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Mulit Trip
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*All the travelling members are Indian residents and will be travelling from India

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  • USA or Canada
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*All the travelling members are Indian residents and will be travelling from India

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Get travel insurance priced as per your expected travel days in a year

As a frequent traveller, you can avoid the hassles of buying travel insurance for each trip and get a one-time comprehensive travel insurance plan, priced as per your expected number of travel days in a year.

7 reasons to buy ICICI Lombard Gold Multi Trip Travel Insurance

  • member

    Customise your policy as per your travel calendar


    Our Multi Trip Travel insurance lets you secure up to 30, 45 or 60 days of travel per year, at one go

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    Experience more coverage without travel worries


    Secure your travel with an insurance plan that offers you a sum insured of up to $ 500,000

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    If you lose luggage, we will compensate the loss


    We offer coverage for total loss of checked-in baggage including handbag

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    Take care of your loved ones, even when you are miles away


    Get value added services like medical concierge, automotive and lifestyle assistance

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    Access high-quality medical care when you need it


    Benefit from our tie-up with United Health International (UHI), one of the largest and most diverse healthcare companies in the United States

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    If you face a medical emergency abroad, get immediate help with our cashless facility


    Your travel insurance plan lets you avail cashless hospitalisation facilities worldwide

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    Age should be no bar to make travel plans


    Our Multi Trip travel insurance is available for individuals of up to 70 years of age

Checklist for Buying Travel Insurance

Checklist for buying Travel Insurance

Read Article
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Understand your Multi Trip travel insurance policy coverage

Your policy covers:

  • Total loss of checked-in baggage
  • Trip cancellation and interruption
Benefits Sum Insured Deductibles in $/Hrs
Medical Cover (includes medical evacuation cost)**$$ USD 100,000 or
USD 250,000 or
USD 500,000
US$100 (Total amount applicable for Medical Expenses along with the applicable extension under Medical Expenses)
Repatriation of Remains (Including in medical sum insured) US$ 7,500 NA
Dental Treatment US$ 300 US$ 100
Total Loss of Checked-in Baggage US$ 500 NA
Delay of Checked-in Baggage*$$ US$ 100 NA
Loss of Passport US$ 300 US$ 50
Personal Liability US$ 1,00,000 5% of Actual
Personal Accident US$ 15,000 NA
Hijack Distress Allowance*## US$ 125 per day for max. 7 days NA
Emergency Cash Advance US$ 1,000 NA
Trip Cancellation and Interruption US$ 500 NA
Missed Flight Connection#$$ US$ 500 NA
Trip Delay*$$ US$ 500 NA
Political Risk and Catastrophe Evacuation US$ 7,500 NA
Accidental Death (Common Carrier) US$ 5,000 NA
Value Added Services

*$$ Depends on plan selected
*$$ Delay of more than 6 hours
*## Delay of more than 12 hours 
#$$ Delay of more than 3 hours

Sublimit A: For policies with medical expenses sum insured over US$ 100,000,the limit of liability of the company will be restricted to US$ 100,000 per sickness, disease or accident sustained or contracted within the period of insurance whilst on the trip abroad, that may lead to one or more medical expenses and/or hospitalisation expenses.

Sublimit B: Applicable for all plans, for persons aged 51 years and above.


Multi Trip policy offers worldwide coverage. However, due to the latest insurance requirements by Schengen consulates, Multi Trip policy is not valid for getting Schengen visa for customers who are above 50 years of age. If you fall in the said age bracket and are planning to travel to Schengen countries, we recommend a Single Trip policy choosing ‘Schengen Countries’ as your travel location.

Refer to the Policy Wordings document to understand exactly what all your policy covers, so you can benefit from it better.

Your policy does not cover:

Any claim due to or arising out of pre-existing medical condition/ailment, whether declared or undeclared, is not covered under the policy. Your policy will also not include the following:

  • Addiction to alcohol, drugs
  • Mental disorder, anxiety, depression
  • Venereal diseases
  • Sexually transmitted diseases, AIDS, HIV
  • Radiation, nuclear weapons induced
  • Sporting activities
  • Expenses arising out of loss of valuables, money, securities and tickets
  • Naturopathy treatment, ayurvedic/homeopathic therapies
  • Treatment relating to removal of physical flaws - cosmetic or plastic surgery
  • Costs incurred relating to rest or recuperation at a spa or health resort

It’s always a good idea to be aware of what is excluded from your policy; so make sure you read the Policy Wordings.

Travel Insurance
International Travel Insurance
Misc 129

Check your eligibility for Multi Trip policy

  • If you are an individual between the ages of 3 months and 70 years, you are eligible for the Multi Trip policy.

Explore our simple, hassle-free claims process

In case of an unforeseen medical or non-medical emergency while travelling, be assured of complete assistance from us. We will do whatever is required to get you safe, comfortable and back on your feet as soon as possible.

All you need to do is reach out. Use any of the following ways to get in touch, and leave the rest to us.

In USA and Canada: +1 844 871 1200 (Toll Free)

From the rest of the world: + 91 124 4498778 (Call back facility)

In India: 1800 102 5721 (Toll Free & Accessible in India only)

Fax: +91 124 4006674

Email: icicilombard@falck.com

Get answers to common queries about Gold Trip travel insurance


Does this policy cover pre-existing diseases?

Any claim due to or arising out of pre-existing medical condition/ailment whether declared or undeclared is not covered under the policy.

Is there cover for pre-medical conditions like diabetes?

Any claim due to or arising out of pre-existing medical condition/ailment whether declared or undeclared is not covered under the policy.

Why do I need Travel Insurance?

Unfortunate events such as baggage loss, passport loss, a medical emergency or an accident can affect your travels, whether for business or leisure. International Travel Insurance protects you from such perils by ensuring that you are not left stranded in any kind of emergency.

What sum insured should I opt for while traveling to Schengen countries?

You should choose a plan with a minimum sum insured of USD 50,000.

Are there any sub-limits applicable for Schengen countries?

No, there are no sub-limits applicable for Schengen countries.

In case medical treatment is required, is there any need for pre-approval before hospitalization?

You will need to contact our ASP and they will arrange for cashless claims for the medical treatment.
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Where can I find out more about the policy coverage?

Please refer to the policy wordings for complete coverage details.
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Can more than one policy be issued for the same trip?

Each individual is to be insured by not more than one policy during their journey.
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Are business travellers eligible to purchase a Travel Insurance policy?

Yes. Our travel insurance is designed for both leisure and business travellers. Business travellers who go abroad frequently can avail of multi-trip plans.
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When does the cover begin and end?

You are covered from the start date of your trip or the policy start date. These will be confirmed on your policy schedule once the policy is purchased.
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What if I fail to produce the required documents?

There are some documents that are definitely needed, without which a claim will not be paid. We will try and assist you to find surrogate means to get the required proof.
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Within how many days should the claim for insurance benefit be submitted?

Claims should be submitted in 30 days, i.e., within a month after the completion of treatment. In the event of death, they can be submitted after the repatriation of the person's remains/burial.
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Will my charges be paid directly to the service provider or do I need to pay the bill first and then claim it from ICICI Lombard later?

For hospitalisation, Please call on +1 844 871 1200 (From USA/Canada), on +91 124 4498778( From Rest of the World) , which you would have to call up for the cashless claim, and for a physician visit, you will be getting reimbursement on his bills
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What is the process if we need to claim later?

The forms are available on the website, and you will also receive the forms along with the policy, you can submit them with the relevant documents.
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What are the modes of payment?

Now you can choose between 5 payment options to pay your premium online:
  • Credit Card – Make secure premium payments with your VISA, Master and AMEX card.
  • Net banking - Transfer premium amounts online through ICICI Bank and 9 other select Banks
  • Bill Pay – Use your ICICI Bank Internet Banking account to pay your insurance premium
  • Debit Card – Just enter your Citibank Debit Card details to pay your insurance premium directly
  • Cash Card - Use your Done Card to make payment online
  • Choose the product you plan to buy and log in to Buy Online
  • Fill in the transaction details
  • Choose from the 3, 6, 12 or 24 months options according to your convenience
  • Access your policy immediately online
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How long does it take to receive the policy papers once I purchase the policy online?

The hard copy of the policy will reach you within 15 working days. However, you can buy the policy online within 15 minutes and print the policy instantly. This works as a legally valid document, even at the time of claims, as all you need to have is your passport details and policy number.
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What are the charges for policy cancellation?

The fee for policy cancellation is ` 300.
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Will I get a refund if I cancel my policy?

The policy bought online will be cancelled and the amount will be refunded on a pro-rata basis provided no claims have been made subject to minimum 30 days left for the policy to expire.

Reviews and Ratings

347 reviews

Write a review
  1. Partha Sarathy | Aug 08, 2018
    While I was buying travel insurance, I spoke to a very professional employee. She patiently answered all my queries in great detail. There was a slight mix up with the documents, but she followed up and made sure I got the correct documents in the end. Thanks.
  2. Raghavendra Lal Das | Aug 08, 2018
    Buying travel insurance from ICICI Lombard was a really good experience. I spoke to a knowledgeable employee who gave me an in-depth explanation of the entire policy and why it was right for my needs.
  3. Madhukar Vishal | Aug 07, 2018
    I would like to extend my thanks to the polite customer service associate who assisted me in buying travel insurance from ICICI Lombard. He was very well-informed about the policies offered and guided me in selecting the right one. I appreciate his efforts to explain benefits like medical concierge services and automotive assistance at length.
  4. Balasangameswaran Ramanathan | Aug 06, 2018
    Kudos to the whole ICICI Lombard sales team who do a wonderful job of keeping their customers happy. I had to contact them a few times to clear my queries regarding travel insurance, and each of them were extremely polite and helpful.
  5. Ravindra Kumar Sharma | Aug 05, 2018
    I purchased my travel insurance a few days ago from ICICI Lombard and had to write my feedback, because the experience was great. I have never been more impressed by the communication of a salesperson, but this woman was so good and helpful that the whole task became easy. Thank you.
  6. Narattom Mondal | Aug 04, 2018
    I never thought I would be able to buy travel insurance in such a short duration. All thanks to your trained staff who knew exactly what was needed and completed the entire process in a jiffy. Because of the agent, I know all about claiming for total loss for checked-in baggage.
  7. Tarun Kumar Arora | Aug 03, 2018
    I am very happy with the extensive details provided by your agent. His knowledge on the subject convinced me to not just buy this policy but also reach out to your agency for any similar requirements in the future.
  8. Mohit | Aug 02, 2018
    I would like to express my heartfelt thanks to your executive who made the entire process of buying travel insurance a hassle-free one. She explained how benefits like cashless services and trip cancellation reimbursement will work. I'm surely going to reach out to you more often.
  9. Jaishree Kasturi | Aug 01, 2018
    The travel insurance I required was quite complicated, as there were multiple journey combinations, but the ICICI Lombard service representative I spoke to was very helpful. He designed a quote specially for me and answered all my queried very swiftly. I really appreciate all the effort he put in.
  10. Subhash Namjoshi | Jul 31, 2018
    When I had to purchase travel insurance, I was luckily enough to speak to a very polite customer service executive. She provided me with all the relevant information I required and went on to explain plan features that I had some doubts about, like trip cancellation and interruption reimbursement.
  11. Meetu Agarwal | Jul 30, 2018
    I am very impressed by the service I received from ICICI Lombard's sales team. The executive I spoke with was very knowledgeable and answered all the questions I had with tremendous patience. He also took the time to explain features like compassionate visit and emergency hotel extension.
  12. Pramod Katti | Jul 29, 2018
    The insurance advisor at ICICI Lombard put my mind at ease while discussing all the benefits of their travel insurance policy. She was also very polite, patient and helpful. A great experience.
  13. Deepak | Jul 28, 2018
    The customer service representative I spoke to was very helpful. She explained the details of the travel insurance policy in great depth and answered all my queries at length. She offered excellent support throughout our interaction.
  14. Naresh Shyamsundar Vyas | Jul 27, 2018
    The sales agent from ICICI Lombard guided me perfectly in picking my travel insurance. I am extremely satisfied with her level of commitment to deliver the policy immediately. As promised by her, I received the policy in the mail instantly. Excellent service!
  15. Bldg B. Cloverdale | Jul 26, 2018
    We bought our international travel insurance through ICICI Lombard. The salesperson was extremely polite, helpful, informative, and addressed all the issues involved in our proposed trip - India/Schengen area/USA/Schengen area/India. We really appreciate his positive attitude and assistance in clearing all our doubts. Thank you!
  16. Debojyoti Bhattacharya | Jul 25, 2018
    Received great help from one of your agents during the purchase of my travel insurance. The experience was quite good, and I hope all the employees of ICICI Lombard have the same level of competency and dedication to the customer.
  17. Prasad Mandava | Jul 24, 2018
    The customer service representative provided wonderful support when I approached ICICI Lombard for a travel insurance policy. He knew everything about the product and explained the stipulations and inclusions in a way that is easy for anyone to understand. He deserves 5 stars.
  18. Abhijeet Soni | Jul 23, 2018
    Excellent service on behalf of your customer service associate. He helped me navigate the online process quite efficiently and issued the policy in no time. I am satisfied with the whole experience and would definitely recommend ICICI Lombard to friends and family.
  19. A. D. Kharbanda | Jul 22, 2018
    I urgently needed to take out a travel insurance for my trip, and thanks to the sales executive at ICICI Lombard, I could! He even accommodated my shortage of time and rapidly explained all the features of the policy, such as emergency hotel extension and compassionate visit. I am grateful for his patient and timely support.
  20. Mahesh Puneti | Jul 21, 2018
    The salesperson I spoke to at ICICI Lombard was incredibly well-versed with all the details of the travel insurance policies. He was patient with my queries and guided me through the entire process. The service was excellent. Thanks!
  21. Kshitij Joy | Jul 20, 2018
    This is a feedback for one of your really capable employees who helped me in buying a travel insurance plan as per my requirements. I am extremely happy with the way he handled the matter and kept his calm while answering my queries. Very professional indeed!
  22. Ajay Chipalkatti | Jul 19, 2018
    While opting for travel insurance, your insurance agent was able to guide me from beginning to the end. He explained everything in detail and was very professional and patient at all times. He truly made the buying experience easy and seamless. Many thanks to him for taking the Indian customer service experience to new heights!
  23. Maddila Siva Sri Harsha | Jul 18, 2018
    The insurance agent who called me was very helpful and patient while helping me select my travel insurance plan. He responded to all my queries and gave me a quick estimate for the plan. He even briefed me about benefits like compassionate visit and policy extension. I wish to convey my heartfelt gratitude for his remarkable service.
  24. Mukesh Pursnani | Jul 17, 2018
    I received some terrific support while communicating with your customer service executive for travel insurance. She walked me through the process with ease and helped me buy the policy instantly. I hope to receive such service even in the near future.
  25. Mandeep Singh | Jul 16, 2018
    The service provided by your executive was simply excellent. He gave me all the details of the travel insurance accurately and ensured that the benefits of the policy were conveyed clearly to me. Keep up the good work, cheers.
  26. Kanad Chaudhuri | Jul 15, 2018
    I would like to appreciate the excellent service given to me by one of ICICI Lombard's sales agents. She explained all the essential benefits of a travel insurance policy efficiently. Thanks for such remarkable assistance!
  27. Sanghmitra Ghosh | Jul 14, 2018
    I always assumed buying travel insurance was complex and time-consuming. However, after dealing with ICICI Lombard, I was proved wrong. Your qualified agent answered all my queries and explained the policy's features such as cashless hospitalization, policy extension benefit, and so on. Keep it up!
  28. Vikas Phadke | Jul 13, 2018
    I had a great rapport with one of your representatives during my transaction to procure a travel insurance. He was quite patient and responsive to all my queries. Overall, it was a very satisfactory experience. Thanks for such impeccable service.
  29. Vishwas Karandikar | Jul 12, 2018
    The insurance advisor helped me through the entire travel insurance buying process. He ensured that I got the best cover possible within my budget and explained the policy to me in great detail. I'm very happy.
  30. Mahesh | Jul 11, 2018
    I was advised by a friend to buy travel insurance from ICICI Lombard, and I think it was the best decision I made. Not only is the policy perfect for me but the sales team involved is also splendid. The executive I spoke to was really friendly and helpful. I wish him all the best for his future.
  31. S.S. Kapur | Jul 10, 2018
    Your agent at ICICI Lombard was patient, pleasant, and helpful throughout the interaction. She expertly guided me towards my ultimate objective of buying international travel insurance online at a reasonable cost. I wanted the policy to provide benefits like emergency hotel extension and compassionate visit, which it does. I sincerely wish her all the best in her career.
  32. Jalaj Kala | Jul 09, 2018
    The agent I recently had a chance to connect with was wonderful. He helped me understand the pros and cons of travel insurance in such a simple and effective manner. Just wanted to let you know he did an outstanding job.
  33. Arun Ponneth | Jul 08, 2018
    The salesperson I spoke to regarding my travel insurance was great. He was professional and very well-spoken. I had a few queries about claims/reimbursement that he solved quite patiently and clearly. I am very happy with the service.
  34. A. D. Kharbanda | Jul 07, 2018
    The customer care representative at ICICI was very prompt in responding to all my queries and guiding me when I needed to buy travel insurance. He told me all about the policy features and benefits and lent unwavering support till the end. I'm really happy with the help I received.
  35. Dabbadi Lakshmipathi | Jul 06, 2018
    I received great guidance and support from the representative who helped me purchase my travel insurance policy. I am very happy with the effortless journey and would like to say thank you to the entire team.
  36. Anita Shashikant Netravali | Jul 05, 2018
    I received a lot of help from a polite ICICI agent while purchasing a round trip travel insurance policy. She helped me get the plan very quickly, making the entire experience easy for me. Thanks for the help.
  37. D. G. John | Jul 04, 2018
    While enquiring about the travel insurance policy, I was given great responses to all my product queries by the salesperson. She had a great attitude and provided help very happily, especially with while explaining benefits like protection against loss of checked-in baggage. The overall experience was great!
  38. Sridhar | Jul 03, 2018
    The service was excellent. I spoke with an agent who was very polite and knowledgeable. She explained everything I needed to know about the travel insurance policy and helped me make the right choice. Thank you.
  39. D. J. Janani Devi | Jul 02, 2018
    The support I received from the sales agent while purchasing a travel insurance policy was very good. I am completely satisfied by the help I received and the way the policy features were explained to me.
  40. Stephen Aranha | Jul 01, 2018
    The agent I spoke to regarding my policy purchase was very clear and pleasant. She followed up persistently and was efficient in closing the deal when she knew I was convinced enough to make the purchase. Good job.
  41. Vijay Madhusudan Bibikar | Jun 30, 2018
    I found your marketing executive friendly and helpful. He understood my requirements well and clearly explained what will and won't be covered in the policy. Looking forward to a long and happy relationship with your company.
  42. Anurag Agarwal | Jun 29, 2018
    The salesperson who guided and advised me regarding my travel insurance policy was indeed helpful. He clearly explained all the details of the plan and told me everything I needed to know about features like automotive and lifestyle assistance. With his help, I was able to purchase a product suitable to my requirements.
  43. Monali Gaikwad | Jun 28, 2018
    I was attended to by one of the most professional, proactive, and helpful insurance advisors I have ever met. I managed to procure my policy with relative ease because of his assistance. He is definitely an asset to your company.
  44. Premila Vaz | Jun 27, 2018
    I was in the market for a travel insurance policy, and your sales representative made some excellent recommendations. In the end, I went with the plan that gave me benefits like coverage for total loss of baggage and trip cancellation reimbursement. Thanks for the help!
  45. Rakesh Kumar | Jun 26, 2018
    Had a great time interacting with the insurance advisor from ICICI Lombard. She was highly professional and so courteous in her way of speaking. Plus, she had a tremendous amount of knowledge about her company's products. I felt really comfortable buying from her.
  46. Gagandeep Singh | Jun 25, 2018
    Very well served by your employee. He demonstrated a stellar understanding of the products and guided me confidently in choosing the right kind of travel insurance for my parents. He even made sure I knew about important benefits like compassionate visit and trip interruption reimbursement.
  47. Jitendra Gaur | Jun 24, 2018
    The assistance provided to me by your salesperson is highly appreciated. She knew what she was doing and shared her knowledge of the policies with me in a way that was easily understandable. Great experience, keep it up.
  48. Nikita Sheth | Jun 23, 2018
    I was able to purchase a good travel policy because of the wonderful support from your agent. He patiently guided me till the completion of the process. This made it easy for me to know what to do. I am impressed by the service.
  49. Usha Yadav | Jun 22, 2018
    Thanks to your representative for being so cooperative and humble during our interaction. He tried his level best to get me a good deal on the travel and health policies from ICICI Lombard. I wish him success for all future endeavors.
  50. Bharat | Jun 21, 2018
    Hi, your sales executive was really helpful in the process of purchasing travel insurance. Even after maybe 10 stoppage issues and payment failures, he managed to resolve the matter and get my policy booked. He had a vast knowledge of what he was doing and managed his time efficiently. Greatly appreciated.
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    Listen to our customers


    “All the experience was quite good. Staff were cordial. Warm regards. ”

    Rajendra Kumar - CEO Surya Global Hospita l- Kakinada – Andhra Pradesh


    “ICICI LOMBARD has very encouraging insurance plan of overseas travel for our senior citizens. ”

    Hira Lal Kaul - Architect D.D. Architects - Jammu


    “Whenever on foreign tour, I ensure that I insure with ICICI Lombard. Customer friendly online hassle free policy and transparent premium. Fo... ”

    Dilip Desai – Retired Individual - Mumbai


    “The experience with ICICI Lombard has been excellent. One can trust ICICI Lombard in an emergency for their courtesy and prompt actions. I a... ”

    Mani Raju - Mumbai


    “Interaction with Customer Relationship Team was very useful. All people whom I have contacted were cordial and patient to hear my doubts. I ... ”

    D. Chandramohan Retired Scientist - CSIR - National Institute of Oceanography, Goa Chennai


    “Took travel insurance for travelling to USA. My wife got Shingles there. The total amount was reimbursed to me. The Falack team was nice to ... ”

    Anil Kumar Lal – New Delhi


    “Had travel insurance. Fortunately all went well. There was no claim hence I do not know he service quality. ”

    Hiro Wadhwani - Retired - Gurgaon


    “Whenever I travel to abroad I use take up ICICI Lombard Travel Insurance because I found their service is good. ”

    Subrata Pal – Retired - Kolkata


    “Wonderful experience with Overseas Travel Insurance ”

    G K Agarwal - Corporate Adviser Cimmco Limited Bharatpur


    “Your team was very cooperative and supporting to me and my wife Arti Shailesh Bhavsar while we bought an international travel policy ”

    Shailesh Bhavsar - Sales Advisor Cenlub System Pune


    “Thank you for providing fantastic travel insurance coverage for my long trip to Europe last time. Keep up the good work. ”

    Sayak Boral - Ahmedabad


    “I got to know about ICICI Lombard from my brother. I logged on to the website to buy a travel insurance policy for my trip to Japan. The ent... ”

    Shilpa Dansinghani – Reservation and Ticketing Agent All Nippon Airways Mumbai


    “We had gone to the US to visit our unwell son. Due to the extreme climatic conditions, I fell sick. We were really worried about high medica... ”

    Vallabh Bordawekar - Advocate - Mumbai


    “When I had gone to see my son and family in the US, I developed diarrhoea on the first day itself. I was bed ridden and had to be rushed to ... ”

    P. Reddy - IT Professional - Hyderabad


    “On my way to Bahamas via London for an award ceremony, I was robbed in London and lost all valuables and important documents. Imagine my sit... ”

    Rajiv Singh - Marketing Executive - Mumbai

    ICICI Lombard General Insurance Ltd. is one of the largest private sector general insurance company in India offering insurance coverage for motor, health, travel, home, student travel and more. Policies can be purchased and renewed online as well. Immediate issuance of policy copy online.
    ICICI trade logo displayed above belongs to ICICI Bank and is used by ICICI Lombard GIC Ltd. under license and Lombard logo belongs to ICICI Lombard GIC Ltd assigned by Northbridge Financial Corporation solely for the territory of India. Insurance is the subject matter of the solicitation. The advertisement contains only an indication of cover offered. For more details on risk factors, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale. ICICI Lombard General Insurance Company Limited, ICICI Lombard House, 414, Veer Savarkar Marg, Near Siddhi Vinayak Temple, Prabhadevi, Mumbai - 400025. Reg. No.115. Fax no - 022 61961323. CIN: L67200MH2000PLC129408.
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