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  • Air Cooling Systems in Bikes

    by mohit bohra | Mar 13, 2025

    Every mile, bike engines work hard, and in the process, they generate intense heat. Without an effective cooling mechanism in place, the heat can affect performance, efficiency and the engine’s lifespan. This is what makes air cooling systems in bikes essential. A bike’s cooling system regulates the engine temperature and ensures it works efficiently. Controlling the heat produced from combustion is essential for the engine to remain stable.

    What Does an Air Cooling System Mean?

    An air cooling system in the engine helps maintain optimal system temperature by evaporating engine heat. It harnesses the power of air to manage engine temperature. As the simplest and most cost-effective method of managing engine temperature, an air cooling system is an essential component of a two-wheeler.

    Components of an Air Cooling System 

    Motorcycle engines are designed to deliver power and performance while also enduring extreme conditions. However, they face a critical challenge of managing heat during operation. This is where air cooling systems step in. While air cooling systems may appear straightforward, they are engineered with precision. Their components include the following:

    1. Cooling Fan: A cooling fan placed in a half-round duct covering the engine’s cylinder head and performs the primary function of dissipating heat from the engine.
    2. Baffles: The baffles inside the duct direct airflow over the engine fins and through the cooler.
    3. Engine Fins: The fins placed around the engine’s cylinder enable cooling by increasing the surface area for air to pass over and help remove the extra heat
    4. Thermostat: Air cooling systems in bikes have a thermostat located between the cylinders which helps to control the valve.
    5. Valve: The valve manages the amount of air reaching the fan to maintain optimal cooling and engine temperature.
    6. Air Path: Hot air passes over the thermostat and the engine and then exits through the rear of the vehicle or using a heat transfer system.

    How Do Air Cooling Systems Work in Bikes?

    The air cooling system operates based on a simple mechanism of continuous air movement over the heated engine for it to cool down. The speed of the moving vehicle is enough for a sufficient amount of cool air to pass over the fins and dissipate the heat produced by the engine.

    The horizontally opposed cylinders in the air cooling system help move air over the fins. With more metal contacting the air, a greater amount of heat is lost, making cooling more efficient.

    What are the Advantages of Air Cooling Systems? 

    An air cooling system in a bike engine is a simple, lightweight heat dissipation mechanism. It does not require any special device to function, which makes it highly efficient. Due to its several significant advantages, it is the most preferred type of cooling mechanism used in automobiles. Let’s now take a look at the main advantages of an air cooling system:

    1. Cost-effective: Since no additional or specialised features, such as cooling jackets, radiators, etc., are required, these systems are relatively cheap, easy to install, and lightweight.
    2. Faster warm-up time: Air cooling systems offer a quicker response to engine warm-up than other cooling systems.
    3. No risk of freezing: These cooling systems do not depend on coolants, so they are not likely to freeze under cold weather conditions. This makes them highly suited for use in colder climates.
    4. Aesthetic appeal: The engine fins are among the key components of these systems. However, they are also an attractive design feature and integral in enhancing the cooling system’s performance.

    What Are the Disadvantages of Air Cooling Systems?

    Despite their many advantages, air cooling systems in bikes also have certain drawbacks, like heavy noise and overheating. Let’s take a look at some of the major drawbacks of air cooling systems:

    1. Noisy: The air cooling systems are simple in design and rely on minimal technological features. However, due to their simplistic design, they produce more vibrations and generate considerable noise. The lack of an insulating mechanism further aggravates this issue.
    2. More prone to overheating: Despite effective cooling systems, air cooling systems are more likely to overheat in hot weather conditions. This limits their cooling efficiency under hot conditions or heavier loads.
    3. Variable performance: The system’s cooling performance depends almost entirely on the environment and the vehicle's speed, which can lead to disparity in performance across vehicles.

    Conclusion

    Air cooling systems are among the most simplistic yet convenient heat dissipation mechanisms used in bikes. Learning about how they function can help determine whether you want a vehicle equipped with an air cooling module or another employing a more sophisticated cooling system. An efficient cooling system will ensure that your bike operates smoothly. However, you should also buy bike insurance online to stay covered against various man-made and natural disasters.  Opt for a comprehensive insurance policy covering issues from theft to accidental damage.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Motorcycle Swingarm: Working and Purpose

    by mohit bohra | Mar 13, 2025

    Have you ever wondered what keeps your motorcycle ride smooth, whether you are zipping through city streets or cruising down highways? While the engine, brakes, and tyres do their part, an unsung hero is constantly working behind the scenes—the motorcycle swingarm. This essential part ensures your bike handles well,  offering stability and comfort regardless of terrain or speed. Essentially, the swingarm acts as a movable arm, connecting the bike’s frame to the rear wheel, allowing it to move up and down over bumps, maintain traction and enhance control. Let’s learn more about the motorcycle swingarm.

    What is a Motorcycle Swingarm?

    The motorcycle swingarm is a crucial part of your bike that connects the rear wheel to the main frame. It is a robust lever made from strong materials like steel or aluminium, and it is available in single-sided and double-sided designs. The swingarm's main job is to manage the wheel’s movement without passing too much shock to the rest of the bike. The design of the swingarm also affects how well your bike handles corners and rough terrain, with different styles providing benefits like easier wheel removal or increased stability.

    What Are the Components of a Swingarm?

    A bike swingarm consists of several crucial parts that work together to provide a smooth and durable riding experience. These are:

    Main Arm Structure: The core of the swingarm, it is made from lightweight materials like aluminium or tough materials like steel. Some high-performance or racing bikes even use carbon fibre, known for being super light and yet incredibly strong.

    Pivot Points: These are the swingarm's 'joints' where the swingarm connects to the bike's frame, allowing the up-and-down movement that smoothes out bumps on the road.

    Bushings and Bearings: Found at the pivot points, these minimise friction during movement. Bushings absorb vibrations, while bearings improve durability and efficiency.

    Shock Absorber Attachments: These connect the swingarm to the bike's shock absorbers. They soak up road bumps, boosting your comfort and bike handling.

    Axle Housing: Located at the swingarm’s rear, it holds the rear axle and wheel firmly in place, ensuring alignment and stability.

    Adjustment Slots: Some swingarms feature slots for adjusting the position of the rear wheel, helping maintain proper chain tension and wheel alignment for optimal performance.

    How Does a Swingarm Work in a Motorcycle?

    The swingarm acts like a shock-absorbing lever for the rear wheel. Typically shaped like an 'H' or an 'L’, it pivots on bolts attached to the bike's frame, enabling the rear wheel to move smoothly over uneven terrain. To keep the ride comfortable and controlled, the swingarm works together with shocks and springs. These components soak up the bumps and keep the wheel steady, helping to maintain your grip on the road. In essence, the swingarm is essential in delivering a comfortable and stable riding experience, regardless of road conditions.

    What is the Purpose of a Swingarm?

    A swingarm is not just there to connect the rear wheel to your bike's frame—it is all about making your ride safer and more comfortable. Here is what it brings to the table:

    Improved Stability: The swingarm keeps your bike steady and balanced, especially at high speeds or on uneven roads, preventing wobbling or instability.

    Improved Ride Quality: By absorbing shocks and jolts from rough terrain, the swingarm makes your ride smoother and enjoyable.

    Safety Assurance: A swingarm maintains the rear wheel’s alignment, reducing you’re the risk of dangerous slips that could lead to accidents.

  • Understanding Chain Sprockets in Motorcycles

    by mohit bohra | Mar 13, 2025

    A chain sprocket is one of the vital components of a motorcycle. It is a power transmission mechanism in which the chain engages with a toothed wheel gear, called a sprocket, to move parts of the machine. The sprocket plays a critical role in transferring power from the engine to the bike's rear wheel. Understanding how sprockets work, their types, and their classifications helps maintain the motorcycle's performance and reliability.

    Here’s an overview of chain sprocket meaning, its functions and applications.

    What is a Chain Sprocket in a Motorcycle?

    To understand what is a sprocket, it is important to learn about its design. A sprocket is a metal wheel with teeth-like features sticking out to form a part of the chain system. This system acts as the link between the engine and the wheels.

    Motorcycles typically have two sprockets:

    1. Front Sprocket (Drive Sprocket): This is smaller in size and is attached to the engine’s output shaft.
    2. Rear Sprocket (Driven Sprocket): This is a bigger sprocket connected to the rear wheel of the bike.

    The size and number of teeth on the sprockets can significantly impact the motorcycle’s speed and torque. For instance:

    • A larger rear sprocket provides more torque but reduces top speed.
    • A smaller rear sprocket increases speed but reduces torque.

    Thus, sprockets are crucial for balancing speed, torque, and fuel efficiency in a motorcycle.

    How Do Sprockets Work in a Motorcycle?

    The working of a bike sprocket involves basic principles of motion and mechanical power transfer. Here’s how it works:

    • The motorcycle engine generates rotational power.
    • The front sprocket, mounted on the engine output shaft, receives this force.
    • A chain connects the front sprocket with the one at the rear. It pulls the rear sprocket as the front rotates.
    • The rear sprocket, fixed to the bike's rear wheel, converts this rotational force into motion, propelling the bike forward.

    How to Classify Sprockets?

    Sprockets are classified on the basis of factors that impact their functionality and compatibility. These factors are:

    • Size: Refers to the overall dimension and pitch diameter of the sprocket.
    • Diameter: The outer diameter directly affects the chain fit and bike performance.
    • Teeth Width and Depth: Sprockets are identified based on the width and depth of their teeth, which must align with the chain size.
    • Dimension: This includes the hub size, plate thickness, and mounting style.

    Sprockets are of different kinds based on their design and hub positioning:

    1. Type A (Flat Sprocket): These are hub-less (no extra thickness) and ideal for light-duty applications.
    2. Type B (Hub on One Side): Features a single hub for better alignment and reduced load on machinery bearings.
    3. Type C (Hubs on Both Sides): Featuring added thickness on both sides, they offer higher load capacity and enhanced stability.
    4. Type D (Split Hub Sprockets): Split hub design allows quick removal and maintenance without disassembling bearings.

    Understanding these classifications helps bikers choose the right sprocket for their specific needs and riding requirements.

    What Are the Types of Sprockets?

    Sprockets in bikes come in various forms, depending on their application, design, and operational needs. Below are the most common types of sprocket:

    1. Multi-Strand Sprockets
    • These sprockets are designed to handle high torque and power conditions.
    • They use multiple strands of chain, providing extra strength and durability.
    • Multi-strand sprockets come in taper-locked, QD-style hubs or finished bore designs.
  • Combi Brake System in Bikes: Enhancing Safety and Control

    by mohit bohra | Mar 13, 2025

    The CBS braking system is a groundbreaking braking technology that enhances the safety and stability of two-wheelers. By combining the braking forces of both the front and rear wheels, CBS reduces braking distances, minimises skidding, and provides superior control over the bike. Designed primarily for motorcycles with engine capacities below 125cc, CBS has been a necessary feature for such vehicles in India since 2019, ensuring enhanced safety standards.  

    What Does a Combi Brake System Mean?

    Curious about “what is a combi brake system? Here’s a quick overview:

    • CBS is a mechanism that evenly distributes braking forces between the front and rear wheels.
    • Unlike traditional systems, it activates both brakes simultaneously when either lever is pressed.
    • This technology shortens stopping distances and improves bike stability, even on slippery terrains.
    • It is especially effective in addressing improper brake usage by novice riders, offering better control and safety.
    • By balancing individual brake components, CBS also reduces wear and tear, enhancing durability.

    How Does a Combi Brake System Work?

    The CBS braking system operates by accurately distributing braking forces. Here's how it works:

    • Braking Force Distribution

    When the rider depresses the rear or front brake lever, both brakes are automatically engaged.

    • Brake Application

    The CBS mechanism allocates braking force appropriately to the front and rear wheels, usually favouring the rear wheel to prevent the front wheel from locking.

    • Better Stability

    Engaging both wheels ensures skidding-free and controlled stoppage, enhancing overall safety.

    What are the Advantages of the Combi Brake System?

    After learning about what a combi brake system is, here are its key advantages:

    Improved Safety

    • Reduces braking distance significantly
    • Prevents skidding, even on wet or uneven surfaces
    • Maintains bike balance during emergency braking
    • Provides stability, ensuring safer rides for less skilled riders

    Ease of Use

    • Enables riders to depend on a single lever for maximum braking efficiency
    • Boosts confidence for the less skilled riders by simplifying braking
    • Reduces mental stress during sudden stops by automatically distributing braking forces

    Versatility

    • Compatible with disc/drum and drum/drum brake configurations
    • Effective on all road types, including highways, city streets, and rural roads
    • Widely used in commuter bikes and scooters, making it easily accessible to a large audience

     Affordable Technology

    • Less expensive compared to high-tech systems such as ABS
    • Easy to maintain and repair, appealing to budget-conscious riders
    • Lacks complex electronics, reducing long-term ownership costs

    What are the Disadvantages of the Combi Brake System?

    The combi brake system in bikes has some disadvantages, such as:

    Not Suitable for High-Performance Bikes

    • It is designed primarily for bikes with engine capacities below 125cc and may not be suitable for high-speed or high-power motorcycles.
    • Cannot meet the high torque requirements of performance bikes, thus limiting its use.

    Effect on Stunt Riding

    • Limits flexibility for stunts and aggressive manoeuvres due to lack of independent control of the front and rear brakes.
    • May also hinder the precision braking needed for intricate tricks.

    Control Limitations for Experienced Riders

    • Can be restrictive for riders preferring manual control in specific situations, such as off-road adventures.
    • Non-adaptable for riders who frequently change braking patterns.

    Reduced Performance in Extreme Conditions

    • Falls short of ABS performance during heavy braking on extremely slippery roads.
    • Less effective during hard braking over long or challenging conditions.

    Compatibility Issues

    • Not suitable for bike configurations requiring specific kinds of braking settings, such as dual front discs or advanced suspensions.
  • Understanding the Slipper Clutch in Motorcycles

    by mohit bohra | Mar 13, 2025

    India's two-wheeler market is driven by technological upgrades that provide both the thrill and comfort of riding. In this evolving landscape, many are wondering what a slipper clutch means, as it is at the forefront of these innovations. This mechanism improves the safety features of motorcycles and ensures a smoother and more controlled ride. The slipper clutch is an invaluable tool to optimise performance without compromising on safety as bikers push the limits of speed and efficiency with the use of a clutch in a bike. Let us delve into slipper clutch meaning and mechanics of slipper clutches, explore their benefits, and understand why they are becoming a must-have in the world of motorcycling.

    What is a Slipper Clutch in a Bike?

    A slipper clutch is also referred to as a back-torque limiter or assist clutch. It is an integral feature in most high-performance motorcycles. The device is engineered to perfect the art of downshifting into corners by gradually disengaging the clutch basket from the clutch centre as dictated by the back torque. This refined control is necessary during fast downshifts as it prevents the rear wheel from locking. It also ensures that the bike remains stable and responsive under deceleration.

    The function of a slipper clutch is analogous to a standard manual clutch but with added benefits that specifically cater to high-speed riding. The engine speed can drop suddenly when a rider downshifts aggressively at high speeds without matching the lower gear speed. This mismatch can lead to a high torque being transferred back to the rear wheel. This potentially causes it to skid or hop – a phenomenon known as engine braking. The slipper clutch mitigates this by allowing the clutch plates to slip under excessive torque. This reduces the engine braking effect significantly and maintains smoother and safer riding dynamics.

    How Does a Slipper Clutch Work? 

    A slipper clutch is strategically positioned between the engine's transmission and the power mill, and it plays an important role in managing the motorcycle's torque transmission. This component is particularly vital when the dynamics between the engine speed and the rear wheel are not synchronised—this is often the case during aggressive downshifting or when rapid deceleration occurs.

    In a typical scenario without a slipper clutch, the clutch assembly and the crankshaft turn at a higher speed during engine braking than the rear wheel. This speed disparity can lead to skids and significant loss of traction in a manual clutch system as the rear wheel tries to catch up to the speed of the engine. This results in a potentially dangerous situation. The slipper clutch addresses this issue by allowing a controlled amount of slip between the clutch plates and the clutch basket.

    The mechanism of a slipper clutch involves several components working in unison. They are: 

    Pressure on Clutch Plates

    The pressure on the clutch plates decreases when there is excessive back torque. This reduction in pressure is facilitated by the unique design of the clutch. It includes ramps or other mechanisms that allow the clutch plates to move slightly apart.

    Controlled Slippage

    As the clutch plates slip, they effectively reduce the torque transmitted to the rear wheel. This controlled slippage helps tune down the torque to a manageable level. It saves the back wheel from locking up and maintains better traction and stability. 

    Prevention of Wheel Lock

    The slipper clutch prevents the sudden locking of the rear wheel by moderating the engine's braking effect. This can cause the bike to lose control or skid. It is particularly beneficial to maintain the bike’s stability during sharp turns or when riding on slippery surfaces.

    What Are the Parts of a Slipper Clutch?

    Here is a list of the key parts of the slipper clutch and their functions:

    •   Clutch Hub

    This central component is directly attached to the crankshaft and acts as the core from which power is transmitted. It is instrumental in the overall operation of the clutch. It effectively translates engine output into rotational force that drives the rear wheel.

    •  Pressure Plate

    The pressure plate is attached to the clutch cable and it plays an important role in engaging or disengaging the clutch. It moves towards or away from the clutch hub under the action of the clutch lever. The pressure plate either presses the clutch plates together to engage the drive or allows them to separate slightly to disengage it.

    •  Clutch Plates

    Clutch plates are positioned between the clutch hub and the pressure plate. These are the actual surfaces that engage and disengage to transmit or cut off power from the engine to the transmission. In a slipper clutch, these plates are designed to slip under excessive back torque, reducing the risk of wheel lock-up.

    •   Springs

    These components are crucial to maintaining the tension required for the clutch plates to engage normally. Adjusting the pressure applied to the clutch plates allows the clutch to slip under conditions of high back torque, such as aggressive downshifting.

  • Best Bikes Under 2 Lakhs

    by Almog Ramrajkar | Mar 11, 2025

    Scooters are among the most popular choices for commuters in India. They offer comfort, convenience, and affordability, making them a go-to option for people of all ages.  In 2025, the scooter market is more exciting than ever, with plenty of options that deliver great mileage, advanced features, and excellent value for money. If you're looking for a scooter under ₹2 lakh, we’ve got you covered. Here’s a detailed look at some of the best scooters in India under 2 lakh.

    List of Scooters Under 2 Lakh

    With a variety of scooters available in the Indian market, there’s something to suit every rider’s needs and budget. Here’s a closer look at some of the best scooters in India under 2 lakh to help you make the right decision.

    1. Hero Electric Optima

    • Price: ₹87,117 - ₹1.09 Lakh (On-road, Delhi)
    • Mileage/Range: 135 km/charge
    • Motor Power: 1.2 kW
    • Charging Time: 6.5 hours

    The Hero Electric Optima is an affordable electric scooter with a long range of 135 km per charge, ideal for city commutes. Its lightweight design ensures easy handling, and its eco-friendly motor is perfect for reducing one's carbon footprint. While it may not have the sporty features of other scooters, its cost-effectiveness and practicality make it a great choice for budget-conscious buyers.

    2. TVS Jupiter

    • Price: ₹88,561 - ₹1.03 Lakh (On-road, Delhi)
    • Mileage: 48 kmpl
    • Engine: 113.3 cc
    • Top Speed: 82 kmph

    TVS Jupiter is a popular scooter known for its reliability and comfort. With a simple yet functional design, it caters to daily commuters who value fuel efficiency and low maintenance. The 113.3 cc engine delivers smooth performance, and the seating is designed to offer maximum comfort for long rides. If you’re looking for a scooter that’s dependable and easy on the pocket, the TVS Jupiter is a fantastic option.

    3. Suzuki Access 125

    • Price: ₹94,250 - ₹1.10 Lakh (On-road, Delhi)
    • Mileage: 45 kmpl
    • Engine: 124 cc
    • Top Speed: 90 kmph

    The Suzuki Access 125 combines classic design with modern performance. Its powerful 124 cc engine ensures a smooth and responsive ride, while its mileage of 45 kmpl is sufficient for urban use. With ample under-seat storage, comfortable seating, and a sleek look, this scooter strikes a balance between style and practicality. It's particularly suited for riders who want a premium experience at an affordable price.

    4. TVS Jupiter 125

    • Price: ₹93,891 - ₹1.07 Lakh (On-road, Delhi)
    • Mileage: 57.27 kmpl
    • Engine: 124.8 cc
    • Top Speed: 95 kmph

    The TVS Jupiter 125 builds on the success of its sibling, the Jupiter, by offering a more powerful 124.8 cc engine and improved mileage. With its larger fuel tank and better performance, it’s perfect for those who need a scooter for longer rides. The Jupiter 125 also features refined styling and advanced features.

    5. Honda Activa 125

    • Price: ₹1.09 Lakh (On-road, Delhi)
    • Engine: 123.92 cc

    The Honda Activa series has long been a favourite among Indian riders, and the Activa 125 continues this legacy. Known for its durability, smooth performance, and low maintenance, the Activa 125 offers excellent value for money. It also comes with Honda’s reliable build quality, ensuring that this scooter will last for years with proper care.

    6. TVS NTORQ 125

    • Price: ₹1 - ₹1.24 Lakh (On-road, Delhi)
    • Mileage: 50 kmpl
    • Engine: 124.8 cc
    • Top Speed: 95 kmph

    The TVS NTORQ 125 is a sporty scooter designed for young riders. Its powerful engine and excellent acceleration make it fun to ride, while its 50 kmpl mileage ensures it’s efficient for daily use. NTORQ is packed with features like a fully digital console, Bluetooth connectivity, and navigation assistance.

    7. TVS iQube

    • Price: ₹1.23 - ₹1.55 Lakh (On-road, Delhi)
    • Mileage/Range: 75-100 km/charge
    • Motor Power: 2.2-3.4 kWh

    The TVS iQube is an electric scooter that’s perfect for urban riders. With its 75-100 km range and fast charging capabilities, it offers both convenience and sustainability. Its futuristic design, smart features, and smooth performance make it a strong contender in the electric scooter segment. Although slightly higher in price, the iQube is worth considering for its eco-friendly credentials and premium feel.

    8. Bajaj Chetak

    • Price: ₹1.39 - ₹1.51 Lakh (On-road, Delhi)
    • Mileage/Range: 153 km/charge

    The Bajaj Chetak is a modern take on a classic scooter. This electric model combines nostalgic design with cutting-edge technology, offering a range of 153 km per charge. Its premium build quality, stylish looks, and durable performance make it one of the top picks in the electric scooter category. If you’re willing to invest in a higher-end model, the Chetak offers excellent long-term value.

    9. Ola S1 Pro

    • Price: ₹1.35 Lakh (On-road, Delhi)
    • Mileage/Range: 195 km/charge
    • Battery Capacity: 5.5 kW
    • Charging Time: 6.5 hours

    The Ola S1 Pro is a revolutionary electric scooter with an impressive range of 195 km per charge. Its powerful battery delivers a seamless riding experience, and it’s loaded with advanced features like keyless operation, cruise control, and a large touchscreen display. Perfect for tech enthusiasts and eco-conscious riders, the S1 Pro is a game-changer in the Indian scooter market.

    10. Yamaha Aerox 155

    • Price: ₹1.79 - ₹1.83 Lakh (On-road, Delhi)
    • Mileage: 45 kmpl
    • Engine: 155 cc
    • Top Speed: 111 kmph

    The Yamaha Aerox 155 is a high-performance scooter designed for enthusiasts. With a top speed of 111 kmph and advanced features, it’s ideal for riders who prioritise speed and style. While it’s on the pricier side, the Aerox 155 offers a unique blend of sportiness and practicality.

    Conclusion

    The scooter market in India offers something for everyone, from budget-friendly models like the Hero Electric Optima to high-performance scooters like the Yamaha Aerox 155. Regardless of your preferences for eco-friendliness, sportiness, or fuel efficiency, there is a scooter under ₹2 lakh that meets your needs. To select the ideal scooter for your lifestyle, consider spending limit, preferred riding style, and desired characteristics. Don’t forget to secure your new ride with bike insurance online for added convenience and protection.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best 600cc Bikes in India 2025

    by Almog Ramrajkar | Mar 11, 2025

    India's two-wheeler market has always been vibrant, with motorcycles catering to all kinds of riders, from casual commuters to die-hard biking enthusiasts. In the 600cc category, a range of impressive bikes stands out for their blend of power, style, and performance. Whether you love long-distance touring, city cruising, or high-speed thrills, this segment offers something for everyone. This blog takes a closer look at the best 600cc bikes in India.

    List of 600cc Bikes in India

    From sporty roadsters to elegant cruisers and adrenaline-pumping supersport bikes, the 600cc category combines performance, style, and value. Here’s a detailed look at some of the best 600cc bikes in India.

    1. Kawasaki Z650

    •     Price: ₹6.65 lakh
    •     Mileage: 28.11 kmpl
    •     Engine: 649 cc
    •     Top Speed: 212 kmph

    The Kawasaki Z650 is a street fighter that combines sporty aesthetics with top-notch performance. Powered by a 649cc engine, it delivers a fuel efficiency of 28.11 kmpl, which makes it one of the most efficient bikes in this category. Priced at around ₹6.65 lakh, this motorcycle is a great choice for urban riders and highway enthusiasts alike. Its lightweight design ensures nimble handling, perfect for zipping through traffic or leaning into corners.

    2. Royal Enfield Continental GT 650

    •     Price: ₹₹3.19 lakh-₹3.45 lakh
    •     Mileage: 27 kmpl
    •     Engine: 647-650 cc
    •     Top Speed: 170 kmph

    The Royal Enfield Continental GT 650 is a retro-styled café racer with timeless charm and modern performance. Its 647.95cc engine offers smooth power delivery, and it boasts a mileage of 27 kmpl. Priced between ₹3.19 lakh and ₹3.45 lakh, it appeals to riders seeking a blend of classic design and reliable performance. With comfortable ergonomics and excellent build quality, the Continental GT 650 is ideal for both city rides and weekend getaways.

    3. Kawasaki Ninja 650

    •     Price: ₹7.16 lakh
    •     Mileage: 21 kmpl
    •     Engine: 649 cc
    •     Top Speed: 210 kmph

    A perfect middleweight sportbike, the Kawasaki Ninja 650 combines aggressive styling with an impressive riding experience. Its 649cc engine provides ample power, while its 21 kmpl mileage ensures efficiency. At around ₹7.16 lakh, it offers a balanced mix of sporty handling and comfort, making it a favourite among beginners and experienced riders alike. The Ninja 650 is particularly well-suited for long-distance touring and high-speed highway rides.

    4. Royal Enfield Interceptor 650

    •     Price: ₹3.03 lakh-₹3.31 lakh
    •     Mileage: 25 kmpl
    •     Engine: 647 cc
    •     Top Speed: 212 kmph

    The Royal Enfield Interceptor 650 is another popular choice in the 650cc segment. With a 647.95cc engine and a mileage of 25 kmpl, it’s priced between ₹3.03 lakh and ₹3.31 lakh. This bike looks amazing with its simple yet elegant design, which appeals to riders who love a retro vibe. Its upright riding position makes it comfortable for long rides, while its smooth engine and sturdy build ensure reliability.

    5. Triumph Trident 660

    •     Price: ₹8.24 lakh
    •     Mileage: 25 kmpl
    •     Engine: 647 cc
    •     Top Speed: 212 kmph

    The Triumph Trident 660 is a modern roadster that packs a punch. Its 660cc triple-cylinder engine delivers a mileage of 22.88 kmpl, offering a unique blend of power and refinement. Priced at ₹8.24 lakh, it features advanced technology, including a TFT display and multiple riding modes. The Trident 660 stands out for its premium quality and exceptional ride dynamics, making it a favourite for spirited riders.

    6. Royal Enfield Super Meteor 650

    •     Price: ₹3.63 lakh-₹3.94 lakh
    •     Mileage: 25 kmpl
    •     Engine: 648 cc
    •     Top Speed: 160 kmph

    The Royal Enfield Super Meteor 650 is a cruiser that exudes elegance and comfort. With a 648cc engine, it offers a mileage of 25 kmpl and is priced between ₹3.63 lakh and ₹3.94 lakh. Designed for relaxed highway cruising, the Super Meteor 650 boasts a comfortable riding position and smooth performance. It’s the perfect choice for riders who love long-distance touring with a touch of luxury.

    7. Triumph Daytona 660

    •     Price: ₹9.72 lakh
    •     Mileage: 20.4 kmpl
    •     Engine: 660 cc

    The Triumph Daytona 660 is a sportbike designed for adrenaline junkies. The bike’s 660cc engine ensures exceptional power delivery, while its 20.4 kmpl mileage provides decent efficiency for its class. With a price tag of ₹9.72 lakh, the Daytona 660 is built for speed and performance, offering top-notch handling and a thrilling riding experience.

    8. Royal Enfield Shotgun 650

    •     Price: ₹3.59 lakh-₹3.73 lakh
    •     Mileage: 22 kmpl
    •     Engine: 648 cc
    •     Top Speed: 170 kmph

    The Royal Enfield Shotgun 650 combines bold design with solid performance. Equipped with a 648cc engine, it delivers a mileage of 22 kmpl. Priced between ₹3.59 lakh and ₹3.73 lakh, it’s an excellent option for riders who want a unique and rugged look with Royal Enfield’s signature reliability. The Shotgun 650 is perfect for those who value a powerful ride with a distinctive aesthetic.

    9. Kawasaki Ninja ZX-6R

    •     Price: ₹11.20 lakh
    •     Mileage: 23.6 kmpl
    •     Engine: 636 cc
    •     Top Speed: 250 kmph

    The Kawasaki Ninja ZX-6R is a high-performance supersport motorcycle designed for the track and open roads. Its 636cc engine delivers thrilling power and precise handling, while its mileage of 23.6 kmpl makes it efficient for its segment. Priced at ₹11.20 lakh, it’s a premium offering for enthusiasts who demand the best in speed, agility, and style.

    10. BSA Gold Star

    •     Price: ₹2.99 lakh-₹3.34 lakh
    •     Mileage: 25 kmpl
    •     Engine: 652 cc
    •     Top Speed: 160 kmph

    The BSA Gold Star is a retro classic that appeals to riders with a taste for vintage design and modern performance. Powered by a 652cc engine, it offers a mileage of 25 kmpl and is priced between ₹2.99 lakh and ₹3.34 lakh. With its timeless styling and smooth power delivery, the Gold Star is an excellent choice for leisurely rides and everyday commutes.

    Conclusion

    From cruisers and roadsters to sportbikes and café racers, India’s 600cc motorcycle market has something for every kind of rider. Whether you prioritise performance, efficiency, or design, these bikes cater to a wide range of preferences and budgets. Models like the Royal Enfield Continental GT 650 and BSA Gold Star cater to those who love classic designs, while the Kawasaki Ninja ZX-6R and Triumph Daytona 660 are perfect for thrill-seekers. Explore your options and find the bike that aligns with your riding style. To ensure a worry-free riding experience, don’t forget to get comprehensive two wheeler insurance for better coverage in the event of an accident, damage or theft.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • What are the Best 200cc Bikes in India?

    by Nitin Vishwakarma | Jan 31, 2025

    In India, motorcycles with around 200 cubic centimetres of engine displacements offer balanced performance and efficiency, including more power than smaller options. Moreover, the best 250cc bikes are highly manageable in various riding conditions. With a 200cc engine, you can expect a good blend of acceleration and fuel economy, making these bikes suitable for city commuting and occasional highway trips. The most powerful 250cc bikes in India cater to riders seeking a step up from entry-level models, providing a highly exhilarating riding experience without the extreme power of larger displacement bikes. Before hitting the road, ensure you have a valid bike insurance policy in place to protect yourself and your vehicle from unforeseen expenses, while also complying with legal requirements.

    Detailed List of the Best 200cc Bikes in India

    Here is a list of some of the most powerful 200cc bikes in India. The favourite among college-goers and youngsters is the KTM bike, an Austrian company that traces back to 1934. It is a sports bike with several brands, including the KTM RC 200 and KTM Duke 200. The Pulsar is a homegrown motorcycle from the Bajaj Auto stable and is perhaps one the best 250cc bikes in India. The KTM may be the fastest 250cc bike in India, but indigenous bikes such as the Hero Xtreme 200S, TVS Apache RTR 200, and Bajaj Pulsar RS200 should not be underestimated the least!

    Some of the best 200cc bikes in India include:

    Model Mileage Fuel Capacity Top Speed

    KTM RC 200

    35 kmpl 

    13 litres

    141 kmph

    KTM Duke 200

    35 kmpl

    13.5 litres

    142 kmph

    Bajaj Pulsar RS200

    35 kmpl

    13 litres

    142 kmph

    Honda CB200X

    45 kmpl

    12 litres 

    130 kmph

    TVS Apache RTR 200

    36 kmpl

    12 litres 

    127 kmph

    Bajaj Pulsar NS200

    35 kmpl

    12 litres

    136 kmph

    Honda Hornet 200

    40 kmpl

    12 litres

    130 kmph

    Hero Xtreme 200S

    40 kmpl

    12.8 litres

    115 kmph

    Hero XPulse 200 Fi

    40 kmpl

    13 litres

    115 kmph

    Hero Xtreme 200R

    40 kmpl

    12.5 litres

    115 kmph

     

    Frequently Asked Questions

    Q1. Is there an upcoming bike under the 200cc segment in India?

    You can expect several new arrivals in the 200cc category in 2023/24 in the Indian market. Some of them are the Yamaha XSR155, Yamaha NMax 155, and Honda PCX160.

    Q2. Are there any 200cc sport bikes available in India?

    Yes, the Hero Xtreme 200S, KTM RC 200, and Bajaj Pulsar RS200 are popular and among the most powerful 200cc bikes in India.

    Q3. Are there any 200cc adventure bikes available in India?

    Yes, the Hero XPulse 200T 4V and Honda CB200X are India's two most popular adventure bikes under 200cc. 

     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.             

    Related Articles:

  • What are the Best 250cc Bikes in India?

    by Nitin Vishwakarma | Jan 31, 2025

    A 250cc engine in a motorcycle refers to the engine's displacement, which measures the total volume swept by all pistons in the engine's cylinders. A more significant displacement generally indicates more power and torque potential. It offers a good balance between performance and fuel efficiency. The best 250cc bikes suit riders seeking more power over smaller options, making them ideal for city commuting and occasional highway rides. This engine size is often found in entry-level sports, naked, and adventure bikes. When purchasing a 250cc bike, don't forget to secure a comprehensive bike insurance policy to safeguard against unexpected expenses and ensure legal compliance while enjoying your rides worry-free.

    Let's look at some of the fastest 250 cc bikes in India. 

    Detailed List of the Best 250cc Bikes in India

    Some of the most powerful 250cc bikes in India are

    Model Mileage Fuel Tank Capacity Top Speed

    Kawasaki KX250

    30 km/pl

    6.2 litres

    103 km/ph

    Keeway K-Light 250 V

    32 km/pl

    20 litres

    135 km/ph

    Benelli TRK 251

    30 km/pl

    18 litres

    148 km/ph

    KTM 250 Adventure

    32.2 km/pl

    14.5 litres

    140 km/ph

    KTM 250 Duke

    30 km/pl

    13.4 litres

    148 km/ph

    Husqvarna Svartpilen 250

    30 km/pl

    9.5 litres

    150 km/ph

    Suzuki V-Storm SX

    32 km/pl

    12 litres

    150 km/ph

    QJ Motor SRC 250

    50 km/pl

    14 litres

    135 km/ph

    Suzuki Gixxer SF 250

    35.5 km/pl

    12 litres

    150 km/ph

    Husqvarna Vitpilen 250

    31 km/pl

    9.5 litres

    146 km/ph

  • Best Bikes Under 1.5 Lakh

    by Santosh Kevale | Jan 27, 2025

    Motorcycles are becoming increasingly popular, but finding the right bike that checks all your boxes can be quite a task. With more options available in the Indian market than ever before, purchasing a bike that meets your requirements and budget has never been easier.

    We’ve compiled a list of the best bikes under 1.5 lakh. Whether you’re an enthusiast, adventurer, or daily commuter, there’s a perfect bike out there for you! Read on to discover the best two-wheelers that deliver unbeatable performance and quality on a budget.

    Top Bikes Under 1.5 Lakh in India

    India is home to many of the best bikes under 1.5 lakh that can meet your specific needs. This section outlines the features of some top options:

    1. Bajaj Pulsar NS200

    A street bike, the Bajaj Pulsar NS200, has remained a favourite for young riders seeking a blend of power and style. It’s available in three variants and four colour options, with the Pulsar NS200 Single Channel ABS variant starting at Rs. 1,42,060. This bike is a beast on the road with a 199.5cc, liquid-cooled engine producing 24.5 PS of power.

    Pros:

    • Powerful engine
    • Excellent handling
    • Sporty design

    2.  Hero Xpulse 200

    This dual-sport adventure touring model is a head-turner. Riders couldn't buy a dual-sport bike under 1.5 lakh rupees in India until the launch of the Hero Xpulse 200, which changed the game completely. The bike is India’s most affordable dual-sport motorcycle.

    With its 199cc single-cylinder engine, the motorcycle can reach a maximum power of 17.8 BHP at 8,500 RPM. Available in five different colours, the Hero Xpulse 200 stands tall and has great clearance.

    Pros:

    • FI engine
    • Solid build quality
    • Long suspension travel

    3. TVS Apache RTR 200 4V

    The list of top bikes for 1.5 lakh or less in India can’t be complete without the TVS Apache RTR 200 4V. It’s recognised as one of the best-selling naked street motorcycles with a 200cc engine.

    Moreover, the bike’s features, like ride modes (Urban, Sport, Rain), a slipper clutch for smoother downshifts, and SmartXonnect Bluetooth connectivity for real-time vehicle data, make it the best deal you can have in this price range. Both racing gloss black and white are available for the TVS Apache RTR 200 4V.

    Pros:

    • Looks great
    • Ride modes for varied conditions
    • Advanced Bluetooth connectivity

    4. Royal Enfield Hunter 350

    One of the oldest motorcycles in the Indian market, Royal Enfield’s Hunter 350, is the most affordable Enfield you can buy. With a 349cc engine producing 20.4 PS, it’s perfect for riders who love a relaxed yet engaging ride.

    Moreover, the motorcycle’s retro styling and contemporary features, like a semi-digital console and LED lighting, make it a standout option. You can purchase this extraordinary bike for approximately Rs. 1.49 lakh.

    Pros:

    • Classic design with modern touches
    • High torque output
    • Comfortable ride quality

    5. Hero Xtreme 125R

    For those who value comfort and style in a sporty package, the Hero Xtreme 125R is a great option. With an impressive 66 kmpl mileage and a fuel-injected engine, this bike is ideal for navigating the city’s traffic. The motorcycle comes in two variants and three attractive colours, with a starting price of Rs. 95,000.

    Featuring a sporty design, LED lighting, a fully digital instrument cluster, and comfortable ergonomics, the Hero Xtreme 125R is the perfect bike for long rides.

    Pros:

    • Stylish and sporty design
    • Feature-rich for its segment
    • Excellent fuel efficiency

    6. Suzuki Gixxer SF

    The Suzuki Gixxer SF is another fully-faired motorcycle available for under 1.5 lakh, offering a thrilling combination of style and performance. With two variants and six striking colour options, it exudes a sporty character that stands out on the road. Powered by a 155cc, fuel-injected engine, it delivers a smooth and responsive ride, producing 13.6 PS of power for an exhilarating performance.

    The bike's aerodynamic design, complemented by clip-on handlebars and sleek LED lighting, adds to its aggressive and modern appeal, making it a top contender in the sports motorcycle segment.

    Pros:

    • Stylish faired design
    • Smooth engine performance
    • Comfortable seating
  • Best Bikes Under 5 Lakhs 2024

    by Santosh Kevale | Jan 27, 2025

    Are you searching for top-notch motorcycles within a comfortable budget? Here’s our recommendation for some of the best bikes under 5 lakh in India. These two-wheelers offer superior features, impressive mileage, and unmatched performance – all without breaking the bank.


    Top Bikes Under 5 Lakhs in India 2024

    The following are some top contenders under 5 lakhs:

    1.      Royal Enfield Super Meteor 650

    Boasting a robust 648cc engine, tubeless tyres, and 6-speed transmission, the Royal Enfield Super Meteor 650 offers an exceptional long-distance riding experience. With a starting price of nearly Rs. 3.6 lakh (approximately), this cruiser motorcycle comes in three variants and a range of seven colours.

    Powered by a 648cc parallel-twin BS6 engine, it churns out 47 PS of power and torque at 52.3 Nm. Moreover, the Royal Enfield Super Meteor 650 is equipped with disc brakes, dual-channel ABS, and LED taillights and headlights, ensuring maximum safety and visibility when riding.

    Pros:

    • A range of intersecting variants and colours to choose from
    • Statement sculpted fuel tank and retro-inspired instrument panel
    • Low-slung seat, wide handlebars, relaxed ergonomics, and smooth power delivery

    2.      KTM 250 Duke

    Offering the perfect blend of power and affordability, the KTM 250 Duke is available in a single variant with four different colours for approximately Rs. 2.2 lakhs. Powered by a 250cc liquid-cooled BS6 engine, the bike delivers approximately 30 PS and 25 Nm of torque.

    In 2024, the motorcycle received a significant update, including a newly optimised cylinder head, a larger airbox, and an updated gearbox. Additionally, both power and torque output have been significantly increased.

    With its all-new steel trellis frame, 17-inch alloys, curved swingarm, and new brakes, the KTM 250 Duke is lightweight, offering a better power-to-weight ratio.

    Pros:

    • Aggressive styling inspired by KTM's naked bike lineup, with an off-centre mounted rear monoshock
    • Full-colour TFT display, LED lighting, WP suspension and effortless quickshifter
    • Ergonomic structure for better grip and good mileage of approx 30 km/l

    3.      Royal Enfield Himalayan 450

    This adventure-ready two-wheeler is built for the challenges of mountain roads. Weighing almost 200 kg, it is powered by a 452cc BS6 liquid-cooled engine, delivering 39.47 bhp of power and 40 Nm of torque.

    With a base price of Rs. 2.8 lakh (approximately), you can get its other four variants for less than Rs. 3.5 lakh. The Himalayan 450 has been updated with new bodywork and a robust setup ideal for off-roading and adventure touring. Its wheelbase and ground clearance stand at 1,510mm and 230mm, respectively, providing better traction and control.

    Pros:

    • Long-travel suspension and wheels with tubeless tyres
    • TFT console with turn-by-turn navigation
    • Upright ergonomics and a well-padded seat for long journeys

    4.      TVS Apache RR 310

    A bike that delivers exceptional performance and a luxurious feel, the TVS Apache RR 310 is a powerhouse in its price segment. Powered by a 312.2cc engine that produces 30 PS of power and about 29 Nm of torque, this sports motorcycle is a certified head-turner. Both variants are priced at around Rs. 2.7 to 3 lakhs (approximately).

    Pros:

    • Several interesting riding modes
    • Split seats, bi-directional quickshifter, and strong winglets
    • 6-speed gearbox offering quick speed transitions

     

    5.      BMW G310 RR

    Bringing German engineering to the entry-level sports bike segment, the BMW G310 RR is available in four appealing shades for just over Rs. 3 lakhs (approximately).

    This street motorcycle is powered by a 300cc BS6 engine, delivering 33.52 bhp of power and 27.3 Nm of torque. With its attractive aerodynamic design, the bike features a body-coloured front fender, integrated LED DRL, engine cowl, a muscular fuel tank with shrouds, five-spoke alloy wheels, and many other impressive elements. You'll be amazed at how smoothly it glides over varied terrains.

    Pros:

    • TFT console with multiple riding modes
    • An exceptional throttle response
    • Excellent fit and finish with classy colours

    6.      Royal Enfield Continental GT 650

    Available at a starting cost of Rs. 3 lakhs (approximately) in India, the Royal Enfield Continental GT 650 comes with a cafe racer style alongside its legendary performance. The best aspect of this iconic motorcycle is how it provides a diverse range of choices with four variants and six attractive colour options, including rocker red, British racing green, slipstream blue, and apex grey.

    Powered by the 648cc parallel-twin engine and fuel capacity of 12.5 litres, the Royal Enfield Continental GT 650 churns out 47 bhp of power and 52.3 Nm of torque. This middleweight bike is updated with several features and specifications, with the latest one having a round LED headlight, clip-on-style handlebar, twin-pod instrument cluster, and a USB charging port.

    Pros:

    • Retro styling featuring RE’s sculpted tank and clip-on handlebars
    • Slightly aggressive, tucked-in riding posture and great balance
    • The suspension features ‘piggy-back’ gas-charged twin shocks

     

    Conclusion

    Today, there are plenty of options to browse if you want to get your hands on a motorcycle costing less than 5 lakhs INR. From adrenaline-packed sports beasts to stylish cruisers for daily travel, there’s a bike for every rider.

    Once you’ve chosen your dream bike, it is prudent to acquire suitable two wheeler insurance. A good vehicle insurance policy provides financial coverage in case of mishaps, leading to peace of mind.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best Retro Bikes in India

    by Santosh Kevale | Jan 27, 2025

    A retro bike is a kind of bicycle that combines contemporary parts with the appearance and feel of a vintage frame. In recent years, there has been a resurgence of interest in vintage motorcycles, particularly among Gen Z and millennials, who are enamored with these vehicles and are exploring the more traditional realm of motorcycles.

    Riders who like to blend a traditional appearance with contemporary performance are drawn to retro bikes. There are many different types of retro bikes, ranging from vintage road bikes to mountain bikes.


    List Of Retro Bikes In India

    Here is a list of the 10 best retro bikes in India:             

    Royal Enfield Continental GT 650

    The most recent iteration of the GT 650 vintage bike has been added to the company's lineup in India. The bike has always been aesthetically pleasing, and RE added two new paint jobs with alloy wheels and a blacked-out engine cover to give it a more contemporary appearance.

    The cost of the Continental GT 650 ranges from Rs. 3.40 to Rs. 3.95 lakh. This bike comes in seven distinct colors and four different variations, such as British Racing Green, Ventura Storm, Dux Deluxe, and Mr. Clean.

     

    Key Specifications:

     

    Price Range

    Rs. 3.40 to Rs. 3.95 lakh

    Mileage

    27 kmpl

    Engine

    648 cc

    Top Speed

    169 Kmph

    Fuel Tank Capacity

    12 Litres

     

    Ducati Scrambler Icon

    The 803cc engine on this vintage motorcycle produces 71.87 horsepower. The Ducati Scrambler Icon features an anti-lock braking system with disc brakes on both the front and back ends. Certain features, such as the floating tail section, teardrop-shaped fuel tank, and round LED headlight, give the Ducati Scrambler Icon a unique appearance.

    The Scrambler Icon is available from Ducati in striking, eye-catching hues like Ducati Red, Thrilling Black, and '62 Yellow. The lighter frame, redesigned swing arm, and lighter engine make this Ducati retro bike in India perfect. It boasts modern amenities such as a 4.3-inch color TFT display with phone connectivity, as well as a comfortable riding position.

     

    Key Specifications:

     

    Price Range

    Rs. 10.40 to Rs. 12.95 lakh

    Mileage

    19 kmpl

    Engine

    803 cc

    Top Speed

    193 Kmph

    Fuel Tank Capacity

    13.5 Litres

     

     

    BMW R nineT

    The BMW Retro Bike has an 1170cc engine that delivers 107.28 bhp and 116 Nm of torque. The motorcycle features a newly designed semi-digital instrument cluster, adjustable clutch/brake levers, a USB charging port, and full LED lighting. The electronic rider aids include ABS Pro, Dynamic Brake Control (DBC), Automatic Stability Control (ASC), and two riding modes: "Rain" and "Road."

    Three color options are available for the BMW R 12 9 T: Black Storm Metallic for an extra dose of style, San Remo Green Metallic for a classic yet elegant design, and Option 719 Aluminium for a streamlined image.

     

    Key Specifications:

     

    Price Range

    Rs. 19.20 to Rs. 24.00 lakh

    Mileage

    19.6 kmpl

    Engine

    1170 cc

    Top Speed

    200 Kmph

    Fuel Tank Capacity

    18 Litres

     

    Norton Commando 961

    A café racer that evokes the heyday of British riding, the Norton Commando 961 comes in two primary variations: the Sport and the Café Racer. Customers can select from six different colors: black with gold stripes, grey with black stripes, red with gold stripes, silver with red/black stripes, green with black stripes, and white with black stripes. Currently, only the Sport variant is available in the Indian market.

    Key Specifications:

    Price Range

    Rs. 21 lakh

    Mileage

    19.6 kmpl

    Engine

    961 cc

    Top Speed

    199 Kmph

    Fuel Tank Capacity

    15 Litres

     

    Royal Enfield Interceptor 650

    The 2023 Royal Enfield Interceptor 650 maintains its recognizable, vintage appearance that was first unveiled almost five years ago, with the majority of the styling remaining unchanged. As a result, the fuel tank still uses the teardrop form, the instrument cluster is a twin-pod semi-digital unit, and the front fascia for the headlights retains its round shape.

    Seven colors—black, blue, pearl, red with black, red, green, and chrome—are available for purchase in India for the Royal Enfield Interceptor 650.

    Key Specifications:

    Price Range

    Rs. 3.20 to Rs. 3.31 lakh

    Mileage

    23 kmpl

    Engine

    648 cc

    Top Speed

    169 Kmph

    Fuel Tank Capacity

    13.7 Litres


    Kawasaki Z900 RS

    The Kawasaki Z900 RS maintains the essence of retro elegance with its classic design and sparse bodywork, reviving the allure of the Z1 900 motorcycle. Highlights of the bike include its distinctive teardrop fuel tank, circular LED headlamp, tuned stainless steel exhaust system, authentic retro design, and bullet-shaped analog instruments.

     

    Key Specifications:

    Price Range

    Rs. 16.80 lakh

    Mileage

    18 kmpl

    Engine

    948 cc

    Top Speed

    220 Kmph

    Fuel Tank Capacity

    17 Litres

     

    Triumph Thruxton R.

    It includes a new 1200cc, liquid-cooled, parallel twin motor with about 100 horsepower. The bike sounds great with the Vance & Hines end cans; it's not loud, but it has the right tone. Although Triumph refers to this 1200cc engine as a high-power motor (HP), it also possesses powerful mid-range torque. It has more than enough reserve to pass or rescue you from a rapidly worsening situation on the road, and it can cruise comfortably between 120 and 130 kmph all day. At 203 kilograms, the Thruxton isn't exactly a lightweight bike.

     

    Key Specifications:

    Price Range

    Starts from Rs 12.15 lakh

    Mileage

     25.9 kmpl

    Engine

    1200 cc

    Top Speed

    96 bhp

    Fuel Tank Capacity

    14.5 Litres

     

    Benelli Leoncino 500 

    A classic neo-retro bike constructed with contemporary technologies is the Benelli Leoncino 500. Its style is reminiscent of the 1950s and 1960s "lion cub" versions produced by the Italian company. Highlights of this vintage bike include a 500cc twin-cylinder engine, a six-speed manual transmission, and a lightweight, small, and sturdy steel lattice frame.

    The 17-inch cast-alloy wheels of the Benelli Leoncino 500 are perfect for riding in cities, as they have wide, grippy tires and powerful brakes.

    Key Specifications:

    Price Range

    Starts from Rs. 4.50 lakh

    Mileage

    20-25 kmpl

    Engine

    499.6 cc

    Top Speed

    200 Kmph

    Fuel Tank Capacity

    12 Litres

     

    Conclusion

    Here, we highlight the best retro bikes in India, combining modern technology with classic style. Each bike's key features—such as engine capacity, mileage, price range, and design—are meticulously crafted to attract vintage motorcycle fans seeking modern performance.

    However, if you’re thinking of buying a retro-style bike, it is wise to acquire two wheeler insurance to protect your investment. An appropriate insurance policy will help with regular maintenance, ensuring longevity. It shall also offer financial protection in the event of an accident, theft, or damage.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best 400cc Bikes in India

    by Santosh Kevale | Jan 27, 2025

    For those looking for a performance-oriented bike, 400cc motorcycles are a good choice. These motorcycles strike a very good balance between fuel efficiency and power outputs and perform well within and outside urban settings.

    With a range of diverse options available, now is the perfect time to either purchase your first bike or upgrade your current one. Read on to explore some of the best 400cc bikes in India.

    List of 400cc Bikes in India

    The 400cc motorcycle segment has a strong presence in India, offering a perfect balance of power, performance, and affordability. Here are some of the best 400cc bikes in India:

    1. Bajaj Pulsar NS400Z

    Inspired by Bajaj’s Pulsar NS DNA, this bike is built for adventure, combining solid performance with striking aesthetics. Its aerodynamic design and lightning bolt DRLs make it a head-turner.

    Powered by a liquid-cooled, four-stroke engine, the NS400Z delivers a strong 40 PS of power and 35 Nm of torque. Its projector headlamps ensure excellent visibility in dimly lit conditions. Whether you're tackling high-speed highways or navigating urban jungles, the NS400Z offers sharp handling and dependable safety features, including dual-channel ABS, upside-down forks, and Nitrox rear mono shocks.

    • Mileage: 34 kmpl (approx.)
    • Top Speed: 154 kmph
    • Kerb Weight: 174 kg

    2. KTM RC 390

    The KTM RC 390 is among the best 400cc bikes in India for both the daily rider and the bike enthusiast. The RC 390 delivers a powerful 43.5 PS and 37 Nm of torque. Equipped with WP Apex suspension, disc brakes with dual-channel ABS, quick MTC intervention, and a quickshifter, this bike excels in handling tight corners and tackling the track, making it a good choice for those seeking dynamic riding experiences.

    • Mileage: 26 kmpl (approx.)
    • Top Speed: 170 kmph
    • Kerb Weight: 172 kg

    3. Bajaj Dominar 400

    For riders who enjoy long-distance excursions, the Bajaj Dominar 400 is a formidable option. This bike provides the ideal mix of power and comfort for cruising thanks to its powerful 373.3cc engine, which produces 40 PS and 35 Nm of torque.

    The dual-channel ABS, overhead camshaft, upside-down forks, 10-step adjustable suspension, and clear white LED headlamp cluster make every ride smooth and secure. Whether you’re hitting the highways and their risky turns or taking detours from city traffic, the Dominar 400 is built to deliver.

    • Mileage: 28 kmpl (approx.)
    • Top Speed: 155 kmph
    • Kerb Weight: 193 kg

    4. Triumph Speed 400

    Like other bikes in the Triumph family, the Speed 400 stands out with its elegant design, rooted in British motorcycling heritage. This bike blends retro charm, a lightweight frame, modern performance, ergonomic seating, and an accessible price point.

    Among the top 400cc bikes in India, the Triumph Speed 400 is powered by a 398.15cc engine delivering 40 PS and 37.5 Nm of torque, ensuring a smooth and enjoyable ride. Its 43mm USD forks and gas mono-shock enhance rider comfort, making it perfect for both daily city commutes and leisurely weekend interstate journeys.

    • Mileage: 30 kmpl (approx.)
    • Top Speed: 145 kmph
    • Kerb Weight: 176 kg
  • List of Best 125cc Bike Models in India

    by Santosh Kevale | Jan 27, 2025

    If you're in the market for a new motorcycle that’s powerful, stylish, and budget-friendly, the latest range of 125cc motorcycles in India is worth exploring. These bikes are ideal for regular commutes to work and leisurely rides alike.

    They are fuel-efficient, offer great performance, and are easy to operate. With so many options available in the market, it is sometimes hard to decide which model is most suitable. Read on to explore the best 125cc bikes in India.

    List of 125cc Bike Models in India

    In India, the 125cc segment is best known for its versatility. Whether your priority is mileage or aesthetics, there’s a perfect bike for you.

    1. TVS Raider 125

    TVS has shaken up the commuter bike segment with its Raider 125, offering a blend of functionality and sporty appeal. The sharp design and vibrant colour options make it a standout choice, whether navigating weekday traffic or heading out for a weekend adventure. Its sporty nature, combined with a commendable fuel economy, ensures it remains a top contender. Its features make it one of the best 125cc bikes in India.

    • 8cc, air and oil-cooled engine
    • Reaches a top speed of 99 kmph
    • Drum brake with synchronised braking technology
    • Mileage: 56 kmpl

    2. Bajaj Pulsar NS125

    If you are a fan of Bajaj Pulsar’s iconic design but prefer a lighter and more affordable version, the NS125 might be worth looking into. Available in four classic colours in metallic shades, it is aimed at young riders looking for good performance without spending too much. Its aggressive yet nimble design and punchy engine make it popular among city users.

    • Advanced instrument console with Bluetooth and infinity twin-strip LED tail lamp
    • Has a 124.45cc, air-cooled, DTS-i engine, nitrox suspension, and anti-skid braking system
    • Reaches top speeds of 103 kmph and maximum power of 8.82 kW @8500 rpm
    • Mileage: 46.9 kmpl

    3. Bajaj Pulsar 125

    The Pulsar 125 continues the legacy of Bajaj’s popular series with its practicality and attractive design. True to its lineage, the Pulsar 125 combines functionality, dependability, and a stylish appearance, making it a fantastic choice for daily use.

    • While the 124.4cc, air-cooled engine gives a power-packed performance, the quick anti-skid braking offers superior control
    • Features convenient split-grab rails and contoured, split-seats that keep you steady as the bike picks up top speeds of 99 kmph
    • Neon headlights for a better riding experience at night
    • Mileage: 50 kmpl

    4. Honda SP 125

    The Honda SP 125 is a fusion of efficiency, practicality, and style. Renowned for its reliable engine and advanced features, this bike is ideal for modern riders seeking comfort, durability, and aesthetics – all in equal measure.

    • Features an ACG starter motor and 123.94cc, air-cooled engine; reaches top speed 100 kmph
    • Its 11.2L fuel tank features a bold and distinctive design
    • Features a digital display, LED lights, and uniquely positioned tail lamps
    • Mileage: 64 kmpl

    5. Hero Glamour XTEC

    Hero has elevated the game with the Glamour XTEC, offering a blend of style, safety, and advanced features. With its superior riding experience, this bike is the complete package, earning its place among the best 125cc bikes in India.

    • Top-of-the-line features like Bluetooth navigation and a mileage indicator with an eco-mode
    • Focus on style and practicality with its 124.7cc, air-cooled engine and stylish fuel tank design.
    • Has a 5-speed gearbox and goes up to a top speed of 95 kmph
    • Mileage: 54 kmpl

    6. Hero Xtreme 125R

    The Xtreme 125R is another standout addition to the Hero lineup. It blends sporty aesthetics with a powerful engine, making it a perfect choice for those who enjoy both city commuting and weekend-long rides.

    • A fuel-efficient 124.7cc, air-cooled engine that promises superior fuel economy.
    • Striking appearance featuring a sporty muffler cover and three classic colour tones to choose from
    • Spirited performance with a top speed of 95 kmph
    • Mileage: 66 kmpl
  • Best Adventure Bikes in India

    by Santosh Kevale | Jan 27, 2025

    If you are the kind of person who likes the thrill of open roads, rough trails, and scenic horizons, adventure biking is the perfect sport for you. Whether it's a Leh-Ladakh adventure, a cross-country road trip, tranquil beaches, or challenging mountain passes, India offers experiences that will leave you awestruck. One of the best ways to experience the diverse beauty of India's geography is by riding the perfect adventure bike.

    Here’s our take on seven of the best bikes for touring in India.

    List Of Best Adventure Bikes in India

    The right bike makes or breaks a journey. Here are some great options to consider:

    1. Ducati Multistrada V4 RS

    Starting Price: ₹38.40 Lakhs (Subject to change)

    At the forefront is the Ducati Multistrada V4 RS, a motorcycle that blends the heart of a superbike with unparalleled comfort and adaptability. As Ducati’s fastest and most powerful Multistrada, this premium machine is crafted for thrill-seekers who demand high performance without sacrificing refinement. Equipped with an advanced electronic suite, it offers four customisable ride modes—Race, Sport, Touring, and Urban—making it perfect for any adventure.

    Key Features:

    • Features a 1103cc V4 engine churning out 182.4 ps of power; equipped with Öhlins Smart EC 2.0 suspension
    • Dual-channel ABS and traction control, a desmodromic engine, and a dry clutch (with its sonics) add to the bike’s exclusivity.
    • Sporty yet versatile, the bike goes up to a top speed of 180 kmph
    • Its fuel capacity of 22 litres makes it ideal for long-distance drives

    From smooth highways to rugged trails, whether you're embarking on a cross-country expedition or cruising through the city, every journey on this bike promises to be truly unforgettable.

    2. BMW R 1250 GS

    Starting Price: ₹20.55 Lakhs (Subject to change)

    The BMW R 1250 GS has long been the gold standard in adventure motorcycles. Known for its reliability and top-notch engineering, this bike offers unparalleled versatility on all terrains. Its robust four-stroke flat-twin engine and premium-grade components ensure an unrivalled riding experience, whether you’re cruising on highways or tackling challenging mountain trails.

    Key Features:

    • 20-litre fuel tank and BMW’s signature shift cam
    • 1254cc boxer engine that delivers 134 bhp of power; the bike can reach speeds of over 200 kmph
    • Advanced suspension system for added stability, which includes travel-dependent damping and rear rebound adjustable
    • Keyless riding, dual-channel ABS, hill start control

    Regarded as one of the best bikes for touring in India, the BMW R 1250 GS guarantees a seamless riding experience.

     

    3.Harley-Davidson Pan America 1250

    Starting Price: ₹27.64 Lakhs (Subject to change)

    Breaking new ground, the Pan America 1250 marks Harley-Davidson’s stylish entry into the adventure motorcycle segment. With five ride modes, its rugged aesthetics and state-of-the-art technology make it a great choice for adventurers who demand the best of both luxury and performance.

    Key Features:

    • Adaptive ride height and suspension, along with lean-sensitive traction control and cornering ABS
    • 1252cc revolution max engine with a max power of 150 bhp; engine torque of 128 Nm
    • Can achieve speeds over 200 km/h and specially selected Michelin™ tyres
    • Top-tier safety features like vehicle hold control, electronically linked braking, and more

    Pan America is your perfect partner across a variety of Indian terrain, including smooth highways and rough off-road trails.

    4. Triumph Tiger 900 Rally Pro

    Price: ₹15.95 Lakhs (Subject to change)

    The Triumph Tiger 900 Rally Pro is a great motorcycle designed for both off-roading and long-distance touring. The bike’s powerful construction, along with state-of-the-art riding aids and enhanced safety features, ensure that you are always in control of your bike, irrespective of the ground beneath.

    Key Features

    • Light yet strong construction, fitted with an 888cc inline-three engine putting out 106.5 bhp power
    • Semi-active suspension at the front and rear, and Triumph’s well-known quickshifter
    • Multiple riding modes, including Off-Road Pro, Rider Configurable and Sport
    • Full-colour 7” TFT for brilliant display under various lighting conditions

    The Tiger 900 Rally Pro promises a thrilling experience for adventure seekers, be it riding in the mountains or on highways.

  • How CC Impacts Your Bike Insurance Premium

    by Santosh Kevale | Jan 27, 2025

    When buying bike insurance, several factors determine the premium you need to pay. One of them is the CC (Cubic Capacity) of the bike’s engine. Whether you are a first-time buyer or an experienced rider, understanding how CC affects your insurance policy can help you make an informed decision.

    In this blog, we will explore what CC is, how it affects your bike insurance premium, and other factors that influence the cost of your policy. You should have a clear understanding of what is the meaning of cc in bike and how to manage your bike insurance to get the best value for money.


    What is CC in Bike?

    CC stands for Cubic Capacity, which refers to the size or volume of a bike’s engine, measured in cubic centimetres (cc). The engine's cubic capacity is an important aspect of your bike's performance and capabilities. In simple terms, it indicates how much space is available inside the engine for the fuel-air mixture to combust. It directly correlates with the power and speed of the bike.

    Key points about CC:

    •   Higher CC = More Power: Bikes with higher CC generally have more power, which means they can achieve higher speeds and perform better, especially on highways or long-distance travel.
    •     Smaller CC = Lower Power: Bikes with lower CC engines are typically designed for city commutes. They are more fuel-efficient but have less power.
    •     Classification of Bikes based on CC:

    ○     Under 150cc: Commuter bikes with lower engine capacity, high fuel efficiency, and affordable premiums.

    ○     150cc to 400cc: Mid-range bikes offering a balance between power and fuel efficiency.

    ○     Above 400cc: Sports or high-performance bikes that deliver high power but come with higher maintenance and insurance.

    The Role of CC in Your Bike's Performance:

    •     Performance: Larger CC engines typically offer better acceleration and speed, making them ideal for long-distance drives and fast riders.
    •     Fuel Efficiency: Smaller engines are generally more fuel-efficient and better suited for short, city commutes.
    •     Insurance Risk: Higher CC engines are often considered by insurance companies as riskier due to the possibility of higher speeds, increased likelihood of accidents, and expensive repairs.


    How Does the CC of a Bike's Engine Affect the Insurance Premium?

    The CC of the bike plays a significant role in determining the insurance premium. Here’s why:

    1. Higher CC Leads to Higher Premiums:

    •     More Power, More Risk: Insurance companies calculate premiums based on risk. A bike with a high CC engine is considered higher risk because it can reach higher speeds and is often used for more adventurous riding. This increases the likelihood of accidents or damage, making insurers charge a higher premium to cover these risks.
    •     Cost of Repairs: Bikes with higher CC engines typically have more expensive parts and are costlier to repair in case of an accident. This higher repair cost is reflected in the premium.

    2. Larger Engine Capacity = Higher Maintenance Costs:

    •         Bikes with higher CC engines generally have more complex engines and advanced technology. Maintenance costs are higher, and the cost of spare parts is often more expensive compared to smaller CC bikes. This is another factor that insurers consider when setting premiums.

    3. Age and Model of the Bike:

    •         Newer bikes with larger engines generally attract higher insurance premiums due to their higher market value and repair costs. Additionally, newer models may come with advanced technology, which can increase the cost of repairs or replacement in case of an accident.

    4. Insurance Types:

    •         If you choose a comprehensive policy (which covers both damage to your bike and other vehicles), the premium will be higher for a larger CC bike. Third-party policies, which only cover damage to third parties, may have slightly lower premiums, but a high-CC bike will still be more expensive to insure.

     

    Other Factors Which Affect the Insurance Premium

    While the engine CC plays a key role in estimating the insurance premium, several other factors also affect how much you will pay for bike insurance. Let’s explore these:

    1. Age of the Rider

    •     Young Riders: If you are under 25, your insurance premium may be higher due to the perceived risk that younger riders are more likely to be involved in accidents.
    •     Experienced Riders: Riders over 30 with a good riding history may benefit from lower premiums, as they are perceived as less risky.

    2. Riding History

    •     Accident-Free Record: Riders with no history of accidents or traffic violations are often eligible for discounts on their premiums.
    •     Traffic Violations: A history of accidents, speeding tickets, or insurance claims can lead to higher premiums as the risk factor increases.

    3. Type of Coverage

    •     Comprehensive vs. Third-Party: Comprehensive coverage, which covers both your bike and third-party damages, comes with higher premiums compared to third-party-only insurance, which only covers damages to others.
    • Add-ons: Add-ons such as engine protection, roadside assistance, or zero depreciation cover can also increase your premium.

    4. Bike Security

    •         If your bike has added security features such as alarms, GPS tracking, or a strong anti-theft system, you may be able to lower your premium. These features reduce the risk of theft, making the bike less risky to insure.

    5. Location

    •         Your place of residence also affects your premium. If you live in an area with higher traffic, a higher crime rate, or more frequent accidents, your premium may be higher. On the other hand, bikes insured in rural or less populated areas may attract lower premiums.

    6. Bike Usage

    •     Daily Commute: If you use your bike for daily commuting, especially over long distances, your premium might be higher due to the increased risk of accidents.
    •   Occasional Use: If you only use the bike on weekends or for leisure, you may be eligible for a lower premium.


    Conclusion

    Effective cost management requires understanding how your bike's CC impacts your insurance rate. Higher-CC bikes, which offer more power and speed, often have higher premiums due to the increased risk and repair costs associated with them. However, bike insurance premiums are also influenced by several other factors, including the rider’s age, riding history, the type of coverage selected, and the bike's security features.

    Before choosing a bike and finalising your bike insurance online, it’s important to consider both the CC of the engine and other factors, such as your riding habits and bike usage.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Causes of Bike Fire: Prevention Explained

    by Santosh Kevale | Jan 27, 2025

    Ever considered what could go wrong while riding your bike? A bike fire, though rare, is a real risk caused by mechanical or electrical faults. It poses a danger to the rider and can lead to major damage to the bike.

    Understanding the root causes of these fires is crucial for prevention. Knowing what to watch for can be a game changer, whether it's due to overheating batteries in electric bikes or fuel leaks in conventional models. Understanding the causes and adopting preventive measures will help reduce the risk significantly, ensuring that your rides are both enjoyable and safe.


    Reasons for Bikes Catching Fire

    Let us take a closer look at the factors that may cause a bike to catch fire:

     

    • Flammability of Lithium-Ion Batteries: Lithium-ion batteries are preferred in modern electric bikes for their high energy density and longer lifespans compared to traditional batteries. However, they contain a highly flammable electrolyte fluid. If this fluid overheats, it can ignite and lead to intense battery explosions and fires. This issue is particularly pronounced if the battery is damaged or manufactured with low-quality standards.

     

    • Battery Overheating: Lithium-ion batteries are prone to overheating due to their chemical composition. This can be triggered by external temperatures, overcharging, or prolonged use at high power. Once overheated, the batteries can undergo thermal runaway—a chain reaction leading to fires.

     

    • Utilisation of Inferior or Defective Components: Using substandard or incompatible components can increase the risk of fires. This is often seen with aftermarket parts that may not meet the safety standards required for high-performance batteries. Defective components can cause electrical shorts and lead to sparks that may ignite the battery’s electrolyte.

     

    • Poor Maintenance and Handling: Neglecting regular maintenance or mishandling bikes can create conditions conducive to fire. Bikes must be routinely examined for any wear and tear, especially in the battery and electrical systems. Correct handling also involves keeping the bike in a cool and dry environment to avoid exposure to harsh conditions.

     

    • Environmental Factors and Accidents: External factors such as high ambient temperatures can exacerbate the risk of battery overheating. Additionally, accidents can lead to physical damage to the battery, compromising its structural integrity and potentially causing fires. Ensuring the bike is used within recommended conditions and receiving immediate attention after accidents can help mitigate these risks.

     

    How to Prevent Fires in Bikes



    Preventing a bike fire involves several precautions to ensure the safety of your vehicle. Here are some guidelines to follow:

    • Purchase from a Reputable Manufacturer: When selecting a bike, opt for brands that are known for their commitment to quality and safety. These manufacturers use components that meet high standards and are less prone to malfunctions that could lead to fires. Also, verify that the manufacturer provides a comprehensive warranty on its components—it can be a testament to the product’s reliability and safety.

     

    • Use Original Parts: Always use the original components and equipment supplied by the manufacturer. Using aftermarket parts that were not specifically designed for your bike can increase the risk of electrical failures and fires.

     

    • Use Approved Charging Points: Only use charging stations that are government-approved and conform to safety standards. These stations are designed to handle the power requirements of e-bikes without causing damage to the battery.

     

    • Follow the User Manual: Adhere strictly to the manufacturer's guidelines. The user manual includes specific instructions on the safe operation and maintenance of your bike—they are vital to prevent accidents and fires.

     

    • Monitor the Charging Process: Always keep an eye on your bike while it is charging. Look out for any signs of damage, unusual odours, noise, or smoke. Disconnect the bike immediately and consult a professional if you notice anything unusual.

     

    • Avoid Overcharging: Never leave the battery charging unattended overnight or longer than recommended. Overcharging raises the risk of a fire by overheating the battery.
    • Regular Inspections and Maintenance: Consult a professional to examine your bike regularly and make sure that all parts are in working condition. Regular maintenance will help you identify possible problems before they become serious issues.

     

    • Avoid Charging a Wet Battery: Water can cause serious damage to electrical components. If your bike or battery gets wet, make sure to let it dry completely before trying to charge it.

     

    • Park in the Shade: Avoid parking and charging your bike in direct sunlight, especially on hot days. Excessive heat can accelerate battery degradation and increase fire risk.

     

    • Dispose of Old Batteries Properly: Old or damaged batteries pose a significant fire risk. Dispose of them at an authorised recycling facility.

     

    • Avoid Covering Battery Packs: Do not cover your bike’s battery with any materials, especially plastic. It can trap heat around the battery.

     

     

    Conclusion


    While bike fires are a serious concern, understanding their causes and actively taking steps to prevent them is crucial to ensuring your safety. Regular maintenance and strict adherence to manufacturer guidelines are key to keeping your rides enjoyable and secure.

    Additionally, securing comprehensive two-wheeler insurance plays a vital role in protecting your vehicle and ensuring longevity. Selecting the right two wheeler insurance for your bike can provide critical financial protection against accidents, including fire-related damages. Equip yourself with robust two-wheeler insurance to safeguard your investment and drive with peace of mind.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Documents Required For Second Hand Bike Purchase

    by Santosh Kevale | Jan 27, 2025

    Are you considering buying a second-hand bike? It’s important to remember that this purchase involves more than just finding the right price or the perfect model—the paperwork is equally crucial. Ensuring a smooth and lawful transfer of ownership requires a clear understanding of the necessary documentation, from the Registration Certificate to the ownership transfer forms.

    Each piece of paperwork plays a significant role in the process. Let’s explore the details and explore the documents required for second hand bike purchase.

     

    List Of Documents Required While Purchasing a Used Bike

     

    Let’s break down the list of documents required for buying second hand bike:

     

    1. Registration Certificate (RC) Book: The RC book or card is your primary document and must be thoroughly checked. It includes the bike's registration number, engine number, chassis number, and information about previous ownership. If a bank financed the bike’s purchase, the RC should have the bank's endorsement or a No Objection Certificate (NOC) from the financier indicating that any loan has been fully repaid. Additionally, ensure the RC book has not been tampered with—discrepancies can indicate issues with the bike’s legal status.

     

    1. Insurance Certificate: It is important to have an active insurance policy for any vehicle in use. When buying a used bike, ensure the insurance is transferred to your name. This document should be reviewed for any previous claims, as they might affect your future premiums. The insurance certificate is vital as it confirms that the bike can be legally driven and is protected against potential liabilities. Confirm that the policy coverage is adequate for your needs by considering factors like third-party liability and comprehensive coverage options.

     

    1. Pollution Under Control (PUC) Certificate: This certificate is a mandatory document that verifies the bike's emissions are within the permissible limits. A valid PUC certificate is required at all times to avoid fines and confirms the bike's compliance with environmental standards. Regular checks and timely renewals of this certificate are important to maintain its validity and ensure ongoing compliance.

     

    1. Road Tax Receipt: This receipt is evidence that the road tax has been paid up to date. It is essential to ensure that no outstanding road taxes are due, especially if the bike was previously used in a different state. The receipt serves as proof that the bike has no unpaid dues that could later be transferred to the new owner. Always cross-verify with local tax records to avoid any discrepancies in tax payments.

     

    1. Sales Receipt: A sales receipt is required when purchasing a second-hand bike from a dealer or a private seller. It should detail the transaction, including the price, Value Added Tax (VAT), other taxes, and conditions of the sale. This receipt serves as proof that you purchased the vehicle and is crucial for any future claims or resale. It also helps establish the provenance of the bike, which can be beneficial during resale to validate the bike's history.

     

    1. Address Proof and Passport Size Photos: These documents are often needed to confirm the buyer's details with the RTO. They are necessary to verify your identity and address during the ownership transfer process. Make sure the address on these documents matches your current residence to avoid any issues with the RTO during the transfer.

     

    1. Transfer of Ownership Documents (Forms 28, 29, and 30):

     

    • Form 28: No Objection Certificate (NOC): An NOC is required if the bike is registered in one state and is being sold in another. It ensures that there are no legal or tax-related impediments to the sale. This form is particularly important when the vehicle’s registration is being transferred across state lines and may require clearance from multiple authorities.

     

    • Form 29: Notice of Transfer of Ownership: This form is filed by the seller to inform the RTO of the intention to transfer the vehicle's ownership. It acts as a formal declaration of the intent to sell and should be filed promptly after the decision to sell the vehicle is made.

     

    • Form 30: Report of Transfer of Ownership: This form is filed by the buyer and acts as confirmation of Form 29. It is necessary to complete the transfer process with the RTO. This document ensures that the RTO records are updated to reflect the new ownership status and helps complete the legal process of the sale.


    Conclusion

    Purchasing a used bike involves meticulous attention to detail regarding paperwork. You must ensure that all required documents are valid and appropriately transferred to secure your ownership legally and protect yourself from legal issues.

     It is also important to double-check all documents with the seller and consult the RTO when necessary. Remember that it is also essential to purchase appropriate bike insurance policy to ensure the longevity of your purchase and satisfy legal requirements. This ensures both peace of mind and financial security, allowing you to enjoy your purchase to the fullest.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Electric Scooter vs Petrol Scooter – Which One to Choose?

    by Santosh Kevale | Jan 24, 2025

    Are you thinking about upgrading your daily ride and torn between an electric scooter and a petrol scooter? The choice is not just about looks or brand—it’s about understanding what powers them and how it impacts your daily life. Electric scooters run on batteries, while petrol scooters rely on gasoline.

    This basic difference affects costs, maintenance, and environmental impact. Much like knowing the specs of a bike before you buy it, picking the right kind of scooter ensures you end up with a vehicle that matches your commute, budget, and values. Let’s get into the details of electric vs petrol scooters and what sets these scooters apart.

     

    Pros and Cons of Electric Scooters

     

    Electric scooters run on lithium-ion batteries and support sustainable city travel. Let us explore the pros and cons of electric scooters to see if they suit your urban commuting requirements:

     

    • Pros:


      Environmental Impact: Electric scooters contribute significantly to reducing urban carbon emissions. Studies suggest they produce up to 30% fewer carbon emissions than their petrol counterparts. Their zero-emission operation makes them an excellent choice for reducing one's carbon footprint.

     

    • Cost-Effectiveness: Operating an electric scooter is considerably cheaper than a petrol scooter. They can travel as far as petrol scooters on just 15% of the fuel cost. Additionally, the maintenance of electric scooters involves fewer expenses.

     

    • Quiet Operation: Electric scooters are known for their silent operation, which makes rides more pleasant and reduces noise pollution in urban environments.

     

    Cons:

     

    • Range and Charging Limitations: One of the primary drawbacks of electric scooters is their limited range. Most models can only travel a limited distance before needing a recharge—this can take several hours. It also makes them less suitable for long-distance travel unless infrastructure for charging is readily available.

     

    • Higher Initial Investment: The initial purchase price of electric scooters is generally higher than that of petrol scooters even though the running costs are lower. This cost is often mitigated over time through savings on fuel and maintenance.

     

    • Convenience: Recharging an electric scooter requires planning and access to charging stations, which may not be as common as petrol stations.

     

     

    Pros and Cons of Petrol Scooter

     

    Petrol scooters use gasoline and have been a dependable choice for years. They are reliable and refuel quickly, and it makes them an accessible option.

     

    Pros:

     

    • Range and Convenience: Petrol scooters are known for their long range and ease of refuelling. Unlike electric scooters that require several hours to recharge, petrol scooters can be refuelled in minutes at any of the widespread petrol stations. This makes them highly convenient for long-distance travel and spontaneous trips.

    • Variety and Cost: The market for petrol scooters offers a wide range of models, from low-cost options to high-performance scooters, catering to a broad spectrum of consumers. Petrol scooters are generally more affordable in terms of initial purchase price compared to electric scooters.

     

    • Immediate Power: Petrol engines provide instant torque and power, which can be advantageous in situations requiring quick acceleration and higher speeds. This also makes petrol scooters a preferred choice for riders looking for performance-oriented vehicles.

     

    Cons:

     

    • Environmental Impact: The major downside to petrol scooters is their environmental footprint. They emit carbon dioxide and other pollutants that cause air pollution—which is a growing concern for many consumers.

     

    • Operational Costs: Running a petrol scooter is often more expensive over the long term due to the high costs of petrol. These scooters also need maintenance more often than electric ones. This includes oil changes, engine servicing, and replacing various mechanical parts prone to wear and tear, which can add up financially.

     

    • Noise Pollution: Petrol scooters are noisier than their electric counterparts and contribute to noise pollution in urban settings. This can be a drawback for users looking to reduce noise levels in densely populated areas.

     

    To make an informed decision between an electric scooter and a petrol scooter, it's essential to understand the distinct differences that define each type. Let's dive into the details:

    Feature          

    Electric Scooters       

    Petrol Scooters

    Power Source

    Powered by rechargeable lithium-ion batteries. Offer smooth and quiet operation.   

    Runs on gasoline with internal combustion engines. Offers better top speed and acceleration.

    Operational Costs    

    Generally lower due to cheaper electricity costs and higher energy efficiency.

    Higher due to the cost of gasoline and lower fuel efficiency.

    Environmental Impact        

    Produce zero direct emissions, making them environmentally friendly. The impact varies based on the electricity source.

    Give out carbon dioxide, nitrogen oxides, and other pollutants that contribute significantly to air pollution and global warming.

    Maintenance and Longevity

    Have fewer moving components. Thus, they require less maintenance. No need for oil changes, fuel filter replacements, or exhaust system services.

    Require regular maintenance such as oil changes, replacement of spark plug replacement, and maintenance of air filter, all of which can increase overall costs and effort.

    Infrastructure and Accessibility  

    The choice is also influenced by the accessibility of charging stations, which might not be as common.

    Benefit from well-established petrol station networks, allowing for easy and quick refuelling.

     

    Which One To Choose?

     

    Deciding between an electric and a petrol scooter is an important choice that depends on several factors, including your daily transportation needs, environmental impact, and financial considerations. Here's a comprehensive breakdown to help guide your decision:

    Commute Type

     

    • Electric Scooters: Electric scooters are ideal for short to medium urban commutes. They perform well in cities with growing charging infrastructure and are favoured for their quiet operation and zero emissions.
    • Petrol Scooters: Petrol scooters are better suited for longer commutes or travel in areas with sparse charging options. Their quick refuelling capability and longer range make them practical for extensive travel without worrying about battery range.

     

    Environmental Concerns

     

    • Electric Scooters: Electric scooters reduce environmental impact significantly by producing zero tailpipe emissions. They help lower urban air pollution and global carbon emissions.
    • Petrol Scooters: Petrol scooters emit pollutants that contribute to air pollution. This could conflict with tightening environmental regulations.

     

    Budget Constraints

     

    • Initial Cost: Electric scooters generally require a higher upfront investment, mainly due to the battery technology, but this may be offset by long-term savings and potential incentives.
    • Operational Costs: The operational costs tend to be lower for electric scooters due to cheaper electricity and minimal mechanical maintenance. While petrol scooters are often cheaper initially, they incur higher fuel and maintenance costs.

     

    Lifestyle Compatibility

     

    • Electric Scooters: Electric scooters are best for those committed to an eco-friendly lifestyle or living in areas with access to green technologies.
    • Petrol Scooters: Petrol scooters offer flexibility for those who need reliable transportation that does not depend on charging infrastructure. They are suitable for frequent long-distance travel or rural living.

     

    Conclusion

     

    Choosing between an electric and a petrol scooter involves balancing cost, convenience, and environmental impact. Electric scooters may have lower insurance premiums due to their eco-friendliness and simpler mechanics, but their higher purchase price could offset those savings. Petrol scooters, while more common and technically simple, may incur higher insurance costs over time due to maintenance needs and engine issues. Remember, no matter what suits you best, it is prudent to acquire a comprehensive two wheeler insurance policy to safeguard your ride and obtain financial protection against mishaps or other harm. Consult with insurance experts to find the coverage that offers the best value and protection for your needs.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • How To Check Engine Oil Level In Bike

    by Santosh Kevale | Jan 24, 2025

    Are you ready for a ride on your motorcycle, eager to feel the freedom of the open road? There's nothing quite like the excitement of a bike journey, whether it's a quick commute or a leisurely scenic ride. But what happens when that joy is interrupted by a sputtering engine or a complete stall?

    Often, the reason is something as simple as low engine oil. That's why regularly checking and maintaining your bike's oil level is essential. It helps prevent these disruptions and ensures your rides stay smooth and trouble-free. Let’s explore how to routinely check your bike's engine oil and keep it road-ready and reliable.

     

    Steps On How To Check Engine Oil Level In Bike

     

    Engine oil is essentially a lubricant for your bike’s engine components. It also reduces friction, prevents wear, and helps cool the engine by removing heat from moving parts. Here is a detailed step-by-step guide on how to check the engine oil level:

     

    • Prepare Your Bike: Make sure your motorcycle is on a flat surface and has been turned off for a few minutes. This allows the oil to settle in the sump and provides an accurate reading. Ensure the engine is cool enough to touch but still slightly warm, as this prevents the oil from thickening due to excessive cooling, which can skew the reading.

     

    • Locate the Dipstick/Oil Window: Identify whether your bike uses a dipstick or an oil inspection window. They are commonly found on the side of the engine.

     

    • Dipstick: A dipstick typically has a ring or loop for pulling and is often screwed into a tube that dips into the oil pan.
    • Oil Window: An oil window is a clear glass or plastic window with high and low marks.

     

    • Checking Engine Oil Level Through the Dipstick:

     

    • Locate the Dipstick: Find the dipstick on your bike, which is typically secured on the top or side of the engine.
    • Clean the Dipstick: Take the dipstick out and clean it gently using a lint-free cloth. This removes any residual oil that could skew the reading.
    • Insert and Remove Again: To check the oil level put the dipstick back into its tube and then take it out again.
    • Check the Level: Ensure the oil mark is between the minimum and maximum lines. An oil level below the minimum indicates that your bike needs more oil.

     

    • Checking Engine Oil Level Through the Oil Level Window

     

    • Find the Level Window: Locate the oil level window, generally found at the lower part of the engine casing.
    • Check Oil Level: Keep the bike upright and stable, and look through the window to see where the oil level lies relative to the high and low markings.
    • Top Up as Needed: Add oil gradually if the oil level is near or below the lower marker. Be careful not to overfill.

     

    • Assess the Oil Quality

     

    • Colour and Clarity: Good oil is generally amber in colour and fairly clear. The oil turns darker as it deteriorates, indicating contamination or wear. Regularly checking the oil’s colour can help assess its condition and determine when it needs replacing.
    • Smell and Texture: If the oil feels gritty or smells burnt, it is a sign that it needs to be changed.
    • Metal Particles: The presence of metallic particles can indicate internal wear. Consult with a mechanic if you observe this.

     

    • Top Up the Oil: Use the type and grade of oil recommended in your motorcycle’s manual. Pour the oil slowly into the engine by periodically checking the level to ensure you do not exceed the maximum mark. Taking your time during this process ensures proper oil distribution and prevents overfilling, which can lead to engine issues. Regularly monitoring the oil level is a simple but effective way to maintain engine health.

     

    • Important Points to Keep in Mind

     

    • Stance: Ensure the bike is upright and not leaning to one side during the check.
    • Temperature: Perform the check when the engine is warm for a more accurate level reading.
    • Regular Maintenance: Check the engine oil level regularly every few weeks or before long trips—it helps detect leaks or changes in oil quality early.

     

    Conclusion

     

    Checking your motorcycle's engine oil regularly is key to smooth rides and avoiding expensive repairs. But motorcycle care involves more than just upkeep. It's equally important to have appropriate bike insurance to cover unexpected costs from accidents or theft. Keep your bike in great shape and ensure your insurance policy is up to date—this can protect your investment when you need it most. Additionally, don’t forget to regularly review your policy with insurance experts to make sure your coverage meets your needs—it provides great peace of mind. Regular maintenance combined with solid insurance gives you the confidence to ride worry-free, knowing you're covered in any situation.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

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