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Bharti AXA General Insurance is now part of ICICI Lombard General Insurance.
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Please note that this policy is not applicable for more than 90 days on an immigrant visa. Kindly ensure your travel duration is 90 days or less.
Please note that this policy is not applicable for more than 180 days on a non-immigrant visa. Kindly ensure your travel duration is 180 days or less.
*All the travelling members are Indian residents and will be travelling from India
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Customise your policy as per your travel calendar
Our Multi Trip Travel insurance lets you secure up to 30, 45 or 60 days of travel per year, at one go
Experience more coverage without travel worries
Secure your travel with an insurance plan that offers you a sum insured of up to $ 500,000
If you lose luggage, we will compensate the loss
We offer coverage for total loss of checked-in baggage including handbag
Take care of your loved ones, even when you are miles away
Get value added services like medical concierge, automotive and lifestyle assistance
Access high-quality medical care when you need it
Benefit from our tie-up with United Health International (UHI), one of the largest and most diverse healthcare companies in the United States
If you face a medical emergency abroad, get immediate help with our cashless facility
Your travel insurance plan lets you avail cashless hospitalisation facilities worldwide
>Age should be no bar to make travel plans
Our Multi Trip travel insurance is available for individuals of up to 70 years of age
With ICICI Lombard International Travel Insurance feel secure because your loved ones back home enjoy an array of concierge services when you are on the move. 1) Medical Concierge Services for Dependents in India
We will provide the assistance for home nursing to ensure your loved ones are being taken care when you are away.
2) Automotive Assistance Services for Dependents in India
3) Lifestyle Services for Dependents in India
Please note: Any claim due to or arising out of pre-existing medical condition/ailment whether declared or undeclared is not covered under the policy.
Hospitalization expenses (both in-patient and out-patient) will be payable in case the insured is hospitalized in the destination country due to COVID-19.
Claims will be payable for the financial loss incurred by the insured if the scheduled trip is cancelled or interrupted due to hospitalization* of the insured/immediate family member due to COVID-19
The medical expenses will be borne by the travel insurance policy up to the sum insured if the said family member is covered in the policy The following types of claims will be payable:
Claims will be payable for food and lodging expenses in case the trip is delayed abroad due to cancellation or re-scheduling of flights done at the instance of the common carrier due to COVID-19
With respect to Medical in-patient and out-patient expenses, if the events happen in India, then health insurance policy claim will be triggered. If it happens abroad, then travel insurance claim will be applicable as follows:
You can claim under the following covers due to COVID-19. Claims admissibility will be ascertained strictly as per policy terms and conditions subject to those term and conditions being met. Overseas medical expenses
*Above mentioned is an indicative list, please refer to the certificate of insurance in conjecture with the policy wordings for detailed understanding on what you are covered for.
*$$ Depends on plan selected *$$ Delay of more than 6 hours *## Delay of more than 12 hours #$$ Delay of more than 3 hours Sublimit A: For policies with medical expenses sum insured over US$ 100,000,the limit of liability of the company will be restricted to US$ 100,000 per sickness, disease or accident sustained or contracted within the period of insurance whilst on the trip abroad, that may lead to one or more medical expenses and/or hospitalisation expenses. Sublimit B: Applicable for all plans, for persons aged 51 years and above.
NOTE:
Multi Trip policy offers worldwide coverage. However, due to the latest insurance requirements by Schengen consulates, Multi Trip policy is not valid for getting Schengen visa for customers who are above 50 years of age. If you fall in the said age bracket and are planning to travel to Schengen countries, we recommend a Single Trip policy choosing ‘Schengen Countries’ as your travel location.
Refer to the Policy Wordings document to understand exactly what all your policy covers, so you can benefit from it better.
Any claim due to or arising out of pre-existing medical condition/ailment, whether declared or undeclared, is not covered under the policy. Your policy will also not include the following:
It's always a good idea to be aware of what is excluded from your policy; so make sure you read the Policy Wordings.
Travel Insurance International Travel Insurance ICITIOP02002V020102 Misc 129
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