Imagine you reach the airport and the flight gets delayed pro tempore, or “for the time being”. Not only is your hard-earned money at stake, but the entire itinerary you had planned may go haywire. Had you purchased travel insurance, a delayed flight would not have troubled you much. Now, you must be wondering, where can I get holiday insurance? This blog is a ready reckoner to address all your queries about travel insurance.

How Can You Get Holiday Insurance?

You can get travel insurance offline through travel insurance consultants or book one online. While a consultant makes all the crucial decisions on your behalf, self-purchasing travel insurance requires a few considerations, which are listed below.

• Frequency of your trips: Avoid investing in annual travel insurance plans if you don’t travel abroad much. A single-trip insurance plan will suffice.
•  Purpose of your travel: If you are flying for business or a study trip, you don’t need add-ons such as insurance for adventure sports. However, if you wish to indulge in such activities, ensure your insurance covers these sports, including emergency hospitalisation and accidental death.
• Duration of the trip: The premium is higher for long trips and lower for short ones.
• Kind of trip: Choose an individual plan if you are a solo traveller. If the entire family is on vacation, ensure each individual is insured.

Before you put the final stamp on the policy, read the intricate details carefully and understand the claim settlement process.

Conclusion

Hopefully, you don’t need to Google “Where do I get travel insurance?” anymore to search for travel insurance. Compare the gist of various policies on offer and choose the one that caters to your needs.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Imagine losing your baggage in Houston or missing a flight to Venice, for which you have been planning for months. Travel insurance is instrumental during such moments. It provides a cushion against financial or medical emergencies that may emerge while travelling. So, if you are wondering, “How do I get travel insurance?” The blog will guide you on how to get travel insurance. 

How Do You Get Travel Insurance?

Given the wide array of companies offering travel insurance with a multitude of features, choosing the right policy can be a tricky decision. Here are some tips that can help you make the right choice:

• Comparison of policies: Check out the websites of companies offering travel insurance. Compare their policies and the coverage each of them provides. The basic features that the policy should include are trip cancellations, delayed flights, and medical expenses.
• Type of policy: An annual policy is a good option if your job demands frequent international travel or you enjoy visiting different places abroad. However, for those who travel occasionally, a policy that covers a single trip is better.
•  Duration: The policy should cover your entire trip.
•  Eligible claim limit: Choose a policy that allows you to choose the maximum claim.
•  Purpose of travel: If your trip includes hiking or paragliding, select a plan that provides coverage from mishaps during adventure activities.
•  Premium: Once the comparison is done, go for the policy that provides maximum coverage at a low premium.

Conclusion

By now, you must have a definite answer to the question, “How do you get travel insurance?” The secret is to consider the inclusions and exclusions offered by a policy before finalising the one you think suits your needs.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Whether you are heading abroad for an urgent business trip or spending quality time with your loved ones, travel insurance is your best buddy. It ensures financial stability if you are struck by an awful situation while away from home.

Benefits of Travel Insurance You Need to Know

The key benefits of travel insurance are listed below:

• Provides financial protection: Travel insurance ensures reimbursement if you lose your baggage, passport, money, or other valuables during an overseas trip. It also covers missed or delayed flights. Thus, it saves you from the additional expenses that have to be incurred without travel insurance.

• Medical assistance: Imagine breaking your teeth in an accident during the trip. Locating dental hospitals by yourself in foreign territory can be a herculean task. Travel insurance covers the cost incurred for dental treatment. Also, it helps you find nearby hospitals offering the best services. It also ensures evacuation in case of emergencies that need immediate hospitalisation. If somebody from your family wants to visit you during hospitalisation, the insurance company covers the expenses of a compassionate visit. In unfortunate circumstances, such as death, travel insurance guarantees that the mortal remains of the deceased will reach their home.

• Unforeseen alterations in the itinerary: One of the benefits of travel insurance is the compensation provided in case of trip cancellation in the wake of a natural disaster or the death or hospitalisation of any immediate family member. Official cancellation charges and any other expenses incurred while returning to your country are reimbursed by the insurer.

• Coverage against personal liability: If you accidentally damage a foreign property or your actions cause injury to somebody during the trip, the responsibility to compensate for your act falls on the insurer.

• Add-on benefits: Are you excited about your destination wedding at Lake Como but sceptical given the risks involved? Travel insurance has got you covered. Not only for destination weddings, travel insurance covers adventure sports too.

• Student travel insurance: Students going abroad to pursue their dream course don’t have to worry about any interruptions in their studies if they avail of travel insurance. The travel insurance advantages for students include the reimbursement of medical expenses incurred for the treatment of sports injuries, bail bonds, personal liability, and much more.

Conclusion

The benefits of flight insurance are manifold. It offers comprehensive coverage for various travel-related risks, ensuring financial protection and assistance when plagued by unforeseen events. By providing coverage for trip cancellations, medical emergencies, baggage issues, flight delays, and more, flight insurance will help you mitigate potential losses and enjoy peace of mind throughout your journey.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Updated on - 30 Apr 2026

Standard health insurance policies often exclude overseas medical coverage. Travel insurance can help manage unexpected medical expenses abroad. Reviewing policy terms carefully can help you understand what is and is not covered during international travel.

Travelling abroad can be an enriching experience, but having the right coverage in place is equally important. A good policy should support you in case of medical emergencies and unexpected treatment costs while you are away. This is where understanding ‘does my health insurance cover international travel’ becomes important.

Does Health Insurance Provide Coverage Overseas?

‘Does my medical insurance cover international travel?’ is a common question, especially for frequent travellers. The answer depends largely on your policy, destination, and duration of travel.

In India, most standard health insurance policies are designed to cover hospitalisation and related expenses within the country. Overseas treatment is usually not included. Some policies may offer limited international coverage in regions such as the US, Europe, or Asia-Pacific, but this is not always guaranteed.

This is why it is important to check carefully: ‘Does my health insurance cover me abroad’ or does it only provide domestic coverage? If your existing policy does not offer sufficient protection, opting for travel health insurance can help bridge that gap.

Travel insurance policies are generally more suited for international trips. They can cover medical emergencies, evacuation, hospitalisation, and sometimes even dental treatment. Compared to standard health plans, they are often more aligned with travel-specific risks.

If you are still unsure, questions like ‘does your health insurance cover overseas medical costs’ or ‘does my health insurance cover me overseas’ should be clarified with your insurer before travelling.

If your current plan falls short, you can check options through travel insurance online platforms to find suitable coverage based on your destination and trip duration. Depending on how frequent you travel, you can choose between multi-trip or single-trip insurance plans.

Conclusion

Regular health insurance may not offer coverage for international travel. It is a good idea to review your policy in advance and check exactly what is included. If the coverage is limited or unclear, having a separate travel insurance plan can help you handle medical situations abroad.

FAQs

1. What is the difference between health insurance and travel insurance for international travel?

Health insurance usually covers medical expenses within your home country, while travel insurance is designed for trips and may include overseas medical emergencies, evacuation, and travel-related risks.

2. Do some countries require travel insurance for visitors?

Yes, many countries may require proof of travel insurance as part of visa requirements, especially for the Schengen region.

3. Can travellers buy travel insurance before international trips?

Yes, most travellers choose to buy it before they leave for an international trip. It can usually be purchased online or directly from insurers by following just a few steps.

4. What factors should travellers review before relying on health insurance abroad?

Travellers should check coverage inclusions, exclusions, geographical validity, emergency services, and whether overseas hospitalisation and evacuation is included in their policy.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. Please read the sales brochure/policy wordings carefully for detailed information about on risk factors, terms, conditions and exclusions. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Updated on 6 Dec 2026

Exploring Europe can be an exciting experience, especially with a Schengen visa that lets you explore multiple countries with ease. But if your travel list includes the United Kingdom, you might wonder whether the same visa covers it too. Understanding how the Schengen visa works and whether it allows entry into the UK can help you plan your journey smoothly and avoid any last-minute travel confusion.

What is the Schengen Visa and which countries it covers

The Schengen visa allows travellers to visit 29 European countries with a single visa. This includes 25 EU nations and 4 non-EU members such as Iceland, Liechtenstein, Norway and Switzerland.

It is valid for short stays of up to 90 days within a 180-day period and enables hassle-free movement across countries like France, Germany, Italy, Spain and Greece without internal border checks.

Why the UK is not included in the Schengen area

The United Kingdom is not a part of the Schengen area, and the Schengen visa is not applicable there. This is because the country chose to maintain control over its own border and immigration policies.

While most European countries agreed to remove internal border security under the Schengen Agreement, the UK decided not to participate. It has its own visa system and rules, allowing it to manage entry for tourism, work or education independently.

Requirements for travelling to the UK: Visa vs visa-waiver

To visit the UK, you must meet the country’s specific entry requirements, which depend on your nationality and the purpose of your visit.

Now that you know the answer to your question, “Does Schengen visa cover UK?” is no, it is important to understand the documents required for entry. These include:

• A valid passport
• Proof of accommodation
• Financial proof to support your stay
• A completed visa form
• Proof of paid visa fees

Some nationals from visa-exempt countries, such as the United States and Canada, need an Electronic Travel Authorisation (ETA) for short stays of up to 6 months. This must be applied for online and approved before travel.

Role of travel insurance when planning UK and Schengen travel

When planning a trip that includes both the UK and Schengen countries, having the best travel insurance policy plays an important role in ensuring your journey is safe and stress-free. Travel insurance is mandatory for obtaining a Schengen visa.

The policy must cover medical emergencies, accidents and repatriation costs for the entire duration of your stay in the Schengen area.

For the UK, an international travel insurance policy is not compulsory, but is strongly recommended. Medical care can be expensive for tourists, and the policy provides financial protection against unexpected situations such as health issues, trip cancellations, hospitalisation, lost luggage or flight delays.

A single policy may not always cover both the Schengen countries and the UK. Travellers should confirm with their insurance provider whether their policy extends to both regions or purchase separate coverage if needed. Whether travelling for leisure or business, the right travel insurance policy ensures peace of mind throughout your trip.

Conclusion

Travelling across Europe can be an incredible experience, but being prepared is key to enjoying it fully. Having the right visa and a comprehensive international travel insurance policy not only ensures smooth travel between destinations but also protects you from unexpected challenges like medical emergencies or trip disruptions.

While you focus on enjoying your journey and maintaining your well-being, let us take care of you in case of unforeseen circumstances. Get tailored travel insurance advice and solutions by filling out the form provided on this page.

Frequently Asked Questions (FAQs)

• Can someone apply for a Schengen visa from the UK if they are not a British citizen?

Yes, non-British residents with a valid UK residence permit or long-term visa can apply from the UK, as long as the permit is valid for at least three months after their return. Short-term visitors usually need to apply from their home country.

• What does standard travel insurance usually cover?

Most policies cover medical emergencies, trip cancellations, flight delays, lost or stolen baggage and emergency evacuation. Coverage details may vary by insurer.

• Can I use the same travel insurance for both Schengen countries and the UK?

Not always; some policies cover both regions, while others only cover Schengen countries, so confirm with your provider before travelling.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Health insurance for overseas travel protects travellers during any medical emergency while abroad. It is also known as foreign travel medical insurance. But how do you choose the best health insurance while travelling overseas?

Choose the Best Travel Health Insurance

At the outset, you should know about the different types of travel medical insurance for international travel:

• Single-trip travel cover
• Multi-trip travel cover
• Student travel insurance
• Family travel insurance
• Senior citizen travel cover

Start by identifying which type of travel cover you will require. Then, consider the following factors to choose the best travel insurance coverage:

1. Ensure the sum assured is adequate for your travel plans.
2. Compare different plans to assess travel insurance premiums.
3. Evaluate the insurer provider on aspects such as claim settlement ratio, user reviews, etc.
4. Carefully check the deductibles and capping limit, if any. The lower the deductibles and the minimum the capping, the better the plan.
5. Check whether the travel insurance plan covers pre-existing diseases.

Conclusion

Several insurance providers provide health insurance for overseas visitors. However, the best travel insurance plan will depend upon your type of travel, duration, country of travel, and age. All these factors impact the cost and coverage of the travel insurance plan.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

North America boasts some of the most spectacular beaches, perfect for sunbathing and various water sports. With their white sands and crystal-clear waters, these beaches offer the ideal setting for relaxation. Here, we've compiled a list of the top-notch beaches in North America worth exploring.

Top Beaches in North America

Here are the top beaches in North America to enjoy the sun, sand, and waves:

Trunk Beach

Trunk Beach is one of the most beautiful beaches in North America, known for its pristine natural beauty and quaint ambience. It is situated within the Virgin Islands National Park and is among the best destinations for snorkelling enthusiasts. There is a souvenir shop and snack bar at the beach where you can enjoy hot food, freshly dipped ice cream, soda, and fruit popsicles.

Honopu Beach

Nestled in the secluded Honopu Valley, Honopu Beach is renowned for its pristine beauty. Named after the conch shell-shaped arches that adorn its surroundings, this beach is one of the least accessible in the area. Due to its strong currents, swimming is prohibited most of the time. Accessible only by swimming along the coast from neighbouring Kalalau Beach, Honopu Beach remains a hidden gem for those seeking isolation and natural beauty.

Grace Bay Beach

Stretching approximately seven miles, Grace Bay Beach is renowned for its off-coast barrier reef and warm Caribbean waters. As part of the Princess Alexandra National Park, it is easily accessible from anywhere in Providenciales. Free from pollution and seaweed, it is ideal for all beachgoers. Visitors can enjoy various thrilling water sports activities, such as paddleboarding and snorkelling. Additionally, Grace Bay Beach serves as the departure point for several group tours and sunset cruises.

Seven Mile Beach

Seven Mile Beach is celebrated as one of the best beaches in North America, renowned for its coral sand and sparkling waters. Situated on Grand Cayman's western shore, the beach is flanked by opulent properties. The beach is family-friendly and suitable for visits with children. Due to its gentle currents, it is ideal for swimming. Visitors can also enjoy activities such as private boat charters, parasailing, and paddleboarding.

Lanikai Beach

Lanikai Beach offers everything beachgoers could desire. With its calm surfing conditions, clear blue waters, and fine white sand, it's an ideal spot for a beach vacation. The beach is perfect for all types of water sports. You can stroll along the shore, indulge in seafood at beach shacks, and take in the breathtaking sunset views.

Conclusion

Prepare for an unforgettable journey to these beach destinations in North America. Before setting off for these popular locations, remember to take precautions to keep yourself and your belongings safe. You may also consider securing travel insurance to protect against emergencies or loss.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Summer is in full swing, making it the perfect time to travel! If you're weary of the scorching heat and eager to explore a new destination, a whole new world awaits you. Whether you're dreaming of a historic city or a beach paradise, you'll find the perfect spot on this list of the best places to visit in summer outside India.

11 Best International Places to Visit from India in June

1. Cappadocia, Turkey: Amazing rock formations and fairy chimneys are a few of the fantastic sights here. Go hiking through the city’s valleys, fly in a hot air balloon, and explore the rock-carved churches and underground cities.
2. London, United Kingdom: Enjoy the sights of Buckingham Palace, Big Ben, Tower Bridge, and the British Museum, or catch a musical in the West End.
3. Amalfi, Italy: Relish in delectable Italian food along the Amalfi Coast. The town's dramatic natural scenery makes it one of the popular places to visit in June abroad.
4. Corsica, France: Enjoy scenic trails, and swim in crystal-clear waters while checking out the local parks and the beautiful traditional villages of the French countryside.
5. Seattle, USA: Explore Pike Place Market while enjoying freshly brewed local coffee, and go on a fantastic trip to the Olympic Peninsula.
6. Helsinki, Finland: Savor some Lonkero to experience the essence of the Land of a Thousand Lakes. Kayak along sunlit shores and spend your evenings marvelling at the unique architecture of the city.
7. Mauritius: This island paradise is one of the best places to visit in summer outside India. Unwind on pristine beaches, snorkel among coral reefs, and savour fresh seafood in this idyllic setting.
8. Hoi An, Vietnam: The city’s old town is a beautifully preserved and exceptionally charming area to visit. Stroll through the colourful streets and enjoy a boat ride on the Thu Bon River.
9. Las Vegas, USA: Spectacular shows and sights await you in this city that needs no introduction. Enjoy a world-class Vegas performance, take a chance at the casinos, or snap pictures of the incredible architecture lining the Las Vegas Strip.
10. Nova Scotia, Canada: Breathe in the salty breeze of Nova Scotia's Atlantic coastline. Explore Cape Breton Highlands Park, visit Peggy’s Cove, or discover a Nova Scotia harbour.
11. Kuala Lumpur, Malaysia: Make it to the top of the Petronas Towers for a breathtaking view of the entire city. Visit the Perdana Botanical Gardens or enjoy a meal at a popular hawker centre. This is one of the best places to visit in June abroad.

Conclusion

Embarking on a trip to any of these destinations will ensure an exciting summer vacation. It is best to extensively research an area before visiting it to take appropriate measures for your safety. It might also be prudent to purchase travel insurance to safeguard against any emergencies while in an unfamiliar location.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Visiting Germany is always a great idea, but choosing the right time for your trip will elevate your experience. Read on to learn about the best time of the year to visit Germany, the country of bratwurst and beer.

What is The Best Time to Visit Germany?

May to September is a good time to visit Germany if you're seeking warm and sunny weather. However, July and August are peak summer months with hot days, warm evenings, and crowded tourist spots. The country celebrates festivals such as Oktoberfest between September and October. The period from March to May and October to November is the best time to go to Germany for travellers on a budget, with lower rates and fewer crowds, despite unpredictable weather.

Conclusion

Germany is a country that you can visit any time of the year, depending on what you’re looking for. If you visit this amazing country for the first time, remember to take all necessary safety precautions. It may also be wise to purchase a travel insurance policy to protect against potential damages during your journey.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

It’s that time of the year again, and the irresistible charm of cherry blossoms awaits! The iconic pink and white blooms have become a cultural phenomenon that draws huge crowds. But what are some of the best places to see cherry blossoms? Read on to find out about the top picks.

Where Are The Best Cities to See Cherry Blossoms?

Here are the 5 best cherry blossom locations:

1. Tokyo, Japan: One of the top destinations to see cherry blossoms, Tokyo comes alive with pink hues in the spring. Famous spots like Ueno Park and the Meguro River offer picture-perfect scenes. Cherry blossom viewing, known as Hanami, is a cherished national tradition. Imagine setting up a picnic under the blooming trees and sipping tea in this enchanting setting.
2. Kyoto, Japan: Kyoto is another visual delight in Japan. Cherry blossoms envelop iconic sites like Kiyomizu-Dera Temple, creating stunning views. For a more adventurous experience, hike Mount Yoshino. Here, you'll encounter a sea of pink trees and enjoy impressive vistas that will leave you speechless.
3. Washington D.C, USA: Among the many cherry blossom places, Washington D.C offers a pleasant surprise. In the spring, the Tidal Basin transforms into a sea of radiant pink blooms. Enjoy paddle-boating under the blossoming petals or stroll along the lakeside, marvelling at the pink reflections in the water. This breathtaking sight is sure to be etched in your memory forever.
4. Amsterdam, Netherlands: Europe also offers spectacular cherry blossom displays! Amsterdam, unexpectedly, has numerous spots where you can view the pink flowers lining the canals, adding to its fairytale charm. Bring a picnic blanket to Amstelveen or enjoy a serene stroll through Beatrixpark under the cherry trees.
5. Paris, France: The French capital transforms into a pink wonderland during cherry blossom season. Stroll along the Seine with cherry blossoms framing the iconic Eiffel Tower, or enjoy a picnic under the cherry trees at Parc du Champ de Mars.

Conclusion

Cherry blossom season attracts many visitors to each of these locations. Before planning a journey around the viewing of these beautiful trees, remember to take the appropriate precautionary measures. It may also be beneficial to acquire a travel insurance policy to protect yourself against potential damages or emergencies.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

You can embark on a spiritual journey by visiting Saudi Arabia holy places, which will also empower you with the knowledge of the region’s history and culture. Let’s discover 12 holy places in Saudi Arabia that will make your pilgrimage worthwhile and truly remarkable.

12 Holy Places to Visit During Umrah Pilgrimage in Saudi Arabia

Performing Umrah is a delightful and one-off experience for many Muslims, wherein visiting the holy places in Madinah and Makkah marks the completion of your pilgrimage. These places are important regarding Islam and offer an enriched perspective on the region’s culture and tradition.

1) Masjid-Al Haram

The Umrah journey starts from Masjid-Al-Haram, the primary place of interest in Makkah, the holy city in Saudi Arabia. The faithful congregate in their thousands at the Kaaba, the black stone or rock at the centre of this mosque to offer Salah or prayers. Tawaf, or circumambulating the Kaaba seven times counterclockwise, is very important for Muslims as it marks the completion of the Hajj and Umrah pilgrimages.

2) Masjid-e-Nabawi

After visiting Makkah, the journey continues to Madinah, where you’ll find Masjid-e-Nabawi, Prophet Mohammed’s mosque. This is the second holiest site in Islam and a place of immense spiritual significance. The mosque is a place of prayer and the final resting place of the prophet.

Visiting Masjid-e-Nabawi is a deeply emotional experience for any Muslim. The serenity of the mosque, coupled with the knowledge that you are in the presence of the Prophet’s grave, creates a powerful connection to the roots of your faith. Praying here is highly rewarding, and many pilgrims spend hours reflecting and supplicating within its walls.

3) Jabal al-Nour

One of the most revered holy places in Saudi Arabia is Jabal al-Nour or the Mountain of Light. This mountain holds immense significance because it houses the Cave of Hira, where Prophet Mohammed received the first revelation of the Quran from the Angel Jibreel.

Climbing Jabal al-Nour is more than just a physical challenge; it’s a spiritual journey that takes you closer to the moment the message of Islam is first revealed. The ascent may be steep, but the reward is the tranquillity and the profound sense of history you feel upon reaching the cave.

4) Mount Uhud

Mount Uhud in Madinah is a significant site in Islamic history, where the Battle of Uhud took place. The mountain is a testament to the courage and faith of early Muslims. Visiting the place brings a powerful reminder of sacrifice and commitment to the faith.

5) Masjid-al-Quba

The first mosque built in Islam, Masjid-al-Quba, holds a special place among the holy places in Madinah. It’s a site of pure devotion, where even a short prayer is said to bring great rewards. The simplicity of this mosque contrasts with its deep spiritual significance.

6) Masjid al-Qiblatayn

This mosque marks a pivotal moment in Islamic history when the Qibla (direction of prayer) was changed from Jerusalem to Makkah. Praying here connects you to a moment of divine guidance that shaped the course of Islam.

7) Maktaba Makkah-al-Mukarramah

Located in Makkah, this is believed to be the birthplace of Prophet Mohammed, and it is now a library. The significance of this site is that it helps understand the chronology of the prophet’s life and the dawn of Islam.

8) Mount Arafat

Also called the Mount of Mercy, this is from where Prophet Mohammed preached his last sermon. Most Muslims, however, associate Mount Arafat with Hajj; hence, many Umrah pilgrims are drawn to it. There are separate places for prayers of appeal and remembrance, including for seeking forgiveness.

 9) City of Mina

Mina is a common destination for the crowds during Hajj, but it is a place worth visiting. Also called the City of Tents, pilgrims are provided with tents with air-conditioning to sleep in. It is a window to the great pilgrimage, showcasing Islam's focus on the power of prayer.

10) Jannat-al-Mu’alla

This burial ground is close to Masjid-Al Haram and it contains several tombs of the family members of Prophet Mohammed. The quiet and serene site promotes contemplation and exhorts one to connect with the early disciples of the prophet. Sitting in quiet contemplation here, one cannot but pay tribute to the fact that life is temporary, and all that matters is faith.

11) Masjid-e-Ayesha:

Forming the boundary of Makkah, Masjid-e-Ayesha signifies the point where devotees don ritual garments or enter the state of Ihram that is necessary to perform Umrah. The mosque is important not only in terms of its physical structure but marks the pilgrim’s first few moments of their journey into the deep.

12) Dar Al-Madinah Museum

This museum in Madinah is a treasure trove of Islamic history, showcasing artefacts and exhibitions that trace the rich heritage of the holy city. Visiting this museum offers a deeper understanding of the historical context of the places to visit, enhancing one’s spiritual experience.

Conclusion

Exploring these holy places in Saudi Arabia transforms your pilgrimage into one of strong faith and devotion. As you visit these sites, you deepen your connection with the spiritual legacy of Islam. To ensure a worry-free journey, consider travel insurance that covers medical emergencies, trip cancellations, and unexpected expenses.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

If you’re itching to travel the world in style and comfort, an international cruise trip from India can be a great option. Cruises provide an extraordinary way of visiting various places, with activities and luxurious arrangements at your fingertips. Let us look into some of the finest luxury international cruises that take off from India.

5 Best Luxury International Cruises From India

For your next holiday, you can consider these options for cruise travel from India:

Conclusion

Whether a short journey or an extended expedition, an international cruise tour from Indian ports promises to be memorable. Remember to take all the necessary safety precautions as you embark on this unique take on an international vacation. It is advisable to carry all appropriate documentation and a travel insurance policy to protect yourself against emergencies in an unfamiliar environment.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

It is difficult to return from an international trip without shopping for local souvenirs, but sometimes, figuring out the modes of payment can be a headache. Fortunately, Indians can now celebrate the advantages of using UPI outside India. The Unified Payments Interface (UPI) has emerged as one of India’s key payment systems, making it convenient for individuals to transfer money, pay bills, and more through their mobile devices. Read on to understand how to activate UPI from abroad.

How Can One Use UPI Payments Outside India?

Activation of UPI outside India is pretty easy. Here’s how to use UPI outside India in simple steps:

• Link your bank account to a UPI-linked mobile app like PhonePe, GooglePay, or Paytm.
• Register your mobile number and set up your UPI ID.
• Set a secure PIN to protect your account.
• Provide your bank account details for verification and authentication.
• To make an international transaction:
  • Open your UPI app (BHIM, PhonePe, Google Pay, etc.)
  • Enter the recipient’s bank account number, IBAN, and BIC
  • Specify the transfer amount and currency
  • Confirm the transaction by entering your UPI PIN
• You’ll receive a confirmation message once the transaction is successful.

Conclusion

UPI is a convenient way to handle transactions abroad without worrying about cash and incurring high fees. Whether you’re a visitor or a long-term resident, this payment gateway can help make a difference when handling financial transactions overseas. Remember to exercise caution and safety when making transactions in a foreign country. To protect oneself from fraud and other emergencies while abroad, it may also be prudent to purchase an appropriate travel insurance policy. This will allow you peace of mind while using UPI to transact outside India.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

When visiting the Netherlands, travel insurance is a crucial consideration to keep in mind. It ensures you are financially protected in case of illness or other unforeseen events. But is travel insurance mandatory for the Netherlands?

Mandatory Travel Insurance for the Netherlands   

Before embarking on your trip, you might wonder, “Do I need travel insurance for the Netherlands?” Yes, obtaining travel insurance is mandatory for tourists visiting the Netherlands. This regulation protects visitors from exorbitant medical bills or emergencies while in the country. The travel insurance policy must provide coverage of at least €30,000, which includes treatment for illnesses and evacuation to the home country in case of severe illness.

Insurance Requirements

When applying for a Schengen Visa, you must present proof of insurance. Moreover, your chosen travel insurance policy should prove the following:

• You are the holder of the policy
• The policy provides coverage in all Schengen countries for the entire duration of your stay
• The insurance policy must cover a minimum of €30,000 in medical expenses, which must include:
  • Hospitalisation and treatment costs
  • Emergency treatment
  • Prescription medicines
  • Repatriation to your home country (including in the unfortunate event of death)

Before submitting an application for a travel visa, be sure you fulfil all of these requirements. If you cannot provide proof of insurance, it may be advisable to take out another policy with a different provider.

Conclusion

A trip to the Netherlands promises an exciting experience. However, for a smooth visa acquisition process, it's essential to ask: “Do you need travel insurance for the Netherlands?” This requirement ensures a hassle-free stay by helping cover costs associated with emergencies like hospitalisation.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Updated on - 23 Apr 2026

A family floater travel insurance plan covers all family members under a single policy, making it a cost-effective option for handling situations such as trip cancellations, lost luggage, and medical emergencies. When selecting a plan, it is important to consider coverage limits, destination, and exclusions.

Taking a holiday as a family is enjoyable, but it also comes with certain risks such as trip cancellations, lost luggage, or unexpected illness. This is why travel insurance for a family of 5 can be useful, as it helps cover these potential issues.

What is Family Floater Travel Insurance Plan?

Family floater travel insurance, also known as family travel insurance, covers all family members during a trip under a single sum insured. This means you pay one premium, which is often more cost-effective than purchasing separate policies for each individual.

If you are wondering is there travel insurance for a family of 5, such plans are specifically designed to provide shared coverage for families travelling together.

Things to Consider While Buying Family Travel Insurance for 5

Before purchasing a suitable plan, consider the following factors:

• Coverage Limits: Check the total sum insured and ensure it is sufficient for all family members.
• Destinations Covered: Ensure the policy includes the countries you plan to visit.
• Medical Coverage: Review coverage for hospitalisation, emergency treatment, and related expenses.
• Exclusions: Understand what is not covered under the policy to avoid surprises or issues during claims
• Premium Costs: Compare pricing across providers. You can also check options through travel insurance online to review different plans.

Conclusion

A family floater plan is a convenient way to cover everyone under a single policy. It can be cost-effective and easier to manage compared to multiple individual policies.

Before choosing a travel insurance family of 5 plan, check coverage details carefully to ensure it meets your family’s needs during the trip.

FAQs

1. What factors influence the cost of travel insurance?

Factors such as destination, trip duration, age of travellers, coverage level, and pre-existing medical conditions can affect the premium.

2. Does the destination affect travel insurance cost?

Yes, travelling to countries with higher medical costs or higher risk levels can increase the premium.

3. When should travel insurance be purchased to manage costs?

It is generally advisable to purchase insurance soon after booking your trip. This can help you access better coverage options and avoid last-minute price changes.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. Please read the sales brochure/policy wordings carefully for detailed information about on risk factors, terms, conditions and exclusions. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Bangladesh is our next-door neighbour, but to enjoy the land’s stunning scenery, rich cultural legacy, and historical places, Indian nationals must obtain a visa. With the necessary paperwork, obtaining a visa is an easy process. We will walk you through the Bangladesh visa application procedure in this article.

How to Apply for Bangladesh Visa for Indians?

Indian nationals must first fill in the online Bangladesh visa form as part of the application process. The necessary paperwork must be submitted, which includes your passport, a passport-sized photo, and a certificate stating the reason for the trip. The final step in the application process is to pay the visa fee. Also, remember to obtain a sound travel insurance plan as it will protect you during emergency scenarios during the trip.

Conclusion

The application for Bangladesh visa is straightforward. However, accurate submission of all required documentation is necessary. Make sure you provide accurate information and supporting documentation when you apply for a Bangladesh visa. To reiterate, buy an appropriate travel insurance policy to enjoy your vacation without any tension or worries.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Bali is known for its unmatched natural beauty, rich cultural legacy, and renowned beaches. Tourists have long cherished it as their favourite place, as it treats its visitors to fresh experiences thanks to its incredible culture, cutting-edge infrastructure, and historic temples.

This blog discusses the famous temples in Bali, which draw visitors from across the globe to experience their rich architecture and design and the religious beliefs practised in the land.

7 Famous Temples in Bali to Visit

1. Lempuyang Temple

Lempuyang Temple is a beautiful and famous Bali temple. It is prized as “Dukh Khangan Jagad”, believed to be the sorrow dispeller of the universe. It is at the foot of Mount Agung, which is also referred to as the “Gates of Heaven”.  The Lempuyang Temple complex has a beautiful location and is one of Bali's most visited religious places. People visiting the temple spend hours at the eye-catching monuments and its picturesque landscapes.

2. Pura Tanah Lot

In the 16th century, Dang Hyang Niratha, a Shavite (who believed in Shiva), spent a few nights on this island and inspired many temples built across various Bali locations. A firm believer in Hinduism, his thoughts have inspired some of the best temples in Bali. Pura Tanah Lot means ”Land In the Sea.” The god worshipped in this temple is a seahorse, and it is believed that many venomous snakes protect the temple and the deity.

3. Ulun Baru Deratan Temple

Built in 1633, the god worshipped in the temple is Lord Shiva and the river goddess named Dewi Danu. The shrine of Lord Shiva, Goddess Parvati and Lord Buddha are enshrined in an 11-storey complex, also named the “Bali Temple of Lake”.  It is said to be one of Bali’s best temples. The worship of the deities in this temple is done in the open air. There are no walls in the temple; there are just compounds with several entrances for people to go in and move out. 

4. Goa Gajah

Goa Gajah, also called “Elephant Cave”, is located in Bedulu. The shrine worships Lord Ganesha, who has an elephant head. The linga of Shiva and the yoni of Parvati can also be seen here. The temple is built on the beliefs of Indian mythologies. Therefore, idols of women pouring water can be seen, which designates the holy rivers flowing in the Indian terrain. The cave is also used for meditation. Goa Gajah is one of the best Bali temples to visit.

5. Pura Besakih

It is said to be 1,000 years old. The complex has many temples, the biggest among them being Pura Penataran Agung. The best time to visit is afternoon, as the place is less crowded. People who visit the temple usually wear Sarongs, traditional clothes, as a mark of respect and modesty.

6. Pura Saraswati 

Pura Saraswati, also known as Ubud Water Palace, was designed by architect Gusty Nyoman in 1951. This famous Hindu temple in Bali is known for its lotus pond and stone carvings, which are said to be the best in the country. It is an attractive site to visit. 

7. Tanah Lot

The Tanah Lot Temple is on the Tabanan rock in the midst of the ocean. The sight of the temple fills you with awe. The waves of the ocean splash the rocks continuously at its base, giving the temple a glorious appearance. This is a famous temple in Bali and a must-visit spot for tourists.

Conclusion

Going to Bali is always a thing of joy for the tourists. Exploring a new foreign place, its culture and its heritage provides a new perspective on life. One of the problems people tend to face while visiting a new location is adjusting to new weather conditions, which might result in sickness. Sometimes, there are delayed flights or baggage loss, which can be a reason for inconvenience. Therefore, a travel insurance policy is a must; just in case something goes wrong it will take care and help make the necessary arrangements.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Travellers from India frequently visit next-door Bangladesh, a country that is well-known for its natural beauty and rich cultural legacy. It is crucial to know if a visa is required if you intend to travel to Bangladesh. Also, make sure you have a solid travel insurance plan.

Do Indians Need a Visa for Bangladesh?

Yes, a visa is required for Indian nationals to enter Bangladesh. The country offers Bangladesh visa on arrival for Indians. However, it is subject to specific requirements. Indian tourists can easily enter Bangladesh with an on-arrival visa but they must have the required paperwork and travel insurance plan.

Conclusion

Indian travellers must obtain a visa before entering Bangladesh, but an understanding between the two countries allows Indian travellers to secure an on arrival visa from Bangladesh. Furthermore, a sound travel insurance policy will ensure a comfortable and safe trip. So, before departing, ensure you have met all necessary documents and visa requirements.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

When you think of the famous Canadian lakes, the sheer beauty and diversity of these natural wonders make them stand out. There are many popular lakes in Canada, which you will surely enjoy visiting as they are all beautiful. The lakes are distinct and eye-catching, with a lot to offer to visitors.

Famous Lakes in Canada

Whether you're drawn to crystal-clear waters, rugged landscapes, or rich history, these beautiful lakes in Canada will captivate you.

1) Lake Louise

Welling of natural beauty, Lake Louise is located in the middle of Banff National Park. This picturesque lagoon earns its attraction from its glacial meltwater. You can enjoy summer walks, bike rides, and horse riding on its beautiful shoreline. In winter, one of the largest ski resorts near this lake transforms the area into an icy paradise.

2) Peyto Lake

Located within Banff National Park, Peyto Lake is also an excellent lake surrounded by a glacier, and it is famous for its marvellous turquoise waters. You can experience beautiful views on some of the best hiking trails, and it is truly a treasure for nature photographers. This place is also famous for fishing activities, which take place from July to October.

3) Lake Huron

Amidst the Great Lakes is Lake Huron, also called “the Great Lake Room” for its large area. This turquoise lake is intriguing and peculiar: underneath lie a wide variety of sunken ships, not to mention artefacts thousands of years old and even trees. If swimming, climbing, or sun basking on a sunny beach are your hobbies, Lake Huron has them all for you.

4) Medicine Lake

Also known as “The Disappearing Lake”, Medicine Lake is, as its name goes, a phenomenon unmatched! It is an ordinary alpine lake in summer, but as autumn takes over, the waters are swallowed by the earth’s gaping maws. The surrounding mountains provide a source of snowmelt for the lake when spring returns. Wildlife lovers would relish viewing grizzlies, moose, and bald eagles.

5) Lake of the Woods

This waterbody is one of the most impressive lakes, given the presence of a whopping 14,500 islands. The lake is famous for its fish species, including muskies, northern pike, and lake trout. Fishing isn't the only activity here; the lake is also a mecca for sailing, boating, and canoeing. Kenora’s yacht club, established in 1903, adds a touch of history to this vibrant aquatic playground.

Checking out these popular lakes in Canada is satisfying and relaxing for their sheer beauty. Some prefer the thrill of new experiences, while some love to just laze by the water, and Canada has lakes for every mood.

Conclusion

Canada’s lakes are more than just bodies of water; they are gateways to adventure and serenity. From the vibrant colours of Lake Louise to the historic depths of Lake Huron, these beautiful lakes in Canada beckon visitors to enjoy them. Don’t forget though, whenever you plan your trip, having travel insurance is a smart way to ensure a worry-free experience.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Travelling opens our minds to new experiences. One such experience is getting to taste diverse cuisine from different regions. Bangkok is one the most notable spots for its remarkable street food and exceptional tastes. It is highly advised that while in this busy Thai city, you try some of the most favourite foods that people from all over enjoy.

Popular Food in Bangkok

Different region has their unique delicacies. These are some of the popular food in Bangkok:

Pad Thai

Thailand is famous for its Pad Thais. This meal comprises rice noodles, eggs, tofu, and shrimp, which are fried with tamarind paste as a seasoning for fish sauce or sugar. This results in a yummy taste balance of sweetness, saltiness, and sourness. To make it more interesting, it can be garnished with peanuts and lime.

Som Tum or Papaya Salad

Another popular food in Bangkok onw must try is Som Tum, or papaya salad. In this dish, we will find unripe papaya shreds mixed with tomatoes, green beans, peanuts, or chili. Such a blend produces a hot and sour flavour on your palate due to its dressing, which is mainly lime juice and fish sauce. For light meals without sacrificing taste, one should consider Som Tum.

Tom Yum Goong

Tom yum soup with prawns is something we should try if we are fond of seafood, especially those that are spicy as well as slightly sour. It usually includes prawns as well as lemon grass stems, lime leaves, and galangal root. This kind of broth smells aromatic, besides being spicy.

Green Curry

Curry fans can never get enough of Thai Green Curry. This Thai meal uses green curry paste, coconut milk, poultry, and Thai eggplants. This dish is spicy, creamy and served with rice. The intense flavour of this dish will give us a sense of satisfaction and comfort.

Mango Sticky Rice

We shouldn’t forget to try some Mango Sticky Rice in Bangkok. Ingredients include fresh mango slices mixed with sticky rice drenched in coconut milk. The dish is so tasty due to the blend of flavours, including sweet and mildly salty ones. Therefore, it is a delicious dish to end our meal. When dining out in Bangkok or shopping for street food, we should taste these dishes.

Conclusion

Bangkok boasts different, colourful, and tasty foods. We should try the local dishes while we enjoy our stay in the urban area. However, don’t travel before taking out international travel insurance to cover any unforeseen circumstances. Our attitude towards tourism should be based on fresh adventure rather than future worries.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.