personal responsibility or personal liability in travel insurance extends from the lowest to the highest. If one is at fault, he/she must comply with the person's request to make up for the loss. Your travel insurance plan's liability coverage will be helpful in this situation.

What is personal liability?

Generally, personal liability is the scenario in which you are legally accountable for an accident that causes property damage or physical harm, whether inside or outside your house. If your carelessness results in another person losing money or damage to property, you are personally responsible. You are also accountable for the loss, even though it is unintentional. So, your legal obligation to the person is known as personal liability. This also extends to any third-party injury or harm. In other words, you are subject to personal responsibility if a third party holds you accountable for the losses or damages. For instance, a guest suffers an injury in your home, or your kid breaks something like a window pane in a neighbour's house.

Accidents or untoward incidents can occur anytime and anywhere. This can take a severe turn, particularly if you get involved in an unforeseen circumstance while travelling. You may attempt to absolve the issue by resolving it legally if you consider that your conduct did not directly contribute to the other person's losses. If you purchase the right travel insurance coverage, it will be simpler to lessen the effects of personal responsibility costs with the help of personal liability cover in terms of travel insurance. Knowing that your travel insurance company will represent you in all interactions with third parties may give you peace of mind.

Is Personal Liability Cover Mandatory with International Travel Insurance?

If you're accountable for someone else's losses or injuries, personal liability coverage, also known as personal liability insurance coverage, safeguards your finances. Your family members are also covered, so you could be protected if your child unintentionally damages an expensive vase at a neighbour's house. The homeowners’ and renters’ insurance plans must include personal liability cover.

As the first measure before departing on your much anticipated international trip, avail of international travel coverage in India for a secured journey free from financial stress. Let us go over some situations where having health insurance while travelling abroad is necessary.

First and foremost, personal liability travel insurance helps us in many ways during medical emergencies. A medical problem is the last thing you want to encounter when your goal is to discover a new location and maximise the opportunity to know about the place and its culture. The right international travel insurance plan protects you by paying for your medical costs. Unexpected events can increase the cost of your travel-related expenses, like losing your baggage or Passport or simply having your journey delayed by inclement weather. Also, in the event of any trip interruption or cancellation, the coverage will pay for the unforeseen expenses you need to spend on travel and lodging.

Although it is not mandatory to purchase international travel insurance for some countries, buying one to travel hassle-free makes sense. Remember to check whether the policy you want to buy includes personal liability insurance coverage.

Features of Personal Liability Cover in Travel Insurance

All travellers should give personal liability coverage in their travel insurance some thought. In your native country, you could have dealt with similar cases that involve third-party losses and survived unscathed. If you are a foreigner, this would not be the case. The rules also vary from country to country, and there might be a possibility of the authorities withholding your Passport or cancelling your Visa.  

The best part about travel insurance personal liability cover is that it does not just apply to minor accidents and injuries. Personal liability travel insurance covers a broad range of factors, such as the ones listed below:

• Damage to a third party’s property while you are travelling in a foreign country.
• Any harm or damage to a third party’s vehicle while you are driving.
• Costs related to the claim settlement process and hiring attorneys if required, although this depends on the extent of coverage your plan provides.
• In case you are at fault, your insurer will pay for the medical expenses or other costs related to the damage suffered by the third party.
• Third-party accidental death benefit, although this depends on the extent of coverage of your plan.
• Payment for loss of income of the third party brought on by your negligence, but this depends on the terms and conditions and sum insured of your policy.

Therefore, these are considered the primary aspects of personal liability coverage that travel insurance policies follow.

There has been a rise in the sheer number of solo travellers over the last few years. People yearn to embark on a journey on their own and get to planning a solo trip. One spends days packing at every possible opportunity and searching the internet for lodging, eating, and sightseeing options.

The closer the departure date, the more excited one is to be able to travel for the very first time. However, eventually, one starts to worry and gets distressed by the trip's how-tos and what-ifs. However, the desire to explore the preferred location keeps one moving forward, even though the idea seems challenging and unsettling. Starting a mental map and thinking calmly are the first steps for any solo traveller to plan right. Once you're far from home, fewer resources will be available, so you'll require a solo travel guide to make the journey go smoothly.

Pros and Cons of going on Solo Trip

Pros of travelling solo:

• More individuals will be around you; hence many brand-new possibilities are available to solo travellers.
• You can do as you please, go anywhere, eat what you like, and nap when you please, which can be downright liberating.
• You will acquire the language more quickly. When you travel alone, you may have to communicate in the local language, which enhances your language skills and produces a more genuine experience.

Cons of Traveling Alone:

• Even though being an outsider in a foreign nation can be exciting, you may sometimes feel lonely.
• Lone visitors make for an easier target for predators, which could be dangerous in an unknown place.

In some circumstances, you might have to spend twice as much as you are not travelling with a friend or fellow traveller to share the expenses.

Essential Tips for Your First Solo Trip

In addition to discovering various cultures, travelling alone also helps you learn more about yourself. It’s thrilling, challenging, and invigorating all at once. You not only learn a lot about yourself but also about your surroundings. Travelling solo doesn’t have to be terrifying. This section contains the finest solo trip tips for your first journey alone. To ensure you have the best first solo trip possible, we'll go over selecting the ideal location, travelling alone for the first time, safety concerns, and a few other vital issues. The solo travel tips to religiously follow for a first solo trip are listed below:

 Deciding on Places to Visit

You must choose a place that appeals to your interests, as it will help you make the most of your journey. Stay away from beaches if you don’t like places that are too warm or get sunburnt easily. If crowds annoy you, stay away from major towns. Here are some pointers for lone novice travellers:

• Pick a destination where you can communicate in the native tongue; otherwise, be ready for a language barrier; alternatively, you could download Google Translate or take the help of a local guide who could also act as a translator.
• Pick a place with developed tourist infrastructure.
• Select a well-known backpacking destination to meet lots of other travellers and learn from their experiences.
• Choose a well-connected location to prevent loneliness and lengthy commutes.

 Planning Budget

The most crucial portion is now here: the monetary aspect! Your budget for a solo journey is influenced mainly by two factors: lodging and transportation.

• When discussing transit, one should consider the price of getting around the particular location — sightseeing, pick-up and drop-off, etc.
• Accommodation is the most challenging aspect, as there are both upscale and inexpensive lodging options in every metropolis and small town. You can choose a hotel or boarding house that is reasonably priced, secure and provides all the amenities needed for a pleasant stay. Before deciding, read the reviews, check the ratings, and view the images online.
• Budget for other costs like lodging, meals, entertainment, admission fees, and travel insurance, mainly if you are travelling abroad.

As per the recent IRDAI regulations, from January 1, 2023, KYC (Know your Customer) will be mandatory for all types of insurance, including travel insurance. These guidelines apply to the purchase of new policies as well as the renewal of existing policies. Basically, this brings into effect the guidelines issued in August 2022. These regulations are applicable irrespective of the policy premium. Before this, KYC was not mandatory for general insurance.

In this article, we will understand why KYC for travel insurance has been made mandatory and the KYC process for travel insurance, what documents are required for it, how long the process is, and other related aspects.

What is KYC?

KYC is a process to verify a customer’s identity, particularly in the financial services industry. Its primary objective is to protect financial institutions from scams or corrupt practices. In India, the RBI made it mandatory for all financial institutions to verify the identity of all their customers. The Prevention of Money Laundering Act of 2002 made KYC compulsory.

The KYC process involves collecting information such as the customer’s full name, address, date of birth, and identity proof like an Aadhaar Card, PAN Card, or Passport. The list of documents for verification of a person's identity may vary according to the type of policy. This process is essential for all types of financial transactions, including opening bank accounts, applying for loans, and now even for general insurance, including travel insurance.

KYC is of two types: Aadhaar-based KYC and in-person verification (IPV). Aadhaar-based KYC involves electronic verification and is both remote and paperless. Customers can complete this process online by providing their Aadhaar Number and biometric details for verification. In IPV, one can choose to do it online and submit the required documents. A person can appear for the verification process via video conferencing on Skype. Earlier, one had to be physically present for authentication.

KYC is a simple one-time process whether one chooses to do online KYC or offline KYC. Once completed, customers can use their verified identity for all future transactions. It protects financial institutions from scams or illegal activities and helps to maintain transparency in monetary transactions.

Why is KYC Mandatory for Travel Insurance?

The IRDAI issued a set of guidelines in August 2022, which made KYC compulsory for all types of insurance policies, including travel insurance plans. These guidelines came into effect on January 1, 2023. Consequently, all travel insurance companies must get KYC verification done for their existing and future clients. These regulations aim to protect the travel insurance sector from illegal activities like identity theft, money laundering, and terrorist financing and ensure transparency in the industry.

By verifying the identity and address of the policyholder, travel insurance companies can prevent scamsters from purchasing policies under fake identities and making false claims. Travel insurers will be in a better position to identify the risk profile of their customers and price their policies accordingly. KYC also helps in maintaining accurate and updated customer information. This will help in a seamless and quicker claim settlement. Following these guidelines also ensures compliance with the IRDAI’s requirements.

While it may seem like an unnecessary hurdle for policyholders, it is a necessary step towards safeguarding their interests and ensuring that they receive the policy’s benefits without unnecessary delays. In essence, it is an important step in ensuring the integrity and transparency of the insurance sector.

Travelling means different to different people. It can be for work, relaxation, rejuvenation, adventure, or just exploring the world. Whatever your motivation, after a stressful work-life balance, a trip to your favourite destination with your family could be all you need to come back all charged up.

Having said that, you cannot ignore the obvious risks and potential hassles related to travelling. For example, you may have to cancel your trip at the last minute due to unavoidable circumstances, or you may lose your baggage during transit. Also, you cannot overrule the possibility of falling sick during a trip. All such events can affect your travel budget significantly. This is where a robust travel insurance plan comes into play as it offers complete financial protection in the face of a mishap. 

However, just buying travel insurance is not enough. You must ensure you buy it from an insurer who will help you during a crisis. Your insurer must have a high claim settlement ratio and promise a smooth claim process.

ICICI Lombard travel insurance claim process

It is critical to understand whether your policy covers the unfortunate incident that occurred during your trip. Proceed with the next steps only after you have confirmed this:

• Notify the Assistant Service Provider (ASP) assigned to you soon after the incident that necessitated the claim filing. The service provider number will be provided to you at the time of policy purchase. You can also find this number on the ICICI Lombard travel insurance page. 
• Provide the required documents. For example, if the claim is for a trip extension, documents supporting the reason for the extension such as a medical report or certificate if the extension is due to illness are required.
• Fill out the claim form correctly.
• The ICICI Lombard claim team will review and verify your information before settling the claim. If the settlement is to be made in foreign currency, the exchange rate will be used.

The pandemic has altered many of our behaviours, especially how we travel. With the COVID-19 lockdown extending for nearly a year, most travellers found their options limited, which has changed their outlook on travel. People are more careful with travel, but they want to travel.

Now more than ever, travellers are researching their destinations before leaving and looking to the travel industry for directions. Where can they go? Is the current situation safe? Are the COVID protocols followed? In response, travel companies worldwide have found themselves emphasising cleaning protocols, allowing more flexibility in itineraries, waiving off cancelling/rescheduling fees, and keeping travellers updated on changing regulations. 

To find out more, ICICI Lombard, a leading travel insurance provider in India, recently conducted a survey to understand the mindset changes regarding travel post the pandemic. The reports show notable differences in travelling behaviour across age groups, demographics, the reasons for travel and travel destinations.

The survey also revealed that over half of respondents plan to travel post the pandemic, and over 94% will purchase travel insurance for their trip -giving rise to a new breed of 'safety-first' travellers.

As travel continues to evolve, here are the broad travel trends that we'd possibly witness in the post-corona era:

Most popular travel destinations post pandemic

USA, Canada and Europe most sought-after international travel destinations by Indians post Omicron



Older age groups are travelling closer to home as compared to youngsters

Most common reason for travel post pandemic

Travelling for business (1.2x) and medical (2x) reasons increased while dropped for education/ holiday trips



Younger age group mostly travelling for education while older age group for holiday and business

Emergence of 'safety-first' travellers

Indians become more self-conscious towards buying travel insurance

Before the pandemic, even though the awareness of travel insurance policies was 76%, only 50% purchased a travel insurance policy unless not mandatory. 

But this attitude has changed significantly since the outbreak of the virus. Today 90% of people are concerned about their health while travelling. This has increased the number of people purchasing travel insurance from 50% to 76%.

Awareness on availing travel insurance policy on international trip:

• Pre-pandemic - 76%  
• Post pandemic - 90%

Travel insurance purchase behaviour 

Post pandemic, 64% - travellers consciously searched for a travel insurance before their international trip vs 54% - travellers in the pre pandemic years. Only 22% bought as it was “mandatory with flight ticket”.

Since travellers are now aware of the risk of not being covered, travel insurance becomes as essential and, in some cases, as necessary as having a valid passport. The demand for pandemic coverage has also led the insurance industry to create new products to meet those needs.

Today an international travel insurance plan typically covers medical expenses for COVID-19, trip protection & baggage coverage, emergency medical care & evacuation. These policies also include coverage of trip interruption and delay coverage if the policyholder contracts COVID-19 while travelling.
As people resume travelling again, armed with vaccinations and travel insurance policies, Covid coverage is the key reason for buying travel insurance for most respondents.

Travel insurance as necessary as a valid passport

Post covid, medical expenses including Covid coverage no.1 reason to buy travel insurance 

In conclusion

People's outlook while travelling abroad have changed significantly post the Covid-19 virus outbreak. The pandemic has driven travel insurance from a commodity to a necessity. Customers have intentionally started seeking out travel insurance to remain covered in case of any unfortunate events during their trip. Both awareness and adoption to opt for travel insurance has increased significantly post-pandemic.

Covid coverage is the critical benefit travellers seek while looking for travel insurance – not just medical coverage but even for non-medical coverage such as hotel & trip extension. Post pandemic, the future of travel will include reassuring these ‘cautious’ travellers in many ways. Just as 9/11 changed air travel measures worldwide, the pandemic is making travellers more mindful of health & hygiene protocols during their trips abroad.

Traveling to new or unexplored places is both thrilling and expensive. Trips, especially those taken overseas, can be full of surprises—some pleasant while some could be nerve-wracking. This is why it is very important to secure your trip with travel insurance before you board that flight.

Today, many insurance companies offer customized travel insurance plans to suit your specific needs. Here's what you need to know about them.

About Travel Insurance

Travel insurance helps you cover unpleasant situations that may arise on an international trip by compensating you financially for your losses. These include passport loss, flight cancellation/delay, hotel extensions due to lockdown, medical emergencies, Covid emergencies, and more.

Different types of travel insurance

Based on your travel frequency, the insurer provides you with an option to choose between single-trip and multi-trip insurance.

· Single trip travel insurance

A single trip policy is an international travel insurance policy that only covers one trip. The policy's coverage begins the day your flight takes off and ends when you return home from your trip.

· Multi-trip travel insurance

This type of international travel plan is suited for frequent travelers. The policy covers multiple journeys to the same or different destinations up to a certain number of days.

Benefits of travel insurance

A travel insurance policy offers numerous advantages. A few of them are detailed below:

1. Coronavirus cover

It is practically impossible to find a country that has been spared from the COVID-19 pandemic. In light of the pandemic, whether you are traveling domestically or internationally, the risk of contracting the virus is high. Travel insurance that covers medical emergencies including Covid will help you take the financial burden that may arise due to coronavirus infection.

2. Baggage cover

Another great benefit of travel insurance is baggage cover. Imagine paying for items that you had already packed in your bags, lost due to someone else's error. In such situations, travel insurance comes into the picture. Here's how:

• If your luggage is misplaced or stolen, the policy will cover the cost of essentials such as toiletries, medicines, and clothing.

· In the event of delayed baggage, travel policies usually cover the costs of necessities until your luggage is returned.

3. Medical cover

Medical coverage in a travel insurance policy has a broad definition. Let's start with the most crucial thing first. If you are travelling outside of India, then your active medical insurance policy will be useless in case you fall sick. Why? Because most health insurance policies cover the cost of medical treatment only if it is taken within the country.

Now let's talk about the situations covered by your travel insurance.

If you meet with an accident or become ill due to a change in weather conditions on your trip abroad, the travel policy will cover the cost of the immediate treatment.

• Travel insurance also pays for emergency medical evacuation if your medical condition requires long-term therapy and local doctors recommend treatment in your home country.

· If you become unwell and are admitted to the hospital, the insurer will cover the cost of the compassionate visit. Make sure you check the clauses related to this point with the insurer before purchasing the policy.

If you're traveling abroad after the pandemic, it is best not to overlook the need for travel insurance. Some travelers believe that travel insurance is optional, but in fact, almost 34 countries need travelers to purchase travel insurance before entering their territories.

Owning travel insurance on your international trip, avoid difficult situations due to passport loss, flight cancellations, lockdowns, medical emergencies, baggage loss, etc.

Few countries where travel insurance policy is mandatory:

• Cuba
• The United States of America (USA)
• The United Arab of Emirates (UAE)
• Turkey
• Russia
• Qatar
• Antarctica
• Ecuador (including Galapagos Islands)
• Schengen countries (a group of 26 central European countries)

Top benefits of purchasing travel insurance when traveling abroad:

• Medical Assistance

The health benefit aspect of travel insurance is one of the key reasons it is essential for foreign trips. Medical emergencies are unforeseeable. If you don't plan for it beforehand, you can face financial turmoil. Travel insurance covers hospitalization and pharmacy bills. The policy further helps you if you are diagnosed with COVID-19 while on a trip. Travel insurance also covers prolonged international stays due to unavoidable circumstances.

Given the threat COVID-19 poses for the older age groups, you must take all precautions to safeguard your parents from any unpleasant conditions that could arise on their trip abroad. Here are the things to keep in mind while purchasing international travel insurance for your parent’s trip:

1. Check the list of coverage

There are various travel insurance products available in the market. Before you purchase travel insurance for your parents, thoroughly check the list of policy inclusions. Most importantly, check the maximum entry age with the insurer. Typically, travel insurance covers the following:

• Flight and/or hotel reservation cancellation:

If your parents wish to cancel or postpone their planned trip due to a medical condition, travel insurance will compensate for the losses incurred on the flight & hotel reservation.

• Trip cancellation:

Travel insurance also covers trip cancellation due to the sudden demise of a close family member.

• Trip extension:

As the world is still battling the COVID-19 pandemic, the possibility of a sudden lockdown at your destination is high. With travel insurance, the insurer assists you with policy extension in case you are stranded at your travel location.

• Medical coverage including COVID 19:

A travel insurance policy covers the expense of treatment if your father, mother, or both are diagnosed with COVID-19 during their trip abroad.

2. Check for medical coverage

Most health insurance policies are worthless if your parents fall ill and seek medical care outside India. Therefore, it's crucial to check with the insurer the scope of medical coverage included in the travel insurance. You must also read the policy's fine print to understand if there are any hidden clauses.

Yes, travel insurance these days does cover health emergencies due to coronavirus. Since the outbreak of the COVID-19 pandemic, many insurers have started including COVID-19 coverage in their travel insurance policies. If you are wondering what is exactly covered as part of the coronavirus cover, this article is for you. Keep reading.

1 . Medical treatment

 Because of how the virus has spread, one can't avoid the fact that they're always at risk of contracting the disease. The situation gets significantly worse if you develop COVID-19 while travelling abroad. The high cost of healthcare facilities and services worldwide can often be a source of anxiety for many travellers. However, with travel insurance, you need not worry about the COVID-19 treatment costs.

2. Unexpected lockdowns

Given the current situation, it is too early to say whether or not a lockdown will be implemented in the future. However, consider a case where you'd be left stranded on vacation abroad because the country declared a nationwide lockdown due to COVID-19. Under such circumstances, flight delays or cancellations are significantly risky. A travel insurance policy covers your trip extension and any losses incurred due to flight cancellation. 

When travelling abroad, make sure that medical travel insurance is among the first five things on your shopping list. In fact, many countries refuse entry to visitors who do not have it. Medical travel insurance policies come with a host of benefits such as:

1. Family emergency

There might arise a situation when you have to cancel your trip due to a medical emergency or a death in your family. In this scenario, the travel insurance will compensate for the losses incurred due to trip cancellation.

2. Repatriation costs

Imagine a situation where you fall sick and need continuous medical attention while on a trip. You may want to cut short your vacation and head home to pursue treatment in your home country, which means additional costs to buy an earlier return ticket. This is where a medical travel policy comes in handy. It covers the expense of repatriation, and the insurer will make the appropriate arrangements to assist you in returning to India.

3. Replacement to regular medical insurance

Even if you have health insurance with various add-ons, it will be of no use in a foreign country. Your medical plan is valid only in India. However, this is not the case with medical travel insurance. If you fall sick abroad due to changes in climatic conditions or some other reason, the insurer will cover the treatment costs.

Travelling is a refreshing experience, especially if you are visiting another country for a vacation. But, just like any change, travelling comes with its own set of inconveniences. A change of climate, food, or travel-related exhaustion can lead to common cough and cold, or you may even fall severely sick or be injured. During such trying times, getting hospitalised or availing of medical treatment in a foreign country can drain you off your funds. As a precaution get yourself travel medical insurance before you set out on your journey. This would help you to meet the healthcare expenses if required so that you can travel stress-free. Note, that travel medical insurance or health insurance for overseas travel differs from regular health insurance. Keep reading to know more about travel medical insurance in detail.

A travel medical insurance would cover the cost of emergency medical treatments or injury as per the limits of your policy. You will find that most of the domestic health insurance policies are not valid abroad, so you have to buy additional travel medical insurance. This insurance would be active only as long as you are travelling. With travel medical insurance, you will get foreign language help if you are not comfortable communicating in the country’s official language. Your insurance provider will facilitate it in case you have any problems related to communication. In certain countries, it is compulsory to show proof of travel medical insurance for entry permits.

Coverage under medical insurance for overseas travel

Travel medical insurance covers emergency medical treatments including:

• Bone fractures
• Heart attack
• Stroke
• Emergency dental procedures
• Medical evacuations
• Emergency transport
• Emergency repatriation
• Ambulance service
• Doctor consultation fees
• Hospital and operating room charges
• X-rays, examinations, treatments, lab tests and anaesthesia
• Drugs and medicines
• Emergency medical evacuation or arrangements for sending back the patient to the domestic country

There are two types of health insurance for travel abroad

• Stand-alone plan for health insurance for abroad

It covers emergency medical and dental expenses that you may have to pay for while travelling. It will not include any other expenses related to travel insurance. Travel medical insurance will cover medical emergencies while travelling such as a sprained ankle, fracture, injury etc. while sightseeing. It will not cover non-emergency issues or regular treatment procedures.

• Comprehensive travel insurance cover

In addition to emergency medical benefits, a comprehensive travel insurance package plan provides coverage for trip cancellation, trip delay, emergency medical evacuation, baggage loss etc.

You can buy travel medical insurance as primary or secondary coverage, depending on your requirements. If it is the primary coverage, it will pay for the expenses irrespective of any other health insurance that you have. If you have existing health insurance and buy travel medical insurance as secondary coverage, you have to claim from the primary health insurance first. You can claim the balance amount from the secondary cover.

If you travel to a country where your domestic or primary health insurance is not valid, then the secondary travel medical insurance will become the primary coverage due to lack of other insurance. Take care to know about the policy rules for evacuation in case of a medical emergency. Some policies may require a minimum period of hospitalisation abroad before you are evacuated.

Everything about a trip to the Kingdom of Saudi Arabia spells exotic and generous. And the cuisine of this land is no exception. A blend of wheat, rice, milk, chicken or lamb, dates, yoghurt and potatoes, delicately flavoured with rich aromatic spices, is typically what Saudi food consists of.

The cuisine varies from province to province, although some dishes such as the national dish of Saudi Arabia, are found across the Kingdom.  

The warmth, generosity and sense of sharing that are the hallmarks of Saudi Arabian culture are amply reflected in the food of the people here as well. And perhaps the best example of this culture is a dish called Kabsa. Any culinary trail to explore Saudi Arabia’s food culture would be incomplete without a proper mention of Kabsa which is considered as the national dish of the kingdom, and with good reason.

The Origin of Kabsa

The roots of Kabsa trace back to the Bedouin tribes of the Arabian Peninsula. These nomadic communities created the dish using accessible ingredients: rice, meat (commonly lamb or chicken), and a medley of spices. The term "Kabsa" is derived from the Arabic word 'kbs,' meaning 'press,' alluding to the traditional method of cooking where all components are combined in a single pot.

The Ingredients of Kabsa

To understand what makes Kabsa so special, let us see what goes into the making of this dish. At its heart, the traditional Kabsa is a simple preparation of wholesome, hearty Saudi food staples of rice and meat, cooked with potatoes and vegetables. All these main ingredients are brought together with the warmth of aromatic Arabian spices such as black pepper, cloves, cardamom, saffron, black lime, bay leaves, and nutmeg. This spice mix is what lends that beautiful distinctive flavour to the dish. One mouthful and you immediately get a feeling of immense satisfaction.

The secret of a really good Kabsa is selecting and using the finest of ingredients from fragrant long-grained basmati rice to the best of spices and the skill of cooking the dish to perfection so as to bring out its perfect rich flavours and texture.  

Significance of Kabsa in Saudi Culture

Kabsa is an intrinsic part of the region’s culinary heritage as it is arguably the best representation of traditional Arabic cuisine. Kabsa truly does justice to its popularity and pride of place as Saudi Arabia’s national dish.

Kabsa, for the Saudi people, is not just a dish but a symbol of hospitality and unity that they have inherited from their ancestors and culture. Traditionally prepared for special occasions, family gatherings, and festive celebrations, the dish is all about sharing goodness with one’s friends and family. This shared aspect of Kabsa is also underlined in the way it is served, with people forming a circle around a large plate to share meals and laughter.

Best Places to Try Kabsa in Saudi Arabia

As one of the most popular and traditional Arabic dishes and of course, being the national dish of Saudi Arabia, Kabsa is widely available across the country from Jeddah to Riyadh. You can definitely sample this dish at fine dining restaurants and food courts. However, the most authentic experience to try the traditional Kabsa would be at the home of a local. Make friends with your local guide and see if you are lucky enough to get invited to dine with his family.     

While in Saudi Arabia, you should also try out some of the other authentic Arabic dishes such as falafel, saleeg, hainini, and mutabbaq.

Conclusion

When you plan for your trip to Saudi Arabia, you should ensure that your travel checklist includes buying travel insurance. Having Travel Insurance for Saudi Arabia is as important and mandatory as having a valid passport and getting your Saudi Arabia Visa. Make sure you buy international travel insurance before you leave India because it is a necessary travel safeguard to protect your finances in times of unforeseen crisis.

Ensuring your overseas trip with single trip travel insurance will allow you to explore the sights and sounds of a foreign country with total peace of mind, knowing you are covered just in case any mishap occurs such as loss of luggage or even if your trip itself gets cancelled.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.