Hawaii is one such destination that every adventurer and fun lover would dream of visiting at least once in a lifetime. So, if you have been fortunate enough to plan a Hawaii tour as part of your holiday itinerary, we’d like to let you into a secret — don’t miss out on Hawaii’s nightlife! How do you prefer to unwind? With a cool drink in hand, taking in the stunning ocean views, or getting down to some live music? Hawaii has all that and more on offer. Just ensure you have your travel insurance sorted out—it is just as important as choosing the right spot to enjoy Hawaii nightlife. Lace up your dancing shoes or find the perfect spot to relax. Either way, the Hawaii night life is calling your name!

Best Places to Experience Nightlife in Hawaii

Exploring the night life in Hawaii offers something for everyone — each island brings its unique twist to the after-dark scene. Let us take a look at the top tourist destinations:

• Oahu: The lively nightlife of Honolulu and the other islands of Oahu is well-known. From wild nightclubs to classy hotel lounges, Oahu has it all. With locals and visitors gathering at hip clubs, art galleries, and craft cocktail events, Chinatown is a hive of activity at night. Rooftop bars and beach clubs are what make Waikiki famous. It is the ideal spot to have a dance party with breathtaking ocean views while gazing up at the skies. Venues such as The Republik provide an unparalleled opportunity to witness live performances of internationally acclaimed musicians.
• Kauai: There is a lot of cosy and private nightlife in Kauai. Places such as Poipu and Kapaa are home to quaint pubs and smaller establishments that exude an inviting vibe. Live music adds a personal touch to your evenings; they typically feature local musicians. This is the spot for you when you want to relax with a drink in hand and catch up with old pals. Tahiti Nui in Hanalei is another great option for those looking for local music and a friendly community atmosphere.
• Maui: Lahaina's nightlife is less hectic when compared to the rest of Maui,  but it is just as lively. Front Street is the epicentre of the excitement. It is here that you will find both historic sites that come to life at night and delightful beachside bars. Dine al fresco while sipping cocktails influenced by the region and listen to live music ranging from contemporary rock to traditional Hawaiian. You can also head on over to Fleetwood's on Front Street for a stunning rooftop supper and live music.
• Big Island: Nightlife on the Big Island, especially in the Kailua-Kona area in particular, is famously laid-back but lively. Clubs and lounges along Ali'i Drive conjure up live music from local bands, filling up the air of this place. There is nothing like enjoying a night out with the beach in the background regardless of where you are. The nightlife here is famous for its live music, open mic nights, and beachside drinks. You should also consider stopping by Humpy's Big Island Alehouse, which is renowned for its extensive beer list and rowdy ambience.

Conclusion

So, are you all geared up to experience the best night life in Hawaii? This is regardless of whether you are looking for a tranquil spot to view the sunset or a wild nightclub. Go ahead and enjoy the evenings on these beautiful islands with the right planning and travel insurance.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

The Aurora Borealis, commonly referred to as the Northern Lights, is an amazing and captivating natural phenomenon. Alaska is a fantastic location to witness this amazing sight. It's crucial to pick the ideal location and best time to visit Alaska for the Northern Lights.

Best Time to See Aurora Borealis in Alaska

September to April is the best time to visit Alaska to see the Northern Lights. Because of the long and dark evenings, the likelihood of viewing the Northern Lights is higher during this time of year. The sky is at its clearest between midnight and the early hours of the morning, which is when the breathtaking Northern Lights display typically takes place.

Fairbanks and the neighbouring northern districts are the best places to watch the Northern Lights if you are travelling to Alaska especially to witness this optical phenomenon. When the sky is clear and the evenings are chilly, October to March is the Aurora Borealis best time to see in Alaska.

Maintaining an appropriate travel insurance policy is also crucial to the visit's success in handling unforeseen circumstances.

Conclusion

September to April is the Alaska best time to see Aurora Borealis. The Aurora Borealis is a breathtaking sight particularly from October to March. To ensure a safe and enjoyable journey, remember to include travel insurance in your itinerary plans.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Updated on - 23 Apr 2026

The cost of travel insurance depends on factors such as trip duration, destination, age, and coverage. This travel insurance cost guide explains how pricing works and what influences premiums.

Understanding pricing is important when planning a trip. The cost can vary based on several factors, which is why many travellers ask how much does travel insurance cost and what determines the final premium. This blog breaks down the key elements that affect pricing and how to choose suitable coverage.

Detailed Guide on Travel Insurance Cost

In India, travel insurance is usually priced based on destination, trip duration, and the traveller’s age. Premiums are often calculated on a per-day basis rather than as a percentage of the total trip cost.

Travelling to countries with higher medical costs can increase premiums under overseas travel insurance, while shorter trips or low-risk destinations may cost less.

Here are the key factors affecting travel insurance cost:

Considering these factors can help estimate how much does it cost for travel insurance and choose a plan that fits your needs.

Why Should You Invest in Travel Insurance?

Travel does not always go exactly as planned, and that is where insurance can help. It acts as a financial backup when unexpected situations come up. Here is why you need it:

• Medical emergencies: If you fall ill or need treatment during your trip, the costs can add up quickly.
• Trip cancellations or interruptions: If you have to cancel or cut short your trip, insurance can help recover some of the money you have already spent.
• Baggage issues: Lost, delayed, or damaged luggage can disrupt your plans, and insurance can help cover those losses

When you look at how much is holiday insurance costs alongside these benefits, it becomes easier to judge whether the cost makes sense for your trip.

Conclusion

The cost of travel insurance can vary depending on your trip details and personal factors. Knowing what affects pricing makes it easier to choose a plan that fits both your needs and your budget.

Taking time to review coverage and costs can help you avoid unexpected expenses and handle situations more smoothly during your trip.

FAQs

1. What factors influence the cost of travel insurance?

Several factors come into play, such as how long you are travelling, where you are going, your age, the level of coverage you choose, and any pre-existing medical conditions.

2. Does the destination affect travel insurance cost?

Yes, it does. Travelling to places where healthcare is expensive or where risks are higher can lead to higher premiums.

3. When should travel insurance be purchased to manage costs?

It is usually better to buy insurance soon after booking your trip. This can help you get better coverage options and avoid higher costs closer to your travel date.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. Please read the sales brochure/policy wordings carefully for detailed information about on risk factors, terms, conditions and exclusions. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

The Aurora Borealis can be described as an amazing spectacle of natural light. This phenomenon is also referred to as the Northern Lights. Finland is among the top destinations to witness this remarkable natural marvel. This article will assist you in determining the best time to see Aurora in Finland if that is one of your deepest desires.

Best Time to Go to Finland for Northern Lights Hunting

While witnessing the Northern Lights in Finland is a once-in-a-lifetime experience, picking the ideal location and time for the view is quite crucial. Here, we'll examine when is the best time to see Aurora Borealis Finland while picking up additional information.

1. October to March

The October to March period is ideal for viewing the Aurora Borealis in Finland. The sky gets beautiful and crisp during this time of year as the days shorten and the nights lengthen. You may be able to view the Northern Lights more clearly on clear nights. Therefore, mark the best time to visit Finland for Northern Lights.

2. Plan a trip between November and February

While October through March is when one can enjoy the sights of the Northern Lights, the November to February period is truly the best time to see Northern Lights in Finland. This is also a cold period of the year when there are higher chances of clearer skies. 

3. Choose the right time and season

Choosing the ideal season and time of year to view the Aurora Borealis is essential. Although there is no assurance of witnessing it when one desires so as it is a natural phenomenon, your chances of success can increase by picking the appropriate location and time of year. The best time to see the Aurora Borealis in Finland is between 9 pm and midnight. The Northern Lights become starkly visible as the sky becomes the clearest during these hours.

4. Northern Regions of Finland (Lapland)

Lapland is the best location to see the Northern Lights in all their clarity and mesmerising beauty. On gloomy nights elsewhere, Finland's northern region provides an amazing light show. Remember, October to March is the best time to see the Northern Lights Finland. This place witnesses very cold and gloomy winter evenings, making it perfect for viewing the Northern Lights.

5. Plan travel insurance

Having a solid travel insurance policy is particularly essential when visiting Finland to see the Northern Lights. Travel insurance protects you from harm during chilly weather, unforeseen circumstances, and lengthy trips.

Additional Travel Tips

• Check the aurora forecast and weather report before leaving for your vacation.
• Other northern areas, from Rovaniemi to Inari, provide excellent views of the Northern Lights besides Lapland.
• Remember that wintertime in Finland can be bitterly cold; so pack layers of clothing and necessities.

Conclusion

The period from October to March is the best time to view Northern Lights in Finland, with November through February being the ideal months. The best location to see this breathtaking sight is in the Lapland region. For your convenience and safety, don't forget to purchase an appropriate travel insurance policy when making travel plans. You can fully appreciate this exceptional natural wonder if you prepare ahead of time and take the appropriate measures.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

If you are planning to visit New Jersey, get ready for some unforgettable experiences! The place is called the Garden State for a valid reason, with oases of cool spots to check out. You can chill in the serene Pine Barrens or hit up the bustling boardwalks in Atlantic City — there is something for everyone. Oh, and do not forget to secure your travel insurance before embarking on the trip. It will make your endeavour to find out places to visit in New Jersey a lot more relaxing. Tourist attractions in New Jersey Atlantic City are all about thrilling entertainment and peaceful nature escapes.

Best Places to Visit in New Jersey

New Jersey is a popular destination for many people, given the abundance of things to do. Some interesting places to go in New Jersey are: 

• Liberty State Park: You will find this park offering breathtaking panoramic views of Ellis Island and the Statue of Liberty in Lower Manhattan. It is not just about the views, though — the park also provides easy ferry access to these iconic sites. It is the perfect spot for a range of outdoor activities, from picnicking to cycling.
• Atlantic City: Best known for its casinos and the historic Boardwalk, Atlantic City also features stylish seaside hotels, a lively nightlife, and tonnes of events and concerts all year round. The area draws crowds looking for a fun time with its upscale restaurants and trendy boutiques.
• Delaware Water Gap National Recreation Area: This spot offers much more than just canoeing and trekking escapades. Its scenic camping grounds along the Delaware River are a popular retreat for city dwellers.
• Cape May County Park and Zoo: The park and zoo house a diverse array of species in settings that mimic their natural habitat. They also provide educational programmes and special events that focus on the care and conservation of animals. The fact that the park does not charge an entrance fee is a bonus.
• Thomas Edison National Historical Park: By providing an in-depth examination of Edison's life and accomplishments, West Orange Park pays tribute to this great inventor. Many antiques and interactive displays can be found here. The educational activities at the park delve into the impact of Edison's numerous inventions on contemporary society.
• Battleship New Jersey: Guests can explore the museum's interactive exhibits and tour this historic battleship while they delve into the ship's role in naval history at Camden. Careful preservation of the ship's decks and systems gives visitors a glimpse into its long and eventful history, encompassing the Vietnam War and the two World Wars.
• Cape May County Park and Zoo: You find many different kinds of animals at this zoo and park, all in environments that are designed to emulate their natural habitat. Activities and initiatives held here teach people about the need to care for and protect animals. Most importantly, there is no cost for you to enjoy any of the entertainment.
• The Adventure Aquarium: This world-renowned aquarium near the Camden Waterfront is home to a variety of rare and unusual fish, as well as penguins and hippos, among other aquatic animals. Visitors can enjoy educational shows while getting up close and personal with the animals.

Conclusion

Tourists visiting New Jersey will be captivated by New Jersey’s interesting spots. Secure the correct travel insurance for you and your family to ensure a worry-free exploration of the state's historic attractions, lively nightlife, and tranquil beaches. Gather your stuff and get ready to explore the best places to see in New Jersey.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Imagine you reach the airport and the flight gets delayed pro tempore, or “for the time being”. Not only is your hard-earned money at stake, but the entire itinerary you had planned may go haywire. Had you purchased travel insurance, a delayed flight would not have troubled you much. Now, you must be wondering, where can I get holiday insurance? This blog is a ready reckoner to address all your queries about travel insurance.

How Can You Get Holiday Insurance?

You can get travel insurance offline through travel insurance consultants or book one online. While a consultant makes all the crucial decisions on your behalf, self-purchasing travel insurance requires a few considerations, which are listed below.

• Frequency of your trips: Avoid investing in annual travel insurance plans if you don’t travel abroad much. A single-trip insurance plan will suffice.
•  Purpose of your travel: If you are flying for business or a study trip, you don’t need add-ons such as insurance for adventure sports. However, if you wish to indulge in such activities, ensure your insurance covers these sports, including emergency hospitalisation and accidental death.
• Duration of the trip: The premium is higher for long trips and lower for short ones.
• Kind of trip: Choose an individual plan if you are a solo traveller. If the entire family is on vacation, ensure each individual is insured.

Before you put the final stamp on the policy, read the intricate details carefully and understand the claim settlement process.

Conclusion

Hopefully, you don’t need to Google “Where do I get travel insurance?” anymore to search for travel insurance. Compare the gist of various policies on offer and choose the one that caters to your needs.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Imagine losing your baggage in Houston or missing a flight to Venice, for which you have been planning for months. Travel insurance is instrumental during such moments. It provides a cushion against financial or medical emergencies that may emerge while travelling. So, if you are wondering, “How do I get travel insurance?” The blog will guide you on how to get travel insurance. 

How Do You Get Travel Insurance?

Given the wide array of companies offering travel insurance with a multitude of features, choosing the right policy can be a tricky decision. Here are some tips that can help you make the right choice:

• Comparison of policies: Check out the websites of companies offering travel insurance. Compare their policies and the coverage each of them provides. The basic features that the policy should include are trip cancellations, delayed flights, and medical expenses.
• Type of policy: An annual policy is a good option if your job demands frequent international travel or you enjoy visiting different places abroad. However, for those who travel occasionally, a policy that covers a single trip is better.
•  Duration: The policy should cover your entire trip.
•  Eligible claim limit: Choose a policy that allows you to choose the maximum claim.
•  Purpose of travel: If your trip includes hiking or paragliding, select a plan that provides coverage from mishaps during adventure activities.
•  Premium: Once the comparison is done, go for the policy that provides maximum coverage at a low premium.

Conclusion

By now, you must have a definite answer to the question, “How do you get travel insurance?” The secret is to consider the inclusions and exclusions offered by a policy before finalising the one you think suits your needs.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Whether you are heading abroad for an urgent business trip or spending quality time with your loved ones, travel insurance is your best buddy. It ensures financial stability if you are struck by an awful situation while away from home.

Benefits of Travel Insurance You Need to Know

The key benefits of travel insurance are listed below:

• Provides financial protection: Travel insurance ensures reimbursement if you lose your baggage, passport, money, or other valuables during an overseas trip. It also covers missed or delayed flights. Thus, it saves you from the additional expenses that have to be incurred without travel insurance.

• Medical assistance: Imagine breaking your teeth in an accident during the trip. Locating dental hospitals by yourself in foreign territory can be a herculean task. Travel insurance covers the cost incurred for dental treatment. Also, it helps you find nearby hospitals offering the best services. It also ensures evacuation in case of emergencies that need immediate hospitalisation. If somebody from your family wants to visit you during hospitalisation, the insurance company covers the expenses of a compassionate visit. In unfortunate circumstances, such as death, travel insurance guarantees that the mortal remains of the deceased will reach their home.

• Unforeseen alterations in the itinerary: One of the benefits of travel insurance is the compensation provided in case of trip cancellation in the wake of a natural disaster or the death or hospitalisation of any immediate family member. Official cancellation charges and any other expenses incurred while returning to your country are reimbursed by the insurer.

• Coverage against personal liability: If you accidentally damage a foreign property or your actions cause injury to somebody during the trip, the responsibility to compensate for your act falls on the insurer.

• Add-on benefits: Are you excited about your destination wedding at Lake Como but sceptical given the risks involved? Travel insurance has got you covered. Not only for destination weddings, travel insurance covers adventure sports too.

• Student travel insurance: Students going abroad to pursue their dream course don’t have to worry about any interruptions in their studies if they avail of travel insurance. The travel insurance advantages for students include the reimbursement of medical expenses incurred for the treatment of sports injuries, bail bonds, personal liability, and much more.

Conclusion

The benefits of flight insurance are manifold. It offers comprehensive coverage for various travel-related risks, ensuring financial protection and assistance when plagued by unforeseen events. By providing coverage for trip cancellations, medical emergencies, baggage issues, flight delays, and more, flight insurance will help you mitigate potential losses and enjoy peace of mind throughout your journey.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Updated on - 30 Apr 2026

Standard health insurance policies often exclude overseas medical coverage. Travel insurance can help manage unexpected medical expenses abroad. Reviewing policy terms carefully can help you understand what is and is not covered during international travel.

Travelling abroad can be an enriching experience, but having the right coverage in place is equally important. A good policy should support you in case of medical emergencies and unexpected treatment costs while you are away. This is where understanding ‘does my health insurance cover international travel’ becomes important.

Does Health Insurance Provide Coverage Overseas?

‘Does my medical insurance cover international travel?’ is a common question, especially for frequent travellers. The answer depends largely on your policy, destination, and duration of travel.

In India, most standard health insurance policies are designed to cover hospitalisation and related expenses within the country. Overseas treatment is usually not included. Some policies may offer limited international coverage in regions such as the US, Europe, or Asia-Pacific, but this is not always guaranteed.

This is why it is important to check carefully: ‘Does my health insurance cover me abroad’ or does it only provide domestic coverage? If your existing policy does not offer sufficient protection, opting for travel health insurance can help bridge that gap.

Travel insurance policies are generally more suited for international trips. They can cover medical emergencies, evacuation, hospitalisation, and sometimes even dental treatment. Compared to standard health plans, they are often more aligned with travel-specific risks.

If you are still unsure, questions like ‘does your health insurance cover overseas medical costs’ or ‘does my health insurance cover me overseas’ should be clarified with your insurer before travelling.

If your current plan falls short, you can check options through travel insurance online platforms to find suitable coverage based on your destination and trip duration. Depending on how frequent you travel, you can choose between multi-trip or single-trip insurance plans.

Conclusion

Regular health insurance may not offer coverage for international travel. It is a good idea to review your policy in advance and check exactly what is included. If the coverage is limited or unclear, having a separate travel insurance plan can help you handle medical situations abroad.

FAQs

1. What is the difference between health insurance and travel insurance for international travel?

Health insurance usually covers medical expenses within your home country, while travel insurance is designed for trips and may include overseas medical emergencies, evacuation, and travel-related risks.

2. Do some countries require travel insurance for visitors?

Yes, many countries may require proof of travel insurance as part of visa requirements, especially for the Schengen region.

3. Can travellers buy travel insurance before international trips?

Yes, most travellers choose to buy it before they leave for an international trip. It can usually be purchased online or directly from insurers by following just a few steps.

4. What factors should travellers review before relying on health insurance abroad?

Travellers should check coverage inclusions, exclusions, geographical validity, emergency services, and whether overseas hospitalisation and evacuation is included in their policy.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. Please read the sales brochure/policy wordings carefully for detailed information about on risk factors, terms, conditions and exclusions. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Updated on 6 Dec 2026

Exploring Europe can be an exciting experience, especially with a Schengen visa that lets you explore multiple countries with ease. But if your travel list includes the United Kingdom, you might wonder whether the same visa covers it too. Understanding how the Schengen visa works and whether it allows entry into the UK can help you plan your journey smoothly and avoid any last-minute travel confusion.

What is the Schengen Visa and which countries it covers

The Schengen visa allows travellers to visit 29 European countries with a single visa. This includes 25 EU nations and 4 non-EU members such as Iceland, Liechtenstein, Norway and Switzerland.

It is valid for short stays of up to 90 days within a 180-day period and enables hassle-free movement across countries like France, Germany, Italy, Spain and Greece without internal border checks.

Why the UK is not included in the Schengen area

The United Kingdom is not a part of the Schengen area, and the Schengen visa is not applicable there. This is because the country chose to maintain control over its own border and immigration policies.

While most European countries agreed to remove internal border security under the Schengen Agreement, the UK decided not to participate. It has its own visa system and rules, allowing it to manage entry for tourism, work or education independently.

Requirements for travelling to the UK: Visa vs visa-waiver

To visit the UK, you must meet the country’s specific entry requirements, which depend on your nationality and the purpose of your visit.

Now that you know the answer to your question, “Does Schengen visa cover UK?” is no, it is important to understand the documents required for entry. These include:

• A valid passport
• Proof of accommodation
• Financial proof to support your stay
• A completed visa form
• Proof of paid visa fees

Some nationals from visa-exempt countries, such as the United States and Canada, need an Electronic Travel Authorisation (ETA) for short stays of up to 6 months. This must be applied for online and approved before travel.

Role of travel insurance when planning UK and Schengen travel

When planning a trip that includes both the UK and Schengen countries, having the best travel insurance policy plays an important role in ensuring your journey is safe and stress-free. Travel insurance is mandatory for obtaining a Schengen visa.

The policy must cover medical emergencies, accidents and repatriation costs for the entire duration of your stay in the Schengen area.

For the UK, an international travel insurance policy is not compulsory, but is strongly recommended. Medical care can be expensive for tourists, and the policy provides financial protection against unexpected situations such as health issues, trip cancellations, hospitalisation, lost luggage or flight delays.

A single policy may not always cover both the Schengen countries and the UK. Travellers should confirm with their insurance provider whether their policy extends to both regions or purchase separate coverage if needed. Whether travelling for leisure or business, the right travel insurance policy ensures peace of mind throughout your trip.

Conclusion

Travelling across Europe can be an incredible experience, but being prepared is key to enjoying it fully. Having the right visa and a comprehensive international travel insurance policy not only ensures smooth travel between destinations but also protects you from unexpected challenges like medical emergencies or trip disruptions.

While you focus on enjoying your journey and maintaining your well-being, let us take care of you in case of unforeseen circumstances. Get tailored travel insurance advice and solutions by filling out the form provided on this page.

Frequently Asked Questions (FAQs)

• Can someone apply for a Schengen visa from the UK if they are not a British citizen?

Yes, non-British residents with a valid UK residence permit or long-term visa can apply from the UK, as long as the permit is valid for at least three months after their return. Short-term visitors usually need to apply from their home country.

• What does standard travel insurance usually cover?

Most policies cover medical emergencies, trip cancellations, flight delays, lost or stolen baggage and emergency evacuation. Coverage details may vary by insurer.

• Can I use the same travel insurance for both Schengen countries and the UK?

Not always; some policies cover both regions, while others only cover Schengen countries, so confirm with your provider before travelling.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Health insurance for overseas travel protects travellers during any medical emergency while abroad. It is also known as foreign travel medical insurance. But how do you choose the best health insurance while travelling overseas?

Choose the Best Travel Health Insurance

At the outset, you should know about the different types of travel medical insurance for international travel:

• Single-trip travel cover
• Multi-trip travel cover
• Student travel insurance
• Family travel insurance
• Senior citizen travel cover

Start by identifying which type of travel cover you will require. Then, consider the following factors to choose the best travel insurance coverage:

1. Ensure the sum assured is adequate for your travel plans.
2. Compare different plans to assess travel insurance premiums.
3. Evaluate the insurer provider on aspects such as claim settlement ratio, user reviews, etc.
4. Carefully check the deductibles and capping limit, if any. The lower the deductibles and the minimum the capping, the better the plan.
5. Check whether the travel insurance plan covers pre-existing diseases.

Conclusion

Several insurance providers provide health insurance for overseas visitors. However, the best travel insurance plan will depend upon your type of travel, duration, country of travel, and age. All these factors impact the cost and coverage of the travel insurance plan.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

North America boasts some of the most spectacular beaches, perfect for sunbathing and various water sports. With their white sands and crystal-clear waters, these beaches offer the ideal setting for relaxation. Here, we've compiled a list of the top-notch beaches in North America worth exploring.

Top Beaches in North America

Here are the top beaches in North America to enjoy the sun, sand, and waves:

Trunk Beach

Trunk Beach is one of the most beautiful beaches in North America, known for its pristine natural beauty and quaint ambience. It is situated within the Virgin Islands National Park and is among the best destinations for snorkelling enthusiasts. There is a souvenir shop and snack bar at the beach where you can enjoy hot food, freshly dipped ice cream, soda, and fruit popsicles.

Honopu Beach

Nestled in the secluded Honopu Valley, Honopu Beach is renowned for its pristine beauty. Named after the conch shell-shaped arches that adorn its surroundings, this beach is one of the least accessible in the area. Due to its strong currents, swimming is prohibited most of the time. Accessible only by swimming along the coast from neighbouring Kalalau Beach, Honopu Beach remains a hidden gem for those seeking isolation and natural beauty.

Grace Bay Beach

Stretching approximately seven miles, Grace Bay Beach is renowned for its off-coast barrier reef and warm Caribbean waters. As part of the Princess Alexandra National Park, it is easily accessible from anywhere in Providenciales. Free from pollution and seaweed, it is ideal for all beachgoers. Visitors can enjoy various thrilling water sports activities, such as paddleboarding and snorkelling. Additionally, Grace Bay Beach serves as the departure point for several group tours and sunset cruises.

Seven Mile Beach

Seven Mile Beach is celebrated as one of the best beaches in North America, renowned for its coral sand and sparkling waters. Situated on Grand Cayman's western shore, the beach is flanked by opulent properties. The beach is family-friendly and suitable for visits with children. Due to its gentle currents, it is ideal for swimming. Visitors can also enjoy activities such as private boat charters, parasailing, and paddleboarding.

Lanikai Beach

Lanikai Beach offers everything beachgoers could desire. With its calm surfing conditions, clear blue waters, and fine white sand, it's an ideal spot for a beach vacation. The beach is perfect for all types of water sports. You can stroll along the shore, indulge in seafood at beach shacks, and take in the breathtaking sunset views.

Conclusion

Prepare for an unforgettable journey to these beach destinations in North America. Before setting off for these popular locations, remember to take precautions to keep yourself and your belongings safe. You may also consider securing travel insurance to protect against emergencies or loss.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Summer is in full swing, making it the perfect time to travel! If you're weary of the scorching heat and eager to explore a new destination, a whole new world awaits you. Whether you're dreaming of a historic city or a beach paradise, you'll find the perfect spot on this list of the best places to visit in summer outside India.

11 Best International Places to Visit from India in June

1. Cappadocia, Turkey: Amazing rock formations and fairy chimneys are a few of the fantastic sights here. Go hiking through the city’s valleys, fly in a hot air balloon, and explore the rock-carved churches and underground cities.
2. London, United Kingdom: Enjoy the sights of Buckingham Palace, Big Ben, Tower Bridge, and the British Museum, or catch a musical in the West End.
3. Amalfi, Italy: Relish in delectable Italian food along the Amalfi Coast. The town's dramatic natural scenery makes it one of the popular places to visit in June abroad.
4. Corsica, France: Enjoy scenic trails, and swim in crystal-clear waters while checking out the local parks and the beautiful traditional villages of the French countryside.
5. Seattle, USA: Explore Pike Place Market while enjoying freshly brewed local coffee, and go on a fantastic trip to the Olympic Peninsula.
6. Helsinki, Finland: Savor some Lonkero to experience the essence of the Land of a Thousand Lakes. Kayak along sunlit shores and spend your evenings marvelling at the unique architecture of the city.
7. Mauritius: This island paradise is one of the best places to visit in summer outside India. Unwind on pristine beaches, snorkel among coral reefs, and savour fresh seafood in this idyllic setting.
8. Hoi An, Vietnam: The city’s old town is a beautifully preserved and exceptionally charming area to visit. Stroll through the colourful streets and enjoy a boat ride on the Thu Bon River.
9. Las Vegas, USA: Spectacular shows and sights await you in this city that needs no introduction. Enjoy a world-class Vegas performance, take a chance at the casinos, or snap pictures of the incredible architecture lining the Las Vegas Strip.
10. Nova Scotia, Canada: Breathe in the salty breeze of Nova Scotia's Atlantic coastline. Explore Cape Breton Highlands Park, visit Peggy’s Cove, or discover a Nova Scotia harbour.
11. Kuala Lumpur, Malaysia: Make it to the top of the Petronas Towers for a breathtaking view of the entire city. Visit the Perdana Botanical Gardens or enjoy a meal at a popular hawker centre. This is one of the best places to visit in June abroad.

Conclusion

Embarking on a trip to any of these destinations will ensure an exciting summer vacation. It is best to extensively research an area before visiting it to take appropriate measures for your safety. It might also be prudent to purchase travel insurance to safeguard against any emergencies while in an unfamiliar location.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Visiting Germany is always a great idea, but choosing the right time for your trip will elevate your experience. Read on to learn about the best time of the year to visit Germany, the country of bratwurst and beer.

What is The Best Time to Visit Germany?

May to September is a good time to visit Germany if you're seeking warm and sunny weather. However, July and August are peak summer months with hot days, warm evenings, and crowded tourist spots. The country celebrates festivals such as Oktoberfest between September and October. The period from March to May and October to November is the best time to go to Germany for travellers on a budget, with lower rates and fewer crowds, despite unpredictable weather.

Conclusion

Germany is a country that you can visit any time of the year, depending on what you’re looking for. If you visit this amazing country for the first time, remember to take all necessary safety precautions. It may also be wise to purchase a travel insurance policy to protect against potential damages during your journey.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

It’s that time of the year again, and the irresistible charm of cherry blossoms awaits! The iconic pink and white blooms have become a cultural phenomenon that draws huge crowds. But what are some of the best places to see cherry blossoms? Read on to find out about the top picks.

Where Are The Best Cities to See Cherry Blossoms?

Here are the 5 best cherry blossom locations:

1. Tokyo, Japan: One of the top destinations to see cherry blossoms, Tokyo comes alive with pink hues in the spring. Famous spots like Ueno Park and the Meguro River offer picture-perfect scenes. Cherry blossom viewing, known as Hanami, is a cherished national tradition. Imagine setting up a picnic under the blooming trees and sipping tea in this enchanting setting.
2. Kyoto, Japan: Kyoto is another visual delight in Japan. Cherry blossoms envelop iconic sites like Kiyomizu-Dera Temple, creating stunning views. For a more adventurous experience, hike Mount Yoshino. Here, you'll encounter a sea of pink trees and enjoy impressive vistas that will leave you speechless.
3. Washington D.C, USA: Among the many cherry blossom places, Washington D.C offers a pleasant surprise. In the spring, the Tidal Basin transforms into a sea of radiant pink blooms. Enjoy paddle-boating under the blossoming petals or stroll along the lakeside, marvelling at the pink reflections in the water. This breathtaking sight is sure to be etched in your memory forever.
4. Amsterdam, Netherlands: Europe also offers spectacular cherry blossom displays! Amsterdam, unexpectedly, has numerous spots where you can view the pink flowers lining the canals, adding to its fairytale charm. Bring a picnic blanket to Amstelveen or enjoy a serene stroll through Beatrixpark under the cherry trees.
5. Paris, France: The French capital transforms into a pink wonderland during cherry blossom season. Stroll along the Seine with cherry blossoms framing the iconic Eiffel Tower, or enjoy a picnic under the cherry trees at Parc du Champ de Mars.

Conclusion

Cherry blossom season attracts many visitors to each of these locations. Before planning a journey around the viewing of these beautiful trees, remember to take the appropriate precautionary measures. It may also be beneficial to acquire a travel insurance policy to protect yourself against potential damages or emergencies.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

You can embark on a spiritual journey by visiting Saudi Arabia holy places, which will also empower you with the knowledge of the region’s history and culture. Let’s discover 12 holy places in Saudi Arabia that will make your pilgrimage worthwhile and truly remarkable.

12 Holy Places to Visit During Umrah Pilgrimage in Saudi Arabia

Performing Umrah is a delightful and one-off experience for many Muslims, wherein visiting the holy places in Madinah and Makkah marks the completion of your pilgrimage. These places are important regarding Islam and offer an enriched perspective on the region’s culture and tradition.

1) Masjid-Al Haram

The Umrah journey starts from Masjid-Al-Haram, the primary place of interest in Makkah, the holy city in Saudi Arabia. The faithful congregate in their thousands at the Kaaba, the black stone or rock at the centre of this mosque to offer Salah or prayers. Tawaf, or circumambulating the Kaaba seven times counterclockwise, is very important for Muslims as it marks the completion of the Hajj and Umrah pilgrimages.

2) Masjid-e-Nabawi

After visiting Makkah, the journey continues to Madinah, where you’ll find Masjid-e-Nabawi, Prophet Mohammed’s mosque. This is the second holiest site in Islam and a place of immense spiritual significance. The mosque is a place of prayer and the final resting place of the prophet.

Visiting Masjid-e-Nabawi is a deeply emotional experience for any Muslim. The serenity of the mosque, coupled with the knowledge that you are in the presence of the Prophet’s grave, creates a powerful connection to the roots of your faith. Praying here is highly rewarding, and many pilgrims spend hours reflecting and supplicating within its walls.

3) Jabal al-Nour

One of the most revered holy places in Saudi Arabia is Jabal al-Nour or the Mountain of Light. This mountain holds immense significance because it houses the Cave of Hira, where Prophet Mohammed received the first revelation of the Quran from the Angel Jibreel.

Climbing Jabal al-Nour is more than just a physical challenge; it’s a spiritual journey that takes you closer to the moment the message of Islam is first revealed. The ascent may be steep, but the reward is the tranquillity and the profound sense of history you feel upon reaching the cave.

4) Mount Uhud

Mount Uhud in Madinah is a significant site in Islamic history, where the Battle of Uhud took place. The mountain is a testament to the courage and faith of early Muslims. Visiting the place brings a powerful reminder of sacrifice and commitment to the faith.

5) Masjid-al-Quba

The first mosque built in Islam, Masjid-al-Quba, holds a special place among the holy places in Madinah. It’s a site of pure devotion, where even a short prayer is said to bring great rewards. The simplicity of this mosque contrasts with its deep spiritual significance.

6) Masjid al-Qiblatayn

This mosque marks a pivotal moment in Islamic history when the Qibla (direction of prayer) was changed from Jerusalem to Makkah. Praying here connects you to a moment of divine guidance that shaped the course of Islam.

7) Maktaba Makkah-al-Mukarramah

Located in Makkah, this is believed to be the birthplace of Prophet Mohammed, and it is now a library. The significance of this site is that it helps understand the chronology of the prophet’s life and the dawn of Islam.

8) Mount Arafat

Also called the Mount of Mercy, this is from where Prophet Mohammed preached his last sermon. Most Muslims, however, associate Mount Arafat with Hajj; hence, many Umrah pilgrims are drawn to it. There are separate places for prayers of appeal and remembrance, including for seeking forgiveness.

 9) City of Mina

Mina is a common destination for the crowds during Hajj, but it is a place worth visiting. Also called the City of Tents, pilgrims are provided with tents with air-conditioning to sleep in. It is a window to the great pilgrimage, showcasing Islam's focus on the power of prayer.

10) Jannat-al-Mu’alla

This burial ground is close to Masjid-Al Haram and it contains several tombs of the family members of Prophet Mohammed. The quiet and serene site promotes contemplation and exhorts one to connect with the early disciples of the prophet. Sitting in quiet contemplation here, one cannot but pay tribute to the fact that life is temporary, and all that matters is faith.

11) Masjid-e-Ayesha:

Forming the boundary of Makkah, Masjid-e-Ayesha signifies the point where devotees don ritual garments or enter the state of Ihram that is necessary to perform Umrah. The mosque is important not only in terms of its physical structure but marks the pilgrim’s first few moments of their journey into the deep.

12) Dar Al-Madinah Museum

This museum in Madinah is a treasure trove of Islamic history, showcasing artefacts and exhibitions that trace the rich heritage of the holy city. Visiting this museum offers a deeper understanding of the historical context of the places to visit, enhancing one’s spiritual experience.

Conclusion

Exploring these holy places in Saudi Arabia transforms your pilgrimage into one of strong faith and devotion. As you visit these sites, you deepen your connection with the spiritual legacy of Islam. To ensure a worry-free journey, consider travel insurance that covers medical emergencies, trip cancellations, and unexpected expenses.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

If you’re itching to travel the world in style and comfort, an international cruise trip from India can be a great option. Cruises provide an extraordinary way of visiting various places, with activities and luxurious arrangements at your fingertips. Let us look into some of the finest luxury international cruises that take off from India.

5 Best Luxury International Cruises From India

For your next holiday, you can consider these options for cruise travel from India:

Conclusion

Whether a short journey or an extended expedition, an international cruise tour from Indian ports promises to be memorable. Remember to take all the necessary safety precautions as you embark on this unique take on an international vacation. It is advisable to carry all appropriate documentation and a travel insurance policy to protect yourself against emergencies in an unfamiliar environment.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

It is difficult to return from an international trip without shopping for local souvenirs, but sometimes, figuring out the modes of payment can be a headache. Fortunately, Indians can now celebrate the advantages of using UPI outside India. The Unified Payments Interface (UPI) has emerged as one of India’s key payment systems, making it convenient for individuals to transfer money, pay bills, and more through their mobile devices. Read on to understand how to activate UPI from abroad.

How Can One Use UPI Payments Outside India?

Activation of UPI outside India is pretty easy. Here’s how to use UPI outside India in simple steps:

• Link your bank account to a UPI-linked mobile app like PhonePe, GooglePay, or Paytm.
• Register your mobile number and set up your UPI ID.
• Set a secure PIN to protect your account.
• Provide your bank account details for verification and authentication.
• To make an international transaction:
  • Open your UPI app (BHIM, PhonePe, Google Pay, etc.)
  • Enter the recipient’s bank account number, IBAN, and BIC
  • Specify the transfer amount and currency
  • Confirm the transaction by entering your UPI PIN
• You’ll receive a confirmation message once the transaction is successful.

Conclusion

UPI is a convenient way to handle transactions abroad without worrying about cash and incurring high fees. Whether you’re a visitor or a long-term resident, this payment gateway can help make a difference when handling financial transactions overseas. Remember to exercise caution and safety when making transactions in a foreign country. To protect oneself from fraud and other emergencies while abroad, it may also be prudent to purchase an appropriate travel insurance policy. This will allow you peace of mind while using UPI to transact outside India.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

When visiting the Netherlands, travel insurance is a crucial consideration to keep in mind. It ensures you are financially protected in case of illness or other unforeseen events. But is travel insurance mandatory for the Netherlands?

Mandatory Travel Insurance for the Netherlands   

Before embarking on your trip, you might wonder, “Do I need travel insurance for the Netherlands?” Yes, obtaining travel insurance is mandatory for tourists visiting the Netherlands. This regulation protects visitors from exorbitant medical bills or emergencies while in the country. The travel insurance policy must provide coverage of at least €30,000, which includes treatment for illnesses and evacuation to the home country in case of severe illness.

Insurance Requirements

When applying for a Schengen Visa, you must present proof of insurance. Moreover, your chosen travel insurance policy should prove the following:

• You are the holder of the policy
• The policy provides coverage in all Schengen countries for the entire duration of your stay
• The insurance policy must cover a minimum of €30,000 in medical expenses, which must include:
  • Hospitalisation and treatment costs
  • Emergency treatment
  • Prescription medicines
  • Repatriation to your home country (including in the unfortunate event of death)

Before submitting an application for a travel visa, be sure you fulfil all of these requirements. If you cannot provide proof of insurance, it may be advisable to take out another policy with a different provider.

Conclusion

A trip to the Netherlands promises an exciting experience. However, for a smooth visa acquisition process, it's essential to ask: “Do you need travel insurance for the Netherlands?” This requirement ensures a hassle-free stay by helping cover costs associated with emergencies like hospitalisation.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Updated on - 23 Apr 2026

A family floater travel insurance plan covers all family members under a single policy, making it a cost-effective option for handling situations such as trip cancellations, lost luggage, and medical emergencies. When selecting a plan, it is important to consider coverage limits, destination, and exclusions.

Taking a holiday as a family is enjoyable, but it also comes with certain risks such as trip cancellations, lost luggage, or unexpected illness. This is why travel insurance for a family of 5 can be useful, as it helps cover these potential issues.

What is Family Floater Travel Insurance Plan?

Family floater travel insurance, also known as family travel insurance, covers all family members during a trip under a single sum insured. This means you pay one premium, which is often more cost-effective than purchasing separate policies for each individual.

If you are wondering is there travel insurance for a family of 5, such plans are specifically designed to provide shared coverage for families travelling together.

Things to Consider While Buying Family Travel Insurance for 5

Before purchasing a suitable plan, consider the following factors:

• Coverage Limits: Check the total sum insured and ensure it is sufficient for all family members.
• Destinations Covered: Ensure the policy includes the countries you plan to visit.
• Medical Coverage: Review coverage for hospitalisation, emergency treatment, and related expenses.
• Exclusions: Understand what is not covered under the policy to avoid surprises or issues during claims
• Premium Costs: Compare pricing across providers. You can also check options through travel insurance online to review different plans.

Conclusion

A family floater plan is a convenient way to cover everyone under a single policy. It can be cost-effective and easier to manage compared to multiple individual policies.

Before choosing a travel insurance family of 5 plan, check coverage details carefully to ensure it meets your family’s needs during the trip.

FAQs

1. What factors influence the cost of travel insurance?

Factors such as destination, trip duration, age of travellers, coverage level, and pre-existing medical conditions can affect the premium.

2. Does the destination affect travel insurance cost?

Yes, travelling to countries with higher medical costs or higher risk levels can increase the premium.

3. When should travel insurance be purchased to manage costs?

It is generally advisable to purchase insurance soon after booking your trip. This can help you access better coverage options and avoid last-minute price changes.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. Please read the sales brochure/policy wordings carefully for detailed information about on risk factors, terms, conditions and exclusions. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.