Can I raise a COVID-19 related hospitalisation claim while on vacation in another country?
Yes, if you contract the coronavirus disease while on an overseas trip and your condition necessitates hospitalisation, then you can claim for both in-patient and out-patient COVID-19 related hospitalisation expenses.
What if I catch coronavirus and my health conditions force me to cancel my trip? Will the insurer compensate me for my financial losses?
Yes, if you have purchased multi-trip travel insurance from us, we will compensate you for any financial losses incurred due to trip cancellation or interruption caused by COVID-19 illness to you or your immediate family member.
What is the maximum age limit on an annual multi-trip policy?
To purchase an annual multi-trip policy, the age of the proposer should not exceed 70 years.
How many times can I travel if I have a gold multi-trip policy?
When you purchase a gold multi-trip, you can take as many trips as you want throughout the policy period. However, when it comes to your trip duration, then depending on the option chosen, the maximum length of a single trip can be 30 days, 45 days, or 60 days.
Can the period of travel insurance be extended for multi-trip travel insurance?
Yes, at ICICI Lombard, we allow emergency trip extension in certain circumstances such as medical conditions, natural catastrophes etc. To request an extension, contact the assistant service provider, or reach us at our toll-free number 18002666 or email us at customersupport@icicilombard.com.
Do I need to undergo any medical examination for coverage?
No, medical check-ups are not mandatory to buy multi-trip travel insurance from us.
When does the coverage for a multi-trip start?
The benefits offered under the multi-trip travel insurance will begin from the date of commencement of your journey to the day when you return to your home country after completing your overseas trip.