Updated on - 5 May 2026

Car pedals are essential components of a vehicle's control system, enabling drivers to accelerate, brake and change gears smoothly. Understanding the different types of car pedals in India is crucial for both new and experienced drivers. Whether driving a manual or automatic car, knowing how each pedal works ensures a safer, more comfortable driving experience. Additionally, understanding car pedals can help when purchasing car insurance online, as insurers consider driving habits when determining premiums.

This blog explores the different sorts of car pedals found in the market.

Car Pedal Types in India

Different vehicles have different pedal types, depending on their transmission system. Here’s a breakdown of the most common pedals found in cars in India:

1. Accelerator Pedal (Throttle Pedal)

The accelerator pedal is found in all cars and is located on the far-right side of the footwell. It controls the vehicle’s speed by regulating the engine’s power output. Pressing the pedal increases speed, while releasing it slows the car down. This pedal works in coordination with the engine system to ensure smooth acceleration across different driving conditions.

2. Brake Pedal

The brake pedal is present in all types of vehicles and is used to slow down or stop the car. In manual vehicles, it is positioned in the middle, while in automatic cars, it is placed centrally to the left of the accelerator. Most modern cars are equipped with anti-lock braking systems (ABS), which help maintain control during sudden braking.

3. Clutch Pedal

The clutch pedal is found only in manual transmission vehicles and is located on the far-left side. It is used to disengage the engine from the gearbox, allowing the driver to change gears smoothly. Automatic cars do not have a clutch pedal because the transmission shifts gears automatically without driver intervention.

4. Dead Pedal (Rest Pedal)

The dead pedal is located to the left of the clutch pedal and serves as a resting place for the driver’s left foot. It helps reduce fatigue during long drives and provides better stability while driving. This feature is now available in many mid-range cars as well.

5. Parking Brake (Handbrake) Pedal

Some vehicles are equipped with a foot-operated parking brake instead of a traditional handbrake lever. This pedal is generally located on the far-left side or below the dashboard and is used to keep the car stationary when parked. However, foot-operated parking brakes are relatively rare in India, where most cars use a handbrake lever or an electronic parking brake (EPB).

6. Drive-by-Wire Pedal System

The drive-by-wire system replaces mechanical linkages with electronic sensors to control acceleration. It is commonly found in modern vehicles and allows for more precise throttle response and improved fuel efficiency. This system is not limited to automatic or electric vehicles and is widely used in modern manual cars, too.

Conclusion

Understanding the different types of car pedals is essential for safe and efficient driving. Manual cars have three pedals: accelerator, brake and clutch. Automatic cars typically have only two pedals: accelerator and brake. Some cars also feature a dead pedal for added comfort and a foot-operated parking brake.

Whether you own a manual or automatic car, ensuring proper usage of pedals can enhance safety and efficiency on the road. In addition, having a comprehensive car insurance policy ensures financial protection against accidents, damages, or unexpected repairs.

FAQs

1. What is the function of the clutch pedal?

The clutch pedal is used to temporarily disconnect the engine from the gearbox in manual transmission cars, which allows the driver to change gears smoothly without damaging the transmission. Pressing the clutch disengages power, while releasing it gradually reconnects the engine to the wheels.

2. What is a dead pedal in a car?

The fixed platform to the left of the clutch or footwell area is referred to as a dead pedal, often called a rest pedal. It helps lessen fatigue and increase driving stability, particularly on lengthy trips, by giving the driver a place to rest their left foot when not in use.

3. Is third-party car insurance mandatory in India?

According to Indian legislation, it is mandatory, and every automobile owner should purchase it along with their vehicle. Third party car insurance covers injuries or damages brought on by an accident to another person, car, or piece of property. For better protection, many automobile owners choose comprehensive insurance, as it does not cover damage to their own vehicles.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. Please read the sales brochure/policy wordings carefully for detailed information about on risk factors, terms, conditions and exclusions. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Car owners and drivers in Jammu and Kashmir need not worry about how and where to pay their road tax in this beautiful region. They can avail of online payment platforms and do the needful without any hassle and from the comfort of their home. This post will walk you through the steps required to pay your online road tax in Jammu and Kashmir conveniently and quickly.

How to Pay Road Tax Online in Jammu and Kashmir?

Let us look at a detailed guide on how you can deal with or make the Jammu and Kashmir road tax online payment, and that too quite comfortably:

1. Log into the Parivahan Website

Start by visiting the official Parivahan website, the government’s dedicated portal for all vehicle-related services.

2. Choose “Online Service”

On the homepage, you’ll see several options. Choose the "Online Service" tab to begin your payment process.

3. Select “Vehicle Services”

Under online services, look for "Vehicle Services”.

4. Enter Your Vehicle’s Registration Number

Now, enter your vehicle registration number to bring up your vehicle details.

5. Tap on “Pay Your Taxes”

You’ll now see an option to “Pay Your Taxes”. Click on this to move forward.

6. Enter Your Mobile Number to Generate OTP

You’ll be asked to enter your mobile number, which is needed to receive a one-time password (OTP).

7. Choose Payment Method

After entering the OTP, you can choose how you wish to pay.

8. Complete the Payment and Save the Receipt

Once your payment gets submitted, a confirmation receipt will appear. Save the soft copy and print a hard copy for your records.

That’s it! Your Jammu and Kashmir road tax online payment is done, and you can drive on the beautiful roads of the region without worrying about fines or penalties.

Conclusion

Paying road tax online in Jammu and Kashmir is simple and hassle-free as you can easily access the Parivahan website. Ensure your taxes are up-to-date and that you have a valid car insurance policy to drive peacefully in this beautiful region.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

The terms bonnet and hood are often used interchangeably, but they have distinct regional preferences and slight variations in meaning. The word "bonnet" is commonly used in British English, while "hood" is the preferred term in American English. Both refer to the front covering of a car that gives access to the engine compartment. Understanding these terms is useful for car enthusiasts, mechanics and those purchasing vehicle accessories or insurance.

Car bonnet vs hood: Which is best?

While both terms describe the same car component, there are subtle differences in usage and design elements across regions.

1.      Terminology and Regional Usage

• Bonnet: Used in the UK, India, Australia and most Commonwealth countries.
• Hood: Preferred in the US and Canada.

2.      Design and Functionality

• Material: Typically made of steel, aluminium or carbon fibre.
• Purpose: Covers the engine compartment, protecting internal components from dirt, debris and weather conditions.
• Opening Mechanism: Most modern cars use a front-hinged design with a release latch inside the vehicle.

3.      Safety Features

• Pedestrian Safety: Many modern bonnets/hoods include crumple zones to absorb impact and reduce injuries in accidents.
• Heat Insulation: Some designs include heat shields to prevent excessive heat from reaching the car's exterior.

4.      Customisation and Modifications

• Bonnet Scoops: Enhance airflow to the engine for better cooling.
• Carbon Fibre Hoods: Lightweight and preferred in high-performance vehicles.
• Custom Paint and Graphics: Popular in car modifications for aesthetic appeal.

5.      Maintenance and Insurance Considerations

• Regular checks for dents, rust and latch functionality are essential.
• When purchasing car insurance, noting material type and safety features can influence premium costs.

Conclusion

The difference between bonnet and hood is primarily linguistic rather than functional. While both serve the same purpose of covering the engine bay, their terminology depends on geographical preferences. Understanding these differences is useful for car buyers, insurance policies and vehicle modifications. Whether you call it a bonnet or a hood, maintaining this crucial car component ensures safety, aesthetics and overall vehicle performance. An appropriate car insurance policy can help cover damages to essential components, ensuring your vehicle remains in top condition for longer. You can browse car insurance online to find a plan that suits you best.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

One of the constant sources of revenue for governments is through road taxes. Vehicle owners must pay road taxes to comply with government regulations and to help the authorities use the funds collected to maintain roads and highways for everyone’s comfortable use. It is easy to pay Haryana road tax online if one knows the procedure, which is fairly easy.

How to Pay Road Tax in Haryana Online?

To proceed with Haryana road tax online pay, you need to visit the website:

Start surfing the website and navigate to the state and related road tax office (RTO). For Haryana road tax payment, choose Haryana under “State” and your nearest RTO. Then, head to the RTO tax online, Haryana option and choose your mode of payment. However, before you deposit the road tax online payment, Haryana, enter your vehicle details, including the registration number, etc., as directed. For instance, if you live in Gurugram, choose the option — online road tax payment near Gurugram, Haryana — and you will be directed to the payment gateway. Once the payment is deposited, you will receive an acknowledgement receipt. Keep the receipt safe for future reference.

Conclusion

Payment of road taxes is mandatory according to Section 39 of the Motor Car Taxation Act. To avoid penalties and fines, you can conveniently pay the Haryana car tax online through the website. Also, remember to secure car insurance as doing so will protect your vehicle in the event of accidents and other unwanted challenges.

Ventilated seats are an advanced feature in modern vehicles, designed to enhance driver and passenger comfort, especially in hot climates. They also help maintain hygiene by reducing sweat accumulation, which can lead to unpleasant odours. Understanding the types of ventilated seats can help car buyers choose the best option for their needs.

Various types of ventilated seats

Different vehicles offer various types of ventilated seats, each catering to different levels of comfort and efficiency.

1.      Fan-Based Ventilated Seats

• Use built-in fans to circulate air through perforated seat surfaces.
• Common in luxury and premium cars.
• Provides a cooling effect without active refrigeration.
• Adjustable fan speed for personalised comfort.

2.      Cooled Ventilated Seats

• Combine fans with cooled air from the car’s air conditioning system.
• More effective in reducing heat compared to standard fan-based ventilation.
• Found in high-end vehicles and luxury SUVs.
• Requires additional energy consumption compared to fan-only systems.

3.      Heated and Ventilated Seats

• Dual-function seats that offer both heating and cooling.
• Ideal for regions with extreme climate variations.
• Found in premium sedans and SUVs.
• Allows year-round comfort with adjustable temperature settings.

4.      Passive Ventilated Seats

• Do not use electric fans but rely on breathable materials and airflow channels.
• Common in budget-friendly and mid-range cars.
• Less effective in cooling compared to active ventilation systems.
• Offers a mild comfort enhancement without extra energy consumption.

Conclusion

The choice between types of ventilated seats depends on factors such as personal preference, climate conditions, and budget.

As demand for comfort-driven car features increases, manufacturers are integrating ventilated seats into more vehicle segments. This trend is particularly evident in electric and hybrid vehicles, where energy-efficient ventilation systems are prioritised to enhance overall performance. For consumers, investing in ventilated seats not only improves driving comfort but can also contribute to the vehicle's resale value, making it a worthwhile addition. In addition to upgrades like ventilated seats, it is wise to secure a comprehensive car insurance policy that ensures protection against unexpected damages or repairs, helping you maintain your vehicle's value and comfort features for years to come. You can easily browse car insurance online to pick the appropriate plan for your needs.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Properly adjusted mirrors are crucial for safe driving as they serve as an extra set of eyes on the road. Many drivers unintentionally create blind zones by misaligning their mirrors. Consider optimising your mirror arrangement for improved vision and safety while driving. Read on to discover how you should position your side mirrors and rear-view mirror.

How to adjust your mirrors to avoid blind spots

Before changing mirrors, ensure you have the best driving posture. Sit comfortably in the driver's seat and place your hands on the steering wheel. This position will be your reference point for all mirror adjustments, ensuring they align with your normal stance. Here’s how to adjust your mirrors to avoid blind spots.

Adjusting your rear-view mirror

The rear-view mirror is your principal view of what's behind your vehicle. To tune it correctly:

• Position the mirror so you can see the complete back window with a fast glance.
• Ensure you do not need to move your head or neck to observe the mirror's entire range.
• Ensure that you turn on your auto-dimming mirror for nighttime driving.
• Familiarise yourself with the tab beneath classic mirrors that reduces evening glare.

Setting up your side mirrors

Many drivers make the mistake of positioning the side mirror to show too much of their vehicle. Here's how to arrange them properly:

For the driver-side mirror:

• Lean your head towards the driver’s window.
• Adjust the mirror outward so you can barely see the side of your automobile.

Regarding the passenger-side mirror:

• Lean to the centre of the automobile.
• Adjust the mirror so you can only see the side of your vehicle.
• When you return to the driving position, only a small amount of your car should be visible.

This wider-angle configuration greatly reduces blind spots compared to viewing your automobile mostly through the side mirrors.

Additional tips for safe mirror use

• Clean your mirrors periodically with good glass cleaner and a lint-free cloth.
• Check your mirror locations before each trip, especially if your vehicle has numerous drivers.
• Remember, even perfectly set mirrors do not remove all blind spots; always make a quick shoulder check before changing lanes.

Conclusion

Correctly adjusting your mirrors creates a safer driving environment for you and others. Mirror alignment is as vital as tightening your seatbelt; it should be part of your pre-drive ritual whenever you get in the car. These modifications will become second nature with practise, resulting in a more confident and secure driving experience.

Proper mirror adjustment improves driving safety and can also benefit your car insurance. Car insurance companies frequently encourage safe driving habits, and following proactive safety steps such as accurate mirror alignment might result in cheaper premiums. Comprehensive car insurance offers financial protection against theft, accidents, own damage, and more.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Living in Madhya Pradesh has its own charm, given the natural beauty of the place and a rich culture. To sustain this beauty and the heritage of the state, every individual who calls Madhya Pradesh home has certain obligations to fulfil, more so if they own a vehicle. Yes, we are talking about the obligation of paying road tax in MP if you own a vehicle! This article explains how to make an MP RTO road tax online payment.

How to Pay Road Tax in MP Online?

Paying MP Parivahan tax online is simple; you can do it from home. Here’s how:

• Visit the Official Madhya Pradesh Transport Website: Click on the MP Transport Department’s website to begin the process.
• Fill in Your Vehicle Details: Enter essential information, including your vehicle’s registration number, chassis details, and mobile number.
• Review Your Payment Details: The system automatically calculates the road tax based on your vehicle type. Double check everything carefully.
• Proceed to Payment: Select your preferred payment option; you can choose a debit card, credit card, or net banking. After confirming the details, you will receive an OTP on your registered mobile number.
• Submit and Get a Receipt: Enter the OTP and complete submitting the payment. A confirmation receipt will be generated – keep a digital and printed copy for future reference.

Conclusion

By completing your MP RTO road tax online payment, you ensure you are following the law and contributing to better road safety. Don’t forget to secure your vehicle’s car insurance and keep it valid and up-to-date for a smooth driving experience in Madhya Pradesh!

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Across India in all its states and union territories, using a vehicle is subject to a statutory tax known as road tax. The Goa government also charges a road levy on individuals registering and operating four-wheelers. The price and type of the car are used to calculate this tax, which is paid in one instalment.

Road Tax in Goa for Four-Wheelers

In Goa, the primary factors influencing the road tax on four-wheelers are the vehicle's price and engine displacement. For instance, the tax on a car up to INR 6 lakh can be as high as 9%, while the tax on vehicles between INR 6 and INR 10 lakh can go as high as 11%. For cars costing more than INR 15 lakh, the tax rate may be considerably higher. This tax is assessed in one lump amount at the time of vehicle registration. Car insurance is necessary for owners as it offers financial protection in the event of an accident or damage.

Conclusion

The value and type of vehicle determine the road tax in Goa for cars. The state government uses the money it receives from this levy as a significant source of funding for road development and maintenance. To reduce potential dangers, you should also make sure to purchase auto insurance for your vehicle promptly.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Is Car Wrapping Allowed in India? 

Here, you can learn about car wrapping in detail:

• Car wrapping involves applying a vinyl film to a vehicle's exterior to alter its appearance while safeguarding the original paintwork. This vinyl material comes in various colours, textures, and finishes, offering a customisable look.
• Is car wrapping legal in India? The answer lies in maintaining your car's colour consistency with what is recorded in your RC (Registration Certificate) book. Car wrapping is legal if it doesn't change the vehicle's colour from what's registered.
• Vehicle owners must ensure that the colour mentioned in their RC book matches the car wrap's colour. Deviating from the registered colour can lead to potential fines and even vehicle seizure due to suspicion.
• If the car wrapping alters its colour or texture and doesn't align with the registered colour, it can attract legal consequences. Vehicle owners may need proof of ownership, potentially causing unnecessary hassles.
• While car wrapping offers the advantage of a fresh and unique appearance, ill-fitted wraps or improper DIY installation can lead to unsatisfactory results.
• Moreover, car wraps may not be as durable as paint, particularly in harsh environmental conditions.
• To insure a vinyl-wrapped car, notify the insurance provider about the modification. Ensure that your insurance policy covers both the car's original value and the value of the wrap. It's essential to compare car insurance policies from different providers to select the one that aligns with your needs and budget.

Conclusion     

Now, you know the answer to the question, is wrapping car legal in India? This creative modification allows car owners to transform their vehicles' appearance, but adhering to legal boundaries is crucial to avoid potential fines or legal troubles. Ensuring your car insurance covers both your car's original value and the value of the wrap can provide comprehensive protection. The legality of car wrapping adds a layer of creativity to personalising your vehicle while ensuring compliance with the law.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Have you ever wondered what makes some sports cars exceptionally smooth and stable, even at high speeds? Much of this performance excellence can be attributed to the boxer engine, with a design as unique as it is effective. The boxer engine stands out with its horizontally opposed pistons.

This configuration prioritises raw power and delivers a smoother, more balanced ride. Read on to discover the benefits and drawbacks of the boxer engine.

Advantages of boxer engine

Here is a closer look at boxer engine benefits:

• Perfect balance: Boxer engines feature horizontally opposed pistons, creating a natural counterbalance. This reduces vibrations and provides a smooth ride. The balanced engine minimises stress on various components and enhances durability and reliability.

• Lower center of gravity: The flat layout of this engine allows it to be mounted lower in the vehicle. This leads to a reduced centre of gravity. Boxer engine improves vehicle stability and handling, and this makes it ideal for sports cars where precise control is paramount.

• Reduced vibration: The opposing motion of the pistons cancels out vibrations, giving a quieter and more comfortable driving experience. This is a significant advantage over traditional inline or V-shaped engines, where additional components are needed to manage vibration.

• Enhanced performance: The unique design and symmetry of the boxer engine provide better weight distribution across the vehicle. This symmetry helps improve the vehicle’s balance and responsiveness, which allows for sharper accelerations and decelerations.

• Safety and stability: The boxer engine contributes to safer driving dynamics with its compact design and low mounting. The engine is designed to slide below the cabin in the event of a collision. This reduces the risk of intrusion and potential injuries to passengers.

Disadvantages of boxer engine

The drawbacks of the boxer engine are as follows:

• Complexity and cost: The unique structure of the boxer engine can lead to higher manufacturing and maintenance costs. Its design requires specific parts and more labour-intensive services. This can increase ownership costs over time.

• Size constraints: While the boxer engine offers many performance benefits, its wide layout can pose design challenges. This can affect the vehicle's overall design and the placement of important parts under the hood.

• Maintenance challenges: Owing to the engine's flat design and the placement of components like spark plugs and valves, routine maintenance can be more complex and costly than traditional engines.

Conclusion

The unique design of the boxer engine offers great performance, stability, and safety. Yet, the intricate nature and potentially high maintenance costs of boxer engines make choosing comprehensive car insurance not just advisable but essential.

Appropriate car insurance safeguards against unexpected expenses and protects your investment in such sophisticated technology. It helps ensure financial stability and keeps the engine running smoothly.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Anyone who regularly travels long distances understands that tyre problems can occur at the most inopportune times. Carrying a spare tyre is common, but what happens if you have previously used it and have another flat tyre?

This is where a good puncture repair kit comes in handy, transforming a possible roadside disaster into a manageable scenario. Let’s look at some of the best puncture repair kits available today.

List of best puncture repair kits for car

A reliable puncture repair kit can be your best friend during unforeseen tyre troubles. These compact toolkits provide everything you need to make a quick, successful repair and get back on the road safely. Some of the best puncture repair kits in the market are:

• The Tirewell 10-in-1 Universal Kit: This kit is perfect for those seeking full coverage. It includes a storage bag and T-handle grips. The anti-slip design alleviates hand strain during repairs, simplifying working on even heavy-duty tyres. Its compact size ensures all tools are easily accessible when required.
  • Price: INR 529

• The AmiciAuto Universal Tool Kit: This kit has a reputation as a dependable emergency option. Users praise its comprehensiveness and quality, making it a top choice for people seeking peace of mind on lengthy travels. The kit's simple design ensures it is easy to carry and use.
  • Price: INR 940

• Willibee's 6-in-1 Universal Kit: This kit stands out with ergonomic characteristics, notably its T-shaped picker with improved grip control. The clever use of tyre valve covers helps maintain correct tyre pressure. Users praised its outstanding value proposition and tool quality.
  • Price: INR 599

• The Waico 9-in-1 Universal Kit: Its extensive tool selection and user-friendly design make it a popular choice among repair kits. It's especially remarkable for solitary travellers because the tools are designed for single-person use. Despite being inexpensive, people frequently compliment its high-quality craftsmanship and efficiency.
  • Price: INR 999

Conclusion

When choosing a puncture repair kit, remember to compare tool quality, ease of use, and portability. When selecting a kit, choosing one that aligns with your skill level and typical driving conditions is important. While professional assistance is always preferable for significant tyre troubles, carrying a dependable puncture repair kit can be the difference between a small inconvenience and being stranded for hours.

While a puncture repair kit is essential for roadside situations, it is also critical to ensure your vehicle is covered by comprehensive car insurance.

An appropriate car insurance policy includes roadside assistance and other unforeseen car troubles that may develop while travelling. It also provides financial protection against theft, accidents, third-party damage, and more.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

The state government collects road tax which is an obligatory fee for using automobiles. This tax in Tamil Nadu is calculated according to the age, engine capacity and vehicle category. When a new car is purchased or the vehicle is registered this tax is paid in one flat payment.

Tamil Nadu Road Tax Calculation

In Tamil Nadu, road tax is computed using a number of factors. These include the vehicle's price, weight and engine capacity. You can use the Tamil Nadu road tax calculator to get the precise tax amount if you purchase a new car. When you enter all of the vehicle's details into this calculator the tax is calculated. Additionally, using the road tax calculator Tamilnadu is simple. You must obtain car insurance for your car in addition to paying road taxes. Auto insurance shields your car from unforeseen collisions.

Conclusion

The maintenance of the state's roads and transport infrastructure is funded in part by road tax, a significant expense for car owners in Tamil Nadu. The Tamil Nadu road tax calculator can be used to determine the tax. Be careful to obtain the right car insurance for your vehicle as well.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Being a parent can frequently entail chauffeuring the family, planning activities, and distributing snacks—all while keeping the car clean. Whether running errands regularly or taking extensive road trips, having the correct automobile accessories will help you manage your car more effectively. Here are some of the best car accessories for moms and dads.

List of best car accessories for moms

Parenting is difficult enough without having to deal with automobile organisation and convenience. The appropriate accessories may turn your car into a well-oiled machine capable of handling everything from unexpected spills to cranky children. Here's a carefully crafted list of the best car accessories for moms and dads.

Organisation solutions

• A backseat organiser is the most useful addition to any parent’s car. These hanging organisers connect to the back of the front seats and include several compartments for toys, books, food, and devices. Look for one with a built-in tablet holder to keep the youngsters amused on lengthy trips.
• The centre console space may easily become a cluttered mess of misplaced goods. A console organiser keeps basics such as hand sanitiser, Kleenex, and charging cords easily accessible and organised. Consider one with adjustable partitions to customise the area to your specifications.

Safety and convenience features

• A good vehicle vacuum is essential for removing unavoidable crumbs and more. Choose a small, rechargeable vacuum that is easy to store.
• A high-quality sun cover is crucial for sheltering youngsters from direct sunlight and keeping the car cool.

Comfort and entertainment accessories

• Consider installing a car seat gap filler to prevent toys, food, and other items from slipping into the area between the seats and the centre console.
• A backseat entertainment system or tablet mount is invaluable for longer travels. Make sure to get one that is adjustable and strong enough to handle energetic young hands.

Conclusion

The correct automobile accessories may greatly improve your daily driving experience as a parent. Whether you are managing school runs or planning cross-country road trips, these gadgets can help you stay organised, ensure safety, and keep everyone happy during the journey.

While focusing on accessories is vital, remember to keep comprehensive car insurance coverage for your family vehicle. As a parent, having the appropriate car insurance coverage gives you peace of mind by safeguarding your automobile, its accessories, and your family. It can also provide financial coverage during unforeseen events like accidents, theft, third-party damage, and more.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Introduction            

In the world of car insurance, encountering an accident is a scenario that most drivers dread. Not only does it involve addressing the immediate damage to your vehicle, but it also brings forth concerns about the potential repercussions on your car insurance premiums. This article delves into a common question many car owners face: does insurance premium increase after claim? We aim to provide clarity on how accident claims can affect your insurance costs, enabling you to make informed decisions in such situations.

Are car insurance premiums impacted after filing for an accident claim?

Let's learn how much does your insurance go up after an accident:

• Motor insurance plays a pivotal role in safeguarding car owners against diverse risks, and this protection comes at a price known as the premium.
• Your premium level is often directly linked to the assessed risk, with higher risks resulting in higher premiums.
• When you make an accident claim, you inadvertently signal to your motor insurer that you pose a higher risk, as you've encountered a situation where insurance is needed.
• Insurance companies calculate premiums while factoring in a certain level of risk, and accident claims can disrupt this balance.
• Filing an accident claim can increase your car insurance premium when it's time for policy renewal.
• For policyholders who make multiple claims, the premiums can surge even further. Some insurers may also impose restrictions on optional add-ons.
• Opting not to file a claim and cover the repair costs might not directly affect your premium. However, when your policy lapses and you renew it later, an insurer's inspection may alter the equation, influencing your premium.
• It's important to note that third-party premiums, which cover liabilities to others, typically remain unaffected by accidents involving your vehicle. India's Insurance Regulatory and Development Authority (IRDAI) regulates these premiums.

Conclusion     

Hopefully, this article answers your question:  does insurance premium increase after claim? Understanding the relationship between accident claims and car insurance premiums is essential. As we've explored, making a claim can result in an increased premium due to the perceived higher risk. However, the extent of this increase can vary between insurance providers. It's advisable to weigh the costs and benefits of filing a claim versus covering the expenses out of pocket. Ultimately, making an informed decision about accident claims and their potential impact on your premium is crucial for responsible car ownership.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

The first section of the Vehicle Identification Number (VIN) is actually the World Manufacturer Identifier. It is a unique number assigned to identify the manufacturer. Let us understand the concept of the world manufacturer identifier (WMI) in greater detail.

How To Find The Engine Number Of Your Bike?

WMI codes are assigned to Indian automotive manufacturers to ensure their global identification. The Bureau of Indian Standards (BIS), a member of the International Organization for Standardization, handles this task.

The WMI code forms the initial part of the VIN. Combined with the rest of the VIN, it guarantees the uniqueness of the identification number for vehicles manufactured worldwide.

The automotive industry uses the VIN as a unique serial number to identify individual motor vehicles. VINs consist of 17 characters, but note that it excludes the letters I, O, and Q to avoid unnecessary confusion with numbers 1 and 0.

The VIN system is based on two standards that were issued by the International Organization for Standardization (ISO) in 1979 and 1980:

• ISO 3779
• ISO 3780

To create a uniform identification system for road vehicles worldwide, VINs are structured as follows:

• The first 1-3 digits represent the WMI
• The next 4-9 digits form the Vehicle Descriptor Section (VDS)
• The final 10-17 digits make up the Vehicle Indicator Section (VIS)

Conclusion

Put simply, the world manufacturer identification number is basically the first three digits of the vehicle identification number. If you own a car, here is a reminder: Make sure you invest in car insurance for financial coverage against accidents, theft, and damage.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Introduction            

In the fast-paced digital era, the use of mobile phones has become ubiquitous, even while driving. However, this practice comes with consequences. According to the Motor Vehicles Act, using a mobile phone while driving is a punishable offence, and individuals caught in the act face significant fines. Let's delve into the details of the fine for talking on phone while driving and understand the implications of this violation on road safety.

Fine for Using Phone While Driving

Here is the list of using mobile phone while driving fine:

• Penalty Amount

As per the Motor Vehicles Act, the penalty for using a mobile phone while driving is a substantial Rs 5000.

• Distracted Driving

Distracted driving encompasses activities that divert attention from the road, such as using gadgets or mobile phones.

• Amendment to Motor Vehicle Act (2019)

In 2019, the Motor Vehicle Act of 1988 was amended, increasing penalties for traffic rule violations, including using a mobile phone while driving.

• Impact on Road Safety

Distracted driving, especially due to mobile phone usage, significantly contributes to road accidents in India, prompting stricter penalties to curb this dangerous behaviour.

• Survey Insights

Surveys indicate alarming statistics, with 47% of drivers admitting to receiving calls while driving and 96% of passengers feeling unsafe when drivers use phones around them.

Conclusion     

Using mobile phones while driving threatens road safety, leading to distracted driving and an increased risk of accidents. Recognising this, the Indian government amended the Motor Vehicle Act in 2019, imposing a Rs 5000 fine for using a phone while driving. Such violations not only endanger lives but can also impact a driver's car insurance policy, potentially leading to higher premiums or claim rejections. Drivers must prioritise safety, adhere to traffic rules, and avoid distractions, contributing to a safer road environment. As responsible citizens, we must uphold these regulations, ensuring our safety and that of others on the road.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Transferring car ownership might seem like a bureaucratic hassle to many. But don't worry, we are here to help simplify it for you. This guide provides a clear list of documents required for RC transfer, including the Registration Certificate (RC), insurance, and the required RTO forms. Let us get into the details of RC transfer documents and sort things out.

Documents Required For Car Ownership Transfer

You must have these documents for RC transfer neatly lined up:  

• Registration Certificate (RC): This is one of the key documents among the RC transfer required documents. It proves your ownership of the vehicle. Ensure you have the original RC. It can be a traditional booklet or a smart card version.
• Address Proof Documents: Address proofs are crucial to establish the identity and residence of both the seller and the buyer. You can use recent utility bills (electricity, water, or gas) or any KYC document that records the permanent address.
• Car Insurance Certificate: A valid car insurance certificate must be provided to ensure the vehicle is insured up to the point of sale and transfer.
• PAN Card: Both the seller and the buyer must provide their Permanent Account Number (PAN). This is particularly important if the vehicle’s sale value is ₹50,000 or above.
• Pollution Under Control (PUC) Certificate: A valid PUC certificate must be submitted. The certificate should be renewed every 3 months for vehicles bought before April 2010. Vehicles purchased after this date require an annual renewal.
• Form 28 - No Objection Certificate (NOC): This form is essential for obtaining an NOC from the local Regional Transport Office (RTO), mainly during an interstate ownership transfer. It is required even for intrastate transfers in states such as Maharashtra. The NOC, along with the RC, insurance certificate, PUC, and address proof, must be submitted to the RTO.
• Forms 29 and 30: These forms deal with the notice of transfer and the application for intimation and transfer of ownership, respectively. They are fundamental in legally documenting a change of ownership.
• Form 31: This is used when ownership is transferred to a person who inherits the vehicle.
• Form 32: This form is necessary for transferring ownership if the vehicle was acquired in a public auction.
• Form 35: This is required to terminate any existing hire-purchase, lease, or hypothecation agreements if the vehicle is currently under finance.
• National Crime Records Bureau (NCRB) Acknowledgement: This form becomes mandatory to ensure that there are no ongoing legal impediments to the transfer and whether the car has a history of illicit use.

Conclusion
Now that you have understood the basics of documents needed for RC transfer, transferring car ownership will become easier. Pass on the keys without any apprehension! Above all else, remember to secure car insurance without fail as it will help you tackle unforeseen emergencies with an even mindset.

Road tax is a mandatory tax imposed on all vehicles by the respective state governments for plying on Indian roads. Likewise, Uttar Pradesh vehicle tax rates are governed by the state’s relevant act.
Road Tax for Four-Wheelers in Uttar Pradesh
Car road tax in UP is considerably lower compared to other Indian states. Road tax in UP for car/four-wheelers is as under:
Vehicle Price UP road tax for car (% of price)
Up to ₹6 lakh 3%
₹6-10 lakh 6%
₹10-20 lakh 8%
Above ₹20 lakh 9%
 
Additionally, car registration charges in Uttar Pradesh and car RTO charges in UP vary depending on the vehicle type and value. Furthermore, the road tax for second hand car in UP is also liable to vary and is subject to specifications.
Conclusion
Buying a car anywhere in India, including in Uttar Pradesh, mandates the payment of road tax along with the procurement of a car insurance policy and other related documents, subject to government regulations.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Updated on - 06 Feb 2026

Whether you are buying your first car, upgrading to a used bike or switching to an electric vehicle in Gujarat, understanding road tax matters. Paying the correct tax keeps your vehicle legal, helps you avoid fines and ensures smooth ownership. It also affects your overall budget when buying a vehicle.

This guide will explain the rates for different vehicles, how to pay road tax online or at the RTO and what to do if you miss a payment so you can stay compliant and stress free.

How is road tax calculated in Gujarat?

Road tax in Gujarat is calculated based on your vehicle’s ex-showroom price. For cars costing up to ₹6 lakh, the tax rate is 6%. Vehicles priced between ₹6 lakh and ₹10 lakh are taxed at 8% and cars above ₹10 lakh are charged up to 12%.

This is usually a one-time payment at the time of registration. Electric vehicles benefit from a lower rate of around 1% until 2026 to encourage cleaner transportation.

Road tax on four-wheelers in Gujarat

In the state of Gujarat, road tax is based on a vehicle's ex-showroom price. The RTO tax for a new car in Gujarat can be anywhere between 6% and 12% of the vehicle's purchase price. For instance, the tax applicable may total 6% if your car costs up to INR 6 lakh and it may reach 12% if it costs more than INR 10 lakh.

The road tax in Gujarat for second-hand cars must be paid in the same manner regardless of the vehicle’s age and current value. However, the tax rates may be lower. At the time of vehicle registration, new car registration charges in Gujarat must also be paid. Car insurance, which guards against probable collisions or damage, is also required to be maintained by vehicle owners.

Types of road tax in Gujarat

The types of road tax in Gujarat vary based on the vehicle category and usage, and they are mostly calculated as a percentage of the vehicle's cost. Key types include:

• Two-wheelers: New bikes pay 6%, older bikes over 8 years pay 15%, electric bikes pay 4% and very old bikes pay 1% or ₹100, whichever is higher.
• Four-wheelers: New cars pay 6%, cars aged 8-15 years pay 15% and vehicles over 15 years old pay 1%. Electric cars are tax-free until 2026.
• Commercial vehicles: Goods vehicles up to 7,500 kg pay 6%, medium ones 8%, heavy vehicles 12% and commercial tractors 3%.
• Three-wheelers: New vehicles pay 6%, and older vehicles pay 1% or ₹100, whichever is higher.
• Other state vehicles: Taxes are charged weekly or monthly based on the duration of stay in Gujarat.

Road tax rates for different vehicles

Below is the road tax rate chart for different vehicles in Gujarat, based on vehicle type and cost:

Road tax for commercial vehicles

If you own a commercial vehicle in Gujarat, the road tax you pay depends on its weight and seating capacity. Check out the road tax for commercial vehicles in Gujarat:

List of RTOs in Gujarat

There are 38 RTOs across Gujarat that can help you with vehicle registration, driving licences, permits and more.

Here is the list of RTOs with their respective codes:

How to pay road tax in Gujarat

To pay road tax offline in Gujarat, visit your nearest RTO where your vehicle is registered. Collect Form 20 or 25 and submit it along with your vehicle certificate, purchase invoice and ID proof. Pay the tax in cash or via demand draft at the RTO counter, and make sure to collect the payment receipt as proof.

How to pay road tax online in Gujarat

Here are the complete one-by-one steps that can guide you to pay your road tax online:

Step 1: Visit the official Parivahan Sewa website (parivahan.gov.in).

Step 2: Go to “Online Services” and select “Vehicle Related Services.”

Step 3: Choose Gujarat as your state and enter your vehicle registration number and RTO details.

Step 4: Verify your vehicle details. An OTP will be sent to your registered mobile number; enter it to continue.

Step 5: Select your tax payment mode and view the payable amount.

Step 6: Complete the payment using online gateways such as credit or debit cards.

Step 7: Download and save the payment receipt for your records.

Penalty for non-payment of road tax

If road tax is not paid on time in Gujarat, a penalty of 18% is applied on the due amount after three months. For example, if the tax is ₹10,000 and payment is delayed beyond three months, you will owe ₹11,800.

Late payment can also lead to fines, legal issues and your vehicle may be prohibited from use until the tax is cleared.

Validity and renewal process of road tax

In Gujarat, road tax for private vehicles is paid once at registration and is valid for 15 years. After this period, it must be renewed every 5 years along with the vehicle’s registration certificate (RC), subject to fitness approval.

Renewal process:

• Renew every 5 years after the initial 15-year validity.
• Online: Log in to the Parivahan portal, pay the tax, book a vehicle fitness inspection and download the receipt.
• Offline: Submit Form 25 with the required documents at the RTO, pay the fees and complete the vehicle inspection.

Required documents: Form 25, RC, pollution certificate, valid insurance policy, tax proof, fitness certificate and ID.

To avoid penalties, start the RC renewal process at least 60 days before expiry.

Conclusion

Paying road tax in Gujarat is more than a legal formality; it is your contribution to safer roads, better infrastructure and smoother journeys for everyone. Timely payment ensures you avoid penalties and keep your vehicle legally compliant.

At the same time, protecting your car with comprehensive car insurance policy adds a layer of financial security, helping you handle accidents, damage or unexpected losses without stress. Think of road tax and insurance together as proactive steps toward safer, worry-free driving every day.

For personalised guidance on choosing the right car insurance plan for your needs, fill out the form on this page and get expert advice today.

FAQs

1. Do I need to pay road tax in Gujarat if I am just visiting from another state?

Yes, vehicles that are out of state and use Gujarat roads for more than 30 days must pay road tax. Depending on the duration, short-term visits may be charged weekly or monthly.

2. Can I transfer my road tax if I move from Gujarat to another state?

No, road tax is non-transferable between states. However, you can apply for a refund from the Gujarat RTO after registering your vehicle in the new state.

3. Is road tax included in my car’s on-road price?

 Yes, road tax is usually included in the on-road price of new vehicles bought at deals.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. Verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Whether you're planning a long-haul road trip, a camping adventure, or need space for sports equipment, car roof accessories can transform your vehicle into a versatile travel companion. Sometimes, a car's trunk just isn’t enough for bulky items like skis, snowboards, or camping gear. If you need extra storage space, investing in a car roof carrier or baggage rack can be a great solution—unless you're a minimalist packer.                           

Read on to explore the various kinds of car roof accessories, their applications, and how to pick the best ones for your car.

List of Best Car Roof Accessories

The following are some of the best car roof accessories that you should consider purchasing:

●       Roof Rack Cross Bars

Crossbars are one to four horizontal bars that span the width of your car's roof, providing a sturdy foundation for carrying extra cargo. The installation method varies depending on your vehicle’s roof type. For instance, if your roof is completely bare, you can either drill and secure the crossbars’ feet or opt for bare-roof crossbars with a hook mechanism for a no-drill solution.

• Platform Roof Racks

Platform roof racks are flat platforms that sit on your car’s roof. They come in different sizes and can be mounted in various ways—on tracks, roof rails, or even with cross bars. Some require drilling or bolting, while others use gutter mounts. These racks are super strong and ideal for carrying heavy, bulky loads. Platform Roof Racks are typically available in three sizes:

• Half platform
• ¾ Platform
• Full platform

• Roof Rack Baskets

The standard roof rack basket is essentially a basket that can be mounted directly to your car's roof. If detachable, they're typically composed of plastic, lightweight, and ideal for carrying lighter loads like backpacks. Roof baskets typically have raised sides, unlike roof racks.

• Rooftop Tent

A rooftop tent is a portable shelter that is attached to your car's roof. It is a single device that may be packed into a hard-shell container. These tents are perfect for users who use their car for long-haul trips and camping. The tent serves as a convenient temporary shelter, freeing up valuable trunk space for items that need protection from the elements.

• Rooftop Cargo Bags

Rooftop cargo bags are flexible storage containers. They are used for expanding the capacities of a vehicle. These bags can carry everything that needs to be transported—suitcases, camping gear, heavy outdoor equipment. They come in soft-sided bags or hard-shell carriers. Unlike other storage options, these bags protect the items you store within them from rain and other weather conditions.

• Roof Boxes

Car roof boxes, as the name suggests, are box-shaped carriers designed to transport bulky items like bicycles, skis, canoes, strollers, containers, and luggage. Available in various sizes, they significantly expand a car’s storage capacity. These roof compartments provide a secure and convenient solution for carrying luggage, as they are waterproof, lockable, and eliminate the need for tarps or ropes to keep items safely in place. These are also significantly more weatherproof than roof bags and are typically recommended for occasional use.

• Light Bars

A light bar is an auxiliary lighting system installed on vehicles to enhance visibility, especially in low-light conditions. Commonly mounted on trucks and SUVs, it provides a brighter, wider beam, improving safety during off-roading, adverse weather, or nighttime driving. Light bars generally come in two main types:

• LED light bars
• Halogen light bars

Conclusion

The right roof modifications can enhance your driving experience, whether you're an outdoor enthusiast, a frequent traveller, or simply need extra space for family trips. However, upgrading your car isn’t just about convenience—it’s also about safety. In addition to enhanced storage and balanced weight distribution, it's essential to prioritise safety with regular maintenance and a comprehensive car insurance policy. Safeguard your investment by purchasing car insurance online, ensuring protection against accidents and unforeseen events on the road.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.