Scooters are among the most popular choices for commuters in India. They offer comfort, convenience, and affordability, making them a go-to option for people of all ages.  In 2025, the scooter market is more exciting than ever, with plenty of options that deliver great mileage, advanced features, and excellent value for money. If you're looking for a scooter under ₹2 lakh, we’ve got you covered. Here’s a detailed look at some of the best scooters in India under 2 lakh.

List of Scooters Under 2 Lakh

With a variety of scooters available in the Indian market, there’s something to suit every rider’s needs and budget. Here’s a closer look at some of the best scooters in India under 2 lakh to help you make the right decision.

1. Hero Electric Optima

• Price: ₹87,117 - ₹1.09 Lakh (On-road, Delhi)
• Mileage/Range: 135 km/charge
• Motor Power: 1.2 kW
• Charging Time: 6.5 hours

The Hero Electric Optima is an affordable electric scooter with a long range of 135 km per charge, ideal for city commutes. Its lightweight design ensures easy handling, and its eco-friendly motor is perfect for reducing one's carbon footprint. While it may not have the sporty features of other scooters, its cost-effectiveness and practicality make it a great choice for budget-conscious buyers.

2. TVS Jupiter

• Price: ₹88,561 - ₹1.03 Lakh (On-road, Delhi)
• Mileage: 48 kmpl
• Engine: 113.3 cc
• Top Speed: 82 kmph

TVS Jupiter is a popular scooter known for its reliability and comfort. With a simple yet functional design, it caters to daily commuters who value fuel efficiency and low maintenance. The 113.3 cc engine delivers smooth performance, and the seating is designed to offer maximum comfort for long rides. If you’re looking for a scooter that’s dependable and easy on the pocket, the TVS Jupiter is a fantastic option.

3. Suzuki Access 125

• Price: ₹94,250 - ₹1.10 Lakh (On-road, Delhi)
• Mileage: 45 kmpl
• Engine: 124 cc
• Top Speed: 90 kmph

The Suzuki Access 125 combines classic design with modern performance. Its powerful 124 cc engine ensures a smooth and responsive ride, while its mileage of 45 kmpl is sufficient for urban use. With ample under-seat storage, comfortable seating, and a sleek look, this scooter strikes a balance between style and practicality. It's particularly suited for riders who want a premium experience at an affordable price.

4. TVS Jupiter 125

• Price: ₹93,891 - ₹1.07 Lakh (On-road, Delhi)
• Mileage: 57.27 kmpl
• Engine: 124.8 cc
• Top Speed: 95 kmph

The TVS Jupiter 125 builds on the success of its sibling, the Jupiter, by offering a more powerful 124.8 cc engine and improved mileage. With its larger fuel tank and better performance, it’s perfect for those who need a scooter for longer rides. The Jupiter 125 also features refined styling and advanced features.

5. Honda Activa 125

• Price: ₹1.09 Lakh (On-road, Delhi)
• Engine: 123.92 cc

The Honda Activa series has long been a favourite among Indian riders, and the Activa 125 continues this legacy. Known for its durability, smooth performance, and low maintenance, the Activa 125 offers excellent value for money. It also comes with Honda’s reliable build quality, ensuring that this scooter will last for years with proper care.

6. TVS NTORQ 125

• Price: ₹1 - ₹1.24 Lakh (On-road, Delhi)
• Mileage: 50 kmpl
• Engine: 124.8 cc
• Top Speed: 95 kmph

The TVS NTORQ 125 is a sporty scooter designed for young riders. Its powerful engine and excellent acceleration make it fun to ride, while its 50 kmpl mileage ensures it’s efficient for daily use. NTORQ is packed with features like a fully digital console, Bluetooth connectivity, and navigation assistance.

7. TVS iQube

• Price: ₹1.23 - ₹1.55 Lakh (On-road, Delhi)
• Mileage/Range: 75-100 km/charge
• Motor Power: 2.2-3.4 kWh

The TVS iQube is an electric scooter that’s perfect for urban riders. With its 75-100 km range and fast charging capabilities, it offers both convenience and sustainability. Its futuristic design, smart features, and smooth performance make it a strong contender in the electric scooter segment. Although slightly higher in price, the iQube is worth considering for its eco-friendly credentials and premium feel.

8. Bajaj Chetak

• Price: ₹1.39 - ₹1.51 Lakh (On-road, Delhi)
• Mileage/Range: 153 km/charge

The Bajaj Chetak is a modern take on a classic scooter. This electric model combines nostalgic design with cutting-edge technology, offering a range of 153 km per charge. Its premium build quality, stylish looks, and durable performance make it one of the top picks in the electric scooter category. If you’re willing to invest in a higher-end model, the Chetak offers excellent long-term value.

9. Ola S1 Pro

• Price: ₹1.35 Lakh (On-road, Delhi)
• Mileage/Range: 195 km/charge
• Battery Capacity: 5.5 kW
• Charging Time: 6.5 hours

The Ola S1 Pro is a revolutionary electric scooter with an impressive range of 195 km per charge. Its powerful battery delivers a seamless riding experience, and it’s loaded with advanced features like keyless operation, cruise control, and a large touchscreen display. Perfect for tech enthusiasts and eco-conscious riders, the S1 Pro is a game-changer in the Indian scooter market.

10. Yamaha Aerox 155

• Price: ₹1.79 - ₹1.83 Lakh (On-road, Delhi)
• Mileage: 45 kmpl
• Engine: 155 cc
• Top Speed: 111 kmph

The Yamaha Aerox 155 is a high-performance scooter designed for enthusiasts. With a top speed of 111 kmph and advanced features, it’s ideal for riders who prioritise speed and style. While it’s on the pricier side, the Aerox 155 offers a unique blend of sportiness and practicality.

Conclusion

The scooter market in India offers something for everyone, from budget-friendly models like the Hero Electric Optima to high-performance scooters like the Yamaha Aerox 155. Regardless of your preferences for eco-friendliness, sportiness, or fuel efficiency, there is a scooter under ₹2 lakh that meets your needs. To select the ideal scooter for your lifestyle, consider spending limit, preferred riding style, and desired characteristics. Don’t forget to secure your new ride with bike insurance online for added convenience and protection.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Shaft drive technology represents the best of low-maintenance power gearboxes in motorcycles. While chain drives dominate the market, shaft-driven motorbikes offer dependability, durability, and ease of ownership. These two-wheelers are appropriate for long-distance riding and adventure-touring.

Let's look at some of India's best shaft drive bikes.

List of best shaft drive bikes in India

Shaft-drive bikes provide multiple benefits for riders looking to improve their adventure. Here are some of the best shaft-drive bikes in the Indian market.

Triumph Tiger 1200

The Triumph Tiger 1200 represents British engineering expertise. This adventure tourer has a shaft drive system that complements its 1160cc triple engine. The design provides steady power delivery over difficult terrain while reducing the need for routine maintenance.

• Engine: 1160cc Engine
• Starting price: 19.39 Lakh (approx.)

BMW R 12 nine T

BMW's R 12 nine T combines classic elegance with the latest technology. This legacy bike continues BMW's renowned boxer engine with a shaft drive, which improves the bike's dependability and makes it look cleaner and more minimalistic. Riders wanting a mix of vintage aesthetics and contemporary engineering find the R 12 nine T particularly appealing.

• Engine: 1170cc Engine
• Starting price: 21.10 Lakh (approx.)

Triumph Rocket 3 Storm

The Triumph Rocket 3 Storm pushes shaft drive technology to new heights, handling the immense power output of its 2,458cc three-cylinder engine. This powerful cruiser benefits from the shaft drive system, which efficiently manages the bike’s torque output. The system's endurance is critical in balancing the Rocket 3's remarkable performance with low maintenance needs.

• Engine: 2458cc Engine
• Starting price: 21.99 Lakh (approx.)

BMW R 1250 RT

For those who value travelling comfort, the BMW R 1250 RT is the gold standard for shaft-driven bikes. This premium tourer has BMW's tried-and-true shaft drive system, which works seamlessly with its boxer engine. Long-distance riders like the smooth power delivery and the peace of mind that comes from knowing there is no chain to adjust or oil during long trips.

• Engine: 1254cc Engine
• Starting price: 24.95 Lakh (approx.)

Conclusion

Motorcyclists seeking to upgrade to a shaft-driven bike have plenty of excellent options available in the Indian market.

While the initial investment may be costlier than chain-driven rides, the long-term benefits in dependability, maintenance savings, and riding enjoyment make these machines worthwhile for discriminating motorcyclists.

Comprehensive two wheeler insurance is crucial when investing in shaft-driven motorcycles. Given their advanced technology and cost, these motorcycles require specialised coverage. Leading two-wheeler insurance companies in India provide tailored coverage for high-end motorbikes, which includes everything from accidental damage to third-party liability.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

In recent years, the Indian motorcycle industry has placed greater emphasis on enhancing rider safety. anti-lock braking systems (ABS) have become a crucial feature for ensuring safer rides. In this blog, we’ll explore some of the best bikes in India equipped with ABS.

List of best bikes with ABS in India

The current market offers an excellent selection of bikes equipped with advanced ABS technology, catering to a wide range of riding styles and preferences. These vehicles, from traditional designs to cutting-edge motorcycles with innovative brake systems, reflect the ideal performance and safety balance. Let's look at some of the best bikes with ABS that have piqued the interest of Indian riders.

Harley Davidson X440

The Harley Davidson X440 is the famous brand’s foray into the mid-segment. This bike's ABS technology is perfect for Indian roads, providing control during emergency braking. It has a comfortable upright riding position and the famous Harley-Davidson thump that fans adore.

• Engine: 440cc Engine
• Mileage: 35 kmpl
• Starting price: 2.40 Lakh (approx.)

BMW G 310 RR

BMW Motorrad's contribution to the Indian sport bike category demonstrates German engineering expertise. The G 310 RR's ABS is one of the most advanced in its class, providing excellent feedback and control. Its handling abilities make it ideal for track days and furious street riding, and its riding posture, while sporty, is comfortable enough for everyday usage.

• Engine: 12cc Engine
• Mileage: 3kmpl
• Starting price: 3.05 Lakh (approx.)

Husqvarna Vitpilen 250

The Vitpilen 250 applies Swedish design principles to Indian roadways. The ABS is precisely calibrated to match the bike's weight and performance characteristics. Its neo-retro design differentiates it in traffic, and the trellis frame provides great handling. The bike's forward-leaning but comfortable riding position offers a different but good riding experience.

• Engine: 07cc Engine
• Mileage: 31kmpl
• Starting price: 2.20 Lakh (approx.)

Conclusion

The popularity of ABS-equipped motorcycles reflects an increasing awareness of safety measures among Indian motorcyclists. Safety measures like ABS and traction control can become common even in lower-segment bikes.

When investing in these high-end motorcycles, it is critical to consider complete bike insurance coverage that matches their safety features. Look for bike insurance policies that cover high-end components and electronic systems and offer optional add-ons such as zero depreciation and engine protection. This guarantees that your investment is safeguarded, providing peace of mind as you enjoy the riding experience.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

The Indian motorcycle market has experienced an upturn recently, notably in the sub-1.5 lakh bracket. One of the most exciting developments is the introduction of dual-channel ABS (anti-lock braking system) in these motorcycles, a feature that was once exclusive to premium models. In this blog, you will find bikes under 1.5 lakh with dual channel ABS.

List of bikes under 1.5 lakh with dual channel ABS

Including dual-channel ABS in low-cost bikes is more than simply following safety rules; it's about changing modern safety technologies and making them available to various riders. Here are bikes under 1.5 lakh with dual-channel ABS:

Bajaj Pulsar N160

Bajaj's Pulsar N160 is the latest addition to the Pulsar series with superior engineering. Its well-balanced chassis design provides great stability. Its class-leading braking system, with dual-channel ABS, offers reliable stopping power in various driving situations.

• Engine: 8cc Engine
• Mileage: 11 kmpl
• Starting price: 1.33 Lakh (approx.)

TVS Apache RTR 200 4V

The TVS Apache RTR 200 4V has riding modes, adjustable suspension, and SmartXonnect Bluetooth connectivity, making it one of the most technologically advanced alternatives in its category. Its handling characteristics are impressive, with razor-sharp accuracy that will satisfy even seasoned riders.

• Engine: 75cc Engine
• Mileage: 37 kmpl
• Starting price: 1.48 Lakh (approx.)

Bajaj Pulsar N250

The Pulsar N250's distinct look and high-impact performance set it apart. The engine's refinement provides a smooth ride with few vibrations, even at high speeds. This bike perfectly balances performance and comfort, making it suitable for commuting and long-distance touring.

• Engine: 249cc Engine
• Mileage: 39 kmpl
• Starting price: 1.52 Lakh (approx.)

Conclusion

These motorcycles show how the Indian two-wheeler market has developed. Buyers no longer have to choose between safety features and performance while dealing with a limited budget. The dual-channel ABS on these models demonstrates manufacturers' dedication to rider safety, while features like slipper clutches and modern digital instrumentation enhance their value offer.

Obtaining two wheeler insurance is equally important when investing in these highly advanced motorcycles. While modern features such as dual-channel ABS boost safety, bike insurance provides a safety net by offering financial coverage for accidents, theft, and damage to critical safety components.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Modern classic bikes represent freedom, adventure, and traditional charm. With their deep roars and polished chrome, these timeless machines capture the spirit of motorcycling's golden age. Whether you're a seasoned rider or a passionate enthusiast, there's something irresistibly captivating about classic bikes. They deliver a riding experience that's both thrilling and nostalgic.

In this blog, we will discuss the best modern classic bikes and explore their enduring appeal that continues to attract riders and collectors.

List of best modern classic bikes

Here are some of the best modern classic bikes in India:

• Royal Enfield Classic 350

Known for its classic design and distinctive thumping sound, the Royal Enfield Classic 350 is a retro-style motorcycle. While it has remained a popular choice among Indian riders, the bike has also gained a strong following abroad. Launched in 2009, Royal Enfield Classic 350 has undergone several important updates and improvements. The Classic 350 symbolises adventure and style. Powered by a 349cc single-cylinder engine, the bike is priced at INR 1.5 lakh onwards (approx.).

• Royal Enfield Interceptor 650

If you want a retro-style motorcycle with a modern touch, consider the Royal Enfield Interceptor 650. Inspired by the iconic 1960s Interceptor model, the Interceptor 650 blends retro charm with modern engineering and stylish components, making it a popular choice among bike enthusiasts.

It is powered by a 648cc engine that delivers 47 horsepower. The bike is popular for its reliable performance and classic aesthetics. Priced at approximately INR 2.66 lakh, it is valued for its affordability and versatility.

• Royal Enfield Continental GT 650

Royal Enfield Continental GT 650 has become popular for its impressive performance and classic styling. The original 1960s Continental GT inspires its elegant design. It is one of the best modern classic bikes powered by a 648cc parallel-twin engine. The bike has contemporary features such as a semi-digital instrument cluster and dual-channel ABS. The cafe racer-style bike has gained critical acclaim for its handling and performance.

• Jawa Standard

Jawa Standard is another popular retro-styled model. It is immensely popular for its modern features and vintage design. Its spoked wheels and round headlights pay tribute to the original Jawa models. The bike is suitable for long rides and city commutes because of its low seat height and comfortable riding position. Powered by a 300cc engine, Jawa Standard is priced at INR 1.8 Lakh onwards (approx.).

Conclusion

Modern classic bikes pay homage to their vintage predecessors while incorporating performance enhancements and cutting-edge technology. Whether it’s their timeless aesthetics or the exhilarating riding experience, modern classic bikes offer something for every enthusiast.

A modern classic bike paired with comprehensive two wheeler insurance promises a safe and satisfying driving experience. Two-wheeler insurance protects you against accidental damage besides third-party liabilities, so you can enjoy your ride stress-free.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

India's two-wheeler market has always been vibrant, with motorcycles catering to all kinds of riders, from casual commuters to die-hard biking enthusiasts. In the 600cc category, a range of impressive bikes stands out for their blend of power, style, and performance. Whether you love long-distance touring, city cruising, or high-speed thrills, this segment offers something for everyone. This blog takes a closer look at the best 600cc bikes in India.

List of 600cc Bikes in India

From sporty roadsters to elegant cruisers and adrenaline-pumping supersport bikes, the 600cc category combines performance, style, and value. Here’s a detailed look at some of the best 600cc bikes in India.

1. Kawasaki Z650

•     Price: ₹6.65 lakh
•     Mileage: 28.11 kmpl
•     Engine: 649 cc
•     Top Speed: 212 kmph

The Kawasaki Z650 is a street fighter that combines sporty aesthetics with top-notch performance. Powered by a 649cc engine, it delivers a fuel efficiency of 28.11 kmpl, which makes it one of the most efficient bikes in this category. Priced at around ₹6.65 lakh, this motorcycle is a great choice for urban riders and highway enthusiasts alike. Its lightweight design ensures nimble handling, perfect for zipping through traffic or leaning into corners.

2. Royal Enfield Continental GT 650

•     Price: ₹₹3.19 lakh-₹3.45 lakh
•     Mileage: 27 kmpl
•     Engine: 647-650 cc
•     Top Speed: 170 kmph

The Royal Enfield Continental GT 650 is a retro-styled café racer with timeless charm and modern performance. Its 647.95cc engine offers smooth power delivery, and it boasts a mileage of 27 kmpl. Priced between ₹3.19 lakh and ₹3.45 lakh, it appeals to riders seeking a blend of classic design and reliable performance. With comfortable ergonomics and excellent build quality, the Continental GT 650 is ideal for both city rides and weekend getaways.

3. Kawasaki Ninja 650

•     Price: ₹7.16 lakh
•     Mileage: 21 kmpl
•     Engine: 649 cc
•     Top Speed: 210 kmph

A perfect middleweight sportbike, the Kawasaki Ninja 650 combines aggressive styling with an impressive riding experience. Its 649cc engine provides ample power, while its 21 kmpl mileage ensures efficiency. At around ₹7.16 lakh, it offers a balanced mix of sporty handling and comfort, making it a favourite among beginners and experienced riders alike. The Ninja 650 is particularly well-suited for long-distance touring and high-speed highway rides.

4. Royal Enfield Interceptor 650

•     Price: ₹3.03 lakh-₹3.31 lakh
•     Mileage: 25 kmpl
•     Engine: 647 cc
•     Top Speed: 212 kmph

The Royal Enfield Interceptor 650 is another popular choice in the 650cc segment. With a 647.95cc engine and a mileage of 25 kmpl, it’s priced between ₹3.03 lakh and ₹3.31 lakh. This bike looks amazing with its simple yet elegant design, which appeals to riders who love a retro vibe. Its upright riding position makes it comfortable for long rides, while its smooth engine and sturdy build ensure reliability.

5. Triumph Trident 660

•     Price: ₹8.24 lakh
•     Mileage: 25 kmpl
•     Engine: 647 cc
•     Top Speed: 212 kmph

The Triumph Trident 660 is a modern roadster that packs a punch. Its 660cc triple-cylinder engine delivers a mileage of 22.88 kmpl, offering a unique blend of power and refinement. Priced at ₹8.24 lakh, it features advanced technology, including a TFT display and multiple riding modes. The Trident 660 stands out for its premium quality and exceptional ride dynamics, making it a favourite for spirited riders.

6. Royal Enfield Super Meteor 650

•     Price: ₹3.63 lakh-₹3.94 lakh
•     Mileage: 25 kmpl
•     Engine: 648 cc
•     Top Speed: 160 kmph

The Royal Enfield Super Meteor 650 is a cruiser that exudes elegance and comfort. With a 648cc engine, it offers a mileage of 25 kmpl and is priced between ₹3.63 lakh and ₹3.94 lakh. Designed for relaxed highway cruising, the Super Meteor 650 boasts a comfortable riding position and smooth performance. It’s the perfect choice for riders who love long-distance touring with a touch of luxury.

7. Triumph Daytona 660

•     Price: ₹9.72 lakh
•     Mileage: 20.4 kmpl
•     Engine: 660 cc

The Triumph Daytona 660 is a sportbike designed for adrenaline junkies. The bike’s 660cc engine ensures exceptional power delivery, while its 20.4 kmpl mileage provides decent efficiency for its class. With a price tag of ₹9.72 lakh, the Daytona 660 is built for speed and performance, offering top-notch handling and a thrilling riding experience.

8. Royal Enfield Shotgun 650

•     Price: ₹3.59 lakh-₹3.73 lakh
•     Mileage: 22 kmpl
•     Engine: 648 cc
•     Top Speed: 170 kmph

The Royal Enfield Shotgun 650 combines bold design with solid performance. Equipped with a 648cc engine, it delivers a mileage of 22 kmpl. Priced between ₹3.59 lakh and ₹3.73 lakh, it’s an excellent option for riders who want a unique and rugged look with Royal Enfield’s signature reliability. The Shotgun 650 is perfect for those who value a powerful ride with a distinctive aesthetic.

9. Kawasaki Ninja ZX-6R

•     Price: ₹11.20 lakh
•     Mileage: 23.6 kmpl
•     Engine: 636 cc
•     Top Speed: 250 kmph

The Kawasaki Ninja ZX-6R is a high-performance supersport motorcycle designed for the track and open roads. Its 636cc engine delivers thrilling power and precise handling, while its mileage of 23.6 kmpl makes it efficient for its segment. Priced at ₹11.20 lakh, it’s a premium offering for enthusiasts who demand the best in speed, agility, and style.

10. BSA Gold Star

•     Price: ₹2.99 lakh-₹3.34 lakh
•     Mileage: 25 kmpl
•     Engine: 652 cc
•     Top Speed: 160 kmph

The BSA Gold Star is a retro classic that appeals to riders with a taste for vintage design and modern performance. Powered by a 652cc engine, it offers a mileage of 25 kmpl and is priced between ₹2.99 lakh and ₹3.34 lakh. With its timeless styling and smooth power delivery, the Gold Star is an excellent choice for leisurely rides and everyday commutes.

Conclusion

From cruisers and roadsters to sportbikes and café racers, India’s 600cc motorcycle market has something for every kind of rider. Whether you prioritise performance, efficiency, or design, these bikes cater to a wide range of preferences and budgets. Models like the Royal Enfield Continental GT 650 and BSA Gold Star cater to those who love classic designs, while the Kawasaki Ninja ZX-6R and Triumph Daytona 660 are perfect for thrill-seekers. Explore your options and find the bike that aligns with your riding style. To ensure a worry-free riding experience, don’t forget to get comprehensive two wheeler insurance for better coverage in the event of an accident, damage or theft.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

It is exciting to own a bike, but safety must always come first. Although own damage bike insurance coverage is still optional in India, third-party two-wheeler Insurance is mandatory as per the Motor Vehicles Act, 1988.

Bike owners can easily explore and buy bike insurance online to make well-informed selections from the comfort of their homes. If you are a bike owner and wondering, “Is own damage insurance mandatory for bikes?” you must think of the broader picture. Although OD bike insurance is not legally mandatory, investing in it is wise, as it offers you peace of mind knowing you will be covered against various unforeseen mishaps.

What Is Own-Damage Insurance Cover for Two-Wheelers?

Own damage bike insurance policy ensures coverage against any damage/loss to it. These could be various man-made and natural causes, including theft, collisions, accidents, riots, vandalism, and natural calamities. This policy covers the expenses related to repairs or replacement of your bike's parts that have been damaged.

On the other hand, a third-party liability cover will only offer coverage for expenses leading to an injury/death of a third party or pay for damages caused to the third party's property. If your own bike gets damaged, you will have to bear the expenses out-of-pocket, as third-party liability coverage will not cover your vehicle. However, if you have damage cover, you can make a claim for the damages caused to your bike due to such unforeseen mishaps.

Is Own Damage Insurance Mandatory for Bike Owners?

Own-damage insurance is not mandatory for bike owners. However, it comes highly recommended due to its extensive scope of coverage. This includes natural and man-made disasters, accidental damage, fire and explosion, etc. You can purchase an OD insurance cover as a standalone policy. You can also opt for add-ons or customise the plan to enhance the scope of coverage.  

The premium for the OD bike insurance plan depends on certain factors like your age, your bike's make and model, your vehicle's year of manufacturing, the registration zone of your bike, whether you have an AIAA membership, and safety gadgets in the vehicle.

What is Included in Own-Damage Cover?

You will be protected against damages to your two-wheeler in the following scenarios if you choose your OD insurance for your bike —

• Natural Disasters: You will receive coverage if your bike suffers damage due to natural calamities like cyclones, floods, and earthquakes.
• Accidental Damages: Expenses incurred for parts replacement or repair are covered by the insurer.
• Man-made Damages: If your bike gets damaged due to riots, terrorist attacks, etc., your insurer will pay for the damages caused to your bike.
• Malicious Acts or Theft: Own-damage insurance is a cover that lessens the financial burden of the policyholder when there is intentional physical damage or theft of bikes.
• Fire & Explosion: If your bike gets damaged due to an explosion or fire, your own damage bike insurance plan will cover the related expenses incurred to repair the vehicle.
• Damage Beyond Repair: If your bike gets damaged and is beyond repair, your OD insurance plan will cover the loss; however, you must check your policy documents to understand the plan’s terms and conditions.

Conclusion

Getting bike insurance online is an easy and hassle-free process. You can ride your bike confidently, knowing your vehicle is secured by choosing own damage cover. It is, therefore, essential to put your bike's safety first and enjoy every ride without worrying, irrespective of riding your vehicle on off-road paths or city streets.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the relevant industry. It is advised to verify the relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Two-wheelers must have bike insurance as it is a legal requirement in India. There are two types of vehicle insurance: Third-party bike insurance and Comprehensive bike insurance.

Third-party bike insurance provides coverage for the losses incurred to a third party only. Whereas comprehensive bike insurance provides coverage for the losses and damages to the vehicle itself and the third party. Like any other insurance policy, bike insurance also comes with an expiry date and we have to renew it to continue the coverage.  

We have to keep checking the bike insurance status so as not to miss its renewal time.

Ways to check bike insurance

The bike insurance status can be checked in multiple ways. The three most common ways are-

1. Insurance Information Bureau (IIB)
2. VAHAN Portal
3. Through the insurance provider

We simply need to go to any of the above-listed websites and follow the instructions to check the bike insurance expiry date.

Check Bike Insurance Status via IIB

The Insurance Information Bureau was established in 2009 by the Insurance Regulatory and Development Authority of India (IRDAI) to enable the smooth functioning of the insurance market in India. The major aim was to enhance the transparency level in the insurance market. Let us see how to check bike insurance on the IIB platform.  

• Go to the official website of the IIB at https://iib.gov.in/
• The next step is to click on the V-Seva button which is located under the “Quick Links” on the home page.
• After this, a new window will open “Accident Vehicle Information Retrieval System”.
• Now the next step is to fill in the owner’s name, address, mobile number, email address, and registration number of the bike.
• Captcha will be displayed, fill it.
• Now click on the “Submit” button.

Check Bike Insurance Status via VAHAN

VAHAN portal is managed by the Ministry of Road Transport and Highways. Here is how to check two-wheeler insurance on the VAHAN portal.

1. Go to the VAHAN website https://vahan.nic.in/nrservices/
2. The second step is to look for the option “Know your vehicle details” and click on it.
3. Now you have to enter your mobile number and create an account.
4. The next step is to enter the bike’s registration number and the verification code.
5. Now click on the “search vehicle” button.
6. All the information related to vehicle insurance will be displayed here.

Check Bike Insurance Status via Insurance Provider

In the above paragraphs, we have discussed how to check the bike insurance expiry via VAHAN and IIB. Apart from these, the other way to check the expiry of the bike insurance is through the insurance provider.

All the insurance providers keep a record of all the insurance policies that are issued by them. The same can be checked on the website of the insurance provider. The steps may vary from one insurance provider to another. The expiry date of the vehicle can be checked using the registration number. You just have to put the registration number on the website to check for the expiry date.  

Conclusion

We have answered the most asked question regarding two-wheeler insurance- how to check my bike insurance? We just need to go to the concerned website and follow the steps mentioned. If you forget to renew your bike insurance policy, then it may get terminated. Once the policy gets terminated then you cannot renew it and have to purchase a new policy. Always remember to renew your bike insurance policy on time as it provides extra safety coverage in the face of an accident, damage, or loss.  

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the relevant industry. It is advised to verify the relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

In India, motorcycles with around 200 cubic centimetres of engine displacements offer balanced performance and efficiency, including more power than smaller options. Moreover, the best 250cc bikes are highly manageable in various riding conditions. With a 200cc engine, you can expect a good blend of acceleration and fuel economy, making these bikes suitable for city commuting and occasional highway trips. The most powerful 250cc bikes in India cater to riders seeking a step up from entry-level models, providing a highly exhilarating riding experience without the extreme power of larger displacement bikes. Before hitting the road, ensure you have a valid bike insurance policy in place to protect yourself and your vehicle from unforeseen expenses, while also complying with legal requirements.

Detailed List of the Best 200cc Bikes in India

Here is a list of some of the most powerful 200cc bikes in India. The favourite among college-goers and youngsters is the KTM bike, an Austrian company that traces back to 1934. It is a sports bike with several brands, including the KTM RC 200 and KTM Duke 200. The Pulsar is a homegrown motorcycle from the Bajaj Auto stable and is perhaps one the best 250cc bikes in India. The KTM may be the fastest 250cc bike in India, but indigenous bikes such as the Hero Xtreme 200S, TVS Apache RTR 200, and Bajaj Pulsar RS200 should not be underestimated the least!

Some of the best 200cc bikes in India include:

Frequently Asked Questions

Q1. Is there an upcoming bike under the 200cc segment in India?

You can expect several new arrivals in the 200cc category in 2023/24 in the Indian market. Some of them are the Yamaha XSR155, Yamaha NMax 155, and Honda PCX160.

Q2. Are there any 200cc sport bikes available in India?

Yes, the Hero Xtreme 200S, KTM RC 200, and Bajaj Pulsar RS200 are popular and among the most powerful 200cc bikes in India.

Q3. Are there any 200cc adventure bikes available in India?

Yes, the Hero XPulse 200T 4V and Honda CB200X are India's two most popular adventure bikes under 200cc. 

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.             

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A 250cc engine in a motorcycle refers to the engine's displacement, which measures the total volume swept by all pistons in the engine's cylinders. A more significant displacement generally indicates more power and torque potential. It offers a good balance between performance and fuel efficiency. The best 250cc bikes suit riders seeking more power over smaller options, making them ideal for city commuting and occasional highway rides. This engine size is often found in entry-level sports, naked, and adventure bikes. When purchasing a 250cc bike, don't forget to secure a comprehensive bike insurance policy to safeguard against unexpected expenses and ensure legal compliance while enjoying your rides worry-free.

Let's look at some of the fastest 250 cc bikes in India. 

Detailed List of the Best 250cc Bikes in India

Some of the most powerful 250cc bikes in India are

A disc brake is one of the most important components of a modern vehicle. Its advanced design helps to stop or slow down a moving vehicle smoothly. Disc brakes are used in both bikes and cars. They are known for delivering precise braking power and are vital for manoeuvring through tight corners and slick roads.

Let us understand in detail what is a disc brake, the different types and mechanisms, and how it has become an integral part of almost every vehicle.

Importance of a Disc Brake

Disk brakes are mechanical systems that use squeezing pads and a rotating disc to stop or slow a vehicle. They are crucial safety features in modern vehicles that provide better control and smooth operation. Known for being highly efficient, disc brakes are perfect for sharp turns, manoeuvring through tight corners, or driving in adverse weather conditions. Whether equipped on the front, rear, or all wheels of a vehicle, the braking system of disc brakes is considered more effective than traditional drum brakes.

How Does a Disc Brake Work?

Composed of a rotor called “the disc”, a friction pad and a calliper attached to a piston, the disc brake operates via a coordinated movement of these parts. The brake application causes the calliper to squeeze friction pads against the disc, resulting in the vehicle's stoppage or slowing. Here is a detailed breakdown of how it works:

• Initiation: The process begins when the driver presses the brake pedal. This action forces brake fluid through a hydraulic line and activates the brakes.

• Calliper Activation: The hydraulic fluid enters the calliper, a housing unit on the rotor's edge, exerting pressure on the pistons attached to it. These pistons move towards the rotor, contacting the brake pads.

• Brake or Friction Pads Contact: The brake pads that are positioned inside the calliper are forced against the rotor's flat surface. The high-pressure fluid from the master cylinder ensures that the pistons push the pads with sufficient force.

• Friction and Heat Generation: As the brake pads grip the rotor, they create friction, which turns the vehicle’s moving energy into thermal energy and slows down the wheels' rotation.

• Rotor Dynamics: The rotor, attached directly to the wheel hub, spins with the wheel. When the brake pads engage the rotor, their contact creates the necessary friction to reduce its spinning speed.

• Continuous Pressure and Stop: The calliper maintains the pressure on the brake pads as long as the brake pedal is pressed. This sustains the friction and continues to slow the vehicle. The piston retracts when the brake is released. This allows the brake pads to move away from the rotor, thereby reducing the friction and allowing the wheel to turn freely again.

• System Reset: The piston returns to its original position due to the release of hydraulic pressure upon releasing the brake pedal. This action pulls the brake pads away from the rotor, allowing it to spin freely without resistance. This prepares the vehicle for normal driving or another braking action.

Types of Disc Brakes

Each type of disc brake system is designed to meet specific requirements for efficiency, durability, and performance. Here are the main types of disc brake systems:

1. Wave Disc Brake Systems:

• Also known as petal disc systems, these feature a rotor with a wavy outer edge, which increases the surface area for the brake pads to grip during rotation. This unique design dissipates heat more efficiently and prevents the rotor from overheating, extending the brake system's lifespan.

• Their lightweight and wavy design reduces the overall weight. This helps improve the acceleration of the vehicle by decreasing unsprung mass.
• Wave disc brake systems are commonly found in motorcycles and performance-focused vehicles. They are also favoured for their improved heat resistance and ability to perform well under intense driving conditions.

2. Cross-Drilled Disc Brake System:

• This system has rotors with drilled holes that expel heat, gases, and debris from the brake pads and rotor interface. This creates a cooler environment that improves braking performance.

• Cross-drilled discs are particularly beneficial in wet conditions. They offer better water dispersion from the contact surface, helping maintain braking efficiency.

• Despite their advantages in heat management and wet area performance, they are susceptible to stress cracks under severe conditions.

3. Cross-Slotted Disc Brake System:

• These rotors have machined grooves or slots that can vary in width and angle, extending across the rotor’s surface. The slots serve to improve the brake system's bite and clear away dust, pad residue, and water from the rotor. This ensures consistent performance.

• Slotted rotors are particularly effective in high-performance and racing applications, where consistent brake feel and response are critical.

• Unlike cross-drilled rotors, slotted rotors are less prone to cracking under high thermal loads. However, they can cause slightly faster wear of the brake pads due to their aggressive usage.

Mechanism of Disc Brakes

A simple press on the brake pedal initiates a powerful stopping action like no other. Here is a detailed explanation of the mechanism of disc brakes:

• Brake Pedal Activation: The process begins when the driver applies pressure to the brake pedal. This pressure is mechanically transferred through a lever system that amplifies the force into the master cylinder.

• Hydraulic Force Transmission: Inside the master cylinder, the force from the brake pedal pressurises the brake fluid within a sealed hydraulic system. This pressurised fluid travels through brake lines towards the callipers at each wheel.

• Calliper Operation: The calliper clamps onto the rotor, which is attached directly to the wheel. The calliper pistons move upon receiving the hydraulic pressure. This forces the brake pads against the rotor.

• Brake Pad Contact: The brake pads, made of high-friction material, contact the rotor and create friction. This friction is the primary mechanism that converts the bike’s kinetic energy into thermal energy. It slows down the wheel's rotation.

• Energy Dissipation: As the brake pads clamp onto the spinning rotor, they generate significant heat due to friction. The rotor's design allows it to dissipate this heat effectively into the surrounding air. This helps prevent overheating and maintain brake performance.

• Release and Reset: When the driver releases the brake pedal, the hydraulic pressure decreases, allowing the calliper pistons to retract. This retraction pulls the brake pads away from the rotor, reducing friction and allowing the wheels to rotate freely again, preparing the vehicle for the next braking action.

Advantages and Disadvantages of Disc Brakes

Using a disc brake has several benefits. However, you should also be aware of the drawbacks. Let's explore them.

Advantages

• Better Heat Dissipation: Disc brakes cool more efficiently than drum brakes due to their rotor's exposure to open air. This reduces the risk of overheating and brake fade.

• Performance in Wet Conditions: Their design helps disperse water from the rotor surface. It helps maintain effectiveness even in wet conditions.

• Consistent Braking Force: Disc brakes provide reliable performance, which is necessary for safety in rainy or humid conditions.

• High Torque Transmission: They handle high levels of torque efficiently. This makes them suitable for high-performance and heavy-duty vehicles.

Disadvantages

• Complex Manufacturing: A disc braking system involves multiple components and precise assembly, making production more complex than that of drum brakes, which increases its cost.

• Weight: They are heavier than drum brakes, which can affect fuel efficiency, especially in smaller vehicles.

• Frequent Servicing: Disc brakes require regular maintenance to ensure peak condition, including inspections of brake pads, rotors, and callipers.

Conclusion

Disc brakes are crucial for improving the safety and control of your vehicle. With a safety feature like a disc brake, you may benefit from lower bike insurance premiums due to the reduced risk of accidents. By purchasing good insurance cover, you ensure full protection of your vehicle on and off the road.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Finding a good bike under ₹70,000 in India can be a challenge, especially when you're looking for a balance of performance, fuel efficiency, and value for money. Many people opt for bikes in this budget as they offer affordable daily transportation with low maintenance costs. Whether you're a first-time rider or looking for a reliable commuter bike, several options are available in the Indian market. In this blog, we’ll explore some of the best bikes below 70000 in India.

Bikes Under 70000 in India

Here are five popular bikes that offer great value for money:

1.        Bajaj Platina 110

•     Engine: 115.45 cc
•     Power: 8.48 bhp
•     Weight: 119 kg
•     Price: ₹68,998 (Ex-showroom)

The Bajaj Platina 110 stands out with its upgraded engine and enhanced features. It offers better power and a more comfortable ride compared to its 100cc counterparts, making it suitable for riders who want a bit more performance without breaking the bank.

2.        Honda Shine 100

•     Engine: 98.98 cc
•     Power: 7.28 bhp
•     Weight: 99 kg
•     Price: ₹65,071 (Ex-showroom)

Honda Shine 100 is an affordable, reliable option for daily commuters. With a comfortable riding posture and great build quality, this bike is well-suited for both short and long-distance rides. It also offers good fuel efficiency.

3.        Hero HF Deluxe

•     Engine: 97.2 cc
•     Power: 7.91 bhp
•     Weight: 110 kg
•     Price: ₹56,674 (Ex-showroom)

The Hero HF Deluxe is a reliable, fuel-efficient bike ideal for daily commuting. It is lightweight, easy to handle, and offers good mileage, making it a popular choice among budget-conscious buyers.

4.        TVS Sport

•     Engine: 109.7 cc
•     Power: 8.18 bhp
•     Weight: 112 kg
•     Price: ₹64,410 (Ex-showroom)

The TVS Sport is designed for efficiency and performance. With its sleek design and good fuel economy, it offers a smooth riding experience. It is perfect for both city and highway rides, making it a versatile choice for daily use.

5.        Bajaj Platina 100

•     Engine: 102 cc
•     Power: 7.79 bhp
•     Weight: 117 kg
•     Price: ₹66,837 (Ex-showroom)

Bajaj Platina 100 is another one of the best bikes under 70000 in India. It offers a smooth, comfortable ride with a good power-to-weight ratio. The bike is known for its excellent fuel economy and long-lasting performance, making it a solid choice for daily use.

Conclusion

For those wishing to purchase a bike in India for less than ₹70,000, there are a number of excellent possibilities. All the bikes on this list are reasonably priced, have excellent features, and are fuel-efficient. You can't go wrong with any of these options whether you're searching for a bike that provides great mileage, cheap maintenance, or a comfortable ride. These bikes are suitable for longer journeys and regular commuting since they offer the optimal balance of dependability and price. Additionally, it's essential to invest in two-wheeler insurance to protect your vehicle from unexpected accidents or damages.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

When you buy a two-wheeler, getting it insured is not just a legal requirement but also a smart way to protect your vehicle. Two important terms you will come across in two-wheeler insurance are IDV (Insured Declared Value) and NCB (No-Claim Bonus). Both these terms play a key role in deciding the premium you pay and the benefits you get. Understanding what is IDV and NCB in bike insurance can help you make better decisions while buying or renewing your insurance policy.

IDV and NCB in Two-Wheeler Insurance: What’s the Difference?

Let’s take a closer look at what is IDV and NCB in two-wheeler insurance and understand how they work:

What is IDV (Insured Declared Value)?

Definition: IDV is the maximum amount your insurance provider will pay you if your two-wheeler is stolen or damaged beyond repair. Put simply, it's the bike or scooter's current market value.

How it is calculated:

• The depreciation value of the vehicle is subtracted from the selling price set by the manufacturer to determine its IDV.
• For example, if the selling price of your bike is ₹1,00,000 and the depreciation is ₹20,000, then the IDV will be ₹80,000.

Impact on Premium:

• A higher IDV means better coverage, but it also means a higher premium.
• A lower IDV reduces the premium but might not provide adequate coverage in case of a loss.

What is NCB (No-Claim Bonus)?

Definition: Insurance companies give NCBs to customers who don't file claims during the policy period.

How it works:

• A percentage of the premium, known as NCB, is discounted at the time of renewal.
• For example, if your annual premium is ₹2,000 and you have a 20% NCB, you’ll pay only ₹1,600.

Benefits of NCB:

• It can significantly reduce the cost of your policy over time.
• NCB is transferable when you switch insurers or buy a new bike.

NCB Slabs:

• 1st claim-free year: 20%
• 2nd claim-free year: 25%
• 3rd claim-free year: 35%
• 4th claim-free year: 45%
• 5th claim-free year: 50%

Key Differences Between IDV and NCB

Conclusion

Your two-wheeler insurance policy must include details about both IDV and NCB. While IDV determines the coverage amount in case of theft or total loss, NCB helps you save money on your premium for responsible riding. Understanding these terms ensures you get the right policy at the best price. So, the next time you renew or buy two-wheeler insurance, make sure to evaluate both IDV and NCB carefully to maximise your benefits.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Electric bikes are becoming a favourite choice for many because of their unique blend of convenience and eco-friendliness. But do you know that they require specific care to ensure peak performance? Electric bike maintenance is important not just for longevity but for safe riding experiences as well. Let us take a look at how you can keep your electric bike in top condition.

Tips For Electric Bike Maintenance

Keeping your electric bike in optimal condition requires regular maintenance. It includes:

1. Regular Cleaning and Lubrication

Your electric bike’s drivetrain comprises the chain, cassette, and freewheel, and it is susceptible to dirt and grime buildup. Regular cleaning and lubrication can prevent this. A clean drivetrain reduces wear and maintains efficiency, which is vital as e-bikes generate more torque and can stress the mechanical parts more than non-assisted bikes.

2. Battery Care

The battery is the lifeline of your electric bike. To maximise its lifespan: 

• Keep it partially charged and store it in a cool and dry place to avoid degradation.
• Only use the charger provided with your bike to prevent damage.
• Avoid leaving the battery flat for extended periods. 

3. Tyre Maintenance

Check your tyre pressure regularly. Under-inflated tyres reduce efficiency and can drain the battery faster. On the other hand, over-inflated tyres might compromise grip and comfort, especially on rough terrains. Use the pressure indicated on the tyre’s sidewall as a guide but adjust based on weight, comfort, and the riding conditions.

4. Component Checks

Electric bikes come with hard-wearing components that are designed to handle the additional strain from the motor. Check for loose bolts and worn parts regularly, especially the chain, spokes, and wheelbase of a bike. These can affect other components if damaged. Make sure all fittings are tightened to the manufacturer's specifications.

5. Software Updates and Electrical Checks

Keep your bike's firmware up-to-date to ensure all electronic components work seamlessly. Regular checks by a professional can help diagnose issues before they become significant problems. If the bike has a walk mode, use it to rotate the wheels and chain for easier lubrication without lifting the bike.

6. Professional Servicing

Electric bike motors and batteries should never be tampered with by the owner even though they have robust construction. Consult a professional for any internal maintenance or when in doubt about the bike’s functionality. Regular service by a certified technician makes sure that internal components such as the motor and battery are correctly handled and maintained.

Conclusion

All these careful electric bike maintenance practices will help make sure that your electric bike remains reliable and enjoyable.

You must also secure robust two-wheeler insurance to safeguard your bike against unexpected repairs and replacements. It improves your peace of mind on every ride.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

When winter arrives, storing your motorcycle properly is essential to protect it from the cold, moisture, and inactivity. Poor storage can lead to rust, battery issues, and overall wear and tear, making it harder to get your bike back on the road when spring returns. With a few practical and easy-to-implement steps, you can ensure your motorcycle remains in top-notch condition throughout the winter. Here are 7 helpful tips on how to store your motorcycle for winter so you can avoid costly repairs and always keep your bike ready for the next season.

How to Store Your Motorcycle for Winter

1. Clean and Dry Your Motorcycle

Start by completely cleaning your motorcycle to remove dirt, dust, and road grime. Pay attention to hard-to-reach areas, as accumulated debris can lead to corrosion. After washing, dry your bike completely to prevent moisture from settling, which can lead to rust. Adding a layer of wax also provides extra protection against winter humidity.

2. Fill Up the Fuel Tank

If your motorcycle will sit unused for a while, fill the fuel tank to prevent rust from forming inside. Add a fuel stabiliser to keep the petrol fresh and prevent it from breaking down. Run the engine briefly to circulate the stabiliser throughout the fuel system, helping keep your engine in good shape.

3. Take Care of the Battery

Disconnect your battery to prevent power drainage during the winter. Ideally, store it in a dry, cool place where temperatures are stable. If possible, use a trickle charger to maintain a steady charge, as a discharged battery can be challenging to revive come spring. This step ensures that your battery will be ready to go when you need it.

4. Lubricate Moving Parts

During winter storage, parts like the chain, cables, and pivot points can dry out or corrode. Lubricate these components to prevent rust and keep them working smoothly. Use a quality chain lubricant and grease any exposed parts to protect against moisture and cold temperatures.

5. Check Tyre Pressure and Elevate the Bike

Cold temperatures can cause tyres to lose pressure, so inflate them to the recommended level before storing your motorcycle. If you have a motorcycle stand, use it to elevate your bike and reduce pressure on the tyres, which can lead to flat spots. Alternatively, move the bike occasionally to prevent prolonged contact with the ground.

6. Cover Your Motorcycle

Covering your motorcycle is vital to shield it from dust and moisture. Use a motorcycle cover that allows air circulation while keeping out dust and moisture. Avoid using covers made of plastic, as they can trap moisture, potentially leading to corrosion.

7. Consider Two-Wheeler Insurance

Winter storage is an ideal time to review your two-wheeler insurance policy. Comprehensive coverage can protect against unforeseen damages that might occur while your bike is in storage. In addition to storage-related incidents, bike insurance provides coverage for repairs, theft, and other potential issues, giving you peace of mind.

Conclusion

Knowing how to store a motorcycle for winter can help you preserve its condition and extend its lifespan. By cleaning, fuelling, and lubricating your bike, maintaining the battery, covering it properly, and keeping an eye on two-wheeler insurance, you’ll ensure your motorcycle remains in excellent shape throughout the winter months. A little effort now will save you from headaches and costs later, so you can hit the road confidently when warmer days return.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Motorcycles are becoming increasingly popular, but finding the right bike that checks all your boxes can be quite a task. With more options available in the Indian market than ever before, purchasing a bike that meets your requirements and budget has never been easier.

We’ve compiled a list of the best bikes under 1.5 lakh. Whether you’re an enthusiast, adventurer, or daily commuter, there’s a perfect bike out there for you! Read on to discover the best two-wheelers that deliver unbeatable performance and quality on a budget.

Top Bikes Under 1.5 Lakh in India

India is home to many of the best bikes under 1.5 lakh that can meet your specific needs. This section outlines the features of some top options:

1. Bajaj Pulsar NS200

A street bike, the Bajaj Pulsar NS200, has remained a favourite for young riders seeking a blend of power and style. It’s available in three variants and four colour options, with the Pulsar NS200 Single Channel ABS variant starting at Rs. 1,42,060. This bike is a beast on the road with a 199.5cc, liquid-cooled engine producing 24.5 PS of power.

Pros:

• Powerful engine
• Excellent handling
• Sporty design

2.  Hero Xpulse 200

This dual-sport adventure touring model is a head-turner. Riders couldn't buy a dual-sport bike under 1.5 lakh rupees in India until the launch of the Hero Xpulse 200, which changed the game completely. The bike is India’s most affordable dual-sport motorcycle.

With its 199cc single-cylinder engine, the motorcycle can reach a maximum power of 17.8 BHP at 8,500 RPM. Available in five different colours, the Hero Xpulse 200 stands tall and has great clearance.

Pros:

• FI engine
• Solid build quality
• Long suspension travel

3. TVS Apache RTR 200 4V

The list of top bikes for 1.5 lakh or less in India can’t be complete without the TVS Apache RTR 200 4V. It’s recognised as one of the best-selling naked street motorcycles with a 200cc engine.

Moreover, the bike’s features, like ride modes (Urban, Sport, Rain), a slipper clutch for smoother downshifts, and SmartXonnect Bluetooth connectivity for real-time vehicle data, make it the best deal you can have in this price range. Both racing gloss black and white are available for the TVS Apache RTR 200 4V.

Pros:

• Looks great
• Ride modes for varied conditions
• Advanced Bluetooth connectivity

4. Royal Enfield Hunter 350

One of the oldest motorcycles in the Indian market, Royal Enfield’s Hunter 350, is the most affordable Enfield you can buy. With a 349cc engine producing 20.4 PS, it’s perfect for riders who love a relaxed yet engaging ride.

Moreover, the motorcycle’s retro styling and contemporary features, like a semi-digital console and LED lighting, make it a standout option. You can purchase this extraordinary bike for approximately Rs. 1.49 lakh.

Pros:

• Classic design with modern touches
• High torque output
• Comfortable ride quality

5. Hero Xtreme 125R

For those who value comfort and style in a sporty package, the Hero Xtreme 125R is a great option. With an impressive 66 kmpl mileage and a fuel-injected engine, this bike is ideal for navigating the city’s traffic. The motorcycle comes in two variants and three attractive colours, with a starting price of Rs. 95,000.

Featuring a sporty design, LED lighting, a fully digital instrument cluster, and comfortable ergonomics, the Hero Xtreme 125R is the perfect bike for long rides.

Pros:

• Stylish and sporty design
• Feature-rich for its segment
• Excellent fuel efficiency

6. Suzuki Gixxer SF

The Suzuki Gixxer SF is another fully-faired motorcycle available for under 1.5 lakh, offering a thrilling combination of style and performance. With two variants and six striking colour options, it exudes a sporty character that stands out on the road. Powered by a 155cc, fuel-injected engine, it delivers a smooth and responsive ride, producing 13.6 PS of power for an exhilarating performance.

The bike's aerodynamic design, complemented by clip-on handlebars and sleek LED lighting, adds to its aggressive and modern appeal, making it a top contender in the sports motorcycle segment.

Pros:

• Stylish faired design
• Smooth engine performance
• Comfortable seating

Are you searching for top-notch motorcycles within a comfortable budget? Here’s our recommendation for some of the best bikes under 5 lakh in India. These two-wheelers offer superior features, impressive mileage, and unmatched performance – all without breaking the bank.

Top Bikes Under 5 Lakhs in India 2024

The following are some top contenders under 5 lakhs:

1.      Royal Enfield Super Meteor 650

Boasting a robust 648cc engine, tubeless tyres, and 6-speed transmission, the Royal Enfield Super Meteor 650 offers an exceptional long-distance riding experience. With a starting price of nearly Rs. 3.6 lakh (approximately), this cruiser motorcycle comes in three variants and a range of seven colours.

Powered by a 648cc parallel-twin BS6 engine, it churns out 47 PS of power and torque at 52.3 Nm. Moreover, the Royal Enfield Super Meteor 650 is equipped with disc brakes, dual-channel ABS, and LED taillights and headlights, ensuring maximum safety and visibility when riding.

Pros:

• A range of intersecting variants and colours to choose from
• Statement sculpted fuel tank and retro-inspired instrument panel
• Low-slung seat, wide handlebars, relaxed ergonomics, and smooth power delivery

2.      KTM 250 Duke

Offering the perfect blend of power and affordability, the KTM 250 Duke is available in a single variant with four different colours for approximately Rs. 2.2 lakhs. Powered by a 250cc liquid-cooled BS6 engine, the bike delivers approximately 30 PS and 25 Nm of torque.

In 2024, the motorcycle received a significant update, including a newly optimised cylinder head, a larger airbox, and an updated gearbox. Additionally, both power and torque output have been significantly increased.

With its all-new steel trellis frame, 17-inch alloys, curved swingarm, and new brakes, the KTM 250 Duke is lightweight, offering a better power-to-weight ratio.

Pros:

• Aggressive styling inspired by KTM's naked bike lineup, with an off-centre mounted rear monoshock
• Full-colour TFT display, LED lighting, WP suspension and effortless quickshifter
• Ergonomic structure for better grip and good mileage of approx 30 km/l

3.      Royal Enfield Himalayan 450

This adventure-ready two-wheeler is built for the challenges of mountain roads. Weighing almost 200 kg, it is powered by a 452cc BS6 liquid-cooled engine, delivering 39.47 bhp of power and 40 Nm of torque.

With a base price of Rs. 2.8 lakh (approximately), you can get its other four variants for less than Rs. 3.5 lakh. The Himalayan 450 has been updated with new bodywork and a robust setup ideal for off-roading and adventure touring. Its wheelbase and ground clearance stand at 1,510mm and 230mm, respectively, providing better traction and control.

Pros:

• Long-travel suspension and wheels with tubeless tyres
• TFT console with turn-by-turn navigation
• Upright ergonomics and a well-padded seat for long journeys

4.      TVS Apache RR 310

A bike that delivers exceptional performance and a luxurious feel, the TVS Apache RR 310 is a powerhouse in its price segment. Powered by a 312.2cc engine that produces 30 PS of power and about 29 Nm of torque, this sports motorcycle is a certified head-turner. Both variants are priced at around Rs. 2.7 to 3 lakhs (approximately).

Pros:

• Several interesting riding modes
• Split seats, bi-directional quickshifter, and strong winglets
• 6-speed gearbox offering quick speed transitions

5.      BMW G310 RR

Bringing German engineering to the entry-level sports bike segment, the BMW G310 RR is available in four appealing shades for just over Rs. 3 lakhs (approximately).

This street motorcycle is powered by a 300cc BS6 engine, delivering 33.52 bhp of power and 27.3 Nm of torque. With its attractive aerodynamic design, the bike features a body-coloured front fender, integrated LED DRL, engine cowl, a muscular fuel tank with shrouds, five-spoke alloy wheels, and many other impressive elements. You'll be amazed at how smoothly it glides over varied terrains.

Pros:

• TFT console with multiple riding modes
• An exceptional throttle response
• Excellent fit and finish with classy colours
  
  

6.      Royal Enfield Continental GT 650

Available at a starting cost of Rs. 3 lakhs (approximately) in India, the Royal Enfield Continental GT 650 comes with a cafe racer style alongside its legendary performance. The best aspect of this iconic motorcycle is how it provides a diverse range of choices with four variants and six attractive colour options, including rocker red, British racing green, slipstream blue, and apex grey.

Powered by the 648cc parallel-twin engine and fuel capacity of 12.5 litres, the Royal Enfield Continental GT 650 churns out 47 bhp of power and 52.3 Nm of torque. This middleweight bike is updated with several features and specifications, with the latest one having a round LED headlight, clip-on-style handlebar, twin-pod instrument cluster, and a USB charging port.

Pros:

• Retro styling featuring RE’s sculpted tank and clip-on handlebars
• Slightly aggressive, tucked-in riding posture and great balance
• The suspension features ‘piggy-back’ gas-charged twin shocks

Conclusion

Today, there are plenty of options to browse if you want to get your hands on a motorcycle costing less than 5 lakhs INR. From adrenaline-packed sports beasts to stylish cruisers for daily travel, there’s a bike for every rider.

Once you’ve chosen your dream bike, it is prudent to acquire suitable two wheeler insurance. A good vehicle insurance policy provides financial coverage in case of mishaps, leading to peace of mind.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

A retro bike is a kind of bicycle that combines contemporary parts with the appearance and feel of a vintage frame. In recent years, there has been a resurgence of interest in vintage motorcycles, particularly among Gen Z and millennials, who are enamored with these vehicles and are exploring the more traditional realm of motorcycles.

Riders who like to blend a traditional appearance with contemporary performance are drawn to retro bikes. There are many different types of retro bikes, ranging from vintage road bikes to mountain bikes.

List Of Retro Bikes In India

Here is a list of the 10 best retro bikes in India:             

Royal Enfield Continental GT 650

The most recent iteration of the GT 650 vintage bike has been added to the company's lineup in India. The bike has always been aesthetically pleasing, and RE added two new paint jobs with alloy wheels and a blacked-out engine cover to give it a more contemporary appearance.

The cost of the Continental GT 650 ranges from Rs. 3.40 to Rs. 3.95 lakh. This bike comes in seven distinct colors and four different variations, such as British Racing Green, Ventura Storm, Dux Deluxe, and Mr. Clean.

Key Specifications:

Ducati Scrambler Icon

The 803cc engine on this vintage motorcycle produces 71.87 horsepower. The Ducati Scrambler Icon features an anti-lock braking system with disc brakes on both the front and back ends. Certain features, such as the floating tail section, teardrop-shaped fuel tank, and round LED headlight, give the Ducati Scrambler Icon a unique appearance.

The Scrambler Icon is available from Ducati in striking, eye-catching hues like Ducati Red, Thrilling Black, and '62 Yellow. The lighter frame, redesigned swing arm, and lighter engine make this Ducati retro bike in India perfect. It boasts modern amenities such as a 4.3-inch color TFT display with phone connectivity, as well as a comfortable riding position.

Key Specifications:

BMW R nineT

The BMW Retro Bike has an 1170cc engine that delivers 107.28 bhp and 116 Nm of torque. The motorcycle features a newly designed semi-digital instrument cluster, adjustable clutch/brake levers, a USB charging port, and full LED lighting. The electronic rider aids include ABS Pro, Dynamic Brake Control (DBC), Automatic Stability Control (ASC), and two riding modes: "Rain" and "Road."

Three color options are available for the BMW R 12 9 T: Black Storm Metallic for an extra dose of style, San Remo Green Metallic for a classic yet elegant design, and Option 719 Aluminium for a streamlined image.

Key Specifications:

Norton Commando 961

A café racer that evokes the heyday of British riding, the Norton Commando 961 comes in two primary variations: the Sport and the Café Racer. Customers can select from six different colors: black with gold stripes, grey with black stripes, red with gold stripes, silver with red/black stripes, green with black stripes, and white with black stripes. Currently, only the Sport variant is available in the Indian market.

Key Specifications:

Royal Enfield Interceptor 650

The 2023 Royal Enfield Interceptor 650 maintains its recognizable, vintage appearance that was first unveiled almost five years ago, with the majority of the styling remaining unchanged. As a result, the fuel tank still uses the teardrop form, the instrument cluster is a twin-pod semi-digital unit, and the front fascia for the headlights retains its round shape.

Seven colors—black, blue, pearl, red with black, red, green, and chrome—are available for purchase in India for the Royal Enfield Interceptor 650.

Key Specifications:

Kawasaki Z900 RS

The Kawasaki Z900 RS maintains the essence of retro elegance with its classic design and sparse bodywork, reviving the allure of the Z1 900 motorcycle. Highlights of the bike include its distinctive teardrop fuel tank, circular LED headlamp, tuned stainless steel exhaust system, authentic retro design, and bullet-shaped analog instruments.

Key Specifications:

Triumph Thruxton R.

It includes a new 1200cc, liquid-cooled, parallel twin motor with about 100 horsepower. The bike sounds great with the Vance & Hines end cans; it's not loud, but it has the right tone. Although Triumph refers to this 1200cc engine as a high-power motor (HP), it also possesses powerful mid-range torque. It has more than enough reserve to pass or rescue you from a rapidly worsening situation on the road, and it can cruise comfortably between 120 and 130 kmph all day. At 203 kilograms, the Thruxton isn't exactly a lightweight bike.

Key Specifications:

Benelli Leoncino 500 

A classic neo-retro bike constructed with contemporary technologies is the Benelli Leoncino 500. Its style is reminiscent of the 1950s and 1960s "lion cub" versions produced by the Italian company. Highlights of this vintage bike include a 500cc twin-cylinder engine, a six-speed manual transmission, and a lightweight, small, and sturdy steel lattice frame.

The 17-inch cast-alloy wheels of the Benelli Leoncino 500 are perfect for riding in cities, as they have wide, grippy tires and powerful brakes.

Key Specifications:

Conclusion

Here, we highlight the best retro bikes in India, combining modern technology with classic style. Each bike's key features—such as engine capacity, mileage, price range, and design—are meticulously crafted to attract vintage motorcycle fans seeking modern performance.

However, if you’re thinking of buying a retro-style bike, it is wise to acquire two wheeler insurance to protect your investment. An appropriate insurance policy will help with regular maintenance, ensuring longevity. It shall also offer financial protection in the event of an accident, theft, or damage.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

For those looking for a performance-oriented bike, 400cc motorcycles are a good choice. These motorcycles strike a very good balance between fuel efficiency and power outputs and perform well within and outside urban settings.

With a range of diverse options available, now is the perfect time to either purchase your first bike or upgrade your current one. Read on to explore some of the best 400cc bikes in India.

List of 400cc Bikes in India

The 400cc motorcycle segment has a strong presence in India, offering a perfect balance of power, performance, and affordability. Here are some of the best 400cc bikes in India:

1. Bajaj Pulsar NS400Z

Inspired by Bajaj’s Pulsar NS DNA, this bike is built for adventure, combining solid performance with striking aesthetics. Its aerodynamic design and lightning bolt DRLs make it a head-turner.

Powered by a liquid-cooled, four-stroke engine, the NS400Z delivers a strong 40 PS of power and 35 Nm of torque. Its projector headlamps ensure excellent visibility in dimly lit conditions. Whether you're tackling high-speed highways or navigating urban jungles, the NS400Z offers sharp handling and dependable safety features, including dual-channel ABS, upside-down forks, and Nitrox rear mono shocks.

• Mileage: 34 kmpl (approx.)
• Top Speed: 154 kmph
• Kerb Weight: 174 kg

2. KTM RC 390

The KTM RC 390 is among the best 400cc bikes in India for both the daily rider and the bike enthusiast. The RC 390 delivers a powerful 43.5 PS and 37 Nm of torque. Equipped with WP Apex suspension, disc brakes with dual-channel ABS, quick MTC intervention, and a quickshifter, this bike excels in handling tight corners and tackling the track, making it a good choice for those seeking dynamic riding experiences.

• Mileage: 26 kmpl (approx.)
• Top Speed: 170 kmph
• Kerb Weight: 172 kg

3. Bajaj Dominar 400

For riders who enjoy long-distance excursions, the Bajaj Dominar 400 is a formidable option. This bike provides the ideal mix of power and comfort for cruising thanks to its powerful 373.3cc engine, which produces 40 PS and 35 Nm of torque.

The dual-channel ABS, overhead camshaft, upside-down forks, 10-step adjustable suspension, and clear white LED headlamp cluster make every ride smooth and secure. Whether you’re hitting the highways and their risky turns or taking detours from city traffic, the Dominar 400 is built to deliver.

• Mileage: 28 kmpl (approx.)
• Top Speed: 155 kmph
• Kerb Weight: 193 kg

4. Triumph Speed 400

Like other bikes in the Triumph family, the Speed 400 stands out with its elegant design, rooted in British motorcycling heritage. This bike blends retro charm, a lightweight frame, modern performance, ergonomic seating, and an accessible price point.

Among the top 400cc bikes in India, the Triumph Speed 400 is powered by a 398.15cc engine delivering 40 PS and 37.5 Nm of torque, ensuring a smooth and enjoyable ride. Its 43mm USD forks and gas mono-shock enhance rider comfort, making it perfect for both daily city commutes and leisurely weekend interstate journeys.

• Mileage: 30 kmpl (approx.)
• Top Speed: 145 kmph
• Kerb Weight: 176 kg

If you're in the market for a new motorcycle that’s powerful, stylish, and budget-friendly, the latest range of 125cc motorcycles in India is worth exploring. These bikes are ideal for regular commutes to work and leisurely rides alike.

They are fuel-efficient, offer great performance, and are easy to operate. With so many options available in the market, it is sometimes hard to decide which model is most suitable. Read on to explore the best 125cc bikes in India.

List of 125cc Bike Models in India

In India, the 125cc segment is best known for its versatility. Whether your priority is mileage or aesthetics, there’s a perfect bike for you.

1. TVS Raider 125

TVS has shaken up the commuter bike segment with its Raider 125, offering a blend of functionality and sporty appeal. The sharp design and vibrant colour options make it a standout choice, whether navigating weekday traffic or heading out for a weekend adventure. Its sporty nature, combined with a commendable fuel economy, ensures it remains a top contender. Its features make it one of the best 125cc bikes in India.

• 8cc, air and oil-cooled engine
• Reaches a top speed of 99 kmph
• Drum brake with synchronised braking technology
• Mileage: 56 kmpl

2. Bajaj Pulsar NS125

If you are a fan of Bajaj Pulsar’s iconic design but prefer a lighter and more affordable version, the NS125 might be worth looking into. Available in four classic colours in metallic shades, it is aimed at young riders looking for good performance without spending too much. Its aggressive yet nimble design and punchy engine make it popular among city users.

• Advanced instrument console with Bluetooth and infinity twin-strip LED tail lamp
• Has a 124.45cc, air-cooled, DTS-i engine, nitrox suspension, and anti-skid braking system
• Reaches top speeds of 103 kmph and maximum power of 8.82 kW @8500 rpm
• Mileage: 46.9 kmpl

3. Bajaj Pulsar 125

The Pulsar 125 continues the legacy of Bajaj’s popular series with its practicality and attractive design. True to its lineage, the Pulsar 125 combines functionality, dependability, and a stylish appearance, making it a fantastic choice for daily use.

• While the 124.4cc, air-cooled engine gives a power-packed performance, the quick anti-skid braking offers superior control
• Features convenient split-grab rails and contoured, split-seats that keep you steady as the bike picks up top speeds of 99 kmph
• Neon headlights for a better riding experience at night
• Mileage: 50 kmpl

4. Honda SP 125

The Honda SP 125 is a fusion of efficiency, practicality, and style. Renowned for its reliable engine and advanced features, this bike is ideal for modern riders seeking comfort, durability, and aesthetics – all in equal measure.

• Features an ACG starter motor and 123.94cc, air-cooled engine; reaches top speed 100 kmph
• Its 11.2L fuel tank features a bold and distinctive design
• Features a digital display, LED lights, and uniquely positioned tail lamps
• Mileage: 64 kmpl

5. Hero Glamour XTEC

Hero has elevated the game with the Glamour XTEC, offering a blend of style, safety, and advanced features. With its superior riding experience, this bike is the complete package, earning its place among the best 125cc bikes in India.

• Top-of-the-line features like Bluetooth navigation and a mileage indicator with an eco-mode
• Focus on style and practicality with its 124.7cc, air-cooled engine and stylish fuel tank design.
• Has a 5-speed gearbox and goes up to a top speed of 95 kmph
• Mileage: 54 kmpl

6. Hero Xtreme 125R

The Xtreme 125R is another standout addition to the Hero lineup. It blends sporty aesthetics with a powerful engine, making it a perfect choice for those who enjoy both city commuting and weekend-long rides.

• A fuel-efficient 124.7cc, air-cooled engine that promises superior fuel economy.
• Striking appearance featuring a sporty muffler cover and three classic colour tones to choose from
• Spirited performance with a top speed of 95 kmph
• Mileage: 66 kmpl