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  • Tips for Safe Night-time Bike Riding

    by User Not Found | Mar 24, 2025

    Riding a bike during nighttime may be thrilling, but it can also be dangerous. It can be difficult biking during daytime when there are other vehicles on the road, while night brings in darkness, rendering visibility poor. However, if you take some important safety precautions, biking during night can be safe and a memorable experience. Let's learn safe nighttime bike riding techniques.

    How to Ride Safely at Night?

    1. Prioritise visibility

    Making yourself and your bike visible is crucial when riding at night. It is imperative that your bike has functioning headlights and taillights. To make yourself visible to other drivers, wear reflective helmets, coats, and stickers.

    1. Correct position of headlight and taillight

    For your safety, it is crucial to operate your bike’s headlight correctly. Set the height of your headlight to completely illuminate the road ahead but without blinding incoming traffic. To let cars approaching from behind be aware of your presence, make sure your bike's taillight is also visible and bright.

    1. Drive slowly

    The speed you are biking in at night is also quite crucial. The likelihood of accidents increase when you speed in low visibility conditions. You'll be safer if you limit your speed as you'll have ample time to manoeuvre sudden bends, potholes, and incoming traffic.

    1. Ride on the side of the road

    Traffic on the roads at night may be thin, but you shouldn't ride your bike outside of your lane. Remain in your lane and ride on the correct side of the road at all times. You can avoid unexpected collisions and maintain a safe distance from other cars by adopting this stance.

    1. Stop and rest on time

    Long trips can cause fatigue and travelling at night when tired can increase the risk factor. Hence, it's vital to take breaks and rest. Doing so can help you stay aware in addition to relieving physical exhaustion.

    1. Take advantage of a two wheeler insurance plan

    It takes more than caution to prevent accidents. It is also essential to get a good two wheeler insurance plan. In addition to guaranteeing your financial wellness in the event of an accident, insurance also reimburses your medical bills. Make sure you fully comprehend the terms and coverage limitations of the insurance policy you choose.

    1. Follow road signs

    It can be difficult to read and comprehend traffic signs at night compared to daytime. Therefore, pay close attention to traffic signs and directions. By following such indicators, you can stay on a safe zone. Particular caution should be exercised in hazardous places, sharp turns, and zebra crossings.

    1. Know the route in advance

    Always try to know the route in advance when travelling at night. When venturing to a new place, trace out the route in advance and stay away from unfamiliar or dangerous roads. Doing so will help you to handle any unforeseen obstacles.

    1. Do not ride in rain or fog

    Avoid riding at night in the rain or fog. Such weather makes visibility even less and raises the possibility of accidents. Control your bike's speed and take all necessary safety precautions even if there is an emergency situation.

    1. Use a safe helmet

    Whether daytime or nighttime, wearing a helmet is always recommended. For nighttime riding, select a safe helmet with reflective material. This ramps up your protection level and makes you easily visible. Wearing a helmet and reflective clothing can help you avoid collisions.

    1. Use professional safety equipment

    Riding a bike at night will be safer if you have put on specialised safety gear. They include knee guards, goggles, and gloves. Wearing specialised safety equipment will also help improve your balance and control.

    1. Is it safe to bike at night?

    “Is biking at night safe?” This is a common question. Yes, provided you take appropriate safety measures and make use of appropriate gear. If you are worried about is it safe to ride a bike at night, this depends entirely on the kind of safety precautions you take.

    Conclusion

    Riding a bike at night can be thrilling but it must involve a lot of caution. Use the appropriate equipment, abide with safety regulations, and speed within manageable limits. You can increase everyone's safety on the road by adopting appropriate safety precautions.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • How to Get a Fancy Number for a Bike in Maharashtra?

    by User Not Found | Mar 24, 2025

    Obtaining a fancy number for your two-wheeler in Maharashtra is a straightforward process. Many people invest significantly to secure unique registration numbers that give their vehicles a distinctive identity. By following the proper steps and meeting all the prerequisites, you can successfully acquire a unique registration number for your bike.

    Read on to understand how to get a fancy number for a bike in Maharashtra.

    How To Get A Fancy Number For Two Wheeler In Maharashtra?

    To begin the process, log in to the official 'Vahan' portal and bid for your desired fancy number by quoting your bid amount. If your bid is the highest, you will be allocated that number. You can check the availability of VIP or fancy numbers on the Parivahan website or visit a nearby RTO in Maharashtra.

    Ensure that all your documents, including proof of identity, address, and two-wheeler insurance, are up to date for the paperwork. Once you have completed the payments and necessary procedures, the RTO will issue your fancy number.

    Additionally, vehicles with fancy number plates must be equipped with HSRP (High-Security Registration Plates), as this is a mandatory requirement for all vehicles.

    The waiting time for receiving the number plate is approximately 5 days.

    Conclusion

    By logging into the 'Vahan' portal and participating in the auction, you can bid for and potentially acquire a unique registration number that enhances your bike's identity. Along with securing a distinctive number, it is essential to have valid bike insurance to comply with legal requirements and protect yourself against unforeseen risks. Ensure that all your documents, including insurance, are updated and follow through with payment and registration procedures promptly. Additionally, make sure the vehicle registration is completed within the 30-day reservation period to avoid any complications.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • How to Get a Fancy Bike Number in Tamil Nadu?

    by User Not Found | Mar 24, 2025

    Many people look for getting a bike fancy number Tamil Nadu for their two-wheelers. However, the question is how to get a fancy number for a bike in Tamil Nadu. This blog explores this question.

    How to Get a Fancy Two-Wheeler Number in Tamil Nadu

    The first step is to notify the RTO through an application for a fancy number. You have to submit a set of papers to the transport authorities for the fancy number.

    You may wonder if there are too many people seeking the same number you chose. If so, you need to be aware of how to get a fancy number for a bike in Chennai. A bike owner paying the higher amount will become the owner of the said number.

    Conclusion

    Any new motorbike is good to go on the road if it is registered and has two wheeler insurance. This ensures you are covered against accidents, thefts and damage.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Bike Road Tax in Bihar: Charges & Payment

    by User Not Found | Mar 21, 2025

    In Bihar, a road tax is levied on every motor vehicle. A two-wheeler road tax in Bihar helps vehicle owners comply with laws concerning the state. Payment of road tax can be done online or offline, in cash or through a demand draft.

    Two-Wheeler Road Tax in Bihar

    A bike road tax in Bihar is levied based on the ex-showroom price of your bike. The costlier your bike, the higher the rate of tax you pay.

    The road tax rate for two-wheelers in the state is as follows:

    ₹1,00,000 or less---------------------8%

    Between ₹1,00,000 to ₹8,00,000------------------9%

    Between ₹8,00,000 and ₹15,00,000----------------------10%

    Above ₹15,00,000-------------------------12%

    For example, if you buy a ₹ 80,000 motorcycle, you would pay 8% of the ex-showroom price, which is ₹ 6,400. If the motorcycle costs ₹ 1,50,000, you pay a 9% charge, which is ₹ 13,500 as road tax.

    Conclusion

    Bike owners can pay their road tax by visiting the RTO concerned or paying it online. Remember that two-wheeler insurance is necessary before hitting the roads to secure your bike against damages, theft and accidents.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Road Tax for Bikes in Andhra Pradesh

    by User Not Found | Mar 21, 2025

    Understanding the road tax system for bikes in Andhra Pradesh is essential for any two-wheeler owner. And that is why we are here with this guide about road tax for bikes in Andhra Pradesh. It is designed to help you understand the road tax details and plan your finances accordingly. Read on.

    Road Tax in Andhra Pradesh for Two-Wheelers

    Two-wheeler road tax in Andhra Pradesh varies based on the vehicle's age. Here are more details:

    • New Vehicles: These are charged 9% of the vehicle cost. It ensures a straightforward calculation for new buyers.
    • Vehicles under two years: The tax rate is 8% of the total cost of the vehicle.
    • Aged 2-3 years: The tax drops to 7%, and it reflects the decreasing value.
    • Aged 3-4 years: These bikes see a tax rate of 6%.
    • Aged 4-5 years: The rate further reduces to 5%.
    • Aged 5-6 years and onwards: The pattern continues with the tax decreasing incrementally by 0.5% every year until it stabilises at 1% for bikes over 11 years old.

    Conclusion

    Andhra Pradesh's bike road tax is easy to understand because the tax system is transparent. Understand it well so that you can manage your financial obligations effectively. Make sure to complement your bike purchase with a robust bike insurance policy for financial coverage against damages, accidents and theft.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Vintage Style Bikes Guide

    by User Not Found | Mar 21, 2025

    Vintage bikes hold a special place for many riders, offering a glimpse into the past with their unique designs and mechanical charm. These bikes symbolise a time when style, adventure, and workmanship were key and were more than just means of transportation. Whether you’re a collector, a rider, or simply someone who appreciates classic designs, vintage bikes have a timeless appeal.

     

    All You Need to Know About Vintage Bikes

    Owing to their rough appeal and charm, vintage-style bikes have a deep history and still attract riders. Everything you need to know about these motorcycles is as follows:

    What Makes a Bike Vintage?

     

    • A bike is considered vintage if it’s at least 20-30 years old.
    • They feature classic designs, such as chrome finishes, round headlights, and unique body shapes often not seen in modern bikes.

    Types of Vintage Style Bikes

     

    • Classic Cruisers: Known for their relaxed riding position and heavy-duty frames, these bikes are perfect for long, comfortable rides. Brands like Royal Enfield and Jawa have made their mark with iconic cruisers that are still popular today.
    • Cafe Racers: These bikes were originally customised for speed and style. They have a minimalist look and low-riding positions.
    • Chopper Bikes: With extended forks and one-of-a-kind body designs, chopper bikes became a symbol of freedom and individuality.
    • Scramblers and Enduros: Built for off-road adventures, these bikes have a rugged, go-anywhere design.
    • Touring Bikes: They are designed for long journeys and feature larger engines, comfortable seating, and extra storage options.

    Why Choose a Vintage Bike?

     

    • Classic Style: Vintage bikes often have a distinctive and timeless look that modern bikes simply can’t match.
    • Sound and Feel: Vintage bikes offer a raw, mechanical sound that modern bikes can’t replicate.
    • Simplicity: Older bikes have fewer electronic components, making them easier to repair and maintain.
    • Heritage: Riding a vintage bike means you’re part of a long-standing tradition.

    Conclusion

    Vintage bikes offer more than just a means of transport as they are a part of history. With their classic designs, raw engine sounds, and mechanical simplicity, these two-wheelers provide a riding experience that modern motorcycles can’t quite capture. To ensure your vintage bike stays protected, getting two-wheeler insurance that covers its value and any potential repairs is always a good idea.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Stunt Biking Details To Know

    by User Not Found | Mar 21, 2025

    Stunt biking is an exciting and daring sport that requires skill, balance, and practice. Riders perform impressive tricks and stunts using specially designed bikes. It has gained popularity worldwide, with competitions and events showcasing incredible performances. However, stunt biking is not just about looking cool; it demands dedication, safety precautions, and the right equipment. All the details you need to know about stunt biking will be covered in this blog.

    What is Stunt Biking?

    Stunt biking, also known as freestyle biking, is a form of cycling that focuses on performing tricks rather than just riding. It is commonly done using BMX (Bicycle Motocross) bikes or modified motorcycles for extreme stunts.

     

    Types of Stunt Biking

     

    • BMX Stunt Biking: This type of stunt biking is performed on lightweight, small-framed bikes, primarily in skate parks or on dirt tracks. Riders execute jumps, spins, and flips using ramps and obstacles to showcase their skills.

     

    • Motorcycle Stunt Riding: This involves performing tricks on motorcycles, such as wheelies, stoppies, and burnouts. It requires precise control, balance, and a strong understanding of bike handling to execute stunts safely.

     

    • Street Stunts: These stunts take place in urban environments, where riders use staircases, railings, benches, and other city structures to perform tricks.

     

    • Flatland Stunts: Performed on a smooth, open surface, flatland stunts focus on balance and technical skills rather than ramps or jumps. Riders manipulate their bikes using precise body movements, often standing on the frame or spinning the bike while maintaining control.

     

    Common Tricks in Stunt Biking

     

    Trick Name

    Description

    Wheelie

    Lifting the front wheel while riding on the back wheel

    Stoppie

    Lifting the back wheel by applying the front brake

    Bunny Hop

    Jumping the bike into the air without using a ramp

    Barspin

    Spinning the handlebars in mid-air

    Tailwhip

    Spinning the bike frame while holding the handlebars

     

    Safety Tips

     

    • Always wear a helmet, gloves, and knee and elbow pads.
    • Practice in a safe and controlled environment.
    • Start with basic tricks before attempting advanced stunts.
    • Regularly check your bike for any damages.
    • Learn how to fall safely to avoid serious injuries.

    Conclusion

    Stunt biking is a thrilling sport that combines skill, creativity, and adrenaline. Whether on a BMX bike or a motorcycle, riders must prioritise safety while mastering new tricks. With practice and dedication, anyone can enjoy the excitement of stunt biking while staying safe on the road or in the park. It is also a good idea to get bike insurance to protect against damages or accidents, giving riders extra peace of mind.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Scrambler Bikes In India

    by User Not Found | Mar 21, 2025

    Scrambler bikes have become quite popular in India, appealing to many riders due to their versatility. These motorcycles are good for handling various terrains, from rough, off-road trails to smooth city streets. Combining rugged looks with powerful engines, scramblers offer the perfect mix of adventure and style.

    Best Scrambler Bikes in India

    Here are some of the top scrambler bikes currently available in the Indian market:

    1. Royal Enfield Scram 440

    Engine: 443cc single-cylinder

    Power: 25.4 bhp

    Torque: 34 Nm

    Features:

    • Long-travel suspension for better off-road handling.
    • Dual-purpose tyres for both on-road and off-road use.
    • Rugged design built for adventure.

     

    Price Range: ₹2.08 lakh to ₹2.15 lakh

    2. Yezdi Scrambler

    Engine: 334cc single-cylinder

    Power: 28.7 bhp

    Torque: 28.2 Nm

    Features:

    • Retro design that blends classic and modern styles.
    • Modern technology for better performance.
    • Affordable pricing for entry-level scrambler riders.

     

    Price Range: ₹2.12 lakh to ₹2.18 lakh

    3. Triumph Scrambler 900

    Engine: 900cc parallel-twin

    Power: 64.1 bhp

    Torque: 80 Nm

    Features:

    • Dual-purpose tyres ideal for off-road and on-road performance.
    • Ergonomic design for comfort during long rides.
    • Premium build quality with attention to detail.

     

    Price Range: ₹9.89 lakh

    4. Brixton Crossfire 500

    Engine: 486cc inline twin-cylinder

    Power: 46.9 bhp

    Torque: 43 Nm

    Features:

    • Dual-channel ABS for enhanced safety.
    • Digital instrument console providing essential riding information.
    • Single-seat configuration for a minimalist design.

     

    Price Range: ₹4.74 lakh onwards

    5. Honda CB350 Scrambler

    Engine: 350cc single-cylinder

    Power: 20.7 bhp

    Torque: 29.4 Nm

    Features:

    • Retro styling combined with modern technology.
    • Comfortable suspension for a smooth ride.
    • Digital display for practicality and ease of use.

     

    Price Range: ₹2.00 lakh to ₹2.17 lakh

    Conclusion

    Scrambler motorcycles are the perfect choice for riders who want the freedom to explore both city streets and rough trails. With their blend of power, durability, and style, scramblers are an excellent investment for anyone seeking versatility in their motorcycle. As the segment continues to grow, newer models and innovations will enhance the experience for adventure riders in India. When buying a scrambler, getting bike insurance online is important to protect your bike, ensuring you can enjoy your adventures without worry.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Top Bike Brands In India

    by User Not Found | Mar 21, 2025

    India has a thriving motorcycle market with numerous models catering to different riding needs, from daily commuters to high-performance sports bikes. Several Indian bike brands dominate the industry, offering reliable and fuel-efficient motorcycles. Whether you're looking for affordability, power, or comfort, India’s top two-wheeler manufacturers have something for everyone.

    List of Top Bike Brands in India

    Some of the top bike brands in India are —

     

    1. Hero MotoCorp: Hero MotoCorp has emerged as the world's largest bike manufacturer. Initially a joint venture with Honda, it now operates independently. The brand also has a worldwide presence.

     

    1. Bajaj Auto:  The brand is established well in local and international markets. Its motorcycles, like the Pulsar and Dominar, are very popular. People mostly choose this brand's bikes for their versatile performance.

     

    1. TVS Motor Company: TVS also manufactures bike parts. It has built key partnerships, including one with BMW for premium bikes. The brand has grown its lineup with models like the Apache, which are favoured by young riders.

     

    1. Royal Enfield: Royal Enfield retains a legacy with its Bullet series and is the oldest bike manufacturer in the world. They are credited with producing the Bullet 350—one of the longest-selling motorcycle models. They are traditionally known for their classic designs. However, recent models have incorporated modern technology to maintain their status as a premium bike manufacturer.

     

    1. KTM India: KTM is an Austrian brand noted for its distinctive styling and robust performance. Favoured by the younger demographic, KTM bikes are designed for both street riding and off-road conditions. They combine speed and control, which makes them popular among adventurous riders.

     

    1. Suzuki Motorcycle India Private Limited: After parting ways with TVS, Suzuki re-entered the Indian market independently in 2006. They specialise in entry-level sports bikes and scooters like the Access 125.

     

    1. Honda Motorcycle and Scooter India Pvt. Ltd.: Honda Motorcycle has become synonymous with reliability and innovation in India. They continue to lead with a range of bike models designed to meet the needs of various riders.

    2. Mahindra Two Wheelers Ltd.: Part of Mahindra & Mahindra, this subsidiary focuses on manufacturing bikes designed for India’s rugged terrains. The brand is known for models like the Centuro, and they have received several awards for their strong vehicles suitable for tough Indian roads.

    Conclusion

    Choosing the right bike from the leading bike brands in India is just the first step toward a fulfilling ride. Equally important is securing your investment with comprehensive bike insurance. This protects against unforeseen incidents like accidents or theft and covers potential financial liabilities towards others. Bike Insurance also ensures peace of mind by helping you stay legally compliant and prepared for the road ahead..


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • VIP Number for Bike in Delhi: Process & Cost

    by User Not Found | Mar 21, 2025

    Securing a VIP number for a bike in Delhi has become a popular trend among bike enthusiasts and collectors. This distinct registration number imparts personalisation and raises the value of the vehicle. If you are interested in getting a unique or fancy number, here is how to get a fancy number for a bike in Delhi.

    How To Get A Fancy Number For Two Wheeler In Delhi?

    Getting a VIP number for a bike consists of a few systematic steps, including registration on the e-auction website, participating in the bidding process, and receiving an allotment letter.

    . Below are five categories of VIP registration marks, each with its corresponding minimum base price.

     

    • 0001: Rs 5 lakh
    • 0002 to 0009: Rs 3 lakh
    • 0010 to 0099, 0786, 1000, 1111, 7777 and 9999: Rs 2 lakh
    • 0100,0111,0200,0222,0300,0333,0400,0444,0500,0555, 0600, 0666, 0700, 0777, 0800, 0888, 0900, 0999, 2000, 2222, 3000, 3333, 4000, 4444, 5000, 5555, 6000, 6666, 7000, 8000, 8888, 9000, 0101, 0108, 1008, and 1313: Rs 1 lakh
    • Any other series not listed in the above categories and is desired by the applicant as a special request - Rs 20,000

    Here is a guide on how to get VIP number for a bike in Delhi.

    Step 1: Registration

    Start by registering on the Vahan Parivahan website's e-auction page and getting your Unique Authorization Number (UAN). Then, you must pay a non-refundable e-commerce fee of Rs.1000 online.

     

    • The registration window remains open for three days from the start of the online auction process. Bidding takes place over the following two days after the list of available numbers is released. The process remains accessible even on gazetted holidays.
      • Registration Timing: 06:00 am of day 1 to 12:00 midnight of Day 3
      • Bidding: After 12 pm of Day 3 to 5 pm of Day 5
    • If the numbers are still available, the bidding timing can be extended by a few minutes, 30 minutes being the maximum extension limit.
    • The applicant should deposit the minimum reserve price for the number through a demand draft issued in the name of "Director of Transport, Governor of NCT of Delhi" by any nationalised bank.
    • The application form is held with the DTIDC,i.e., Delhi Transport Infrastructure Development Corporation. After receiving the DD, the DTIDC provides the payment confirmation receipt. Immediately after paying Rs. 1,000 for registration online, the applicant receives a UAN number via SMS.
    • Documents such as the residential address of the person under whom the vehicle is registered should also be submitted along with the DD.
    • Fill in the draft details on the left side of the e-auction website or enter UAN details on DD. After completing this process, the applicant will receive a username and password via SMS.

    Step 2: Join Bidding

    Once the registration period ends on the third day, the bidding process begins on the fourth day and continues until the fifth day, conducted online at the specified times. To participate in the bidding, use the allocated username and password.

     

    • Go to "Select mark of choice" to check the list of available options. You can also add your desired number option placed at the bottom. Its reserve cost is shown against it.
    • A person can choose up to 10 numbers. If the number you are interested in is listed, it means someone else has also selected it, increasing the competition for that number. We recommend selecting a maximum of 10 numbers from the list to ensure you have more options if the price for your preferred number exceeds your budget.

     

    Participation in the bidding process is competitive. Therefore, a clear strategy will help you get your desired VIP number.

    Step 3: Receiving Your Allotment Letter

    After successfully bidding and securing the VIP number, the applicant will receive a note of confirmation via SMS. The final step is to present the confirmation letter to the vehicle dealer, who will register the vehicle with the assigned number.

    To obtain this letter, visit the DTIDC office on any working day within five days of the number allocation. If the letter is not collected within this period, the number will be cancelled, and no refund will be issued.

    Winning bidders must pay the remaining balance via demand draft within five working days. This payment confirms the applicant's right to the number.

    After completing the above steps, it's crucial to ensure that your bike is covered under two-wheeler insurance. This not only protects your investment but is also required by the Motor Vehicles Act, 1988. Make sure the policy is current and provides coverage for all potential liabilities.

    Conclusion

    This blog detailed how to apply for a VIP number for a bike in Delhi. By following the steps outlined and keeping all the requirements in mind, you'll be able to secure that distinctive number that sets your bike apart.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Two-Wheeler Road Tax in Uttar Pradesh

    by User Not Found | Mar 21, 2025

    The state of Uttar Pradesh proudly flaunts a beautiful network of roads and highways that are maintained with the help of the state government. These thoroughfares intertwine and connect the state's cities, major districts, and villages. The government collects road taxes for the upkeep of these roads. Hence, like all other vehicles, two-wheeler road tax in UP must be paid.

    Road Tax in Uttar Pradesh for Bikes

    Let’s understand the road tax structure for two-wheelers in Uttar Pradesh:



    • The bike road tax in Uttar Pradesh is divided into various categories. 
    • A motorbike weighing 90.72  kg will need to pay INR 150. 
    • If a bike costs under INR 2 lakh, the state government levies a tax of 2% of the bike’s value.
    • If the cost is between INR 20,000 and INR 60,000, the taxes are 4% of the vehicle cost. 
    • If the value is between INR 60,000 and 2 lakh, 6% is paid as taxes.
    • A value above INR 2 lakh will attract an 8% bike road tax in Uttar Pradesh.

    Conclusion

    Thousands of two-wheelers ply on the road of UP and they all contribute to the state revenue by paying road taxes. Further, the Motor Vehicles Act mandates bike insurance for compliance with law and to safeguard the owner and bike.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Two-Wheeler Road Tax in Kerala

    by User Not Found | Mar 21, 2025

    Road taxes levied on vehicles help the government to upkeep and maintain the condition of the roads for convenient and smooth vehicular movement. Hence, it is mandatory to pay two wheeler road tax in Kerala to remain free from legal complications.

    Road Tax in Kerala for Bikes

    Bike road tax in Kerala depends on the kind of bike and its cost. A bike that costs INR 1 lakh or lower needs to pay 8% in road taxes. Likewise, a bike costing between INR 1 lakh and INR 2 lakh needs to pay 10% as road tax. The two wheeler road tax in Kerala for Rs. 2 lakh is charged at 20%. 

    Conclusion

    Apart from paying your road taxes regularly and within the validity period, remember to avail yourself of bike insurance as this document will safeguard your bike from damages in case of an accident or other liabilities, such as injuring a pedestrian accidentally.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Different Types of Bike Wash

    by User Not Found | Mar 21, 2025

    Keeping a bike clean is an important aspect of bike maintenance, whether it's an expensive sports bike or a mid-range everyday commuter bike. Regular washing can help improve the bike’s appearance and prolong its lifespan by preventing corrosion and wear caused by grime and dirt.

    In India, where dust and pollution can accumulate quickly, it is crucial to understand the different   and their benefits.

    List of various types of bike wash

    You can choose the appropriate bike cleaning method based on the amount of time, budget, and tools you have. Some of the methods of bike cleaning are:

    1.       Water wash

    The simplest method of bike cleaning is the water wash. It involves rinsing the bike with water and then scrubbing it with a soft brush or cloth. You can use a water wash to remove light dirt, handprints, and dust. However, it may not be sufficient for stubborn grime and stains.

    2.       Shampoo wash

    Shampoo wash is one of the most popular, hassle-free, and affordable types of bike wash. The process involves using a bike shampoo mixed with water to break down dirt and grease. It’s essential to use a shampoo designed for vehicles to prevent paintwork damage.

    3.       Foam wash

    The bike foam wash comprises a cannon or spray to apply thick foam over the bike. The unique formulation clings to the surface longer than shampoo, loosening dirt and grime efficiently. The process is more expensive than shampoo wash but useful for deep cleaning.

    4.       Dry wash

    For quick wiping, dry wash products can be sprayed directly onto the bike's surface and wiped off with a microfiber cloth. This method is ideal when water access is limited or you need to clean your bike on the go.

    5.       Kerosene/diesel wash

    While not commonly recommended due to potential damage to paint and seals, some people use kerosene or diesel for heavy-duty cleaning of the engine and chain. It’s crucial to rinse thoroughly afterward to avoid residue.

    6.       Pressure wash

    Pressure washers can be effective in removing stubborn dirt. However, you must maintain a safe distance from components that can be damaged under pressure. A medium-pressure setting is recommended to prevent any damage to bike components.

    Conclusion

    Based on the extent of dirt and grime, you can easily alternate between these various types of bike washes. Regular cleaning enhances your bike's appearance and lets you spot potential issues before they escalate.

    While regular bike washes are important, it's also wise to prioritise routine maintenance and a comprehensive bike insurance policy. An all-inclusive insurance plan will safeguard your investment against unpredicted damages or accidents, allowing you to ride with peace of mind.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Guide to Different Types of Two-Wheeler Batteries

    by User Not Found | Mar 21, 2025

    Updated on - 6 May 2026

    From daily commutes to long trips, modern two-wheelers rely heavily on their batteries to deliver optimal performance and range. With different types of bike battery technologies emerging every year, it’s important to stay updated on the available options so you can choose the one that best suits your riding goals and preferences.

    Read on to discover the various types of batteries.

    List of Various Types of Two-Wheeler Batteries

    Here are the bike battery types available in the market:

    Conventional Lead-Acid Batteries

    These classic batteries remain popular due to their affordability and widespread availability. They contain lead plates submerged in sulphuric acid, delivering reliable performance for standard motorcycles. However, they require regular maintenance, such as monitoring fluid levels and adding distilled water to prevent damage.

    Maintenance-Free Batteries

    As the name suggests, maintenance-free batteries do not require regular water top-ups. Built with sealed technology, they typically offer better reliability and may last longer if used properly, making them ideal for modern biking experiences. The design prevents acid leaks, protecting valuable inner elements from corrosion.

    Gel Batteries

    Gel batteries use a gel-like electrolyte instead of liquid, which helps resist vibration and ensures efficient performance in extreme temperatures. Although they are less frequently used in motorcycles than AGM batteries, they are appropriate for situations needing consistent performance and vibration resistance.

    AGM (Absorbed Glass Mat) Batteries

    AGM batteries are among the most widely used types of batteries used in two-wheelers in the market, featuring fibreglass mat technology that holds the electrolyte. These advanced power sources provide high performance, excellent vibration resistance, and minimal maintenance requirements. AGM batteries are also less prone to sulfation—a common issue that affects battery lifespan.

    Lithium-Ion Batteries

    These are the latest advancements in motorcycle batteries, contributing significantly lighter weight. Even if they have a longer lifespan and improve performance, their higher initial cost does not always translate into lower total ownership costs. Lithium-ion batteries are increasingly popular among sportbike enthusiasts due to their efficiency and reduced weight.

    Conclusion

    The right battery can significantly improve your two-wheeler’s performance and riding experience. Make sure to choose one that will add value to your overall investment. Just as you prioritise high performance and reliability for your bike, it’s equally important to protect it long-term with comprehensive coverage.

    You can get a suitable bike insurance online that covers accidents, own damage, and theft. By pairing a dependable battery with a tailored insurance plan, you can ride with peace of mind.

     

    FAQs

    1. What is a maintenance-free (MF) battery?

    A maintenance-free (MF) battery is a sealed battery that doesn't require regular water top-ups because it's made to hold onto its electrolyte and function without regular maintenance.

    2. Which battery type is best for regular bikes?

    For everyday bikes, AGM batteries are usually the best option because of their dependability, low maintenance requirements, and excellent performance.

    3. Which battery is best for electric scooters?

    Since they are lighter, charge more quickly, and have a longer lifespan than conventional battery types, lithium-ion batteries are ideal for electric scooters

    4. Which battery requires the least maintenance?

    Lithium-ion batteries typically need the least amount of maintenance. This is because they are completely sealed with no liquid electrolyte to monitor, and also perform consistently.

    5. Does battery type affect comprehensive bike insurance?

    The kind of battery has no direct bearing on comprehensive bike insurance, but it may be covered in electric two-wheelers based on the policy conditions and add-ons.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. Please read the sales brochure/policy wordings carefully for detailed information about on risk factors, terms, conditions and exclusions. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Two-Wheeler Road Tax in Telangana

    by User Not Found | Mar 21, 2025

    A one-time bike life tax in Telangana is levied when you buy a new bike or renew a vehicle's registration with the state. The tax depends on the age of the two-wheeler, its cost, the capacity of the engine, and whether the vehicle will be used for personal or commercial purposes.

    Telangana Road Tax for Bikes

    The two-wheeler road tax in Telangana depends on the age of the vehicle. It is collected as a percentage of the original cost of the bike. The newer the vehicle, the higher the percentage levied. 

    Tax slabs for two-wheelers in the state are as follows: 

                                       

    Age of Vehicle       

    % of vehicle cost ( Lifetime Tax) costing less than Rs 50,000

    % of vehicle cost ( Lifetime Tax) costing more than Rs 50,000

    Brand New Vehicle (First-time registration)  

    9%

    12%

    Less than 2 years   

    8%

    11%

    2-3 year

    7%

    10%

    3-4 years

    6%

    9%

    4-5 years

    5%

    8%

    5-6 years

    4%

    7%

    6-7 years

    3.5%

    6.5%

    7-8 years

    3%

    6%

    8-9 years

    2.5%

    5.5%

    9-10 years

    2%

    5%

    10-11 year

    1.5%

    4.5%

    Above 11 years         

    1%

    4%

    Conclusion

    Paying two-wheeler road tax in Telangana is the most essential duty of bike owners to ride legally on the roads. Timely payment helps avoid penalties. Besides, maintaining updated two-wheeler insurance protects against accidents, damages, and theft.

  • Motorcycle Helmet Size Guide: Measure & Fit

    by User Not Found | Mar 21, 2025

    Selecting the correct motorcycle helmet is crucial for both rider safety and comfort during journeys. However, accurate head measurement and helmet size selection are common points of confusion for many riders. This guide will walk you through a motorcycle helmet size guide, helping you make a better decision and enjoy a safe and comfortable ride.

    Step-by-Step Guide for Choosing a Motorcycle Helmet

    Use this motorbike helmet size guide to ensure a perfect fit for optimal safety and comfort.

    Measure Your Head

    Accurately measuring your head is the most crucial step in choosing the right motorcycle helmet. A soft measuring tape should be wrapped around the broadest area of your skull, directly above your ears and eyebrows. Measure in centimetres, which is the standard unit. The following is a general size guide:

    • Small (53-54 cm)
    • Medium (55-56 cm)
    • Large (57-58 cm)
    • X-Large (59-60 cm)

    However, as sizing may vary between brands, always refer to the specific brand's size chart for the most accurate fit.

    Try the Helmet On

    The helmet should fit snugly around your head without being uncomfortably tight. It should feel secure and well-fitted, with no noticeable pressure points. For full-face helmets, check that the chin bar is not pressing against your skin, as this could become uncomfortable during long rides. For open-face helmets, ensure the sides do not press tightly against your ears.

    Check the Fitment of the Strap

    The strap should be snug and securely fastened without causing discomfort. A well-adjusted chin strap ensures the helmet stays in place during an accident. Ideally, you should be able to fit one finger between the strap and your chin for a comfortable yet secure fit.

    Test the Helmet for Comfort

    The final step in choosing a helmet is to ensure it is comfortable for long rides. Wear the helmet for 15–20 minutes to check for any pressure areas or discomfort before making your final decision.

    Pay attention to areas where the helmet touches your head, especially the forehead, ears, and neck. If the helmet is uncomfortable, consider adjusting the fit or trying a different design.

    Conclusion

    A helmet is a vital safety accessory that ensures a secure and comfortable ride, but it’s just one part of staying protected on the road. Equally important is safeguarding your bike with the right insurance policy.

    Road conditions can be unpredictable, and having comprehensive bike insurance provides financial security against accidents, theft, and damages. Make sure to choose a policy that best suits your needs, so you can ride with confidence and peace of mind.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Bike Road Tax in Maharashtra

    by User Not Found | Mar 21, 2025

    Every motor vehicle owner must pay mandatory taxes and fees when registering their vehicle. The two-wheeler road tax in Maharashtra is compulsorily included in the total vehicle cost and is a one-time payment. Other fees and taxes are registration fees, fitness certificates, and pollution under control (PUC) certificate charges.

    Road Tax for Two-Wheelers In Maharashtra

    For new two-wheelers, the minimum tax is ₹1,500, and the rest of the amount is charged based on engine capacity:

    • Below 99cc motorcycles: 10% of the vehicle cost
    • Between 99cc and 299cc motorcycles: 11% of the vehicle cost
    • Above 299cc motorcycles: 12% of the vehicle cost

    Second registration for older vehicles:

    The percentage of bike road tax in Maharashtra for re-registered vehicles is 95.8% for 1-2-year-old vehicles and as low as 32.7% for those aged more than 12. 

    Conclusion

    Bike owners must pay taxes on time to avoid fines and penalties. Additionally, they must get two-wheeler insurance for financial protection for their bikes. A proper understanding of road tax and insurance obligations helps avoid penalties and keeps rides hassle-free throughout Maharashtra.

  • Two-Wheeler Road Tax in Punjab

    by User Not Found | Mar 21, 2025

    Understanding the two-wheeler road tax in Punjab is important if you want to buy a new bike. This guide offers essential insights to help you comprehend and navigate the tax requirements as a bike owner. It will ensure that you are well-informed and pay the right tax as the law demands.

    Road Tax for Bikes in Punjab

    The road tax for two-wheelers in Punjab is structured based on the cost of the vehicle. Motorcycles priced at or below ₹1 lakh are taxed at 7.5%. This makes it cost-effective for entry-level models. A 10% tax is applicable for those priced between ₹1 lakh and ₹2 lakh — it is suited to mid-range motorcycles. Bikes exceeding ₹2 lakh attract an 11% tax. Payments can conveniently be made online or at local RTO offices, simplifying the process for bike owners.

    Conclusion

    Understanding the two-wheeler road tax in Punjab in detail helps you plan your finances effectively when considering purchasing a bike. Make sure that you always get comprehensive bike insurance to safeguard your two-wheeler against potential risks.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Best value bikes under 1.5 lakh featuring dual-channel ABS

    by User Not Found | Mar 21, 2025

    Choosing the perfect bike can be exciting yet overwhelming, especially when you're on a budget. Safety should always be a top priority when making your selection. If you're looking for an affordable bike that doesn't compromise on safety features, you're in the right place.

    This blog looks at some of the best dual-channel anti-lock braking system (ABS) bikes under 1.5 lakh. If you want an ABS bike under 1 lakh, consider single-channel models.

    List of bikes under ₹1.5 lakh with dual channel ABS

    ABS is one of the most important features of modern motorcycles. Single-channel ABS supports front-wheel braking, while a dual-channel handles both front and back wheels.

    An ABS system ensures the wheels do not lock up during emergency braking, especially on slippery or wet roads. The anti-lock mechanism increases the stopping power but reduces the braking distance, preventing skidding and improving rider control and safety.

    The following are some dual-channel ABS bikes under ₹1.5 lakh, each offering exceptional features, affordability, and safety. Please note that the prices listed are approximate.

    1.   Bajaj Pulsar NS200

    Price: ₹1.58 lakh (approx.)

    Engine: 199cc

    Power: 24.5 PS

    Torque: 18.74 Nm

    Features:

    • The bike features a 6-speed gearbox, offering smooth gear shifting.
    • Dual-channel ABS provides improved braking safety.
    • The front suspension includes upside-down forks, enhancing handling.
    • The bike has a full LED lighting system, including headlamps and DRLs.
    • The instrument cluster comprises a digital speedometer, trip meter, and analogue tachometer.

     

    2.   Bajaj Pulsar N250

    Price: ₹1.49 lakh (approx.)

    Engine: 249cc

    Power: 24.1 PS

    Torque: 21.5 Nm

    Features:

    • The suspension includes upside-down forks (USD) and a Nitrox mono-shock for better handling.
    • Braking is handled by dual-channel ABS with front and rear petal discs for improved safety.
    • The digital console is Bluetooth-connected and offers turn-by-turn navigation.
    • Traction control, assist, slipper clutch, and larger tyres enhance grip and safety.
    • The aerodynamic design features LED projector headlamps and updated graphics for a modern look.

     

    3.   TVS Apache RTR 160 4V

    Price: ₹1.24 lakh (approx.)

    Engine: 159cc

    Power: 17.31 PS

    Torque: 14.73 Nm

    Features:

    • The bike accelerates from 0-60 km/h in 4.8 seconds.
    • It has a telescopic front fork and mono-shock rear suspension.
    • Disc brakes are available, with the option of dual-channel ABS.
    • The design showcases sharp, aggressive styling with LED DRLs.
    • It features SmartXonnect for Bluetooth connectivity and turn-by-turn navigation.

     

    4.   Bajaj Pulsar N160

    Price: ₹1.34 lakh (approx.)

    Engine: 164.82cc, oil-cooled

    Power: 15.68 bhp

    Torque: 14.65 Nm

    Features:

    • The bike features dual-channel ABS with 300mm front and 230mm rear discs for enhanced braking performance.
    • It has telescopic front forks and an advanced monoshock rear for improved suspension.
    • The bi-functional LED projector headlamp improves visibility while riding.
    • Love this bike for Bluetooth connectivity, a gear position indicator, and a mobile charging port are included for convenience.
    • The design is sleek, with aggressive styling and an ergonomic seat height of 795mm for comfort.

     

    5.   Royal Enfield Hunter 350

    Price: ₹1.49 lakh (approx.)

    Engine: 349cc

    Power: 20.2 bhp

    Torque: 27 Nm

    Features:

    • The design is retro-inspired with modern ergonomics and a 790mm seat height for comfort.
    • Dual-channel ABS, 300mm front and 270mm rear discs ensure safety.
    • The 17" alloy wheels with tubeless tyres offer easy manoeuvrability.
    • The bike features a digi-analog instrument cluster and is compatible with Royal Enfield Tripper navigation.

     

    6.   Hero Xtreme 160R

    Price: ₹1.11 lakh (approx.)

    Engine: 163cc

    Power: 14.79 PS

    Torque: 14 Nm

    Features:

    • The bike has 276mm front and 220mm rear petal discs and dual-channel ABS for improved braking performance.
    • It features a telescopic front suspension and an adjustable mono-shock rear for better ride quality.
    • The sleek design includes an LED headlight, a tail lamp, and a sporty muffler cover.
    • The technology consists of an inverted LCD screen and Bluetooth connectivity.
    • It offers wide rear tyres and a new, comfortable pillion seat.

    Conclusion

    There are several excellent motorcycles available under ₹1.5 lakh that feature dual-channel ABS, offering both a thrilling riding experience and enhanced safety, particularly during emergencies. Whether you're drawn to sporty looks, style, or something in between, always prioritise safety when making your choice.

    It’s essential to remember that while these bikes offer great value for money, each has strengths and unique features. Choosing the right one ultimately depends on your riding style, performance preferences, and safety needs. Additionally, it's important to consider getting bike insurance for damage coverage in case of accidents, theft or loss. This ensures you can ride without worrying about the financial fallout from worst-case scenarios.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Best Scooters Under 80,000 in India Top Picks

    by User Not Found | Mar 21, 2025

    Scooters are loved worldwide for their lightweight build and compact design, which facilitate easy navigation on busy roads. The market continues to impress enthusiasts through stylish, feature-packed, and budget-friendly scooter options.

    However, choosing a good two-wheeler that suits your pocket can be challenging, as many varieties are available. If you're seeking an affordable yet stylish scooter, keep reading to discover the best options priced below ₹80,000.

    List of scooty bikes under 80000 in India

    The following are some of the best scooters under 80000 available in the Indian market:

     

    1. TVS Jupiter - ₹ 79,720 (Approx.)(Avg. Ex-Showroom price)

     

    With its sleek design, lightweight frame, and fuel-efficient engine, this scooter caters to all kinds of riders, including students, working professionals, and homemakers. TVS Jupiter is a versatile, budget-friendly two-wheeler ideal for urban and semi-urban commutes. Its new engine and many exciting features attract new buyers. TVS Jupiter has better mileage than 78% of scooters.

     

    • Mileage:84 kmpl
    • Engine Capacity: 3 cc
    • Fuel Tank Capacity: 1 litres
    • Kerb Weight: 106 kg
    • Transmission: Automatic

     

    1. Honda Dio - ₹ 75,242 (Approx.)(Avg. Ex-Showroom price)

     

    Honda Dio is perfect for enthusiasts looking for an easy-to-maintain scooter with good pickup speed and mileage. Users state it as a high-performing, affordable, and long-lasting two-wheeler that offers an amazing riding experience. The kerb weight of the Honda Dio Deluxe is lower than 60% of tourer bikes.

     

    • Mileage: 48 kmpl
    • Engine Capacity: 51 cc
    • Fuel Tank Capacity: 3 litres
    • Kerb Weight: 103 kg
    • Transmission: Automatic

     

    1. Hero Pleasure Plus - ₹70,610  (Approx.)(Avg. Ex-Showroom price)

     

    Often considered the best scooty under 80000, the Hero Pleasure Plus has a graceful design with smooth lines that wrap around its body. This lightweight scooter features retro designs that stand out on the roads. The slim design ensures the scooter is easy to manoeuvre in busy city stress and tight urban roads.

     

    • Mileage: 50 kmpl
    • Engine Capacity: 9 cc
    • Fuel Tank Capacity: 8 litres
    • Kerb Weight: 104 kg
    • Transmission: Automatic

     

    Conclusion

    Finding a good scooter that suits your pocket and preference is now easier than ever. Whether you want a simple, low-maintenance option or a stylish, budget-friendly model with customisable features—the market has numerous varieties that can cater to your needs.

    When purchasing a scooter, remember to acquire comprehensive two wheeler insurance to ensure legal compliance. An appropriate policy also offers financial protection during unforeseen events like accidents, theft, and third-party damage.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

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