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  • Popular foods in Brazil

    by mohit bohra | Apr 28, 2025

    Brazil is a country that celebrates the richness of its diverse culinary heritage, where food is more than just sustenance—it’s an experience. Heavily influenced by Indigenous, African and Portuguese people, Brazilian cuisine uses fresh herbs, spices and vegetables, emphasising grilled meat. It is also known for the use of tropical fruits and seafood. Here, we’ll discuss some of the most popular dishes in Brazil.

    Why must you try the food in Brazil?

    Brazilian food is diverse and colourful, reflecting the country’s culture and history. Every dish tells a story, from the tantalising aroma of grilled meats at a traditional churrasco to the refreshing sweetness of tropical fruits. Known for its bold flavours, Brazil popular dishes will leave you wanting more. 

    10 popular dishes in Brazil

    The most popular foods in Brazil are:

    1. Churrasco:  Churrasco is skewered barbecue meat. Large pieces of meat (usually steak, pork, sausage and chicken) are pierced with stakes and grilled over a churrasqueira, a specially-built barbecue grill. This popular food in Brazil is seasoned with a blend of flavourful spices and served with rice and beans.
    2. Moqueca:  Moqueca is a seafood stew prepared with coconut milk, dande oil and a blend of herbs and spices.
    3. Tapioca: These flatbreads are considered the most popular food in Brazil. It is a snack made from cassava starch. With a chewy, crepe-like texture, it can be topped with sweet options like coconut and condensed milk or salty Brazilian dry beef.
    4. Brigadeiros: This popular Brazilian desert is found everywhere in the country. Made with condensed milk, these chocolate balls are often rolled in coconut, chopped pistachio or other nuts. It’s among Brazil most popular foods.
    5. Pão de Queijo: This Brazilian spin on cheese rolls is a popular snack. It’s crisp on the outside and soft and chewy on the inside. It mostly uses cassava flour, eggs, oil, milk, salt and cheese.
    6. Acarajé: Originated in Bahia, this street snack is a fritter made from black-eyed beans. After frying, the fritter is sliced open and stuffed with dried shrimp and vatapá, a rich and spicy puree of prawn.
    7. Quindim: This yellow yolk-sugar-coconut mixture is a popular Brazilian dessert. It has a bright, shiny top with a firm custard-like consistency. It is an extremely sweet dessert that will appeal to those who like coconut.
    8. Açaí: This popular Amazon fruit is used in many different forms. It is frequently mixed with other fruits and served as a sweet, frozen sorbet. Because of its high antioxidant content, it is regarded as a superfood.
    9. Feijoada: If you are wondering what is the most popular food in Brazil, Feijoada is the answer. Brazil’s national dish is a stew made of black beans, sausages and cuts of pork. It is traditionally served on the weekends and is regarded as a leisurely midday meal.
    10. Farofa: This interesting dish is made with chunks of bacon fried with cassava flour. It is served alongside rice and beans. It is sometimes served along with feijoada and churrasco for a hearty meal.

    Importance of travel insurance

    Travel insurance is an essential requirement if you are planning to visit Brazil. The insurance will cover you against unforeseen circumstances, including unexpected illnesses, flight cancellations and lost luggage or passports. You can also opt for single trip travel insurance that provides coverage for a single journey, from the start to the end date.

    FAQs

    1. Is feijoada the most famous dish in Brazilian cuisine?

    This black bean and pork stew is considered Brazil most popular food.

    1. Is Brazilian food spicy?

    While some dishes like vatapá are spicy, the majority of Brazilian dishes are flavourful but not spicy.

    1. Which Brazilian drink is famous worldwide?

    Brazil’s cachaça, made with sugarcane juice, is the third most popular spirit in the world.

    1. Can I find vegetarian options in Brazil?

    Yes, there are several options for dishes without meat, like Feijão Tropeiro (vegetarian version) and Moqueca de Palmito (heart of palm stew).

    Conclusion

    Brazilian cuisine offers diverse options that meet all types of preferences. To find out what awaits you in this beautiful tropical South American country, start planning your trip for an unforgettable culinary journey filled with vibrant flavours, where you can savour everything from mouthwatering street food to sumptuous regional dishes. But do not overlook the importance of securing your journey with a solid insurance policy, which safeguards your trip and provides peace of mind for a truly immersive experience.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Guide to Currency of Spain

    by mohit bohra | Apr 28, 2025

    Understanding the currency of Spain is crucial when planning a trip. The official currency is Euro (EUR, €), and the Euro Spain currency is widely accepted across the country.

    Before travelling, it’s important to know the currency and exchange rate in Spain, how to make payments, and whether the Indian currency is accepted. This guide covers everything about exchanging money, payment options, and tips to save costs while exploring Spain.

    List of currency notes in Spain

    The money in Spain consists of both banknotes and coins.

    ●       Banknotes

    Like other Eurozone countries, Spain uses Euro banknotes, which are standardised across Europe. Here’s a breakdown:

    Denomination (€)

    Colour

    Key features

    5

    Grey

    Classical architecture theme

    10

    Red

    Romanesque architecture

    20

    Blue

    Gothic architecture

    50

    Orange

    Renaissance architecture

    100

    Green

    Baroque and Rococo styles

    200

    Yellow

    19th-century iron and glasswork

    500*

    Purple

    Modern 20th-century designs

    Note: €500 notes are rarely in circulation and are often not accepted for everyday transactions.

    ●       Coins

    Euro coins have different designs and are accepted across all Eurozone countries. The denominations include 1 cent, 2 cents, 5 cents, 10 cents, 20 cents, 50 cents, along with €1 and €2. Most stores round prices to the nearest 5 cents, as one and 2-cent coins are becoming less common.

    Using Indian currency

    Travellers cannot use Indian currency in Spain:

    • Indian Rupees (INR) must be exchanged for Euros.
    • Currency exchange centres, banks, and airports offer INR to EUR conversion. However, rates at airports tend to be higher.
    • ATMs in Spain allow cash withdrawals in Euros using an international debit or credit card.

    Methods of payment in Spain

    Spain offers various payment methods, making it easy for travellers.

    1. Although Spain is increasingly becoming cashless, some small shops, local markets, and rural areas still prefer cash.
    2. Visa, MasterCard, and American Express are accepted. Some banks charge foreign transaction fees, so checking with the card provider before travel is advised.
    3. Digital wallets like Apple Pay, Google Pay, and Samsung Pay work in most stores, restaurants, and metro stations. Tap-and-go payments are common for quick transactions.
    4. Prepaid Forex cards allow travellers to load Euros and avoid fluctuating exchange rates, helping in budgeting expenses efficiently.
    5. Bank transfers are not commonly used for travel transactions. While Bizum, a Spanish payment app, is popular, it usually requires a local bank account.
    6. As a Eurozone member, Spain participates in the Single Euro Payments Area (SEPA), facilitating seamless transactions across European markets. SEPA regulations simplify euro-denominated transfers, ensuring that cross-border payments within participating countries are as straightforward as domestic transactions.

    Tips to save money when travelling in Spain

    Spain offers budget-friendly options if planned correctly. Here are a few tips to help you out:

    1. Exchange rates at airports and hotels are unfavourable. Opt for local exchange centres in the city.
    2. Spain’s Metro, buses, and trams are affordable. Buying a transport pass can reduce travel costs.
    3. Instead of dining in tourist areas, opt for local tapas bars and food markets for budget-friendly meals.
    4. Many museums and historical sites have free entry days or discounted tickets for visitors under 26 years old.
    5. The best time to shop in Spain is during winter and summer Rebajas (seasonal sales).
    6. Having single trip travel insurance can save unexpected medical and trip cancellation costs.

    FAQs

    • What is the official currency of Spain?

    Spain’s recognised official currency is the Euro (EUR, €).

    • Can I use Indian Rupees in Spain?

    No, INR is not accepted. Travellers must exchange INR for Euros.

    • What is the most convenient way to manage money while in Spain?

    A combination of cash, debit/credit cards, and a prepaid Forex card is recommended.

    • Do I need travel insurance for Spain?

    Yes, getting travel insurance is recommended for medical emergencies, trip cancellations, and lost baggage.

    Conclusion

    Understanding the currency of Spain helps travellers manage expenses efficiently. Since Euro Spain currency is the widely accepted currency, Indian currency must be exchanged before making purchases. With multiple payment methods, including cards, mobile payments, and prepaid Forex cards, transactions are convenient.

    Plan money exchanges wisely, consider budget-friendly dining, and use public transport to maximise savings. Additionally, single trip travel insurance ensures financial protection during the journey.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Guide to Dubai Dinar Currency

    by mohit bohra | Apr 28, 2025

    Introduction

    When planning a trip to Dubai, understanding the local currency is essential. Many first-time travellers search for Dubai Dinar currency, but Dubai does not use the Dinar. Instead, the official currency in Dubai is the United Arab Emirates Dirham (AED), abbreviated as AED and symbolised as د.إ.

    Knowing how to exchange money, use Indian currency in Dubai, and manage payment in Dubai can help travellers avoid unnecessary expenses. This guide covers currency denominations, exchange tips, and money-saving strategies to make financial transactions easier when visiting Dubai.

    List of currency notes in Dubai

    The currency in Dubai, the UAE Dirham, comes in banknotes and coins. Here’s a quick look at the available denominations:

    Banknotes

    Denomination (AED)

    Colour

    Key Features

    5

    Brown

    Blue Souk in Sharjah and Salem Al Mutawa

    10

    Green

    Date tree, Omani Khanjar and the Sheikh Zayed Grand Mosque.

    20

    Light Blue

    Dubai Creek Golf & Yacht Club and Dhow sailing boat

    50

    Purple

    Al Fahidi Fort and the Arabian Oryx (old currency) or the founding fathers of the UAE (new currency)

    100

    Pink

    World Trade Centre and Al Fahidi fort

    200

    Yellow

    Central Bank building and the National Stadium at Zayed Sports City

    500

    Blue

    Jumeirah Mosque and the Falcon (old currency). Terra Sustainability Pavilion and the Museum of the Future (new currency)

    1,000

    Green/Blue

    Brown

    Qasr Al-Hosn (old currency). Space shuttle/Hope probe and the Barakah Nuclear Energy Plant (new currency)

    Coins (Fils and Dirhams)

    Along with banknotes, coins are frequently used for smaller transactions. They are available in the following denominations:

    • 1 Fils, 5 Fils, and 10 Fils: These are rarely used in daily transactions.
    • 25 Fils and 50 Fils: These are commonly used for small purchases and change.
    • 1 Dirham (AED 1): Widely used for metro tickets, vending machines, and smaller transactions.

    Many shops round up prices to the nearest 25 or 50 fils since smaller coins are often not in circulation. It is advisable to carry small change when shopping at local markets or using public transport.

     

    Using Indian currency

    Many travellers wonder whether Indian currency in Dubai is accepted. The answer is generally no, except in specific cases:

    • Dubai duty-free: Indian Rupees (INR) can be used at Dubai International Airport’s duty-free shops. However, only higher denominations like ₹100, ₹200, ₹500, and ₹2,000 are accepted. Change is given in Dirhams.
    • Currency exchange centres: Dubai has numerous exchange centres that accept INR and convert it into AED. Compared to airports, these centres usually offer competitive rates.
    • Hotels and tour operators: Some high-end hotels and tour operators may accept INR, but this is not guaranteed and depends on their policies.

    Since INR is not widely accepted, it is recommended that you exchange it for AED before departure or upon arrival in Dubai.

    Methods of payment in Dubai

    One can use a variety of payment in Dubai options, making transactions convenient for travellers:

    • Cash payments: Although digital payments are preferred, carrying some cash is helpful for small purchases, taxis, and souks.
    • Credit & debit cards: Visa, MasterCard, and American Express are widely accepted at hotels, restaurants, and shopping malls.
    • UPI & RuPay cards: Select locations now support Unified Payments Interface (UPI) and RuPay cards, making transactions easier for Indian travellers.
    • Digital wallets: Apple Pay, Google Pay, and Samsung Pay are accepted at most modern establishments.
    • Prepaid travel cards: These offer fixed exchange rates and are ideal for travellers who want to avoid currency conversion charges.

    Before using any card, check for foreign transaction fees, as some banks charge extra for international payments.

    Tips to save money when travelling in Dubai

    Dubai can be expensive, but thoughtful planning can help save money. Here are a few tips:

    ●       Use public transport: The Dubai Metro and buses offer an affordable way to travel around the city.

    ●       Eat at local restaurants: Save money by dining at local eateries instead of touristy restaurants.

    ●       Shop smart: Shop during the Dubai Shopping Festival or Ramadan for discounts.

    ●       Book tickets in advance: Save money by booking tickets online for attractions and tours.

    ●       Consider travel insurance for Dubai: Ensure you're covered for medical emergencies, cancellations, or lost luggage.

    FAQs

    1. Can I use Indian Rupees in Dubai?
      No, except at duty-free stores at the airport. All other transactions require AED.
    2. What is the best way to carry money in Dubai?
      For security and convenience, it is recommended that travelers carry a mix of cash, credit/debit cards, and a prepaid travel card.
    3. Do I need to carry cash in Dubai?
      Most places accept digital payments, but having some cash is helpful for taxis, markets, and local transport.
    4. Where should I exchange Indian Rupees for Dirhams?
      It is better to exchange money at city-based exchange centres rather than at the airport for better rates.
    5. Is travel insurance necessary for Dubai?
      Yes, having travel insurance for Dubai is highly recommended to cover medical emergencies, lost luggage, and trip delays.

    Conclusion

    Understanding the currency in Dubai is essential for hassle-free transactions. The UAE Dirham (AED) is the official currency, and Indian currency in Dubai has minimal use. With multiple payment in Dubai options available, including cash, cards, and digital payments, managing expenses is easy.

    Travellers can enjoy Dubai without worries by planning their finances wisely and opting for travel insurance. Being prepared ensures a smooth and stress-free trip, whether it is shopping, dining, or sightseeing.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • How to use money in Russia: currency, payments, and tips

    by mohit bohra | Apr 28, 2025

    The Russian ruble (₽) is the official currency in Russia. It is abbreviated as RUB and is widely used across the country. If you plan to visit Russia, understanding its currency system is essential. This guide will provide you with crucial information about Russia's ruble, including the different denominations, how to exchange your money, and the best Russia payment methods.

    List of currency notes in Russia

    Russia has a variety of banknotes and coins in circulation. The ruble is divided into kopecks, but kopeck coins are rarely used today. Here is a breakdown of the Russian currency notes:

    Banknotes in Russia:

    • ₽10 – Rarely used, replaced mainly by coins
    • ₽50 – Used in some places, but not very common
    • ₽100 – A commonly used note
    • ₽200 – Introduced recently, valid for small transactions
    • ₽500 – One of the most frequently used notes
    • ₽1,000 – Widely used for larger purchases
    • ₽2,000 – Introduced recently, convenient for mid-range spending
    • ₽5,000 – The highest denomination, valid for large expenses

    Coins in Russia:

    • ₽1, ₽2, ₽5, ₽10 – Commonly used for small transactions
    • 1, 5, 10, 50 kopecks – Rarely used, often not accepted

    Using Indian currency in Russia

    If you travel from India, you cannot use Indian currency in Russia. You will need to exchange your money for rubles. Here are some key points to keep in mind:

    Where to exchange Indian rupees for Russian rubles?

    • Currency exchange offices – These are Found in major cities, airports, and banks.
    • Banks – They provide currency exchange but may have high fees.
    • ATMs – You can withdraw rubles using an international debit or credit card.
    • Hotels and airports – Exchange services are available but with higher rates.

    Best way to exchange INR to RUB

    • Exchange money in India before travelling to get better rates.
    • Carry US dollars (USD) or euros (EUR) for easier exchange in Russia.
    • Use international debit/credit cards instead of carrying too much cash.

    Methods of payment in Russia

    Here are the multiple Russia payment methods:

    1. Cash payments
    • Most local markets, small shops, and transport services prefer cash.
    • Always carry small denominations for convenience.
    1. Credit and debit cards
    • Visa and Mastercard are accepted, but some international cards may not work due to sanctions.
    • MIR cards (Russia’s payment system) are commonly used.
    1. Mobile payments
    • Apple Pay and Google Pay may not work in Russia.
    • Local mobile payment apps like Mir Pay and SberPay are popular.
    1. Online banking
    • If you have a Russian bank account, you can use online banking for payments.

    Tips to save money when travelling in Russia

    Travelling in Russia can be affordable if you plan well. Here are some helpful money-saving tips:

    1. Use public transport
    • Metro, buses, and trams are cheaper than taxis.
    • Get a transport card like Troika for discounts.
    1. Eat at local restaurants
    • Avoid expensive tourist spots and eat at local cafes or street food stalls.
    1. Exchange money at reliable places
    • Compare rates before exchanging currency.
    • Don't exchange money at airports due to higher fees.
    1. Use budget-friendly accommodation
    • Consider hostels, Airbnb, or budget hotels instead of luxury hotels.
    1. Buy a SIM card for cheap internet
    • Local SIM cards are cheaper than international roaming.

    FAQs

    1. Can I use Indian rupees in Russia?

    No, Indian rupees are not accepted in Russia. You need to exchange them for rubles.

    1. What is the best way to pay in Russia?

    Cash and Russian bank cards (MIR) are the most reliable. Some international cards may not work.

    1. Are US dollars accepted in Russia?

    No, you cannot use US dollars for purchases. You must exchange them for rubles.

    1. Can I withdraw money from ATMs in Russia?

    Yes, but check if your international card works in Russia before travelling.

    1. Is it safe to carry cash in Russia?

    Yes, but avoid carrying large amounts. Use a money belt or secure wallet.

    Conclusion

    Russia's ruble is the accepted currency, and understanding how to use it will make your trip easier. Whether you exchange money, use cards, or pay through mobile apps, being prepared will help you avoid any issues. Follow these money-saving tips to enjoy an affordable trip to Russia.

    Additionally, it is essential to have travel insurance when visiting Russia. Unexpected situations like medical emergencies, lost baggage, or trip cancellations can be costly, and reasonable travel insurance for Russia will help cover these expenses.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Egypt travel: Currency and payment guide

    by mohit bohra | Apr 28, 2025

    Egypt is a beautiful country known for its ancient history, stunning pyramids, and vibrant culture. It is important to understand the currency system in Egypt for a smooth, hassle-free trip. Knowing which notes are in circulation, the best payment methods, and how to save money are essential things to be aware of. This guide will provide you with all the vital details about currency in Egypt.

    List of currency notes in Egypt

    The official currency in Egypt is the Egyptian pound (EGP), which is often written as LE or E£. One Egyptian pound is further divided into 100 piastres. The Central Bank of Egypt issues various notes in different denominations.

    The main currency notes used in Egypt are:

    Denomination

    Appearance

    E£1

    Smallest note, green in colour

    E£5

    Green and purple design

    E£10

    Brown and orange design

    E£20

    Purple design

    E£50

    Blue and pink design

    E£100

    Green and blue design

    E£200

    Largest note, orange in colour

    Using Indian currency

    If you are travelling from India, you need to know that Indian currency in Egypt is not accepted. However, there are ways to exchange Indian currency in Egypt:

    • Currency exchange Egypt offices: Some exchange offices accept INR and provide Egyptian pounds.
    • Banks: Certain banks in Egypt allow INR to be exchanged, but it's not very common.
    • Airports: Exchange counters at international airports in Egypt might accept INR, but rates may not be favourable.

    Methods of payment in Egypt

    Egypt offers various payment methods, including cash, cards, and digital. It is important to know which payment methods in Egypt are widely accepted.

    • Cash: Cash is the most preferred payment method. Many small shops, street vendors, and taxis only accept cash. Always carry small denominations (E£10, E£20, E£50) for an easy payment process.
    • Credit and debit cards: Most hotels, shopping malls, and restaurants accept Visa and MasterCard. American Express and other international cards may not be widely accepted.
    • ATMs: ATMs are available in major cities like Cairo, Alexandria, and Luxor. You can withdraw Egyptian pounds using international debit or credit cards. Be aware of withdrawal limits and bank fees.
    • Mobile payments: Digital wallets like Apple Pay, Google Pay, and PayPal are not very common in Egypt. Some large businesses accept them, but cash is still preferred.
    • Foreign currency payments: S. dollars, euros, and British pounds are sometimes accepted at tourist locations. However, the exchange rate may not be favourable.

    Tips to save money when travelling in Egypt

    Travelling in Egypt can be affordable if you manage your expenses wisely.

    • Avoid exchanging currency at airports, as the rates are usually high. Use authorised exchange offices or banks for better rates.
    • Many local shops and vendors prefer cash over cards. Carry small notes (E£10, E£20) to avoid getting too much change in coins.
    • Negotiate while shopping in local markets (souks). Start by offering half the price and negotiate from there.
    • Withdraw larger amounts from ATMs to avoid multiple ATM fees. Use banks that have lower foreign transaction fees.
    • Metro and public buses are much cheaper than taxis. If using a taxi, agree on a price before the ride or use ride-hailing apps like Uber.

    FAQs

    1. Can I use Indian rupees in Egypt?

    Indian currency is not accepted in Egypt. It is best to exchange INR for EGP before travelling.

    1. Are credit and debit cards accepted everywhere in Egypt?

    While big hotels and restaurants accept cards, small shops, markets, and taxis prefer cash.

    1. Is it expensive to travel to Egypt?

    Egypt is generally affordable for tourists. Local food, transport, and accommodation are much cheaper than in many countries.

    1. Where can I exchange money in Egypt?

    You can exchange currency at ATMs, exchange offices, banks, and hotels.

    1. What should I do if I run out of cash?

    You can withdraw money from an ATM, use a credit/debit card, or exchange more foreign currency.

    Conclusion

    Understanding the currency system in Egypt will help you manage your expenses better. However, while planning your trip, it is also essential to ensure your journey is stress-free. Look for travel insurance online and opt for a policy that offers financial security in case of any unforeseen events. A good travel insurance for Egypt provides coverage against medical emergencies, travel hiccups like lost baggage, flight delays and trip cancellations.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Canadian currency and payment guide

    by mohit bohra | Apr 28, 2025

    Have you heard of loonies and toonies? They might sound like cartoon characters, but they're actually the names of Canada's $1 and $2 coins. If you travel to Canada, learning about its currency will simplify everyday payments. The country uses both coins and banknotes, with different values and colours. This guide will help you learn about Canadian money, how to use Indian currency in Canada, various payment methods, and tips to save money.

    List of currency notes in Canada

    The Canadian dollar (CAD) is the official currency of Canada, available in both coins and banknotes. Here is a list of the commonly used currency in Canada:

    • Banknotes: Canadian banknotes come in denominations of $5, $10, $20, $50, and $100. In Canada, currency notes are made of polymer, making them durable and difficult to tear.
    • Coins: Canadian coins are available in 5 cents (nickel), 10 cents (dime), 25 cents (quarter), $1 (loonie), and $2 (toonie). While pennies were discontinued in 2013, they are still accepted in transactions.

    Using Indian currency

    You cannot use Indian currency in Canada for direct purchases. However, there are ways to exchange your money. Here are the top currency exchange options:

    • Banks: Most Canadian banks allow you to exchange Indian rupees for Canadian dollars, but the exchange rate may vary.
    • Canada currency exchange centres: These centres in airports and cities offer money exchange services.
    • ATMs: Some international ATMs allow withdrawals in Canadian dollars using an Indian debit or credit card.
    • Online exchange services: Some online platforms allow you to exchange money before your trip and collect Canadian dollars upon arrival.

    Methods of payment in Canada

    In Canada, various payment methods are used for shopping, dining and transport. Here are the most common payment ways:

    1. Cash: You can opt for cash payments in Canada for small purchases and tips.
    2. Debit and credit cards: Major networks include Visa, Mastercard, and American Express. Contactless payments are particularly popular due to their convenience and speed.
    3. Digital Wallets: Services like Google Pay, Samsung Pay, and Apple Pay provides a secure and convenient option to make transactions.

    Tips to save money when travelling in Canada

    Travelling in Canada can be expensive, but there are ways to save money on currency exchange and daily expenses.

    1. Exchange money in advance: To avoid high airport exchange fees, you can convert INR at local banks or currency exchange before your trip.
    2. Use a no-fee international card: Some banks offer travel cards with no foreign transaction fees. This can help save money when using debit or credit cards.
    3. Withdraw larger amounts at once: ATM fees can be high, so withdraw a larger amount to avoid multiple charges.
    4. Use public transport: Taxis and rented cars can be costly. Instead, opt for buses, trains, or ride-sharing services like Uber.

    FAQs

    • What are the best ways to exchange currency in Canada?

    The best way to exchange money is through banks, authorised exchange centres, or ATMs that offer good exchange rates.

    • Can I use U.S. dollars in Canada?

    Some stores near the U.S. border accept U.S. dollars. However, the exchange rate may not be favourable.

    • Do Indian credit or debit cards work in Canada?

    Most Indian international credit and debit cards work in Canada, but you may need to inform your bank before travelling.

    • What should I do if I lose my money or cards?

    Report the lost or stolen cards to your bank immediately. You can also contact your embassy for emergency financial help if needed.

    Conclusion

    Understanding the currency in Canada is important for a smooth travel experience. When travelling to Canada, it is also important to consider international travel insurance that provides financial coverage in case of unexpected events such as medical emergencies, lost luggage, or trip cancellations, which can be costly. Getting travel insurance for Canada can help protect you from these financial risks and let you enjoy your trip stress-free.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Travel with ease using Chinese yuan tips

    by mohit bohra | Apr 28, 2025

    China's currency has two names - Renminbi (RMB) and Yuan. 'Renminbi' translates to 'people's currency,' while 'yuan' refers to its primary unit. Although these terms are used interchangeably, they serve different purposes. Understanding such distinctions can help travellers handle currency exchanges, daily transactions, and pricing more effectively.

    If you plan to visit China, this guide will help you understand Chinese yuan currency, exchange money, and save on expenses.

    List of currency notes in China

    Chinese currency comprises various denominations of banknotes and coins. Here's an overview of Chinese yuan denominations:

    • Banknotes: Chinese yuan comes in denominations of ¥0.1 (10 fen), ¥0.5 (5 jiao), ¥1, ¥5, ¥10, ¥20, ¥50 and ¥100. Higher value notes, such as ¥50 and ¥100, are commonly used for major transactions. Smaller denominations, such as food, transportation, and small retail items, are handy for everyday purchases.
    • Coins: In China, coins are available in denominations of ¥0.01 (1 fen), ¥0.05 (5 fen), ¥0.1 (1 jiao), ¥0.5 (5 jiao), and ¥1. These coins are commonly used for small transactions like paying for public transportation, street food or small retail purchases.

    Using Indian currency

    Indian rupees (INR) are not accepted for direct transactions in China. Travellers from India should convert their INR to Chinese yuan (CNY). Here are some ways to change Indian currency in China:

    • Currency exchange at banks: Major Indian banks like SBI or HDFC offer foreign exchange services. You can exchange INR to CNY in China at major banks like the Bank of China and ICBC.
    • Currency exchange at airports: Currency exchange counters are available at international airports in China. However, they might offer less favourable exchange rates.
    • ATMs: International ATMs in China allow withdrawals in yuan using Indian debit or credit cards.
    • Prepaid travel cards: These travel cards can be loaded with INR and used to withdraw CNY at ATMs or make direct payments. They offer competitive exchange rates and enhanced security.

    Methods of payment in China

    Here are some of the modes of payment in China:

    • Digital payments: Platforms like Alipay and WeChat Pay are widely accepted for payments. You can use them everywhere, from street vendors to upscale malls.
    • Credit and debit cards: Major international cards (Visa, MasterCard) are accepted in hotels, restaurants, and larger retail stores. However, smaller establishments might prefer cash or digital payment methods.
    • Cash: While digital payments are prevalent, money remains an essential mode of payment in rural areas or smaller towns.

    Tips to save money when travelling in China

    Travelling in China can be economical with these strategies:

    • Use public transportation: Cities like Beijing and Shanghai have extensive and affordable metro systems. Buses are also a cost-effective option.
    • Dine like a local: Eating at local eateries or street food stalls offers authentic cuisine at lower prices compared to tourist-centric restaurants.
    • Bargain at markets: In local markets, bargaining is common and can help in significant savings. Always be polite and reasonable in negotiations.

    FAQs

    1. Is it necessary to carry cash in China?

    While major cities rely on digital payment methods, you must carry cash for ease of transaction. If visiting rural areas or small vendors, cash transactions are preferred.

    1. Can I use an Indian credit/debit card in China?

    Yes, but make sure your card is enabled for international transactions

    1. Are currency exchange services available at Chinese airports?

    Yes, but they might offer less favourable rates compared to banks or ATMs.

    1. Can I buy a local SIM in China to use mobile payment apps?

    You can purchase a local SIM card to access mobile payment apps like Alipay and WeChat Pay.

    Conclusion

    When you understand the currency in China and its payment system, you can have a better travel experience. Traditional and modern payment methods ensure you are prepared for any situation. Before travelling, investing in travel insurance for China is also important. Good travel insurance will cover medical emergencies, lost luggage, and unexpected trip cancellations. You can easily compare and buy travel insurance online, which saves time and ensures you get the best coverage for your trip.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Japan currency guide for smarter travel

    by mohit bohra | Apr 28, 2025

    Beyond the excitement of planning your Japan itinerary, knowing how currency and payments work is important to make your travels smoother. Japan primarily uses the Japanese Yen (JPY, ¥), with cash still common but digital payments rising. This guide will help you understand currency in Japan, payment methods, and useful money-saving tips for your trip.

    List of currency notes in Japan

    The currency of Japan Yen (JPY, ¥) consists of banknotes and coins. Banknotes come in 1,000, 2,000, 5,000, and 10,000 yen denominations, while coins include 1, 5, 10, 50, 100, and 500 yen. However, a 2,000 yen note is rare and not commonly found in circulation. The Yen is widely used, though digital payments are becoming increasingly popular across Japan.

    Using Indian currency

    If you travel from India, you must exchange your Indian Rupees (INR) for Japanese Yen (JPY). Here are some ways to exchange Indian currency in Japan:

    • Currency exchange counters: For currency exchange, Japan has dedicated kiosks at airports, banks, and major train stations.
    • ATMs: International ATMs at post offices and 7-Eleven stores allow withdrawals using an international debit/credit card.
    • Online forex services: Some Indian banks and forex services let you order JPY in advance.
    • Credit/debit cards: Payment through Visa, MasterCard, and Amex cards are acceptable.

    Methods of payment in Japan

    While Japan has a reputation for being a cash-based society, digital payment methods are growing in popularity. Here are the primary payment methods in Japan:

    1. Cash (Japanese Yen): It is still the most commonly used payment method in rural areas. Many small shops, street vendors, and certain restaurants operate on a cash-only basis.
    2. Credit and debit cards: You can credit or debit cards at hotels, department stores, and large restaurants. MasterCard, Visa, and American Express are the most commonly accepted cards.
    3. Integrated Circuit cards (IC cards)/prepaid travel cards: Suica, Pasmo, and ICOCA are rechargeable cards used for public transport, vending machines, and some stores.
    4. Mobile payments: PayPay, Line Pay, and Rakuten Pay are popular digital wallets in Japan. Apple Pay and Google Pay are also accepted in some places.

    Tips to save money when travelling in Japan

    Japan can be expensive, but smart planning can help you save money. Here are some useful tips:

    1. Use public transport wisely: You can get a Japan Rail Pass for travel between cities. Use the IC cards (Suica, Pasmo) for convenient and discounted travel. Don't forget to take advantage of local bus and metro day passes.
    2. Eat like a local: You can visit convenience stores like 7-Eleven or FamilyMart for affordable meals. For budget meals, choose conveyor belt sushi restaurants or ramen shops.
    3. Stay in budget accommodation: Capsule hotels and guesthouses are much cheaper than regular hotels.

    FAQs

    1. Can I use US dollars or Indian Rupees in Japan?

    No, only the Japanese Yen is accepted.

    1. Are credit cards widely accepted in Japan?

    Credit cards are accepted in major stores, hotels, and restaurants, but smaller shops and local restaurants may only accept cash.

    1. Where can I exchange Indian Rupees for Japanese Yen?

    You can exchange INR at Japan's banks, airports, and forex exchange counters.

    1. What is the best way to carry money in Japan?

    Carrying a mix of cash and a travel card (like Suica or Pasmo) is recommended. Having a credit or debit card for emergencies is also useful.

    1. Are ATMs easily available for foreign cards?

    ATMs at 7-Eleven, FamilyMart, and post offices accept international cards.

    Conclusion

    Understanding Japan's currency and payment methods will make your trip smoother and stress-free. While Japan is still a cash-friendly country, digital payments are growing. Be prepared by exchanging enough cash, carrying a travel card, and using cost-saving strategies.

    In addition to managing your money, securing travel insurance for Japan is essential. Events like medical emergencies, lost baggage, or flight cancellations can lead to unnecessary stress. A good travel insurance plan will help you avoid financial strain and handle any travel disruptions quickly, ensuring a worry-free journey.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Know the British Pound before UK travel

    by mohit bohra | Apr 28, 2025

    A trip can quickly slow down when you scramble for the right currency at checkout. The British Pound Sterling (£) is the UK's official currency, and knowing how to handle it before you arrive can save you time, money, and hassle. This blog explores the currency in UK, covering everything from its banknotes and coins to the best ways to exchange and spend money.

    List of currency notes in UK

    The UK currency notes currently in circulation are £5, £10, £20 and £50, while the decimal coins include 1p, 2p, 5p, 10p, 20p, 50p, £1, and £2. You can use these notes and coins for everyday transactions across the U.K.

    Using Indian currency

    Indian currency in UK is not a legal tender and must be exchanged for GBP. You can convert money at currency exchange offices, banks, U.K. ATMs or even carry Forex Cards. Some Indian banks provide currency exchange UKservices before departure for customer convenience.

    Methods of payment in the UK

    Here are some of the popular methods for payment in UK:

    • Cash: You can use GBP for all kinds of transactions.
    • Debit and credit cards: Debit and credit cards are also used widely for transactions
    • ATMs: UK ATMs accept international cards for cash withdrawals.
    • Mobile payments: Many retailers accept transactions via mobile wallet apps. You can use these apps to pay with your smartphone.
    • Cheques: While less common, some institutions also accept personal cheques.
    • Online and card payments: E-commerce stores in the U.K. accept online payments for shopping, services and bill payments.
    • Forex travel cards: You can use Forex cards like debit cards for GBP transactions.
    • Traveller's cheques: Traveller's cheques are a good way to obtain U.K. currency at banks or exchange bureaus.

    Tips to save money when travelling in UK

    The U.K. is an expensive destination, but with the right planning, you can easily save money and have a good time. Here are some tips for saving money while travelling in the U.K.

    • Exchange your INR for GBP in UK in local banks or ATMs instead of airport exchanges for better rates.
    • Use contactless payment and travel cards for cheaper fares while using London transport.
    • Look for historical sites, museums and other attractions in the U.K. that offer free entry.
    • Eat at restaurants offering discounted meals or pre-theatre set menus for optimal savings.
    • Save on sightseeing with multi-passes issued by heritage organisations like the National Trust, English Heritage, and Historic Scotland.
    • You can pre-book your travel, tours, and attractions at VisitBritain Shop for a discounted rate.

    Another smart way to avoid unnecessary expenses in the U.K. is to get a travel insurance policy from a leading service provider. A single-trip travel insurance package offers coverage against medical emergencies, theft and other hassles.

    FAQs

    1. Are Euros accepted in the U.K.?

    Euros are not accepted in the U.K. for regular transactions. Only some tourist areas may accept Euros, so it is always better to use GBP.

    1. Are Indian credit and debit cards accepted in the U.K.?

    Major Indian cards like Visa and Mastercard are accepted in the U.K.

    1. How to get the best exchange rates for GBP in the U.K.?

    The best way to get the lowest exchange rates for GBP in the U.K. is to withdraw money from the ATM using a low-forex-fee debit card.

    Conclusion

    When travelling to the U.K., understanding the Great British Pound, available payment methods, and money-saving tips can make the trip smoother and more cost-effective. Additionally, exchanging currency wisely and using cost-saving options can enhance your travel experience.

    However, unexpected situations can still arise. That's why having the right travel insurance is essential. A good policy provides a safety net against sudden financial stress and protects you against medical emergencies, lost luggage, and flight delays, providing you peace of mind.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • U.S. dollar: Currency facts and exchange regulations

    by mohit bohra | Apr 28, 2025

    The U.S. dollar, represented by the symbol $, is the currency of United States of America. It is widely used around the world for international trade and economic activities. If you plan to visit the U.S., understanding its currency can help you immensely. After all, nothing can derail your trip, like scrambling to figure out exchange rates or wondering if the store manager will accept your credit card.

    In this blog, you will learn about the US dollar currency – its value, denominations, and how to use it effectively during your trip.

    List of currency notes in the US 

    The US Federal Reserve (the U.S. central bank) issues seven denominations of paper currency – $1, $2, $5, $10, $20, $50, and $100. The highest denominations ($500, $1000, $5000, and $10,000) are no longer circulated. Additionally, coins in the U.S. are produced in several denominations for every use. They are available in the following denominations: Penny (1 cent), Nickel (5 cents), Dime (10 cents), Quarter (25 cents), Half Dollar (50 cents), and Dollar Coin ($1).

    Using Indian currency     

    Indian currency in USA is not accepted as legal tender. Therefore, you must convert your INR to U.S. dollars before your trip. You can exchange the currency for USD from local Indian banks, exchange bureaus or international airports. Some Indian banks provide Forex Cards, which are quite convenient. You can load them up with USD and make a secure payment option at hotels, restaurants or malls. 

    Few online forex exchanges also support currency exchange. The USA exchange rate is subject to change depending on inflation, economic growth, interest rates, etc. Stay updated on exchange rates and strategise your currency conversion to maximise the value of your money. Most Indian banks offer international credit/debit cards that you can use for international transactions.

    Methods of payment in the US

    While digital payments are widely accepted, it is advisable to carry cash. Some of the common payment method USA include:

    • Credit and Debit Cards: International credit/debit cards such as Mastercard, Visa and American Express are accepted in the USA. You can withdraw money from ATMs with international debit cards.
    • Cash: You can carry USDs for small purchases or in areas with limited card acceptance.
    • Digital Wallets: PayPal and Apple Pay can be used for contactless payments. However, not all merchants accept these methods.
    • Prepaid Cards: You can load USD onto prepaid prepaid cards and use them for transactions.

    Tips to save money when travelling in the US

    Before visiting the USA, plan wisely and manage your expenses effectively. Here are some tips for managing your money while travelling in the U.S. 

    • Before travelling, check for available lodging options that align with your financial situation. You can book budget hotels, lodges, motels, etc., for seasonal discounts.
    • You can find coupons and discount cards for activities, restaurants, and attractions in travel brochures, guides, and online resources. They can help you save money during the trip.
    • Diners and food trucks offer affordable meal options. You can also buy groceries, snacks or cheap pre-cooked meals at supermarkets.
    • Look for second-hand shops or outlet malls for souvenirs and gifts to take back home.

    FAQs

    1. What are the external factors that influence the USD exchange rate?

    External factors like inflation, economic activities, supply and demand and geographical factors influence USD exchange rates.

    1. How many cents are there in $1?

    There are 100 cents in 1 dollar.

    1. Is choosing a tailored travel insurance mandatory before travelling to the USA?

    Purchasing an international travel insurance plan is not mandatory but highly recommended.

    1. What is the best way to exchange INR for USD?

    You can exchange INR to USD at banks, airport exchange kiosks or online forex platforms.

    Conclusion

    Proper research and planning can make your U.S. trip a memorable experience. It can help you manage your finances better and avoid unexpected expenses. However, don't overlook the importance of selecting an international travel insurance plan for your trip. Purchasing a tailored policy, like travel insurance for USA, can protect you from many unforeseen travel emergencies like loss of luggage, flight delays, or cancellations, ensuring you're not left financially stranded.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Handy guide to the New Zealand dollar

    by mohit bohra | Apr 28, 2025

    A stunning island country in the Pacific Ocean, New Zealand (NZ) is famed for picturesque landscapes, exotic wildlife, and a unique mix of different cultures. This nation, teeming with natural wonders, is a lovely tourist destination.

    This New Zealand dollar guide covers everything about the NZ currency, popular modes of payment, and how to spend wisely on a trip to New Zealand.   

    List of currency notes in New Zealand

    Issued by the country’s Reserve Bank, the New Zealand dollar has the currency code NZD, denoted as NZ$. It is colloquially known as the Kiwi dollar. It is denoted as $ in New Zealand, and each NZ$ is subdivided into 100 cents.   

    The five banknote denominations in circulation at present include $5, $10, $20, $50, and $100. The coin denominations are 10 cents, 20 cents, 50 cents, $1, and $2. 

    Using Indian currency

    While you cannot use Indian currency in New Zealand, it is easy to convert INR into NZD at any bank or registered foreign exchange office or get some money converted to India before departure. It is also possible to withdraw cash in NZ currency from an ATM if you are carrying a debit or credit card enabled for international usage. This involves a fee, though.

    However, when it comes to currency exchange New Zealand, avoid the counters at airports or hotels since they generally charge additional commissions.     

    Methods of payment in New Zealand

    Whether you are exploring major cities, suburbs, or rural areas, clarifying popular New Zealand payment methods can contribute to a smooth experience. The following are the payment options available in NZ:

    • Cards: Both international debit and credit cards are widely accepted in big cities and key establishments, especially from providers like MasterCard and Visa.
    • Cash: While New Zealand is increasingly becoming cashless, small businesses or those in suburban and rural areas might prefer cash payments.
    • Mobile payment: Big businesses in NZ cities often accept Payments through Google Wallet, Apple Pay, and Samsung Pay. Just remember to update these digital wallets before flying.

    Tips to save money when travelling in New Zealand

    Here are some ways in which you can spend New Zealand dollars consciously and yet have a great time:

    1. Pick the season carefully: Visiting New Zealand during spring or autumn is cheaper than in summer. Winter is also pocket-friendly unless you are visiting skiing regions. 
    2. Book flights in advance: Research, compare, and, if possible, keep dates flexible to find the best deals.
    3. Choose accommodations wisely: Opt for B&Bs with kitchen access (since food is expensive), accommodations offering complimentary breakfast, or farms outside major towns. 
    4. Spend wisely on transport: Take public buses and trains or rent a fuel-efficient car or campervan to explore the country affordably. 
    5. Enjoy free activities: Visit spectacular beaches and waterfalls, hike in national parks, explore forests, and have picnics for free.
    6. Avail travel insurance: It will help you save money in case of trip cancellations, lost baggage, medical emergencies, etc.

    FAQs

    1. How much is NZD 100 in INR?

    Since currency exchange values are subject to change, the approximate equivalent of NZ$100 is INR 5000.   

    1. Is it possible to use Indian currency in New Zealand?

    You must convert Indian money into New Zealand dollars at a bank or foreign exchange centre or withdraw the same from an ATM.

    1. What is the code and symbol used for NZ currency?

    NZD is the code, and $ (sometimes NZ$) is the symbol used for NZ currency.

    1. How can travel insurance for New Zealand help?

    Travel insurance protects you financially if you fall ill, lose your passport, need to cancel the trip, or have baggage delays.  

    Conclusion

    Knowledge about the New Zealand dollar and payment methods you can use when travelling in New Zealand makes your trip easier and more enjoyable. Remember to convert some Indian money into NZD to have cash for small expenses. International credit or debit cards allow for smooth transactions in New Zealand cities. Follow money-saving travel tips and buy travel insurance to stay prepared for emergencies.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Understanding the currency in Mexico for a hassle-free holiday

    by mohit bohra | Apr 28, 2025

    Boasting vibrant streets, scenic tropical beaches, and breathtaking ruins from bygone eras, Mexico has something special for every tourist. To get around easily and enjoy different attractions, you need to understand the currency in Mexico. This guide sheds light on the basics of the Mexico peso currency, the banknotes in circulation, the different payment methods, and handy tips to save money. 

    List of currency notes in Mexico

    The peso, the official currency in Mexico, is known by the $ symbol and code MXN. However, it is sometimes written as MX$, M$, or MEX$ to differentiate the peso from other currencies that use the $ symbol. Regulated by the country's central bank, pesos are subdivided into centavos (¢), wherein 1 peso is equivalent to 100 centavos.

    Mexican pesos come in banknotes featuring 20, 50, 100, 200, 500, and 1,000 denominations. You will find coins in both pesos (1, 2, 5, 10, and 20) and centavos (5, 10, 20, and 50).

    Using Indian currency

    Since you cannot use Indian currency in Mexico, convert some INR into MXN before departure. You can easily convert your INR at your bank in India or a reliable currency exchange office.

    If you prefer to handle it after arrival, visit a bank or licensed exchange center in Mexico for a fair rate. Avoid exchanging currency in Mexico at unlicensed or street-side exchange booths, hotels, and airport counters, as the commission rates and hidden charges might be high. You can also withdraw money from the ATM in the local currency with a card enabled for international transactions.   

    Methods of payment in Mexico

    While cash is the most popular among Mexico payment methods, you can opt for cards and mobile payment too:

    • Cash: Cash is widely accepted. Rural areas, suburbs, and small businesses prefer or accept only cash.
    • Cards: In large cities or at major establishments (big hotels, stores, or restaurants), you can use international debit or credit cards, especially Visa or MasterCard.
    • Mobile payment: Payment platforms, such as Google Wallet and Apple Pay, are accepted in many places. However, you should update them before departure for seamless usage.

    Tips to save money when travelling in Mexico

    Now that you have a fair understanding of Mexico peso currency, let's learn how to stick to your budget:

    • Time your bookings wisely: Book flights and accommodations well in advance and after extensive research and comparison.
    • Consider affordable stays: Go for hostels and guesthouses, or stay with local hosts instead of spending on upscale hotels.
    • Get around smartly: Use public transport or rent a car for self-drive instead of hiring cabs.
    • Eat consciously: Try tasty local dishes at local markets and food stalls or visit street vendors to avoid spending a ton of money.
    • Choose low-cost activities: Go on hikes and walking tours, visit Mayan ruins and national parks, and attend local festivals.
    • Buy international travel insurance: Save significantly in case of a medical emergency, trip cancellation, or loss of important documents or wallet.

    FAQs

    1. What is the symbol used for the official currency in Mexico?

    The commonly used symbol is $. Sometimes, it might be M$, MEX$, or MX$. 

    1. Where should I exchange Indian currency in Mexico?

    Visit a bank or licensed exchange office to convert INR into MXN. 

    1. Should I buy travel insurance for Mexico?

    Yes, travel insurance can protect you financially against medical emergencies, passport theft, baggage delays, trip cancellations, etc.

    1. What are the banknote denominations for Mexican pesos?

    You will come across denominations like 20, 50, 100, 200, 500, and 1000.

    Conclusion

    Understanding Mexico's currency and payment methods will help you manage your finances smoothly and avoid unnecessary travel stress. With a mix of pesos, international cards, and convenient ATM access, you'll be prepared for any transaction. However, securing international travel insurance is the most important step in ensuring a worry-free trip. Whether covering medical emergencies, lost luggage, or unexpected trip cancellations, a solid insurance policy acts as a safety net, helping you navigate unforeseen situations without financial strain. 


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Decoding Turkey currency lira for a smooth & memorable trip

    by mohit bohra | Apr 28, 2025

    Nestled between Europe and Asia, Turkey is a blend of historic sites, mesmerising terrains, unique culture, and gourmet delights. However, if you plan to visit the country, you must understand the Turkey currency lira, which you will use for all payments. Read along to learn more about the Turkish lira, popular payment methods, and how to save money in this beautiful country. 

    List of currency notes in Turkey

    The Turkey currency lira (TRY), issued by the country’s Central Bank, is locally known as Türk lirası and denoted by the symbol ₺. Every lira is further subdivided into 100 kuruş or piastres. The currency notes in circulation are: 5 lira, 10 lira, 20 lira, 50 lira, 100 lira, and 200 lira. Besides currency notes, you might commonly come across coins worth 1 lira and 50 kuruş.

    Using Indian currency

    You cannot use Indian currency in Turkey, which is why exchanging INR for TRY is ideal for handling small or immediate expenses. You can convert INR into Turkish lira before departing from India or visit a bank or exchange office after reaching Turkey. To secure the most competitive rates during currency exchange, avoid the exchange counters at airports and hotels as commission rates are significant.  

    Another option is to visit an ATM and withdraw cash in lira. However, every bank will charge you a certain handling fee. Remember the TRY to INR exchange rate keeps changing, so keep track of it and opt for currency exchange Turkey when it’s most profitable. 

    Methods of payment in Turkey 

    When it comes to Turkey payment methods, the options available are:

    • Cash: Many small stores, eateries, public transport modes, and roadside retail outlets in Turkey don’t accept cards. Here, you’ll need some money to make purchases.
    • Cards: You can safely use credit and debit cards enabled for international transactions. Major cities, tourist hotspots, and medium to large businesses accept cards, especially if you carry a MasterCard or Visa. Remember, your domestic bank will charge a foreign transaction fee.
    • Traveller’s cheques: Though some hotels and businesses accept such cheques, these are gradually losing popularity as the cost of cashing the same is generally high.

    Tips to save money when travelling in Turkey

    Here are some tips to save money on your Turkey trip: 

    • Avoid busy months: Turkey usually draws the most tourists from May to October, so plan your trip accordingly to save on flight and hotel costs.
    • Think beyond hotels: Consider staying with a local host instead of opting for a hotel. It is a great way to learn about the local culture and save money.
    • Avoid cabs: Taking the tram or going on walking tours will cost you much less than hiring cabs. Public buses ply at regular intervals in major cities.
    • Try local eateries: Rather than eating out at upscale restaurants, visit local eateries and street vendors to indulge in Turkish delights at much lower rates.
    • Negotiate while shopping: While major retail outlets won’t offer any scope for bargaining, negotiate prices when buying souvenirs or mementoes from street vendors and small stores.

    FAQs

    1. Which banknote denominations are used in Turkey?

    Banknotes are used for 5, 10, 20, 50, 100, and 200 lira.

    1. Can I use Indian currency in Turkey?

    No, you need to exchange INR for Turkish lira.

    1. What are the popular Turkey payment methods?

    Cash is widely accepted. You can also use cards (credit and debit) at large establishments or businesses in key cities or tourist areas.

    1. Do I need travel insurance?

    Yes, travel insurance for Turkey is essential to enjoy your whole trip hassle-free.

     

    Conclusion

    All in all, carrying a mix of big and small banknotes in the Turkey currency lira, and cards can make for a smooth and seamless trip. However, be prepared for unexpected situations, such as falling ill, losing your wallet or passport, delayed baggage, or personal liabilities that can ruin your trip. Securing travel insurance online is a smart way to stay financially protected against any mishaps for a stress-free journey. 


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • 10 glorious retreats for your honeymoon in Egypt

    by Almog Ramrajkar | Apr 28, 2025

    Egypt, the land of eternal splendour and bewitching waters, is a perfect honeymoon destination. Whether wandering at ancient pyramids, taking a cruise along the tranquil Nile, or sunbathing on pristine beaches, Egypt promises excitement for any couple looking to blend romance with a hint of adventure.

     

    Romantic places for honeymoon in Egypt

    Egypt is a beautiful place that has lots of romantic getaways ideal for newlyweds. The following are some of the most enchanting places to visit in Egypt for honeymoon.

    1. Luxor and Aswan

    Egypt has various honeymoon attractions, but none more enchanting than taking a river cruise down the mighty Nile between the ancient cities of Luxor and Aswan. These ancient cities are home to some of Egypt’s most breathtaking sites, such as the Luxor Temple and the Karnak Temple Complex, along with the burial site of almost all the Egyptian pharaohs, the Valley of the Kings.

    Experience luxury accommodations and fabulous fine dining along the scenic rivers. The area is perfect for newlyweds seeking a mix of culture in their Egypt honeymoon.

    1. Abu Simbel

    Located near the Sudanese border, Abu Simbel is famous for the colossal temples of Ramses II. These huge temples, carved directly into the mountainside, are some of Egypt's most awe-inspiring historic sites.

    Visiting Abu Simbel will be a special experience for couples because the Temples of Abu Simbel stand as a testament to the love between Ramses II and his beloved wife, Queen Nefertari.

    1. Giza and Cairo

    The pyramids of Giza are among the Seven Wonders of the World and, therefore, an unmissable experience. You could take a private tour of these iconic structures or ride a camel around them to immerse yourself in a desert adventure.

    Cairo, the teeming capital of Egypt, will captivate you with its modern amenities and ancient heritage sites. A tour of the Egyptian Museum filled with wonders from the days of King Tutankhamen will leave you amazed.

    1. Sharm El-Sheikh and Hurghada

    Located on the Red Sea, Sharm El-Sheikh and Hurghada are perfect spots for beach lovers. You can experience crystal clear waters and amazing coral reefs and participate in water activities like snorkelling and scuba diving.

    A variety of luxury hotels and resorts offer stay-and-play experiences on private beaches, making it a top destination for honeymoon in Egypt.

    1. Siwa Oasis

    Far from the hustle and bustle of daily life lies Siwa Oasis, an unexplored, peaceful haven for couples. The oasis is known for its eternal springs, salt lakes, and lush palm groves.

    Here, you can visit the Temple of the Oracle, which was visited by Alexander the Great. An off-the-beaten-path destination for those looking for a quieter honeymoon hideaway in Egypt.

    1. Dahab

    Dahab is an excellent destination in Egypt for honeymoon, particularly for couples who wish for adventure. You can dive at the famous Blue Hole and witness the vibrant coral reefs. You can also enjoy a wonderful hike in the nearby Coloured Canyon.

    1. Fayoum

    Away from the chaos of city life, Fayoum offers a peaceful retreat for couples who want to be around nature. You can visit Wadi El Rayan waterfalls, take a boat ride on Lake Qarun, or simply explore its ancient sites like The Fayoum Oasis and Medinet Madi temple.

    1. Alexandria

    Alexandria, Egypt's second-largest city, is ideal for couples to indulge in the country’s rich history. You can visit Bibliotheca Alexandrina, a modern library inspired by the ancient ones, and stroll through the lovely gardens in the Montaza Palace. The city offers a Mediterranean climate with cooler temperatures and is amongst the most pleasant destinations during summer.

    1. Marsa Alam

    Marsa Alameh, a coastal city along the Red Sea, has pristine beaches, a peaceful atmosphere, and great marine life. You can enjoy underwater activities and explore amidst marine life like coral reefs, sea turtles and dugongs. With cosy resorts and serene surroundings, Marsa Alam is an enchanting choice for a honeymoon in Egypt.

    1. Ras Mohammed National Park

    Ras Mohammed National Park, often called White Island, is famous for its magnificent white salt flats and breathtaking landscapes. It is among the most untouched areas in Egypt, with pristine beaches, clear blue waters, and a rich assortment of marine life that attracts snorkelers and divers. Immerse yourself in wild nature explorations on motorcycle or boat rides, or just relax on deserted beaches.

    Conclusion

    Every place provides a distinct backdrop, enabling couples to indulge and create beautiful memories. For a seamless travel experience, it is essential to plan your Egypt honeymoon well in advance. However, you must take certain security measures while planning your honeymoon in an unfamiliar environment. It is always wise to invest in travel insurance that provides financial coverage in case of travel-related emergencies, such as lost baggage, delayed or cancelled bookings, and medical emergencies. 


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • The best places for a honeymoon in Cambodia

    by Almog Ramrajkar | Apr 28, 2025

    Planning your honeymoon can be just as exhilarating as the wedding itself. If you and your partner crave an exotic getaway that blends culture, adventure, and romance, Cambodia for honeymoon is an excellent choice. With its enchanting temples, serene beaches and charming cities, Cambodia offers the perfect setting for newlyweds to create unforgettable memories. Whether you’re strolling through ancient ruins, relaxing on pristine beaches or indulging in delicious cuisine, Cambodia promises romance at every turn.

     

    Romantic places for honeymoon in Cambodia

    Here are some of the most romantic places for a honeymoon in Cambodia where you and your partner can celebrate love in a truly magical setting:

    1.      Angkor Wat: A Fairytale Beginning

    A honeymoon in Cambodia is incomplete without visiting Angkor Wat Cambodia, the world-famous UNESCO World Heritage Site. It is one of the world’s most breathtaking historical wonders and offers a surreal and romantic setting for honeymooners. This magnificent temple complex, constructed in the 12th century, symbolises love, history, and timeless beauty.

    Romantic Things to Do:

    • Watch the sunrise over Angkor Wat, a truly magical and unforgettable moment.
    • Explore the Bayon Temple and marvel at the serene stone faces.
    • Walk hand in hand through the mystical ruins of Ta Prohm, a temple overgrown with ancient tree roots.
    • Enjoy a private photography tour to capture your special moments in this enchanting setting.
    • Enjoy a hot air balloon ride over Angkor Wat for a breathtaking aerial view.

    2.      Siem Reap: The Gateway to Angkor

    Siem Reap is a magical city that acts as a gateway to the world-famous Angkor Wat. It’s a must-visit destination for honeymooners who want to immerse themselves in Cambodia’s rich history while enjoying a mix of luxury and adventure.

    Romantic Things to Do:

    • Take a private tuk-tuk tour through the Angkor Archaeological Park.
    • Enjoy a gondola ride at sunset along the ancient moat of Angkor Thom.
    • Pamper yourselves with a couples’ spa treatment at a luxury wellness retreat.
    • Stroll through the vibrant Pub Street and dine at cosy rooftop restaurants.
    • Visit the Phare Cambodian Circus for a mesmerising cultural experience.

    3.      Phnom Penh: The Capital of Love

    The capital city, Phnom Penh, is a great place for couples who enjoy a mix of culture and luxury.  The city offers luxurious riverside resorts, charming cafés, and scenic sunset cruises.

    Romantic Things to Do:

    • Take a Mekong River sunset cruise and enjoy panoramic city views.
    • Explore the Royal Palace and Silver Pagoda for a taste of Cambodia’s regal charm.
    • Stroll along Sisowath Quay, lined with riverside cafés and boutique shops.
    • Enjoy fine dining at a rooftop restaurant with spectacular city views.

    4.      Koh Rong: A Paradise Island

    For couples who love the sun, sand, and sea, Koh Rong is a tropical paradise that ticks all the right boxes. This idyllic island boasts crystal-clear waters, powdery white sand, and lush jungle landscapes.

    Romantic Things to Do:

    • Relax on Sok San Beach, known for its pristine beauty.
    • Snorkel or dive together to explore Cambodia’s vibrant marine life.
    • Experience a bioluminescent plankton night swim for a magical moment.
    • Stay in a luxury overwater bungalow and wake up to stunning ocean views.

    5.      Song Saa Private Island: Luxury at Its Best

    For the ultimate honeymoon escape, Song Saa Private Island offers a secluded paradise with unparalleled luxury. This eco-resort, located off the coast of Sihanoukville, provides an exclusive retreat surrounded by turquoise waters. It’s a secluded paradise where you and your partner can enjoy pure relaxation and uninterrupted romance.

    Romantic Things to Do:

    • Stay in a private overwater villa with breathtaking ocean views.
    • Plan a romantic date and candlelit dinner on the beach under the stars.
    • Take a private boat tour to discover secluded coves and untouched shores.
    • Indulge in a holistic couples' spa treatment overlooking the ocean.
    • Go kayaking together through the lush mangroves and coral reefs.

    6.      Kampot: A Riverside Retreat

    If you’re looking for a more laid-back and peaceful honeymoon, head to Kampot. This charming riverside town is known for its stunning sunsets, scenic boat rides, and French colonial architecture. It’s a perfect escape for couples seeking tranquillity.

    Romantic Things to Do:

    • Enjoy a sunset cruise along the Kampot River with a bottle of wine.
    • Visit the Bokor National Park for breathtaking viewpoints and waterfalls.
    • Explore Kampot Pepper plantations and taste world-famous spices.
    • Cycle through the countryside and admire lush rice paddies and quaint villages.

     

    Conclusion

    A Cambodia honeymoon is an experience filled with romance, adventure, and unforgettable moments. Whether you decide to wander through the majestic temples in Cambodia, relax on pristine beaches or indulge in luxurious island retreats, this destination has everything to make your honeymoon magical.

    As you plan your dream honeymoon, don’t forget to purchase travel insurance to stay protected against any unforeseen situations. Whether it’s a medical emergency, lost luggage, or flight cancellations, having a reliable policy ensures a stress-free and enjoyable journey. With the right planning, Cambodia can be the perfect place to start your journey of love and togetherness. Plan your dream honeymoon and let Cambodia’s charm create memories that will last a lifetime!


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • A guide to your dream honeymoon in Iceland

    by Almog Ramrajkar | Apr 28, 2025

    Iceland is an almost magical country that offers much to do for honeymooning couples.

    Here, the dramatic scenes of volcanoes, massive glaciers, and deep fjords create the perfect setting for an unforgettable romantic getaway. With activities that range from witnessing the spectacular Northern Lights to unwinding in geothermal lagoons, Iceland promises a mix of relaxation and adventure for every couple. Read on to plan the perfect honeymoon in Iceland.


    Romantic places for honeymoon in Iceland

    Here are some of the interesting places to visit during your Iceland honeymoon:

    1. Reykjavík:

    Reykjavík is not just the capital of Iceland but a hub of activity and culture. It is famous for its vibrant nightlife and rich history, with countless cafes, gourmet restaurants, and lively music scenes. For couples, the romantic appeal lies in its cosy dining spots and scenic views, particularly from places like Matarjalallarinn, where live piano music complements the dining experience. Reykjavík is also known for its bars and social scenes.

    • Location: Reykjavík, Iceland
    • Best time to visit: July and August
    • Things to do: Cultural tours, dining, nightlife, visiting Hallgrímskirkja

    1. Ring Road:

    The Ring Road encircles Iceland, and it offers an extensive route that covers over 1,300 kilometres of breathtaking landscapes. It is the ideal way to see Iceland’s diverse geography, including fjords, volcanic fields, and quaint towns. Driving the Ring Road allows for stops at famous sites like Skógafoss and the Snæfellsnes Peninsula. These spots are perfect for adventurous couples who enjoy hiking and spontaneous explorations.

    • Location: The entire island of Iceland
    • Best time to visit: July and August
    • Things to do: Road trips, hiking, photography, sightseeing

    1. Blue Lagoon:

    The Blue Lagoon is a renowned geothermal spa in Grindavik. It is famous for its healing waters and stunning vistas of Iceland’s volcanic landscapes. Visitors can enjoy various spa treatments and bathe in its milky-blue waters, which are especially steamy in the cooler months. This creates a surreal experience amidst ice-capped mountains.

    • Location: Grindavik, Iceland
    • Best time to visit: June, July, and August
    • Things to do: Spa treatments, swimming, relaxation

    1. Hafnarfjörður:

    In Hafnarfjörður, horseback riding is a popular activity. It offers a unique way to explore the rugged landscapes on friendly Icelandic horses. The rides provide an intimate setting for couples to enjoy the natural beauty around them, especially through the vast green landscapes and along rivers.

    • Location: Hafnarfjörður, Iceland
    • Best time to visit: July and August
    • Things to do: Horse riding, nature trails

    1. Akurey and Lundey:

    Akurey and Lundey are small islands near Reykjavík known for their puffin colonies. These islands are accessible by boat and offer a serene escape with their abundant birdlife and scenic natural settings. The summer months are ideal for visiting, as the puffins are most active, and the islands are lush with vegetation.

    • Location: Near Reykjavík, Iceland
    • Best time to visit: September to November
    • Things to do: Bird watching, boat tours

    1. Seljatarnarnes:

    Seljatarnarnes is ideal for viewing the Northern Lights due to its minimal light pollution. This area offers romantic accommodations and plenty of activities like golf and sightseeing. The natural setting provides a backdrop for some of the most spectacular nighttime displays. This makes it a top choice for couples looking to experience Iceland’s famous Aurora Borealis.

    • Location: Capital Region, Iceland
    • Best time to visit: May to September
    • Things to do: Northern Lights viewing, jogging, golf

    1. East Fjords:

    The East Fjords are a quieter part of Iceland known for its dramatic landscapes and wildlife. This area's unique black sand beaches and remote trails offer couples a chance to explore nature intimately. Visiting these fjords during the off-season provides a more secluded experience, ideal for those seeking privacy and natural beauty.

    • Location: East Fjords, Iceland
    • Best time to visit: July to September
    • Things to do: Hiking, wildlife viewing, beach activities

     

    Conclusion

    Heading to Iceland for honeymoon means stepping into a world of stunning scenery and romantic moments. Before heading out for your honeymoon, it is essential to undertake certain safety precautions. Researching your itinerary, familiarising yourself with local customs and acquiring travel insurance are some measures you can take to ensure your honeymoon goes by smoothly.

    Appropriate travel insurance covers unexpected events such as trip cancellations, medical emergencies, or lost luggage. With the right insurance, you can relax and fully enjoy the magic of Iceland, knowing that you are protected against unforeseen circumstances.

     



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Honeymoon guide for Dubai: Unforgettable experiences for couples

    by Almog Ramrajkar | Apr 28, 2025

    Dubai, a popular destination for couples seeking a romantic honeymoon, is located in the heart of the United Arab Emirates. Dubai is famous for its luxury, stunning architecture, and unique experiences. With its beautiful skyline, world-class hotels, and exciting activities, Dubai ensures your honeymoon is as memorable and magical as your bond.

    This guide will help you find the most romantic spots to visit during your honeymoon in Dubai.


    Romantic places for honeymoon in Dubai

    Here are some of the best places to visit for a memorable Dubai honeymoon:

    1. Burj Khalifa

    Burj Khalifa, the world's tallest building, offers stunning city views. Couples can go to the observation deck for a breathtaking experience. Watching the sun go down from the top of Burj Khalifa can be one of your best romantic memories.

    1. Dubai Marina

    Dubai Marina is a beautiful waterfront area where you can take a private yacht cruise along the coastline. It is a perfect way to enjoy the beautiful landscape while spending quality time together. You can also have a romantic dinner on the yacht while watching the sunset.

    1. Dubai Aquarium & Underwater Zoo

    The Dubai Aquarium & Underwater Zoo is one of the largest indoor aquariums in the world. Couples can walk through a tunnel surrounded by a variety of marine animals, including sharks and rays. For a more unique experience, you can book a private glass-bottom boat ride or even go diving with the sharks.

    1. The Dubai Fountain

    The Dubai Fountain, located in Burj Khalifa, is one of the most beautiful attractions in the city. The fountain show is truly magical with its dancing water and music. Watching the fountain show while holding hands with your partner is a simple yet romantic experience.

    1. Atlantis, The Palm

    Atlantis, The Palm is one of the most luxurious resorts in Dubai. Located in Palm Jumeirah Island, this resort offers private beaches, world-class restaurants, and amazing water activities. Couples can stay in the underwater suite, dine at Michelin-starred restaurants, or visit the Aquaventure Waterpark.

    1. Jumeirah Beach

    For beach lovers, Jumeirah Beach is the perfect place to relax with your partner. The white sandy beach and crystal-clear waters make it an ideal spot for a romantic day out. You can enjoy a beachside dinner at one of the many restaurants or take a sunset stroll along the shore.

    1. Miracle Garden

    Dubai Miracle Garden is a stunning flower garden with over 50 million flowers arranged in beautiful designs. It is a great place for couples to take romantic pictures and enjoy a peaceful walk among colourful flowers.

    1. Dhow Cruise on Dubai Creek

    A Dhow cruise on Dubai Creek or Dubai Marina is a wonderful way to enjoy a romantic evening. These traditional wooden boats offer dinner cruises with live music and entertainment. You can enjoy dinner while sailing past Dubai's beautiful skyline.

    1. Global Village

    Global Village is a seasonal attraction showcasing cultures from around the world. Foreign cuisine, live entertainment, and beautiful decoration make this place a vibrant spot to explore with your partner.

    1. Love Lake

    One of the must-see spots for couples visiting Dubai for honeymoon, Love Lake is a hidden gem perfect for a peaceful and romantic getaway. Trees and walking paths surround this heart-shaped lake in the desert. It is a great place for a romantic picnic or to watch the sun go down.


    Conclusion

    Dubai is considered one of the best honeymoon destinations in the world. The city's luxurious hotels, beautiful attractions, and world-class dining make it a must visit destination for couples.

    When planning your honeymoon, it is important to take measures to ensure safety in a new and unfamiliar place. Therefore, investing in travel insurance is essential as it provides coverage against various travel emergencies like lost luggage, flight delays, trip cancellations, and sudden medical emergencies.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • A traveller’s guide to the vibrant cities of Saudi Arabia

    by Almog Ramrajkar | Apr 28, 2025

    Saudi Arabia is a land of fascinating contrasts. It is recognised for its ancient history and modern marvels. From the busy streets of Riyadh to the spiritual and sacred cities of Mecca and Medina, each city in the kingdom has its unique charm and significance. Saudi Arabia's diverse identity reveals itself in its cities.

    In this blog, we will explore the cities in Saudi Arabia and their unique features.


    List of cities in Saudi Arabia for travellers

     

    Here is a curated list of major Saudi Arabia cities for you:

     

    • Riyadh:

     

    Perhaps the most famous Saudi Arabia city, Riyadh, the capital of Saudi Arabia, is recognised by its striking skyline and historic landmarks such as the Masmak Fortress. Among the other attractions of this city are cultural institutions like the King Abdulaziz Historical Centre. Riyadh is a well-known hub of commerce, governance and innovation, set amidst futuristic architecture.

     

    • Jeddah:

     

    Jeddah, the 'Gateway to Mecca', is a bustling port city in the Red Sea.  It is famous for its historical Al-Balad district and stunning waterfront. Jeddah is also known for its ancient Arabian heritage and modern lifestyle. The city is also a hotspot for shopping, dining and leisure. 

     

    • Mecca:

     

    Mecca is the holiest destination in the Islamic religion and the main spiritual destination for millions of Muslims. It is home to the revered Kaaba and the sacred Masjid al-Haram. It draws millions of pilgrims during the Hajj and Umrah, and the facilities provided to the pilgrims further elevate Mecca’s significance as one of the most important religious cities.

     

    • Medina:

     

    Medina is the second holiest city in Islam and is also called the 'City of the Prophet'. It was home to the Prophet Muhammad for many years and also houses his final resting place. Home to the Prophet's Mosque or Al-Masjid an-Nabawi, Medina is a site of deep spiritual reverence for Muslims. This city is a cornerstone of Islamic history with many historical sites.

     

    • Dammam:

     

    Dammam is an important port city on the Arabian Gulf. It is known for its critical role in the oil industry. This city is also recognised for its modern infrastructure, vibrant economy and beautiful corniche. Travellers can experience a number of contemporary attractions like Dolphin Village and Marjan Island.

     

    • Taif

     

    Taif is called the 'City of Roses' because of its beautiful rose gardens. It is a well-known travel destination famous for its cool climate and scenic landscape. Located in the Makkah Province, Taif is renowned for its production of rose water and is a well-known agricultural centre renowned for cultivating grapes, pomegranates, and honey.

     

    • Tabuk

     

    Tabuk is the capital of the Tabuk region, which is located in northwestern Saudi Arabia. Apart from its archaeological sites, its other attractions include petroglyphs and the remains of the Hejaz railway. The city is a significant commercial hub for the pilgrims visiting Mecca annually.

     

    • Al Kharj

     

    Al Kharj is located Southeast of Riyadh. The city has a special historical significance because of Al Kharj, which includes the Abdulaziz Palace and the Abu Jafan Palace. This city is also famous for its agricultural production, deepwater pools and experimental farms where they’re trying to develop sustainable agricultural practices using advanced technological methods.

     

    • Buraydah

     

    Buraydah is the capital of Al-Qassim Province, located in north-central Saudi Arabia. It is known for its largest date festival in the world. The city's economy mainly relies on agriculture, with a focus on dates, lemons, oranges, and wheat. Therefore, it is an important agricultural destination in Saudi Arabia.

     

    • Khamis Mushait

     

    Khamis Mushait is a militarily significant city in the southwestern region of Saudi Arabia. The King Khalid Air Base, a key military installation in Saudi Arabia, is located here. Khamis Mushait is also famous for its agricultural markets and souks.

     

    • Al Hofuf

    Al Hofuf is a leading urban centre in the Eastern Province of Saudi Arabia. It is part of the Al-Ahsa oasis, among the world's largest oases. The city also houses historical sites such as the Ibrahim Palace and the Qaisariah Souq.

     

    • Al Mubarraz

     

    The city of Al Mubarraz is located in Saudi Arabia's Eastern Province and is famous for its rich history. Apart from Sahood Castle, this city is known for the traditional Najm Spring and offers travellers a chance to explore Saudi Arabia’s traditional life and its deep bond with nature.

     

    Interesting facts about the cities in Saudi Arabia

     

    Here are some less-known and interesting facts about Saudi Arabia and its cities:

     

    • Saudi Arabia is the largest country in the world without permanent rivers.
    • The largest camel market in the world is located in Buraydah in Riyadh, where more than 100 camels are sold daily.
    • Healthcare is free for all in Saudi Arabia. Saudi Arabia also has the world's largest airport in the city of Dammam, called King Fahd International Airport (DMM)
    • The world's tallest tower is being constructed in Saudi Arabia, called Kingdom Jeddah Tower. It will be 200 metres taller than the current tallest building, Burj Khalifa.


    Conclusion

     

    Saudi Arabia is an attractive destination with diverse urban landscapes that offer unique experiences. Each of the well-known cities in Saudi Arabia is unique in terms of cultural heritage. Visiting this country will leave a lasting impression on anyone.

    When planning a trip to Saudi Arabia, you must ensure that your journey is secure and safe. This will ensure you can deal with unforeseen challenges in an unfamiliar territory. To safeguard your trip, invest in comprehensive travel insurance that provides coverage against medical emergencies, flight delays or baggage loss.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Diverse cities of California to visit

    by Almog Ramrajkar | Apr 28, 2025

    California, famously called the 'Golden State', is renowned for its vibrant culture, stunning landscapes, and diverse cities. While Southern California has sun-kissed beaches, the northern part of the state is known for its rugged coastline. From the glamorous Hollywood to the innovation hub Silicon Valley, each city has a unique appeal combining culture, innovation and natural beauty.

    Let’s walk through the most iconic cities in California, highlighting their key attractions and unique features.


    List of cities in California for travellers

    California, the third largest state in the U.S., is also the most populated one. Here is a list of all the iconic California city names:

    • Los Angeles:

    Known as the City of Angels, Los Angeles is considered the largest city in California and the entertainment capital of the world. Apart from the picture-worthy Hollywood sign, Los Angeles is famous for its beautiful beaches and is a leading centre for the music, film and television industries. Spend your day exploring attractions such as the Griffith Observatory and Getty Museum, or simply take a walk along the notable Hollywood Walk of Fame.

    • San Diego:

    San Diego, located along California's south coast, is famous for its stunning beaches, parks and warm climate. This city offers famous attractions like SeaPort Village and Balboa Park, along with adventurous activities like surfing and hiking.

    • San Jose:

    San Jose, located in Silicon Valley, is renowned as a global tech hub. Home to numerous famous startups and tech giants like Apple and Google, it’s an ideal destination for tech enthusiasts. Travellers can visit the Tech Museum of Innovation for an interactive look at cutting-edge advancements. Beyond its technological prowess, the city also boasts beautiful parks and a vibrant cultural scene.

    • San Francisco:

    San Francisco, famous for its Golden Gate Bridge and historic cable cars, is a diverse city with lively neighbourhoods like Chinatown and Nob Hill. Explore landmarks such as Alcatraz Island and the colourful Painted Ladies’ Victorian homes to immerse yourself in its history. 

    • Fresno:

    Fresno, nestled in California's Central Valley, is famous for its fertile farmlands and vineyards. The city has a dynamic art community and a rich cultural diversity. Enjoy exploring the waterfalls at the Yosemite National Park or hiking through its scenic trails.

    • Sacramento:

    Sacramento is the capital of California with major attractions such as the State Capitol Building and Old Sacramento. Apart from the rich historical landmarks, you can also indulge in a lively culinary scene with a range of cosy cafes and local restaurants.

    • Long Beach:

    Long Beach is an attractive coastal city in Southern California, combining urban charm with coastal leisure. Its beautiful beaches, bustling downtown, and diverse neighbourhoods draw both local and international tourists. Spend your time exploring the museums and theatres, or take part in a variety of water activities like kayaking and canoeing.

    • Oakland:

    Oakland is a famous cultural and economic hub located across the bay from San Francisco. It is known for its diverse heritage, varied arts scene, and lively neighbourhoods. You can explore the renowned Oakland Museum of California, as well as Lake Merritt.       

    • Santa Barbara:

    Often called the American Riviera, Santa Barbara is famous for its Mediterranean-style architecture and picturesque coastline. The city offers pleasant beaches, a charming downtown area, and lush vineyards, along with plenty of water activities to enjoy.

    • Napa:

    Napa, the heart of California's wine country, is famous for its wineries and scenic vineyards. Wine enthusiasts and nature lovers are drawn to this dynamic destination to unwind and sample world-class wines. 

    • Palo Alto:

    Palo Alto is a charming city chiefly recognised for innovation and the high-tech industry. Located in the heart of Silicon Valley, it is home to the globally acclaimed Stanford University. Besides education and innovation, Palo Alto offers great parks and a fine culinary scene for a perfect relaxing getaway.


    Interesting facts about the top cities in California

    Here are a few interesting facts about some of the major cities in California:

    • The General Sherman is the largest tree in the world by volume, found in Tulare County, California.
    • California has the highest number of national parks in the US.
    • California, the global innovation hub, includes famous cities like Silicon Valley, Palo Alto, San Francisco, and Menlo Park. The state is among the largest economies globally.
    • California is the birthplace of numerous groundbreaking inventions, including the internet, Barbie dolls, skateboards, and arcade games.


    Conclusion

    California cities represent a dynamic blend of diversity, innovation and natural beauty.  Whether you want world-class entertainment, historical landmarks or outdoor adventures, these cities will leave you with unforgettable memories.

    If you are planning a trip to California, make sure to undertake safety precautions such as insurance. Unexpected events like flight delays, medical emergencies or lost baggage can cause hassle while travelling. A good travel insurance policy acts as a safety net and aids you financially in case of any mishaps. 


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Top destinations for honeymoon in Maldives

    by Almog Ramrajkar | Apr 28, 2025

    The Maldives is a perfect honeymoon destination, with its pristine beaches, vibrant coral reefs, luxurious overwater villas, and unmatched privacy. The country comprises 187 inhabited islands, and with so many breathtaking options, narrowing down the ideal spot for an unforgettable getaway can be overwhelming.

    Let’s take a look at the best places to visit in Maldives for honeymoon.

    Romantic places for honeymoon in Maldives

    Most flights land at the country’s capital, Malé. This is a densely populated city with bustling markets and spectacular ocean views. You can spend a few days here before exploring other islands.

    Some of the best places for honeymoon in Maldives are:

    1. Fulhadhoo island

    Fulhadhoo is one of the most picturesque islands on the Baa Atoll. The island is surrounded by coral reefs that are home to tropical fish, making it an ideal spot to try freediving or snorkelling. You could also take a speedboat ride to one of the sandbars or uninhabited islands for a private swim. The island is also known for its beautiful blue lagoons, where you can swim or ride a canoe. 

    • Accessibility from Malé: You’ll need to take a speedboat ride to get here.
    1. Biyadhoo island

    Biyadhoo is a small, circular island in the Kaafu Atoll. Most of the island is a dense forest, with a resort managed by the Taj group. Biyadhoo is also often referred to as a scuba diving island. There’s an abundance of corals growing close to the island’s shore. It’s home to world-famous scuba diving sites like Kandooma Thila, Kandooma Caves and the protected Guraidhoo Kandu. You can enjoy water activities like snorkelling, canoe paddling, catamaran sailing and windsurfing.

    • Accessibility from Malé: A speedboat is the best way to get to Biyadhoo.
    1. Fonimagoodhoo island

    Fonimagoodhoo, also referred to as Reethi Beach,  is a small island that’s part of a UNESCO Biosphere Reserve. The famous Hanifaru Bay on the island is home to magnificent manta rays between May and November. If you’re looking for adventure, the island also has a 5-star PADI dive centre and a water sports complex.

    • Accessibility from Malé: The island can be accessed by seaplane and speedboats.
    1. Vaadhoo island

    Vaadhoo Island, part of the Raa Atoll, is most famous for its bioluminescent beach. Once the sun sets, the waterline of the beach sparkles with a blue hue every time a wave breaks on the shore. This is the result of bioluminescent plankton growing in these warm waters.

    • Accessibility from Malé: To get here, you can take a ride in a speedboat or a seaplane.
    1. Dhadimagi Kilhi

    Dhadimagi Kilhi is the second-largest lake in the Maldives. It is a freshwater lake on Fuvahmulah Island and is a great place for swimming. The lake is surrounded by endemic bird species like white-breasted waterhens and herons, as well as seasonal visitors like flamingos and white terns.

    While exploring the island, don’t miss Fua Mulaku Havitta—the remnants of a Buddhist chaitya—along with the ancient Vasho-Vayo bath and the historic Gen Miskit compound.

    • Accessibility from Malé: Fuvahmulah is connected to the rest of Maldives by domestic flights and ferries.
    1. Banana Reef

    The banana reef, one of Maldives’ first dive sites, is home to a rich marine life. This protected area has rocks, canyons as well as deep caves, and dives here range from 5m underwater to 30m underwater. The reef is spotted with schools of Oriental Sweetlips, Humpback Red Snappers and Yellow Snappers. You might also see sharks and barracuda swimming in these waters. The variety of coral, fish and terrain make this an ideal spot for beginners and advanced divers.

    • Accessibility from Malé: A speedboat is the best way to get here.
    1. Alimathaa island

    The Alimathaa island on the Vaavu atoll promises a balance of nature and luxury. Its golden sandy beaches are perfect for sunbathing. Alimathaa is also known for the Miyaru Kandu dive channel, a protected dive site popular with advanced divers. The channel gets its name from the sharks that can often be spotted here. Other aquatic life that can be seen here include manta rays, green turtles, moray eels and eagle rays. The island also boasts several upscale restaurants and bars.

    • Accessibility from Malé: Alimathaa is accessible by ferry, speedboat and seaplane.

     

    Conclusion

    A honeymoon in Maldives is an unforgettable experience. From its stunning beaches to the adventurous water activities, it offers a wide range of experiences for couples. The country is also a short flight away from India, and Indians are provided a free visa on arrival.

    While you plan for your Maldives honeymoon, it is essential to take certain safety measures while travelling into an unknown country. For instance, secure your belongings properly and invest in appropriate international travel insurance. Think of it as a safety net for your honeymoon. It can provide financial protection against travel-related emergencies like lost luggage, delayed and cancelled bookings, along with medical emergencies.

    It gives you the peace of mind needed to release all stress and enjoy every minute of your honeymoon.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

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