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  • Best Helmet Brands in the World

    by mohit bohra | Apr 16, 2025

    Best helmet brands safeguard your head in an accident while riding. Choose from the top helmet brands prioritising safety standards, ensuring the helmet meets recognised certifications such as DOT, ECE, or Snell. The best helmet brands fit snugly without causing discomfort. Again, the best helmet companies offer products that align with your riding style—full-face, open-face, or modular. Further, the best helmet brands have clear and scratch-resistant visors, proper ventilation, chin straps, or D-rings for reliable retention, and weigh reasonably for reduced strain. Additionally, ensure you have comprehensive two-wheeler insurance to stay financially protected in case of unforeseen accidents.

    List of Top 10 Helmet Brands in the World

    Several companies manufacture motorcycle helmets, but not all are reliable. Some models may cost cheap, but the safety they provide needs to be more credible. Hence, to make things easier for you, this article lists the top 10 helmet brands in the world that are reliable and cost-effective.

     

    Brand Name

    Helmet type

    Certification

    Price

    THH 

    Open-face, full-face, industrial, and flip-up

    SLSI, ISI, and ECE

    Rs 1,099 onwards

    Studds

    Open-face, full-face, industrial, and flip-up

    SLSI, ISI, and ECE

    Rs 870 onwards

    MT

    Full-face, half-face, and flip-up

    SNELL, DOT, and ECE

    Rs 900 onwards

    Shark

    3/4th, modular, open-face, full-face

    INMETRO, DOT, ECE, and AS/NZS

    Rs 900 onwards

    Arai

    Full-face and open-face

    SNELL and DOT

    Rs 750 onwards

    AGV

    Full-face and open-face

    ECE and DOT

    Rs 1,500 onwards

    LS2

    Full-face, flip-up,  and open-face

    ECE and DOT

    Rs 4,600 onwards

    HJC

    Full-face and open-face

    ECE, SNELL, and DOT

    Rs 3,499 onwards

    Shoei

    Full-face and open-face

    SNELL and DOT

    Rs 4,500 onwards

    Bell

    Snowmobile, 3/4th, full-face and open-face

    SNELL and DOT

    Rs 2,000 onwards

     

     

     

     

     

    Frequently Asked Questions

     

    Q1. Which are the popular full-face helmets for women?

    If you are looking for a budget-friendly helmet for women among the best helmet brands in the world, go for ARAI, Shark, or Studds helmets. 

    Q2. Which helmets have the highest safety rating?

    For the highest safety rating helmets among the top 10 helmet brands in the world, you can choose from the HJC, Shark, MT, or THH brands. 

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

     

     

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  • Best 125cc Scooters in India

    by mohit bohra | Apr 16, 2025

    Scooters provide a convenient and efficient mode of transportation. They typically feature a step-through frame design, automatic transmission, and a platform for resting your feet. Scooters are known for being user-friendly, making these two-wheelers ideal for urban commuting and short-distance travel.

    The term "125cc" in scooters refers to the engine's displacement or the volume of air and fuel mixture the engine's cylinders can hold. If you want the best 125cc scooters in India, this article is for you.

     

    Detailed List of 125 cc Scooters In India 

     

    Most scooters available in India have engine displacements of 125cc as this category is considered the most fuel-efficient and easy to manoeuvre in Indian traffic conditions, which one can describe as crazy. Some highly popular and best mileage scooters in India in the 125cc category have been listed below in some detail.

     

    Model

    Max. Power

    Max. Torque

    Top Speed

    Mileage

    Hero Maestro Edge 125

    9 bhp @ 7,000 rpm

    10.4 nm @ 5,500 rpm

    90 kmph

    45 kmpl

    Honda Active 125

    8.18 bhp @ 6,500 rpm

    10.3 nm @ 5,500 rpm

    90+ kmph

    46.5 kmpl

    Suzuki Access 125

    8.6 bhp @ 6,750 rpm

    10 nm @ 5,500 rpm

    90 kmph

    48 kmpl

    TVS Ntorq 125

    9.25 bhp @ 7,000 rpm

    10.5 nm @ 5,500 rpm

    95 kph

    40.5 kmpl

    TVS Jupiter 125

    8.04 bhp @ 6,500 rpm

    10.5 nm @ 4,500 rpm

    95 kmph

    50 kmpl

    Yahama Fascino 125

    8.04 bhp @ 6,500 rpm

    10.3 nm @ 5,000 rpm

    90 kmph

    50.5 kmpl

    Honda Grazia

    8.14 bhp @ 6,000 rpm

    10.3 nm @ 5,000 rpm

    90 kmph

    45 kmpl

    Aprilia SR 125

    9.78 bhp @ 7,700 rpm

    9.7 nm @ 6,000 rpm

    90 kmph

    40 kmpl

    Vespa ZX 125

    9 .78bhp @ 7,000 rpm

    9.6 nm @ 5,500 rpm

    95 kmph

    NA

    Suzuki Burgman Street 125

    8.58 bhp @ 6,750 rpm

    10 nm @ 5,500 rpm

    95 kmph

    50 kmpl

     

     

     

     

     

     

    Conclusion

    The 125cc engine size in scooters impacts factors such as power and performance. It balances fuel efficiency and offers reasonable acceleration, making the scooters suitable for city rides while maintaining manageable fuel consumption. When purchasing a 125cc scooter, consider its mileage, power delivery, and price. The 125cc scooters in the Indian market come with almost the exact specifications, giving you several options within a specific budget. 

    A 125cc scooter is the perfect bike for a beginner rider or a veteran looking for fun and convenience. Given its high mileage offering, it offers the ideal size for commuting within city limits and is a definite money saver. Check out the above best 125cc scooters in India and get yours right away!

     

    Frequently Asked Questions

     

    Q1. Is a driving license required for a 125cc scooter?

    You will need an active driver's license to ride a 125cc scooter in India. A license is not required for gearless bikes with an engine capacity of less than 100cc.

     

    Q2. Is bike insurance mandatory for scooters?

    Yes, like any other vehicle, purchasing at least third-party liability cover is mandatory to ride 125cc bikes in India legally.

     

    Q3. What is commonly the top speed for the best 125cc scooters?

    125cc scooters are not very fast, with most in this category having a top speed range from 90-95 kmph.

     

    Q4. What is the average fuel efficiency of the 125cc scooter segment?

    The average fuel efficiency of the 125cc scooter segment typically ranges from 40 to 50 kilometres per litre, depending on factors such as riding conditions and maintenance.

     

    Q5. What are the different types of insurance policies for scooters?

    Scooter insurance includes third-party liability, which covers third-party damages, and comprehensive insurance, which covers third-party liabilities and own damage. You can also buy riders such as roadside assistance, zero depreciation, and engine protection cover.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

     

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  • Tops bikes in India Below 1 Lakhs

    by Almog Ramrajkar | Apr 15, 2025

    As cars become increasingly common on Indian roads, the demand for two-wheelers is soaring thanks to their convenience and cost-effectiveness. A bike is the perfect answer for complex commuting issues such as unreliable and overcrowded public transport and work-hour traffic. A bike promises a quick, easy, cheap, and enjoyable mode of transport.

     

    Bikes are a great way to get around and are often used as a symbol of freedom, adventure, and style. They let you explore the city at your own pace, avoid the hassle of finding a spacious parking spot, and save money on fuel and maintenance. They also let you express your personality and taste, as there are many models and brands to choose from. Today, we will discuss some of the best bikes under 1 lakh.

    Detailed List of the Best Automatic Bikes in India

     

    It is necessary to learn the key features of each model to choose a bike within your budget. Take a thorough look at the models below to find the one that matches your style:

     

    1. Hero HF Deluxe

     

    The Hero HF Deluxe is an excellent pick if you want a reliable and efficient bike for your daily commute. This bike has a 97.2 cc BS6 engine that delivers 7.9 bhp of power and 8.05 Nm of torque, along with the best-in-class mileage of 65 km. The Hero HF Deluxe also comes with advanced features such as xSens technology, which adjusts the air-fuel mixture for optimal performance, and the i3S system, which saves fuel by switching off the engine when idle. The bike has a sleek design with alloy wheels, tubeless tires, and a long seat for comfort. You can choose from 11 colours and six variants, starting from ₹56,194 (ex-showroom).

     

    2. TVS Sport

     

    TVS Sport is a commuter bike that combines performance, efficiency, and style. It has a 109.7 cc fuel-injected engine that delivers a power of 8.29 PS and a torque of 8.7 Nm. It also features the Eco Thrust Fuel Injection Technology that gives it 15% more mileage than its predecessors. TVS Sport has a sleek design and a sporty look, with a length of 1950 mm, a diameter of 705 mm, and a height of 1080 mm. Its wheelbase is 1236 mm and has a ground clearance of 175 mm, making it suitable for Indian roads. It also has a 10-litre fuel tank capacity and a kerb weight of 110 kg. TVS Sport is available in seven attractive colours and delivers a top speed of 90 km/h, starting at ₹46,375 (ex-showroom).

     

    3. Honda Shine 100

     

    Honda Shine 100 is a new commuter bike that combines style, performance, and affordability. It has a 4-stroke SI engine with PGM-FI technology, delivering 7.38 ps of power and 8.05 N-m of torque. It has a 4-speed gearbox and a multi-plate wet clutch for smooth and easy riding. It has drum brakes on both wheels with a Combi-Brake System and an equaliser for enhanced safety and stability. It has a diamond-type frame and a telescopic front suspension for durability and comfort. It has a long seat of 677 mm and a ground clearance of 168 mm for optimum ergonomics. The price of the Honda Shine 100 starts from ₹64,900 (ex-showroom).

     

    4. Hero Splendor Plus

     

    The Hero Splendor Plus is a practical, stylish, all-rounder motorcycle with unmatched performance and fuel efficiency. A 97.2 cc air-cooled engine with programmed fuel injection produces 7.91 bhp of power and 8.05 Nm of torque. The engine has a 4-speed gearbox and an integrated braking system for enhanced safety. The bike has a tubular double cradle frame, telescopic front, and a 5-step adaptable rear suspension for a comfortable ride. The bike also has a 9.8-litre fuel tank, a digital-analogue instrument cluster, and a 12V halogen headlight. The Hero Splendor Plus is available in 11 colour options, starting at ₹75,141(ex-showroom). 

     

    5. Hero Passion Plus

     

    The Hero Passion Plus is one of the best bikes that offers a blend of elegance, efficiency, and comfort. This bike runs on a 97.2 cc air-cooled, four-stroke engine that produces 7.91 bhp at 8000 rpm and 8.05 Nm at 6000 rpm. The Hero Passion Plus has a smooth and durable body that can cope with any road situation. The bike has an 11-litre fuel tank and a 115-kg kerb weight. The bike has a digital console, a self-start system, and a charging point for your ease. The Hero Passion Plus also has a drum brake on both wheels and a double cradle frame for steadiness. It has a starting price of ₹76,301 (ex-showroom). 

     

    6. TVS Star City Plus

     

    TVS Star City Plus is a bike that combines style, comfort, and fuel efficiency. It has a 109.7 cc BS6 engine producing power of 8.08 bhp and torque of 8.7 Nm. It also has ETFi technology that improves its mileage by 15% compared to the previous model. You can select from three variants: Mono Tone, Dual Tone, and Disc, based on your preference for drum or disc brakes. The bike also has a full LED headlamp, a USB mobile charger, a five-step adjustable rear shock absorber, and a dual-tone seat. The TVS Star City Plus comes at a starting price of ₹63,338 (ex-showroom).

     

    7. Bajaj Platina 110

     

    The Bajaj Platina 110 is a bike for those who value fuel efficiency, reliability, and comfort. Its 115.45 cc DTS-i engine produces 8.6 PS and 9.81 Nm of torque, making it a powerful and smooth ride. It also has an ABS feature that ensures safe and accurate braking, even on rough roads. You can choose between two models, Drum and ABS, which cost ₹70,400 and ₹79,821, respectively (ex-showroom, Delhi). The bike has a stylish look, a large seat, and a 10.5-litre fuel tank. It also has tubeless tyres, alloy wheels, and a 35/35W headlamp. The Bajaj Platina 110 bike can adapt to the terrain and offer a pleasant riding experience.

     

    8. Honda Livo

     

    The Honda Livo bike offers a simple and elegant ride for urban riders. The bike is powered by a 109.51 cc single-cylinder engine that produces 8.67 bhp and 9.3 Nm of torque. The bike also has a 4-speed gearbox, a digital instrument cluster, an LED headlamp and tail lamp, and a combi-brake system. The Honda Livo is priced at ₹77,800 (ex-showroom) and offers a mileage of 74 kmpl.

     

    9. Benling Aura

     

    The Benling Aura is an electric bike that offers green riders an eco-friendly and futuristic ride. The bike is powered by a 2.5 kW BLDC motor that produces a top speed of 60 kmph. The bike also comes with a 72 V 40 Ah lithium-ion battery that offers a range of 120 km on a single charge. The bike also has a digital instrument cluster, LED headlamp, tail lamp, and reverse gear. The Benling Aura is priced at ₹91,667 (ex-showroom) and offers a running cost of 0.2 ₹/km.

     

    10. Hero Glamour 125

     

    The Hero Glamour 125 might be the perfect choice for you if you want a commuter bike that is powerful and stylish. This bike has a muscular and sleek design that will catch everyone’s eye on the road. The bike runs on a 125 cc, single-cylinder, air-cooled engine that produces 10.6 bhp of maximum power and 10.6 Nm of maximum torque. It also features Hero’s i3S technology that conserves fuel whenever you stop. The bike has a 5-speed transmission and can operate on E20 fuel as well. The Hero Glamour 125 has a combined braking system with drum brakes on both wheels for safety. 

    Conclusion

     

    There are many budget-friendly bikes under 1 lakh and above. These bikes are not only inexpensive, but their running costs are also lower. Moreover, regardless of the bike you buy, you must invest in bike insurance. Bike insurance covers most instances that can damage your two-wheeler. These incidents include earthquakes, cyclones, floods, riots, accidents, and fires. Even if you lose your bike in a theft, the insurer pays for the bike’s insured declared value. When buying insurance, assess your needs and explore various add-ons to increase the coverage scope.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Monoshock Suspension in Bikes: Enhance Ride Stability

    by mohit bohra | Apr 10, 2025

    The world of motorcycles is constantly evolving as manufacturers look for innovations to improve riders' comfort, stability, and performance. One such tech advancement is the monoshock suspension system. It is a real game-changer compared to the earlier twin-shock suspension that dominated bikes.

    Wondering what is a monoshock suspension, and how it differs from traditional dual-shock systems in terms of performance? 

    Read further to find answers to these queries. 

    What is Monoshock Suspension on Bikes?

    Monoshock is also termed as monocross suspension. It is a type of rear suspension system that uses one shock absorber in place of the conventional dual-shock setup. It is seen to enhance the handling, balance, and comfort of bike riding. The monoshock is positioned centrally between the chassis and the rear swingarm while maintaining the balance and agility of rides.

    Yamaha developed this concept to improve the performance of motocross bikes. Gradually, many manufacturers adopted this technology because it offers various advantages over the traditional dual-shock system.

    What are the Elements of a Monoshock Suspension?

    A monoshock suspension comprises several critical components, each playing a vital role in ensuring effective performance. Below are the key elements:

    • Shock Absorber

    The central part of the system, the shock absorber, helps minimise the impact of bumps and vibrations on the rear wheel.

    • Swingarm

    An important motorcycle part, the swingarm, fixes the rear wheel to the frame, and the shock absorber is attached to it.

    • Linkages

    Some types of monoshock suspensions have a linkage, which helps distribute forces so that they have an equal effect on the suspension performance.

    • Spring

    There's a big spring that soaks up the impact and shock from the road. This spring is built to give comfort and support while riding.

    • Damper

    The damper helps control the rate at which the spring compresses and rebounds, providing stability and control over different terrains.  

    Together, these components work to ensure that the monoshock suspension system delivers an unparalleled riding experience.

    How Does a Monoshock Suspension Work?

    Monoshock suspension absorbs and dissipates energy generated when the rear wheel runs over bumps or irregularities on the road.

    This is how it works:

    • Impact Absorption

    Upon hitting a bump, the rear wheel moves upward, shifting the force or impact to the shock absorber by the swingarm.

    • Spring Compression

    When the initial impact occurs, the coil spring compresses, decreasing the force passed to the bike and the rider.

    • Damping

    The shock absorber's hydraulic mechanism slows down the spring's rebound motion, preventing the bike from bouncing wildly.

    • Energy Distribution

    With linkage systems, forces are spread out evenly through the suspension components, improving stability and performance.

    This centralising mechanism guarantees that the motorcycle will not lean even if the surface is bumpy. Such a design makes it an important requirement for high-performance bikes.

     

    What are the Advantages of Monoshock Suspension?

    Monoshock suspension system boasts many benefits, making this suspension so popular with both riders and manufacturers. Some of the benefits are:

    • Better Stability

    The system delivers better balance and stability to the biker, even when riding at high speed. Monoshock suspension increases the bike's manoeuvrability when encountered with potholes or bad roads.

    • Reduces Shock

    The system successfully dampens shocks, giving minimal vibrations and therefore delivering overall rider comfort.

    • Easy Maintenance

    Maintenance for monoshock is minimal due to fewer components and is easier than that of twin-shock systems.

    • Better Load Distribution

    The monoshock provides a balanced weight distribution, thus perfect for carrying heavy loads.

    • Compact Design

    The single-shock setup allows a sleek, contemporary motorcycle design that ultimately contributes to its aerodynamics.

    • Durability

    High-quality monoshock systems have been built to withstand intense wear and tear, making them last long.

    FAQs About Monoshock Suspension

    1. Are monoshock suspensions suitable for off-road riding?

    Yes. Most adventure and off-road bikes have monoshock suspension because it performs much better on uneven ground.

    1. Is monoshock better than dual-shock?

    While both systems have advantages, monoshock suspensions generally offer superior handling, better load distribution, and enhanced rider comfort, making them more suitable for modern motorcycles.

    1. Does having a monoshock suspension in a bike affect insurance plans?

    Advanced features like monoshock suspension can contribute to a bike's overall safety and performance, potentially influencing insurance premiums. Riders should compare bike insurance policies to ensure comprehensive coverage for motorcycles. 

    1. Can I upgrade my suspension to a monoshock system?

    Modifying a monoshock system is possible, though some modifications will depend more on your bike's design. For a deeper understanding, consult a professional mechanic or technician.

    1. How should a monoshock be maintained?

    Proper maintenance of the monoshock involves constant checks on leakage, fluid level, and mounting points to ensure optimal performance.

    Conclusion

    For those new to motorcycling, knowing what is monoshock suspension can help understand the technological advancements in bike engineering.

    The monoshock suspension system has transformed motorcycle dynamics, allowing unprecedented stability, comfort, and performance. Its centralised design and efficient load distribution make it superior to traditional twin-shock setups, especially for riders seeking enhanced control and smoother rides. 

    When buying a bike, in addition to checking for its features, evaluate available bike insurance plans, such as third-party liability cover or comprehensive cover. 


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Engine Braking in Motorcycle: A Key to Control Speed

    by mohit bohra | Apr 10, 2025

    Every bike has brakes on the front and rear wheels. However, experienced bikers often use the engine as a third braking component. Many nurture the myth that engine braking damages the motorcycle engine. On the contrary, engine braking is a good technique to safely and efficiently lower the bike's speed without losing control over it.

    Understanding what is engine braking in a bike can help you enhance your overall control of the vehicle and reduce brake fade.

    Read further to know what is engine braking in a motorcycle, how it is done, and its benefits.

    What is Meant by Engine Braking in a Motorcycle?

    Engine braking is slowing down a motorcycle without engaging the brake. In that case, the motorcycle starts to decelerate due to the friction created by its engine. This is attained through the closure of the throttle when the bike is still in gear. In the engine braking process, engine drag is allowed, which creates internal friction and vacuum that slow down the bike. 

    When nearing a curve or sharp turn, bikers mostly roll off the throttle to downshift one gear, amplifying the engine braking effect. Gear downshifting increases engine speed, thus increasing the engine drag effect.

    How Does Engine Braking in Motorcycle Work?

    When the throttle valve in a motorcycle closes, the air intake valve closes, too, allowing only a minimal amount of airflow to the engine. Consequently, the engine burns less fuel and decreases its RPM. This decrease in RPM causes the engine to resist the rotation of the wheels, hence slowing down its speed.

    In the closed throttle, the higher the engine RPM, the stronger the suction. Hence, the greater the engine-braking force.

    Engine braking in bikes involves two forces:

    • Vacuum: Vacuum develops inside the engine when its throttle is closed.
    • Internal friction: This is the resistance inside the engine and drivetrain that slows down the wheels.

    Learning how to do engine braking in a bike correctly provides an advantage in situations where controlled deceleration is necessary.

    When Do You Need to Use Engine Braking?

    Situations where engine braking in a motorcycle comes in handy are:

     

    • In Heavy Traffic

    When the vehicles in front of you slow down, engine braking helps you decelerate gradually, in sync with the surrounding traffic, rather than relying solely on your brakes. This reduces excessive wear on your brake pads and other components.

     

    • While Riding Downhill

    While riding a bike downhill, it can quickly reach breakneck speed. At such a time, engine braking comes in handy, avoiding brake fade.

    How to Use Engine Braking in a Motorcycle?

    Knowing how a bike engine works is necessary to understand the context of engine braking.

    Here's how to use engine braking in bikes efficiently:

     

    • Press the Clutch

    First, press the clutch to disengage the engine from the drivetrain, which will cause the engine RPM to drop.

    • Downshift to a Lower Gear

    Shift to a lower gear. This increases the engine speed while decreasing the vehicle speed and thereby enhances the effect of the engine braking.

    • Release the Clutch Gently

    After downshifting, release the clutch smoothly to avoid jerks or instability.

    Remember that engine braking is effective when combined with careful throttle management. Moreover, knowing how the bike engine works within the context of engine braking ensures that the brake application process is safe and effective.

    Advantages of Engine Braking in a Motorcycle

    Using an engine brake in a bike offers several advantages. Some of these are:

     

    • Minimises Brake Wear and Tear

    Engine braking reduces the number of times you use the brake, thereby decreasing the maintenance costs of brake components such as pads, rotors, and shoes.

    • Increases Fuel Efficiency

    When engine braking is applied, especially in fuel-injected bikes, the throttle valve cuts off air to the engine, reducing fuel consumption. 

     

    • Better Control and Stability

    Engine braking in bikes offers better control over the speed when running in slippery conditions. While friction brakes ensure the wheels lose traction, engine brakes bring about consistent retardation and hence minimise the chance of skidding.

     

    • Prevents Brake Fade

    Continuously applying the brakes tends to heat them up and thus causes brake fade. Engine braking offers an alternative to regulating the bike's speed without putting pressure on the braking system. It prevents overheating and ensures efficiency in performance.

    Conclusion

    Understanding what is engine braking in a motorcycle is essential for riders who want to improve their braking techniques without relying solely on the brakes. Mastering engine braking in bikes keeps the speed smooth and does not strain the brakes as much, thus prolonging their life. However, it needs to be used correctly so that it does not cause over-revving of the engine or rear-wheel slip, especially on wet or slippery roads.  

    Remember that investing in comprehensive bike insurance with some unique add-ons can offer enhanced financial protection for unforeseen events. 

    As the engine is not covered under a comprehensive bike insurance plan, it is highly recommended that a little extra payment for add-ons be made. An engine protection add-on cover provides financial protection against costly engine repair and replacement due to oil, lubricant, coolant, or other leakage.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Digital Speedometer for Bikes

    by Almog Ramrajkar | Apr 07, 2025

    For modern-day bikes, a digital speedometer is a cutting-edge tool that not only gauges your bike's speed but also reads it more securely and accurately. Since speedometer in bike is now digital, this information is considerably worth reading and practical.

    Digital Speedometer Display Mechanism

    The digital speedometer's display technology is what makes it so unique. Its electrical sensor gauges the speed of your bike’s wheels and projects the data onto a digital display. You can readily observe the speed at any time of day or night, thanks to the high-quality screen. Besides displaying the speed, a digital speedometer has a host of crucial data readers, such as the trip meter, odometer, and fuel indicator. This digital speedometer is a useful tool for better vehicle condition monitoring and will be helpful when you seek two-wheeler insurance for your bike. It can also come in handy when filing an insurance claim.

    Conclusion

    All things considered, riding a bike with a digital speedometer enhances convenience and safety. In addition to providing precise speed data, it also shows data regarding other crucial aspects. If you're considering replacing your bike’s conventional speedometer, a digital speedometer for bikes can be an excellent option.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Difference Between ABS and Non-ABS Bikes

    by Almog Ramrajkar | Apr 07, 2025

    Braking systems are key to keeping riders safe, especially when it comes to motorcycles. Over the years, braking technology has evolved significantly with the Anti-lock Braking System (ABS) standing out as a game changer. However, many riders still opt for nonABS bikes due to various reasons such as cost, weight and personal preference. Keep reading to understand the difference between ABS and non-ABS bikes so you can make an informed decision about which one suits you best.

    What Is Non-ABS Bikes?

    Non-ABS bikes are motorcycles that operate without an anti-lock braking system. These bikes depend solely on the rider's skill to control brake pressure. While they are the traditional choice and remain popular in many regions, they lack the advanced safety mechanisms offered by ABS technology.

    Non-ABS bikes are often seen as the "pure" riding experience by enthusiasts who appreciate the simplicity of their mechanics. However, this simplicity also comes with potential risks, particularly in challenging road conditions.

    How Does Non-ABS Bikes Work?

    The braking system in a non-ABS bike is straightforward. When the rider applies the brakes, hydraulic pressure is transmitted to the brake pads, causing them to press against the discs or drum, slowing the bike down. However, there’s no system to regulate the pressure, which means excessive braking can lead to the wheels locking up.

    In situations like emergency braking or riding on wet or slippery roads, the lack of modulation in brake pressure increases the likelihood of skidding. The rider’s skill and reflexes are the only factors preventing a loss of control, making it a less forgiving option for beginners.

    Pros & Cons of Non-ABS Bikes

    The following are the advantages and disadvantages of non-ABS bikes:

    Pros

    1. Affordability: Non-ABS bikes are generally more cost-effective compared to their ABS counterparts. The absence of advanced braking technology reduces manufacturing costs, making these bikes accessible to a larger audience.
    2. Lighter Weight: Non-ABS bikes tend to be lighter because they don’t have the additional components required for the ABS system. This can result in a marginally better performance in terms of speed and handling.
    3. Simplicity in Maintenance: Maintaining a non-ABS bike is relatively simple. With fewer parts involved, servicing and repairs are straightforward and less expensive.

    Cons

    1. Higher Risk of Skidding: One of the most significant drawbacks of non-ABS bikes is their vulnerability to skidding during sudden braking. This risk is particularly high on wet or uneven surfaces.
    2. Rider-dependent Braking: In a non-ABS bike, braking efficiency relies entirely on the rider’s skill. This can be challenging for beginners who lack experience in managing brake pressure effectively.
    3. Limited Safety: Without an anti-lock mechanism, there’s a higher probability of accidents caused by locked wheels, especially in emergency braking scenarios.

    What is ABS Bikes?

    Anti-lock Braking System is a revolutionary technology that enhances motorcycle safety by preventing the wheels from locking up during braking. This system is designed to provide better control and stability, especially during emergency braking or on slippery surfaces.

    ABS bikes are equipped with sensors and controllers that monitor the speed of the wheels. When the brakes are applied, the system ensures that the wheels maintain traction with the road, reducing the chances of skidding.

    How Does ABS Bikes Work?

    The working of ABS in motorcycles involves continuous monitoring of wheel speed through sensors placed on both the front and rear wheels.

    Here’s how it functions:

    • The sensors detect the speed of the wheels in real-time.
    • If the system detects a significant reduction in wheel speed that could lead to a lock-up, it modulates the brake pressure by rapidly applying and releasing it.
    • This modulation allows the wheels to maintain traction, preventing skidding and ensuring that the rider retains control over the bike.

    ABS works seamlessly to provide a safer riding experience, especially in adverse conditions such as rain or loose gravel.

    Pros & Cons of ABS Bikes

    The following are the advantages and disadvantages of ABS bikes:

    Pros

    1. Improved Safety: The main benefit of ABS bikes is that they can avoid wheel lock-up, which drastically lowers the chance of sliding incidents.
    2. Enhanced Control: ABS ensures that the bike remains stable during braking, allowing riders to steer even in emergency situations.
    3. Versatile Performance: ABS performs efficiently across various terrains making it ideal for both city commuting and long-distance touring.
    4. Beginner-friendly: ABS bikes are an excellent choice for new riders who may not have mastered the art of manual braking.

    Cons

    1. Higher Cost: ABS-equipped bikes are more expensive due to the advanced technology involved. This can be a deterrent for the more budget-conscious buyers.
    2. Complex Maintenance: Repairs and servicing of ABS systems require specialised tools and expertise, leading to higher maintenance costs.
    3. Added Weight: The inclusion of ABS components increases the overall weight of the bike, which may slightly impact performance.

    Difference Between ABS and Non-ABS Motorcycles

    Understanding the differences between ABS and non-ABS bikes can help you make a conscious decision based on your priorities.

    Feature

    ABS Bikes

    Non-ABS Bikes

    Safety

    Provides enhanced safety by preventing wheel lock-up

    Higher risk of skidding and loss of control

    Control

    Ensures better stability and control

    Entirely dependent on the rider's skill

    Cost

    More expensive due to advanced technology

    Relatively affordable

    Maintenance

    Requires specialised servicing

    Simpler and cheaper maintenance

    Performance

    Ideal for all terrains and conditions

    Limited to experienced riders

    Weight

    Slightly heavier

    Lighter due to fewer components

     

    Conclusion

    When considering ABS vs non ABS bikes, the right choice depends on your riding style, experience level, and budget. While non-ABS bikes offer a raw and traditional riding experience, they require more skill and caution, particularly in challenging conditions. On the other hand, ABS bikes prioritise safety and control, making them ideal for riders who value advanced technology and peace of mind.

    Regardless of the braking system you choose, protecting your motorcycle with a comprehensive two wheeler insurance policy is crucial. Insurance covers accidental damages and theft and offers financial protection against third-party liabilities. Investing in the right insurance ensures you can enjoy your ride with confidence, knowing you’re covered in any unforeseen incidents.

    So, which one fits your style—ABS or non-ABS? Make your choice wisely, and ride safely!


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Spoke Wheels Vs Alloy Wheels - Which is Better?

    by Almog Ramrajkar | Apr 07, 2025

    When it comes to bikes, wheels are more than just a functional part. Choosing the appropriate wheels for your bike can make a dramatic difference in performance, durability, and even aesthetics. Whether you’re a daily commuter, a touring enthusiast, or an off-road adventurer, deciding between spoke wheels and alloy wheels can be a tough call. Each type of wheel has its own set of strengths and weaknesses, making them suitable for different riding conditions.

    This blog covers everything you need to know about these two types of wheels to help you decide what’s best for your ride.

    What Is Spoke Wheels?

    Spoke wheels are the older and more traditional type of bike wheels. They consist of a hub, a rim, and multiple thin, tensioned metal wires known as spokes, which connect the hub to the rim. Spoke wheels are commonly found on off-road bikes, adventure motorcycles, and classic cruisers due to their durability and timeless design.

    Benefits of Spoke Wheels

    The following are the major advantages of spoke wheels:

    1. Excellent Durability on Rough Terrains

      Because of its shape, spoke wheels can easily navigate uneven and rugged terrain. They are perfect for extended rides across difficult terrain and off-road bicycling because of their shock-absorbing capabilities.
    2. Flexible and Sturdy

      The multiple spokes distribute weight and pressure evenly across the wheel. This makes them more resistant to damage from impact compared to rigid wheels like alloy wheels.
    3. Easier Repairs

      It is possible to replace a broken spoke separately rather than having to replace the complete wheel. This makes repairs relatively easy and affordable, especially in remote areas where service facilities are limited.
    4. Classic and Timeless Design

      For riders who value the vintage and rugged look, spoke wheels are unmatched. They give bikes a vintage character, which makes them popular with fans of classic motorcycles.

    Spoke Wheels - Disadvantages

    The following are some disadvantages of spoke wheels:

    1. High Maintenance

      Spoke wheels require regular tuning and adjustments to maintain their balance and structural integrity. Over time, the spokes can loosen, affecting performance.
    2. Incompatible with Tubeless Tyres

      Most spoke wheels are designed for tube-type tyres, which are more prone to punctures and harder to repair on the go compared to tubeless tyres.
    3. Heavier Design

      Spoke wheels are generally heavier than alloy wheels which can impact the overall speed and fuel efficiency of the bike.

    What Is Alloy Wheels?

    Alloy wheels are made from lightweight metals such as aluminium or magnesium. These wheels are cast or forged into a single solid piece, providing a sleek and modern design. Alloy wheels are commonly found on sports bikes and commuter motorcycles.

    Benefits of Alloy Wheels

    The following are some notable benefits of alloy wheels:

    1. Lightweight Construction

      Alloy wheels are much lighter than spoke wheels, which improves the bike's speed, handling, and fuel efficiency. This makes them an excellent choice for riders who prioritise performance.
    2. Supports Tubeless Tyres

      Unlike spoke wheels, alloy wheels are compatible with tubeless tyres, which are safer and easier to repair. Tubeless tyres are less likely to deflate suddenly, offering a more secure ride.
    3. Low Maintenance

      Once installed, alloy wheels require minimal maintenance. They don’t need regular tuning like spoke wheels, which is a big plus for riders who prefer hassle-free upkeep.
    4. Stylish and Modern Look

      Alloy wheels are available in a variety of modern and eye-catching designs, making them a popular choice for modern bikes. They enhance the bike’s overall aesthetics and add a sporty touch.

    Alloy Wheels - Disadvantages

    The following are some disadvantages of alloy wheels:

    1. Less Durable on Impact

      Alloy wheels are rigid and cannot absorb shocks as effectively as spoke wheels. This makes them more prone to cracks and damage when subjected to heavy impacts, especially on rough roads.
    2. Expensive Repairs

      If an alloy wheel gets damaged, it usually requires complete replacement rather than repair, which can be costly.
    3. Not Ideal for Off-Roading

      Alloy wheels are best suited for smooth roads and highways. They lack the flexibility and durability needed to handle extreme off-road conditions.

    Differences: Spoke Wheels Vs Alloy Wheels

    The following are the key differences between alloy wheels vs spoke wheels:

    Feature

    Spoke Wheels

    Alloy Wheels

    Durability

    Best for rough and uneven terrains.

    Ideal for smooth roads and highways.

    Weight

    Heavier, affects speed and fuel efficiency.

    Lightweight, enhances performance.

    Maintenance

    Requires regular tuning and adjustments.

    Low maintenance, hassle-free.

    Compatibility with Tyres

    Mostly used with tube-type tyres.

    Compatible with tubeless tyres.

    Style

    Offers a retro and classic look.

    Provides a modern and sporty appearance.

    Cost of Repair

    Affordable and easy to repair.

    Expensive, and often requires replacement.

    Ideal Usage

    Suitable for off-road and adventure biking.

    Best for urban, commuter, and sports bikes.

     

    Now comes the big question: spoke wheels vs. alloy wheels – which is better? The answer is contingent upon your riding preferences, terrain, and style.

    • Choose Spoke Wheels If:
      • You frequently ride on rugged terrains or take your bike off-road.
      • You own an adventure or cruiser bike and prefer a classic, retro look.
      • You don’t mind regular maintenance and adjustments for optimal performance.
    • Choose Alloy Wheels If:
      • You ride mostly on smooth roads or highways.
      • You own a commuter or sports bike and value speed, performance, and fuel efficiency.
      • You prefer a low-maintenance, modern-looking wheel with advanced features like tubeless tyres.

    Conclusion

    In the alloy vs spoke wheels debate, there's no one-size-fits-all answer. Both kinds of wheels are appropriate for various bike models and riders, each with unique benefits and drawbacks. While spoke wheels excel in off-road durability and classic aesthetics, alloy wheels shine in lightweight performance and modern design.

    So, take a good look at your riding habits, the type of roads you’ll be on, and your bike’s overall style before making a decision. And remember, whatever wheels you choose, ensure your bike’s safety with a reliable bike insurance policy. Buying bike insurance online is easy and hassle-free, letting you enjoy your rides without worrying about possible dangers.

    Choose wisely, stay safe, and enjoy your rides!


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Best Bikes for Leh Ladakh Road Trip in 2025

    by Almog Ramrajkar | Apr 07, 2025

    Planning a trip to Ladakh? It’s one adventure every biker wants to tick off their bucket list. The thrill of riding through breathtaking mountains, rugged roads and serene valleys is unmatched. However, embarking on this journey requires more than just luck–it needs the right bike. The best bikes for a Leh Ladakh trip are the ones that combine strength, power and comfort, ensuring you can tackle difficult roads with ease.

    But before you hit the road, don’t forget to invest in comprehensive two-wheeler insurance. Remote places like Ladakh come with their own challenges, and having the right insurance ensures you are covered for unexpected incidents.

    This blog explores the 10 best motorcycles to conquer the incredible roads of Ladakh.

    List of Bikes for Leh Ladakh Road Trip

    1.     Royal Enfield Himalayan

    Royal Enfield Himalayan, built for adventure, is a great choice for a trip to Ladakh. It has a rugged build, high ground clearance and a powerful 411cc engine specifically designed for off-road adventures. With long suspension travel and a comfortable seat, it is ideal for long drives on uneven terrain.

    Price:  Rs. 2.15 lakh (approx.)

    Key features: 411cc engine, dual-channel ABS, comfortable seats, and high floor clearance.

    1.     KTM 390 Adventure

    The KTM 390 Adventure is a good choice for those who prefer a lightweight yet capable bike. Its powerful engine, advanced electronics, and quick handling make it versatile for mountain riding. The bike is equipped with off-road ABS and a slipper clutch for better handling on challenging roads.

    Price: Rs 3.39 lakh (approx)

    Key features: 373cc engine, off-road ABS, lightweight frame, TFT display.

    1.     Bajaj Dominar 400

    The Bajaj Dominar 400 combines power, comfort and affordability, making it popular for long-distance road trips. Its 373cc engine provides plenty of power for steep climbs, while its ergonomic design ensures comfort on long drives.

    Price: Rs.2.29 lakh (approx)

    Key features: 373cc engine, dual-channel ABS, LED headlights, and tour-friendly ergonomics.

    1.     Hero XPlus 200 4V

    It is a perfect choice for those on a budget. The Hero XPulse 200 4V is an adventure bike perfect for the rugged terrain in Ladakh. Its lightweight frame and proper suspension setup ensure easy handling, while the 200cc engine delivers enough power for off-road adventures.

    Price: Rs.1.44 lakh (approx)

    Key features: 200cc engine, rally kit compatibility, high floor clearance, comfortable seat.

    1.     Royal Enfield Interceptor 650

    If you’re looking for a blend of retro style and power, the Royal Enfield Interceptor 650 is the ideal choice. Its 648cc parallel twin engine makes operation easy, while its rugged cabin can handle the rough terrains of Leh Ladakh.

    Price: Rs.3.03 lakh (approx)

    Key features: 648cc engine, dual-channel ABS, retro design, comfortable seats.

    1.     Suzuki V-Strom SX

    The Suzuki V Strom SX is designed for adventure touring. Its tall chariot stance and powerful 249cc engine make it a reliable companion on the high-altitude roads of Ladakh. The bike is equipped with traction control and other features for better safety.

    Price: Rs.2.12 lakh (approx.)

    Key features: 249cc engine, traction control, straightforward ergonomics, lightweight build.

    1.     Yamaha FZ-X

    The Yamaha FZ-X strikes a great balance between affordability and performance. Its neo-retro design, reliable engine and comfortable suspension system make it a good choice for a Ladakh trip.

    Price: Rs.1.37 lakh (approx)

    Key features: 149cc engine, neo-retro styling, high ground clearance, lightweight design.

    1.     Jawa Perak

    Known for its exquisite bobber design, Jawa Perak has the resources to tackle the rough roads of Ladakh. Its 334cc engine and sturdy cabin provide the much-needed power and stability in challenging terrains.

     Price: Rs.2.15 lakh (approx.)

    Key features: 334cc engine, single seater system, dual-channel ABS, retro appeal.

    1.     Honda CB500X

    For spendthrift riders, the Honda CB500X is a premium adventure bike perfect for Ladakh’s demanding trails. Its 471cc parallel twin engine, long travel suspension and advanced safety features ensure a smooth ride on the hills.

    Price: Rs.5.81 lakh (approx.)

    Key features: 471cc engine, advanced braking system, upright riding position.

    1. TVS Ronin

    The TVS Ronin, with its unique styling and all-rounder capabilities, is a versatile bike for a Ladakh trip. Its 225cc engine offers a perfect balance between power and performance, making it suitable for city rides and steep mountain roads.

    Price: Rs.1.49 lakh (approx.)

    Key features: 225cc engine, comfortable seats, all-terrain capability, retro-modern design.

    Conclusion

    The bike you pick will play a big role in making your trip to Ladakh unforgettable. Whether it’s the adventure-ready Royal Enfield Himalayan or the budget-friendly Hero XPulse 200, there’s a bike for every type of rider.

    Also, remember to have adequate two-wheeler insurance before you start your journey. Good insurance is as important as picking the right bike for your journey. It’s better to be safe than sorry, especially in rough terrains.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Best Bikes Above 650cc in India 2025

    by Almog Ramrajkar | Apr 07, 2025

    For motorbike enthusiasts, the thrill of riding a powerful machine and feeling the rush of the open road is like no other. Whether you crave heart-thumping speed, rugged off-road adventures or the elegance of a sleek cruiser, there’s a motorcycle option for you.

    Let’s explore the top contenders for the best 650cc bikes in India this year.

    List of Bikes Above 650cc

    1. Royal Enfield Continental GT 650

    Price: Rs.3.18 lakh (approx.)

    The Royal Enfield Continental GT 650 is a dream come true if you like a retro aesthetic. Its timeless café racer design pairs perfectly with a reliable 648cc parallel-twin engine that produces 47 bhp and 52 Nm of torque. This bike is all about blending old-school charm with modern performance.

    Why Choose It?

    •   Classic retro-inspired styling
    •   Comfortable riding posture
    •       Dual-channel ABS and smooth slipper clutch

    2. Kawasaki Z900

    Price: Rs.9.38 lakh (approx.)

    This bike comes with aggressive styling and advanced electronics that are built for thrill seekers. If raw power and agility excite you, then the Kawasaki Z900 is sure to impress you. Powered by a 948cc inline-four engine, it produces 123.64 bhp and 98.6 Nm of torque.

    Why Choose It?

    •   Traction control and multiple riding modes
    •   Sharp, naked sports bike design
    •       LED lighting for better visibility

    3. BMW S 1000 RR

    Price: Rs.20.75 lakh (approx.)

    The BMW S 1000 RR is not just a bike—it’s a statement. Known for its track-ready prowess, it houses a 999cc inline-four engine delivering 206.51 bhp and 113 Nm of torque. The sleek aerodynamics and cutting-edge electronics make it a showstopper.

    Why Choose It?

    •   Dynamic traction control and quick shifter
    •   Aerodynamic winglets for stability
    •       Full-colour TFT display

    4. Suzuki Hayabusa

    Price: Rs.16.91 lakh (approx.)

    A legend in the motorcycle world, the Suzuki Hayabusa is synonymous with speed and luxury. With its 1340cc engine generating 190 bhp and 150 Nm of torque, it’s ideal for long-distance touring and exhilarating rides.

    Why Choose It?

    •   Enhanced aerodynamics and refined engine
    •   Dual-channel ABS for safety
    •     Iconic design with modern touches

    5. Ducati Panigale V4

    Price: Rs.27.72 lakh (approx.)

    A true masterpiece, the Ducati Panigale V4 is designed for track enthusiasts. It’s powered by a 1103cc V4 engine that pumps out 212.5 bhp and 124 Nm of torque. With its jaw-dropping design, this bike is a feast for the eyes and the heart, making every ride unforgettable.

    Why Choose It?

    •   Aerodynamic winglets and cornering ABS
    •   Dynamic suspension for precise control
    •   Premium Italian design and craftsmanship

    6. Triumph Tiger 900 Rally Pro

    Price: Rs.15.7 lakh (approx.)

    For off-road travellers, the Triumph Tiger 900 Rally Pro is an unbeatable friend. Its 888cc inline-three engine produces 94 bhp and 87 Nm of torque, making it perfect for off-road escapades in rough terrain and long journeys.

    Why Choose It?

    •   Adjustable suspension for varied terrains
    •   Multiple riding modes and TFT display
    •       Rugged build for off-road adventures

    7. Harley-Davidson Sportster S

    Price: Rs.18.79 lakh (approx.)

    When talking of bikes, how could Harley Davidson not come into the picture? Harley’s Sportster S brings a modern twist to classic cruisers. With its 1250cc V-twin engine delivering 121 bhp, this bike is built for riders who value comfort and style.

    Why Choose It?

    •   TFT touchscreen display with connectivity
    •   Lightweight chassis for easier handling
    •       All-LED lighting system

    8. Honda CBR1000RR-R Fireblade

    Price: Rs.23.56 lakh (approx.)

    This superbike is a beast on the track, boasting a 999cc inline-four engine that delivers 217 bhp and 113 Nm of torque. It’s lightweight, agile, and packed with top-tier electronics.

    Why Choose It?

    •   Aerodynamic design with winglets
    •   Quick shifter and cornering ABS
    •       Advanced performance features

    9. KTM 890 Adventure

    Price: Rs.11.5 lakh (approx.)

    The KTM 890 Adventure is perfect for riders who crave versatility. It's equally comfortable on city streets and rugged trails, powered by an 889cc parallel-twin engine with 105 bhp and 100 Nm of torque.

    Why Choose It?

    •   Adjustable suspension for a smooth ride
    •   Lightweight frame and off-road capability
    •     Intuitive TFT display

    Conclusion

    The bikes above 650cc in India have a lot to offer. From adrenaline-pumping speedsters to rugged adventurers, these machines cater to every riding style and preference.

    While purchasing a premium motorcycle is a thrilling experience, ensuring adequate bike insurance is equally important. A comprehensive insurance policy provides financial protection against damages, theft and third-party liabilities, allowing you to enjoy your ride without worries. When selecting insurance, compare policies to find the best coverage for your best 650cc bike.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best Bikes Under 80000 in India 2025

    by Almog Ramrajkar | Apr 07, 2025

    The Indian two-wheeler market is a centre for innovation and efficiency, working to provide for riders from all walks of life. The year 2025 is expected to see the release of a new range of motorcycles featuring thrilling designs and impressive features. For those seeking a dependable and budget-friendly option, bikes under ₹80,000 offer the perfect blend of performance, mileage, and affordability.

    In this guide, we’ve listed the best bikes under ₹80,000. From impressive fuel economy to high-tech features, each of these models promise high performance without compromising on quality or style.

    Read on to explore the best bikes under 80000 to help you plan for your next purchase.

    List Of Best Bikes Under 80000

    Some of the top contenders in the under-₹80,000 price bracket are as follows:

    1. Hero Passion Plus

    This high-tech 97.2 cc engine-powered two-wheeler is an efficient option. Delivering a power output of 5.9 kW @ 8000 rpm and 8.05 Nm @ 6000 rpm torque, the Hero Passion Plus provides riders with a smooth and reliable driving experience.

    With decent mileage and an 11-litre fuel tank capacity, it allows you to cover extra miles without frequent refuelling. The 80/100-18 front and rear tyres ensure maximum stability for a safe and comfortable ride.

    This model is available in a single variant, the Passion Plus 13S Drum Brake, and comes in four exciting colour options.

    Specifications and Features:

    • Mileage: 60 kmpl
    • Engine:2 cc
    • Top speed: 85 km/hr
    • Tyres: Tubeless
    • Fuel capacity: 11 L
    • Speedometer: Analogue
    • Starting: Air Cooled
    1. TVS Fiero 125

    The TVS Fiero 125 is a well-known and popular motorcycle that is celebrated for its exceptional performance and advanced technology. Blending style, power, and efficiency, it’s sure to turn heads wherever you ride.

    Powered by a 124.8cc engine, the Fiero 125 delivers a notable power output of 11.2 bhp @ 7,500 rpm and a torque of 11.2 Nm @ 6,000 rpm, offering riders a thrilling and adaptive experience. Its large fuel tank capacity ensures extended rides with fewer stops, making it ideal for both city commutes and highway adventures.

    Equipped with a high-performance disc braking system, the bike offers superior control and safety. These features and its ability to handle rough terrains provide riders with a smooth, stable, and comfortable experience. The TVS Fiero 125 is available in a single variant, the Fiero 125 Standard.

    Specifications and Features:

    • Mileage: 67 kmpl
    • Engine:8 cc
    • Cooling system: Air cooled
    • Ignition: Digital
    • Body type: Commuter
    • Transmission: Manual
    • Gear Box: 5 Speed
    • Suspension Front: Telescopic front fork
    • Suspension Rear: Monoshock
    1. Hero Splendor Plus Xtec

    The Hero Splendor Plus Xtec is an excellent choice for anyone seeking a technologically advanced and dependable two-wheeler. This motorcycle offers a superior riding experience, supported by its high-tech features and specifications. With a power output of 7.91 bhp @ 8000 rpm, it delivers a unique combination of performance and style that’s sure to turn heads wherever it goes.

    The Hero Splendor Plus Xtec is available in two variants:

    • Splendor Plus Xtec Drum
    • Splendor Plus Xtec Disc

    Specifications and Features:

    • Mileage: 60 kmpl
    • Engine:2 cc
    • Top speed: 87 km/hr
    • Tyres: Tubeless
    • Fuel capacity: 9 L
    • Speedometer: Digital
    • Starting: Electric start

     

    1. Bajaj CT 125 X

    The Bajaj CT 125 X features advanced specifications and is regarded as one of India's most popular two-wheelers. Its efficient and powerful 124.4 cc engine produces 10.7 bhp @ 8000 rpm and 11 Nm @ 5500 rpm torque, delivering a strong and smooth performance.

    The bike offers a respectable mileage of 60 kmpl, ensuring a superior riding experience. Coupled with an 11-litre fuel tank capacity, it provides a commendable driving range. The Bajaj CT 125 X also has impressive braking and suspension features, enabling smooth navigation even on rough terrains. Additionally, its enhanced and robust braking system ensures maximum control for a safe and enjoyable ride.

    Bajaj CT 125 X has two different variants, including;

    • CT 125 X Drum
    • CT 125 X Disc

    Specifications and Features:

    • Mileage: 60 kmpl
    • Engine:4 cc
    • Top speed: 95 km/hr
    • Tyres: Tubeless
    • Fuel capacity: 11 L
    • Speedometer: Analogue
    • Starting: Kick and self-start
    • Cooling system: Air cooled
    • Tyres: Tubeless
    • Wheel type: Alloy
    • Body type: Commuter
    • Transmission: Manual
    1. Honda CD 110 Dream

    This Honda model is among the most reliable commuter bikes in the Indian market, offering a comfortable experience for everyday urban rides. It is also one of the most affordable and durable bikes, featuring practical elements that ensure fuel efficiency on both short and long distances.

    Whether navigating city streets or covering long distances, you can trust this two-wheeler to deliver a smooth ride with excellent mileage. With a maximum output of 8.67 horsepower at 7500 rpm and 9.30 Nm of torque at 5500 rpm, the engine provides enough power for daily commuting without sacrificing fuel efficiency. Additionally, the model includes a modern suspension system for effortless riding, complemented by an advanced braking system for added safety.

    The motorcycle also features a durable build, a well-cushioned seat, and a streamlined fuel tank. Its user-friendly design ensures ease of use, convenience, and a comfortable riding experience.

    It has one available variant, namely CD 110 Dream Deluxe.

    Specifications and Features:

    • Mileage: 65 kmpl
    • Engine: 110 cc
    • Top speed: 86 km/hr
    • Tyres: Tubeless
    • Fuel capacity:1 L
    • Speedometer: Analogue
    • Starting: Kick and self-start
    • Cooling system: Air cooled
    • Wheel type: Alloy
    • Body type: Commuter
    • Transmission: Manual

     

    1. Bajaj Platina 100

    The Bajaj Platina 100 is one of the best-priced bikes in its category. It stands out as an entry-level, budget-friendly commuter motorcycle, offering comfortable rides and exceptional fuel efficiency. Its robust build and practical design are well-suited for riders who frequently commute.

    Powered by a 102 cc engine with a 4-Stroke, DTS-i, single-cylinder configuration, it delivers 7.77 bhp at 7,500 rpm and an impressive 8.3 Nm of torque at 5,500 rpm, making it ideal for daily commutes.

    The Bajaj Platina 100 is available in one variant: the Platina 100 ES Drum-2021.

    Specifications and Features:

    • Mileage: 75 kmpl
    • Engine: 102 cc
    • Top speed: 90 km/hr
    • Tyres: Tubed
    • Fuel capacity: 11 L
    • Speedometer: Analogue
    • Starting: Electric start

     

    1. Honda Shine 100

    The Honda Shine 100 is a perfect blend of style and functionality. Users appreciate how it combines both aesthetic appeal and practicality. The two-wheeler boasts a sleek design and modern features, including an analogue-digital instrument cluster.

    Highly reliable and durable for daily use, the bike has a solid build and starts effortlessly. It is powered by a 100 cc engine that delivers 7.5 bhp at 7,500 rpm and 8.05 Nm of torque at 5,000 rpm, making it a dependable choice for everyday commuting.

    Specifications and Features:

    • Mileage: 65 kmpl
    • Engine: 100 cc
    • Top speed: 85 km/hr
    • Tyres: Tubed
    • Fuel capacity: 9 L
    • Speedometer: Analogue
    • Starting: Self and Kickstart
    • Cooling system: Air cooled
    • Wheel type: Alloy
    • Body type: Commuter

    Conclusion

    The year 2025 promises to be an exciting one for motorcycle enthusiasts in India, with the arrival of unique and thrilling new bikes. The range of motorcycles under ₹80,000 showcases diverse styles, high performance, and quality to suit various types of riders. From beginners to experienced enthusiasts, there is a model to match every preference.

    Remember, regardless of your level of experience, it’s wise to protect your investment with the right bike insurance online and comply with all legal requirements. A suitable plan will provide financial coverage in the event of accident, theft, or damage from wear, ensuring the longevity of your bike and allowing you to enjoy it for years to come.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • RTO Form 4: How to Download & Fill

    by Almog Ramrajkar | Apr 04, 2025

    According to the Motor Vehicles Act of 1988, it is essential to have a driving licence for two-wheeler and four-wheeler vehicles in India. One of the most vital documents in this process is RTO Form 4, which is important while applying for a driving licence.

    It is illegal to drive a motor vehicle in India if you do not have a driving licence. Therefore, to obtain it, you must follow certain procedures. You must apply for a learner’s licence first, and then after a month of its issuance, you can apply for a permanent driving licence.

    In this blog, we look at step-by-step methods on how to download the form, fill it out and submit it efficiently.

    What is RTO Form 4?

    Form 4 is a legal document that must be filled and submitted at the Regional Transport Office to apply for a driving licence in India. This application validates that the person can legally drive a motor vehicle within the boundaries of the country. Without RTO Form 4, it is impossible for you to obtain a driving licence. 

    Form 4 verifies the identity of the person and their appearance during the driving test. Remember, applicants must be 18 years or above to apply for a driving licence. 

    How to Fill RTO Form 4?

    Filling out RTO Form 4 accurately is essential for a hassle-free experience while applying for a driving licence. It has three categories:

    • The first part consists of the licensing authority’s address, type of vehicle and a box to attach your passport-size image. 
    • In the second part, you’ll need to fill in your personal details. 
    • The third part consists of a certificate of driving competency. 

    Here’s a step-by-step guide: 

    • Write down the address of the RTO, attach your passport-size photograph, and select the vehicle type for which you’re applying for a licence. 
    • Point 1, 2 and 3 requires your name, your father/husband’s name and permanent address. 
    • In case you’re residing at a temporary address, mention that in point 4, include the period of stay at the current location in point 5.
    • Fill your date and place of birth in point 6 and 7. 
    • People born outside India should mention their year of migration in point 8. 
    • Point 9 requires your educational qualifications. 
    • In point 10, mention two visible identification marks (birthmarks, moles on face, arms or legs). 
    • Mention your blood group in point 12. 
    • Point 13 requires you to mention if you already have a valid driving licence. If yes, you need to specify the vehicle category.
    • Enter information regarding the dates of all convictions that were ordered on any permits in your name in point 14.
    • In point 15, mention if you have been previously disqualified from obtaining a driving licence. If yes, state the reason in the second line.
    • Mention your physical fitness evaluation from a driving test in point 16. Mention the date, name of the testing authority, and the result.
    • Point 17 needs you to mention if you have submitted three passport-size photographs. 
    • In point 18, include the date and name of the issuing authority about your learner’s licence.
    • Mention the name and address of the driving school in point 19, if you have a driving certificate.
    • In point 20, you need to mention if you had submitted a parent/guardian consent form while applying for a learner's licence. Similarly, in point 21, mention if you provided a medical fitness certificate when the learner’s licence was issued. 
    • In point 22 and 23, mention whether you were excused from the medical and preliminary exam according to Rule 6 and Rule 11(2) of the Central Motor Vehicles Rules, 1989. 
    • Mention the fees paid while applying for a driving license in point 24. 

    The RTO official will sign the form, mentioning the date and registration number of the vehicle used for the exam. You must also sign here.

    Once the application is accepted, you will be informed via email or called at the RTO for further verification. 

    How to Download Form 4?

    Downloading the RTO Form 4 is quite simple with these steps:

    1. Visit the site- https://parivahan.gov.in/parivahan//en/content/download-forms
    2. Under the Driving Licence section, choose ‘Application for Licence to Drive’, and click on Form 4.
    3. Once redirected to Form 4, click on the download option. 

    Documents Required for Form 4

    You must attach the following supporting documents while filling out the RTO Form 4 to verify your application:

    Identity Proof

    Aadhaar card, Voter’s ID card, Passport, PAN card, Ration card

    Address Proof

    Aadhaar card, Electricity bill, Passport, Ration card, Telephone bill, Voter’s ID card

    Age Proof

    Birth Certificate, Affidavit from Executive or Judiciary Magistrate

    Qualification Proof

    Copy of Board/University certificates. 

     

    Conclusion

    One of the most important processes when applying for a driving licence is completing the RTO Form 4. Accurately completing the form and submitting it successfully helps verify personal details and eventually prepare for the driving test. Always ensure the details are accurate and the attached documents are complete to prevent any errors or delays at the RTO.

    While applying for a driving licence, don’t overlook the importance of maintaining an up-to-date car insurance policy. A valid insurance policy not only protects you financially but also ensures compliance with legal requirements.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Best value bikes under 1.5 lakh featuring dual-channel ABS

    by Almog Ramrajkar | Mar 21, 2025

    Choosing the perfect bike can be exciting yet overwhelming, especially when you're on a budget. Safety should always be a top priority when making your selection. If you're looking for an affordable bike that doesn't compromise on safety features, you're in the right place.

    This blog looks at some of the best dual-channel anti-lock braking system (ABS) bikes under 1.5 lakh. If you want an ABS bike under 1 lakh, consider single-channel models.

    List of bikes under ₹1.5 lakh with dual channel ABS

    ABS is one of the most important features of modern motorcycles. Single-channel ABS supports front-wheel braking, while a dual-channel handles both front and back wheels.

    An ABS system ensures the wheels do not lock up during emergency braking, especially on slippery or wet roads. The anti-lock mechanism increases the stopping power but reduces the braking distance, preventing skidding and improving rider control and safety.

    The following are some dual-channel ABS bikes under ₹1.5 lakh, each offering exceptional features, affordability, and safety. Please note that the prices listed are approximate.

    1.   Bajaj Pulsar NS200

    Price: ₹1.58 lakh (approx.)

    Engine: 199cc

    Power: 24.5 PS

    Torque: 18.74 Nm

    Features:

    • The bike features a 6-speed gearbox, offering smooth gear shifting.
    • Dual-channel ABS provides improved braking safety.
    • The front suspension includes upside-down forks, enhancing handling.
    • The bike has a full LED lighting system, including headlamps and DRLs.
    • The instrument cluster comprises a digital speedometer, trip meter, and analogue tachometer.

     

    2.   Bajaj Pulsar N250

    Price: ₹1.49 lakh (approx.)

    Engine: 249cc

    Power: 24.1 PS

    Torque: 21.5 Nm

    Features:

    • The suspension includes upside-down forks (USD) and a Nitrox mono-shock for better handling.
    • Braking is handled by dual-channel ABS with front and rear petal discs for improved safety.
    • The digital console is Bluetooth-connected and offers turn-by-turn navigation.
    • Traction control, assist, slipper clutch, and larger tyres enhance grip and safety.
    • The aerodynamic design features LED projector headlamps and updated graphics for a modern look.

     

    3.   TVS Apache RTR 160 4V

    Price: ₹1.24 lakh (approx.)

    Engine: 159cc

    Power: 17.31 PS

    Torque: 14.73 Nm

    Features:

    • The bike accelerates from 0-60 km/h in 4.8 seconds.
    • It has a telescopic front fork and mono-shock rear suspension.
    • Disc brakes are available, with the option of dual-channel ABS.
    • The design showcases sharp, aggressive styling with LED DRLs.
    • It features SmartXonnect for Bluetooth connectivity and turn-by-turn navigation.

     

    4.   Bajaj Pulsar N160

    Price: ₹1.34 lakh (approx.)

    Engine: 164.82cc, oil-cooled

    Power: 15.68 bhp

    Torque: 14.65 Nm

    Features:

    • The bike features dual-channel ABS with 300mm front and 230mm rear discs for enhanced braking performance.
    • It has telescopic front forks and an advanced monoshock rear for improved suspension.
    • The bi-functional LED projector headlamp improves visibility while riding.
    • Love this bike for Bluetooth connectivity, a gear position indicator, and a mobile charging port are included for convenience.
    • The design is sleek, with aggressive styling and an ergonomic seat height of 795mm for comfort.

     

    5.   Royal Enfield Hunter 350

    Price: ₹1.49 lakh (approx.)

    Engine: 349cc

    Power: 20.2 bhp

    Torque: 27 Nm

    Features:

    • The design is retro-inspired with modern ergonomics and a 790mm seat height for comfort.
    • Dual-channel ABS, 300mm front and 270mm rear discs ensure safety.
    • The 17" alloy wheels with tubeless tyres offer easy manoeuvrability.
    • The bike features a digi-analog instrument cluster and is compatible with Royal Enfield Tripper navigation.

     

    6.   Hero Xtreme 160R

    Price: ₹1.11 lakh (approx.)

    Engine: 163cc

    Power: 14.79 PS

    Torque: 14 Nm

    Features:

    • The bike has 276mm front and 220mm rear petal discs and dual-channel ABS for improved braking performance.
    • It features a telescopic front suspension and an adjustable mono-shock rear for better ride quality.
    • The sleek design includes an LED headlight, a tail lamp, and a sporty muffler cover.
    • The technology consists of an inverted LCD screen and Bluetooth connectivity.
    • It offers wide rear tyres and a new, comfortable pillion seat.

    Conclusion

    There are several excellent motorcycles available under ₹1.5 lakh that feature dual-channel ABS, offering both a thrilling riding experience and enhanced safety, particularly during emergencies. Whether you're drawn to sporty looks, style, or something in between, always prioritise safety when making your choice.

    It’s essential to remember that while these bikes offer great value for money, each has strengths and unique features. Choosing the right one ultimately depends on your riding style, performance preferences, and safety needs. Additionally, it's important to consider getting bike insurance for damage coverage in case of accidents, theft or loss. This ensures you can ride without worrying about the financial fallout from worst-case scenarios.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Best Cruiser Bikes Under 1.5 Lakhs: Budget Guide 2025

    by Almog Ramrajkar | Mar 21, 2025

    Cruiser bikes are perfect for riders who love comfortable long rides on stylish, classy motorcycles. Slightly different from sports motorcycles, these bikes are known for their relaxed seating position, smooth handling, and strong build. In India, the market is packed with a variety of cruiser bikes catering to different preferences and budgets.

    Here's a detailed guide to help you find the perfect  . These cruisers are designed to make any trip a joy ride.

    List of Best Cruiser Bikes Under 1.5 Lakhs

    Cruiser bikes under ₹1.5 lakhs offer a variety of features that cater to both performance and style. These bikes are made for comfort and endurance, with features like powerful motors that promise exhilarating rides and chic styles. Every option is trusted across parameters, whether it's up-to-date technology, fuel efficiency, mileage, or sturdy structure.

    Discover a smooth and fulfilling riding experience as you choose your ideal cruiser bike under 1.5 lakh:

    1. Royal Enfield Hunter 350

     

    • Price: ₹1.49 to 1.75 lakhs (approx.)
    • Engine: 349cc
    • Mileage: 36 kmpl
    • Fuel Type: Petrol

     

    The Royal Enfield Hunter 350 is a dashing favourite. It features a 5-speed gearbox and a 13-litre fuel tank. The motorcycle has disc brakes at both ends and has a kerb weight of about 177 kg. Design highlights include a shorter wheelbase, lighter overall weight, and tighter geometry for enhanced manoeuvrability. The bike’s digi-analog instrument cluster retains the charm of the analogue era with the functionality required today.

     

    2. TVS Ronin 225

     

    • Price: ₹1.35 to 1.72 lakhs (approx.)
    • Engine: 225cc
    • Mileage: 42 kmpl
    • Fuel Type: Petrol

     

    The TVS Ronin is equipped with a 5-speed gearbox, 14-litre fuel tank, and assist-and-slipper clutch. The overall frame is double-cradle split synchro stiff for a relaxed riding posture and enhanced comfort. Design highlights include a digital instrument cluster, LED lighting, and a matt black muffler guard.

     

    3. Keeway SR125

     

    • Price: ₹1.20 lakhs onward (approx.)
    • Engine: 125cc
    • Mileage: 50 kmpl
    • Fuel Type: Petrol

     

    The Keeway SR125 features a 5-speed transmission and a chain drive system. The bike has a fuel tank capacity of 14.5 litres and a kerb weight of 120 kg. The seating design is ergonomic, with a wheelbase of 1,285 mm and a seat height of 780 mm. The SR125 is equipped with telescopic front forks and preload adjustable dual rear shocks. Braking is managed by a 300 mm front disc and a 210 mm rear disc, complemented by a Combined Braking System (CBS).

     

    4. Bajaj Avenger Street 160

     

    • Price: ₹1.18 lakhs onward (approx.)
    • Engine: 160cc
    • Mileage: 45 kmpl
    • Fuel Type: Petrol

     

    Among the best cruiser bikes under 1.5 lakhs, the Bajaj Avenger Street 160 is a sleek, high-impact machine. Best suited to busy urban settings, it features a 5-speed gearbox and a 13-litre fuel tank. The motorcycle has telescopic front forks with a double anti-friction bush and a 5-step adjustable twin shock absorber at the rear. Braking capacity is handled by a 280 mm front disc with single-channel ABS and a 130 mm rear drum brake.

     

    5. Bajaj Avenger Cruise 220

     

    • Price: ₹1.45 lakhs onward (approx.)
    • Engine: 220cc
    • Mileage: 40 kmpl
    • Fuel Type: Petrol

     

    The Bajaj Avenger Cruise 220 is designed for comfort with a low-slung, wider seat and upright handlebars. The cushioned backrest enhances comfort for both the rider and the pillion. The motorcycle features a 5-speed gearbox and a 13-litre fuel tank. Safety is addressed with a 280 mm front disc brake equipped with single-channel ABS and a 130 mm rear drum brake.

     

    6. Kawasaki W175

     

    • Price: ₹1.22 onwards (approx.)
    • Engine: 177cc
    • Fuel Type: Petrol

     

    The lightweight, retro-styled 2024 Kawasaki W175 is designed for the quintessential Indian urban rider. It has a 5-speed transmission and time-saving fuel injection system. The bike features a 30 mm telescopic front fork and dual rear shocks, providing a comfortable ride.

     

    7. Keeway SR 250

     

    • Price: ₹1.49 lakhs onward (approx.)
    • Engine: 223cc
    • Mileage: 36 to 40 kmpl
    • Fuel Type: Petrol

     

    The Keeway SR 250 is a neo-retro motorcycle designed for daily use. The bike has a dry weight of 125 kg and a tank capacity of 14.5 litres. The SR 250 is equipped with telescopic front and rear suspension, a 300 mm front disc brake, a 210 mm rear disc brake, and dual-channel ABS.

    Conclusion

    Choosing the best cruiser bike under ₹1.5 lakh depends on your individual needs and preferences, but you'll find plenty of options that meet various criteria. Whether you prioritise engine power, mileage, or aesthetic styling, there's a wide variety within this budget range. Don’t forget to secure bike insurance to protect your investment; it provides financial support in case of accidents or theft. With the right insurance policy, you can enjoy your rides with peace of mind.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Full Helmets Vs Half Helmets: A Comprehensive Guide to Choosing the Right One for You

    by Almog Ramrajkar | Mar 21, 2025

    Helmets are crucial for your safety. They keep your head and face protected while riding, and can be a lifesaver in case of accidents. When it comes to helmets, there are two major options available: full helmets and half helmets.

    It is important to understand their differences so that you can make an informed decision for your safety.

    In this blog, we’ll delve into the features, advantages, and disadvantages of full helmets vs half helmets, offering a comprehensive comparison to aid you in making the best choice for your riding needs. 

    What is full helmet?

    Otherwise known as a full-face helmet, a full helmet covers the whole head, including the face, jaw, and chin. It typically has a solid outer shell made from durable materials like polycarbonate or fibreglass. It features a padded interior for impact absorption as well as comfort. The whole helmet completely protects the head, making it popular among safety-conscious bikers.

    Advantages of full face helmets

    Let us understand the benefits of using full-face helmets:

    • Enhanced Protection: Full helmets give maximal protection as they cover the entire head and face. Notably, they feature a chin bar that shields both the chin and the jaw in the event of a crash.
    • Impact Absorption: The combination of a cushioned interior and a firm outer shell serves to absorb impact. This mitigates the risk of serious head injuries.
    • Aerodynamic Design: To reduce wind resistance and drag, full helmets are designed to be aerodynamic. This adds to comfort and functionality during rides.
    • Integrated Visor: Most full helmets have an integrated visor that shields the eyes from the elements—wind, debris, harmful ultraviolet radiation, etc. This helps to enhance visibility while riding, adding to the safety of the rider.

    Disadvantages of full face helmets

    Let us dive into the disadvantages of full-face helmets:

    • Restricted Peripheral Vision: Although full helmets offer good overall visibility, they can limit peripheral vision and make it harder to see vehicles on the side or any obstacles on the road.
    • Heat and Discomfort: Full helmets trap heat and sweat, causing discomfort to riders during summers.
    • Communication Challenges: It may be difficult to communicate with other vehicles on the road, or even hear surrounding sounds. This is because the helmet’s enclosed design reduces sound audibility.

    What is half helmet?

    Also known as an open-faced helmet, a half helmet provides protection for the upper and back parts of the head, while leaving the face exposed.

    It generally has a lighter and more ventilated design, which makes it a favoured option for riders who prefer a more ventilated helmet option.

    Advantages of half helmet

    Half helmets have certain advantages, they are:

     

    • Greater Visibility: Half helmets provide riders with a wider range of view to make it easier to scan their surroundings.
    • Enhanced Airflow: The open style does not trap heat and sweat, and keeps riders cool in summers as it allows for better airflow.
    • Easier Communication: As the face is exposed, riders can communicate more easily with others. This makes it particularly suitable for group rides.
    • Easy for Riders with Glasses: Half helmets do not interfere with the eyewear because of their open design. Hence, they are often more convenient for riders who wear glasses.

    Disadvantages of half helmet

    There are certain disadvantages of half helmets, let’s discuss them here:

    • Reduced Protection: The most vulnerable areas, face and chin, are left exposed and are therefore less protected.
    • Increased Exposure to Elements: Riders in half helmets are more exposed to wind, dust, and debris, causing discomfort and distraction.
    • Higher Noise Levels: Half helmets offer less noise reduction compared to full helmets and pose a safety concern due to the lack of protection for the face.
    • Lack of Integrated Visor: Riders have to use separate eye protection and this may be uncomfortable.

    Full helmet vs half helmet: Which one is better?

    In the end, the choice between a half helmet vs full helmet depends on your riding style and preference. If you prioritise safety, then you should go for a full helmet, as it offers superior protection and impact absorption. Moreover, it is perfect for longer rides or high-speed travel where the risk of accidents is greater.

    On the other hand, a half helmet may be a better pick if you enjoy taking leisurely rides in warm weather and prefer a more open design. It is more convenient for short trips and offers great airflow and visibility. However, riders should be aware of the greater risk associated with it.

    Conclusion

    Safety considerations and personal preference are the major factors to consider while deciding between a full helmet or a half helmet. Regardless of your choice, it is important to understand that safety gear is just one part of protecting yourself on the road. Having proper bike insurance is equally important. Good insurance helps cover bike repair costs, offering you financial protection in case of accidents, loss or theft. Therefore, investing in a proper helmet as well as bike insurance ensures complete protection so that you can ride freely.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best Adventure Bikes Under 2.5 Lakhs: Top Options 2025

    by Almog Ramrajkar | Mar 20, 2025

    Adventure biking has become a growing trend in India with many enthusiasts seeking a versatile motorcycle capable of tackling both urban roads and rugged terrains. Adventure bikes are strong, reliable and suitable for off-road travel. For those who wish to explore the thrill of adventure biking without going over budget, there are excellent options available within the ₹2.5 lakh segment. In this blog, we’ll look at some of the  , detailing their features, specifications, and suitability for riders.

    List Of Best Adventure Bikes Under 2.5 Lakhs

    The following are some of the best cruiser bikes under INR 2.5 lakh:

    1.     KTM 250 Adventure

    The KTM 250 Adventure is a highly capable bike in the adventure category, renowned for its performance and reliability. Starting at ₹2.4 lakh (approx., ex-showroom), it provides a well-balanced combination of power and specifications.

    • Engine and Performance: It is powered by a 249cc liquid-cooled, single-cylinder engine that produces 26.1 bhp and 24 Nm of torque. The bike’s 6-speed gearbox ensures smooth transitions and excellent performance on highways and off-road trails.
    • Key Features: The KTM 250 Adventure is equipped with off-road ABS for enhanced braking safety. It also has a 14.5-litre fuel tank that provides a decent range for long rides.
    • Design and Build: Its rugged build, 200 mm ground clearance, and kerb weight of 177 kg make it an excellent choice for off-road adventures while also ensuring easy handling in urban environments.

     

    2.     Suzuki V-Strom SX 250

    The Suzuki V-Strom SX 250 is a recent addition to Suzuki’s adventure bike segment. It has quickly gained popularity for its versatility and reliability. Starting at ₹2.20 lakh (approx., ex-showroom), it combines the adventure-ready design of the V-Strom series with modern features.

     

    • Engine and Performance: The V-Strom SX 250 features a 249cc oil-cooled, single-cylinder engine that outputs 26.5 PS and 22.2 Nm of torque. This engine, paired with a 6-speed gearbox, ensures smooth performance for highway cruising and off-road trails.
    • Key Features: Equipped with dual-channel ABS, LED lighting, and an advanced digital instrument cluster with smartphone connectivity, it offers a premium experience. Its 12-litre fuel tank ensures sufficient range for long rides.
    • Design and Build: The bike's sturdy design, ground clearance of 205 mm, and lightweight frame (167 kg kerb weight) make it agile for both city commutes and rugged terrains.

     

    3.     Royal Enfield Scram 411

    For those who love the rugged capabilities of the Himalayan but seek a more street-focused design, the Royal Enfield Scram 411 is an ideal option. It’s priced at approximately ₹2.05 lakh (approx., ex-showroom).

     

    • Engine and Performance: The Scram 411 shares the same 411cc single-cylinder engine as the Himalayan, delivering 24.3 bhp and 32 Nm of torque. The engine is reinforced with a 5-speed gearbox that provides smooth performance for city rides and occasional off-road excursions.
    • Key Features: The bike has a 15-litre fuel tank, dual-channel ABS, and 200 mm of ground clearance. It is appropriate for mixed-use riding because of these attributes.
    • Design and Build: At 185 kg, the Scram 411 is slightly lighter than the Himalayan, making it more agile in urban conditions while retaining its off-road prowess.

     

    4.     Hero XPulse 200 4V

    The Hero XPulse 200 4V is one of the most affordable adventure bikes in India, priced between ₹1.51 lakh and ₹1.67 lakh (approx., ex-showroom). Despite its budget-friendly nature, it packs a punch in terms of features and usability.

     

    • Engine and Performance: It is powered by a 199cc oil-cooled, single-cylinder engine that produces 18.9 PS and 17.35 Nm of torque. The bike’s 5-speed gearbox ensures decent performance across various terrains.
    • Key Features: The XPulse 200 4V is equipped with single-channel ABS and a 13-litre fuel tank. Its 220 mm ground clearance and lightweight design (159 kg kerb weight) make it highly manoeuvrable.
    • Design and Utility: This bike is built for off-road adventures. It's long-travel suspension and rugged tyres. It also includes features like a fully digital instrument cluster with Bluetooth connectivity.

     

    5.     Honda CB200X

    Starting at ₹1.47 lakh (approx., ex-showroom), the Honda CB200X offers a unique combination of adventure styling and commuter-friendly performance. Starting at ₹1.47 lakh (approx., ex-showroom).

     

    • Engine and Performance: The bike is equipped with a 184.4cc single-cylinder engine that delivers 17.03 bhp and 15.9 Nm of torque. The 5-speed gearbox ensures smooth and consistent power delivery.
    • Key Features: The CB200X comes with single-channel ABS and a 12-litre fuel tank. It has a ground clearance of 167 mm, which is adequate for mild off-road trails and city rides.
    • Comfort and Design: With its lightweight build (147 kg kerb weight) and upright seating position, the CB200X is a comfortable bike for daily commutes and weekend getaways.

    Conclusion

    Adventure biking is no longer reserved for premium motorcycles. With several affordable options under ₹2.5 lakh, riders can now explore challenging terrains and scenic routes without stretching their budget.

    Choosing the right bike ultimately depends on your riding style, preferences, and budget. Whether you're an experienced adventurer or a beginner eager to explore, these affordable bikes offer the perfect introduction to the world of adventure biking. Remember, as you tackle unpredictable terrain, it’s wise to secure your journey with an appropriate bike insurance policy that can cover the costs of routine maintenance while also offering financial protection in the event of an accident or even theft.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Best Cruiser Bikes Under 10 Lakhs: Premium Guide 2025

    by Almog Ramrajkar | Mar 20, 2025

    Comfortable riding and mellow style are the hallmarks of cruiser bikes that make them a top choice for motorbike lovers. Are you looking to hit the highway without breaking the bank?

    This blog will explore the best cruiser bikes under 10 lakhs. These bikes combine functionality, convenience, and aesthetics to make you relish every ride. Whether you’re an experienced rider or a novice, there’s a cruiser for everyone in this price range. Many of these bikes offer impressive performance while also providing the comfort needed for long-distance rides.

    With their timeless design and ease of handling, these cruisers allow you to experience the thrill of the open road without compromising on style or comfort.

    List Of Best Cruiser Bikes Under 10 Lakhs

    The following are some top options for cruiser bikes under 10 lakh:

    ●       Royal Enfield Classic 350

    Price: ₹1.9 lakhs to ₹2.3 lakhs (approx.)

     

    Many cruiser bike lovers consider the Royal Enfield Classic 350 a timeless option. This motorcycle exemplifies classic biking through two key features: retro design and robust build. It runs on a 349cc engine, making it ideal for seamless, long-distance rides. Other great features of this ride are its comfortable seats, cool sound, and top-notch handlebars. The Classic 350 also offers excellent fuel efficiency, which adds to its appeal for both short commutes and long highway journeys. With its solid suspension system and smooth handling, it provides a relaxed and enjoyable ride, making it a favourite among both seasoned riders and beginners.

    ●       Bajaj Avenger Cruise 220

    Price: ₹1.45 lakhs (approx.)

     

    The Bajaj Avenger Cruise 220 is another popular pick for fans of cruiser bikes. This 220cc engine bike has great torque and functions efficiently. Its low-lying seat and wide handlebars offer a relaxed riding experience, which is excellent for long-distance journeys. In addition to its modern features, the Avenger Cruise 220 also features a stylish design, all in one affordable package, making it a top pick in the segment. Its durable build, smooth ride, and excellent handling make it an ideal option for riders who want both style and performance on the road.

    ●       Kawasaki Vulcan S

    Price: ₹7.1 lakhs (approx.)

     

    If you're in search of something that turns heads, then the Kawasaki Vulcan S might be the bike you’re looking for. This motorcycle has a distinct design that sets it apart from conventional cruisers. With its high-impact 649cc engine, it generates sufficient power for both city cruising and highway rides. Additionally, the Vulcan S accommodates riders of varying heights with its adjustable ergonomics, allowing everyone to find a comfortable and personalised seating position.

    ●       Honda Rebel 500

    Price: ₹4.5 lakhs onwards (approx., expected)

     

    If you're looking for a contemporary take on the classic cruiser style, the upcoming Honda Rebel 500 is the perfect choice. Its 471cc parallel-twin engine strikes an excellent balance between power and efficiency. Both seasoned and novice riders will find this lightweight motorcycle easy to handle. It also features comfortable seats for a relaxed riding position. With its modern design, smooth performance, and user-friendly features, the Honda Rebel 500 is ideal for anyone seeking a stylish yet practical cruiser for everyday use and long rides.

    ●       TVS Ronin

    Price: ₹1.35 lakhs to ₹1.72 lakhs (approx.)

    This 255cc motorcycle is perfect for city cruising and weekend getaways. Its contemporary styling and features—such as LED lighting and a digital instrument cluster—make it a favourite among tech-savvy riders. For younger riders seeking style, performance, comfort, and ease of operation, the Ronin is one of the top choices. Its lightweight design and smooth handling further enhance its appeal, making it ideal for both daily commuting and leisurely rides. Whether navigating city streets or exploring nearby routes, the Ronin offers a versatile, enjoyable riding experience for riders of all skill levels.

    ●       Yamaha XSR155

    Price: ₹1.8 lakhs (approx., expected)

     

    Equipped with a 155cc engine that delivers high performance and agility, the Yamaha XSR155 is an upcoming lightweight cruiser, expected to be favoured by younger riders. Inspired by vintage culture and powered by modern technology, it appeals to urban riders. Its easy-to-handle design makes it perfect for novice riders. The XSR155 is set to be an exciting, budget-friendly option, combining classic aesthetics with contemporary features to offer a unique riding experience. Whether you're a city commuter or a weekend explorer, this bike promises to deliver a smooth, enjoyable ride.

    Conclusion

    Finding a cruiser two-wheeler within a budget of 10 lakhs is easier than you might think. With a variety of options available, you can find a bike that meets your specific requirements and budget.

    When choosing a cruiser bike, it’s important to consider factors such as engine size, agility, comfort, and design.

    Additionally, securing comprehensive bike insurance is an essential part of the buying process. It not only safeguards your new cruiser against damages but also offers protection in the event of accidents, theft, or natural disasters. A comprehensive policy covers both own damage and third-party liabilities, including bodily injuries or property damage caused to others. This ensures you're financially protected, making your experience on the road safer and more enjoyable.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best Cruiser Bikes Under 5 Lakhs: Luxury Rides 2025

    by Almog Ramrajkar | Mar 20, 2025

    Cruiser bikes are a favourite among bike enthusiasts. Their comfort, style, and long-distance capabilities make these motorcycles unique. Cruiser bikes come with powerful engines and designs meant for relaxed riding positions, irrespective of whether you’re on a ride through a city or on a long-distance adventure.

    The good news is that you don’t have to go over budget to own one, as there are several options available in different price ranges.

    Read on to explore some of the best cruiser bikes under 5 lakhs.

    List of Best Cruiser Bikes Under 5 Lakhs

    Several excellent bike options under INR 5 lakh combine style, power, and value for money. Here’s a curated list of sleek models to help you find your perfect ride:

     

    1. Honda Hness CB350

     

    • Price: ₹2.1 Lakhs onward (approx.)
    • Engine: 348 CC
    • Mileage: 35 to 45 kmpl

     

    The Honda CB350 runs on a 348.36cc air-cooled, single-cylinder engine, delivering 15.5 kW at 5,500 rpm with 30 Nm of torque at 3,000 rpm. It features a 5-speed gearbox and a 15-litre fuel tank. The motorcycle has disc brakes on both ends, dual-channel ABS, and rides on alloy wheels with tubeless tyres. The CB350 also includes a digital-analogue instrument cluster and full LED lighting.

     

    1. Royal Enfield Interceptor 650

     

    • Price: ₹3.03 Lakhs onward (approx.)
    • Engine: 64b CC
    • Mileage: 23 kmpl

     

    The Royal Enfield Interceptor 650 is a modern classic motorcycle that combines retro styling with contemporary performance. The bike runs on a 648cc air/oil-cooled, parallel-twin engine generating 52 Nm of torque at 5,250 rpm and 47.4 horsepower at 7,250 rpm, paired with a 6-speed gearbox. The bike features a 13.7-litre fuel tank, ensuring ample range for long rides. Its design includes a classic round headlamp, twin-pod instrument cluster, and a comfortable seat, all contributing to its timeless appeal.

     

    1. Royal Enfield Classic 350

     

    • Price: ₹1.99 Lakhs onward (approx.)
    • Engine: 349 CC
    • Mileage: 35 to 41 kmpl

     

    The Royal Enfield Classic 350 is a new iteration of the iconic 1950s design, blending classic aesthetics with contemporary performance. It is powered by a 349cc air-oil cooled, single-cylinder engine, delivering 27 Nm of torque at 4,000 rpm and 20.2 hp at 6,100 rpm, paired with a 5-speed gearbox. The motorcycle features a 13-litre fuel tank, ensuring ample range for long rides. Its design includes a classic round headlamp, a twin-pod instrument cluster, and a comfortable seat, all contributing to its timeless appeal.

     

    1. Harley Davidson X440

     

    • Price: ₹2.39 Lakhs onward (onwards)
    • Engine: 440 CC
    • Mileage: 35 kmpl

     

    Often touted as one of the best cruiser bikes under 5 lakhs, the Harley-Davidson X440 is a modern cruiser that combines classic styling with contemporary performance. It is powered by a 440cc single-cylinder, air-oil cooled engine, producing 38 Nm of torque at 4,000 rpm and 27 horsepower at 6,000 rpm. The bike uses a 6-speed transmission, optimised for both highway cruising and city commuting. The X440 features a 13.5-litre fuel tank, ensuring ample range for long rides.

     

    1. Triumph Speed 400

    • Price: ₹2.40 Lakhs onward (approx.)
    • Engine: 398 CC
    • Mileage: 30 kmpl

     

    The Triumph Speed 400 is a high-impact motorcycle that combines iconic styling with contemporary performance. It is powered by a 398.15cc liquid-cooled, single-cylinder engine, producing 40 PS at 8,000 rpm and 37.5 Nm of torque at 6,500 rpm. The engine has a 6-speed gearbox and features a slip clutch for smoother gear changes. The Speed 400 features a 13-litre fuel tank, ensuring ample range for long rides.

     

    1. Royal Enfield Bullet 350

     

    • Price: ₹1.73 Lakhs onward (approx.)
    • Engine: 349 CC
    • Mileage: 35 kmpl

     

    As every Royal Enfield fan will tell you, the Bullet 350 is timeless. The motorcycle’s latest model is part of the Royal Enfield heritage spanning over nine decades. The 349cc single-cylinder, air-cooled engine produces 27 Nm of torque at 4,000 rpm and 20.4 PS at 6,100 rpm, and is paired with a 5-speed manual gearbox. The widespread popularity of the Royal Enfield Bullet 350 comes as no surprise, thanks to its kerb weight of 195 kg and seat height of 805 mm, making it suitable for a wide range of riders.

     

    1. Jawa 42 Bobber

     

    • Price: ₹2.13 Lakhs onward (approx.)
    • Engine: 334 CC
    • Mileage: 30.56 kmpl

     

    The Jawa 42 Bobber is a stylish motorcycle that combines classic design with modern features. It is powered by a 334cc air-cooled engine producing 29.9 PS of power and 32 Nm of torque. The bike uses a versatile 6-speed manual transmission. Its kerb weight of 185 kg and seat height of 740 mm makes it suitable for various riders. It comes with a 12.5-litre fuel tank, offering a good range for longer rides.

     

    1. Royal Enfield Meteor

     

    • Price: ₹2.05 Lakhs onward (approx.)
    • Engine: 349 CC
    • Mileage: 42 to 41 kmpl

     

    The Royal Enfield Meteor 350 is powered by a 349cc air-oil cooled, single-cylinder engine producing 27 Nm of torque at 4,000 rpm and 19 horsepower at 6,100 rpm. The engine has a 5-speed gearbox and ops include electronic fuel injection for smooth power delivery. The bike is accessible for a range of riders due to its 191 kg kerb weight and 765 mm seat height. It comes with a 15-litre fuel tank, offering a good range for longer rides.

    Conclusion

    The best cruiser bikes under ₹5 lakhs come from a wide range of options suiting different preferences. Whether you prioritise aesthetics, tech, or ergonomics, every bike has an ideal balance of features.

    From the timeless appeal of Harley Davidson and Royal Enfield to the modern charm of Triumph and Jawa, these cruiser bikes deliver great value for money. As you choose the one that best fits your style, don’t forget to acquire appropriate bike insurance. A good insurance policy keeps you and your ride protected from financial strain in case of emergencies.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best Cruiser Bikes Under 3 Lakhs: Premium Picks 2025

    by Almog Ramrajkar | Mar 20, 2025

    Cruiser bikes have a charm of their own. Each combines comfort, power, and the iconic styling of its respective brand. They are your perfect companions whether you are heading out on a leisurely long ride or want a comfortable yet stylish bike for daily commutes. If you’re on a budget, here is our curation of the best cruiser bikes under 3 lakhs. With powerful engines and timeless designs ensuring ergonomic, relaxed riding postures, cruiser bikes are all about enjoying the journey as much as the destination.

    List of Best Cruiser Bikes Under 3 Lakhs

    Cruiser bikes are ideal for long rides and daily city travel because they combine comfort, style, and performance via distinctive features. The following are some of the best options:

     

    1. Royal Enfield Meteor 350

    • Price Range: ₹2.06 to 2.3 lakhs (approx.)
    • Engine: 349cc air/oil-cooled engine; 20.2 bhp; 27 Nm
    • Top Speed: 114 kmph
    • Mileage: 41.88 kmpl

     

    The Royal Enfield Meteor 350's powerful engine is paired with a 5-speed manual transmission. Its ergonomic design includes a split seat with backrest, forward-set footpegs, and raised handlebars for comfort. The semi-digital cluster integrates Tripper navigation with turn-by-turn directions. Safety features include dual-channel ABS and an LED headlamp.

     

    2. Honda CB350RS

     

    • Price Range: ₹2.15 to 2.19 lakhs (approx.)
    • Engine: 348 cc air-cooled, 4-stroke OHC single-cylinder engine; 15.5 kW; 30 Nm
    • Top Speed: 150 kmph
    • Mileage: 36 kmpl

     

    For more seamless gear shifting, the Honda CB350RS features a 5-speed gearbox with a slipper clutch and assist. The bike's half-duplex cradle frame and telescopic front suspension, along with the wider 150/70-17 rear tyre, enhance stability and handling. The bike also includes essential safety features like a dual-channel ABS and an emergency stop signal.

     

    3. Triumph Speed 400

     

    • Price Range: ₹2.4 lakhs (approx.)
    • Engine: 398.15 cc liquid-cooled, single-cylinder engine; 40 PS; 37.5 Nm
    • Top Speed: 160 kmph
    • Mileage: 34 kmpl

     

    The 2025 Triumph Speed 400 comes with a 6-speed gearbox and a slip clutch for smoother gear changes. The bike features a strong steel frame, inverted front forks, and rear monoshock equipment with adjustable preload, providing 130mm front and 120mm rear travel for a comfortable ride. Braking is managed by a 300mm front disc and 230mm rear disc, both equipped with ABS for added safety. It rides on 17-inch alloy wheels with 110/80 R17 front and 150/70 R17 rear tyres.

     

    4. Royal Enfield Goan Classic 350

     

    • Price Range: ₹2.35 to 2.38 lakhs (approx.)
    • Engine: 349 cc air-oil cooled, single-cylinder engine; 20.2 bhp; 27 Nm
    • Top Speed: 114 kmph
    • Mileage: 36.2 kmpl

     

    Among India’s best cruiser bikes under 3 lakhs, The Royal Enfield Goan Classic 350 is a stunning bike. Technical details include a 5-speed gearbox, 1,400mm wheelbase, 170mm ground clearance, and a comfortable 750mm seat height with raised handlebars. Weighing 197 kg, it has a 13-litre fuel tank, making it practical for long journeys.

     

    5. Harley-Davidson X440

     

    • Price Range: ₹2.4 to 2.79 lakhs (approx.)
    • Engine: 440 cc single-cylinder, air-oil cooled engine; 27 bhp; 38 Nm
    • Top Speed: 135 kmph
    • Mileage: 35 kmpl

     

    The Harley-Davidson X440 is equipped with 6-speed transmission optimised for both highway cruising and short travels within the city. The motorcycle's design includes a classic turtle tank, wide and flat handlebars for a commanding rider position, and a comfortable saddle-style seat suitable for long rides. The chassis comprises a KYB USD 43mm dual cartridge front fork and gas-filled twin rear shocks with 7-step preload adjustment, ensuring confident handling.

     

    6. Jawa Perak

     

    • Price: ₹2.13 lakhs (approx.)
    • Engine: 334 cc single-cylinder, liquid-cooled engine; 30.64 PS; 32.74 Nm
    • Top Speed: 140 kmph
    • Mileage: 34.05 kmpl

     

    The Jawa Perak is a bobber motorcycle with a distinctive floating seat design. Specs include electronic fuel injection, a 6-speed gearbox, 185 kg overall weight, and low-slung single seat. The Perak is equipped with telescopic front forks and a monoshock rear suspension, ensuring a comfortable ride.

     

    7. Honda Hness CB350

     

    • Price Range: ₹2.1 to 2.16 lakhs (approx.)
    • Engine: 348 cc air-cooled engine; 15.5 kW; 30 Nm
    • Top Speed: 125 kmph
    • Mileage: 45.8 kmpl

     

    The Honda CB350 is a classy-looking bike built with a half-duplex steel cradle frame. The bike features a pioneering assist slipper clutch, 5-speed gearbox, disc brakes at both ends, and a 15-litre fuel tank. Its kerb weight is 181 kg.

     

    8. Royal Enfield Bullet 350

     

    • Price Range: ₹1.74 to 2.16 lakhs (approx.)
    • Engine: 349 cc single-cylinder engine; 20.2 bhp; 27 Nm
    • Top Speed: 110 kmph
    • Mileage: 37 kmpl

     

    The regal-looking Royal Enfield Bullet 350 is a fan favourite, and this model has evolved over several decades. The bike includes a 5-speed gearbox and a 13-litre fuel tank. With a kerb weight of 195 kg, it is equipped with disc brakes at both ends.

    Conclusion

    The best cruiser bikes under ₹3 lakhs offer something for every kind of rider. Whether you’re looking for timeless classics or the latest modern marvel, you’ll easily find a model to suit your style and needs. Each of these motorcycles combines performance, comfort, and style, ensuring a smooth ride for both daily commutes and adventurous journeys.

    When you buy a new bike, it’s important to get the right insurance. Bike insurance protects you from unexpected mounting costs due to accident-related damages and theft. It’s also required by law in India, so make sure to choose a plan that suits your budget and needs.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best Cruiser Bikes Under 2 Lakhs: Top Performance & Value

    by Almog Ramrajkar | Mar 20, 2025

    Cruiser bikes are all about style, relaxed riding posture, and smooth performance. These bikes make perfect companions for riders who enjoy long-distance journeys or want a comfortable bike for daily commutes.

    If you’re searching for a cruiser bike under ₹2 lakhs, you’ll find many excellent ones that combine good looks, power, and value for money. In this guide, we’ll look at some of the best cruiser bikes under 2 lakh.

    List of Best Cruiser Bikes Under 2 Lakhs

    Are you on a budget but craving a stylish and powerful cruiser? Check out these top cruiser bikes under ₹2 lakhs, packed with great features and value:

     

    1. Royal Enfield Hunter 350

    The Royal Enfield Hunter 350 blends the brand’s rugged legacy with a more modern style. Powered by a 349.34 cc engine, it provides great performance. It is suitable for both city traffic and highway cruising. It offers a mileage of 36.2 kmpl and a top speed of 114 kmph. Priced between ₹1.74 lakh and ₹2.02 lakh (approx.), this bike offers solid value for its build quality and riding experience.

     

    1. TVS Ronin

    The TVS Ronin is an attractive cruiser with a 225.9 cc engine that delivers a smooth ride. It offers an impressive mileage of 42 kmpl, making it suitable for both city commutes and long journeys. With a top speed of 120 kmph, Ronin is a versatile choice for riders who want both power and fuel efficiency. Priced between ₹1.57 lakh and ₹2 lakh (approx.), it’s a stylish yet affordable option for cruiser lovers on a budget.

     

    1. Jawa 42

    The Jawa 42 is a bonafide head-turner with its retro design and modern performance. Powered with a 294.72 cc engine, it offers a thrilling top speed of 130 to 140 kmph. While its mileage is a bit lower at 33 kmpl, its performance and style more than make up for it. Priced between ₹1.98 lakh and ₹2.26 lakh (approx.), the Jawa 42 is perfect for riders who appreciate classic charm paired with a powerful, smooth engine.

     

    1. Bajaj Avenger Street 160

    The Bajaj Avenger Street 160, being budget-friendly, is a great option for first-time buyers. Its 160 cc engine provides decent power for short rides around the city or highway. It's practical and economical, with a mileage of 47.2 kmpl and a top speed of 105 kmph. This bike is lightweight, comfortable, and manageable and comes at a cost of ₹1.39 lakh (approx.). This makes it the perfect choice for novice and recreational riders.

     

    1. Bajaj Avenger Cruise 220

    The Bajaj Avenger Cruise 220 is designed for long rides. It offers a relaxed seating position and a powerful 220 cc engine. It delivers a mileage of 40 kmpl and can reach top speeds of 120 kmph. Its classic cruiser design, chrome accents, and spacious seating make it perfect for riders who love highway adventures. With a price tag of ₹1.70 lakh (approx.), it offers a premium experience on a budget, making it a favourite among cruiser enthusiasts.

     

    1. Komaki Ranger (Electric Cruiser)

    The Komaki Ranger is an electric cruiser with a sleek and modern design. It has a strong 5 kW motor and a remarkable 200–250 km range between charges. It is convenient for daily usage because it takes 4 to 5 hours to charge. Priced at approximately ₹1.92 lakh, it's a stylish, eco-friendly choice for riders looking for sustainability, style and freedom from fuel costs.

     

    1. Bajaj Avenger 220 Street

    The Bajaj Avenger 220 Street is a sporty cruiser with a powerful 220 cc engine. With a top speed of 120 kmph and a mileage of 40 kmpl, it offers a comfortable and smooth ride. This bike is perfect for weekend trips and city drives because of its fashionable style and comfortable seating. At ₹1.66 lakh (approx.), it's a cost-effective choice that appeals to both novice and expert bikers by combining comfort, performance, and style.

     

    1. ABZO VS01 (Electric Cruiser)

    The ABZO VS01 is a modern electric cruiser bike that blends efficiency and style. With a powerful 6.3 kW motor, it offers a range of 180 kmpl on a single charge. The charging time is approximately 6 hours, making it practical for daily use. Priced at approximately ₹1.51 lakh, it's a great option for riders who wish to conserve the environment without sacrificing style.

     

    1. Cyborg Armour (Electric Cruiser)

    The Cyborg Armour is another excellent electric cruiser in this price range. It has a 4-5 kW motor for powerful and smooth rides and can travel 150 km between charges. Charging takes about 4-5 hours, making it convenient for everyday use. For those looking for a stylish, comfortable, and environmentally friendly bike, the Cyborg Armour, which costs ₹1.90 lakh, is ideal.

    Conclusion

    Whether you’re looking for petrol-powered classics or modern electric models, there’s no shortage of fantastic cruiser bikes under ₹2 lakhs. The Royal Enfield Hunter 350 and Jawa 42 are ideal for riders who love timeless designs, while the Bajaj Avenger series offers comfort and affordability. For eco-conscious riders, electric cruisers like the Komaki Ranger and Cyborg Armour are excellent choices.

    Simply pick a bike that suits your style and needs, and feel the thrill of cruising!

    To safeguard your investment and ride with confidence, be sure to purchase the right bike insurance. An appropriate policy will offer financial coverage in the event of damage, accident or theft, allowing you to enjoy your ride for longer.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

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