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ICICI Lombard – General Insurance Company

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Overseas Travel Insurance Policy Features

Eligibility: Insurance policy available for all ages between 1 – 70 years and senior citizens between 71 to 85 years

Policy Duration: Cover trips from as short as 7 days to 180 days. Can be extended online

Policy Maximum: The Plans offer various coverage options (US $ 50,000 to US $ 500,000)

Premium: Premium is payable on a pay per day basis and not slab rates, pay EMI without any extra charges on ICICI Bank, Citibank and HDFC Bank Credit Cards

Pre-existing diseases: Pre-existing ailments and maternity are excluded except in case of life-threatening situations i.e. until the insured's heath is stable

A (Excellent) Rating: ICICI Lombard has received an A (Excellent) rating from General Insurance Company of India and iAAA rating from ICRA signifying highest claims paying ability

Deductible/Policy Excess : There is a Deductible/Policy Excess of US $ 100. This implies for any claim the first $100 are to be borne by the insured

Additional Coverage: Coverages include Dental Treatment, Medical Evacuation, Repatriation, Baggage Loss/Delay, Trip Cancellation and Interruption, etc.

Insurance 24X7: Buy insurance online or Dial-A-Policy at 1800 209 8888 to buy your policy over the phone

Claim: In order to make a claim, please contact our TPA (Third Party Administrator) SOS International, which has tie-ups with network hospitals worldwide

Helpline numbers: Contact TPA Help line Toll Free at +91 11 4189 8868 for 24 hr claims assistance or email at travelclaims@icicilombard.com

No medical Check-up up to 85 years*
No health-check up is required up to 70 years of age. And now as a special offer to senior citizens, avail Senior Citizen Plan instantly with no medical check up with a claim benefit of $15,000 per illness or injury.

Quality Health Care

ICICI Lombard has allied with leading US-based Health Care provider UnitedHealth Group, to provide better health care benefits and services to be availed when in the US.

Do you settle my claim when I am back in India?

How do the hospitals across US recognize your Insurance and how do you offer us cashless facility?

What is the deductible that you have?

Can I extend my policy?

To know more, visit our section on Frequently Asked Questions

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Customer Feedback

P. Reddy
Hyderabad

“When I had gone to see my son and family in the US, I developed Diarrhea on the first day itself. I was bed ridden and had to be rushed to the hospital. Because of ICICI Lombard Travel Insurance, we did not have to pay anything to the hospital. ICICI Lombard settled all our medical bills directly with the hospital. This made the whole unfortunate episode so much better as I had no worries on the expensive treatment and no hassle about reimbursements. I really appreciate ICICI Lombard's quick response and hassle free cashless payment on my claim.” More...

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