When choosing a car, safety is a top priority for many customers. Understanding how well an automobile performs in crash tests and how its safety features hold up is crucial. The Global NCAP (New Car Assessment Programme) provides valuable insights into these aspects. For those considering the Maruti Suzuki Brezza, knowing its safety ratings can aid in making an informed decision. As a popular SUV in India, the Brezza's safety credentials have been rigorously tested. Read on to explore the Maruti Brezza safety ratings.

Maruti Suzuki Brezza: A Brief History

The Maruti Suzuki Brezza was first introduced to India in 2016, initially as the Vitara Brezza. It underwent design changes to meet the needs of the Indian market and quickly gained popularity due to its stylish design, practicality, and affordability. The Brezza's initial success was driven by its attractive layout and value for money. Over the years, the Brezza has seen various updates and design changes to align with contemporary market trends and customer preferences. These updates have enhanced its design and features, ensuring it remains a strong competitor in the compact SUV segment while continuously adapting to evolving consumer expectations.

Maruti Suzuki Brezza - Safety Features

The Maruti Suzuki Brezza is equipped with a lot of safety functions that aim to protect occupants and increase overall driving confidence. Key safety functions of the Brezza are as follows:

• Dual Front Airbags: The Brezza comes with dual front airbags that provide high protection for the driver and passenger inside in case of a collision which reduces the risk of injuries.
• Anti-lock Braking System (ABS) with Electronic Brakeforce Distribution (EBD): ABS helps to prevent wheel lockup during tough braking and EBD makes sure that braking force is sent efficiently across all wheels, improving vehicle control.
• Rear Parking Sensors: These sensors help drivers by alerting them to obstacles behind the vehicle, making parking manoeuvres safer and lowering the risk of injuries.
• Electronic Stability Program (ESP): ESP helps in keeping vehicle balance  during difficult driving situations, such as slippery roads or sharp turns by detecting and lowering skidding.
• Rear Disc Brakes: The Brezza is equipped with rear disc brakes, which provide better braking performance than drum brakes, especially during high-velocity stops.

Maruti Suzuki Brezza Global NCAP Safety Ratings

The Global NCAP has evaluated the Maruti Suzuki Brezza and supplied scores based on crash assessments and protection features. Below are some key indicators from the Brezza global NCAP rating:

• Overall Outlook: The Brezza has a 4-star rating for adult occupant protection, indicating that the vehicle offers a high level of safety for passengers in the event of a crash. The car’s structure and safety features are designed to provide effective protection during collisions.
• Adult Occupant Protection: With a 4-star rating, the Brezza demonstrates strong overall performance in safeguarding adult occupants. This rating reflects the vehicle’s ability to handle impact forces and keep passengers safe in crash situations.
• Child Occupant Safety: The Brezza has been rated 2 stars for child occupant safety. This score indicates that while the car provides some degree of safety for young passengers, there are areas needing improvement, particularly in the effectiveness of child safety restraints and crash protection for younger occupants.
• Assessment Criteria: Global NCAP scores are based on a series of crash tests, including frontal and side-impact assessments. They also evaluate the effectiveness of protection capabilities, such as safety features like airbags and seatbelt systems.

Frequently Asked Questions

1. What does the 4-Star NCAP rating for the Brezza indicate?

The 4-star Brezza NCAP rating indicates a high level of safety for adult occupants, demonstrating strong performance in crash tests and effective safety functions.

2. How does the Brezza’s safety compare to other SUVs in its class?

The Maruti Brezza’s safety rankings are competitive but not the highest among SUVs in its class. Some newer models offer advanced protection technologies and higher ratings.

3. Are there additional safety features in higher models of the Brezza?

Higher trims of the Brezza may also include additional safety features, such as advanced driver assistance systems, enhanced crash protection, and improved airbags.

4. How does vehicle coverage relate to the Brezza’s safety functions?

Comprehensive car insurance covers damages and injuries from accidents. Choosing a policy that accounts for the Brezza’s safety features can offer additional protection and peace of mind.

5. Does the Maruti Suzuki Brezza have safe airbags?

Yes, safety airbags are included with all Maruti Suzuki Brezza models. However, the number of airbags varies by model. For example, the top-of-the-line ZXi Plus AT dual-tone variant comes with six airbags, including driver and front passenger airbags, side airbags, and two curtain airbags for enhanced safety.

Conclusion

The Maruti Suzuki Brezza, with its 4-star Global NCAP rating for adult occupant protection, offers a high level of safety for its drivers and passengers. However, its 2-star score for child occupant safety indicates areas where the vehicle could improve. Understanding these ratings is crucial for making an informed decision about car safety. Additionally, selecting comprehensive car insurance can further enhance your safety on the road, ensuring a safer driving experience.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

One of the most popular hatchbacks in the Indian market is the Maruti Suzuki Baleno, renowned for its impressive mileage and stylish design. However, there have been ongoing concerns about the Baleno safety rating. In this article, we will explore the Baleno’s safety features in detail and provide an overview of its Global NCAP safety rating.

Maruti Suzuki Baleno: A Brief History

The Maruti Suzuki Baleno was first launched in the Indian market in 2015, targeting the premium hatchback segment. It quickly gained popularity due to its appealing features, design, and fuel efficiency. In 2022, the Baleno was updated with a range of modern features and improvements.

The Baleno's strong performance and competitive pricing have made it a favourite in both urban and rural areas, contributing to its status as one of the best-selling models in India. To meet international market demands and keep pace with evolving safety standards, the Baleno has periodically enhanced its safety features in response to increased competition and regulatory requirements.

Maruti Suzuki Baleno - Safety Features

The company has undergone a number of modifications in recent years to enhance the Maruti Baleno Global NCAP rating. Nowadays, two airbags and an anti-lock brake system (ABS) with electronic brakeforce distribution (EBD) are standard features in most of its models. Additionally, ISOFIX child seat mounts are available, which is a fantastic feature for children's safety.

To facilitate parking, the Baleno also comes equipped with features like a reverse parking camera and rear parking sensors. The car's body structure has also been updated to provide the utmost protection for the occupants in the event of an accident. Many experts believe that the Baleno requires more safety elements to increase its overall safety level, particularly in the event of an accident.

Maruti Suzuki Baleno Global NCAP Safety Ratings

Indian consumers looking to purchase the vehicle must understand the Maruti Baleno safety rating thoroughly to make an informed decision.

Unfortunately, the Baleno received a zero-star rating on the NCAP test. Let’s break down the reasons for the same:

1. Adult Protection: The Baleno received a 20% on the score for adult occupants. This score is influenced by poor protection of the chest and neck in the event of an accident. The poor side impact protection and marginal whiplash are reasons for the same.
2. Child Protection: The Baleno scored 17% in this regard, indicating ineffective systems for younger occupants of the vehicle. Even though the Baleno has ISOFIX anchors, the shell of the vehicle failed to provide adequate protection.

The Maruti Baleno does not meet the UN127 regulation for passenger protection as well, scoring 64% in this regard. The car showed marginal to good protection areas when tested.

The Baleno does not offer an Electronic Stability Control (ESC) as standard, significantly affecting its effectiveness of safety features. Additionally, the lack of a standard Blind Spot Detection (BSD) and speed limitation contributes to an overall low Baleno NCAP rating.

It is vital to consider comprehensive car insurance when acquiring a vehicle to cover potential risks. An appropriate policy can provide financial protection in the event of an accident and provide additional peace of mind when driving a vehicle that meets your budget but possesses a few safety limitations.

Frequently Asked Questions

1. Is the Maruti Suzuki Baleno a safe car?

Basic safety features, including dual airbags, ABS, and EBD, are included with the Baleno. However, its safety rating according to the Global NCAP is mediocre.

2. What is the Global NCAP rating of the Baleno?

Global NCAP has rated the Maruti Suzuki Baleno with an overall zero stars, scoring 20% for adult protection and 17% for child protection.

3. What are the safety features of the Baleno?

Features such as ISOFIX child seat mounts, a reverse camera, ABS, EBD, dual airbags, and rear parking sensors are standard on the Baleno.

4. Is the Baleno's rating good compared to other hatchback cars?

When compared to other cars the Baleno's ranking is mediocre. Depending on the model and safety features some rival vehicles have scored higher than others.

5. Is it necessary to get car insurance for Baleno?

It is essential for every car to have auto insurance. It offers financial protection and legal support in case of an accident.

Conclusion

Although the Maruti Suzuki Baleno is a popular and stylish hatchback, its safety rating remains average. Global NCAP has rated it slightly lower than other high-end hatchbacks, with a 3-star rating. Prioritising safety is crucial when making a purchase decision, especially if you are considering the Baleno.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

A report published by the Ministry of Road Transport and Highways (MoRTH) in 2022 highlights that 16,715 people lost their lives in road accidents because they were not wearing seatbelts. Moreover, 50.2% of them were the ones driving the car. These grim statistics point towards the urgency of taking wearing seatbelts seriously. Seat belts reduce fatalities during crashes. Thus, wearing it ensures that you can escape injuries and even death in case of any unfortunate incident. Now that you know the importance of seatbelts, let us understand how does seatbelts work.

How Does The Seatbelt Work In A Car?

Here is the mechanism of how seatbelts work.

In a three-point seat belt usually seen in cars, one end of the webbing or the strap is fixed. A buckle clip is attached to the webbing. The retractor releases a sufficient length of webbing depending on the passenger's size.

The seatbelt consists of a spool with a spring attached inside it that applies torque. One end of the webbing is also connected to the spool. As the webbing is pulled out, the spring tenses and the spool rotates. The retractor is the component that includes the locking mechanism, which stops the webbing from unwinding during a sudden jerk. The webbing also gets locked if it moves too fast. Thus, the seatbelt arrests your motion during the accident and spreads the entire stopping force evenly throughout the body.

Conclusion

Not wearing a seat belt attracts a fine of Rs 1,000 in India, as per the Motor Vehicles (Amendment) Act, 2019. The next time you are in a car, do not forget to buckle up. Also, subscribe to a car insurance policy for financial protection in case your vehicle meets an accident.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Seat belt laws are essential regulations that compel drivers to fasten their seat belts to increase road safety. The seat belt rule requires that all occupants in a moving vehicle wear seat belts at all times. Seat belt regulations seek to reduce the incidence of accident-related fatalities or serious injuries. The laws regarding seat belt usage differ from country to country or even region to region; while some require it on the front seat only, others need it by all passengers.

Legal Requirements And Seat Belt Laws In India

The rules under the Motor Vehicles Act of 1988 in India strictly impose on drivers and passengers to wear seat belts. The car seat belt law states that if a person fails to wear it, they get arrested and penalised. The penalty for this offense was ₹100 but has now increased to ₹1,000. This alteration was done after reviewing the recent changes that were made to the Motor Vehicles Act on the severity of offences related to seat belts. Every state has a different approach to enforcing this rule, and the implications range from loss of licence to having the car impounded.

It is interesting to note that failing to wear a seat belt can result in up to three months imprisonment in some cases. Hence, adhering to the seat belt rule is crucial to protecting oneself, meeting the legal guidelines, and avoiding a fine.

The adult backseat seat belt law in the Central Motor Vehicles Rules mandates that passengers sitting in the back row of the car use seat belts.

Conclusion

Wearing a seat belt is legally required to ensure the safety of passengers. Besides lowering the risk of injuries in collisions, compliance impacts your car insurance policy since safety features are frequently taken into account when determining premiums. Also, remember that the insurance gives you financial coverage against unforeseen events.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Do you ever wonder what that metal box behind your car's exhaust tip is for? It's called a muffler and might be more important than you think. Let's explore the muffler meaning in a car and why this integral part plays a crucial role in your vehicle's performance.

What is a Car Muffler?

A car muffler, or silencer, can be found at the rear of your vehicle, where the exhaust pipes are located. It literally serves to dampen the noise of the engine. Essentially, it is made of hard steel and topped with aluminum, connecting the engine with its corresponding exhaust pipes and filtering out smoke and debris from reaching your car's cabin. The car muffler serves two main functions: it dampens the sound of the system and controls the performance of the engine by doing away with toxic exhaust gases. Without a working muffler, your car could be very loud and unsafe because of the exhaust fumes that would not get filtered.

Conclusion

Understanding the muffler meaning in a car is crucial for maintaining its performance and safety. In the same way car insurance shields you from financial losses and liabilities from accidents.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Luxury cars are delightful and proud possessions and their owners look after them zealously as each part is expensive to replace. It is worth noting that expensive car insurance is a must, which comes as a boon for luxury car owners, as they can remain assured about their insurance policy expertly handling any damage to their prized possessions.

Do Luxury Cars Need Car Insurance?

As is mandatory for all cars, luxury car auto insurance is necessary for many reasons. These premium cars have parts that can burn a hole in the owner’s pocket if they need to be replaced. Luxury auto insurance covers any damage to pricey vehicles while they are on the roads. If a customer reads through the expensive car insurance documentation thoroughly, they will find all terms explained. Luxury car owners must also comply with the regulations of the Motor Vehicles Act, which lays down car insurance for luxury cars as a must. The Motor Vehicles Act of 1988 mandates that all vehicle types must secure a third-party liability policy at least.

Conclusion

Obtaining a four-wheeler insurance comes with many benefits. The owner is assured of the protection of their car, while in most cases, they can avail of roadside assistance during a breakdown. Furthermore, the peace of mind that car insurance brings along is priceless.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

In India, as in most parts of the world, all vehicles must procure insurance as long as they remain operational. Insurance is essential as it protects vehicle owners from various types of liabilities, especially if accidents are involved. The insurance premium that needs to be paid depends on the type of vehicle, its age, and so on. Luxury vehicles come under the top bracket of car insurance policyholders, and the luxury car insurance cost depends on factors such as:

• Cost of the vehicle 
• The brand
• Claims taken 
• Current age 

How Much Does Car Insurance Cost for a Luxury Car?

• An online car insurance calculator helps calculate exotic car
• Luxury car owners can also seek a detailed quote regarding the average luxury car insurance cost. 
• Details of the car need to be filled in to help the insurance company find the insurance cost for luxury cars.

Conclusion

Securing four-wheeler insurance is a must under all circumstances. Car owners should be able to understand their specific requirements and identify the right kind of policy and add-ons that match their needs.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Paying car road tax in Punjab is mandatory for all car owners. The state government levies this compulsory tax and the amount collected is used for road development and infrastructure maintenance. The amount of road tax depends on factors such as car category, model, usage of the vehicle, engine capacity, and more.

Road Tax for Four-Wheelers in Punjab

Car owners can pay the vehicle tax in Punjab online or offline, in cash or as a demand draft. Below are the details about the road tax in Punjab for cars.

Before Amendment:

• For Seating Capacity up to 4 Seats:

Below 3 Years: ₹1800

Between 3-6 Years: ₹1500

Between 6-9 Years: ₹1200

More than 9 Years: ₹900

• Sitting Capacity of up to 5 Seats:

Below 3 Years: ₹2100

Between 3 - 6 Years: ₹1650

Between 6-9 Years: ₹1200

More than 9 Years: ₹750

After Amendment:

• For personal use vehicles, 2% of the total worth of the car is charged.
• For commercial vehicles, tax rates are based on the type and usage of the vehicle.

Conclusion

Check both the on-road price and ex-showroom price of the car you are looking to purchase. Punjab road tax for cars can have varying differences in price as it depends on several factors. Also, get a proper car insurance policy to avoid paying excessive expenses when buying a car. 

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

The Rajasthan Motor Vehicles Taxation Act lays out the rules regarding road tax in Rajasthan for a car, which vehicle owners must pay. The on-road cost of a vehicle includes various taxes, such as road tax, registration fee, green tax, and more.

Road Tax for Four-Wheelers in Rajasthan

The road tax in Rajasthan for a car depends on several factors, including the engine's cubic capacity, the type of fuel used, and the vehicle's price. This one-time payment is made during car registration.

Here is how car road tax is calculated:

1. Engine Capacity and Fuel

• Petrol Cars:

Up to 800 cc: 6% of the cost of the vehicle

800cc to 1200cc: 9% of the cost of the vehicle

Above 1200cc: 10% of the cost of the vehicle

• Diesel Cars:

Up to 800 cc: 8% of the cost of the vehicle

800cc to 1200cc: 11% of the cost of the vehicle

Above 1200cc: 12% of the cost of the vehicle

2. Seating Capacity of Vehicle

Road tax rates vary depending on the seating capacity of a car. As the number of seats increases in a car, so do the road tax charges.

<h2>Conclusion

Car insurance policy prices also form a significant component of vehicle cost. Before finalising the car brand and model and buying it, evaluate every cost factor precisely.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Finding stray scratches on your car windshield can be incredibly frustrating. Along with making the car look less than perfect, too many scratches also affect the windshield’s visibility. As per RTO guidelines, car windshields must have a visibility of at least 70 per cent. Debris, wiper blades, tree branches, etc., often damage windshields. These scratches can vary in depth, from superficial surface scratches to deeper ones. Superficial scratches typically affect the windshield’s outer layer, while deeper scratches penetrate the inner layers, making them more challenging to repair. But there are several ways to remove scratches from car windshields. Let’s look at these in detail.

Ways to remove scratches from car windshield

Various hacks and tips teach you how to remove scratches from car windshields. But of course, some tips work, and some don’t. So, we have listed some tried and tested methods you can try out and get your windshield back to looking brand new.

• Whitening Toothpaste

You can use whitening toothpastes that have baking soda as an ingredient to remove scratches from car windshields. Alternatively, mix some non-gel toothpaste with baking soda for the desired results.  

Application procedure

• Apply a small amount of toothpaste on the scratched part.
• Take a clean microfiber cloth or any soft, lint-free cloth and use it to rub the toothpaste over the scratches gently.
• You may see a difference in the scratch’s appearance as you rub the toothpaste.
• Allow it to sit for some time. Repeating this procedure a few times is necessary till the scratches get easily wiped off.

• Repair Kit

Repair kits are also available easily in the markets. Such kits usually include an acrylic scratch remover for minor scratches, cerium oxide for deep scratches, a syringe for application and other equipment necessary for the procedure.

Application procedure

• Use a mild car wash soap and water to remove debris, dirt, and grime from the surface.
• Dry the area with a soft cloth.
• Put the compound on the buffing pad, usually included in the kit.
• Always wear safety glasses and gloves to prevent potential harm.
• Use the syringe to apply the resin to the damaged area carefully. Apply enough resin to fill the entire scratch.
• Level the raising and put curing strips over the area.
• Remove excess resin and cure it with UV light provided in the kit.
• Inspect the scratch later and polish it if necessary.
  
  

• Acrylic Nail Polish

Buying good-quality acrylic nail polish for your car is relatively easy and doesn’t require a hefty investment. This method, though, is primarily effective for addressing very minor scratches on your windshield.

Application procedure

• Begin by cleaning the affected area, as dirt or debris can hinder the effectiveness of this repair technique.
• After cleaning, carefully apply a thin layer of acrylic nail polish over the scratch. Be attentive to avoid using too much; excess polish can create a messy appearance. It’s crucial to clean off any surplus nail polish before it dries to achieve the best results.
• Once the applied nail polish has thoroughly dried, you should notice a visible improvement in the scratch’s depth and appearance.
  
  

• Glass Scrub Compound

This polishing compound can remove dirty and stubborn grime, so we recommend using it cautiously. It can be very harsh and abrasive and damage the glass if you apply too much pressure.

Application procedure

• First, clean the area to ensure there is no dirt left.
• Use the scrub compound and a clean cloth and begin rubbing it on the scratch in small circular or back-and-forth movements.
• Keep doing it until you see improvement.

Clean the area with a cloth after you are satisfied with the results.

• Professional Help

You can also get professional help to remove scratches from the car windshield. This is especially helpful when the scratches are deep. If you are new to automobile repair and care or are just unsure of how to go about it, relying on professionals is probably your best bet, as they have many ways to fix scratches. They can even inspect the car and let you know of any underlying problems. Sometimes, the cracks and damage are beyond repair, so you might need to replace the car windshield altogether.

Conclusion

Car windshields are critical for safety, providing drivers with structural integrity and clear visibility. Scratches on a car windshield, when mild, can be fixed through DIY procedures. But for deeper ones, you need external help. Since these windshields would cost you a lot, getting it covered under car insurance is better. It offers peace of mind as well as financial protection.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Those who are about to renew their policies or are considering changing their insurance provider may have many questions about car insurance. Many people ask: "Does car insurance cover natural disasters?"

In this blog post, let us explore the ins and outs of car insurance coverage concerning natural disasters. Dive into the world of car insurance and discover the extent of protection it offers in the face of nature's fury.

Are natural disasters covered under car insurance?

In India, all-inclusive car insurance policies cover natural disaster damage. However, it can be confusing. The comprehensive insurance policies include:

• Own Damage (OD) coverage
• Third-Party Liability (TP) coverage

Ensuring that you are protected against damage to your car and claims made by third parties.

When calamities such as floods, earthquakes, storms, or any other natural disaster damage your vehicle, your Comprehensive Insurance will rescue you. Also, you need not pay extra for your car insurance policy to cover the total loss.

You can rest assured that your car is well-protected when Mother Nature throws a curveball, whether you already have car insurance or are considering renewing it.  When it comes to car insurance, remember that it's more than just a way to protect your car; it's a way to give yourself peace of mind during difficult times.

How to file an insurance claim against a natural disaster?

If you find yourself in the unfortunate situation of needing to file a car insurance claim due to a natural disaster, there are some simple steps to follow:

• Contact Your Insurance Provider: The first and foremost step is to contact your insurance company as soon as possible. They will guide you through the claim process and provide the necessary forms.
• Document the Damage: Take photographs of the damage caused to your vehicle. Visual evidence is crucial when making a claim.
• File a Police Report: If required, file a police report detailing the incident.
• Complete the Claim Form: Fill out the claim form provided by your insurer with accurate information.
• Submit Required Documents: Along with the claim form, submit all necessary documents, such as photographs, the police report, and any other relevant information requested by your insurer.
• Wait for Inspection: Your insurer may send a surveyor to assess the damage to your vehicle.
• Claim Settlement: Once the claim is approved, your insurance company will process the settlement, and you can get your car repaired or replaced.

Conclusion

Hope we have answered your query: does car insurance cover natural disasters?  You must note that Comprehensive Insurance is a trusted companion for safeguarding your vehicle and properties against the forces of nature. When disaster strikes, your car insurance policy will help you get back on the road with minimal hassle. So, drive safely, insure wisely, and remember, protection against natural disasters is only a good insurance policy away.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

New car registration charges in Delhi are a one-time payment that must be made when purchasing a new car. Car costs include other costs beyond the showroom price, namely Delhi RTO registration charges, road tax in Delhi for new cars, and a few more.

Road Tax in Delhi For new cars

The Delhi RTO car registration charges are calculated depending on the ex-showroom price of a vehicle. RTO charges for a new car in Delhi, depending on its fuel-used type, are as follows:

• Petrol cars:

Priced up to Rs 6 lakh: 4% of ex-showroom price

Priced between Rs 6-10 lakh: 7% of ex-showroom price

Priced above Rs 10 lakh: 10% of ex-showroom price

• Diesel cars

Priced up to Rs 6 lakh: 5% of ex-showroom price

Priced between Rs 6-10 lakh: 8.75% of ex-showroom price

Priced up to Rs 10 lakh: 12.5% of ex-showroom price 

Road Tax in Delhi For cars

The rate of road tax in Delhi for a car registered in a company's name is higher than that of individual owners.

Car road tax in Delhi for company-registered cars is as follows:

• Priced up to Rs 6 lakh: 5% on petrol cars, 6.25% on diesel cars
• Priced between Rs 6-10 lakh: 8.75% on petrol and 10.94% on diesel cars
• Price above Rs 10 lakh: 12.5% on petrol, 15.625% on diesel cars

To get the vehicle's RC, clear payment for all taxes and Delhi RTO charges for new cars promptly.

Conclusion

After deciding on a car model, buying car insurance before its delivery streamlines the car ownership process. Find a suitable insurance policy beforehand to safeguard your vehicle against unforeseen events.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Updated on - 5 May 2026

Car pedals are essential components of a vehicle's control system, enabling drivers to accelerate, brake and change gears smoothly. Understanding the different types of car pedals in India is crucial for both new and experienced drivers. Whether driving a manual or automatic car, knowing how each pedal works ensures a safer, more comfortable driving experience. Additionally, understanding car pedals can help when purchasing car insurance online, as insurers consider driving habits when determining premiums.

This blog explores the different sorts of car pedals found in the market.

Car Pedal Types in India

Different vehicles have different pedal types, depending on their transmission system. Here’s a breakdown of the most common pedals found in cars in India:

1. Accelerator Pedal (Throttle Pedal)

The accelerator pedal is found in all cars and is located on the far-right side of the footwell. It controls the vehicle’s speed by regulating the engine’s power output. Pressing the pedal increases speed, while releasing it slows the car down. This pedal works in coordination with the engine system to ensure smooth acceleration across different driving conditions.

2. Brake Pedal

The brake pedal is present in all types of vehicles and is used to slow down or stop the car. In manual vehicles, it is positioned in the middle, while in automatic cars, it is placed centrally to the left of the accelerator. Most modern cars are equipped with anti-lock braking systems (ABS), which help maintain control during sudden braking.

3. Clutch Pedal

The clutch pedal is found only in manual transmission vehicles and is located on the far-left side. It is used to disengage the engine from the gearbox, allowing the driver to change gears smoothly. Automatic cars do not have a clutch pedal because the transmission shifts gears automatically without driver intervention.

4. Dead Pedal (Rest Pedal)

The dead pedal is located to the left of the clutch pedal and serves as a resting place for the driver’s left foot. It helps reduce fatigue during long drives and provides better stability while driving. This feature is now available in many mid-range cars as well.

5. Parking Brake (Handbrake) Pedal

Some vehicles are equipped with a foot-operated parking brake instead of a traditional handbrake lever. This pedal is generally located on the far-left side or below the dashboard and is used to keep the car stationary when parked. However, foot-operated parking brakes are relatively rare in India, where most cars use a handbrake lever or an electronic parking brake (EPB).

6. Drive-by-Wire Pedal System

The drive-by-wire system replaces mechanical linkages with electronic sensors to control acceleration. It is commonly found in modern vehicles and allows for more precise throttle response and improved fuel efficiency. This system is not limited to automatic or electric vehicles and is widely used in modern manual cars, too.

Conclusion

Understanding the different types of car pedals is essential for safe and efficient driving. Manual cars have three pedals: accelerator, brake and clutch. Automatic cars typically have only two pedals: accelerator and brake. Some cars also feature a dead pedal for added comfort and a foot-operated parking brake.

Whether you own a manual or automatic car, ensuring proper usage of pedals can enhance safety and efficiency on the road. In addition, having a comprehensive car insurance policy ensures financial protection against accidents, damages, or unexpected repairs.

FAQs

1. What is the function of the clutch pedal?

The clutch pedal is used to temporarily disconnect the engine from the gearbox in manual transmission cars, which allows the driver to change gears smoothly without damaging the transmission. Pressing the clutch disengages power, while releasing it gradually reconnects the engine to the wheels.

2. What is a dead pedal in a car?

The fixed platform to the left of the clutch or footwell area is referred to as a dead pedal, often called a rest pedal. It helps lessen fatigue and increase driving stability, particularly on lengthy trips, by giving the driver a place to rest their left foot when not in use.

3. Is third-party car insurance mandatory in India?

According to Indian legislation, it is mandatory, and every automobile owner should purchase it along with their vehicle. Third party car insurance covers injuries or damages brought on by an accident to another person, car, or piece of property. For better protection, many automobile owners choose comprehensive insurance, as it does not cover damage to their own vehicles.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. Please read the sales brochure/policy wordings carefully for detailed information about on risk factors, terms, conditions and exclusions. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Car owners and drivers in Jammu and Kashmir need not worry about how and where to pay their road tax in this beautiful region. They can avail of online payment platforms and do the needful without any hassle and from the comfort of their home. This post will walk you through the steps required to pay your online road tax in Jammu and Kashmir conveniently and quickly.

How to Pay Road Tax Online in Jammu and Kashmir?

Let us look at a detailed guide on how you can deal with or make the Jammu and Kashmir road tax online payment, and that too quite comfortably:

1. Log into the Parivahan Website

Start by visiting the official Parivahan website, the government’s dedicated portal for all vehicle-related services.

2. Choose “Online Service”

On the homepage, you’ll see several options. Choose the "Online Service" tab to begin your payment process.

3. Select “Vehicle Services”

Under online services, look for "Vehicle Services”.

4. Enter Your Vehicle’s Registration Number

Now, enter your vehicle registration number to bring up your vehicle details.

5. Tap on “Pay Your Taxes”

You’ll now see an option to “Pay Your Taxes”. Click on this to move forward.

6. Enter Your Mobile Number to Generate OTP

You’ll be asked to enter your mobile number, which is needed to receive a one-time password (OTP).

7. Choose Payment Method

After entering the OTP, you can choose how you wish to pay.

8. Complete the Payment and Save the Receipt

Once your payment gets submitted, a confirmation receipt will appear. Save the soft copy and print a hard copy for your records.

That’s it! Your Jammu and Kashmir road tax online payment is done, and you can drive on the beautiful roads of the region without worrying about fines or penalties.

Conclusion

Paying road tax online in Jammu and Kashmir is simple and hassle-free as you can easily access the Parivahan website. Ensure your taxes are up-to-date and that you have a valid car insurance policy to drive peacefully in this beautiful region.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

The terms bonnet and hood are often used interchangeably, but they have distinct regional preferences and slight variations in meaning. The word "bonnet" is commonly used in British English, while "hood" is the preferred term in American English. Both refer to the front covering of a car that gives access to the engine compartment. Understanding these terms is useful for car enthusiasts, mechanics and those purchasing vehicle accessories or insurance.

Car bonnet vs hood: Which is best?

While both terms describe the same car component, there are subtle differences in usage and design elements across regions.

1.      Terminology and Regional Usage

• Bonnet: Used in the UK, India, Australia and most Commonwealth countries.
• Hood: Preferred in the US and Canada.

2.      Design and Functionality

• Material: Typically made of steel, aluminium or carbon fibre.
• Purpose: Covers the engine compartment, protecting internal components from dirt, debris and weather conditions.
• Opening Mechanism: Most modern cars use a front-hinged design with a release latch inside the vehicle.

3.      Safety Features

• Pedestrian Safety: Many modern bonnets/hoods include crumple zones to absorb impact and reduce injuries in accidents.
• Heat Insulation: Some designs include heat shields to prevent excessive heat from reaching the car's exterior.

4.      Customisation and Modifications

• Bonnet Scoops: Enhance airflow to the engine for better cooling.
• Carbon Fibre Hoods: Lightweight and preferred in high-performance vehicles.
• Custom Paint and Graphics: Popular in car modifications for aesthetic appeal.

5.      Maintenance and Insurance Considerations

• Regular checks for dents, rust and latch functionality are essential.
• When purchasing car insurance, noting material type and safety features can influence premium costs.

Conclusion

The difference between bonnet and hood is primarily linguistic rather than functional. While both serve the same purpose of covering the engine bay, their terminology depends on geographical preferences. Understanding these differences is useful for car buyers, insurance policies and vehicle modifications. Whether you call it a bonnet or a hood, maintaining this crucial car component ensures safety, aesthetics and overall vehicle performance. An appropriate car insurance policy can help cover damages to essential components, ensuring your vehicle remains in top condition for longer. You can browse car insurance online to find a plan that suits you best.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

One of the constant sources of revenue for governments is through road taxes. Vehicle owners must pay road taxes to comply with government regulations and to help the authorities use the funds collected to maintain roads and highways for everyone’s comfortable use. It is easy to pay Haryana road tax online if one knows the procedure, which is fairly easy.

How to Pay Road Tax in Haryana Online?

To proceed with Haryana road tax online pay, you need to visit the website:

Start surfing the website and navigate to the state and related road tax office (RTO). For Haryana road tax payment, choose Haryana under “State” and your nearest RTO. Then, head to the RTO tax online, Haryana option and choose your mode of payment. However, before you deposit the road tax online payment, Haryana, enter your vehicle details, including the registration number, etc., as directed. For instance, if you live in Gurugram, choose the option — online road tax payment near Gurugram, Haryana — and you will be directed to the payment gateway. Once the payment is deposited, you will receive an acknowledgement receipt. Keep the receipt safe for future reference.

Conclusion

Payment of road taxes is mandatory according to Section 39 of the Motor Car Taxation Act. To avoid penalties and fines, you can conveniently pay the Haryana car tax online through the website. Also, remember to secure car insurance as doing so will protect your vehicle in the event of accidents and other unwanted challenges.

Ventilated seats are an advanced feature in modern vehicles, designed to enhance driver and passenger comfort, especially in hot climates. They also help maintain hygiene by reducing sweat accumulation, which can lead to unpleasant odours. Understanding the types of ventilated seats can help car buyers choose the best option for their needs.

Various types of ventilated seats

Different vehicles offer various types of ventilated seats, each catering to different levels of comfort and efficiency.

1.      Fan-Based Ventilated Seats

• Use built-in fans to circulate air through perforated seat surfaces.
• Common in luxury and premium cars.
• Provides a cooling effect without active refrigeration.
• Adjustable fan speed for personalised comfort.

2.      Cooled Ventilated Seats

• Combine fans with cooled air from the car’s air conditioning system.
• More effective in reducing heat compared to standard fan-based ventilation.
• Found in high-end vehicles and luxury SUVs.
• Requires additional energy consumption compared to fan-only systems.

3.      Heated and Ventilated Seats

• Dual-function seats that offer both heating and cooling.
• Ideal for regions with extreme climate variations.
• Found in premium sedans and SUVs.
• Allows year-round comfort with adjustable temperature settings.

4.      Passive Ventilated Seats

• Do not use electric fans but rely on breathable materials and airflow channels.
• Common in budget-friendly and mid-range cars.
• Less effective in cooling compared to active ventilation systems.
• Offers a mild comfort enhancement without extra energy consumption.

Conclusion

The choice between types of ventilated seats depends on factors such as personal preference, climate conditions, and budget.

As demand for comfort-driven car features increases, manufacturers are integrating ventilated seats into more vehicle segments. This trend is particularly evident in electric and hybrid vehicles, where energy-efficient ventilation systems are prioritised to enhance overall performance. For consumers, investing in ventilated seats not only improves driving comfort but can also contribute to the vehicle's resale value, making it a worthwhile addition. In addition to upgrades like ventilated seats, it is wise to secure a comprehensive car insurance policy that ensures protection against unexpected damages or repairs, helping you maintain your vehicle's value and comfort features for years to come. You can easily browse car insurance online to pick the appropriate plan for your needs.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Properly adjusted mirrors are crucial for safe driving as they serve as an extra set of eyes on the road. Many drivers unintentionally create blind zones by misaligning their mirrors. Consider optimising your mirror arrangement for improved vision and safety while driving. Read on to discover how you should position your side mirrors and rear-view mirror.

How to adjust your mirrors to avoid blind spots

Before changing mirrors, ensure you have the best driving posture. Sit comfortably in the driver's seat and place your hands on the steering wheel. This position will be your reference point for all mirror adjustments, ensuring they align with your normal stance. Here’s how to adjust your mirrors to avoid blind spots.

Adjusting your rear-view mirror

The rear-view mirror is your principal view of what's behind your vehicle. To tune it correctly:

• Position the mirror so you can see the complete back window with a fast glance.
• Ensure you do not need to move your head or neck to observe the mirror's entire range.
• Ensure that you turn on your auto-dimming mirror for nighttime driving.
• Familiarise yourself with the tab beneath classic mirrors that reduces evening glare.

Setting up your side mirrors

Many drivers make the mistake of positioning the side mirror to show too much of their vehicle. Here's how to arrange them properly:

For the driver-side mirror:

• Lean your head towards the driver’s window.
• Adjust the mirror outward so you can barely see the side of your automobile.

Regarding the passenger-side mirror:

• Lean to the centre of the automobile.
• Adjust the mirror so you can only see the side of your vehicle.
• When you return to the driving position, only a small amount of your car should be visible.

This wider-angle configuration greatly reduces blind spots compared to viewing your automobile mostly through the side mirrors.

Additional tips for safe mirror use

• Clean your mirrors periodically with good glass cleaner and a lint-free cloth.
• Check your mirror locations before each trip, especially if your vehicle has numerous drivers.
• Remember, even perfectly set mirrors do not remove all blind spots; always make a quick shoulder check before changing lanes.

Conclusion

Correctly adjusting your mirrors creates a safer driving environment for you and others. Mirror alignment is as vital as tightening your seatbelt; it should be part of your pre-drive ritual whenever you get in the car. These modifications will become second nature with practise, resulting in a more confident and secure driving experience.

Proper mirror adjustment improves driving safety and can also benefit your car insurance. Car insurance companies frequently encourage safe driving habits, and following proactive safety steps such as accurate mirror alignment might result in cheaper premiums. Comprehensive car insurance offers financial protection against theft, accidents, own damage, and more.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Living in Madhya Pradesh has its own charm, given the natural beauty of the place and a rich culture. To sustain this beauty and the heritage of the state, every individual who calls Madhya Pradesh home has certain obligations to fulfil, more so if they own a vehicle. Yes, we are talking about the obligation of paying road tax in MP if you own a vehicle! This article explains how to make an MP RTO road tax online payment.

How to Pay Road Tax in MP Online?

Paying MP Parivahan tax online is simple; you can do it from home. Here’s how:

• Visit the Official Madhya Pradesh Transport Website: Click on the MP Transport Department’s website to begin the process.
• Fill in Your Vehicle Details: Enter essential information, including your vehicle’s registration number, chassis details, and mobile number.
• Review Your Payment Details: The system automatically calculates the road tax based on your vehicle type. Double check everything carefully.
• Proceed to Payment: Select your preferred payment option; you can choose a debit card, credit card, or net banking. After confirming the details, you will receive an OTP on your registered mobile number.
• Submit and Get a Receipt: Enter the OTP and complete submitting the payment. A confirmation receipt will be generated – keep a digital and printed copy for future reference.

Conclusion

By completing your MP RTO road tax online payment, you ensure you are following the law and contributing to better road safety. Don’t forget to secure your vehicle’s car insurance and keep it valid and up-to-date for a smooth driving experience in Madhya Pradesh!

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Across India in all its states and union territories, using a vehicle is subject to a statutory tax known as road tax. The Goa government also charges a road levy on individuals registering and operating four-wheelers. The price and type of the car are used to calculate this tax, which is paid in one instalment.

Road Tax in Goa for Four-Wheelers

In Goa, the primary factors influencing the road tax on four-wheelers are the vehicle's price and engine displacement. For instance, the tax on a car up to INR 6 lakh can be as high as 9%, while the tax on vehicles between INR 6 and INR 10 lakh can go as high as 11%. For cars costing more than INR 15 lakh, the tax rate may be considerably higher. This tax is assessed in one lump amount at the time of vehicle registration. Car insurance is necessary for owners as it offers financial protection in the event of an accident or damage.

Conclusion

The value and type of vehicle determine the road tax in Goa for cars. The state government uses the money it receives from this levy as a significant source of funding for road development and maintenance. To reduce potential dangers, you should also make sure to purchase auto insurance for your vehicle promptly.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.