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  • How to Pay Haryana Road Tax Online?

    by User Not Found | Mar 21, 2025

    One of the constant sources of revenue for governments is through road taxes. Vehicle owners must pay road taxes to comply with government regulations and to help the authorities use the funds collected to maintain roads and highways for everyone’s comfortable use. It is easy to pay Haryana road tax online if one knows the procedure, which is fairly easy.

    How to Pay Road Tax in Haryana Online?

    To proceed with Haryana road tax online pay, you need to visit the website:

    Start surfing the website and navigate to the state and related road tax office (RTO). For Haryana road tax payment, choose Haryana under “State” and your nearest RTO. Then, head to the RTO tax online, Haryana option and choose your mode of payment. However, before you deposit the road tax online payment, Haryana, enter your vehicle details, including the registration number, etc., as directed. For instance, if you live in Gurugram, choose the option — online road tax payment near Gurugram, Haryana — and you will be directed to the payment gateway. Once the payment is deposited, you will receive an acknowledgement receipt. Keep the receipt safe for future reference.

    Conclusion

    Payment of road taxes is mandatory according to Section 39 of the Motor Car Taxation Act. To avoid penalties and fines, you can conveniently pay the Haryana car tax online through the website. Also, remember to secure car insurance as doing so will protect your vehicle in the event of accidents and other unwanted challenges.

  • Types Of Ventilated Seats In Car

    by User Not Found | Mar 21, 2025

    Ventilated seats are an advanced feature in modern vehicles, designed to enhance driver and passenger comfort, especially in hot climates. They also help maintain hygiene by reducing sweat accumulation, which can lead to unpleasant odours. Understanding the types of ventilated seats can help car buyers choose the best option for their needs.

    Various types of ventilated seats

    Different vehicles offer various types of ventilated seats, each catering to different levels of comfort and efficiency.

    1.      Fan-Based Ventilated Seats

    • Use built-in fans to circulate air through perforated seat surfaces.
    • Common in luxury and premium cars.
    • Provides a cooling effect without active refrigeration.
    • Adjustable fan speed for personalised comfort.

    2.      Cooled Ventilated Seats

    • Combine fans with cooled air from the car’s air conditioning system.
    • More effective in reducing heat compared to standard fan-based ventilation.
    • Found in high-end vehicles and luxury SUVs.
    • Requires additional energy consumption compared to fan-only systems.

    3.      Heated and Ventilated Seats

    • Dual-function seats that offer both heating and cooling.
    • Ideal for regions with extreme climate variations.
    • Found in premium sedans and SUVs.
    • Allows year-round comfort with adjustable temperature settings.

    4.      Passive Ventilated Seats

    • Do not use electric fans but rely on breathable materials and airflow channels.
    • Common in budget-friendly and mid-range cars.
    • Less effective in cooling compared to active ventilation systems.
    • Offers a mild comfort enhancement without extra energy consumption.

    Conclusion

    The choice between types of ventilated seats depends on factors such as personal preference, climate conditions, and budget.

    As demand for comfort-driven car features increases, manufacturers are integrating ventilated seats into more vehicle segments. This trend is particularly evident in electric and hybrid vehicles, where energy-efficient ventilation systems are prioritised to enhance overall performance. For consumers, investing in ventilated seats not only improves driving comfort but can also contribute to the vehicle's resale value, making it a worthwhile addition. In addition to upgrades like ventilated seats, it is wise to secure a comprehensive car insurance policy that ensures protection against unexpected damages or repairs, helping you maintain your vehicle's value and comfort features for years to come. You can easily browse car insurance online to pick the appropriate plan for your needs.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • How to Adjust Your Car's Rear-View Mirror Properly

    by User Not Found | Mar 21, 2025

    Properly adjusted mirrors are crucial for safe driving as they serve as an extra set of eyes on the road. Many drivers unintentionally create blind zones by misaligning their mirrors. Consider optimising your mirror arrangement for improved vision and safety while driving. Read on to discover how you should position your side mirrors and rear-view mirror.

    How to adjust your mirrors to avoid blind spots

    Before changing mirrors, ensure you have the best driving posture. Sit comfortably in the driver's seat and place your hands on the steering wheel. This position will be your reference point for all mirror adjustments, ensuring they align with your normal stance. Here’s how to adjust your mirrors to avoid blind spots.

    Adjusting your rear-view mirror

    The rear-view mirror is your principal view of what's behind your vehicle. To tune it correctly:

    • Position the mirror so you can see the complete back window with a fast glance.
    • Ensure you do not need to move your head or neck to observe the mirror's entire range.
    • Ensure that you turn on your auto-dimming mirror for nighttime driving.
    • Familiarise yourself with the tab beneath classic mirrors that reduces evening glare.

    Setting up your side mirrors

    Many drivers make the mistake of positioning the side mirror to show too much of their vehicle. Here's how to arrange them properly:

     

    For the driver-side mirror:

    • Lean your head towards the driver’s window.
    • Adjust the mirror outward so you can barely see the side of your automobile.

     

    Regarding the passenger-side mirror:

    • Lean to the centre of the automobile.
    • Adjust the mirror so you can only see the side of your vehicle.
    • When you return to the driving position, only a small amount of your car should be visible.

    This wider-angle configuration greatly reduces blind spots compared to viewing your automobile mostly through the side mirrors.

    Additional tips for safe mirror use

    • Clean your mirrors periodically with good glass cleaner and a lint-free cloth.
    • Check your mirror locations before each trip, especially if your vehicle has numerous drivers.
    • Remember, even perfectly set mirrors do not remove all blind spots; always make a quick shoulder check before changing lanes.

    Conclusion

    Correctly adjusting your mirrors creates a safer driving environment for you and others. Mirror alignment is as vital as tightening your seatbelt; it should be part of your pre-drive ritual whenever you get in the car. These modifications will become second nature with practise, resulting in a more confident and secure driving experience.

    Proper mirror adjustment improves driving safety and can also benefit your car insurance. Car insurance companies frequently encourage safe driving habits, and following proactive safety steps such as accurate mirror alignment might result in cheaper premiums. Comprehensive car insurance offers financial protection against theft, accidents, own damage, and more.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • How to Pay MP Road Tax Online?

    by User Not Found | Mar 21, 2025

    Living in Madhya Pradesh has its own charm, given the natural beauty of the place and a rich culture. To sustain this beauty and the heritage of the state, every individual who calls Madhya Pradesh home has certain obligations to fulfil, more so if they own a vehicle. Yes, we are talking about the obligation of paying road tax in MP if you own a vehicle! This article explains how to make an MP RTO road tax online payment.

    How to Pay Road Tax in MP Online?

    Paying MP Parivahan tax online is simple; you can do it from home. Here’s how:

    • Visit the Official Madhya Pradesh Transport Website: Click on the MP Transport Department’s website to begin the process.
    • Fill in Your Vehicle Details: Enter essential information, including your vehicle’s registration number, chassis details, and mobile number.
    • Review Your Payment Details: The system automatically calculates the road tax based on your vehicle type. Double check everything carefully.
    • Proceed to Payment: Select your preferred payment option; you can choose a debit card, credit card, or net banking. After confirming the details, you will receive an OTP on your registered mobile number.
    • Submit and Get a Receipt: Enter the OTP and complete submitting the payment. A confirmation receipt will be generated – keep a digital and printed copy for future reference.

    Conclusion

    By completing your MP RTO road tax online payment, you ensure you are following the law and contributing to better road safety. Don’t forget to secure your vehicle’s car insurance and keep it valid and up-to-date for a smooth driving experience in Madhya Pradesh!


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Road Tax in Goa: Rates and Charges

    by User Not Found | Mar 21, 2025

    Across India in all its states and union territories, using a vehicle is subject to a statutory tax known as road tax. The Goa government also charges a road levy on individuals registering and operating four-wheelers. The price and type of the car are used to calculate this tax, which is paid in one instalment.

    Road Tax in Goa for Four-Wheelers

    In Goa, the primary factors influencing the road tax on four-wheelers are the vehicle's price and engine displacement. For instance, the tax on a car up to INR 6 lakh can be as high as 9%, while the tax on vehicles between INR 6 and INR 10 lakh can go as high as 11%. For cars costing more than INR 15 lakh, the tax rate may be considerably higher. This tax is assessed in one lump amount at the time of vehicle registration. Car insurance is necessary for owners as it offers financial protection in the event of an accident or damage.

    Conclusion

    The value and type of vehicle determine the road tax in Goa for cars. The state government uses the money it receives from this levy as a significant source of funding for road development and maintenance. To reduce potential dangers, you should also make sure to purchase auto insurance for your vehicle promptly.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Is Car Wrapping Legal in India?

    by User Not Found | Mar 21, 2025
    In India, car enthusiasts are increasingly exploring car wrapping as a creative means to transform their vehicles. However, concerns about the legality of these modifications loom large. Legal aspects of car modifications are critical, as they can impact your four-wheeler insurance coverage and premiums. Before you embark on this transformational journey to learn if is wrapping car legal in India, understanding its legal status is essential.

     

    Is Car Wrapping Allowed in India? 

    Here, you can learn about car wrapping in detail:

    • Car wrapping involves applying a vinyl film to a vehicle's exterior to alter its appearance while safeguarding the original paintwork. This vinyl material comes in various colours, textures, and finishes, offering a customisable look.
    • Is car wrapping legal in India? The answer lies in maintaining your car's colour consistency with what is recorded in your RC (Registration Certificate) book. Car wrapping is legal if it doesn't change the vehicle's colour from what's registered.
    • Vehicle owners must ensure that the colour mentioned in their RC book matches the car wrap's colour. Deviating from the registered colour can lead to potential fines and even vehicle seizure due to suspicion.
    • If the car wrapping alters its colour or texture and doesn't align with the registered colour, it can attract legal consequences. Vehicle owners may need proof of ownership, potentially causing unnecessary hassles.
    • While car wrapping offers the advantage of a fresh and unique appearance, ill-fitted wraps or improper DIY installation can lead to unsatisfactory results.
    • Moreover, car wraps may not be as durable as paint, particularly in harsh environmental conditions.
    • To insure a vinyl-wrapped car, notify the insurance provider about the modification. Ensure that your insurance policy covers both the car's original value and the value of the wrap. It's essential to compare car insurance policies from different providers to select the one that aligns with your needs and budget.

     

    Conclusion     

    Now, you know the answer to the question, is wrapping car legal in India? This creative modification allows car owners to transform their vehicles' appearance, but adhering to legal boundaries is crucial to avoid potential fines or legal troubles. Ensuring your car insurance covers both your car's original value and the value of the wrap can provide comprehensive protection. The legality of car wrapping adds a layer of creativity to personalising your vehicle while ensuring compliance with the law.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Advantages and Disadvantages of Boxer Engine

    by User Not Found | Mar 21, 2025

    Have you ever wondered what makes some sports cars exceptionally smooth and stable, even at high speeds? Much of this performance excellence can be attributed to the boxer engine, with a design as unique as it is effective. The boxer engine stands out with its horizontally opposed pistons.

    This configuration prioritises raw power and delivers a smoother, more balanced ride. Read on to discover the benefits and drawbacks of the boxer engine.

    Advantages of boxer engine

    Here is a closer look at boxer engine benefits:

     

    • Perfect balance: Boxer engines feature horizontally opposed pistons, creating a natural counterbalance. This reduces vibrations and provides a smooth ride. The balanced engine minimises stress on various components and enhances durability and reliability.

     

    • Lower center of gravity: The flat layout of this engine allows it to be mounted lower in the vehicle. This leads to a reduced centre of gravity. Boxer engine improves vehicle stability and handling, and this makes it ideal for sports cars where precise control is paramount.

     

    • Reduced vibration: The opposing motion of the pistons cancels out vibrations, giving a quieter and more comfortable driving experience. This is a significant advantage over traditional inline or V-shaped engines, where additional components are needed to manage vibration.

     

    • Enhanced performance: The unique design and symmetry of the boxer engine provide better weight distribution across the vehicle. This symmetry helps improve the vehicle’s balance and responsiveness, which allows for sharper accelerations and decelerations.

     

    • Safety and stability: The boxer engine contributes to safer driving dynamics with its compact design and low mounting. The engine is designed to slide below the cabin in the event of a collision. This reduces the risk of intrusion and potential injuries to passengers.

    Disadvantages of boxer engine

    The drawbacks of the boxer engine are as follows:

     

    • Complexity and cost: The unique structure of the boxer engine can lead to higher manufacturing and maintenance costs. Its design requires specific parts and more labour-intensive services. This can increase ownership costs over time.

     

    • Size constraints: While the boxer engine offers many performance benefits, its wide layout can pose design challenges. This can affect the vehicle's overall design and the placement of important parts under the hood.

     

    • Maintenance challenges: Owing to the engine's flat design and the placement of components like spark plugs and valves, routine maintenance can be more complex and costly than traditional engines.

    Conclusion

    The unique design of the boxer engine offers great performance, stability, and safety. Yet, the intricate nature and potentially high maintenance costs of boxer engines make choosing comprehensive car insurance not just advisable but essential.

    Appropriate car insurance safeguards against unexpected expenses and protects your investment in such sophisticated technology. It helps ensure financial stability and keeps the engine running smoothly.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best Puncture Repair Kits for Your Car

    by User Not Found | Mar 21, 2025

    Anyone who regularly travels long distances understands that tyre problems can occur at the most inopportune times. Carrying a spare tyre is common, but what happens if you have previously used it and have another flat tyre?

    This is where a good puncture repair kit comes in handy, transforming a possible roadside disaster into a manageable scenario. Let’s look at some of the best puncture repair kits available today.

    List of best puncture repair kits for car

    A reliable puncture repair kit can be your best friend during unforeseen tyre troubles. These compact toolkits provide everything you need to make a quick, successful repair and get back on the road safely. Some of the best puncture repair kits in the market are:

     

    • The Tirewell 10-in-1 Universal Kit: This kit is perfect for those seeking full coverage. It includes a storage bag and T-handle grips. The anti-slip design alleviates hand strain during repairs, simplifying working on even heavy-duty tyres. Its compact size ensures all tools are easily accessible when required.
      • Price: INR 529

     

    • The AmiciAuto Universal Tool Kit: This kit has a reputation as a dependable emergency option. Users praise its comprehensiveness and quality, making it a top choice for people seeking peace of mind on lengthy travels. The kit's simple design ensures it is easy to carry and use.
      • Price: INR 940

     

    • Willibee's 6-in-1 Universal Kit: This kit stands out with ergonomic characteristics, notably its T-shaped picker with improved grip control. The clever use of tyre valve covers helps maintain correct tyre pressure. Users praised its outstanding value proposition and tool quality.
      • Price: INR 599

     

    • The Waico 9-in-1 Universal Kit: Its extensive tool selection and user-friendly design make it a popular choice among repair kits. It's especially remarkable for solitary travellers because the tools are designed for single-person use. Despite being inexpensive, people frequently compliment its high-quality craftsmanship and efficiency.
      • Price: INR 999

    Conclusion

    When choosing a puncture repair kit, remember to compare tool quality, ease of use, and portability. When selecting a kit, choosing one that aligns with your skill level and typical driving conditions is important. While professional assistance is always preferable for significant tyre troubles, carrying a dependable puncture repair kit can be the difference between a small inconvenience and being stranded for hours.

    While a puncture repair kit is essential for roadside situations, it is also critical to ensure your vehicle is covered by comprehensive car insurance.

    An appropriate car insurance policy includes roadside assistance and other unforeseen car troubles that may develop while travelling. It also provides financial protection against theft, accidents, third-party damage, and more.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Road Tax in Tamil Nadu: Complete Guide

    by User Not Found | Mar 21, 2025

    The state government collects road tax which is an obligatory fee for using automobiles. This tax in Tamil Nadu is calculated according to the age, engine capacity and vehicle category. When a new car is purchased or the vehicle is registered this tax is paid in one flat payment.

    Tamil Nadu Road Tax Calculation

    In Tamil Nadu, road tax is computed using a number of factors. These include the vehicle's price, weight and engine capacity. You can use the Tamil Nadu road tax calculator to get the precise tax amount if you purchase a new car. When you enter all of the vehicle's details into this calculator the tax is calculated. Additionally, using the road tax calculator Tamilnadu is simple. You must obtain car insurance for your car in addition to paying road taxes. Auto insurance shields your car from unforeseen collisions.

    Conclusion

    The maintenance of the state's roads and transport infrastructure is funded in part by road tax, a significant expense for car owners in Tamil Nadu. The Tamil Nadu road tax calculator can be used to determine the tax. Be careful to obtain the right car insurance for your vehicle as well.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Best Car Accessories for Moms

    by User Not Found | Mar 21, 2025

    Being a parent can frequently entail chauffeuring the family, planning activities, and distributing snacks—all while keeping the car clean. Whether running errands regularly or taking extensive road trips, having the correct automobile accessories will help you manage your car more effectively. Here are some of the best car accessories for moms and dads.

    List of best car accessories for moms

    Parenting is difficult enough without having to deal with automobile organisation and convenience. The appropriate accessories may turn your car into a well-oiled machine capable of handling everything from unexpected spills to cranky children. Here's a carefully crafted list of the best car accessories for moms and dads.

    Organisation solutions

    • A backseat organiser is the most useful addition to any parent’s car. These hanging organisers connect to the back of the front seats and include several compartments for toys, books, food, and devices. Look for one with a built-in tablet holder to keep the youngsters amused on lengthy trips.
    • The centre console space may easily become a cluttered mess of misplaced goods. A console organiser keeps basics such as hand sanitiser, Kleenex, and charging cords easily accessible and organised. Consider one with adjustable partitions to customise the area to your specifications.

    Safety and convenience features

    • A good vehicle vacuum is essential for removing unavoidable crumbs and more. Choose a small, rechargeable vacuum that is easy to store.
    • A high-quality sun cover is crucial for sheltering youngsters from direct sunlight and keeping the car cool.

    Comfort and entertainment accessories

    • Consider installing a car seat gap filler to prevent toys, food, and other items from slipping into the area between the seats and the centre console.
    • A backseat entertainment system or tablet mount is invaluable for longer travels. Make sure to get one that is adjustable and strong enough to handle energetic young hands.

    Conclusion

    The correct automobile accessories may greatly improve your daily driving experience as a parent. Whether you are managing school runs or planning cross-country road trips, these gadgets can help you stay organised, ensure safety, and keep everyone happy during the journey.

    While focusing on accessories is vital, remember to keep comprehensive car insurance coverage for your family vehicle. As a parent, having the appropriate car insurance coverage gives you peace of mind by safeguarding your automobile, its accessories, and your family. It can also provide financial coverage during unforeseen events like accidents, theft, third-party damage, and more.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Does Car Insurance Premium Increase After a Accident?

    by User Not Found | Mar 21, 2025

    Introduction            

    In the world of car insurance, encountering an accident is a scenario that most drivers dread. Not only does it involve addressing the immediate damage to your vehicle, but it also brings forth concerns about the potential repercussions on your car insurance premiums. This article delves into a common question many car owners face: does insurance premium increase after claim? We aim to provide clarity on how accident claims can affect your insurance costs, enabling you to make informed decisions in such situations.

    Are car insurance premiums impacted after filing for an accident claim?

    Let's learn how much does your insurance go up after an accident:

    • Motor insurance plays a pivotal role in safeguarding car owners against diverse risks, and this protection comes at a price known as the premium.
    • Your premium level is often directly linked to the assessed risk, with higher risks resulting in higher premiums.
    • When you make an accident claim, you inadvertently signal to your motor insurer that you pose a higher risk, as you've encountered a situation where insurance is needed.
    • Insurance companies calculate premiums while factoring in a certain level of risk, and accident claims can disrupt this balance.
    • Filing an accident claim can increase your car insurance premium when it's time for policy renewal.
    • For policyholders who make multiple claims, the premiums can surge even further. Some insurers may also impose restrictions on optional add-ons.
    • Opting not to file a claim and cover the repair costs might not directly affect your premium. However, when your policy lapses and you renew it later, an insurer's inspection may alter the equation, influencing your premium.
    • It's important to note that third-party premiums, which cover liabilities to others, typically remain unaffected by accidents involving your vehicle. India's Insurance Regulatory and Development Authority (IRDAI) regulates these premiums.

     

    Conclusion     

    Hopefully, this article answers your question:  does insurance premium increase after claim? Understanding the relationship between accident claims and car insurance premiums is essential. As we've explored, making a claim can result in an increased premium due to the perceived higher risk. However, the extent of this increase can vary between insurance providers. It's advisable to weigh the costs and benefits of filing a claim versus covering the expenses out of pocket. Ultimately, making an informed decision about accident claims and their potential impact on your premium is crucial for responsible car ownership.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • World Manufacturer Identifier: Meaning & Importance

    by User Not Found | Mar 21, 2025

    The first section of the Vehicle Identification Number (VIN) is actually the World Manufacturer Identifier. It is a unique number assigned to identify the manufacturer. Let us understand the concept of the world manufacturer identifier (WMI) in greater detail.

    How To Find The Engine Number Of Your Bike?

    WMI codes are assigned to Indian automotive manufacturers to ensure their global identification. The Bureau of Indian Standards (BIS), a member of the International Organization for Standardization, handles this task.

    The WMI code forms the initial part of the VIN. Combined with the rest of the VIN, it guarantees the uniqueness of the identification number for vehicles manufactured worldwide.

    The automotive industry uses the VIN as a unique serial number to identify individual motor vehicles. VINs consist of 17 characters, but note that it excludes the letters I, O, and Q to avoid unnecessary confusion with numbers 1 and 0.

    The VIN system is based on two standards that were issued by the International Organization for Standardization (ISO) in 1979 and 1980:

    • ISO 3779
    • ISO 3780

    To create a uniform identification system for road vehicles worldwide, VINs are structured as follows:

    • The first 1-3 digits represent the WMI
    • The next 4-9 digits form the Vehicle Descriptor Section (VDS)
    • The final 10-17 digits make up the Vehicle Indicator Section (VIS)

    Conclusion

    Put simply, the world manufacturer identification number is basically the first three digits of the vehicle identification number. If you own a car, here is a reminder: Make sure you invest in car insurance for financial coverage against accidents, theft, and damage.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Fine for Using Phone While Driving in India

    by User Not Found | Mar 21, 2025

    Introduction            

    In the fast-paced digital era, the use of mobile phones has become ubiquitous, even while driving. However, this practice comes with consequences. According to the Motor Vehicles Act, using a mobile phone while driving is a punishable offence, and individuals caught in the act face significant fines. Let's delve into the details of the fine for talking on phone while driving and understand the implications of this violation on road safety.

     

    Fine for Using Phone While Driving

    Here is the list of using mobile phone while driving fine:

    • Penalty Amount

    As per the Motor Vehicles Act, the penalty for using a mobile phone while driving is a substantial Rs 5000.

    • Distracted Driving

    Distracted driving encompasses activities that divert attention from the road, such as using gadgets or mobile phones.

    • Amendment to Motor Vehicle Act (2019)

    In 2019, the Motor Vehicle Act of 1988 was amended, increasing penalties for traffic rule violations, including using a mobile phone while driving.

    • Impact on Road Safety

    Distracted driving, especially due to mobile phone usage, significantly contributes to road accidents in India, prompting stricter penalties to curb this dangerous behaviour.

    • Survey Insights

    Surveys indicate alarming statistics, with 47% of drivers admitting to receiving calls while driving and 96% of passengers feeling unsafe when drivers use phones around them.

     

    Conclusion     

    Using mobile phones while driving threatens road safety, leading to distracted driving and an increased risk of accidents. Recognising this, the Indian government amended the Motor Vehicle Act in 2019, imposing a Rs 5000 fine for using a phone while driving. Such violations not only endanger lives but can also impact a driver's car insurance policy, potentially leading to higher premiums or claim rejections. Drivers must prioritise safety, adhere to traffic rules, and avoid distractions, contributing to a safer road environment. As responsible citizens, we must uphold these regulations, ensuring our safety and that of others on the road.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Documents Required for RC Transfer

    by User Not Found | Mar 21, 2025

    Transferring car ownership might seem like a bureaucratic hassle to many. But don't worry, we are here to help simplify it for you. This guide provides a clear list of documents required for RC transfer, including the Registration Certificate (RC), insurance, and the required RTO forms. Let us get into the details of RC transfer documents and sort things out.

    Documents Required For Car Ownership Transfer

    You must have these documents for RC transfer neatly lined up:  

    • Registration Certificate (RC): This is one of the key documents among the RC transfer required documents. It proves your ownership of the vehicle. Ensure you have the original RC. It can be a traditional booklet or a smart card version.
    • Address Proof Documents: Address proofs are crucial to establish the identity and residence of both the seller and the buyer. You can use recent utility bills (electricity, water, or gas) or any KYC document that records the permanent address.
    • Car Insurance Certificate: A valid car insurance certificate must be provided to ensure the vehicle is insured up to the point of sale and transfer.
    • PAN Card: Both the seller and the buyer must provide their Permanent Account Number (PAN). This is particularly important if the vehicle’s sale value is ₹50,000 or above.
    • Pollution Under Control (PUC) Certificate: A valid PUC certificate must be submitted. The certificate should be renewed every 3 months for vehicles bought before April 2010. Vehicles purchased after this date require an annual renewal.
    • Form 28 - No Objection Certificate (NOC): This form is essential for obtaining an NOC from the local Regional Transport Office (RTO), mainly during an interstate ownership transfer. It is required even for intrastate transfers in states such as Maharashtra. The NOC, along with the RC, insurance certificate, PUC, and address proof, must be submitted to the RTO.
    • Forms 29 and 30: These forms deal with the notice of transfer and the application for intimation and transfer of ownership, respectively. They are fundamental in legally documenting a change of ownership.
    • Form 31: This is used when ownership is transferred to a person who inherits the vehicle.
    • Form 32: This form is necessary for transferring ownership if the vehicle was acquired in a public auction.
    • Form 35: This is required to terminate any existing hire-purchase, lease, or hypothecation agreements if the vehicle is currently under finance.
    • National Crime Records Bureau (NCRB) Acknowledgement: This form becomes mandatory to ensure that there are no ongoing legal impediments to the transfer and whether the car has a history of illicit use.

    Conclusion
    Now that you have understood the basics of documents needed for RC transfer, transferring car ownership will become easier. Pass on the keys without any apprehension! Above all else, remember to secure car insurance without fail as it will help you tackle unforeseen emergencies with an even mindset.

  • Road Tax in UP: Rates and Calculation

    by User Not Found | Mar 21, 2025

    Road tax is a mandatory tax imposed on all vehicles by the respective state governments for plying on Indian roads. Likewise, Uttar Pradesh vehicle tax rates are governed by the state’s relevant act.
    Road Tax for Four-Wheelers in Uttar Pradesh
    Car road tax in UP is considerably lower compared to other Indian states. Road tax in UP for car/four-wheelers is as under:
    Vehicle Price UP road tax for car (% of price)
    Up to ₹6 lakh 3%
    ₹6-10 lakh 6%
    ₹10-20 lakh 8%
    Above ₹20 lakh 9%
     
    Additionally, car registration charges in Uttar Pradesh and car RTO charges in UP vary depending on the vehicle type and value. Furthermore, the road tax for second hand car in UP is also liable to vary and is subject to specifications.
    Conclusion
    Buying a car anywhere in India, including in Uttar Pradesh, mandates the payment of road tax along with the procurement of a car insurance policy and other related documents, subject to government regulations.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

     

  • Road Tax in Gujarat: Applicable Rates

    by User Not Found | Mar 21, 2025

    Updated on - 06 Feb 2026

    Whether you are buying your first car, upgrading to a used bike or switching to an electric vehicle in Gujarat, understanding road tax matters. Paying the correct tax keeps your vehicle legal, helps you avoid fines and ensures smooth ownership. It also affects your overall budget when buying a vehicle.

    This guide will explain the rates for different vehicles, how to pay road tax online or at the RTO and what to do if you miss a payment so you can stay compliant and stress free.

    How is road tax calculated in Gujarat?

    Road tax in Gujarat is calculated based on your vehicle’s ex-showroom price. For cars costing up to ₹6 lakh, the tax rate is 6%. Vehicles priced between ₹6 lakh and ₹10 lakh are taxed at 8% and cars above ₹10 lakh are charged up to 12%.

    This is usually a one-time payment at the time of registration. Electric vehicles benefit from a lower rate of around 1% until 2026 to encourage cleaner transportation.

    Road tax on four-wheelers in Gujarat

    In the state of Gujarat, road tax is based on a vehicle's ex-showroom price. The RTO tax for a new car in Gujarat can be anywhere between 6% and 12% of the vehicle's purchase price. For instance, the tax applicable may total 6% if your car costs up to INR 6 lakh and it may reach 12% if it costs more than INR 10 lakh.

    The road tax in Gujarat for second-hand cars must be paid in the same manner regardless of the vehicle’s age and current value. However, the tax rates may be lower. At the time of vehicle registration, new car registration charges in Gujarat must also be paid. Car insurance, which guards against probable collisions or damage, is also required to be maintained by vehicle owners.

    Types of road tax in Gujarat

    The types of road tax in Gujarat vary based on the vehicle category and usage, and they are mostly calculated as a percentage of the vehicle's cost. Key types include:

    • Two-wheelers: New bikes pay 6%, older bikes over 8 years pay 15%, electric bikes pay 4% and very old bikes pay 1% or ₹100, whichever is higher.
    • Four-wheelers: New cars pay 6%, cars aged 8-15 years pay 15% and vehicles over 15 years old pay 1%. Electric cars are tax-free until 2026.
    • Commercial vehicles: Goods vehicles up to 7,500 kg pay 6%, medium ones 8%, heavy vehicles 12% and commercial tractors 3%.
    • Three-wheelers: New vehicles pay 6%, and older vehicles pay 1% or ₹100, whichever is higher.
    • Other state vehicles: Taxes are charged weekly or monthly based on the duration of stay in Gujarat.

    Road tax rates for different vehicles

    Below is the road tax rate chart for different vehicles in Gujarat, based on vehicle type and cost:

    Vehicle Type

    Road Tax Rate (%)

    Two-Wheeler (8+ years old)

    15%

    Two-Wheeler (15+ years old)

    6%

    Two-Wheeler (15+ years old)

    1% or ₹100 minimum

    Electric Two-Wheeler

    4%

    Three-Wheeler (up to 3 seats)

    2.5%

    Three-Wheeler (4–6 seats)

    6%

    Four-Wheeler (Private cars)

    6%

    Electric Four-Wheeler

    Exempted till 2026

    Goods Vehicle (up to 7500 kg)

    6%

    Goods Vehicle (7501-12000 kg)

    8%

    Road tax for commercial vehicles

    If you own a commercial vehicle in Gujarat, the road tax you pay depends on its weight and seating capacity. Check out the road tax for commercial vehicles in Gujarat:

    Vehicle type

    Criteria

    Road tax rate

    Goods Vehicle (Light weight)

    Up to 7,500 kgs

    6% of the vehicle cost

    Goods Vehicle (Medium weight)

    7,501-12,000 kgs

    8% of the vehicle cost

    Goods Vehicle (Heavyweight)

    Above 12,000 kgs

    12% of the vehicle cost

    MaxiCab / OmniBus

    7-8 seats

    8% of the vehicle cost

    MaxiCab / OmniBus

    9-12 seats

    12% of the vehicle cost

    Tractor (for commercial use)

    Any

    3% of the vehicle cost

    List of RTOs in Gujarat

    There are 38 RTOs across Gujarat that can help you with vehicle registration, driving licences, permits and more.

    Here is the list of RTOs with their respective codes:

    RTO location

    RTO code

    Ahmedabad

    GJ01, GJ27, GJ38

    Mehsana

    GJ02

    Rajkot

    GJ03

    Bhavnagar

    GJ04

    Surat

    GJ05 ,GJ21

    Vadodara

    GJ06, GJ29

    Nadiad

    GJ07

    Palanpur

    GJ08

    Sabarkantha

    GJ09

    Jamnagar

    GJ10

    Junagadh

    GJ11

    Bhuj (Kutch)

    GJ12

    Surendranagar

    GJ13

    Amreli

    GJ14

    Valsad

    GJ15

    Bharuch

    GJ16

    Godhra

    GJ17

    Gandhinagar

    GJ18

    Bardoli

    GJ19

    Dahod

    GJ20

    Navsari

    GJ21

    Rajpipla

    GJ22

    Anand

    GJ23

    Patan

    GJ24

    Porbandar

    GJ25

    Vyara

    GJ26

    Aravalli

    GJ31

    Botad

    GJ33

    Chhota Udepur

    GJ37

    Dwarka

    GJ37

    Mahisagar

    GJ35

    Morbi

    GJ36

    Others (Dang, Aahwa, etc.)

    GJ30 and others

    How to pay road tax in Gujarat

    To pay road tax offline in Gujarat, visit your nearest RTO where your vehicle is registered. Collect Form 20 or 25 and submit it along with your vehicle certificate, purchase invoice and ID proof. Pay the tax in cash or via demand draft at the RTO counter, and make sure to collect the payment receipt as proof.

    How to pay road tax online in Gujarat

    Here are the complete one-by-one steps that can guide you to pay your road tax online:

    Step 1: Visit the official Parivahan Sewa website (parivahan.gov.in).

    Step 2: Go to “Online Services” and select “Vehicle Related Services.”

    Step 3: Choose Gujarat as your state and enter your vehicle registration number and RTO details.

    Step 4: Verify your vehicle details. An OTP will be sent to your registered mobile number; enter it to continue.

    Step 5: Select your tax payment mode and view the payable amount.

    Step 6: Complete the payment using online gateways such as credit or debit cards.

    Step 7: Download and save the payment receipt for your records.

    Penalty for non-payment of road tax

    If road tax is not paid on time in Gujarat, a penalty of 18% is applied on the due amount after three months. For example, if the tax is ₹10,000 and payment is delayed beyond three months, you will owe ₹11,800.

    Late payment can also lead to fines, legal issues and your vehicle may be prohibited from use until the tax is cleared.

    Validity and renewal process of road tax

    In Gujarat, road tax for private vehicles is paid once at registration and is valid for 15 years. After this period, it must be renewed every 5 years along with the vehicle’s registration certificate (RC), subject to fitness approval.

    Renewal process:

    • Renew every 5 years after the initial 15-year validity.
    • Online: Log in to the Parivahan portal, pay the tax, book a vehicle fitness inspection and download the receipt.
    • Offline: Submit Form 25 with the required documents at the RTO, pay the fees and complete the vehicle inspection.

    Required documents: Form 25, RC, pollution certificate, valid insurance policy, tax proof, fitness certificate and ID.

    To avoid penalties, start the RC renewal process at least 60 days before expiry.

    Conclusion

    Paying road tax in Gujarat is more than a legal formality; it is your contribution to safer roads, better infrastructure and smoother journeys for everyone. Timely payment ensures you avoid penalties and keep your vehicle legally compliant.

    At the same time, protecting your car with comprehensive car insurance policy adds a layer of financial security, helping you handle accidents, damage or unexpected losses without stress. Think of road tax and insurance together as proactive steps toward safer, worry-free driving every day.

    For personalised guidance on choosing the right car insurance plan for your needs, fill out the form on this page and get expert advice today.

    FAQs

    1. Do I need to pay road tax in Gujarat if I am just visiting from another state?

    Yes, vehicles that are out of state and use Gujarat roads for more than 30 days must pay road tax. Depending on the duration, short-term visits may be charged weekly or monthly.

    2. Can I transfer my road tax if I move from Gujarat to another state?

    No, road tax is non-transferable between states. However, you can apply for a refund from the Gujarat RTO after registering your vehicle in the new state.

    3. Is road tax included in my car’s on-road price?

     Yes, road tax is usually included in the on-road price of new vehicles bought at deals.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. Verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Top Car Roof Accessories for Storage & Convenience

    by User Not Found | Mar 21, 2025

    Whether you're planning a long-haul road trip, a camping adventure, or need space for sports equipment, car roof accessories can transform your vehicle into a versatile travel companion. Sometimes, a car's trunk just isn’t enough for bulky items like skis, snowboards, or camping gear. If you need extra storage space, investing in a car roof carrier or baggage rack can be a great solution—unless you're a minimalist packer.                           

    Read on to explore the various kinds of car roof accessories, their applications, and how to pick the best ones for your car.

    List of Best Car Roof Accessories

    The following are some of the best car roof accessories that you should consider purchasing:

     

    ●       Roof Rack Cross Bars

    Crossbars are one to four horizontal bars that span the width of your car's roof, providing a sturdy foundation for carrying extra cargo. The installation method varies depending on your vehicle’s roof type. For instance, if your roof is completely bare, you can either drill and secure the crossbars’ feet or opt for bare-roof crossbars with a hook mechanism for a no-drill solution.

    Purpose

    Provides a strong base for transporting bikes, skis, kayaks, baggage, or roof boxes.

    Price

    ₹4,000 to ₹20,000 (approx.)

    Weight

    4.5 to 6 kg

    Best Suited for Vehicles

    SUVs

     

     

    • Platform Roof Racks

    Platform roof racks are flat platforms that sit on your car’s roof. They come in different sizes and can be mounted in various ways—on tracks, roof rails, or even with cross bars. Some require drilling or bolting, while others use gutter mounts. These racks are super strong and ideal for carrying heavy, bulky loads. Platform Roof Racks are typically available in three sizes:

    • Half platform
    • ¾ Platform
    • Full platform

     

    Purpose

    Provides a flat, sturdy surface for transporting large or heavy items like cargo boxes, ladders, or furniture.

    Price

    ₹8,000 to ₹35,000 (approx.)

    Weight

    10 to 30 kg

    Best Suited for Vehicles

    Pickup trucks, SUVs, Off-road vehicles

                                               

     

    • Roof Rack Baskets

    The standard roof rack basket is essentially a basket that can be mounted directly to your car's roof. If detachable, they're typically composed of plastic, lightweight, and ideal for carrying lighter loads like backpacks. Roof baskets typically have raised sides, unlike roof racks.

     

     

    Purpose

    Provides a spacious basket-like structure for carrying bulky items such as luggage, camping gear, or sports equipment.

    Price

    ₹5,000 to ₹20,000 (approx.)

    Weight

    7 to 20 kg

    Best Suited for Vehicles

    SUVs, Crossovers, MPVs, Pickup trucks

     

    • Rooftop Tent

    A rooftop tent is a portable shelter that is attached to your car's roof. It is a single device that may be packed into a hard-shell container. These tents are perfect for users who use their car for long-haul trips and camping. The tent serves as a convenient temporary shelter, freeing up valuable trunk space for items that need protection from the elements.

     

    Purpose

    Provides a portable, elevated sleeping space for camping, offering comfort and protection from the elements.

    Price

    ₹30,000 to ₹1,50,000 (approx.)

    Weight

    40 to 80 kg

    Best Suited for Vehicles

    SUVs, Pickup trucks, Off-road vehicles

     

     

    • Rooftop Cargo Bags

    Rooftop cargo bags are flexible storage containers. They are used for expanding the capacities of a vehicle. These bags can carry everything that needs to be transported—suitcases, camping gear, heavy outdoor equipment. They come in soft-sided bags or hard-shell carriers. Unlike other storage options, these bags protect the items you store within them from rain and other weather conditions.

     

    Purpose

    Provides a weather-resistant, flexible storage solution for carrying extra luggage and gear on the roof.

    Price

    ₹3,000 to ₹12,000 (approx.)

    Weight

    2 to 10 kg

    Best Suited for Vehicles

    Sedans, SUVs, Crossovers, Hatchbacks, MPVs

     

    • Roof Boxes

    Car roof boxes, as the name suggests, are box-shaped carriers designed to transport bulky items like bicycles, skis, canoes, strollers, containers, and luggage. Available in various sizes, they significantly expand a car’s storage capacity. These roof compartments provide a secure and convenient solution for carrying luggage, as they are waterproof, lockable, and eliminate the need for tarps or ropes to keep items safely in place. These are also significantly more weatherproof than roof bags and are typically recommended for occasional use.

    Purpose

    Provides a secure, weatherproof, and lockable storage solution for carrying luggage, sports gear, or camping equipment.

    Price

    ₹15,000 to ₹80,000 (approx.)

    Weight

    10 to 25 kg

    Best Suited for Vehicles

    SUVs, Crossovers, MPVs, Sedans

     

    • Light Bars

    A light bar is an auxiliary lighting system installed on vehicles to enhance visibility, especially in low-light conditions. Commonly mounted on trucks and SUVs, it provides a brighter, wider beam, improving safety during off-roading, adverse weather, or nighttime driving. Light bars generally come in two main types:

    • LED light bars
    • Halogen light bars

     

    Purpose

    Provides enhanced visibility during off-road driving, low-light conditions, and nighttime adventures.

    Price

    ₹3,000 to ₹25,000 (approx.)

    Weight

    2 to 6 kg

    Best Suited for Vehicles

    SUVs, Pickup trucks, Off-road vehicles, Jeeps

    Conclusion

    The right roof modifications can enhance your driving experience, whether you're an outdoor enthusiast, a frequent traveller, or simply need extra space for family trips. However, upgrading your car isn’t just about convenience—it’s also about safety. In addition to enhanced storage and balanced weight distribution, it's essential to prioritise safety with regular maintenance and a comprehensive car insurance policy. Safeguard your investment by purchasing car insurance online, ensuring protection against accidents and unforeseen events on the road.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • How to Pay Road Tax for Kerala Online?

    by User Not Found | Mar 21, 2025

    Kerala’s stunning landscapes often make one want to continue staying in the state. Exploring the state’s beauty and various hotspots would raise the need for a vehicle, and if you own one, you must comply with the rules and pay your road tax without fail. To make matters easier, the state government has made provisions to deposit the road tax online. This article will orient you to the Kerala road tax online payment process.

    How to Pay Road Tax Online in Kerala?

    There is a quick and easy way to complete this task because road tax in Kerala online payment is simple. Here is how you can do so:

    •     Visit the Kerala Motor Vehicles Department Website: On this page, you will find the link that takes you to the start of the payment process.
    •     Click on “Vehicles”: This tab will take you to several links; you need to access the appropriate section to make the tax payment.
    •     Select “eTax - Online Tax Payment”: This option takes you to the tax payment portal.
    •     Enter Vehicle and Chassis Details: Provide the last five digits of your vehicle's chassis and registration number.
    •     Fill in Personal Information: To proceed, add your Aadhar number, mobile number, and email.
    •     Check Your Tax Details: The portal will display the amount applicable as tax. Review the details before proceeding.
    •     Complete Your Payment: Pay through your preferred card or net banking method. Once confirmed, retain a copy of the receipt.

    Conclusion

    By taking care of your Kerala vehicle road tax online payment, you ensure your vehicle is legally compliant. Remember, paying on time helps you avoid fines and supports road infrastructure improvements across Kerala. Also, make sure your taxes and car insurance policy are always up-to-date!


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Best Fuel-Efficient Cars in India: Top Choices 2026

    by User Not Found | Mar 21, 2025

    Customers in India have a varied wide range of tastes when buying an automobile, from elegant style to strong engines. However, one factor regularly ranks first on everyone's list: fuel economy. Whether you're looking for a compact city-driving car or a big SUV for weekend trips, fuel cost is something everybody looks out for. Fortunately, India's broad car sector provides several options. Finding a car that combines high fuel efficiency with your preferred features is simple.

    List Of Best MPG Cars

    The automobile market in India offers a range of vehicles with a high MPG (miles per gallon). From quick hatchbacks to smart hybrids, these vehicles find the right balance between innovation and practicality. Manufacturers effectively balance cutting-edge technology with unique technical solutions that excel at fuel efficiency.

    While tuned for economy, these vehicles do not sacrifice driving performance or passenger comfort. Indian buyers have many choices that offer good mileage while maintaining the fittings and performance expected from a modern automobile.

    Cars With Best MPG: Petrol

    The following are some petrol cars with high fuel efficiency:

     

    • Maruti Suzuki Celerio: This tiny hatchback is India's most fuel-efficient automobile. It blends affordability with great fuel efficiency. The Celerio's sleek style, ease of operation, and large cabin make it ideal for urban transportation. Its remarkable fuel economy makes it a cost-effective option for regular city travel.
      • Mileage: 68 km/l
      • Starting Price: Rs 5.36 Lakh (approx.)

     

    • Maruti Suzuki Spresso: This car has high ground clearance and small proportions, making it suitable for city streets and difficult terrain. Its distinctive design and low pricing appeal to first-time buyers seeking something different.
      • Mileage: 3 km/l
      • Starting Price: Rs 4.26 Lakh (approx.)

     

    • Maruti Suzuki Alto K10: This entry-level hatchback is ideal for first-time purchasers. Its lightweight design and efficient engine make it extremely simple to maintain. The Alto K10 is an excellent city vehicle with proven dependability and minimal maintenance costs.
      • Mileage:3 km/l
      • Starting Price: Rs 3.99 Lakh (approx.)


    Cars With Best MPG: Diesel

    The following diesel cars offer excellent fuel economy:

     

    • Hyundai Venue: This compact SUV has the latest features, solid build quality, and fuel efficiency. It blends high-end luxuries with practicality, making it ideal for city driving and interstate cruising.
      • Mileage: 2 km/l
      • Starting Price: Rs 10.71 Lakh (approx.)

     

    • Kia Sonet: The Sonet combines elegance and technology. This compact SUV has luxury amenities, several driving modes, and a smart look. Its fuel economy and features make it a great bargain in this class.
      • Mileage: 1 km/l
      • Starting Price: Rs 7.99 Lakh (approx.)

     

    • Tata Nexon: The Nexon is known for its safety and durability. It strikes a balance between high performance and efficiency. The current redesign has increased its appeal with new features and enhanced technology while keeping its safety record.
      • Mileage: 23 km/l
      • Starting Price: Rs 11.10 Lakh (approx.)


    Cars With Best MPG: Hybrid

    The following are some hybrid cars that offer good mileage:

     

    • Urban Cruiser Hyryder/ Maruti Suzuki Grand Vitara: This SUV balances horsepower and economy. Its powerful hybrid technology delivers outstanding fuel efficiency without sacrificing power or features. It's great for individuals who seek SUV capability combined with a hybrid economy.
      • Mileage:97 km/l
      • Starting Price: Rs 10.76 Lakh (approx.)

     

    • Honda City Hybrid: The City Hybrid brings high-quality hybrid technology and efficiency to the elite sedan segment. It has premium amenities, a smooth driving experience, and outstanding fuel efficiency, making it ideal for individuals seeking elegance and efficiency.
      • Mileage: 5 km/l
      • Starting Price: Rs 20.05 Lakh (approx.)

     

    • Maruti Invicto: The Invicto is Maruti's premium MPV model. Despite its size, its hybrid engine delivers outstanding fuel efficiency. It is ideal for large families seeking comfort, space, and efficiency in a luxury package.
      • Mileage:24 km/l
      • Starting Price: Rs 25.97 Lakh (approx.)


    CNG: The Alternative Fuel Champion

    Another option for the automobile industry is Compressed Natural Gas (CNG). Within Maruti Suzuki's lineup, the Celerio CNG delivers the best mileage in this category at 34.43 km/kg, closely followed by the WagonR CNG variant at 34.05 km/kg.

    These impressive efficiency ratings appeal to budget-conscious buyers looking to save on fuel costs. With such high mileage figures, CNG-powered vehicles are a wise choice for those seeking a balance between affordability and reduced environmental impact in their daily transportation.

    Conclusion

    When choosing a fuel-efficient vehicle, think more than mileage. Analyse your regular commute, daily consumption habits, and long-term maintenance costs. Keep in mind that the mileage figures provided are not real-world values; they may vary from official numbers depending on driving conditions and style.

    The automobile industry is always innovating in fuel efficiency, and these cars are some of the best in their class. With many alternatives available, you may select a vehicle that saves fuel costs and fits your lifestyle well. After all, the cars with the best MPG are the one that meets both your needs and driving habits while controlling fuel expenditures.

    Fuel efficiency also impacts car insurance prices. Smaller and more fuel-efficient cars generally have cheaper car insurance because of their smaller engines and lower maintenance costs. No matter your type of vehicle, an appropriate policy can cover the costs of routine maintenance, allowing you to enjoy the benefits of your investment for longer.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Best Fuel-Efficient SUVs in India: Top Picks 2026

    by User Not Found | Mar 21, 2025

    SUVs have become the perfect vehicle class in India, providing an appealing combination of room, amenities, and performance. These vehicles, whether compact or full-size, meet a wide range of utility, performance, and practical purposes.

    People are prioritising fuel efficiency or the miles per gallon (MPG) when purchasing an SUV as fuel and maintenance expenses continue to inflate. We’ve compiled a list of the SUVs with best MPG rates below to help you select the one that meets your needs.

    List Of Best MPG SUVs

    Given the current popularity of mass-market SUVs, let's examine the fuel economy ratings of SUVs available in India, ranked from low to high efficiency. These numbers are based on the manufacturer’s claim, although real performance may vary depending on driving circumstances and habits.

    SUV With Best MPG - Petrol

    • Tata Punch: This compact SUV stands out for its stylish design and strong road presence. Its notable ground clearance enables it to navigate tough terrain while remaining suitable for city driving.
      • MPG:09 kmpl
      • Starting Price: 6 lakh (approx)

     

    • Volkswagen Taigun: The Taigun delivers German engineering mastery to the Indian market. It has a high-quality cabin, a solid structure, and sophisticated safety systems.
      • MPG:8 kmpl
      • Starting Price: 11.70 lakh (approx)

     

    • Maruti Suzuki Brezza: The Brezza is one of the favourite cars among Indian families. It features a large cabin with convenient storage solutions. The SUV has established a great reputation for dependability and cheap maintenance costs, typical with Maruti Suzuki cars.
      • MPG:8 Kmpl
      • Starting Price: 8.34 lakh (approx)

     

    • Skoda Kushaq: If you’re looking for a car that ticks all the boxes, then the Skoda Kushaq is an excellent choice. The automobile is a top pick for most new small SUV consumers.
      • MPG:76 kmpl
      • Starting Price: 15.99 lakh (approx)

    SUV With Best MPG - Diesel

    • Kia Sonet: This tiny crossover has heated/cooled front seats, a Bose audio system, and UVO-connected vehicle services. Its stylised tiger-nose grille, heartbeat LED DRLs, and several driving and traction modes for different terrains make it a stand-out vehicle.
      • MPG:1 kmpl
      • Starting Price: 9.79 lakh (approx)

     

    • Hyundai Creta: One of the best in class, Creta includes a panoramic sunroof, BlueLink-connected car capabilities, and premium Bose speakers. The SUV's isolation methods and suspension system tuning provide great passenger comfort.
      • MPG:8 kmpl
      • Starting Price: 11 lakh (approx)

     

    • Kia Seltos: While the Seltos shares the same base as the Creta, it is a more sports-oriented vehicle with advanced features. These include a 360-degree camera, blind-spot assist, and a heads-up display.
      • MPG:7 kmpl
      • Starting Price: 10.9 lakh (approx)

    SUV With Best MPG - Hybrid

    • Maruti Suzuki Grand Vitara Hybrid: This Maruti SUV has a panoramic sunroof, a heads-up display, and wireless Apple CarPlay/Android Auto. Some models have AllGrip all-wheel-drive technology, upholding the brand's reputation for dependability while entering the luxury territory.
      • MPG:97 kmpl
      • Starting Price: 18.43 lakh (approx)

     

    • Toyota Innova Hycross Hybrid: This hybrid SUV perfectly combines power and economy. Its stylish design, large cabin, and cutting-edge technology provide a comfortable and convenient journey experience.
      • MPG:24 kmpl
      • Starting Price: 26.31 lakh (approx)


    Making the Right Choice

    When buying a fuel-efficient SUV, consider the following factors in addition to the ARAI figures:

    • Driving situations: Real-world fuel efficiency frequently differs from the company’s values due to traffic situations, driving style, and road quality.
    • Technology Features: Many current SUVs have fuel-saving technologies, such as idle start/stop systems and hybrid technology, which can considerably influence fuel usage.
    • Maintenance expenses: Consider the operating costs, including service intervals and spare parts pricing, rather than fuel efficiency.
    • Performance Balance: While increased fuel efficiency is beneficial, it should not sacrifice performance that meets your demands.

    Conclusion

    As new fuel sources enter the market, manufacturers are recognising the importance of fuel economy in attracting customers. Potential buyers should carefully assess these alternatives, considering how each vehicle combines fuel economy with other factors such as amenities, size, overall value, and adequate car insurance coverage to protect their investment.

    Today's SUV segment provides outstanding mileage across various classes, from the small-scale Tata Punch to the highly popular mid-size Hyundai Creta and the luxury Toyota Innova Hycross. The present market offers several options while offering high fuel efficiency.

    In addition to fuel economy, it's essential to secure your investment with comprehensive car insurance. A well-tailored policy provides financial protection against unforeseen circumstances, such as accidents or theft, ensuring peace of mind as you enjoy your fuel-efficient SUV. Remember that certain fuel-optimizing features may influence your policy, making it important to conduct thorough research and select a tailored insurance plan that suits your vehicle's specific needs.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

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