| Coverage Details |
Coverage
Amount |
Platinum
Plan
Age 1 to 70 years |
Gold Plan
Age 1 to 70 years |
Annual Multi-Trip Plan
Age 1 to 70 years |
Senior
Citizen Plan
Age 71 to 85 years |
| 1) |
Medical
Cover* @ |
US$ 50,000 to 250,000
|
 |
|
US
$100,000 to US $500,000
|
US$ 25,000
to 50,000 ^
|
| 2) |
Cashless hospitalisation worldwide |
|
|
|
|
|
| 3) |
Daily
allowance for hospitalisation$ |
US$ 25 (for 5 days)
|
|
- |
-
|
- |
| 4) |
Dental
Treatment* |
US$ 250 |
|
|
|
- |
| 5) |
Passport
Loss** |
US$ 200 |
|
|
|
|
| 6) |
Checked
Baggage Loss |
US$ 500 |
|
|
|
|
| 7) |
Checked
Baggage Delay+ |
US$ 100 |
|
|
|
|
| 8) |
Personal
Accident |
US$ 15,000 |
|
|
|
$2,500 |
| 9) |
Personal
Liability |
US$ 100,000 |
|
|
|
$25,000 |
| 10) |
Financial
Emergency Assistance |
US$ 300 |
|
|
|
|
| 11) |
Hijack
Distress Allowance (7 days max) |
US$ 125 per day |
|
|
|
|
| 12) |
Trip
Cancellation & Interruption+ |
US$ 500 |
|
- |
-
|
- |
| 13) |
Missed
Connection* |
US$ 500 |
|
- |
-
|
- |
| 14) |
Trip
Delay* |
US$ 500 |
|
- |
-
|
- |
| 15) |
Home
Insurance #
- Building
- Content |
Rs. 2,000,000
Rs. 500,000 |
|
- |
-
|
- |
| 16) |
Repatriation
of Remains |
US$ 7,000 |
|
 |
|
- |
| 17) |
6
Months Policy extendable upto 360 days |
|
|
|
1
year policy with 30/45 days per trip
|
- |
| Scenario 1 : Premium for an individual, aged 35 years, traveling to USA for 30 days |
Insured for US$ 100,000 |
Rs. 2,455 |
Rs. 1,714 |
Rs.3,548 ++ |
- |
| Scenario 2 : Premium for an individual, aged 65 years, traveling to Europe for 30 days |
Insured for US$ 100,000 |
Rs. 3,981 |
Rs. 2,690 |
Rs.9,512 ++
|
- |
| Scenario 3 : Premium for an individual, aged 71 years, traveling to Singapore for 30 days |
Insured for US$ 50,000 |
- |
- |
- |
Rs.3,328 |
| |
|
 |
|
|
|
| |
|
|
|
|
|
| |
| Note: Senior Citizens Policy can be
extended up to a maximum of 180 days. |
| * |
Deductible of US $ 100 - Applicable for each separate claim |
| ** |
Deductible of US$ 50 - Applicable for each separate claim |
| ^ |
Instant Senior Citizen Policy with no medical check-up - $15,000 per illness or injury |
| # |
On value - Building insured on reconstruction value , Contents insured on their present market value |
| $ |
2 days deductible - If hospitalisation is for more than 2 consecutive days, this benifit can be cleared only once during the policy period |
| + |
12 hours delay - Applicable if baggage is delayed for more than 12 hours from actual arrival time of common carrier |
| ++ |
30 days per trip valid upto 1 year |
| @ |
For policies with medical expenses sum insured over US$ 100,000, the limit of liability of the company will be restricted to US$ 100,000 per sickness, disease or accident. Further sub-limits applicable for people aged 56 years and above. |
