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  • Different scooter tyre sizes in India

    by mohit bohra | May 07, 2025

    Tyres play a crucial role in a scooter's ride quality, handling, and performance. Smaller tyres will give you a rough, bouncy ride, while bigger tyres have good stability and are comfortable, especially on India's infamous potholed roads. With a variety of scooter tyre sizes available, choosing the right one can get overwhelming.

    This blog will explore different scooter tyre sizes and how they affect your ride.

    Various Scooter Tyre Size in India

    The right tyre size can significantly improve your riding experience. In India, various scooter tyre sizes are available, and understanding how to read size names is key to making the correct choice for your vehicle.

    Tyre sizes are usually marked with three numbers embossed/printed on the tyre sidewall.

    For example, 90/100-10:

    • The first number (90) indicates the scooter's tyre width in millimetres (read as 90mm).
    • The second number (100) is the height of the tyre sidewall as a percentage of its width (read as 100%).
    • The third number (10) is the width of the tyre rim in inches (read as 10").

    Here are the seven most common tyre sizes available for scooters in India:

    1. 90/100-10 Tyres

    The 90/100-10 size is popular for city commuting, offering a good blend of grip and comfort. The Honda Activa and TVS Jupiter use this size and offer smooth riding over potholes and rough surfaces. Its wider profile enhances stability at higher speeds, sharp turns, and even sudden braking.

    2. 90/90-12 Tyres

    The 90/90-12 tyre size is more performance-oriented and comparatively expensive. You'll find this size in scooters like the Honda Dio and Grazia. Its slightly larger diameter allows for better acceleration and maintains a comfortable ride. This size is preferred because it provides a stable grip in different weather conditions and ensures safety on rainy days. The tubeless version is easy to repair and has less chance of sudden punctures.

    3. 90/90-10 Tyres

    The 90/90-10 tyre size has a good balance of width/height, giving it good traction without sacrificing ride. This tyre is quite popular among scooters like TVS Scooty Pep+ and Hero Pleasure. The grooves on this tyre are designed for water removal and perform well on slippery roads. Besides being lightweight, this scooter tyre size ensures better fuel efficiency, hence it is popular among commuters.

    4. 100/80-10 Tyres

    The 100/80-10 tyre size is for scooters needing extra grip and stability. This tyre size is common in models like the TVS NTORQ, and it improves performance on both wet and dry surfaces. A wider profile makes for more contact with the road, which converts to better handling and cornering stability. Its sporty design also wins over young riders who want an aggressive look without compromising on safety.

    5. 110/70-12 Tyres

    The 110/70-12 tyre size is very popular among modern scooters, including the Yamaha Fascino and Ray ZR. Combining a wider footprint with a lower profile provides better grip during high-speed cornering. These tyres give a better cornering performance while providing a comfortable ride over long distances. Rolling resistance is also reduced, improving fuel efficiency, which is an essential factor for daily commuters.

    6. 120/70-10 Tyres

    You will find 120/70-10 tyre sizes in models like the Vespa SXL and VXL. The larger 120/70-10 tyre boasts better grip and handling characteristics, which is ideal for city riding and highway cruising. The larger contact patch gives better stability through turns, while the low profile maintains responsive steering feedback. They perform well in all weather conditions and are versatile enough to handle diverse riding environments across India.

    7. 3.50-10 Tyres

    The classical 3.50-10 tyre size has been around for ages and is still relevant because of its compatibility with many older scooter models. Less common on newer scooters, it is still in use in models like the Bajaj Chetak. This tyre size has reasonable traction and comfort but may not match the levels of more modern sizes. It's inexpensive for those wanting to keep an older scooter running without spending much money.

    Conclusion

    Choosing the right scooter tyre size is more than just fitting a tyre; it is about enhancing your riding experience. The right tyre can provide better safety, stability, comfort, and fuel efficiency, making your scooter experience much more enjoyable and less worrisome. However, protecting your two-wheeler with a comprehensive bike insurance policy is equally important. A good policy can cover damages to your scooter, theft, and even medical expenses. Consider adding tyre protection to your insurance plan to ensure you're covered for unexpected tyre-related issues like punctures.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best electric bikes under 50000 in India

    by Almog Ramrajkar | May 07, 2025

    Electric bikes have rapidly gained popularity in India over the past few years, driven by a growing shift towards eco-friendly transportation. Recognising this trend, even the country’s leading motorcycle brands have ventured into the electric bike market. If you're looking for an affordable and sustainable ride, let’s explore the best electric bikes in India under 50000.

    List of best electric bikes under 50000

    Electric bikes run without petrol or any other fuel, making them both eco-friendly and emission-free. They help reduce harmful gases like carbon dioxide and carbon monoxide, contributing to a cleaner environment.

    Here are some electric bike brands offering the best options under 50,000 INR:

    1.     Avon E Scoot

    Priced from Rs. 45,000, the Avon E Scoot offers a range of up to 65 km on a single charge. Its rechargeable battery takes about 7 to 8 hours for a full charge, and the e-bike can reach speeds of up to 24 kmph. More details about this e-bike are shared below:

    • Range: 65 km per charge
    • Battery Capacity:15 Kwh
    • Transmission: Automatic
    • Tyre Type: Tubeless
    • Brake Type: Drum
    • Wheel Type: Alloy

     

    2.     Ola Gig

    The Ola Gig stands out with its innovative design and affordability, priced from Rs. 39,999—making it cheaper than other Ola e-bikes. Available exclusively in white, it offers two variants and can reach a top speed of 45 kmph. These features make it one of the best electric bikes under 50000 in India. Key specifications are shared below:

    • Range: Up to 150 km/charge
    • Battery Capacity: 3 kWh
    • Transmission: Automatic
    • Tyre Type: Tubeless
    • Brake Type: Drum
    • Wheel Type: Alloy

    The details of its variants are provided below:

    Ola Gig

    Ex-Showroom Price

    Battery Capacity

    Range

    Gig STD

    Rs.39,999

    1.5 kWh

    112 km/charge

    Gig+

    Rs. 49,999

    3 kWh

    81-157 km/charge

    3.     Ujaas eSpa LA

    The Ujaas eSpa LA is a stylish electric bike priced at approximately Rs. 48,000. It comes in a single variant and is available in eye-catching blue and red colours. Offering a range of 60 km on a full charge, its rechargeable battery takes up to 7 hours to charge completely. More details about this electric bike are shared below:

    • Range: 60 km
    • Battery Capacity: 56 kWh
    • Transmission: Automatic
    • Tyre Type: Tubeless
    • Brake Type (Rear & Front): Drum
    • Wheel Type: Alloy

     

    4.     Komaki XOne

    The Komaki XOne stands out as one of the most affordable electric bikes under Rs. 50,000, with a starting price of Rs. 35,999. It offers an impressive range of 150 km on a single charge. Available in 5 variants and 4 vibrant colours, this e-bike can reach a top speed of 60 kmph. More details about the Komaki XOne are shared below:

     

    • Range: 150 km/charge
    • Battery Capacity: 2 kWh
    • Transmission: Automatic
    • Tyre Type: Tubeless
    • Brake Type (Front): Drum
    • Wheel Type: Alloy

    Some of the features of its variants are mentioned below:

    Variant Name

    Range

    Battery Capacity

    Ex-Showroom Price

    Graphene

    55 km/charge

    1.54 kWh

    Rs. 35,999

    Lithium Ion

    70 km/charge

    1.50 kWh

    Rs. 45,999

    Lithium Ion

    85 km/charge

    1.75 kWh

    Rs. 49,999

    Prime

    100 km/charge

    2 kWh

    Rs. 49,999

    Ace

    150 km/charge

    2.2 kWh

    Rs. 59,999

     

    5.     Ujaas eGo LA

    The Ujaas eGo LA is a top choice for electric scooters under Rs. 50,000, with an ex-showroom price starting at Rs. 39,880. It comes in a single variant and is available in two classic colours — blue and red. More details about this budget-friendly electric scooter are shared below:

    • Range: 75 km/charge
    • Battery Capacity: 56 kWh
    • Transmission: Automatic
    • Tyre Type: Tubeless
    • Brake Type (Front & Rear): Drum
    • Wheel Type: Alloy

     

    6.     Raftaar Electrica

    The Raftaar Electrica stands out as one of the best electric bikes under Rs. 50,000 in India, offering an impressive range and a faster charging time compared to others on this list. It comes in two variants and a vibrant selection of 8 colours. Priced from approximately Rs. 48,200, this e-bike combines style, efficiency, and affordability. More details are shared below:

    • Range: 100 km/charge
    • Battery Capacity:92 kWh
    • Transmission: Automatic
    • Tyre Type: Tubeless
    • Brake Type (Front & Rear): Disc
    • Wheel Type: Alloy

    More information about Raftaar Electrica’s variants is shared below:

    Variant

    Battery Capacity

    Range

    Charge Time

    Ex-Showroom Price

    La

    1.92 kWh

    100 km/charge

    4 - 5 hours

    Rs. 48,540

    Li

    1.92 kWh

    100 km/charge

    4 - 5 hours

    Rs. 70,900

    Conclusion

    When choosing an electric bike, consider your specific needs, budget, and style preferences. While branded electric bikes often come at a higher price, the options listed here offer a great balance of affordability and features.

    Be sure to check the availability of these e-bikes in your region before making a decision. Furthermore, securing a comprehensive two wheeler insurance policy is a crucial step to ensuring a smooth and safe riding experience. An appropriate policy safeguards your investment and ensures financial protection against unforeseen circumstances.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Fuel Injection vs Carburetor: Choosing the Right Tech for Your Ride

    by mohit bohra | May 06, 2025

    Two main technologies have ruled the industry for fuelling a motorcycle's engine: carburetors and fuel injection. If you're a bike fan or looking to buy a new motorbike, knowing the differences between these two can help you make a more informed decision about which one might be better for your needs.

    How does fuel injection work?

    Fuel injection in bikes is a newer, more powerful technology that has largely replaced the motorcycle carburetor. This method uses a complex set of computer components and sensors to control the amount of fuel given to the engine.

    A fuel injection system has an Electronic Control Unit (ECU). This constantly studies data from different sensors that monitor:

    • Engine speed
    • Throttle position 
    • Engine temperature 
    • Engine load 
    • Oxygen levels in the exhaust

    Based on these inputs, the ECU calculates the fuel needed for the most efficient combustion. It then sends messages to the fuel injectors, which spray exactly measured amounts of fuel straight into the combustion chamber or intake manifold.

    Advantages of fuel injection

    Fuel injection systems offer several perks that have led to their broad adoption. These are:

    • Improved fuel efficiency: Fuel injection devices reduce loss and improve fuel usage.
    • Better performance: The correct supply of fuel results in more steady power delivery and better engine response.
    • Low maintenance: Unlike carburetors, fuel injection doesn’t require frequent cleaning and tuning.

    Disadvantages of fuel injection

    Despite its many benefits, fuel injection does have some drawbacks, like:

    • Higher cost: Fuel injection systems are more expensive to make and install.
    • Complex repairs: When something goes wrong, identifying and fixing problems usually takes specialised tools, software, and knowledge, leading to higher repair costs.
    • Dependence on electronics: Your bike won't start if the ECU breaks. Unlike carburetors, there's no easy technical fix.

    How does carburetor engine work?

    A carburetor is a technical device used in bikes. Its main purpose is to mix air and fuel correctly before sending it to the engine's combustion area.

    The main concept behind a carburetor is the Venturi effect. As air passes through a narrower part of the engine (the Venturi), its velocity increases and pressure drops. This pressure drop causes suction that sucks fuel from small jets into the airstream.

    When the throttle is twisted on a carbureted bike, it opens a valve (called the butterfly or throttle valve) that allows more air to flow through the carburetor. This higher airflow provides stronger pressure, consuming more fuel and providing greater engine power.

    Advantages of carburetor engine

    Despite being older technology, carburetor in bikes still have several benefits that make them appealing to some riders. These are:

    • Lower cost: Carburetors are easier to install and less expensive, making carbureted bikes cheaper.
    • Easier to repair and maintain: Basic technical knowledge is often sufficient to clean, tune, or repair a carburetor.
    • Mechanical reliability: Carburetors can be more reliable without relying on technology in certain situations.
    • Simplicity: The simple mechanical design means fewer components that could fail.

    Disadvantages of carburetor engine

    Carburetors have several drawbacks that have led to their gradual replacement. These are:

    • Less fuel efficient: A carburetor’s mechanical nature makes exact dosing difficult, resulting in lower fuel efficiency than fuel injection.
    • Throttle lag: There's often a slight delay between turning the throttle and the engine's reaction.
    • Regular maintenance required: Carburetors need frequent cleaning and adjustment to keep ideal performance.
    • Cold starting issues: Starting a carbureted engine in cold weather often requires a choke, temporarily increasing the fuel blend.

    Which is better - fuel injection or carburetor?

    The answer to fuel injection vs carburetor depends on your goals and bike use.

    Fuel injection is generally better if you:

    • Want better fuel efficiency
    • Prefer consistent results in changing situations
    • Desire quick speed response
    • Don't want to make normal repairs

    Carburetors might be better if you:

    • Are on a tight budget
    • Have simple technical skills for fixes
    • Appreciate the original feel and sound

    Conclusion

    The change from carburetors to fuel injection in the motorbike industry shows the continued growth of technology. Whether you choose a fuel-injected or carbureted bike, protecting your investment with comprehensive bike insurance is important. Complete bike insurance protects you from the financial losses during crashes, theft or natural disasters. Additionally, a claim-free record can greatly benefit you through No Claim Bonus (NCB) savings, which usually range from 20% to 50% based on straight claim-free years.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Bike Insurance Deductibles

    by mohit bohra | May 05, 2025

    Navigating bike insurance can be tricky, especially when it comes to deductibles. Understanding how they work is crucial for balancing your premiums and potential out-of-pocket expenses.

    This article explains bike insurance deductibles and explores the various types and factors influencing your choice. By clarifying this key aspect, you can choose the right insurance coverage for your motorcycle.

    What is a deductible?

    An insurance deductible is the amount the insured must pay in case of a claim. The two wheeler insurance policy covers the remaining expenses. The deductible also determines the premium amount and overall claim settlement in case of an accident.

    Deductibles in insurance balance risk exposure and maintain affordable premiums. The choice of deductible amount can significantly impact your financial commitment during a claim and the cost of your insurance policy. Deductibles ensure that policyholders take responsibility for some repair or replacement costs while preventing small and fraudulent claims.

    Types of deductibles

    The two types of bike insurance deductibles are:

    1. Compulsory deductible

    The government insurance regulatory body fixes the compulsory deductible, and it applies to all bike insurance plans. The mandatory standard deductible for vehicles with an engine capacity of less than 150cc is ₹100, and for motorcycles with an engine capacity greater than 150cc, it is ₹200.

    1. Voluntary deductible

    A voluntary deductible is a flexible amount chosen by the policyholder. While choosing a higher voluntary deductible may reduce the annual bike insurance premium, you will probably absorb more in the event of a large claim.

    The voluntary deductible is suited to those who are confident in their riding capabilities and wish to pay lower premiums.

    How do insurance deductibles work?

    A deductible comes out of the payout after you file a claim.

    Let’s consider an example:

    You hold a bike insurance policy with a voluntary deductible of ₹2,000.

    You met with an accident, and the repairs cost ₹10,000.

    You must pay both the compulsory and voluntary deductibles, and the insurer will pay the remaining claim amount (₹8,000).

    Impact of deductibles on bike insurance premiums

    Higher voluntary deductibles lower the premium, making your bike insurance policy cheaper.

    Here’s an example of how a voluntary deductible can affect your premium:

    Your annual bike insurance premium is ₹3,000 without a voluntary deductible.

    Assuming you choose a voluntary deductible of ₹1,000, your premium may be reduced to ₹2,700.

    Although this reduces your annual costs, it also means you will have to pay more in the event of an accident.

    Factors for choosing a bike insurance deductible

    Here are some of the factors to consider when selecting the right bike insurance deductible:

    • How often you ride: A lower deductible may benefit you if you ride daily.
    • Increased potential for claims: Riders who take frequent long trips or ride in high-traffic conditions may prefer a lower deductible for greater financial protection.
    • The condition of your bike: A lower deductible may provide better coverage if it is brand new and expensive.
    • Risk of personal loss: If you can cover a significant amount of damage, a higher voluntary deductible can be a beneficial selection for you to lower your premium.

    Claim process and deductibles

    The deductible is deducted from the total claim amount when you file a bike insurance claim. Here’s how the process usually goes:

    • File the accident claim immediately.
    • Damage assessment: An insurance surveyor checks the repair value.
    • Deductible changes: The mandatory and voluntary deductibles are applied to the claim amount.
    • Claim settled: The insurer pays you the approved claim amount after deducting your portion.

    How to reduce bike insurance premiums without increasing deductibles?

    A higher voluntary deductible can certainly reduce your bike insurance premium, but if you don’t want to opt for one, here’s how to bring your premium down:

    • Have a No-Claim Bonus (NCB): Restricting the number of claims can entitle you to an NCB that can help lower your premium significantly.
    • Compare policies from different insurers before making your selection.
    • Get a long-term policy: Providers can often offer discounts on longer-term policies.
    • Consolidate insurance policies: If you hold several insurance policies (like car and bike insurance), bundling them with the same provider could give you discounts.

    Conclusion

    It is important to pick a comprehensive bike insurance plan for daily commuters and casual bike riders. Understanding bike insurance deductibles is important when selecting the right policy. A higher deductible provides a lower premium but greater out-of-pocket expenses. You can decide on a suitable deductible based on your riding behavior and financial situation. Compare policy plans and choose one that best suits your requirements and offers sufficient protection.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • 6 Best Electric Scooters for Daily Use

    by Almog Ramrajkar | May 05, 2025

    Electric scooters are gaining massive popularity in urban India. They are a compact, cost-effective, and fuel-efficient mode of transportation ideal for crowded lanes and high-traffic roads. With advancements in battery technology, they are quick to charge and full of modern connectivity features. 

    Here is a list of India's best electric scooter for daily use.


    List of best electric scooter for daily use in India

    From new-age companies like Ola to old favourites like Bajaj, many reliable e-scooter brands exist in India.

    Let us compare some of their most popular models and find out which one suits you best.

    1. Ola S1 Pro+

    After establishing itself as a premier ride-hailing service in India, Ola has successfully turned to two-wheeler urban mobility, all thanks to its electric scooters. The Ola S1 Pro+ is the latest variant that is a highly capable daily-use electric scooter. Its impressive 320 km range allows it to last a full week on a single charge.

    1. Ola S1 Air
    • Ex-showroom price: INR 1.19 lakh (approx.)
    • Top speed: Up to 90 kmph
    • Range: 151 km

    The Ola S1 Air is a great option if you need an electric scooter for occasional use. While it is not as powerful as the S1 Pro+ variants, it still boasts an exceptional range and a host of digital connectivity features like maps and calling on the MoveOS-equipped screen.

    1. Ather 450 (2025)

    The Ather 450 is one of the most popular electric scooters in India. Its latest avatar maintains its futuristic motorsports-inspired design and technology—be it the 3.7 kWh 450X variant or the lower-end 2.9 kWh 450S variant. In the top-end 450X, you get multi-mode traction control, allowing you to ride in 3 modes: Rain, Road, or Rally. Its 7" TFT touchscreen is a smart dashboard, featuring integrated Google Maps navigation, call and music control, and even WhatsApp accessibility.

    1. Bajaj Chetak 3501
    • Ex-showroom price: INR 1.27 lakh (approx.)
    • Top speed: 73 kmph
    • Range: 153 km

    The Bajaj Chetak 3501 evokes nostalgia as it is an electric version of one of the most evergreen and famous Indian scooters. It comes with quick-charging facilities and an industry-leading boot space of 35 L, which adds to its convenience.

    1. Honda Activa e

    The Honda Activa e is an affordable addition to the electric scooter segment, based on a very popular older scooty model in India. What makes the Activa e standout is its swappable battery feature that frees you from long charging times. Visit any nearby Honda e:Swap station and swap out your battery with a fully charged one.

    1. Hero VIDA V2

    The Hero VIDA V2 is the latest electric scooter ideal for daily use. Its robust 6 kWh motor powers through all types of weather and terrains. The scooter comes with two removable batteries and 3+ riding modes. One standout addition is ReGen, an innovative feature that recharges the battery whenever you decelerate.


    Conclusion

    With the rapidly growing electric scooter market in India, we can expect more advanced e-scooter designs to make waves in the future. Consider factors such as budget, range, top speed and features to determine the best choice according to your requirements.

    However, no matter which electric scooter you opt for, you must maintain and safeguard it for longevity. After all, daily usage will increase its wear and tear, requiring you to be extra conscious about maintenance. In that regard, it is a good idea to invest in comprehensive two wheeler insurance that covers you financially against damage and repair costs caused by accidents, along with protection in case of theft and third-party liability. 


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Safety First: Avoid Triple Riding on Bikes

    by Almog Ramrajkar | May 05, 2025

    In India, you might have encountered people riding with two or more passengers on a motorbike or scooter. Many believe it's a clever usage of vehicle space, especially for those families who only have a bike as a means of transport.

    While it may seem like an efficient use of space, this practice is actually against the law. Known as "tripling" or "triple riding," the act not only puts a strain on the bike and the rider but also poses a danger to other commuters on the road.

    Here, we explain why the Indian law prohibits triple riding on bike and why you should avoid doing it at all costs.


    Why is triple riding prohibited in India?

    In India, triple-riding on a bike is prohibited primarily due to safety concerns.

    • Bikes are designed for just two people— the rider and one pillion. Adding a third person increases the risk of accidents by destabilising the motorcycle.
    • India is also home to millions of motorcycles as they offer affordable personal mobility to the masses. With so many bikes on the road, accidents caused by triple-riding increase exponentially.
    • In India, where many narrow roads and lanes are often crowded with other vehicles, such bikes with three riders find manoeuvring quite difficult.


    Traffic rules related to triple riding via a two-wheeler

    According to the 1988 Motor Vehicles Act, Section 128, it is:

    • Illegal to carry more than one passenger apart from the driver on a motorcycle.
    • Essential for the pillion to be seated on a proper fixed seat with adequate safety measures.
    • Additionally, both the rider and the pillion must wear helmets. These laws are standard across the country.


    What if strict rules are not followed by riders?

    Not following the traffic rules regarding triple riding can result in heavy fines and penalties. The bike triple riding fine under Section 128(1)/ 177 of the Motor Vehicle Act is as follows:

    • INR 1,000 regular fine
    • INR 1,000 subsequent fine

    Traffic enforcement in India has become more strict in recent years, with authorities closely monitoring violations like triple riding and riding a bike without a helmet. If you are spotted triple riding, you could face fines, but in the case of repeated offences, you could even face suspension of your license and possibly have your vehicle impounded.

    If a major accident occurs due to triple riding, you could face civil lawsuits and be sued legally for damages by the affected parties, leading to substantial financial penalties.


    Why should triple riding be avoided?

    Despite the rise in the number of road accidents and stricter traffic rule enforcement, many continue to engage in triple-riding. Here are a few reasons why you should avoid triple riding:

    • It is uncomfortable and reduces bike handling

    Driving a motorcycle with two passengers is extremely uncomfortable and tests a bike's limits. More passengers mean the driver is crammed to manoeuvre the bike freely. Additional weight on the bike can also make it difficult to zip through traffic. Moreover, if someone is sitting sideways or hanging off the sides, their chances of getting hurt in case of an accident are much higher.

    • It is a violation of the law

    Tripling is irresponsible behaviour and is illegal in India. If caught, you may suffer hefty fines, penalties, and the possibility of having your licence suspended. Insurance companies may consider it as an unsafe practice, which can even hamper your bike insurance.

    • You put others at considerable risk

    When you are triple riding, your bike handling is compromised. Other drivers may not anticipate your bike's reduced manoeuvrability, resulting in mistakes that could lead to collisions.


    Conclusion

    Ensuring road safety is a collective responsibility we all share. As a responsible two-wheeler owner, it is essential not to engage in triple riding, which is prohibited and extremely dangerous. While following traffic rules is necessary, investing in good bike insurance that protects you financially in case of accidents, theft, damages, or even repair costs is also required. The responsibility of creating safer roads in India lies with all of us.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • How to Transport Your Bike by Train

    by Almog Ramrajkar | May 02, 2025

    Having a bike offers unparalleled convenience and freedom. However, riding your bike on long trips is not feasible, especially if you're moving to a new city or travelling far for an extended holiday. In such cases, transporting your bike by train becomes a practical option.

    In this blog, we will answer all your queries on how to transfer bike by train efficiently for a hassle-free experience.


    Transporting your two-wheeler via Indian Railways

    Indian Railways offers two convenient methods for transporting your two-wheeler across the country. It accommodates both accompanied and unaccompanied travel methods. Let us take a closer look at how to transport bike by train.

    1. Sending your bike as a parcel

    The parcel service is ideal if you're sending your bike separately without travelling alongside it. Read these steps to know how to parcel bike in train:

    • Documentation: Photocopy of your bike's registration certificate and a government-issued ID.
    • Preparation: Drain the petrol tank completely and pack the bike securely.
    • Labelling: Mark your bike with the origin and destination names.
    • Forwarding note: Fill out a forwarding note detailing the bike's make, model, registration number, weight, and estimated value.
    • Payment and receipt: The fees will depend on the bike's weight and travel distance. Once you pay the amount, you'll receive a receipt to track the shipment.
    1. Registering your bike as luggage

    If you prefer travelling along with your bike, you can register it as luggage. Here's the process:

    • Check-in early: Arrive at the station at least 2-3 hours before to complete the registration process.
    • Pack and label: Follow the same guidelines for packing and labelling as you would for the parcel service.
    • Registration and fees: Show your train ticket at the luggage office to register your bike. Pay fees based on the bike's weight and the travel distance. You will receive a luggage receipt after payment.
    • Collection: Present your luggage receipt and claim your bike upon arrival within 48 hours to avoid additional storage charges.


    Documents required for bike transport by train

    Here is a detailed list of the documents required:

    • Bike registration certificate (RC): This is your proof of ownership.
    • Valid government ID proof: Government-issued ID such as an Aadhaar card, passport, or voter ID to verify your identity.
    • Insurance paper: A valid insurance document to protect your bike during transit.
    • Receipt of booking: To confirm your transport booking with the railways.
    • Pollution under control (PUC) certificate
    • Photographs of the bike


    Rules and safety tips regarding bike transport by train

    Let us understand the rules you need to follow while transporting your bike by train:

    • Booking: It is crucial to book your bike's transport in advance to secure space.
    • Packing: Use bubble wrap or suitable packing material.
    • Documentation: Carry all required documents to avoid any delays or legal hassles.
    • Insurance: Opt for transit insurance to cover any potential damages.

     

    Various bike transportation charges by train

    The charges may vary based on several factors, such as the distance travelled, the type of train, and the weight of your bike. Here is a detailed list:

    • Base transport charge: ₹300 to ₹2,000, depending on the distance or train type.
    • Service charge: ₹50 to ₹200 for bike handling and paperwork at the station.
    • Packaging charge: ₹100 to ₹300 to secure the bike during transit.
    • Insurance charge: It can vary depending on the value of your bike and its location. If the declared value of the motorcycle exceeds ₹10,000, an additional 1% of the excess value is charged as insurance.
    • GST (Goods and Services Tax): Typically charged at 5% on the total freight for bike transportation.
    • Extra charges for heavy bikes: Heavier bikes, such as cruisers, may incur additional fees ranging from ₹500 to ₹1,500.
    • Interstate transport surcharge: An additional surcharge will apply for interstate transport ranging from ₹300 to ₹1,000, depending on the location.

    Note: These charges are approximate and may vary depending on the specific railway zone, type of train, and exact distance travelled. Always confirm with the railway authorities before booking.


    Safety tips to ensure before transporting a bike

    Here are some important tips to ensure the safety of your bike:

    • Clean the motorcycle: Dirt or grime can cause more than just cosmetic damage. They can obscure important labels or seals.
    • Check condition: Verify that all parts are secure and the bike is in good operational condition.
    • Secure accessories: Remove any accessories that could be lost or damaged.
    • Track your transport: Keep a tab on your bike's transport status through the railway's parcel service.


    Conclusion

    Transporting your bike by train offers a reliable and cost-effective solution for long-distance moves. It is important to know how to send bike in train and understand the process to make sure your motorcycle reaches its destination safely and without damage.

    However, it is essential to take precautionary measures to ensure your bike's protection during transport. Invest in comprehensive two wheeler insurance, which safeguards against potential damages or losses and financially aids against any unexpected incidents.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best Bikes Under 1.5 Lakh 2024

    by Almog Ramrajkar | May 02, 2025

    Motorcycles are becoming increasingly popular, but finding the right bike that checks all your boxes can be quite a task. With more options available in the Indian market than ever before, purchasing a bike that meets your requirements and budget has never been easier.

    We’ve compiled a list of the best bikes under 1.5 lakh for 2024. Whether you’re an enthusiast, adventurer, or daily commuter, there’s a perfect bike out there for you! Read on to discover the best two-wheelers that deliver unbeatable performance and quality on a budget.


    Top Bikes Under 1.5 Lakh in India

    India is home to many of the best bikes under 1.5 lakh that can meet your specific needs. This section outlines the features of some top options:

    1.     Bajaj Pulsar NS200

    A street bike, the Bajaj Pulsar NS200, has remained a favourite for young riders seeking a blend of power and style. It’s available in three variants and four colour options, with the Pulsar NS200 Single Channel ABS variant starting at Rs. 1,42,060. This bike is a beast on the road with a 199.5cc, liquid-cooled engine producing 24.5 PS of power.

    Pros:

    • Powerful engine
    • Excellent handling
    • Sporty design

    2.     Hero Xpulse 200

    This dual-sport adventure touring model is a head-turner. Riders couldn't buy a dual-sport bike under 1.5 lakh rupees in India until the launch of the Hero Xpulse 200, which changed the game completely. The bike is India’s most affordable dual-sport motorcycle.

    With its 199cc single-cylinder engine, the motorcycle can reach a maximum power of 17.8 BHP at 8,500 RPM. Available in five different colours, the Hero Xpulse 200 stands tall and has great clearance.

    Pros:

    • FI engine
    • Solid build quality
    • Long suspension travel

    3.     TVS Apache RTR 200 4V

    The list of top bikes for 1.5 lakh or less in India can’t be complete without the TVS Apache RTR 200 4V. It’s recognised as one of the best-selling naked street motorcycles with a 200cc engine.

    Moreover, the bike’s features, like ride modes (Urban, Sport, Rain), a slipper clutch for smoother downshifts, and SmartXonnect Bluetooth connectivity for real-time vehicle data, make it the best deal you can have in this price range. Both racing gloss black and white are available for the TVS Apache RTR 200 4V.

    Pros:

    • Looks great
    • Ride modes for varied conditions
    • Advanced Bluetooth connectivity

    4.     Royal Enfield Hunter 350

    One of the oldest motorcycles in the Indian market, Royal Enfield’s Hunter 350, is the most affordable Enfield you can buy. With a 349cc engine producing 20.4 PS, it’s perfect for riders who love a relaxed yet engaging ride.

    Moreover, the motorcycle’s retro styling and contemporary features, like a semi-digital console and LED lighting, make it a standout option. You can purchase this extraordinary bike for approximately Rs. 1.49 lakh.

    Pros:

    • Classic design with modern touches
    • High torque output
    • Comfortable ride quality

    5.     Hero Xtreme 125R

    For those who value comfort and style in a sporty package, the Hero Xtreme 125R is a great option. With an impressive 66 kmpl mileage and a fuel-injected engine, this bike is ideal for navigating the city’s traffic. The motorcycle comes in two variants and three attractive colours, with a starting price of Rs. 95,000.

    Featuring a sporty design, LED lighting, a fully digital instrument cluster, and comfortable ergonomics, the Hero Xtreme 125R is the perfect bike for long rides.

    Pros:

    • Stylish and sporty design
    • Feature-rich for its segment
    • Excellent fuel efficiency

    6.     Suzuki Gixxer SF

    The Suzuki Gixxer SF is another fully-faired motorcycle available for under 1.5 lakh, offering a thrilling combination of style and performance. With two variants and six striking colour options, it exudes a sporty character that stands out on the road. Powered by a 155cc, fuel-injected engine, it delivers a smooth and responsive ride, producing 13.6 PS of power for an exhilarating performance.

    The bike's aerodynamic design, complemented by clip-on handlebars and sleek LED lighting, adds to its aggressive and modern appeal, making it a top contender in the sports motorcycle segment.

    Pros:

    • Stylish faired design
    • Smooth engine performance
    • Comfortable seating


    Conclusion

    Whether you're in the market for a sporty performer, a stylish commuter, or a dependable cruiser, there's a bike to suit your needs within your budget. Each of these bikes offers great value, delivering the performance and features you're looking for at an affordable price. No matter your type of bike, it is important to invest in the right two wheeler insurance policy upon purchase. With the right coverage, you'll be protected financially in case of theft, accidents, or repair needs, ensuring peace of mind on the road. This way, you can enjoy riding your vehicle without worrying about unforeseen expenses.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best 400cc Bikes in India 2025

    by Almog Ramrajkar | May 02, 2025

    For those looking for a performance-oriented bike, 400cc motorcycles are a good choice. These motorcycles strike a very good balance between fuel efficiency and power outputs and perform well within and outside urban settings.

    With a range of diverse options available, now is the perfect time to either purchase your first bike or upgrade your current one. Read on to explore some of the best 400cc bikes in India in 2025.


    List of 400cc Bikes in India

    The 400cc motorcycle segment has a strong presence in India, offering a perfect balance of power, performance, and affordability. Here are some of the best 400cc bikes in India:

    1.     Bajaj Pulsar NS400Z

    Inspired by Bajaj’s Pulsar NS DNA, this bike is built for adventure, combining solid performance with striking aesthetics. Its aerodynamic design and lightning bolt DRLs make it a head-turner.

    Powered by a liquid-cooled, four-stroke engine, the NS400Z delivers a strong 40 PS of power and 35 Nm of torque. Its projector headlamps ensure excellent visibility in dimly lit conditions. Whether you're tackling high-speed highways or navigating urban jungles, the NS400Z offers sharp handling and dependable safety features, including dual-channel ABS, upside-down forks, and Nitrox rear mono shocks.

    • Mileage: 34 kmpl (approx.)
    • Top Speed: 154 kmph
    • Kerb Weight: 174 kg

    2.     KTM RC 390

    The KTM RC 390 is among the best 400cc bikes in India for both the daily rider and the bike enthusiast. The RC 390 delivers a powerful 43.5 PS and 37 Nm of torque. Equipped with WP Apex suspension, disc brakes with dual-channel ABS, quick MTC intervention, and a quickshifter, this bike excels in handling tight corners and tackling the track, making it a good choice for those seeking dynamic riding experiences.

    • Mileage: 26 kmpl (approx.)
    • Top Speed: 170 kmph
    • Kerb Weight: 172 kg

    3.     Bajaj Dominar 400

    For riders who enjoy long-distance excursions, the Bajaj Dominar 400 is a formidable option. This bike provides the ideal mix of power and comfort for cruising thanks to its powerful 373.3cc engine, which produces 40 PS and 35 Nm of torque.

    The dual-channel ABS, overhead camshaft, upside-down forks, 10-step adjustable suspension, and clear white LED headlamp cluster make every ride smooth and secure. Whether you’re hitting the highways and their risky turns or taking detours from city traffic, the Dominar 400 is built to deliver.

    • Mileage: 28 kmpl (approx.)
    • Top Speed: 155 kmph
    • Kerb Weight: 193 kg

    4.     Triumph Speed 400

    Like other bikes in the Triumph family, the Speed 400 stands out with its elegant design, rooted in British motorcycling heritage. This bike blends retro charm, a lightweight frame, modern performance, ergonomic seating, and an accessible price point.

    Among the top 400cc bikes in India, the Triumph Speed 400 is powered by a 398.15cc engine delivering 40 PS and 37.5 Nm of torque, ensuring a smooth and enjoyable ride. Its 43mm USD forks and gas mono-shock enhance rider comfort, making it perfect for both daily city commutes and leisurely weekend interstate journeys.

    • Mileage: 30 kmpl (approx.)
    • Top Speed: 145 kmph
    • Kerb Weight: 176 kg

    5.     KTM 390 Adventure

    The KTM 390 Adventure takes you through rugged terrains and off-road thrills like a pro. Its single-cylinder engine produces a solid 43.5 PS and 37 Nm of torque. From tough trails to the open road, the 390 Adventure delivers excellent handling.

    With its lightweight frame, adjustable WP Apex suspension, superior ground clearance, and advanced traction control, this bike is your ticket to venturing into new terrain.

    • Mileage: 28 kmpl (approx.)
    • Top Speed: 155 kmph
    • Kerb Weight: 177 kg

    6.     Kawasaki Ninja ZX-4R

    The Kawasaki Ninja ZX-4R is designed for riders who demand high performance. Its 399cc inline-four engine generates 75 PS of power, producing an impressive high-rpm sound and delivering thrilling acceleration.

    Built for precision and razor-sharp responsiveness, the ZX-4R features a lightweight, compact chassis. Easily adjust the riding modes and let the bike handle the rest with its Showa suspension and a suite of rider aids, including traction control.

    The Kawasaki Ninja ZX-4R offers a riding experience like no other, whether on wide city roads or straightaways.

    • Mileage: 24.18 kmpl (approx.)
    • Top Speed: 200 kmph
    • Kerb Weight: 189 kg

    7.     Triumph Scrambler 400X

    The Triumph Scrambler 400X is not only stylish but also stands out in the 400cc segment for its ability to tackle a diverse range of terrains. Its 398.15cc liquid-cooled engine delivers a lively 40 PS and 37.5 Nm, offering a thrilling yet refined ride with a top speed of 160 km/h.

    Equipped with purpose-built off-road suspension, increased ground clearance, and dual-channel ABS, the Triumph Scrambler 400X combines ruggedness with agility. With its versatile design, this bike is the perfect companion for everything from off-road trails to city roads.

     

    • Mileage: 30 kmpl (approx.)
    • Top Speed: 160 kmph
    • Kerb Weight: 185 kg

     

    Conclusion

    400cc bikes offer an ideal balance of speed and power. Some are versatile, while others are built for electrifying adventures. Some feature ergonomic designs, while others boast a powerful, masculine look and feel. Some carry a sleek, futuristic design, while others charm with their retro build.

    Choosing the best 400cc bike in India depends on individual riding styles and preferences. However, owning a powerful bike comes with its risks. A two wheeler insurance policy provides financial protection for the rider or bike owner in the event of any unfortunate incident.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best 125cc Bike Models in India 2024

    by Almog Ramrajkar | May 02, 2025

    If you're in the market for a new motorcycle that’s powerful, stylish, and budget-friendly, the latest range of 125cc motorcycles in India is worth exploring. These bikes are ideal for regular commutes to work and leisurely rides alike.

    They are fuel-efficient, offer great performance, and are easy to operate. With so many options available in the market, it is sometimes hard to decide which model is most suitable. Read on to explore the best 125cc bikes in India from 2024.


    List of 125cc Bike Models in India

    In India, the 125cc segment is best known for its versatility. Whether your priority is mileage or aesthetics, there’s a perfect bike for you.

      1.      TVS Raider 125

    TVS has shaken up the commuter bike segment with its Raider 125, offering a blend of functionality and sporty appeal. The sharp design and vibrant colour options make it a standout choice, whether navigating weekday traffic or heading out for a weekend adventure. Its sporty nature, combined with a commendable fuel economy, ensures it remains a top contender. Its features make it one of the best 125cc bikes in India.

    • 8cc, air and oil-cooled engine
    • Reaches a top speed of 99 kmph
    • Drum brake with synchronised braking technology
    • Mileage: 56 kmpl

     

    2.      Bajaj Pulsar NS125

    If you are a fan of Bajaj Pulsar’s iconic design but prefer a lighter and more affordable version, the NS125 might be worth looking into. Available in four classic colours in metallic shades, it is aimed at young riders looking for good performance without spending too much. Its aggressive yet nimble design and punchy engine make it popular among city users.

    • Advanced instrument console with Bluetooth and infinity twin-strip LED tail lamp
    • Has a 124.45cc, air-cooled, DTS-i engine, nitrox suspension, and anti-skid braking system
    • Reaches top speeds of 103 kmph and maximum power of 8.82 kW @8500 rpm
    • Mileage: 46.9 kmpl

     

      3.      Bajaj Pulsar 125

    The Pulsar 125 continues the legacy of Bajaj’s popular series with its practicality and attractive design. True to its lineage, the Pulsar 125 combines functionality, dependability, and a stylish appearance, making it a fantastic choice for daily use.

    • While the 124.4cc, air-cooled engine gives a power-packed performance, the quick anti-skid braking offers superior control
    • Features convenient split-grab rails and contoured, split-seats that keep you steady as the bike picks up top speeds of 99 kmph
    • Neon headlights for a better riding experience at night
    • Mileage: 50 kmpl

     

    4.      Honda SP 125

    The Honda SP 125 is a fusion of efficiency, practicality, and style. Renowned for its reliable engine and advanced features, this bike is ideal for modern riders seeking comfort, durability, and aesthetics – all in equal measure.

    • Features an ACG starter motor and 123.94cc, air-cooled engine; reaches top speed 100 kmph
    • Its 11.2L fuel tank features a bold and distinctive design
    • Features a digital display, LED lights, and uniquely positioned tail lamps
    • Mileage: 64 kmpl

     

    5.     Hero Glamour XTEC

    Hero has elevated the game with the Glamour XTEC, offering a blend of style, safety, and advanced features. With its superior riding experience, this bike is the complete package, earning its place among the best 125cc bikes in India.

    • Top-of-the-line features like Bluetooth navigation and a mileage indicator with an eco-mode
    • Focus on style and practicality with its 124.7cc, air-cooled engine and stylish fuel tank design.
    • Has a 5-speed gearbox and goes up to a top speed of 95 kmph
    • Mileage: 54 kmpl

     

    6.      Hero Xtreme 125R

    The Xtreme 125R is another standout addition to the Hero lineup. It blends sporty aesthetics with a powerful engine, making it a perfect choice for those who enjoy both city commuting and weekend-long rides.

    • A fuel-efficient 124.7cc, air-cooled engine that promises superior fuel economy.
    • Striking appearance featuring a sporty muffler cover and three classic colour tones to choose from
    • Spirited performance with a top speed of 95 kmph
    • Mileage: 66 kmpl

     

    7.      Keeway SR125

    Looking for something fresh? The Keeway SR125 might be the perfect match. Combining top-notch engineering with vintage charm, this robust yet simple Keeway bike is a hidden gem in the 125cc segment.

    • The unique retro theme makes for an appealing design that garners attention everywhere you go
    • Telescopic fork suspension at the front and preload-adjustable dual shock suspension at the rear
    • The 125cc, air-cooled engine offers robust power of approx 9.7 HP @9000 rpm and a top speed of 100 kmph
    • Mileage: 48 kmpl

     

    8.      Suzuki Burgman Street 125

    The Suzuki Burgman Street 125 stands out as one of the best 125cc bikes in India for both comfort and style. Designed as a maxi scooter, it offers a relaxed foot-forward riding position and a spacious footboard for added convenience. Featuring a stepped, dual-tone seat and a fully digital display, this sleek yet practical scooter is perfect for riders who appreciate both utility and flair.

    • The 124cc, air-cooled, BS6 engine is part of an “easy smart system” with start and stop switch
    • A Bluetooth-enabled digital console guides you as you pick up a top speed of 95 kmph
    • The display even informs you about your phone battery levels as you travel
    • Mileage: 58.5 kmpl

     

    9.      Hero Passion Xtec

    The Hero Passion Xtec is available in two variants, both equipped with low-fuel consumption technology for greater efficiency. Its standout features include Bluetooth connectivity, a digital meter console, LED headlamps, and service reminders, adding both convenience and style. Choose from two matte colour options paired with grey accents for a modern, sleek look.

    • This 117 kg bike contains a 113.2cc, BS6 engine
    • Equipped with Hero’s innovative i3S technology
    • The Hero Passion Xtec comes with a 10L fuel tank optimised to enhance fuel consumption and deliver impressive mileage, making it an optimal choice for both daily commutes and longer rides.
    • Mileage: 60 kmpl

     

    10.  TVS Ntorq 125

    Featuring a sporty look and delivering high performance, the TVS Ntorq 125 set new benchmarks in the 125cc segment. Tailored for young riders who value style and individuality, this scooter features a sleek design.

    • The aerodynamic design of the bike is inspired by stealth aircraft, allowing it to reach top speeds of 95 kmph
    • Features an air-cooled 3-valve 125 CVTi-Revv
    • The bike’s digital instrument cluster enhances the appeal of its smart, modern look
    • Mileage: 48.5 kmpl

     

    Conclusion

    The 125cc segment offers something for every rider. When choosing the best 125cc bike in India, it’s easy to get caught up in the details, but it’s important to focus on what matters most to you—mileage, design, performance, and other key features. And, of course, always remember to protect yourself with comprehensive two wheeler insurance for a safe and worry-free ride.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best Adventure Bikes in India 2024

    by Almog Ramrajkar | May 02, 2025

    If you are the kind of person who likes the thrill of open roads, rough trails, and scenic horizons, adventure biking is the perfect sport for you. Whether it's a Leh-Ladakh adventure, a cross-country road trip, tranquil beaches, or challenging mountain passes, India offers experiences that will leave you awestruck. One of the best ways to experience the diverse beauty of India's geography is by riding the perfect adventure bike.

    Here’s our take on seven of the best bikes for touring in India from 2024.

     

    List Of Best Adventure Bikes in India

    The right bike makes or breaks a journey. Here are some great options to consider:

    1.      Ducati Multistrada V4 RS

    Starting Price: ₹38.40 Lakhs (Subject to change)

    At the forefront is the Ducati Multistrada V4 RS, a motorcycle that blends the heart of a superbike with unparalleled comfort and adaptability. As Ducati’s fastest and most powerful Multistrada, this premium machine is crafted for thrill-seekers who demand high performance without sacrificing refinement. Equipped with an advanced electronic suite, it offers four customisable ride modes—Race, Sport, Touring, and Urban—making it perfect for any adventure.

    Key Features:

    • Features a 1103cc V4 engine churning out 182.4 ps of power; equipped with Öhlins Smart EC 2.0 suspension
    • Dual-channel ABS and traction control, a desmodromic engine, and a dry clutch (with its sonics) add to the bike’s exclusivity.
    • Sporty yet versatile, the bike goes up to a top speed of 180 kmph
    • Its fuel capacity of 22 litres makes it ideal for long-distance drives

    From smooth highways to rugged trails, whether you're embarking on a cross-country expedition or cruising through the city, every journey on this bike promises to be truly unforgettable.

    2.     BMW R 1250 GS

    Starting Price: ₹20.55 Lakhs (Subject to change)

    The BMW R 1250 GS has long been the gold standard in adventure motorcycles. Known for its reliability and top-notch engineering, this bike offers unparalleled versatility on all terrains. Its robust four-stroke flat-twin engine and premium-grade components ensure an unrivalled riding experience, whether you’re cruising on highways or tackling challenging mountain trails.

    Key Features:

    • 20-litre fuel tank and BMW’s signature shift cam
    • 1254cc boxer engine that delivers 134 bhp of power; the bike can reach speeds of over 200 kmph
    • Advanced suspension system for added stability, which includes travel-dependent damping and rear rebound adjustable
    • Keyless riding, dual-channel ABS, hill start control

    Regarded as one of the best bikes for touring in India, the BMW R 1250 GS guarantees a seamless riding experience.

     

    3.      Harley-Davidson Pan America 1250

    Starting Price: ₹27.64 Lakhs (Subject to change)

    Breaking new ground, the Pan America 1250 marks Harley-Davidson’s stylish entry into the adventure motorcycle segment. With five ride modes, its rugged aesthetics and state-of-the-art technology make it a great choice for adventurers who demand the best of both luxury and performance.

    Key Features:

    • Adaptive ride height and suspension, along with lean-sensitive traction control and cornering ABS
    • 1252cc revolution max engine with a max power of 150 bhp; engine torque of 128 Nm
    • Can achieve speeds over 200 km/h and specially selected Michelin™ tyres
    • Top-tier safety features like vehicle hold control, electronically linked braking, and more

    Pan America is your perfect partner across a variety of Indian terrain, including smooth highways and rough off-road trails.

    4.      Triumph Tiger 900 Rally Pro

    Price: ₹15.95 Lakhs (Subject to change)

    The Triumph Tiger 900 Rally Pro is a great motorcycle designed for both off-roading and long-distance touring. The bike’s powerful construction, along with state-of-the-art riding aids and enhanced safety features, ensure that you are always in control of your bike, irrespective of the ground beneath.

    Key Features

    • Light yet strong construction, fitted with an 888cc inline-three engine putting out 106.5 bhp power
    • Semi-active suspension at the front and rear, and Triumph’s well-known quickshifter
    • Multiple riding modes, including Off-Road Pro, Rider Configurable and Sport
    • Full-colour 7” TFT for brilliant display under various lighting conditions

    The Tiger 900 Rally Pro promises a thrilling experience for adventure seekers, be it riding in the mountains or on highways.

    5.      Aprilia Tuareg 660

    Starting Price: ₹18.85 Lakhs (Subject to change)

    Inspired by rally racing, the Italian wonder, Aprilia Tuareg 660, is a lightweight yet powerful middleweight adventure bike that’s perfect for different Indian terrains. Its superior control features enable easy handling on different kinds of surfaces. This sports bike has two variants, and its performance makes it a favourite choice among those looking for the best adventure bikes in India to fulfil their off-roading dreams.

    Key Features:

    • 659cc parallel twin engine with 79.12 bhp of power and 6-speed manual transmission
    • Fully adjustable Kayaba suspension
    • 18-litre fuel tank and spoke-rimmed wheels
    • An impressive top speed of 198 kmph and kerb weight of 204 kg

    This bike is ideal for beginners of adventure biking and those looking to take on varied riding experiences.

     

    6.      Honda CRF1100L Africa Twin

    Starting Price: ₹15.97 Lakhs (Subject to change)

    The Honda CRF1100L Africa Twin combines head-turning style with unmatched performance. Its 1100cc liquid-cooled 4-stroke SI engine offers immense power, making it the perfect companion for adventurous journeys. This bike’s premium features and bold design place it among the best bikes for touring in India.

    Key Features:

    • Powerful engine that delivers 73.0 kW at 7500 rpm and 103 Nm torque at 6000 rpm
    • Dual-channel ABS for on-road and off-road; the front and rear have inverted Showa suspensions
    • Massive 24.5-litre fuel tank to tackle long trips easily
    • Easy to navigate and manoeuvre with its steering lock going 43 degrees on either side

    This comfortable and capable bike is a popular option in adventure biking for its convenience of use and well thought-out safety features.

    7.      KTM 390 Adventure

    Price: ₹3.38 Lakhs (Subject to change)

    With its Dakar Rally-inspired design, the KTM 390 Adventure is a capable and budget-friendly option in the world of adventure biking. With its lightweight make and innovative features, this bike is perfect for riders stepping into the adventure segment for the first time.

    Key Features:

    • The 373cc single-cylinder engine is compact and produces 43.5 ps of power
    • Long travel suspension for off-road capability and dual-channel ABS
    • Lightweight design for better handling; a detachable steel trellis subframe for handling luggage
    • The precise design and placement of the exhaust ensures the rider does not lose balance easily

    The KTM 390 Adventure is arguably among the best adventure bikes in India within a convenient price range.


    Conclusion

    Adventure biking in India is more than just a journey; it’s about the stories you create, the landscapes you conquer, and the memories you cherish. The curated list above highlights exceptional options from the market, each designed to deliver an unforgettable travel experience.

    While investing in the best adventure bike in India, ensure it is protected with comprehensive bike insurance. It’s not just about covering damages—it’s about guaranteeing peace of mind on every ride. The most exciting adventures are just around the corner!


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • How To Transport Bike Using Trains?

    by Almog Ramrajkar | May 02, 2025

    Wondering how to take your bike along on your next cross-state adventure without the hassle of driving it? Transporting your bike by train across India is a smart and economical choice to ensure your bike gets where it needs to go safely, sprig you the fatigue of long rides and lets you and your bike arrive fresh and ready to explore. Much like understanding the specifications of a bike before you make a purchase, knowing the ins and outs of transporting your bike by train is necessary for a smooth experience.

    So, let us get into the details of how to transport a bike from one state to another in train.


    Different Ways of Bike Transportation in India

    Indian Railways offer two ways to transport your bike – as a parcel or luggage. Each method suits different travel needs and follows a specific set of procedures. 

    • Parcel Transport

    A cost-effective solution if you’re not travelling with your bike but need to send it to a specific destination. It involves:

    • Visiting the parcel office in advance to complete the booking.
    • Provide your ID and bike's registration for documentation.
    •   Packing the bike to prevent damage, which might include professional services at some stations.
    • Paying a fee based on the bike's weight and travel distance, then receiving a receipt to track the shipment.
    • Luggage Transport

    It is a preferable method for those travelling by train and wish to take their bike along. Though slightly expensive, this method ensures your bike travels on the same train as you.

    The steps include:

    •     Booking at the luggage office when purchasing your train ticket or at least 24 hours before departure.
    •     Showing necessary documents like your travel ticket and bike’s registration.
    •     Preparing and securely packing your bike, with potential inspections for compliance.
    •     Paying the transport fees and receiving a luggage receipt needed for bike collection at your destination.


    How to Book a Bike Parcel in the Train?

    •   Visit the Parcel Office: Go to the parcel office one or two days in advance as this helps to begin the booking process and handle any unexpected delays.
    •     Carry the Necessary Documents:

    ➢      A valid government-issued ID.

    ➢      The bike's registration certificate and a photocopy.

    ➢      Proof of insurance.

    ➢     Pollution Under Control (PUC) certificate.

    •     Payment of Fees: Fill out a form with details about your bike and its transportation requirements. Fees depend on the bike’s weight and distance. Inquire about any extra charges for oversized or overweight bikes.
    • Ensure Proper Packing: Drain the fuel tank, disconnect your bike’s battery, secure all movable parts and pad sharp edges. Packing services may be available at some parcel offices.
    •   Tracking and Collection: Use the tracking number to monitor your bike’s status and collect it at the destination station. Upon pickup, check your bike’s condition and report any issues immediately.

     

    Booking Your Bike as Luggage

    1. Advance Booking: It's important to book your bike as luggage concurrently with your train ticket or at least 24 hours before your departure. But make sure to check if your chosen train offers this service before booking.
    2. Arrive Early: Arrive at the station at least 30 minutes before the train's scheduled departure to avoid any last-minute complications.
    3. Check-in at the Luggage Office:
    •     Locate the luggage office and submit the journey ticket along with your bike’s documents.
    •     Pay the required luggage fee based on the bike’s weight and distance.
    1. Follow Packing and Labelling Procedures:
    •     Packing: The fuel tank must be emptied, and movable parts like the chain or pedals should be secured.
    •     Labelling: Attach a durable and clear label to your bike with your name, contact information, and destination details to avoid any mix-ups.
    1. Present Your Journey Ticket: Present your journey ticket during the booking process at the luggage office. An endorsement will be made on your ticket—it links your bike with your travel itinerary.
    2. Collect the Luggage Ticket: You will receive a luggage ticket for your bike after confirming the booking. This ticket is needed to track your bike and collect it upon arrival at your destination.


    What are the Documents Required For Bike Transport By Train?

    •     Valid Government-Issued ID Proof: ID proof like an Aadhaar, driving licence, or passport to verify your identity.
    •     Bike Registration Certificate: Carry the original and a photocopy to prove ownership.
    • Insurance Details: Have a copy of your bike's insurance policy to cover potential damages during transport.
    • PUC Certificate: Needed to show your bike meets environmental standards. 
    • Detailed Transport Form: Fill out at the booking counter to provide specifics like your name, address, and destination.
    •     Reservation Ticket: You must have a reservation ticket to link it with your travel itinerary if you book your bike as luggage.



    What are the Bike Parcel Transport Rules Issued by Indian Rail?

    •     Advance Booking: Book your bike as a parcel at least 24 hours before train departure to manage logistics and paperwork.
    •     Fuel and Battery Regulations: Empty the fuel tank and disconnect the battery to prevent fires and electrical issues.
    •     Packing Requirements: Pack the bike securely using bubble wrap and foam. Some stations provide professional packing services.
    •     Documentation and Proof of Ownership: Present a valid government-issued ID, the bike’s registration certificate, and the transport receipt when collecting the bike.
    •     Collection and Time Frame: Collect the bike within the specified timeframe to avoid extra charges.

     

    What is the Cost of Transporting a Bike by Train and How is it Calculated?

    Transporting a bike by train in India involves specific costs based on a few factors. These are:

    •   Packing Cost: Ranges between INR 300 and INR 500. It covers the expenses of materials and labour needed to securely pack the bike.
    •   Insurance Charges: Insurance is generally included in the parcel cost. However, an additional charge of 1% of the excess value is applied if the bike’s declared value exceeds INR 10,000.
    • Delivery Cost: You need to consider the weight of the bike and the distance it will travel to calculate the cost of transporting it accurately. Indian Railways categorises bikes based on their weight for parcel charges:
    •   Adult Bicycle: Up to 40kg
    •   Adult Tricycle: Up to 100kg
    •   Motorcycle (Up to 60 CC): Up to 100kg
    •   Motorcycle (61 to 349 CC): Up to 200kg
    •   Motorcycle (350 CC or more): Up to 250kg

    Here is how the delivery cost is determined for different services based on a given distance and weight category:

    1.      Choose the appropriate category based on the bike’s CC or type.
    2.     Determine the scale rate applicable to your train type. For example:
    •   Rajdhani: ₹32.426 per 10 kg
    •       Premier: ₹21.617 per 10 kg
    •       Standard: ₹10.809 per 10 kg
    •       Luggage: ₹38.91 per 10 kg
    1.      Calculate the freight for the entire weight over the specified distance. Multiply the rate per 10 kg by the total weight of the bike divided by 10, then by the number of kilometres.
    2.      Add GST: Typically 5% of the calculated freight.

    Here is an example of transporting a 100 kg bike over 749 km in a luggage compartment:

    •   Base rate (per 10 kg for luggage): ₹38.91
    •       Total cost: (₹38.91 x 10) x 749/10 = ₹2914.299
    •   Add GST (5%): ₹2914.299 x 0.05 = ₹145.715
    •   Total estimated cost: ₹2914.299 + ₹145.715 = ₹3060.014 (rounded)


    Conclusion

    Transporting your bike by train is an affordable and convenient choice. Understanding the process and having the right documents will help ensure a smooth transport. You should also not overlook securing comprehensive two wheeler insurance for financial protection during transit. It can help cover theft and other damages.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Motor Bike Accidents: Quick Recovery Tips

    by Almog Ramrajkar | May 02, 2025

    Are you a bike enthusiast who loves going on long rides? As a motorbike rider, you also have certain responsibilities to ensure safety for yourself and others.  Every year, thousands of people suffer injuries from bike accidents, which can be reduced or avoided with proper knowledge and precautions. Understanding the common injuries, first aid response, and safety measures can drastically improve outcomes for everyone. It is crucial not only for riders but also for passersby who witness accidents on the roads. Let us explore ways of addressing the situation in case of any mishap:

    What to Do After a Bike Fall?

    When you accidentally fall from your bike or witness a bike fall, there are a few crucial steps you can take to prevent further damage and minimise the impact of injuries. Here is a step-by-step guide to follow in case of a mishap:

    Guide For Victims

    Do the following if you are not seriously injured in the accident and can manage things yourself.

    • Assess Injuries: Immediately check yourself for any signs of injury. Serious injuries, such as bleeding or fractures, require urgent medical attention. Avoid moving if you suspect spinal injuries to prevent further harm, and wait for medical help.
    • Secure the Area: Move to a safe location away from traffic. Use your bike or any other means to signal other travellers about the road condition, warning them to reduce speed to reduce the risk of further accidents.
    • Document the Scene: Take photographs of the accident scene and the damages. Note details of how the accident occurred and collect contact information from witnesses. This information will be essential for insurance claims and legal matters.

     

    • Report the Incident: Notify the local police and file an accident report, which will be required for insurance and legal purposes.
    • Inspect Your Bike: Check your bike for damage before riding again. Look for issues with the brakes, tires, and handlebars. If the bike is unsafe to ride, arrange for transportation to a repair shop or home.

     

    What Witnesses Can Do?

    • Prevent Shock: Keep the injured person warm and calm. Shock can occur even from seemingly minor injuries and can be life-threatening.
    • First Aid Actions:
    • Stop Bleeding: If there are any bleeding wounds, apply firm pressure to the spot with a clean cloth or bandage. Wear gloves if available to reduce the risk of infection.
    • Clear Airway Obstructions: If the person struggles to breathe due to an obstruction, attempt to clear their airway carefully. Do this only if you are confident in your ability to help without causing further harm.
    • Check for Consciousness and Breathing: If someone is unconscious, check for breathing and a pulse. Begin CPR only if you are trained, but after calling for emergency help.
    • Handle With Care: Move an injured person only in cases of immediate danger like fire, and stabilise the neck and back while moving.
    • Seek Help: Call for emergency services without delay. Be clear and precise about the location and the nature of the victim's injuries.
    • Provide Witness Information: Offer your contact details to the victims and the authorities for future reference in legal or insurance matters.

     

    Possible Injuries in Bike Accidents

     

    Bike accidents can result in a diverse range of injuries, and they vary greatly in severity and long-term impact. Let us take a closer look —

    • Head Injuries

    (i) Concussions and Traumatic Brain Injuries (TBI): Riders may suffer head injuries ranging from mild concussions to severe brain damage even with a helmet. Symptoms include confusion, vomiting, headaches, and temporary loss of consciousness.

    (ii) Intracranial Hematomas: Severe impacts can cause blood clots inside the skull, which are life-threatening and require immediate medical attention.

    • Spinal Cord Injuries

    Fractures and Dislocations: The spine can suffer from fractures or dislocations after a high-impact crash. It can potentially lead to permanent paralysis or other neurological impairments.

    • Facial Injuries

    (i) Fractures: Impacts can lead to broken noses, jawbones, or cheekbones, sometimes resulting in disfigurement.

    (ii) Dental Injuries: Lost or broken teeth may require surgical intervention or long-term dental repair.

     

    • Limb Injuries

    (i) Fractures: Arms, legs, wrists, and collarbones are particularly vulnerable. Simple fractures that need casting, while complex ones often need surgery.

    (ii) Road Rash: Skin abrasions caused by sliding on the pavement range from superficial to severe, requiring medical care.

    • Additional Injury Insights

    (i) Broken Bones: Bones like the pelvis, femur, and ribs are prone to breaking, often leading to internal injuries.

    (ii) Compartment Syndrome: Pressure build-up in muscle compartments can decrease blood flow and may require surgical intervention.

     

    First Aid Tips After a Bike Accident

     

    Providing first aid to the victim following a motorbike accident is critical. Here is how to do it properly —

    • Control Bleeding:

    (i) Apply firm pressure using a clean cloth or bandage.

    (ii) Elevate the injured body part above heart level if possible to reduce blood flow to the area.

    • Prevent Shock:

    Keep the injured person warm with blankets and reassure them to minimise trauma-induced shock.

    • Handle Fractures and Dislocations:

    Use splints or slings to immobilise the area. Avoid attempting to realign dislocated joints or compound fractures.

    • Manage Cuts and Grazes:

    (i) Rinse wounds with clean water or cover them with a sterile dressing to prevent infection.

    (ii) Cover the cleaned wound with a sterile, non-adherent dressing to protect it from infection.

    • Manage Head Injuries:

    (i) Keep the injured person still and quiet. Call emergency services if symptoms like confusion or vomiting appear.

    (ii) CPR: Perform CPR only if you are trained, and it is necessary—when the injured person is not breathing or their heart has stopped.

     

    Motor Bike Safety Tips

     

    Safety should be your top priority when riding. Here are some practical tips to ensure your rides are enjoyable and safe:

    • Maintain safe distances from other vehicles to allow reaction time.
    • Wear proper gear, including helmets and reflective clothing, for visibility and protection.
    • Adhere to traffic rules, avoiding sudden stops and over-speeding.
    • Regularly maintain your bike, checking brakes, tyres, and lights.
    • Avoid distractions like mobile phones while riding.
    • Be mindful of road conditions such as potholes and wet surfaces.
    • Respect pedestrians and give way at crossings.

     

    Conclusion

     

    Riding a motorbike involves certain risks, but being well-prepared and informed can help minimise their likelihood and impact. While equipping yourself with the right gear and knowledge is essential to prevent or protect yourself against accidents, two wheeler insurance is also equally important to have a cushion of safety. It covers repair costs, theft, and other losses, offering you peace of mind. Two-wheeler insurance also provides liability protection, covering expenses related to damages or injuries caused to others in an accident. Remember, true safety means not only preventing accidents but also being prepared for unexpected situations.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Types of Engine Oil for Bikes: Which One is Best?

    by Almog Ramrajkar | Apr 30, 2025

    Choosing the right engine oil not only impacts the efficiency of your bike but also ensures its longevity. Just as the right suspension system ensures a motorcycle handles well on tight turns and rough surfaces, the right engine oil ensures optimal operation under various riding conditions. It also reduces wear, helps manage engine temperature and keeps your engine clean.

    Let us understand the different types of engine oil for a bike.


    Different Types of Engine Oil For Bike

    Engine oils are vital for maintaining the health and performance of motorcycle engines. There are three main types of engine oil for a bike, and each offers unique properties and advantages.

    Let us take a look at them:

    1. Mineral Oil

    Mineral oil is the most basic form of engine oil, derived directly from refined crude oil. It is suitable for low-performance engines or motorcycles that operate under normal conditions. While it’s cheaper due to its less complex refining process, it needs to be changed more frequently. Mineral oil offers reliable performance in mild weather conditions but may not ensure complete protection in more demanding environments.

    Pros:

    • Cost-effective: Cheaper than synthetic blends or fully synthetic oils.
    • Sufficient Protection: Provides adequate lubrication for less demanding conditions.

    Cons:

    • Frequent Changes Needed: It degrades faster than synthetic oils and requires more regular replacements.
    • Limited Protection in Extreme Conditions: Not ideal for high temperatures or severe riding conditions.

    Ideal for:

    • It is good to use on new motorcycles during their initial break-in period.
    • It also suits older or classic bikes that do not require complex formulations.
    • It can be used on bikes for light commuting in mild weather conditions. 

    2. Semi-Synthetic Oil

    Semi-synthetic oil is a blend that combines the better aspects of mineral and synthetic oils. It is designed to provide improved protection and efficiency than mineral oil, especially in varying temperatures and more demanding riding conditions. This type of oil is suitable for moderate-performance bikes and offers a good balance of protection and affordability.

    Pros:

    • Better Protection: Semi-synthetic oil offers better lubrication and thermal stability than mineral oil.
    • Cost-Effective: It is less expensive than fully synthetic oil while also providing improved protection and longevity.

    Cons:

    • Price: This type of oil is slightly more costly than mineral oil.
    • Overqualified for Minimal Use: It may not be cost-effective for occasional riders. 

    Ideal for:

    • Semi-synthetic oil is a good choice for regular riders who experience both urban commuting and occasional long-distance tours.
    • It is suitable for mid-range motorcycles and those operating in a variety of environmental conditions.

    3. Fully Synthetic Oil

    Fully synthetic oil is engineered for high-performance and heavy-duty use. It provides the best level of protection against heat, wear, and deposits, ensuring the engine runs smoothly, even in tough conditions. Synthetic oil has a higher viscosity index and better chemical stability, and it is designed to perform in extreme temperatures.

    Pros:

    • Superior Performance: Fully synthetic oil maintains performance and protection at both high and low temperatures.
    • Extended Drain Intervals: Longer intervals between oil changes due to improved degradation resistance.
    • Optimal Engine Cleanliness: It reduces the build-up of sludge and other deposits. 

    Cons: 

    • Cost: Fully synthetic oil is significantly more expensive than mineral or semi-synthetic oils.
    • Underutilised in Low-Performance Bikes: It is not necessary for engines that do not endure harsh conditions. 

    Ideal for:

    • Fully synthetic oil is ideal for high-performance sports bikes and racing motorcycles.
    • Suitable for motorcycles used for aggressive, long-distance riding in extreme weather conditions.

    4. Specialised Oils

    These specialised formulations cater to unique engine requirements and help address specific operational challenges. They include two-stroke and four-stroke engine oils. Two-stroke engine oils are designed to be mixed with fuel and burned in the combustion process. They provide the necessary lubrication for two-stroke engines. This is a critical distinction from four-stroke oils, which circulate within the engine but are not designed to burn. Additionally, some oils come with additives designed to prevent sludge and protect older engines.

    Pros:

    • Targeted Solutions: Specialised oils are formulated to address specific engine problems like corrosion, oxidation, and wear.
    • Enhanced Performance: Enhances engine performance such as increased horsepower or improved fuel efficiency.

    Cons: 

    • Limited use: Specialised oils are not suitable for all types of bikes.
    • Cost Variability: They can also be more expensive due to specialised additives.

     

    Conclusion

    Selecting the ideal engine oil for your motorcycle is more than just keeping the engine running. It is also about improving the bike’s performance and extending its lifespan. Regular oil changes and adhering to the right oil specifications are necessary to maintain efficiency and prolong engine life.

    Similarly, comprehensive 2-wheeler insurance and add-ons like engine cover ensure maximum coverage in the event of damages, accidents, or theft.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • GPS trackers: Best Anti-Theft Devices For Bikes

    by mohit bohra | Apr 29, 2025

    According to reports, bike theft is on the rise in India. Therefore, motorcycle owners should take measures to protect their vehicles from being stolen. A reliable solution called anti-theft devices, which include alarms, immobilisers and GPS trackers, can help safeguard bikes. 

     

    Out of these, many consider a GPS tracker as the best anti-theft device for a bike. That is because these trackers inform you of your bike’s real-time location. This is not only a big deterrent for thieves but also comes in handy during tracing and recovering a stolen motorcycle.

    Common types of GPS trackers for bikes

    Dependable and effective GPS trackers for motorcycles are massively popular in India. Apart from location tracking, they also feature geofencing, theft alarms, travel route history, speed alerts, voice monitoring, and more. The most common and the best anti-theft GPS trackers for a motorcycle are:

     

    1. Compact, hidden GPS trackers

     

    They are tiny in size, lightweight, wireless, and simple to install. Compact GPS trackers often come with a battery source. This makes it easy to conceal them in a bike without connecting them to the wiring, making it difficult for miscreants to find the anti-theft device. Compact, battery-operated GPS trackers generally have a SIM card for real-time connectivity. If you are looking for the best wireless GPS tracker for a bike in India, then you can consider options like Ajjas GO, Onelap GO, and Qubo Wireless. Ajjas GO even comes with a built-in microphone to listen to your bike’s surroundings when tracking.

     

    1. Hardwired GPS trackers

    Hardwired trackers connect directly to the bike's electrical system, which provides them with a constant power supply. While they can be seamlessly integrated into your bike, thieves can find and disable them simply by tracing the wires from your bike’s battery.

     

    1. Multi-function GPS trackers

    These are more advanced GPS trackers that also offer fuel level monitoring, speed monitoring, and ride analytics. They are a great choice for individuals who want to remotely track their bike’s data with ease.

    GPS trackers for scooters

    In India, scooters are also vulnerable to theft. Most modern scooter users in India nowadays do opt for GPS trackers. However, are the GPS trackers for scooters different from those used in motorcycles? Well, even though they function exactly like bike GPS trackers, one should opt for wireless and small trackers for scooters. This is because it would be very easy to discover and disable any hardwired GPS tracker in a scooter. You can sneakily place a small wireless GPS tracker in a scooter anywhere.

     

    When picking a scooter GPS tracker, do consider the following:

     

    • Compatibility: Be sure that the tracker matches your scooter's model and make.
    • Battery life: Search for trackers with extended battery life to stay away from the hassle of regular recharges.
    • Integration with apps: Nearly all GPS trackers have mobile applications that give live updates and command of the unit.

    Choose the best option for your needs

    The key to selecting the best anti-theft device for your motorcycle lies in understanding your specific requirements:

     

    • Budget: Physical locks and basic GPS trackers are affordable, while advanced GPS systems may be pricier. In India, you can easily purchase a reliable wireless GPS tracker for between INR 2,500 to INR 5,000.
    • Bike type: Scooters or high-end bikes may require specific types of anti-theft devices. For example, in touring motorcycles, a wireless GPS tracker may not have enough battery for a long trip. In that case, a wired GPS tracker will work best. Similarly, high-end motorcycles will require a combination of anti-theft devices to safeguard them effectively. An immobiliser is a must, as it prevents the bike’s engine from starting without authorisation or its key.
    • Location: If you live in a high-theft area, consider combining a wireless GPS tracker, which is easy to conceal, with a physical lock for maximum security.
    • Features: Decide whether you need real-time tracking, geofencing, or additional features like alarm systems.

    Conclusion

    A GPS tracker can be considered the best anti-theft device for a motorcycle, thanks to its array of features that enable you to be digitally connected to your vehicle at all times. For the best protection, combining them with immobilisers and alarms is highly recommended. Ultimately, anti-theft devices for your bike or scooter aren’t the only things you need for guaranteed peace of mind. Another critical component of safeguarding your two-wheeler is comprehensive bike insurance coverage that protects you financially in the event of bike theft and other unforeseen incidents. Anti-theft devices and bike insurance ensure you’re fully covered for a worry-free biking experience.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Upcoming Bikes Under 1.2 Lakh in 2025

    by Almog Ramrajkar | Apr 25, 2025

    The motorbike industry in India is evolving at a rapid pace, and 2025 is shaping up to be an exciting year for riders and enthusiasts alike. With top brands gearing up to launch affordable bikes packed with advanced features, there's plenty to look forward to.

    In this article, we’ll take a closer look at some of the most reliable and feature-rich bikes under 1.2 lakh, including their expected prices, launch dates, specifications, and key features.

    Keep reading to discover the best bikes under 1.2 lakh for 2025.


    List of Upcoming Bikes Under ₹ 1.2 Lakh

    The following are some bike models that potential owners can look forward to in 2025:

    1.     Honda QC1

    The Honda QC1 is a versatile scooter offering two riding modes: Econ and Standard, allowing riders to choose the best setting for their needs. It comes fitted with modern features such as LED lighting for enhanced visibility, a 5-inch LCD instrument console for clear and easy-to-read information, and a USB-C charging socket for convenient charging of devices on the go.

     

    Key features and specifications:

     

    • Kerb weight: 89.5 kg
    • Range: Up to 80 kilometres on a full charge
    • Charging: Approximately 6.5 hours for a full charge
    • Battery Type: 1.5 kWh non-removable lithium-ion battery

     

    2.     Honda PCX 160

    The PCX 160 has been a popular choice in Asian markets for over a decade and is now making its way to the Indian market. It falls under Honda's maxi-scooter category.

    Globally, the Honda PCX 160 is available in five distinct colours:

    • Poseidon Black Metallic
    • Candy Raster Red
    • Pearl Jasmine Silver
    • Matt Dim Gray Metallic
    • Matte Cosmo Silver Metallic

    Once launched, the PCX 160 will compete with other brands in the maxi-scooter category, including the Yamaha Aerox 155 and the Aprilia SR 160.

     

    Key features and specifications:

     

    • Engine Displacement: 156 cc engine single-cylinder
    • Fuel tank capacity: 8.1 litres
    • Max Power: 15.6 bhp at 8,500 rpm
    • Weight: 132 kg
    • Length: 1,935 mm
    • Storage: 30-litre under-seat storage compartment.
    • Disc brakes: Present on both wheels
    • Instrument Console: Fully digital
    • Range: 350 km on a full tank.

     

    3.     Suzuki e-Burgman

    Suzuki plans to launch its first electric scooter, the e-Burgman, marking its entry into India's electric two-wheeler market. The e-Burgman shares its design with the Burgman Street 125, a petrol-powered maxi-style scooter.

    Although the technical specifications for the e-Burgman have not yet been disclosed, it is expected to share similarities with its internal combustion counterpart. Once launched, it will be a strong competitor to other EV models in the Indian market, such as the Bajaj Chetak, TVS iQube, Ola S1, BGauss D15, Simple Energy One, and Okaya Faast F3.

     

    Expected key features include:

     

    • Bluetooth connectivity to help pair with smartphones and turn-by-turn navigation updates.
    • Fast charging or battery-swapping functionality.

     

    4.     Hero New Destini 125

    The Hero Destini 125 is an existing model that will soon be launched in a newly revamped version, replacing its conventional scooter design. Recently, a clear image of the updated scooter was revealed online, offering a glimpse of its new features.

    The Destini 125 has been Hero's flagship scooter for around six years. However, during this period, it did not undergo any significant changes, which led to reduced interest from potential buyers in this segment.

    Now, Hero has confirmed the launch of the thoroughly updated Destini 125. The brand will introduce modifications such as a new design and an updated engine map to improve the motor's efficiency.

    With the fresh design, customers can expect a new range of colours and sharp contours, along with LED lighting. The Hero New Destini 125 will be available in 7 colours:

     

    • Matte Ray Silver
    • Matte Black
    • Nexus Blue
    • Panther Black
    • Pearl Silver White
    • Chestnut Bronze
    • Nobel Red.

     

    Key features and specifications include:

     

    • Engine Displacement: 125 cc, single-cylinder
    • Motor Power: Produces 9 bhp and 10.4 Nm, mated to a CVT
    • Frontal Suspension: Telescopic fork
    • Rear Suspension: Preload-adjustable monoshock
    • Frontal Brake: Disc-drum setup
    • Rear Brake: Drum setup

     

    5.     Honda Activa 7G

    The Honda Activa 7G is set to succeed the current Activa 6G. While details are scarce, the upcoming model is expected to offer several upgrades over its predecessor, including features like Bluetooth connectivity, a fully digital display, and an optional front disc brake. The next-generation Activa will also feature more colour options.

    Expected key features include:

    • Engine Displacement: 109 cc, single cylinder
    • Mileage: 45 to 50 kmpl

     

    Conclusion

    The year 2025 promises to be an exciting time for India’s motorcycle sector, with new bike brands offering enhanced features and improved performance for riders across various categories. Whether you are a commuter, cruiser, tourist, or sports enthusiast, there is something for everyone.

    Before finalising your choice, review the features, highlights, and specifications to find what best suits your preference. It is also essential to explore and select reliable, comprehensive bike insurance online. In the event of unexpected incidents like road accidents, insurance will provide full financial protection and allow you to repair or replace parts smoothly.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Upcoming Bikes Under 1.8 Lakh in India 2025

    by Almog Ramrajkar | Apr 25, 2025

    India’s two-wheeler market is one of the most vibrant and competitive in the world, offering a wide range of bikes that match every budget and preference. For enthusiasts looking for affordable yet powerful motorcycles, the upcoming bikes under ₹ 1.8 lakh in 2024 promise excellent value for money. Whether you are a commuter or a performance-driven rider, the market is packed with exciting new releases catering to various needs, from stylish commuters to sportier, performance-oriented models. This price range offers a perfect blend of performance, fuel efficiency, and style, making it ideal for those looking for both functionality and fun.

    Let’s dive into the list of the most awaited bikes under ₹ 1.8 lakh that you should look out for in 2024.


    List Of Upcoming Bikes Under ₹ 1.8 Lakh

    Here are some exciting bikes that are priced under ₹ 1.8 Lakh:

    1. Bajaj Pulsar N160

    • Expected Price: ₹ 1.34 - 1.40 Lakh
    • Overview: The Pulsar N160 is set to redefine the mid-range motorcycle segment with its bold design and updated features. Powered by a 160cc engine, it promises excellent performance for city riding, enhanced with features like LED lighting and a fully digital console.
    • Key Features: Digital console, LED lighting, refined engine performance, advanced suspension setup.
    1. Yamaha FZ-X 150

    • Expected Price: ₹ 1.36 lakh (approx.)
    • Overview: The Yamaha FZ-X 150 is expected to be one of the most stylish offerings in the 150cc category, blending retro and modern elements. Its 149cc engine provides good power and fuel efficiency, making it the best option for both daily trips and weekend excursions.
    • Key Features: Bluetooth connectivity, retro design, robust build quality, and long-distance comfort.
    1. TVS Raider 125

    • Expected Price: ₹.99,904 - 1.22 Lakh
    • Overview: The TVS Raider 125 is a versatile motorcycle designed for young riders who are looking for performance and style. With a sharp, aggressive design and a 124.8cc engine, the Raider promises a peppy ride, ideal for both city commuting and weekend rides.
    • Key Features: Modern design, powerful 125cc engine, comfortable seat, excellent handling.
    1. Honda Hornet 2.0

    • Expected Price: ₹ 1.40 lakh (approx.)
    • Overview: The Honda Hornet 2.0, a 184cc streetfighter, offers an aggressive stance and is equipped with advanced features like a digital instrument console, LED headlights, and a smooth-performing engine. It’s expected to provide a thrilling riding experience at an affordable price.
    • Key Features: LED lights, sharp styling, refined engine, smooth performance.
    1. KTM 125 Duke

    • Expected Price: ₹ 1.8 lakh (approx.)
    • Overview: KTM continues to dominate the performance segment with the 125 Duke, a highly anticipated bike under ₹ 1.8 lakh. With its 124.7cc engine and KTM's signature aggressive styling, the 125 Duke will offer a premium riding experience at a reasonable price.
    • Key Features: Sporty design, lightweight, excellent performance, advanced features like ABS.
    1. Royal Enfield Hunter 350

    • Expected Price: ₹ 50 - 1.75 lakh (approx.)
    • Overview: Royal Enfield’s new entry-level motorcycle, the Hunter 350, is set to be a game-changer in the classic motorcycle market. With a 349cc engine and the retro styling Royal Enfield is known for, this bike will offer a comfortable yet powerful ride, making it perfect for long trips and daily commuting.
    • Key Features: Classic design, robust 350cc engine, comfortable ride, modern features.
    1. Hero Xtreme 160R 4V

    • Expected Price: ₹ 1.39 lakh (approx.)
    • Overview: Hero MotoCorp will expand its Xtreme 160R lineup with a new 4V version. This updated version will be more refined and powerful, featuring a four-valve system for improved performance. The Xtreme 160R 4V is expected to compete strongly in the 160cc segment with its enhanced engine and upgraded features.
    • Key Features: Four-valve engine, LED lighting, attractive design, smooth performance.
    1. Mahindra Mojo 300

    • Expected Price: ₹ 1.65 lakh (approx.)
    • Overview: Mahindra Mojo 300, revamped for 2024, will offer a sporty yet comfortable ride for city commuters and touring enthusiasts. Its 295cc engine and refreshed styling promise to deliver a smooth, comfortable ride on various road conditions.
    • Key Features: Dual-tone design, refined engine, comfortable touring position.
    1. Suzuki Gixxer SF 250

    • Expected price: ₹ 1.75 lakh (approx.)
    • Overview: The Suzuki Gixxer SF 250 is one of the best bikes under 1.8 lakh that offers a mix of sporty aesthetics and everyday practicality. With a 249cc engine, it is expected to be a capable performer for city rides and highway cruising, offering an ideal balance of power, comfort, and fuel efficiency.
    • Key Features: Full-faired design, powerful engine, comfortable ergonomics, excellent suspension.
    1. TVS Ronin

    • Expected Price: ₹ 1.57-2 lakh
    • Overview: The TVS Ronin is a unique motorcycle from TVS, designed to cater to riders seeking a blend of retro and modern styling. With a powerful 225cc engine, the Ronin promises a thrilling experience, making it an ideal choice for those who want both performance and aesthetics. Its advanced design and features make it suitable for both city commuting and longer rides on highways.
    • Key features: Retro-Modern design, versatile Performance, LED lighting, digital instrument cluster, ergonomic positioning


    Conclusion

    As 2024 unfolds, bike enthusiasts in India have much to look forward to, with a wide range of exciting motorcycles under ₹ 1.8 lakh hitting the market. Whether you are looking for something stylish, sporty, or comfortable for daily commuting, there is no shortage of options. The best bikes under 1.8 lakh offer value for money and advanced features that enhance safety, performance, and comfort.

    Before finalising your bike purchase, it is important to invest in two wheeler insurance, which will safeguard you against unexpected damages, theft, or accidents. Compare online policies to get the best coverage for your new bike and ride confidently.

    With the array of upcoming bikes in 2024, there's never been a better time to explore the market for a new ride that suits your style and budget.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Upcoming Bikes Under 3 Lakh in India in 2025

    by Almog Ramrajkar | Apr 25, 2025

    2025 promises to be another exciting year for motorcycling enthusiasts in India as new, thrilling bikes enter the fray. With the rapid development of road infrastructure in the country, bikers have gained the confidence to upgrade to premium models that promise efficient performance and outstanding features. Globally acclaimed brands like Aprilia, Husqvarna, Benelli, and even Harley Davidson are set to come up with their latest bikes that will further expand the options for Indian riders.

    So, if you plan to get your hands on a premium and latest model, our list of upcoming bikes under 3 lakh will surely interest you.


    List of Upcoming Bikes Under ₹ 3 Lakh

    Many of the latest bikes offer an unprecedented balance of performance, features, and build quality, catering to a wide range of riders, from beginners to professional enthusiasts. Whether you want something for the daily commute, highway cruising, or even light touring, the list of upcoming bikes under 3 lakh below has excellent options.

    1. Aprilia RS 440

    Expected Price Range: INR 3 - 3.6 Lakh

    Engine: 440 cc

    Mileage: 30 kmpl

    Aprilia is known for its innovative and new-age bike designs tailored to attract a new generation of bikers with its sleek design that borrows heavily from the RS 660. In terms of performance, the bike will come with a 440cc, parallel-twin, liquid-cooled motor that could push the top speed of the sports bike to around 180 kmph! Expected to launch towards the end of 2025, THE RS 440 combines cutting-edge aesthetics with high-performance engineering, making it the ultimate choice for adrenaline seekers.

    1. Husqvarna Vitpilen 401

    Expected Price Range: INR 2.80 Lakh

    Engine: 373 cc

    Mileage: 25 kmpl

    Top Speed: 167 kmph

    Fuel Capacity: 9 L

    With Vitpilen 401, the Swedish motorcycling legend Husqvarna continues its steady entry into India. Expected to launch in June 2025, the Husqvarna Vitpilen 401 provides a heightened level of rider feedback, enhanced agility, and a noticeably lighter engine that makes it ideal for the city streets. The bike’s minimalistic design and lightweight construction improve manoeuvrability, making it a popular choice for navigating crowded areas or even enjoying a smooth commute.

    1. Benelli 402S

    Expected Price Range: INR 2.50 - 2.70 Lakh

    Engine: 399 cc

    Mileage: 23.81 kmpl

    Top Speed: 155 kmph

    Fuel Capacity: 16 L

    Benelli 402S, a sports cruiser that takes inspiration from the Ducati Diavel, is a dream come true for bike enthusiasts. It comes with a twin-cylinder, four-stroke, liquid-cooled engine that will generate quite a high torque – 35 Nm at 7000 rpm. A large fuel tank and a naked body complete the iconic look for the bike that will launch around June 2025.

    1. Harley Davidson X350

    Expected Price Range: INR 2.50 Lakh onwards

    Engine: 335 cc

    Mileage: 20.2 kmpl

    Top Speed: 150 kmph

    Fuel Capacity: 13 L

    Expected to launch in the second half of 2025, the Harley Davidson X350 is another of the most highly anticipated upcoming bikes under INR 3 lakh. It comes with a retro-inspired design and a sleek look that will directly compete in the segment dominated by the likes of the Triumph Speed 400. If you are looking for a Harley Davidson that is not bulky and lets you zip around on urban roads, then this is the one!

    1. Honda CBR300R

    Expected Price Range: INR 2.77 Lakh

    Engine: 286 cc

    Mileage: 30.2 kmpl

    Honda CBR300R, set for a mid-2025 launch, is geared to carry forward Honda’s legacy of reliability and performance in India. Offering a lightweight frame, easy handling, and trademark Supersport styling, the Honda CBR00R generates a wide range of power and low-end torque on a single-cylinder engine, making it perfect for first-time riders.

    1. Hero Karizma 400

    Expected Price Range: INR 2-2.1 Lakh

    Engine: 400 cc

    Hero is ready to reveal the sports bike in its latest avatar – the Hero Karizma 400, expected to launch in February 2025. This bike is set to deliver a perfect blend of heritage and modernity. While most details about the bike are under wraps, the Karizma 400 is anticipated to feature a new 400cc liquid-cooled engine that will make it the most powerful Karizma to date. The revamped design is expected to retain the signature Karizma style while integrating high-end technology and improved performance.

     

    Conclusion

    There is no denying that upcoming bikes under INR 3 lakh in India offer excellent value for money, combining performance, style, and practicality. One thing they do well is cater to the growing number of aspirational bike riders in the country.

    After all, what could be better than scaling the length and breadth of India’s natural beauty and geography on your ultimate two-wheel companion?

    To ensure a seamless riding experience, complement your dream bike with the right insurance policy. Purchasing bike insurance online provides convenience and peace of mind, protecting your investment and ensuring worry-free journeys. Start exploring the various options today and make your 2025 riding experience unforgettable.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Upcoming Bikes Under 2.5 Lakh in 2025

    by Almog Ramrajkar | Apr 25, 2025

    India's motorcycle market is set to welcome a diverse and exciting range of bikes priced under Rs. 2.5 lakh in 2025. Whether you’re looking for versatile cruisers or dynamic sports bikes, each model brings superior performance and advanced features suitable for various riders. 

    Let us take a detailed look at upcoming bikes under 2.5 lakhs and help you plan your next purchase.


    List of Upcoming Bikes Under ₹2.5 Lakh

    Some of the most anticipated bikes of 2025 are:

    1. Hero Xtreme 250R

    Designed for daily commutes and long trips, it comes with a fuel-efficient engine and a sleek, modern design. 

    • Price: Rs. 2-Rs. 2.20 lakh
    • Mileage: 50 kmpl
    • Engine: 250cc
    • Key Features: 
      • 30 bhp and 25 Nm
      • USD front fork and monoshock absorber suspension system
      • Large fuel tank
    1. Honda CRF 190L

    Its rugged exterior and suspension system make it an excellent option for people who love adventure and off-road trails. 

    • Price: Rs. 1.98 lakh (approximately)
    • Mileage: 30 kmpl
    • Engine: 184cc
    • Key Features:
      • 17.03 bhp and 15.7 Nm
      • 12L fuel tank capacity
      • Single disc brakes 
      • Telescopic fork with 241 mm travel 
      • Single monoshock spring suspension system 
    1. KTM 125 Duke

    Offering both style and performance, this bike provides exceptional stability and control making it ideal for cities as well as off-roading. 

    • Price: Rs 1.75-1.80 lakh
    • Mileage: 46.52 kmpl
    • Engine: 124.9cc
    • Key Features: 
      • WP APEX 43 and WP APEX 
      • Monoshock suspension system
    1. Hero Karizma 400

    This all-rounder bike is known for its comfort, reliability and smooth performance. 

    • Price: Rs. 2-2.10 lakh
    • Mileage: 30 kmpl
    • Engine: 223cc
    • Key Features:
      • 223cc engine providing 20.25 PS and 19.7 Nm 
      • Large fuel tank and single-petal rotor-up brakes
    1. CFMoto 300SR

    Comes with a powerful engine and modern suspension system that delivers a top-notch performance even on rough trails.

    • Price: Rs. 2.40 lakh (approximately)
    • Mileage: 30 kmpl
    • Engine: 292cc
    • Key Features: 
      • Sporty design for performance enthusiasts
      • Advanced brakes and a modern suspension system
    1. Benelli 402S

    A fully featured bike with stunning looks and impressive performance designed for riders looking for power and comfort during longer journeys.

    • Price: Rs. 2.50-2.70 lakh
    • Mileage: 23.81 kmpl
    • Engine: 399cc
    • Key Features: 
      • Power: 38.88 bhp at 9000 rpm 
      • Torque: 35 Nm at 7000 rpm
      • 16L fuel tank
      • 41mm USD forks and a rear shock absorber with spring preload adjustment
    1. CFMoto 250SR

    Comes with a powerful engine for a thrilling ride while maintaining fuel efficiency.

    • Price: Rs. 2 lakh (approximately)
    • Mileage: 35 kmpl
    • Engine: 249.2cc
    • Key Features: 
      • Power: 27.5 Bhp at 9750 rpm 
      • Torque: 22 Nm at 7500 rpm
      • 12L fuel tank 
      • q37 telescopic upside-down, hydraulic damping type front and a monoshock suspension rear 
      • Four-piston calliper brakes
    1. CFMoto 450SR 

    An aggressive bike capable of taking on challenging roads. 

    • Price: Rs. 2-2.49 lakh
    • Mileage: 25 kmpl
    • Engine: 450cc
    • Key Features: 
      • Power: 46.26 bhp at 9500 rpm
      • Torque: 39.3 Nm at 7750 rpm
      • 14L fuel tank
      • Brembo calliper brakes 
      • 37 upside-down telescopic fork
      • Central shock suspension system 
    1. Honda XRE 300 

    An adventure bike that is ideal for both on-road and off-road journeys. Its durable suspension system makes it capable of handling tough terrains.

    • Price: Rs. 2-3.47 lakh
    • Mileage: 30 kmpl
    • Engine: 291.6cc
    • Key Features: 
      • Power: 25.4hp at 7500 rpm
      • Torque: 27.6Nm at 6000 rpm
      • 13L fuel tank
      • Disc brakes with a telescopic fork and monoshock suspension
    1. Honda CBR 150R

    A bike that does not compromise on performance. Comes with a rugged design and impressive fuel efficiency.

    • Price: Rs. 1.70 lakh
    • Mileage: 37 kmpl
    • Engine: 149.16cc
    • Key Features:
      • Advanced engine setup
      • Disc brakes with inverted telescopic front suspension
      • Swing arm with monoshock for a stable ride
    1. Hero XF3R

    Ideal for those looking to experience high-speed riding with modern features and design.

    • Price: Rs. 1.60 lakh (approximately)
    • Mileage: 35 kmpl
    • Engine: 300cc
    • Key Features: 
      • Sporty look with a powerful engine
      • Advanced brakes and a modern suspension system
      • Dynamic riding experience
    1. TVS Zeppelin

    A modern cruiser that is ideal for long-distance travelling with its advanced suspension system and efficient engine. 

    • Price: Rs. 1.50 lakh (approximately)
    • Mileage: 44 kmpl
    • Engine: 220cc
    • Key Features: 
      • Modern features for long-distance comfort and style
      • Petal disc brakes and 41 mm USD forks
      • Monoshock suspension system to improve cruising capabilities
    1. Bajaj Avenger 400

    Ideal for long-distance touring and a comfortable ride because of its monoshock suspension system.

    • Price: Rs. 1.50 lakh (approximately)
    • Mileage: 41.55 kmpl
    • Engine: 373cc
    • Key Features: 
      • Large fuel tank  
      • Telescopic with MonoShock suspension
      • Ideal choice for long-distance cruising
    1. CFMoto 400NK

    For those seeking good performance on a budget, this powerful bike ensures a comfortable ride on longer journeys. 

    • Price: Rs. 2.40 lakh (approximately)
    • Mileage: 27 kmpl
    • Engine: 400cc
    • Key Features: 
      • 17L fuel tank
      • Telescopic fork and monoshock suspension.

    Conclusion

    The 2025 motorbike lineup under ₹2.5 lakh promises an exciting and diverse blend of performance, style, and budget-friendly options to cater to a wide range of riders. Whether you’re a beginner looking for a reliable and fuel-efficient option or an experienced rider seeking advanced features, this list has something for everyone.

    As you decide on your next two-wheeler investment, remember that a good bike insurance plan is essential for any accidental damage to save yourself from paying for high-cost repairs or replacement. 


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • 10 Upcoming Bikes Under 1.5 Lakh in 2025

    by Almog Ramrajkar | Apr 25, 2025

    The Indian motorcycle market has seen a surge in demand for bikes that offer a perfect balance of performance, fuel efficiency, and affordability. As 2025 approaches, several brands are gearing up to launch bikes that cater to this demand, offering a wide range of options under Rs. 1.5 lakh. These bikes provide great value for money while ensuring a smooth and comfortable ride for urban commuting and occasional long-distance travel. 

    This blog explores 10 upcoming bikes under 1.5 lakh.

    List of Upcoming Bikes Under ₹1.5 Lakh

    In 2025, several new upcoming bikes under 1.5 lakh are set to hit the Indian market:

    1. Hero XPulse 210

    • Expected Price: Rs. 1.50-Rs. 1.70 lakh
    • Engine Capacity: 210cc
    • Expected Mileage: 40 kmpl

    The Hero XPulse 210 offers an affordable yet capable adventure bike with its 210cc engine and is equipped with long-travel suspension and knobby tyres. With a mileage of around 40 kmpl, it’s quite efficient for long rides.

    1. TVS Ronin

    • Expected Price: Rs. 1.35 lakh
    • Engine Capacity: 225.9cc
    • Expected Mileage: 42kmpl

    A versatile bike that combines the features of a cruiser and a sports bike. It is powered by a 225.9cc engine and delivers 20.1 bhp, which makes it powerful enough for both city and highway riding.

    1. Hero Hunk 160R

    • Expected Price: Rs. 1.17-Rs. 1.30 lakh
    • Engine Capacity: 149.2cc
    • Expected Mileage: 55 kmpl

    A sporty, stylish motorcycle that comes with a 149.2cc engine, offering a perfect balance between performance, fuel efficiency and affordability. The Hunk 160R is expected to offer a mileage of around 55 kmpl, making it a great option for daily use and weekend getaways.  

    1. Yamaha XSR 155

    • Expected Price: Rs. 1.36 Lakh
    • Engine Capacity: 155cc
    • Expected Mileage: 48.58 kmpl

    For those looking for a retro-inspired bike with modern features, the Yamaha XSR 155 might be the one for you. This 155cc bike is ideal for those who want excellent performance and efficiency. With an expected mileage of 48.58 kmpl, the XSR 155 will be a great option for daily commuting and longer weekend rides. 

    1. Husqvarna Svartpilen 125

    • Expected Price: Rs. 1.35 Lakh
    • Engine Capacity: 124.7cc
    • Expected Mileage: 45 kmpl

    For off-road adventurers, the Husqvarna Svartpilen 125 comes with rugged looks and a 125cc that is designed for both urban streets and off-road riding. With a mileage of around 45 kmpl, it is an excellent choice for riders looking for a bike with solid performance and fuel efficiency.

    1. TVS Zeppelin

    • Expected Price: Rs. 1.50 Lakh
    • Engine Capacity: 220cc
    • Expected Mileage: 44 kmpl

    This 220cc cruiser-style bike promises a smooth and comfortable ride with its relaxed riding position and modern design. The Zeppelin will appeal to riders who enjoy leisurely rides on highways and city streets. Expect a mileage of around 44 kmpl, making it reasonably efficient for a cruiser.

    1. Bajaj Avenger 400

    • Expected Price: Rs. 1.50 lakh
    • Engine Capacity: 373cc
    • Expected Mileage: 41.55 kmpl

    With a larger 373cc engine and an expected mileage of 41.55 kmpl, the Avenger 400 will provide strong performance without troubling your budget. It offers a great balance of power and fuel efficiency.

    1. TVS Fiero 125

    • Expected Price: Rs. 75,000
    • Engine Capacity: 124.8cc
    • Expected Mileage: 67 kmpl

    Expected to launch in December 2025, the Fiero 125 will feature a 124.8cc engine designed primarily for urban commuting. With a mileage of 67 kmpl, it promises to be an excellent choice for a fuel-efficient daily ride. 

    1. Yamaha RX 100

    • Expected Price: Rs. 1 lakh
    • Engine Capacity: 98cc
    • Expected Mileage: 40 kmpl

    With a new look and modern features, the Yamaha RX 100 comes with a 98cc engine and mileage of around 40 kmpl. It is a bike where nostalgia meets performance, making it perfect for those who love retro aesthetics paired with urban practicality. 

    1. Kawasaki Z125

    • Expected Price: Rs. 1.40 Lakh
    • Engine Capacity: 125cc
    • Expected Mileage: 40 kmpl

    This 125cc motorcycle is aimed at riders who want a small, agile bike that can handle both city traffic and twisty roads. With its aggressive styling and powerful performance, the Z125 will be perfect for those who want a performance-oriented motorcycle without breaking the bank. The expected mileage of around 40 kmpl makes it quite practical for everyday use.

     

    Conclusion

    The Indian motorcycle market continues to offer an array of options under ₹1.5 lakh. From fuel-efficient bikes to enthusiasts seeking performance and style, these 10 bikes are perfect choices for anyone on a budget. However, buying a motorcycle is a long-term investment, so it’s important to consider adequate insurance to protect it against potential risks.

    When purchasing any of these bikes, it is a good idea to opt for comprehensive bike insurance to ensure your two-wheeler is covered for damages, theft and other unexpected events. Compare insurance plans to choose one that fits your needs and budget.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

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