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  • Spain visa processing time for Indians

    by Amit Moolya | Mar 05, 2025

    If you intend to visit Spain, knowing the Spain visa processing time in India is essential for planning your journey. The Spain visa processing time differs depending on the type of visa you are looking for, and knowing what to expect helps you avoid last-minute delays or stresses.

    Processing time for Spain tourist visa

    As a member of both the European Union and the Schengen Area, Spain requires most non-EU citizens to apply for the necessary visa in accordance with the Schengen visa policy.

    Indians can apply for a Schengen visa up to three months in advance. The average Spain Schengen visa processing time after filing an application is approximately 20–25 calendar days, although it may take longer during holidays or peak tourism seasons.

    Schengen visas for Spain are processed by Spain's consulates and embassies. The Spain visa process time may vary depending on factors such as the time of year and the location of the embassy or consulate to which the application was submitted.

    Factors that could affect the processing time:

    • Application volume
      During summer or holidays, a large number of applications could increase the Spain tourist visa processing time.
    • Type of visa
      Extended stays or other types of visas require a longer processing time than standard tourist visas.
    • Completeness of the application
      Incomplete or wrong documentation leads to delays in visa processing. To avoid any inconvenience, attach complete documents such as a valid passport, proof of sufficient funds, travel itinerary, accommodation details, travel insurance plan, etc.

    You can apply for your visa three months before your planned trip. This will help you stay on track, even with delays.

    Conclusion

    The visa processing time for Spain can take anywhere between 15 days to a few months. One must file an application well in advance to anticipate some delay in processing a visa application.

    For updated information, fees (which are subject to change), and requirements, it is wise to check with Spanish embassies or consultants.

    You can also check out single trip travel insurance plan that provides coverage for adventure sports too! Whether you're skiing or scuba diving, TripSecure+ has you protected during adventure sports. You can also be reimbursed for missed events or itinerary changes, ensuring your trip isn't derailed by unexpected changes.

     


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • A guide to Spain visa types

    by Amit Moolya | Mar 05, 2025

    Are you dreaming of sipping sangria in Seville or strolling through Barcelona? Before you begin packing, it is essential to understand the types of visas available in Spain.

    Whether you’re planning a quick getaway, a business trip, or a permanent move, there’s a visa designed just for you. Let’s break it down so you can focus on the fun part—planning your adventure!

    Types of Spain visas

    Spain offers a variety of visas, each tailored to specific travel purposes. Here’s a closer look at the types of visas, Spain:

    Short-stay visas (Schengen visas)

    You'll likely need a Schengen visa if your planned visit is under 90 days. Here are some of your options:

    • Tourist and visitor visa: Perfect for sightseeing, vacations, or visiting loved ones in Spain.
    • Business visa: Heading to Spain for work meetings or events? This visa has you covered.
    • Transit visa: Ideal for travellers passing through Spain to another destination.
    • Medical treatment visa: For those seeking short-term medical care in Spain.
    • Study or training visa: If your study course or training is over three months.

    Long-stay visas

    Meanwhile, individuals planning to stay in Spain for over three months must apply for a long-stay visa.

    • Student visa: For attending study courses that take over three months.
    • Work visa: This is granted to those seeking extended employment in Spain.
    • Family visa: Issued to seek family members of those who live with or hold citizenship in Spain.
    • Golden visa: The purpose of this visa is for people who wish to live in Spain by investing in it.
    • Entrepreneur visa: This is for individuals wanting to create or invest in a business in Spain.
    • Working holiday visa: This visa type is granted to those looking to work in Spain over the summer.
    • Non-lucrative residence visa: Used mainly by retirees or self-sufficient people who relocate to Spain without the intention of working.

    Conclusion

    Knowing the types of Spain visas eliminates the stress during the initial phases of your venture into Spain. It is equally important to have the appropriate documentation in place.

    Remember, Schengen countries require travellers to have valid travel insurance that provides coverage for medical or other emergencies. Beyond the legal requirement, a comprehensive travel insurance plan can safeguard your journey and ensure you enjoy your visit stress-free.

    You can also check out single trip travel insurance plan that provides coverage for adventure sports too! Whether you're skiing or scuba diving, TripSecure+ has you protected during adventure sports. You can also be reimbursed for missed events or itinerary changes, ensuring your trip isn't derailed by unexpected changes.

     


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best countries to visit in December

    by Nitin Vishwakarma | Feb 25, 2025

    Indeed, December is one of the most enchanting months to travel, offering both snow-covered landscapes and warm, sunny escapes. Whether you're seeking winter wonderlands or tropical retreats, planning a vacation during this festive season can be very exciting. In this article, we will explore the best countries to visit in December and discuss the importance of securing online travel insurance for your holiday.

    List of countries to visit in December

    These are some of the best countries to visit in December:

    • Switzerland

    Switzerland offers an ideal combination of winter sports and scenic snow-covered landscapes in December. Perfect for skiing and snowboarding, the alps feature cosy chalets with breathtaking views. Cities like zurich and lucerne become particularly charming with their expansive Christmas markets. Considering all these factors, Switzerland is undoubtedly one of the top countries to visit in December.

    • Australia

    If you'd rather be soaking in the summer sun than freezing in the cold, then Australia is the place to go. Since December is one of the summer months in the southern hemisphere, it’s perfect for beach lovers. Sydney is bustling with festivals and events like the hobart yacht race, and you can visit the famous opera house, swim at bondi icebergs, and explore the stunning harbour. The Great Barrier Reef offers unparalleled diving experiences, while the cities keep you entertained all day long. Australia is as warm as it is attractive in the winter, making it one of the best countries to visit at the end of the year.

    • Japan

    Japan offers a fantastic blend of traditional culture and modern experiences. December is an excellent time to visit this country. Japanese ski resorts, such as those in hokkaido, are renowned for their powder snow, attracting winter sports enthusiasts from around the globe. Additionally, tokyo and kyoto are beautifully adorned with festive lights and decorations during this season, creating a magical and enchanting atmosphere. This typically cold month is also the perfect time to experience a japanese onsen (hot springs).

    • Mexico

    Mexico is a great destination for a warm getaway at any time of the year, and December is no exception. The weather is excellent during this month, making it ideal for enjoying the rich history and beautiful beaches. Cancun and the riviera maya feature stunning beaches and upscale resort towns, while cities like mexico city and oaxaca provide a rich cultural experience with historic landmarks and vibrant markets. Mexico's diversity and appeal make it one of the best winter holiday destinations.

    • Finland

    For a genuine winter wonderland, finland offers something special for its guests in December. The country is simply magical during this time. Head to lapland to visit santa claus village, enjoy reindeer sleigh rides, and witness the surreal northern lights. The Christmas markets in helsinki are a must-visit, providing cosy festive vibes.

    Why is travel insurance important?

    Anyone planning a trip to these countries in December should consider purchasing travel insurance online in advance. Travel insurance serves as a backup plan for unexpected events that could disrupt your trip, such as flight cancellations, medical emergencies, or lost luggage. Given that winter weather can be unpredictable in some destinations, having insurance ensures you are covered if your plans go awry. Additionally, if you plan to engage in activities like skiing or diving, make sure your policy includes coverage for these sports.

    Travel insurance provides peace of mind with medical coverage when travelling abroad, which can be costly. This coverage becomes invaluable in countries with expensive healthcare. Many policies also offer protection in case of trip interruption or cancellation, covering non-refundable expenses if you need to shorten your trip due to unforeseen circumstances.

    Conclusion

    December is a fantastic time to explore the world, whether you're seeking snow-covered landscapes or sun-drenched beaches. The aforementioned countries offer a range of experiences, each with its unique landscapes and cultures, catering to various types of travellers. Whatever your travel plans may be, don't forget to secure online travel insurance to keep you covered and ensure a hassle-free vacation.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best places to visit in Phu Quoc

    by Nitin Vishwakarma | Feb 24, 2025

    Phu Quoc is a tropical paradise nestled in the Gulf of Thailand off the coast of Vietnam. With its clean beaches, lush jungles, and vibrant culture, Phu Quoc offers an unforgettable experience for travelers seeking sun, relaxation, and adventure. From exploring secluded coves and snorkeling in crystal-clear waters to savoring delicious seafood and immersing yourself in local markets, this stunning island has something for everyone. In this blog, we’ll discover the top things to do in Phu Quoc.

    Top places to visit in Phu Quoc

    Listed below are the most popular places to visit in Phu Quoc:

    1. Sao Beach

    Sao Beach, situated on the southern coast of Phu Quoc, is known for its powdery white sand and crystal-clear turquoise waters. Fringed by swaying palm trees and dotted with colorful beach umbrellas, Sao Beach offers the perfect setting for a relaxing day in the sun. Whether you're lounging on the shore, taking a dip in the calm sea, or indulging in water sports like kayaking and snorkeling, Sao Beach is one of the most relaxing Phu Quoc places to visit.

    Things to do at Sao Beach

    • Unwind on the soft, powdery sand and soak in the sun as the gentle sea breeze lulls you.
    • Take a refreshing dip in the clear blue waters, perfect for both leisurely swims and playful splashing.
    • Dive into adventure with kayaking and snorkeling, exploring the marine life below.

    2. Phu Quoc National Park

    One of the most popular Phu Quoc attractions, Phu Quoc National Park is situated in the northern part of the island, and beckons adventurers with its lush forests, diverse wildlife, and captivating landscapes. This pristine wilderness offers a sanctuary for nature lovers and outdoor enthusiasts alike. Trekking through verdant trails, you'll encounter ancient trees, exotic flora, and cascading waterfalls, immersing yourself in the island's rich biodiversity.

    Things to do at Phu Quoc National Park

    • Explore a variety of thrilling trails for hiking throughout Phu Quoc National Park's rich, green environment.
    • Experience interactive birdwatching tours to see a range of uncommon bird species flourishing in the park's various environments.
    • Explore the Ham Ninh Mountains, a place where amazing natural beauty blends with historical significance and hidden treasures.

     

    3. Dinh Cau Night Market

    If you love to shop, one of the most fun things to do in Phú Quốc is visit the Dinh Cau Night Market. This market is a bustling hub of fun activities and flavours that beckons visitors to experience the vibrant local culture. As the sun begins to set, the market is brought to life with a medley of sights, sounds, and aromas. Stroll through rows of stalls offering an array of fresh seafood, local delicacies, and handmade crafts. From savoury grilled squid to fragrant bowls of pho, there's something to satisfy every palate.

    Things to do at Dinh Cau Night Market

    • Visit Dinh Cau Night Market for a culinary outing and to sample a wide assortment of regional specialties.
    • Take in the vibrant environment while you explore stores loaded with handmade jewellery, stylish clothing, and unique trinkets, and hunt for treasures and keepsakes.
    • Take pictures of the captivating sunset colors from the adjacent Dinh Cau Temple.

    4. Vinpearl Safari

    If you’re a nature enthusiast, one of the best things to do in Phu Quoc is embarking on the Vinpearl Safari. It offers an unforgettable wildlife adventure for visitors of all ages. Spanning over 500 hectares of lush tropical forest, this sprawling sanctuary is home to a diverse array of exotic animals from around the world. Embark on a safari journey through expansive habitats, where you can encounter majestic elephants, playful monkeys, and graceful giraffes roaming freely in naturalistic settings.

    Things to do at Vinpearl Safari

    • Have an adventurous day of exciting activities at Vinpearl Safari.
    • Take relaxing walks through the interesting butterfly parks and staggering gardens.
    • Enjoy animal shows and intuitive educational programs 

    5. Ho Quoc Pagoda

    Seated atop a hill overlooking the blue waters of the Gulf of Thailand, Ho Quoc Pagoda is a Buddhist sanctuary that offers breathtaking panoramic views of the surrounding coastline and lush greenery. Step inside the ornate gates adorned with intricate dragon motifs and explore the temple grounds adorned with colorful statues, intricate carvings, and tranquil gardens. Whether you seek solace in meditation, admire the architectural marvels, or simply bask in the peaceful atmosphere, a visit to Ho Quoc Pagoda is one of the most soul-nourishing things to do in Phu Quoc, Vietnam.

    Things to do at Ho Quoc Pagoda

    • Walk around the sacred premises and view the magnificent artwork and sculptures.
    • Viewpoints surrounding the temple provide a peaceful environment for meditation, and you may enjoy breathtaking views of the island.

    Best time to visit Phu Quoc

    The best time to visit Phu Quoc for outdoor activities is from November to April. Clear skies and minimal rainfall create perfect conditions for beach outings, snorkeling adventures, and jungle treks. December to February is especially popular, offering pleasant weather and ample opportunities to explore. If you prefer fewer crowds and lower prices, consider visiting during the seasons from May to October. Regardless of when you go, you’ll find a diverse range of activities in Phu Quoc. 

    Travel insurance for Phu Quoc

    With comprehensive travel insurance, you can explore Phu Quoc with peace of mind. Protect yourself from sudden events such as illness, trip cancellations, or lost luggage. To fully experience all that Phu Quoc has to offer, ensure your policy covers activities such as adventure tours and water sports. With travel insurance, you can confidently uncover the island's treasures, knowing you're covered in any situation.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Best places to visit in Interlaken

    by Nitin Vishwakarma | Feb 24, 2025

    Nestled within the Swiss Alps, Interlaken is a picturesque town known for its spectacular natural beauty and exhilarating outdoor adventures. Located between the serene waters of Lake Thun and Lake Brienz, Interlaken offers visitors a perfect blend of scenic landscapes, charming Swiss villages, and adrenaline-pumping activities. You can seek tranquil moments surrounded by majestic mountains, thrilling experiences like paragliding and skydiving, or explore quaint streets lined with traditional Swiss architecture. In this blog, we'll explore the popular things to do in Interlaken, ensuring a memorable experience in this Alpine paradise.

    Top places to visit in Interlaken

    Listed below are the top Interlaken places to visit:

    1. Jungfraujoch

    Jungfraujoch, often referred to as the 'Top of Europe', is a must-visit destination for anyone traveling to Interlaken. Situated at an altitude of 3,463 meters, Jungfraujoch offers visitors a once-in-a-lifetime experience amidst the majestic Swiss Alps. From the top, you can view panoramic views of snow-capped peaks, glaciers, and alpine landscapes that stretch as far as the eye can see. You can also explore the stunning Ice Palace, a stunning underground world of ice sculptures and tunnels, or step out onto the Sphinx Observatory's terrace for impressive views.

    Things to do at Jungfraujoch

    • Enjoy panoramic views from the observation deck.
    • Explore the Ice Palace with its ice sculptures and tunnels.
    • Visit the Sphinx Observatory for stunning mountain views.
    • Try snow activities like tubing and sledding.
    • Dine with a view at restaurants or cafes.

    2. Harder Kulm

    Harder Kulm, often dubbed the 'Top of Interlaken', is a must-visit Interlaken sightseeing spot for travelers exploring the Swiss Alps. Situated above Interlaken, Harder Kulm offers impressive views of the surrounding lakes, mountains, and picturesque towns. You can reach the summit by railway, which provides a scenic journey through lush forests and alpine landscapes. Remember to take photos of the views coming from different viewpoints to preserve these moments of your day trips to Interlaken.

    Things to do at Harder Kulm

    • Take a walk along the panorama trail, which goes through rich woodlands and alpine meadows, for a more detailed look at nature.
    • Enjoy timeless Swiss food at the restaurant while taking in the magnificent views.

    3. Schynige Platte

    Accessible by a historic cogwheel railway, the journey to Schynige Platte is as enchanting as the destination itself, with breathtaking views of mountains, valleys, and meadows along the way. At the summit, travelers are greeted by panoramic vistas of the Eiger, Mönch, and Jungfrau peaks, as well as the shimmering waters of Lake Thun and Lake Brienz. Visitors can explore botanical gardens showcasing over 600 species of alpine plants, go on scenic hikes through lush meadows, or simply relax and soak in the tranquility of this mountain paradise.

    Things to do at Schynige Platte

    • Explore the Alpine Garden with over 600 species of alpine plants.
    • Enjoy magnificent views at the observation deck of the Eiger, Mönch, Jungfrau peaks, and lakes.
    • Hike scenic trails through lush meadows and forests.
    • Visit the Schynige Platte Railway Museum to learn about its history.
    • Relax at the mountain restaurant with Swiss cuisine and views.

    4. Lake Thun and Lake Brienz

    Surrounded by picturesque landscapes of towering mountains, lush forests, and charming Swiss villages, these crystal-clear lakes offer a peaceful retreat for anyone looking to relax in Interlaken. Whether you're cruising on the blue waters or engaging in water sports like sailing and kayaking, these lakes offer different activities for outdoor recreation and exploration. Additionally, the surrounding region has historic castles, charming towns, and scenic hiking trails, ensuring an enriching experience for all who venture to these Swiss lakeshores.

    Things to do at Lake Thun and Lake Brienz

    • Take scenic boat cruises to admire the stunning landscapes surrounding Lake Thun and Lake Brienz.
    • Enjoy a variety of water activities like sailing, kayaking, paddle boarding, and windsurfing
    • Take leisurely walks along the tranquil lakeshores, soaking in the picturesque views and peaceful atmosphere.

    5. Trümmelbach Falls

    Trümmelbach Falls, in the Lauterbrunnen Valley of Switzerland, is a natural wonder not to be missed amongst the places to visit in Interlaken. Created by the strong forces of glacial meltwater, these cascading waterfalls fall through narrow gorges and rocky cliffs, creating a breathtaking view. Visitors can explore the falls through a series of tunnels, walkways, and viewing platforms, allowing for up-close encounters with the thundering waters and mesmerizing surroundings.

    Things to do at Trümmelbach Falls

    • Travel throughout the heart of the mountain for an amazing experience and explore the system of tunnels and platforms for distinctive views of the waterfall.
    • Explore the scenic hiking trails surrounding Trümmelbach Falls

    Best time to visit Interlaken

    If you prefer sunny days to go outside and explore hiking and biking, the ideal month to visit is summer. However, if you like snow and skiing, visit Interlaken in winter. Throughout the spring and autumn, there will be fewer individuals, and the view will be beautiful. Ultimately, the best time to visit Interlaken will depend on your choice of weather, activities, and crowd levels.

    Travel insurance for Interlaken

    While there are many exciting Interlaken activities to choose from, it’s important to be prepared for whatever the journey may bring. Travel insurance for Interlaken provides essential coverage and peace of mind for travelers exploring this destination. With comprehensive travel insurance, you can safeguard yourself against sudden events such as trip cancellations, medical emergencies, lost luggage, or travel delays. Additionally, it may include coverage for emergency medical expenses, evacuation services, and 24/7 assistance, ensuring that you can enjoy your time with confidence.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best places to visit in Sharjah

    by Nitin Vishwakarma | Feb 19, 2025

    Sharjah, the bustling city of the United Arab Emirates, is a magnificent site of history, art, and excitement. Located in the midst of the bustling metropolises of Dubai and Ajman, Sharjah is a melting pot of the old and new-fashioned lifestyle. This makes it the perfect attraction for tourists from all over the globe. Let’s look at the best places to visit in Sharjah.

    Top places to visit in Sharjah

    Here’s a list of popular things to do in Sharjah:

    1. Al Noor Island

    One of the most prominent places to visit in Sharjah is Al Noor Island, situated in the middle of Khalid Lagoon. When you arrive on the island, expect to see green meadows and beautiful flowers, and listen to sounds that will soothe you. But the utmost breathtaking part of Al Noor Island is the butterfly house, where thousands of fantastic butterflies flutter about in a huge park that resembles their natural environment. Al Noor Island also houses botanical gardens that contain plants from all over the globe. If you’re a plant and butterfly lover, this is the ideal spot for you.

    Things to do at AI Noor Island:

    • Explore the Butterfly House
    • Wander through the Botanical Gardens
    • Enjoy the renowned Light and Sound Show, which takes place at night, transforming the island into a mystical realm.

    2. Sharjah Arts Museum

    Be sure to add the Sharjah Arts Museum to your itinerary of Sharjah places if you have a passion for art. This cultural hub houses centuries-old artworks that have made a profound impact across continents. From traditional Islamic art to contemporary masterpieces, the museum offers  rich collections of creative expression. Explore the gallery to admire the captivating works by renowned Sharjah artists. And don't miss the temporary exhibits showcasing cutting-edge contemporary art by emerging talents. It's an unforgettable experience suitable for art enthusiasts of all ages.

    Things to do at Sharjah Arts Museum:

    • Admire centuries-old artworks from various continents.
    • Explore traditional Islamic art alongside modern influences.
    • Appreciate the work of Sharjah's most celebrated artists.
    • Check out temporary exhibits featuring contemporary art by emerging talents.
    • Engage in educational programs and workshops.

     

    3. Al Qasba

    One of the most popular Sharjah places to visit, Al Qasba is premier destination for entertainment and leisure, nestled along the picturesque Khalid Lagoon. Whether you're seeking serene experiences or thrilling adventures, Al Qasba has something for everyone. For a leisurely pace, embark on a dhow canal cruise, marvelling at the towering buildings overhead. Meanwhile, Al Qasba Souq beckons with its eclectic mix of shops, offering unique souvenirs, handicrafts, and local delicacies.

    Things to do at Al Qasba:

    • Take a Canal Boat Ride with breathtaking views.
    • Visit the Eye of the Emirates Ferris Wheel and ride on the giant Ferris wheel called the Eye of the Emirates, which is 60 meters high.
    • Explore the Al Qasba Souq

    4. Sharjah Desert Park

    Another site amongst notable places to see in Sharjah is the Sharjah Desert Park. Sharjah Desert Park is a 220-ha heaven for everyone who is into the natural beauties of the Arabian desert. Here you will find the Wildlife Centre, the Natural History Museum, and the Children’s Farm. The Wildlife Centre has a rare collection of Arabian leopards, Arabian wolves, and Southern Arabian sand gazelles. The Natural History Museum will give you a better understanding of how the desert formed and changed over time. Children’s Farm is a wonderful opportunity for kids to learn more about farm animals through real-life experiences.

    Things to do at Sharjah Desert Park:

    • Visit the Wildlife Centre to see rare Arabian leopards.
    • Explore the Natural History Museum.
    • Enjoy a Desert Safari.
    • If you are accompanied by children, do visit the Children’s Farm.

    5. Sharjah Heritage Area

    Travel back in time to the Sharjah Heritage Area and uncover the emirate’s rich cultural past. One of the city’s oldest neighbourhoods and prominent Sharjah tourist places, this area is located in the heart of the city and is filled with some of the emirate’s most well-known sites. Wander through the busy local markets and narrow streets of the Al Arsa Souq, where you can find a broad range of handcrafted items, textiles, and spices. At the Al Hisn Fort, grab a chance to explore a historic fortress and gaze at the city skyline.

    Things to do at Sharjah Heritage Area:

    • View the Sharjah Museum of Islamic Civilization and check out the work of Islamic artists and scientists who have contributed to the field of art, science, and culture.
    • Explore the Al Arsa Souq.
    • Wander through the Al Hisn Fort.

    Best time to visit Sharjah

    If you’re planning on visiting any of these famous Sharjah places, the ideal time to visit is in winter, between November and March when the weather is cool and ideal for outdoor activities and sightseeing. There are countless festivals, events, and cultural celebrations to partake in during this season, including the Sharjah Light Festival and the Sharjah International Book Fair.

    Travel insurance for Sharjah

    When travelling for Sharjah sightseeing, it’s important to have travel insurance. This safeguards Sharjah tourists in case something wrong happens. Your travel insurance covers everything from medical bills to missed or cancelled flights and the necessary travel plans, so you do not have to deal with these issues.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the relevant industry. It is advised to verify the relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best places to visit in Geneva

    by Nitin Vishwakarma | Feb 19, 2025

    Geneva, situated next to the mesmerising Lake Geneva, is a city full of history, culture, and breathtaking sceneries. It is the European political and diplomatic centre experiencing a vibrant cultural life and, at the same time, a tourist wonderland. Be it the famous Jet d’Eau, a serene old town, or a lovely park, you will find something memorable in Geneva. It does not matter if you are a fan of history, a nature lover, or just looking for peace, this city is truly a paradise. Let’s look over a few of the popular things to do in Geneva.

    Top places to visit in Geneva

    Here’s a list of the best places to visit in Geneva:

    1. Jet d'Eau

    One of the most popular things to do in Geneva, Switzerland, is to visit Jet d'Eau. Jet d’Eau is the tallest fountain in the world and one of the city’s most famous landmarks. Nestled at the juncture of Lake Geneva and the Rhône River, it propels water 140 meters into the air. It was used as a safety valve for the city’s hydraulic power network in the past and became one of the primary tourist attractions. The fountain is exhibited at a nearby pier, where tourists may take stunning photographs or on a boat on Lake Geneva.

    Things to do at Jet d'Eau:

    • Take interesting photos of the 140-meter-tall water spurt.
    • Have a picnic on the grassy shores nearby.
    • Take a boat tour around Lake Geneva to see the fountain from different angles.

    2. Old Town Geneva

    Geneva’s Old Town is a treasure trove of history, nestled on a hillside and crowned by St. Peter's Cathedral. The area is characterized by narrow, winding cobblestone streets and picturesque squares filled with cafes, galleries, and boutiques. Key attractions include the Maison Tavel, the city's oldest house turned museum, and the ancient Place du Bourg-de-Four, a bustling square where people have gathered for centuries. The Old Town is ideal for leisurely walks to soak in the historic atmosphere.

    Things to do at Old Town Geneva:

    • Visit St. Peter’s Cathedral in Old Town and climb the tower for a view of the city landmarks.
    • Explore the Maison Tavel, Geneva’s oldest house, now a museum detailing local history.
    • Walk around Place du Bourg-de-Four, one of the city’s oldest squares, and have coffee at a local café.

    3. Palais des Nations

    The Palais des Nations stands as a symbol of peace and diplomacy and is in the top Geneva places to visit. Palais des Nations, also the European Headquarters of the United Nations, hosts thousands of delegates from different countries around the world. Built in the 1930s, it is located in Ariana Park, where visitors can also see the famous Broken Chair sculpture. Visitors can also take an exciting guided tour to see assembly halls and the Council Chamber, covered with murals dedicated to human rights and peace.

    Things to do at Palais des Nations:

    • Take a tour to learn about international diplomacy and see the assembly halls.
    • Walk through the Ariana Park surrounding the palace, home to majestic peacocks and stunning views.
    • Pay a visit to the International Red Cross and Red Crescent Museum located nearby to understand humanitarian efforts worldwide.

    4. Carouge

    Another place amongst notable places to see in Geneva is Carouge. Known for its Mediterranean atmosphere, Carouge is the city’s bohemian district. The neighbourhood was originally built in the 18th century by Italian architects and displays beautiful pastel-coloured houses, numerous art studios, and artisanal boutique shops. Carouge has a distinct atmosphere from the rest of Geneva as it is a more relaxed and artsy lifestyle. This is what makes it a favourite place for locals and visitors alike. Additionally, the area is very lively at night, with trendy bars and restaurants.

    Things to do at Carouge:

    • Shopping in bespoke artisan shops and art galleries for very special souvenirs.
    • Relax in the charming Place du Marché and watch the world go by.
    • Experience the vibrant nightlife at some of the local bars and clubs.

    5. Patek Philippe Museum

    Another one of the famous Geneva tourist places, the Patek Philippe Museum in Geneva offers a captivating journey through the history of timekeeping from the 16th century to the modern days. Housed in beautifully restored industrial premises, the museum allows for an interesting study of the history of watchmaking and the genius of Patek Philippe. In addition to thematic exhibitions and rare collections, the museum offers numerous demonstrations illustrating the principles of mechanical watchmaking.

    Things to do at Patek Philippe Museum:

    • Learn about the history of timekeeping and explore antique timepieces.
    • Admire the craftsmanship of Patek Philippe watches throughout the ages.
    • Participate in a watchmaking workshop to get a hands-on experience.

    Best time to visit Geneva

    The ideal time to visit any of these Geneva places is Spring (March-May), since the weather gets warm, the most intriguing festivals are held, and the city does not have too many tourists. You can also visit Geneva during Fall (September – November), which has the same weather patterns as spring but is less warm and less crowded. These offer one of the most remarkable outdoor experiences without the summer crowd.

    Travel insurance for Geneva

    When travelling to Geneva for Geneva sightseeing, it’s important to have travel insurance. This safeguards you from incurring any losses that can happen during travelling. Good travel insurance covers everything from delayed or cancelled flights to medical bills, so you do not have to deal with these issues.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Difference between NRI, PIO & OCI

    by Nitin Vishwakarma | Feb 19, 2025

    Understanding the distinctions between Non-Resident Indian (NRI), Person of Indian Origin (PIO), and Overseas Citizen of India (OCI) status is essential for individuals of Indian origin living abroad. Each classification represents a unique legal status with specific rights, privileges, and limitations. By differentiating between these categories, individuals can navigate issues related to citizenship, residency, property ownership, and other matters associated with India. Let's delve into the nuances of NRI, PIO, and OCI statuses to grasp their significance and differences.

    What is the difference between NRI, PIO & OCI?

    Here's a table outlining the difference between NRI, PIO and OCI:

    Aspect

    NRI

    PIO

    OCI

    Meaning

    Indian citizen residing outside India for employment, business, or other purposes.

    Individual of Indian origin or ancestry holding a foreign passport (except for certain countries)

    Individual of Indian origin or ancestry holding a foreign passport (except for certain countries) with a lifelong visa to visit India.

    Citizenship status

    Indian citizen

    May or may not hold Indian citizenship, depending on the circumstances.

    Not Indian citizen, but has some rights similar to Indian citizens

    Voting rights

    Can vote in Indian elections

    May or may not have voting rights, depending on Indian citizenship status

    Does not have voting rights in India

    Ownership of property

    Can own property in India

    Can own property in India

    Can own property in India

    Duration of stay in India

    No specific restrictions

    No specific restrictions

    Can stay indefinitely, but certain restrictions apply

    Employment in India

    Can work in India without any special permit

    Can work in India with special permission

    Can work in India without any special permit

    Renunciation of citizenship

    Must renounce Indian citizenship to become a citizen of another country

    May or may not need to renounce Indian citizenship, depending on individual circumstances

    Must renounce Indian citizenship to become a citizen of another country

    Visa requirement for India

    Requires a visa for each visit to India

    Requires a PIO card for multiple visits to India, but PIO card scheme has been merged with OCI

    Requires an OCI card for multiple visits to India

    Authority

    They don't have to get permission from the necessary authorities to visit India’s restricted places.

     

    They must have permission from the FRRO to visit India’s restricted places.

    OCI cardholders are not entitled to the rights and authorities granted to Indian nationals under Article 16 of the Constitution.

     

    They require permission from relevant authorities to visit the restricted areas and engage in activities such as mountaineering. They also need special permits to conduct research or missionary work.

    Eligibility

    Eligible to hold public offices in India

    Not eligible to hold public offices in India

    Not eligible to hold public offices in the Indian government.

     

    Benefits

    No specific benefits beyond those for Indian citizens

    Certain benefits such as easier visa processes and exemptions from certain regulations

    Lifelong visa to visit India, exemption from registration requirements, and parity with NRIs in financial, economic, and educational fields

     

    Whether an NRI, PIO, or OCI, it helps to stay secure with the right travel insurance that can be highly beneficial whenever you travel across nations.  It can financially protect you against unforeseen emergencies such as medical expenses, trip cancellations, or lost luggage during your travels.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the relevant industry. It is advised to verify the relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best places to visit in Ibiza

    by Nitin Vishwakarma | Feb 19, 2025

    Ibiza, the mesmerizing Balearic island, pulsates with a captivating vibe unlike any other. This diverse jewel provides a range of experiences, from its vibrant nightlife and exciting beaches to a rich cultural history and bohemian charm. Whether you're a partygoer, a history aficionado or a nature enthusiast, this island offers something to captivate every Ibiza tourist. Let's explore the 5 must-visit spots and the best things to do in Ibiza to ensure your trip is filled with unforgettable memories.

    Top places to visit in Ibiza

    Here are the top 5 places to visit in Ibiza:

    1. Dalt Vila

    Perched atop a hill in Ibiza Town Dalt Vila is recognized as a UNESCO World Heritage Site. It is the perfect Ibiza tourist attraction for those fascinated by history. Stroll through the cobblestone streets of this fortified town and delve into remnants of Ibiza's illustrious past. Admire the imposing medieval walls, the majestic Ibiza Cathedral and the mysterious Castle. Dalt Vila presents breathtaking panoramic views of the island and the glistening Mediterranean Sea.

    Things to do at Dalt Vila

    • Explore the labyrinthine streets and uncover squares and cosy cafes.
    • Tour the Ibiza Cathedral showcasing Gothic architecture.
    • For awe inspiring views, scale up to the Castles peak.
    • Immerse yourself in the vibrant atmosphere particularly during summer evenings.

    2. Cala Comte and Cala Saladeta

    Cala Comte and Cala Saladeta stand out as as one of the most popular Ibiza tourist attractions. These picturesque spots on the island’s west coast provide a retreat amidst the lively atmosphere. Enjoy relaxing on the shores, soaking up the sun's warmth and taking a swim in the clear turquoise waters. Cala Comte offers a range of water sports activities, while Cala Saladeta is perfect for those looking for a secluded getaway.

    Things to do at Cala Comte and Cala Saladeta

    • Unwind on the warm beaches and bask in the sunlight.
    • Take a dip in the clear blue waters of the Mediterranean Sea.
    • Experience thrilling water sports activities like kayaking or paddleboarding at Cala Comte.
    • Indulge in a delicious meal or cool drink at one of the beachside restaurants.

    3. Formentera

    While Ibiza pulsates with vibrant energy, Formentera, its quieter sibling, provides a tranquil escape. This car-free island paradise invites visitors with its beautiful beaches featuring clear turquoise waters and a relaxed ambiance. Here, you can explore the charming villages, rent a bike to pedal along routes, and relax on secluded beaches away from the hustle and bustle. Ferries regularly set sail from Ibiza Town, offering a memorable addition to your Ibiza adventure.

    Things to do at Formentera

    • Take a bike ride to discover the island's quaint villages and picturesque pathways.
    • Relax on the shores of Playa de Ses Illetes renowned for its crystal clear waters.
    • Indulge in fresh seafood at a traditional seaside eatery.
    • Immerse yourself in the tranquil atmosphere of the island and reconnect with nature.

    4. Cala Benirras

    Among the best Ibiza places to visit, Cala Benirras is a destination you can't miss. Visit Cala Benirrás on a Sunday evening to witness a unique cultural experience. This picturesque beach transforms into a gathering place for hippies and locals who come together for their famous sunset drumming ritual. Experience the vibes as rhythmic beats fill the air creating a truly unforgettable spectacle. Cala Benirras also features a beach for unwinding before or after the evening's main event.

    Things to do at Cala Benirras

    • Witness the captivating sunset drumming ceremony, a longstanding tradition in Ibiza.
    • Lounge on the Cala Benirras beach.
    • Explore bohemian stalls selling unique handcrafted souvenirs and jewellery.
    • Soak in the relaxed hippie atmosphere and immerse yourself in the island's distinctive culture.

    5. Ibiza Town & San Antonio

    The spirit of Ibiza extends beyond its beaches. Among the places to visit in Ibiza, the towns of Ibiza Town and San Antonio each have their unique charm. Ibiza Town, the island's capital, features a charming old town, bustling markets and top notch dining options. San Antonio is famous for its nightlife, boasting bars and renowned clubs. Stroll through the quaint streets, discover hidden treasures and take in the lively atmosphere that Ibiza is famous for.

    Things to do at Ibizas Vibrant Towns

    • Explore the markets in Ibiza Town, such as the Las Dalias Hippy Market, to find one-of-a-kind souvenirs.
    • Explore interesting museums and art galleries that showcase Ibiza’s rich history and culture.
    • Savour delicious cuisine at an Ibizan restaurant or a chic dining spot.
    • Explore the vibrant nightlife scene at San Antonio’s popular sunset bars and nightclubs.

    Best time to visit Ibiza

    Ibiza has something to offer all year round, but the best time to visit depends on your preferences. During the peak summer months (June-August), you'll find sunshine, lively parties, and beach relaxation, but expect larger crowds and higher expenses. In the shoulder seasons (April-May & September-October), the weather is pleasant, crowds are smaller, and you can find attractive deals on Ibiza day-out packages. Spring (March-May) offers budget-friendly options with blooming scenery, but some amenities may not be fully operational.

    Travel insurance for Ibiza

    Securing travel insurance for your Ibiza getaway is essential. While the island promises adventures, unexpected incidents can disrupt your plans. This is where travel insurance serves as a safety cushion. Medical coverage ensures you're protected in case of emergencies, while trip cancellation or interruption insurance covers prepaid expenses in case of disruptions. Select a travel insurance package that aligns with your plan and risk tolerance to ensure a hassle free and unforgettable journey on the island.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Spain Visa Validity: Know Your Options

    by Amit Moolya | Feb 14, 2025

    Planning a trip to Spain is sure to be exciting, but you need to know the rules about visas to avoid any problems. Whether you're going for a holiday, work, or study, understanding the Spain visa validity is important.

    It helps you plan the duration of your stay and the corresponding visa type you need. Additionally, acquiring a good travel insurance plan will keep you safe and stress-free during your trip.

    Validity of Spain Visas

    Spain is a part of the Schengen area, and the corresponding Schengen visa considerations apply.

    1. Short-Stay Visa
      • Purpose: Short trips for holidays, business, or family visits.
      • Validity: You can stay in Spain for up to 90 days in any 180-day period.
      • Entry Options: You can apply for a single-entry, double-entry, or multiple-entry visa, depending on your travel plans.
    1. Long-Stay Visa
      • Purpose: For stays longer than 90 days, like studying, working, or joining family.
      • Validity: Usually issued for the duration of your purpose, such as a year for work or studies.

    When you receive your visa (especially if it is a long-stay type), check the sticker for the following information:

    • Duration of stay: The number of consecutive days you can remain in Spain and the Schengen territory.
    • Valid from – valid to: The sticker will detail the exact day the visa becomes valid and the day it expires.

    Travel Insurance Plan

    A travel insurance plan is essential when applying for Schengen visas. Your insurance must:

    • Cover emergencies like medical care or evacuation.
    • Apply across the Schengen Zone.
    • Provide at least €30,000 of medical coverage.

    Travel insurance isn’t just a visa requirement; it also protects you in case of unexpected problems, giving you peace of mind.

    Conclusion

    Knowing Spain tourist visa validity helps you plan your trip better. Depending on the duration of your visit or stay, you can apply for either a short or long-stay visa.

    Don’t forget to acquire a comprehensive single trip travel insurance plan as part of your preparations. It keeps you safe and ensures you meet visa requirements. With these steps in mind, you’re ready to enjoy everything Spain has to offer!

     


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Spain Visa Tracking

    by Amit Moolya | Feb 14, 2025

    If you’re thinking of travelling to Spain, obtaining an appropriate visa is an important step. After submitting your application, it is prudent to track its status to plan your other travel arrangements. You can check on the status of your visa application both online and offline.

    How To Check Spain Visa Status Online?

    You can check your visa application online through the following steps:

    1. Visit the official website: Visit the BLS International website for services related to Spain tracking visa. Click the “Track your application” option available on the toolbar.
    2. Enter the required information: Specify the unique reference number that you were given when you applied for a visa. Next, add your date of birth.
    3. Fill the captcha and accept terms: Complete the Captcha and accept the terms and conditions.
    4. Check status: Your Spain visa application status will be displayed after you click ‘Submit’.

    How To Check Spain Visa Status Offline?

    For offline information on the status of your visa, you can get in touch with the Spain Visa Application Centre (VAC).

    1. Visit the BLS International Spain visa website: Click the "Contact Us" link on the website.
    2. Find nearest VAC information: The webpage will give you the phone number and email address of the closest visa centre.
    3. Contact by Phone or Email: Reach out via phone or email to the closest visa centre.
    4. Provide required information: Provide the centre with your date of birth, passport number, and visa application reference number.
    5. Visit in person: You can visit the visa centre in person if necessary. However, before making the trip, ensure you contact the appropriate consulate or visa centre for guidance.

    How To Check Spain Visa Status Using Passport Number?

    You can also check your visa status using your passport number.

    1. Use an online portal: Visit the official visa tracking website or the company offering the service, like BLS International.
    2. Enter passport number: Enter your passport number, application reference number and date of birth.
    3. Enter security code: After completing the CAPTCHA code, submit your inquiry.
    4. Check status: The portal will show the status of your visa application.

    Conclusion

    You can check visa status Spain online, offline or by using your passport number. If you have the right information, you can easily conduct Spain visa application tracking and ensure that your travel preparations are on track.

    Remember that when travelling to Schengen countries like Spain, a comprehensive travel insurance plan is necessary. The chosen plan must provide at least €30,000 in medical coverage in addition to other emergency coverage. This allows for a hassle-free and safe journey. 

    You can also check out single trip travel insurance plan that provides coverage for adventure sports too! Whether you're skiing or scuba diving, TripSecure+ has you protected during adventure sports. You can also be reimbursed for missed events or itinerary changes, ensuring your trip isn't derailed by unexpected changes.

     


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Spain Visa Application

    by Amit Moolya | Feb 13, 2025

    If you’re planning a trip to Spain, obtaining a visa is essential unless your country has a visa-free travel agreement. As part of the Schengen Area, Spain requires visitors to have a Schengen Visa. This guide will help you understand the process of applying for a Spain tourist visa from India.

    When and Where Should You Apply for a Schengen Visa in India?

    Knowing the right time and place to apply for a Schengen visa in India is crucial for a hassle-free trip. Here’s a simple guide to help you plan your application effortlessly:

    When Should You Apply?

    It is essential to apply for your Schengen Visa well in advance of your planned travel dates. Spain visa application can be submitted up to six months before your trip. To avoid last-minute issues, it’s best to apply at least three to four weeks prior to your departure. Early application allows time to address potential delays in processing.

    Where Should You Apply?

    Your visa application centre depends on your travel itinerary:

    • Spain as Your Only Destination: If Spain is the only country you plan to visit, apply at the nearest Spain visa application centre in India.
    • Multiple Schengen Countries: If you are visiting multiple Schengen countries, apply at the visa centre of the country where you will spend the most time. If your stay is divided equally, apply to the visa centre for your first destination.

    In India, the Spanish Embassy and the Consulate have authorised third-party service providers to manage Spain visit visa application forms. These centres are located in cities like New Delhi, Mumbai, Bengaluru, Chennai, Kolkata, and others.

    Required Documents 

    To apply for a Spain visa, you will need the following:

    • Visa Application Form: Complete the Spain visa application form online or offline.
    • Passport: Valid for at least three months beyond your return date and have at least two blank pages.
    • Photos: Two recent passport-size photographs.
    • Travel Itinerary: Proof of travel arrangements, including flights and accommodation.
    • Financial Proof: Bank statements or salary slips to show you can afford the trip.
    • Travel Insurance Plan: Travel Insurance that covers at least €30,000 for medical emergencies.
    • Supporting Documents: Depending on the purpose of your visit (tourism, business, or family visit), additional documents may be required, like an invitation letter or employment proof.

    Application Fees

    As of 2024:

    • Adults: ₹8,185
    • Children (6 to12 years): ₹4,092
    • Children under 6 are exempt from fees.

    Fees are payable in Indian Rupees and vary depending on the exchange rate.

    Conclusion

    Applying for a Spain Schengen Visa from India is a straightforward process. If you arrange the required documents on time, your Spain visit visa application process can be seamless. Make sure you know where to apply based on your travel plans and follow all guidelines carefully. Spain, with its rich history and vibrant culture, offers an unforgettable travel experience, making the effort to secure your visa worthwhile.

    You can also check out single trip travel insurance plan that provides coverage for adventure sports too! Whether you're skiing or scuba diving, TripSecure+ has you protected during adventure sports. You can also be reimbursed for missed events or itinerary changes, ensuring your trip isn't derailed by unexpected changes.

     


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Portugal Visa Types

    by Amit Moolya | Feb 13, 2025

    Portugal is a lovely European nation known for its breathtaking beaches, ancient landmarks, and rich cultural legacy. Located in the South of Europe, it is fast becoming one of the favourites among Indian tourists, businessmen, and students. If you intend to visit the country, you must first understand the different visa types and the application process. After understanding the types of Portugal visas, you can select the one that suits your trip's objectives.

    What are the Types of Portugal Visa for Indians?

    There are various Portugal visa types, depending on the purpose of your visit. Let's take a closer look at these categories:

    Schengen visa

    Often referred to as a short-stay visa, this visa permits visitors to stay in Portugal for a maximum of 90 days. Schengen visas can be utilised for business, education, family visits and medical care.

    National visa

    This visa permits applicants to stay in Portugal for more than 90 days and is also referred to as a long-stay visa. Depending on the duration of the stay, it may be either a temporary or permanent resident visa.

    D4 visa

    This visa, also called a student visa, is intended for non-European nationals who wish to spend more than three months studying in Portugal.

    Tech visa

    Employers in the technology and innovation sectors can use this visa to bring in skilled non-EU tech workers to Portugal to live and work.

    D2 visa

    This visa is also referred to as an entrepreneur visa. It permits non-EU nationals to reside and work in Portugal for a maximum of six years. A business plan outlining the applicant's investment in Portugal must be presented.

    D8 visa

    The visa offers legal Portugal residency to non-European or Swiss nationals who wish to work remotely in the country. It is also known as the digital nomad visa.

    Portugal Golden Visa

    This visa is a kind of Portugal residency permit. The term "golden" refers to the more favourable requirements that its holders must fulfil to keep their status and eventually get citizenship, setting it apart from other kinds of resident permits.

    Conclusion

    Indian tourists can apply for different Portugal visa categories based on their reasons for their visit. You must select the appropriate visa for your purposes, such as work, study, business, or travel. Get a good travel insurance policy, and make sure you finish the visa application process accurately and on time.

    You can also check out single trip travel insurance plan that provides coverage for adventure sports too! Whether you're skiing or scuba diving, TripSecure+ has you protected during adventure sports. You can also be reimbursed for missed events or itinerary changes, ensuring your trip isn't derailed by unexpected changes.

     


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Track Portugal Visa Application for Indian Citizens

    by Amit Moolya | Feb 13, 2025

    Once you apply for a Portugal visa, you’ll have to check its status after some time. This process is known as the Portugal visa status check. The time it takes for visa approval depends on the visa type you applied for. Tracking helps you to know your visa status as to whether it’s ‘approved’, ‘rejected’, or ‘pending’. You can do a Portugal visa check online by visiting the official website.

    Here’s a step-by-step guide to know your visa status.

    How To Check Portugal Visa Status Online?

    Follow the procedure below for further details on how to check Portugal visa status online via the VFS official portal:

    • Visit the VFS official website.
    • Type in your visa application reference number.
    • Give your date of birth.
    • You’ll see a captcha text on the page. Enter the required digits and click ‘Submit’.
    • Your Portugal visa status should appear on the page as ‘approved’, ‘rejected’, or ‘pending’.

    Note: After making the application, keep your visa invoice since you’ll need it to track visa application Portugal online. The VFS tracking feature usually recommends an invoice reference number for anyone wishing to track their online application status. You can’t do the Portugal visa check with the passport number.

    Alternatively, you can also do the Portugal visa check through the offline method. Go and check out the availability of the service at the VFS Global Centre, where you applied for the visa. That way, you can get an update on your visa application status from VFS Global through an email update. You can also receive an update on the status of your visa sent to your phone via an SMS service. 

    Conclusion

    As an Indian Citizen wishing to travel to Portugal, you must first apply for a visa through the VFS portal, or Portugal’s visa application centre. After applying, you can conduct your visa tracking Portugal using the same portal. If the visa status reads ‘approved’, you can now proceed with planning for the rest of your trip. However, if the application reads ‘rejected’, you should try correcting your mistakes and then reapply.

    Before travelling, remember to purchase the best travel insurance policy. The cover will secure you from any unplanned financial expenses during your trip. You can get coverage against emergencies such as flight cancellation, luggage or passport loss, medical expenses, or any other unforeseen situation.

    You can also check out single trip travel insurance plan that provides coverage for adventure sports too! Whether you're skiing or scuba diving, TripSecure+ has you protected during adventure sports. You can also be reimbursed for missed events or itinerary changes, ensuring your trip isn't derailed by unexpected changes.

     


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

     

  • Portugal Job Seeker Visa Requirements for Indian Citizens

    by Amit Moolya | Feb 13, 2025

    A valid work visa for Portugal is a prerequisite for any Indian citizen seeking a job in the country. The type of work visa you apply for depends on your educational qualifications and the duration of your stay in Portugal. Generally, the Portugal job seekers' visa requirements include education qualifications, a passport, valid travel insurance, a criminal record certificate, adequate funds, etc.

    Keep reading to get more details about Portugal visa requirements for Indian citizens.

    Portugal Job Seeker Visa Requirements

    The Portugal job seeker visa comes with an expiration date. The visa remains valid for 120 days, with a possible extension of 60 days. If you secure a job before your visa expires and fulfil the adequate fund's eligibility criteria, you might be able to apply for Portugal’s residence permit. However, you'll have to leave the country if you don’t secure a job before your visa expires and haven’t started applying for a residential permit.

    So, the general Portugal job seeker visa requirements include the following:

    • A duly filled and signed national visa application form.
    • Two recent passport photos. These should be in good condition and make it easier to identify the applicant.
    • Passport or any necessary travel document. It should be valid for at least three months after the approximate date of stay. Ensure you also have a photocopy of the passport (biographical data).
    • Proof of your regular situation - if you are of a different nationality from the country you’re applying for the visa, the proof you give should be valid for more than the expiry date of the visa you’re applying for.
    • Valid travel insurance. It should cover your necessary medical expenses, including emergency medical assistance, with possible renewal.
    • Certificate of criminal record issued by the competent authority of your country’s nationality or of the country you might have resided for over a year. (The criminal record certificate does not apply to those under 16 years).
    • Transport document - your roundtrip flight reservation should indicate the departure and return dates.
    • Proof of adequate financial resources - your available funds should equal at least the sum of a three-month salary.

    Conclusion

    The Portugal job seekers visa applies to foreign nationals, including Indian citizens, who desire to travel to the country and secure employment. Different work visa types apply to different professions and employees’ qualifications. Hence, workers from India can legally get employed in Portugal for a specified timeframe. You can apply for the job-seeking visa if you have a Bachelor’s degree in education and meet other basic visa requirements like having enough funds, a transport document, and also have valid single trip travel insurance.

     


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Guide to IRCTC Travel Insurance: Coverage and Benefits

    by Nitin Vishwakarma | Feb 11, 2025

    If you are someone who travels by train frequently, then this blog is for you. The Indian Railway Catering and Tourism Corporation (IRCTC), gives its travellers an option to opt for travel insurance to secure their journey. This added security comes with a minimal cost and offers substantial coverage against unforeseen incidents during train travel.

    With a growing emphasis on passenger safety and security, IRCTC has partnered with several insurance companies to provide this service, making it an integral part of ticket booking for many. Here we will delve into what is travel insurance in IRCTC, why it’s important, and how it can benefit travelers.

    IRCTC Travel Insurance Meaning

    Traveling by railway can be an exhilarating yet unpredictable experience. To safeguard passengers from unforeseen circumstances, the Indian Railway Catering and Tourism Corporation (IRCTC) has come up with a specialised travel insurance policy. This insurance not only aims to provide security but also provides peace of mind to travellers against the risks associated with rail journeys.

    IRCTC travel insurance, with a value of only 49 paise, is a very small but significant addition to the booking of a train ticket. This insurance covers a value of up to Rs. 10 lakhs in case of unforeseen situations, including death or disability after a train accident, robbery, theft, and other similar situations. It's important to note that each ticket booked under the same PNR requires its travel insurance policy. This insurance option is open to all Indian citizens making bookings through the IRCTC platform, except children under 5 years of age.

    IRCTC travel insurance covers a range of possibilities that could occur during a train journey. The insurance policy provides coverage for any expenses related to a train accident. Medical emergencies bring huge financial stress. But this stress can be taken care of with the IRCTC travel insurance policy. It also covers hospitalisation expenses.

    In the event of accidents that result in death or severe disability, the policy aims to provide substantial financial compensation to those injured or their beneficiaries. This allows families to undergo medical treatments without much hesitation and saves a family from unnecessary financial burdens in the event of medical crises.

    The coverage concerning the transfer of mortal remains if any, is also included in the IRCTC insurance policy. This acts as a sort of relief to the victim's family. It helps relieve the victim's family of the unnecessary burden of arranging transportation of the remains back home. 

    The process of obtaining IRCTC travel insurance is extremely convenient and affordable. It can be purchased through the insurance agent of the IRCTC.  Travellers can opt for this insurance policy while booking their train tickets through IRCTC’s online portal.

    Why You Should Choose IRCTC Travel Insurance?

    Purchasing travel insurance while you are booking your IRCTC ticket is a wise decision that assures your safety and security. The nominal cost of the insurance policy is nothing when compared to the amount of benefits it offers. By providing coverage in the face of death, total and partial disability, and hospital expenses due to injuries, the policy ensures that the financial stress related to such events is taken care of.  IRCTC insurance policy is a good way to promise the health and general well-being of its passengers.  

    Conclusion

    To conclude, it is beneficial to take IRCTC travel insurance when travelling by train. You can get the policy at a very low rate and it provides a comprehensive cover ensuring the complete safety and well-being of its passengers. It is a wise decision to invest in this policy to safeguard your train journey.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the relevant industry. It is advised to verify the relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Complete Guide to Checking Travel Insurance Claims

    by Nitin Vishwakarma | Feb 10, 2025

    Tracking the status of our travel insurance claim is crucial to stay informed about the progress and expected outcome. Whether we have filed a claim for medical expenses, trip cancellation, or lost belongings, knowing how to check the claim status helps us stay updated and plan accordingly. Most people don’t check their travel claim status because they perceive it as complex and time-consuming. However, you can check the status of your travel insurance claim from the comfort of your home by following a few simple steps.

    Here you can learn valuable information on how to check travellers' insurance claim status.

    How to Check Travel Claim Status

    The first step in checking the travel claim status is to contact the insurance provider. When you contact them, provide them with your claim reference number and any other relevant details they may require.

    Many insurance providers offer online portals or mobile apps that allow us to track the status of claims. These portals typically require you to log in with your policy information and provide access to the claim details, updates, and documentation requests. Check if your insurance provider offers this feature and use it to monitor your claim progress.

    Keep an eye on your email inbox for any communication from the insurance provider regarding your claim. They may send updates, requests for additional documentation, or notifications about claim settlement. Ensure you regularly check your inbox and spam folders to avoid missing important information.

    Throughout the claims process, you should maintain documentation related to your claim. These documents include claim forms, receipts, police reports, medical records, and other supporting documents. Having these documents readily available allows us to respond promptly to any requests from the insurance provider and helps us track the progress more effectively.

    You must follow up with the insurance provider if you are still waiting to receive updates or responses within the expected timeframe. Contact the customer support team to know the status and express any concerns or issues you may have encountered. Maintaining regular communication ensures your claim remains on their radar and receives attention.

    You can also contact the insurance broker or agent to check the claim status if you have purchased your travel insurance policy through them. They can liaise with the insurance provider on your behalf, provide updates, and help resolve any concerns or complications that may arise during the claim process.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the relevant industry. It is advised to verify the relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Understanding Travel Evacuation Insurance Coverage

    by Nitin Vishwakarma | Feb 07, 2025

    Emergency travel evacuation insurance is designed to cover the expenses associated with the evacuation and transportation during a medical emergency. Some travel insurance may cover the transportation of your family members to the hospital where you are receiving care. They may also arrange for your travel back home once you are well enough to travel. When selecting a medical evacuation insurance policy, it is crucial to consider several factors and ensure that they apply to the potential situations that might arise.

    It is important to note that while emergency medical evacuation insurance coverage is important, it may not provide comprehensive coverage for medical services. Evaluating different policies and considering additional factors can help ensure comprehensive protection during travel emergencies.

    Know About Emergency Medical Evacuation in Travel Insurance

    Medical travel evacuation insurance is particularly important for travellers visiting remote or underdeveloped areas with limited access to medical facilities.

    The need for such a travel evacuation insurance policy arises from the potential financial burden associated with emergency medical transportation. Without coverage, the cost can be exorbitant. Moreover, certain countries may require proof of such insurance as a prerequisite for entry, underscoring its importance in travel planning.

    Emergency medical evacuation insurance typically covers the expenses related to transporting the individual to the nearest suitable medical facility, as determined by medical professionals.

    During a medical emergency, the insured person or their travel companion should promptly contact the emergency assistance hotline provided by their insurance provider. The insurer will then collaborate with local medical professionals to arrange and finance the necessary emergency medical transportation. It's crucial to be aware that certain policies may require pre-approval or a second medical opinion before coverage is granted.

    Conclusion

    In conclusion, emergency travel evacuation insurance plays a crucial role in ensuring the overall safety and well-being of travellers. The potential financial burden and limited access to medical facilities in remote or underdeveloped areas highlight the importance of having adequate travel medical evacuation insurance coverage. Emergency evacuation insurance covers the expenses associated with transporting individuals to the nearest suitable medical facility and, in some cases, provides transportation back to their home country or chosen medical facility.

    When selecting a travel evacuation policy, it is essential to consider additional factors such as emergency travel medical insurance, which offers comprehensive coverage for medical services received at the new facility. It is also worth exploring travel insurance plans that may provide additional benefits, including transportation of family members, repatriation of remains, and assistance with travel arrangements.

    By buying a robust travel insurance plan, that offers medical evacuation insurance, along with the usual coverage, travellers can ensure that they receive the necessary care and support during medical emergencies.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Complete Guide to Getting PR in Ireland

    by Nitin Vishwakarma | Feb 07, 2025

    The best way to get Ireland PR (permanent residence) is to live in the country for five years or more. However, if you have a critical skill employment permit or tech permit, you can apply for the PR after staying there for two years. Besides, you must meet the eligibility criteria and have all the documents needed for the application. This blog discusses how to get PR in Ireland.

    What is Ireland PR?

    Ireland PR is a step towards obtaining Irish citizenship. Once approved for permanent residency, you can live and work freely without immigration challenges or restrictions.

    You're eligible for PR permits if you've been in Ireland for at least five years, either on work or other visas such as the following:

    • Worker status: Your work must fall in the category of "genuine and effective”. If you are self-employed, you must have been in Ireland for at least five years to get the PR permit.
    • Critical skill employment permit: Before you apply for the PR permit, your employer's job offer must be valid for at least two years. Also, the annual remuneration should be equal to €30,000.
    • Family: Once you have a PR in Ireland, your family can travel with you. With an EU residence card, your family won't need a travel permit. However, international travel insurance is essential to cover emergencies during travel and in the country.
    • Applicants with sufficient resources: If you have adequate resources to support yourself and your family, there will be no requirement of earnings set for PR by the authorities.
    • Student: You're eligible once admitted to any authorised Irish educational institution.

    The documents needed for Ireland PR include the following:

    • Valid passport.
    • Copy of your work permits.
    • Documents of your Irish residency permit or GNIB card.
    • Certified registration copy.

    How To Apply For Ireland PR from India

    Below is the step-by-step procedure to understand how to apply for Ireland PR:

    • First, you must qualify for Ireland's eligibility criteria. You must be 18 years and above and have stayed in the country for at least five years. You should pass the language proficiency test and have no criminal record. Besides, you need to have a certificate for good health and character. Marriage to an Irish person should have lasted at least three years.
    • Second, ensure you have all the necessary documents, including your passport, proof of employment, physical address, and more.
    • Third, submit the application form with your documents by emailing it to the Irish Naturalisation and Immigration Service (INIS) or posting it to the INIS's Long Term Residency Division.
    • Fourth, pay the application processing fees by submitting it to the officials through a bank draft or postal order within the recommended time frame.
    • Fifth, go for your interview to verify your details. Once the INIS officials receive your application, they will ask you to go for the interview.
    • Sixth, wait for the final decision. After the INIS verifies your application, you'll wait around six-eight months for them to process your PR application.
    • Seventh, confirm your PR. Once your application gets approved, you'll receive a confirmation that states your long-term residence on stamp 4. Further, if you have a spouse, you must check into the GNIB office to get stamps 3 or 4.

    Conclusion

    You can apply for permanent residence if you've lived in Ireland for at least five years and have all the essential documents. Fortunately, Ireland's PR process is one of the most straightforward compared to other countries. Just ensure that you maintain your eligibility criteria for the PR.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the relevant industry. It is advised to verify the relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Guide to Travel Insurance Deductibles

    by Nitin Vishwakarma | Feb 07, 2025

    Travel insurance is an important investment when it comes to traveling. The most important thing usually overlooked in travel insurance is the deductibles. Deductible refers to the amount that a person is required to pay from his pocket before the insurance provider covers any cost. By understanding the different deductible choices, you can purchase a travel insurance plan that is both affordable and protective, giving you comfort as you travel to new places.

    It is crucial to properly examine the terms and conditions of your travel insurance policy to grasp how the deductible works and which costs it covers. Not every expense may require a deductible. For instance, some policies might offer specific coverages like emergency medical expenses without a deductible, whereas others might apply deductibles to certain claims like trip cancellation or lost luggage. This blog will help answer a common question: “What are deductibles in travel insurance”.

    What are Deductible in Travel Insurance?

    Deductibles in travel insurance are the amount that the policyholder has to pay before the insurance policy begins. There are two types of deductibles in travel insurance –

    • Compulsory deductibles
    • Voluntary deductibles

    Usually, deductibles are included in emergency medical care costs. At times, the travel insurance provider will allow you to choose the deductible amount from already-defined options. If your travel insurance policy has zero or no deductibles, then you do not have to pay any amount toward the deductibles if you make a claim. The entire amount will be paid by the insurance provider himself. 

    Increasing the deductible results in a reduction of the premium, but it also entails higher out-of-pocket expenses when filing a claim.  The lower the deductible the more the premium and less expenses from the cost when you make a claim. So, choosing the right amount of deductible is essential to balance the risks and rewards associated with it. So, it is essential to consider factors like the duration of the trip, the place of the destination, and the financial ability to cover unexpected expenses if any.

    Conclusion

    To sum up, understanding deductibles in travel insurance is very important if you are planning a trip. Deductible refers to the amount you have to pay before your insurance coverage begins. They can impact your costs significantly. You must understand the difference between compulsory and voluntary deductibles. It will help you customise the travel insurance plan as per your requirements. Most importantly, the right deductible ensures that you are not only financially protected but your travel is worry-free. You must review the policy details carefully to understand your coverage.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

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