Travel Insurance For Belgium From India 2025

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Travel Insurance for Belgium

Renowned for its rich history, medieval cities, vibrant culture and exceptional food and drink, Belgium is a small yet captivating country in Western Europe. So, whether you are a nature lover, a history enthusiast, or a food connoisseur, Belgium promises to create unforgettable memories. The country is also home to picturesque canals and an impressive array of castles, each showcasing a unique blend of architectural styles.

Key Features of Belgium Travel Insurance

Extensive Coverage

Heading to Belgium and worried about medical or travel-related uncertainties? We have got you covered! Our TripSecure+ plan provides comprehensive protection, including coverage for adventure sports, car rentals, cruises, pre-existing conditions, and more.

No medical tests

If you are a senior citizen with pre-existing conditions, rest easy — we offer travel insurance without the need for medical tests, and it is available for individuals up to 80 years of age.

Cashless Treatment

In case of a medical emergency during your trip to Belgium, you can rest easy knowing you are covered! You can avail of cashless treatment at any of our network hospitals across the country without impacting your travel budget.

Customised Coverage

We understand that every traveller has unique needs. That’s why we offer you the option to customise your coverage, ensuring you pay for the services and coverage most relevant to your trip.

Emergency Cash

Lost your wallet or bank cards while travelling? Don’t worry! We will provide you with emergency cash to ensure you stay on track and make the most of your trip without financial woes!

Fast Claims

No matter what challenges arise, filing a claim is simple. Just grab your smartphone, open the ILTakeCare App, and submit your claim request in a few easy steps.

Types of Travel Insurance for Belgium

Single-trip insurance

Dreaming of a vacation to Belgium? Protect your journey with single-trip travel insurance! Covering over 50 unforeseen events under one comprehensive plan, the policy ensures you have peace of mind throughout your trip.

Multi-trip insurance

Planning multiple visits to Belgium this year for business or leisure? Choose our multi-trip travel insurance for continuous, year-round coverage, so you won’t need to purchase a new plan every time you travel.

Benefits of Buying Travel Insurance for Belgium

1Healthcare Benefits

Medical emergencies strike unexpectedly, but with travel insurance, you won’t have to worry about hospital bills, emergency dental treatment, and evacuation. We ensure your trip continues without interruption.
2Baggage Benefits

Lost or delayed luggage can throw a wrench in your travel plans and lead to unexpected expenses. With our travel insurance, you won’t have to cover the cost of essentials out of pocket — we will reimburse you for the necessary purchases.
3Trip Benefits

Had to cancel your trip due to unforeseen circumstances? Don’t worry – we provide coverage for both trip cancellations and interruptions, ensuring you stay protected throughout.
4Hospital Daily Allowance Benefit

Hospitalised in Belgium for an extended period? We will provide a daily allowance to help cover any additional expenses so you can focus on your recovery without financial stress.

What’s Covered Under Travel Insurance for Belgium from India?

Inclusions
Exclusions

Medical expenses

Get the medical care you need without worrying about the costs – our travel insurance to Belgium covers hospital bills, emergency dental treatment, and emergency evacuation.
Trip Delays and Cancellations

Don’t stress over disrupted travel plans. We will cover the costs of flight delays, cancellations, and non-refundable bookings, so you don’t have to pay out of pocket.
Trip Interruption

If you need to cut your trip short due to an emergency, your travel insurance for Belgium will cover the cost of your return flight to India, along with any non-refundable pre-paid bookings and travel expenses.

Baggage Loss or Delay

If you plan to take on adventure activities like mountain biking, rock climbing, paragliding, and skydiving, we have got you covered! In the event of an accident during these high-risk activities, we will take care of your medical expenses.
Adventure Sports

If you need to extend your stay due to a medical emergency, political crisis, flight rescheduling or cancellation, or any terrorist activity, we will cover the actual lodging expenses, provided that the room type remains the same as initially booked.
Emergency Hotel Extension

Stuck in Belgium longer than expected? We will cover the extra costs of lodging, so you can stay comfortable until you can go back home.

If you stay in Belgium for over 90 days on an immigrant visa, the insurer will not accept claims for any covered incidents.
Claims related to injuries sustained while involved in criminal activities are not eligible for coverage.
If the claim amount is less than the deductible, the insurer will not process the claim.

Travel insurance for Belgium will not honour claims related to incidents like war, riots, nuclear radiation, rebellion, or contamination.
Travel insurance does not cover claims related to venereal diseases, depression, or stress.
Any injury caused by intoxication or a suicide attempt will void your policy.

Policy documents:

How to Buy the Best Travel Insurance for Belgium Online?

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What is Travel Health Insurance for Belgium?

Travel insurance for Belgium is a form of coverage designed to provide financial protection to policyholders in case of unexpected health issues or accidents during the trip. While travelling is an enjoyable and enriching experience, it comes with its share of uncertainties. If you fall ill or suffer an injury while in Belgium, the healthcare costs can quickly drain your travel budget. This is when having travel health insurance can help!

A comprehensive travel health insurance policy covers a wide range of medical expenses and helps you navigate unforeseen situations with ease. If there is a medical emergency that requires hospitalisation, the insurer will cover your medical bills. Additionally, if your condition is critical, the policy may cover the cost of a family member’s compassionate visit to be by your side.

Additionally, if you need emergency medical evacuation to receive specialised treatment, the insurer will cover the expenses. Moreover, travel health insurance for Belgium also covers urgent dental treatment, such as dental injuries.

An important feature of the TripSecure+ plan is coverage for pre-existing medical conditions. This includes conditions such as high blood pressure, diabetes, or heart disease, which might otherwise be excluded from standard travel insurance plans.

Interesting Facts About Belgium

Brussels, the capital of Belgium, is often called the capital of Europe because it is home to several key institutions of the European Union, including the European Parliament and the European Commission.
Belgium has more than 3000 castles, built in various styles, including citadels, palaces, manors and farm castles.
Standing at 694 meters above sea level, Signal de Botrange is the highest point in Belgium.
The Manneken Pis, featuring a small bronze statue of a boy urinating, is one of the most famous landmarks in Brussels.
Belgium has three official languages – Dutch, French, and German.

Belgium has more than 1500 varieties of beer, many of which are brewed in Trappist monasteries by monks, with the profits used to maintain the monasteries.
Brussels Airport, also known as Brussels Zaventem, is the world’s largest chocolate-selling point.
Although French fries are associated with France, they were actually invented in Belgium.
The medieval city of Bruges is often called the “Venice of the North” because of its cobblestone streets, canals, and charming architecture.
Belgium is famous for its world-renowned Belgian waffles.

Visa Procedure for Belgium

1
Decide on the type of visa you need based on the purpose of your visit.
- Short-Stay Schengen Visa (Type C): This is for tourism, business, family visits, or short-term stays for up to 90 days within a 180-day period.
- Long-Stay Visa (Type D): This type of visa is for stays longer than 90 days. It is ideal for study, family reunion, and retirement.
2 Visit the Belgian Consulate website or the visa application centre, if available, for the visa application form. Fill out the application form correctly.
3 Book an appointment at the Belgian Consulate or visa application centre and arrive on the scheduled date with the required documents.
4 Pay the standard visa fee of INR 8370 for a short-stay tourist visa or INR 16,740 for a long-term visa.
5 After your visa application is processed, you will be notified with further instructions. The processing time is typically 15 days, after which you can collect your visa.

Documents Required for the Belgium Tourist Visa

You will need a visa application form that is duly filled and signed. You can obtain the form from the official Belgian Consulate website or the visa application centre.

Two recent passport-sized photographs (35x45mm) with a white background

A Passport valid for at least 3 months beyond your intended date of departure from Belgium. It should have at least 2 blank pages for visa stamping.

A copy of travel insurance for Belgium visa, with coverage of at least €30,000 for medical emergencies, hospital expenses, emergency medical evacuation, and repatriation of mortal remains to India

A copy of your round-trip flight tickets

Proof of accommodation for the duration of your stay, such as a hotel booking receipt or short-term rental agreement. If you plan to stay with a relative or friend in Belgium, you must have an invitation letter from the host mentioning the stay duration.

Bank statements for the last three months as proof of sufficient funds to cover your stay in Belgium

A sponsorship letter from the person paying for your trip, if applicable.

A cover letter explaining the purpose of your visit and your travel plans in Belgium

Best Time to Visit Belgium

Spring

Spring in Belgium lasts from April to June, with temperatures ranging from 10 degrees Celsius to 20 degrees Celsius. These months are ideal for exploring picturesque cities without the summer heat. Moreover, Belgium comes alive with vibrant spring festivals, including the stunning Brussels Flower Carpet, the lively Brussels Pride Festival, and the cultural extravaganza of the Ghent Festival (Gentse Feesten).

Fall

Fall, from September to November, is another best time to visit Belgium. With temperatures ranging from 10 degrees Celsius to 15 degrees Celsius, the weather is cool but still pleasant, and the place is less crowded. This makes it perfect for exploring cities like Ghent, Bruges, and Antwerp. Fall is also an excellent time to visit Belgium’s wine regions and enjoy its beer festivals.

Belgium Safety and Precautionary Measures to be Undertaken

Stay informed about local travel advisories and any relevant safety and security updates.
Keep emergency contact numbers handy, including those of the Indian embassy, medical facilities at your destinations in Belgium, and the local authorities.
Watch out for pickpockets, especially in crowded areas like Brussels, Antwerp, Bruges, and on public transport. Keep an eye on your wallet, documents, and other valuables.
Before booking a cab for city outings, research the reputation of the transport providers. Avoid unregistered taxis or rideshare services.
Belgium has excellent public transport, but you must stay alert in crowded trains.
If you plan to drive in Belgium, you must have an International Driving Permit along with your valid Indian driver’s license. Moreover, you must follow the local traffic rules to avoid any legal issues.
Be polite in social interactions and respect the traditions of the locals.
Stay in groups and be cautious with your drink in busy nightlife areas.

List of International Airports in Belgium

International Airports	Address
Brussels Airport – Zaventem	Leopoldlaan, 1930 Zaventem, Belgium
Brussels South Charleroi Airport	6041 Charleroi, Belgium
Ostend Bruges International Airport	Nieuwpoortsesteenweg 887, 8400 Oostende, Belgium
Antwerp International Airport	Luchthavenlei, 2100 Antwerpen, Belgium
Liege Airport	Rue de I’Aeroport, 4460 Grace-Hollogne, Belgium

Popular Destinations in Belgium

Brussels

Brussels, the capital of Belgium and the heart of European politics, is renowned for its museums, palaces, mansions, and chapels. It is home to many iconic landmarks like the Grand Place, Atomium, St. Michael & St. Gudula Cathedral, Parc du Cinquantenaire, and the European Parliament. With a brilliant blend of historic architecture and modern culture, Brussels offers an unforgettable experience. While you’re in Brussels, be sure to indulge in the world-famous Belgian waffles and chocolate.
Bruges

Bruges, a UNESCO World Heritage Site, is a picturesque medieval town renowned for its cobblestone streets, historic palaces, and picturesque canals. Often called the “Venice of the North”, it is famous for its charming waterways, Grote Market Square, and Belfry Tower. While in Bruges, explore the town by bike or boat, or simply indulge in a cup of Belgian hot chocolate for a truly timeless experience.
Ghent

A vibrant mix of medieval charm and modern energy, Ghent is one of Belgium’s most captivating cities. Steeped in history and culture, the city boasts stunning landmarks like Gravensteen Castle, St. Bavo’s Cathedral, and Museum Voor Schone Kunsten. While these historic sites offer a glimpse into the past, the city’s cobblestone streets, lively canals, and vibrant cafes give it a modern, dynamic vibe.
Antwerp

Antwerp, Belgium’s diamond capital and fashion hub, seamlessly blends rich history with modern flair. You can explore iconic landmarks like the Cathedral of Our Lady, the historic Rubenshuis and Plantin-Moretus Museum, or stroll through the Diamond District. The city also boasts trendy boutiques and buzzing cafes for shopping and relaxation. Don’t miss the Antwerp Zoo, one of the oldest in the world, or Museum aan de Stroom (MAS) for breathtaking views of the city.
Leuven

Leuven is renowned for its charming streets, rich cultural heritage, and world-class Belgian breweries. When in Leuven, be sure to visit the Old Market Square, which is famous for its lively cafes, and enjoy a peaceful stroll through the Kruidtuin Botanical Garden. If you are a history buff, you won’t want to miss Leuven Castle or the M-Museum Leuven. The iconic Stella Artois Brewery is a must-visit for beer lovers.

Ardennes

Ardennes, spanning Belgium, France, and Luxemburg, offers a blend of history, natural beauty and adventure. The region is known for its lush forests and hiking trails and is a paradise for nature lovers. History buffs will enjoy exploring medieval castles like Chateau Fort de Bouillon and Vianden, while outdoor enthusiasts can indulge in cycling, camping, canoeing, and rock climbing. For an adventure-filled getaway in Belgium, the Ardennes is a must-visit.
Tournai

Tournai is one of Belgium’s oldest cities, boasting a rich blend of history and culture. It is renowned for housing one of the most beautiful cathedrals in the world, Tournai Cathedral, also a UNESCO World Heritage Site. Don’t miss the Belfry of Tournai for panoramic views and the Museum of Fine Arts for a glimpse of art and history. Be sure to explore the historic Pont des Trous, a picturesque medieval bridge that adds to the city’s timeless appeal.
Mons

Mons is a vibrant city offering a mix of history, culture, and modernity. Visit the stunning Belfry of Mons, a UNESCO World Heritage Site, for panoramic views, and the Saint Waltrude Collegiate Church for its impressive architecture. Other popular attractions include the lively Grand Place, the Mons Memorial Museum for World War I history, and the Royal Museums of Fine Arts of Belgium.
Dinant

Dinant is a picturesque town known for its dramatic cliffs and beautiful river views. Be sure to visit the iconic Citadel of Dinant for panoramic views of the town and Meuse River and explore the beautiful Notre Dame de Dinant, a gothic masterpiece. When in Dinant, make sure you enjoy a scenic boat ride along the Meuse, and take a stroll through Dinant’s main square, with its colourful riverside buildings.
Durbuy

Durbuy, often called the “smallest city in the world”, is a charming gem in Belgium. When in Durbuy, stroll through the cobblestone streets, explore quaint shops, and visit the medieval Durbuy Castle. You can also enjoy scenic walks in the surrounding Ardennes forests or marvel at the impressive tree structures in the Topiary Park. For adventure seekers, kayaking on the Ourthe River or hiking the nearby trails are ideal activities.

Things to do in Belgium

Discover medieval cities, like Ghent and Bruges, with their cobbled streets, picturesque canals, and historic architecture.
Take a boat ride through Bruges’ canals for a unique view of this stunning city.
Visit iconic landmarks in Brussels, such as the Atomium and Grand Place.
Indulge in Belgium’s famous culinary delights, especially Belgian chocolates, waffles, and crispy fries.
Explore Antwerp’s Diamond District, the heart of the global diamond trade.

Walk the historic grounds of Waterloo Battlefield, where Napoleon fought his last battle.
Sample some of the world’s finest craft beers at local bars and breweries.
Discover Belgium’s comic book heritage at Brussels’ Comic Strip Museum.
Take a hot air balloon ride in Ardennes for a unique perspective of Belgium’s rolling countryside.
Enjoy the sandy beaches of Belgium’s coast, where you can swim, bike, and visit art galleries.

List of Well-Known Indian Restaurants in Belgium

Feux Du Bengale

Rue des Eperonniers 69, 1000 Bruxelles, Belgium
Shezan

Chau. de Wavre 120, 1050 Ixelles, Belgium
Bombay Inn

Rue de la Fourche 38, 1000 Bruxelles, Belgium
Mumtaz

Chau. de Wavre 64, 1050 Ixelles, Belgium
Indian Mixed Grill

Avenue Charles-Quint 157, Ganshoren, Brussels 1083, Belgium
La Porte Des Indes

Avenue Louise 455, Brussels 1050, Belgium
Le Taj

Rue de I’hotel des Monnaies 33, Saint-Gilles, Brussels, 1060, Belgium
Namaste Indian Restaurant

Rue Jules Van Praet 30, 1000 Bruxelles, Belgium
Les Rives Du Gange

Avenue de la Fauconnerie 1/5, 1170 Watermael-Boitsfort, Belgium
Mumbai Dreams

Rue Basse, Diepstraat 9, 1180 Uccle, Belgium

Local Law and Etiquette in Belgium

Belgium has a rich cultural heritage, so when visiting historical sites, museums, and churches, show respect for local customs and artefacts.
Belgians value politeness and discretion, so do not speak loudly in public.
Be mindful of photography rules and restrictions, especially in places of worship.
Respect cycling and pedestrian laws in the country. If you are cycling, do not cycle on sideways or in pedestrian-only areas.
If you are attending a business or social meeting, shake hands with everyone present there. You must also shake hands while leaving.
Dispose of your trash properly and maintain cleanliness in public spaces.

Snapping fingers, yawning, putting hands in pockets, back-slapping, or using toothpicks in public are considered impolite.
Never put your feet on chairs or tables.
Keep your hands on the table while dining, but do not rest your elbows.
Table manners are quite formal in Belgium. Wait for the host to start the meal before eating.
If you’re dining with Belgians, engage in good conversations over meals and avoid discussing sensitive topics like religion, politics, and money.
Avoid talking loudly or interrupting others in public spaces, like cafes, restaurants and public transport.

Indian Embassy in Belgium

Brussels

Embassy of India

Website: https://indianembassybrussels.gov.in/contactus.php

Address: 217, Chaussee de Vleurgat,
1050, Brussels

List of Countries Where Travel Insurance is Mandatory

Russia	Cuba	Portugal	Norway	Hungary
Turkey	Qatar	Australia	Denmark	Bulgaria
UAE	Belgium	Germany	Malta	Netherlands
France	Switzerland	Czech Republic	Sweden	Latvia
Lithuania	Finland	Spain	Estonia	Romanian
Slovenia	Liechtenstein	Poland	Iceland	-
Italy	Greece	Luxembourg	Slovakia	-

Frequently Asked Questions About
Belgium Travel Insurance

Do I need travel health insurance for Belgium?

Yes, travel medical insurance is mandatory to get a Schengen visa for Belgium. This ensures you have adequate financial protection in case of a medical emergency during your trip.

Can I purchase travel insurance for Belgium from India after I have already booked my trip?

You can certainly purchase travel insurance for Belgium from India after booking your trip. However, buying coverage as early as possible is advisable to maximise benefits and avoid last-minute hassles.

What is the eligibility criterion to buy Belgium travel insurance for visitors?

You are eligible for ICICI Lombard Belgium travel insurance if you are a resident of India, aged between 0 to 80 years. You must also have a valid Passport, Schengen visa, and confirmed flight and hotel bookings.

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Travel Insurance for Belgium

Travel Insurance for Belgium

Key Features of Belgium Travel Insurance

Extensive Coverage

No medical tests

Cashless Treatment

Customised Coverage

Emergency Cash

Fast Claims

Types of Travel Insurance for Belgium

Single-trip insurance

Multi-trip insurance

Benefits of Buying Travel Insurance for Belgium

What’s Covered Under Travel Insurance for Belgium from India?

Medical expenses

Trip Delays and Cancellations

Trip Interruption

Baggage Loss or Delay

Adventure Sports

Emergency Hotel Extension

How to Buy the Best Travel Insurance for Belgium Online?

What is Travel Health Insurance for Belgium?

Interesting Facts About Belgium

Visa Procedure for Belgium

Documents Required for the Belgium Tourist Visa

Best Time to Visit Belgium

Spring

Fall

Belgium Safety and Precautionary Measures to be Undertaken

List of International Airports in Belgium

Popular Destinations in Belgium

Things to do in Belgium

List of Well-Known Indian Restaurants in Belgium

Local Law and Etiquette in Belgium

Indian Embassy in Belgium

List of Countries Where Travel Insurance is Mandatory

Frequently Asked Questions About Belgium Travel Insurance

Do I need travel health insurance for Belgium?

Can I purchase travel insurance for Belgium from India after I have already booked my trip?

What is the eligibility criterion to buy Belgium travel insurance for visitors?

Travel Insurance for
Belgium

Frequently Asked Questions About
Belgium Travel Insurance