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  • Complete guide to best dual sport bikes in India

    by mohit bohra | Mar 17, 2025

    If you’re a fan of flexible riding terrains, dual sports bikes are sure to be the perfect fit. Dual sport bikes are a combo of on-road (street-legal) and off-road features and are, hence, perfect for diverse kinds of rides.

    Whether you’re cruising paved city roads or travelling off-road trails, these hybrids are capable of offering performance and versatility. In this blog, we explore some of the best dual-sport bikes in India, helping you find the perfect choice for your on-road and off-road adventures.

    List of best dual sport bikes in India

    The following are some of the best dual sports bikes in India:

    ● Royal Enfield Himalayan 

    The Royal Enfield Himalayan is a famous dual sport bike among adventure riders. A robust makeup and a powerful engine make it very easy for this hybrid bike to handle both highways and rough paths. Its comfortable seating and efficient suspension make long rides a pleasurable venture.

    ● KTM 390 Adventure

    Agility and performance define the KTM 390 Adventure. This versatile hybrid motorcycle features a lightweight design and a powerful engine, making it ideal for both city cruising and off-road riding.

    It embodies advanced technology that includes traction control and ride-by-wire, contributing to its status as one of the best dual sport motorcycles.

    ● BMW G 310 GS

    The BMW G 310 GS is a compact dual-sport bike that combines functionality and style. With its powerful engine and other features, it is suitable for both experienced riders and newcomers. Its excellent ergonomics ensure long rides are comfortable and free from fatigue.

    ● Honda CB500X

    The Honda CB500X is a versatile motorcycle that performs well in various conditions. With a comfortable seating position and a powerful engine, it is an ideal choice for touring. Additionally, its excellent fuel efficiency makes it an economical option for long trips.

    Without a doubt, the CB500X is one of the leading dual-sport motorcycles.

    ● Suzuki V-Strom 650

    The Suzuki V-Strom 650 is another top-tier option for adventures beyond the asphalt. Its potent engine and sophisticated suspension system guarantee a smooth ride on both paved and dirt routes. The bike is also well-suited for long-distance travel, thanks to its windscreen and wide seat.

    Conclusion

    Getting the best dual sport bikes in India brings fun and adventure to your riding experience. These amazing motorcycles feature street-legal components as well as off-road capabilities. To fully protect your ride, don’t forget to invest in comprehensive two wheeler insurance, ensuring peace of of mind on every adventure.





    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Best affordable cafe racer bikes under 3 lakh guide

    by mohit bohra | Mar 17, 2025

    Cafe racer bikes have gained significant popularity among motorcycle enthusiasts for their agility, speed, and vintage appeal. They are perfect for those who appreciate a blend of retro design and modern functionality. If you're looking for an economical option, this blog provides a rundown of the best cafe racer bikes under 3 lakh available in the market.

    List of best cafe racer bikes under 3 lakh

    The following are some of the best cafe racer bikes under INR 3 lakh:

    ● Royal Enfield Classic 350

    Price: Starts at ₹1.99 lakh (approx.)

    The Royal Enfield Classic 350 is an ageless option for all cafe racer enthusiasts. This classic motorcycle boasts a retro design, a powerful engine, and delivers a smooth ride. It is also easily customisable—making it a viable option for folks looking to own a personalised cafe racer.

    ● Jawa 42

    Price: Starts at ₹1.72 lakh (approx.)

    The Jawa 42 cafe racer integrates contemporary technology with a vintage sensation. This motorbike is perfect for cafe racing, combining a lightweight frame with a powerful engine. Moreover, it features a comfy seat, ideal for long-distance rides.

    ● Benelli Imperiale 400

    Price: Starts at ₹1.79 lakh (approx.)

    The Benelli Imperiale 400 is a very unique and fashionable racer bike. This masterwork affords riders a great riding experience courtesy of its classic outlook, modern features, comfy design, and robust engine.

    ● TVS Ronin

    Price: Starts at ₹1.35 lakh (approx.)

    The TVS Ronin is a versatile motorcycle that can easily be converted into a cafe racer. Its strong engine and sporty design, make it an optimal choice for riders seeking a two-wheeler that offers style, speed, and advanced features.

    ● KTM Duke 200

    Price: Starts at ₹2.03 lakh (approx.)

    The KTM Duke 200, while not a traditional cafe racer, can be transformed into one. Its energetic look and powerful engine make it particularly appealing to young riders.

    Conclusion

    Finding the top cafe racer bikes under 3 lakh is easier than you might have thought.

    With options like the Benelli Imperiale 400, TVS Ronin, and Royal Enfield Classic 350, among others, you can enjoy the thrill of cafe racing without going over budget. These retro bikes offer an excellent combination of strength, style, and speed for both experienced and amateur riders. Lastly, be sure to get bike insurance to protect your investment.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Essential guide to preventing motorcycle theft

    by mohit bohra | Mar 17, 2025

    Motorcycle theft is a major worry for riders worldwide. Motorcycles are often easier targets for thieves due to their smaller size and relatively simple mechanics compared to cars and buses. However, knowing how to prevent motorcycle theft can save you from the trauma and financial burden of losing your bike. By following the security tips shared below, you can lower the risk of theft and ensure the safety of your motorcycle.

    How to protect your motorcycle from theft

    Preventing motorcycle theft requires a combination of both strategies and tools. Here are six effective measures:

    ● Install anti-theft alarms

    Anti-theft alarms are great deterrents for thieves. A loud alarm can quickly draw attention and deter potential thieves. Choose alarms with a unique, easily identifiable blare, and ensure it is properly installed in a way that will not result in false alarms.

    ● Use multiple locks

    Protect your motorcycle with multi-layer security by using various locks—ignition locks, disc brake locks, handlebar locks, etc. Such multi-level security makes it very difficult for thieves to start or move your bike. For additional security, padlock your motorbike to a fixed and weighty object using a stout chain.

    ● Install a GPS tracker

    GPS trackers let you track and locate your motorcycle in real time in the event of theft. These devices are cost-effective as many bike insurance providers offer installation discounts.

    ● Park smart

    To prevent motorcycle theft, always park your motorbike in high-traffic areas that are well-lit or close to security cameras. If possible, park among other motorcycles to ward off thieves, as the presence of many bikes makes it easier to detect motorcycle theft.

    ● Conceal your bike

    Concealing your bike’s make and model with a plain, nondescript cover can hide it from malicious actors. 

    Conclusion

    Understanding how to avoid motorcycle theft requires a combo of smart security investments and proactive strategies. Whether it's using multiple locks, parking smart, installing anti-theft alarms, or employing a kill switch, each tip shared in this blog contributes to keeping your motorcycle safe from theft.

    While it is prudent to take safety precautions, remember to prepare for the worst by acquiring comprehensive bike insurance. Appropriate insurance can provide financial compensation in the event of theft or accident.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Best mileage bikes in India

    by Almog Ramrajkar | Mar 17, 2025

    India is a country where fuel efficiency plays a significant role in bike selection due to high traffic and urban density. This emphasis on mileage is more pressing, given recent fuel price hikes and the need for affordable transportation. Read on to explore some of the most popular and fuel-efficient bikes available in India.

    Top mileage bikes in India

    Having bikes with satisfactory mileage is crucial for saving fuel and money. Here are some of the top mileage bikes in India known for their fuel efficiency and reliability.

    1. Splendor Plus XTEC (95 kmpl)

    The Splendor Plus XTEC stands out with an impressive mileage of 95 kmpl on highways, making it ideal for daily commuting, especially in city environments that require extensive travel time. It combines excellent fuel economy with modern features like digital instrumentation and Bluetooth connectivity, typically found in newer models. The bike offers comfort and reliable performance, making it a top choice for commuters seeking the best mileage bike in India.

    1. Splendor Plus (80 kmpl)

    Another top contender for the best mileage bike in India is the Splendor Plus, known for its impressive 80 kmpl mileage. This bike has been popular for years due to its robustness, user-friendly nature, and low maintenance costs. Renowned for its reliability and performance on Indian roads, the Splendor Plus is an ideal choice for commuters seeking power and fuel efficiency without unnecessary accessories.

    1. HF Deluxe (70 kmpl)

    The HF Deluxe also offers an impressive mileage of 70 kilometres per litre, making it an excellent choice for those prioritizing affordability and power. True to its name, this bike is designed for comfortable riding and practicality in daily use. With a powerful engine, it handles both city streets and rural roads adeptly, ensuring reliability across various terrains and conditions.

    1. Platina 110 (70 kmpl)

    The Platina 110 also achieves an impressive mileage of 70 kilometres per litre. Known for its comfort, this bike ensures a smooth ride regardless of road conditions. It features improved suspension systems, along with modern additions like a digital speedometer and LED DRLs. The Platina 110 is an ideal choice for riders looking to embark on long tours or daily commuting with a blend of comfort and affordability.

    Conclusion

    It is important to select a vehicle with appropriate mileage to get the best experience while on the road. In addition to opting for the most reliable comfort and safety features in your vehicle, it is advisable to purchase comprehensive bike insurance. This will allow you to keep your bike in optimum condition and provide a safety net in the event of an accident or emergency.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • How to calculate bike insurance premium?

    by Almog Ramrajkar | Mar 17, 2025

    Bike insurance is crucial as it provides protection in case of accidents, theft, or damage to your bike. Understanding how to calculate bike insurance premium is essential for knowing what you're paying for and how it's determined. Read on to understand the details of this calculation.

    How is bike insurance premium calculated?

    There are several factors that influence how the premium for your bike insurance policy is calculated. They are as follows:

    • Type of coverage:

    1. Third-party insurance: This is mandatory insurance required when purchasing a vehicle. It covers third-party incidence implications that may arise when driving.
    2. Comprehensive coverage: Combines third-party risk and own damage concerning the bike. Although costly, this affords protection from a wide array of potential situations.
    • Bike's value:

    The current market value of the bike, known as Insured Declared Value (IDV), is of paramount importance when calculating premiums. IDV refers to the maximum amount claimable by a person in case of total loss or theft of their registered bike. It should be noted that a higher IDV implies a higher premium rate to be paid.

    • Bike's age and model:

    The premium for a specific bike varies based on its age and make. Additionally, riding a luxury or popular brand bike usually results in higher premiums due to the higher repair or spare parts costs associated with these models.

    • Location:

    The premium you pay for bike insurance can vary based on where you live and where you ride. Areas with higher incidences of accidents or theft, such as busy or vulnerable regions, may result in higher premiums.

    • Usage:

    The type of coverage and its premium depend on whether the bike is used occasionally for recreation or daily commuting. It's evident that the more frequently one rides, the higher the risk of an accident.

    • Security features:

    Implementing theft-prevention measures can help reduce your insurance premium. Bikes equipped with advanced security features are less prone to theft, which insurance companies often reward with discounts.

    • No claim bonus (NCB):

    The bonus you get when you have yet to claim on the policy for the previous year is known as a No Claim Bonus. If you have not claimed any insurance during the previous year, you are qualified for a reduction of the premium you pay on the policy.

    • Rider add-ons:

    Add-ons like a Personal Accident Cover or engine protection drive up the premium. These useful features make the policy more valuable but at the cost of a higher premium.

    • Deductibles:

    A deductible is the amount you must pay out of pocket before your insurance coverage kicks in to pay the remainder. Opting for a higher deductible can lower your premium but you may have to pay a higher amount out-of-pocket in the event of a claim.

     

    Conclusion

    Understanding how to calculate the insurance premium for your bike helps you choose the right coverage based on factors like your bike's age, type, engine capacity, and usage location. With this information at your disposal, you can choose your coverage with confidence, protecting both your bike and yourself.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • The Fading Legacy of Sidecar Motorcycles in India

    by mohit bohra | Mar 17, 2025

    Motorcycles with sidecars have become increasingly rare on the busy streets of urban India. Their once common presence has dwindled to fleeting glimpses that spark attention and nostalgia. While these one-of-a-kind cars provided practical transit options across the country, their numbers have steadily declined in recent decades.

    A Vanishing Era

    The decline of sidecar motorbikes in India indicates changing times and shifting transportation demands. Formerly common in urban and country areas, they have mostly been replaced by more modern equivalents. Auto-rickshaws, small vehicles, and contemporary motorbikes have taken over the traditional practical functions of sidecars, providing more ease and accessibility.

    Limited but Passionate Following

    Despite their declining numbers, motorcycles with sidecars continue to have a loyal following among antique enthusiasts and collectors. A tiny but loyal group keeps the heritage alive, with a focus on old Royal Enfield variants. They frequently assemble at specialised gatherings and rallies to share their enthusiasm for these iconic machines.

    Modern Challenges

    There are various reasons behind the rare presence of sidecar motorbikes in modern India. Maintenance has grown more complex as fewer mechanics have specialised repair skills. Spare components are hard to come by, necessitating specialised fabrication or international sourcing. Additionally, the traffic conditions and urban infrastructure are not well suited to these larger, bulky vehicles.

    Limited Commercial Viability

    While some custom shops continue to offer sidecar modifications, the commercial demand for these cars is virtually absent. Major manufacturers have shifted from developing sidecar-compatible models to contemporary designs that meet market expectations.

    Cultural Shift

    Younger riders prefer sportier motorbikes or practical scooters. While appealing, many people frequently see the sidecar arrangement as unsuitable in modern contexts. Urban congestion, parking issues, and shifting lifestyle tastes have all contributed to their decrease in popularity.

    Conclusion

    The future of sidecar motorbikes in India will likely be preservation rather than rebirth. While they may not regain their previous popularity, these cars remain distinct in India's automotive history. Their remaining specimens act as mobile museums, sharing stories about when three wheels provided the ideal blend of functionality and aesthetics.

    In today's automotive market, owners confront particular hurdles in insuring these one-of-a-kind bikes. Most conventional bike insurance policies do not automatically include sidecar modifications, requiring specialised coverage. Bike insurance companies frequently classify these vehicles differently from normal motorbikes, influencing rate calculations and policy terms. Owners must examine their needs with insurance providers and verify that their plans fully cover the motorbike and its sidecar attachment, including any customised alterations or restoration work.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information

  • Best helmets under 2000 for safety & style

    by Almog Ramrajkar | Mar 17, 2025

    A sturdy helmet is essential for any motorcyclist, offering safety and comfort. Fortunately, you don't have to spend much to get a quality headgear. Several options are available under ₹2000 that provide great protection, stylish designs, and added features for everyday use. In this blog, we will look at some of the best helmets under 2000 that deliver excellent value for money.

    List of best helmets under ₹2000

    The following are some of the best helmet options available under INR 2000:

    1. Steelbird SBA-1 R2K Double Visor Full Face Graphics Helmet

    Price: ₹1,967 to 2,099 (approx.)

    Key features:

    • The double visor system provides an inner smoke visor and a clear outer visor for added protection.
    • Full-face design that ensures maximum safety during rides.
    • An aerodynamic shell that improves stability at high speeds.
    • Sturdy chin strap with a quick-release buckle for security.

     

    1. Royal Enfield Open Face MLG Helmet

    Price: ₹1,890 (approx.)

    Key features:

    • Designed with an open-face structure, providing great comfort and ventilation.
    • A clear visor that helps protect your eyes from dust and debris.
    • Made from durable acrylonitrile butadiene styrene (ABS), ensuring safety and longevity.
    • Stylish gloss black finish that enhances its visual appeal.

     

    1. Vega Crux Dx Flex Flip-Up Full Face Helmet

     Price: ₹1,690 (approx.)

    Key features:

    • Flip-up mechanism that makes it easy to switch between full-face and open-face options.
    • Aerodynamic design that lessens wind noise while riding.
    • Built with high-impact ABS material, ensuring safety and durability.
    • The inner lining is washable and removable for easy cleaning.

     

    1. Vega Crux Black Helmet

    Price: ₹1,550 (approx.)

    Key features:

    • Made from high-impact ABS material, providing excellent safety and durability.
    • Movable chin guard that opens with a single-lever mechanism.
    • The helmet's inner lining can be removed and washed, making maintenance easy.
    • Scratch-resistant visor ensures clear visibility during rides.

    Conclusion

    When choosing a helmet, safety and comfort should always be your top priorities. The helmets listed above offer excellent value, combining affordability with essential protection standards. With features like double visors, breathable padding, and durable outer shells, these helmets cater to various needs, whether you prefer a full-face or open-face design—all under ₹2000.

    Remember, investing in a quality helmet is an investment in your safety. Additionally, it's wise to browse bike insurance online to acquire a policy that offers complete protection while riding.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best helmets under 5000 for safety & style

    by Almog Ramrajkar | Mar 17, 2025

    Helmets are a crucial safety and legal requirement for riders, offering protection against high-impact crashes and helping prevent fatal head injuries. As an essential motorcycle accessory, choosing the right helmet requires careful consideration. Depending on your style and intended purpose, you can select a helmet that offers the appropriate features. Below, we’ve highlighted some of the best helmets under 5k.

    List of best helmets under 5000

    The following are some of the best helmet options in the under-5000 bracket:

    1. Axor Apex Venomous Full Face Helmet

    • Price: ₹4,994 (approx.)
    • Material: Acrylonitrile Butadiene Styrene (ABS)
    • Features:
    • Certified by ISI, ECE, and EU directives, with advanced safety standards.
    • Equipped with a dual EPS liner to absorb impact energy.
    • The secure double D-ring chin strap keeps the helmet stable.
    • Pinlock-ready and internal smoke sun visors provide clear vision and light protection.
    • Intake and outlet vents ensure proper ventilation.

     

    1. Ignyte IGN-4 Glossy Full Face Helmet

    • Price: ₹4,449 (approx.)
    • Material: Acrylonitrile Butadiene Styrene (ABS)
    • Key Features:
    • Holds ISI and DOT certifications for superior safety.
    • Manufactured with high-impact ABS material to provide shock absorption.
    • Air vents that offer superior ventilation.

     

    1. Steelbird Air SBA-21 ISS BT RAPTOR Dashing Black

    • Price: ₹4,499 (approx.)
    • Material: High-impact thermoplastic shell
    • Key Features:
    • The helmet is ISI-certified, guaranteeing safety for riders.
    • Made from a high-impact-resistant and lightweight thermoplastic shell.
    • Bluetooth-enabled smart helmet with 48 hours of talk-time.
    • Breathable neck and chin padding.

    Conclusion

    The helmets listed above offer outstanding protection and style, all within a budget of ₹5,000. Be sure to choose one that fits comfortably and meets your specific needs for optimal safety. Additionally, don't forget to secure bike insurance to further protect yourself on the road, ensuring peace of mind during every ride.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Different types of brake fluids explained

    by Almog Ramrajkar | Mar 17, 2025

    Brakes are an essential safety feature, providing the control and stopping power needed to ensure safe driving. Brake fluids play a crucial role in maintaining the performance and reliability of the braking system. In this guide, we’ll explore the different types of brake fluids, highlight their unique characteristics, and help you choose the best one for your vehicle.

    Types of disc brake fluids

    The following are the types of disc brake fluid:

    DOT 3 brake fluid

    DOT 3 is a glycol-based brake fluid used in standard vehicles. Its moderate boiling point makes it suitable for regular driving conditions. DOT 3 brake fluid is readily available and comparatively affordable, making it a popular choice.

    DOT 4 brake fluid

    The DOT 4 brake fluid is also glycol-based but with a higher boiling point compared with DOT 3. This makes it more suitable for vehicles that experience heavy braking, such as sports cars. It is slightly more expensive than DOT 4 and requires periodic replacement.

    DOT 5 brake fluid

    DOT 5 is a silicone-based brake fluid that does not absorb moisture. This makes it ideal for vintage cars, which are usually stored for a longer period. The liquid is non-corrosive but incompatible with ABS systems and other glycol-based fluids.

    DOT 5.1 brake fluid

    DOT 5.1 is a glycol-based fluid with a high boiling point, similar to DOT 5. It is compatible with ABS systems, has superior thermal stability, and sustains braking performance under extreme conditions. It requires frequent monitoring and replacement due to its hygroscopic nature.

    Mineral oil brake fluid

    Mineral oil-based brake fluid is used in certain bicycles and specialised vehicles. It is non-corrosive, does not absorb moisture, and offers long-lasting performance. Mineral oil fluids are typically reserved for niche applications and do not apply to standard automobiles.

    Conclusion

    Choosing the correct brake fluid is essential to maintaining and enhancing your vehicle's performance. Regular maintenance and timely brake fluid replacement can prolong the life of your braking system.

    In addition to opting for the safest brake fluid option, it is wise to secure a comprehensive car or bike insurance policy. The right plan can provide security in case of unexpected incidents and cover damages and repair costs.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Best helmets under 20,000 for safety & style

    by Almog Ramrajkar | Mar 17, 2025

    A helmet is an essential safety feature when riding a bike. It helps protect your head from injuries and adds an aesthetic touch to your riding experience. There are many helmets available in the Indian market that offer great protection and sleek designs. Read on to discover some of the best helmets under 20,000 that can make your riding experience safer.

    List of best helmets under 20,000

    Here are some top-rated helmets that combine safety and style:

    1. Bell MX-9 MIPS

    • Price: ₹16,572 (approx.)
    • Type: Motocross Helmet
    • Special features:
      • Tough and durable polycarbonate material.
      • Removable and washable interior.
      • Adjustable visor with air intake vents.
      • Velocity flow ventilation system for efficient cooling.
      • ECE and DOT certified.
    1. HJC FGST

    • Price: ₹16,000 (approx.)
    • Type: Full Face Helmet
    • Special features:
      • Lightweight, advanced fiberglass shell
      • Moisture-free and odor-free liners.
      • Removable and washable cheek pads and crown.
      • Advanced ventilation system.
      • Double D-ring retention system.
      • ECE certified.
    1. Fly Racing Toxin

    • Price: ₹14,499 (approx.)
    • Type: Motocross Helmet
    • Special features:
      • MIPS low-friction layer for improved protection.
      • Dual-density EPS liner.
      • Cheek pads with sweat absorption.
      • High-flow ventilation system.
      • Washable and removable liner.
      • ECE & DOT certified.
    1. Bell Revolver Evo

    • Price: ₹16,000 (approx.)
    • Type: Modular Flip-Up Helmet
    • Special features:
      • Polycarbonate composite shell.
      • Contoured cheek pads.
      • Padded chin strap with D-ring closure.
      • Built-in speaker pockets.
      • DOT certified.
    1. AGV K-1

    • Price: ₹14,499–₹19,999 (approx.)
    • Type: Full Face Helmet
    • Special features:
      • HIR-TH (high resistance thermoplastic resin) shell.
      • Removable wind protector made with Dry-comfort fabric.
      • Integrated Ventilation System from 5 front vents and 2 rear vents.
      • Double D-ring chin strap.
      • ECE certified.
    1. Airoh Valor

    • Price: ₹13,499- 15,999 (approx.)
    • Type: Full Face Helmet
    • Special features:
      • HRT (high resistant thermoplastic) shell.
      • Quick-release visor system.
      • 8-zone integrated ventilation system.
      • Micro-metric retention system.
      • ECE certified.


    Conclusion

    Choosing the right helmet is important for both safety and style. The helmets listed above are certified by credible global institutions and offer a good balance of protection and aesthetics. When selecting a helmet, consider factors such as fit and comfort.

    Always ensure that the helmet you get meets the necessary safety standards to protect you on the road. Supplement your helmet with other protective gear and bike insurance. A comprehensive insurance policy covers third-party damage, own damage, theft, and more.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best helmets under 7,000 for safety & style

    by Almog Ramrajkar | Mar 17, 2025

    Choosing the right helmet is crucial for every rider, as it ensures both safety and style. There are several high-quality helmets available under ₹7,000 that meet safety standards and offer aesthetic appeal. Read on to discover some helmets and their key features to help you find the best helmet under 7,000.

    List of best helmets under 7,000

    Some of the best helmets under ₹7,000 that offer protection and aesthetic appeal are:

    1. MT Thunder3 Pro Blaze

    • Price: ₹6,800 (approx.)
    • Certifications: ECE, DOT, ISI certified
    • Key features:
      • Aerodynamic design for better wind resistance.
      • Stylish design available in multiple colour options
      • Excellent build quality for durability.
      • Dynamic ventilation system that helps maximise airflow.
      • Removable and washable liners.

     

    1. SMK Stellar Trek

    • Price: ₹4,490 (approx.)
    • Certifications: ECE
    • Key features:
      • Multiple vents for optimal airflow and rider comfort.
      • One-touch replaceable visor.
      • Hypoallergenic and breathable liners.
      • EIRT Shell (Energy Impact Resistant Thermoplastic).

     

    1. Axor Street Marvel Wolverine Gloss

    • Price: ₹6,500 (approx.)
    • Certifications: DOT, ECE, ISI certified
    • Key features:
      • Unique Marvel-themed graphics, perfect for superhero fans.
      • Robust materials for enhanced protection.
      • Efficient ventilation system for comfort in all weather conditions.
      • Internal sun visor and anti-fog pinlock visor.

     

    1. Axor Apex Marvel Black Panther Helmet

    • Price: ₹6,500 (approx.)
    • Certifications: ECE, ISI, DOT certified
    • Key features:
      • Aerodynamic design with sharp graphics.
      • High-impact ABS material shell.
      • Double D-ring retention system for a secure fit.
      • Removable and washable interior liners.
      • UV and scratch-resistant dual visor.

     

    1. SMK Typhoon

    • Price: ₹5,250 (approx.)
    • Certifications: ECE, DOT certified
    • Key features:
      • Effective ventilation system with top and chin air vents.
      • EIRT shell (Energy Impact Resistant Thermoplastic).
      • Dual visor system with a quick-release mechanism.
      • Breathable and hypoallergenic liner.

    Conclusion

    Investing in a quality helmet is essential for ensuring safety on the road without compromising on style. When choosing a helmet, always ensure it meets safety certifications like ECE or DOT. A good helmet is not just an accessory but an investment in your safety and well-being. To ensure legal compliance and protection, pair your protective gear with bike insurance. A comprehensive insurance policy covers third-party damage, own vehicle damage, theft, and other potential risks.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best helmets under 15,000 for safety & style

    by Almog Ramrajkar | Mar 17, 2025

    When it comes to motorcycle riding, safety should always be the top priority, but that doesn’t mean you have to compromise on style. Fortunately, in India, there are plenty of high-quality helmets under ₹15,000 that offer excellent protection, superior comfort, and modern features. These helmets adhere to safety standards while also aligning with your style preferences.

    Read on to discover our curated selection of top-rated helmets in India, helping you choose the best helmet under 15,000.

    List of best helmets under ₹15,000

    Here are some of the best helmets that combine safety, comfort, and style without going over ₹15,000:

    1. LS2 FF800 Storm Solid Matt Black

    • Price: ₹11,000 (approx.)
    • Certification: ISI and ECE Certified
    • Features:
      • Made with a lightweight yet durable shell, making it comfortable for long rides.
      • Ensures excellent airflow, ensuring a cool and dry ride even in warm weather.
      • Features a scratch and UV-resistant twin visor.
      • Comes with a Quick Release System to conveniently remove and replace the visor.
    1. SMK Titan Carbon Solid

    • Price: ₹12,500 (approx.)
    • Certification: ECE, DOT Certified
    • Features:
      • Built for comfort, it’s easy to wear for extended periods.
      • Scratch-resistant and one-touch, quick-release visor
      • Features multiple air vents that allow for enhanced ventilation.
      • Equipped with breathable and hypoallergenic liner.
      • Comes with modern graphics and an overall sleek look, perfect for style-conscious riders.
    1. Axor X Cross Dual Visor

    • Price: ₹7,400 (approx.)
    • Certification: ISI, ECE, DOT Certified
    • Features:
      • Includes an outer clear visor and an inner smoke sun visor.
      • Made with a high-impact thermoplastic ABS shell.
      • Features a well-designed ventilation system with multiple vents for maximum airflow.
      • Comes with a nose guard/wind deflector to shield the nose from cold wind.
    1. Royal Enfield Granado Neo

    • Price: ₹8,950 (approx.)
    • Certification: ISI and DOT Certified
    • Features:
      • Equipped with a dual sport, UV-resistant visor, perfect for off-roading adventures.
      • Constructed with a high-impact thermoplastic shell for enhanced durability and protection.
      • Features vented EPS (Expanded Polystyrene) liner that offers high impact absorption.
      • Comes with removable and washable internals.

    Conclusion

    Selecting the appropriate helmet is essential for riding comfort and safety. The helmets listed above are budget-friendly and meet the required safety standards, ensuring protection in case of an accident. From the sleek, aerodynamic designs of the LS2 FF800 Storm and SMK Titan Carbon Solid to the bold, high-performance features of the Axor X Cross Dual Visor, these helmets offer a perfect blend of safety and style.

    When shopping for a helmet under ₹15,000, consider factors like certification, comfort, ventilation, and overall fit. In addition to wearing a helmet, it's essential to have comprehensive bike insurance. A robust insurance policy helps cover third-party damage, own damage, theft, and other risks.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Quick Shifter in Bikes: Enhance Your Gear Shifting Experience

    by mohit bohra | Mar 13, 2025

    Have you ever watched in awe as track racers deftly manoeuvre through gears at blistering speeds? Much of the magic comes from a nifty little device known as a quick shifter. This tool has transformed the motorcycle world, allowing riders to shift gears up or down without touching the clutch. This technology is often called “throttle-less shifting” or “no-lift shift”, and it is a boon for manual and automatic transmissions. Let us delve deeper into what is a quick shifter, how a quick shifter works, quick shifter meaning, its types, perks and pitfalls, and its impact on your bike’s gearbox.

    What Is a Quick Shifter?

    A quick shifter is a novel technique for letting riders swiftly change gears without using the throttle or clutch. This advanced device is especially useful for manual and automatic transmission systems, providing a smoother and faster gear-shifting experience. Quick shifters use sensors to detect the intent of the rider to shift and automatically adjust the engine’s ignition or fuel injection systems in a moment. This interruption allows quicker gear changes with minimal effort from the rider. A quick shifter improves the riding experience by making gear changes almost instantaneous.

    Why Is a Quick Shifter Used in Bikes?

    Quick shifters are mostly used in bikes to make gear changes smoother and more enjoyable. This technology eliminates the need to engage the clutch or change the throttle when changing gears. Riders can accelerate and ride at aggressive speeds, which is useful for competitive races. The reduced physical input from the rider decreases fatigue and enables better control over the bike. Quick shifters also help make the transmission safer. They prevent the clutch and engine parts from wearing out quickly.

    How Does a Quick Shifter Work?

    The functioning of a quick shifter is based on its ability to manage the bike’s internal mechanics swiftly. Here is how it works:

    • Transmission Mechanics: Motorcycles normally operate with a constant mesh transmission system. This setup involves gears engaged through meshing teeth, which is facilitated by shift forks and a gear selector drum. These components help select the appropriate gear ratios based on riding conditions.
    • Clutch and Ignition Interruption: Traditional shifting requires riders to manually engage the clutch to disconnect the engine power temporarily. Quick shifters automate the process. When a rider changes gear, the system briefly cuts power to the engine by interrupting the ignition or by momentarily cutting fuel injection. This reduction in power relieves the load on the gearbox and allows gears to shift smoothly without physically engaging the clutch.
    • Sensor and ECU Interaction: Quick shifters have sensors to detect the rider’s gear shifting. These sensors are installed on the shift rod or linkage and can determine the direction of the shift. They signal the motorcycle’s Engine Control Unit (ECU) as they detect a shift.
    • ECU Execution: ECU receives the signal and executes the shift by temporarily cutting the engine’s ignition or fuel for a small fraction of a second. This quick interruption in power is timed precisely to coincide with the gear change. The process is swift and nearly imperceptible to the rider.
    • Load Management: The quick shifter also manages the torque and load on the transmission during a shift. The gears can be engaged or disengaged smoothly by ensuring the engine’s load reduces momentarily. It minimises wear and tear on the transmission components and improves the bike’s overall performance.

    What are the Benefits of a Quick Shifter?

    Installing a quick shifter can significantly improve the riding experience. Here is how:

    •   Reduced Lap Times: Quick shifters can shave seconds off lap times by minimising the delay between gear changes. This is crucial for racing. 
    •   Decreased Wear: The system reduces strain on the transmission and gearbox and improves the bike’s lifespan.
    •   More Focus: Riders can focus on the road instead of gear shifting.
    •   Smoother Ride: It provides a smoother transition between gears, reduces jolts, and improves comfort.

    What are the Drawbacks of a Quick Shifter?

    Here are a few limitations of a quick shifter:

    • Cost: The initial installation can be expensive.
    • Complexity: Quick shifters add a level of complexity to the bike’s mechanics, which will not appeal to purists enjoying manual control.
    • Reliability: Being an electronic device, there is a potential for faults affecting operation.
    • Sensation: Gear shifts may feel spongy or numb due to a quick shifter, which distracts from the mechanical feel.

    What Are the Types of Quick Shifters?

    Quick shifters vary in their operation and integration with the motorcycles’ systems. The different types of quick shifters are:

    •   Push-Type Quick Shifters: Activated by pushing the gear lever forward, these are typically used for upshifting. They are beneficial in fast-riding scenarios where quick upshifts are crucial, such as during acceleration on straights or when exiting corners.
    •   Pull-Type Quick Shifters: These work by pulling the gear lever backwards and are generally used for downshifting. They are useful in rapid deceleration scenarios, like when approaching a turn, where smooth and quick downshifts can improve handling and reduce the risk of destabilising the bike.
  • Air Cooling Systems in Bikes

    by mohit bohra | Mar 13, 2025

    Every mile, bike engines work hard, and in the process, they generate intense heat. Without an effective cooling mechanism in place, the heat can affect performance, efficiency and the engine’s lifespan. This is what makes air cooling systems in bikes essential. A bike’s cooling system regulates the engine temperature and ensures it works efficiently. Controlling the heat produced from combustion is essential for the engine to remain stable.

    What Does an Air Cooling System Mean?

    An air cooling system in the engine helps maintain optimal system temperature by evaporating engine heat. It harnesses the power of air to manage engine temperature. As the simplest and most cost-effective method of managing engine temperature, an air cooling system is an essential component of a two-wheeler.

    Components of an Air Cooling System 

    Motorcycle engines are designed to deliver power and performance while also enduring extreme conditions. However, they face a critical challenge of managing heat during operation. This is where air cooling systems step in. While air cooling systems may appear straightforward, they are engineered with precision. Their components include the following:

    1. Cooling Fan: A cooling fan placed in a half-round duct covering the engine’s cylinder head and performs the primary function of dissipating heat from the engine.
    2. Baffles: The baffles inside the duct direct airflow over the engine fins and through the cooler.
    3. Engine Fins: The fins placed around the engine’s cylinder enable cooling by increasing the surface area for air to pass over and help remove the extra heat
    4. Thermostat: Air cooling systems in bikes have a thermostat located between the cylinders which helps to control the valve.
    5. Valve: The valve manages the amount of air reaching the fan to maintain optimal cooling and engine temperature.
    6. Air Path: Hot air passes over the thermostat and the engine and then exits through the rear of the vehicle or using a heat transfer system.

    How Do Air Cooling Systems Work in Bikes?

    The air cooling system operates based on a simple mechanism of continuous air movement over the heated engine for it to cool down. The speed of the moving vehicle is enough for a sufficient amount of cool air to pass over the fins and dissipate the heat produced by the engine.

    The horizontally opposed cylinders in the air cooling system help move air over the fins. With more metal contacting the air, a greater amount of heat is lost, making cooling more efficient.

    What are the Advantages of Air Cooling Systems? 

    An air cooling system in a bike engine is a simple, lightweight heat dissipation mechanism. It does not require any special device to function, which makes it highly efficient. Due to its several significant advantages, it is the most preferred type of cooling mechanism used in automobiles. Let’s now take a look at the main advantages of an air cooling system:

    1. Cost-effective: Since no additional or specialised features, such as cooling jackets, radiators, etc., are required, these systems are relatively cheap, easy to install, and lightweight.
    2. Faster warm-up time: Air cooling systems offer a quicker response to engine warm-up than other cooling systems.
    3. No risk of freezing: These cooling systems do not depend on coolants, so they are not likely to freeze under cold weather conditions. This makes them highly suited for use in colder climates.
    4. Aesthetic appeal: The engine fins are among the key components of these systems. However, they are also an attractive design feature and integral in enhancing the cooling system’s performance.

    What Are the Disadvantages of Air Cooling Systems?

    Despite their many advantages, air cooling systems in bikes also have certain drawbacks, like heavy noise and overheating. Let’s take a look at some of the major drawbacks of air cooling systems:

    1. Noisy: The air cooling systems are simple in design and rely on minimal technological features. However, due to their simplistic design, they produce more vibrations and generate considerable noise. The lack of an insulating mechanism further aggravates this issue.
    2. More prone to overheating: Despite effective cooling systems, air cooling systems are more likely to overheat in hot weather conditions. This limits their cooling efficiency under hot conditions or heavier loads.
    3. Variable performance: The system’s cooling performance depends almost entirely on the environment and the vehicle's speed, which can lead to disparity in performance across vehicles.

    Conclusion

    Air cooling systems are among the most simplistic yet convenient heat dissipation mechanisms used in bikes. Learning about how they function can help determine whether you want a vehicle equipped with an air cooling module or another employing a more sophisticated cooling system. An efficient cooling system will ensure that your bike operates smoothly. However, you should also buy bike insurance online to stay covered against various man-made and natural disasters.  Opt for a comprehensive insurance policy covering issues from theft to accidental damage.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Motorcycle Swingarm: Working and Purpose

    by mohit bohra | Mar 13, 2025

    Have you ever wondered what keeps your motorcycle ride smooth, whether you are zipping through city streets or cruising down highways? While the engine, brakes, and tyres do their part, an unsung hero is constantly working behind the scenes—the motorcycle swingarm. This essential part ensures your bike handles well,  offering stability and comfort regardless of terrain or speed. Essentially, the swingarm acts as a movable arm, connecting the bike’s frame to the rear wheel, allowing it to move up and down over bumps, maintain traction and enhance control. Let’s learn more about the motorcycle swingarm.

    What is a Motorcycle Swingarm?

    The motorcycle swingarm is a crucial part of your bike that connects the rear wheel to the main frame. It is a robust lever made from strong materials like steel or aluminium, and it is available in single-sided and double-sided designs. The swingarm's main job is to manage the wheel’s movement without passing too much shock to the rest of the bike. The design of the swingarm also affects how well your bike handles corners and rough terrain, with different styles providing benefits like easier wheel removal or increased stability.

    What Are the Components of a Swingarm?

    A bike swingarm consists of several crucial parts that work together to provide a smooth and durable riding experience. These are:

    Main Arm Structure: The core of the swingarm, it is made from lightweight materials like aluminium or tough materials like steel. Some high-performance or racing bikes even use carbon fibre, known for being super light and yet incredibly strong.

    Pivot Points: These are the swingarm's 'joints' where the swingarm connects to the bike's frame, allowing the up-and-down movement that smoothes out bumps on the road.

    Bushings and Bearings: Found at the pivot points, these minimise friction during movement. Bushings absorb vibrations, while bearings improve durability and efficiency.

    Shock Absorber Attachments: These connect the swingarm to the bike's shock absorbers. They soak up road bumps, boosting your comfort and bike handling.

    Axle Housing: Located at the swingarm’s rear, it holds the rear axle and wheel firmly in place, ensuring alignment and stability.

    Adjustment Slots: Some swingarms feature slots for adjusting the position of the rear wheel, helping maintain proper chain tension and wheel alignment for optimal performance.

    How Does a Swingarm Work in a Motorcycle?

    The swingarm acts like a shock-absorbing lever for the rear wheel. Typically shaped like an 'H' or an 'L’, it pivots on bolts attached to the bike's frame, enabling the rear wheel to move smoothly over uneven terrain. To keep the ride comfortable and controlled, the swingarm works together with shocks and springs. These components soak up the bumps and keep the wheel steady, helping to maintain your grip on the road. In essence, the swingarm is essential in delivering a comfortable and stable riding experience, regardless of road conditions.

    What is the Purpose of a Swingarm?

    A swingarm is not just there to connect the rear wheel to your bike's frame—it is all about making your ride safer and more comfortable. Here is what it brings to the table:

    Improved Stability: The swingarm keeps your bike steady and balanced, especially at high speeds or on uneven roads, preventing wobbling or instability.

    Improved Ride Quality: By absorbing shocks and jolts from rough terrain, the swingarm makes your ride smoother and enjoyable.

    Safety Assurance: A swingarm maintains the rear wheel’s alignment, reducing you’re the risk of dangerous slips that could lead to accidents.

  • Best bike for beginners under 1 Lakh

    by Almog Ramrajkar | Mar 13, 2025

    Choosing the right motorcycle as a beginner is crucial for ensuring safety, comfort, and an enjoyable riding experience. For new riders in India, there are several budget-friendly options available that offer a blend of performance, fuel efficiency, and ease of handling.

    This blog highlights some of the best bikes for beginners under 1 lakh.

    List of bikes for beginners under ₹1 Lakh

    Below is a selection of motorcycles suitable for beginners:

    1. Hero Splendor Plus

    • Engine: 97.2 cc
    • Power: 7.91 bhp
    • Mileage: 60 kmpl
    • Price: ₹74,651 to ₹82,740 (ex-showroom)

    Well-known for reliability and fuel efficiency, the Hero Splendor Plus is ideal for daily commuting. Its lightweight design and straightforward mechanics make it easy to handle and maintain.

    1. Honda Shine

    • Engine: 123.94 cc
    • Power: 10.59 bhp
    • Mileage: 55 kmpl
    • Price: ₹83,834 to ₹87,834 (ex-showroom)

    The Honda Shine is known for its refined engine and comfortable ride quality. Its reliable performance and low maintenance costs are advantageous for beginners.

    1. Bajaj Pulsar 125

    • Engine: 124.4 cc
    • Power: 11.64 bhp
    • Mileage: 50 kmpl
    • Price: ₹86,592 to ₹95,641 (ex-showroom)

    The Bajaj Pulsar 125 offers a balance of performance and efficiency. It has a robust engine and sporty aesthetics. It's suitable for those transitioning into the Pulsar range with an entry-level model.

    1. Hero Glamour

    • Engine: 124.7 cc
    • Power: 10.39 bhp
    • Mileage: 55 kmpl
    • Price: ₹79,519 - ₹92,372 (ex-showroom)

    The Hero Glamour stands out with its stylish design and practical features. It offers a comfortable riding experience and good fuel efficiency, making it a solid choice for new riders.

    1. Hero Passion Plus

    • Engine: 97.2 cc
    • Power: 7.91 bhp
    • Mileage: 60 kmpl
    • Price: ₹76,641 - ₹82,705 (ex-showroom)

    The Hero Passion Plus is designed for efficiency and ease of use. It has a reliable engine and comfortable ergonomics, suitable for daily commutes and short trips.

    1. Bajaj Platina 110 H Gear

    • Engine: 115.45 cc
    • Power: 8.48 bhp
    • Mileage: 70 kmpl
    • Price: ₹69,004 onwards (ex-showroom)

    The Bajaj Platina 110 H Gear is known for its fuel efficiency and comfortable ride. Its gear shift indicator and long-travel suspension make it ideal for city commutes.

    Conclusion

    Selecting the right motorcycle as a beginner involves considering factors like engine capacity, fuel efficiency, comfort, and ease of maintenance. The bikes listed above offer a combination of these attributes within a budget of ₹1 lakh, making them suitable choices for new riders embarking on their motorcycling journey. It's also important to get bike insurance to protect your investment and enjoy a problem-free riding experience.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Best bikes for riding on the hills

    by Almog Ramrajkar | Mar 13, 2025

    Riding in hilly terrains presents unique challenges, including steep inclines, uneven surfaces, and unpredictable weather. To ensure a safe and enjoyable experience, it's important to choose a two-wheeler specifically designed for such conditions. In this guide, we'll explore some of the best bikes for hills.

    List of bikes for riding on the hills

    Below are some of the best two-wheelers designed to handle challenging terrains.

    1. Royal Enfield Himalayan 450

    Equipped with a 452cc liquid-cooled engine producing 39.47 bhp and 40 Nm torque, the Himalayan 450 is designed for rugged terrains. It features a six-speed gearbox, slip-and-assist clutch, and an all-digital TFT screen for navigation. Priced between ₹2.85 lakh and ₹2.98 lakh, it's a reliable choice for hill rides.

    1. Hero XPulse 200 4V

    This bike boasts a 199.6cc single-cylinder engine delivering 18.9 bhp power and 17.35 Nm of torque. It can accelerate from 0-60 kmph in 4.33 seconds. Enhanced with a stronger LED headlight and modern features like Bluetooth connectivity, it's priced between ₹1.45 lakh and ₹1.58 lakh.

    1. TVS Ronin

    Featuring a 225.9cc air-cooled engine producing 20.1 bhp of power and 19.93 Nm of torque, the Ronin offers a comfortable riding position with a lower, slightly curved back handlebar. It has two riding modes: Road and Rain. It is priced between ₹1.35 lakh and ₹1.73 lakh.

    1. Royal Enfield Classic 350

    This bike has a 349cc engine producing 20.2 bhp and 27 Nm torque. Its riding position is comfortable and upright. For turn-by-turn directions, it also features an optional Tripper navigation module. Priced between ₹1.99 lakh and ₹2.30 lakh, it's a classic choice for hill rides.

    1. Triumph Scrambler 400 X

    With a 398.15cc single-cylinder engine producing 39.5 bhp and 37.5 Nm of torque, the Scrambler 400 X features a mix of analogue and digital instrumentation. Priced at ₹2.64 lakh, it's a versatile option for hill terrains.

    Conclusion

    The ideal hill-riding bike should have enough power, durable suspension, and excellent handling to conquer steep inclines and rough roads. When choosing one, consider factors such as engine capacity, handling, comfort, and additional features to ensure it suits your specific needs and riding style. You should also secure bike insurance to protect your investment while riding on challenging roads on the hills.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Face helmets under 2,000 for safety

    by Almog Ramrajkar | Mar 13, 2025

    Riding a bike gives riders a sense of freedom and adventure, but safety must always be a top priority. A quality full-face helmet is essential for protecting riders from potential head injuries. Fortunately, there are several reliable and stylish options available in India for under ₹2,000. Read on to discover our selection of top-rated helmets in India, helping you choose the best full-face helmet under 2000 for both safety and style.

    List of best full-face helmets under 2,000

    Ensuring safety while riding a motorcycle is paramount, and selecting a high-quality full-face helmet is a critical aspect of that safety. For riders in India seeking reliable helmets under ₹2,000, here are some top recommendations:

    1. Steelbird SBA-1 R2K Full Face Helmet

    • Design: This helmet features a stylish matte black and grey finish with graphic elements, offering a modern and sleek appearance.
    • Build quality: It is made from high-impact ABS material, ensuring strength and durability for maximum protection.
    • Additional features: The helmet includes a micro-metric buckle, a dynamic ventilation system, and a quick-release visor system.
    • Price: ₹1,967- ₹2,099 (approx.)

    2. Vega Crux Dx Flip-Up Full Face Helmet

    • Design: The Vega Crux Dx offers a modular design with a convenient flip-up mechanism, allowing riders to easily switch between full-face and open-face modes.
    • Build quality: Made from high-impact ABS material, this helmet offers durability and reliable protection.
    • Additional features: The helmet features a metallic release micrometric buckle and a movable chin guard that can be operated with a single lever for added convenience.
    • Price: ₹1,493 (approx.)

    3. Studds Thunder Full Face Helmet

    • Design: This helmet showcases an aerodynamic design with a sleek finish, offering both style and functionality.
    • Build quality: It features a high-impact ABS material shell and a regular-density EPS inner liner that provides superior shock absorption and safety.
    • Additional features: The Studds Thunder is equipped with a quick-release visor and chin strap, and a dynamic ventilation system.
    • Price: ₹1,970 (approx.)

    4. Steelbird SBH-17 Robot Full Face Helmet

    • Design: The Steelbird SBH-17 Robot boasts an Italian design with stylish graphics that stand out on the road.
    • Build quality: It features an inner liner made with multi-layer EPS for maximum protection.
    • Additional features: It features a micrometric buckle and an efficient air booster ventilation system to keep you cool during your ride.
    • Price: ₹1,959 (approx.)

    Conclusion

    Selecting the right full-face helmet is crucial for ensuring safety and comfort while riding. The options given above offer a combination of durability, style, and essential features—all within a budget of ₹2,000. When choosing a helmet, consider factors such as build quality, comfort, ventilation, and additional features that suit your riding needs. For optimal protection and compliance with legal requirements, pair your protective gear with 2 wheeler insurance. A comprehensive policy covers third-party damage, own vehicle damage, theft, and other potential risks.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Understanding Chain Sprockets in Motorcycles

    by mohit bohra | Mar 13, 2025

    A chain sprocket is one of the vital components of a motorcycle. It is a power transmission mechanism in which the chain engages with a toothed wheel gear, called a sprocket, to move parts of the machine. The sprocket plays a critical role in transferring power from the engine to the bike's rear wheel. Understanding how sprockets work, their types, and their classifications helps maintain the motorcycle's performance and reliability.

    Here’s an overview of chain sprocket meaning, its functions and applications.

    What is a Chain Sprocket in a Motorcycle?

    To understand what is a sprocket, it is important to learn about its design. A sprocket is a metal wheel with teeth-like features sticking out to form a part of the chain system. This system acts as the link between the engine and the wheels.

    Motorcycles typically have two sprockets:

    1. Front Sprocket (Drive Sprocket): This is smaller in size and is attached to the engine’s output shaft.
    2. Rear Sprocket (Driven Sprocket): This is a bigger sprocket connected to the rear wheel of the bike.

    The size and number of teeth on the sprockets can significantly impact the motorcycle’s speed and torque. For instance:

    • A larger rear sprocket provides more torque but reduces top speed.
    • A smaller rear sprocket increases speed but reduces torque.

    Thus, sprockets are crucial for balancing speed, torque, and fuel efficiency in a motorcycle.

    How Do Sprockets Work in a Motorcycle?

    The working of a bike sprocket involves basic principles of motion and mechanical power transfer. Here’s how it works:

    • The motorcycle engine generates rotational power.
    • The front sprocket, mounted on the engine output shaft, receives this force.
    • A chain connects the front sprocket with the one at the rear. It pulls the rear sprocket as the front rotates.
    • The rear sprocket, fixed to the bike's rear wheel, converts this rotational force into motion, propelling the bike forward.

    How to Classify Sprockets?

    Sprockets are classified on the basis of factors that impact their functionality and compatibility. These factors are:

    • Size: Refers to the overall dimension and pitch diameter of the sprocket.
    • Diameter: The outer diameter directly affects the chain fit and bike performance.
    • Teeth Width and Depth: Sprockets are identified based on the width and depth of their teeth, which must align with the chain size.
    • Dimension: This includes the hub size, plate thickness, and mounting style.

    Sprockets are of different kinds based on their design and hub positioning:

    1. Type A (Flat Sprocket): These are hub-less (no extra thickness) and ideal for light-duty applications.
    2. Type B (Hub on One Side): Features a single hub for better alignment and reduced load on machinery bearings.
    3. Type C (Hubs on Both Sides): Featuring added thickness on both sides, they offer higher load capacity and enhanced stability.
    4. Type D (Split Hub Sprockets): Split hub design allows quick removal and maintenance without disassembling bearings.

    Understanding these classifications helps bikers choose the right sprocket for their specific needs and riding requirements.

    What Are the Types of Sprockets?

    Sprockets in bikes come in various forms, depending on their application, design, and operational needs. Below are the most common types of sprocket:

    1. Multi-Strand Sprockets
    • These sprockets are designed to handle high torque and power conditions.
    • They use multiple strands of chain, providing extra strength and durability.
    • Multi-strand sprockets come in taper-locked, QD-style hubs or finished bore designs.
  • Combi Brake System in Bikes: Enhancing Safety and Control

    by mohit bohra | Mar 13, 2025

    The CBS braking system is a groundbreaking braking technology that enhances the safety and stability of two-wheelers. By combining the braking forces of both the front and rear wheels, CBS reduces braking distances, minimises skidding, and provides superior control over the bike. Designed primarily for motorcycles with engine capacities below 125cc, CBS has been a necessary feature for such vehicles in India since 2019, ensuring enhanced safety standards.  

    What Does a Combi Brake System Mean?

    Curious about “what is a combi brake system? Here’s a quick overview:

    • CBS is a mechanism that evenly distributes braking forces between the front and rear wheels.
    • Unlike traditional systems, it activates both brakes simultaneously when either lever is pressed.
    • This technology shortens stopping distances and improves bike stability, even on slippery terrains.
    • It is especially effective in addressing improper brake usage by novice riders, offering better control and safety.
    • By balancing individual brake components, CBS also reduces wear and tear, enhancing durability.

    How Does a Combi Brake System Work?

    The CBS braking system operates by accurately distributing braking forces. Here's how it works:

    • Braking Force Distribution

    When the rider depresses the rear or front brake lever, both brakes are automatically engaged.

    • Brake Application

    The CBS mechanism allocates braking force appropriately to the front and rear wheels, usually favouring the rear wheel to prevent the front wheel from locking.

    • Better Stability

    Engaging both wheels ensures skidding-free and controlled stoppage, enhancing overall safety.

    What are the Advantages of the Combi Brake System?

    After learning about what a combi brake system is, here are its key advantages:

    Improved Safety

    • Reduces braking distance significantly
    • Prevents skidding, even on wet or uneven surfaces
    • Maintains bike balance during emergency braking
    • Provides stability, ensuring safer rides for less skilled riders

    Ease of Use

    • Enables riders to depend on a single lever for maximum braking efficiency
    • Boosts confidence for the less skilled riders by simplifying braking
    • Reduces mental stress during sudden stops by automatically distributing braking forces

    Versatility

    • Compatible with disc/drum and drum/drum brake configurations
    • Effective on all road types, including highways, city streets, and rural roads
    • Widely used in commuter bikes and scooters, making it easily accessible to a large audience

     Affordable Technology

    • Less expensive compared to high-tech systems such as ABS
    • Easy to maintain and repair, appealing to budget-conscious riders
    • Lacks complex electronics, reducing long-term ownership costs

    What are the Disadvantages of the Combi Brake System?

    The combi brake system in bikes has some disadvantages, such as:

    Not Suitable for High-Performance Bikes

    • It is designed primarily for bikes with engine capacities below 125cc and may not be suitable for high-speed or high-power motorcycles.
    • Cannot meet the high torque requirements of performance bikes, thus limiting its use.

    Effect on Stunt Riding

    • Limits flexibility for stunts and aggressive manoeuvres due to lack of independent control of the front and rear brakes.
    • May also hinder the precision braking needed for intricate tricks.

    Control Limitations for Experienced Riders

    • Can be restrictive for riders preferring manual control in specific situations, such as off-road adventures.
    • Non-adaptable for riders who frequently change braking patterns.

    Reduced Performance in Extreme Conditions

    • Falls short of ABS performance during heavy braking on extremely slippery roads.
    • Less effective during hard braking over long or challenging conditions.

    Compatibility Issues

    • Not suitable for bike configurations requiring specific kinds of braking settings, such as dual front discs or advanced suspensions.

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