ICICI Lombard General Insurance Company Limited
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ICICI Lombard General Insurance Company Limited
Overseas Travel Insurance
Overseas Travel Insurance Policy Features
  • Eligibility: Insurance policy available for all ages between 1 – 70 years
  • Policy Duration: Cover trips from as short as 7 days to 180 days. Can be extended
    online
  • Policy Maximum: The Plans offer various coverage options (US $ 50,000 to
    US $ 100,000)
  • Premium: Premium is payable on a pay per day basis and not slab rates, pay EMI
    without any extra charges on ICICI Bank, Citibank and HDFC Bank Credit Cards
  • Pre-existing diseases: Pre-existing ailments and maternity are excluded except in
    case of life-threatening situations i.e. until the insured's heath is stable
  • A (Excellent) Rating: ICICI Lombard has received an A (Excellent) rating from
    General Insurance Company of India and iAAA rating from ICRA signifying highest
    claims paying ability
  • Deductible/Policy Excess : There is a Deductible/Policy Excess of US $ 100.
    This implies for any claim the first $100 are to be borne by the insured
  • Additional Coverage: Coverages include Dental Treatment, Medical Evacuation,
    Repatriation, Baggage Loss/Delay, Trip Cancellation and Interruption, etc.
  • Insurance 24X7: Buy insurance online or Dial-A-Policy at 1800 209 8888 to buy
    your policy over the phone
  • Claim: In order to make a claim, please contact our TPA (Third Party Administrator)
    SOS International, which has tie-ups with network hospitals worldwide
  • Helpline numbers: Contact TPA Help line Toll Free at +91 11 4189 8868 for
    24 hr claims assistance or email at travelclaims@icicilombard.com


  • Quality Health Care
    ICICI Lombard has allied with leading US-based Health Care provider UnitedHealth Group, to provide better health care benefits and services to be availed when in the US.

    To know more, visit our section on Frequently Asked Questions

    Claims

    Product Information

    Product Showcase


    On a world tour?

    As the summer vacations approach, most people are busy planning to go out with their families to exotic locations in India and abroad. Knowing this, all the tour operators are advertising heavily. On display are beautiful locales from all over the world at affordable prices or packages.

    Continue reading

    Many families, who have not been able to travel abroad, now have the opportunity to do so. For instance, Harshad and Reeti Pandharipande, a couple from Nagpur, who were planning to visit abroad for the last four years, are finally going to visit Europe this year.

    "We thought of packaged tours. But we finally decided to go for a “do-it-yourself” trip, as we have relatives and friends in the UK. And it has worked out cheaper as well," says Reeti.

    The couple, who work in the hospitality industry, managed a 14-day trip within a budget of Rs 1.5 lakh. If you are one of those who are planning to go abroad, here are few things to do.

    Where to go?

    Firstly, you have to decide on the region or place that you wish to explore. The choices will have to be based on the time you have, budget and your interests.

    For more help, you can visit travel websites such as loneyplanet.com, wikitravel.org, Bootsnall.com. You can also go to the tourism ministry's website of each country and download or request for brochures.

    After finalising the location, it is time you start preparing the itinerary by referring to books such as Lonely Planets, Let’s Go or Frommer’s book. These books, though slightly expensive, cover almost all the places in a country.

    Another method of selecting the country is looking at places where Indian rupee can earn you a better deal on exchanging currency. For instance, in countries like Thailand and Egypt, the strengthening rupee can get you good deals.

    Flight Fares

    You can get a good idea about the comparative fares by visiting the websites of different airlines. Log on to international ticketing websites such as orbitz.com, travelocity.com, cheaptickets.com to see the price. Remember to check whether airport charges are included in the ticket price or not.

    Check with your travel agent for the fares and compare what is cheaper. Sai Jaiswal, proprietor of Nomads travel agency says, "National airlines of the countries work out to be cheaper for visiting popular destinations."

    Accomodation

    The current new rage across the travel world is travel networking. You can just log on to the internet, make a list of either family or couples or singles, who will let you stay at their place during the travel period.

    The most popular website for travel networking is couchsurfing.com. You can also try bootsnall.com, travelersfortravelers.com, travelcompanions.com and travellersconnected.com.

    If you are not comfortable with this idea, the cheapest way to manage accommodation is staying in international hostels. To be a member of these hostels, just join any international hostel in India such as Young Men's Christian Association or Youth Hostels Association of India. The membership fee of these hostels for each year is within Rs 200.

    Another option is to be a part of time-share accommodations such as Mahindra holidays or Country Club. These have worldwide affiliations.

    Local Travel

    Most of the major cities in the world have decent public transportation, if you are confident about your driving skills, you can hire a car through the Automobile Association (AA) of that country. There are also car rental companies like Hertz and Avis, which have a big presence in most countries.

    For the license to drive abroad, international driving license has to be issued by, either the Regional Transport Office or the AA in your city.

    Insurance

    Remember to take international travel insurance. This too can be done online by visiting the website of a domestic insurance company. They come quite cheap. A couple in their mid-thirties can get individual cover of $250,000 per head for Rs 1,849 for a 15-day visit to the US or Canada.
























    Travel Insurance Product Code: Misc 30



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    Testimonials
    P. Reddy,
    Hyderabad
    “When I had gone to see my son and family in the US, I developed Diarrhea on the first day itself. I was bed ridden and had to be rushed to the hospital.
    Read more
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