In India, motorcycles with around 200 cubic centimetres of engine displacements offer balanced performance and efficiency, including more power than smaller options. Moreover, the best 250cc bikes are highly manageable in various riding conditions. With a 200cc engine, you can expect a good blend of acceleration and fuel economy, making these bikes suitable for city commuting and occasional highway trips. The most powerful 250cc bikes in India cater to riders seeking a step up from entry-level models, providing a highly exhilarating riding experience without the extreme power of larger displacement bikes. Before hitting the road, ensure you have a valid bike insurance policy in place to protect yourself and your vehicle from unforeseen expenses, while also complying with legal requirements.

Detailed List of the Best 200cc Bikes in India

Here is a list of some of the most powerful 200cc bikes in India. The favourite among college-goers and youngsters is the KTM bike, an Austrian company that traces back to 1934. It is a sports bike with several brands, including the KTM RC 200 and KTM Duke 200. The Pulsar is a homegrown motorcycle from the Bajaj Auto stable and is perhaps one the best 250cc bikes in India. The KTM may be the fastest 250cc bike in India, but indigenous bikes such as the Hero Xtreme 200S, TVS Apache RTR 200, and Bajaj Pulsar RS200 should not be underestimated the least!

Some of the best 200cc bikes in India include:

Frequently Asked Questions

Q1. Is there an upcoming bike under the 200cc segment in India?

You can expect several new arrivals in the 200cc category in 2023/24 in the Indian market. Some of them are the Yamaha XSR155, Yamaha NMax 155, and Honda PCX160.

Q2. Are there any 200cc sport bikes available in India?

Yes, the Hero Xtreme 200S, KTM RC 200, and Bajaj Pulsar RS200 are popular and among the most powerful 200cc bikes in India.

Q3. Are there any 200cc adventure bikes available in India?

Yes, the Hero XPulse 200T 4V and Honda CB200X are India's two most popular adventure bikes under 200cc. 

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.             

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A 250cc engine in a motorcycle refers to the engine's displacement, which measures the total volume swept by all pistons in the engine's cylinders. A more significant displacement generally indicates more power and torque potential. It offers a good balance between performance and fuel efficiency. The best 250cc bikes suit riders seeking more power over smaller options, making them ideal for city commuting and occasional highway rides. This engine size is often found in entry-level sports, naked, and adventure bikes. When purchasing a 250cc bike, don't forget to secure a comprehensive bike insurance policy to safeguard against unexpected expenses and ensure legal compliance while enjoying your rides worry-free.

Let's look at some of the fastest 250 cc bikes in India. 

Detailed List of the Best 250cc Bikes in India

Some of the most powerful 250cc bikes in India are

Motorcycles are becoming increasingly popular, but finding the right bike that checks all your boxes can be quite a task. With more options available in the Indian market than ever before, purchasing a bike that meets your requirements and budget has never been easier.

We’ve compiled a list of the best bikes under 1.5 lakh. Whether you’re an enthusiast, adventurer, or daily commuter, there’s a perfect bike out there for you! Read on to discover the best two-wheelers that deliver unbeatable performance and quality on a budget.

Top Bikes Under 1.5 Lakh in India

India is home to many of the best bikes under 1.5 lakh that can meet your specific needs. This section outlines the features of some top options:

1. Bajaj Pulsar NS200

A street bike, the Bajaj Pulsar NS200, has remained a favourite for young riders seeking a blend of power and style. It’s available in three variants and four colour options, with the Pulsar NS200 Single Channel ABS variant starting at Rs. 1,42,060. This bike is a beast on the road with a 199.5cc, liquid-cooled engine producing 24.5 PS of power.

Pros:

• Powerful engine
• Excellent handling
• Sporty design

2.  Hero Xpulse 200

This dual-sport adventure touring model is a head-turner. Riders couldn't buy a dual-sport bike under 1.5 lakh rupees in India until the launch of the Hero Xpulse 200, which changed the game completely. The bike is India’s most affordable dual-sport motorcycle.

With its 199cc single-cylinder engine, the motorcycle can reach a maximum power of 17.8 BHP at 8,500 RPM. Available in five different colours, the Hero Xpulse 200 stands tall and has great clearance.

Pros:

• FI engine
• Solid build quality
• Long suspension travel

3. TVS Apache RTR 200 4V

The list of top bikes for 1.5 lakh or less in India can’t be complete without the TVS Apache RTR 200 4V. It’s recognised as one of the best-selling naked street motorcycles with a 200cc engine.

Moreover, the bike’s features, like ride modes (Urban, Sport, Rain), a slipper clutch for smoother downshifts, and SmartXonnect Bluetooth connectivity for real-time vehicle data, make it the best deal you can have in this price range. Both racing gloss black and white are available for the TVS Apache RTR 200 4V.

Pros:

• Looks great
• Ride modes for varied conditions
• Advanced Bluetooth connectivity

4. Royal Enfield Hunter 350

One of the oldest motorcycles in the Indian market, Royal Enfield’s Hunter 350, is the most affordable Enfield you can buy. With a 349cc engine producing 20.4 PS, it’s perfect for riders who love a relaxed yet engaging ride.

Moreover, the motorcycle’s retro styling and contemporary features, like a semi-digital console and LED lighting, make it a standout option. You can purchase this extraordinary bike for approximately Rs. 1.49 lakh.

Pros:

• Classic design with modern touches
• High torque output
• Comfortable ride quality

5. Hero Xtreme 125R

For those who value comfort and style in a sporty package, the Hero Xtreme 125R is a great option. With an impressive 66 kmpl mileage and a fuel-injected engine, this bike is ideal for navigating the city’s traffic. The motorcycle comes in two variants and three attractive colours, with a starting price of Rs. 95,000.

Featuring a sporty design, LED lighting, a fully digital instrument cluster, and comfortable ergonomics, the Hero Xtreme 125R is the perfect bike for long rides.

Pros:

• Stylish and sporty design
• Feature-rich for its segment
• Excellent fuel efficiency

6. Suzuki Gixxer SF

The Suzuki Gixxer SF is another fully-faired motorcycle available for under 1.5 lakh, offering a thrilling combination of style and performance. With two variants and six striking colour options, it exudes a sporty character that stands out on the road. Powered by a 155cc, fuel-injected engine, it delivers a smooth and responsive ride, producing 13.6 PS of power for an exhilarating performance.

The bike's aerodynamic design, complemented by clip-on handlebars and sleek LED lighting, adds to its aggressive and modern appeal, making it a top contender in the sports motorcycle segment.

Pros:

• Stylish faired design
• Smooth engine performance
• Comfortable seating

Are you searching for top-notch motorcycles within a comfortable budget? Here’s our recommendation for some of the best bikes under 5 lakh in India. These two-wheelers offer superior features, impressive mileage, and unmatched performance – all without breaking the bank.

Top Bikes Under 5 Lakhs in India 2024

The following are some top contenders under 5 lakhs:

1.      Royal Enfield Super Meteor 650

Boasting a robust 648cc engine, tubeless tyres, and 6-speed transmission, the Royal Enfield Super Meteor 650 offers an exceptional long-distance riding experience. With a starting price of nearly Rs. 3.6 lakh (approximately), this cruiser motorcycle comes in three variants and a range of seven colours.

Powered by a 648cc parallel-twin BS6 engine, it churns out 47 PS of power and torque at 52.3 Nm. Moreover, the Royal Enfield Super Meteor 650 is equipped with disc brakes, dual-channel ABS, and LED taillights and headlights, ensuring maximum safety and visibility when riding.

Pros:

• A range of intersecting variants and colours to choose from
• Statement sculpted fuel tank and retro-inspired instrument panel
• Low-slung seat, wide handlebars, relaxed ergonomics, and smooth power delivery

2.      KTM 250 Duke

Offering the perfect blend of power and affordability, the KTM 250 Duke is available in a single variant with four different colours for approximately Rs. 2.2 lakhs. Powered by a 250cc liquid-cooled BS6 engine, the bike delivers approximately 30 PS and 25 Nm of torque.

In 2024, the motorcycle received a significant update, including a newly optimised cylinder head, a larger airbox, and an updated gearbox. Additionally, both power and torque output have been significantly increased.

With its all-new steel trellis frame, 17-inch alloys, curved swingarm, and new brakes, the KTM 250 Duke is lightweight, offering a better power-to-weight ratio.

Pros:

• Aggressive styling inspired by KTM's naked bike lineup, with an off-centre mounted rear monoshock
• Full-colour TFT display, LED lighting, WP suspension and effortless quickshifter
• Ergonomic structure for better grip and good mileage of approx 30 km/l

3.      Royal Enfield Himalayan 450

This adventure-ready two-wheeler is built for the challenges of mountain roads. Weighing almost 200 kg, it is powered by a 452cc BS6 liquid-cooled engine, delivering 39.47 bhp of power and 40 Nm of torque.

With a base price of Rs. 2.8 lakh (approximately), you can get its other four variants for less than Rs. 3.5 lakh. The Himalayan 450 has been updated with new bodywork and a robust setup ideal for off-roading and adventure touring. Its wheelbase and ground clearance stand at 1,510mm and 230mm, respectively, providing better traction and control.

Pros:

• Long-travel suspension and wheels with tubeless tyres
• TFT console with turn-by-turn navigation
• Upright ergonomics and a well-padded seat for long journeys

4.      TVS Apache RR 310

A bike that delivers exceptional performance and a luxurious feel, the TVS Apache RR 310 is a powerhouse in its price segment. Powered by a 312.2cc engine that produces 30 PS of power and about 29 Nm of torque, this sports motorcycle is a certified head-turner. Both variants are priced at around Rs. 2.7 to 3 lakhs (approximately).

Pros:

• Several interesting riding modes
• Split seats, bi-directional quickshifter, and strong winglets
• 6-speed gearbox offering quick speed transitions

5.      BMW G310 RR

Bringing German engineering to the entry-level sports bike segment, the BMW G310 RR is available in four appealing shades for just over Rs. 3 lakhs (approximately).

This street motorcycle is powered by a 300cc BS6 engine, delivering 33.52 bhp of power and 27.3 Nm of torque. With its attractive aerodynamic design, the bike features a body-coloured front fender, integrated LED DRL, engine cowl, a muscular fuel tank with shrouds, five-spoke alloy wheels, and many other impressive elements. You'll be amazed at how smoothly it glides over varied terrains.

Pros:

• TFT console with multiple riding modes
• An exceptional throttle response
• Excellent fit and finish with classy colours
  
  

6.      Royal Enfield Continental GT 650

Available at a starting cost of Rs. 3 lakhs (approximately) in India, the Royal Enfield Continental GT 650 comes with a cafe racer style alongside its legendary performance. The best aspect of this iconic motorcycle is how it provides a diverse range of choices with four variants and six attractive colour options, including rocker red, British racing green, slipstream blue, and apex grey.

Powered by the 648cc parallel-twin engine and fuel capacity of 12.5 litres, the Royal Enfield Continental GT 650 churns out 47 bhp of power and 52.3 Nm of torque. This middleweight bike is updated with several features and specifications, with the latest one having a round LED headlight, clip-on-style handlebar, twin-pod instrument cluster, and a USB charging port.

Pros:

• Retro styling featuring RE’s sculpted tank and clip-on handlebars
• Slightly aggressive, tucked-in riding posture and great balance
• The suspension features ‘piggy-back’ gas-charged twin shocks

Conclusion

Today, there are plenty of options to browse if you want to get your hands on a motorcycle costing less than 5 lakhs INR. From adrenaline-packed sports beasts to stylish cruisers for daily travel, there’s a bike for every rider.

Once you’ve chosen your dream bike, it is prudent to acquire suitable two wheeler insurance. A good vehicle insurance policy provides financial coverage in case of mishaps, leading to peace of mind.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

A retro bike is a kind of bicycle that combines contemporary parts with the appearance and feel of a vintage frame. In recent years, there has been a resurgence of interest in vintage motorcycles, particularly among Gen Z and millennials, who are enamored with these vehicles and are exploring the more traditional realm of motorcycles.

Riders who like to blend a traditional appearance with contemporary performance are drawn to retro bikes. There are many different types of retro bikes, ranging from vintage road bikes to mountain bikes.

List Of Retro Bikes In India

Here is a list of the 10 best retro bikes in India:             

Royal Enfield Continental GT 650

The most recent iteration of the GT 650 vintage bike has been added to the company's lineup in India. The bike has always been aesthetically pleasing, and RE added two new paint jobs with alloy wheels and a blacked-out engine cover to give it a more contemporary appearance.

The cost of the Continental GT 650 ranges from Rs. 3.40 to Rs. 3.95 lakh. This bike comes in seven distinct colors and four different variations, such as British Racing Green, Ventura Storm, Dux Deluxe, and Mr. Clean.

Key Specifications:

Ducati Scrambler Icon

The 803cc engine on this vintage motorcycle produces 71.87 horsepower. The Ducati Scrambler Icon features an anti-lock braking system with disc brakes on both the front and back ends. Certain features, such as the floating tail section, teardrop-shaped fuel tank, and round LED headlight, give the Ducati Scrambler Icon a unique appearance.

The Scrambler Icon is available from Ducati in striking, eye-catching hues like Ducati Red, Thrilling Black, and '62 Yellow. The lighter frame, redesigned swing arm, and lighter engine make this Ducati retro bike in India perfect. It boasts modern amenities such as a 4.3-inch color TFT display with phone connectivity, as well as a comfortable riding position.

Key Specifications:

BMW R nineT

The BMW Retro Bike has an 1170cc engine that delivers 107.28 bhp and 116 Nm of torque. The motorcycle features a newly designed semi-digital instrument cluster, adjustable clutch/brake levers, a USB charging port, and full LED lighting. The electronic rider aids include ABS Pro, Dynamic Brake Control (DBC), Automatic Stability Control (ASC), and two riding modes: "Rain" and "Road."

Three color options are available for the BMW R 12 9 T: Black Storm Metallic for an extra dose of style, San Remo Green Metallic for a classic yet elegant design, and Option 719 Aluminium for a streamlined image.

Key Specifications:

Norton Commando 961

A café racer that evokes the heyday of British riding, the Norton Commando 961 comes in two primary variations: the Sport and the Café Racer. Customers can select from six different colors: black with gold stripes, grey with black stripes, red with gold stripes, silver with red/black stripes, green with black stripes, and white with black stripes. Currently, only the Sport variant is available in the Indian market.

Key Specifications:

Royal Enfield Interceptor 650

The 2023 Royal Enfield Interceptor 650 maintains its recognizable, vintage appearance that was first unveiled almost five years ago, with the majority of the styling remaining unchanged. As a result, the fuel tank still uses the teardrop form, the instrument cluster is a twin-pod semi-digital unit, and the front fascia for the headlights retains its round shape.

Seven colors—black, blue, pearl, red with black, red, green, and chrome—are available for purchase in India for the Royal Enfield Interceptor 650.

Key Specifications:

Kawasaki Z900 RS

The Kawasaki Z900 RS maintains the essence of retro elegance with its classic design and sparse bodywork, reviving the allure of the Z1 900 motorcycle. Highlights of the bike include its distinctive teardrop fuel tank, circular LED headlamp, tuned stainless steel exhaust system, authentic retro design, and bullet-shaped analog instruments.

Key Specifications:

Triumph Thruxton R.

It includes a new 1200cc, liquid-cooled, parallel twin motor with about 100 horsepower. The bike sounds great with the Vance & Hines end cans; it's not loud, but it has the right tone. Although Triumph refers to this 1200cc engine as a high-power motor (HP), it also possesses powerful mid-range torque. It has more than enough reserve to pass or rescue you from a rapidly worsening situation on the road, and it can cruise comfortably between 120 and 130 kmph all day. At 203 kilograms, the Thruxton isn't exactly a lightweight bike.

Key Specifications:

Benelli Leoncino 500 

A classic neo-retro bike constructed with contemporary technologies is the Benelli Leoncino 500. Its style is reminiscent of the 1950s and 1960s "lion cub" versions produced by the Italian company. Highlights of this vintage bike include a 500cc twin-cylinder engine, a six-speed manual transmission, and a lightweight, small, and sturdy steel lattice frame.

The 17-inch cast-alloy wheels of the Benelli Leoncino 500 are perfect for riding in cities, as they have wide, grippy tires and powerful brakes.

Key Specifications:

Conclusion

Here, we highlight the best retro bikes in India, combining modern technology with classic style. Each bike's key features—such as engine capacity, mileage, price range, and design—are meticulously crafted to attract vintage motorcycle fans seeking modern performance.

However, if you’re thinking of buying a retro-style bike, it is wise to acquire two wheeler insurance to protect your investment. An appropriate insurance policy will help with regular maintenance, ensuring longevity. It shall also offer financial protection in the event of an accident, theft, or damage.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

For those looking for a performance-oriented bike, 400cc motorcycles are a good choice. These motorcycles strike a very good balance between fuel efficiency and power outputs and perform well within and outside urban settings.

With a range of diverse options available, now is the perfect time to either purchase your first bike or upgrade your current one. Read on to explore some of the best 400cc bikes in India.

List of 400cc Bikes in India

The 400cc motorcycle segment has a strong presence in India, offering a perfect balance of power, performance, and affordability. Here are some of the best 400cc bikes in India:

1. Bajaj Pulsar NS400Z

Inspired by Bajaj’s Pulsar NS DNA, this bike is built for adventure, combining solid performance with striking aesthetics. Its aerodynamic design and lightning bolt DRLs make it a head-turner.

Powered by a liquid-cooled, four-stroke engine, the NS400Z delivers a strong 40 PS of power and 35 Nm of torque. Its projector headlamps ensure excellent visibility in dimly lit conditions. Whether you're tackling high-speed highways or navigating urban jungles, the NS400Z offers sharp handling and dependable safety features, including dual-channel ABS, upside-down forks, and Nitrox rear mono shocks.

• Mileage: 34 kmpl (approx.)
• Top Speed: 154 kmph
• Kerb Weight: 174 kg

2. KTM RC 390

The KTM RC 390 is among the best 400cc bikes in India for both the daily rider and the bike enthusiast. The RC 390 delivers a powerful 43.5 PS and 37 Nm of torque. Equipped with WP Apex suspension, disc brakes with dual-channel ABS, quick MTC intervention, and a quickshifter, this bike excels in handling tight corners and tackling the track, making it a good choice for those seeking dynamic riding experiences.

• Mileage: 26 kmpl (approx.)
• Top Speed: 170 kmph
• Kerb Weight: 172 kg

3. Bajaj Dominar 400

For riders who enjoy long-distance excursions, the Bajaj Dominar 400 is a formidable option. This bike provides the ideal mix of power and comfort for cruising thanks to its powerful 373.3cc engine, which produces 40 PS and 35 Nm of torque.

The dual-channel ABS, overhead camshaft, upside-down forks, 10-step adjustable suspension, and clear white LED headlamp cluster make every ride smooth and secure. Whether you’re hitting the highways and their risky turns or taking detours from city traffic, the Dominar 400 is built to deliver.

• Mileage: 28 kmpl (approx.)
• Top Speed: 155 kmph
• Kerb Weight: 193 kg

4. Triumph Speed 400

Like other bikes in the Triumph family, the Speed 400 stands out with its elegant design, rooted in British motorcycling heritage. This bike blends retro charm, a lightweight frame, modern performance, ergonomic seating, and an accessible price point.

Among the top 400cc bikes in India, the Triumph Speed 400 is powered by a 398.15cc engine delivering 40 PS and 37.5 Nm of torque, ensuring a smooth and enjoyable ride. Its 43mm USD forks and gas mono-shock enhance rider comfort, making it perfect for both daily city commutes and leisurely weekend interstate journeys.

• Mileage: 30 kmpl (approx.)
• Top Speed: 145 kmph
• Kerb Weight: 176 kg

If you're in the market for a new motorcycle that’s powerful, stylish, and budget-friendly, the latest range of 125cc motorcycles in India is worth exploring. These bikes are ideal for regular commutes to work and leisurely rides alike.

They are fuel-efficient, offer great performance, and are easy to operate. With so many options available in the market, it is sometimes hard to decide which model is most suitable. Read on to explore the best 125cc bikes in India.

List of 125cc Bike Models in India

In India, the 125cc segment is best known for its versatility. Whether your priority is mileage or aesthetics, there’s a perfect bike for you.

1. TVS Raider 125

TVS has shaken up the commuter bike segment with its Raider 125, offering a blend of functionality and sporty appeal. The sharp design and vibrant colour options make it a standout choice, whether navigating weekday traffic or heading out for a weekend adventure. Its sporty nature, combined with a commendable fuel economy, ensures it remains a top contender. Its features make it one of the best 125cc bikes in India.

• 8cc, air and oil-cooled engine
• Reaches a top speed of 99 kmph
• Drum brake with synchronised braking technology
• Mileage: 56 kmpl

2. Bajaj Pulsar NS125

If you are a fan of Bajaj Pulsar’s iconic design but prefer a lighter and more affordable version, the NS125 might be worth looking into. Available in four classic colours in metallic shades, it is aimed at young riders looking for good performance without spending too much. Its aggressive yet nimble design and punchy engine make it popular among city users.

• Advanced instrument console with Bluetooth and infinity twin-strip LED tail lamp
• Has a 124.45cc, air-cooled, DTS-i engine, nitrox suspension, and anti-skid braking system
• Reaches top speeds of 103 kmph and maximum power of 8.82 kW @8500 rpm
• Mileage: 46.9 kmpl

3. Bajaj Pulsar 125

The Pulsar 125 continues the legacy of Bajaj’s popular series with its practicality and attractive design. True to its lineage, the Pulsar 125 combines functionality, dependability, and a stylish appearance, making it a fantastic choice for daily use.

• While the 124.4cc, air-cooled engine gives a power-packed performance, the quick anti-skid braking offers superior control
• Features convenient split-grab rails and contoured, split-seats that keep you steady as the bike picks up top speeds of 99 kmph
• Neon headlights for a better riding experience at night
• Mileage: 50 kmpl

4. Honda SP 125

The Honda SP 125 is a fusion of efficiency, practicality, and style. Renowned for its reliable engine and advanced features, this bike is ideal for modern riders seeking comfort, durability, and aesthetics – all in equal measure.

• Features an ACG starter motor and 123.94cc, air-cooled engine; reaches top speed 100 kmph
• Its 11.2L fuel tank features a bold and distinctive design
• Features a digital display, LED lights, and uniquely positioned tail lamps
• Mileage: 64 kmpl

5. Hero Glamour XTEC

Hero has elevated the game with the Glamour XTEC, offering a blend of style, safety, and advanced features. With its superior riding experience, this bike is the complete package, earning its place among the best 125cc bikes in India.

• Top-of-the-line features like Bluetooth navigation and a mileage indicator with an eco-mode
• Focus on style and practicality with its 124.7cc, air-cooled engine and stylish fuel tank design.
• Has a 5-speed gearbox and goes up to a top speed of 95 kmph
• Mileage: 54 kmpl

6. Hero Xtreme 125R

The Xtreme 125R is another standout addition to the Hero lineup. It blends sporty aesthetics with a powerful engine, making it a perfect choice for those who enjoy both city commuting and weekend-long rides.

• A fuel-efficient 124.7cc, air-cooled engine that promises superior fuel economy.
• Striking appearance featuring a sporty muffler cover and three classic colour tones to choose from
• Spirited performance with a top speed of 95 kmph
• Mileage: 66 kmpl

If you are the kind of person who likes the thrill of open roads, rough trails, and scenic horizons, adventure biking is the perfect sport for you. Whether it's a Leh-Ladakh adventure, a cross-country road trip, tranquil beaches, or challenging mountain passes, India offers experiences that will leave you awestruck. One of the best ways to experience the diverse beauty of India's geography is by riding the perfect adventure bike.

Here’s our take on seven of the best bikes for touring in India.

List Of Best Adventure Bikes in India

The right bike makes or breaks a journey. Here are some great options to consider:

1. Ducati Multistrada V4 RS

Starting Price: ₹38.40 Lakhs (Subject to change)

At the forefront is the Ducati Multistrada V4 RS, a motorcycle that blends the heart of a superbike with unparalleled comfort and adaptability. As Ducati’s fastest and most powerful Multistrada, this premium machine is crafted for thrill-seekers who demand high performance without sacrificing refinement. Equipped with an advanced electronic suite, it offers four customisable ride modes—Race, Sport, Touring, and Urban—making it perfect for any adventure.

Key Features:

• Features a 1103cc V4 engine churning out 182.4 ps of power; equipped with Öhlins Smart EC 2.0 suspension
• Dual-channel ABS and traction control, a desmodromic engine, and a dry clutch (with its sonics) add to the bike’s exclusivity.
• Sporty yet versatile, the bike goes up to a top speed of 180 kmph
• Its fuel capacity of 22 litres makes it ideal for long-distance drives

From smooth highways to rugged trails, whether you're embarking on a cross-country expedition or cruising through the city, every journey on this bike promises to be truly unforgettable.

2. BMW R 1250 GS

Starting Price: ₹20.55 Lakhs (Subject to change)

The BMW R 1250 GS has long been the gold standard in adventure motorcycles. Known for its reliability and top-notch engineering, this bike offers unparalleled versatility on all terrains. Its robust four-stroke flat-twin engine and premium-grade components ensure an unrivalled riding experience, whether you’re cruising on highways or tackling challenging mountain trails.

Key Features:

• 20-litre fuel tank and BMW’s signature shift cam
• 1254cc boxer engine that delivers 134 bhp of power; the bike can reach speeds of over 200 kmph
• Advanced suspension system for added stability, which includes travel-dependent damping and rear rebound adjustable
• Keyless riding, dual-channel ABS, hill start control

Regarded as one of the best bikes for touring in India, the BMW R 1250 GS guarantees a seamless riding experience.

3.Harley-Davidson Pan America 1250

Starting Price: ₹27.64 Lakhs (Subject to change)

Breaking new ground, the Pan America 1250 marks Harley-Davidson’s stylish entry into the adventure motorcycle segment. With five ride modes, its rugged aesthetics and state-of-the-art technology make it a great choice for adventurers who demand the best of both luxury and performance.

Key Features:

• Adaptive ride height and suspension, along with lean-sensitive traction control and cornering ABS
• 1252cc revolution max engine with a max power of 150 bhp; engine torque of 128 Nm
• Can achieve speeds over 200 km/h and specially selected Michelin™ tyres
• Top-tier safety features like vehicle hold control, electronically linked braking, and more

Pan America is your perfect partner across a variety of Indian terrain, including smooth highways and rough off-road trails.

4. Triumph Tiger 900 Rally Pro

Price: ₹15.95 Lakhs (Subject to change)

The Triumph Tiger 900 Rally Pro is a great motorcycle designed for both off-roading and long-distance touring. The bike’s powerful construction, along with state-of-the-art riding aids and enhanced safety features, ensure that you are always in control of your bike, irrespective of the ground beneath.

Key Features

• Light yet strong construction, fitted with an 888cc inline-three engine putting out 106.5 bhp power
• Semi-active suspension at the front and rear, and Triumph’s well-known quickshifter
• Multiple riding modes, including Off-Road Pro, Rider Configurable and Sport
• Full-colour 7” TFT for brilliant display under various lighting conditions

The Tiger 900 Rally Pro promises a thrilling experience for adventure seekers, be it riding in the mountains or on highways.

When buying bike insurance, several factors determine the premium you need to pay. One of them is the CC (Cubic Capacity) of the bike’s engine. Whether you are a first-time buyer or an experienced rider, understanding how CC affects your insurance policy can help you make an informed decision.

In this blog, we will explore what CC is, how it affects your bike insurance premium, and other factors that influence the cost of your policy. You should have a clear understanding of what is the meaning of cc in bike and how to manage your bike insurance to get the best value for money.

What is CC in Bike?

CC stands for Cubic Capacity, which refers to the size or volume of a bike’s engine, measured in cubic centimetres (cc). The engine's cubic capacity is an important aspect of your bike's performance and capabilities. In simple terms, it indicates how much space is available inside the engine for the fuel-air mixture to combust. It directly correlates with the power and speed of the bike.

Key points about CC:

•   Higher CC = More Power: Bikes with higher CC generally have more power, which means they can achieve higher speeds and perform better, especially on highways or long-distance travel.
•     Smaller CC = Lower Power: Bikes with lower CC engines are typically designed for city commutes. They are more fuel-efficient but have less power.
•     Classification of Bikes based on CC:

○     Under 150cc: Commuter bikes with lower engine capacity, high fuel efficiency, and affordable premiums.

○     150cc to 400cc: Mid-range bikes offering a balance between power and fuel efficiency.

○     Above 400cc: Sports or high-performance bikes that deliver high power but come with higher maintenance and insurance.

The Role of CC in Your Bike's Performance:

•     Performance: Larger CC engines typically offer better acceleration and speed, making them ideal for long-distance drives and fast riders.
•     Fuel Efficiency: Smaller engines are generally more fuel-efficient and better suited for short, city commutes.
•     Insurance Risk: Higher CC engines are often considered by insurance companies as riskier due to the possibility of higher speeds, increased likelihood of accidents, and expensive repairs.

How Does the CC of a Bike's Engine Affect the Insurance Premium?

The CC of the bike plays a significant role in determining the insurance premium. Here’s why:

1. Higher CC Leads to Higher Premiums:

•     More Power, More Risk: Insurance companies calculate premiums based on risk. A bike with a high CC engine is considered higher risk because it can reach higher speeds and is often used for more adventurous riding. This increases the likelihood of accidents or damage, making insurers charge a higher premium to cover these risks.
•     Cost of Repairs: Bikes with higher CC engines typically have more expensive parts and are costlier to repair in case of an accident. This higher repair cost is reflected in the premium.

2. Larger Engine Capacity = Higher Maintenance Costs:

•         Bikes with higher CC engines generally have more complex engines and advanced technology. Maintenance costs are higher, and the cost of spare parts is often more expensive compared to smaller CC bikes. This is another factor that insurers consider when setting premiums.

3. Age and Model of the Bike:

•         Newer bikes with larger engines generally attract higher insurance premiums due to their higher market value and repair costs. Additionally, newer models may come with advanced technology, which can increase the cost of repairs or replacement in case of an accident.

4. Insurance Types:

•         If you choose a comprehensive policy (which covers both damage to your bike and other vehicles), the premium will be higher for a larger CC bike. Third-party policies, which only cover damage to third parties, may have slightly lower premiums, but a high-CC bike will still be more expensive to insure.

Other Factors Which Affect the Insurance Premium

While the engine CC plays a key role in estimating the insurance premium, several other factors also affect how much you will pay for bike insurance. Let’s explore these:

1. Age of the Rider

•     Young Riders: If you are under 25, your insurance premium may be higher due to the perceived risk that younger riders are more likely to be involved in accidents.
•     Experienced Riders: Riders over 30 with a good riding history may benefit from lower premiums, as they are perceived as less risky.

2. Riding History

•     Accident-Free Record: Riders with no history of accidents or traffic violations are often eligible for discounts on their premiums.
•     Traffic Violations: A history of accidents, speeding tickets, or insurance claims can lead to higher premiums as the risk factor increases.

3. Type of Coverage

•     Comprehensive vs. Third-Party: Comprehensive coverage, which covers both your bike and third-party damages, comes with higher premiums compared to third-party-only insurance, which only covers damages to others.
• Add-ons: Add-ons such as engine protection, roadside assistance, or zero depreciation cover can also increase your premium.

4. Bike Security

•         If your bike has added security features such as alarms, GPS tracking, or a strong anti-theft system, you may be able to lower your premium. These features reduce the risk of theft, making the bike less risky to insure.

5. Location

•         Your place of residence also affects your premium. If you live in an area with higher traffic, a higher crime rate, or more frequent accidents, your premium may be higher. On the other hand, bikes insured in rural or less populated areas may attract lower premiums.

6. Bike Usage

•     Daily Commute: If you use your bike for daily commuting, especially over long distances, your premium might be higher due to the increased risk of accidents.
•   Occasional Use: If you only use the bike on weekends or for leisure, you may be eligible for a lower premium.

Conclusion

Effective cost management requires understanding how your bike's CC impacts your insurance rate. Higher-CC bikes, which offer more power and speed, often have higher premiums due to the increased risk and repair costs associated with them. However, bike insurance premiums are also influenced by several other factors, including the rider’s age, riding history, the type of coverage selected, and the bike's security features.

Before choosing a bike and finalising your bike insurance online, it’s important to consider both the CC of the engine and other factors, such as your riding habits and bike usage.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Ever considered what could go wrong while riding your bike? A bike fire, though rare, is a real risk caused by mechanical or electrical faults. It poses a danger to the rider and can lead to major damage to the bike.

Understanding the root causes of these fires is crucial for prevention. Knowing what to watch for can be a game changer, whether it's due to overheating batteries in electric bikes or fuel leaks in conventional models. Understanding the causes and adopting preventive measures will help reduce the risk significantly, ensuring that your rides are both enjoyable and safe.

Reasons for Bikes Catching Fire

Let us take a closer look at the factors that may cause a bike to catch fire:

• Flammability of Lithium-Ion Batteries: Lithium-ion batteries are preferred in modern electric bikes for their high energy density and longer lifespans compared to traditional batteries. However, they contain a highly flammable electrolyte fluid. If this fluid overheats, it can ignite and lead to intense battery explosions and fires. This issue is particularly pronounced if the battery is damaged or manufactured with low-quality standards.

• Battery Overheating: Lithium-ion batteries are prone to overheating due to their chemical composition. This can be triggered by external temperatures, overcharging, or prolonged use at high power. Once overheated, the batteries can undergo thermal runaway—a chain reaction leading to fires.

• Utilisation of Inferior or Defective Components: Using substandard or incompatible components can increase the risk of fires. This is often seen with aftermarket parts that may not meet the safety standards required for high-performance batteries. Defective components can cause electrical shorts and lead to sparks that may ignite the battery’s electrolyte.

• Poor Maintenance and Handling: Neglecting regular maintenance or mishandling bikes can create conditions conducive to fire. Bikes must be routinely examined for any wear and tear, especially in the battery and electrical systems. Correct handling also involves keeping the bike in a cool and dry environment to avoid exposure to harsh conditions.

• Environmental Factors and Accidents: External factors such as high ambient temperatures can exacerbate the risk of battery overheating. Additionally, accidents can lead to physical damage to the battery, compromising its structural integrity and potentially causing fires. Ensuring the bike is used within recommended conditions and receiving immediate attention after accidents can help mitigate these risks.

How to Prevent Fires in Bikes

Preventing a bike fire involves several precautions to ensure the safety of your vehicle. Here are some guidelines to follow:

• Purchase from a Reputable Manufacturer: When selecting a bike, opt for brands that are known for their commitment to quality and safety. These manufacturers use components that meet high standards and are less prone to malfunctions that could lead to fires. Also, verify that the manufacturer provides a comprehensive warranty on its components—it can be a testament to the product’s reliability and safety.

• Use Original Parts: Always use the original components and equipment supplied by the manufacturer. Using aftermarket parts that were not specifically designed for your bike can increase the risk of electrical failures and fires.

• Use Approved Charging Points: Only use charging stations that are government-approved and conform to safety standards. These stations are designed to handle the power requirements of e-bikes without causing damage to the battery.

• Follow the User Manual: Adhere strictly to the manufacturer's guidelines. The user manual includes specific instructions on the safe operation and maintenance of your bike—they are vital to prevent accidents and fires.

• Monitor the Charging Process: Always keep an eye on your bike while it is charging. Look out for any signs of damage, unusual odours, noise, or smoke. Disconnect the bike immediately and consult a professional if you notice anything unusual.

• Avoid Overcharging: Never leave the battery charging unattended overnight or longer than recommended. Overcharging raises the risk of a fire by overheating the battery.
• Regular Inspections and Maintenance: Consult a professional to examine your bike regularly and make sure that all parts are in working condition. Regular maintenance will help you identify possible problems before they become serious issues.

• Avoid Charging a Wet Battery: Water can cause serious damage to electrical components. If your bike or battery gets wet, make sure to let it dry completely before trying to charge it.

• Park in the Shade: Avoid parking and charging your bike in direct sunlight, especially on hot days. Excessive heat can accelerate battery degradation and increase fire risk.

• Dispose of Old Batteries Properly: Old or damaged batteries pose a significant fire risk. Dispose of them at an authorised recycling facility.

• Avoid Covering Battery Packs: Do not cover your bike’s battery with any materials, especially plastic. It can trap heat around the battery.

Conclusion

While bike fires are a serious concern, understanding their causes and actively taking steps to prevent them is crucial to ensuring your safety. Regular maintenance and strict adherence to manufacturer guidelines are key to keeping your rides enjoyable and secure.

Additionally, securing comprehensive two-wheeler insurance plays a vital role in protecting your vehicle and ensuring longevity. Selecting the right two wheeler insurance for your bike can provide critical financial protection against accidents, including fire-related damages. Equip yourself with robust two-wheeler insurance to safeguard your investment and drive with peace of mind.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Are you considering buying a second-hand bike? It’s important to remember that this purchase involves more than just finding the right price or the perfect model—the paperwork is equally crucial. Ensuring a smooth and lawful transfer of ownership requires a clear understanding of the necessary documentation, from the Registration Certificate to the ownership transfer forms.

Each piece of paperwork plays a significant role in the process. Let’s explore the details and explore the documents required for second hand bike purchase.

List Of Documents Required While Purchasing a Used Bike

Let’s break down the list of documents required for buying second hand bike:

1. Registration Certificate (RC) Book: The RC book or card is your primary document and must be thoroughly checked. It includes the bike's registration number, engine number, chassis number, and information about previous ownership. If a bank financed the bike’s purchase, the RC should have the bank's endorsement or a No Objection Certificate (NOC) from the financier indicating that any loan has been fully repaid. Additionally, ensure the RC book has not been tampered with—discrepancies can indicate issues with the bike’s legal status.

2. Insurance Certificate: It is important to have an active insurance policy for any vehicle in use. When buying a used bike, ensure the insurance is transferred to your name. This document should be reviewed for any previous claims, as they might affect your future premiums. The insurance certificate is vital as it confirms that the bike can be legally driven and is protected against potential liabilities. Confirm that the policy coverage is adequate for your needs by considering factors like third-party liability and comprehensive coverage options.

3. Pollution Under Control (PUC) Certificate: This certificate is a mandatory document that verifies the bike's emissions are within the permissible limits. A valid PUC certificate is required at all times to avoid fines and confirms the bike's compliance with environmental standards. Regular checks and timely renewals of this certificate are important to maintain its validity and ensure ongoing compliance.

4. Road Tax Receipt: This receipt is evidence that the road tax has been paid up to date. It is essential to ensure that no outstanding road taxes are due, especially if the bike was previously used in a different state. The receipt serves as proof that the bike has no unpaid dues that could later be transferred to the new owner. Always cross-verify with local tax records to avoid any discrepancies in tax payments.

5. Sales Receipt: A sales receipt is required when purchasing a second-hand bike from a dealer or a private seller. It should detail the transaction, including the price, Value Added Tax (VAT), other taxes, and conditions of the sale. This receipt serves as proof that you purchased the vehicle and is crucial for any future claims or resale. It also helps establish the provenance of the bike, which can be beneficial during resale to validate the bike's history.

6. Address Proof and Passport Size Photos: These documents are often needed to confirm the buyer's details with the RTO. They are necessary to verify your identity and address during the ownership transfer process. Make sure the address on these documents matches your current residence to avoid any issues with the RTO during the transfer.

7. Transfer of Ownership Documents (Forms 28, 29, and 30):

• Form 28: No Objection Certificate (NOC): An NOC is required if the bike is registered in one state and is being sold in another. It ensures that there are no legal or tax-related impediments to the sale. This form is particularly important when the vehicle’s registration is being transferred across state lines and may require clearance from multiple authorities.

• Form 29: Notice of Transfer of Ownership: This form is filed by the seller to inform the RTO of the intention to transfer the vehicle's ownership. It acts as a formal declaration of the intent to sell and should be filed promptly after the decision to sell the vehicle is made.

• Form 30: Report of Transfer of Ownership: This form is filed by the buyer and acts as confirmation of Form 29. It is necessary to complete the transfer process with the RTO. This document ensures that the RTO records are updated to reflect the new ownership status and helps complete the legal process of the sale.

Conclusion

Purchasing a used bike involves meticulous attention to detail regarding paperwork. You must ensure that all required documents are valid and appropriately transferred to secure your ownership legally and protect yourself from legal issues.

 It is also important to double-check all documents with the seller and consult the RTO when necessary. Remember that it is also essential to purchase appropriate bike insurance policy to ensure the longevity of your purchase and satisfy legal requirements. This ensures both peace of mind and financial security, allowing you to enjoy your purchase to the fullest.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Are you thinking about upgrading your daily ride and torn between an electric scooter and a petrol scooter? The choice is not just about looks or brand—it’s about understanding what powers them and how it impacts your daily life. Electric scooters run on batteries, while petrol scooters rely on gasoline.

This basic difference affects costs, maintenance, and environmental impact. Much like knowing the specs of a bike before you buy it, picking the right kind of scooter ensures you end up with a vehicle that matches your commute, budget, and values. Let’s get into the details of electric vs petrol scooters and what sets these scooters apart.

Pros and Cons of Electric Scooters

Electric scooters run on lithium-ion batteries and support sustainable city travel. Let us explore the pros and cons of electric scooters to see if they suit your urban commuting requirements:

• Pros:

  
  Environmental Impact: Electric scooters contribute significantly to reducing urban carbon emissions. Studies suggest they produce up to 30% fewer carbon emissions than their petrol counterparts. Their zero-emission operation makes them an excellent choice for reducing one's carbon footprint.

• Cost-Effectiveness: Operating an electric scooter is considerably cheaper than a petrol scooter. They can travel as far as petrol scooters on just 15% of the fuel cost. Additionally, the maintenance of electric scooters involves fewer expenses.

• Quiet Operation: Electric scooters are known for their silent operation, which makes rides more pleasant and reduces noise pollution in urban environments.

Cons:

• Range and Charging Limitations: One of the primary drawbacks of electric scooters is their limited range. Most models can only travel a limited distance before needing a recharge—this can take several hours. It also makes them less suitable for long-distance travel unless infrastructure for charging is readily available.

• Higher Initial Investment: The initial purchase price of electric scooters is generally higher than that of petrol scooters even though the running costs are lower. This cost is often mitigated over time through savings on fuel and maintenance.

• Convenience: Recharging an electric scooter requires planning and access to charging stations, which may not be as common as petrol stations.

Pros and Cons of Petrol Scooter

Petrol scooters use gasoline and have been a dependable choice for years. They are reliable and refuel quickly, and it makes them an accessible option.

Pros:

• Range and Convenience: Petrol scooters are known for their long range and ease of refuelling. Unlike electric scooters that require several hours to recharge, petrol scooters can be refuelled in minutes at any of the widespread petrol stations. This makes them highly convenient for long-distance travel and spontaneous trips.
  
  
• Variety and Cost: The market for petrol scooters offers a wide range of models, from low-cost options to high-performance scooters, catering to a broad spectrum of consumers. Petrol scooters are generally more affordable in terms of initial purchase price compared to electric scooters.

• Immediate Power: Petrol engines provide instant torque and power, which can be advantageous in situations requiring quick acceleration and higher speeds. This also makes petrol scooters a preferred choice for riders looking for performance-oriented vehicles.

Cons:

• Environmental Impact: The major downside to petrol scooters is their environmental footprint. They emit carbon dioxide and other pollutants that cause air pollution—which is a growing concern for many consumers.

• Operational Costs: Running a petrol scooter is often more expensive over the long term due to the high costs of petrol. These scooters also need maintenance more often than electric ones. This includes oil changes, engine servicing, and replacing various mechanical parts prone to wear and tear, which can add up financially.

• Noise Pollution: Petrol scooters are noisier than their electric counterparts and contribute to noise pollution in urban settings. This can be a drawback for users looking to reduce noise levels in densely populated areas.

To make an informed decision between an electric scooter and a petrol scooter, it's essential to understand the distinct differences that define each type. Let's dive into the details:

Which One To Choose?

Deciding between an electric and a petrol scooter is an important choice that depends on several factors, including your daily transportation needs, environmental impact, and financial considerations. Here's a comprehensive breakdown to help guide your decision:

Commute Type

• Electric Scooters: Electric scooters are ideal for short to medium urban commutes. They perform well in cities with growing charging infrastructure and are favoured for their quiet operation and zero emissions.
• Petrol Scooters: Petrol scooters are better suited for longer commutes or travel in areas with sparse charging options. Their quick refuelling capability and longer range make them practical for extensive travel without worrying about battery range.

Environmental Concerns

• Electric Scooters: Electric scooters reduce environmental impact significantly by producing zero tailpipe emissions. They help lower urban air pollution and global carbon emissions.
• Petrol Scooters: Petrol scooters emit pollutants that contribute to air pollution. This could conflict with tightening environmental regulations.

Budget Constraints

• Initial Cost: Electric scooters generally require a higher upfront investment, mainly due to the battery technology, but this may be offset by long-term savings and potential incentives.
• Operational Costs: The operational costs tend to be lower for electric scooters due to cheaper electricity and minimal mechanical maintenance. While petrol scooters are often cheaper initially, they incur higher fuel and maintenance costs.

Lifestyle Compatibility

• Electric Scooters: Electric scooters are best for those committed to an eco-friendly lifestyle or living in areas with access to green technologies.
• Petrol Scooters: Petrol scooters offer flexibility for those who need reliable transportation that does not depend on charging infrastructure. They are suitable for frequent long-distance travel or rural living.

Conclusion

Choosing between an electric and a petrol scooter involves balancing cost, convenience, and environmental impact. Electric scooters may have lower insurance premiums due to their eco-friendliness and simpler mechanics, but their higher purchase price could offset those savings. Petrol scooters, while more common and technically simple, may incur higher insurance costs over time due to maintenance needs and engine issues. Remember, no matter what suits you best, it is prudent to acquire a comprehensive two wheeler insurance policy to safeguard your ride and obtain financial protection against mishaps or other harm. Consult with insurance experts to find the coverage that offers the best value and protection for your needs.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Are you ready for a ride on your motorcycle, eager to feel the freedom of the open road? There's nothing quite like the excitement of a bike journey, whether it's a quick commute or a leisurely scenic ride. But what happens when that joy is interrupted by a sputtering engine or a complete stall?

Often, the reason is something as simple as low engine oil. That's why regularly checking and maintaining your bike's oil level is essential. It helps prevent these disruptions and ensures your rides stay smooth and trouble-free. Let’s explore how to routinely check your bike's engine oil and keep it road-ready and reliable.

Steps On How To Check Engine Oil Level In Bike

Engine oil is essentially a lubricant for your bike’s engine components. It also reduces friction, prevents wear, and helps cool the engine by removing heat from moving parts. Here is a detailed step-by-step guide on how to check the engine oil level:

• Prepare Your Bike: Make sure your motorcycle is on a flat surface and has been turned off for a few minutes. This allows the oil to settle in the sump and provides an accurate reading. Ensure the engine is cool enough to touch but still slightly warm, as this prevents the oil from thickening due to excessive cooling, which can skew the reading.

• Locate the Dipstick/Oil Window: Identify whether your bike uses a dipstick or an oil inspection window. They are commonly found on the side of the engine.

• Dipstick: A dipstick typically has a ring or loop for pulling and is often screwed into a tube that dips into the oil pan.
• Oil Window: An oil window is a clear glass or plastic window with high and low marks.

• Checking Engine Oil Level Through the Dipstick:

• Locate the Dipstick: Find the dipstick on your bike, which is typically secured on the top or side of the engine.
• Clean the Dipstick: Take the dipstick out and clean it gently using a lint-free cloth. This removes any residual oil that could skew the reading.
• Insert and Remove Again: To check the oil level put the dipstick back into its tube and then take it out again.
• Check the Level: Ensure the oil mark is between the minimum and maximum lines. An oil level below the minimum indicates that your bike needs more oil.

• Checking Engine Oil Level Through the Oil Level Window

• Find the Level Window: Locate the oil level window, generally found at the lower part of the engine casing.
• Check Oil Level: Keep the bike upright and stable, and look through the window to see where the oil level lies relative to the high and low markings.
• Top Up as Needed: Add oil gradually if the oil level is near or below the lower marker. Be careful not to overfill.

• Assess the Oil Quality

• Colour and Clarity: Good oil is generally amber in colour and fairly clear. The oil turns darker as it deteriorates, indicating contamination or wear. Regularly checking the oil’s colour can help assess its condition and determine when it needs replacing.
• Smell and Texture: If the oil feels gritty or smells burnt, it is a sign that it needs to be changed.
• Metal Particles: The presence of metallic particles can indicate internal wear. Consult with a mechanic if you observe this.

• Top Up the Oil: Use the type and grade of oil recommended in your motorcycle’s manual. Pour the oil slowly into the engine by periodically checking the level to ensure you do not exceed the maximum mark. Taking your time during this process ensures proper oil distribution and prevents overfilling, which can lead to engine issues. Regularly monitoring the oil level is a simple but effective way to maintain engine health.

• Important Points to Keep in Mind

• Stance: Ensure the bike is upright and not leaning to one side during the check.
• Temperature: Perform the check when the engine is warm for a more accurate level reading.
• Regular Maintenance: Check the engine oil level regularly every few weeks or before long trips—it helps detect leaks or changes in oil quality early.

Conclusion

Checking your motorcycle's engine oil regularly is key to smooth rides and avoiding expensive repairs. But motorcycle care involves more than just upkeep. It's equally important to have appropriate bike insurance to cover unexpected costs from accidents or theft. Keep your bike in great shape and ensure your insurance policy is up to date—this can protect your investment when you need it most. Additionally, don’t forget to regularly review your policy with insurance experts to make sure your coverage meets your needs—it provides great peace of mind. Regular maintenance combined with solid insurance gives you the confidence to ride worry-free, knowing you're covered in any situation.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Have you ever wondered how the right engine cooling system impacts your bike's performance during long rides across diverse terrains? Choosing the right cooling system—be it air-cooled, oil-cooled, or liquid-cooled—is crucial to make sure that your bike performs optimally and lasts longer. Each engine type offers unique benefits, designed to handle anything from high-speed highway runs to slow-moving city traffic. They improve your bike’s efficiency under different environmental conditions. By understanding the differences between air-cooled vs liquid cooled vs oil cooled, you can make an informed choice and reduce your trips to the mechanic. Let's dive in!

What are Oil-Cooled Engines?

Oil-cooled engines improve performance and longevity by using engine oil as a dual-purpose fluid: both a lubricant and coolant. Unlike traditional air-cooled engines, oil-cooled engines include a dedicated oil cooler that efficiently regulates the engine's temperature.

Benefits Of Oil-Cooled Engines

Oil-cooled engines optimise engine performance through advanced temperature management. Here’s how this technology balances efficiency, reliability, and cost-effectiveness:

• Improved Cooling Capacity: Oil can absorb more heat than air because it has a higher heat capacity. This makes oil-cooled engines particularly effective in managing heat under demanding conditions, leading to a better cooling effect.

• Efficiency and Performance: The superior cooling capability ensures consistent engine temperatures, enhancing performance and preventing overheating. This is crucial for vehicles operating in hot climates or under high-performance tasks.

• Reliability: By stabilising the engine temperature, oil cooling extends the lifespan of engine components that might otherwise degrade due to fluctuating or excessive heat.

• Simplicity and Cost-Effectiveness: Oil-cooled engines are simpler and often less expensive than liquid-cooled systems. They lack the extensive network of hoses, pumps, and radiators required by liquid systems, reducing the risk of leaks and mechanical problems.

• Middle Ground in Cooling Technology: Oil-cooled engines offer a balance between the simplicity and lightweight design of air-cooled engines and the superior cooling performance of liquid-cooled engines.

What are Air-Cooled Engines?

Air-cooled engines manage their operating temperature by harnessing the surrounding air. Their design incorporates fins around the engine's cylinder and head, which increase surface area and enhance heat dissipation. Air flows over these fins naturally as the vehicle moves, facilitating the transfer of heat away from the engine. This helps maintain a stable temperature even during extended use. This cooling method is one of the oldest and most reliable in engine design.

Benefits Of Air-Cooled Engines

Air-cooled engines are a time-tested technology featured in many motorcycles and lightweight vehicles. Their advantages include:

• Simplicity and Reliability: Air-cooled engines eliminate the need for a liquid coolant system, removing components such as radiators, water pumps, and coolant hoses. This translates to fewer mechanical parts that could potentially fail. As a result, air-cooled engines are generally more reliable and easier to maintain. The absence of complex coolant circuits also minimises the risk of leaks.

• Reduced Weight: The lack of heavy cooling apparatus, like radiators and coolant fluids, makes air-cooled engines lighter. This reduction in weight improves the vehicle’s fuel efficiency and handling, making it a good choice for smaller vehicles.

• Cost-Effectiveness: Manufacturing air-cooled engines involves fewer components and less complexity, resulting in lower production costs. This translates to lower maintenance costs, as repairs are easier and less frequent. Easy access to engine parts further reduces expenses.

• Adaptability: Air-cooled engines perform exceptionally well under varied environmental conditions. They are particularly suited to cooler climates where ambient air is sufficient to dissipate heat effectively. Moreover, increased airflow at higher speeds naturally enhances cooling efficiency, making them well-suited for highway driving as well as urban settings with variable speeds.

• Ideal for Two-Wheelers: Air-cooled engines are ideal in countries like India, where two-wheelers are popular for their affordability and ease of use. They work reliably in all weather conditions. Their simple design eliminates the need for a liquid cooling system and makes them a preferred choice for both personal and commercial use.

What are Liquid-Cooled Engines?

Liquid-cooled engines regulate temperatures using a coolant mixture, commonly a blend of water and antifreeze, to transfer heat away from the engine. This system includes components like a radiator, water pump, and channels within the engine through which the coolant flows.

Benefits Of Liquid-Cooled Engines

Liquid-cooled engines offer better performance, quieter operation, and longer lifespan. Let us take a look at its advantages:

• Superior Cooling Efficiency: These engines maintain optimal temperatures even in demanding conditions, such as high-performance vehicles or heavy-duty applications. This ensures peak engine performance without the risk of overheating.

• Consistent Performance: These engines maintain stable temperatures regardless of external conditions or operational intensity. This stability promotes efficient functioning and prevents performance fluctuations.

• Quieter Operation: Besides managing heat, the coolant also dampens engine noise. This results in quieter vehicle operation, which improves the driving experience, especially in passenger cars.

Difference Between Air Cooled Vs Oil Cooled Vs Liquid Cooled Engines

Here is a detailed comparison of air-cooled vs oil cooled vs liquid cooled engines to help you choose the best cooling system for your vehicle:

Conclusion

Understanding the differences between air cooled vs oil cooled vs liquid cooled engines is crucial to making a well-informed decision about your bike’s upkeep and performance. Choosing the right cooling system for your bike ensures it runs smoothly for years to come.

Equally important is securing the right bike insurance online to protect your investment. Comprehensive insurance not only covers repair costs but also offers peace of mind in various riding conditions—it shields your bike from unexpected mechanical failures and other unforeseen events.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Wondering how to take your bike along on your next cross-state adventure without the hassle of driving it? Transporting your bike by train across India is a smart and economical choice to ensure your bike gets where it needs to go safely, sprig you the fatigue of long rides and lets you and your bike arrive fresh and ready to explore. Much like understanding the specifications of a bike before you make a purchase, knowing the ins and outs of transporting your bike by train is necessary for a smooth experience.

So, let us get into the details of how to transport a bike from one state to another in train.

Different Ways of Bike Transportation in India

Indian Railways offer two ways to transport your bike – as a parcel or luggage. Each method suits different travel needs and follows a specific set of procedures. 

• Parcel Transport

A cost-effective solution if you’re not travelling with your bike but need to send it to a specific destination. It involves:

• Visiting the parcel office in advance to complete the booking.
• Provide your ID and bike's registration for documentation.
• Packing the bike to prevent damage, which might include professional services at some stations.
• Paying a fee based on the bike's weight and travel distance, then receiving a receipt to track the shipment.

• Luggage Transport

It is a preferable method for those travelling by train and wish to take their bike along. Though slightly expensive, this method ensures your bike travels on the same train as you.

The steps include:

•     Booking at the luggage office when purchasing your train ticket or at least 24 hours before departure.
•     Showing necessary documents like your travel ticket and bike’s registration.
• Preparing and securely packing your bike, with potential inspections for compliance.
• Paying the transport fees and receiving a luggage receipt needed for bike collection at your destination.

How to Book a Bike Parcel in the Train?

• Visit the Parcel Office: Go to the parcel office one or two days in advance as this helps to begin the booking process and handle any unexpected delays.
•     Carry the Necessary Documents:

➢ A valid government-issued ID.

➢ The bike's registration certificate and a photocopy.

➢ Proof of insurance.

➢ Pollution Under Control (PUC) certificate.

• Payment of Fees: Fill out a form with details about your bike and its transportation requirements. Fees depend on the bike’s weight and distance. Inquire about any extra charges for oversized or overweight bikes.
• Ensure Proper Packing: Drain the fuel tank, disconnect your bike’s battery, secure all movable parts and pad sharp edges. Packing services may be available at some parcel offices.
•   Tracking and Collection: Use the tracking number to monitor your bike’s status and collect it at the destination station. Upon pickup, check your bike’s condition and report any issues immediately.

Booking Your Bike as Luggage

1. Advance Booking: It's important to book your bike as luggage concurrently with your train ticket or at least 24 hours before your departure. But make sure to check if your chosen train offers this service before booking.
2. Arrive Early: Arrive at the station at least 30 minutes before the train's scheduled departure to avoid any last-minute complications.
3. Check-in at the Luggage Office:

•     Locate the luggage office and submit the journey ticket along with your bike’s documents.
•     Pay the required luggage fee based on the bike’s weight and distance.

4. Follow Packing and Labelling Procedures:

•     Packing: The fuel tank must be emptied, and movable parts like the chain or pedals should be secured.
•     Labelling: Attach a durable and clear label to your bike with your name, contact information, and destination details to avoid any mix-ups.

5. Present Your Journey Ticket: Present your journey ticket during the booking process at the luggage office. An endorsement will be made on your ticket—it links your bike with your travel itinerary.
6. Collect the Luggage Ticket: You will receive a luggage ticket for your bike after confirming the booking. This ticket is needed to track your bike and collect it upon arrival at your destination.

What are the Documents Required For Bike Transport By Train?

•     Valid Government-Issued ID Proof: ID proof like an Aadhaar, driving licence, or passport to verify your identity.
•     Bike Registration Certificate: Carry the original and a photocopy to prove ownership.
• Insurance Details: Have a copy of your bike's insurance policy to cover potential damages during transport.
• PUC Certificate: Needed to show your bike meets environmental standards. 
• Detailed Transport Form: Fill out at the booking counter to provide specifics like your name, address, and destination.
•     Reservation Ticket: You must have a reservation ticket to link it with your travel itinerary if you book your bike as luggage.

What are the Bike Parcel Transport Rules Issued by Indian Rail?

•     Advance Booking: Book your bike as a parcel at least 24 hours before train departure to manage logistics and paperwork.
•     Fuel and Battery Regulations: Empty the fuel tank and disconnect the battery to prevent fires and electrical issues.
•     Packing Requirements: Pack the bike securely using bubble wrap and foam. Some stations provide professional packing services.
•     Documentation and Proof of Ownership: Present a valid government-issued ID, the bike’s registration certificate, and the transport receipt when collecting the bike.
• Collection and Time Frame: Collect the bike within the specified timeframe to avoid extra charges.

Are you a bike enthusiast who loves going on long rides? As a motorbike rider, you also have certain responsibilities to ensure safety for yourself and others.  Every year, thousands of people suffer injuries from bike accidents, which can be reduced or avoided with proper knowledge and precautions. Understanding the common injuries, first aid response, and safety measures can drastically improve outcomes for everyone. It is crucial not only for riders but also for passersby who witness accidents on the roads. Let us explore ways of addressing the situation in case of any mishap:

What to Do After a Bike Fall?

When you accidentally fall from your bike or witness a bike fall, there are a few crucial steps you can take to prevent further damage and minimise the impact of injuries. Here is a step-by-step guide to follow in case of a mishap:

Guide For Victims

Do the following if you are not seriously injured in the accident and can manage things yourself.

• Assess Injuries: Immediately check yourself for any signs of injury. Serious injuries, such as bleeding or fractures, require urgent medical attention. Avoid moving if you suspect spinal injuries to prevent further harm, and wait for medical help.
• Secure the Area: Move to a safe location away from traffic. Use your bike or any other means to signal other travellers about the road condition, warning them to reduce speed to reduce the risk of further accidents.
• Document the Scene: Take photographs of the accident scene and the damages. Note details of how the accident occurred and collect contact information from witnesses. This information will be essential for insurance claims and legal matters.

• Report the Incident: Notify the local police and file an accident report, which will be required for insurance and legal purposes.
• Inspect Your Bike: Check your bike for damage before riding again. Look for issues with the brakes, tires, and handlebars. If the bike is unsafe to ride, arrange for transportation to a repair shop or home.

What Witnesses Can Do?

• Prevent Shock: Keep the injured person warm and calm. Shock can occur even from seemingly minor injuries and can be life-threatening.
• First Aid Actions:
• Stop Bleeding: If there are any bleeding wounds, apply firm pressure to the spot with a clean cloth or bandage. Wear gloves if available to reduce the risk of infection.
• Clear Airway Obstructions: If the person struggles to breathe due to an obstruction, attempt to clear their airway carefully. Do this only if you are confident in your ability to help without causing further harm.
• Check for Consciousness and Breathing: If someone is unconscious, check for breathing and a pulse. Begin CPR only if you are trained, but after calling for emergency help.
• Handle With Care: Move an injured person only in cases of immediate danger like fire, and stabilise the neck and back while moving.
• Seek Help: Call for emergency services without delay. Be clear and precise about the location and the nature of the victim's injuries.
• Provide Witness Information: Offer your contact details to the victims and the authorities for future reference in legal or insurance matters.

Few experiences are as thrilling as hitting the open road on a motorcycle. As you carve through the landscape, the roar of the engine and the endlessly stretching roads make long-distance biking more than just a journey. Some people love the sense of freedom that comes with biking so deeply that it becomes their way of life. Some even consider riding long routes a form of therapy with physical, mental, and emotional benefits.

Motorcycling on long routes doesn’t just create unforgettable memories—it also helps build resilience. There is much more to biking on long and undiscovered routes. In this post, we’ll explore the benefits of long-distance motorcycling. For some, it's a passion, and for many, it’s a rewarding lifestyle choice.

Major Benefits of Biking

There are many benefits of biking, from letting you flex your muscles to busting stress and allowing you to follow your passion. For those who do it passionately, it is like connecting with their inner self. Let’s look at the various physical, emotional, and mental benefits of riding a bike on long routes.

• Riding is Exercising

Riding a motorcycle is similar to exercising, involving intense muscle activity. A thirty-minute hard ride around a race track can leave several muscles aching. Certain body parts, like your inner thighs, experience a particularly intense workout while riding on the track. With all the physical exercise involved, motorcycling helps tone your muscles and keeps you fit, all while undertaking an enjoyable activity.

• Sharpens Your Reflexes

Riding a motorcycle is quite different from driving a four-wheeler. You have to use your body to maintain balance, so riding a bike requires a high level of alertness. Avoiding traffic obstacles on the road and handling surprises can significantly improve your reflexes. Skilled bike riders tend to have excellent reflexes, which shows that riding can be great for your mind's well-being and alertness.

• Explore As You Ride

Every ride along the highway is a unique experience. People who love riding find even short commutes highly satisfying, as they are filled with new experiences and opportunities to learn more about their surroundings. However, the satisfaction increases exponentially when you get to explore a new destination. When riding to an entirely new place, the experiences are fresh and exciting. The key takeaway is the deep sense of satisfaction that comes from visiting new places and gaining new knowledge. This journey contributes greatly to strengthening your personality and boosting your mental well-being.

• Improves Brain Function

Motorcycling does not just improve your physical capability but also has a positive impact on your mental ability. A lot of scientific research has accumulated that supports the theory of motorcycling improving your cerebral capability. Scientific studies have shown that motorcycling stimulates the brain of the rider. Even among ex-riders who might have left motorcycling for several years, a return to motorcycling has been found to lead to an improvement in cognitive functions, especially memory and spatial reasoning. Overall, motorcycling can boost your memory and brain functioning.

• Effective Stress Buster

Riding a bike can be an effective stress buster, and this is something any rider would agree with. Sometimes, we ride simply because we need to, and other times, it's to relieve stress. If you've had a long, tough day and are feeling stressed, there’s nothing better than taking a long ride along your favorite road. Scientific studies have also shown that motorcycling can help reduce stress and that regular riding can improve your mental and emotional well-being.

• Helps With Weight Loss

Since motorcycles are heavy machines, riding them can help shed kilos. Riding on the roads tones your muscles while riding off-road can help burn calories faster. When you're riding along a trail, it engages your body on a completely different level. Skilled riders use their entire body to navigate rough terrain, much like exercising in the gym. Balancing a motorcycle off-road can involve a variety of exercises, such as toe raises, rowing, and squats. If you're a serious motorcyclist, you’ll likely lose excess weight over time.

• Improved Emotional Well-being

Motorcycling is also known to boost our emotional well-being. Emotions are closely tied to chemical reactions in our brains, and certain chemicals can make us feel happy, excited, or even sad. Chemicals like oxytocin, dopamine, adrenaline, endorphins, and serotonin are responsible for making us feel happy and excited. Our brain releases these chemicals generously when we're about to do something thrilling. For those who love riding a bike, there's a significant increase in the release of these chemicals while riding. The truth is biking helps keep us happy and emotionally healthy.

Conclusion

Long-distance biking is an excellent way to explore the world and discover yourself. The benefits of motorcycling on long routes are as exciting as the journey itself. It improves your physical endurance and your mental well-being. However, there are also some risks involved in biking. Having the right bike insurance is just as critical as a sturdy helmet and a well-tuned bike. A good insurance policy protects your bike and your peace of mind, ensuring you are covered against the unexpected.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

The Internal Combustion Engine, a key invention that has guided the world's progress for the past century, is expected to maintain its influence in the future. Within the transportation sector, bikes and scooters have proven to be one of the most impactful applications of this technology. The term ‘Cubic Capacity’ (CC) quantifies the power of a bike’s engine, directly influencing its utility. In the context of bikes, CC full-form in bike signifies the engine’s Cubic Capacity, which denotes the engine’s size and power. A higher CC indicates a more powerful bike.

Meaning of Cubic Capacity (CC) in bikes

As someone who may be unfamiliar with automotive engineering jargon, we can start by looking at the CC meaning in the bike. An internal combustion engine in a modern bike burns fuel within a cylinder, releasing energy that propels the motorcycle and operates its various functions. An engine cylinder’s capacity to take in and burn a mix of fuel and air by volume determines its cubic capacity. The larger the volume of air and fuel mix the cylinder can take in, the higher its cubic capacity. Most commuter bikes have a single-cylinder engine, though high-performance bikes have multiple-cylinder engines. Today, most commuter bikes have at least a 100 cc engine, whereas the Suzuki GSX 1300 RR Hayabusa, the fastest production road-legal bike in the world, has a 1,340 cc engine.

What Is the Importance of CC in a Bike?

Now that we have gained a fair idea of what is CC in the bike, let’s delve into its significance and its role in the bike.

• The higher the CC, the faster the bike can go: This is the most essential factor you should know. CC is directly proportional to the top speed of your bike and how fast your bike will accelerate to reach that top speed. A high top speed and the ability to accelerate quickly require a powerful engine.
• The higher the CC, the smoother the engine performance: Smooth and reliable engine performance has been the unending quest of all automakers and bike companies; this has been more so because of the very nature of bike design. By their very nature, low CC engines perform badly because they have to put in more effort to achieve the performance that a bike with high CC can achieve without utilising all its potential.
• The higher the CC, the more challenging terrain becomes accessible by your bike: Bikes are versatile and capable of traversing various terrains by their inherent design. Nevertheless, if you intend to venture off-road or navigate challenging terrain, you will require increased engine power, hence the need for a higher CC engine in your bike.

How Do You Calculate the CC of Your Bike?

Ideally, we can easily find the bike CC in the marketing material or owner’s bike manual. The bike registration certificate issued by the RTO also carries its CC. To calculate what is CC in the bike, first find out.

• How many cylinders are there in the engine of the bike? Most bikes have one, though performance bikes can have two or more cylinders.
• What is the bore or diameter of the hole of each of the cylinders in the engine? All cylinders in one engine will have the same bore length. This figure should be in millimetres.
• What is the piston stroke length in the bike engine’s cylinders? Please provide this measurement in millimetres. In the case of a multi-cylinder engine, the measurement will be consistent for all cylinders.

Multiply the bore, the diameter with itself and then the stroke length. Divide the result by the number of cylinders, then by 1000. Rounding off will give you the CC of the bike.

Updated on 10-04-2025

A bike's ownership is transferred during the process of selling or buying a two-wheeler. This is a critical process because it ensures that the new owner is legally recognized. Understanding the steps and requirements for transferring bike ownership is essential, as there are legal complications associated with the process.

What is a Two-Wheeler Ownership Transfer?

The transfer of bike ownership is a legally important procedure where the registered name of the owner on the Registration Certificate (R.C.) is officially changed to another name. This process is crucial as it ensures that all legal rights, responsibilities, and liabilities associated with the vehicle are transferred from the seller to the buyer. Failure to complete this transfer can leave the previous owner legally liable for any violations, accidents, or damages involving the bike, even after it has been sold.

The process generally involves notifying the RTO, submitting the necessary documents, and paying the prescribed fees. Additionally, it is equally important to transfer the bike insurance to the new owner's name without any break in coverage. Failure to do so may lead to complications in claims and legal responsibilities, making this step as crucial as the R.C. transfer.

When is Two-Wheeler Ownership Transfer Required?

Transfer of bike ownership in India is mandatory in several cases, including:

1. Sale or purchase of a second-hand bike:

When a pre-owned two-wheeler is purchased, it is essential that the ownership be legally transferred to the buyer. This transfer confirms that the buyer can enjoy all rights and responsibilities concerning the bike.

2. Receiving a two-wheeler as a gift:

If you inherit a bike from your family or receive one as a gift, then the transfer of ownership is crucial for you to become the legal owner of the vehicle.

3. Transfer of ownership within a family:

When ownership is transferred within the family - for example, between parents and children or siblings - the records should be cleared legally to ensure correct ownership.

4. Moving out of state:

If you move to a new state with your motorcycle, a transfer of ownership is required to get a new registration and follow the regulations in your new residential area.

Bike Ownership Transfer Cost

The cost of bike ownership transfer will vary according to the state and case. It is generally categorised as:

• Transfer Fee:

This is the general underlying fee that the RTO charges for processing the transfer. It ranges between Rs. 300 and Rs. 500.

• Road Tax:

If the bike is transferred to another state, the road tax to be paid in the new state will depend on its age, model, and state rules regarding the bike.

• NOC Charges:

In the case of transferring the bike to another state, obtaining a No Objection Certificate (NOC) from the original RTO may incur an additional charge of approximately Rs. 200 to Rs. 500.

• Hypothecation Removal Charges:

In the case of loaned bikes, the process of transfer would also involve the removal of hypothecation, which may require an additional charge.

Check the exact amount from the concerned RTO or through a professional so that no extra and undue costs arise later.

Documents Required for Bike Ownership Transfer

The following documents are needed for the bike ownership transfer process:

• Form 29 and Form 30:

This is available at RTO, and should be signed by both the seller and buyer.

• Original RC:

You must carry the original Registration Certificate of the bike.

• Bike Insurance Policy:

The bike insurance policy should be transferred in the name of the new owner, or a new policy must be obtained.

• PUC Certificate:

A valid PUC certificate is to be provided.

• Address Proof:

Provide address proof documents for both the buyer and seller, such as an Aadhaar card, voter ID, or passport.

• Proof:

Identity proof in the form of a PAN card, driving licence, or passport is mandatory.

• Passport-Size Photographs

Recent passport-sized photos are a must.

• No Objection Certificate

An NOC from the original RTO is required if the transfer is carried out to another state.

Bike Ownership Transfer Online: A Step-by-step Guide

Transfer of bike ownership online has been made more convenient and time-saving. Here is a step-by-step guideline on how to transfer bike ownership online:

• Visit the official website of Parivahan. And click on 'Vehicle Registration'.
• From the menu, click on 'Vehicle-Related Services', then enter the registration number of the bike.
• Select 'Transfer of Ownership'.
• Scan and upload the required documents along with Form 29 and Form 30, I.D. proofs, and bike insurance.
• Pay the necessary fee and schedule the appointment with the RTO for document verification.
• On the fixed date and time, visit the RTO office with the original documents.
• A confirmation email will be received after document verification. Following this, the new Registration Certificate (R.C.) will be dispatched in favour of the new owner.

Documents Required for Transfer of Ownership of Two-Wheelers in Case of Owner’s Death

If the owner of a two-wheeler passes away, the legal heir must follow the ownership transfer process by submitting the following documents:

1. Death certificate – Proof of the owner's demise
2. Legal heir certificate – Establishes the successor's right over the vehicle
3. Succession certificate (if applicable) – Required if there is a dispute over ownership
4. RC of the bike – Original Registration Certificate
5. Insurance policy – Ensures the vehicle is covered
6. PUC certificate – Ensures compliance with emission norms
7. Form 30 & Form 31 – For transfer of ownership in case of death
8. Address proof of the legal heir – Aadhaar, Passport, or other valid ID

How to Apply for Two-Wheeler Ownership Transfer Offline

The procedure for bike ownership transfer in offline mode is as follows:

• Visit Local RTO:

The bike owner is required to visit the local RTO where the bike is registered, bringing all the relevant documents.

• Forms:

Form 29 and Form 30 must be obtained from the RTO office or can be downloaded from the official RTO website.

• Fill out the Forms:

The correctly filled forms should be attached with passport-sized photographs.

• Submission:

Submit the filled-in forms along with the original Registration Certificate (R.C.), bike insurance, PUC certificate, identification proof, and address proof.

• Pay Fees:

At the RTO office counter, pay the required fee, which includes the transfer fee for ownership, any card issuance fees, and, in some cases, applicable road tax.

• Document Verification:

The documents are verified by the RTO official. In some cases, a physical examination of the bike may also be conducted.

• Get a receipt:

A receipt will be generated after payment completion, which serves as proof of the transfer application.

• Collection of the updated R.C.:

A new Registration Certificate (R.C.) in the name of the buyer is either dispatched to the buyer's registered address or can be collected from the RTO.

FAQs on Bike Ownership Transfer

1. How long does the ownership transfer process take?

The process usually takes 15-30 days, depending on the RTO and document verification.

2. Can I transfer ownership without valid insurance?

No, valid bike insurance is mandatory for the ownership transfer process.

3. What happens if I don’t transfer ownership after selling my bike?

The previous owner will remain legally liable for any future accidents or violations.

4. Is a NOC required for bike ownership transfer in the same state?

No,  NOC (No Objection Certificate) is only required for interstate transfers.

5. Can I apply for ownership transfer if the bike has pending fines?

No, all pending fines and taxes must be cleared before ownership transfer.

6. Can I transfer my third-party insurance policy when changing vehicle ownership?

Yes, the third-party insurance policy linked to the vehicle can be transferred when ownership is changed.

7. Which form is used as the No Objection Certificate (NOC)?

Form 28 serves as the official No Objection Certificate for ownership transfer.

8. Where can I obtain Form 28 for the No Objection Certificate?

Form 28 can be downloaded from the official RTO website. After filling out the form, submit it along with other necessary documents at the RTO. The NOC will be granted after police verification and audit clearance.

9. Can I transfer the NCB benefits of my vehicle’s insurance when transferring ownership?

No, the No Claim Bonus (NCB) cannot be transferred to the new owner during the bike ownership transfer process because it is linked to the person, not the vehicle.

Conclusion

The transfer of ownership of a bike is essential for establishing proper proprietorship. It must be done legally to ensure a smooth transition of responsibilities from the seller to the buyer. Understanding the requirements, costs, and documentation involved in the process of a 2-wheeler ownership transfer will help streamline the transfer process and protect you against any future liabilities.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Are you getting the best mileage out of your two-wheeler? You buy a motorcycle, thinking of it as a cost-effective investment to everyday commuting, only to realize that it is not returning the mileage you had expected. It is important to understand that the mileage a bike delivers is dependent on several factors – surface condition, traffic and most importantly, the rider.

Though every condition is not in your hands to control, you can always change the way you ride. Buying motor insurance for your motorcycle offers you peace of mind and takes the financial strain off your back.

Tips to increase the fuel efficiency of a two-wheeler

Here are 5 simple and effective tips that can help you obtain the maximum mileage out of your motorcycle.

A STEADY RIDE

Riding at a constant and controlled speed is paramount to achieving high mileage. A rash ride and abrupt acceleration requires you to brake equally hard to halt. This results in poor mileage, as accelerating hard consumes a lot of fuel. Maintaining a consistent average speed of 40kph to 55kph and resorting to coasting, with minimal braking, will lead to higher mileage. Buy bike insurance and enjoy your ride!

SWITCH OFF WHEN IDLE

While waiting at a long signal or a train crossing, you should ideally turn off the engine of your two wheeler. It is true that idling at a standstill consumes lesser fuel than an engine start-up, but only when the bike is idle for less than a minute. If your stop is longer than that, turning the engine off will save fuel.

MAINTAIN RECOMMENDED AIR PRESSURE

Air pressure in the motorcycle’s tyres must be checked frequently and maintained at manufacturer-recommended levels, to obtain the best fuel economy. Low tyre pressure will decrease the mileage, as the rolling resistance is increased due to wider contact of the tyre on the surface area. While higher pressure may bring an increase in the mileage, it will result in a reduced contact patch, decreasing traction.

SHIFT TO THE HIGHEST GEAR

When riding, it is beneficial to shift to a higher gear as soon as possible. This reduces the engine speed, whilst maintaining the same road speed, thereby improving the mileage of your motorcycle.

GOOD QUALITY FUEL

It is important to ensure that you fill the fuel tank with good quality fuel. Select a petrol pump which gives good quality petrol, and try to avail the same type of petrol from them every time. Good quality petrol will increase your fuel economy and keep the engine in good condition. Try to refuel your vehicle in the morning, as you will get denser petrol than filling in the afternoon, due to less evaporation.

Importance of fuel efficiency in bikes

• Biking enthusiasts are greatly concerned about the fuel efficiency of their machines, as it not only saves money but also benefits the environment.
• A fuel-efficient bike reduces the need for frequent and costly refuelling, leading to significant economic savings.
• Bikes with lower fuel usage and better engine performance contribute to lowering carbon emissions.
• The bike’s fuel efficiency is bound to enhance the engine lifespan and overall performance, which means increased time between servicing, fewer issues raised from two-wheeler insurance policies, and lower premiums.

Conclusion

It is easy to get better fuel economy and achieve a higher mileage with your two-wheeler. All you need to do is take meticulous care of it by servicing at regular intervals. Small things like avoiding traffic, keeping your engine clean and parking in the shadow go a long way in returning you the maximum mileage from your two-wheeler.

Comprehensive bike insurance for your motorcycle offers you peace of mind and takes the financial strain off your back. It is a must-have if you wish to avoid hefty repair bills and enjoy riding for a long time to come.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.