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For Deccan Aviation Customers

Home Personal Products Travel Individual Overseas Platinum Plan
Buy Overseas Travel Insurance (Platinum Plan) Online
Platinum Plan

Overseas Travel Insurance covers unexpected and unplanned medical and non-medical expenses when you are abroad. Our plan is the most preferred amongst other travel insurers because we cover pre-existing disease in life-threatening emergency situations. In order to faciliate greater access to quality health care, we have partnered with leading US-based Health Care provider UnitedHealth Group, to provide you access to United Health Care's network of hospitals and physicians when in the US.

All overseas travel policies charge premium on a slab basis. Which means if you are on a 16-day trip, you end up paying for 21 days, as the slab is 14 to 21 days. But with us you ‘pay per day’, you only pay for the days you travel. In case of insurance cover for senior citizens between 71 years to 85 years of age please click here

For cashless settlement of claims, contact us at +91 11 4189 8800.


Overseas Travel Insurance

Policy Details

Policy Coverage  | Key Benefits  | Need for Travel Cover  | Claim Process  | Why buy online
Policy Coverage

Medical Cover*- US$ 50,000 to US$ 250,000
This covers medical cost due to illnesses or accidents, including outpatient & inpatient medical expenses, medical aid, therapies and diagnostic test. It also covers medical evacuation costs back to India.
NOTE - We also cover Pre-existing Ailments and Maternity in case of life-threatening situations.

Daily Allowance in case of Hospitalization**– US$ 25 per day for max. 5 days
Compensation for hospitalization for more than 2 days.

Dental Treatment*– US$ 250
Covers the cost of acute anesthetic treatment to natural teeth due to an injury.

Repatriation of Remains– US$ 7,000
For the expenses of repatriating the remains back to India.

Passport Loss** – US$ 200
For expenses incurred in obtaining a fresh or new passport.

Checked Baggage Loss– US$ 500
Compensation for the permanent loss of checked-in baggage.

Checked Baggage Delay– US$ 100
Compensation for reasonable expenses incurred for the purchase of toiletries, clothing and medication due to a delay of checked-in baggage for more than 12 hours.

Personal Accident– US$ 15,000
Compensation paid in case of death or permanent total disability.

Personal Liability– US$ 100,000
Compensation for damages paid to a third party, resulting from death, injury or damage to health or property that is caused involuntarily by the insured.

Financial Emergency Assistance– US$ 300
Emergency cash that is available to you in case your travel funds are robbed.

Hijack Distress Allowance#– US$ 125 per day for 7 days
A compensation payable in case of hijack of air or sea common carrier for more than 12 hours whilst on your trip abroad.

Trip Cancellation & Interruption*– US$ 500
Reimbursement of the non-refundable prepaid payments or the additional expenses, for the trip being cancelled or interrupted due to medical problems, personal employment problems or natural disasters.

Missed Connection*– US$ 500
Reimbursement of the extra expenses incurred due to a missing a connecting flight, due to delay in the arrival of the aircraft for more than 3 hours.

Trip Delay*– US$ 500
Reimbursement of additional expenses incurred, up to US$ 100/- per day, if trip is delayed for more than 6 hours due to airline problems, medical problems, personal employment problems or natural disasters.

Home Insurance– Rs. 2,000,000 for Building and Rs. 500,000 for Contents
To the losses that you may incur due to damage to you home from natural and man made calamities or burglary, whilst on your trip abroad.

*Deductible of US$ 100. This deductible is applicable on per illness (complete treatment) basis and not on per visit to the doctor / hospital. ** Deductible of US$ 50. ***2 days deductible. # 12 hours.

Click here to view our Policy Exclusions.

For complete details on policy coverage and exclusions, kindly refer to the Policy Wordings.


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Key Benefits

Pay Per Day- no slab rates charged - You don’t pay for the days you don’t use. So next time you travel for 24 days, you will pay for 24 days and not for 30 days in the slab system.

Instant Policy Issuance- The policy is issued instantly online. No medical check-up required

Cashless settlement of claims worldwide – You can avail of cashless services at medical institutions worldwide. Contact us at:

From USA and Canada: + 1 866 625 8529 (Toll Free)
From the rest of the world: +91 11 4189 8868 (Call back facility)
In India: +91 11 4189 8800
In India for reimbursement enquiry: 1800 113 666 (Toll Free & Accessible only in India and during business hours only)
Fax: +91 11 4189 8801
E-mail- travelclaims@icicilombard.com

No medical Check-up up to 85 years
No health-check up is required up to 85 years of age. This special offer is also applicable to senior citizens, avail Senior Citizen Plan instantly with no medical check up with a claim benefit of $15,000 per illness or injury.

Quality Health care - ICICI Lombard has partnered with leading US-based Health Care provider UnitedHealth Group, to provide better health care benefits and services to be availed when in the US

Lightning Fast Claims - Your claims are settled within 7 days of the receipt of the required documents.

Pre-existing Ailments and Maternity cover - Pre-existing ailments and maternity are covered in case of life-threatening situations.

Coverage up to 360 days

Pay at interest free EMIs: You can pay through your ICICI Bank,Citibank and HDFC Bank Credit Card and avail of Interest-Free equal monthly installments (EMI) for your premium.
Note: EMI option subject to minimum annual premium of Rs. 1500. Click here to know more.

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Need for Travel Cover

In India, around 30 crore people travel by train and 1.5 crore by air, every year. A large number of people fall sick or cancel their travel plans or find their baggage stolen
Amongst popular destinations, Travel insurance is mandatory for European countries, Australia, New Zealand, Canada and USA
Medical treatment abroad is expensive especially when one has to pay in foreign currency
Overseas Travel Insurance takes care of your medical expenses and repatriation and covers you against personal accident, loss of checked baggage, loss of passport, personal liability, trip delay, etc.


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Claim Process

Know all about making a claim

Claim process
View Claim Process Chart
Download Claim Form

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Why buy online

Why buy online at www.icicilombard.com? We give you a few of many reasons why -

Highest Levels of Security: Click to view our security certifications:
TRUSTe Privacy Seal Program
Entrust Certification
Digitally signed policy is available 24X7 online, customer can take prints instantly. The hard copy of the policy is couriered the same day (or next day if customer buys after 6 PM) and will reach him/her within 2-3 working days.
0% EMI option: You can pay online through ICICI Bank or Citibank Credit Card at 0% EMI (interest-free EMI).
Note: EMI option subject to minimum annual premium of Rs. 1500. Click here to know more.
No Paperwork

(subject to the discretion of the Bank)

Overseas Product Code: Misc 4030


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