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Mulit Trip

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0Adult(s) (3 months - 70 years)

(3 months - 50 years)

(51 - 60 years)

(61 - 70 years)

0Senior Citizen(s) (71 - 85 years)

(70 - 85 years)

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I want Multi Trip travel insurance to secure


3 Months-50 years

51 years-60 years

61 years-70 years

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maximum duration per trip

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I want Student Travel insurance quote
and I am leaving India on
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for the period of
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travelling to
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leaving India on
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returning India on
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and journey begins on
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Get travel insurance priced as per your expected travel days in a year

As a frequent traveller, you can avoid the hassles of buying travel insurance for each trip and get a one-time comprehensive travel insurance plan, priced as per your expected number of travel days in a year.

7 reasons to buy ICICI Lombard Gold Multi Trip Travel Insurance

  • member

    Customise your policy as per your travel calendar


    Our Multi Trip Travel insurance lets you secure up to 30, 45 or 60 days of travel per year, at one go

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    Experience more coverage without travel worries


    Secure your travel with an insurance plan that offers you a sum insured of up to $ 500,000

  • member

    If you lose luggage, we will compensate the loss


    We offer coverage for total loss of checked-in baggage including handbag

  • member

    Take care of your loved ones, even when you are miles away


    Get value added services like medical concierge, automotive and lifestyle assistance

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    Access high-quality medical care when you need it


    Benefit from our tie-up with United Health International (UHI), one of the largest and most diverse healthcare companies in the United States

  • member

    If you face a medical emergency abroad, get immediate help with our cashless facility


    Your travel insurance plan lets you avail cashless hospitalisation facilities worldwide

  • member

    Age should be no bar to make travel plans


    Our Multi Trip travel insurance is available for individuals of up to 70 years of age

Checklist for Buying Travel Insurance

Checklist for buying Travel Insurance

Read Article
Loss of baggage and passport

International Travel Insurance Loss of Baggage & Passport

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Bad Airports: Traveller Complaints and Facilities

Exploring Asia? Beware of these airports that are notorious for their bad facilities.

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Understand your Multi Trip travel insurance policy coverage

Your policy covers:

  • Total loss of checked-in baggage
  • Trip cancellation and interruption
Benefits Sum Insured Deductibles in $/Hrs
Medical Cover (includes medical evacuation cost) US$ 7,500 US$100 (Total amount applicable for Medical Expenses along with the applicable extension under Medical Expenses)
Repatriation of Remains (Including in medical sum insured) US$ 7,500 NA
Dental Treatment US$ 300 US$ 100
Total Loss of Checked-in Baggage US$ 500 NA
Delay of Checked-in Baggage*$$ US$ 100 NA
Loss of Passport US$ 300 US$ 50
Personal Liability US$ 1,00,000 5% of Actual
Personal Accident US$ 15,000 NA
Hijack Distress Allowance*## US$ 125 per day for max. 7 days NA
Emergency Cash Advance US$ 1,000 NA
Trip Cancellation and Interruption US$ 500 NA
Missed Flight Connection#$$ US$ 500 NA
Trip Delay*$$ US$ 500 NA
Political Risk and Catastrophe Evacuation US$ 7,500 NA
Accidental Death (Common Carrier) US$ 5,000 NA
Value Added Services

*$$ Delay of more than 6 hours
*## Delay of more than 12 hours 
#$$ Delay of more than 3 hours

Sublimit A: For policies with medical expenses sum insured over US$ 100,000,the limit of liability of the company will be restricted to US$ 100,000 per sickness, disease or accident sustained or contracted within the period of insurance whilst on the trip abroad, that may lead to one or more medical expenses and/or hospitalisation expenses.

Sublimit B: Applicable for all plans, for persons aged 51 years and above.


Multi Trip policy offers worldwide coverage. However, due to the latest insurance requirements by Schengen consulates, Multi Trip policy is not valid for getting Schengen visa for customers who are above 50 years of age. If you fall in the said age bracket and are planning to travel to Schengen countries, we recommend a Single Trip policy choosing ‘Schengen Countries’ as your travel location.

Refer to the Policy Wordings document to understand exactly what all your policy covers, so you can benefit from it better.

Your policy does not cover:

Any claim due to or arising out of pre-existing medical condition/ailment, whether declared or undeclared, is not covered under the policy. Your policy will also not include the following:

  • Addiction to alcohol, drugs
  • Mental disorder, anxiety, depression
  • Venereal diseases
  • Sexually transmitted diseases, AIDS, HIV
  • Radiation, nuclear weapons induced
  • Sporting activities
  • Expenses arising out of loss of valuables, money, securities and tickets
  • Naturopathy treatment, ayurvedic/homeopathic therapies
  • Treatment relating to removal of physical flaws - cosmetic or plastic surgery
  • Costs incurred relating to rest or recuperation at a spa or health resort

It’s always a good idea to be aware of what is excluded from your policy; so make sure you read the Policy Wordings.

Check your eligibility for Multi Trip policy

  • If you are an individual between the ages of 3 months and 70 years, you are eligible for the Multi Trip policy.

Explore our simple, hassle-free claims process

In case of an unforeseen medical or non-medical emergency while travelling, be assured of complete assistance from us. We will do whatever is required to get you safe, comfortable and back on your feet as soon as possible.

All you need to do is reach out. Use any of the following ways to get in touch, and leave the rest to us.

In USA and Canada: +1 844 871 1200 (Toll Free)

From the rest of the world: + 91 124 4498778 (Call back facility)

In India: 1800 102 5721 (Toll Free & Accessible in India only)

Fax: +91 124 4006674

Email: icicilombard@falck.com

Get answers to common queries about Gold Trip travel insurance

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Does this policy cover pre-existing diseases?

Any claim due to or arising out of pre-existing medical condition/ailment whether declared or undeclared is not covered under the policy.

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Is there cover for pre-medical conditions like diabetes?

Any claim due to or arising out of pre-existing medical condition/ailment whether declared or undeclared is not covered under the policy.

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Why do I need Travel Insurance?

Unfortunate events such as baggage loss, passport loss, a medical emergency or an accident can affect your travels, whether for business or leisure. International Travel Insurance protects you from such perils by ensuring that you are not left stranded in any kind of emergency.

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What sum insured should I opt for while traveling to Schengen countries?

You should choose a plan with a minimum sum insured of USD 50,000.

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Are there any sub-limits applicable for Schengen countries?

No, there are no sub-limits applicable for Schengen countries.

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In case medical treatment is required, is there any need for pre-approval before hospitalization?

You will need to contact our ASP and they will arrange for cashless claims for the medical treatment.

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Where can I find out more about the policy coverage?

Please refer to the policy wordings for complete coverage details.

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Can more than one policy be issued for the same trip?

Each individual is to be insured by not more than one policy during their journey.

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Are business travellers eligible to purchase a Travel Insurance policy?

Yes. Our travel insurance is designed for both leisure and business travellers. Business travellers who go abroad frequently can avail of multi-trip plans.

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When does the cover begin and end?

You are covered from the start date of your trip or the policy start date. These will be confirmed on your policy schedule once the policy is purchased.

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What if I fail to produce the required documents?

There are some documents that are definitely needed, without which a claim will not be paid. We will try and assist you to find surrogate means to get the required proof.

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Within how many days should the claim for insurance benefit be submitted?

Claims should be submitted in 30 days, i.e., within a month after the completion of treatment. In the event of death, they can be submitted after the repatriation of the person's remains/burial.

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Will my charges be paid directly to the service provider or do I need to pay the bill first and then claim it from ICICI Lombard later?

For hospitalisation, Please call on +1 844 871 1200 (From USA/Canada), on +91 124 4498778( From Rest of the World) , which you would have to call up for the cashless claim, and for a physician visit, you will be getting reimbursement on his bills

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What is the process if we need to claim later?

The forms are available on the website, and you will also receive the forms along with the policy, you can submit them with the relevant documents.

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What are the modes of payment?

Now you can choose between 5 payment options to pay your premium online:
  • Credit Card – Make secure premium payments with your VISA, Master and AMEX card.
  • Net banking - Transfer premium amounts online through ICICI Bank and 9 other select Banks
  • Bill Pay – Use your ICICI Bank Internet Banking account to pay your insurance premium
  • Debit Card – Just enter your Citibank Debit Card details to pay your insurance premium directly
  • Cash Card - Use your Done Card to make payment online
  • Choose the product you plan to buy and log in to Buy Online
  • Fill in the transaction details
  • Choose from the 3, 6, 12 or 24 months options according to your convenience
  • Access your policy immediately online

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How long does it take to receive the policy papers once I purchase the policy online?

The hard copy of the policy will reach you within 7 working days. However, you can buy the policy online within 15 minutes and print the policy instantly. This works as a legally valid document, even at the time of claims, as all you need to have is your passport details and policy number.

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What are the charges for policy cancellation?

The fee for policy cancellation is ` 300.

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Will I get a refund if I cancel my policy?

The policy bought online will be cancelled and the amount will be refunded on a pro-rata basis provided no claims have been made subject to minimum 30 days left for the policy to expire.

Overseas Travel Insurance for Frequent Flyers by ICICI Lombard, specially designed to secure as many as 30, 45 or 60 days of travel per year, at one go. Know more about our International Travel plans here.
4.2 108 reviews

Review and Rating

137 reviews

Write a review
  1. Rizwan Ahmed | Mar 29, 2017
    I am very much satisfied and thankful to your customer care executive for helping me to get the ICICI Lombard overseas travel insurance policy over the phone. It’s the best service provider and the executive was very polite and soft spoken with lot of patience in completing the whole process. Once again thanks to ICICI Lombard and Team.
  2. Ashwini Shetty | Mar 27, 2017
    This is with respect to prompt and exemplary customer service received by your agent which enabled me to easily buy your travel insurance policy online. Great job ICICI Lombard & Team.
  3. Aruna Bhandarkar | Mar 25, 2017
    I was well guided by your employee with lot of patience on purchase of travel insurance policy online. I am sure she is a valuable asset to your organisation.
  4. Narayan Iyer | Mar 23, 2017
    Your advisor was excellent and guided me to buy a new overseas travel and medical insurance policy. He helped a lot with his online chat and also called me for this. 5-star for ICICI Lombard’s service. Thank you!
  5. Ramesh Singani | Mar 19, 2017
    Your team helped me to buy the best travel insurance that suits my needs. They were very articulate, patient and clear. The entire conversation happened on online chat and on telephone. They made things so simple and made me to buy the policy. I am happy. I will come back again.
  6. Mehulkumar Mehta | Mar 14, 2017
    I had a very pleasant experience dealing with your customer representative, while buying the travel insurance for my family. She not only provided all the details with clarity, but also helped me in getting the policy details in a very prompt fashion. I wanted to pass this positive feedback.
  7. Rajesh Babu Ramisetty | Mar 10, 2017
    Your advisor helped me to buy the policy as per my requirements. She explained me all the features and benefits of travel insurance and also, helped me to understand in what circumstances I can claim. I would recommend ICICI Lombard to my friends and colleagues.
  8. Ramy Reddy | Mar 06, 2017
    Your chat support team was very helpful in assisting me with the purchase of a travel insurance policy for my mother-in-law. They explained every aspects of the policy. It was a pleasure to interact with your team. Thanks
  9. Vishal Patil | Mar 04, 2017
    The agent was very responsive. However, I need time to think over getting a travel insurance. His advice is useful to me. Thank you.
  10. Bharathi Anagha | Feb 28, 2017
    Your representative was good in assisting me to buy new travel insurance for my mom via online. Thank you very much.
  11. Balasubramaniam Arun | Feb 26, 2017
    Excellent help by your advisor….I appreciate his help and explaining the travel policy in detail. Thanks
  12. Pawan Bhargava | Feb 23, 2017
    Your representative was very helpful and very professional. She helped me to buy 2 travel policies very efficiently and gave all the necessary information about my policy. Thrilled with the service.
  13. Suganya S. | Feb 15, 2017
    I was looking for travel insurance and landed on your website. Very easy to find the right information and instruction on the website about travel policy. I will definitely consider ICICI Lombard for any insurance product.
  14. Aamir Shaikh | Feb 13, 2017
    I must acknowledge and thank your team who despite the IT systems being down, diligently followed up during the course of the day, and ensured that I received the travel insurance policy in time for my visa application tomorrow. Thank You! Much appreciated!
  15. Preeti Tayal | Feb 09, 2017
    Service given by your representative for Travel insurance was fantastic and has explained each and every aspect of my policy. Overall Good experience.
  16. Sowmya B.S. | Feb 07, 2017
    Appears to be an all-round good travel policy from ICICI Lombard. Your team explained advantages of having travel policy and also assisted me to buy the policy online. Thank you so much!
  17. Dagadu Akambe | Feb 01, 2017
    Greatly explained travel policy details, answered all queries and concerns very patiently and clearly by ICICI Lombard support team. Appreciate it. Thank you.
  18. Chaitanya Johri | Jan 26, 2017
    Your sales representative was very helpful to successfully complete the purchase of travel insurance for my mother’s international travel. I would rate this policy 10/10.
  19. Tushar Mittal | Jan 24, 2017
    Your representative was extremely helpful and clearly explained all the inclusions and exclusions of travel insurance policy. It was a nice experience.
  20. Joy Barua | Jan 23, 2017
    Travel insurance is very important to the frequent traveler like me. The policy provides me coverage against loss of my baggage, insurance against any medical emergency etc. I like the service offered by ICICI Lombard.
  21. Roopesh Majeti | Jan 20, 2017
    Happy for the support provided by your representative. He explained me what is covered in the policy and what is not covered. He assisted me completely in buying the travel insurance for my mother-in-law.
  22. Pravin Thombare | Jan 16, 2017
    Clear and transparent pricing and cover was fully explained by your team. They helped me to get travel insurance policy very quickly. Keep up the good work.
  23. Rohan Kwatra | Jan 14, 2017
    After a long research I found a perfect travel insurance policy. The benefits offered by ICICI Lombard is great and also premium is nominal in comparison with policy coverage. Great Travel Policy.
  24. Chitra Vashisht | Jan 12, 2017
    Your team has given an excellent customer support on travel insurance policy. They explained features/Add-Ons of a policy in detail. Thank you ICICI Lombard for such a great service.
  25. Bharath Ram Sugavanam | Jan 10, 2017
    Your team has explained me travel insurance policy in detail and helped me in buying the policy. Thanks.
  26. Balu Natarajan | Jan 10, 2017
    I have secured my upcoming trip by purchasing ICICI Lombard’s travel insurance plan. The policy has much more benefits which I didn’t expect, policy covers all medical emergency during travel, reimburse baggage loss and many more. Happy to have travel insurance plan by ICICI Lombard.
  27. Ankur Gupta | Jan 07, 2017
    Purchased a Travel Insurance from ICICI Lombard, with the help of customer support Toll free number. Thanks
  28. Sonali Nandvidkar | Jan 06, 2017
    Thank you ICICI Lombard. The travel insurance was taken by me last minute just couple of hours before my flight. Special thanks to your representative who has a great knowledge of product and tonnes of patience to explain term & conditions of policy repeatedly. He is an asset for your company. Thank you again
  29. Gourab Ray | Jan 05, 2017
    I must say everyone should buy the travel insurance policy, because it gives maximum coverage against very low premium. I have secured my last international trip by purchasing travel insurance policy from ICICI Lombard and enjoyed the trip. Great travel policy offered by ICICI Lombard
  30. Amit Kumar Pathak | Jan 04, 2017
    Your online team helped me to identify travel insurance policy as per my requirements and also assisted me throughout the buying process. Excellent service.
  31. Srikanth Maddela | Jan 02, 2017
    I purchased travel insurance policy from ICICI Lombard which provides me many advantages like reimbursement for loss of luggage, 24x7 customer support service, and medical treatment is covered in the policy. Excellent policy. Thank you!
  32. Sudeshna Sen | Dec 31, 2016
    Good morning! Just a few minutes - and I already had all my doubts resolved and bought travel insurance for my family. That’s fantastic service! Thanks a lot to your team - very helpful. They had assisted me through the entire selection and purchase process. It was great dealing with ICICI Lombard. Best wishes!
  33. Pallav Shyam | Dec 28, 2016
    Your travel insurance team did an excellent job in explaining me the terms of travel insurance policy and in helping me to select the right policy. It was wonderful experience and a seamless purchase.
  34. Jay Mehta | Dec 26, 2016
    Your team has been extremely helpful in buying the travel insurance policy and went overboard to resolve the technical issue. Very happy to interact with your team. Excellent Service.
  35. Varsha Mehra | Dec 22, 2016
    Your team helped me to buy the travel insurance policy patiently. They explained me all the details of the policy and helped me to complete the transaction in a short time. As for the policy, it is one of the best I have seen in the market. Covers all aspects of a travel. Thank you.
  36. David Francis | Dec 19, 2016
    My phone insurance officer was so good and helpful to suggest the right travel policy for my family. She explained me in detail about inclusions and exclusions of the policy. She was one of the best phone officers I have spoken with. I was impressed with the kind of professionalism, transparency and clarity about the policy. She understands the customer very well and suggests the right policy.
  37. Shankar Kambhampaty | Dec 15, 2016
    Feedback on your customer support team, they were outstanding in resolving the issues I had in taking overseas travel insurance. They were very efficient and patiently made sure that the 4 policies were issued in the shortest possible time. Great work.
  38. Omkar Bapat | Nov 18, 2016
    The experience was smooth in getting the Multi trip travel insurance policy online. Your advisor was patient and helpful, he has helped out in great detail to acquire this policy.
  39. Vaishali Murli Ratnam | Apr 30, 2016
    Very helpful, extremely informative and precise information given. Patiently attended the call. Helped by the travel policy team.
  40. Tanya Shah | Apr 30, 2016
    The team was great while I was enquiring about travel insurance. They did really well and were patient in explaining the policies to me. I give them a rating of 5.
  41. Bharti Gaur | Apr 30, 2016
    I appreciate the timely response from your travel team. They were very helpful during the whole transaction and very patiently answered all my queries. Thank you team!!
  42. Shalini Kumar | Apr 29, 2016
    The team is wonderful, excellent and very professional. They are an asset to company. Very clear and explained everything in depth.
  43. Prashant Kumar Jha | Apr 29, 2016
    Got assistance from your team for purchasing travel insurance. Extremely satisfied with support. Their professionalism, soft speaking skills and patience can prove a great asset for the organisation. Keep it up.
  44. Maharshi Pathak | Apr 29, 2016
    The team has given great assistance and pertaining information for enrolling the travel policy today. They have very humble behavior and professional approach.
  45. Altaf Ladak | Apr 29, 2016
    It was a complete pleasure dealing with the team. They are very persistent, did very good followup, explained the product and helped me buy the policy with ease. Great service.
  46. Ajay Potnis | Apr 29, 2016
    The team helped me through the entire buying process and made the whole experience very good.
  47. Manoj Bhaskar | Apr 28, 2016
    Your team cleared my doubts. I was hesitant to take ICICI Lombard but going for this based on policy coverage and benefits. The team said that we will not have any mental tension if we prefer ICICI Lombard over others. This policy will cover all illnesses and provide cashless hospitalisation in USA
  48. Rupa Jain | Apr 28, 2016
    In the address field, I entered city Kharagpur, West Bengal, and correct pin 721301, but it kept telling me please enter correct pin for city. This is the correct pin. Not happy with this error. Please solve this
  49. Ajnav Deka | Apr 28, 2016
    The team was extremely helpful in booking a new policy. I had to cancel my previous policy and book a new one. They helped me do so seamlessly. Thank you very much for your support. Very customer friendly approach.
  50. Neeli Ramakoteswara Rao | Apr 28, 2016
    Nice talking to the team, they clarified all my doubts and made it easy for me to make payment. Thank you so much.
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    Listen to our customers


    “All the experience was quite good. Staff were cordial. Warm regards. ”

    Rajendra Kumar - CEO Surya Global Hospita l- Kakinada – Andhra Pradesh


    “ICICI LOMBARD has very encouraging insurance plan of overseas travel for our senior citizens. ”

    Hira Lal Kaul - Architect D.D. Architects - Jammu


    “Whenever on foreign tour, I ensure that I insure with ICICI Lombard. Customer friendly online hassle free policy and transparent premium. Fo... ”

    Dilip Desai – Retired Individual - Mumbai


    “The experience with ICICI Lombard has been excellent. One can trust ICICI Lombard in an emergency for their courtesy and prompt actions. I a... ”

    Mani Raju - Mumbai


    “Interaction with Customer Relationship Team was very useful. All people whom I have contacted were cordial and patient to hear my doubts. I ... ”

    D. Chandramohan Retired Scientist - CSIR - National Institute of Oceanography, Goa Chennai


    “Took travel insurance for travelling to USA. My wife got Shingles there. The total amount was reimbursed to me. The Falack team was nice to ... ”

    Anil Kumar Lal – New Delhi


    “Had travel insurance. Fortunately all went well. There was no claim hence I do not know he service quality. ”

    Hiro Wadhwani - Retired - Gurgaon


    “Whenever I travel to abroad I use take up ICICI Lombard Travel Insurance because I found their service is good. ”

    Subrata Pal – Retired - Kolkata


    “Wonderful experience with Overseas Travel Insurance ”

    G K Agarwal - Corporate Adviser Cimmco Limited Bharatpur


    “Your team was very cooperative and supporting to me and my wife Arti Shailesh Bhavsar while we bought an international travel policy ”

    Shailesh Bhavsar - Sales Advisor Cenlub System Pune


    “Thank you for providing fantastic travel insurance coverage for my long trip to Europe last time. Keep up the good work. ”

    Sayak Boral - Ahmedabad


    “I got to know about ICICI Lombard from my brother. I logged on to the website to buy a travel insurance policy for my trip to Japan. The ent... ”

    Shilpa Dansinghani – Reservation and Ticketing Agent All Nippon Airways Mumbai


    “We had gone to the US to visit our unwell son. Due to the extreme climatic conditions, I fell sick. We were really worried about high medica... ”

    Vallabh Bordawekar - Advocate - Mumbai


    “When I had gone to see my son and family in the US, I developed diarrhoea on the first day itself. I was bed ridden and had to be rushed to ... ”

    P. Reddy - IT Professional - Hyderabad


    “On my way to Bahamas via London for an award ceremony, I was robbed in London and lost all valuables and important documents. Imagine my sit... ”

    Rajiv Singh - Marketing Executive - Mumbai

    ICICI Lombard General Insurance Ltd. is one of the largest private sector general insurance company in India offering insurance coverage for motor, health, travel, home, student travel and more. Policies can be purchased and renewed online as well. Immediate issuance of policy copy online.
    Trade logo displayed above belongs to ICICI Bank Ltd. and Northbridge Financial Corporation and is used by ICICI Lombard GIC Ltd. under license. Insurance is the subject matter of the solicitation. The advertisement contains only an indication of cover offered. For more details on risk factors, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale. ICICI Lombard General Insurance Company Limited, ICICI Lombard House, 414, Veer Savarkar Marg, Near Siddhi Vinayak Temple, Prabhadevi, Mumbai - 400025. Reg. No.115. Fax no - 022 61961323. CIN: U67200MH2000PLC129408.
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