| COMPARE
PLANS ( Click on Plan names to know more) |
|
|
For
age : 1 year to 70 years |
For
age : 71 years to 85 years |
|
Coverage
amount |
Platinum
Plan |
Gold
Plan |
Silver
Plan |
Multi-Trip Plan |
Senior
Citizen Plan |
| 1) |
Medical
Cover* |
US$ 50,000 to 250,000
|
 |
|
|
US
$100,000 to US $500,000
|
US$ 25,000
to 50,000
Instant Senior Citizen Policy with
no medical check-up - $15,000 per illness or injury
|
| 2) |
Daily
allowance for hospitalisation$ |
US$ 25 (for 5 days)
|
|
- |
- |
-
|
|
| 3) |
Dental
Treatment* |
US$ 250
|
|
|
|
|
- |
| 4) |
Passport
Loss** |
US$ 200
|
|
|
- |
|
|
| 5) |
Checked
Baggage Loss |
US$ 500
|
|
|
- |
|
|
| 6) |
Checked
Baggage Delay+ |
US$ 100
|
|
|
- |
|
|
| 7) |
Personal
Accident |
US$ 15,000
|
|
|
- |
|
$2,500 |
| 8) |
Personal
Liability |
US$ 100,000
|
|
|
- |
|
$25,000 |
| 9) |
Financial
Emergency Assistance |
US$ 300
|
|
|
- |
|
|
| 10) |
Hijack
Distress Allowance (7 days max) |
US$ 125 per day
|
|
|
- |
|
|
| 11) |
Trip
Cancellation & Interruption+ |
US$ 500
|
|
- |
- |
-
|
- |
| 12) |
Missed
Connection* |
US$ 500
|
|
- |
- |
-
|
- |
| 13) |
Trip
Delay* |
US$ 500
|
|
- |
- |
-
|
- |
| 14) |
Home
Insurance #
- Building
- Content |
Rs. 2,000,000
Rs. 500,000
|
|
- |
- |
-
|
- |
| 15) |
Repatriation
of Remains |
US$ 7,000
|
|
|
|
|
- |
| 16) |
6
Months Policy extendable upto 1 year |
|
|
|
valid
up to 60 days |
1
year policy with 30/45 days per trip
|
|
| 17) |
Cashless
hospitalisation worldwide |
|
|
|
|
|
|
| Scenario
1 : Premium for 30 year individual traveling to US for 30
days |
Insured
for US$ 100,000 |
Rs.
2,501 |
Rs.
1,746 |
Rs.
1,981 |
Rs.3,615
(30
days per trip valid upto 1 year)
|
- |
| Scenario
2 : Premium for 65 year individual traveling to US for 30
days |
Insured
for US$ 100,000 |
Rs.
4,987 |
Rs.
4,631 |
Rs.
4,584 |
Rs.9,690
(30
days per trip valid upto 1 year)
|
- |
| Scenario
3 : Premium for 71 year individual traveling to US for 30
days |
Insured
for US$ 50,000 |
- |
- |
- |
-
|
Rs.5,146 |
| |
|
|
|
|
|
|
| |
|
 |
|
|
|
|
| Note: Senior Citizens Policy can be
extended up to a maximum of 180 days. |
| * |
Deductible of US $ 100 - Applicable for each separate claim |
| ** |
Deductible of US$ 50 - Applicable for each separate claim |
| # |
On value - Building insured on reconstruction value , Contents insured on their present market value |
| $ |
2 days deductible - If hospitalisation is for more than 2 consecutive days, this benifit can be cleared only once during the policy period |
| + |
12 hours delay - Applicable if baggage is delayed for more than 12 hours from actual arrival time of common carrier |
|
