Buying a two-wheeler insurance policy is important to ensuring safety for bike owners. But they often struggle with questions like ‘Is FIR required for a bike insurance claim?’ Here’s everything you need to know about the claim process.

File a Police FIR if Required

Filing an FIR is mandatory in case of bike insurance claims that involve a third party. Major accidents and thefts necessitate an FIR for initiating the claim process. But in other cases, a police report might not always be required.

Conclusion

Filing an FIR is an important part of the documentation process for claiming insurance. It is advisable to opt for a comprehensive two-wheeler insurance policy that covers all cases of accidental damage or loss of your vehicle.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Also Read

• Can I Claim Insurance For Bike Scratches?
• How to File a Claim Under Bike Insurance Policy in India in 2023
• How to File Your Two Wheeler Insurance Claim in Pune?
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• Coverage of Physiotherapy in Mediclaim

When it comes to finding the right ride, particularly for those with short height, low-seat-height bikes are the best choice. It is important to feel safe and relaxed while riding a bike, and shorter people must choose low-height bikes.

This blog covers some of the best options for top motorcycles for short riders in 2024. Besides, it discusses how crucial it is to have two-wheeler insurance.

Top Low-Seat Height Bikes for Short Riders in 2024

Here’s a list of some of the top motorcycles for short riders worth considering this year:

• Bajaj Avenger Street 160 (Seat Height: 737 mm)

Bajaj Avenger Street 160 is a cruiser model, meaning it is a low-seat bike ideal for riders with short heights. The bike's design is perfect for long rides around the city and highways due to its excellent structure and comfortable seating position.

• TVS Apache RTR 200 4V (Seat Height: 800 mm)

The TVS Apache RTR 200 4V is a sport bike with low ground clearance and great power. Given its lightweight and good handling, it is perfect for men and women looking for a fun drive.

• KTM 125 Duke (Seat Height: 818 mm)

KTM 125 Duke is slightly higher than others on this list but possesses a seat so narrow that short riders can handle it without any hassle. It is a beautiful bike that provides a magnificent ride and amazing maneuverability in city traffic conditions.

• Honda CB Shine (Seat Height: 790 mm)

The Honda CB Shine is among the most popular commuter bikes in the Indian market. It has a short stature and an ergonomic seat design, suitable for regular commutes. The bike also has reliability and fuel efficiency as extra attributes.

• Royal Enfield Meteor 350 (Seat Height: 765 mm)

The Royal Enfield Meteor 350 is one of the best bikes for people who want a bike resembling classic models. The bike is very comfortable, especially for short riders, since it has a low seat height. It is also useful for long-distance riding.

• Bajaj Platina 110 (Seat Height: 804 mm)

Another good bike for shorter riders is the Bajaj Platina 110. It is low-enduro and built for comfort, which makes it suitable for everyday use. It is also associated with good fuel economy.

• Hero Splendor Plus (Seat Height: 785 mm)

The Hero Splendor Plus is one of the traditional commuter bikes with low ground clearance. It is ergonomically comfortable and highly reliable, hence a popular preference.

• Yamaha FZ-S Fi (Seat Height: 790 mm)

Yamaha FZ-S Fi has a sporty body and a low seat height. It is ideal for city use and is comfortable for shorter riders.

• Suzuki Gixxer SF 250 (Seat Height: 810 mm)

Suzuki Gixxer SF 250 is a stylish sports bike with low ground clearance. It is versatile and can be used for daily and long weekend rides.

Conclusion

Having the right bike that fits your stature and budget can greatly improve your biking experience. Ride with confidence and comfort with options such as the Bajaj Avenger Street 160 and the Royal Enfield Meteor 350. Do not miss out on two-wheeler insurance to secure your bike and ensure carefree riding. The insurance provides financial coverage against accidents, damages and theft.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the relevant industry. It is advised to verify the relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Also Read:

• Bikes with Best Suspension in India
• Which Are Some of the Best Dirt Bikes in India 2023?
• Top 5 Global Bike Brands
• Best Budget Bikes of India
• Best bikes in the range of 100 to 180cc in India

In most parts of the world, a petrol bike, usually referred to as a gas-powered motorbike, is a common form of transportation. If you do not need to travel frequently or go for short trips, a petrol bike will offer a convenient ride and suit your requirements.

Define a Petrol Bike

A petrol bike is a motorcycle with an internal combustion engine powered by gasoline. Let us simplify it.

• A petrol bike has a spark-ignition engine.
• The spark plug ignites the fuel. This leads to the expansion of the gas and causes the piston to rise and fall.
• The fuel efficiency of a petrol bike depends on the engine capacity.
• Petrol bikes require frequent maintenance.

Conclusion

In summary, a petrol two-wheeler is the best option for an efficient and adaptable form of transport. It remains a popular choice among commuters due to its simple mechanism and good fuel economy. Also, remember to opt for two-wheeler insurance to have complete peace of mind every time you hit the road.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the relevant industry. It is advised to verify the relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Also Read:

• How to Calculate Mileage of Bike?
• Checking Bike VIN
• Find Chassis Number Of Bike
• Bike VIN Means
• Difference Between Chassis Number And VIN

Are you planning to switch to a diesel motorbike? Making a wise choice involves knowing its essentials. Your decision to purchase a diesel bike may be affected by various factors, such as maintenance cost, fuel economy, and environmental impact.

Define a Diesel Bike

• Unlike petrol bikes, which use spark plugs for ignition, a diesel motorcycle uses compressed air.
• Diesel engines compress air and, subsequently, inject fuel into this highly compressed air.
• The fuel gets ignited by the heat created by the compressed air.
• A diesel bike offers more fuel economy than petrol motorbikes as the air compression ratio is higher (i.e., 14-25 times more than the original volume).
• In comparison to petrol bikes, diesel bikes are more noisy and release more hazardous particulate matter but less CO2.
• Diesel motorcycles could have superior long-term value retention despite their initial greater cost.

Conclusion

Diesel motorbikes have an edge in fuel economy, but maintenance tasks and emissions are the issues that should be considered. As a responsible bike owner, you must also invest in a comprehensive two-wheeler insurance policy for cruising down the roads with complete peace of mind.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the relevant industry. It is advised to verify the relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Also Read:

• Bike Maintenance Tips
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• Is Third-Party Insurance Enough for Bike
• what is comprehensive bike insurance
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Electric bikes are taking the streets by storm. They are beneficial for the environment and easy on your wallet when it comes to running costs, but what about the initial purchase price? The Indian government offered tax rebates to owners of e-bikes. Let's delve into the details.

Tax Benefits of an e-bike?

One can claim a tax rebate under Section 80EEB of the ITA. The electric bike tax deductionbenefit is just one of the government initiatives to popularise the adoption of e-vehicles and lower the dependence on fossil fuels. 

Here is what you need to know about claiming an e-bike tax credit under this Section for interest paid on an e-bike loan:

• Maximum Deduction

You can save up to INR 1.5 lakh on the interest portion of your e-bike loan.

• Individual Taxpayers Only

This benefit is currently available for individual taxpayers and not businesses.

• Claim the Excess for Business Use

If you buy an e-bike for commercial purposes and the interest paid is more than INR 1.5 lakh, you can claim a tax rebate on the interest you have paid over and above INR 1.5 lakh. However, the e-bike must be registered under the name of the business enterprise or owner.

Documents Required

The loan must be sanctioned and taken from NBFCs and banks. Keep your loan interest certificate and other relevant documents handy for filing your income tax return.

Conclusion

The popularity of e-bikes is undeniable. But remember, just like with a regular bike, you must get basic third-party bike insurance for your vehicle. It is a small price to pay for your security and peace of mind.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the relevant industry. It is advised to verify the relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Also Read:

• what is third party insurance for bike
• Subsidy on Electric Scooter/ Bike in India
• how to download bike insurance copy
• Is Third-Party Insurance Enough for Bike
• Everything You Need to Know About Electric Bike Insurance

Electric bikes have made notable progress in an environmentally friendly way. When charged utilising renewable energy sources, such as solar/wind power, these bikes produce zero carbon emissions. Electric bikes are unquestionably advantageous for the environment.

Environmental Benefits of an e-bike

The following are electric bike environmental benefits:

• One significant environmental benefit of electric bikes is they offer emission-free travel. Electric bikes work by combining human pedalling with electric power from rechargeable batteries. Thus, they emit zero emissions during use.
• Electric bikes don't release harmful and toxic gases like other traditional vehicles, thus contributing nothing to environmental pollution.
• E-bikes use batteries that last a long time. Additionally, it's important to recycle these batteries to keep them out of landfills too soon.
• Electric bikes can explore places beyond the reach of traditional vehicles. They are small in size, lightweight, and perfect for off-road adventures.

Conclusion

The popularity of electric bikes shows that the world is shifting towards sustainability. These bikes are road-friendly and zero-emission vehicles that offer viable travel options. Moreover, getting electric bike insurance can further protect your investment.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the relevant industry. It is advised to verify the relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Also Read:

• Things To Know About Charging Electric Two Wheeler
• Everything You Need to Know About Electric Bike Insurance
• Types Of Bikes In India
• how to download bike insurance copy
• Subsidy on Electric Scooter/ Bike in India

As electric motorcycles become more and more popular in India due to their affordability and environmental benefits, concerns like “Do I need a license for an electric bike?” come up. For legal compliance and peace of mind, it is crucial to understand what a bike insurance policy is and the licensing rules.

Is a License Required For an E-bike?

Obtaining any motor vehicle, including electric bicycles, requires a legal driving license according to the laws of India. It is crucial to understand the specifics of the licensing requirements for electric bikes. Let us now go into the details to understand which electric bikes need a license, as well as the governmental regulations and exceptions.

• You will require a driver's permit to commute by an electric bike in India.
• There are also exclusions for slow electric bikes, but they still need a particular type of driving license.
• There is uncertainty when describing motorbikes, scooters, e-bikes, and electric bikes because of regional variations.
• Whether it is a type of electric bike or not, you must have a driving license and take up a bike insurance policy.
• State rules may be different, which makes it advisable to review the statutes and speak with the manufacturers about legislative requirements.

• Electric Bikes That Do Not Require a License

  • Electric two-wheelers with a maximum output of 250 watts or a maximum speed of 25km/h can be used without a driving license.
  • Low-speed electric bikes, which do not require vehicle registration, are not considered motor vehicles and do not need registration.

• Electric Bikes that Require a License

  • Bicycles fitted with motors that exceed a power output limit of 250 watts or have capabilities to go beyond the top speed of 25km/h necessitate a valid driving license.
  • These vehicles must be registered, and you must comply with several regulatory obligations.
  • The knowledge of FAME-II subsidies will be deemed beneficial as they support electric vehicle adoption and might be applied to your electric bike.

Now that you know the answer to the query, “Do electric bikes need a license?” remember to keep yourself updated about the latest guidelines and remain compliant with the law.

Conclusion

At the end of the day, it is mandatory to be aware of the license requirements and the bike insurance policy for electric bikes in India. In the face of changing transportation laws, a clear understanding of regulations guarantees legal compliance and peace of mind for present and upcoming owners of electric bikes.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the relevant industry. It is advised to verify the relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Also Read:

• Subsidy on Electric Scooter/ Bike in India
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• Bike Insurance Types

Updated on 12 Dec 2025

Buying and driving a brand-new bike is exciting, but it often comes with the responsibility of following traffic and environment rules. The PUC (Pollution Under Control) certificate is one such essential requirement. Even for new bikes, this document is mandatory under Indian law as proof that the vehicle meets permissible emission levels. It not only keeps you compliant and safe from penalties but also supports a cleaner environment.

This blog explores the meaning and importance of a PUC certificate that every bike owner should know.

What is a PUC certificate?

A Pollution Under Control (PUC) is an official document issued by authorised centres to confirm that a vehicle’s emissions are within the permissible limits set by the government. It is mandatory for all vehicles in India, including new bikes, to ensure they comply with environmental standards.

Importance of PUC certificate for bikes

The PUC certificate for bikes or any two-wheeler is vital for many reasons. The most common reasons include:

• Legal requirement under the Motor Vehicles Act.
• Ensures the bike meets pollution control norms.
• Helps reduce harmful emissions and air pollution.
• Mandatory for renewing bike insurance
• Protects from fines and legal penalties.
• Promotes responsible and eco-friendly riding.

Understanding PUC for the new bike permissible level

For a new bike, the PUC certificate ensures emission levels meet the permissible standards set by the government. Newly purchased bikes usually comply with these norms, but regular testing is required after the initial period to confirm that the vehicle continues to emit within safe environmental limits.

Steps to obtain a PUC certificate

There are two ways to obtain a PUC certificate: 

Offline way:

• Visit your nearest emission testing centre with your bike.
• The operator checks your bike’s exhaust emissions with a testing device.
• If the level meets permissible standards, a PUC certificate is issued instantly.
• Pay the applicable fees and carry the PUC certificate.

Online way

• Visit the official Parivahan site.
• Click on “PUC Certificate.”
• Enter your bike’s registration number, chassis number (last 5 digits) and captcha code.
• Check “PUC Details.”
• Print or download your PUC certificate.

Penalties for not having a valid PUC certificate

Riding without a valid PUC certificate is a punishable offence under the Motor Vehicles Act. For first-time offenders, the fine is ₹1,000, and for repeat violations, it can increase to ₹ 2,000. Apart from monetary penalties, it can also lead to insurance claim issues and even vehicle seizure in extreme cases.

Role of PUC in bike insurance & claims

Having a valid PUC certificate is essential for bike insurance. Without it, insurers may reject claims, as it is mandatory to comply with pollution norms. 

During third-party bike insurance policy renewal or claim settlement, the PUC certificate ensures legal compliance, smooth processing and prevents disputes. Hence, maintaining a valid PUC directly supports hassle-free insurance coverage.

Conclusion

The PUC for a new two-wheeler is needed not only for legally operating your bike but also for renewing your two-wheeler insurance. Most insurance companies demand a valid PUC certificate for vehicle insurance renewal. Moreover, this certificate ascertains the vehicle is environmentally friendly and doesn’t contribute to the growth in the level of pollution.

While you make sure your bike meets all legal requirements with a valid PUC certificate, let us take care of your financial protection on the road. Get personalised bike insurance advice by simply filling out the form provided on this page.

FAQs

• Is a PUC certificate mandatory for a new bike?

Yes, it is required even for new bikes after the initial exemption period has expired.

• How long is a PUC certificate valid for?

For new bikes, usually 1 year, and for others, 3 to 6 months, depending on the emission.

• Can I renew my PUC certificate online?

No, you cannot renew your PUC certificate online. Still, you can use the Parivahan site to download or print the certificate. 

• What happens if I ride without a PUC certificate?

You may face fines, penalties or even rejection of bike insurance claims.

• Where can I get a PUC test done?

You can get the test done at authorised petrol pumps, emission testing centres or RTO-approved facilities.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Have you been trying to find out which is the best light weight scooty in India? Finding the best light weight scooters in India is important for commuters, especially if they are regular users. These scooters are highly efficient, agile, and affordable. They are also perfect for easy riding across busy metropolitan streets. Let us find out which is the best lightweight scooty for you.

7 Light Weight Scooty

The fascination for the most light weight scooter in India continues to grow, mainly due to their ease of handling and fuel efficiency. Here is a closer look at seven of the most lightweight scooter in India —

1. Odysse Electric V2:

This electric scooter leads the charge with its innovative design and technology. The Odysse Electric V2 is available in two variants: Race Lite V2 and V2+ — each is designed to offer a unique riding experience. Its strong 1.3 KW battery can run at 25 km/h maximum speed and an impressive range of 150 km per charge. The waterproof motor and anti-theft lock system of this scooter provide additional security. The spacious boot area makes this scooter a great option for commuters who require more space. Apart from these, its cheap maintenance costs and energy efficiency help to explain why environmentally aware riders choose the Odysse Electric V2.

2. Hero Electric Optima CX 2.0:

Armed with a 1200 W brushless motor, the Hero Electric Optima CX 2.0 gives priority to performance together with environmental friendliness. Its top speed of 48 km/h and range of 89km per charge promise a comfortable trip. With a frame weight of just 93 kg, it is agile and easy to control in crowded city streets. The 2 kWh battery of is guaranteed to be reliable and has a four-year warranty, per the manufacturer. An anti-theft alarm system and regenerative braking are the two additional elements that increase its appeal and functionality.

3. TVS Scooty Pep Plus:

This two-wheeler is designed for young women and those who have never ridden two-wheelers before – it is a lightweight scooter with a sensible form. Less than 95 kg in weight, its engine runs on 87.8 cc. The fact that one can ensure sufficient mileage on daily trips adds yet another benefit. Its colourful look and simple design, together with its contemporary features—a USB charging port and a side stand alert — make it ideal for the younger generation that values form above use. Apart from a reasonably priced ride, the Scooty Pep Plus claims roughly 65km/l fuel economy. It also includes light-emitting diode daytime running lights (DRLs), which significantly raise daily riding safety.

4. Bounce Infinity E1:

The Bounce Infinity E1 is unique as it can be purchased either battery pack-equipped or without. The company allows consumers to rent the battery, thus purchasing the scooter for a lower amount. For a lot of people, this novel way simplifies buying an electric scooter. Its 1.9 kWh battery allows a run up to 65 km/h with a 70km range in one charge. Its high-tech characteristics include a fully LED lighting system, remote tracking system, and many riding modes to suit different urban environments and personal preferences.

5. Suzuki Access 125:

The way this scooter is built blends great performance with utility. With a fuel economy of 52 kmpl and a maximum speed of roughly 90kmph, the 124 cc engine of the Suzuki Access 125 offers just the correct power level without compromising efficiency. It boasts all the newest technologies, including Bluetooth, which lets riders handle calls and music without the need to stop. There is a large under-seat storage space and an optional external gasoline filler for daily convenience. Its simple design also makes starting easy, especially in chilly weather.

6. TVS Scooty Zest 110:

With a 109.7 cc engine that enables quick acceleration, a pleasant ride, and a maximum speed of about 80 kmph, the TVS Scooty Zest 110 is a fashionable and useful scooter. Among its several ergonomic aspects are a seat with two textures to reduce pressure points and encourage optimal comfort on long rides and a lit speedometer. For all your shopping and running errands needs, it has one of the biggest under-seat storage capacities in its class. The scooter's quick braking mechanism and lightweight construction make it easy to use and provide exceptional control.

7. Honda Activa 6G:

Riding the Honda Activa 6G appeals to many people due to its dependability and simplicity of control. Both strong and fuel-efficient, its 109.51 cc engine can run up to 50 kmpl. A telescopic front suspension and a three-step adjustable rear suspension are two of the many improvements to the ride quality and comfort that are part of the newest model's suite of enhancements. Modern conveniences found on the Activa 6G include an exterior fuel lid and an engine start/stop switch. For a more peaceful start, a silent starter has been installed, and for added security, lowering the side-stand cuts off the engine.

Navigating No Claim Bonus (NCB) benefits is not just about selection. It involves strategic planning to lower your insurance costs while maximising its potential through claim-free years.

How to Select NCB in Two-Wheeler Insurance

Understanding how to select NCB in bike insurance involves knowing its nuances:

1. Earned, Not Selected:

NCB is automatically granted after a claim-free year to reward cautious riders.

2. Renewal Benefits:

Utilising NCB at renewal time can significantly reduce your premium costs. This makes it a valuable cost-saving aspect of bike insurance.

Conclusion

While NCB is not something you select, managing your two-wheeler insurance claims wisely ensures you benefit from this reward. It will also lead to substantial savings on your premiums over time.

Updated on 9 Dec 2025

A bike pollution certificate, also known as a PUC (Pollution Under Control) certificate, is a legal document that confirms a bike meets the government’s emission standards. In India, it is mandatory for bike owners, as it helps control harmful emissions and maintain cleaner air. Without it, you may have to pay a fine during traffic checks. Obtaining this certificate costs a very small amount.

In this blog, you will learn about the price of a bike pollution certificate and why it is important to renew it and its comprehensive two-wheeler insurance on time.

What is a PUC certificate?

Every biker must consider the environmental impact they make while navigating their bike through city traffic. Hence, they need to know about the PUC certificate. Bike PUC certificate price is a document that is not just mandatory, it symbolises a commitment to cleaner air by paying a small fee. Let’s understand how to obtain this certificate and the PUC certificate charges.

Importance of PUC certificate for bikes

A PUC certificate confirms that a bike’s emissions are within the permissible limits, indicating that the engine is functioning properly and not adding excess pollution to the air. It is both a legal requirement and a step towards protecting the environment and public health. Riding without a valid PUC certificate can result in fines and also means the vehicle may be contributing to air pollution. Keeping the certificate updated helps meet government regulations while supporting cleaner air for everyone.

How is PUC certificate price determined?

The price of a PUC certificate is usually fixed by the transport department or local authorities, not by the testing centre. The cost depends on the type of vehicle you own, such as a two-wheeler, car, or commercial vehicle, and the kind of fuel it uses, like petrol, diesel, or CNG. In most cases, two-wheelers have the lowest fee, while larger vehicles like trucks or buses may have a slightly higher fee because their testing is more detailed. The fee is kept low so that all vehicle owners can afford to get their certificate on time. This fee is to help you get the emission certificate.

Pollution under control (PUC) certificate charges for bikes

PUC certificate price ranges from INR 60 to INR 100. PUC certificate cost varies by vehicle and fuel type, as well as by the state. The bike PUC price supports efforts to effectively monitor and manage pollution levels across different regions.

Conclusion

Obtaining an emission certificate is necessary for both legal safety and environmental protection. The cost of this certificate is minimal, so that every rider can get it without much burden. Since the test is quick and the fee is low, there is no reason to delay it. By keeping your certificate updated, you not only protect the environment but also make sure you can ride your bike freely without any legal troubles.

To avoid legal problems, you should also maintain your two-wheeler insurance. To know in detail, you can fill out the form on this page, and experts will guide you about the plans that you need.

FAQs

• What is the cost for the PUC test?

The cost of this test varies depending on the city; however, it typically ranges between INR 60 and INR 100, which is very affordable.

• What is the validity of the PUC test?

If you have a new bike, the emission test is valid for one year, and for older bikes, you have to keep renewing them every six months.

• Where can I do the PUC test?

You can do it from any centre that is authorised to do it, which might be available at your nearest petrol pumps.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Thinking about how to find the chassis number of the bike? It is your motorcycle's unique identifier - needed for registration, insurance claims, and confirming authenticity. Let us see how to easily find the bike chassis number online.

How to find the bike's chassis number?

Follow these steps to find the bike’s chassis number:

Check the frame:

Usually, a metal plate on a bike's frame will have the chassis number etched, stamped, or embossed into it. The most common location is next to the front fork, on the steering head or neck.

Inspect the engine:

If the chassis number is not visible on the frame, it might also be marked on the engine. This alternate location can be helpful if the frame marking is obscured or worn out.

How to find the chassis number of the bike online?

To find the chassis number online, follow these steps:

Manufacturer's website:

Enter your bike's information, registration, or engine number on the manufacturer's website. Many manufacturers offer a VIN lookup option to find the chassis number.

Service records:

Digital service records or emails from your bike's manufacturer or dealer might also include the chassis number.

How to check the engine number of a motorbike?

Just like the chassis number, the engine number is another unique identifier. It is usually stamped or engraved directly onto the engine block.

To locate it:

• Look at the engine casing, typically on the lower part of the engine
• Refer to the bike’s RC, insurance papers, or owner’s manual
• If the number is hard to read, gently wipe the surface with a clean cloth

The engine number is essential for service records, insurance claims and when filing a police report in case of theft or loss.

Conclusion

Stop wondering now, "Where do I look to find my bike chassis number?" Always remember to get two-wheeler insurance for financial coverage against bike accidents, damage, and theft. Whether you’re opting for a basic plan or comprehensive bike insurance, these numbers are an important part of the identification process. Always keep a copy of these details stored digitally and physically—they could save you time and hassle when you need them the most.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

The number one factor that attracts bike enthusiasts is a particular bike's speed. If you are a bike enthusiast, you are probably looking for the fastest bikes in the world currently.

Let's look at the list of the fastest motorbikes in the world.

World's Fastest Bikes

1. Dodge Tomahawk

One of the fastest motor bike in the world, the Dodge Tomahawk can go from 0 to 60 mph in 2.5 seconds. The Dodge Tomahawk, first unveiled by Dodge in 2003 at the North American International Auto Show, grabbed attention as the first of its kind.

Originally introduced as a concept, it later became available in limited production. Powered by a 500-horsepower 8.3-liter V10 engine borrowed from the Dodge Viper, the Tomahawk stood out for its unique design. With four wheels, experts still debate if it truly qualifies as a motorcycle despite resembling one. The independent suspension of the front and rear wheels allows the Tomahawk to lean into corners similarly to a motorcycle, making it a striking vehicle for speed.

2. Kawasaki Ninja H2R

The Kawasaki Ninja H2R stands out as one of the fastest motorbike on earth, capable of reaching speeds of up to 400 km/h (approximately 249 mph). Equipped with a 998cc supercharged inline-four engine, this bike is linked to a 6-speed gearbox. The Ninja H2R delivers a maximum power output of around 310 horsepower (with a ram air effect, this can reach up to 326 horsepower) at 14,000 rpm and 165 Nm of torque. The bike is available in just one variant, specifically designed for track use. The Ninja H2R features an 830mm seat height, a 1,450mm wheelbase, and 130mm ground clearance, contributing to its impressive performance and aerodynamic design.

3. Kawasaki Ninja H2

The Kawasaki Ninja H2, frequently touted to be the most fastest motorbike in the world, is priced at Rs. 79.90 lakhs. It comes in a single variant with one color option. It features dual semi-floating front disc brakes and a rear disc brake for enhanced safety. Powered by a 998cc supercharged inline-4 DOHC engine, it produces 228 hp and can reach a top speed of 322 km/h. The bike generates a maximum torque of 123 to 133 Nm

4. 2000 MTT Y2K Superbike

MTT created the first turbine-powered street-legal motorcycle and one of the most powerful production bikes in the world, the MTT Y2K Superbike. The first generation Y2K was equipped with a Rolls-Royce Allison gas turbine engine that produced more than 320 horsepower and 425 ft/lbs of torque. The top speed was recorded at 365 km/h. The MTT Y2K holds two Guinness World Records:

• The most expensive production motorcycle (at the time).
• The most powerful production motorcycle.

MTT engineers and manufactures these bikes in-house, fabricating them from solid billets with minimal reliance on external vendors.

5. Lightning LS-218

The Lightning LS-218, the fastest production bike, has a top speed of 351 km/h. It can accelerate from 0 to 60 mph in less than 2 seconds. With a DC fast charger, it can charge in as little as 30 minutes. The bike features Brembo brakes, with dual discs at the front and a single disc at the rear. It also has a liquid-cooled direct-drive electric motor, producing 227 Nm of torque and 202.78 bhp of power.

6. 2021 Suzuki Hayabusa GSX1300R

The 2021 Hayabusa introduces several updates while retaining much of its original design. Suzuki kept the same 1340cc inline-four engine, famous for its powerful midrange performance and durability. Unlike other modern bikes, the 2021 Hayabusa doesn't include variable valve timing, unusual firing intervals, or forced induction. Although Suzuki considered other engine designs, they ultimately chose to stick with their reliable architecture. For 2021, they focused on making the engine more durable, upgrading the electronics, and improving power and torque delivery, especially at lower speeds. The bike also meets Euro 5 emission standards.

7. BMW M 1000 RR

The BMW M 1000 RR is another top contender among the world's fastest bikes, capable of reaching a top speed of 306 km/h. The BMW M 1000 RR comes in two variants:

• The M 1000 RR Standard
• The M 1000 RR Competition

It features a 999cc inline-four engine paired with a six-speed gearbox and offers a fuel efficiency of 15.3 kmpl.

8. Aprilia RSV4 Factory

The Aprilia RSV4 Factory starts at approximately Rs. 21.26 lakh. It is equipped with a 1099cc BS6 engine that produces 217 bhp of power and 125 Nm of torque. The bike has a sporty design with a kerb weight of 202 kg and a fuel tank capacity of 17.9 liters.

Conclusion

In this blog, we have discussed a list of the fastest motor bikes in the world and their features in detail. Remember, no matter what bike you buy, it is imperative to protect yourself with adequate two-wheeler insurance. This is also a mandatory requirement in the country.

When identifying any vehicle, two critical numbers become the hot topic of discussion. They are the chassis number and the VIN (Vehicle Identification Number). Knowing and understanding the difference between chassis number and VIN is necessary for the registration, resale, tracking, and safety purposes of a vehicle. Although their objectives are the same, chassis number and VIN are different based on some factors.

What is chassis number in bike?

The chassis number in a bike is a unique identification code assigned to the bike's frame by the manufacturer. It helps in identifying the make, model and year of manufacture of your two-wheeler. This number is important when registering the vehicle, claiming warranty and also when buying or renewing your bike insurance.

What is VIN in bike?

The Vehicle Identification Number (VIN) is a 17-character alphanumeric code that is a complete identity of your bike. It includes information about the manufacturer, engine type, place of manufacture and other key specifications. The VIN often includes the chassis number and can be found on the steering head, engine casing or registration documents of the bike.

When applying for bike insurance, especially comprehensive bike insurance, insurers require the VIN to correctly identify the vehicle and assess the premium based on its specifications.

What's the difference between a VIN and a chassis number?

The following are the differences between chassis numbers and VIN:

• Definition:

VIN refers to a Vehicle Identification Number. Each vehicle receives this unique 17-character code at the time of its manufacture. This code provides valuable information about the car, such as the model and year it was made.

The chassis number is an abridged code that tracks down a vehicle's frame or chassis.

• Format:

The format of a VIN is standardised and includes a combination of 17 alphanumeric characters. It is integrated according to an international format in letters and numbers.

The format of a chassis number may be variable. It depends on the maker and, of course, the age of the vehicle.

• Purpose:

Another difference between VIN and chassis numbers is based on their usage or purpose. The VIN is used globally for vehicle registration, insurance, and tracking. It provides the overall history of the vehicle.

On the other hand, the chassis number is mainly used for identification and tracking purposes in specific contexts or regions.

Conclusion

The difference between VIN and chassis number lies in their format and standardisation. Remember that the chassis number is a part of the VIN, and the last six digits of a car's VIN form its chassis number. While it is important to know about vehicles and their make, it is equally vital to get two-wheeler insurance to get financial protection in case of accidents, damage, and theft.

Updated on 10 Dec 2025

Let us help you better understand how to decode a bike VIN, methods to verify it, and its role in bike

Checking a motorcycle VIN is vital for verifying critical details about your bike, including accident history, ownership changes, and theft records. This unique code on the bike’s frame, engine case, or steering neck simplifies legal processes and appears on all official documentation, including two-wheeler insurance and RC. Beyond simple verification, VIN checks reveal manufacturing specifications, recall notices, and potential liens that could affect resale value or legal ownership.

What is a Vehicle Identification Number (VIN)?

A Vehicle Identification Number (VIN) is a unique 17-character code that serves as your motorcycle’s permanent identity number. This unique alphanumeric code sequence contains special information about the manufacturer, model year, production plant, and individual serial number.

The code also helps verify ownership during traffic police verification, prevents purchasing stolen vehicles, and provides access to manufacturer warranty and service records. Dealerships and mechanics rely on VIN to identify correct replacement parts and perform accurate maintenance on your specific motorcycle model.

How to locate the VIN on your bike?

Examine the frame under the handlebars or on the steering neck. The VIN is visible when you turn the handlebars fully on one side. You can also find the number stamped on the right side of the frame near the engine block.

If checking the bike is not feasible, your registration certificate, insurance documents, or owner’s manual will list the VIN.

Importance of VIN for bikes

VIN provides several practical benefits for vehicle ownership and maintenance decisions:

• The VIN confirms your bike’s authenticity and helps identify stolen vehicles through law enforcement databases.
• Insurance companies use the VIN to determine premium rates based on the specific model’s risk profile and theft statistics.
• The code is also necessary to update your motorcycle’s insurance records, so that renewals and claims are smooth.
• It reveals factory recalls and official notices about potential problems, maintenance advice, and other safety updates.
• A simple VIN verification can prevent fraud during private sales by confirming the seller’s legal ownership of the vehicle.

Methods to verify a bike’s VIN

You can use one of the following reliable methods to check your motorcycle’s VIN information:

Check Registration Certificate (RC): The VIN, which also forms the chassis number, is printed on the RC book. You can match the number with the one stamped on your bike.

Visit the Regional Transport Office: RTOs use the National Register Database to verify registration records and confirm ownership.

Use Parivahan portal: Visit the Vahan website or download the mParivahan app. Enter your vehicle registration number to verify the vehicle details, including VIN and engine number.

Contact the vehicle manufacturer: The bike’s authorised service centre or dealer showroom might help decode the VIN to provide details like production year, plant and service history.

Contact insurance provider: Some companies maintain VIN records for policy verification and claim processing. You can cross-check with them.

Role of VIN in bike insurance and claims

The foundation of any insurance policy or claim processing procedure is the Vehicle Identification Number. Insurance companies use this identifier to access your bike’s complete specifications, market value, risk assessment data, and past accident history when calculating comprehensive bike insurance premiums.

It helps avoid confusion if two vehicles have the same model, colour, or registration details.

During claim filing, adjusters verify the VIN against policy records to confirm coverage details and prevent fraudulent claim submissions.

During cashless claims, authorised workshops use the VIN data to determine the appropriate repair costs and find the correct spare parts for your vehicle's exact make and year, ensuring accurate settlement amounts for covered losses.

Conclusion

VIN verification protects motorcycle owners from legal complications, financial losses, and safety risks throughout ownership. This simple verification can help you maintain accurate insurance coverage and avoid problems during renewals, claim settlements and resale transactions.

While you make the effort to keep your vehicle legally compliant by understanding VIN information checks, let us take the effort to protect your vehicle and your ride financially and legally from unforeseen accidents, theft, fire, and natural calamities. Fill out the form provided on this page to get a tailored two-wheeler insurance plan with relevant add-ons.

FAQs

• What should I do if my bike’s VIN doesn’t match the registration?

Contact your dealer immediately to report a discrepancy and avoid legal complications. For a second-hand bike, check with the previous owner. Visit your RTO with your motorcycle, RC, purchase invoice and insurance policy, and file a request to correct the VIN.

• Is it safe to share my motorcycle’s VIN with potential buyers?

Sharing VIN information during legitimate sales is standard practice and helps build confidence. However, avoid posting VINs on public forums where they could be used for identity theft and fraudulent activities.

• Can I get a cashless claim with third-party bike insurance?

No, you cannot get a cashless claim under third-party coverages, as these policies cover only third parties’ injury, death or vehicle damage.

If your bike is damaged, you must bear the repair cost.

The third party can only raise a liability claim against your policy, where settlement is generally compensation money.

To enjoy cashless repairs, you must buy comprehensive bike insurance.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

A bike VIN (vehicle identification number) is a necessary code. This unique alphanumeric arrangement helps identify and trace two-wheelers. The VIN number in a bike establishes its legitimacy as a private or commercial vehicle and assists in the registration process.

What is a Bike's VIN?

The motorbike VIN is a 17-character code that contains information about the bike's maker, model, and manufacture year. It's essential for purposes like buying, selling, and insuring a motorcycle.

Knowing your motorcycle VIN ID will help you buy the best available two-wheeler insurance, which provides financial coverage against accidents, theft, and damage. Insurance companies use vehicle identification numbers to determine a bike's risk profile and value.

Conclusion

The bike VIN is a proper arrangement of numbers and letters, each indicating specific information about the vehicle. You can interpret VIN as your motorbike's fingerprint.

With India facing a surge in vehicle registrations and congested roads, adherence to traffic rules becomes crucial. Wrong-side driving, a common violation, contributes significantly to road accidents. This blog delves into the consequences of wrong-side driving in India, emphasising recent changes in the Motor Vehicle Act and the associated fines. Understanding the implications of this wrong side driving fine is essential for fostering a safer driving culture.

Wrong side driving fine for bike

Despite stringent traffic laws in India, wrong-side driving remains a pervasive issue, leading to numerous fatalities and accidents. In 2019, wrong-side driving resulted in 9200 deaths, with 2726 occurring on the National Highways. This menace accounted for 6% of accidental deaths in 2020. In response to these alarming statistics, the Ministry of Road Transport and Highways has amended the Motor Vehicles Act 1988 in India, increasing fines for violations, and amending the wrong side driving fine too.

Driving on the wrong side of the road is met with penalties ranging from ₹500 to ₹1000. This traffic violation is a non-compoundable offence in some states, requiring offenders to appear in court rather than settle the fine on the spot. Additionally, authorities might send riders to prison for up to three months due to wrong-side driving.

The penalty process involves traffic police stopping the offender and checking relevant documents. Traffic police officers might issue a wrong-side driving challan for the violation. If we fail to produce the necessary documents, such as a driver's licence, registration certificate (RC), or pollution under control certificate (PUCC), it will result in additional fines. In cases of disasters such as accidents, it may even lead to the suspension of the driving licence for up to 3 months.

Other violations, such as speeding over the prescribed limit, skipping red lights, driving under the influence, not wearing helmets, using cell phones while driving, etc., can also lead to hefty fines. Always remember to carry the necessary documents while riding your two-wheelers.

Conclusion

Wrong-side driving severely threatens road safety, leading to accidents and fatalities. Recent amendments to the Motor Vehicles Act 1988 have elevated fines for this violation, making it a non-compoundable offence. Adhering to traffic rules is crucial for fostering responsible driving habits and ensuring the safety of all road users. For comprehensive protection, consider securing your bike insurance online today.

Purchasing a car is not a one-time expense. You will need to set aside some of your earnings to cover its operational and maintenance costs. Even minor car damage can result in significant repair bills. But, if you have a comprehensive motor cover, you won't have to worry about maintenance. Insurance provides financial assistance if repair costs are incurred as a result of an accident, fire, or other tragic events. Also, you will be compensated if you lose your car to theft or total damage.

While driving a car, a few incidents are unavoidable; a dent is just one of them. It is critical to understand the claim process to avoid any last-minute hassles.

How to claim insurance for a car dent in India?

Follow these steps to raise a car insurance claim:

• Notify your insurer: Notify your insurer as soon as possible following the accident that damaged your vehicle. You can dial the toll-free number to reach the claim support team.
• File an FIR: If the claim is for theft or an accident, you must file an FIR with the nearest police station.
• Save the claim number: When you submit your claim request, you will be given a claim acknowledgement number. Save this number for future reference. You will need it to track your claim status.
• Inspection: Your insurer will dispatch a surveying officer to assess the extent and nature of the loss. The officer will prepare a report based on his/her evaluation and send it to the claim support team.
• Garage appointment: Following the inspection, you will be given a list of nearby network garages. You can arrange to have your vehicle towed and the repairs completed. You may also visit a non-network garage. In that case, you cannot avail of the cashless claim facility and will have to file a reimbursement claim.

Following the completion of the preceding steps, the insurer will settle the claim.

Documents required for the claim settlement process

Make sure you have the following documents handy to ensure your claim is settled smoothly.

• Submit the duly filled claim application form
• FIR copy is mandatory if the claim is related to accidental damage or theft
• You must provide a copy of your vehicle's registration certificate as well as the driver's licence of the person driving the car at the time of the accident
• If the vehicle in question is purchased on loan, you must obtain a No Objection Certificate from your lender. It will be required as part of the claim procedure.

Factors to consider before filing a claim for car dent

As said, dents are unavoidable. If you file a claim for it, keep the following drawbacks in mind:

• A dent claim will result in the loss of your No Claim Bonus Car Insurance, eventually raising the policy premium during renewal.
• Car insurance comes with a compulsory deductible. You must pay this amount at the time of filing your claim. It makes no sense to go through the claim process if the deductible and claim sum are equal.

Conclusion

If you have purchased car insurance online, making a claim for a dent is a straightforward process when you follow the correct steps and have the necessary documentation. However, always assess whether making a claim is financially beneficial, considering its impact on ncb in car insurance and policy renewal costs. Being informed about all the details of your insurance policy and being proactive while making claims, is the best way to keep your vehicle in the best shape and ensure optimum maintenance of your finances.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Are you looking to buy a new bike but worried about the cost burning a hole in your pocket? You’ve come to the right place! No matter which type of rider you are - daily commuter, weekend warrior, and long-distance traveller – there's a two-wheeler for you in the list below, that too under ₹2.5 lakh. And while you’re checking these out, also ensure to research and figure out the right bike insurance policy to protect your new vehicle and you.

Top 5 bikes under ₹2.5 lakh

1. Triumph Speed 400 MY25

If you are looking for a 400cc monster, then don't look any further than Triumph Speed 400 MY25. The motorcycle is priced at ₹2.40 lakh (ex-showroom) and has beautifully blended the classic British design with modern engineering. It offers a great riding experience and fuel efficiency. This updated version gets a span adjustable clutch and brake levers and is now available in four new colours.

2. KTM 250 Duke

This bike offers a lethal combo of performance and style, making it a popular choice among young riders.The robust brakes complement the impressive acceleration. Priced at ₹2.5 lakhs (ex-showroom), it comes with many digital features that enhance the safety quotient. Although it takes design inspiration from the 390 Duke, the colour scheme differs.

3. TVS Apache RTR 310

The TVS Apache RTR 310 would be a great bet for people who love modern features and technology. It makes a formidable entry into the 300cc sports bike segment, and the low-slung front end, muscular fuel tank, traction control, cruise control, and bi-directional quick shifter add to its stature. TVS Apache RTR 310 price starts at ₹2.49 lakh (ex-showroom).

4. Jawa Perak

If you're looking for an attention-grabbing bike that makes heads turn, the Jawa Perak is worth considering. The classic bobber design has ample power for city riding and highway cruising. The bike is meant for lone-wolf personalities since there is no space for a pillion rider. The price for its standard variant starts at ₹2.15 lakh (ex-showroom).

5. Royal Enfield Scram 411

The Royal Enfield Scram 411 is for riders who appreciate Enfield's classic look and comfortable riding and need a vehicle that can handle city streets and light off-road trails. This versatile scrambler offers an enviable blend of style and performance. The lighter kerb weight and smaller front wheel provide a pleasing riding experience. Royal Enfield Scram 411 price starts at ₹2.05 (ex-showroom).

Conclusion

With so many fantastic options available, customers today are spoilt for choice. However, just like you will buy a sturdy helmet and other accessories to protect yourself, shield your vehicle with a bike insurance policy offering a broad coverage scope.

Updated on 10-04-2025

A bike's ownership is transferred during the process of selling or buying a two-wheeler. This is a critical process because it ensures that the new owner is legally recognized. Understanding the steps and requirements for transferring bike ownership is essential, as there are legal complications associated with the process.

What is a Two-Wheeler Ownership Transfer?

The transfer of bike ownership is a legally important procedure where the registered name of the owner on the Registration Certificate (R.C.) is officially changed to another name. This process is crucial as it ensures that all legal rights, responsibilities, and liabilities associated with the vehicle are transferred from the seller to the buyer. Failure to complete this transfer can leave the previous owner legally liable for any violations, accidents, or damages involving the bike, even after it has been sold.

The process generally involves notifying the RTO, submitting the necessary documents, and paying the prescribed fees. Additionally, it is equally important to transfer the bike insurance to the new owner's name without any break in coverage. Failure to do so may lead to complications in claims and legal responsibilities, making this step as crucial as the R.C. transfer.

When is Two-Wheeler Ownership Transfer Required?

Transfer of bike ownership in India is mandatory in several cases, including:

1. Sale or purchase of a second-hand bike:

When a pre-owned two-wheeler is purchased, it is essential that the ownership be legally transferred to the buyer. This transfer confirms that the buyer can enjoy all rights and responsibilities concerning the bike.

2. Receiving a two-wheeler as a gift:

If you inherit a bike from your family or receive one as a gift, then the transfer of ownership is crucial for you to become the legal owner of the vehicle.

3. Transfer of ownership within a family:

When ownership is transferred within the family - for example, between parents and children or siblings - the records should be cleared legally to ensure correct ownership.

4. Moving out of state:

If you move to a new state with your motorcycle, a transfer of ownership is required to get a new registration and follow the regulations in your new residential area.

Bike Ownership Transfer Cost

The cost of bike ownership transfer will vary according to the state and case. It is generally categorised as:

• Transfer Fee:

This is the general underlying fee that the RTO charges for processing the transfer. It ranges between Rs. 300 and Rs. 500.

• Road Tax:

If the bike is transferred to another state, the road tax to be paid in the new state will depend on its age, model, and state rules regarding the bike.

• NOC Charges:

In the case of transferring the bike to another state, obtaining a No Objection Certificate (NOC) from the original RTO may incur an additional charge of approximately Rs. 200 to Rs. 500.

• Hypothecation Removal Charges:

In the case of loaned bikes, the process of transfer would also involve the removal of hypothecation, which may require an additional charge.

Check the exact amount from the concerned RTO or through a professional so that no extra and undue costs arise later.

Documents Required for Bike Ownership Transfer

The following documents are needed for the bike ownership transfer process:

• Form 29 and Form 30:

This is available at RTO, and should be signed by both the seller and buyer.

• Original RC:

You must carry the original Registration Certificate of the bike.

• Bike Insurance Policy:

The bike insurance policy should be transferred in the name of the new owner, or a new policy must be obtained.

• PUC Certificate:

A valid PUC certificate is to be provided.

• Address Proof:

Provide address proof documents for both the buyer and seller, such as an Aadhaar card, voter ID, or passport.

• Proof:

Identity proof in the form of a PAN card, driving licence, or passport is mandatory.

• Passport-Size Photographs

Recent passport-sized photos are a must.

• No Objection Certificate

An NOC from the original RTO is required if the transfer is carried out to another state.

Bike Ownership Transfer Online: A Step-by-step Guide

Transfer of bike ownership online has been made more convenient and time-saving. Here is a step-by-step guideline on how to transfer bike ownership online:

• Visit the official website of Parivahan. And click on 'Vehicle Registration'.
• From the menu, click on 'Vehicle-Related Services', then enter the registration number of the bike.
• Select 'Transfer of Ownership'.
• Scan and upload the required documents along with Form 29 and Form 30, I.D. proofs, and bike insurance.
• Pay the necessary fee and schedule the appointment with the RTO for document verification.
• On the fixed date and time, visit the RTO office with the original documents.
• A confirmation email will be received after document verification. Following this, the new Registration Certificate (R.C.) will be dispatched in favour of the new owner.

Documents Required for Transfer of Ownership of Two-Wheelers in Case of Owner’s Death

If the owner of a two-wheeler passes away, the legal heir must follow the ownership transfer process by submitting the following documents:

1. Death certificate – Proof of the owner's demise
2. Legal heir certificate – Establishes the successor's right over the vehicle
3. Succession certificate (if applicable) – Required if there is a dispute over ownership
4. RC of the bike – Original Registration Certificate
5. Insurance policy – Ensures the vehicle is covered
6. PUC certificate – Ensures compliance with emission norms
7. Form 30 & Form 31 – For transfer of ownership in case of death
8. Address proof of the legal heir – Aadhaar, Passport, or other valid ID

How to Apply for Two-Wheeler Ownership Transfer Offline

The procedure for bike ownership transfer in offline mode is as follows:

• Visit Local RTO:

The bike owner is required to visit the local RTO where the bike is registered, bringing all the relevant documents.

• Forms:

Form 29 and Form 30 must be obtained from the RTO office or can be downloaded from the official RTO website.

• Fill out the Forms:

The correctly filled forms should be attached with passport-sized photographs.

• Submission:

Submit the filled-in forms along with the original Registration Certificate (R.C.), bike insurance, PUC certificate, identification proof, and address proof.

• Pay Fees:

At the RTO office counter, pay the required fee, which includes the transfer fee for ownership, any card issuance fees, and, in some cases, applicable road tax.

• Document Verification:

The documents are verified by the RTO official. In some cases, a physical examination of the bike may also be conducted.

• Get a receipt:

A receipt will be generated after payment completion, which serves as proof of the transfer application.

• Collection of the updated R.C.:

A new Registration Certificate (R.C.) in the name of the buyer is either dispatched to the buyer's registered address or can be collected from the RTO.

FAQs on Bike Ownership Transfer

1. How long does the ownership transfer process take?

The process usually takes 15-30 days, depending on the RTO and document verification.

2. Can I transfer ownership without valid insurance?

No, valid bike insurance is mandatory for the ownership transfer process.

3. What happens if I don’t transfer ownership after selling my bike?

The previous owner will remain legally liable for any future accidents or violations.

4. Is a NOC required for bike ownership transfer in the same state?

No,  NOC (No Objection Certificate) is only required for interstate transfers.

5. Can I apply for ownership transfer if the bike has pending fines?

No, all pending fines and taxes must be cleared before ownership transfer.

6. Can I transfer my third-party insurance policy when changing vehicle ownership?

Yes, the third-party insurance policy linked to the vehicle can be transferred when ownership is changed.

7. Which form is used as the No Objection Certificate (NOC)?

Form 28 serves as the official No Objection Certificate for ownership transfer.

8. Where can I obtain Form 28 for the No Objection Certificate?

Form 28 can be downloaded from the official RTO website. After filling out the form, submit it along with other necessary documents at the RTO. The NOC will be granted after police verification and audit clearance.

9. Can I transfer the NCB benefits of my vehicle’s insurance when transferring ownership?

No, the No Claim Bonus (NCB) cannot be transferred to the new owner during the bike ownership transfer process because it is linked to the person, not the vehicle.

Conclusion

The transfer of ownership of a bike is essential for establishing proper proprietorship. It must be done legally to ensure a smooth transition of responsibilities from the seller to the buyer. Understanding the requirements, costs, and documentation involved in the process of a 2-wheeler ownership transfer will help streamline the transfer process and protect you against any future liabilities.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.