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Overseas Travel Insurance      A comprehensive Travel Insurance policy for Senior Citizens that covers unexpected medical and non-medical expenses when travelling abroad including hijack distress allowance. Avail of benefits like Checked-in Baggage Loss/Delay and unique facilities such as Cashless hospitalisation, worldwide. This plan is for senior citizens between 71 to 85 years. Our Travel Insurance plans are the most preferred among others because we cover Pre-Existing diseases in life-threatening emergency situations.* Experience quality health care while in USA with UHC (UnitedHealthcare).  Now avail Senior Citizen Plan instantly with no medical check-up. * Conditions Apply Policy Details Key Benefits
 Key Benefits
* Conditions Apply ** EMI facility available only for ICICI Bank, Citibank and HDFC Bank (up to 6 months) credit card customers at the sole discretion of the Banks. Note: EMI option subject to minimum annual premium of Rs. 10,000. Click here to know more. What is covered Medical Cover* - 71 to 75 years - US$ 50,000 & 76 to 85 years - US$ 25,000 This covers medical cost due to illnesses or accidents, including outpatient & inpatient medical expenses, medical aid, therapies and diagnostic test. It also covers medical evacuation costs back to India. There are 2 plans available depending on the age of the insured. If the insured is 71 to 75 years of age, the sum insured is USD 50,000. However, if the insured is between 76 to 85 years of age, the sum insured is USD 25,000. Financial Emergency Assistance – US$ 300 Emergency cash made available in case your travel funds are robbed. Passport Loss** – US$ 200 For expenses incurred in obtaining a fresh or new passport. * Deductible of US$ 100. This deductible is applicable on per illness (complete treatment) basis ** Deductible of US$ 50. What is coveredMedical Cover* - 71 to 75 years - US$ 50,000 & 76 to 85 years - US$ 25,000 This covers medical cost due to illnesses or accidents, including outpatient & inpatient medical expenses, medical aid, therapies and diagnostic test. It also covers medical evacuation costs back to India. There are 2 plans available depending on the age of the insured. If the insured is 71 to 75 years of age, the sum insured is USD 50,000. However, if the insured is between 76 to 85 years of age, the sum insured is USD 25,000. Financial Emergency Assistance – US$ 300 Emergency cash made available in case your travel funds are robbed. Passport Loss** – US$ 200 For expenses incurred in obtaining a fresh or new passport. Checked-in Baggage Loss – US$ 500 Compensation for the permanent loss of checked-in baggage. Checked-in Baggage Delay# – US$ 100 Compensation for reasonable expenses incurred due to a delay of checked-in baggage. Personal Accident – US$ 2,500 Compensation paid in case of death or permanent total disability. Hijack Distress Allowance# – US$ 125 per day for 7 days Compensation payable in case of hijack of air or sea common carrier. Personal Liability – US$ 25,000 Compensation for damages paid to a third party caused involuntarily by you. * Deductible of US$ 100. This deductible is applicable on per illness (complete treatment) basis ** Deductible of US$ 50. # More than 12 hours. For details, kindly refer to Policy Wordings. What is not covered
What is not covered
For details, kindly refer to Policy Wordings. Eligibility
Travel Insurance - A must have companion for every trip, Choose Wisely Travel insurance is something you should never forget whenever planning an overseas trip. It is essential because it covers you against medical and other financial emergencies that may incur during your travel. While a low cost policy does cover the basics, it usually does not cover all matters of emergencies. Travel insurance is one area where it is not advisable to buy the cheapest policy. Always do a little research to determine the levels of cover offered with the policy. Read the full article Misc 30 Travel Insurance – A must have companion for every trip
Travel insurance is something you should never forget whenever planning an overseas trip. It is essential because it covers you against medical and other financial emergencies that may incur during your travel. While a low cost policy does cover the basics, it usually does not cover all matters of emergencies. Travel insurance is one area where it is not advisable to buy the cheapest policy. Always do a little research to determine the levels of cover offered with the policy. Read the Coverage details carefully What you should expect Typical services offered by travel insurance providers are, emergency repatriation and/or evacuation, medical expenses incurred while travelling, personal accident cover, travel cancellation and delay, theft, checked-in baggage loss and delay, loss of passport, missed connection and personal liability coverage. Always play safe Remember that this could happen to anyone, no matter what your age or current health. A simple accident or a terrible stomach upset due to foreign food can result in the need for this kind of emergency care. Travel medical insurance coverage will either pay for your treatment at the nearest medical facility, or allow you to choose the medical hospital or clinic where you want to avail of the required treatment. Depending on the insurance plan you choose, you may be fully or partially covered in the areas listed above. Travel Worry-free If you think travel insurance is not necessary because you plan to spend all your time just vacationing and sight seeing, think again. If necessary, pay a little more for adequate insurance and buy yourself not just peace of mind, but a whole lot more cover where you may need it most. Travel Insurance is designed to protect your health, belongings, and your financial investment in your trip, for you and your family.   Want us to call you back? Login  Testimonials P. Reddy, Hyderabad “When I had gone to see my son and family in the US, I developed Diarrhea on the first day itself. I was bed ridden and had to be rushed to the hospital. Read more   |
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