Close ILTakeCare Suggestion
IL TakeCare app – For all your insurance & wellness needs

Policy purchase, claims, renewal & more

Health insurance just got 18% cheaper – no GST applicable!
 
  • H-1B Visa Interview Guide: How to Prepare for Common Questions

    by Tanmay Ahuja | Sep 13, 2024

    Are you preparing to make a major move to the United States for diverse career opportunities? You may know by now that an H-1B visa is a mandatory requirement. This work-based visa grants foreign workers from specialised fields the ability to migrate to the United States. To be granted the H-1B, you must ensure that you meet the eligibility criteria, which include an undergraduate or graduate degree, and pass the visa interview.

    Understanding the H-1B Visa Interview

    The interview - the final stage of the H-1B visa application process - can seem daunting. However, with a detailed understanding of the process, you can approach it with confidence.

    • Before the interview, a systematic review of your documents is conducted at the visa application centre (VAC). Keep your DS-160 confirmation page, appointment letter, and passport handy. Additionally, a few formalities, such as biometrics, will be completed. This process typically takes around 30 minutes to conclude.
    • Your employer must typically initiate the Labor Condition Application (LCA) and submit a Petition for Non-Immigrant Work (Form I-129). After approval, you will receive the Notice of Action (Form I-797) that you must carry with you to your interview.
    • You will also be required to bring additional documents, such as your passport and education credentials, to the consulate.
    • The actual interview process can be nerve-wracking for some interviewees. Therefore, practising before you appear for the H-1B interview questions is essential. The questions may cover your background, education, or work experience. The interview might also focus on your employment details. Be prepared to provide detailed information about your prospective employer and your responsibilities in your new role.

    Make sure you don't miss the interview. Although rescheduling is possible, it can delay your visa.

    H-1B Visa Interview Questions and Answers

    Below are a few frequently asked questions to help make your interview preparation smoother:

    General Questions

    1. Why do you wish to visit the US?

    Mention your purpose of travelling to the US. Since you are applying for a work visa, inform them about your prospective employment. Briefly explain your employer's details.

    1. Have you ever been to the US before?

    If you have visited the US before, provide details about the duration and objective of your visit. You may also mention any travel insurance you have. This demonstrates your responsibility.

    1. Have you studied in the US?

    If yes, provide details of the institution you were enrolled in and the course you opted for.

    1. What is your marital status?

    Provide confirmation about your marital status. Accordingly, the consular officer may prompt you for details concerning the duration of your marriage.

    1. Do you have family in the US?

    Inform the authorities if you have family members residing in the US and specify the cities where they live.

    Questions Related to Your Education

    1. Tell us about your educational qualifications.

    Provide details about your educational background, including your schooling to any recent degrees you have acquired.

    1. What is your area of expertise?

    Mention the subjects you studied during your graduation. If you have pursued education beyond graduation, emphasise your area of specialisation.

    1. Can I see your degree or educational certificates?

    Hand over your educational credentials to them. Additionally, mention any research projects you have undertaken to demonstrate your subject expertise.

    Employment-Related Questions

    1. Do you have prior job experience?

    Provide supporting documents and details concerning your previous employer/s.

    1. Why do you want to move to the US for work?

    Provide truthful and valid reasons for wanting to work in the U.S. Stress how you may contribute to your field.

    1. What company do you work for now?

    Provide details about your current employer. Ensure you are well-informed about every aspect of the company.

    1. What is your role at the company?

    Mention the position you will assume with the company and outline the upcoming responsibilities associated with the role.

    1. How did you know about the employer?

    Touch upon how you got your job. Mention details about the source and why it interested you.

    H-1B Visa Interview Tips

    Below are some helpful tips to achieve success when facing the H-1B interview questions:

    • Organise your documents in an orderly manner. Ensure you meet the checklist of all the essential documents, such as DS-160 and the I-797 Form.
    • Communicate effectively to establish your language proficiency. Practice speaking at a proper pace so that you don't fumble while speaking during the interview.
    • Be honest with your answers, and refrain from manipulating any date you are unsure of.
    • Pay attention to every detail mentioned in your application form. Anything you put down is a prospective question.
    • It is wise to practice with mock interviews.

    Conclusion

    Adequately preparing for the H-1B visa questions will undoubtedly help you succeed. While preparing, don't forget to apply for travel insurance online. Whether it's damaged baggage or a medical issue, travel insurance will help you navigate any challenges that arise as you begin your journey in a foreign nation.

  • How Many Countries Can Indians Go to Without a Visa?

    by Tanmay Ahuja | Sep 13, 2024

    Are you an Indian passport holder dreaming of globetrotting without the hassle of visa applications? Good news! Several countries welcome Indian passport holders without a visa, making travel more accessible and spontaneous. Wondering how many countries can Indians go to without a visa? In this guide, we will explore these destinations that are perfect for your next getaway.

    List of Visa-Free Countries to Visit for Indians

    The strength of Indian passport moved up from 87th place in 2022 to 80th in 2023, giving its holders a visa-free access to 57 countries, the latest report put out by Henley and Partners showed. These destinations provide a mix of adventure, relaxation, and cultural experiences, and it makes them ideal for Indian travellers seeking new horizons. Here is a snapshot of these places:

    • Barbados
    • Bhutan
    • Bolivia
    • British Virgin Islands
    • Burundi
    • Cambodia
    • Cape Verde Islands
    • Comoro Islands
    • Djibouti
    • Dominica
    • El Salvador
    • Fiji
    • Gabon
    • Grenada
    • Guinea-Bissau
    • Haiti
    • Indonesia
    • Iran
    • Jamaica
    • Jordan
    • Kazakhstan
    • Laos
    • Macao (SAR China)
    • Madagascar
    • Maldives
    • Marshall Islands
    • Mauritania
    • Mauritius
    • Micronesia
    • Montserrat
    • Mozambique
    • Myanmar
    • Nepal
    • Niue
    • Oman
    • Palau Islands
    • Qatar
    • Rwanda
    • Samoa
    • Senegal
    • Seychelles
    • Sierra Leone
    • Somalia
    • Sri Lanka
    • Kitts and Nevis
    • Lucia
    • Vincent
    • Tanzania
    • Thailand
    • Timor-Leste
    • Togo
    • Trinidad and Tobago
    • Tunisia
    • Tuvalu
    • Vanuatu
    • Zimbabwe

    Conclusion

    The ability to travel to numerous countries without a visa opens up a world of opportunity for Indian passport holders. It doesn't matter whether it is a quick getaway or a long-awaited dream vacation, knowing how many countries Indian passport can enter without visa can result in huge cost savings and less planning time, making spontaneous trips more feasible for you. Let's not forget the importance of travel insurance in this discussion - it is as essential as your passport, ensuring peace of mind as you embrace new adventures

  • Guide to Student Health Insurance in Canada

    by Tanmay Ahuja | Sep 12, 2024

    Are you an international student planning to study in Canada? If so, understanding student health insurance in Canada is an important part of your journey. Unlike Canadian citizens and permanent residents, international students are responsible for arranging their own health insurance coverage for the duration of their studies in Canada.

    Navigating the system can be tricky, with various health insurance options available across different provinces. This guide aims to simplify the process, helping you understand everything about student insurance in Canada. By following it, you’ll be well-prepared to address any medical needs during your studies.

    Health Care Services for Students by Province

    Below are the details of the available healthcare services for students in each Canadian province:

    Alberta

    Public Health Insurance Available: Yes

    If you plan to study in Alberta for six months or longer, you can apply for health insurance through the Alberta Health Care Insurance Plan (AHCIP). However, be aware that AHCIP only covers basic and primary health expenditures, so you’ll need additional coverage for services like dental care or prescription drugs. Students under 18 must be added to a parent or guardian’s insurance. Ensure that your application is submitted within 90 days of arriving in Alberta to secure coverage. If you’re not eligible for AHCIP, you should purchase private Canada international student insurance to cover any gaps.

    British Columbia

    Public Health Insurance Available: Yes

    The Medical Services Plan (MSP) is available for students who will be living in British Columbia for more than six months. You can apply for MSP immediately upon arrival, but coverage will not begin until after you have been in BC for three months. To cover this waiting period, you can purchase temporary student travel insurance for Canada through iMED.

    Additionally, MSP does not include many services, so you may want to explore extended health coverage options. Most schools offer plans that include supplementary benefits such as physical therapy and chiropractic services, which are helpful for maintaining overall health during your studies. For comprehensive coverage, consider additional student insurance Canada.

    Manitoba

    Public Health Insurance Available: No

    Manitoba requires all its students to mandatorily subscribe to a health package known as the Manitoba International Student Health Plan. This plan covers emergency medical care, hospitalisation, doctor attendance, and X-rays. It also includes coverage for diagnostic services, laboratory tests, and some prescription medications, ensuring comprehensive protection for students.

    New Brunswick

    Public Health Insurance Available: Yes

    Medicare may be available to international students in New Brunswick if they meet the eligibility criteria. Students must enrol full-time for at least one academic year. Since Medicare is only basic medical coverage, you will also want to explore extended health insurance, which is sometimes available from your institution or another provider. Extended plans can offer additional services like vision care and mental health services, which are crucial for overall student wellness.

    Newfoundland and Labrador

    Public Health Insurance Available: Yes

    All international students (if enrolled full-time for at least 12 months) are automatically registered for the Foreign Health Insurance plan and receive free basic health coverage through the Medical Care Plan. For additional benefits, consider extended health insurance. Extended coverage can include dental care, prescription medications, and physiotherapy, offering a more comprehensive safety net for students.

    Northwest Territories

    Public Health Insurance Available: Yes

    International students attending school in the Northwest Territories for more than 12 months are eligible for basic health care insurance through Northwest Territories Health Care (NWTHC). This basic coverage includes essential services such as doctor visits, hospital care, and some emergency services. However, it does not cover all medical expenses. For more comprehensive coverage, students should consider exploring private insurance options.

    Nova Scotia

    Public Health Insurance Available: No

    International students in Nova Scotia must purchase health insurance, as the provincial program does not cover them. Typically, this insurance is provided by educational institutions. After residing in the province for 12 months, you can obtain a Nova Scotia Health Card, which grants access to Medical Services Insurance (MSI). MSI offers basic coverage, including doctor visits and hospital care. However, additional private insurance is recommended for services such as dental and vision care.

    Nunavut

    Public Health Insurance Available: Not Applicable

    As there are no designated learning institutions for international students to study in Nunavut, health insurance is not issued.

    Ontario

    Public Health Insurance Available: No

    Ontario does not provide provincial health insurance coverage to international students. However, higher education institutions offer health insurance packages for their students. Most universities use the University Health Insurance Plan, while colleges may use other providers. This insurance is included in your university fees and covers essential medical services such as doctor visits, hospital stays, and some diagnostic services.

    Prince Edward Island

    Public Health Insurance Available: Yes

    International students studying in Prince Edward Island (PEI) for at least six months can apply for a PEI Health Card after three months of residency. Until then, you will need to have private insurance. If you are covered under your institution's health plan, check if you can opt out of it once you qualify for the PEI Health Card. The PEI Health Card offers basic coverage for doctor visits, emergency services, and hospital care, but additional private insurance is recommended for more comprehensive coverage.

    Quebec

    Public Health Insurance Available: Sometimes

    Quebec has agreements with ten countries allowing residents from these countries to obtain health insurance through the Régie de l’assurance maladie du Québec (RAMQ). If you are not from one of these partner countries, you will need to purchase a health plan through your institution or a private insurance provider. The RAMQ plan offers comprehensive coverage, including prescription medications and hospital services, to eligible international students from partner countries.

    Saskatchewan

    Public Health Insurance Available: Yes

    International students studying in Saskatchewan for more than six months are covered under the Saskatchewan Health Plan at no additional cost. To receive this coverage, you need to obtain a Saskatchewan Health Card. If your institution automatically enrols you in a private plan, you may be able to opt-out if you have other coverage. The Saskatchewan Health Plan offers essential health services, including doctor visits, hospital care, and diagnostic services.

    Yukon

    Public Health Insurance Available: No

    Yukon College is the only designated learning institution (DLI) in Yukon and mandates that international students be covered by a mandatory group health insurance plan while attending school. This plan provides basic health services, including doctor visits and hospital care. However, students may need additional private insurance for more comprehensive coverage.

    Out-of-Province Medical Insurance

    Provincial health care coverage may only apply to expenses incurred within that province. Check whether your additional health insurance covers travel outside of your province or Canada. If not, you will need to purchase separate travel insurance to cover medical expenses during your travels.

    Conclusion

    Medical insurance is crucial for international students in Canada. Make sure you understand the requirements and options available in your province to ensure you are well-covered throughout your studies. With the right plan in place, you can focus on your education without worrying about unexpected medical expenses.

  • Discover L1 Visa Interview Questions, Answers, and Tips

    by Tanmay Ahuja | Sep 12, 2024

    Updated on 14 Dec Nov 2025

    Applying for a UK visa often includes an interview, which helps officials understand your travel purpose, background, and financial stability. Many people feel nervous, but the process is usually simple if you are well-prepared. The interview is not meant to confuse you but to confirm that your details match your application. You may be asked questions about your job, education, income, or travel plans. Being clear and honest in your answers is the best way to succeed.

    With the right preparation and documents, facing UK visa interview questions can be smooth and stress-free for any applicant. You must also have the best travel insurance while travelling internationally.

    Understanding L1 visa

    Undoubtedly, the most crucial step in getting your L1 visa approved is the visa interview. Before you begin preparing, ensure that you are transferring to a parent company, subsidiary, or headquarters of your current employer. Verify the type of visa you are applying for, provide your personal information, and present all required documents, including your original passport and a receipt confirming visa payment. Be ready to answer questions about your work experience, current responsibilities, and the purpose of your transfer.

    This visa is especially beneficial for companies, as the L1 visa allows them to transfer multiple employees under an L1 blanket approval. During the L1 visa interview, they will primarily focus on verifying that your job title and work experience are accurate and that the details of your job transfer make you eligible.

    Common L1 visa interview questions & their answers

    Here's a breakdown of common L1 interview questions and answers:

    1. General L1 Visa Interview Questions

    • Which visa are you applying for?

    "I am applying for an L1 visa."

    • Can you confirm your name and contact details?

    Provide your full name, phone number, and email address accurately.

    • Can you provide your valid passport, visa fee receipt, and forms I-797, I-128, and DS-160?

    Ensure you have these documents ready to present.

    • Have you visited the United Kingdom before?

    Answer simply with "Yes" or "No."

    • Have you worked in foreign countries before?

    Answer honestly, listing any relevant experience.

    2. Questions about your current job

    • What is your work experience?

    Summarise your professional background, including past and current job roles.

    • Which organisation are you currently working for, and for how long?

    Mention the name of your employer and the duration of your employment.

    • What are your duties in your present job position?

    Detail your daily responsibilities and roles.

    • What is your annual or monthly salary?

    State your salary and be ready to provide proof, like a bank statement or payslip.

    L1 visa interview tips

    You must be prepared and confident to answer the question correctly.

    • Arrive early: Plan to reach the venue at least 15 minutes before your interview.
    • Dress formally: First impressions matter, so wear professional attire.
    • Stay confident: Maintain eye contact, listen carefully, and respond clearly.
    • Accuracy is crucial: Provide truthful answers and avoid any misinformation. The immigration officer will verify your responses.
    • Avoid jargon: Use simple language to make your answers clear and understandable.

    Mistakes to avoid during L1 visa interview process

    When attending your L1 visa interview, avoid making common mistakes that can affect your application. Do not give unclear or incomplete answers, as officers expect honest and direct responses. Avoid providing false information, since any mismatch in your documents and answers can lead to rejection. Do not appear nervous or unprepared. Check online what questions they have asked before and practice them. Lastly, always carry the correct documents, as missing papers can delay or deny your visa approval.

    Common reasons for L1 visa rejection

    The main reason for you not to clear the interview is incomplete documents and sounding nervous. If the job role does not match the L1 visa requirements, it may also be rejected. Lack of proof of the applicant’s specialised knowledge or managerial skills is another reason. Sometimes, mistakes in the application form or missing company details cause issues. Rejections can also happen if the employer does not meet the eligibility rules set by immigration authorities.

    Conclusion

    Attending a UK visa interview may feel stressful, but with the right preparation, you can handle it smoothly. The interview mainly checks your travel purpose, financial stability, and genuine intentions. If you answer honestly, keep your documents ready, and stay confident, the process becomes simple. Remember, the officers only want to confirm your details, not make things harder. By being clear and truthful, you increase your chances of approval.

    Likewise, it is also necessary to have a single-trip insurance policy to feel secure in a foreign country. By filling out the form on this page, you can apply for this insurance, and experts will help you with the plans that fit your needs.

    FAQs

    • Can I apply again if I don’t clear my visa interview?

    Yes, interviews can be rescheduled after applying with a new application fee and the visa amount for the country, if your visa is rejected.

    • What is VFS?

    VFS is an appointment date and timings for your visa interview at the visa office, to get the visa for the country you are travelling to.

    • When will I get back my passport?

    After you are done with the interview, you will be returned your passport even if you have not cleared the interview.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • H-1B Visa Interview Questions

    by Tanmay Ahuja | Sep 09, 2024

    Are you preparing to make a major move to the United States for diverse career opportunities? You may know by now that an H-1B visa is a mandatory requirement. This work-based visa grants foreign workers from specialised fields the ability to migrate to the United States. To be granted the H-1B, you must ensure that you meet the eligibility criteria, which include an undergraduate or graduate degree, and pass the visa interview.

    Understanding the H-1B Visa Interview

    The interview - the final stage of the H-1B visa application process - can seem daunting. However, with a detailed understanding of the process, you can approach it with confidence.

    • Before the interview, a systematic review of your documents is conducted at the visa application centre (VAC). Keep your DS-160 confirmation page, appointment letter, and passport handy. Additionally, a few formalities, such as biometrics, will be completed. This process typically takes around 30 minutes to conclude.
    • Your employer must typically initiate the Labor Condition Application (LCA) and submit a Petition for Non-Immigrant Work (Form I-129). After approval, you will receive the Notice of Action (Form I-797) that you must carry with you to your interview.
    • You will also be required to bring additional documents, such as your passport and education credentials, to the consulate.
    • The actual interview process can be nerve-wracking for some interviewees. Therefore, practising before you appear for the H-1B interview questions is essential. The questions may cover your background, education, or work experience. The interview might also focus on your employment details. Be prepared to provide detailed information about your prospective employer and your responsibilities in your new role.

    Make sure you don't miss the interview. Although rescheduling is possible, it can delay your visa.

    H-1B Visa Interview Questions and Answers

    Below are a few frequently asked questions to help make your interview preparation smoother:

    General Questions

    1. Why do you wish to visit the US?

    Mention your purpose of travelling to the US. Since you are applying for a work visa, inform them about your prospective employment. Briefly explain your employer's details.

    1. Have you ever been to the US before?

    If you have visited the US before, provide details about the duration and objective of your visit. You may also mention any travel insurance you have. This demonstrates your responsibility.

      Have you studied in the US?

    If yes, provide details of the institution you were enrolled in and the course you opted for.

     

    1. What is your marital status?

    Provide confirmation about your marital status. Accordingly, the consular officer may prompt you for details concerning the duration of your marriage.

    1. Do you have family in the US?

    Inform the authorities if you have family members residing in the US and specify the cities where they live.

    Questions Related to Your Education

    1. Tell us about your educational qualifications.

    Provide details about your educational background, including your schooling to any recent degrees you have acquired.

    1. What is your area of expertise?

    Mention the subjects you studied during your graduation. If you have pursued education beyond graduation, emphasise your area of specialisation.

    1. Can I see your degree or educational certificates?

    Hand over your educational credentials to them. Additionally, mention any research projects you have undertaken to demonstrate your subject expertise.

    Employment-Related Questions

    1. Do you have prior job experience?

    Provide supporting documents and details concerning your previous employer/s.

    1. Why do you want to move to the US for work?

    Provide truthful and valid reasons for wanting to work in the U.S. Stress how you may contribute to your field.

    1. What company do you work for now?

    Provide details about your current employer. Ensure you are well-informed about every aspect of the company.

    1. What is your role at the company?

    Mention the position you will assume with the company and outline the upcoming responsibilities associated with the role.

    1. How did you know about the employer?

    Touch upon how you got your job. Mention details about the source and why it interested you.

    H-1B Visa Interview Tips

    Below are some helpful tips to achieve success when facing the H-1B interview questions:

    • Organise your documents in an orderly manner. Ensure you meet the checklist of all the essential documents, such as DS-160 and the I-797 Form.
    • Communicate effectively to establish your language proficiency. Practice speaking at a proper pace so that you don't fumble while speaking during the interview.
    • Be honest with your answers, and refrain from manipulating any date you are unsure of.
    • Pay attention to every detail mentioned in your application form. Anything you put down is a prospective question.
    • It is wise to practice with mock interviews.

    Conclusion

    Adequately preparing for the H-1B visa questions will undoubtedly help you succeed. While preparing, don't forget to apply for travel insurance online. Whether it's damaged baggage or a medical issue, travel insurance will help you navigate any challenges that arise as you begin your journey in a foreign nation.

  • How to Prepare for Your H-4 Visa Interview? Questions, Answers & Tips

    by Tanmay Ahuja | Sep 06, 2024
    Updated on 17 Nov 2025

    With the increasingly globalised world, a growing number of couples are living apart due to their job commitments or family responsibilities. If your spouse works in the United States and you are coming to visit or live with them, then securing the H-4 visa is the first step. While the visa interview may seem daunting at first, it is easy if you are adequately prepared and understand the nuances of the process.

    What is an H-4 visa?

    The H-4 visa is meant for the family members of certain non-immigrant workers in the United States. Specifically, it allows spouses and unmarried children under 21 of H-1B, H-1C, H-2A, H-2B and H-3 visa holders to join them in the U.S. and live there for as long as the primary visa holder is authorised to stay. In addition to accompanying their family member, H-4 visa holders can pursue education in the U.S., and under certain conditions, may also be eligible to work.

    Common H-4 visa interview questions & their answers

    Generally, these questions can be categorised into four basic types: visa-related, about you, about your marriage and about your spouse. Here are some common H-4 interview questions and answers:

    Questions about the visa

    1. Why are you applying for an H-4 visa?

    State that you wish to join your spouse in the United States.

    1. When did your spouse get their H-1B visa?

    Provide the exact date and year your spouse received their visa.

    1. Did you schedule your appointment with the help of anyone?

    Answer truthfully if you had help scheduling the appointment.

    Questions about you

    1. What are you planning on doing in America?

    Answer honestly about your plans, whether it's studying, working (if eligible) or managing the household.

    1. Who will take care of your finances while you are in the U.S.?

    Be clear and honest about who will fund your stay and show that your finances are well planned.

    Questions about your marriage

    1. Do you have the legal documents proving your marriage and a photograph of the day?

    Present your marriage certificate and a picture from your wedding day.

    1. When did you get married, and how long have you been married?

    Provide the exact date of your marriage and the duration.

    1. Where did you get married?

    Mention the location of your wedding, including the city and country.

    Questions about your spouse

    1. What does your spouse do in the U.S.?

    Provide the details of what position your spouse works at, along with the company name and primary handling.

    1. Where does your spouse live in the U.S.?

    Clearly mention the city and state where your spouse lives in the U.S.

    1. How long has your spouse been in the U.S. on an H-1B visa?

    Provide the details of how long your spouse has been living in the U.S. after receiving their H-1B visa.

    Document checklist for H-4 visa interview

    The key list of documents you need for an H-4 visa interview:

    • Valid passport
    • DS-160 confirmation page with barcode
    • Visa appointment confirmation letter
    • Recent passport-sized photographs
    • Visa application fee receipt
    • Copy of spouse’s H-1B approval notice
    • Copy of spouse’s valid visa and passport
    • Employment verification letter from the employer
    • Recent pay stubs (last 3-6 months)
    • Bank statements showing salary credits
    • Form I-129 copy
    • Spouse’s tax returns, if applicable
    • Original marriage certificate
    • Wedding photographs and the invitation card
    • Joint financial documents, in case of a joint bank account

    Common mistakes to avoid during an H-4 visa interview

    Avoid the following mistakes while attending an H-4 visa interview:

    • Giving vague or inconsistent answers about the spouse’s job or personal details.
    • Forgetting to carry essential documents, especially a marriage certificate or spouse’s approval notice.
    • Speaking too much or providing unnecessary information.
    • Arriving late to the appointment.
    • Overlooking financial proof or relationship evidence.

    Tips for a successful H-4 visa interview

    The following tips will help you ace the H-4 visa interview:

    • Be honest and clear: Answer all questions truthfully and clearly. Any inconsistencies can raise doubts.
    • Keep documents ready: Have all necessary documents, including your marriage certificate, photographs, travel insurance and any other required paperwork, readily available.
    • Arrive early: Reach the venue at least 20-15 minutes before your scheduled time to allow yourself to settle down.
    • Stay calm and confident: Answer questions confidently and don’t hesitate or look nervous. Clear and composed responses can make a positive impression.

    Role of travel insurance while getting an H-4 visa

    While not mandatory, travel insurance is highly recommended when applying for an H-4 visa. It gives the much-needed financial protection in case of medical emergencies, trip delays or unexpected travel issues.

    Since healthcare costs in the U.S. are extremely high, buying travel insurance online offers peace of mind and security during your stay. It also demonstrates preparedness and responsibility, which strengthens your overall travel profile.

    Conclusion

    The H-4 visa interview is a process that requires preparation to make it smooth. Knowing the H-4 interview questions and preparing for their answers will put you at ease. Remember, the two important ingredients while facing an interview are honesty and clarity. Once you have your visa in hand, check all details for accuracy. This will help you join your spouse in the United States without any hurdles.

    As you plan your H-4 visa journey and arrival in the U.S., make sure you are protected with a single-trip insurance policy. If you need tailored insurance advice, simply fill out the form provided on this page.

    FAQs

    • How long does the H-4 visa interview take?

    Usually 10-15 minutes, depending on your answers and documentation.

    • Can I work in the U.S. on an H-4 visa?

    Only if you qualify for an H-4 EAD (Employment Authorization Document).

    •  Do children also need to attend the H-4 visa interview?

    All family members mentioned in the petition, including any children, are usually required to attend the visa interview in person.

    •  What happens if my H-4 visa is denied?

    You can reapply after addressing the reasons for rejection.

    • Is travel insurance mandatory for H-4 visa holders?

    Travel insurance is not mandatory, but highly recommended for healthcare and travel safety.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • How to prepare for New Zealand visa interview questions?

    by Tanmay Ahuja | Sep 06, 2024

    Updated on 14 Dec 2025

    New Zealand is a popular destination for students, skilled workers and travellers from across the globe. If you plan to apply for a New Zealand visa, you may be required to attend an interview as part of the process. This step is designed to verify your intent, eligibility and supporting documentation. Preparing for the visa interview in advance can help you feel more confident and avoid unnecessary delays.

    In this blog, we’ll explore the most common New Zealand visa interview questions, along with practical tips, mistakes to avoid and reasons why applications sometimes get rejected.

    Understanding the New Zealand visa

    Before focusing on interview questions, it is important to understand the types of visas available and why the in-person assessment is conducted. New Zealand offers visas for tourism, study, work, skilled migration and family reunion. The interview is an opportunity for visa officers to:

    • Verify the accuracy of the information provided in your application.
    • Assess whether your visit aligns with the visa type.
    • Check if you meet financial, health and character requirements.
    • Understand your travel plans and future intentions.

    Applicants are often asked to submit additional supporting documents such as bank statements, travel itineraries or proof of accommodation. While not a requirement for visa processing, having valid travel insurance is required to safeguard yourself against unexpected situations abroad. It provides financial protection against risks such as medical emergencies, trip delays or baggage loss.

    Common New Zealand visa interview questions and answers

    It is essential to anticipate and effectively respond to a range of questions that assess your intentions, background and plans. Here is how to approach some common NZ visa interview questions:

    1. Why are you visiting New Zealand?

    State your reasons for visiting the country, highlighting specific attractions or activities that interest you. Express a personal connection to the places or events you plan to explore and emphasise genuine enthusiasm.

    1. Do you know anyone in New Zealand?

    If you have contacts, explain your relationship and its relevance to your visit. If not, outline your plans to socialise or network to demonstrate proactive engagement with the community.

    1. Have you visited New Zealand before?

    Recount positive experiences and what drew you back if you have visited New Zealand previously. If not, discuss what you look forward to experiencing for the first time and why New Zealand is your chosen destination.

    1. How will you finance your stay?

    Demonstrate your financial readiness by presenting evidence such as bank statements or salary slips. Discuss your budget management strategy to show thorough financial planning.

    1. What are your travel plans within New Zealand?

    Detail your itinerary, including destinations and accommodations. This demonstrates well-thought-out arrangements and research about what New Zealand offers.

    1. Have you purchased travel insurance?

    Explain the importance of travel insurance to handle unforeseen circumstances. This showcases your preparedness and responsibility.

    1. How long do you plan to stay in New Zealand?

    Provide evidence, such as return tickets, to confirm your plans align with visa limitations and demonstrate your intent to return home.

    1. What are your academic or professional plans in New Zealand?

    For student visas, link your chosen course to your career goals, showing alignment with your academic aspirations. For work visas, describe how your skills and experience will benefit the local economy. Focus on how you may contribute to your professional field.

    New Zealand visa interview tips

    To make a strong impression during the interview, keep these tips in mind:

    • Preparation:
      Review your application thoroughly and prepare for possible questions about your visit. Understand every detail and be ready to discuss them confidently.
    • Presentation:
      Dress neatly to make a positive impression. Appearances matter and convey your seriousness about the visa process.
    • Communication:
      Speak clearly and stay concise in your responses. Answer directly and honestly to maintain credibility. Practice your spoken English to ensure fluency during the interview. This can help avoid misunderstandings.
    • Documentation:
      Have all relevant documents organised and ready to present, such as proof of accommodations and travel itinerary, to support your application details.
    • Cultural awareness:
      A little research on New Zealand’s culture and common phrases can be beneficial, showing respect and effort in understanding the country you wish to visit.

    Mistakes to avoid during the NZ visa interview process

    Even well-prepared applicants can make avoidable errors. Some common mistakes include:

    • Giving vague or inconsistent answers.
    • Forgetting to carry important documents.
    • Showing a lack of clarity about the travel itinerary or purpose.
    • Providing incomplete financial evidence.
    • Displaying overconfidence or casual behaviour during the interview.

    Avoiding these mistakes can significantly improve your chances of a successful outcome.

    Common reasons for New Zealand visa rejection

    Visa rejection can be disappointing, but understanding the reasons helps applicants prepare better. Some common causes include:

    • Incomplete or incorrect application forms.
    • Insufficient financial proof.
    • Doubts about the applicant’s genuine intention to return to their home country.
    • Lack of required documents.
    • Providing misleading information during the interview.

    Note: Reasons for rejection vary depending on the visa type and the applicant’s individual case.

    Conclusion

    Securing a New Zealand visa depends on careful preparation. The interview stage is not meant to intimidate you but to confirm the authenticity of your travel plans. Ensuring you have financial proof and confirmed arrangements improves your chances of success. While preparing for your travel, it is equally important to safeguard your journey with a multi-trip or single-trip insurance policy. This can provide peace of mind against unexpected travel risks.

    Need help with finding the right travel insurance?, Then, fill out the form on this page to get tailored policy advice and solutions.

     

    FAQ

    • Is a visa interview mandatory for all New Zealand visa applicants?

    Not always. The requirement for an interview depends on the type of visa and individual circumstances. Some applicants may be approved without an interview. 

    • What documents should I carry for a New Zealand visa interview?

    You should carry your passport, application form, photographs, proof of funds, travel itinerary, accommodation details and any other supporting documents mentioned in your application.

    • How long does a typical New Zealand visa interview last?

    Interviews generally last between 10–20 minutes, depending on the complexity of your case.

    • Can a visa rejection be appealed?

    Yes, you can appeal against a visa rejection, but the process depends on the type of visa. Applicants can appeal or reapply, depending on the situation.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Interview questions for B1/B2 visa: Things to know

    by Tanmay Ahuja | Sep 06, 2024

    Updated on 2 Dec 2025

    When you plan on visiting the United States for leisure or business, you might have to apply for a US B1/B2 visa if you’re an Indian. This is a well-known visa category for short-term visits. The final step in the visa application is the interview, where the consular officer will assess your eligibility. Doing well during the interview stage is highly crucial. Every answer needs to be honest, confident and should be supported by the correct documents.

    This blog uncovers what a B1/B2 visa is, the interview process, the documents needed and more.

    What is the B1/B2 visa?

    The B1/B2 visa is a non-immigrant visa that allows temporary travel to the United States for business (B1), tourism (B2) or a combination of both. This particular visa will normally let you enter the country for up to 6 months for each visit. Furthermore, it can also be valid for countless entries for several years.

    Understanding the US B1/B2 visa interview

    A detailed understanding of each visa type will significantly aid your preparation:

    B1 Visa Specifics:

    Those arriving in the US for brief business-related visits, such as conferences or consultations, should use this type of visa. Be prepared to discuss your company goals, meeting details, and the anticipated length of your activities in the US in great detail.

    B2 Visa Specific:

    Those visiting relatives, travelling to the US for business, or seeking medical attention can all benefit from this visa. During the interview, you will likely be asked about your travel schedule, where you will stay and how you intend to pay for your visit. Questions will also assess your ties to your home country to ensure you have sufficient reasons to return.

    Common US B1/B2 visa interview questions and their answers

    Below, you will find some commonly asked questions, as well as guidance on creating confident and clear responses during a B1/B2 interview:

    Why are you visiting the United States?

    Clearly and succinctly state the reason you are travelling. Mention specific activities like attending meetings or conferences if you are going for business. For tourism, describe key attractions or events you plan to visit.

    Have you ever been to the US before?

    Answer honestly about previous visits. If applicable, briefly describe the purpose of those visits to demonstrate your compliance with past visa conditions.

    Do you currently know of any friends or family living in the United States?

    If you know someone in the country, state their details, your relationship and how they connect to your journey. Being clear about their influence on your stay helps clarify your intentions.

    Where will you be living in the US during your stay?

    Describe your lodging arrangements—that of a hotel or with family. Provide addresses and the reasons for choosing these accommodations to show preparedness.

    Will your spouse accompany you to the US?

    A straightforward 'yes' or 'no' suffices. However, be ready to explain your response, as it may reflect your ties to your home country.

    Why are you travelling to the US at this particular time?

    Link your travel timing to specific business events, family occasions, or optimal tourist seasons to justify the timing of your visit. You may also mention any travel insurance you have acquired to demonstrate preparedness.

    What is the duration of your stay in the United States?

    You should clearly state the intended length of your visit and ensure it aligns with your stated activities and visa type.

    What is the purpose of your visit to the United States?

    You should respond by saying, ‘I am attending a business conference’, or, ‘I plan on exploring the historical sites and national parks, etc’.

    Are you travelling alone or with others?

    Make sure to mention your travel companions and their relationship to you.

    Who will pay for the trip?

    You need to be very clear about whether your trip is sponsored or self-funded, along with supporting documentation.

    Document checklist for US B1/B2 visa interview

    You must stay prepared while attending the visa interview with the following documents:

    • Interview appointment confirmation.
    • DS-160 confirmation page along with barcode.
    • A recent paragraph and a valid passport.
    • Evidence of ties to India, such as family
    • Meeting information, conference invites, hotel bookings or travel itinerary.
    • Invitation letters (if applicable).
    • Monetary documents, such as income tax returns, pay slips and bank statements.

    Common mistakes to avoid during US B1/B2 visa interview

    During the US B1/B2 visa interview, there are some common blunders that you must avoid:

    • Giving overly long or vague responses.
    • Withholding information or lying. Remember, immigration maintains extensive details.
    • Not aligning your responses with the documents you provide.
    • Speaking way too softly or showing nervousness.
    • Ignoring the recent visa policy updates that can affect your visa process.

    Tips for a successful US B1/B2 visa interview

    To make sure the interview for the US B1/B2 visa goes smoothly, these tips can help:

    • Prepare a list of concise answers in advance.
    • Keep the travel plan realistic and match the supporting documentation.
    • Dress formally and make sure to arrive early at the embassy.
    • Be sure to communicate honestly, clearly and confidently.
    • Be friendly, polite and listen carefully to the officer’s questions.
    • Keep the documents neatly arranged and easily accessible.

    Reasons to buy travel insurance for the US

    Having a travel insurance policy is highly recommended for trips to the US to cover unforeseen medical expenses, lost baggage or trip cancellation. The healthcare costs in the United States are high and insurance will provide you with monetary peace of mind if emergencies take place. Apart from that, make sure to do some research on the travel policies before you opt for one. It should match your needs and budget.

    Conclusion

    The US B1/B2 visa interview will let you show your genuine reasons for travel and your plan to return to India. Here, honesty and preparation are the main things. When you know the visa purpose, documents needed, common interview questions and the mistakes to avoid during the interview, getting the visa will become much easier.

    It’s also important to secure international travel insurance, as it will offer protection for the journey. To uncover more about the travel policy, get customised solutions and advice on it by filling out the form on this page today.

    FAQs

    • Is it compulsory to pick an interview centre in India?

    Applicants must schedule their B1/B2 interviews only in their nation of citizenship or legal residence.

    • What if the visa gets rejected?

    There is no appeal process available. You can reapply for the visa if your situation changes. Otherwise, you can provide new proof, particularly about the strong ties to India.

    • How long is the B1/B2 visa valid, and how can an individual remain in the US?

    These visas remain valid for up to 10 years, with every visit letting you stay in the country for up to 6 months, subject to approval during entry.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best places to visit in Chiang Mai & things to do

    by Khyati Malik | Jun 25, 2024

    Planning a trip to Chiang Mai? You must be confused with so much to see and do. Where do you even begin? Worry not, fellow adventurer, for we are here to guide you through Chiang Mai's must-see gems and things to do in Chiang Mai.

    This place is a gem in northern Thailand and captivates travellers with its rich cultural heritage, breath-taking natural beauty, and vibrant energy. This ancient city, once the capital of the Lanna Kingdom, boasts a tapestry of experiences waiting to be unravelled by the Chiang Mai tourists.

    Top Places to Visit in Chiang Mai

    Here are the famous places to visit in Chiang Mai:

    • Wat Phra That Doi Suthep
    • Doi Inthanon National Park
    • Chiang Mai Night Bazaar
    • Elephant Nature Park
    • Wat Chedi Luang

    1.Wat PhraThat Doi Suthep

    This stunning Buddhist temple sits atop Doi Suthep mountain, offering panoramic views of Chiang Mai. You can climb the Naga Staircase with its serpent guardians for a more cultural experience. One of the best Chiang Mai places to visit, the temple itself is adorned with beautiful Buddhist imagery and statues.

    Things to Do at Wat PhraThat Doi Suthep

    • Hike the Naga Staircase with serpent guardians for a cultural experience.
    • Marvel at panoramic Chiang Mai sightseeing from the mountaintop temple.
    • Explore exquisite Buddhist statues and traditional architecture.

    2. Doi Inthanon National Park

    The "Roof of Thailand," Doi Inthanon National Park boasts the country’s highest peak, Doi Inthanon. Hike through lush rainforests teeming with wildlife, visit colourful hill tribe villages where you can learn about their unique cultures, and marvel at cascading waterfalls and stunning mountain scenery. The park is a great place to escape the city and immerse yourself in nature.

    Things to Do at Doi Inthanon National Park

    • Hike through lush rainforests teeming with exotic wildlife.
    • Visit colourful hill tribe villages and learn about their unique way of life.
    • Click photos with cascading waterfalls in the backdrop and capture breath-taking mountain scenery.

    3. Chiang Mai Night Bazaar

    This lively night market is a must-visit for shopping and soaking up the local atmosphere. It is one of the famous Chiang Mai attractions that you must add to your list. Browse through hundreds of stalls selling a wide variety of handicrafts, souvenirs, clothing, and delicious Thai street food. You can find everything from hand-painted silk scarves and elephant pants to carved wooden sculptures and local artwork. Be sure to try some of the local delicacies, like pad thai, mango sticky rice, or fried bananas!

    Things to Do at Chiang Mai Night Bazaar

    • Look for a good bargain and buy handcrafted souvenirs like silk scarves and elephant pants.
    • Discover unique local artwork and explore the vibrant night market scene.
    • Savour delicious Thai street food.

    4. Elephant Nature Park

    If you love elephants, this ethical elephant sanctuary is a great place to visit. Unlike some elephant rides or shows, Elephant Nature Park is a sanctuary focused on the conservation and rehabilitation of rescued elephants. It's a unique and meaningful experience that allows you to get close to these gentle giants and learn how to protect them.

    Things to Do at Elephant Nature Park

    • Observe rescued elephants roam freely in a natural, cruelty-free environment.
    • Try learning about the plight of elephants in Thailand and conservation efforts.
    • Feed them or watch them take mud baths.

    5. Wat Chedi Luang

    There are many places to see in Chiang Mai. One such place is this impressive temple that features a massive chedi, once covered in gold leaf. An earthquake in the 15th century damaged the chedi, and today, it stands partially ruined but still majestic.

    Things to Do at Wat Chedi Luang

    • Explore the grounds of an impressive temple with a massive chedi.
    • Admire the intricate Lanna architecture with its distinctive spires and carvings.
    • Learn about the fascinating history of this ancient Wat and the earthquake that partially damaged it.

    Best Time to Visit Chiang Mai

    Let's talk about the best time to visit Chiang Mai tourist places. This amazing city offers something special throughout the year, so the ideal time really depends on what you’re looking for in your trip.

    If you crave cool weather and comfortable temperatures for exploring temples and hiking, then November to February is the sweet spot. It's peak season, though, so expect more crowds and slightly higher prices. March to May brings hotter weather, but it's also shoulder season with fewer tourists and potentially better deals on flights and accommodation. Be prepared for some afternoon showers, though.

    Travel Insurance for Chiang Mai

    Peace of mind is priceless, especially when travelling abroad. Consider getting travel insurance for your Chiang Mai trip to ensure a worry-free experience. It can protect you from many unexpected events. Explore Chiang Mai tourist attractions and embark on unforgettable sightseeing adventures with a comprehensive travel insurance plan that serves as a safety net for any unforeseen circumstances that could leave you with bitter memories.

  • Best places to visit in Hua Hin & things to do

    by Tanmay Ahuja | Jun 25, 2024

    Looking for tropical adventures? Look no further than Hua Hin in Thailand. This beautiful coastal town has a rich history of quiet fishing villages. Today, Hua Hin tourists are welcomed by the friendly locals. It has a culture that successfully blends tradition with modern aesthetics.

    The weather in Hua Hin is a dream; you can expect sunshine on most days, and gentle sea breezes keep things comfortable. There are a lot of things to do in Hua Hin. Here, we will explore the top destinations and exciting activities that await you in this fascinating destination.

    Top Places to Visit in Hua Hin

    Now, let's see the top 5 places to visit in Hua Hin.

    • Vana Nava Water Jungle
    • Hua Hin Beach
    • Monsoon Valley Vineyard
    • Cicada Market
    • Hutsadin Elephant Foundation

    1. Vana Nava Water Jungle

    This amusement park features more than 20 world-class slides and rides, offering visitors a fun-filled experience. The park also includes a children's water play area called The Lost World. After enjoying the ride, visitors can relax in the lovely hot springs of Vanagaram. The park gives a variety of food and beverage options.

    Things to Do at Vana Nava Water Jungle

    • You can enjoy over 20 exhilarating water slides and rides.
    • Unwind in the hot spring oasis.
    • Treat yourself to delicious food at the various eateries dotting the place.

    2. Hua Hin Beach

    This popular beach, which is about 8 km long, is perfect for swimming, sunbathing, and relaxing. Visitors can find affordable restaurants or head to the many lounges available for rent. Visitors recommend spending a day or two enjoying the sun and sand. If you enjoy water sports, this beach offers loads of options.

    Things to Do at Hua Hin Beach

    • Among the Hua Hin things to do, this beach offers miles of sandy shores where you can relax and even enjoy horseback rides along the coast.
    • Don't miss the chance to explore the array of inexpensive restaurants offering delicious local cuisine.
    • Rent a lounge chair and enjoy mesmerising sunsets.

    3. Monsoon Valley Vineyard

    This vineyard is the largest in Thailand, boasting a diverse collection of over ten grape varieties. It spans approximately 300 hectares of plantation area. This picturesque vineyard produces and exports over 300,000 bottles of wine annually. The vineyard offers an exquisite dining experience with delicious cuisine. You can also find the superb wines complemented by breathtaking views of the vineyard at The Sala restaurant.

    Things to Do at Monsoon Valley Vineyard

    • Adventure awaits with bike rides through scenic vineyards and informative vineyard tours.
    • You can also visit the nearby elephant sanctuary to learn about conservation efforts.
    • Enjoy exquisite dining with panoramic views.

    4. Cicada Market

    This creative market is a congregation of local artisans, performers, and craftsmen. It's a popular Hua Hin sightseeing destination for tourists visiting the place. Visit this place when you are looking for unique souvenirs, local art, and enjoying live music.

    Things to Do at Cicada Market

    • This place beckons with its vibrant atmosphere, where you can shop for unique souvenirs.
    • Let your taste buds indulge with a variety of delectable street food offerings.
    • Explore local art while enjoying live music performances.

    5. Hutsadin Elephant Foundation

    This sanctuary is one of the must-see Hua Hin places to visit. It provides a safe haven for rescued elephants. You can safely bond with friendly elephants, as they are not chained. The sanctuary is always looking for ways to improve the lives of elephants.

    Things to Do at Hutsadin Elephant Foundation

    • You can walk beside these magnificent creatures.
    • Learn how to care for them in a safe and educational environment.
    • It’s an unforgettable opportunity to connect with nature and support elephant conservation efforts.

    Best Time to Visit Hua Hin

    We recommend visiting Hua Hin during the dry season. This season has ideal weather, with warm temperatures and little rainfall. Hence, it is perfect for exploring Hua Hin tourist attractions and enjoying outdoor activities like beach walking. You must avoid the rainy season, as storms could disrupt your travel plans and limit outdoor transportation options.

    Travel Insurance for Hua Hin

    Travel insurance is a must for a trip to Hua Hin to protect against unforeseen travel disruptions. Make sure the policy includes adequate medical coverage, especially for international travel. By choosing the right plan, you can enjoy the Hua Hin attractions with confidence, knowing that you are prepared for any unexpected travel-related circumstance that may spoil your trip.

  • Bali travel guide: Passport and travel document requirements

    by Khyati Malik | Jun 24, 2024

    Updated on 5 Dec 2025

    When planning a trip to Bali, many travellers wonder, "Do we need a passport for Bali?"

    Absolutely, a passport is a fundamental travel document necessary for entry into Indonesia, of which Bali is a part. It is necessary to have a passport that is valid for at least six months from the date of entry, regardless of nationality.

    Furthermore, access to some nations may require a visa, while others may not require one. Prior to departure overseas, it is essential to confirm the precise entrance criteria according to your nationality. For a seamless and pleasurable trip to Bali, ensure that your passport is current and complies with Indonesian immigration requirements.

    Is a passport compulsory for Indian citizens to visit Bali?

    Yes, a passport is mandatory for Indian citizens visiting Bali, as it is an international destination. The passport must be valid for at least six months from the date of arrival in Indonesia.

    A valid passport ensures smooth immigration clearance and prevents any travel disruptions during your visit to Bali. Moreover, travellers also need a visa, which can either be arranged in advance or obtained as a Visa on Arrival (VoA), depending on the length and purpose of stay.

    Passport rules for foreign nationals visiting Bali

    Similar to Indian citizens, foreign nationals must also carry a valid passport with at least six months of validity from the date of entry. In addition to passports, they must obtain a valid Indonesian visa, depending on the type of visit. Carry all the other necessary travel documents to avoid complications.

    Additional travel documents needed to visit Bali

    The following documents are needed to visit Bali:

    • Valid passport with six months' validity post-trip
    • Two photocopies of the visa application
    • Two 35 x 44 mm photos with a white background
    • Proof of air ticket reservations and accommodation in Indonesia
    • Travel itinerary
    • Latest Form 16 or tax return documents from the last three years
    • The recent six-month bank statement
    • Three months' salary slips
    • Proof of retirement (if retired)
    • For minors (18) travelling alone: No Objection Certificate (NOC) from parents/guardian

    Common mistakes to avoid with a passport during your Bali visit

    When travelling to Bali, travellers must be cautious to avoid common mistakes. These include:

    • Avoid travelling with an expired passport. Your passport must be valid for at least six months from the date of entry.
    • Check for carrying the incorrect visa type. You need to make sure that your visa matches the purpose and duration of your visit.
    • Do not mismatch personal details. These details must match your flight details.
    • Not carrying original documents may not be accepted at immigration checkpoints.
    • Some restricted areas may require additional permits or approvals. Do inquire about the same before visiting.

    Reasons to buy travel insurance for Bali

    Travelling to Bali will give you an unforgettable experience, but unforeseen events can disrupt your trip. This is where having the best travel insurance can provide you with financial protection against unexpected situations, such as medical emergencies, delayed or cancelled trips, lost luggage and theft. Moreover, it helps you cover adventurous activities like water sports. This gives you peace of mind while supporting unexpected situations. 

    Conclusion

    Having a valid passport to enter Bali is mandatory, a requirement applicable to most countries worldwide. You must abide by this rule to experience the breathtaking sights and diverse culture that Bali offers visitors from all over the world. Additionally, consider obtaining a single-trip insurance policy to cover any unforeseen circumstances during your trip.
    Get personalised travel insurance advice and solutions by filling out the form provided on this page.

    FAQs

    • Can I use a digital copy of my passport during immigration in Bali?

    You can keep the digital copy; however, original passports are also mandatory at immigration checkpoints for both entry and exit.

    • Is travel insurance necessary for visiting Bali?

    While not mandatory, having travel insurance can provide peace of mind during your travel.

    • Can I extend my stay in Bali after entering with a Visa on Arrival?

    Extensions are possible. But you must request them and get the approval from the Indonesian immigration authorities before the visa expires.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Which countries accept Indian driving licence?

    by Khyati Malik | Jun 21, 2024

    For Indian citizens traveling overseas and planning to drive on foreign roads, the acknowledgment of their domestic driver's licence becomes an essential factor. However, if they have a valid driver's licence issued by the concerned regulatory authority in India, they can take comfort in the fact that numerous nations give credence to and accept this paperwork. This article examines the countries where an Indian driving licence is valid, making travel on foreign roads easier for Indian visitors.

    List of countries that accept Indian driving licence

    Different nations accept Indian driving licences in varying capacities; acceptance is frequently based on reciprocity and international agreements. The following list of countries recognise driving licences from India:

    1. United States: With a valid Indian driver's licence, Indian tourists and short-term visitors can drive in several US states. For exact information, it's best to verify state-by-state regulations specifically.
    2. United Kingdom: Indian drivers are allowed to drive in the country for a maximum of 12 months. After this period, they may have to apply for a provisional or full UK licence.
    3. Canada: Indian driver's licences are usually accepted there for a short time. Province-to-province variations in the exact duration make it imperative to verify local regulations.
    4. Australia: Indian driver's licences are generally accepted there for a set amount of time. Confirming details based on the intended destination is advisable as each state may have different regulations.
    5. European Union nations: For brief visits, several EU nations, including Germany, France, Italy, and Spain, accept Indian driver's licences. It is advisable to verify the regulations of each country as the rules may differ.
    6. New Zealand: Visitors from India are usually allowed to drive in New Zealand, though their stay may not last long. For exact information, it's best to consult local guidelines.
    7. South Africa: For brief visits, South Africa accepts Indian driver's licences. For a seamless experience, visitors should acquaint themselves with the driving laws in the region.

    Conclusion

    To sum up, Indian travellers who wish to drive throughout the world will find it very convenient that the Indian driver's licence is recognised by many countries. These countries generally accept the Indian driver's licence, but knowing any applicable local laws and restrictions is crucial.

    Before departing on a trip, travellers should ensure they are aware of the most recent laws in the destination country to provide a seamless and legally compliant driving experience.

    With this knowledge, tourists can drive safely across the highways of different nations, enjoying the freedom and adventure that come with exploring new places.

    Additionally, it's advisable for travelers to consider purchasing travel insurance online for added protection during their journey.

  • Must-Visit Festivals in Germany for Every Traveler

    by iciclombard 01 | Apr 29, 2024

    Germans are pioneers in many fields, and how to stage an epic celebration is surely one of them. Over 10,000 festivals validate the German mantra of "Work hard, party harder." From the legendary all-night parties in Berlin to their cosy beer gardens, Germans know how to have a good time. Here are 10 must-visit German festivals for anyone from a beer drinker to a book lover.

    10 Most Spectacular German Festivals

    Below is a list of 10 German festivals that should be on your travel- bucket list-

    1. Oktoberfest, Munich

    Oktoberfest is widely recognized around the world as the German beer festival. Started in 1810, Oktoberfest is held in honour of a wedding between Crown Prince Ludwig of Bavaria and Princess Therese of Saxony-Hildburghausen. Lederhosen is compulsory for men, and Dirndl is compulsory for women. Both are traditional outfits which can be bought anywhere in Germany. Groups of students, beer aficionados, and tourists flock to Germany to guzzle down lip-smacking pints of Bavarian beer served by friendly barmaids. The festival spans over two weeks and is held annually close to the Munich city center. The beers are primarily fetched from Munich breweries and consist of several variations like Augustiner, Paulaner, and Spaten. Teetotalers can relish traditional German fare featuring their variety of pork sausages, giant-sized pretzels, freshly smoked fish, and a plethora of gingerbread flavours.

    1. Reeperbahn Festival, Hamburg

    This festival, held in September in Reeperbahn (Hamburg), is a feast for music lovers. It is Europe’s largest club fest, with 360 concerts, including musical numbers from different genres and localities. Besides music, film screenings, art exhibitions, and other events for literature lovers make this a complete celebration of arts, drawing international and local talents and cultural enthusiasts.

    1. Berlinale Film Festival, Berlin

    Movie buffs can relish a long lineup of motion pictures spanning across all genres at the world's second-largest film festival. The 'Berlinale' hosts 19000 film professionals from all over the world. International films, art-house films, experimental films, or German productions - you can have your pick. Dieter Kosslick has been directing the whole festival since 2001. The films are classified in different categories, namely, competition, panorama, forum, generation, Perspektive Deutsches Kino, Berlinale Shorts, and Retrospective. The prestigious awards include Golden Bear and Silver for best film and individual achievements.

    1. Karneval, Cologne

    The festival of Karneval takes place in the period leading up to the Christian season of Lent. An air of festivity engulfs the country during the festival, with parades, costume parties, and masquerade balls. The festival also includes mock battles like food fights and political satires. There is a strong sense of togetherness as all Germans unite to partake in this festival of fun, food, and color. Though it is not a national holiday in Germany, all businesses remain closed for the festivities in selected cities. The most flamboyant version of the festival takes place in Cologne but the festival also occurs in places like Düsseldorf, Münster, Aachen, and Mainz.

    1. Munich Opera Festival

    The Munich Opera Festival, held in July, is a dream for classical music and opera fans. It is organised under the aegis of the Bavarian State Opera, a historic organisation.  It invites performers of opera, ballets, and concerts from all over the world. A coming together of heritage and contemporary art, this festival keeps the culture of Germany alive in the legendary streets and stages of Munich.

    1. Cannstatter Volksfest, Stuttgart

    Cannstatter Volksfest, or the Stuttgart Beer Festival, is a three-week celebration beginning in the second half of September. It is one of the world’s largest beer festivals, with large beer tents, Swabian delicacies, and a local flea market, giving a warm and homely welcome to the visitors. The festival started in 1818 as a celebration of the end of the famine, and today it is a symbol of Germany’s hospitality and culture for travellers from all over the world.

    1. Beethovenfest, Bonn

     This fest in Bonn honours the legendary German composer Ludwig van Beethoven. Held in September every year, it is a hub for orchestra performers, soloists, and musical ensembles who entertain and enchant visitors. While celebrating Beethoven’s historic works, the festival also gives a stage to modern musicians, bringing Germany’s musical past and present together.

    1. Rock am Ring and Rock im Park

    These are Germany’s biggest rock festivals, celebrated side-by-side in June. Rock am Ring is held at the Nürburgring racetrack, while Rock im Park takes place in Nuremberg. Everything from international rock and metal to local and alternative bands join hands during these festivals to create an uplifting atmosphere that you will not forget.

    1. Wurstmarkt, Bad Durkheim

    Wurstmarkt in Bad Durkheim, beginning in 1417, is the world’s oldest wine festival. Despite its name, which means “sausage market,” it’s famous for its amazing variety of local wines, such as Riesling. It is held in September to celebrate regional food, wines, and culture, with the palatine lands giving a mesmerising backdrop to the festivities.

    1. Rhine in Flammen (May-September)

    'Rhine in Flames' is a succession of eye-catching firework displays that light up the imperious castles and lush landscapes along the river Rhine. Scheduled once a month, between May to September, along the stretch of Bonn to Rudeshe, you can watch this spectacular sight from a boat cruising down the river Rhine. Concerts and enclosures along the banks serve beer and food while you enjoy the cheerful vibes.

    Conclusion

    A representation of Germany’s rich culture and heritage, its festival calendar caters to the interests of everyone. We do not need to tell you that the joys of travelling have an inherent risk of something going wrong. God forbid you to have one pint too many and your arm ends up in a cast. We advise you to acquire comprehensive international travel insurance in order to ensure that your trip is uninterrupted and mishap-free.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • How Pre-Existing Conditions Affect Travel Insurance

    by iciclombard 01 | Apr 29, 2024

    Before you pack your bags, it’s important to think about travel insurance, especially if you already have a medical condition. Many people wonder how their existing health issues can affect their travel insurance. This is where the concept of pre-existing diseases comes in.

    This guide explains what pre-existing conditions are, how they affect travel insurance, what is covered and what is not, and how you can still get insured even if you have one.

    What is a pre-existing medical condition?

    A medical condition is a pre-existing medical condition if it is:

    • A medical condition you are aware of
    • A medical condition for which you are undergoing treatment or have had treatment in the past
    • A medical condition for which you are taking regular medications
    • A medical condition for which you had a surgery or are planning one

    Let’s consider an example.

    Reena bought a travel insurance policy for her father for a trip to Australia to visit her brother. At the time of filling the form, she mentioned that her father had no pre-existing disease. During the stay abroad, he had to be hospitalised for high blood pressure. To their surprise, his claim was rejected. He had been taking medication for blood pressure for the last couple of years. However, Reena didn’t think it was important to mention this.

    Therefore, a proper analysis should be made and all doubts must be cleared before completing the policy form.

    What is pre-existing disease coverage in travel insurance?

    Pre-existing disease coverage in travel insurance means the insurer can cover medical expenses if your existing illness gets worse or needs treatment while you are travelling.

    Usually, single-trip travel insurance covers sudden illnesses or accidents that happen during the trip. But with this special cover, it can also include flare-ups or emergencies linked to your pre-existing condition.

    For example:

    • If you have controlled diabetes but face sudden complications during your trip, the insurer may cover the hospital bills.
    • If you have asthma and suffer a serious attack while travelling, you may be able to claim the medical expenses.

    This cover is not automatically included in most policies. You usually have to declare your condition and pay a higher premium to get it.

    Inclusions & exclusions of pre-existing disease cover in travel insurance

    It’s important to read your policy documents carefully to know what’s included and what’s excluded. Here’s a simple breakdown.

    Inclusions:

    • Emergency hospitalisation due to your pre-existing condition.
    • Emergency medical evacuation if you need to be moved to another hospital or country for treatment.
    • Life-threatening complications caused by your condition during travel.
    • Doctor consultations abroad if linked to an emergency with your condition.

    Exclusions:

    • Planned treatments for your existing condition (for example, travelling abroad for a scheduled surgery).
    • Routine check-ups or ongoing treatment for a stable condition.
    • Conditions not declared in the insurance form.
    • Self-inflicted harm or treatment needed due to ignoring medical advice.

    How to qualify for insurance with a pre-existing medical condition?

    Many insurance companies provide coverage for a pre-existing medical condition, provided your condition is “stable”. Being “stable” comes with a few conditions, which include:

    • No new diagnosis or prescribed treatment and medication
    • No change in the frequency of treatment or medication
    • No signs of further deterioration in the reports
    • Should not be awaiting the results of a test
    • No further hospitalisation or referred to a new specialist

    These conditions may also vary depending on your policy provider. Apart from “stable” there is also a “look back period” which is the time period since you registered for the policy and the day you made your claim. It should exceed the time specified by the company; otherwise, your claim would be rejected.

    Why pre-existing condition cover matters

    Here is why its essential to cover pre-existing conditions:

    • Protection against high medical costs abroad: Medical treatment in many countries can be extremely expensive. This cover ensures you are financially protected if your pre-existing condition requires urgent care.
    • Emergency medical evacuation: In serious cases, you may need to be moved to another hospital or even flown back to your home country. This cover can include evacuation costs, which can be very high.
    • Access to quality healthcare: Having valid insurance means you can seek treatment qucikly without worrying about arranging funds.
    • No interruption to your travel plans: Quick access to medical help can reduce the impact on your itinerary, allowing you to recover and continue your trip if possible.

    Conclusion

    Travel insurance is an important part of safe travel, especially if you already have a medical condition. While most standard travel insurance policies don’t automatically cover these, you can get pre-existing disease coverage by declaring your health condition.

    If you want help choosing the right international travel insurance for your needs, simply fill in the form on this page. Our team can guide you with clear, personalised advice so you can travel without worry.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • How does trip cancellation insurance work?

    by iciclombard 01 | Apr 29, 2024

    It’s that time of the year when everyone packs their bag for a short sojourn to a foreign land or someplace domestic. As excited as you may be about your trip, all your hard work and planning could be dampened with one call of emergency. However, the smart act of taking travel insurance can save you the hassle and disappointment of the cancelled trip.

    For example, you are ready to depart, but at the last minute, there is an emergency and you are left with no option but to cancel your trip. What happens to your travel insurance policy? Don’t worry. You can cancel that too, however, with conditions applied.

    What is travel insurance?

    When you plan for your trips, travel insurance provides you with insurance coverage against unanticipated and unpredicted circumstances such as medical emergencies, flight accident, lost baggage, change of schedule, cancelled trip or any other losses arising while travelling.

    What happens when you cancel your travel insurance for your cancelled trip?

    Most insurers now provide travel cancellation benefits, which are restricted to the sum insured. These benefits help you cover the financial losses that you incurred due to cancellation of the trip. These losses could be the cost of airline tickets, hotel bookings or fees paid for travel packages.

    However, you cannot simply cancel your travel insurance by cancelling your trip at your own comfort. You need to adhere to the review period in order to do so. The review period starts from the time you buy the single trip travel insurance and ends at the time decided by your insurer, within which you are allowed to cancel the policy.

    In short, you can cancel your travel insurance only before your departure date or if you haven’t filed a claim for the policy period. Different insurance companies have different conditions for the review period, hence it is important to read the policy documents carefully and understand its contents and cancellation policies before you buy it.

    What are the cancellation benefits?

    For example, if you have cancelled your trip due to unforeseen conditions such as an emergency situation at work or home, sudden death of a family member, natural calamity at the place of visit, volatile weather conditions, political turmoil or terrorist attack, then you may cancel the policy and the premium would be refunded to you as per the terms and conditions laid by the insurer towards the travel insurance.

    How do I cancel my policy?

    In case you have cancelled your trip and not made any claims towards the policy, you simply have to deposit your proof of passport to show that you did not undertake the journey for your planned trip. Usually, a request for cancellation is considered within 14 days after the commencement of the policy, as given in the schedule. Moreover, a nominal fee is charged inclusive of the service tax for cancellation of travel insurance policy, which varies from insurer to insurer.

    Another scenario: Trip interruption

    In the event you have already departed for your planned trip, however, an emergency strikes midway and you are forced to alter your schedule or shorten the stay, travel insurance could help in this scenario too. In such cases, also known as Trip Interruption, the travel insurance policy would compensate for any financial losses that would arise due the emergency situations as listed above, up to the sum insured in your policy. It would cover for your expenses for the return journey home along with all additional transportation costs that would have been paid to get to the actual destination in the event of delay in departure date for the trip, due to unforeseen circumstances.

    How does trip cancellation insurance work?

    This type of insurance reimburses you for non-refundable and prepaid expenses if you cancel your trip before departure. To utilise this benefit:

    1. Purchase coverage: Secure travel insurance online that includes trip cancellation benefits as part of single trip travel insurance or a broader plan.
    2. Cancel for a covered reason: Ensure that the reason for cancellation aligns with those specified in your policy, such as illness or natural disasters.
    3. File a claim: Submit a claim with supporting documentation, including proof of expenses and the reason for cancellation.
    4. Receive reimbursement: Upon approval, the insurer will reimburse you for the covered costs up to the policy's limit.

    Understanding the specifics of your trip cancellation insurance is important to ensure you receive the appropriate benefits.

    Conclusion

    Compare and choose from the various offerings available for international travel insurance online. Travel insurance will ensure the safety of your baggage, and passport and provide coverage against a number of unpleasant surprises, in a distant foreign country. Whether opting for single trip travel insurance or a comprehensive plan, being informed about cancellation benefits and procedures ensures that you can manage unforeseen changes effectively.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Passport Office in Jalandhar: Contact Details

    by icicilombard 002 | Mar 07, 2024
    Updated on 24 Oct 2025

    When you reside in Jalandhar and want to apply for a passport, make some changes to the passport details or renew the current one, you need to visit the passport office located in the city. In this blog, you will find the contact information and addresses of the passport office and the passport application process.

    List of passport offices in Jalandhar

    Jalandhar provides passport-related services at PSK (Passport Seva Kendra), which falls under the jurisdiction of the Regional Passport Office (RPO) in Amritsar. It is the main passport centre and handles all fresh applications, reissues for damaged/lost passports, corrections, renewals and other related services.

    Contact details & address of the passport office in Jalandhar

    The Regional Passport Office, Jalandhar, is accessible to residents of Jalandhar and extends its services to individuals from neighbouring regions. The provided table includes all essential details, such as the office’s location and contact number, for the convenience of those seeking services from the Passport Office in the Jalandhar region.

    Particulars

    Details

    Toll-free number

    0181-2242114

    Helpline number

    0172-2624987

    Timings

    9:00 AM to 5:00 PM

    Address

    S.C.O. Nos. 42–51, Pocket-1, Road, DTO Office, Jalandhar, Punjab-144001, Near Bus Stand

    Fax number

    0181-2452352

    E-mail

    rpo.chandigarh@mea.gov.in

    How to take an online appointment for the Jalandhar passport office?

    All applicants are required to book an appointment online before they visit the PSK for their passport-related work. Here’s how it’s done:

    • Step 1: Visit the official website of Passport Seva.
    • Step 2: Register on the website.
    • Step 3: Log in to the site with your credentials.
    • Step 4: Choose ‘Apply for Fresh Passport’ or ‘Reissue of Passport’, depending on your need.
    • Step 5: Fill in the application form properly.
    • Step 6: Pay the fee with the SBI challan, net banking or a credit/debit card.
    • Step 7: Pick an appointment. Choose Jalandhar PSK as the office location and opt for the time and date available.
    • Step 8: Print the appointment as you need to carry it with the required documents when you visit the passport office.

    Small tip: You should book an appointment in advance because slots can fill up quickly, particularly during all the high travel seasons.

    Passport application process in the Jalandhar passport office

    After you have set up an appointment, you can now proceed with the passport application work. Follow the steps mentioned below:

    • Reach the passport office on time: You should arrive at least 15 to 20 minutes early before the appointment.
    • Document verification: At the entrance, the security staff will inspect your ID proof and the appointment receipt.
    • Token issuance: You will get a token number for your turn.
    • Processing counters (A, B, C): The processing work includes visiting the following counters:
    • Counter A: All the documents get scanned, and the application is verified.
    • Counter B: Biometric data collection (photograph and fingerprints) and officer verification
    • Counter C: Final decision and then approval from the granting officer.
    • Acknowledgement receipt: Once the processing is completed, you will get a receipt with a file number to keep track of the application.
    • Police verification: In the majority of cases, a police verification is needed. A local police station will contact you to confirm all the information.
    • Passport delivery: After the verification is done, the passport will be printed, and then it will be delivered to you via Speed Post.

    The processing time:

    The processing time for different passports is not the same; here’s what you should know:

    • Tatkaal Application: It takes 1 to 7 working days (after all the needed checks)
    • Normal Application: 25 to 30 days (after successful police verification)

    Conclusion

    Obtaining a passport in Jalandhar has now become easier as PSK is providing transparent, reliable and quick services. From booking all the appointments online to tracking down the application status, the whole process is simplified for your convenience. When planning a trip abroad, along with the passport, you should also ensure to get travel insurance. It will cover various travel disruptions like flight delays, baggage loss, medical emergencies, etc. 

    You can get personalised advice on choosing the best single-trip travel insurance by filling out the form provided on this page. Let us take good care of your trip while you focus on making memories.

    FAQs

    How to check the status of the passport application in Jalandhar?

    You can check the application status by visiting the website of Passport Seva. Insert your date of birth and file number under the Track Application Status option.

    Is police verification always needed for passport applications?

    Yes, in most cases. However, for Tatkal applications or renewals that have unchanged information, they might be processed without police verification, relying on the situation.

    Can the appointment dates be changed after booking?

    Yes. You can reschedule the appointment twice in a year from the date of the first appointment booking.

    What documents are needed for a fresh passport application?

    In general, you will need to submit proof of birth, address, identity and citizenship. You will find the requirements mentioned on the Passport Seva platform.

    Can someone apply for a passport without visiting the PSK?

    No. Physical presence is compulsory for all biometric data capture, document verification and photograph.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Find Passport Office in Santacruz: Contact Number & Address

    by icicilombard 002 | Feb 28, 2024

    The passport office in Santacruz is the gateway to your journey and experience of any corner of the globe in a seamless manner. Conveniently located in this bustling suburb of Mumbai, the Santacruz passport office offers essential passport issuance and renewal services. It is a Passport Seva Kendra, an extension of a passport office. That said, such an office is necessary in Santacruz, given the solid financial position of its residents, who frequently fly overseas for both business and pleasure.

    Passport Office in Santacruz


    The details of the Santacruz PSK are thus:

    Address Post Office Passport Seva Kendra, Santacruz East Post Office, Near Railway Station, Santacruz (E), Mumbai, Maharastra - 400055
    Contact number 022-26520017
    Working Days Monday to Friday
    Appointment Timing 9:00 am to 4:00 pm
    ATM Planned
    Officer Contact No. 022-26520016/26520017
    Officer Fax No 022-26520091
    Officer Contact Email rrpo.mumbai@mea.gov.in
  • Do Indians require a visa for a Singapore layover?

    by icicilombard 002 | Feb 07, 2024

    Many people question, 'If I'm going for a layover in Singapore do I need a visa?' The answer is no; Indian passport holders don't need a Singapore visa for a layover. They can enjoy transiting in Singapore for 96 hours visa-free, often known as a visa-free transit facility (VFTF). Hence, Indian nationals can stay within the airport's transit area during this time.

    However, those planning to stay longer or leave the transit area must obtain the standard Singapore tourist visa. In this blog, we discuss more about the Singapore layover visa.

    Is there a Singapore transit visa-on-arrival for Indians?

    No, Singapore does not offer a transit visa on arrival to Indian passport holders. Thus, travellers who have to enter Singapore for transit must apply for a Singapore visa from India.

    However, Singapore has a visa-free transit facility (VFTF) for certain eligible Indian nationals. This means travellers who qualify for the VFTF can transit via Singapore without a visa.

    The provisions under a VFTF  include the following:

    • Indian citizens are only eligible for the Singapore layover visa-free transit facility for up to 96 hours.
    • They should be transiting from or to a third-world country via air through Changi International Airport.
    • Suppose you plan to go back to India through a single journey visa from any third country. In this case, you can only get a Singapore VFTF visa if you've not travelled to your home country since you last used your single journey visa.
    • The Indian nationals can get into Singapore using any transport mode but must leave by air or sea after a maximum of 96 hours.
    • Anytime you request entry into Singapore through the VFTF, you must have the necessary documents to present to the Immigration and Checkpoints Authority (ICA) officers.

    Do Indians need a visa for a Singapore layover?

    The need for a Singapore visa during a layover depends on the following factors:

    1. Layover duration

    • If your layover is less than 24 hours and you remain in the airport’s transit area, you typically do not need a visa.
    • However, if your layover exceeds 24 hours or you wish to exit the transit area to explore Singapore, you will require a valid visa.
    1. Flight connections

    • For layovers involving a single ticket (connecting flights booked under the same PNR), you usually won’t need a visa as long as you stay within the transit area.
    • If you have separate tickets for your connecting flights, you may need to clear immigration to check in for your next flight. In this case, a visa is required.
    1. Transit without visa (TWOV) eligibility

    Indian nationals may qualify for TWOV if they meet specific criteria:

    • You must hold a valid visa for one of the following countries:
      • Australia
      • Canada
      • Japan
      • New Zealand
      • United Kingdom
      • United States of America
    • You must have a confirmed onward ticket to the destination requiring the aforementioned visa.

    For example, if you’re traveling from India to the USA via Singapore, holding a valid US visa makes you eligible for TWOV.

    1. Leaving the airport

    • If you plan to leave the airport during your layover, you must apply for a Singapore visa in advance unless eligible for TWOV.
    1. Final destination

    • If Singapore is your final destination, you’ll need a valid tourist visa to enter the country.

    When is the Singapore transit visa for Indian passport holders not required?

    Under specific circumstances, Indian travellers do not require a Singapore transit visa. Let’s explore these scenarios:

    1. Short layovers without leaving the transit area: If your layover in Singapore is under 24 hours and you remain within the airport’s transit area, you do not need a transit visa. Changi Airport has facilities like lounges, shopping centres, and tourist-friendly structures that make it a comfortable space for a short duration.
    2. Eligibility for transit without visa (TWOV):  Indian passport holders who meet the TWOV criteria do not need a visa. This is useful mainly for tourists visiting the USA, Canada, and Australia without valid visas to these countries. 
    3. Single-ticket connections: If your connecting flights are booked under a single ticket or PNR, your baggage is checked for your final destination, and you do not need to clear immigration, then it is possible to travel without a transit visa. 
    4. Airline-specific rules: Some airlines have agreements with Singaporean authorities to facilitate visa-free transits for eligible passengers. Check with your airline to confirm whether this applies to your itinerary.
    5. Exploring the airport without immigration clearance: Airports in Singapore offer numerous attractions and facilities within the transit area, including gardens, movie theatres, and relaxation zones. You can make the most of your layover without clearing immigration or requiring a visa.

    Conclusion

    To sum it up, Indian passport holders can now benefit from the visa-free transit facility in Singapore for a maximum of 96 hours. However, to ensure a smooth experience, it's wise to have Travel Insurance for Singapore in place. You’ll still need an entry visa to Singapore for the transit or layover tour if you don't meet the eligibility criteria for a layover in Singapore. Also, if you wish to leave the airport during the layover or plan to stay longer, you must obtain the standard tourist visa for Singapore. Also, regardless of your destination, always consider investing in a travel insurance policy for your international travels. Such coverage safeguards you from a range of risks, including flight cancellations, medical expenses, lost baggage, trip interruptions, and more.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • What are the requirements for a France visa?

    by icicilombard 002 | Feb 07, 2024

    Updated on 2 Dec 2025

    Are you considering a vacation to France? There are certain prerequisites that must be fulfilled to obtain a French visa. You must submit a completed visa application form, recent passport-sized photos and have a valid passport (with at least two blank pages and three months of validity beyond your stay). Other requirements are proof of lodging, travel insurance and a round-trip flight schedule. A cover letter outlining the reason for your trip and financial records demonstrating your ability to support yourself are also needed. Additional documents might be required depending on whether you are a tourist, student or business visitor.

    Types of France visas

    France offers a variety of visa categories based on your intended itinerary:

    • The most popular Schengen short-stay visa permits travel for up to 90 days for family, business or tourism.
    • In addition, there are work permits, business visas and student visas, each of which requires particular supporting documentation.
    • If you intend to study, work or visit family in France for longer periods of time, you can apply for a long-stay visa.

    Requirements for a France visa

    The visa France documents required when applying for the short-term stay include the following:

    • French visa application form
    • Two passport photos that meet the French application’s photograph specifications
    • A passport that’s valid for at least three months past the date you plan to leave France.
    • Your previous visa copies (if you ever had a visa to France or another country)
    • You should present a travel insurance document affirming that it covers health emergencies. The minimum coverage should be 30,000€.
    • A cover letter explaining why you’re visiting France and what you plan to do there during your stay.
    • Round-trip flight itinerary that includes the flight numbers and travel dates that specify your entry and exit from the country.
    • Proof of hotel reservation or accommodation for the entire stay period in France.
    • If you have no guarantee of pre-paid accommodation, you should give evidence that you have a daily amount of at least 120€.
    • But, if you’ve planned for your accommodation, the amount goes down to 65€.
    • Proof of your civil status, including your marriage certificate, children’s birth certificates, spouse’s death certificate, etc.

    Common mistakes to avoid during France visa application

    Even minor mistakes can result in the denial of a France visa application. Keep an eye out for these typical errors to prevent rejection:

    • Providing inaccurate or non-compliant passport photos
    • Not presenting sufficient financial proof
    • Providing inconsistent or deceptive travel information
    • Not including necessary supporting documentation
    • Submitting application forms that are not complete
    • Undervaluing the significance of required travel insurance for Schengen nations

    Reasons to buy travel insurance for France

    Travel insurance is a wise safety net, not just a necessity. Medical care in France can be expensive for visitors, so insurance makes sure you're protected in case of health crises. Additionally, it covers you from unanticipated flight delays, lost luggage and trip cancellations. Having travel insurance ensures your trip will go more smoothly and stress-free.

    Conclusion

    Understanding the procedure, avoiding common errors and obtaining the necessary paperwork make applying for a France visa simpler. Above all, never underestimate the importance of overseas travel insurance, which is necessary for both financial safety and compliance with Schengen regulations.

    To receive individualised travel insurance advice and make sure you select the best plan prior to your trip to France, complete the form on this page.

    FAQs

    •  Do I need travel insurance for a France visa?

      Travel insurance covering at least €30,000 medical expenses is mandatory.
    •  How early should I apply for a France visa?

       Apply between 15 days and six months before travel.
    •  Can I extend my France tourist visa?

      Extensions are rare and only granted in exceptional cases.
    •  What documents prove financial means?

      Bank statements, salary slips or sponsorship letters are acceptable.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • How to cancel a UAE visit visa application?

    by icicilombard 002 | Feb 07, 2024

    Updated on 24 Dec 2025

    Planning a trip to the UAE is always exciting, but sometimes unforeseen circumstances can lead to changes in plans. If you find yourself in a situation where you have to cancel your UAE visit visa, there are certain details that you must know. This way, you can be prepared even if your trip gets cancelled. In this blog, you'll also know how travel insurance can financially cover you in the process.

    Reasons for cancelling a UAE visit visa application

    Travellers can cancel their visit visa application for several reasons, such as:

    • Changes in travel dates or itinerary.
    • Sponsor withdrawing support.
    • Health or personal emergencies.
    • Changes in plans due to work or other commitments.

    Cancellation process for the UAE visit visa

    Cancelling a UAE visit visa is a straightforward process. Here is the step-by-step guide:

    • Contact your sponsor or travel agency: Cancellation must be initiated by the sponsors, travel agents or authorised typing centre.
    • Submit required documents: Upload the necessary documents, such as a passport copy, an Emirates ID, and visa details.
    • Pay the cancellation fee: Pay the applicable cancellation fees.
    • Processing time: Visa cancellations are generally processed within 1-3 working days.
    • Get confirmation: Ensure you receive an official cancellation receipt or confirmation to avoid future immigration issues.

    You can also reach out directly to the government agency responsible for processing your visa application. They can furnish you with specific details on the cancellation procedure.

    UAE visit visa cancellation fees and refund policy

    The cancellation fees can be around AED 50 for the service. There can be an extra AED 10 charge for Knowledge Dirham and Innovation Dirham in Dubai. But visa application fees and processing charges are usually non-refundable, even in case of cancellation or rejection.

    Things to remember before applying for a UAE visit visa cancellation

    Here are some important points to remember:

    • Only your visa sponsor can request cancellation.
    • Make sure all your documents are accurate and complete.
    • There is no guarantee for a refund of application fees in case of cancellation.
    • Get to know about any service charges and local levies, like Dirham fees.

    Role of travel insurance in the UAE visit visa process

    Travel insurance does not cover visa cancellation fees. But it can offer valuable protection for other unexpected events, such as medical expenses, trip interruption or lost baggage. A single-trip travel insurance cover may help recover some related costs even if the visa itself is not refundable.

    Conclusion

    Cancelling a UAE visa is possible if your plans change. But it comes with a cost, and you need to follow the proper procedure. Besides, it’s important to get your sponsor’s approval through ICP or GDRFA. You should also know about the non-refundable fees and ensure all the documents are accurate. In addition to this, getting a reliable insurance policy is worth it. Such coverage safeguards you from a range of risks, including flight cancellations, medical expenses, lost baggage, trip interruptions and more.

    While you focus on knowing about UAE visit visa cancellations, let us help you with expert assistance for a protected journey to Dubai. Fill out the form on this page to get expert insurance advice. 

    FAQs

    • Who can cancel a UAE visit visa application?

    Only your visa sponsor or travel agent can start the cancellation process.

    • Are visa application fees refundable?

    No. These fees are usually non-refundable, even if the visa is cancelled or rejected.

    • Can travel insurance cover visa cancellation costs?

    It may help cover other costs, such as flight cancellations or medical emergencies.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Error message here