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Senior Citizen Plan - Introduction
Overseas Travel Insurance covers unexpected and unplanned medical and non-medical expenses when you are abroad.Our plan is the most preferred amongst other travel insurers because we cover pre-existing disease in life-threatening emergency situations. In order to faciliate greater access to quality health care, we have partnered with leading US-based Health Care provider UnitedHealth Group, to provide you access to United Health Care's network of hospitals and physicians when in the US.
This plan is for senior citizens between 71 to 85 years.
New – Avail Senior Citizen Plan instantly with no medical check up with a claim benefit of $15,000 per illness or injury.
*Click here to know how the plan works
The policy can be bought for a duration of 180 days.
For cashless settlement of claims, contact us at +91 11 4189 8800.
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Policy Details
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| Policy Coverage
 | Medical Cover*-US$ 25,000 to US$ 50,000
This covers medical cost due to illnesses or accidents, including outpatient & inpatient medical expenses, medical aid, therapies and diagnostic test. It also covers medical evacuation costs back to India. You avail a claim benefit of $15,000 per illness or injury.
NOTE - We also cover Pre-existing Ailments and Maternity in case of life-threatening situations. |
| Personal Accident Compensation – US$ 2,500
A compensation given in case of death or permanent total disability. |
| Passport Loss** – US$ 200
For expenses incurred in obtaining a fresh or new passport. |
| Checked-in Baggage Loss Compensation– US$ 500
Compensation for the permanent loss of checked-in baggage |
| Checked-in Baggage Delay Compensation – US$ 100
Compensation for reasonable expenses incurred for the purchase of toiletries, clothing and medication due to a delay of checked-in baggage for more than 12 hours. |
| Personal Liability Coverage– US$ 25,000
Compensation for damages paid to a third party, resulting from death, injury or damage to health or property that is caused involuntarily by the insured. |
| Financial Emergency Assistance– US$ 300
Emergency cash that is available to you in case your travel funds are robbed. |
| Hijack Distress Allowance#– US$ 125 per day, for maximum of 7 days
A compensation payable in case of hijack of air or sea common carrier for more than 12 hours whilst on your trip abroad. |
*Deductible of US$ 100. This deductible is applicable on per illness (complete treatment) basis and not on per visit to the doctor / hospital. ** Deductible of US$ 50. # 12 hours.
Click here to view our Policy Exclusions.
For complete details on policy coverage and exclusions, kindly refer to the Policy Wordings.
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| Back to top | | | Key Benefits
| Pay Per Day- no slab rates charged - You don’t pay for the days you don’t use. So next time you travel for 24 days, you will pay for 24 days and not for 30 days in the slab system. |
| Instant Policy Issuance- The policy is issued instantly online. No medical check-up required |
| Cashless settlement of claims worldwide – You can avail of cashless services at medical institutions worldwide. Contact us at
From USA and Canada: + 1 866 625 8529 (Toll Free)
From the rest of the world: +91 11 4189 8868 (Call back facility)
In India: +91 11 4189 8800
In India for reimbursement enquiry: 1800 113 666 (Toll Free & Accessible only in India and during business hours only)
Fax: +91 11 4189 8801
E-mail- travelclaims@icicilombard.com |
| No medical Check-up up to 85 years
As a special offer to senior citizens, avail Senior Citizen Plan instantly with no medical check up with a claim benefit of $15,000 per illness or injury. |
| Quality Health care - ICICI Lombard has partnered with leading US-based Health Care provider UnitedHealth Group, to provide better health care benefits and services to be availed when in the US |
| Lightning Fast Claims - Your claims are settled within 7 days of the receipt of the required documents. |
| Pre-existing Ailments and Maternity cover - Pre-existing ailments and maternity are covered in case of life-threatening situations. |
| Pay at interest free EMIs: You can pay through your ICICI Bank, Citibank and HDFC Bank Credit Card and avail of Interest-Free equal monthly installments (EMI) for your premium.
Note: EMI option subject to minimum annual premium of Rs. 1500. Click here to know more. |
| Coverage up to 180 days - The Policy duration can be anywhere between 7-180 days. You may extend the policy, provided the maximum trip duration (including the extension as provided) does not extend 180 days. |
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| Back to top | | | Eligibility
The insured should be of age 71 years to 85 years at the time of buying the policy. The policy must be purchased before the insured leaves India for travelling abroad.
New - Instant Senior Citizen Plans - Avail new senior citizen plan with no medical tests, which offers a claim extent of $15,000 per illness or injury.
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| Back to top | | | Need for Travel Cover
| In India, around 30 crore people travel by train and 1.5 crore by air, every year. A large number of people fall sick or cancel their travel plans or find their baggage stolen |
| Amongst popular destinations, Travel insurance is mandatory for European countries, Australia, New Zealand, Canada and USA |
| Medical treatment abroad is expensive especially when one has to pay in foreign currency |
| Overseas Travel Insurance takes care of your medical expenses and repatriation and covers you against personal accident, loss of checked baggage, loss of passport, personal liability, trip delay, etc. |
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| Back to top | | | Claim Process
Know all about making a claim
 Claim process
View Claim Process Chart
Download Claim Form
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| Back to top | | | Why buy online
Why buy online at www.icicilombard.com? We give you a few of many reasons why -
| Digitally signed policy is available 24X7 online, customer can take prints instantly. The hard copy of the policy is couriered the same day (or next day if customer buys after 6 PM) and will reach him/her within 2-3 working days. |
| 0% EMI option: You can pay online through ICICI Bank or Citibank Credit Card at 0% EMI (interest-free EMI).
Note: EMI option subject to minimum annual premium of Rs. 1500. Click here to know more. |
| No Paperwork |
(subject to the discretion of the Bank)
Overseas Product Code: Misc 4030
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