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  • How to Protect Your Passport While Travelling?

    by Almog Ramrajkar | Jul 27, 2023

    To ensure a smooth travel experience, safeguarding and having easy access to your vital documents, such as your travel insurance and Passport, is crucial. Proper planning and preparation are key. By keeping these documents secure and organised, you can avoid potential inconveniences and complications. Losing or damaging them while travelling can lead to time-consuming processes, such as visiting Embassies and Consulates, disrupting your vacation plans.

    Tips to keep your passport safe while travelling

    Ensuring the safety of your Passport when you travel is essential to avoid any inconvenience or potential risks. By following a few simple steps on how to protect your Passport while travelling, you can protect this vital document and have a worry-free journey.

    1. Make Copies of the Passport:

      Before embarking on your trip, make several copies of your Passport pages containing your photo and full name. Keep these copies in separate places, such as different pieces of luggage or with trusted travel companions. It’s also a good idea to leave one copy at home, and if you’re on a work trip, consider leaving one with your co-workers. For extra precaution, provide one copy to an emergency contact.
    2. Use the Hotel Safe:

      If your hotel room has a safe, utilise it to keep your Passport protected. In case the safe is unavailable, inquire at the front desk if they offer a service to keep your documents and valuables safe. If you’re staying in alternative accommodations like hostels, use a travel lock to secure your bag.
    3. Place it in a Secure Bag:

      Rather than simply carrying your Passport in your pocket, invest in a flat money belt that can be concealed under your clothing and worn around your waist or neck. This ensures that your Passport remains out of sight and decreases the chances of theft. Alternatively, consider using a travel wallet or Passport cover, which not only conceals your Passport but also provides space for other valuables like credit cards and emergency cash. It’s advisable to avoid carrying your Passport and money together to avoid drawing attention to yourself.
    4. Use Waterproof Cover:

      Apart from theft, knowing how to protect your Passport while travelling is essential. Humidity can harm the pages, so try to keep your Passport away from places where it can get soggy. Additionally, travel with a waterproof cover to prevent water damage.
    5. Know Your Rights:

      Familiarise yourself with your rights concerning Passport usage. While your Passport is necessary for airport security and immigration, it’s important to know when you need it for identification purposes. An international driver’s license or a copy of your Passport will suffice in many instances. Being aware of these alternatives ensures you don’t carry your Passport unnecessarily, minimising the risk of loss or theft.

    By following these measures, you can safeguard your Passport and travel with peace of mind. Remember, your Passport is a crucial document, so prioritise its protection throughout your journey. The aforementioned ideas are useful in safeguarding your travel insurance documents too.

    What to do if you lose your passport?

    Losing your passport while travelling can be stressful, but you can quickly resolve this hassle by following the right steps. Here's what to do:

    1. Report the Loss Immediately

    Contact the nearest local police station to file a report. This document is essential for the replacement process and your travel insurance claim.

    1. Contact Your Embassy or Consulate

    Reach out to your country's embassy or consulate in the country you're visiting. They can assist in issuing an emergency passport or travel document to facilitate your return home.

    1. Notify Your Travel Insurance Provider

    Inform your travel insurance company about the loss. They can guide you through the claim process and may cover expenses related to obtaining a replacement passport.

    1. Keep Copies of Important Documents

    Store photocopies or digital copies of your passport and important documents separately from the original ones. 

    Conclusion

    Protecting your travel documents, especially knowing how to protect your Passport while travelling, is of utmost importance for a smooth and worry-free travel experience. By implementing simple measures such as making copies, storing your Passport securely, keeping it hidden, and protecting it from damage, you can minimise the risk of loss, theft, or inconvenience. Familiarising yourself with alternative identification options and understanding your rights regarding Passport usage further enhances your protection. Securing a comprehensive travel insurance policy can provide added peace of mind, covering unexpected incidents like passport loss. Whether you are planning to buy a single trip insurance policy or embark on multiple journeys, consider securing travel insurance online to save time and safeguard your adventures.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • What Is Comprehensive Travel Insurance?

    by Almog Ramrajkar | Jul 27, 2023

    Knowing what is comprehensive travel insurance is essential before choosing it. This type of policy gets tailored to cover any unexpected expenses that may arise during travel. A comprehensive policy usually includes coverage for medical expenses, evacuation and repatriation costs, trip interruption/cancellation expenditures, and lost/stolen baggage coverage.

    Knowing what does comprehensive travel insurance covers and excludes lets you travel peacefully and plan for expenses accordingly.

     

    Things A Comprehensive Travel Insurance Covers

    When travelling, unexpected expenses can arise, which is why comprehensive insurance is a necessity. Here is a list of what does comprehensive travel insurance cover.

    It provides a safety net that includes medical coverage and emergency evacuation, ensuring you have access to medical attention while travelling abroad. However, it’s important to be aware of pre-existing condition exclusions and coverage for injuries while participating in adventure sports or activities.

    Some plans enable you to move to a hospital of your preference.

    Baggage loss, delay, or damage coverage is another essential feature of comprehensive travel insurance. It ensures you get reimbursed if your baggage gets lost, delayed, stolen, or damaged during your trip. Benefit limits vary per plan and are typically per person. You may need to provide evidence that the items listed on your claim were indeed in your luggage.

    Trip cancellation and interruption coverage are crucial aspects for peace of mind when travelling. Each plan has a list of covered reasons for cancellation and interruption, and some plans include a Cancel for Any Reason benefit. If you must cut your trip short due to a covered reason, interruption coverage can help offset costs. 

     

    Things A Comprehensive Travel Insurance Does Not Cover

    After understanding what is comprehensive travel insurance and what does comprehensive travel insurance cover, let’s now look into the exclusions of this travel insurance.

    One of the main exclusions is pre-existing illnesses. Additionally, if you injure yourself while participating in inappropriate or high-risk activities, your insurance won’t cover the medical expenses. It’s crucial to read and understand the details of your policy and know the specific activities that get excluded from your coverage.  

     

    Conclusion

    When embarking on a journey, it’s essential to have peace of mind. That’s why comprehensive travel insurance is an absolute must-have for any traveller. It covers unexpected expenses, including medical emergencies, cancellations, and unforeseen events. However, it’s crucial to be aware of policy exclusions, such as pre-existing illnesses and injuries from inappropriate or high-risk activities. You can ensure complete protection during your travels by fully understanding your policy's details. 

  • Why Travel Medical Insurance Is Essential?

    by Almog Ramrajkar | Jul 26, 2023

    If you are wondering, do I need health insurance for international travel, we can help you find out the right answer. Health is essential for everyone. However, it becomes more important as you travel to another country. In other countries, you may have difficulty finding the right healthcare provider in an emergency. When planning a trip, one aspect that should not get overlooked is travel medical insurance. While no one wants to think about getting sick or injured while on vacation, the reality is that an illness or injury can happen unexpectedly and can be financially devastating. However, if you have travel insurance with medical coverage, you can save time and money finding the right healthcare. 

    Who Needs Travel Medical Insurance?

    Here is the list of people who will need travel insurance with medical coverage.

    • Anyone travelling outside their home country should strongly consider getting travel medical insurance. Domestic health insurance plans often have limited or no coverage outside the country.

    • Senior travellers should prioritise travel medical insurance as most domestic healthcare policies do not cover healthcare expenses outside the country.

    • Individuals with pre-existing conditions should ensure that their travel medical insurance covers their specific health needs. Some insurers may offer coverage for pre-existing conditions if certain criteria get met.

    • Travellers engaging in adventurous activities, such as mountain climbing, skiing, or scuba diving, should have travel medical insurance that covers potential injuries or accidents associated with these activities.

    • If you travel multiple times a year, opting for an annual multi-trip travel medical insurance plan can provide continuous coverage for all your trips throughout the year, saving time and money.

    • Families travelling with children should consider travel medical insurance to ensure coverage for any unexpected medical needs that may arise during the trip.

    • International students studying abroad should have travel medical insurance to protect against potential medical expenses while living in a foreign country.


    How Do I Purchase Travel Medical Insurance?

    You can purchase travel medical insurance using several options. First, you can contact reputable insurance companies offering such policies. Many insurance providers have user-friendly websites where you can obtain quotes, compare coverage options, and make purchases online.

    You can contact insurance agents who specialise in travel insurance. They can provide multiple quotes from different insurers, helping you compare coverage and find the best policy for your needs. 

    You can also utilise online comparison websites that allow you to enter your travel details and receive quotes from various insurance providers. It lets you compare coverage, prices, and policy features in one place.

    Conclusion

    You must invest in a comprehensive travel insurance plan. But a standalone travel medical insurance policy may be better if you want a more budget-friendly option. When purchasing travel medical insurance, you must review the policy terms and conditions, including coverage limits, exclusions, and additional add-ons or riders available. Ensure that the policy provides adequate coverage for your needs and includes features like emergency medical evacuation, which can be crucial in certain situations.

  • Is Pre-Existing Coverage Required in Travel Insurance?

    by Almog Ramrajkar | Jul 26, 2023

    Pre-existing disease coverage in travel insurance refers to the coverage offered for any medical conditions or illnesses that a person has before obtaining travel insurance. In simple terms, the insurer will consider any health issues you were diagnosed with 48 months or less as a pre-existing disease. It includes chronic illnesses, previous surgeries, ongoing treatments, or any other health conditions for which the insured individual has been diagnosed or received medical care.

     You need pre-existing disease (PED) coverage in travel insurance as it will serve as extra protection for your medical condition when travelling to another country. 

    While most insurance providers do not cover pre-existing illnesses, some offer the benefit. However, to include any pre-existing medical condition in your travel insurance, you must disclose the disease details to the insurer. This allows them to accurately assess the risk associated with covering it, and set the appropriate coverage required and premiums.  Failing to disclose PEDs can have serious consequences. It may result in the denial of claims or the cancellation of coverage.

    Conclusion

    When buying travel insurance online, you must understand the coverage for pre-existing conditions. Declaring pre-existing conditions to the insurer is essential to ensure proper coverage and avoid potential claim denials. Each insurance policy may have different provisions regarding pre-existing conditions, so it’s essential to carefully read the policy documents and seek clarification from the insurer.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • How to Claim Insurance for Lost Baggage

    by Almog Ramrajkar | Jul 26, 2023

    Updated on 10/04/2025

    Losing luggage is one of the most frustrating experiences that can happen while travelling. It can be inconvenient, stressful, and even expensive. This circumstance is nothing short of a nightmare for anyone travelling, regardless of how often they do it. Your luggage may be taken from the baggage collection belt, misplaced in transit, or disembarked from an aeroplane while you are travelling from one nation to another. Baggage insurance is crucial for your trip. Let’s delve deep and see how travel insurance lost baggage can save the day for you in such unexpected circumstances.

    How to Claim Lost Baggage?

    You must first look at the coverage provided by travel insurance for checked-in baggage to determine the highest amount you can claim to secure your luggage when travelling. Always get lost luggage insurance that includes coverage for delayed baggage. When your luggage goes missing, there could be two scenarios — one where your luggage gets lost temporarily and the other when you lose your luggage permanently.

    Travel insurance providers will compensate the cost of any interim purchases of food, medicine, and personal items in the event of a temporary loss. However, one must wait 24 hours if their luggage is lost permanently.

    The airline provides you with a tracking card while it searches for the luggage. You may be able to file a claim for missing luggage under your travel insurance if the airline is unable to find and deliver your baggage.

     

    Here are the steps on how to claim insurance for lost baggage:

    1. Notify the Authorities

    The PIR or Property Irregularity Report is a document that will help you track your luggage and file a claim with your insurance company.

    2. Retain All Documentation

    You will need to gather the following documentation to file a claim with your insurance company:

    • Your travel insurance policy
    • Tickets
    • Luggage details
    • Copy of the PIR
    • List of the contents of your luggage
    • Proof of purchases

     

    3. Contact Your Insurance Provider

    Inform your travel insurance provider about the lost baggage promptly. Provide them with all necessary details and documentation to initiate the claim process.

     

    4. Complete the Claim Form

    Fill out the claim form provided by your insurer accurately and comprehensively. Attach all supporting documents, such as the FIR, receipts of lost items, and any other relevant evidence. You can submit your claim online or by mail. The online submission process is faster, but you can also mail your claim to the address of your insurance company’s Claims Department.

     

    5. Review Your Policy

    Before submitting your claim, review your travel insurance policy to understand the coverage limits, exclusions, and the claims procedure. This will help you set realistic expectations and ensure your claim aligns with the policy terms.

     

    6. Wait for the Claim Assessment

    Your insurer will review your claim and process it within 30 days. If your claim is approved, you will get reimbursed for the lost or damaged items.

     

    7. Claim Settlement

    Once the assessment is complete, the insurer will inform you of the claim decision. If approved, you will receive compensation as per the policy terms. If denied, the insurer should provide a clear explanation for the rejection.

    Importance of Travel Insurance

    Travel insurance plays a vital role in providing financial protection against unforeseen events during your journey. In cases of lost baggage, a comprehensive travel insurance policy can offer compensation for the value of your belongings, helping you recover from the loss without bearing the full financial burden. Additionally, it can cover other unexpected incidents, such as medical emergencies, trip cancellations, and delays, ensuring a safer and more secure travel experience.

    Conclusion

    It’s advisable to file your claim as soon as possible after your luggage is lost. Keep a copy of all your documentation in a safe place. Be as detailed as possible when describing the contents of your luggage. And it is important to opt for single trip travel insurance for lost baggage. This will act as a safety net and help you recover the costs associated with such unanticipated situations.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Should You Buy Travel Insurance for a Cruise?

    by Almog Ramrajkar | Jul 26, 2023

    You want to be confident you’re making the right decision when it comes to significant purchases and managing your money. When purchasing a new computer, you consult with tech professionals. You consult an investment broker if you require assistance managing your retirement assets. In each of these cases, likely, you won't select the first listing you come across. You research the topic. Buying travel insurance to cover your cruise holiday is the same. Make sure to carefully weigh all of your alternatives before selecting the company and travel insurance plan that will best safeguard your trip.

    Reasons to buy Travel Insurance for a cruise?

    Whether or not you should buy travel insurance for a cruise depends on your individual circumstances and risk tolerance. When you examine how it can help, travel insurance for cruises or cruise insurance is often worthwhile. Travel insurance for cruises can help safeguard your finances if you have to cancel or return home earlier than planned for a covered reason. It can also assist with medical costs if you get sick or injured while travelling on a cruise.

    Here are a few factors that make investing in cruise travel insurance a good decision.

    Unexpected events

    Anything can happen, even if you are healthy and have never had to postpone a vacation. You might have to postpone your trip due to a last-minute family emergency, illness, job loss, or other circumstances. Your cruise fare, airfare, and hotel stays are instances of non-refundable costs that travel insurance can help you recover.

    Medical costs

    If you get injured or fall sick while on your vacation, this coverage may be able to help cover your medical expenses. Even if you have health insurance, it might not be sufficient to pay for all of your expenses.

    Baggage loss/delay

    This coverage can help reimburse you for the cost of replacing lost or delayed luggage.

  • Best Places to Visit in Toronto

    by Almog Ramrajkar | Jul 25, 2023

    Toronto, a vibrant and multicultural city in Canada, offers several attractions and experiences for travellers. From stunning skyscrapers to historic neighbourhoods, Toronto has something for everyone. Whether you’re a nature lover, a history enthusiast, or a food enthusiast, this city will captivate you. In this post, we will explore the best places to visit in Toronto and provide you with a handy guide to make the most of your trip. We will also swing the spotlight on why you need travel insurance as a safety net and enjoy each moment of your journey to the fullest.

     

    Top Places to Visit in Toronto

    • CN Tower

    • Royal Ontario Museum

    • Distillery District

    • Toronto Islands

    • Lawrence Market

     

    1. CN Tower

    Of all the places to visit in Toronto, you cannot really miss this 553-meter-high tower. Built in the 70s, it was once the tallest freestanding structure. You can admire the building from below or go up for stunning city and Lake Ontario views. The Skypod, 447 meters above, offers the highest viewing area with clear-day vistas stretching to Niagara Falls and New York State. To reach it, you’ll need to take two elevators.

    Things to do at CN Tower:

    • Visit the LookOut level, at 346 meters, which has floor-to-ceiling windows and a new Glass Floor. 

    • A level below, the Outdoor Sky Terrace awaits with a bird’s-eye view of the city.

    • Dine at 360 The Restaurant, the revolving diner, for a unique culinary experience.

    • Challenge your thrill-seeking side with the EdgeWalk, a hands-free walk on the tower’s edge.

     

    1. Royal Ontario Museum

    Another notable site when it comes to places to visit in Toronto is the Distillery District. Conveniently located just a short drive from famous attractions like the CN Tower, this pedestrianised village uniquely blends history, contemporary design, and entertainment. 

    If you are an art enthusiast, you will love the galleries showcasing Canadian handicrafts. If you love eco-friendly shopping, you will find boutiques selling eco-friendly clothes, purses, jewellery etc. Don’t forget to check out the Beer Store if you love the ale. The district has several cultural events that take place year-round, including art exhibitions, live music, and food festivals. 

    Things to do at Royal Ontario Museum

    • Explore the extensive collection of dinosaur fossils and artefacts at the Royal Ontario Museum.

    • Immerse yourself in art, culture, and natural history through captivating exhibitions.

    • Attend special events and lectures to enhance your museum experience.

     

    1. Distillery District

    Another notable place to visit in Toronto is the Distillery District. Conveniently located just a short drive from famous attractions like the CN Tower, this pedestrianised village uniquely blends history, contemporary design, and entertainment.  

    If you are an art enthusiast, you will love the galleries showcasing Canadian handicrafts. If you love eco-friendly shopping, you will find boutiques selling eco-friendly clothes, purses, jewellery etc. Don’t forget to check out the Beer Store if you love the ale. The district has several cultural events that take place year-round, including art exhibitions, live music, and food festivals.

    Things to do at Distillery District

    • Explore picturesque Victorian buildings housing shops, galleries, and restaurants.

    • Explore art galleries featuring works by local and international artists. 

    • Buy eco-friendly products ranging from clothes to jewellery.

    • Explore 350 brands of beer at the beer store.

     

    1. Toronto Islands

    Another prominent Toronto places to visit are the Toronto Islands. Located in Lake Ontario, these islands are the only islands in the lake’s western part. The Toronto Islands comprise 15 small islands. The islands offer various attractions, such as Toronto Island Park, Billy Bishop Toronto City Airport, yacht clubs, a marina, Centreville Amusement Park, and public beaches.

    Things to do at Toronto Islands

    • Relax on the beautiful beaches of Toronto Islands and soak up the sun.

    • Rent a bike or kayak to enjoy and explore the scenic trails and waterways.

    • Have a picnic or barbecue in one of the designated areas while enjoying the serene surroundings.

    1. St. Lawrence Market

    Among the notable tourist places in Toronto is the St. Lawrence Market. It is a prominent public market in the province. The market consists of three buildings offering a wide variety of goods and culinary workshops. Recognised as the world’s best food market by National Geographic, it’s a must-visit destination. In the North Market, you will find a vibrant Farmers Market with fruits, vegetables, baked goods, and more. The South Market hosts over 120 vendors, including bakeries, seafood stands, and Peameal Bacon sandwiches.

    Things to do at the St. Lawrence Market

    • Don’t miss the Farmers Market in the North Market building, where traders sell a range of items.

    • On Sundays, browse through the antique stalls for hidden treasures.

    • Make sure to try Toronto’s famous Peameal Bacon sandwiches.

    • Visit the Market Gallery on the second floor for fascinating displays showcasing Toronto’s cultural and socioeconomic history.

     

    Best Time to Visit Toronto

    Toronto experiences four distinct seasons — Spring, Summer, Fall and Winter. The months of April to May and September through October are the best time to visit Toronto. During these periods, the weather is pleasant, and the city is less crowded compared to the peak summer season. Spring offers comfortable temperatures for sightseeing, although it’s advisable to pack extra layers. Additionally, springtime often brings hotel deals before the summer rush.

     

    Travel Insurance for Toronto

    After shortlisting the best places to visit in Toronto and figuring out the best time to visit tourist places in Toronto, what else should you know?

    Well, travel insurance. You must avail of travel insurance to protect yourself against any unforeseen circumstances. Make sure to choose a reputable insurance provider and carefully review the policy to ensure it meets your needs.

  • Trip Interruption Insurance: Understanding Coverage & Benefits

    by Almog Ramrajkar | Jul 13, 2023

    Updated on 14 Dec 2025

    Travelling often comes with unexpected challenges. Sometimes, you may need to cut short or delay your trip due to medical emergencies, accidents or other unforeseen events. Such situations can lead to significant monetary loss from cancellations or unused bookings. This is where trip interruption insurance proves valuable, as it provides financial relief and helps you recover expenses incurred due to travel disruptions. Many people today prefer purchasing travel insurance online for quick access to coverage and convenience.

    What is trip interruption insurance?

    Trip interruption insurance is a type of coverage that compensates you for non-refundable travel expenses if your journey is cut short or delayed. Unlike trip cancellation insurance, which protects you before your trip begins, this cover applies after your journey has already started.

    Why do you need trip interruption insurance?

    Emergencies can occur at any time. Whether it is illness or sudden travel restrictions, trip interruption insurance helps you recover part of the money lost due to cancelled bookings, unused reservations or changes to your travel plans. This eases the financial burden of such travel disruptions.

    Benefits of buying trip interruption insurance

    Here are a few potential advantages:

    • Reimbursement for prepaid, non-refundable expenses: These include hotel bookings, tours and flights
    • Assistance in arranging new travel plans: In case you need to return home earlier than expected.
    • Financial support: Helps reduce the burden of unexpected expenses while travelling.

    What does trip interruption insurance cover?

    Coverage typically includes situations such as:

    • Medical emergencies during your trip
    • Family emergencies requiring you to return home
    • Natural disasters or severe weather affecting travel
    • Unexpected travel restrictions or cancellations

    Factors to consider before buying trip interruption insurance

    When purchasing trip interruption insurance, it is important to consider:

    • Policy wording: Always check what situations are covered.
    • Duration of travel: Choose between a multi-trip or a single-trip insurance policy depending on your needs.
    • Buying process: Many insurers now allow you to buy travel insurance online for ease and quick issuance. You may also get discounts on the cost.

    Conclusion

    Trip interruption insurance can provide financial support if unexpected events cut short your journey. It helps recover some of your prepaid expenses and may cover additional costs incurred due to emergencies. While you focus on making memories during your travel, this cover can ease some of the financial stress of last-minute changes.

    Explore travel insurance online to find the best one for your needs. If you need help with buying the right policy, fill out the form on this page. We will provide personalised travel insurance advice and solutions based on your needs and budget.

    FAQ

    • Is trip interruption insurance the same as trip cancellation insurance?

    No, they are different. Trip cancellation insurance covers you before your journey starts, while trip interruption insurance covers you if your trip is cut short after it begins.

    • Does trip interruption insurance cover all medical emergencies?

    The coverage depends on the insurer and the policy terms. You should always check the policy document for a detailed list of inclusions.

    • Can I buy trip interruption insurance separately?

    In many cases, trip interruption coverage is included as part of a travel insurance plan. However, availability may differ depending on the insurer.

    • Will I be reimbursed for all unused bookings?

    Reimbursement is usually for prepaid and non-refundable expenses. The exact coverage will vary between insurers, so it is advisable to check your policy wording.

    • When should I buy trip interruption insurance?

    Ideally, you should purchase trip interruption insurance at the time of booking your travel ticket to ensure maximum coverage.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • UAE Golden Visa

    by Almog Ramrajkar | Jul 13, 2023

    To simplify, “what is UAE Golden Visa”? or Golden Visa UAE meaning, let’s first decipher what this category of Visa denotes and who can apply for it.

    The United Arab Emirates (UAE) Golden Visa has emerged as a game-changing initiative since its introduction in 2019. It offers a unique opportunity for foreign individuals to obtain long-term residency in the UAE, accompanied by a host of exceptional advantages.

    Eligibility for the UAE Golden Visa is determined based on exceptional skills and qualifications in various fields. The beneficiaries include investors, entrepreneurs, scientists, specialised talents, outstanding students, and frontline heroes. By meeting the specific criteria outlined by the relevant authorities, individuals can determine their eligibility for the Golden Visa.

    The requirements for obtaining a UAE Golden Visa vary depending on the type of residence sought. For investors, the Visa can be obtained for ten years without a sponsor by fulfilling specific financial criteria. Real estate investors can obtain a 5-year Golden Visa by owning properties of a certain value or purchasing properties through approved local banks. Entrepreneurs, specialised talents, and other categories have unique requirements to fulfil.

    There are several advantages of the UAE Golden Visa. Holders obtain a multiple-entry Visa valid for six months before a standard residence permit gets issued. It has a validity period of 10 years, providing long-term residency in one of the wealthiest countries globally. One of the key advantages is the ability to renew the Golden Visa after its expiration without the need for a sponsor, providing flexibility for travel and living arrangements. One can sponsor family members, and the Visa allows for the sponsorship of domestic helpers. Golden Visa holders receive an Esaad privilege card, offering substantial discounts in the UAE and other countries.

    Additional benefits and advantages are specific to residents in Abu Dhabi and Dubai. In Abu Dhabi, Golden Visa investors can enjoy discounts on selected properties and favourable mortgage rates. They are also entitled to reduced premiums on health insurance plans for families and individuals. In Dubai, Golden Visa holders have the opportunity to obtain a UAE driver’s license more quickly and receive discounts on higher education.

    Applying for a UAE Golden Visa can be done through different methods, such as the ICA or the GDRFA. The application processes involve filling out forms, providing necessary documents, and paying the applicable fees. The UAE government has introduced online platforms and applications to streamline the application process and make it accessible to eligible candidates.

    The cost to apply for a UAE Golden Visa includes entry permit fees. The fees cover various components and aim to streamline the process while ensuring necessary financial contributions.

    In recent updates, Abu Dhabi has extended the validity of the Golden Visa across all categories. This expansion offers enhanced residency opportunities for professionals and researchers in fields related to science and knowledge. Additionally, holders of the Golden Visa can now sponsor their spouses, children, and parents, regardless of age, reinforcing the commitment to family reunification.

    These modifications to the Golden Visa system demonstrate the UAE’s dedication to attracting and retaining top talent worldwide. 

    What Is the UAE Golden Visa?

    This section will simplify your understanding of what is Golden Visa UAE.

    • The Golden Visa system in the United Arab Emirates revolutionised long-term Visas, offering unparalleled opportunities for foreign individuals. This exclusive Visa empowers them to reside, work, or pursue education in the UAE, accompanied by exceptional advantages.

    • The UAE endeavours to entice and embrace new residents from around the world, fostering growth and cultural diversity.

    • The Golden Visa encompasses various beneficiaries: investors, entrepreneurs, scientists, exceptional students and graduates, humanitarian pioneers, and frontline heroes. This ground breaking initiative aims to attract and welcome foreign talents, fostering a vibrant community in Dubai and beyond. 

    Who Is Eligible to Apply for a UAE Golden Visa?

    This section will explain the Golden Visa UAE eligibility.

    • To initiate the eligibility checking process, visit the Federal Authority for Identity, Citizenship, Customs & Port Security (ICP) website. There, you will find a questionnaire you need to complete by answering a series of questions about yourself. The questionnaire begins by inquiring whether you are currently residing in the UAE. If your answer is affirmative, you will proceed to the subsequent questions. Next, you must give details about your financial situation and investments. 

    • You must possess exceptional skills and qualifications in various fields to determine your eligibility for a Golden Visa in the UAE, as listed below.

    • Outstanding high school graduates from UAE-based schools or graduates from accredited universities within the country with a minimum GPA of 3.8 are also eligible to apply

    • Specialists such as doctors or engineers specialising in specific fields and artists who have demonstrated exceptional achievements in visual arts, publishing, performing arts, designs and crafts, games and e-sports, or media

    • CEOs of companies earning a monthly income exceeding $13,600 (Dhs 50,000) can apply

    • Lastly, athletes, coaches, referees, sports doctors, sports therapists, or public sports figures with notable accomplishments can also be considered for the Golden Visa.

    What Are the Requirements to Obtain a UAE Golden Visa?

    The Golden Visa requirements vary depending on the type of residence sought. 

    • For investors in public investments, obtaining a Golden Visa for ten years without a sponsor requires a letter from an accredited UAE investment fund confirming a deposit of AED two million.

    • Alternatively, an industrial/business license and memorandum of association must demonstrate a capital of not less than AED two million

    • Furthermore, a letter from the Federal Tax Authority indicating annual payments of no less than AED 250,000 is necessary

    • Real estate investors can obtain a five-year Golden Visa by providing a letter from the Emirate’s land department stating ownership of properties valued at no less than 2 million dirhams.

    • Entrepreneurs may receive a 5-year Golden Visa if they own a technical or future economic project based on risk and innovation. Approval letters from an auditor confirming a project value of not less than 500,000 dirhams, the emirate authorities confirming the project’s nature, and an accredited business incubator to establish the proposed activity in the UAE are necessary.

  • How to Check UK Visa Status in India

    by Almog Ramrajkar | Jul 13, 2023

    Are you eagerly waiting for updates on your UK visa application? Understanding how to track UK visa application status is crucial to staying informed about the progress of your application.

    In this comprehensive guide, we will discuss how you can track UK visa application status. From online UK visa tracking in India to understanding how to do UK visa tracking GWF number India, we will provide step-by-step guidance. Additionally, we will cover how to check your UK visa status using your passport number. By following these ways, you can stay updated on UK visa tracking process and ensure a smooth journey ahead.

    Understanding types of status for UK visa

    When you check your UK visa application, you may come across several different status updates. Here’s a quick breakdown of what they typically mean:

    • Application received: Your visa application has been successfully submitted and received by the UKVI.
    • Under process: The application is currently being reviewed.
    • Decision made: A decision has been taken on your application, though the outcome (approval or rejection) will be communicated separately.
    • Ready for collection: Your passport and visa decision are ready to be collected from the application centre.
    • Dispatched: Your documents have been sent to your address if you opted for courier delivery.

    Understanding these terms helps avoid unnecessary worry and gives you a sense of timeline expectations.

    Steps to check UK visa status online

    To track UK visa application online, follow the steps given below:

    1. Visit the official website of the British Consulate or log in to VFS Global, the authorised visa application centre.
    2. Locate the section or option for tracking your visa status on the website.
    3. Enter the tracking ID that you received via SMS and email after submitting your visa application. This unique ID is essential for identifying your application in the system.
    4. Provide your date of birth in the YYYY-MM-DD format as per your application records.
    5. Enter the captcha text displayed on the screen accurately to ensure security and prevent automated submissions.
    6. Click on the "Submit" or "Check Status" button to proceed with the tracking process.
    7. The webpage will then display the current UK visa application status. The status may indicate different stages such as "Submitted," "Under Review," "Approved," or "Rejected." Take note of the displayed status for your reference.

    If you are wondering how to check UK visa application status through a third-party website, please note you may have to provide additional details such as-

    • Your passport number
    • Visa tracking number
    • Your date of birth

    By following the steps discussed above you can easily track the status of your UK visa application online, which also includes the option to check the status using your passport number.

    Steps to check UK visa status online via mail?

    Suppose you are unable to check your UK visa status online directly from the official website and want to know how to check UK visa status with passport number or just the unique visa id. In that case, there is another online UK visa tracking method available. Here is how to check UK visa status via email:

    1. Email the British Consulate: If you are unable to access the online tracking process, you can send an email to the British Consulate. Look for the appropriate email address provided on their official website.
    2. Include your unique application number: In the email, make sure to include your unique application number. This number is crucial as the consulate will need this number to identify your UK visa application accurately. For a better and easy search, provide other details like your password number.
    3. Request for a status update: Request an update on your UK visa status in the email. Clearly mention that you are seeking information about the progress of your UK visa application status.
    4. Allow sufficient time for a response: The British Consulate typically responds to visa status inquiries within 3 working days. Therefore, be patient and check your email for a response during this timeframe.

    Thus, by emailing the British Consulate with your application number, you can UK visa status check.

    How to track UK visa status offline

    Wondering, how to track UK visa applications via SMS? Follow the steps given below -

    • Ensure that you have provided a valid mobile phone number during the visa application process.
    • Wait for updates from the consulate office via SMS. They will send notifications about the progress of your UK visa application.
    • Regularly check your inbox for any text messages related to your visa status. These messages will provide updates on the various stages of the application process.
    • For tracking the status, individuals can conveniently send an SMS to the number 7333 using their mobile phones. This service is accessible to users of all Indian network service providers, including both CDMA and GSM platforms.

    UK visa application centres in India

    Do you know you can also check your UK visa application status by visiting visa centres? Wondering how to check the UK visa application status via visa centres in India? Don’t worry, we got you covered.

    These are the 12 UK visa application centres in India, spread across different states. Each centre has specific contact details and operational hours for visa application processing. Applicants can visit these centres during the specified timings for assistance with their UK visa applications. The details of these 12 visa centres are –

    1. New Delhi

    • Address: International Trade Tower, Nehru Place, New Delhi
    • Phone number: 011 2419 2100
    • Official timing: 8.00 - 16.00
    1. Goa

    • Address: VFS Global Services Pvt. Ltd., Patto Plaza, Panjim, Goa
    • Phone number: 0832 663 6800
    • Timing: 09.00 - 17.30
    1. Cochin

    • Address: S&T Arcade, Ravipuram, M G Road, Cochin
    1. Kolkata

    • Address: Rene Towers, East Kolkata Township, Kolkata
    1. Ahmedabad

    • Address: Bhikhubhai Chambers, Ashram Road, Ahmedabad
    • Phone number: 011 2419 2100
    • Official timing: 08.00 - 16.00
    1. Pune

    • Address: Gera 77, Kalyani Nagar, Pune
    • Phone number: Not available
    • Official timing: 08.00 - 14.00
    1. Chennai

    • Address: Fagun Towers, Egmore, Chennai
    • Phone number: 044 4219 2151
    • Timing: 08.00 - 16.00
    1. Chandigarh

    • Address: Sector 8 C, Madhya Marg, Chandigarh
    • Phone number: 0172 492 5100
    • Timing: 08.00 - 16.00
    1. Jalandhar

    • Address: MIDAS Corporate Park, G.T. Road, Jalandhar
    • Phone number: Not available
    • Timing: 08.00 - 16.00
    1. Hyderabad

    • Address: Sunil Chambers, Banjara Hills, Hyderabad
    • Phone number: 040 6666 9147
    • Timing: 08.00 - 16.00
    1. Bengaluru

    • Address: Prestige Atrium, Shivaji Nagar, Bengaluru
    • Phone number: 080 2210 0200         
    • Timing: 08.00 - 16.00
    1. Mumbai South

    • Phone number: Not available
    • Official timing: 07.00 - 16.00
    • Phone number: 033 40822200
    • Official timing:08.00 - 16.00
    • Address: Express Tower, Nariman Point, Mumbai  
    • Phone number: 022 6650 2222         
    • Timing: 08.00 - 16.00

    UK visa application and travel insurance

    Though travel insurance policy is not mandatory for a UK visa, it is highly recommended, especially for tourists, students and short-term visitors. Travel insurance provides financial security against trip cancellations, medical emergencies and loss of baggage or documents.

    If you are applying for a single trip UK visa, investing in single trip travel insurance can give you peace of mind for the duration of your journey. Purchasing travel insurance online is quick, easy, and allows you to compare different plans suited to your travel needs.

    Frequently asked questions on UK visa application

    1. How to get in touch with the UK visa and immigration department?

    You can contact the UK visa and immigration department through their support line at +44 (0)844 8920232 if you are outside the UK. Please note that calls to this number will cost £0.04 per minute in addition to your provider's access charge. The support line operates from Monday to Friday, between 09:00 and 17:30. This provides a convenient avenue to seek assistance, ask questions, or address any concerns you may have regarding visa and immigration matters. By reaching out to the support line, you can access the expertise and guidance of the UK visa and immigration department to ensure a smooth and efficient visa application process.

    1. How to quicken the UK visa status?

    To expedite the processing of your UK visa status, there are specific forms available that can help you receive a decision within a shorter period. These forms include SET (F), SET (AF), SET (M), and SET (LR). In order to quicken the UK visa status, it is necessary to download and complete the appropriate request and payment forms from the Home Office. It is important to note that only five requests are processed per day, and they are accepted between 8:00 a.m. and 12:00 p.m. To benefit from this expedited service, a fee of 490 EUR per person, which includes the application fee, is applicable. By following this process, you can accelerate the processing of your UK visa application and receive a decision within 4-5 working days.

    1. Can you check your UK Visa Application Status using your passport number?

    Looking for “How to check UK visa status with passport number?” Follow these steps. Firstly, visit the official UK government website dedicated to visa and immigration services. Once on the website, locate the section titled "Check your visa" or "Check your visa status." Within this section, you will find a designated field where you can enter your passport number. If required, provide any additional information such as your full name, date of birth, or visa application reference number. After entering the necessary details, click on the "Check" or "Submit" button to initiate the verification process. The system will then retrieve and display the current status of your UK visa application. Take the time to review the information provided, noting down the visa status or any reference numbers for future reference or inquiries. This convenient online method allows you to check the status of your UK visa application using your passport number, providing you with timely updates on the progress of your application.

    Conclusion

    Tracking your UK visa application status doesn't have to be complicated. Whether you choose to check online or offline, staying informed helps you plan your trip with confidence. Also, don’t overlook the importance of securing travel insurance online—it adds an extra layer of protection to your journey. With the right information and preparation, your dream trip to the UK can be smooth and stress-free.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Bhutan Travel Guide for Indian Tourists

    by Almog Ramrajkar | Jul 13, 2023

    Bhutan is where mystical mountains meet vibrant traditions and untouched natural beauty. Tucked away in the heart of the majestic Himalayas, Bhutan awaits those who crave adventure and cultural exploration. From ancient monasteries perched on cliffs to picturesque valleys adorned with prayer flags, this country has many hidden gems and must-see attractions that make Bhutan an unrivalled destination. In this blog, we will provide you with a detailed travel guide for Bhutan. We will cover particulars like the best places to visit in Bhutan, what is the best time to visit Bhutan, how to reach Bhutan from India and some other necessary details.

    Top places to visit in Bhutan

    Given below is a list of some of the top Bhutan tourist places that you can’t miss -

    • Buddha Dordenma, Thimphu

    The Buddha Dordenma, standing majestically on a hilltop in the Kuensel Phodrang Nature Park, is one of the most revered Bhutan places to visit. The Buddha Dordenma statue stands at a height of 169 feet (51.5 meters). Inside the massive sculpture are 1,25,000 smaller Buddha statues, each measuring eight inches in height. These statues are carefully crafted and filled with sacred relics and scriptures. 

    • Taktsang Palphug Monastery, Paro

     Taktsang Palphug Monastery is commonly known as Tiger's Nest – one of the most popular places to visit in Bhutan. The origins of Taktsang Monastery date back to the 8th century when Guru Padmasambhava, also called Guru Rinpoche, is said to have meditated in a cave on the site. The monastery complex comprises a series of temples and structures built on the edge of a cliff, about 900 meters (3,120 feet) above the Paro Valley. Reaching Tiger's Nest is an experience on its own. You will have to hike 3- 4 hours of round-trip through dense forest, cross a suspension bridge, and ascend into the mountainside

    • Rinpung Dzong, Paro

    Rinpung Dzong, also known as Paro Dzong, is a magnificent fortress-monastery. Its construction dates back to the 17th century, made by Zhabdrung Ngawang Namgyal, the spiritual and political leader who unified Bhutan. The Dzong was strategically built on a hilltop, serving as a defensive structure against potential invasions from Tibet. Rinpung Dzong is a perfect example of Bhutanese architecture and craftsmanship. Whitewashed walls, large wooden doors, and fortified walls characterise the fortress's exterior. 

    • Simtokha Dzong, Thimphu

    It is one of the oldest dzongs in the country and holds great significance in Bhutanese history and culture. Simtokha Dzong is one of the must-visit Bhutan tourist places. The name "Simtokha" translates to "Atop a Demon" in Bhutanese, reflecting the dzong's role in subduing evil spirits and protecting the region. The interior of Simtokha Dzong houses several temples, assembly halls, and administrative offices.

    • Dochula Pass, Thimphu

    Dochula Pass is a breathtaking mountain pass about 30 kilometres (18.6 miles) from Thimphu. Situated at an elevation of 3,100 meters (10,170 feet) above sea level, it offers a mesmerising and panoramic view of the Himalayan Mountain range. The pass's summit is a beautifully landscaped area with 108 Chortens, or stupas, known as the Druk Wangyal Chortens. These Chortens were built by Her Majesty Ashi Dorji Wangmo Wangchuck, to honour the Bhutanese soldiers who lost their lives in a military conflict.

    • Chomolhari

    Standing at an elevation of 7,326 meters (24,035 feet), Chomolhari is the third-highest peak in Bhutan. Chomolhari translates to "the bride of Kangchenjunga" in Tibetan, symbolising its regal and pristine beauty. The mountain is part of the more extensive Chomolhari range, stretching across Bhutan and Tibet's border. Chomolhari offers an exhilarating and rewarding experience for those attempting to reach its peak. In addition to mountaineering, the Chomolhari region provides excellent opportunities for trekking and hiking. The Jomolhari Trek is a popular trekking route that takes adventurers through some of the most stunning landscapes in Bhutan. The trek encompasses alpine meadows, rhododendron forests, high mountain passes, and pristine lakes.

    Things to do in Bhutan

    Now that we have discussed the prime places to visit in Bhutan, next, we will help you with things to do in Bhutan. Here are some top recommendations:

    • Enjoy Bhutanese cuisine: Taste traditional dishes like Ema Datshi (chilli and cheese stew) and Momos (dumplings) to experience the flavours of Bhutan.
    • Traditional archery: Try your hand at Bhutan's national sport, archery. You can participate in friendly matches or watch local tournaments.
    • Enjoy a hot stone bath: Unwind and rejuvenate in a traditional Bhutanese hot stone bath. It is believed to have therapeutic properties and provides a unique cultural experience.
    • Explore Bumthang: Known as Bhutan's spiritual heartland, Bumthang is a region of valleys, ancient temples, and monasteries. Visit Jakar Dzong, take a scenic hike to the Kurje Lhakhang, and immerse yourself in the serene atmosphere of this spiritual haven.
    • Engage in a farm stay: Experience rural life with a local family in one of Bhutan's villages. Participate in farming activities, learn about traditional Bhutanese cuisine, and immerse yourself in the warm hospitality of the Bhutanese people.
    • Attend a festival: Bhutan is famous for its colourful and vibrant festivals. If you can, witness the Tshechu festival, where you can enjoy masked dances, music, and traditional performances.

    Best time to visit Bhutan

    The best time to visit Bhutan from India is spring (March to May) and autumn (September to November). These months offer pleasant weather, with clear skies and moderate temperatures and are considered the best time to go to Bhutan. The valleys come alive in spring with colourful flowers and vibrant festivals like the Paro Tshechu. Autumn is equally delightful, with clear views of the Himalayas and the opportunity to witness celebrations like Thimphu Tshechu.

    These seasons provide ideal conditions for outdoor activities, such as trekking and exploring the country's natural beauty. Winter (December to February) can be cold, especially in the higher regions, while the monsoon season (June to August) brings heavy rainfall and limited visibility.

    Ways to travel to Bhutan from India

    Wondering how to reach Bhutan from India? Don’t worry, we've got you covered. Reaching Bhutan from India is relatively straightforward -

    • The most convenient way to travel to Bhutan is by air. The country has a single international airport in Paro, which is well-connected to major cities in India. Several airlines operate regular flights from Delhi, Mumbai, Kolkata, and Bagdogra to Paro Airport. It is important to note that flights to Bhutan are limited and subject to weather conditions, so booking in advance is advisable.
    • Alternatively, you can also enter Bhutan by road. Phuentsholing is the primary land entry point. You can book a private taxi or take a bus to Thimphu or other destinations within Bhutan. Obtaining the required permits at the border is essential before proceeding further.

    List of international airports in Bhutan

    Here is a list of international and domestic airports in Bhutan that serve tourists and locals:

    • Paro Airport: Paro Airport is Bhutan's only international airport, inaugurated back in 1968. Despite its modest size, this airport provides flights to many major international destinations.
    • Bathpalathang Airport: This airport is located in the Jakar district and serves as a domestic hub. If your destination includes Bumthang or the scenic Chamkhar Valley, this airport offers convenient flight options for your travel needs.
    • Gelephu Airport: Situated in Samtenling Gewog, this domestic airport offers limited options, with only one airline operating here, Druk Air. Consider this airport if you plan to travel to Gyenyan Lhakhang or Tali Dratshang.
    • Yongphulla Airport: Yongphulla, situated in Trashigang, is a domestic airport currently undergoing development to transform into an international hub. What sets this airport apart is its unique origin, as the Indian Army constructed it. If you plan to travel to Thimphu or Jakar, selecting Yongphulla Airport as your destination would be a suitable choice.

    Is Bhutan visa required for Indians?

    Note the following aspects about the Bhutan visa

    • As an Indian national, you do not need a visa to travel to Bhutan.
    • However, an entry permit is mandatory to explore this country.
    • You can get entry permits from the Immigration Department in Phuentsholing's Pedestrian Terminal.
    • The concerned authority will issue the permit after verifying all your travel-related documents.

    Things to carry for your Bhutan trip

    When preparing for your trip to Bhutan, it is essential to pack wisely to ensure a comfortable and enjoyable experience. Here are some critical items to consider:

    • Clothing: Bhutan's weather can vary, so pack layers to accommodate temperature changes. Include lightweight, breathable clothes for the daytime and warmer layers for cooler evenings. Keep a waterproof jacket and sturdy walking shoes for outdoor activities.
    • Travel documents: Carry your passport, entry permit, and any other necessary identification or travel documents. It's also advisable to have photocopies or digital copies as backups.
    • Medications and first aid kit: If you have any prescription medications, ensure an adequate supply for your trip. Pack a basic first aid kit containing band-aids, pain relievers, antiseptic cream, and any personal medications you may need.
    • Travel adapters and chargers: Bhutan uses a Type D or Type F power plug, so bring suitable adapters for your electronic devices. Also, pack chargers for your phone, camera, and other gadgets.
    • Travel accessories: Include a sturdy backpack for day trips, a reusable water bottle, a hat or cap, sunglasses, sunscreen, insect repellent, and a travel towel.
    • Cash and cards: Carry enough Bhutanese currency (Ngultrum) for small purchases and tips. Usually, hotels and larger establishments accept debit and credit cards but having some cash on hand for smaller businesses and remote areas is advisable.
    • Electronics: Consider bringing a camera to capture stunning landscapes and cultural experiences. A portable charger can also be handy for charging your devices.

    Currency of Bhutan

     Bhutan's official currency is the Bhutanese Ngultrum (BTN).

    • The Ngultrum is linked to the Indian Rupee (INR) at a fixed exchange rate.
    • Both Bhutanese Ngultrum and Indian Rupees are widely used and easily exchangeable.
    • It is essential to note that Ngultrum is the only legal tender within Bhutan, and it is advisable to carry some amount of Ngultrum for smaller transactions and when travelling to more remote areas.
    • ATMs are available in major towns, allowing visitors to withdraw Bhutanese Ngultrum using their international debit or credit cards.

    Indian embassy in Bhutan

    The Indian embassy in Bhutan serves as a crucial diplomatic mission and the primary link between the governments of India and Bhutan –

    • Located in the capital city of Thimphu, the embassy plays a vital role in fostering bilateral relations, promoting cultural exchange, and facilitating various aspects of cooperation between the two nations.
    • The 24x7 Consular Helpline / Emergency Contact of the Indian embassy in Bhutan is
    • : +975-2-322162, +975-2-327048
    • : +975-17128429
    • Email: cons.thimphu@mea.gov.in , thimphu@mea.gov.in
    • There is also a Consulate Office of the Indian Government in Phuentsholing.

    Top delicacies of Bhutan

    Bhutanese cuisine is known for its unique flavours and use of local ingredients. Here are some top delicacies of Bhutan:

    • Ema Datshi: Made with chilli peppers and local cheese, this is Bhutan's national dish. It is a spicy and flavorful dish that goes best with rice.
    • Red Rice: A staple in Bhutanese cuisine, red rice has a nutty flavour and is often paired with various meat or vegetable dishes.
    • Phaksha Paa: This dish consists of pork cooked with red chilli peppers, radishes, and other spices. It is a hearty and spicy dish commonly enjoyed in Bhutan.
    • Jasha Maroo: This is a delicious Bhutanese chicken dish with spices, garlic, ginger, and onions.
    • Momos: Similar to dumplings, momos are popular in Bhutan. They are filled with various ingredients, such as vegetables, cheese, or meat, and served with a spicy dip.
    • Suja: Suja is a traditional butter tea made with salt, butter, and tea leaves. It is a popular beverage in Bhutan and common at social gatherings.
    • Khuru: This is a traditional Bhutanese dish made of dried and roasted beef or pork strips. People typically eat this as a snack with a spicy dipping sauce.

    Transportation in Bhutan

    Transportation in Bhutan is simple and relatively well-organised, though often modest in infrastructure due to the country’s difficult terrain.

    • Private cabs and taxis are the most common mode of transport for tourists. They can be hired for city tours or intercity travel. It's advisable to negotiate the fare in advance, as meters are not always used.
    • Tour operator vehicles are highly recommended for comfort, reliability and ease of navigation. Most tourists opt for pre-arranged transportation through licensed tour operators, especially when visiting areas beyond Thimphu and Paro.
    • Local buses and minibuses run by Bhutan Post connect most towns. They are cost-effective but can be slow and less comfortable due to winding roads and longer travel times.
    • Self-driving is not recommended for foreigners. Roads are often narrow, winding and require experienced driving skills. If you're planning a road trip, it’s better to hire a car with a local driver.
    • Flights within Bhutan are limited but available between Paro and regional airports like Bumthang (Bathpalathang), Gelephu and Yonphula.

    Tips for your trip to Bhutan

    To ensure your Bhutan trip is smooth and fulfilling, here are a few practical and cultural tips:

    • Carry valid ID: Indian citizens need a passport or voter ID card to enter Bhutan, along with passport-sized photographs for permit processing.
    • Dress respectfully: Bhutanese culture places great importance on modesty, especially when visiting religious sites. Long pants and covered shoulders are advised.
    • Respect local customs: Avoid pointing at sacred objects, and always walk clockwise around chortens (stupas). Remove your shoes before entering temples.
    • Cash is king: While Indian currency is accepted in most places, carry cash in smaller denominations. ATMs are not widely available, especially in remote regions.
    • Be mindful of sustainability: Bhutan promotes low-impact tourism. Carry reusable water bottles and avoid plastic waste.
    • Adjusting to the altitude: Some areas are at high elevation. Adjust steadily and stay hydrated to ensure that you do not fall sick.
    • Stay connected: Bhutan has limited internet access in some areas. SIM cards can be purchased locally for better connectivity.

    Why do you need travel insurance for Bhutan

    When planning a trip to Bhutan, it is essential to consider purchasing travel insurance to ensure a worry-free and protected journey. Here are some reasons why you need travel insurance for Bhutan:

    • Medical emergencies: Travel insurance covers medical expenses if you encounter unforeseen health issues or accidents during your trip. This includes hospitalisation, doctor's fees, medications, and emergency medical evacuation if needed.
    • Trip cancellation or interruption: Travel insurance safeguards your investment by reimbursing non-refundable expenses if you cancel or cut short your trip due to unforeseen circumstances such as illness, family emergencies, or natural disasters.
    • Lost or delayed baggage: Travel insurance covers the loss, theft, or damage of your baggage and personal belongings. It also compensates for essential items you may need to purchase if your luggage delay is for a significant period.
    • Travel delays: If your flight to Bhutan gets delayed due to harsh weather conditions or other unforeseen events, travel insurance can cover additional expenses like accommodation, meals, and transportation.
    • Emergency assistance: Travel insurance offers access to 24/7 emergency assistance services, providing support in various situations like locating the nearest medical facility, arranging transportation, or assisting with lost documents.
    • Personal Liability: If you accidentally cause property damage or injure someone during your trip, travel insurance can cover your legal expenses and potential liability claims.

    Frequently asked questions

    • Do Indian tourists need a visa for Bhutan?

    No visa is required for Indian nationals. However, an entry permit is mandatory and can be obtained at the border or Paro airport.

    • Is it expensive to travel in Bhutan?

    Bhutan offers a wide range of options. While Indian tourists are exempt from the high international tariff, they are now required to pay a Sustainable Development Fee (SDF) of ₹1,200 per person, per night.

    • Is travel insurance mandatory for Bhutan?

    It is not legally mandatory for Indians, but travel insurance is highly recommended due to the country’s terrain, weather and medical accessibility.

    • Can I use Indian Rupees in Bhutan?

    Yes, Indian Rupees (INR) are widely accepted, especially denominations of ₹100 and below. However, it's wise to carry some Bhutanese Ngultrum for small purchases.

    1. What is the best time to visit Bhutan?

    Spring (March–May) and Autumn (September–November) offer pleasant weather, clear skies and vibrant festivals.

    Conclusion

    Bhutan is not just a destination—it’s an experience of mindful living, natural wonder and timeless traditions. Whether you’re hiking up to the Tiger’s Nest, watching masked dancers at a tsechu or simply sipping butter tea by the fire, this peaceful kingdom will leave you transformed. To make your journey worry-free, ensure you pack wisely, travel responsibly and secure yourself with single trip travel insurance. With the right preparation, Bhutan will welcome you with open arms and leave you with a heart full of memories.

     


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Complete List of Schengen Countries

    by Almog Ramrajkar | Jul 12, 2023

    Updated on 24 Oct 2025

    The Schengen area consists of 29 countries in Europe. These nations have removed the internal border controls to enable smooth and free travel across the Schengen countries. This means travellers with a valid Schengen visa can move between these 29 countries without facing routine passport checks at internal borders.

    Let’s explore the complete list of Schengen countries, the key features of the zone and what first-time visitors need to know.

    What are Schengen countries?

    Schengen countries are European nations that allow passport-free travel across their borders for short stays. The zone includes 25 EU countries and 4 non-EU countries like Norway, Iceland, Switzerland and Liechtenstein.

    Complete list of Schengen countries

    The Schengen contract was signed in 1985 in a small village called Schengen in Luxembourg. The list of Schengen countries as of 2025 is given below.

    Country

    Details

    Austria

    Signed the Schengen Agreement on April 28, 1995; implemented the Schengen rules in December 1997

    Belgium

    One of the first countries to sign the Schengen Agreement on June 14, 1985. The Agreement came into effect on March 26, 1995

    Czech Republic

    On April 16, 2003, the Czech Republic signed the Schengen Agreement. However, it implemented the Agreement several years later, on December 21, 2007

    Croatia

    Croatia is a member of both the European Union and the Council of Europe. From January 1, 2023, Croatia began issuing Schengen visas

    Denmark

    Denmark signed the Schengen Agreement on 19th December 1996 and implemented the same from 25th March 2001

    Estonia

    A northern European country Estonia, joined the list of Schengen countries on 16th April 2003

    Finland

    Finland is next in the Schengen countries name list, which signed the Schengen Agreement on 19th December 1996

    France

    France is one of the 5 founding members of the Schengen Agreement

    Germany

    One of the 5 founding members of the Schengen Agreement

    Greece

    Joined the Schengen list on 6th November 1992 and implemented it from 1st January 2000

    Hungary

    Became a part of the Schengen Agreement on April 16th, 2003; began implementation on December 21st, 2007

    Iceland

    Signed the Schengen Agreement initially on 19th December 1996. A second Agreement was signed on 18th May 1999, replacing the first

    Italy

    Joined the Schengen list on 26th October 1997 though it previously signed the Agreement on 27th November 1990

    Latvia

    Featured in the European Union Schengen countries list from 21st December 2007

    Liechtenstein

    Last country to join the list of Schengen countries

    Lithuania

    Signed this border-free travel Agreement on 16th April 2003 and implemented it from 21st December 2007

    Luxembourg

    Another founding member of the Schengen Agreement

    Malta

    Joined the Schengen list on 16th April 2003 and was implemented on 21st December 2007

    Netherlands

    Among the 5 founding members of the EU & the Schengen Agreement

    Norway

    Became a part of the Schengen list on 19th December 1996, which was replaced by a new Agreement on 18th May 1999 and implemented on 25th March 2001

    Poland

    Signed the Schengen Agreement on 16th April 2003 and implemented it in late 2007

    Portugal

    Became part of the European Union Schengen countries list on 25th June 1991 and started implementing the Agreement from 26th March 1995

    Slovakia

    Signed the Schengen Agreement on April 16th, 2003 & implemented it on December 21st, 2007

    Slovenia

    Signed the Schengen Agreement on April 16th, 2003 and implemented it on December 21st, 2007

    Spain

    Signed the Schengen Agreement on 25th June 1991 and started its implementation on 26th March 1995

    Sweden

    Joined the Schengen list on 9th December 1996 and implemented it from 25th March 2001

    Switzerland

    Joined the Schengen list on 26th October 2004 and implemented the convention on 12th December 2008

    Bulgaria

    Signed the Schengen accession agreement in December 2023. From March 31, 2024, it joined the Schengen Area for air and sea borders; full land border integration took place on January 1, 2025.

    Romania

    Joined the Schengen Area on March 31, 2024, for air and sea borders. Full land border integration was completed on January 1, 2025.

    Important information about Schengen countries

    The points below provide essential information about the Schengen countries.

    1. Visa requirements: As an Indian traveller, you will need a Schengen Visa to enter a Schengen country. Check the specific visa requirements before planning your trip. Apply for the visa well in advance to allow for processing time.
    2. Validity and duration: Ensure that your Passport is valid for at least 3 months from your intended departure date from the Schengen country. The Schengen visa typically allows a maximum stay of 90 days within a 180-day period. Be mindful of this restriction to avoid any overstays.
    3. Travel insurance: It is wise to have travel insurance for Schengen countries that covers medical emergencies, trip cancellations, and lost belongings. Confirm that your insurance policy meets the minimum coverage requirements, usually a minimum of 30,000 euros.
    4. Border checks: While internal border controls were abolished within the countries in the Schengen Area, occasional random checks may still occur. Member countries have the right to conduct temporary border controls for a maximum of 30 days under exceptional circumstances, like security issues. Carry your Passport or national ID card at all times during your travels, as you may be required to present identification when crossing borders.
    5. Currency: Most Schengen countries use the euro as their currency. Ensure you have some local currency or a payment card accepted widely to cover your expenses. Research and learn about exchange rates and consider notifying your bank about your travel plans to avoid any card-related issues.
    6. Health and safety: Take necessary health precautions by checking if you need any vaccinations for the countries you plan to visit. Also, be aware of local laws, customs, and emergency contact numbers. Keep important documents, including copies of your passport and travel insurance, in a safe place.
    7. Itinerary and accommodation: Plan your itinerary in advance and ensure you have confirmed accommodation for each destination within the Schengen Area. Having proof of accommodation and a well-organised travel plan may help with the visa application process.
    8. Take note of non-Schengen countries: Note that some European Union countries are not part of the list of Schengen countries in Europe. In case you want to visit any of the nations, note that your Schengen Visa won’t be enough. You will have to apply for a separate visa to enter these European countries that are not in the Schengen country name list.

    Essential features of the Schengen zone

    The Schengen Area allows free movement between member countries without internal border checks for short stays. At the same time, all these nations follow uniform procedures at their external borders. A single Schengen visa gives access to all member countries for short visits.

    There is strong cooperation between law enforcement agencies to provide public safety through shared information and joint operations. To support this, several advanced systems are being developed to manage security and border control efficiently. These include SIS (for alerts on missing persons or stolen items), VIS (for managing visa data), EES (to record non-EU visitors’ entries and exits) and ETIAS (for pre-screening visa-exempt travellers).

    Tips for first‑time Schengen travellers

    Given below are the tips for first-time Schengen travellers:

    • First, identify the Schengen country where you’ll stay the longest.
    • Prepare necessary documents like a valid passport (issued in the last 10 years), a visa application form, passport-size photos, overseas travel insurance, flight and accommodation details, financial statements and a cover letter explaining your trip.
    • Book your visa appointment in advance.
    • Be honest during the visa interview.
    • Focus your itinerary on a few countries.
    • Use public transport to save money.
    • Understand local customs and rules.
    • Carry your passport and visa at all times.
    • Use travel apps or a local SIM card.
    • Do not overstay your visa.

    Reasons to buy Schengen travel insurance

    Schengen travel insurance is mandatory for visa approval, and it should provide at least €30,000 coverage across all the Schengen countries. It should cover medical issues, trip delays, loss of items and more. When buying travel insurance online, you can compare plans and select the one that is suitable for your trip in the Schengen countries. 

    Conclusion

    The Schengen Area lets you visit many beautiful and interesting places in Europe with just one visa. Before you book your trip, learn about the visa process, travel rules and your insurance needs. Having the right overseas travel insurance helps you get your visa and keeps you protected during your journey.

    Looking for the right travel insurance? Then, fill out the form on this page to get tailored insurance solutions for your trip in Schengen.

    FAQ

    1. How long does it take to get a Schengen visa?

    Schengen visa processing usually takes around 15 working days, depending on the embassy and application demand.

    1. Do I need travel insurance for all Schengen countries?

    Yes, your travel insurance must be valid for all 29 Schengen countries, and it should cover the entire travel period.

    1. Which are the non-Schengen countries in Europe?

    Non-Schengen countries include Europe, including Ireland, Cyprus, Albania, Moldova and Ukraine.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Complete Guide to Bali Visa for Indians

    by Almog Ramrajkar | Jul 12, 2023

    Are you planning a Bali trip soon? Be it a business trip or a holiday trip, before you zero in on your bookings, itineraries, or schedules, you must know all the relevant details about Bali Visa for Indians. This guide outlines Bali visa requirements in detail to ensure you have a comprehensive idea of the Bali visa process and application. It is important to note that visa requirements for Bali from India may change, so it is advisable to consult with the relevant authorities or Indonesian embassies/consulates for the most up-to-date information. Additionally, it is also important to check the updated travel insurance mandate. Even if there is no mandatory requirement for travel insurance for Bali, you should get one before your Bali or any other trip.

     

    Do Indians Need A Bali Visa From India?

    Yes. If you are planning a stay of 30 days or less, you can get a visa on arrival upon entering Bali. Given below is a tabular presentation of Bali visa requirements for Indian citizens.

     

    Purpose of Visit

    Duration of Stay

    Visa Requirement

    Visa Type

    Validity

    Applicability

    Tourism

    30 days

    No visa required

    Exemption Stamp

    Single entry; valid for every new exit and re-entry into Indonesia

    Applicable only for tourism purposes, not for business or other non-tourism purposes

    Other purposes (e.g., business)

    N/A

    Visa required

    N/A

     

     

    • The exemption stamp is not extendable or convertible into a different visa type, except in cases of unforeseen contingencies such as natural disasters.
    • Please note that Bali Visa requirements and regulations may change over time, so it is always better to check with the relevant authorities or Indonesian embassies/consulates for the most up-to-date information.

     

    What Are The Different Types of Bali Visas For Indians?

    To understand the Bali visa process and ensure a correct Bali visa application, it is important to be well aware of the different types of visas for visiting Bali -

    Short Stay Visa:

    • Duration: 30 days
    • Availability: At the airport customs office
    • Visa-Free Entry: Indian nationals can enjoy visa-free entry for stays less than 30 days
    • Work Restrictions: No participation in paid work is allowed

    Bali Tourist Visa:

    • Duration: 30-60 days
    • Obtaining: Available upon arrival in Bali
    • Extension: Extendable for a fee after 60 days
    • Visa Fee: Rs 2400 per tourist

    Cultural or Social Visit Visa:

    • Visa Type: Social and Cultural Visa B-211
    • Duration: 60 days
    • Activities Allowed: Official government activities, journalistic activities, tourism, visiting family, and cultural participation
    • Sponsor Statement: Requires a sponsor statement from an Indonesian native in the country
    • Agent Assistance: Option to contact an agent for a fee of 5,313 Indonesian Rupiah
    • Consular Visa Fee: Payment of 3,542 Indonesian Rupiah for a Social Visa

    It is important to note that visa requirements for Bali from India and policies can change, so it is advisable to check with the embassy or consulate for the most up-to-date information. Additionally, planning your trip and applying for the appropriate visa well in advance is always a good idea to ensure a smooth and hassle-free visit to Bali.

     

    Validity of Different Types of Bali Visas for Indians

    The validity of a Bali visa depends upon its type and purpose of visit-

     

    • Visa on Arrival (VoA):

      Valid for 30 days from the date of entry and can be extended once for an additional 30 days.

     

    • Tourist Visa (B211A):

      Initially valid for 60 days and can be extended twice, with a total stay of up to 180 days.

     

    • Business and Social/Cultural Visas:

      Typically valid for 60 days, with extensions available depending on the visa type.

     

    • Work or Study Visas:

      Validity depends on the specific work or study duration mentioned in the visa.

     

    Bali Visa Processing Time in India

    The processing time is different for each visa type-

    • Visa on Arrival (VoA):

      No processing time is required as the visa is issued upon arrival in Bali.
    • Tourist Visa and Other Pre-approved Visas:

      The processing time for these visas can range from 5 to 10 business days, depending on the type of visa and the completeness of your application. It is recommended to apply well in advance of your travel dates to avoid any last-minute issues.

    Bali Visa Fees from India

     

    Following are the applicable Bali Visa fees for different visa types.

    • Visa on Arrival:

      The fee for Bali on arrival visa for Indian citizens is Rs 2677.
    • Visa on Arrival (Stay for 30 to 60 days):

      If there is a need to extend the Bali tourist visa for Indian citizens, you will have to pay Rs 4820 as a standard fee and Rs 7765 for an express service. Alternatively, if you plan to seek assistance from a visa agent for the extension, an additional fee of approximately Rs 1772 is required as agent fees.
    • B211A Visa or Visa for Social and Cultural Visit:

      If the purpose of the visit to Bali is for social or cultural reasons within a 30–60-day timeframe, the B-211 visa is suitable and you can acquire the same upon arrival. The cost of each extension amounts to approximately Rs 2141. In cases where the visa holder opts for the services of a visa agent for the extension process, an approximate agent fee is Rs 1771.



    Bali Visa Requirements for Indian Citizens

     

    To ensure a smooth Bali visa application and issuance, make sure that the following visa requirements for Bali from India are well met -

    • You must possess a valid passport with a minimum validity period of 6 months beyond the intended date of entry.
    • Additionally, you must demonstrate adequate financial means to sustain your stay in Bali.
    • It is imperative to provide proof of onward or return travel arrangements and to acknowledge the prohibition on engaging in employment activities within Indonesia.
    • Furthermore, certain individuals may face restrictions on entry based on their unique circumstances.
    • Ultimately, the decision regarding entry rests with the Immigration officers stationed at the immigration counter.
    • Failure to fully comply with the established guidelines may result in denied entry or other complications during the travel process.

     

    The following are the documents required for the Bali Visa application -

    • Passport (valid for at least six months beyond the travel date)
    • Applicant's visa form (2 copies)
    • Two photographs (35X44 mm, matt finish, white background)
    • Copies of air ticket bookings
    • Proof of accommodation
    • Tour plan or itinerary
    • Tax submitting documents for the past three years
    • Applicant's Form 16
    • Bank statements for the last six months
    • Salary slips (last three months) for employed individuals
    • Pension order for retirees
    • Letter of No Objection Certificate (NOC) from a family member for young travellers or students travelling alone

    There are some additional documents that you will have to submit if you are applying for an employment visa:

    • Proof of sufficient funds in the bank account
    • Document faxed to the immigration department confirming work permit

    Additional documents for business visa:

    • Covering letter from the organisation
    • Proof of business or company registration (in India or elsewhere)
    • Letter of invitation from a company in Bali
    • Travel insurancefor the applicant

     

    How to Apply for a Bali Visa?

    Given below is a step-by-step explanation of the Bali Visa process -

    • Visit the official website. From there, you can access the Bali Visa application form and review the procedure.
    • Prepare a cover letter stating the purpose of your visit to Bali.
    • Ensure that your passport meets the Bali Visa requirements for Indian citizens, which includes a mandatory validity of at least six months and two empty pages.
    • Affix recent photographs to the application form (typically taken within the last 3 months).
    • Include copies of your confirmed air tickets with the application form.
    • Pay the required fee.
    • Provide proof of your hotel booking in Bali. If you have a sponsor in Bali, you may need to include a letter of sponsorship.
    • Demonstrate sufficient funds in your bank account to ensure a comfortable stay in Bali.
    • Upon submission, you will receive a file tracking number.
    • Once the Bali visa application processing is complete, you can collect your passport.

     

    Is There a Visa On Arrival For Indians in Bali?

     

    • A Bali Visa on arrival for Indian citizens is available for those planning to stay in Bali for 30 days.
    • The Bali visa for arrival in India is valid for tourism purposes, such as vacation or visiting friends and family.
    • To get Bali on arrival visa for Indian citizens, you will have to pay the required fee at the immigration counter.
    • The fee amount may vary, so it is advisable to check the current fee before travelling

     

    How to Apply for an E-Visa on Arrival For Bali?

    Indonesia has introduced an e-VoA option, allowing travellers to apply online before their trip. Here is how to apply:

    1. Visit the Official Website:

      • Log in to the Directorate General of Immigration’s official e-VoA portal.
    2. Create an Account:

      • Register and create an account using your email address.
    3. Upload Documents:

      • Provide a scanned copy of your passport, flight itinerary, and proof of accommodation.
    4. Pay the Fee:

      • Pay the e-VoA fee online using a credit or debit card.
    5. Receive Your E-VoA:

      • Once approved, download and print your e-VoA. Present it upon arrival in Bali.

    This online process saves time and ensures a hassle-free arrival.

     

    Important Tips for Travelling to Bali

    Following are a few tips for people planning to travel to Bali-

    Check Your Passport Validity:


    Ensure your passport has at least six months of validity and enough blank pages for visa stamps.

    Carry Sufficient Cash:


    While major cities accept cards, rural areas, and smaller vendors may require cash. Keep the Indonesian Rupiah handy.

    Stay Updated on Entry Requirements:


    Travel policies can change. Stay informed about travel guidelines or additional documentation requirements.

    Respect Local Customs:


    Bali has a rich cultural heritage. Dress modestly and follow local etiquette, especially when visiting temples.

    Be Cautious with Tourist Activities:


    Choose licenced operators for activities like water sports or trekking to ensure safety and fair pricing.

     

    FAQs

    1. Can Indians travel to Bali without a visa?

    No, Indians require a visa to enter Bali. The Visa on Arrival (VoA) is a convenient option for short-term visits.

    1. How much does a Bali visa cost for Indians?

    The VoA costs USD 35 (approximately ₹2,800). Other visa fees vary based on the type and duration.

    1. Can I extend my Bali visa?

    Yes, the VoA can be extended once for an additional 30 days. Tourist visas can also be extended multiple times.

    1. How long does it take to process a Bali visa?

    VoA requires no processing time, while pre-approved visas typically take 5–10 business days.

     

    1. How to Check the Status of a Bali Visa?

    To check the current status of your Bali visa for Indians, you can visit the official Directorate General of Immigration website. Upon reaching the website, look for the section related to visa services or visa status. You may need to provide certain details. Once submitted, the system will verify your details and display the status of your electronic visa for Bali.

     

    1. Do I need travel insurance for Bali?

    While not mandatory, travel insurance is highly recommended to cover medical emergencies and unforeseen incidents.

     

    1. Do children get a Visa on arrival in Bali?

    Yes, everyone, including infants, can get a Visa on arrival in Bali.

     

    1. Can I get an e-visa for Bali?

    Yes, you can purchase an e-Visa, but it is advised to apply for the same 14 days before your date of journey.

     

     

    1. What happens if I overstay my visa duration in Bali?

    If you overstay your visa in Bali, a fine of 5351 rupees (INR) will be payable by you, according to the modifications made in visa rules in November 2024.

     

    1. How much will it cost to extend my Bali visa?

    It will cost you double the price of the first visa.

    Conclusion

    Bali’s charm lies not only in its natural beauty but also in its welcoming culture and the variety of experiences it offers tourists. Understanding the visa process ensures a hassle-free trip, allowing you to focus on exploring this tropical haven. Whether you opt for a Visa on Arrival or a pre-approved visa, proper planning and appropriate preparations, such as buying travel insurance, are key to making the most of your Bali adventure.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

    Also Read

  • Nepal Travel Guide for Indian Travellers

    by Almog Ramrajkar | Jul 12, 2023

    Updated on 13 Dec 2025

    Nepal, nestled between India and China, is famed for its majestic Himalayan peaks, vibrant culture and warm hospitality. Whether you are planning a spiritual journey, a trekking adventure or a cultural exploration, the country offers different experiences to a traveller.

    This guide talks about Nepal’s best places to visit, local delicacies, visa requirements and other details to help you plan your trip seamlessly.

    Top places to visit in Nepal

    Nepal is home to breathtaking landmarks and sacred sites that draw visitors from around the world. Here are some of the must-visit landmarks you should explore during your journey:

    Pashupatinath Temple

    Pashupatinath Temple is one of the oldest and most respected Hindu religious sites, believed to have been in existence since around 400 A.D. The current structure dates back to the 17th century. The complex has nearly 500 smaller shrines and temples. Situated beside a holy cremation site, it represents the Hindu belief that life and death are part of the same cycle. It is also among the twelve ‘Jyotirlingas’, sacred places connected to Lord Shiva.

    Janaki Temple

    Located in Janakpurdham in the Terai region, Janaki Temple is dedicated to Goddess Sita. Built in a unique blend of Koiri and Mughal styles, it has 60 decorated rooms and beautifully designed domes. Devotees come from Nepal, India, Sri Lanka and beyond, especially during Vivah Panchami, a festival that marks the marriage of Lord Ram and Sita.

    Mount Annapurna

    Mount Annapurna I, rising to 8,091 metres, is the 10th highest mountain in the world. Surrounded by rivers and valleys, it is a dream destination for trekkers. The Annapurna range includes several towering peaks and the Annapurna Sanctuary, making it a must-visit place for nature lovers.

    Langtang National Park

    Just 30 kilometres from Kathmandu, Langtang National Park stretches up to 7,245 metres. It borders Tibet and is home to rich biodiversity, alpine landscapes, and mountain trails.

    Trisuli River

    The Trisuli River begins in Tibet and flows between Kathmandu and Pokhara. It is well-known for rafting and kayaking adventures. With scenic valleys, local villages, and gentle rapids, it is a favourite spot for short adventure trips.

    Things to do in Nepal

    Nepal caters to both adventure enthusiasts and cultural explorers. Here is what you can indulge in:

    • Trekking: Popular routes include Everest Base Camp, Annapurna Circuit and Langtang Valley.
    • Paragliding: Experience aerial views of Pokhara and the Himalayas.
    • Wildlife safari: Explore the biodiversity of Chitwan National Park.
    • Cultural exploration: Visit monasteries, temples, and traditional villages.
    • River rafting: Go for water rafting in the Trishuli and Bhote Koshi rivers.

    Best time to visit Nepal

    The best time to visit depends on your travel preferences:

    • Spring (March–May): Blooming rhododendrons and clear skies, ideal for trekking.
    • Autumn (September–November): Dry weather and excellent mountain views.
    • Winter (December–February): Cold in higher regions but quieter with fewer tourists.
    • Monsoon (June–August): Lush landscapes, but heavy rainfall may hinder outdoor activities.

    Local food and must-try dishes in Nepal

    Nepal’s cuisine reflects its culture and geography. Here is what you can try:

    • Dal Bhat: A traditional meal of rice, lentil soup and vegetable curries.
    • Momos: Steamed or fried dumplings stuffed with meat or vegetables.
    • Sel Roti: A ring-shaped rice flour bread enjoyed during festivals.
    • Thukpa: A Tibetan noodle soup, popular in colder regions.
    • Newari cuisine: Includes specialties like Bara (lentil patties) and Yomari (sweet dumplings).

    Nepal visa process for Indians

    For Indian citizens, travelling to Nepal is relatively easy:

    • Indians do not require a visa to enter Nepal.
    • A valid passport or a government-issued photo identity card (such as Voter ID) is sufficient.
    • There is no fee for entry.
    • For extended stays or specific travel purposes, confirm requirements with Nepal Immigration.

    Things to pack for your Nepal trip

    Packing smart ensures a hassle-free trip:

    • Warm clothing: Especially for treks and higher altitudes.
    • Comfortable footwear: Hiking boots or walking shoes.
    • Travel documents: Passport or voter ID, along with photocopies.
    • Essentials: Sunscreen, sunglasses, reusable water bottle.
    • Electronics: Power bank, universal adapter.
    • Health kit: Basic medicines, hand sanitiser and first aid.

    Indian Embassy in Nepal

    The Embassy of India in Kathmandu assists Indian travellers.

    • Location: Kapurdhara Marg, Kathmandu.
    • Services: Passport assistance, emergency support and consular services.

    It is recommended to note the embassy’s contact details before travelling.

    Currency of Nepal

    The official currency is the Nepalese Rupee (NPR).

    • 1 INR is generally accepted as 1.6 NPR.
    • Indian currency notes of INR 200, INR 500, and INR 2000 are not accepted in Nepal.
    • Use local ATMs, exchange counters or banks for currency conversion.

    Top delicacies of Nepal

    Nepal not only serves natural beauty and adventure opportunities, but it is also a food hub. Given below are some of the top delicacies of Nepal that you must try:

    • Sel Roti: Crunchy and sweet rice flour bread, a must-try during festivals.
    • Everest Beer: Local Nepali beer made from rice, worth sampling.
    • Yomari: A dish made of rice dough stuffed with a sweet filling, a festival delicacy.
    • Dhindho or Dhido: Thick porridge made from cornmeal or millet flour, enjoyed with various accompaniments.
    • Gundruk: Fermented leafy vegetable dish, a popular condiment.
    • Gorkhali Lamb: Slow-cooked curry with intense flavours, a favourite among Nepalese.
    • Choila: Spicy dish made with water buffalo meat, served with rice flakes.
    • Tongba: Millet-based warm alcoholic beverage, popular in Nepal.
    • Indian snacks: Pani Puri, Jalebi, and drinks like Lassi can be found in Nepal.

    List of international airports in Nepal

    Currently, Nepal has three main international airports:

    • Tribhuvan International Airport, Kathmandu.
    • Gautam Buddha International Airport, Bhairahawa.
    • Pokhara International Airport, Pokhara.

    These airports connect Nepal to major global cities and serve as entry points for international travellers.

    Things to remember when travelling to Nepal

    Before travelling, keep these things in mind:

    • Carry a valid ID for entry.
    • Check local weather conditions before trekking.
    • Respect local customs and traditions.
    • Avoid using high-denomination Indian currency notes.
    • Stay hydrated, especially at higher altitudes.

    Why do you need travel insurance for Nepal?

    Travel insurance provides financial safety during international trips. For Nepal, it can cover scenarios such as medical emergencies, trip delays or lost baggage. Having travel insurance can reduce the stress of unexpected incidents abroad.

    If you are planning a short holiday, a single-trip travel insurance plan can be a practical choice. It typically covers one journey abroad, making it suitable for leisure or business trips.

    Conclusion

    Nepal is a culturally rich and naturally diverse destination that offers a mix of spirituality, adventure and culinary delights. Whether you are hiking to Everest Base Camp, exploring UNESCO World Heritage sites or savouring authentic Nepali dishes, the country guarantees memorable experiences.

    As you prepare for your trip, ensure that your documents, essentials and safety measures are in place. While you focus on creating lifelong memories, you can also secure yourself against unforeseen events by exploring the best travel insurance options.

    While you take the effort to plan your trip, let us take the effort to safeguard your journey. Get tailored travel insurance advice and solutions by filling out the form on this page.

    FAQs

    • Do Indian citizens need a visa to visit Nepal?

    Indian citizens do not need a visa to visit Nepal. A valid passport or voter ID is sufficient.

    • What is the best time to travel to Nepal?

    Spring (March–May) and autumn (September–November) are the most popular times due to favourable weather and clear skies.

    • Can Indian currency be used in Nepal?

    Indian currency is accepted, but notes of INR 200, INR 500 and INR 2000 are not permitted.

    • Is travel insurance mandatory for visiting Nepal?

    It is not mandatory, but highly recommended as it can provide financial protection in case of medical emergencies, trip or flight cancellations or lost belongings.

     


     Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Learn how trip cancellation insurance safeguards your travel plans

    by Almog Ramrajkar | Jul 11, 2023

    Unexpected events can turn your dream vacation into a stressful situation. Trip cancellation insurance offers a safety net by protecting your travel investment against unforeseen cancellations, whether due to illness, emergencies or other disruptions. With this coverage, you can book your trip confidently, knowing that if plans change, you won’t lose your money on non-refundable expenses.

    In this guide, we’ll explore how trip cancellation insurance works and why it’s essential for every traveler.

    What is trip cancellation insurance?

    Trip cancellation insurance covers the costs of your trip if you need to cancel last-minute due to an emergency. It protects your financial investment in non-refundable expenses such as flights, hotel bookings and other prepaid arrangements.

    How does trip cancellation insurance work?

    When planning a trip, cancellation becomes a crucial element to consider. It safeguards you against unforeseen circumstances that might arise and lead to the need for trip cancellation. The purpose of trip cancellation is to reimburse you for any non-refundable expenses you have already incurred before your journey.

    To comprehend how trip cancellation works, consider this scenario: you have booked a vacation and paid for flights, accommodation and activities. Unfortunately, a week before departure, you suffer from an unforeseen illness. In this situation, trip cancellation insurance can reimburse you for the prepaid and non-refundable expenses, such as flight tickets and hotel reservations, that you cannot utilise due to illness.

    Some of the most common reasons when the trip cancellation policy kicks in are:

    • Sudden illness or injury
    • Family emergency
    • The demise of dear ones
    • Denial of tourist visa
    • Natural disaster
    • Job loss
    • Terrorist attack
    • Loss of travel-related IDs
    • Public transport strikes if the insurance period starts after the foreseeable strike date
    • Damage to the residence

    Benefits of trip cancellation insurance

    Trip cancellation insurance reimburses non-refundable costs if you must cancel your trip due to illness, family emergencies, natural disasters or travel restrictions. It covers expenses like flights, hotels and tours, providing peace of mind when unexpected events disrupt your plans. This insurance is especially valuable for expensive international trips, where last-minute cancellations can result in significant penalties.

    Steps to claim trip cancellation insurance

    To claim trip cancellation under your domestic or overseas travel insurance policy, first review the policy coverage and notify the insurer promptly after deciding to cancel. Cancel all bookings and gather necessary documents such as policy number, cancellation proofs, medical reports and ID. Submit the claim with these documents, then follow up regularly to track its status.

    Once approved, you will receive reimbursement for the covered expenses.

    Conclusion

    Travel cancellation insurance is an invaluable safeguard for travellers, providing financial protection against unforeseen circumstances. Whether due to illness, family emergencies, visa denials, natural disasters or other covered reasons, trip cancellation insurance ensures that travellers are not left financially burdened by circumstances beyond their control.

    You can consult with insurance experts or company agents for personalised guidance. Additionally, feel free to fill out the form on this page to explore travel insurance plans tailored to your requirements. Look for travel insurance online and opt for a policy that covers medical emergencies, trip cancellations, lost luggage and travel delays, providing you peace of mind throughout your journey.

    FAQ

    • What does cancellation insurance cover?

    It covers the cost of the trip cancelled due to illness or an emergency.

    • Can I buy overseas travel insurance after booking my trip?

    Yes, but it’s best to purchase it soon after booking to ensure coverage for unforeseen events before your departure.

    • Are there exclusions in overseas travel insurance I should be aware of?

    Yes, common exclusions include pre-existing conditions, risky activities and certain destinations. Always read the policy’s limitations carefully.

    • Is a full refund for the trip possible?

    You may receive a full or partial refund depending on your insurer and the specific coverage included in your overseas travel insurance policy.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Travel Insurance with Flight Cancellation Cover

    by Almog Ramrajkar | Jul 11, 2023

    Travelling is an exciting and enriching experience that allows us to break away from our daily routines. Most people explore new destinations during their holidays. However, when it comes to travelling, unforeseen circumstances can sometimes disrupt our plans, leading to flight cancellations.

    It is essential to have appropriate travel insurance coverage to mitigate the financial losses and inconveniences caused by such cancellations. With travel insurance for flight cancellation, you can make sure you’re protected from these losses. Travel insurance protects you when you need to cancel your trip for various reasons. Here, we can help you understand this insurance plan better. We will also discuss the inclusions for flight cancellations in this insurance.

    What does trip cancellation insurance cover?

    Flight cancellation coverage provided by travel insurance protects you from financial losses when you need to cancel your trip due to a specific reason. Flight cancellation insurance covers:

    • Death, illness, or accidents:If you, your co-traveller, or other family members fall ill, meet with an accident before the scheduled departure date, or anyone in your family passes away, you will be eligible for reimbursement of the non-refundable portion of your flight and accommodation expenses. It ensures you do not get burdened with significant financial losses due to unforeseen circumstances.
    • Reimbursement of expenses:The travel insurance policy will reimburse the unused and non-refundable portion of your flight and accommodation expenses. It means that the money you invested in booking your flights and accommodation will get covered up to the specified limit in your policy schedule. Knowing that your travel investment remains safeguarded provides financial protection and peace of mind.

    Exclusions under trip cancellation insurance

    While trip cancellation insurance offers extensive protection, certain scenarios are typically excluded:

    • Pre-existing medical conditions: Cancellations due to known medical issues existing before purchasing the policy are often not covered.
    • Pregnancy-related issues: Cancellations arising from pregnancy or childbirth, unless complications occur that are unforeseen and medically certified.
    • Airline cancellations: If the airline cancels a flight for operational reasons, the responsibility often lies with the airline to provide compensation or alternatives.
    • Government travel bans: Cancellations due to government-imposed travel bans or advisories, including those related to pandemics, may not be covered.
    • Cosmetic or elective surgeries: Cancellations due to non-essential medical procedures planned before the trip.
    • Financial distress: Personal financial issues, such as insufficient funds, are not valid reasons for claims.
    • Lack of documentation: Failure to provide necessary documentation to substantiate the claim can lead to denial.

    How does trip cancellation insurance work?

    Trip cancellation insurance reimburses you for prepaid, non-refundable travel expenses if you have to cancel your travel plan due to covered reasons. Here's how it works:

    1. Policy purchase: Acquire a single trip travel insurance policy that includes trip cancellation coverage, either as a standalone feature or as part of a comprehensive plan. 
    2. Understanding covered reasons: Familiarise yourself with the reasons for cancellation that your policy covers. Commonly covered reasons include medical emergencies, death, natural disasters, or other unforeseen events, as the policy outlines.
    3. Trip cancellation: If an unforeseen event necessitates cancelling your trip, immediately inform all relevant parties, such as airlines, hotels, and tour operators, to cancel reservations and request any possible refunds.
    4. Filing a claim: Notify your insurance provider about the cancellation immediately. You'll need to submit a claim form and supporting documentation.
    5. Claim processing: The insurance company will assess your claim based on the provided documentation and the policy's terms. Upon approval, you'll receive reimbursement for the covered non-refundable expenses up to the policy's limit.

    How to file a claim for flight cancellation insurance?

    Filing a claim involves a systematic approach:

    1. Immediate notification: Inform your insurance provider as soon as you decide to cancel your trip for a covered reason. Prompt notification is essential, as delays can affect claim eligibility.
    2. Gather documents: Collect all necessary documents supporting your claim:
      • Medical claims: Obtain medical reports, doctor's notes and hospital bills
      • Death-related claims: Secure death certificate and proof of relationship
      • For cancellations caused by natural disasters or terrorist incidents- Official reports from relevant authorities
      • Work-related cancellations- Submit employer letters
      • Theft or other criminal incidents leading to trip cancellation- Obtain police reports
    3. Complete claim form: Fill out the insurance company's claim form accurately, providing all required information.
    4. Submit the claim: Send the completed form along with all supporting documents to the insurance provider through the designated channels, which may include email, postal mail, or online portals.
    5. Follow up: Keep track of your claim's status. Maintain open communication with the insurer and provide any additional information if requested.
    6. Claim resolution: Upon approval, the insurer will disburse the eligible reimbursement. If denied, they should provide a clear explanation, and you have the right to appeal or seek further clarification.

    Conclusion

    Travel insurance with flight cancellation coverage is integral to smart trip planning. It protects you from financial losses if you cancel your trip.  With flight cancellation coverage, you can get reimbursed for the non-refundable portions of your flight and accommodation expenses. It will allow you to recoup your investment and plan for future travel. However, reviewing the policy’s terms and exclusions is essential to understand what gets covered and what doesn’t. By including flight cancellation coverage in your travel insurance, you can confidently embark on your trips, knowing you will get coverage for unexpected disruptions.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Vietnam Travel Guide: Explore Top Places and Activities

    by Almog Ramrajkar | Jul 11, 2023

    Vietnam, with its stunning landscapes, rich history, and vibrant culture, is a captivating destination for travellers. From bustling cities to the serene countryside, Vietnam offers a diverse range of experiences. Whether you are an adventure seeker, a history buff, or a food lover, Vietnam has something for everyone.

    In this comprehensive Vietnam travel guide, we will explore the places to visit in Vietnam, things to do, the best time to visit Vietnam, how to reach Vietnam from India, the visa process for Indians, top food in Vietnam, the Indian embassy in Vietnam, essential items to pack, and more. Let us embark on a journey through this enchanting Southeast Asian gem.

    Top places to visit in Vietnam

    Vietnam, a captivating Southeast Asian country, offers a plethora of enchanting destinations and cultural experiences. With its rich history, diverse landscapes, and vibrant cities, Vietnam entices travellers from all over the world. From the bustling streets of Hanoi to the stunning Halong Bay, the list of places to visit in Vietnam is almost a never-ending one.

    Whether you are seeking to soak in breathtaking natural beauty, experience serendipity in ancient temples, or enjoy delicious cuisine, Vietnam has it all. When it comes to the top places to visit in Vietnam, Hanoi, Ho Chi Minh City, Halong Bay, Hoi An, and the Mekong Delta are just a few of the must-see attractions. These destinations showcase the unique charm and beauty of Vietnam, making them essential stops on any traveller's itinerary.

    Here is a non-exhaustive list of top places to visit in Vietnam:

    1. Halong Bay: Explore the mesmerising karst seascape of Halong Bay, a UNESCO World Heritage Site, with its thousands of limestone islands and breathtaking views.
    2. Ho Chi Minh City: Immerse yourself in the bustling city life of Ho Chi Minh City, known for its vibrant streets, cosmopolitan dining scene, and excellent shopping opportunities.
    3. Hue: Discover the historic town of Hue, home to the Imperial Enclosure and its beautiful landmarks, including the Ngo Mon Gate, Thai Hoa Palace, and Halls of Mandarins.
    4. Phong Nha-Ke Bang National Park: Embark on an adventure in this national park renowned for its stunning karst mountain formations, massive caves like the Paradise Cave, and the Phong Nha Caves.
    5. My Son: Visit the ancient temple city of My Son, a UNESCO World Heritage Site, featuring well-preserved Hindu temple ruins dating back to the Cham era.
    6. Hoi An: Experience the charm of Hoi An, a UNESCO World Heritage Site, renowned for its well-preserved merchant houses, Japanese Bridge, and Assembly Hall of the Fujian Chinese Congregation.
    7. Sapa Countryside: Explore the picturesque countryside surrounding Sapa, famous for its terraced rice fields, ethnic minority villages, and breathtaking mountain views.
    8. Hanoi: Dive into the vibrant city life of Vietnam's capital, Hanoi, and explore its old town quarter, visit museums like the Vietnam Museum of Ethnology, and pay respects at the Ho Chi Minh Mausoleum.
    9. Nha Trang: Enjoy the sandy beaches of Nha Trang, perfect for swimming and sunbathing, and visit the Po Nagar Cham Towers and the Alexandre Yersin Museum.
    10. Cu Chi Tunnels: Discover the Cu Chi Tunnels, an extensive underground network used by the Viet Cong during the war, and gain insights into Vietnam's modern military history.
    11. Ba Be National Park: Immerse yourself in the tranquillity of Ba Be National Park, known for its interconnected lakes, karst peaks, and opportunities for boat trips, kayaking, and hiking.
    12. Mekong Delta: Explore the lush and vibrant region of the Mekong Delta, famous for its scenic waterways, floating markets, and the bustling town of Can Tho.
    13. Cat Ba Island: Experience some adrenaline-gushing adventure on Cat Ba Island, located in the stunning Lan Ha Bay, and enjoy activities like cruising, kayaking, hiking, and rock climbing.
    14. Ha Giang: Embark on a scenic road trip through Ha Giang Province, known for its breathtaking karst landscapes, mountain passes like Quan Ba Pass and Mai Pi Leng Pass, and vibrant local markets.
    15. Phu Quoc Island: Relax on the beautiful beaches of Phu Quoc Island, go snorkelling or diving in its crystal-clear waters, and enjoy panoramic views from the Phu Quoc cable car.

    Vietnam offers a captivating blend of natural beauty, rich history, and cultural diversity, making it an ideal destination for travellers seeking unique experiences and memorable adventures.

    Things to do in Vietnam

    Vietnam offers a plethora of exciting activities and experiences. Here are some notable things to do in Vietnam:

    1. Visit the historical sites in Hanoi, including the Temple of Literature, Hoan Kiem Lake, and the Ho Chi Minh Mausoleum.
    2. Take a cruise along the picturesque Halong Bay and explore its stunning limestone karsts.
    3. Discover the ancient town of Hoi An and wander through its well-preserved streets, visit traditional houses, and enjoy the vibrant lantern festival.
    4. Experience the bustling markets and vibrant street food scene in Ho Chi Minh City (formerly Saigon).
    5. Explore the Cu Chi Tunnels, a complex underground network used during the Vietnam War.
    6. Trek through the scenic landscapes of Sapa and meet ethnic minority communities.
    7. Relax on the beautiful beaches of Nha Trang, Phu Quoc Island, or Da Nang.
    8. Visit the Mekong Delta and cruise along its winding waterways, observing the local way of life.
    9. Take a motorbike tour through the stunning Hai Van Pass, offering breathtaking coastal views.
    10. Taste the diverse flavours of Vietnamese cuisine, including dishes like pho, banh mi, and fresh seafood.

    Best time to visit Vietnam

    The best time to visit Vietnam depends on the region's climate. The country experiences intense monsoon seasons with heavy rains, floods, and mudslides. To have the best travel experience, travel during the dry season from December to February, which is Vietnam’s best time to visit. However, there are a few exceptions.

    In the southern region, including Ho Chi Minh City, a tropical climate persists with high temperatures and humidity year-round. Visiting during the cooler months of December to February offers relief from the heat, with lower humidity and temperatures in the pleasant high 20s.

    In contrast, northern areas like Hanoi and Sapa encounter a genuine winter. December and January bring mid- to high-teens temperatures in Hanoi, and during this period you can witness snowfall in Sapa.

    For beach time in Danang or exploring Hoi An, February to May is the ideal period. During this time, air and water temperatures hover around 20° Celsius, creating perfect beach weather. It is advisable to avoid Danang during the rainy season, particularly in September and October, when heavy rainfall and strong windstorms are frequent along the coast.

    By considering the diverse climates of Vietnam and the best time to visit Vietnam from India, travellers can plan their trips accordingly for a comfortable and ensure a smooth and enjoyable experience in this captivating country.

    Ways to travel to Vietnam from India

    Reaching Vietnam from India is convenient, with several direct flights available from major Indian cities like Delhi and Mumbai to Hanoi and Ho Chi Minh City. The flight duration is around 4 to 6 hours, depending on the route.

    Alternatively, you can also travel via connecting flights through other Southeast Asian countries like Thailand, Malaysia, or Singapore. Let us understand how to reach Vietnam from India using both air and sea-

    Reach Vietnam from India by air

    • Take a flight from Bangalore, Delhi, Cochin, Hyderabad, Amritsar, or Thiruvananthapuram
    • Flight duration is approximately 4 hours
    • Three international airports in Vietnam: Noi Bai International Airport (Hanoi), Tan Son Nhat International Airport (Ho Chi Minh City), and Da Nang International Airport (Da Nang)
    • Airports are close to city centres (40 minutes from Hanoi, 20 minutes from Ho Chi Minh City, 10 minutes from Da Nang)
    • Basic amenities available at airports (food, money exchange, ATMs)
    • Good domestic connectivity within Vietnam

    Reach Vietnam from India by sea

    • No direct cruises from India to Vietnam
    • Choices for travel between Singapore and Ho Chi Minh City
    • Enjoy a leisurely sea voyage for about 9-10 days
    • Stops at different ports along the way
    • Relax aboard a luxurious ship with all needs taken care of

    List of international airports in Vietnam

    Vietnam has several international airports, including:

    • Can Tho International Airport
    • Da Nang International Airport
    • Cat Bi International Airport
    • Noi Bai International Airport
    • Tan Son Nhat International Airport
    • Phu Bai International Airport
    • Cam Ranh International Airport
    • Phu Quoc International Airport
    • Van Don International Airport
    • Vinh International Airport

    These airports offer domestic and international flights, connecting Vietnam to various destinations around the world.

    Vietnam visa process for Indians

    Indian citizens planning to visit Vietnam need a valid visa. The visa application process is straightforward, and there are two main options:

    1. E-Visa
    • Apply for an e-visa through the official website of the Vietnam Immigration Department.
    • Completely and correctly fill out the application form and submit it with the necessary documents.
    • Pay the visa fee online.
    • Receive the e-visa within a few days via email.
    • Print the e-visa and carry it along with the passport during travel.
    1. Embassy Application
    • Visit the Vietnamese embassy in India to apply for a visa.
    • Complete the visa application form and provide the necessary supporting documents.
    • Remit the visa fee according to the instructions provided by the embassy.
    • Wait for the visa processing time as informed by the embassy.
    • Collect the visa from the embassy once it is approved

    Make sure that your passport remains valid for at least 6 months beyond your planned period of stay in Vietnam.

    For more detailed information and the latest updates on the visa process, visit the official website of the Embassy of Vietnam.

    Things to carry for your Vietnam trip

    When packing for your Vietnam trip, consider the following essentials:

    1. Lightweight clothing and comfortable shoes for exploring.
    2. Rain gear, as Vietnam experiences occasional rain showers throughout the year.
    3. Sunscreen, hat, and sunglasses to protect yourself from the tropical sun.
    4. Insect repellent to ward off mosquitoes.
    5. Power adapter, as Vietnam uses Type A, C, and D sockets.
    6. Medications, including any necessary prescriptions.
    7. Travel insurance to cover medical emergencies and trip cancellations.
    8. A travel backpack or daypack for day trips and adventures.
    9. A photocopy of your passport and other important documents.

    Currency of Vietnam


    The Vietnamese Dong (VND) is the official currency of Vietnam.

    • It is advisable to carry a combination of cash and cards for your trip. You will find several Automatic teller machines (ATMs) in prominent urban centres and popular tourist destinations.
    • Most hotels, restaurants, and shops accept credit cards but carrying some cash for smaller establishments and local markets is better.

    Note that you can exchange foreign currencies at banks as well as authorised currency exchange counters.

    Indian embassy in Vietnam

    The Indian Embassy in Hanoi, Vietnam plays a crucial role in facilitating effective communication and fostering strong ties between the Indian Government and Vietnam.

    • The address of the Indian embassy in Vietnam is 58-60 Tran Hung Dao Street, Hoan Kiem District, Hanoi.
    • The Consulate General of India is also located in Ho Chi Minh City. Both the embassy and consulate work towards strengthening the relationship between India and Vietnam through various events and initiatives.
    • For any consular services or assistance, including visa-related queries, contact the embassy directly.

    Top delicacies of Vietnam

    Vietnamese cuisine is renowned for its flavours and variety. Some top food in Vietnam include:

    1. Pho: A traditional noodle soup with fragrant broth, rice noodles, and your choice of meat or vegetables.
    2. Banh Mi: A delicious Vietnamese baguette sandwich filled with various ingredients like grilled meats, pickled vegetables, and herbs.
    3. Bun Cha: Grilled pork served with vermicelli noodles, fresh herbs, and a tangy dipping sauce.
    4. Fresh Spring Rolls: Rice paper rolls filled with shrimp, pork, vegetables, and herbs, served with peanut sauce.
    5. Banh Xeo: Crispy Vietnamese pancakes filled with pork, shrimp, bean sprouts, and herbs.

    Transportation in Vietnam

    The following are the modes of transportation for a tourist visiting Vietnam-

    • Domestic flights: Ideal for long distances (e.g., Hanoi to Ho Chi Minh City).
    • Trains: The Reunification Express connects major cities along the coast.
    • Buses: Budget-friendly, especially for intercity travel.
    • Taxis and ride-hailing apps: Grab is widely used.
    • Motorbikes: Popular among locals and adventurous travellers.

    Tips for your trip to Vietnam

    Given below is a list of tips that will help you better enjoy your trip to Vietnam-

    • Learn basic Vietnamese phrases—locals appreciate it.
    • Always agree on taxi fares in advance or use apps.
    • Dress modestly when visiting temples or pagodas.
    • Be cautious with street food—stick to busy stalls.
    • Keep copies of important documents.
    • Stay hydrated and use sun protection.

    Why do you need travel insurance for Vietnam

    Having travel insurance is essential when visiting Vietnam –

    • It provides financial protection and peace of mind in case of unforeseen events such as medical emergencies, trip cancellations, or lost luggage.
    • Medical costs can be high, and having a robust travel insurance plan ensures that you receive proper care without worrying about expenses.
    • Additionally, travel insurance can cover trip interruptions, delays, and personal liability.
    • In the event of a serious medical emergency that requires evacuation or repatriation, travel insurance can cover the costs associated with these services.

    Before purchasing travel insurance, carefully read the policy coverage, including any exclusions or limitations, to ensure it meets your needs.

    Frequently asked questions

    • Do Indians need a visa for Vietnam?

    Yes, Indians do need a visa for travelling to Vietnam. You can apply for a visa online through the e-visa services.

    • Is Vietnam safe for solo female travellers?

    Yes, Vietnam is generally safe, but like anywhere, remain cautious, especially at night or in secluded areas.

    • Is vegetarian food easily available?

    While Vietnam is meat-heavy, many places offer vegetarian options. Look for "chay" (vegetarian) dishes.

    • How much money should I budget per day?

    A daily budget of $25–$50 (INR 2,000–4,000) is comfortable for mid-range travel.

    • Can I use Indian SIM cards in Vietnam?

    It’s better to buy a local SIM for cheaper data and calls.

    Conclusion

    From lush landscapes and historic cities to mouthwatering street food and kind-hearted locals, Vietnam is a destination that leaves you enchanted. By following this travel guide, you will be well-prepared to embark on an incredible journey through Vietnam, discovering its beauty, culture, and culinary delights. With smart planning and the right protection, like buying travel insurance online, your journey can be both safe and memorable. So, pack your bags, grab a single trip insurance policy and get ready to explore the heart of Southeast Asia—Vietnam awaits.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Turkey Visa for Indians: Application, Fees & Eligibility

    by Almog Ramrajkar | Jul 11, 2023

    Updated on 27-03-2025

    Are you planning a visit to Turkey from India? With its rich history, vibrant traditions, and incredible heritage, Turkey has become a sought-after destination for international travellers, including Indian citizens like yourself. Turkey now offers an electronic visa processing system to make your journey hassle-free, allowing you to obtain a visa in just a few minutes. It’s a convenient and efficient way to secure your entry into the country.

    It caters to travellers intending to visit Turkey for tourism and business purposes. You can explore Turkey’s captivating attractions, indulge in its delicious cuisine, and experience its breathtaking landscapes. Turkey can quench your desire for exploration with its historic sites, vibrant nightlife, sandy beaches, or Mediterranean weather.



    Do Indians Need a Turkey Visa from India? 

    Turkey offers an electronic visa processing system that allows Indians to obtain a visa easily. No more waiting in long queues or going through tedious paperwork! With the launch of the Electronic Visa (e-Visa) Application System by the Ministry of Foreign Affairs of Turkey, obtaining a visa has become a breeze. The process is quick and convenient, taking only about three minutes to complete online.

    Passport Type

    Visa Requirement

    Duration

    Diplomatic Passport holders

    Exempt from a visa for their travels to Turkey

    For up to 90 days

    Ordinary, Special and Service Passport holders

    Must obtain a visa to visit Turkey

    -

    Ordinary, Special and Service Passport holders with a valid Schengen member/UK/USA/Ireland Visa or a residence permit

    May get their single-entry e-visas

    Valid for one month




     

    What Are the Different Types of Turkey Visas for Indians?

    Types of Turkey Visa for Indians are listed below:

    1. Visa for tourists and business people
    • Touristic Visit
    • Double Transit
    • Single Transit
    • Official Visit
    • Conference/Seminar/Meeting
    • Business Meeting/Commerce
    • Sportive Activity
    • Festival/Fair/Exhibition
    • Cultural Artistic Activity
    • Visit to Turkish Republic of Northern Cyprus
    1. Official Visa
    • Assigned for duty
    • Courier
    1. Student – Education Visa
    • Internship Visa
    • Internship AISEC
    • Internship ERASMUS
    • Education Purpose
    • Course Purpose
    • Turkish Language Course Purpose
    • Education in the Turkish Republic of Northern Cyprus
    1. Working Visa
    • Assigned Lecturers/Academics
    • Assigned Artists
    • Assigned Sportsperson
    • Assigned Journalists
    • Assigned Free Zone Workers
    • Montage and Repairman Purposes
    • Employment Purpose/Special Employment Purpose
    1. Other Visas
    • Freight Visa
    • Seafarer Visa
    • Tour Operator Representative
    • Documentary Purpose
    • Medical Treatment Purposes
    • Family Unification Purpose
    • Accompaniment Purpose
    • Archaeological Excavation, Exploration Purpose

     

    Turkey Visa Processing Time 

    The processing time for a Turkey Visa is- 

    1. 24 hours for an e-visa
    2. 10 to 15 business days for a sticker visa. 

     

    Turkey Visa Fees for Indians 

    If you’re an Indian traveller planning to visit Turkey, obtaining a visa is crucial. The Turkey visa fee for Indians depends on the visa category you’re applying for. The Turkey visa fees for Indian travellers come in various denominations. The Turkey visa fees in Indian Rupees for multiple entry is Rs 14,220, single entry/transit is Rs 4,270, and double transit is Rs 8,540. The minimum processing time varies irrespective of the visa fees; it depends on the State from where a person applies for a visa.

     

    Documents Required for Turkey Visa for Indians

    Listed below are the primary Turkey visa for Indian documents required when applying for a Turkey visa:

    • Provide your identity proof
    • A valid Passport with a minimum validity of 180 days beyond your intended dates of stay in Turkey
    • Complete the e-visa application form correctly and attach all requisite information
    • Provide recent passport-sized photographs with a white background. Make sure the photographs meet the specified dimensions and guidelines
    • Show proof of a confirmed round-trip flight reservation
    • Provide documents demonstrating your accommodation arrangements in Turkey, such as hotel reservations or an invitation letter if staying with a host
    • Present a detailed travel itinerary outlining your planned activities and places you intend to visit during your stay
    • Obtain travel insurance coverage that is valid for the duration of your stay in Turkey
    • Show evidence of sufficient financial means to cover your expenses during your stay, such as bank statements, credit card statements, or traveller’s cheques
    • If employed, provide an employment letter stating your position, salary, and approved leave of absence
    • If married, submit a marriage certificate. For minors travelling alone or with one parent, provide a notarized consent letter from the absent parent.



    How to Apply for a Turkey Visa Online?

    Here’s the application process for Turkey e-Visa for Indian travellers:

    1. Visit the official e-Visa website
    2. Click on ‘Apply’
    3. You will get directed to the ‘New Application’ Page
    4. Enter the required details, including your personal information
    5. Upload the required documents
    6. Complete the security verification
    7. You will receive a confirmation email once you have completed the above process.
    8. Click on the link you have received in the email. It will take you back to the e-Visa application website.
    9. Pay the fees for the Turkey e-Visa
    10. Once you have paid the fees, you’ll receive an email with the link for downloading your e-Visa.

    The Turkish authorities require you to present a printed copy of your e-Visa. Showing the e-Visa on your phone or any other electronic device will not be accepted. It is essential to have a physical copy of the e-Visa for inspection by the border authorities.



    Turkey Visa Eligibility Criteria for Indian Citizens

    If you’re looking for information about Turkey visa for Indian Passport holders, you must know that you need to apply for a sticker visa or an e-visa. The Turkey sticker visa for Indian travellers gets issued by the consular mission in Turkey or a Turkish diplomat. The following criteria apply to Indians:

    • You must have a valid Passport
    • The Passport must be valid for a minimum of 6 months beyond the dates of your Turkey trip
    • You may have to confirm your hotel reservation and return ticket
    • You may have to show proof of funds for your stay in Turkey; you need to show funds amounting to a minimum of $50/day for each day of your trip
    • Your purpose of visiting Turkey must be for tourism/business
    • You must show proof of a valid supporting document in the form of a Schengen Visa/a Visa from any OECD country/residence permit of an OECD or Schengen country

    Your e-visa’s validity depends on the proof of your supporting document.

     

    Is There a Visa on Arrival for Indians in Turkey?

    Turkey does not provide visas on arrival for Indians. The system for obtaining visas to enter Turkey has changed, and Indian citizens must apply for a visa before travelling to the country.

    • The Turkey visa-on-arrival for Indians was abolished in 2014; hence Indian travellers must obtain an e-Visa or a sticker visa before visiting the country.

     

    Can Indian Citizens Get a Visa on Arrival in Turkey?

    No, you have to apply for an e-visa or sticker visa to enter Turkey as an Indian citizen. 

    • The e-visa application system, launched in 2013, allows visitors to Turkey to obtain their visas online easily.
    • Your Passport should be valid for a minimum of 180 days from the time you spend in Turkey.
    • The e-visa is valid for tourism and commerce purposes only. If you intend to visit Turkey for work, study, or other purposes, you must obtain a visa from the Turkish Consulate/Embassy.
    • To ensure compliance, you must possess a legitimate supporting document, such as a Schengen visa, a valid visa issued by any OECD (Organisation for Economic Co-operation and Development) member country, or a valid residence permit from a Schengen or OECD nation. The validity of your e-visa corresponds directly with the validity of your supporting documents. Thus, your e-visa will only be valid for the same duration as your supporting documents.

     

    Turkey Visa and Travel Insurance 

    Getting travel insurance online is necessary to obtain a Turkish visa. It is an important step in safeguarding your trip. Travel insurance will cover any medical emergencies in the foreign land and delay or cancellation of trips. It will ensure financial security and peace of mind during your time in Turkey.

     

    Why Choose ICICI Lombard to Apply for a Turkey Visa Online?

    Here are some reasons why you should buy ICICI Lombard's Travel Insurance for Turkey:

    • Comprehensive coverage: ICICI Lombard's travel insurance offers comprehensive coverage for your trip to Turkey, ensuring you get protected against unexpected events and emergencies.
    • Medical expenses: In case of any medical emergencies during your trip, ICICI Lombard covers hospitalisation expenses, including cashless hospitalisation worldwide.
    • Trip cancellation/interruption: If your trip to Turkey gets cancelled or interrupted due to unforeseen circumstances, ICICI Lombard's travel insurance reimburses your trip expenses, safeguarding your financial investment.
    • Baggage loss: ICICI Lombard covers the total loss of checked-in baggage, including handbags, ensuring you get compensated in case of any loss or theft of your belongings.
    • Emergency assistance: When travelling in Turkey, you can rely on ICICI Lombard. They provide services like emergency hotel stay extensions and payment of additional expenses, ensuring comfort and peace of mind during unexpected situations.
    • Political risk and catastrophe evacuation: ICICI Lombard's travel insurance covers political risk and evacuation, ensuring your safety in any political unrest or natural disasters in Turkey.
    • Easy online process: Buying ICICI Lombard's travel insurance for Turkey is quick and convenient. You can easily get a quote online and complete the purchase process without hassle.

    ICICI Lombard is a renowned insurance company with a strong reputation for providing reliable and customer-centric services. With our travel insurance, you can confidently travel to Turkey, knowing that a trusted insurer protects you.  

     

    FAQs 

    • Can Indians apply for a Turkey Visa online?

    Yes, Indian citizens can apply for e-visa online. 

     

    • How long can I stay in Turkey on a tourist visa?

    You can stay up to 30 days with a visa valid for 180 days. 

     

    • Is travel insurance mandatory for a Turkey visa?

    Yes, travel insurance is mandatory for a visa application to Turkey. 

     

    • Do Indians get visas on arrival in Turkey?

    No. Indian citizens travelling to Turkey must have a visa before entering the country. 

    Conclusion 

    Ensure a worry-free and enjoyable trip to Turkey by purchasing ICICI Lombard's travel insurance, offering comprehensive coverage, reliable assistance, and peace of mind throughout your journey. Turkey’s breathtaking landscapes and vibrant culture await you.

     

  • Is travel insurance mandatory for Canada?

    by Almog Ramrajkar | Jul 10, 2023

    Updated on - 24 Oct 2025

    Canada is a popular tourist destination, attracting millions of international visitors each year. If you are planning a trip to Canada, you might be wondering if travel insurance is required as part of preparation.

    This blog answers whether a travel insurance plan is mandatory for visitors to Canada.

    Canada’s travel insurance requirements

    Travel insurance is not mandatory for regular tourists and short-term visit visas. However, it is strongly encouraged for all travellers visiting the nation. Canada's healthcare system does not give free medical coverage to overseas tourists. If you are sick or sustain any injury during your stay in the country, the price of your medical care could be exorbitant. Travel insurance delivers safety and peace of mind by covering various unexpected scenarios like hospitalisation during your trip to Canada.

    Benefits of having travel insurance for Canada

    The following are some advantages you can consider if you’re still undecided about investing in travel insurance before your trip to Canada.

    1. Travel insurance can cover unforeseen medical costs, including emergency medical treatment, hospitalisation and medication.
    2. If your trip to Canada gets cancelled or cut short due to unforeseen circumstances, it provides reimbursement for non-refundable expenses such as air fare, accommodation and tours.
    3. It compensates you for lost, stolen or delayed baggage, helping you replace essential items during your trip.
    4. In the event of a severe illness or injury requiring specialised care,  it can cover emergency medical evacuation expenses to the nearest suitable medical facility or back to India.
    5. Many travel insurance policies offer round-the-clock assistance services, including emergency medical assistance, travel information and support in case of any travel-related issues or emergencies, such as misplacing important documents like your Passport.
    6. It provides peace of mind, knowing that you are financially protected against unexpected events and have access to support services when needed.

    It is essential to carefully review the policy details and exclusions of your chosen travel insurance, ensuring it meets your specific needs and covers the activities you plan to engage in during your trip to Canada. A single-trip travel insurance, for example, is a better option for a one-time, short journey, since it provides all the coverage needed without the commitments of a multi-trip travel insurance.

    Types of travel insurance coverage recommended

    If you are travelling to Canada, having comprehensive travel insurance guarantees financial protection against a wide range of unexpected events. Here are the main types of coverage you should consider:

    • Comprehensive medical coverage: It includes medical treatment, consultation, surgery and sometimes dental emergencies.
    • Trip cancellation coverage: Reimburses pre-paid expenses if you have to cancel or cut short your trip due to covered reasons like illness, injury or emergencies.
    • Trip delay cover: Provides financial assistance for additional accommodation and travel costs caused by delayed departures.
    • Baggage and personal belongings cover: Compensates for loss or significant delay of your checked-in luggage. It also covers the cost and assistance for obtaining replacements in case of lost personal belongings.
    • Adventure sports cover: This is an optional cover, which is recommended to anyone planning to participate in kayaking or skiing or any other such sports.

    Conclusion

    While travel insurance is not necessary for travelling to Canada, it is essential if you plan on enjoying your trip without unexpected financial worries. It protects you from the high cost of medical care, trip disruptions or lost belongings that could otherwise turn a dream vacation into a costly ordeal.

    If you are unsure about the type of travel insurance to invest in, simply fill out the form on this page to get personalised advice. Our experts will help you figure out how you can use a single trip travel insurance or comprehensive cover to fully protect your trip and memories.

     


    Disclaimer:

    The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • 12 month travel insurance policy

    by Almog Ramrajkar | Jul 10, 2023

    Did you know about the 12-month travel insurance policy? It is a complete and trustworthy solution created to give you comfort during your multiple sojourns in a year. Whether you’re a frequent traveller or organising a lengthy holiday, an annual multi-trip travel insurance policy offers complete coverage to protect you against unanticipated travel mishaps. No matter where your travels take you, this coverage guarantees protection against medical emergencies, trip cancellations, lost luggage, and more. You can concentrate on having amazing experiences with the 12 Month Travel Insurance Policy without leaving anything to chance.

    Annual travel insurance policy

    A multi-trip travel insurance policy is a comprehensive and affordable option for individuals or families who travel frequently throughout the year. This policy offers coverage for various travel-related risks and emergencies to cater to the unique demands of frequent travellers. With annual coverage, you can save time and effort by forgoing the hassle of buying insurance for each trip.

    Annual multi-trip travel insurance travel insurance offers numerous advantages, including protection against medical expenses, trip interruption or cancellation, lost or delayed baggage, and emergency evacuation. This coverage ensures protection whether you travel locally or abroad for business or pleasure.

    The flexibility of an annual policy is one of its main advantages. It enables you to tailor your coverage to your unique travel preferences and habits. You can select from coverage tiers and extras, such as insurance for rental cars or adventure sports. This means you will receive coverage as soon as you leave home and until you return, allowing you to enjoy your holidays without worrying about making insurance arrangements for each trip.

    Everybody who wants to travel the world must make this investment since it provides protection, comfort, and peace of mind. With this coverage, you may embark on your excursions with assurance, knowing you will get covered for any unanticipated mishaps while travelling.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

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