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  • Single Channel vs Dual Channel ABS: Key Differences Explained

    by Tanmay Ahuja | Aug 21, 2025

    The automobile industry has seen a significant rise in features for Indian motorcycles. With the promise of convenience and performance, industry giants have started to shift their attention towards safety features. One such example of a recently prevalent safety feature is the ABS. The Anti-Lock Braking System (ABS) in bikes is used to stop cases of wheel locking when a sudden brake is applied.

    Read ahead to find out the differences and importance of single channel vs dual channel ABS.

    ABS full form in bike and its importance

    In terms of bike safety, ABS is a safety technology designed to stop the locking up of your bike’s wheels during hard braking. Such emergency braking can cause your wheel to skid, especially when riding on uneven or slippery surfaces. This can cause loss of control over your vehicle and even serious accidents.

    The ABS prevents such situations by continuously monitoring the speed of your bike’s wheels and adjusting brake pressure as needed. There are two types of ABS systems used in motorcycles—dual channel ABS vs single channel ABS. Let’s explore the key differences between them.

    Difference between single channel and dual channel ABS

    Single channel ABS operates only on one wheel, primarily preventing lock-ups of the front wheel. It is usually considered a cost-effective option to improve braking safety.

    On the other hand, dual channel ABS controls and operates on the rear as well as the front wheels. This allows for better stability during situations that demand hard braking, as it prevents lock-up of both wheels.

    How does dual channel & single channel ABS work?

    The core mechanism of both dual-channel and single-channel ABS is similar, except for their coverage area:

    1. Monitoring speed through sensors: For dual-channel ABS, two independent sensors monitor both the rear and front wheels. On the other hand, single-channel ABS works on front-wheel sensors only.
    2. Sending data to ECU (Electronic Control Unit): In case of an emergency and sudden braking, the sensors are designed to send data to the ECU. The ECU analyses the signals to detect a lock-up, which can activate the Hydraulic Control Unit (HCU).
    3. Activation of HCU (Hydraulic Control Unit): On detection of an imminent wheel lockup, the HCU is activated to reduce and reapply brake pressure according to the speed. The HCU controls the front wheel for single-channel ABS, while both wheels are controlled in a dual-channel system.

    Why dual channel ABS is beneficial for riders

    Dual-channel ABS offers several advantages over single-channel systems. It controls both front and rear wheels for better braking efficiency and shorter stopping distances, reduces the risk of wheel lock-ups and skidding, especially on wet surfaces and enhances overall vehicle control, providing safer handling during emergency braking.

    Misunderstandings about ABS in bikes

    Many motorcyclists in India encounter common myths surrounding safety features like ABS Here are some common misconceptions you should know about:

    • Myth 1: Experienced riders don’t need ABS: This is a common myth among motorists, but ABS is a significant safety feature for beginner and experienced motorists.
    • Myth 2: ABS only works on wet surfaces: Your bike’s ABS is beneficial for safe riding on various road conditions, even on dry and uneven roads.
    • Myth 3: Braking efficiency reduces due to ABS: The effectiveness of your overall braking system does not reduce due to an anti-lock braking system. On the contrary, it reduces the stopping distance.

    Disadvantages of dual channel & single channel ABS

    While ABS offers significant safety benefits, it also has some drawbacks. It can be costly to add if not built into the bike, and it may reduce stability and smoothness during off-road riding compared to on-road use.

    Conclusion

    The Indian automobile market is on the rise, with newer features added weekly. Your motorcycle also comes with an ABS safety feature, which is essential for Indian roads. Besides the ABS, Indian roads also demand an active bike insurance policy. For financial threats such as accidents, third-party damage, own damage and even theft, invest in a comprehensive plan for complete coverage. 

    FAQs

    • Is dual channel ABS more efficient than a single channel system?

    Both dual channel and single channel ABS offer respective benefits, but the dual channel system provides better stability with protection on both wheels.

    • How safe is ABS in bikes?

    ABS has become a prevalent safety feature for bikes in India, offering essential prevention against sudden wheel lock-ups.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • A Guide to ARAI-Certified Anti-Theft Devices for Your Two-Wheeler

    by Tanmay Ahuja | Aug 20, 2025

    An anti-theft bike device is a security system (manual or automatic), often fixed to the two-wheeler, to lower the possibility of theft. Today, cases of bike theft have increased globally. Installing an anti-theft device certified by ARAI (Automotive Research Association of India) is one effective solution to prevent two-wheeler theft.

    This article discusses more about the ARAI approved anti-theft devices for your bike.

    What are ARAI-approved safety devices?

    Safety devices with ARAI approval mean that they have passed the strict effectiveness and compatibility performance tests. These approved safety devices include the following:

    • ITS System TLG-1000 by Autocop India Pvt. Ltd
    • TCU by Pricol Limited
    • VTS from Wabco India Limited
    • ACONITS140 by Accolade Electronics Pvt. Ltd, Pune
    • VTS-01-021 & VTS-01-022 from KPIT Technologies Ltd, Pune

    List of vehicle tracking systems as per AIS 140

    AIS 140 entails a set of standards for India’s vehicle tracking systems, focussing mainly on safety. The systems are made to offer real-time emergency alerts, location tracking and many other features that strengthen security.

    According to India’s Ministry of Road Transport and Highways (MoRTH), the list of approved vehicle tracking systems is as follows:

    • AIS 140 GPS tracker
    • AIS 140 compliance
    • Alarm-Based Theft Deterrent Systems
    • Vehicle tracking devices (IRNSS+GPS+AGPS).
    • Vehicle tracking devices with emergency buttons (SOS capability).
    • Telematics control units (TCU)
    • Immobiliser based systems
    • Smart systems technologies
    • Real-time tracking
    • Route deviation alerts
    • Geofencing
    • Panic button
    • Driver behaviour monitoring
    • Vehicle health monitoring, for example, fuel levels, engine temperature, etc.

    Things to keep in mind when installing

    Whenever you want to install anti-theft device(s) for bikes, also prioritise the following important aspects: 

    • Consider high-quality locks: Chain locks and U-locks are often considered safer than cable locks, which can easily be cut out.
    • Prioritise multiple locks: Using a combination of strong locks like the chain and u-locks can make it harder for thieves to interfere.
    • Find locks with ART label: Such locks signify that they have been tested and approved for resistance to theft attempts.
    • Safeguard your bike to a solid or fixed object: You can install a ground anchor, sturdy bike racks or a fixed point in your garage to lock your bike. Avoid using objects that are easier to cut or break, such as wooden posts or chain link fences.
    • Consider installing more than one anti-theft device: Try installing GPS Trackers to help locate your bike if stolen or even act as a deterrent. The motion-activated bike alarms emit loud sounds, which can scare off or discourage thieves by emitting loud noises if your bike is moved.
    • Choose reliable bike insurance: Purchasing a good comprehensive bike insurance that covers theft is necessary, especially for high-value two-wheelers.

    How anti-theft devices help lower bike insurance premiums?

    The anti theft devices can help secure your bike from theft, and also lower the bike insurance cost. Failure to install anti-theft devices increases the chances of bike theft, hence a higher likelihood of making claims. If an insured bike gets stolen, the insurer will pay you the claim based on the bike’s current market value.

    However, not all anti-theft devices for bikes can guarantee insurance premium discounts. Mostly, the insurer gives discounts when the bike has valuable devices like the disabler or GPS tracking system. Also, due to the varied complexity of the systems, most insurers may ask for ARAI approved anti-theft devices. They may also recommend that the system be installed by a professional to guarantee its reliability.

    Conclusion

    The anti-theft bike systems give your two-wheeler security from thieves. ARAI approval indicates that the device meets the set quality and safety standards and, hence, is reliable. Besides, taking extra precautions by installing multiple anti-theft devices strengthens the bike’s security and makes it even harder for thieves to steal the bike.

    Alongside these precautions, ensure you purchase a comprehensive bike insurance policy to add to the safety of your two-wheeler. The insurance will also save you from financial constraints in case of possible theft or other incidents like fire, floods or road accidents.

    FAQs

    • Can I install the anti-theft device on my own?

    No, you should seek professional installation to have it done properly. Also, insurers often ask for evidence of professional work done to apply the insurance premium discount.

    • Does bike insurance cover theft?

    Yes, comprehensive bike insurance or Own Damage (OD) insurance policy covers theft. File a first information report (FIR) and submit the necessary documents to your insurer. With approval of the claim, you’ll receive the compensation based on your two-wheeler’s insured declared value.

    • What is the best anti-theft device for bikes?

    The best anti theft device for bikes includes the ARAI-approved GPS tracker with immobiliser and alarm features, such as the Pricol IRNSS AIS 140 TCU. Also, ensure you seek professional installation to have the work done to standard.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Insurance In Chennai: Essential Guide

    by Tanmay Ahuja | Aug 20, 2025

    Bikes are one of the fastest and most practical ways to move through a busy city like Chennai. Every day, thousands of riders ride through busy areas like T. Nagar, Velachery, Guindy and Anna Salai. Although bikes make commuting easier, they also come with risks— frequent accidents, theft and weather-related damage.

    During the monsoon season, waterlogged streets often lead to engine damage and breakdowns. In such unpredictable conditions, not having bike insurance can result in hefty out-of-pocket expenses. That’s why understanding how bike insurance in Chennai works—and how it can protect you—is essential for every rider.

    Why do you need bike insurance in Chennai?

    Insurance is essential for bikers in Chennai because:

    1. Unpredictable coastal weather and natural disasters: Chennai's coastal location makes it prone to cyclones, heavy downpours and waterlogging, especially during the monsoon. A comprehensive bike insurance policy covers damages caused by these natural calamities and helps with repairs or replacements at minimal cost.
    2. Traffic congestion and high road accident risk: Chennai is known for its high vehicle density, making road risks a daily reality. Two-wheeler insurance provides financial protection against damage to your bike and covers third-party liabilities in the event of an accident.
    3. Rising traffic offences and challans: The city’s traffic violations have led to an increase in challans. Riding without a valid insurance policy attracts fines. You stay compliant and avoid unnecessary fines if you have a valid policy.
    4. Bike theft: Comprehensive policies cover theft and offer compensation based on your bike’s Insured Declared Value (IDV).

    Problems faced by bike owners in Chennai

    Let us understand some common challenges that make bike insurance Chennai necessary:

    • Poor road design: Blind spots, potholes and inconsistent road levels make riding risky, especially during peak hours or rain.
    • Neglect of two-wheelers in planning: Road designs often prioritise car drivers, leaving bike riders exposed to unsafe stretches.
    • Corruption and construction hazards: Frequent digging and poor-quality construction cause repeated disruptions and sudden hazards.
    • Rule violations: Many riders overlook traffic laws. When combined with weak enforcement, this increases accident risks.
    • Lack of driving discipline: Reckless riding, speeding and poor driving skills lead to collisions and crashes.

    Types of bike insurance ideal for Chennai

    Choosing the right insurance is crucial. Let us see a breakdown of your options:

    Feature          

    Third-party   

    Standalone own damage          

    Comprehensive

    Coverage       

    Covers third-party only    

    Covers your bike only

    Covers your bike, third-party and personal accident

    Add-ons         

    Not available  

    Available

    Wide range available

    Theft/disaster cover

    Not included  

    Included

    Included

    Monsoon engine damage          

    Not covered   

    Only with add-ons

    Covered with engine protection add-on

    Suitability for Chennai

    Good for legal compliance only

    Useful if combined with third-party

    Best choice for city riding and unpredictable weather

     

    The add-ons recommended for Chennai riders include:

    • Zero depreciation: Full cost of parts is covered, not adjusted for wear.
    • Engine protection: Critical during monsoons and waterlogging.
    • NCB (No Claim Bonus) protection: Prevents loss of discount after small claims.
    • Return-to-invoice cover: Get the original bike value in case of total loss or theft.
    • Roadside assistance: Useful in areas with limited garage access.

    How to buy bike insurance online in Chennai?

    Buying two-wheeler insurance in Chennai has never been easier with the option to get it online. You can just follow these simple steps:

    1. Visit a trusted insurance website.
    2. Enter your details, like city (Chennai), bike registration number, make, model and RTO.
    3. Choose the type of policy you need. It can be third-party, standalone, own damage or comprehensive.
    4. Select any add-ons you may need, such as zero depreciation or engine protection.
    5. Compare the available plans based on price, claim settlement ratio and garage network.
    6. Make the payment using UPI, debit card, credit card or net banking.
    7. Your policy will be sent to your email when you make the payment.

    Challan for not having bike insurance in Chennai

    Not having valid bike insurance in Chennai is a legal offence as per the Motor Vehicles Act. Penalty includes:

    • ₹2,000 for the first offence
    • ₹4,000 for repeat offences
    • Potential legal proceedings for third-party damage

    Conclusion

    Getting two-wheeler insurance in Chennai is more than following the legal rules. It is recommended as it is a smart way to protect yourself from everyday risks. As unpredictable rains, packed roads and bike theft cases are on the rise, it only takes one incident to leave you facing a big repair bill or a total loss.

    Opt for comprehensive bike insurance as it covers third-party liabilities and shields your bike from accidents, theft, natural disasters and even engine damage, if you choose the right add-ons. It will also let you ride claim-free, so you can save on premiums over time through NCB in bike insurance.

    FAQs

    • What is the minimum bike insurance I need in Chennai?

    You must at least have a third-party bike insurance policy in Chennai. It is legally required and covers any injury or damage you may cause to other people while riding your bike.

    • Can I get any discounts on my two-wheeler insurance premium?

    Yes, you can avail of an NCB in bike insurance if you have gone claim-free for a year or more. This can help you save up to 50% on your premium over time.

    • Is it safe to buy two wheeler insurance Chennai online?

    Yes. Buying two-wheeler insurance in Chennai online from trusted providers is 100% safe, legal and often more cost-effective. It is also quicker and paperless.

    • What happens to my comprehensive bike insurance if I sell my bike?

    You can transfer your comprehensive bike insurance policy to the new owner, or cancel it and carry forward your NCB benefits when purchasing a new policy for another bike.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Yezdi Roadster: Price, Specifications & Features

    by Tanmay Ahuja | Aug 19, 2025

    Yezdi Roadster is a smart city cruiser, and the most affordable Yezdi one can buy in India. Essentially competing with the Royal Enfield Meteor 350 and the Honda H’ness CB350, this new addition by Classic Legends offers great acceleration, sharp brakes, an accessible seat and quite decent slow-speed handling. With redesigned mufflers, a larger rear sprocket and updated compliance with OBD-2 norms, the Yezdi Roadster price and features will give its rivals a run for their money. If you’re looking forward to buying this motorcycle, here’s everything you need to know about Yezdi Roadster specifications, variants and their features.

    Yezdi Roadster price

    The Yezdi Roadster price delivers excellent value to budget-conscious riders compared to premium motorcycles. Here are the complete pricing details:

    Ex-showroom prices in Delhi:

    1. Chrome Sin Silver: ₹2.13 lakh (approx.)
    2. Chrome Gallant Grey: ₹2.10 lakh (approx.)
    3. Dual Tones (4 Variants): ₹2.10 lakh (approx.)
    4. Shadow Grey (Dark): ₹2.10 lakh (approx.)
    5. Hunter Green (Dark): ₹2.09 lakh (approx.)
    6. Steel Blue (Dark): ₹2.09 lakh (approx.)
    7. Glacier White (Dark): ₹2.10 lakh (approx.)
    8. Smoke Grey (Dark): ₹2.06 lakh (approx.)
    9. Inferno Red (Dark): ₹2.06 lakh (approx.)

    On-road prices may add ₹ 30,000 to ₹ 50,000 depending on your city's RTO policies and insurance type. You can book the new Yezdi Roadster online for just ₹ 999 on its official website (fully refundable).

    Yezdi Roadster specifications

    The Yezdi Roadster specifications promise dynamic grit and performance for both city riders and adventurists. Here are its technical details:

    • Engine: 334cc, single-cylinder, 4-stroke, liquid-cooled, DOHC
    • Maximum power: 29.00 PS
    • Maximum torque: 29.40 Nm
    • Transmission: 6-speed, constant mesh
    • Fuel system: Electronic fuel injection
    • Exhaust: Twin exhaust pipes
    • Bore stroke: 81 X 65 mm
    • Fuel tank capacity: 12.5 litres
    • Ground clearance: 175 mm
    • Front suspension: 41mm telescopic forks
    • Rear suspension: Twin shock absorber, gas-filled emulsion with 5-step adjustable pre-load
    • Front brake: 320 mm disc with floating caliper and ABS
    • Rear brake: 240 mm disc floating calliper and ABS
    • ABS: Single-channel ABS
    • Front tyre: 100/90-18, 56S (tubeless)
    • Rear tyre: 130/80-17, 65S (tubeless)
    • Kerb weight: 194 kg
    • Seat height: 790 mm
    • Wheelbase: 1440 mm
    • Claimed mileage: 28-30 km/L

    Yezdi Roadster features

    Here’s what you get with the latest Yezdi Roadster features:

    1. Muscular styling and proportions improve road presence
    2. Round LED headlight provides bright illumination and gives the bike a retro look
    3. LED turn indicators provide clearer visibility to other road users, especially in bright daylight
    4. LED taillight delivers better visibility from behind across all weather conditions
    5. New digital instrument cluster shows speed, fuel level, gear position and trip information
    6. The bike connects with the Yezdi mobile app for real-time ride data
    7. Forward foot controls provide a relaxed riding position for long rides
    8. Chrome finish on engine covers and exhaust pipes adds premium styling
    9. Spacious seat and backrest increase comfort for both rider and passenger
    10. Wide handlebars give better control and comfortable arm positioning
    11. The blacked-out engine finish gives a sporty and intimidating cruiser look
    12. Dynamic chrome touches in two variants

    Yezdi Roadster bike insurance add-ons

    When you buy a new Yezdi Roadster from a dealer, insurance is usually part of the on-road package. Most buyers receive basic third-party insurance, which is a legal mandate in India, but it won’t cover your bike’s damage and other incidents.

    Since the Roadster is a cruiser bike that often travels long distances at high speeds, it is recommended that you choose a plan that provides broader protection.

    You can opt for comprehensive bike insurance and also invest in add-ons for broader coverage:

    • Zero depreciation cover: It gives you the full claim amount without deducting for parts depreciation.
    • Roadside assistance: The insurance company will send technical staff if your bike breaks down during long rides or in remote areas.
    • Engine protection: It financially protects the engine damage from water logging or oil leakage.
    • Return to invoice: Get the full purchase price, including registration and taxes, if your bike is stolen or completely damaged. This is ideal for new bikes

    Remember that these bike insurance add-ons are available only with two-wheeler insurance that has its own damage cover. They cannot be topped up with a third-party insurance plan.

    Also, if you ride safely and make no claims during the policy period, you will receive a generous NCB in bike insurance. NCB or No Claim Bonus is added with each claim-free year.

    Conclusion

    The Yezdi Roadster is a smart choice if you want a daily bike with cruiser appeal. When purchasing your dream bike, choose the right two-wheeler insurance coverage. Accidents and theft can happen without warning, and the right coverage will financially safeguard you in times of need. Comprehensive bike insurance is ideally a better investment as it offers broader coverage, including theft, fire, riots and natural disasters.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Bike Insurance In Hyderabad: Essential Guide

    by Tanmay Ahuja | Aug 18, 2025

    Hyderabad’s roads are packed with two-wheelers as they are a quick way to get around. Every day, thousands of two-wheelers travel through busy areas like Outer Ring Road, HITEC City, Mehdipatnam and Necklace Road. While bikes offer a convenient way to navigate traffic, they also face serious risks like frequent accidents, theft and monsoon-related damage.

    In 2022, Hyderabad reported 2,516 road accidents, with two-wheeler riders being among the most affected. That is where the relevance of having bike insurance comes in. Let us discuss a few aspects that are must-know about bike insurance in Hyderabad.

    Why do you need bike insurance in Hyderabad?

    Having the right bike insurance in Hyderabad is essential because:

    • It is mandatory: Indian law requires at least third-party bike insurance. Riding without it can result in a fine and possible suspension of your licence or even seizure of your bike.
    • Accident financial risk: Bhavargaon, Mehdipatnam, Necklace Road and ORR are often scenes of crashes. You could be paying thousands out of pocket for repairs if you don’t have appropriate coverage.
    • Bike theft is high: Over 1,000 bikes are stolen every year in Hyderabad, and police records show over 6,300 cases between 2011 and 2015. Most stolen bikes disappear for resale and recovery rates are low.
    • Monsoon engine damage: Heavy rains in Begumpet, LB Nagar, and similar areas can cause water to enter engines. Fixing that without protection can blow your budget.
    • Financial safety net: Insurance with add-ons like zero-depreciation, engine protection, roadside assistance and NCB protection shields you financially. In such cases, you don’t have to shell out for every event.
    • Save with NCB: Claim-free years reward you with a No-Claim Bonus up to 50 per cent off renewal premiums. Some insurers let you protect this if you ever file a claim.

    Problems faced by bike owners in Hyderabad

    Living and riding in Hyderabad bring several challenges. They often include:

    1. Crash hotspots: Stretches like Nehru ORR, Necklace Road, HITEC City, Mehdipatnam and Ameerpet frequently record high accident rates. Factors include negligent driving, busy intersections and infrastructure work.
    2. Monsoon damage: Sudden deluges and poor drainage in low-lying areas cause engine-flooding and electrical failures. You will be on the hook for expensive fixes if you don’t have an engine protection add-on.
    3. Theft risk: Bikes parked overnight in Koti, Secunderabad, Kukatpally and LB Nagar are often targeted. Daily reports suggest multiple thefts citywide, with recovery in under 30 per cent of cases.
    4. Breakdown and repair costs: Even minor bumps can cause costly dents or handlebar damage. You might end up managing the money and admining yourself if you don’t have cashless garage tie-ups.
    5. Legal exposure: Riding without insurance or allowing it to lapse can lead to serious consequences if you are caught. You may face heavy fines, licence suspension or even have your bike impounded.
    6. Claim-related frustration: Making a claim can become stressful due to delays, lack of cashless garages or poor online support if your insurer is not reliable.

    Types of bike insurance ideal for Hyderabad

    Given the issues above, let us take a closer look at the insurance structure that is best suited for riders in the city:

    1. Third-party bike insurance: This covers damages to another person’s property or harm to them. It does not cover theft, own damage or monsoon issues, but satisfies legal requirements.
    2. Standalone Own Damage (OD) cover: This type of insurance protects your bike from accidents, fire, theft, floods and man-made disasters. It can be combined with third-party and offers value without committing to full comprehensive coverage.
    3. Comprehensive insurance: This one combines third-party and own-damage protection. It also covers accidents, floods, fire, theft and much more. This is the best option for Hyderabad’s driving and road conditions.
    4. Essential add-ons:
    • Zero depreciation: It covers the full cost of parts without cutting for wear and tear, and is helpful as your bike gets older.
    • Engine protection: This saves you from high repair bills if water damages your engine, especially useful during Hyderabad’s monsoons.
    • Roadside assistance: It is a handy add-on if your bike breaks down late at night or in heavy traffic.
    • NCB protect: NCB keeps your no-claim bonus safe, even if you have to make a claim.
    • Maintain No-Claim Bonus (NCB): This bonus builds savings, up to 50 per cent off renewal. It is transferable when switching insurers or relocating to Hyderabad.

    How to buy bike insurance online in Hyderabad?

    Getting two wheeler insurance in Hyderabad today is fast and easy. Let us learn how you can do that:

    1. Visit a trusted comparison site or go directly to providers.
    2. Select a two-wheeler insurance, enter your bike’s registration number, make, model and year. Also, choose Hyderabad as the city of registration.
    3. Compare quotes from 15-20 insurers. Look at premium prices, Insured Declared Value (IDV), optional add-ons and network features like claim-settlement ratio (CSR) and garage tie-ups.
    4. A bike with engine protection and zero-dep add-ons will provide better long-term value, even if the upfront premium is slightly higher.
    5. To lower your premium, fill in IDV and NCB details, if you are renewing and add voluntary deductibles.
    6. Pick a plan, pay securely via UPI, card or net banking.
    7. E-policy is emailed instantly. Save a copy to your phone so that you can link it to the digital VAHAN.
    8. Set renewal reminders. Most platforms notify you 30 days before expiry to protect your NCB and avoid penalties.

    Challan for not having bike insurance in Hyderabad

    Riding without valid two wheeler insurance Hyderabad is a violation of the Motor Vehicles Act. The traffic police regularly conduct checks across major junctions and roads, especially in high-traffic areas like HITEC City, Madhapur and Lakdikapul. You might face the following penalties if you are caught without a valid bike insurance policy:

    • ₹2,000 fine for the first offence
    • ₹4,000 fine for subsequent offences

    Sometimes, the authorities may also seize your vehicle or suspend your driving licence, especially if the violation is repeated. Besides legal trouble, riding without insurance means you will have to bear the full cost of any damage, injury or liability out of your pocket.

    Conclusion

    Having two-wheeler insurance in a city like Hyderabad is not just a rule—it is a practical necessity. With how unpredictable things can get on the roads, it only makes sense to have a backup that protects both you and your bike.

    That is why choosing comprehensive bike insurance is worth considering. It gives you more than just the basic legal cover and also helps with damages to your vehicle, which third-party plans don’t cover. The peace of mind that comes with proper insurance is well worth it if you ride regularly or even occasionally, so get your bike covered without any second thoughts.

    FAQs

    • Is bike insurance in Hyderabad mandatory?

    Yes, having bike insurance Hyderabad is legally mandatory under the Motor Vehicles Act. Riding without insurance can result in fines and legal issues.

    • What is the best bike insurance in Hyderabad for city riders?

    The best bike insurance in Hyderabad offers a balance of affordable premiums, wide coverage, cashless garages and a smooth claim process. Look for comprehensive plans with add-ons suited for urban risks.

    • What does comprehensive bike insurance for Hyderabad include?

    Comprehensive bike insurance covers own damage, theft, accidents, natural disasters and third-party liability. It is ideal if you want complete protection for your two-wheeler.

    • How does NCB in bike insurance help reduce premiums?

    NCB in bike insurance gives a discount on renewal premiums for claim-free years. The longer you go without a claim, the higher your savings, up to 50%.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • How to Fix a Bike Tyre Puncture: Step-by-Step Guide

    by Tanmay Ahuja | Aug 14, 2025

    Seeing your bike punctured while riding to an important place can be really frustrating, especially if you are stuck in a remote area. While it might seem a difficult task, a puncture is usually easy to fix if you have the right tools. Besides, you will not have to drag your vehicle all the way to a mechanic. If you are keen to know, this guide will explain the process of fixing a bike tyre puncture, along with tips to prevent it.

    Causes of bike tyre puncture

    The most common causes of a two-wheeler puncture are sharp objects on the road, worn-out tyres, poor road conditions, improper air pressure, tube not installed properly, damaged valve stem and damaged rim.

    Ways to identify tyre puncture

    Here are the main signs of a tyre puncture you should watch out for:

    1. Flat and soft tyre: A tyre that feels squishy when pressed is the most obvious sign of a bike puncture.
    2. Bike pulling on one side: You will notice your bike drifting to one side or the wheel wobbling while riding.
    3. Hissing sounds: Listen for air escaping from the puncture hole when you are near the bike.
    4. Heavy handlebars: You will face a sudden difficulty in steering the handlebars, especially during turns.
    5. Visual cues: These include objects like nails, screws or glass sticking out of your tyre. Also, check the tread area and side walls for cuts or holes.
    6. Soap water test: Mix soap water and slowly splash it over the tyre surface. Bubbles will form where air is escaping, showing the exact puncture location.

    How to fix a bike tyre puncture (tube and tubeless)

    Fixing a puncture depends on whether your tyre is tube-type or tubeless. For tube tyres, stabilise the bike using a centre stand or paddock. Loosen the wheel nuts with a spanner or socket wrench and remove the wheel. Deflate the tyre completely, then use tyre levers to lift the bead off the rim and gently remove the tube without damaging the valve. Inflate the tube slightly to locate the puncture, remove any sharp object and clean the area. Mark the spot with chalk, roughen it with sandpaper and apply rubber cement. Wait until it becomes tacky, then apply the patch and let it bond for at least five minutes. Inflate the tube to the recommended pressure and check for leaks.

    For tubeless tyres, you usually don’t need to remove the wheel. Locate and remove the sharp object with pliers. Use a reamer to clean and expand the hole. Thread a rubber plug through the insertion tool, insert it into the hole and pull the tool out quickly, leaving the plug in place. Trim the excess plug with a blade. Top up the tyre sealant through the valve if needed. Inflate the tyre and ride slowly for a few kilometres to ensure the repair holds.

    Essential tools to fix a bike puncture

    Fixing a bike puncture is much easier when you have the right tools. For tube tyres, you’ll need tyre levers, a spanner or wrench and a repair kit that includes patches, rubber cement, sandpaper and chalk.

    For tubeless tyres, carry plug strips, an insertool, a reamer and a blade. Use a water spray to detect air leaks quickly. Spare inner tubes and a portable air pump are essential, especially for long rides. Pliers are handy for removing sharp objects and a flashlight is useful for making repairs in low-light or nighttime conditions.

    Tricks to reduce sudden bike tyre puncture

    To reduce the chances of a two-wheeler puncture, maintain correct tyre pressure and inspect your tyres for embedded objects before every ride. If you see visible cracks or wear on the tread, replace tyres immediately.

    Try to stay away from construction zones, potholes and rough patches and use tyre liners or sealants, puncture-resistant tubes or tubeless tyres for added protection.

    Conclusion

    A flat tyre doesn't have to ruin your whole day. All you need to do is learn how to fix a bike tyre puncture with a ready-made puncture kit. It will save your time and reduce the chances of accidents. Still remember that even the best precautions can’t prevent every issue. That’s why two-wheeler insurance matters.

    A comprehensive policy with roadside assistance can help you with towing when you’re stranded and also cover accidental damages, theft and fire, protecting more than just your tyres.

    FAQs

    • How long does it take to repair a puncture?

    If you have the essential tools ready, it will take less than fifteen minutes.

    • Why are tubeless tyres better?

    Tubeless tyres come with sealants that automatically fix holes without stopping your ride.

    • How often should I check my tyre pressure?

    Check at least once a month, before every long road trip and more frequently if you travel long distances every day.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Bike Depreciation Rate: How to Calculate, Formula, Examples

    by Tanmay Ahuja | Aug 13, 2025

    The moment you ride your bike off the showroom floor, its value starts to drop. This decreasing cost is called depreciation, which not only affects your vehicle’s resale value but also the insurance claim amount. If you are planning to sell your bike or renew your two wheeler insurance, knowing how the bike depreciation rate works is a must.

    Understanding why it matters in determining the insured declared value (IDV) and how it is calculated can help you choose the right coverage and enable you to sell it at the best rate without getting tricked.

    What is depreciation rate for bikes?

    The depreciation rate of bikes refers to the decrease in percentage in your two-wheeler’s value with each passing year. The reduction is determined by several factors. The bike’s age tops the list, followed by its mileage, maintenance history, claim history, climatic condition and market demand.

    The bike’s condition also matters. Scratches, dents and mechanical issues accelerate depreciation. Meanwhile, regular servicing and careful handling can slow down the process.

    Depreciation rate for bikes as per the Companies Act

    The Companies Act, 2013 have standardised the depreciation rate for bikes that businesses can easily use for their accounting purposes.

    Here’s a summary of the rules:

    • As per Schedule II of the Companies Act, the useful life of a motorcycle, scooter or moped is 10 years.
    • The straight-line depreciation rate is 9.5% per year for these vehicles.
    • In the straight-line method (SLM), you subtract the same amount each year throughout the bike’s useful life.
    • For bikes and scooters used in business, the depreciation is charged under the Written Down Value (WDV) method.
    • The WDV depreciation rate is calculated at 25.89% annually. This percentage is from Companies Act Schedule II for accounting purposes, not an insurance rule. Insurance companies use their own depreciation schedules per IRDAI.
    • In the WDV method, you calculate the depreciation value on the original cost in the first year. From the second year onwards, it’s calculated on the reduced value after each year.

    Significance of insured declared value (IDV)

    The IDV is your bike’s current market value, or the maximum amount your insurer will pay if someone steals your bike or it's damaged beyond repair. When you renew your own damage (OD) or comprehensive bike insurance policy, the insurer calculates the premium based on the updated IDV, which is revised each year as the bike depreciates.

    Here’s a general idea of how depreciation affects your bike’s IDV:

    Age of bike

    Depreciation percentage

    Less than 6 months

    5%

    6 months to 1 year

    15%

    1-2 years

    20%

    2-3 years

    30%

    3-4 years

    40%

    4-5 years

    50%

    Depreciation rate of bikes after 5 years

    The depreciation rate on bikes after five years is not fixed by a standard percentage. Instead, it is decided by mutual agreement between you and the insurer, based on your bike’s condition, usage,and current market value.

    Insurers may inspect your bike or request recent service records to assess its condition. While older bikes often have lower premiums, mechanical condition matters more than age. Popular, premium, sports and limited-edition models typically retain better value. However, after-market modifications are usually excluded from coverage.

    How to calculate bike depreciation?

    Bike depreciation is calculated using a simple formula: start with the current ex-showroom price (excluding taxes and registration), apply the depreciation rate based on the bike’s age and subtract this depreciation value from the ex-showroom price to determine the Insured Declared Value (IDV).

    Let’s say your bike was bought for ₹100,000 (ex-showroom) and is now 3 years old. Based on the table, depreciation is 40%. Therefore, the current value is calculated as:

    • Depreciation amount: ₹1,00,000 x 40% (1,00,000 X 40 /100) = ₹40,000
    • IDV/ current value: ₹1,00,000 - ₹40,000 = ₹60,000

    Depreciation rate formula for bikes

    The depreciation rate on bike is calculated using a simple formula. You can use this formula every year to estimate your bike’s value.

    Formula for calculating IDV:

    IDV = Ex-showroom price – (Ex-showroom price x Depreciation Rate)

    Or

    IDV = Current Market Value – Depreciation Value

    Here’s another example:

    • Ex-showroom price: ₹1,20,000
    • Age: 2 years
    • Depreciation: 20%
    • IDV = ₹1,20,000 - (20% of ₹1,20,000) = ₹96,000

    Conclusion

    Depreciation affects every two-wheeler in India, regardless of the type, modifications made or insurance plan.

    By understanding the different motorbike depreciation rates and knowing the right formula for calculating IDV, you can make better choices when buying, selling or insuring your bike.

    A smart way to stay protected financially is to choose comprehensive bike insurance with a properly evaluated IDV. Only a comprehensive plan will cover you from all unforeseen incidents, including accidental damage and injury, theft, total loss, natural disasters, man-made offences and fire.

    FAQs

    • Does the third-party insurance premium amount change with IDV?

    No. Third-party premiums are fixed by IRDAI and stay the same regardless of your vehicle’s IDV.

    • Can I voluntarily increase the IDV of my bike?

    While you can opt for a higher IDV, it will increase your premium. However, the insurance company may not accept your application if the chosen IDV is much higher than the market value.

    • How can I reduce the depreciation on my bike naturally?

    You can reduce depreciation value by servicing your bike regularly, maintaining it well, using genuine parts, avoiding claims and riding safely. Also, adding a zero-depreciation cover will further help.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Why is My Motorcycle Leaking Oil and How to Fix It

    by Tanmay Ahuja | Aug 12, 2025

    Dark oil puddles under your bike often indicate an oil leak in bike engine that needs immediate attention. Engine oil is crucial for smooth performance, reducing wear and preventing major damage. While some leakage is common over time, it can signal bigger issues ahead.

    If you want to know how to stop a bike engine leaking oil, this blog explains everything important, from the root causes to the best ways to detect it and easy solutions.

    Causes of oil leakage in bikes

    An engine oil leak motorcycle can stem from several common issues. Heat and vibration can wear out gaskets and oil seals, causing cracks that let oil escape. Loose or damaged drain plugs, missing washers or faulty oil pans also contribute to leakage. Overfilling the oil tank forces excess oil out through breather pipes or overflow outlets.

    Cracks in the engine casing, often from falls or accidents, are another frequent cause. Poor maintenance, like skipping oil changes, can break down oil, turning it acidic and leading to seal and gasket deterioration, increasing the risk of leaks.

    How to identify oil leaks in bike?

    To identify a bike engine oil leak, watch for key warning signs. Dark brown or black stains beneath the engine often signal leakage. Oil marks may also appear on parts like the engine block, exhaust pipe or under the fuel tank.

    A sudden drop in oil level between checks is another red flag, use a dipstick to confirm. A burnt or strange smell while idling may indicate oil dripping onto hot engine parts like the cylinder head. Excessive white or blue smoke from the exhaust also points to oil burning in the combustion chamber due to a leak.

    Solutions for motorcycle engine oil leaks

    Spotting a motorcycle engine oil leak is often easy, but fixing it requires careful inspection. Start by replacing worn gaskets and seals, especially around the oil pan, valve cover and timing chain cover. Ensure the surfaces are clean before installation. Use a torque wrench to properly tighten bolts without over-tightening, referring to your owner's manual for correct torque settings.

    Apply manufacturer-recommended thread sealants to prevent seepage through threaded joints. For minor cracks, use metal epoxy or additives as a temporary fix. If the oil filter is damaged or poorly fitted, replace it with the correct type, applying a bit of oil to the rubber gasket beforehand.

    After addressing the issue, clean the engine area and monitor it for a few days. If the oil leak in the bike engine persists, consult a mechanic promptly.

    How to prevent oil leaks?

    Motorbike oil leak is largely avoidable with a few simple preventive practices. Always follow the manufacturer’s recommended service schedule to ensure timely oil changes and early leak detection, which can reduce major repair costs. Use only the recommended grade and quality of engine oil, as low-grade or counterfeit oils and parts can lead to sludge buildup and premature wear.

    Avoid overfilling the oil tank by checking levels with a dipstick or sight glass before refilling. Park the bike on flat surfaces and in shaded or covered areas, as sloped parking and extreme temperature changes can strain seals and gaskets.

    Lastly, ride moderately because frequent high-speed riding and sudden acceleration can overheat the engine, weakening rubber components and increasing the risk of leaks.

    What are the common parts where oil leakage happens?

    Here are the bike parts that are more prone to leaking than others:

    Part

    Symptom

    Oil pan gasket

    Puddle under the bike’s centre

    Valve cover gasket

    Burning smell or oil on top of the engine

    Timing chain cover

    Oil on radiator

    Gear box

    Leaks from the gear shaft or clutch

    Kick starter and gear level seals

    Oil near the sprocket or crankshaft

    Oil filter

    Oil near the filter

    Cylinder head gasket

    Leaks at the engine block, smoke

    Conclusion

    Whether it’s a small stain on the floor or an unbearable odour, early detection and prompt action can be life-saving. Learning how to detect and fix the root cause will also help you reduce your repair costs and prevent two-wheeler insurance claims.

    Having a comprehensive policy with relevant engine protection can reduce your financial stress in case your engine is damaged due to oil leaks, water logging or fire.

    FAQs

    • When is it safe and unsafe to ride my bike in the event of a leak?

    Safe: When the engine oil is not actively dripping and the leak source is known but not likely to worsen in a day or two.

    Unsafe: When the oil is dripping badly, there’s a performance issue or the oil might come in contact with the rear tyre or brake system.

    • Does two-wheeler insurance cover oil leaks?

    Comprehensive bike insurance may cover repairs if the engine is damaged due to a leak or if the leak results from an accident.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Yezdi Adventure: Price, Specifications & Features

    by Tanmay Ahuja | Aug 11, 2025

    If you want a real motorcycling adventure, try the Yezdi Adventure 2025. With tonnes of design changes, a traction control system and a crash frame that goes around the engine and fuel tank, this bike is perfect for long-distance touring and off-road experiences. Classic Legends launched this motorcycle to compete directly with established adventure bikes, such as the Royal Enfield Himalayan 411. Despite its premium features, the Yezdi Adventure price is much less than the Himalayan base variant.

    If you’re on a budget and want something powerful, the all-new Yezdi Adventure is a great choice. Here’s a detailed overview of the Yezdi Adventure specifications, price and features— everything you need to make an informed decision.

    Yezdi Adventure price

    The Yezdi Adventure price varies based on the variant and colour, RTO charges, location and insurance. Here’s the complete pricing detail:

    Ex-showroom prices in Delhi are as follows:

    • Single headlight
    1. Tornado Black: Rs.2,17,900
    2. Magnite Maroon: Rs.2,20,900
    3. Wolf Grey: Rs.2,23,900
    4. Glacier White: Rs.2,27,900
    • Twin headlight
    1. Forest Green: Rs.2,14,900
    2. Ocean Blue: Rs.2,17,900
    3. Desert Khaki: Rs.2,17,900
    4. Tornado Black: Rs.2,21,900
    5. Glacier White: Rs.2,26,900
    6. Wolf Grey: Rs.2,26,900

    On-road price adds Rs 25,000-Rs 60,000 depending on your city's RTO and insurance structure.

    Yezdi Adventure specifications

    The Yezdi Adventure specifications are versatile enough for both city and off-road capabilities. Here are its technical details:

    • Engine: 334cc, single-cylinder, 4-stroke, Alpha 2 liquid-cooled, DOHC
    • Maximum power: 29.6 PS @ 8000 rpm
    • Maximum torque: 29.9 Nm @ 5800 rpm
    • Transmission: 6-speed constant mesh
    • Bore stroke: 81 X 65 mm
    • Fuel system: Electronic fuel injection
    • Exhaust: Central exhaust
    • Fuel tank capacity: 15.5 litres
    • Ground clearance: 220 mm
    • Front suspension: Telescopic fork with coil spring
    • Rear suspension: Mono shock absorber with linkage, 7-step adjustable preload,
    • Front brake: 320 mm disc with floating caliper
    • Rear brake: 240 mm disc with floating caliper
    • ABS: Dual-channel ABS
    • Front Tyre: 90/90-21, 54S
    • Rear Tyre: 130/80-17, 65S
    • Kerb weight: 198 kg
    • Seat Height: 815 mm
    • Wheelbase: 1465 mm
    • Claimed mileage: 33-35 km/L

    Yezdi Adventure features

    Yezdi Adventure features make the bike practical yet different. Here’s why it stands out:

    • Get excellent visibility during night rides with the segment-first dual LED headlights
    • Bright and clear signalling of the LED turn indicators improves safety
    • LED taillights provide greater visibility from behind during all riding conditions, even monsoons
    • LCD instrument cluster displays speed, fuel level, gear position, ABS status and trip details
    • Sync your smartphone to the bike and access turn-by-turn navigation and call alerts
    • Charge your phone on the go with a USB charging point
    • The display is integrated with the Yezdi app and shows directions in real-time
    • With multiple riding modes, change the bike's performance in different road conditions
    • The traction control system prevents wheel spin on slippery roads
    • Comes with built-in mounting points for panniers and saddlebags
    • Upright riding position reduces fatigue
    • Split seats provide comfortable seating for both the rider and the passenger
    • The 815mm seat height makes the bike comfortable for tall riders
    • The metal body handles tough riding conditions effortlessly

    Yezdi Adventure bike insurance add-ons

    Bike insurance is particularly important for adventure motorcycles, like the Yezdi Adventure, which faces unforeseen riding conditions and higher-risk scenarios.

    When you buy a new Yezdi Adventure, your dealer will provide basic insurance for the first year. But you should check the policy coverage and ask about add-ons. Many bikers only take third-party insurance to reduce the cost, but that does not cover damages to their own bike.

    Here are some useful add-ons you can ask for:

    1. Zero depreciation cover to get the full claim amount without any deduction for parts’ depreciation
    2. Roadside assistance for extended support if your bike breaks down in remote areas and on hilly roads
    3. Engine protection add-on to cover engine damage due to water or oil leakage.
    4. Return to invoice to get the full invoice value of your bike in case of total loss or theft.

    These add-ons are available only with comprehensive bike insurance and can help you save more in the long run. You also get NCB in bike insurance at the time of renewal if you don’t make a claim.

    Conclusion

    The Yezdi Adventure is one of the best value-for-money options in the adventure bike category. It has a powerful engine, solid suspension and travel-friendly features. While buying, make sure you choose the right bike insurance. Accidents and damages are unpredictable, and the right cover will give you the confidence to ride freely.

    Opting for comprehensive bike insurance can protect your two-wheeler against theft, floods and fire. Drive safely and responsibly, carry your driving licence everywhere and remember to claim your NCB in bike insurance when you renew, so you pay less premium and continue enjoying maximum protection.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • KTM 250 Adventure: Price, Specifications, Features

    by Tanmay Ahuja | Jul 02, 2025

    The KTM 250 Adventure is a powerhouse in the category of sports bikes. A remarkable motorcycle with a robust 250 cc engine, muscular designs and advanced technical features, it was first launched in India in 2020. With the spirit of the Gen-3 KTM 250 Duke and inspired by the 1290 SUPER DUKE, the bike is an ideal choice for beginners in adventure biking. Find out more about the KTM 250 Adventure price, specifications and other details in this guide.

    KTM 250 Adventure price

    The KTM 250 Adventure price is Rs. 2.60 lakh (ex-showroom). The KTM 250 Adventure specifications are powerful yet within a moderate budget range for Indian riders.

    KTM 250 Adventure specifications

    The adventure bike comes with advanced features, powered by a 249.07 cc engine. The following is a list of KTM 250 Adventure specifications:

    • Displacement: 249.07 cc
    • Mileage: 38.12 kmpl
    • Fuel Type: Petrol
    • Fuel Capacity: 14.5 L
    • Reserve Fuel Capacity: 2.9 L
    • Engine Type: Single Cylinder, 4-valve, DOHC (dual overhead camshaft)
    • of Cylinders: 1
    • Top Speed: 140 kmph
    • Max Power: 31 PS @ 9250
    • Max Torque: 25 Nm @ 7250
    • Cooling System: Liquid Cooled
    • Battery: 12V 8Ah
    • Transmission: 6-Speed Manual
    • Front Brake: Disc
    • Rear Brake: Disc
    • Warranty: 2 year; 30,000 km

    KTM 250 Adventure features

    Here are some of the KTM 250 Adventure features:

    • Instrument Console: Digital
    • Touch Screen Display: No
    • GPS and Navigation: Yes
    • Speedometer: Digital
    • Odometer: Digital
    • Fuel Gauge: Digital
    • Mobile Phone Connectivity: Yes
    • Tripmeter Type: Digital
    • Stand Alarm: Yes
    • Gear Indicator: Yes
    • Low fuel, battery, oil indicator: Yes
    • Start Type: Electric
    • Kill Switch: Yes
    • Headlight, Brake light, Turn Signal: LED
    • Pass Light: Yes
    • Quick Shifter: Yes

    Conclusion

    The 250 Adventure might offer a thrilling experience, but you also need to secure your future rides with bike insurance. Comprehensive bike insurance ensures safety for both yourself and your motorcycle and provides coverage against a range of hiccups, like accidents, repair costs and theft.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • KTM 390 Adventure: Price, Specifications, Features

    by Tanmay Ahuja | Jul 02, 2025

    One of the most off-road capable and middleweight sport bikes in its segment, the KTM 390 Adventure is a versatile travel motorcycle. It is light and easier to manage, even in tight spaces and comes with a completely new design, taking inspiration from KTM rally bikes. With its 399 cc engine and remarkable performance, the bike offers power and comfort, even in long-distance travel.

    Read ahead to learn more about the KTM 390 Adventure price, specifications and more significant details.

    KTM 390 Adventure price

    The KTM 390 Adventure price starts from Rs. 3.68 lakh (ex-showroom). Overall, the KTM 30 Adventure specifications offer a powerful performance within a moderate budget range, making it an ideal choice for sport bike enthusiasts.

    KTM 390 Adventure specifications

    Let’s get into the bike’s specifications:

    • Displacement: 398.63 cc
    • Mileage: 30 kmpl
    • Fuel Capacity: 14.5 L
    • Engine Type: 4-stroke, Single cylinder, DOHC (dual overhead camshaft)
    • of Cylinders: 1
    • Top Speed: 155 kmph
    • Max Power: 46 PS @ 8500 rpm
    • Max Torque: 39 Nm @ 6500 rpm
    • Power-to-weight (Ps/Ton): 253
    • Cooling System: Liquid Cooled
    • Battery: 12V/8Ah
    • Transmission: 6-Speed Manual
    • Front Brake: Disc
    • Rear Brake: Disc

    KTM 390 Adventure features

    Here are the KTM 390 Adventure features:

    • Instrument Console: Digital; TFT (Thin Film Transistor)
    • Bluetooth Connectivity: Yes
    • GPS and Navigation: Yes
    • Speedometer: Digital
    • Odometer: Digital
    • Cruise Control: Yes
    • Traction Control: Yes
    • Call/SMS alerts: Yes
    • Riding Modes: Yes
    • Switchable ABS: Yes
    • Adjustable Suspension: Yes
    • Ride-By-Wire: Yes
    • Kill Switch: Yes
    • Headlight, Brake light, Turn Signal: LED
    • Pass Light: Yes
    • Quick Shifter: Yes

    Conclusion

    The KTM 390 Adventure is a powerful yet safe sportbike with advanced safety components. The roads of India are unpredictable, and mishaps never announce themselves. Prepare yourself and your motorcycle with timely bike insurance. Secure your thrilling rides with an investment in comprehensive bike insurance that ensures financial security against anything uneventful.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • KTM RC 390: Price, Specifications, Features

    by Tanmay Ahuja | Jul 02, 2025

    A high-end super-sport bike model from KTM India, the RC 390 is an absolute beast in the sportbike segment. This bike offers powerful performance, advanced features, attractive variants and mid-range budget. Besides its superior performance on the tracks, the KTM RC 390 is also a remarkable choice for daily commutes. With a 380 cc engine and updated specifications, the bike has been a favourite among riders since its launch in 2014. Let's look at some of the vital details, including the KTM RC 390 price, specifications and features.

    KTM RC 390 price

    The huge number of KTM RC 390 specifications comes in Rs. 3.21 - 3.23 lakh (ex-showroom). The model is available in the entry-level KTM RC 390 GP edition and the KTM RC 390 STD variant.

    KTM RC 390 specifications

    One of India's top models in the sportbike segment, the KTM RC 390 features and specifications are some of the most advanced ones. Find out more about the KTM RC 390 specifications in the following list:

    • Displacement: 373.27 cc
    • Mileage: 25.89 kmpl
    • Fuel Type: Petrol
    • Fuel Capacity: 13.7 L
    • Reserve Fuel Capacity: 1.5 L
    • Emission Standard: BS6 Phase 2B
    • Engine Type: Single Cylinder, FI (fuel injection) engine, DOHC (dual overhead camshaft)
    • of Cylinders: 1
    • Top Speed: 160 kmph
    • Max Power: 43.5 PS @ 9000 rpm
    • Max Torque: 37 Nm @ 7000 rpm
    • Cooling System: Liquid Cooled
    • Battery: 12V/8Ah
    • Transmission: 6-Speed Manual
    • Front Brake: Disc
    • Rear Brake: Disc
    • Warranty: 2 year; 30,000 km

    KTM RC 390 features

    The KTM RC 390 comes with advanced features to optimise performance, safety and comfort. Let's look at some of them:

    • Instrument Console: Digital
    • Speedometer: Digital
    • Odometer: Digital
    • Fuel Gauge: Digital
    • Tripmeter Type: Digital
    • Touch Screen Display: No
    • GPS and Navigation: Yes
    • Mobile Phone Connectivity: Yes
    • Stand Alarm: Yes
    • Gear Indicator: Yes
    • Low fuel, battery, oil indicator: Yes
    • Start Type: Electric
    • Kill Switch: Yes
    • Headlight, Brake light, Turn Signal: LED
    • Pass Light: Yes
    • Quick Shifter: Yes

    Conclusion

    The KTM RC 390 is an excellent entry-level sport bike with its performance-orientated features and specifications. However, you cannot be safe enough when it comes to safety. This is why bike insurance is a must. Maintaining secure rides with comprehensive bike insurance is an excellent way to ensure protection against anything uneventful— accidents, theft and repair cost.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • KTM RC 125: Price, Specifications, Features

    by Tanmay Ahuja | Jul 02, 2025

    The KTM RC 125 is a dynamic statement of sports riding. With 125 cc power, it is engineered to offer high mileage, efficiency and speed. Since its launch in 2019, the bike’s sharp aesthetics and specifications have made the Rc 125 a popular choice among riders in India. So, let’s find out more about the KTM RC 125 price, specifications and features in this guide.

    KTM RC 125 price

    The KTM RC 125 specifications are top-notch, yet they come within an affordable range. The RC 125 ex-showroom price in Delhi is Rs. 1.92 lakh (approx.).

    KTM RC 125 specifications

    The KTM RC 125 features and specifications are the perfect blend of technology and the spirit of racing. The following list of specifications showcases the technical expertise of the RC 125:

    • Displacement: 124.7 cc
    • Mileage: 41 kmpl
    • Fuel Capacity: 13.7 L
    • Engine Type: Single Cylinder, FI engine, DOHC (dual overhead camshaft)
    • of Cylinders: 1
    • Top Speed: 120 kmph
    • Max Power: 14.5 PS @ 9250
    • Max Torque: 12 Nm @ 8000
    • Cooling System: Liquid Cooled
    • Battery: 12V 8Ah
    • Transmission: 6-Speed Manual
    • Front Brake: Disc
    • Rear Brake: Disc
    • Warranty: 2 year; 30,000 km

    KTM RC 125 features

    The following are some of KTM RC 125 features:

    • Instrument Console: Digital
    • Touch Screen Display: No
    • GPS and Navigation: No
    • Speedometer: Digital
    • Odometer: Digital
    • Fuel Gauge: Digital
    • Mobile Phone Connectivity: No
    • Tripmeter Type: Digital; 2 no.
    • Stand Alarm: Yes
    • Gear Indicator: No
    • Low fuel, battery, oil indicator: Yes
    • Start Type: Electric
    • Kill Switch: Yes
    • Headlight: Halogen Bulb
    • Brake light, Turn Signal: LED
    • Pass Light: Yes

    Conclusion

    The KTM RC 125 features a BS6 engine, marking the brand’s commitment to environmental consciousness. Besides, safety is a priority and the RC 125 includes features for safer rides. However, as an owner, you need to maximise your riding safety with bike insurance. For full coverage, choose comprehensive bike insurance that provides all-around protection for your motorcycle, ensuring that you are covered in various situations beyond just third-party liabilities.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • KTM RC 200: Price, Specifications, Features

    by Tanmay Ahuja | Jul 02, 2025

    The KTM RC 200, one of the finest sports bikes in India, is a popular choice among riders. A powerful engine of 200 cc, sharp and precise handling, a stylish look and complete digital instruments showcase the powerful combination of technology and engineering. Overall, a lightweight sports bike with updated variants, the RC 200 has been a hit in the market since its launch in 2014. Let's look at the KTM RC 200 price, specifications and features for an informed purchase.

    KTM RC 200 price

    The ex-showroom price of KTM RC 200 starts from Rs. 2.20 Lakh - 2.21 lakh (approx.). It is available in two variants, with only a marginal difference in their prices. Based on the KTM RC 200 specifications, the price range is affordable, increasing the model's popularity.

    KTM RC 200 specifications

    Let's look at what makes the RC 200 a dream bike for many youngsters. Find out its specifications below:

    • Displacement: 199.5 cc
    • Mileage: 35 kmpl
    • Fuel Capacity: 13.7 L
    • Reserve Fuel Capacity: 1.5 L
    • Emission Standard: BS6 2.0
    • Engine Type: Single Cylinder, FI (fuel injection) engine, DOHC (dual overhead camshaft)
    • of Cylinders: 1
    • Top Speed: 140 kmph
    • Max Power: 25 PS @ 10000 rpm
    • Max Torque: 19.2 Nm @ 8000 rpm
    • Cooling System: Liquid Cooling; curved radiators with fans for heat management
    • Battery: 12V/8Ah
    • Transmission: 6-Speed Manual
    • Front Brake: Disc
    • Rear Brake: Disc
    • Warranty: 2 year; 30,000 km

    Learn more about the KTM RC 200 features in the next section.

    KTM RC 200 features

    Here is a list of the major and advanced features that come with the KTM RC 200:

    • Instrument Console: Digital
    • Touch Screen Display: No
    • GPS and Navigation: No
    • Speedometer: Digital
    • Odometer: Digital
    • Fuel Gauge: Digital
    • Tripmeter Type: Digital; 2 nos.
    • Mobile Phone Connectivity: No
    • Stand Alarm: Yes
    • Gear Indicator: Yes
    • Low fuel, battery, oil indicator: Yes
    • Start Type: Electric
    • Kill Switch: Yes
    • Headlight, Brake light, Turn Signal: LED
    • Pass Light: Yes

    Conclusion

    The KTM RC 200 is laden with top-notch features and specifications to make your rides safer and more comfortable. However, quite a percentage of your safety also depends on you. So, secure your thrill rides with bike insurance. Get the most out of your bike in every situation with comprehensive bike insurance that provides coverage against accidents, repair costs and theft.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • KTM 200 Duke: Price, Specifications, Features

    by Tanmay Ahuja | Jul 02, 2025

    The all-new KTM 200 Duke is a popular naked sports bike that combines sharp ergonomics and cutting-edge features. With its lightweight trellis frame, next-level power and 5” colour TFT with connectivity, the high-performance streetfighter delivers a white-knuckle riding experience.

    Read on to discover the KTM 200 Duke price, key specifications and latest features to understand why it’s a top choice for thrill-seeking riders.

    KTM 200 Duke price

    The KTM 200 Duke is available in a single variant in two colours: Electric Orange and Dark Galvano.

    • Ex-showroom price in Delhi: ₹ 2,05,761 (approx.)

    KTM 200 Duke specifications

    The KTM 200 Duke specifications include:

    • Engine type: Single-cylinder, 4-valve, liquid-cooled, DOHC, FI
    • Engine capacity: 199.5cc
    • Maximum power: 18.4 kW @ 10,000 rpm
    • Maximum torque: 19.3 Nm @ 8,000 rpm
    • Transmission: 6-speed manual gearbox
    • Brakes:
      • Front: 300 mm disc with radially mounted caliper
      • Rear: 230 mm disc with floating caliper
    • ABS: Dual-channel
    • Suspension:
      • Front: 43 mm, WP APEX USD forks
      • Rear: WP APEX monoshock, 10-step adjustable
    • Fuel tank capacity: 13.5 litres
    • Kerb weight: 159 kg
    • Mileage: Approx. 35 km/l

    KTM 200 Duke features

    The KTM 200 Duke features a bold design and rider-centric elements. such as:

    • Razor-sharp bodywork inspired by KTM’s bigger displacement Duke model
    • Split-seat design for enhanced rider and pillion comfort
    • Lightweight, split-steel trellis frame for better manoeuvrability
    • 5-inch, TFT display with 4-way menu switches for easy interaction
    • Turn-by-turn navigation, call/SMS alerts, and headset pairing with KTM My Ride
    • All-LED twin headlight, taillight, and turn indicators for better visibility
    • WP USD forks perform flawlessly on/off-road, with or without luggage
    • Wider rear tyre for increased road grip

    Conclusion

    The KTM 200 Duke strikes the perfect balance between adrenaline-pumping performance and everyday practicality, making it a top choice for thrill-seekers and daily riders alike. However, when riding a bike, always follow traffic rules, wear proper safety gear and carry essential documents like your licence, registration certificate and third-party bike insurance.

    Additionally, consider acquiring comprehensive bike insurance for financial security against accidents, natural disasters and third-party damages.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Jawa 42 FJ: Price, Specifications, Features

    by Tanmay Ahuja | Jul 01, 2025

    The Jawa 42 FJ in India is the more powerful and sporty iteration of the 42 family. This neo-classic motorcycle offers retro aesthetics, a cutting-edge Alpha2 engine and curated accessories designed for performance and long journeys.

    This blog will provide a detailed overview of the Jawa 42 FJ price, specifications and features.

    Jawa 42 FJ price

    The Jawa 42 FJ is available in two variants and six colours. The ex-showroom prices are:

    • Aurora Green Matte Spoke: ₹2,00,869 (approx.)
    • Aurora Green Matte: ₹2,11,942 (approx.)
    • Cosmo Blue Matte and Mystique Copper: ₹2,16,942 (approx.)
    • Deep Black - Matte Red and Matte Black: ₹2,21,942 (approx.)

    Jawa 42 FJ specifications

    The Jawa 42 FJ specifications highlight a larger engine, responsive performance and sculpted design:

    • Engine: 334cc Alpha2, single cylinder, 4 stroke, liquid cooled, DOHC
    • Maximum power:17 PS
    • Maximum torque:62 Nm
    • Transmission: 6-speed gearbox
    • Fuel system: Fuel Injection
    • Fuel tank capacity: 12 litres
    • Mileage: Approximately 32 km/l
    • Brakes:
      • Front: 280 mm disc
      • Rear: 240 mm disc
      • ABS: Dual channel
    • Suspension:
      • Front: Telescopic fork
      • Rear: Twin gas-charged shock absorbers with adjustable preload
    • Kerb Weight: 184 kg

    Jawa 42 FJ features

    The Jawa 42 FJ features a blacked-out engine, modern-retro elements and a newly designed exhaust, adding to its sporty appearance. Some of its other features include:

    • Teardrop-shaped fuel tank
    • Matte-finished bodywork for a rugged look
    • Upswept exhaust for the signature Jawa riding sound
    • Dual-channel ABS for safer rides across all terrains
    • Digital instrument console with an odometer, fuel gauge and gear indicator
    • Ergonomic single seat for long-ride comfort
    • Black alloy wheels for durability and aesthetics
    • Slip-and-assist clutch for smooth, controlled rides

    Conclusion

    The Jawa 42 FJ seamlessly combines performance, power and style, making it an excellent choice for both daily riders and touring enthusiasts. However, bike ownership is about more than just the ride—it’s also about safety. Always follow traffic and road rules, wear protective gear and carry essential documents such as your licence, registration certificate and third-party bike insurance.

    For added security, consider acquiring comprehensive bike insurance that provides financial protection against theft, accidents and damages, ensuring a worry-free riding experience.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Jawa Perak: Price, Specifications, Features

    by Tanmay Ahuja | Jul 01, 2025

    The Jawa Perak is a distinctive bobber-style motorcycle that combines stealthy design with advanced engineering excellence. Its low-slung profile, assist-and-slipper clutch and relaxed-riding configuration make this factory-custom bobber loved in the premium motorcycle segment.

    The Jawa Perak delivers a unique riding experience through its powerful BS6-compliant engine and smooth transmission. Read on to learn the Jawa Perak price, specifications and stand-out features.

    Jawa Perak price

    The Perak is available in a single variant, priced at:

    • Ex-showroom price in Delhi: ₹2,13,187 (approx.)

    It is available in two colour options:

    • Stealth Matte Black
    • Matte Grey

    Jawa Perak specifications

    The Jawa Perak specifications include the following:

    • Engine type: Single-cylinder, 4-stroke, liquid-cooled, DOHC
    • Engine capacity: 334cc
    • Maximum power:9 PS
    • Maximum torque: 30 Nm
    • Transmission: 6-speed manual gearbox
    • Frame: Double cradle tubular frame
    • Brakes:
      • Front: 280 mm disc
      • Rear: 240 mm disc
    • ABS: Dual-channel
    • Suspension:
      • Front: Telescopic forks, ø 35 mm
      • Rear: Mono-shock, gas-filled with 7-step adjustable preload
    • Fuel tank capacity:2 litres
    • Kerb weight: 185 kg
    • Mileage: Approximately 30-35 km/l

    Jawa Perak features

    The Jawa Perak features highlight its unique bobber styling and rider-centric elements, such as:

    • Classic rear fender and premium brass badge
    • Single-piece cantilevered seat with high-quality leather upholstery
    • Night-black theme with a matte grey finish and subtle gold pinstriping
    • Circular halogen headlamp and LED taillight integrated into the fender
    • Digital-analogue instrument cluster with hazard warning indicator
    • Twin-port exhaust system with a distinctive throaty exhaust note
    • Convenient riding triangle and forward-set footpegs for extra comfort
    • Effortless control during downshifts with assist-and-slipper clutch

    Conclusion

    The Jawa Perak offers an authentic bobber experience at a compelling price point, making it an excellent option for bikers seeking vintage styling with modern reliability. However, it is crucial to prioritise safety while riding—wear proper gear, follow traffic rules and carry your RC (Registration Certificate), driving licence and third-party bike insurance.

    Additionally, choosing a comprehensive bike insurance policy will offer broader protection against accidents, theft, damage to expensive components, and natural calamities, ensuring peace of mind every time you hit the road.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Jawa 350: Price, Specifications, Features

    by Tanmay Ahuja | Jul 01, 2025

    The new Jawa 350 features sleek flowing lines, graceful curves and stunning colour options, designed to reflect the unique personality of every rider. Built specifically for Indian roads, it redefines handling with assist and slip clutch technology, ensuring effortless gear shifts.

    Its advanced braking system and high-performance engine make it a standout in the cruiser segment. Read on to discover the Jawa 350 specifications, variants and ex-showroom price.

    Jawa 350 price

    The approximate ex-showroom prices of the Jawa 350 in Delhi are:

    • Jawa 350 STD (Spoke Wheel): ₹1,98,950
    • Jawa 350 STD (Alloy Wheel): ₹1,98,950
    • Jawa 350 Chrome (Spoke Wheel): ₹2,14,950
    • Jawa 350 Chrome (Alloy Wheel): ₹2,14,950

    The Jawa 350 is available in 8 colours: Legacy Edition Maroon, Deep Forest, Black, White Chrome, Mystique Orange, Obsidian Black, Gray and Maroon.

    Jawa 350 specifications

    The Jawa 350’s impressive specifications that make it a top choice for cruiser lovers are:

    • Engine: 334cc, single-cylinder, liquid-cooled, DOHC
    • Maximum power:57 PS
    • Maximum torque:1 Nm
    • Transmission: constant-mesh, 6-speed gearbox
    • Fuel tank:2 litres
    • Brakes:
      • Front: 280mm disc
      • Rear: 240mm disc
      • Floating calliper with ABS
    • Suspension:
      • Front: Telescopic hydraulic forks
      • Rear: Twin shock absorbers, gas-filled emulsion with 5-step adjustable preload
    • Kerb weight: 184 kg

    Jawa 350 features

    The improved Jawa 350 features offer the following advantages:

    • The assist-and-slip clutch enables smooth gear changes on Indian roads
    • Dual-channel ABS provides superior braking safety
    • Analogue instrument cluster with odometer and fuel gauge
    • Wide handlebar and relaxed split seat for better ergonomics on long rides
    • Sporty twin exhaust system that delivers the signature Jawa sound
    • Refined throttle response for better pickup and effortless cruising
    • Steel double cradle frame for superior stability and durability
    • Extended wheelbase and ground clearance to tackle any terrain
    • Touring visor, pillion backrest and a crash guard (2025 special edition)

    Conclusion

    The new Jawa 350 is more of a thumper with an extraordinarily strong mid-range, making riding at city speeds (50-60 kmph at 6th gear) extremely enjoyable. However, owning this motorcycle isn’t just about the experience—it’s also about riding safely. It’s essential to have third-party bike insurance, registration and pollution certificates, along with proper safety gear.

    Additionally, a comprehensive bike insurance policy covers unforeseen incidents, theft, natural calamities, and damages for enhanced security and peace of mind.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Jawa 42 Bobber: Price, Specifications, Features

    by Tanmay Ahuja | Jul 01, 2025

    The Jawa 42 Bobber is a perfect mix of classic charm and modern technology, making it one of India's most sought-after bobber motorcycles. Designed with a stylish neo-classical look, it appeals to both traditionalists and those who appreciate advanced engineering.

    Built for solo riders who love the freedom of the open road, Jawa 42 Bobber features create a unique riding experience. Read on to discover the Jawa 42 Bobber price and specifications.

    Jawa 42 Bobber price

    The approximate ex-showroom prices of the latest Jawa 42 Bobber variants in Delhi are:

    • Mystic Copper (Spoke Wheel): ₹2,12,500
    • Moonstone White (Spoke Wheel): ₹2,13,500
    • Jasper Red (Spoke Wheel): ₹2,15,500
    • Mystic Copper and Jasper Red (Alloy Wheel): ₹2,19,950
    • Black Mirror and Red Sheen (Alloy Wheel): ₹2,29,500

    Jawa 42 Bobber specifications

    Jawa 42 Bobber specifications showcase impressive engineering that balances performance and comfort. They include:

    • Engine: 334cc, single cylinder, 4-stroke, liquid cooled, DOHC
    • Power output: 29.9 PS
    • Maximum torque: 30 Nm
    • Transmission: Constant mesh, 6-speed gearbox
    • Brakes:
      • Disc brakes with dual-channel ABS
      • Front: 280mm
      • Rear: 240mm
    • Suspension:
      • Front: Telescopic forks, 35mm diameter
      • Read: Monoshock absorber, gas filled with 7-step adjustable preload
    • Frame: Double cradle
    • Fuel tank capacity: 12.5 L
    • Weight: 185 kg
    • Mileage: 30 km/l

    Jawa 42 Bobber features

    The Jawa 42 Bobber features combine comfort, technology and style, including:

    • Fully digital instrument cluster with trip meter, clock, speedometer, tachometer and fuel gauge
    • Adjustable, retro-inspired, low-slung single seat design
    • Assist-and-slip clutch for smoother gear shifts
    • Liquid cooling system for best engine performance
    • Neo-classic bobber design with distinctive styling elements
    • LED headlamp with DRL, taillight and indicators for enhanced visibility
    • Reimagined ergonomics for relaxed, effortless riding
    • Alpha2 engine for unmatched performance
    • Striking dual-tone contrasts and chrome accents

    Conclusion

    The Jawa 42 Bobber embodies the spirit of freedom that motorcycle enthusiasts seek without compromising on modern conveniences. With its distinctive bobber styling, powerful engine and rider-friendly ergonomics, it’s an excellent choice for both daily commuters and adventure seekers.

    However, owning a bike like this comes with great responsibility. Always wear a helmet and carry essential documents, including your licence, third-party bike insurance and registration certificate. Comprehensive bike insurance is highly recommended for complete financial protection against unforeseen accidents, natural calamities and damage.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Hero Destini 125: Price, Specifications, Features

    by Tanmay Ahuja | Jul 01, 2025

    The͏͏͏ Hero Destini 1͏2͏5͏ ͏stands as͏ ͏a reliable,͏ stylish ͏an͏͏͏͏d performance-oriented scooter ͏͏i͏n͏͏ t͏͏he 1͏25c͏c ͏͏segment. ͏͏͏Equipped with advanced technology and ͏user-centric features, it promises a comfortable ͏and ͏convenient riding͏ ͏͏͏͏͏experience.

    Destini 125 price

    The͏ ͏ex-showroom Hero͏ ͏Destini 125͏ price is IN͏͏R͏ ͏͏͏͏80͏,45͏0͏ - I͏NR 90͏͏,͏͏300 (approx.).

    Destini 125 specifications

    Here are the key͏ Hero Destini 12͏5͏ ͏specifications:͏͏

    • Dynamic engine performance: Powered by a 124.6cc air-cooled, 4-stroke, single-cylinder engine, it delivers 9.12 PS at 7,000 rpm and a torque of 10.4 Nm at 5,500 rpm.
    • Effortless transmission: Features a Continuously Variable Transmission (CVT) that ensures smooth acceleration.
    • Fuel efficiency: Offers an overall mileage of approximately 59 kmpl, making it a cost-effective choice for daily riders.
    • Reliable braking system: It comes with drum brakes on both front and rear wheels, complemented by an Integrated Braking System (IBS).
    • Superior suspension setup: Utilises telescopic forks at the front and a single coil spring hydraulic type at the rear.
    • Optimal Dimensions and capacity: With a kerb weight of 115 kg, 770 mm seat height, and 5.3L fuel tank, the Hero Destini 125 balances stability and control.

    Destini 125 features

    The͏ Hero͏ Destini ͏125 features are:

    • Idle Stop-Start system: Employs i3S technology to automatically shut off the engine during idling and restart it with a twist of the throttle, improving fuel efficiency in traffic-heavy environments.
    • Convenient external ͏fuel ͏filling: Offers an ͏external fuel ͏filler ͏cap, allowing ͏͏swift and easy refuelling.
    • Semi-digital instrument cluster: Displays key ride information such as speed, fuel level, and service reminders with clear visibility during both day and night.
    • Mobile charging port and boot lights: Equipped with a mobile charging port and boot light inside the under-seat storage.
    • Self-cancelling turn indicators: Indicators that automatically switch off after completing a turn, enhancing safety and convenience.
    • Modern lighting setup: Higher variants come with LED headlamps and position lamps that enhance visibility during low-light conditions.
    • Illuminated start button: Ensures visibility and ease of use during nighttime rides.

    Conclusion

    The͏͏͏ ͏͏Hero Destini 1͏2͏5 is͏ ͏a value͏͏͏ for-͏͏money ͏scooter ͏that͏ ͏blends performance, ͏comfort and style. Its͏ competitive pricing͏ ͏and smart features make i͏͏t a ͏͏solid choice for͏ urban commuters. To ensure continued protection ͏against unexpected ͏expenses, investing in ͏bike insurance͏ is͏͏ essential. Opting for comprehensive bike insurance offers broader coverage, including theft, accidental damage and third-party liabilities.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

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