Texas, the "Lone Star State" blends modern innovation, diverse culture, and a rich history. From the energetic bustle of Houston to the charming coastal town of Corpus Christi, every city in Texas offers a different experience. Explore the majestic beach towns, tranquil desert landscapes, and tall city skylines for an unforgettable trip.

We have curated a list of cities in Texas that are great to live, work, and explore, making them ideal for both travel and relocation.

List of cities in Texas for travellers

Here is a list of the six best Texas city names that you might already know have heard of:

1. Austin

From world-famous barbecue to an electrifying music scene, Austin is a top destination for tech enthusiasts and food lovers. The city’s laid-back charm and booming tech industry blend culture and modernity.

• Top Attractions: Barton Springs Pool, Texas State Capitol, Zilker Park, The Domain.
• Things to Do: Visit Sixth Street for live music, kayak on Lady Bird Lake, hike Mount Bonnell, and indulge in world-class cuisine at Franklin Barbecue.

2. Houston

Houston is the fourth-largest city in the U.S. and a global hub for aerospace, medical, and energy industries. It is home to the Texas Medical Centre, the largest medical complex in the world, along with NASA's Johnson Space Centre. Besides innovation and work culture, Houston boasts a fantastic culinary scene that includes world-class barbecue restaurants.

• Top Attractions: Space Center Houston, Houston Museum District, The Galleria.
• Things to Do: Catch a Houston Astros game, explore the Museum of Natural Science, dine in the city’s Michelin-star restaurants, and take a scenic walk in Buffalo Bayou Park.

3. Dallas

Dallas is the epitome of growth and opportunity that combines modern development with Southern hospitality. It has some of the state's greatest dining, entertainment, and shopping options. Dallas is well-known for its professional sports teams, top-notch museums, and vibrant arts community.

• Top Attractions: Dallas Arboretum and Botanical Garden, Reunion Tower, Sixth Floor Museum at Dealey Plaza, Perot Museum of Nature and Science.
• Things to Do: Explore the vibrant Bishop Arts District, catch a Dallas Cowboys or Mavericks game, dine at high-end steakhouses, visit the Dallas World Aquarium, stroll through Klyde Warren Park, and immerse yourself in the bustling nightlife of Deep Ellum.

4. San Antonio

San Antonio is a culturally diverse city combining old-world charm and modern attractions. Visit the Spanish missions and various UNESCO World Heritage sites for an insight into its history, or explore the RiverWalk, a picturesque path with eateries, shops, and entertainment options. San Antonio also has some of Texas's greatest Tex-Mex and barbecue restaurants. Attractions like Six Flags Fiesta and SeaWorld promise an unforgettable experience with your family. 

• Top Attractions: The Alamo, San Antonio RiverWalk, Missions National Historical Park, Tower of the Americas.
• Things to Do: Explore the historic Market Square, take a boat cruise along the River Walk, visit the Pearl District for upscale dining and shopping, and tour the San Antonio Museum of Art.

5. El Paso

El Paso offers a blend of Mexican and American cultures at the westernmost tip of Texas. Famous for its sunny weather, fascinating history, and breathtaking desert views, it is an ideal place for outdoor enthusiasts where they can spend time hiking and rock climbing. Visit the Plaza Theatre or explore the El Paso Mission Trail, which includes some of the oldest missions in the U.S.

• Top Attractions: Franklin Mountains State Park, El Paso Mission Trail, Plaza Theatre, Chamizal National Memorial.
• Things to Do: Hike in the Franklin Mountains, explore the El Paso Museum of Art, enjoy breathtaking views from Scenic Overlook, sample authentic Mexican cuisine, and experience the lively culture at local festivals and markets.

6. Corpus Christi

Corpus Christi is a beautiful coastal city along the Gulf Coast, providing the ideal blend of urban living and beachside leisure. Enjoy activities like beachside recreation, fishing, and watersports. Corpus Christi also serves as a centre for conservation and marine life, and offers a vibrant arts and cultural environment, with countless entertainment options available at theatres, museums, and live music venues.

• Top Attractions: USS Lexington, Texas State Aquarium, Padre Island National Seashore, Mustang Island, Selena Museum.
• Things to Do: Go windsurfing at Laguna Madre, visit the South Texas Botanical Gardens, take a stroll along Corpus Christi Bayfront, explore the Art Museum of South Texas, and enjoy fresh seafood at a waterfront restaurant.

Interesting facts about the top cities in Texas

The following are some of the most fun facts about cities in Texas:

• Texas uses its own power grid, distinct from the rest of the United States.
• The most populated city in Texas is Houston.
• The largest known bat colony in North America is in Texas, with over 20 million bats in Bracken Cave.
• Austin is proudly known as the live music capital of the world.
• The colours on the Texas flag match those of the United States flag—red for bravery, white for purity, and blue for loyalty.

Conclusion

These Texas cities offer a range of experiences, from the cultural energy of Austin, the professional opportunities of Houston, or the relaxed beachside atmosphere of Corpus Christi.

While planning your journey, you must take certain measures to protect yourself from unforeseen events. Travel insurance is a great step to ensure coverage against accidents, trip cancellations, flight delays, and medical emergencies. Look for travel insurance online and opt for a policy that provides comprehensive coverage and saves you the hassle of sudden financial burdens.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Georgia is a state full of charm, history, and adventure, offering something for every kind of traveller. From the bustling streets of Atlanta to the cobblestone charm of Savannah, the scenic mountain towns to the relaxing coastal getaways, each city has its own unique personality. Whether you're looking to explore rich history, enjoy live music, go on an outdoor adventure, or simply unwind by the beach, Georgia has it all. Here’s a look at some of the best cities in Georgia for travellers.

List of cities in Georgia for travellers

Here is a curated list of cities in Georgia:

1. Atlanta

Atlanta is Georgia’s capital and largest city, a bustling metropolis known for its history, culture, and entertainment. In the heart of the South, Atlanta has a decidedly cosmopolitan and fast-paced ambience that attracts visitors with its thriving restaurant scene and abundant cultural attractions.

Top attractions:

• Georgia Aquarium
• World of Coca-Cola
• Centennial Olympic Park
• Piedmont Park
• Martin Luther King Jr. National Historic Site

2. Savannah

Savannah’s historic charm, cobblestone streets, and southern hospitality make it a must-visit destination. You can take a stroll through Forsyth Park, visit historic homes, and explore the Savannah Historic District.

Top attractions:

• Forsyth Park
• Savannah Historic District
• Bonaventure Cemetery
• River Street
• Wormsloe Historic Site

3. Blue Ridge

Tucked away in the North Georgia mountains, Blue Ridge is a dream destination for nature lovers and adventure seekers alike. Whether you're hiking scenic trails, chasing waterfalls, or taking a leisurely drive through the mountains, the views here never disappoint. For a more laid-back experience, you can unwind by Lake Blue Ridge, sip wine at a local vineyard, or explore the town’s charming shops and art galleries.

Top attractions:

• Blue Ridge Scenic Railway
• Mercier Orchards
• Long Creek Falls
• Lake Blue Ridge

4. Augusta

Augusta, best known for hosting The Masters golf tournament, offers much more than just world-class golf. Nestled along the Savannah River, the city is rich in history, culture, and outdoor beauty. Visitors can stroll along the scenic Augusta Riverwalk, explore the Augusta Museum of History, or enjoy live music and great food in the vibrant downtown area. Nature lovers can kayak on the river, hike at Phinizy Swamp Nature Park, or visit the lush gardens of Meadow Garden.

Top attractions:

• Augusta Riverwalk
• Morris Museum of Art
• Phinizy Swamp Nature Park
• Augusta Canal National Heritage Area

5. Athens

Athens is a vibrant college town with a mix of rich history, thriving music culture, and Southern charm. It is home to the University of Georgia; the city has a youthful energy, making it a hotspot for live music, eclectic dining, and artsy vibes. Strolling through the historic downtown, you can catch a show at the famous 40 Watt Club or explore the beautiful State Botanical Garden of Georgia.

Top attractions:

• University of Georgia
• Georgia Theatre
• State Botanical Garden of Georgia
• Bear Hollow Zoo

6. Columbus

Columbus is a city that sits along the Chattahoochee River; it’s home to the longest urban whitewater course in the world. History buffs can explore the National Infantry Museum, while those looking for a slower pace can stroll through the charming Uptown district with its lively restaurants and shops.

Top attractions:

• National Infantry Museum
• Chattahoochee Riverwalk
• Whitewater Express
• Columbus Museum

7. Helen

Tucked away in the North Georgia mountains, Helen feels like stepping into a charming German village. It has alpine-style buildings, cobblestone streets, and cosy bakeries; it’s a little slice of Bavaria in the South. Outdoor lovers can hike to waterfalls, go tubing down the Chattahoochee River, or explore Unicoi State Park. Oktoberfest celebrations, local craft beer, and authentic German food add to the town’s unique charm.

Top attractions:

• Anna Ruby Falls
• Unicoi State Park
• Chattahoochee River Tubing
• Oktoberfest Celebrations

8. St. Simons Island

St. Simons Island features sandy beaches, towering oak trees draped in Spanish moss, and a charming small-town feel; it’s perfect for a peaceful getaway. You can bike along scenic trails, climb to the top of the historic lighthouse for stunning views, or grab some fresh seafood by the water. History lovers will enjoy exploring Fort Frederica, while nature enthusiasts can kayak through the quiet marshlands.

Top attractions:

• East Beach
• Simons Lighthouse Museum
• Fort Frederica National Monument
• Christ Church Frederica

Interesting facts about the top cities in Georgia

Here are a few interesting facts about Georgia cities:

• Georgia was named after King George II, who authorised the colony's charter in 1732.
• The state produces the most peanuts and kaolin clay in the US.
• Wesleyan College in Macon was the first university in the world chartered to award degrees to women.
• Stone Mountain, near Atlanta, is one of the largest exposed granite masses in the world.
• John Wesley established the first Protestant Sunday school in America in Savannah in 1736.

Conclusion

From vibrant city life to quiet coastal retreats, Georgia is a state that truly has it all. Whether you're soaking in the culture of Athens, rafting the Chattahoochee in Columbus, or enjoying the mountain air in Blue Ridge, every corner of the state offers something memorable.
Before setting off on a journey through the state of Georgia, it’s vital to undertake certain security precautions. This includes planning your journey and acquiring travel insurance. An appropriate policy can protect you in the event of all common travel-related emergencies, ensuring a smooth journey. You can easily browse through travel insurance online and select a plan that suits you best.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Your Paris adventure does not have to end when you board your flight—especially when you can carry a piece of this stunning city. Whether you're picking up last-minute gifts or simply treating yourself to a souvenir, Paris airport duty free shopping is the perfect way to conclude your Parisian experience.

This detailed guide answers questions about shopping duty-free at Paris Airport, from pre-ordering online to understanding allowance limits.

Paris Airport duty-free website

Finding a good duty free shop in Paris airport can allow you to purchase gifts and personal items before departing. The official Paris Duty-Free website is your go-to resource for browsing products, checking their availability, and even pre-ordering items before your flight.  

What can you do on the Paris duty-free website?

The website offers several convenient options to enhance your shopping experience:

• Pre-order products
• Browse different categories
• Check store timings
• Access special deals that are available only online

Which terminals have duty-free shops at Paris airport?

All three terminals (T1, T2, and T3) at Paris Charles de Gaulle (CDG) Airport have duty-free shops catering to different needs.

What are the different duty-free stores available at the Paris international airport?

Duty free Paris airport Charles de Gaulle is known for its extensive stores listed below:

List of duty-free items you can buy at Paris airport

Paris Airport shopping offers a premium experience. Whether you are at Charles de Gaulle or Orly, you can  purchase a variety of duty-free items, including:

• Perfumes and cosmetics
• Alcohol
• Chocolate and confectionery
• Fashion and accessories
• Electronics
• Toys and games

How to pre-order duty-free items at Paris airport

Paris airports offer a convenient Click & Collect service, allowing travellers to pre-order duty-free items online and collect them upon arrival or departure. Here's how to utilise this service:

1. Visit Paris Airport Click & Collect web page
2. Select products
3. Choose the pickup location.
4. Add your selected items to the cart and check out.
5. Provide your flight details and payment information.
6. Collect the pre-ordered items on the day of your flight from the designated counter.

What are the required documents for duty-free shopping online?

To pre-order duty-free items, you'll need:

• Passport
• Boarding pass

What modes of payment are accepted when shopping duty-free?

Duty-free shops in Paris Airport accept various payment methods:

• Credit and Debit cards, cash, and contactless payment options like Apple Pay, WeChat and Alipay.

What are the duty-free allowance limits at Paris airport?

Understanding duty-free allowance limits is crucial to avoid extra charges:

• Alcohol:1 litre with an alcohol content above 22% OR 2 litres of fortified wine, sparkling wine, or liqueurs with an alcohol content below 22%.
• A maximum of 4 litres of still wine.
• Up to 16 litres of beer.
• Tobacco: Up to 200 cigarettes, 100 cigarillos, 50 cigars, or 250 grams of tobacco.
• Other goods: Varies by destination country. Always check the regulations of your final destination.

Tips to Follow when Shopping Duty-Free

Here are a few tips to help you make the most of Paris airport duty-free shopping:

• If you travel out of France, research your destination country’s customs regulations before you shop duty-free.
• Browse the airport’s duty-free shop online catalogue for best deals.
• Perfumes have the highest duty-free rates at Paris airport.

FAQs about duty-free shopping at Paris airports

• Can I purchase duty-free items upon arrival at Paris airport?

Paris airports offer duty-free shopping for arriving passengers. You can also check the Paris Airport Duty-Free website for available products and store locations.

• Are there restrictions on the number of duty-free items I can purchase?

While Paris airports do not impose specific purchase limits, duty-free restrictions might exist in your destination country.

• Are there any exclusive products available only at Paris airport?

Paris airports often feature exclusive items, including limited-edition perfumes, designer accessories, and French gourmet products.

Conclusion

Travellers often take advantage of the duty free Paris airport stores to purchase high-end perfumes, cosmetics, fine French delicacies, and alcohol at unbeatable prices. With some planning, you can shop smarter and make the most of your experience. 

While you plan your purchases, don't overlook getting travel insurance online for an added layer of safety. A single trip travel insurance can safeguard against unexpected setbacks like lost shopping bags, flight delays, or even medical emergencies.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Illinois, on the banks of the Mississippi River, is a well-known midwestern state in the US. This populous US state comprises over 1200 cities, towns, and villages. Illinois has also been nicknamed ‘Lincoln State’ after Abraham Lincoln. The beloved 16th President of the US spent much of his time there and was buried in Springfield, Illinois.

The state boasts stunning landscapes, from bustling cities and picturesque farmland to abundant fishing opportunities along the Mississippi. Some of the biggest Illinois cities, including Chicago, Springfield, Aurora, and Naperville, attract travellers worldwide and from within the US.

Read on to learn more about the cities of Illinois.

List of cities in Illinois for travellers

The following are some of the most famous cities in Illinois:

Chicago

One of the most popular cities in Illinois and the 3rd largest in the US, Chicago witnesses a massive influx of travellers owing to the architecture, sports scene, and food delicacies.

Springfield

Springfield is Illinois’ capital and the birthplace of Abraham Lincoln. It is the birthplace of basketball and holds the fort for being one of the best Illinois cities for learning about history.

Aurora

Aurora is where you can occasionally witness the glorious northern lights. It is an excellent shopping place alongside natural attractions like waterparks, riverside walkways, and zoos.

Naperville

Naperville is one of the quietest cities in Illinois, an ideal choice for naturalists. It has sprawling parks, forests, and beaches and is home to one of the world’s largest carillons. Several tourist attractions include Moser Tower, The Morton Arboretum, and Naper Settlement.

Rockford

Rockford is 2nd largest Illinois city and the perfect weekend getaway option. It turns into a wonderland during the winter and is popular for its history, gardens, and industry.

Alton

Alton is known for its riverfront location and American history. This city amalgamates important rivers and historic towns, making it an attractive choice for visitors. At Alton, Illinois, you can enjoy the natural beauty of mountains and crystal-clear water while riding in the river.

Bloomington

Bloomington is the perfect place for history buffs and cultural enthusiasts. This Illinois city welcomes tourists for an unforgettable experience through its several attractions, including Monroe County History Centre, WonderLab, Lilly Library, and Eskenazi Museum of Art.

Champaign

Champagne is a relatively smaller city but provides the best urban experience. It offers the perfect combination of culture, art, and history, an ideal travel blend. This place has numerous museums, each offering an insight into ancient and cultural artefacts.

Joliet

Joliet in Illinois is best known for its architecture, history, and natural attractions. You can visit museums, theatres, historical monuments, and parks in Joliet.

Other Popular Towns in Illinois

• Elgin for its Victorian landmarks and watch industry
• Galena, with a rich history and small-town charm, was the childhood home of the American President Ulysses Grant
• Princeton is famous for the Ivyleage University
• Fulton for its Dutch heritage and buildings

Interesting facts about the top cities in Illinois

All the Illinois cities have something unique to offer and add to your trip’s experiences. Are you curious about the interesting stories of these famous cities? Let’s take a look.

• The Chicago River is the world’s only river to flow backwards. Engineers in 1887 reversed the flow of this river to release the water to the Mississippi River. It is dyed green every year on St. Patrick’s Day.
• The name Aurora or “goddess of the dawn”, was given to the city in 1837 when a post office was introduced. This city is known as the “City of Lights” as it was the first US city to use electric lights to illuminate the city.
• Naperville Riverwalk is lined with artwork, fountains, and sculptures, attracting worldwide travellers. It is one of the most iconic sights in Illinois.
• Alton has the distinction of being the birthplace of the world’s tallest man. Measuring 8 ft. 11 inches, Robert Wadlow was nicknamed the Giant of Illinois.
• Rockford, full of greenery is often called the “Forest City” for the countless elm trees. It is also called the “City of Gardens” due to its several gardens, parks, and tree-lined streets.
• Morton, a village in Illinois, is the world’s pumpkin capital. The Libby’s pumpkin plant grows here, the source of production and export of the largest quantity of canned pumpkin.
• Ice cream sundae was invented in Evanston in the 19th century. Local soda fountains served syrup-infused ice creams on Sundays to bypass the prohibited law of selling soda. This led to the origination of this dessert delicacy.
• The predecessor to current-day McDonald’s was opened in Des Plaines. It is now replaced by a museum that showcases the franchise’s 1955 design.

Conclusion

Explore the famous cities of Illinois and immerse yourself in the beauty, history, and cultural diversity of the vast U.S. plains. From the bustling streets of Chicago to the charming small towns rich in heritage, travelling through Illinois offers a deeper understanding of American history and its evolving culture.

To make your journey truly worry-free, consider purchasing international travel insurance. It safeguards against unexpected setbacks like luggage loss, theft, medical emergencies, and trip cancellations, ensuring a smooth and enjoyable travel experience.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Narita International Airport is one of Tokyo’s busiest airports and the most crucial hub for domestic and international travellers. Located in Chiba, approximately 60 km east of Central Tokyo, Narita offers seamless connections to the world. It has three terminals, each with multiple restaurants, duty-free shops, and observation decks. Narita Airport duty free shops are conveniently located for travellers who want to buy high-end products at a lower price.

This blog will provide all the information you need for duty-free shopping at the Narita Airport.

Narita Airport duty-free website

To make your shopping experience convenient, Narita Airport offers an online duty-free store to explore various products and their prices. You can visit the website here- https://duty-free-japan.jp/narita/en/

You can place orders ahead of your flight to save time and collect the product during arrival or departure.

What can you do on the Narita duty-free website?

The official Narita Airport duty free website provides several features for a hassle-free shopping experience:

• Search for products by category or brand.
• Look out for new arrivals or limited-edition products.
• Take advantage of the ongoing promotions and receive gifts with your online purchase.
• Choose whether to pay in advance or upon the collection.
• Read through the terms and conditions before purchasing.

Which terminals have duty-free shops at Narita Airport?

All three terminals at the Narita Airport have duty-free shops in the Departure and Arrivals section, next to passport control.

What are the different duty-free stores available at Narita Airport?

The various duty-free stores available are:

List of duty-free items you can buy at Narita Airport

You can buy the following at the Narita Airport duty free shops:

• Skincare/ cosmetics
• Fragrances
• Jewellery
• Liquor
• Tobacco
• Smoking equipment
• E-cigarette
• Supplements
• Ginseng
• Apparel and fashion accessories
• Anime toys/characters
• Japanese folkcraft
• Home decor
• Books

How to pre-order duty-free items at Narita Airport?

The procedure to pre-order duty-free items at the airport is simple:

• Register on the official Narita Airport duty free online shopping website: https://duty-free-japan.jp/narita/en/memberRegistrationInput.aspx
• Add selected products to the shopping cart.
• Proceed with the payment procedure.
• The offline duty-free partners will check the product availability and send a confirmation to your registered email address.
• Check the order details and pick-up location for confirmation.
• Pick up the products from the specified shop at Narita Airport.

What are the required documents for duty-free shopping online?

The following documents are required for Narita Airport duty free online shopping and at the time of collection:

What modes of payment are accepted when shopping duty-free?

Narita Airport duty free online store accepts the following payment methods:

What are the duty-free allowance limits at Narita Airport?

The following allocation limits are to be adhered to:

Tips to follow when shopping duty-free

Here are some Narita Airport shopping duty free tips you can follow:

• Place your order 2 to 14 days before departure, orders outside this window may not be accepted.
• There is no exchange or return policy. Contact customer care in case of a defect.
• In case of damaged products, you have to cancel the complete order and place it again.
• Advanced payment orders cannot be cancelled online, you have to email customer care for the same.
• Send the confirmation email to the recipient if someone else has to pick up your order.
• Invest in travel insurance to protect your high-value, duty-free purchases packed in the luggage.

FAQs about duty-free shopping at Narita Airport

1. Which products can I buy at the Narita Airport duty-free?

You can buy apparel, accessories, home products, liquids, and cosmetics at the duty-free stores.

2. Which terminal is the best for duty-free shopping at Narita Airport?

The Narita Airport duty free shopping terminal 2 is preferred as it has the largest number of stores.

3. What are the operational timings for the Japan duty-free at the airport?

The duty-free shops are open 24 hours for seamless shopping and collection.

4. What if I open my duty-free bag in Japan?

If you open the duty-free bag before leaving Japan, you must pay consumption tax during departure.

5. How much liquor can I carry in the check-in luggage?

You cannot carry more than 100 ml of liquor in the check-in bag.

Conclusion

Duty-free shopping at Narita International Airport is a great way to purchase high-end products and unique Japanese goods at tax-free prices.

However, it is essential to consider investing in travel insurance to ensure a stress-free shopping spree. A good policy, especially single trip travel insurance, can cover lost luggage, theft, or damage to your duty-free purchases. This will give you peace of mind and protect your investment.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Are you excited for your upcoming trip to Paris? Before you go, take a moment to get familiar with the Euro (€), the official currency of France and much of Europe. To make your trip smoother, let’s learn about the different types of notes, payment methods and ways to save money. This blog will help you understand everything about currency for Paris, France.

List of currency notes in France

France uses Euro (€) banknotes and coins. They vary in size and colour, making them easy to distinguish for tourists. Here is a breakdown of circulating banknotes:

●       Euro banknotes

●       Euro coins

Using Indian currency

You cannot use Indian currency in France. The INR must be converted to Euros before departure or upon arrival in Paris. Here’s how you can do it:

• Currency exchange counters: You can exchange money at currency exchange kiosks available at airports, banks, and currency exchange offices in Paris. However, they may charge a fee for the service.
• Local Indian banks: Some banks allow you to exchange INR for Euros before you travel.
• Online forex services: These digital platforms let you exchange INR for French currency, before travelling.

Methods of payment in France

In France, payment methods like cash, cards and digital payments are widely used. Banknotes are commonly accepted in small shops, bakeries, markets and cafés. Visa and Mastercard are widely used across France, but acceptance of American Express may be limited in certain places. Additionally, contactless payment is common and allows you to tap your card instead of inserting it.

Apps like Apple Pay, Google Pay and Samsung Pay work in most places. Additionally, you can use prepaid Forex cards. They are a safer alternative to carrying cash in Paris. These cards allow you to preload Euros and use them like a debit card. Many banks and travel agencies offer them with competitive exchange rates and low fees.

Tips to save money when travelling in France

Paris can feel expensive, but you can save money with these smart tips:

1. Currency exchange tips: Avoid exchanging money at airports since they charge high fees. Moreover, compare rates at different exchange counters before exchanging.
2. Using cards wisely: To avoid high bank charges on card transactions, use a Forex card.
3. Saving on transport: Buy a Paris Visite travel card for unlimited metro, bus and tram travel. In Paris, you can rent public bicycles or walk instead of renting expensive taxis.
4. Eating and shopping on a budget: Avoid eating at restaurants near major tourist attractions. For shopping, explore the local flea market or thrift shops.
5. Accommodation tips: Stay in a budget hotel or Airbnb instead of expensive hotels. Moreover, book hotels in outer districts (arrondissements) for lower prices.

FAQs

1. What is the best way to carry money in Paris?

A mix of cash, credit/debit cards and a Forex card is the best way. Keep €20 to €50 in cash for small purchases.

2. Can I use Indian Rupees in France?

No, you must exchange INR for Euros before or after arriving in Paris.

3. Which Indian banks offer Forex cards?

Many banks offer Forex cards that can be used in France.

4. Should I exchange money before leaving India?

Yes, it’s good to carry some Euros from India to avoid high airport exchange fees.

Conclusion

Understanding exchange rates related to the euro currency, France can help manage your travel budget on your trip to Paris. It allows you to budget more effectively and avoid unexpected expenses during your trip. Moreover, the information lets you choose the best exchange options.

When in Paris, use a combination of cash, Forex cards and credit/debit cards for smooth transactions. Besides that, take time to buy reliable travel insurance for France. It will protect you against unexpected expenses such as medical emergencies, lost luggage or trip cancellations. Having a good travel insurance plan ensures you are protected while exploring Paris, allowing you to focus on enjoying your trip.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

The official currency of Vietnam is dong (abbreviated as VND or ₫). It has a value system that might initially seem confusing, with notes ranging from small denominations to millions. Before your trip, it's wise to learn about the currency exchange for Vietnam, the payment methods available in the country and other essentials.

This guide will help you understand the Vietnamese monetary system, recognise different banknotes and find the best payment methods and exchange options.

List of currency notes in Vietnam

Recent Vietnamese currency dong is made of plastic polymer. You can find the traditional paper currency still in circulation. However, paper money is less common. Here is a breakdown of the Vietnamese monetary system:

1. Polymer banknotes: These notes are available in ₫10,000 (brown note), ₫20,000 (blue note), ₫50,000 (pink note), ₫100,000 (green note), ₫200,000 (red/brown note) and ₫500,000 (yellow/green note).
2. Cotton paper banknotes: Paper money is less common but still in circulation in the country. They are available in ₫1,000 (grey note), ₫2,000 (brown note) and ₫5,000 (purple note). You can use these denominations for various transactions like eating out, making cyclo payments or more.

Using Indian currency

India currency in Vietnam is not legally accepted, so you need to exchange it for Vietnamese Dong before making purchases. It can be done through authorised exchange centres or banks on arrival. The exchange rates vary, so check the Vietnamese dong value before completing any transaction.

There are plenty of currency exchange facilities in Ho Chi Minh City and Hano, so you won't have any problems buying Vietnamese dong. You may also pay through credit and debit cards in a few cities.

Methods of payment in Vietnam

In Vietnam, you can use cash currency for everyday transactions in places where card payment is less common. You can use VND cash for essential daily expenses, transportation and small purchases. Debit and credit cards are accepted across major tourist hotspots of Vietnam. A lot of places have ATMs, making it easy to access cash. Alternatively, you can use MoMo and ZaloPay mobile payment solutions for transactions.

Tips to save money when travelling in Vietnam

In Vietnam, you can opt for budget-friendly hostels or dormitories. They are safe and affordable and allow you to interact with people from different cultures. For a more authentic experience, you can consider homestays. You can enjoy local street foods like pho, bun cha, and banh mi, which are delicious and cheap. Additionally, you can also bargain at markets and with street vendors. Instead of cabs or taxis, use local buses or rent bicycles to get around larger towns. You can reach major cities via buses and the extensive train network.

FAQs

1. Is it better to exchange money in Vietnam or before arriving?

It's recommended to exchange money upon arrival in Vietnam. Airports, banks, and authorised exchange counters offer competitive rates.

2. Can I use US dollars in Vietnam?

While some vendors in tourist areas may accept US dollars, it's best to use Vietnamese Dong for all transactions.

3. Are credit cards widely accepted in Vietnam?

Credit cards are easily accepted in cities and tourist areas. However, carrying some cash for smaller shops and rural areas is always a good idea.

4. What is the best way to keep my money safe in Vietnam?

Use a money belt or hidden pouch to secure your cash and cards, and only carry what you need for the day. Store the rest in a hotel safe.

Conclusion

Being aware of Vietnamese dong can help you a long way. It smoothens your travel experience and enables you to recognise fair prices without being overcharged. However, before travelling, review the current Vietnamese dong to home currency exchange rates and keep some cash readily available for immediate expenses. Remember to purchase travel insurance online to ensure immediate coverage against emergencies.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

The Australian Dollar (AUD) is the official currency of Australia. Australia's monetary system features distinctive polymer banknotes that are both durable and secure, each with unique colours that make identification easy.

Before travelling to Australia, familiarising yourself with the aus currency, payment methods, and money exchange options is important. Understanding these elements can help you budget more effectively, avoid costly exchange fees, and ensure smooth financial transactions during your trip.

List of currency notes in Australia

Here is the Australia country currency breakdown to help you accurately budget the trip, minimise exchange rate risks and avoid currency exchange scams. Here's what the money in Australia looks like:

1. Banknotes: In Australia, banknotes are available in denominations of $5, $10, $20, $50 and $100. Australian currency notes are made from polymer rather than paper, giving them a unique feel and making them harder to counterfeit. Each note has see-through windows and colour-shifting elements as security features.
2. Coins: You can find decimal denominations in 5, 10, 20, and 50 cents. Apart from that, the government also issues $1 and $2 coins.

Using Indian currency

You cannot directly use Indian currency in Australia. Therefore, before travelling, you must convert INR to Australian dollars at banks, international airports and authorised currency exchangers in major cities. While exchange counters at airports offer convenience, it’s important to note that they often charge higher fees and offer less favorable exchange rates compared to other options. To get the best value, consider exchanging money at a local bank or a reputable currency exchange service away from the airport. Additionally, using ATMs in Australia can be a cost-effective way to access cash, but be mindful of international withdrawal fees that may apply.

Methods of payment in Australia

Australia has widely adopted a cashless payment system, though aus currency in physical form is still accepted in most places. You can use physical money for smaller purchases, shopping and transportation.

Visa and Mastercard are accepted almost everywhere. On the other hand, while not universally accepted, American Express is still commonly used. Additionally, Apple Pay, Google Pay, and Samsung Pay are broadly supported for seamless digital payments.

Tips to save money when travelling in Australia

When you want to save some money while exploring Australia, these tips can come in handy:

• Research exchange rates before converting your money.
• Avoid exchanging at airports if possible.
• Convert larger amounts at once to minimise fees.
• Use ATMs strategically to access cash (check your bank's international fees).
• Regional areas often cost less than major cities.
• Consider accommodation with kitchen facilities to save on meals.

FAQs

1. Are Indian credit/debit cards accepted in Australia?

Indian cards with Visa, Mastercard, or American Express logos generally work throughout Australia.

2. Can I use Indian payment apps in Australia?

Indian-specific payment applications won't work in Australia. Instead, rely on international payment methods like credit cards or global digital wallets.

3. Are there limits on bringing currency into Australia?

You can bring any amount of money to Australia, but amounts over AUD 10,000 (or foreign currency equivalent) must be declared to customs officials when you arrive.

4. How does the Australian currency compare to other major currencies?

The Australian dollar trades at lower values than the US dollar or Euro but higher than the Indian rupee. It makes Australia relatively expensive for Indian travellers.

Conclusion

Knowing about the currency of Australia helps ensure a smoother travel experience. Before travelling, inform your bank, plan your currency exchange strategy, and consider getting travel insurance for Australia to protect your trip. Being prepared with the right payment methods and understanding how money in Australia works will let you focus on enjoying the country's stunning landscapes, unique wildlife, and rich cultural experiences.

Additionally, securing travel insurance should be a priority before your journey, as it provides financial protection against unexpected situations for a peaceful travel experience.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Saudi Arabian cuisine is a distinct part of the country's culture, shaped by its unique history and tradition that goes back hundreds of years. While the core of Arabian cuisine strongly reflects Middle Eastern, African and Indian flavours, it also includes influences from ancient trade routes.

This blog introduces some of the most popular dishes in Saudi Arabia that reflect the country's rich culinary heritage.

Why must you try the food in Saudi Arabia?

Saudi Arabia is internationally renowned for its hospitality, with food being an essential part of it. Any visit to the country feels incomplete without indulging in the rich flavours and dishes of the local cuisine.

Whether you are looking for seafood, meat or vegetarian options, there are many famous Saudi Arabia food preparations that you can try. 

Top 10 famous dishes in Saudi Arabia

Here is a look at the top 10 famous dishes of Saudi Arabia that you should try while visiting the country.

1. Kabsa

Easily the most popular food in Saudi Arabia, Kabsa is widely regarded as the country’s national dish. It comprises rice cooked with meat, vegetables and a fine blend of spices.

2. Mandi

Mandi is another popular Saudi dish of rice and meat with Arabic and Yemeni roots. The meat is covered with spices and slow-cooked over a wooden fire, which gives it its unique smoky taste.  

3. Jareesh

Jareesh is a traditional Arabian dish prepared with crushed wheat. It has a thick, creamy texture with soft broth and meat. Za'atar, one of its ingredients, gives it a vibrant taste and exciting aroma.

4. Saleeg

Saleeg is a creamy rice dish. It is made with short-grain Egyptian or American rice cooked into a broth with milk and butter. Saleeg is frequently served with roasted lamb or chicken.

5. Mutabbaq

Mutabbaq is a very popular street food in Saudi Arabia. The word 'Mutabbaq' literally means 'folded' in Arabic and this crispy pastry with soft insides is filled with eggs, minced meat, spices and onions, is a hallmark of the Central Asian and Middle Eastern influence on Arabian cuisine. 

6. Tamees

Tamees is a large, soft, and fluffy bread, typically served for breakfast with cheese or fuul, a mashed fava bean stew. It is one of the most popular Saudi breads that you can try out.

7. Margoog

Margoog is another Saudi famous food that can leave you wanting more. This Arabian stew dish is prepared with aromatic spices, chicken, vegetables, and a whole wheat dough that is added raw.

8. Samboosa

Samboosa or Samosa are triangular fried pastries with minced meat fillings. A combination of spices, like coriander, cumin, pepper, and turmeric gives its distinct flavour.  

9. Luqaimat

Luqaimat is a popular sweet dish widely consumed in Saudi Arabia. They are delicious little sweet dumplings, made from a fine yeasted batter and fragrant sugar or date syrup, are crispy on the outside and soft on the inside. 

10. Gahwa, or Arabic Coffee

Gahwa, or Arabic Coffee, is prepared by lightly roasting the coffee beans and boiling them with saffron and cardamom. It has a tea-like consistency with a yellowy colour.

Importance of international travel insurance

International travel insurance is important while planning any international trip. A travel insurance provides financial backup for any emergency situation you may face on your trip. The best part of having a good travel insurance package is that you can have complete peace of mind, focusing on enjoying the desert sights, culture and cuisine of Saudi Arabia.  

FAQs

1. What is the best way to experience the authentic, famous food of Saudi Arabia?

The best way to enjoy famous food of Saudi Arabia is by visiting local homes or the traditional restaurants that offer the most authentic experience.

2. What is the main difference between Mandi and Kabsa?

Mandi has a more smoky flavour due to its unique slow-cooking method. On the other hand, Kabsa has a spicy flavour.

3. What meats are typically used in Saudi cuisine?

Common meats used in Saudi cuisine include lamb, chicken, camel, and beef.

Conclusion

Modern Saudi Arabian cuisine seamlessly blends the aromas of India and Persia with Africa's bold flavours to create its distinct culinary identity. This flavourful and unique culinary culture offers something for everyone, thus leaving an indelible mark on every visitor.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Brazil is a country that celebrates the richness of its diverse culinary heritage, where food is more than just sustenance—it’s an experience. Heavily influenced by Indigenous, African and Portuguese people, Brazilian cuisine uses fresh herbs, spices and vegetables, emphasising grilled meat. It is also known for the use of tropical fruits and seafood. Here, we’ll discuss some of the most popular dishes in Brazil.

Why must you try the food in Brazil?

Brazilian food is diverse and colourful, reflecting the country’s culture and history. Every dish tells a story, from the tantalising aroma of grilled meats at a traditional churrasco to the refreshing sweetness of tropical fruits. Known for its bold flavours, Brazil popular dishes will leave you wanting more. 

10 popular dishes in Brazil

The most popular foods in Brazil are:

1. Churrasco:  Churrasco is skewered barbecue meat. Large pieces of meat (usually steak, pork, sausage and chicken) are pierced with stakes and grilled over a churrasqueira, a specially-built barbecue grill. This popular food in Brazil is seasoned with a blend of flavourful spices and served with rice and beans.
2. Moqueca:  Moqueca is a seafood stew prepared with coconut milk, dande oil and a blend of herbs and spices.
3. Tapioca: These flatbreads are considered the most popular food in Brazil. It is a snack made from cassava starch. With a chewy, crepe-like texture, it can be topped with sweet options like coconut and condensed milk or salty Brazilian dry beef.
4. Brigadeiros: This popular Brazilian desert is found everywhere in the country. Made with condensed milk, these chocolate balls are often rolled in coconut, chopped pistachio or other nuts. It’s among Brazil most popular foods.
5. Pão de Queijo: This Brazilian spin on cheese rolls is a popular snack. It’s crisp on the outside and soft and chewy on the inside. It mostly uses cassava flour, eggs, oil, milk, salt and cheese.
6. Acarajé: Originated in Bahia, this street snack is a fritter made from black-eyed beans. After frying, the fritter is sliced open and stuffed with dried shrimp and vatapá, a rich and spicy puree of prawn.
7. Quindim: This yellow yolk-sugar-coconut mixture is a popular Brazilian dessert. It has a bright, shiny top with a firm custard-like consistency. It is an extremely sweet dessert that will appeal to those who like coconut.
8. Açaí: This popular Amazon fruit is used in many different forms. It is frequently mixed with other fruits and served as a sweet, frozen sorbet. Because of its high antioxidant content, it is regarded as a superfood.
9. Feijoada: If you are wondering what is the most popular food in Brazil, Feijoada is the answer. Brazil’s national dish is a stew made of black beans, sausages and cuts of pork. It is traditionally served on the weekends and is regarded as a leisurely midday meal.
10. Farofa: This interesting dish is made with chunks of bacon fried with cassava flour. It is served alongside rice and beans. It is sometimes served along with feijoada and churrasco for a hearty meal.

Importance of travel insurance

Travel insurance is an essential requirement if you are planning to visit Brazil. The insurance will cover you against unforeseen circumstances, including unexpected illnesses, flight cancellations and lost luggage or passports. You can also opt for single trip travel insurance that provides coverage for a single journey, from the start to the end date.

FAQs

1. Is feijoada the most famous dish in Brazilian cuisine?

This black bean and pork stew is considered Brazil most popular food.

2. Is Brazilian food spicy?

While some dishes like vatapá are spicy, the majority of Brazilian dishes are flavourful but not spicy.

3. Which Brazilian drink is famous worldwide?

Brazil’s cachaça, made with sugarcane juice, is the third most popular spirit in the world.

4. Can I find vegetarian options in Brazil?

Yes, there are several options for dishes without meat, like Feijão Tropeiro (vegetarian version) and Moqueca de Palmito (heart of palm stew).

Conclusion

Brazilian cuisine offers diverse options that meet all types of preferences. To find out what awaits you in this beautiful tropical South American country, start planning your trip for an unforgettable culinary journey filled with vibrant flavours, where you can savour everything from mouthwatering street food to sumptuous regional dishes. But do not overlook the importance of securing your journey with a solid insurance policy, which safeguards your trip and provides peace of mind for a truly immersive experience.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Understanding the currency of Spain is crucial when planning a trip. The official currency is Euro (EUR, €), and the Euro Spain currency is widely accepted across the country.

Before travelling, it’s important to know the currency and exchange rate in Spain, how to make payments, and whether the Indian currency is accepted. This guide covers everything about exchanging money, payment options, and tips to save costs while exploring Spain.

List of currency notes in Spain

The money in Spain consists of both banknotes and coins.

●       Banknotes

Like other Eurozone countries, Spain uses Euro banknotes, which are standardised across Europe. Here’s a breakdown:

Note: €500 notes are rarely in circulation and are often not accepted for everyday transactions.

●       Coins

Euro coins have different designs and are accepted across all Eurozone countries. The denominations include 1 cent, 2 cents, 5 cents, 10 cents, 20 cents, 50 cents, along with €1 and €2. Most stores round prices to the nearest 5 cents, as one and 2-cent coins are becoming less common.

Using Indian currency

Travellers cannot use Indian currency in Spain:

• Indian Rupees (INR) must be exchanged for Euros.
• Currency exchange centres, banks, and airports offer INR to EUR conversion. However, rates at airports tend to be higher.
• ATMs in Spain allow cash withdrawals in Euros using an international debit or credit card.

Methods of payment in Spain

Spain offers various payment methods, making it easy for travellers.

1. Although Spain is increasingly becoming cashless, some small shops, local markets, and rural areas still prefer cash.
2. Visa, MasterCard, and American Express are accepted. Some banks charge foreign transaction fees, so checking with the card provider before travel is advised.
3. Digital wallets like Apple Pay, Google Pay, and Samsung Pay work in most stores, restaurants, and metro stations. Tap-and-go payments are common for quick transactions.
4. Prepaid Forex cards allow travellers to load Euros and avoid fluctuating exchange rates, helping in budgeting expenses efficiently.
5. Bank transfers are not commonly used for travel transactions. While Bizum, a Spanish payment app, is popular, it usually requires a local bank account.
6. As a Eurozone member, Spain participates in the Single Euro Payments Area (SEPA), facilitating seamless transactions across European markets. SEPA regulations simplify euro-denominated transfers, ensuring that cross-border payments within participating countries are as straightforward as domestic transactions.

Tips to save money when travelling in Spain

Spain offers budget-friendly options if planned correctly. Here are a few tips to help you out:

1. Exchange rates at airports and hotels are unfavourable. Opt for local exchange centres in the city.
2. Spain’s Metro, buses, and trams are affordable. Buying a transport pass can reduce travel costs.
3. Instead of dining in tourist areas, opt for local tapas bars and food markets for budget-friendly meals.
4. Many museums and historical sites have free entry days or discounted tickets for visitors under 26 years old.
5. The best time to shop in Spain is during winter and summer Rebajas (seasonal sales).
6. Having single trip travel insurance can save unexpected medical and trip cancellation costs.

FAQs

• What is the official currency of Spain?

Spain’s recognised official currency is the Euro (EUR, €).

• Can I use Indian Rupees in Spain?

No, INR is not accepted. Travellers must exchange INR for Euros.

• What is the most convenient way to manage money while in Spain?

A combination of cash, debit/credit cards, and a prepaid Forex card is recommended.

• Do I need travel insurance for Spain?

Yes, getting travel insurance is recommended for medical emergencies, trip cancellations, and lost baggage.

Conclusion

Understanding the currency of Spain helps travellers manage expenses efficiently. Since Euro Spain currency is the widely accepted currency, Indian currency must be exchanged before making purchases. With multiple payment methods, including cards, mobile payments, and prepaid Forex cards, transactions are convenient.

Plan money exchanges wisely, consider budget-friendly dining, and use public transport to maximise savings. Additionally, single trip travel insurance ensures financial protection during the journey.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Introduction

When planning a trip to Dubai, understanding the local currency is essential. Many first-time travellers search for Dubai Dinar currency, but Dubai does not use the Dinar. Instead, the official currency in Dubai is the United Arab Emirates Dirham (AED), abbreviated as AED and symbolised as د.إ.

Knowing how to exchange money, use Indian currency in Dubai, and manage payment in Dubai can help travellers avoid unnecessary expenses. This guide covers currency denominations, exchange tips, and money-saving strategies to make financial transactions easier when visiting Dubai.

List of currency notes in Dubai

The currency in Dubai, the UAE Dirham, comes in banknotes and coins. Here’s a quick look at the available denominations:

Banknotes

Coins (Fils and Dirhams)

Along with banknotes, coins are frequently used for smaller transactions. They are available in the following denominations:

• 1 Fils, 5 Fils, and 10 Fils: These are rarely used in daily transactions.
• 25 Fils and 50 Fils: These are commonly used for small purchases and change.
• 1 Dirham (AED 1): Widely used for metro tickets, vending machines, and smaller transactions.

Many shops round up prices to the nearest 25 or 50 fils since smaller coins are often not in circulation. It is advisable to carry small change when shopping at local markets or using public transport.

Using Indian currency

Many travellers wonder whether Indian currency in Dubai is accepted. The answer is generally no, except in specific cases:

• Dubai duty-free: Indian Rupees (INR) can be used at Dubai International Airport’s duty-free shops. However, only higher denominations like ₹100, ₹200, ₹500, and ₹2,000 are accepted. Change is given in Dirhams.
• Currency exchange centres: Dubai has numerous exchange centres that accept INR and convert it into AED. Compared to airports, these centres usually offer competitive rates.
• Hotels and tour operators: Some high-end hotels and tour operators may accept INR, but this is not guaranteed and depends on their policies.

Since INR is not widely accepted, it is recommended that you exchange it for AED before departure or upon arrival in Dubai.

Methods of payment in Dubai

One can use a variety of payment in Dubai options, making transactions convenient for travellers:

• Cash payments: Although digital payments are preferred, carrying some cash is helpful for small purchases, taxis, and souks.
• Credit & debit cards: Visa, MasterCard, and American Express are widely accepted at hotels, restaurants, and shopping malls.
• UPI & RuPay cards: Select locations now support Unified Payments Interface (UPI) and RuPay cards, making transactions easier for Indian travellers.
• Digital wallets: Apple Pay, Google Pay, and Samsung Pay are accepted at most modern establishments.
• Prepaid travel cards: These offer fixed exchange rates and are ideal for travellers who want to avoid currency conversion charges.

Before using any card, check for foreign transaction fees, as some banks charge extra for international payments.

Tips to save money when travelling in Dubai

Dubai can be expensive, but thoughtful planning can help save money. Here are a few tips:

●       Use public transport: The Dubai Metro and buses offer an affordable way to travel around the city.

●       Eat at local restaurants: Save money by dining at local eateries instead of touristy restaurants.

●       Shop smart: Shop during the Dubai Shopping Festival or Ramadan for discounts.

●       Book tickets in advance: Save money by booking tickets online for attractions and tours.

●       Consider travel insurance for Dubai: Ensure you're covered for medical emergencies, cancellations, or lost luggage.

FAQs

1. Can I use Indian Rupees in Dubai?
   No, except at duty-free stores at the airport. All other transactions require AED.
2. What is the best way to carry money in Dubai?
   For security and convenience, it is recommended that travelers carry a mix of cash, credit/debit cards, and a prepaid travel card.
3. Do I need to carry cash in Dubai?
   Most places accept digital payments, but having some cash is helpful for taxis, markets, and local transport.
4. Where should I exchange Indian Rupees for Dirhams?
   It is better to exchange money at city-based exchange centres rather than at the airport for better rates.
5. Is travel insurance necessary for Dubai?
   Yes, having travel insurance for Dubai is highly recommended to cover medical emergencies, lost luggage, and trip delays.

Conclusion

Understanding the currency in Dubai is essential for hassle-free transactions. The UAE Dirham (AED) is the official currency, and Indian currency in Dubai has minimal use. With multiple payment in Dubai options available, including cash, cards, and digital payments, managing expenses is easy.

Travellers can enjoy Dubai without worries by planning their finances wisely and opting for travel insurance. Being prepared ensures a smooth and stress-free trip, whether it is shopping, dining, or sightseeing.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

The Russian ruble (₽) is the official currency in Russia. It is abbreviated as RUB and is widely used across the country. If you plan to visit Russia, understanding its currency system is essential. This guide will provide you with crucial information about Russia's ruble, including the different denominations, how to exchange your money, and the best Russia payment methods.

List of currency notes in Russia

Russia has a variety of banknotes and coins in circulation. The ruble is divided into kopecks, but kopeck coins are rarely used today. Here is a breakdown of the Russian currency notes:

Banknotes in Russia:

• ₽10 – Rarely used, replaced mainly by coins
• ₽50 – Used in some places, but not very common
• ₽100 – A commonly used note
• ₽200 – Introduced recently, valid for small transactions
• ₽500 – One of the most frequently used notes
• ₽1,000 – Widely used for larger purchases
• ₽2,000 – Introduced recently, convenient for mid-range spending
• ₽5,000 – The highest denomination, valid for large expenses

Coins in Russia:

• ₽1, ₽2, ₽5, ₽10 – Commonly used for small transactions
• 1, 5, 10, 50 kopecks – Rarely used, often not accepted

Using Indian currency in Russia

If you travel from India, you cannot use Indian currency in Russia. You will need to exchange your money for rubles. Here are some key points to keep in mind:

Where to exchange Indian rupees for Russian rubles?

• Currency exchange offices – These are Found in major cities, airports, and banks.
• Banks – They provide currency exchange but may have high fees.
• ATMs – You can withdraw rubles using an international debit or credit card.
• Hotels and airports – Exchange services are available but with higher rates.

Best way to exchange INR to RUB

• Exchange money in India before travelling to get better rates.
• Carry US dollars (USD) or euros (EUR) for easier exchange in Russia.
• Use international debit/credit cards instead of carrying too much cash.

Methods of payment in Russia

Here are the multiple Russia payment methods:

1. Cash payments

• Most local markets, small shops, and transport services prefer cash.
• Always carry small denominations for convenience.

2. Credit and debit cards

• Visa and Mastercard are accepted, but some international cards may not work due to sanctions.
• MIR cards (Russia’s payment system) are commonly used.

3. Mobile payments

• Apple Pay and Google Pay may not work in Russia.
• Local mobile payment apps like Mir Pay and SberPay are popular.

4. Online banking

• If you have a Russian bank account, you can use online banking for payments.

Tips to save money when travelling in Russia

Travelling in Russia can be affordable if you plan well. Here are some helpful money-saving tips:

1. Use public transport

• Metro, buses, and trams are cheaper than taxis.
• Get a transport card like Troika for discounts.

2. Eat at local restaurants

• Avoid expensive tourist spots and eat at local cafes or street food stalls.

3. Exchange money at reliable places

• Compare rates before exchanging currency.
• Don't exchange money at airports due to higher fees.

4. Use budget-friendly accommodation

• Consider hostels, Airbnb, or budget hotels instead of luxury hotels.

5. Buy a SIM card for cheap internet

• Local SIM cards are cheaper than international roaming.

FAQs

1. Can I use Indian rupees in Russia?

No, Indian rupees are not accepted in Russia. You need to exchange them for rubles.

2. What is the best way to pay in Russia?

Cash and Russian bank cards (MIR) are the most reliable. Some international cards may not work.

3. Are US dollars accepted in Russia?

No, you cannot use US dollars for purchases. You must exchange them for rubles.

4. Can I withdraw money from ATMs in Russia?

Yes, but check if your international card works in Russia before travelling.

5. Is it safe to carry cash in Russia?

Yes, but avoid carrying large amounts. Use a money belt or secure wallet.

Conclusion

Russia's ruble is the accepted currency, and understanding how to use it will make your trip easier. Whether you exchange money, use cards, or pay through mobile apps, being prepared will help you avoid any issues. Follow these money-saving tips to enjoy an affordable trip to Russia.

Additionally, it is essential to have travel insurance when visiting Russia. Unexpected situations like medical emergencies, lost baggage, or trip cancellations can be costly, and reasonable travel insurance for Russia will help cover these expenses.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Egypt is a beautiful country known for its ancient history, stunning pyramids, and vibrant culture. It is important to understand the currency system in Egypt for a smooth, hassle-free trip. Knowing which notes are in circulation, the best payment methods, and how to save money are essential things to be aware of. This guide will provide you with all the vital details about currency in Egypt.

List of currency notes in Egypt

The official currency in Egypt is the Egyptian pound (EGP), which is often written as LE or E£. One Egyptian pound is further divided into 100 piastres. The Central Bank of Egypt issues various notes in different denominations.

The main currency notes used in Egypt are:

Using Indian currency

If you are travelling from India, you need to know that Indian currency in Egypt is not accepted. However, there are ways to exchange Indian currency in Egypt:

• Currency exchange Egypt offices: Some exchange offices accept INR and provide Egyptian pounds.
• Banks: Certain banks in Egypt allow INR to be exchanged, but it's not very common.
• Airports: Exchange counters at international airports in Egypt might accept INR, but rates may not be favourable.

Methods of payment in Egypt

Egypt offers various payment methods, including cash, cards, and digital. It is important to know which payment methods in Egypt are widely accepted.

• Cash: Cash is the most preferred payment method. Many small shops, street vendors, and taxis only accept cash. Always carry small denominations (E£10, E£20, E£50) for an easy payment process.
• Credit and debit cards: Most hotels, shopping malls, and restaurants accept Visa and MasterCard. American Express and other international cards may not be widely accepted.
• ATMs: ATMs are available in major cities like Cairo, Alexandria, and Luxor. You can withdraw Egyptian pounds using international debit or credit cards. Be aware of withdrawal limits and bank fees.
• Mobile payments: Digital wallets like Apple Pay, Google Pay, and PayPal are not very common in Egypt. Some large businesses accept them, but cash is still preferred.
• Foreign currency payments: S. dollars, euros, and British pounds are sometimes accepted at tourist locations. However, the exchange rate may not be favourable.

Tips to save money when travelling in Egypt

Travelling in Egypt can be affordable if you manage your expenses wisely.

• Avoid exchanging currency at airports, as the rates are usually high. Use authorised exchange offices or banks for better rates.
• Many local shops and vendors prefer cash over cards. Carry small notes (E£10, E£20) to avoid getting too much change in coins.
• Negotiate while shopping in local markets (souks). Start by offering half the price and negotiate from there.
• Withdraw larger amounts from ATMs to avoid multiple ATM fees. Use banks that have lower foreign transaction fees.
• Metro and public buses are much cheaper than taxis. If using a taxi, agree on a price before the ride or use ride-hailing apps like Uber.

FAQs

1. Can I use Indian rupees in Egypt?

Indian currency is not accepted in Egypt. It is best to exchange INR for EGP before travelling.

2. Are credit and debit cards accepted everywhere in Egypt?

While big hotels and restaurants accept cards, small shops, markets, and taxis prefer cash.

3. Is it expensive to travel to Egypt?

Egypt is generally affordable for tourists. Local food, transport, and accommodation are much cheaper than in many countries.

4. Where can I exchange money in Egypt?

You can exchange currency at ATMs, exchange offices, banks, and hotels.

5. What should I do if I run out of cash?

You can withdraw money from an ATM, use a credit/debit card, or exchange more foreign currency.

Conclusion

Understanding the currency system in Egypt will help you manage your expenses better. However, while planning your trip, it is also essential to ensure your journey is stress-free. Look for travel insurance online and opt for a policy that offers financial security in case of any unforeseen events. A good travel insurance for Egypt provides coverage against medical emergencies, travel hiccups like lost baggage, flight delays and trip cancellations.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Have you heard of loonies and toonies? They might sound like cartoon characters, but they're actually the names of Canada's $1 and $2 coins. If you travel to Canada, learning about its currency will simplify everyday payments. The country uses both coins and banknotes, with different values and colours. This guide will help you learn about Canadian money, how to use Indian currency in Canada, various payment methods, and tips to save money.

List of currency notes in Canada

The Canadian dollar (CAD) is the official currency of Canada, available in both coins and banknotes. Here is a list of the commonly used currency in Canada:

• Banknotes: Canadian banknotes come in denominations of $5, $10, $20, $50, and $100. In Canada, currency notes are made of polymer, making them durable and difficult to tear.
• Coins: Canadian coins are available in 5 cents (nickel), 10 cents (dime), 25 cents (quarter), $1 (loonie), and $2 (toonie). While pennies were discontinued in 2013, they are still accepted in transactions.

Using Indian currency

You cannot use Indian currency in Canada for direct purchases. However, there are ways to exchange your money. Here are the top currency exchange options:

• Banks: Most Canadian banks allow you to exchange Indian rupees for Canadian dollars, but the exchange rate may vary.
• Canada currency exchange centres: These centres in airports and cities offer money exchange services.
• ATMs: Some international ATMs allow withdrawals in Canadian dollars using an Indian debit or credit card.
• Online exchange services: Some online platforms allow you to exchange money before your trip and collect Canadian dollars upon arrival.

Methods of payment in Canada

In Canada, various payment methods are used for shopping, dining and transport. Here are the most common payment ways:

1. Cash: You can opt for cash payments in Canada for small purchases and tips.
2. Debit and credit cards: Major networks include Visa, Mastercard, and American Express. Contactless payments are particularly popular due to their convenience and speed.
3. Digital Wallets: Services like Google Pay, Samsung Pay, and Apple Pay provides a secure and convenient option to make transactions.

Tips to save money when travelling in Canada

Travelling in Canada can be expensive, but there are ways to save money on currency exchange and daily expenses.

1. Exchange money in advance: To avoid high airport exchange fees, you can convert INR at local banks or currency exchange before your trip.
2. Use a no-fee international card: Some banks offer travel cards with no foreign transaction fees. This can help save money when using debit or credit cards.
3. Withdraw larger amounts at once: ATM fees can be high, so withdraw a larger amount to avoid multiple charges.
4. Use public transport: Taxis and rented cars can be costly. Instead, opt for buses, trains, or ride-sharing services like Uber.

FAQs

• What are the best ways to exchange currency in Canada?

The best way to exchange money is through banks, authorised exchange centres, or ATMs that offer good exchange rates.

• Can I use U.S. dollars in Canada?

Some stores near the U.S. border accept U.S. dollars. However, the exchange rate may not be favourable.

• Do Indian credit or debit cards work in Canada?

Most Indian international credit and debit cards work in Canada, but you may need to inform your bank before travelling.

• What should I do if I lose my money or cards?

Report the lost or stolen cards to your bank immediately. You can also contact your embassy for emergency financial help if needed.

Conclusion

Understanding the currency in Canada is important for a smooth travel experience. When travelling to Canada, it is also important to consider international travel insurance that provides financial coverage in case of unexpected events such as medical emergencies, lost luggage, or trip cancellations, which can be costly. Getting travel insurance for Canada can help protect you from these financial risks and let you enjoy your trip stress-free.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

China's currency has two names - Renminbi (RMB) and Yuan. 'Renminbi' translates to 'people's currency,' while 'yuan' refers to its primary unit. Although these terms are used interchangeably, they serve different purposes. Understanding such distinctions can help travellers handle currency exchanges, daily transactions, and pricing more effectively.

If you plan to visit China, this guide will help you understand Chinese yuan currency, exchange money, and save on expenses.

List of currency notes in China

Chinese currency comprises various denominations of banknotes and coins. Here's an overview of Chinese yuan denominations:

• Banknotes: Chinese yuan comes in denominations of ¥0.1 (10 fen), ¥0.5 (5 jiao), ¥1, ¥5, ¥10, ¥20, ¥50 and ¥100. Higher value notes, such as ¥50 and ¥100, are commonly used for major transactions. Smaller denominations, such as food, transportation, and small retail items, are handy for everyday purchases.
• Coins: In China, coins are available in denominations of ¥0.01 (1 fen), ¥0.05 (5 fen), ¥0.1 (1 jiao), ¥0.5 (5 jiao), and ¥1. These coins are commonly used for small transactions like paying for public transportation, street food or small retail purchases.

Using Indian currency

Indian rupees (INR) are not accepted for direct transactions in China. Travellers from India should convert their INR to Chinese yuan (CNY). Here are some ways to change Indian currency in China:

• Currency exchange at banks: Major Indian banks like SBI or HDFC offer foreign exchange services. You can exchange INR to CNY in China at major banks like the Bank of China and ICBC.
• Currency exchange at airports: Currency exchange counters are available at international airports in China. However, they might offer less favourable exchange rates.
• ATMs: International ATMs in China allow withdrawals in yuan using Indian debit or credit cards.
• Prepaid travel cards: These travel cards can be loaded with INR and used to withdraw CNY at ATMs or make direct payments. They offer competitive exchange rates and enhanced security.

Methods of payment in China

Here are some of the modes of payment in China:

• Digital payments: Platforms like Alipay and WeChat Pay are widely accepted for payments. You can use them everywhere, from street vendors to upscale malls.
• Credit and debit cards: Major international cards (Visa, MasterCard) are accepted in hotels, restaurants, and larger retail stores. However, smaller establishments might prefer cash or digital payment methods.
• Cash: While digital payments are prevalent, money remains an essential mode of payment in rural areas or smaller towns.

Tips to save money when travelling in China

Travelling in China can be economical with these strategies:

• Use public transportation: Cities like Beijing and Shanghai have extensive and affordable metro systems. Buses are also a cost-effective option.
• Dine like a local: Eating at local eateries or street food stalls offers authentic cuisine at lower prices compared to tourist-centric restaurants.
• Bargain at markets: In local markets, bargaining is common and can help in significant savings. Always be polite and reasonable in negotiations.

FAQs

1. Is it necessary to carry cash in China?

While major cities rely on digital payment methods, you must carry cash for ease of transaction. If visiting rural areas or small vendors, cash transactions are preferred.

2. Can I use an Indian credit/debit card in China?

Yes, but make sure your card is enabled for international transactions

3. Are currency exchange services available at Chinese airports?

Yes, but they might offer less favourable rates compared to banks or ATMs.

4. Can I buy a local SIM in China to use mobile payment apps?

You can purchase a local SIM card to access mobile payment apps like Alipay and WeChat Pay.

Conclusion

When you understand the currency in China and its payment system, you can have a better travel experience. Traditional and modern payment methods ensure you are prepared for any situation. Before travelling, investing in travel insurance for China is also important. Good travel insurance will cover medical emergencies, lost luggage, and unexpected trip cancellations. You can easily compare and buy travel insurance online, which saves time and ensures you get the best coverage for your trip.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Beyond the excitement of planning your Japan itinerary, knowing how currency and payments work is important to make your travels smoother. Japan primarily uses the Japanese Yen (JPY, ¥), with cash still common but digital payments rising. This guide will help you understand currency in Japan, payment methods, and useful money-saving tips for your trip.

List of currency notes in Japan

The currency of Japan Yen (JPY, ¥) consists of banknotes and coins. Banknotes come in 1,000, 2,000, 5,000, and 10,000 yen denominations, while coins include 1, 5, 10, 50, 100, and 500 yen. However, a 2,000 yen note is rare and not commonly found in circulation. The Yen is widely used, though digital payments are becoming increasingly popular across Japan.

Using Indian currency

If you travel from India, you must exchange your Indian Rupees (INR) for Japanese Yen (JPY). Here are some ways to exchange Indian currency in Japan:

• Currency exchange counters: For currency exchange, Japan has dedicated kiosks at airports, banks, and major train stations.
• ATMs: International ATMs at post offices and 7-Eleven stores allow withdrawals using an international debit/credit card.
• Online forex services: Some Indian banks and forex services let you order JPY in advance.
• Credit/debit cards: Payment through Visa, MasterCard, and Amex cards are acceptable.

Methods of payment in Japan

While Japan has a reputation for being a cash-based society, digital payment methods are growing in popularity. Here are the primary payment methods in Japan:

1. Cash (Japanese Yen): It is still the most commonly used payment method in rural areas. Many small shops, street vendors, and certain restaurants operate on a cash-only basis.
2. Credit and debit cards: You can credit or debit cards at hotels, department stores, and large restaurants. MasterCard, Visa, and American Express are the most commonly accepted cards.
3. Integrated Circuit cards (IC cards)/prepaid travel cards: Suica, Pasmo, and ICOCA are rechargeable cards used for public transport, vending machines, and some stores.
4. Mobile payments: PayPay, Line Pay, and Rakuten Pay are popular digital wallets in Japan. Apple Pay and Google Pay are also accepted in some places.

Tips to save money when travelling in Japan

Japan can be expensive, but smart planning can help you save money. Here are some useful tips:

1. Use public transport wisely: You can get a Japan Rail Pass for travel between cities. Use the IC cards (Suica, Pasmo) for convenient and discounted travel. Don't forget to take advantage of local bus and metro day passes.
2. Eat like a local: You can visit convenience stores like 7-Eleven or FamilyMart for affordable meals. For budget meals, choose conveyor belt sushi restaurants or ramen shops.
3. Stay in budget accommodation: Capsule hotels and guesthouses are much cheaper than regular hotels.

FAQs

1. Can I use US dollars or Indian Rupees in Japan?

No, only the Japanese Yen is accepted.

2. Are credit cards widely accepted in Japan?

Credit cards are accepted in major stores, hotels, and restaurants, but smaller shops and local restaurants may only accept cash.

3. Where can I exchange Indian Rupees for Japanese Yen?

You can exchange INR at Japan's banks, airports, and forex exchange counters.

4. What is the best way to carry money in Japan?

Carrying a mix of cash and a travel card (like Suica or Pasmo) is recommended. Having a credit or debit card for emergencies is also useful.

5. Are ATMs easily available for foreign cards?

ATMs at 7-Eleven, FamilyMart, and post offices accept international cards.

Conclusion

Understanding Japan's currency and payment methods will make your trip smoother and stress-free. While Japan is still a cash-friendly country, digital payments are growing. Be prepared by exchanging enough cash, carrying a travel card, and using cost-saving strategies.

In addition to managing your money, securing travel insurance for Japan is essential. Events like medical emergencies, lost baggage, or flight cancellations can lead to unnecessary stress. A good travel insurance plan will help you avoid financial strain and handle any travel disruptions quickly, ensuring a worry-free journey.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

A trip can quickly slow down when you scramble for the right currency at checkout. The British Pound Sterling (£) is the UK's official currency, and knowing how to handle it before you arrive can save you time, money, and hassle. This blog explores the currency in UK, covering everything from its banknotes and coins to the best ways to exchange and spend money.

List of currency notes in UK

The UK currency notes currently in circulation are £5, £10, £20 and £50, while the decimal coins include 1p, 2p, 5p, 10p, 20p, 50p, £1, and £2. You can use these notes and coins for everyday transactions across the U.K.

Using Indian currency

Indian currency in UK is not a legal tender and must be exchanged for GBP. You can convert money at currency exchange offices, banks, U.K. ATMs or even carry Forex Cards. Some Indian banks provide currency exchange UKservices before departure for customer convenience.

Methods of payment in the UK

Here are some of the popular methods for payment in UK:

• Cash: You can use GBP for all kinds of transactions.
• Debit and credit cards: Debit and credit cards are also used widely for transactions
• ATMs: UK ATMs accept international cards for cash withdrawals.
• Mobile payments: Many retailers accept transactions via mobile wallet apps. You can use these apps to pay with your smartphone.
• Cheques: While less common, some institutions also accept personal cheques.
• Online and card payments: E-commerce stores in the U.K. accept online payments for shopping, services and bill payments.
• Forex travel cards: You can use Forex cards like debit cards for GBP transactions.
• Traveller's cheques: Traveller's cheques are a good way to obtain U.K. currency at banks or exchange bureaus.

Tips to save money when travelling in UK

The U.K. is an expensive destination, but with the right planning, you can easily save money and have a good time. Here are some tips for saving money while travelling in the U.K.

• Exchange your INR for GBP in UK in local banks or ATMs instead of airport exchanges for better rates.
• Use contactless payment and travel cards for cheaper fares while using London transport.
• Look for historical sites, museums and other attractions in the U.K. that offer free entry.
• Eat at restaurants offering discounted meals or pre-theatre set menus for optimal savings.
• Save on sightseeing with multi-passes issued by heritage organisations like the National Trust, English Heritage, and Historic Scotland.
• You can pre-book your travel, tours, and attractions at VisitBritain Shop for a discounted rate.

Another smart way to avoid unnecessary expenses in the U.K. is to get a travel insurance policy from a leading service provider. A single-trip travel insurance package offers coverage against medical emergencies, theft and other hassles.

FAQs

1. Are Euros accepted in the U.K.?

Euros are not accepted in the U.K. for regular transactions. Only some tourist areas may accept Euros, so it is always better to use GBP.

2. Are Indian credit and debit cards accepted in the U.K.?

Major Indian cards like Visa and Mastercard are accepted in the U.K.

3. How to get the best exchange rates for GBP in the U.K.?

The best way to get the lowest exchange rates for GBP in the U.K. is to withdraw money from the ATM using a low-forex-fee debit card.

Conclusion

When travelling to the U.K., understanding the Great British Pound, available payment methods, and money-saving tips can make the trip smoother and more cost-effective. Additionally, exchanging currency wisely and using cost-saving options can enhance your travel experience.

However, unexpected situations can still arise. That's why having the right travel insurance is essential. A good policy provides a safety net against sudden financial stress and protects you against medical emergencies, lost luggage, and flight delays, providing you peace of mind.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

The U.S. dollar, represented by the symbol $, is the currency of United States of America. It is widely used around the world for international trade and economic activities. If you plan to visit the U.S., understanding its currency can help you immensely. After all, nothing can derail your trip, like scrambling to figure out exchange rates or wondering if the store manager will accept your credit card.

In this blog, you will learn about the US dollar currency – its value, denominations, and how to use it effectively during your trip.

List of currency notes in the US 

The US Federal Reserve (the U.S. central bank) issues seven denominations of paper currency – $1, $2, $5, $10, $20, $50, and $100. The highest denominations ($500, $1000, $5000, and $10,000) are no longer circulated. Additionally, coins in the U.S. are produced in several denominations for every use. They are available in the following denominations: Penny (1 cent), Nickel (5 cents), Dime (10 cents), Quarter (25 cents), Half Dollar (50 cents), and Dollar Coin ($1).

Using Indian currency     

Indian currency in USA is not accepted as legal tender. Therefore, you must convert your INR to U.S. dollars before your trip. You can exchange the currency for USD from local Indian banks, exchange bureaus or international airports. Some Indian banks provide Forex Cards, which are quite convenient. You can load them up with USD and make a secure payment option at hotels, restaurants or malls. 

Few online forex exchanges also support currency exchange. The USA exchange rate is subject to change depending on inflation, economic growth, interest rates, etc. Stay updated on exchange rates and strategise your currency conversion to maximise the value of your money. Most Indian banks offer international credit/debit cards that you can use for international transactions.

Methods of payment in the US

While digital payments are widely accepted, it is advisable to carry cash. Some of the common payment method USA include:

• Credit and Debit Cards: International credit/debit cards such as Mastercard, Visa and American Express are accepted in the USA. You can withdraw money from ATMs with international debit cards.
• Cash: You can carry USDs for small purchases or in areas with limited card acceptance.
• Digital Wallets: PayPal and Apple Pay can be used for contactless payments. However, not all merchants accept these methods.
• Prepaid Cards: You can load USD onto prepaid prepaid cards and use them for transactions.

Tips to save money when travelling in the US

Before visiting the USA, plan wisely and manage your expenses effectively. Here are some tips for managing your money while travelling in the U.S. 

• Before travelling, check for available lodging options that align with your financial situation. You can book budget hotels, lodges, motels, etc., for seasonal discounts.
• You can find coupons and discount cards for activities, restaurants, and attractions in travel brochures, guides, and online resources. They can help you save money during the trip.
• Diners and food trucks offer affordable meal options. You can also buy groceries, snacks or cheap pre-cooked meals at supermarkets.
• Look for second-hand shops or outlet malls for souvenirs and gifts to take back home.

FAQs

1. What are the external factors that influence the USD exchange rate?

External factors like inflation, economic activities, supply and demand and geographical factors influence USD exchange rates.

2. How many cents are there in $1?

There are 100 cents in 1 dollar.

3. Is choosing a tailored travel insurance mandatory before travelling to the USA?

Purchasing an international travel insurance plan is not mandatory but highly recommended.

4. What is the best way to exchange INR for USD?

You can exchange INR to USD at banks, airport exchange kiosks or online forex platforms.

Conclusion

Proper research and planning can make your U.S. trip a memorable experience. It can help you manage your finances better and avoid unexpected expenses. However, don't overlook the importance of selecting an international travel insurance plan for your trip. Purchasing a tailored policy, like travel insurance for USA, can protect you from many unforeseen travel emergencies like loss of luggage, flight delays, or cancellations, ensuring you're not left financially stranded.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

A stunning island country in the Pacific Ocean, New Zealand (NZ) is famed for picturesque landscapes, exotic wildlife, and a unique mix of different cultures. This nation, teeming with natural wonders, is a lovely tourist destination.

This New Zealand dollar guide covers everything about the NZ currency, popular modes of payment, and how to spend wisely on a trip to New Zealand.   

List of currency notes in New Zealand

Issued by the country’s Reserve Bank, the New Zealand dollar has the currency code NZD, denoted as NZ$. It is colloquially known as the Kiwi dollar. It is denoted as $ in New Zealand, and each NZ$ is subdivided into 100 cents.   

The five banknote denominations in circulation at present include $5, $10, $20, $50, and $100. The coin denominations are 10 cents, 20 cents, 50 cents, $1, and $2. 

Using Indian currency

While you cannot use Indian currency in New Zealand, it is easy to convert INR into NZD at any bank or registered foreign exchange office or get some money converted to India before departure. It is also possible to withdraw cash in NZ currency from an ATM if you are carrying a debit or credit card enabled for international usage. This involves a fee, though.

However, when it comes to currency exchange New Zealand, avoid the counters at airports or hotels since they generally charge additional commissions.     

Methods of payment in New Zealand

Whether you are exploring major cities, suburbs, or rural areas, clarifying popular New Zealand payment methods can contribute to a smooth experience. The following are the payment options available in NZ:

• Cards: Both international debit and credit cards are widely accepted in big cities and key establishments, especially from providers like MasterCard and Visa.
• Cash: While New Zealand is increasingly becoming cashless, small businesses or those in suburban and rural areas might prefer cash payments.
• Mobile payment: Big businesses in NZ cities often accept Payments through Google Wallet, Apple Pay, and Samsung Pay. Just remember to update these digital wallets before flying.

Tips to save money when travelling in New Zealand

Here are some ways in which you can spend New Zealand dollars consciously and yet have a great time:

1. Pick the season carefully: Visiting New Zealand during spring or autumn is cheaper than in summer. Winter is also pocket-friendly unless you are visiting skiing regions. 
2. Book flights in advance: Research, compare, and, if possible, keep dates flexible to find the best deals.
3. Choose accommodations wisely: Opt for B&Bs with kitchen access (since food is expensive), accommodations offering complimentary breakfast, or farms outside major towns. 
4. Spend wisely on transport: Take public buses and trains or rent a fuel-efficient car or campervan to explore the country affordably. 
5. Enjoy free activities: Visit spectacular beaches and waterfalls, hike in national parks, explore forests, and have picnics for free.
6. Avail travel insurance: It will help you save money in case of trip cancellations, lost baggage, medical emergencies, etc.

FAQs

1. How much is NZD 100 in INR?

Since currency exchange values are subject to change, the approximate equivalent of NZ$100 is INR 5000.   

2. Is it possible to use Indian currency in New Zealand?

You must convert Indian money into New Zealand dollars at a bank or foreign exchange centre or withdraw the same from an ATM.

3. What is the code and symbol used for NZ currency?

NZD is the code, and $ (sometimes NZ$) is the symbol used for NZ currency.

4. How can travel insurance for New Zealand help?

Travel insurance protects you financially if you fall ill, lose your passport, need to cancel the trip, or have baggage delays.  

Conclusion

Knowledge about the New Zealand dollar and payment methods you can use when travelling in New Zealand makes your trip easier and more enjoyable. Remember to convert some Indian money into NZD to have cash for small expenses. International credit or debit cards allow for smooth transactions in New Zealand cities. Follow money-saving travel tips and buy travel insurance to stay prepared for emergencies.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.