Platinum Plan Overseas Travel Insurance covers unexpected and unplanned medical and non-medical expenses when you are abroad. Our plan is the most preferred amongst other travel insurers because we cover pre-existing disease in life-threatening emergency situations. In order to faciliate greater access to quality health care, we have partnered with leading US-based Health Care provider UnitedHealth Group, to provide you access to United Health Care's network of hospitals and physicians when in the US.
All overseas travel policies charge premium on a slab basis. Which means if you are on a 16-day trip, you end up paying for 21 days, as the slab is 14 to 21 days. But with us you ‘pay per day’, you only pay for the days you travel. In case of insurance cover for senior citizens between 71 years to 85 years of age please click here
For cashless settlement of claims, contact us at +91 11 4189 8800.
Medical Cover*- US$ 50,000 to US$ 250,000 This covers medical cost due to illnesses or accidents, including outpatient & inpatient medical expenses, medical aid, therapies and diagnostic test. It also covers medical evacuation costs back to India. NOTE - We also cover Pre-existing Ailments and Maternity in case of life-threatening situations.
Daily Allowance in case of Hospitalization**– US$ 25 per day for max. 5 days Compensation for hospitalization for more than 2 days.
Dental Treatment*– US$ 250 Covers the cost of acute anesthetic treatment to natural teeth due to an injury.
Repatriation of Remains– US$ 7,000 For the expenses of repatriating the remains back to India.
Passport Loss** – US$ 200 For expenses incurred in obtaining a fresh or new passport.
Checked Baggage Loss– US$ 500 Compensation for the permanent loss of checked-in baggage.
Checked Baggage Delay– US$ 100 Compensation for reasonable expenses incurred for the purchase of toiletries, clothing and medication due to a delay of checked-in baggage for more than 12 hours.
Personal Accident– US$ 15,000 Compensation paid in case of death or permanent total disability.
Personal Liability– US$ 100,000 Compensation for damages paid to a third party, resulting from death, injury or damage to health or property that is caused involuntarily by the insured.
Financial Emergency Assistance– US$ 300 Emergency cash that is available to you in case your travel funds are robbed.
Hijack Distress Allowance#– US$ 125 per day for 7 days A compensation payable in case of hijack of air or sea common carrier for more than 12 hours whilst on your trip abroad.
Trip Cancellation & Interruption*– US$ 500 Reimbursement of the non-refundable prepaid payments or the additional expenses, for the trip being cancelled or interrupted due to medical problems, personal employment problems or natural disasters.
Missed Connection*– US$ 500 Reimbursement of the extra expenses incurred due to a missing a connecting flight, due to delay in the arrival of the aircraft for more than 3 hours.
Trip Delay*– US$ 500 Reimbursement of additional expenses incurred, up to US$ 100/- per day, if trip is delayed for more than 6 hours due to airline problems, medical problems, personal employment problems or natural disasters.
Home Insurance– Rs. 2,000,000 for Building and Rs. 500,000 for Contents To the losses that you may incur due to damage to you home from natural and man made calamities or burglary, whilst on your trip abroad.
*Deductible of US$ 100. This deductible is applicable on per illness (complete treatment) basis and not on per visit to the doctor / hospital. ** Deductible of US$ 50. ***2 days deductible. # 12 hours.
Pay Per Day- no slab rates charged - You don’t pay for the days you don’t use. So next time you travel for 24 days, you will pay for 24 days and not for 30 days in the slab system.
Instant Policy Issuance- The policy is issued instantly online. No medical check-up required
Cashless settlement of claims worldwide – You can avail of cashless services at medical institutions worldwide. Contact us at:
From USA and Canada: + 1 866 625 8529 (Toll Free) From the rest of the world: +91 11 4189 8868 (Call back facility) In India: +91 11 4189 8800 In India for reimbursement enquiry: 1800 113 666 (Toll Free & Accessible only in India and during business hours only) Fax: +91 11 4189 8801 E-mail- travelclaims@icicilombard.com
No medical Check-up up to 85 years No health-check up is required up to 85 years of age. This special offer is also applicable to senior citizens, avail Senior Citizen Plan instantly with no medical check up with a claim benefit of $15,000 per illness or injury.
Quality Health care - ICICI Lombard has partnered with leading US-based Health Care provider UnitedHealth Group, to provide better health care benefits and services to be availed when in the US
Lightning Fast Claims - Your claims are settled within 7 days of the receipt of the required documents.
Pre-existing Ailments and Maternity cover - Pre-existing ailments and maternity are covered in case of life-threatening situations.
Coverage up to 360 days
Pay at interest free EMIs: You can pay through your ICICI Bank,Citibank and HDFC Bank Credit Card and avail of Interest-Free equal monthly installments (EMI) for your premium. Note: EMI option subject to minimum annual premium of Rs. 1500. Click here to know more.
In India, around 30 crore people travel by train and 1.5 crore by air, every year. A large number of people fall sick or cancel their travel plans or find their baggage stolen
Amongst popular destinations, Travel insurance is mandatory for European countries, Australia, New Zealand, Canada and USA
Medical treatment abroad is expensive especially when one has to pay in foreign currency
Overseas Travel Insurance takes care of your medical expenses and repatriation and covers you against personal accident, loss of checked baggage, loss of passport, personal liability, trip delay, etc.
Digitally signed policy is available 24X7 online, customer can take prints instantly. The hard copy of the policy is couriered the same day (or next day if customer buys after 6 PM) and will reach him/her within 2-3 working days.
0% EMI option: You can pay online through ICICI Bank or Citibank Credit Card at 0% EMI (interest-free EMI). Note: EMI option subject to minimum annual premium of Rs. 1500. Click here to know more.
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