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  • Different types of brake fluids explained

    by Almog Ramrajkar | Mar 17, 2025

    Brakes are an essential safety feature, providing the control and stopping power needed to ensure safe driving. Brake fluids play a crucial role in maintaining the performance and reliability of the braking system. In this guide, we’ll explore the different types of brake fluids, highlight their unique characteristics, and help you choose the best one for your vehicle.

    Types of disc brake fluids

    The following are the types of disc brake fluid:

    DOT 3 brake fluid

    DOT 3 is a glycol-based brake fluid used in standard vehicles. Its moderate boiling point makes it suitable for regular driving conditions. DOT 3 brake fluid is readily available and comparatively affordable, making it a popular choice.

    DOT 4 brake fluid

    The DOT 4 brake fluid is also glycol-based but with a higher boiling point compared with DOT 3. This makes it more suitable for vehicles that experience heavy braking, such as sports cars. It is slightly more expensive than DOT 4 and requires periodic replacement.

    DOT 5 brake fluid

    DOT 5 is a silicone-based brake fluid that does not absorb moisture. This makes it ideal for vintage cars, which are usually stored for a longer period. The liquid is non-corrosive but incompatible with ABS systems and other glycol-based fluids.

    DOT 5.1 brake fluid

    DOT 5.1 is a glycol-based fluid with a high boiling point, similar to DOT 5. It is compatible with ABS systems, has superior thermal stability, and sustains braking performance under extreme conditions. It requires frequent monitoring and replacement due to its hygroscopic nature.

    Mineral oil brake fluid

    Mineral oil-based brake fluid is used in certain bicycles and specialised vehicles. It is non-corrosive, does not absorb moisture, and offers long-lasting performance. Mineral oil fluids are typically reserved for niche applications and do not apply to standard automobiles.

    Conclusion

    Choosing the correct brake fluid is essential to maintaining and enhancing your vehicle's performance. Regular maintenance and timely brake fluid replacement can prolong the life of your braking system.

    In addition to opting for the safest brake fluid option, it is wise to secure a comprehensive car or bike insurance policy. The right plan can provide security in case of unexpected incidents and cover damages and repair costs.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Best helmets under 20,000 for safety & style

    by Almog Ramrajkar | Mar 17, 2025

    A helmet is an essential safety feature when riding a bike. It helps protect your head from injuries and adds an aesthetic touch to your riding experience. There are many helmets available in the Indian market that offer great protection and sleek designs. Read on to discover some of the best helmets under 20,000 that can make your riding experience safer.

    List of best helmets under 20,000

    Here are some top-rated helmets that combine safety and style:

    1. Bell MX-9 MIPS

    • Price: ₹16,572 (approx.)
    • Type: Motocross Helmet
    • Special features:
      • Tough and durable polycarbonate material.
      • Removable and washable interior.
      • Adjustable visor with air intake vents.
      • Velocity flow ventilation system for efficient cooling.
      • ECE and DOT certified.
    1. HJC FGST

    • Price: ₹16,000 (approx.)
    • Type: Full Face Helmet
    • Special features:
      • Lightweight, advanced fiberglass shell
      • Moisture-free and odor-free liners.
      • Removable and washable cheek pads and crown.
      • Advanced ventilation system.
      • Double D-ring retention system.
      • ECE certified.
    1. Fly Racing Toxin

    • Price: ₹14,499 (approx.)
    • Type: Motocross Helmet
    • Special features:
      • MIPS low-friction layer for improved protection.
      • Dual-density EPS liner.
      • Cheek pads with sweat absorption.
      • High-flow ventilation system.
      • Washable and removable liner.
      • ECE & DOT certified.
    1. Bell Revolver Evo

    • Price: ₹16,000 (approx.)
    • Type: Modular Flip-Up Helmet
    • Special features:
      • Polycarbonate composite shell.
      • Contoured cheek pads.
      • Padded chin strap with D-ring closure.
      • Built-in speaker pockets.
      • DOT certified.
    1. AGV K-1

    • Price: ₹14,499–₹19,999 (approx.)
    • Type: Full Face Helmet
    • Special features:
      • HIR-TH (high resistance thermoplastic resin) shell.
      • Removable wind protector made with Dry-comfort fabric.
      • Integrated Ventilation System from 5 front vents and 2 rear vents.
      • Double D-ring chin strap.
      • ECE certified.
    1. Airoh Valor

    • Price: ₹13,499- 15,999 (approx.)
    • Type: Full Face Helmet
    • Special features:
      • HRT (high resistant thermoplastic) shell.
      • Quick-release visor system.
      • 8-zone integrated ventilation system.
      • Micro-metric retention system.
      • ECE certified.


    Conclusion

    Choosing the right helmet is important for both safety and style. The helmets listed above are certified by credible global institutions and offer a good balance of protection and aesthetics. When selecting a helmet, consider factors such as fit and comfort.

    Always ensure that the helmet you get meets the necessary safety standards to protect you on the road. Supplement your helmet with other protective gear and bike insurance. A comprehensive insurance policy covers third-party damage, own damage, theft, and more.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best helmets under 7,000 for safety & style

    by Almog Ramrajkar | Mar 17, 2025

    Choosing the right helmet is crucial for every rider, as it ensures both safety and style. There are several high-quality helmets available under ₹7,000 that meet safety standards and offer aesthetic appeal. Read on to discover some helmets and their key features to help you find the best helmet under 7,000.

    List of best helmets under 7,000

    Some of the best helmets under ₹7,000 that offer protection and aesthetic appeal are:

    1. MT Thunder3 Pro Blaze

    • Price: ₹6,800 (approx.)
    • Certifications: ECE, DOT, ISI certified
    • Key features:
      • Aerodynamic design for better wind resistance.
      • Stylish design available in multiple colour options
      • Excellent build quality for durability.
      • Dynamic ventilation system that helps maximise airflow.
      • Removable and washable liners.

     

    1. SMK Stellar Trek

    • Price: ₹4,490 (approx.)
    • Certifications: ECE
    • Key features:
      • Multiple vents for optimal airflow and rider comfort.
      • One-touch replaceable visor.
      • Hypoallergenic and breathable liners.
      • EIRT Shell (Energy Impact Resistant Thermoplastic).

     

    1. Axor Street Marvel Wolverine Gloss

    • Price: ₹6,500 (approx.)
    • Certifications: DOT, ECE, ISI certified
    • Key features:
      • Unique Marvel-themed graphics, perfect for superhero fans.
      • Robust materials for enhanced protection.
      • Efficient ventilation system for comfort in all weather conditions.
      • Internal sun visor and anti-fog pinlock visor.

     

    1. Axor Apex Marvel Black Panther Helmet

    • Price: ₹6,500 (approx.)
    • Certifications: ECE, ISI, DOT certified
    • Key features:
      • Aerodynamic design with sharp graphics.
      • High-impact ABS material shell.
      • Double D-ring retention system for a secure fit.
      • Removable and washable interior liners.
      • UV and scratch-resistant dual visor.

     

    1. SMK Typhoon

    • Price: ₹5,250 (approx.)
    • Certifications: ECE, DOT certified
    • Key features:
      • Effective ventilation system with top and chin air vents.
      • EIRT shell (Energy Impact Resistant Thermoplastic).
      • Dual visor system with a quick-release mechanism.
      • Breathable and hypoallergenic liner.

    Conclusion

    Investing in a quality helmet is essential for ensuring safety on the road without compromising on style. When choosing a helmet, always ensure it meets safety certifications like ECE or DOT. A good helmet is not just an accessory but an investment in your safety and well-being. To ensure legal compliance and protection, pair your protective gear with bike insurance. A comprehensive insurance policy covers third-party damage, own vehicle damage, theft, and other potential risks.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best helmets under 15,000 for safety & style

    by Almog Ramrajkar | Mar 17, 2025

    When it comes to motorcycle riding, safety should always be the top priority, but that doesn’t mean you have to compromise on style. Fortunately, in India, there are plenty of high-quality helmets under ₹15,000 that offer excellent protection, superior comfort, and modern features. These helmets adhere to safety standards while also aligning with your style preferences.

    Read on to discover our curated selection of top-rated helmets in India, helping you choose the best helmet under 15,000.

    List of best helmets under ₹15,000

    Here are some of the best helmets that combine safety, comfort, and style without going over ₹15,000:

    1. LS2 FF800 Storm Solid Matt Black

    • Price: ₹11,000 (approx.)
    • Certification: ISI and ECE Certified
    • Features:
      • Made with a lightweight yet durable shell, making it comfortable for long rides.
      • Ensures excellent airflow, ensuring a cool and dry ride even in warm weather.
      • Features a scratch and UV-resistant twin visor.
      • Comes with a Quick Release System to conveniently remove and replace the visor.
    1. SMK Titan Carbon Solid

    • Price: ₹12,500 (approx.)
    • Certification: ECE, DOT Certified
    • Features:
      • Built for comfort, it’s easy to wear for extended periods.
      • Scratch-resistant and one-touch, quick-release visor
      • Features multiple air vents that allow for enhanced ventilation.
      • Equipped with breathable and hypoallergenic liner.
      • Comes with modern graphics and an overall sleek look, perfect for style-conscious riders.
    1. Axor X Cross Dual Visor

    • Price: ₹7,400 (approx.)
    • Certification: ISI, ECE, DOT Certified
    • Features:
      • Includes an outer clear visor and an inner smoke sun visor.
      • Made with a high-impact thermoplastic ABS shell.
      • Features a well-designed ventilation system with multiple vents for maximum airflow.
      • Comes with a nose guard/wind deflector to shield the nose from cold wind.
    1. Royal Enfield Granado Neo

    • Price: ₹8,950 (approx.)
    • Certification: ISI and DOT Certified
    • Features:
      • Equipped with a dual sport, UV-resistant visor, perfect for off-roading adventures.
      • Constructed with a high-impact thermoplastic shell for enhanced durability and protection.
      • Features vented EPS (Expanded Polystyrene) liner that offers high impact absorption.
      • Comes with removable and washable internals.

    Conclusion

    Selecting the appropriate helmet is essential for riding comfort and safety. The helmets listed above are budget-friendly and meet the required safety standards, ensuring protection in case of an accident. From the sleek, aerodynamic designs of the LS2 FF800 Storm and SMK Titan Carbon Solid to the bold, high-performance features of the Axor X Cross Dual Visor, these helmets offer a perfect blend of safety and style.

    When shopping for a helmet under ₹15,000, consider factors like certification, comfort, ventilation, and overall fit. In addition to wearing a helmet, it's essential to have comprehensive bike insurance. A robust insurance policy helps cover third-party damage, own damage, theft, and other risks.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Quick Shifter in Bikes: Enhance Your Gear Shifting Experience

    by mohit bohra | Mar 13, 2025

    Have you ever watched in awe as track racers deftly manoeuvre through gears at blistering speeds? Much of the magic comes from a nifty little device known as a quick shifter. This tool has transformed the motorcycle world, allowing riders to shift gears up or down without touching the clutch. This technology is often called “throttle-less shifting” or “no-lift shift”, and it is a boon for manual and automatic transmissions. Let us delve deeper into what is a quick shifter, how a quick shifter works, quick shifter meaning, its types, perks and pitfalls, and its impact on your bike’s gearbox.

    What Is a Quick Shifter?

    A quick shifter is a novel technique for letting riders swiftly change gears without using the throttle or clutch. This advanced device is especially useful for manual and automatic transmission systems, providing a smoother and faster gear-shifting experience. Quick shifters use sensors to detect the intent of the rider to shift and automatically adjust the engine’s ignition or fuel injection systems in a moment. This interruption allows quicker gear changes with minimal effort from the rider. A quick shifter improves the riding experience by making gear changes almost instantaneous.

    Why Is a Quick Shifter Used in Bikes?

    Quick shifters are mostly used in bikes to make gear changes smoother and more enjoyable. This technology eliminates the need to engage the clutch or change the throttle when changing gears. Riders can accelerate and ride at aggressive speeds, which is useful for competitive races. The reduced physical input from the rider decreases fatigue and enables better control over the bike. Quick shifters also help make the transmission safer. They prevent the clutch and engine parts from wearing out quickly.

    How Does a Quick Shifter Work?

    The functioning of a quick shifter is based on its ability to manage the bike’s internal mechanics swiftly. Here is how it works:

    • Transmission Mechanics: Motorcycles normally operate with a constant mesh transmission system. This setup involves gears engaged through meshing teeth, which is facilitated by shift forks and a gear selector drum. These components help select the appropriate gear ratios based on riding conditions.
    • Clutch and Ignition Interruption: Traditional shifting requires riders to manually engage the clutch to disconnect the engine power temporarily. Quick shifters automate the process. When a rider changes gear, the system briefly cuts power to the engine by interrupting the ignition or by momentarily cutting fuel injection. This reduction in power relieves the load on the gearbox and allows gears to shift smoothly without physically engaging the clutch.
    • Sensor and ECU Interaction: Quick shifters have sensors to detect the rider’s gear shifting. These sensors are installed on the shift rod or linkage and can determine the direction of the shift. They signal the motorcycle’s Engine Control Unit (ECU) as they detect a shift.
    • ECU Execution: ECU receives the signal and executes the shift by temporarily cutting the engine’s ignition or fuel for a small fraction of a second. This quick interruption in power is timed precisely to coincide with the gear change. The process is swift and nearly imperceptible to the rider.
    • Load Management: The quick shifter also manages the torque and load on the transmission during a shift. The gears can be engaged or disengaged smoothly by ensuring the engine’s load reduces momentarily. It minimises wear and tear on the transmission components and improves the bike’s overall performance.

    What are the Benefits of a Quick Shifter?

    Installing a quick shifter can significantly improve the riding experience. Here is how:

    •   Reduced Lap Times: Quick shifters can shave seconds off lap times by minimising the delay between gear changes. This is crucial for racing. 
    •   Decreased Wear: The system reduces strain on the transmission and gearbox and improves the bike’s lifespan.
    •   More Focus: Riders can focus on the road instead of gear shifting.
    •   Smoother Ride: It provides a smoother transition between gears, reduces jolts, and improves comfort.

    What are the Drawbacks of a Quick Shifter?

    Here are a few limitations of a quick shifter:

    • Cost: The initial installation can be expensive.
    • Complexity: Quick shifters add a level of complexity to the bike’s mechanics, which will not appeal to purists enjoying manual control.
    • Reliability: Being an electronic device, there is a potential for faults affecting operation.
    • Sensation: Gear shifts may feel spongy or numb due to a quick shifter, which distracts from the mechanical feel.

    What Are the Types of Quick Shifters?

    Quick shifters vary in their operation and integration with the motorcycles’ systems. The different types of quick shifters are:

    •   Push-Type Quick Shifters: Activated by pushing the gear lever forward, these are typically used for upshifting. They are beneficial in fast-riding scenarios where quick upshifts are crucial, such as during acceleration on straights or when exiting corners.
    •   Pull-Type Quick Shifters: These work by pulling the gear lever backwards and are generally used for downshifting. They are useful in rapid deceleration scenarios, like when approaching a turn, where smooth and quick downshifts can improve handling and reduce the risk of destabilising the bike.
  • Air Cooling Systems in Bikes

    by mohit bohra | Mar 13, 2025

    Every mile, bike engines work hard, and in the process, they generate intense heat. Without an effective cooling mechanism in place, the heat can affect performance, efficiency and the engine’s lifespan. This is what makes air cooling systems in bikes essential. A bike’s cooling system regulates the engine temperature and ensures it works efficiently. Controlling the heat produced from combustion is essential for the engine to remain stable.

    What Does an Air Cooling System Mean?

    An air cooling system in the engine helps maintain optimal system temperature by evaporating engine heat. It harnesses the power of air to manage engine temperature. As the simplest and most cost-effective method of managing engine temperature, an air cooling system is an essential component of a two-wheeler.

    Components of an Air Cooling System 

    Motorcycle engines are designed to deliver power and performance while also enduring extreme conditions. However, they face a critical challenge of managing heat during operation. This is where air cooling systems step in. While air cooling systems may appear straightforward, they are engineered with precision. Their components include the following:

    1. Cooling Fan: A cooling fan placed in a half-round duct covering the engine’s cylinder head and performs the primary function of dissipating heat from the engine.
    2. Baffles: The baffles inside the duct direct airflow over the engine fins and through the cooler.
    3. Engine Fins: The fins placed around the engine’s cylinder enable cooling by increasing the surface area for air to pass over and help remove the extra heat
    4. Thermostat: Air cooling systems in bikes have a thermostat located between the cylinders which helps to control the valve.
    5. Valve: The valve manages the amount of air reaching the fan to maintain optimal cooling and engine temperature.
    6. Air Path: Hot air passes over the thermostat and the engine and then exits through the rear of the vehicle or using a heat transfer system.

    How Do Air Cooling Systems Work in Bikes?

    The air cooling system operates based on a simple mechanism of continuous air movement over the heated engine for it to cool down. The speed of the moving vehicle is enough for a sufficient amount of cool air to pass over the fins and dissipate the heat produced by the engine.

    The horizontally opposed cylinders in the air cooling system help move air over the fins. With more metal contacting the air, a greater amount of heat is lost, making cooling more efficient.

    What are the Advantages of Air Cooling Systems? 

    An air cooling system in a bike engine is a simple, lightweight heat dissipation mechanism. It does not require any special device to function, which makes it highly efficient. Due to its several significant advantages, it is the most preferred type of cooling mechanism used in automobiles. Let’s now take a look at the main advantages of an air cooling system:

    1. Cost-effective: Since no additional or specialised features, such as cooling jackets, radiators, etc., are required, these systems are relatively cheap, easy to install, and lightweight.
    2. Faster warm-up time: Air cooling systems offer a quicker response to engine warm-up than other cooling systems.
    3. No risk of freezing: These cooling systems do not depend on coolants, so they are not likely to freeze under cold weather conditions. This makes them highly suited for use in colder climates.
    4. Aesthetic appeal: The engine fins are among the key components of these systems. However, they are also an attractive design feature and integral in enhancing the cooling system’s performance.

    What Are the Disadvantages of Air Cooling Systems?

    Despite their many advantages, air cooling systems in bikes also have certain drawbacks, like heavy noise and overheating. Let’s take a look at some of the major drawbacks of air cooling systems:

    1. Noisy: The air cooling systems are simple in design and rely on minimal technological features. However, due to their simplistic design, they produce more vibrations and generate considerable noise. The lack of an insulating mechanism further aggravates this issue.
    2. More prone to overheating: Despite effective cooling systems, air cooling systems are more likely to overheat in hot weather conditions. This limits their cooling efficiency under hot conditions or heavier loads.
    3. Variable performance: The system’s cooling performance depends almost entirely on the environment and the vehicle's speed, which can lead to disparity in performance across vehicles.

    Conclusion

    Air cooling systems are among the most simplistic yet convenient heat dissipation mechanisms used in bikes. Learning about how they function can help determine whether you want a vehicle equipped with an air cooling module or another employing a more sophisticated cooling system. An efficient cooling system will ensure that your bike operates smoothly. However, you should also buy bike insurance online to stay covered against various man-made and natural disasters.  Opt for a comprehensive insurance policy covering issues from theft to accidental damage.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Motorcycle Swingarm: Working and Purpose

    by mohit bohra | Mar 13, 2025

    Have you ever wondered what keeps your motorcycle ride smooth, whether you are zipping through city streets or cruising down highways? While the engine, brakes, and tyres do their part, an unsung hero is constantly working behind the scenes—the motorcycle swingarm. This essential part ensures your bike handles well,  offering stability and comfort regardless of terrain or speed. Essentially, the swingarm acts as a movable arm, connecting the bike’s frame to the rear wheel, allowing it to move up and down over bumps, maintain traction and enhance control. Let’s learn more about the motorcycle swingarm.

    What is a Motorcycle Swingarm?

    The motorcycle swingarm is a crucial part of your bike that connects the rear wheel to the main frame. It is a robust lever made from strong materials like steel or aluminium, and it is available in single-sided and double-sided designs. The swingarm's main job is to manage the wheel’s movement without passing too much shock to the rest of the bike. The design of the swingarm also affects how well your bike handles corners and rough terrain, with different styles providing benefits like easier wheel removal or increased stability.

    What Are the Components of a Swingarm?

    A bike swingarm consists of several crucial parts that work together to provide a smooth and durable riding experience. These are:

    Main Arm Structure: The core of the swingarm, it is made from lightweight materials like aluminium or tough materials like steel. Some high-performance or racing bikes even use carbon fibre, known for being super light and yet incredibly strong.

    Pivot Points: These are the swingarm's 'joints' where the swingarm connects to the bike's frame, allowing the up-and-down movement that smoothes out bumps on the road.

    Bushings and Bearings: Found at the pivot points, these minimise friction during movement. Bushings absorb vibrations, while bearings improve durability and efficiency.

    Shock Absorber Attachments: These connect the swingarm to the bike's shock absorbers. They soak up road bumps, boosting your comfort and bike handling.

    Axle Housing: Located at the swingarm’s rear, it holds the rear axle and wheel firmly in place, ensuring alignment and stability.

    Adjustment Slots: Some swingarms feature slots for adjusting the position of the rear wheel, helping maintain proper chain tension and wheel alignment for optimal performance.

    How Does a Swingarm Work in a Motorcycle?

    The swingarm acts like a shock-absorbing lever for the rear wheel. Typically shaped like an 'H' or an 'L’, it pivots on bolts attached to the bike's frame, enabling the rear wheel to move smoothly over uneven terrain. To keep the ride comfortable and controlled, the swingarm works together with shocks and springs. These components soak up the bumps and keep the wheel steady, helping to maintain your grip on the road. In essence, the swingarm is essential in delivering a comfortable and stable riding experience, regardless of road conditions.

    What is the Purpose of a Swingarm?

    A swingarm is not just there to connect the rear wheel to your bike's frame—it is all about making your ride safer and more comfortable. Here is what it brings to the table:

    Improved Stability: The swingarm keeps your bike steady and balanced, especially at high speeds or on uneven roads, preventing wobbling or instability.

    Improved Ride Quality: By absorbing shocks and jolts from rough terrain, the swingarm makes your ride smoother and enjoyable.

    Safety Assurance: A swingarm maintains the rear wheel’s alignment, reducing you’re the risk of dangerous slips that could lead to accidents.

  • Best bike for beginners under 1 Lakh

    by Almog Ramrajkar | Mar 13, 2025

    Choosing the right motorcycle as a beginner is crucial for ensuring safety, comfort, and an enjoyable riding experience. For new riders in India, there are several budget-friendly options available that offer a blend of performance, fuel efficiency, and ease of handling.

    This blog highlights some of the best bikes for beginners under 1 lakh.

    List of bikes for beginners under ₹1 Lakh

    Below is a selection of motorcycles suitable for beginners:

    1. Hero Splendor Plus

    • Engine: 97.2 cc
    • Power: 7.91 bhp
    • Mileage: 60 kmpl
    • Price: ₹74,651 to ₹82,740 (ex-showroom)

    Well-known for reliability and fuel efficiency, the Hero Splendor Plus is ideal for daily commuting. Its lightweight design and straightforward mechanics make it easy to handle and maintain.

    1. Honda Shine

    • Engine: 123.94 cc
    • Power: 10.59 bhp
    • Mileage: 55 kmpl
    • Price: ₹83,834 to ₹87,834 (ex-showroom)

    The Honda Shine is known for its refined engine and comfortable ride quality. Its reliable performance and low maintenance costs are advantageous for beginners.

    1. Bajaj Pulsar 125

    • Engine: 124.4 cc
    • Power: 11.64 bhp
    • Mileage: 50 kmpl
    • Price: ₹86,592 to ₹95,641 (ex-showroom)

    The Bajaj Pulsar 125 offers a balance of performance and efficiency. It has a robust engine and sporty aesthetics. It's suitable for those transitioning into the Pulsar range with an entry-level model.

    1. Hero Glamour

    • Engine: 124.7 cc
    • Power: 10.39 bhp
    • Mileage: 55 kmpl
    • Price: ₹79,519 - ₹92,372 (ex-showroom)

    The Hero Glamour stands out with its stylish design and practical features. It offers a comfortable riding experience and good fuel efficiency, making it a solid choice for new riders.

    1. Hero Passion Plus

    • Engine: 97.2 cc
    • Power: 7.91 bhp
    • Mileage: 60 kmpl
    • Price: ₹76,641 - ₹82,705 (ex-showroom)

    The Hero Passion Plus is designed for efficiency and ease of use. It has a reliable engine and comfortable ergonomics, suitable for daily commutes and short trips.

    1. Bajaj Platina 110 H Gear

    • Engine: 115.45 cc
    • Power: 8.48 bhp
    • Mileage: 70 kmpl
    • Price: ₹69,004 onwards (ex-showroom)

    The Bajaj Platina 110 H Gear is known for its fuel efficiency and comfortable ride. Its gear shift indicator and long-travel suspension make it ideal for city commutes.

    Conclusion

    Selecting the right motorcycle as a beginner involves considering factors like engine capacity, fuel efficiency, comfort, and ease of maintenance. The bikes listed above offer a combination of these attributes within a budget of ₹1 lakh, making them suitable choices for new riders embarking on their motorcycling journey. It's also important to get bike insurance to protect your investment and enjoy a problem-free riding experience.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Best bikes for riding on the hills

    by Almog Ramrajkar | Mar 13, 2025

    Riding in hilly terrains presents unique challenges, including steep inclines, uneven surfaces, and unpredictable weather. To ensure a safe and enjoyable experience, it's important to choose a two-wheeler specifically designed for such conditions. In this guide, we'll explore some of the best bikes for hills.

    List of bikes for riding on the hills

    Below are some of the best two-wheelers designed to handle challenging terrains.

    1. Royal Enfield Himalayan 450

    Equipped with a 452cc liquid-cooled engine producing 39.47 bhp and 40 Nm torque, the Himalayan 450 is designed for rugged terrains. It features a six-speed gearbox, slip-and-assist clutch, and an all-digital TFT screen for navigation. Priced between ₹2.85 lakh and ₹2.98 lakh, it's a reliable choice for hill rides.

    1. Hero XPulse 200 4V

    This bike boasts a 199.6cc single-cylinder engine delivering 18.9 bhp power and 17.35 Nm of torque. It can accelerate from 0-60 kmph in 4.33 seconds. Enhanced with a stronger LED headlight and modern features like Bluetooth connectivity, it's priced between ₹1.45 lakh and ₹1.58 lakh.

    1. TVS Ronin

    Featuring a 225.9cc air-cooled engine producing 20.1 bhp of power and 19.93 Nm of torque, the Ronin offers a comfortable riding position with a lower, slightly curved back handlebar. It has two riding modes: Road and Rain. It is priced between ₹1.35 lakh and ₹1.73 lakh.

    1. Royal Enfield Classic 350

    This bike has a 349cc engine producing 20.2 bhp and 27 Nm torque. Its riding position is comfortable and upright. For turn-by-turn directions, it also features an optional Tripper navigation module. Priced between ₹1.99 lakh and ₹2.30 lakh, it's a classic choice for hill rides.

    1. Triumph Scrambler 400 X

    With a 398.15cc single-cylinder engine producing 39.5 bhp and 37.5 Nm of torque, the Scrambler 400 X features a mix of analogue and digital instrumentation. Priced at ₹2.64 lakh, it's a versatile option for hill terrains.

    Conclusion

    The ideal hill-riding bike should have enough power, durable suspension, and excellent handling to conquer steep inclines and rough roads. When choosing one, consider factors such as engine capacity, handling, comfort, and additional features to ensure it suits your specific needs and riding style. You should also secure bike insurance to protect your investment while riding on challenging roads on the hills.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Face helmets under 2,000 for safety

    by Almog Ramrajkar | Mar 13, 2025

    Riding a bike gives riders a sense of freedom and adventure, but safety must always be a top priority. A quality full-face helmet is essential for protecting riders from potential head injuries. Fortunately, there are several reliable and stylish options available in India for under ₹2,000. Read on to discover our selection of top-rated helmets in India, helping you choose the best full-face helmet under 2000 for both safety and style.

    List of best full-face helmets under 2,000

    Ensuring safety while riding a motorcycle is paramount, and selecting a high-quality full-face helmet is a critical aspect of that safety. For riders in India seeking reliable helmets under ₹2,000, here are some top recommendations:

    1. Steelbird SBA-1 R2K Full Face Helmet

    • Design: This helmet features a stylish matte black and grey finish with graphic elements, offering a modern and sleek appearance.
    • Build quality: It is made from high-impact ABS material, ensuring strength and durability for maximum protection.
    • Additional features: The helmet includes a micro-metric buckle, a dynamic ventilation system, and a quick-release visor system.
    • Price: ₹1,967- ₹2,099 (approx.)

    2. Vega Crux Dx Flip-Up Full Face Helmet

    • Design: The Vega Crux Dx offers a modular design with a convenient flip-up mechanism, allowing riders to easily switch between full-face and open-face modes.
    • Build quality: Made from high-impact ABS material, this helmet offers durability and reliable protection.
    • Additional features: The helmet features a metallic release micrometric buckle and a movable chin guard that can be operated with a single lever for added convenience.
    • Price: ₹1,493 (approx.)

    3. Studds Thunder Full Face Helmet

    • Design: This helmet showcases an aerodynamic design with a sleek finish, offering both style and functionality.
    • Build quality: It features a high-impact ABS material shell and a regular-density EPS inner liner that provides superior shock absorption and safety.
    • Additional features: The Studds Thunder is equipped with a quick-release visor and chin strap, and a dynamic ventilation system.
    • Price: ₹1,970 (approx.)

    4. Steelbird SBH-17 Robot Full Face Helmet

    • Design: The Steelbird SBH-17 Robot boasts an Italian design with stylish graphics that stand out on the road.
    • Build quality: It features an inner liner made with multi-layer EPS for maximum protection.
    • Additional features: It features a micrometric buckle and an efficient air booster ventilation system to keep you cool during your ride.
    • Price: ₹1,959 (approx.)

    Conclusion

    Selecting the right full-face helmet is crucial for ensuring safety and comfort while riding. The options given above offer a combination of durability, style, and essential features—all within a budget of ₹2,000. When choosing a helmet, consider factors such as build quality, comfort, ventilation, and additional features that suit your riding needs. For optimal protection and compliance with legal requirements, pair your protective gear with 2 wheeler insurance. A comprehensive policy covers third-party damage, own vehicle damage, theft, and other potential risks.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Understanding Chain Sprockets in Motorcycles

    by mohit bohra | Mar 13, 2025

    A chain sprocket is one of the vital components of a motorcycle. It is a power transmission mechanism in which the chain engages with a toothed wheel gear, called a sprocket, to move parts of the machine. The sprocket plays a critical role in transferring power from the engine to the bike's rear wheel. Understanding how sprockets work, their types, and their classifications helps maintain the motorcycle's performance and reliability.

    Here’s an overview of chain sprocket meaning, its functions and applications.

    What is a Chain Sprocket in a Motorcycle?

    To understand what is a sprocket, it is important to learn about its design. A sprocket is a metal wheel with teeth-like features sticking out to form a part of the chain system. This system acts as the link between the engine and the wheels.

    Motorcycles typically have two sprockets:

    1. Front Sprocket (Drive Sprocket): This is smaller in size and is attached to the engine’s output shaft.
    2. Rear Sprocket (Driven Sprocket): This is a bigger sprocket connected to the rear wheel of the bike.

    The size and number of teeth on the sprockets can significantly impact the motorcycle’s speed and torque. For instance:

    • A larger rear sprocket provides more torque but reduces top speed.
    • A smaller rear sprocket increases speed but reduces torque.

    Thus, sprockets are crucial for balancing speed, torque, and fuel efficiency in a motorcycle.

    How Do Sprockets Work in a Motorcycle?

    The working of a bike sprocket involves basic principles of motion and mechanical power transfer. Here’s how it works:

    • The motorcycle engine generates rotational power.
    • The front sprocket, mounted on the engine output shaft, receives this force.
    • A chain connects the front sprocket with the one at the rear. It pulls the rear sprocket as the front rotates.
    • The rear sprocket, fixed to the bike's rear wheel, converts this rotational force into motion, propelling the bike forward.

    How to Classify Sprockets?

    Sprockets are classified on the basis of factors that impact their functionality and compatibility. These factors are:

    • Size: Refers to the overall dimension and pitch diameter of the sprocket.
    • Diameter: The outer diameter directly affects the chain fit and bike performance.
    • Teeth Width and Depth: Sprockets are identified based on the width and depth of their teeth, which must align with the chain size.
    • Dimension: This includes the hub size, plate thickness, and mounting style.

    Sprockets are of different kinds based on their design and hub positioning:

    1. Type A (Flat Sprocket): These are hub-less (no extra thickness) and ideal for light-duty applications.
    2. Type B (Hub on One Side): Features a single hub for better alignment and reduced load on machinery bearings.
    3. Type C (Hubs on Both Sides): Featuring added thickness on both sides, they offer higher load capacity and enhanced stability.
    4. Type D (Split Hub Sprockets): Split hub design allows quick removal and maintenance without disassembling bearings.

    Understanding these classifications helps bikers choose the right sprocket for their specific needs and riding requirements.

    What Are the Types of Sprockets?

    Sprockets in bikes come in various forms, depending on their application, design, and operational needs. Below are the most common types of sprocket:

    1. Multi-Strand Sprockets
    • These sprockets are designed to handle high torque and power conditions.
    • They use multiple strands of chain, providing extra strength and durability.
    • Multi-strand sprockets come in taper-locked, QD-style hubs or finished bore designs.
  • Combi Brake System in Bikes: Enhancing Safety and Control

    by mohit bohra | Mar 13, 2025

    The CBS braking system is a groundbreaking braking technology that enhances the safety and stability of two-wheelers. By combining the braking forces of both the front and rear wheels, CBS reduces braking distances, minimises skidding, and provides superior control over the bike. Designed primarily for motorcycles with engine capacities below 125cc, CBS has been a necessary feature for such vehicles in India since 2019, ensuring enhanced safety standards.  

    What Does a Combi Brake System Mean?

    Curious about “what is a combi brake system? Here’s a quick overview:

    • CBS is a mechanism that evenly distributes braking forces between the front and rear wheels.
    • Unlike traditional systems, it activates both brakes simultaneously when either lever is pressed.
    • This technology shortens stopping distances and improves bike stability, even on slippery terrains.
    • It is especially effective in addressing improper brake usage by novice riders, offering better control and safety.
    • By balancing individual brake components, CBS also reduces wear and tear, enhancing durability.

    How Does a Combi Brake System Work?

    The CBS braking system operates by accurately distributing braking forces. Here's how it works:

    • Braking Force Distribution

    When the rider depresses the rear or front brake lever, both brakes are automatically engaged.

    • Brake Application

    The CBS mechanism allocates braking force appropriately to the front and rear wheels, usually favouring the rear wheel to prevent the front wheel from locking.

    • Better Stability

    Engaging both wheels ensures skidding-free and controlled stoppage, enhancing overall safety.

    What are the Advantages of the Combi Brake System?

    After learning about what a combi brake system is, here are its key advantages:

    Improved Safety

    • Reduces braking distance significantly
    • Prevents skidding, even on wet or uneven surfaces
    • Maintains bike balance during emergency braking
    • Provides stability, ensuring safer rides for less skilled riders

    Ease of Use

    • Enables riders to depend on a single lever for maximum braking efficiency
    • Boosts confidence for the less skilled riders by simplifying braking
    • Reduces mental stress during sudden stops by automatically distributing braking forces

    Versatility

    • Compatible with disc/drum and drum/drum brake configurations
    • Effective on all road types, including highways, city streets, and rural roads
    • Widely used in commuter bikes and scooters, making it easily accessible to a large audience

     Affordable Technology

    • Less expensive compared to high-tech systems such as ABS
    • Easy to maintain and repair, appealing to budget-conscious riders
    • Lacks complex electronics, reducing long-term ownership costs

    What are the Disadvantages of the Combi Brake System?

    The combi brake system in bikes has some disadvantages, such as:

    Not Suitable for High-Performance Bikes

    • It is designed primarily for bikes with engine capacities below 125cc and may not be suitable for high-speed or high-power motorcycles.
    • Cannot meet the high torque requirements of performance bikes, thus limiting its use.

    Effect on Stunt Riding

    • Limits flexibility for stunts and aggressive manoeuvres due to lack of independent control of the front and rear brakes.
    • May also hinder the precision braking needed for intricate tricks.

    Control Limitations for Experienced Riders

    • Can be restrictive for riders preferring manual control in specific situations, such as off-road adventures.
    • Non-adaptable for riders who frequently change braking patterns.

    Reduced Performance in Extreme Conditions

    • Falls short of ABS performance during heavy braking on extremely slippery roads.
    • Less effective during hard braking over long or challenging conditions.

    Compatibility Issues

    • Not suitable for bike configurations requiring specific kinds of braking settings, such as dual front discs or advanced suspensions.
  • Best cruiser bikes under 500cc in India guide

    by Almog Ramrajkar | Mar 13, 2025

    For two-wheeler enthusiasts who relish a long-distance, comfy riding experience, cruiser bikes are the way to go. Combining optimal functionality with pocket-friendly cost, these motorbikes are great for veteran and beginner riders. This blog gives a rundown of the best adventure bikes under 500cc in the Indian motorcycle market.

    List of best adventure bikes under 500cc

    Some of the popular adventure bikes under 500cc in India are:

    • Royal Enfield Meteor 350

    Classic design and contemporary attributes make the Royal Enfield Meteor 350 a much sought-after cruiser motorbike in India. Its 349cc engine enables a smooth ride for long-distance travel. Adding to its comfort are dual-density foam seat and great handling.

    • KTM 390 Duke

    Performance plus style makes the KTM 390. This 373cc-engine motorbike can be used for both city biking and highway cruising, thanks to its torque and agility. The KTM 390 features a lightweight frame and agile handling, making it a leading motorcycle in the Indian cruiser bikes’ ecosystem.

    • Bajaj Dominar 400

    The Bajaj Dominar 400 earns popularity from its sturdy structure and powerful performance. The bike has a 373cc engine and advanced tech system (e.g. digital display and LED lighting), offering a great mix of strength and fuel efficiency . One will not be far from the truth to describe the Bajaj Dominar 400 as a smart bike!

    • Honda CB350 H'ness

    The Honda CB350 H'ness makes it to the list of the best cruiser bikes under 500cc for its stylishness, vintage look, and tech modernity. Its 348cc engine powers a seamless and pleasurable cruise. Long journeys are made possible by comfortable seating and a relaxed riding position.

    • Yamaha XSR155

    Agile and lightweight, the 155cc-engine Yamaha XSR155—though smaller than the others in this rundown—packs a punch and merits a mention in this list. The retro styling and contemporary functionalities make it a lovable option in India’s cruise bike terrain.

    Conclusion

    There are several options when it comes to adventure bikes under 500cc in India.  Whether it is the sturdy build of the Bajaj Dominar, the classic charm of the Royal Enfield, or the sporty feel of KTM, there’s something to strike the fancy of every fan of cruiser bikes. While at it, remember to obtain bike insurance to enjoy your rides worry-free.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Understanding the Slipper Clutch in Motorcycles

    by mohit bohra | Mar 13, 2025

    India's two-wheeler market is driven by technological upgrades that provide both the thrill and comfort of riding. In this evolving landscape, many are wondering what a slipper clutch means, as it is at the forefront of these innovations. This mechanism improves the safety features of motorcycles and ensures a smoother and more controlled ride. The slipper clutch is an invaluable tool to optimise performance without compromising on safety as bikers push the limits of speed and efficiency with the use of a clutch in a bike. Let us delve into slipper clutch meaning and mechanics of slipper clutches, explore their benefits, and understand why they are becoming a must-have in the world of motorcycling.

    What is a Slipper Clutch in a Bike?

    A slipper clutch is also referred to as a back-torque limiter or assist clutch. It is an integral feature in most high-performance motorcycles. The device is engineered to perfect the art of downshifting into corners by gradually disengaging the clutch basket from the clutch centre as dictated by the back torque. This refined control is necessary during fast downshifts as it prevents the rear wheel from locking. It also ensures that the bike remains stable and responsive under deceleration.

    The function of a slipper clutch is analogous to a standard manual clutch but with added benefits that specifically cater to high-speed riding. The engine speed can drop suddenly when a rider downshifts aggressively at high speeds without matching the lower gear speed. This mismatch can lead to a high torque being transferred back to the rear wheel. This potentially causes it to skid or hop – a phenomenon known as engine braking. The slipper clutch mitigates this by allowing the clutch plates to slip under excessive torque. This reduces the engine braking effect significantly and maintains smoother and safer riding dynamics.

    How Does a Slipper Clutch Work? 

    A slipper clutch is strategically positioned between the engine's transmission and the power mill, and it plays an important role in managing the motorcycle's torque transmission. This component is particularly vital when the dynamics between the engine speed and the rear wheel are not synchronised—this is often the case during aggressive downshifting or when rapid deceleration occurs.

    In a typical scenario without a slipper clutch, the clutch assembly and the crankshaft turn at a higher speed during engine braking than the rear wheel. This speed disparity can lead to skids and significant loss of traction in a manual clutch system as the rear wheel tries to catch up to the speed of the engine. This results in a potentially dangerous situation. The slipper clutch addresses this issue by allowing a controlled amount of slip between the clutch plates and the clutch basket.

    The mechanism of a slipper clutch involves several components working in unison. They are: 

    Pressure on Clutch Plates

    The pressure on the clutch plates decreases when there is excessive back torque. This reduction in pressure is facilitated by the unique design of the clutch. It includes ramps or other mechanisms that allow the clutch plates to move slightly apart.

    Controlled Slippage

    As the clutch plates slip, they effectively reduce the torque transmitted to the rear wheel. This controlled slippage helps tune down the torque to a manageable level. It saves the back wheel from locking up and maintains better traction and stability. 

    Prevention of Wheel Lock

    The slipper clutch prevents the sudden locking of the rear wheel by moderating the engine's braking effect. This can cause the bike to lose control or skid. It is particularly beneficial to maintain the bike’s stability during sharp turns or when riding on slippery surfaces.

    What Are the Parts of a Slipper Clutch?

    Here is a list of the key parts of the slipper clutch and their functions:

    •   Clutch Hub

    This central component is directly attached to the crankshaft and acts as the core from which power is transmitted. It is instrumental in the overall operation of the clutch. It effectively translates engine output into rotational force that drives the rear wheel.

    •  Pressure Plate

    The pressure plate is attached to the clutch cable and it plays an important role in engaging or disengaging the clutch. It moves towards or away from the clutch hub under the action of the clutch lever. The pressure plate either presses the clutch plates together to engage the drive or allows them to separate slightly to disengage it.

    •  Clutch Plates

    Clutch plates are positioned between the clutch hub and the pressure plate. These are the actual surfaces that engage and disengage to transmit or cut off power from the engine to the transmission. In a slipper clutch, these plates are designed to slip under excessive back torque, reducing the risk of wheel lock-up.

    •   Springs

    These components are crucial to maintaining the tension required for the clutch plates to engage normally. Adjusting the pressure applied to the clutch plates allows the clutch to slip under conditions of high back torque, such as aggressive downshifting.

  • What happens if water enters bike engine

    by mohit bohra | Mar 13, 2025

    Many times, we have to ride on waterlogged roads. This increases the possibility of water entering the bike’s engine, creating a major issue. This article will explain what happens if water enters the bike engine and what to do in such a situation.

    What happens if water enters motorbike engine

    1. Steam release

    The bike may emit steam, which is created when the water evaporates and escapes through the motorcycle's exhaust.

    1. Water dripping

    Water droplets may be emitted from the exhaust pipe as the steam. This is caused by condensation.

    1. Shaking

    If there is water in the tank, a bike may shake violently when accelerating, making it seem necessary to throttle more. Power lag may be the cause of the juddering.

    1. Engine stalling

    When water is present in a bike’s engine, it may not start or cease working while the bike is moving on the road.

    1. Effect on air filter and carburettor

    Water intrusion can also harm the carburettor and air filter, lowering the engine's air supply and making the bike less efficient.

    1. Corrosion of engine parts

    Water entering the engine can negatively impact performance by corroding metal parts. This can shorten the engine's lifespan and cause long-term harm.

    1. Problem in the fuel system

    If water gets mixed with the fuel and ruins the mixture, the bike may not start, or the engine may operate unevenly.

    What to do if water enters the bike engine

    The following actions should be taken right away if water has gotten into the bike engine:

    1. Switch off the engine

    Turning off the bike's engine is the first precaution to prevent the water mixture from spreading to other engine components.

    1. Check the fuel and oil

    If the fuel or oil has deteriorated from exposure to water, replace it. If you need any assistance, ask a bike mechanic.

    1. Dry the engine

    Dry the engine components with an air blower. Let the engine run for a while to get it dry completely.

    1. Get it checked by a mechanic

    If you think the issue is serious, take the bike to a mechanic to properly examine the engine.

    Conclusion

    Water intrusion in a motorcycle engine is a serious issue that can shorten its life. In this case, you need to take immediate action, including checking the fuel and oil, drying the engine, and shutting it down.

    Buying bike insurance and engine protection cover is also important so you can get support in case of unforeseen damage and deal with issues caused by water intrusion.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Motorbike switchgear guide

    by mohit bohra | Mar 13, 2025

    Mastering the switchgear on your motorbike is extremely important before you hit the road. The features in the switchgear enhance the functionality and safety of your ride. From ignition to indicators, understanding the components of the bike's switchgear is as important as knowing the rules of the road. Let us explore every element of your motorcycle's handlebar controls by explaining their purposes and when to use them.

    When to use every bike switchgear on your handlebar

    Each switch and button on your motorbike's handlebar has a specific purpose. They help you take total control of your machine, ensuring complete safety. Let’s learn when and how to use them:

    Basic switchgear functions

    • Ignition button: Modern motorcycles feature an electric ignition switch that’s normally located on the right handlebar. This button starts the engine by cranking it up, requiring the engine kill switch to be in the 'on' position.
    • Horn button: The horn is positioned on the left handlebar and should be used sparingly to alert other road users of your presence.
    • Headlight beam switch: This switch is also located on the left. It toggles between low and high beams. Use high beams in poorly lit conditions and switch to low beams to avoid blinding oncoming traffic.
    • Turn indicator switch: This switch is located on the left handlebar and is used to signal turns or lane changes.

    Advanced switchgear

    • Hazard lights button: Similar to cars, this switch activates all blinkers for visibility in emergencies or low visibility conditions.
    • ABS off button: This switch is found on adventure or off-road bikes. It allows riders to disable the anti-lock braking system for better control in specific conditions like dirt tracks where locking the rear wheel may be necessary.
    • Traction control toggle: This switch helps you to turn traction control on or off. It helps manage the bike’s stability in various riding conditions.
    • Riding mode switch: Modern high-capacity bikes come with this feature. It allows riders to switch between different riding modes such as road, rain, and sport. Each adjusts the bike's performance parameters for optimal riding dynamics.
    • Menu controls: On bikes with advanced digital displays, these controls navigate through menu options. This helps manage settings without being distracted from the road.

    Conclusion

    Familiarising yourself with the switchgear in bike is as fundamental as riding with a helmet. Securing comprehensive bike insurance is equally crucial to complement this knowledge, as it provides a safety net by covering potential costs associated with accidents, breakdowns, and repairs.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Top 7 cruiser bikes under 20 lakhs in India 2024

    by Almog Ramrajkar | Mar 12, 2025

    Cruiser bikes are suitable for city highway cruising and long trips because of their comfortable seating and excellent performance. They provide a relaxed riding experience and generally feature low seats and high-performance engines. Read on to discover the best 7 cruiser bikes under 20 lakhs.

    List of best 7 cruiser bikes under 20 lakhs

    Here’s a list of some excellent cruiser bikes that are stylish and practical, all under 20 lakhs:

    1.     Harley-Davidson Sportster S

    Price: ₹16.48 Lakhs (approx.)

    The Harley-Davidson Sportster S is a favourite among cruiser lovers. With its powerful engine and comfortable seat, it can go long distances. It is a leading cruiser bike due to its 1252 cc engine, 6-speed manual transmission, and modern electronics.

    2.     Triumph Bonneville Speedmaster

    Price: ₹12.05 Lakhs (approx.)

    Retro charm and modern performance make the Triumph Bonneville Speedmaster ageless. Its six-speed manual transmission makes for a seamless ride, and its sturdy makeup ensures durability. This bike perfectly suits enthusiasts of vintage design.

    3.     Kawasaki Z900RS

    Price: ₹16.80 Lakhs (approx.)

    The Kawasaki Z900RS stands out from the pack with its classic design and modern technology. It features state-of-the-art rider technology, digital instrumentation, and a high-performance 948 cc engine that make it one of the best cruiser bikes in the market.

    4.     Triumph Bonneville Bobber

    Price: ₹12.05 Lakhs (approx.)

    This cruiser features a 1200 cc engine, a retro design, and a comfortable seating setup. The Bobber has a beautiful silhouette and a laid-back design that give it a ‘hard tail’ look. Some other features of this excellent cruiser include two ride modes and switchable traction control.

    5.     Harley Davidson Nightster

    Price: ₹13.39 Lakhs (approx.)

    The Nightster is a lightweight cruiser with a low centre of gravity. These features help improve balance and handling. With its iconic styling, modern capabilities, and 975 cc engine, this bike is a leading cruiser.

    6.     Indian Scout Rogue

    Price: ₹17.28 Lakhs (approx.)

    The Indian Scout Rogue has a high-performance 1133 cc engine, a six-speed gearbox, and a low comfortable seat that allows for relaxed rides. The cruiser also features excellent hardware—telescopic front forks, twin rear shocks, and discs on both wheels.

    7.   Triumph Bonneville T120

    Price: ₹11.09 Lakhs (approx.)

    The T120 combines the original style and silhouette of the Bonneville with a modern finish. The cruiser has a 1200 cc engine, six-speed manual transmission, and a comfortable riding position that make it an excellent pick for both city rides and weekend cruising.

    Conclusion

    From the Triumph Bonneville Speedmaster to the Harley-Davidson Nightster, there’s a bike for every cruiser. Whatever bike you choose, remember to acquire comprehensive bike insurance that can protect your investment. A robust insurance policy provides financial coverage for third-party damage, own damage, theft, and more.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best cruiser bikes under 4 lakhs in India 2024

    by Almog Ramrajkar | Mar 12, 2025

    Style and comfort make cruiser bikes a popular ride option among motorcycle lovers. If you're looking for a great cruiser bike without spending a fortune, there are plenty of excellent options to choose from. This blog provides a rundown of the best cruiser bikes under 4 lakhs.

    List of best cruiser bikes under 4 lakhs

    Here’s a list of the best cruiser bikes under 4 lakhs that offer great performance and value for money.

    ● Bajaj Avenger Cruise 220

    Price: ₹1.4 lakh

    The Bajaj Avenger Cruise 220 provides a seamless riding experience through low slung seat, laid-back riding position, and 220 CC engine. With a comfortable seat and stylish makeup, the Avenger Cruise 220 is one of the leading cruiser bikes under 4 lakhs.

    ● Royal Enfield Meteor 350

    Price: ₹2.1 lakh

    The Royal Enfield Meteor 350 is a new-age classic cruiser. Featuring a 349 CC engine, this bike generates ample power for highway cruising. It has a retro design and a comfortable seat, ideal for short and long rides.

    ● Honda H'ness CB350

    Price: ₹2.1 lakh

    Another top-tier cruiser bike is the Honda H'ness CB350. This bike perfectly embodies classic cruisers through its retro design and efficient 348 CC engine. Seamless functionality and comfortable riding are the hallmarks of the Honda H’ness CB350.

    ● Yamaha FZ-X

    Price: ₹1.3 lakh

    The Yamaha FZ-X is a stylish combo of vintage design and contemporary flair. Its 149 CC engine makes it perfect for city cruising as well as long-distance rides. This cost-efficient motorcycle provides comfort and style at a pocket-friendly price.

    Conclusion

    Cruiser bikes are powerful, efficient, and high-performance vehicles that make an excellent investment. If you're on a budget, there are several great options under INR 4 lakh, each offering a range of specifications to suit various needs. No matter your preference, there’s a perfect cruiser bike out there for you!

    Once you’ve chosen your cruiser, protecting your investment with the right bike insurance is crucial. A tailored policy not only helps you meet legal requirements but also provides financial coverage for damages caused by routine wear, accidents, or theft.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Quickshifter vs auto blipper

    by mohit bohra | Mar 12, 2025

    Quickshifters and auto blippers are essential considerations for individuals looking to purchase a bike. Depending on your riding style, each system provides a unique experience.

    Here’s a lowdown on the functions of quickshifters and auto blippers, how they differ, and what might be the best choice depending on your riding style. Let’s dig in and explore all the information about these advanced motorcycle technologies.

    Difference between quickshifter and auto blipper

    A quickshifter is a device that allows you to upshift gears quickly without needing to use the clutch or reduce throttle. It works by briefly cutting the engine’s power, which unloads the gearbox and allows the new gear to engage smoothly. This results in faster gear shifts and helps maintain speed, which is especially useful during high-speed riding or racing.

    An auto blipper, on the other hand, manages downshifts. When you press down on the gear lever, the auto blipper automatically adjusts the throttle to match the engine’s speed with the lower gear. This technology helps maintain stability and smoothness when decelerating, making it especially valuable on tracks or winding roads where frequent and rapid downshifting is required.

    Both systems work to enhance your riding experience by making gear changes smoother, protecting your gearbox from wear, and allowing you to focus more on the road.

    Choosing between a quick shifter and auto blipper depends on your riding style:

    • Quickshifter: Best for high-speed riding, track days, or racing. It allows rapid upshifts without using the clutch or reducing throttle, helping maintain speed and focus during aggressive riding.
    • Auto blipper: Ideal for road riders or touring, an auto blipper makes downshifting smoother and less tiring, especially during long rides or in heavy traffic. It reduces physical strain, enhancing comfort and making the ride less fatiguing.

    Conclusion

    No matter your driving style and preferred gear shift component, it is prudent to acquire a two wheeler insurance policy. This ensures your safety and safeguards your investment against potential risks.

    An appropriate policy can also provide coverage against damage, theft, or accident.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Bike servicing tips for your two-wheeler

    by Almog Ramrajkar | Mar 12, 2025

    Regular servicing is not only about fixing issues but also preventing them. A well-maintained ride improves fuel efficiency, reduces the risk of accidents, and ensures a smooth riding experience. Submitting your bike for servicing at the right intervals and knowing the essential tips beforehand can make a significant difference. This blog highlights some basic yet crucial bike servicing tips to follow.

    Basic tips to know while submitting your bike for service

    Here are some bike servicing tips that will help you make informed decisions and maintain your bike:

    Understand your bike's service schedule

    Every bike has a recommended service schedule mentioned in the manual, which ensures timely maintenance of critical parts. Skipping or delaying services can lead to severe wear and tear, affecting performance and safety. Check the mileage or time intervals specified and ensure you do not miss any due dates.

    List down existing issues

    Before taking your bike to the service centre, identify any problems you've noticed, such as unusual noises, starting difficulty, or reduced mileage. Clearly communicate the issues to the technician, as this will help them address the problems effectively during the check-up.

    Choose a reliable service centre

    Opt for an authorised service centre or a well-reviewed mechanic. Trusted service providers use genuine spare parts and follow proper procedures, ensuring your bike's performance and safety. Avoid unauthorised centres as they may compromise on quality, leading to costly repairs in the future.

    Inspect the work estimate

    Request a detailed estimate of the servicing cost before leaving your bike. The estimate should include labour charges, replacement parts, and additional services like oil changes or filter replacements.

    Ask for a job card

    Always ensure that the service centre prepares a job card listing the tasks. Cross-check the card before signing it to ensure all your concerns are addressed.

    Verify the final work

    Post servicing, inspect your bike before leaving the centre. Check whether the listed issues have been resolved and no new problems have arisen. Test the brakes, lights and other functions to confirm they are in proper working order.

    Retain service records

    Keep all service receipts and records. The documents will help you track maintenance history and prove beneficial if you plan to sell your bike. A well-documented service history increases the bike's resale value.

    Conclusion

    Regular servicing is essential for maintaining your bike's condition.
    Follow your bike's maintenance schedule, communicate any issues clearly, and choose a trusted service provider. In addition to regular servicing, it’s important to secure your investment with an appropriate bike insurance policy. The right plan can cover replacements and repairs in addition to damage from accidents, natural disasters and more.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

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