Updated on 12 Dec 2025

Whether it’s a two-wheeler, car, or commercial vehicle, having an HSRP is essential in Rajasthan. This guide explains what HSRP is, how to apply for it, and why it matters for vehicle registration High-Security Registration Plates (HSRP) are now a mandatory part of vehicle registration across India, including Rajasthan. Designed with features that prevent theft, duplication, and forgery, these plates add an extra layer of security for vehicle owners.

in the state.

Benefits of HSRP number plate in Rajasthan

Since these plates are made of aluminium and feature a unique identification number, they are tamper-resistant. Other benefits include:

Easy Identification: The unique code simplifies verification, vehicle tracking and curbing illegal activities.

Road Safety: Helps traffic authorities trace vehicles violating rules.

Security: Deters theft and aids in quicker recovery of stolen vehicles.

Along with fitting an HSRP, vehicle owners should also consider securing car insurance, which covers accidents, theft and third-party damages.

Colour code of High-Security Registration Plate in Rajasthan

HSRP follows a clear colour code system for easy identification. This colour coding depends on the fuel type used in the vehicle. There's also a specific colour code for each type of vehicle, as decided by law enforcement and authorities.

These are as follows:

Blue for petrol and CNG vehicles.

Green for electric vehicles.

Orange for diesel vehicles.

BS6-compliant vehicles have a green strip on their HSRP number plate

These colour codes are affixed to the vehicle's windscreen, and their distinct and intuitive design makes it easier for traffic management to identify and penalise lawbreakers. Thus, the HSRP plays a crucial role in regulatory compliance across various types of vehicles.

This colour coding scheme is implemented nationwide in India. Make sure to use only HSRP for your vehicle to avoid challans.

How to apply for a High-Security Number Plate in Rajasthan?

Follow these steps to obtain your HSRP Rajasthan:

Open the official website: Book My HSRP.

Under the 'High-Security Registration Plate with Colour Sticker' section, click on the 'Book' option.

Select the state as Rajasthan and enter the details, like the chassis number, engine number and Captcha.

Choose the appointment and location from where you want to get the HSRP number plate.

Make the payment.

Keep a check on the messages to your registered mobile number, as you will get a notification when your HSRP is ready for installation.

You can do this with your mobile or a computer. You can also connect with an agent or any vehicle showroom to help you with the process.

How to check the status of an HSRP number plate in Rajasthan?

To track the status of your HSRP number plate in Rajasthan, follow the steps below:

Visit the same website you used to apply for the HSRP.

Click on the 'Track Your Order' option on the right side of your screen.

Submit your order number and vehicle registration number, and complete the Captcha.

Click on the 'Search' option. Here, you can find the status of your HSRP number plate.

Cost of HSRP in Rajasthan

The cost of HSRP depends on the type of vehicle:

Vehicle Type	HSRP cost
Two-wheelers	₹425
Three-wheelers	₹470
Light Motor Vehicles / Passenger Cars	₹695
Medium & Heavy Motor Vehicles	₹730
Tractors & Agricultural Equipment	₹495

How to apply for a duplicate HSRP number plate in Rajasthan?

If the original HSRP number plate is damaged or lost, you may need to order a duplicate. For that, you just need to follow these basic steps:

Go to the official website ‘Book My HSRP.’

Click on 'Replacement/ Retain/ Transfer'

Select the state as Rajasthan, enter your vehicle registration, chassis, and engine numbers, and complete the Captcha.

After entering all the details, choose a preferred date and slot to get your duplicate HSRP number plate.

Make the payment and complete the process.

How to check the status of the HSRP number plate in Rajasthan

Follow the process below to check the progress of your HSRP booking online:

1. Visit the official HSRP status page: https://www.bookmyhsrp.com/
2. On the page, go to the section labelled Track Your Order.
3. Enter the following details:

• Order ID (from your booking receipt)
• Vehicle Registration Number
• Captcha code displayed on the screen

4. Click the “Search” button.

The system will display your current status, such as 'order received', 'under process', 'dispatched', or 'appointment scheduled'.

Penalty for not having HSRP in Rajasthan

Not having an HSRP on your vehicle is a violation of traffic rules. It can lead to:

 

1. Fines:

Vehicle Type	First Offence Fine	Repeat Offence Fine
Two-Wheelers	₹2,000	₹5,000
Four-Wheelers	₹5,000	₹10,000

 

2. Vehicle Seizure: In some cases, authorities may seize the vehicle until the correct plate is installed.

But avoiding penalties should not be your only concern. Road accidents, theft and natural disasters can cause significant losses. This is why comprehensive car insurance is equally important.

Conclusion

HSRP in Rajasthan is mandatory and offers clear benefits, including enhanced security, theft prevention, and a uniform appearance for vehicles. Applying is simple, affordable, and can be done online, whether for a new plate or a replacement.

Road safety also means being financially protected. Fill out the form on this page to get car insurance advice tailored to your needs, and our team will guide you in choosing the right plan.

FAQs

 Can I drive the vehicle at the time of waiting for my HSRP appointment?

Yes, if you carry the booking receipt. However, after the deadline, driving without the fitted plate may lead to penalties, even with a booking.

What documents do I need to take to the HSRP fitment centre?

Normally, you need:

• A copy of the HSRP booking receipt (print or digital)
• Original vehicle registration certificate (RC)
• The vehicle itself (since the plate is fitted on the spot)

 What happens if I sell my vehicle after installing HSRP?

The HSRP stays with the vehicle. When you sell your vehicle, the new buyer does not need to replace the HSRP. Only the ownership details in the RC will change.

Can commercial vehicles also apply for HSRP online in Rajasthan?

Both private and commercial vehicles, including taxis, buses, trucks and tractors, must get HSRPs. The process is the same, though charges can differ slightly.

 What if I booked HSRP but missed my appointment?

If you miss your slot, you need to log in again on the booking portal and reschedule a new appointment. The earlier payment remains valid, so you won’t have to pay again.

 

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Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Updated on 17 Nov 2025

In Manipur, all vehicles are required to have High Security Registration Plates (HSRP). These plates help prevent misuse, forgery and other vehicle-related issues while also supporting easy tracking and identification.

Beyond being a legal requirement, HSRP plates provide added security for vehicles of all types, whether two-wheelers, four-wheelers, or commercial vehicles. This blog explains their benefits, the application process, and why timely compliance is important.

Benefits of HSRP number plate in Manipur

The HSRP features a unique identification number on an aluminium plate, making it highly secure and resistant to tampering. Other benefits include:

Advance Protection:

The high-security number plates provide advanced security and protection against fraud or theft. If a vehicle is stolen, it can be easily recovered using the HSRP number plate.

Effortless Identification:

The number plate makes it effortless to identify, as it features a unique identification number. It also helps the government authorities track the vehicle's activity and confirm any illegal activity.

Authorised Directive:

It is mandatory to install these HSRP number plates to ensure adherence to Manipur law. Those who fail to install them might end up paying huge fines to the state.

Compliance with Road Safety:

To ensure road safety, this number plate has a unique identification number. The HSRP Number Plates make it easier for the authorities to track vehicles that do not follow traffic rules or get into unforeseen accidents.

Colour code of high-security registration plate in Manipur

The High Security Registration Plate has a unique colour code which makes it easier to identify and authenticate the vehicles.

The colour-coded system on the HSRP indicates the type of fuel used by the vehicle and is affixed to the windscreen. Law enforcement uses these colour codes to quickly identify and verify the vehicle type.

The blue stickers on the HSRP Manipur number plates indicate that the vehicle uses petrol or CNG. Green stickers denote electric vehicles, while orange stickers are for diesel vehicles. Additionally, HSRP number plates for vehicles meeting the BS6 (Bharat Stage 6) emission standard feature a green strip on top.

The colour codes on the High-Security Registration Plate in Manipur play a crucial role in traffic management and enhance regulatory compliance for vehicles. Whether you’re in Manipur or any other part of India, ensure your vehicle has a colour-coded HSRP to avoid fines or legal issues.

How to apply for a high-security number plate in Manipur?

There are two ways to apply for an HSRP in Manipur:

Online method

• Visit the official site of Book My HSRP for Manipur.
• Pick your vehicle type (commercial, two-wheeler, four-wheeler).
• Enter details such as state (Manipur), chassis number, engine number, and RC.
• Pick whether you need HSRP and a fuel stick or just the sticker.
• Choose an installation centre, dealer or home installation (if available).
• Make the payment for the plate via any online payment method, such as UPI, card, etc.

Offline method

• Visit the nearest RTO office or an authorised vendor.
• Carry the address proof, identity proof and RC.
• Submit the form, make the payment and then book the installation slot.
• Get the number plate installed in the vehicle on the scheduled date and time.

How to check the status of an HSRP number plate in Manipur?

Here’s how you can check the status of the HSRP number plate:

• Access the Book My HSRP website.
• Go to the Order Status or Track Your Order option.
• Provide the vehicle registration and order number.
• Complete the verification work via CAPTCHA.
• The status will appear as either ready for installation, dispatched, or under production.

Cost of HSRP in Manipur

The cost of these number plates differs based on the vehicle type. For all the two-wheelers in Manipur, it can cost roughly ₹608.29. The four-wheelers or heavy vehicles and LMV can cost about ₹1,322.95. These costs also cover the installation, supply and production of these number plates. The fuel-type stickers might cost around ₹100.

How to apply for a duplicate HSRP number plate in Manipur?

When your HSRP number plate gets stolen or ruined, you can apply for a duplicate one. Here’s how:

• Lodge an FIR (if it’s needed).
• Apply for the number plate via the Book My HSRP portal or offline via a vendor or RTO.
• Pick the Transfer/Retain/Replacement option.
• Submit the needed documents, such as an FIR copy, RC, and identity proof.
• Pay the fee.
• Schedule a fitting at the RTO or vendor.

Penalty for not having HSRP in Manipur

In Manipur, driving without the HSRP number plate can lead to penalties. The fines can go up to ₹10,000, depending on the duration of the non-compliance and vehicle class. Repeated violations can cause severe actions, such as registration renewal being withheld or vehicle seizure.

Conclusion

In the state of Manipur, having the HSRP number plates is mandatory.  It not only enables vehicle owners to obey the traffic laws but also improves the traceability and safety of the vehicle. Along with a valid insurance plan, which rewards careful driving, such as a no-claim bonus in car insurance, you will get lower premiums for having a clean record. It will also let you stay legal by having tamper-resistant and properly numbered plates.

Furthermore, for customised advice and solutions on a car insurance policy,  fill out the form on this page.

FAQs

• Have the HSRP number plates become mandatory for old and new vehicles in Manipur?

Yes. All vehicles registered in Manipur must have these number plates.

• Is it possible to opt for home installation?

Yes. You can get these plates installed at home. However, it might cost a bit more than what you pay at the installation centre.

• How long will it take to obtain the HSRP number plates?

It typically takes between several days and roughly 2 weeks to receive these plates, depending on the installation slots, vendor availability, and manufacturing.

• What documents do vehicle owners need to bring for plate installation?

You have to bring the registration certification, booking confirmation or payment receipt, address and identity proof, etc. Keep the contact number handy for OTP-related updates.

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Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Updated on 11 Dec 2025

High Security Registration Plates (HSRP) have been made mandatory across India as part of the government’s efforts to standardise and secure vehicle registration. In Karnataka, this rule applies to both new and old vehicles, making it essential for automobile owners to understand the importance and compliance requirements of HSRP.

This blog details the benefits of HSRP, the application process for it and the legal consequences of not having this number plate.

Benefits of HSRP in Karnataka

Installing an HSRP on your vehicle ensures compliance with the law and comes with several benefits. Here are some of the key advantages:

• Tamper-proof: HSRPs are made of high-quality aluminium and feature a chromium-based hologram, non-removable snap locks and laser-branding. These elements make them extremely difficult to duplicate or tamper with, reducing the risk of plate theft or misuse.
• Enhanced security and easy tracking: Each HSRP carries a unique laser-engraved identification number, which is stored in a centralised database. In case of theft, law enforcement agencies can use this data to trace and recover the vehicle more efficiently.

Colour code of high-security registration plate in Karnataka

HSRPs come with a defined colour scheme for different categories of vehicles. This colour coding helps enforcement authorities identify the vehicle type easily:

• White plate with black letters: Private vehicles
• Yellow plate with black letters: Commercial vehicles
• Green plate with white letters: Electric vehicles
• Black plate with yellow letters: Vehicles under self-drive rental services
• Blue plate with white letters: Vehicles used by foreign diplomats

This uniform system is followed nationwide, including Karnataka.

How to apply for a high-security number plate in Karnataka?

Applying for an HSRP is a straightforward process. Vehicle owners can follow these steps:

• Visit the website "Book My HSRP", the official platform for online booking.
• After accessing the website, click on the option listed as "High Security Number Plate With Sticker".
• In the booking details page that appears, choose your state as Karnataka and enter the vehicle's engine, chassis and registration numbers. Then, enter the captcha and click the ‘Click here’ option.
• Choose a fitment location and appointment date for receiving the High Security Number Plate.
• Complete the payment using a credit card, internet banking or UPI.
• Download the payment receipt.

Once the HSRP is ready, the owner will be notified via the mobile number registered on the website.

How to check the status of an HSRP in Karnataka?

Once a vehicle owner has applied for an HSRP in Karnataka online, a regular follow-up may be necessary. This process is simple and can be easily managed by the vehicle owner.

• First, log in to the official website, "Book My HSRP".
• At the top of the webpage, several options will be displayed. Select "Track My Order".
• Enter the order number and the vehicle's registration number, and complete the CAPTCHA code.
• Finally, click the search option to view the status of the number plate, which will thereafter be displayed on the screen.

Cost of HSRP in Karnataka

The expense for an HSRP in Karnataka varies depending on the vehicle type. On average, the cost for two-wheelers is around ₹400 to ₹600 and for four-wheelers, ₹800 to ₹1,200.

These charges may differ slightly based on the manufacturer of the HSRP or dealer. The payment is usually made during the application process.

How to apply for a duplicate HSRP in Karnataka?

Vehicle owners may face situations where their HSRP number plate is damaged or stolen. Thankfully, there is a straightforward process to apply for a duplicate number plate.

• Log on to the website "Book My HSRP".
• Click on the ‘ Replacement, Retain, and Transfer’ option, and the booking detail page will appear.
• Choose your state as Karnataka and enter your vehicle’s registration, chassis and engine numbers. Input the captcha code and click the ‘click here’ option.
• Choose a fitment location and date to receive the registration plate.
• Make the required payment online using any one of the available options.
• Download the payment receipt for future use.

Penalty for not having HSRP in Karnataka

The government has mandated HSRPs under the Motor Vehicles Act. Driving without one may attract penalties in Karnataka. The fine ranges from ₹500-₹1000.  Vehicle owners should comply with traffic rules like having an HSRP on the vehicle and valid documents like third-party car insurance, PUC and driving licence to avoid fines and legal action.

Conclusion

High Security Registration Plates are a crucial step towards making vehicle ownership safer and more secure in Karnataka. Every vehicle owner must comply with the traffic rules by having an HSRP for their automobiles and also other requirements like a car insurance policy, driving licence and registration certificate.

Looking for the ideal car insurance with the necessary coverage? Then, fill out the form on this page and get tailored policy advice for choosing the right plan according to your needs and budget.

 

FAQs

•  Is HSRP mandatory in Karnataka for all vehicles?

Yes, HSRP is mandatory for all vehicles, including those purchased before its introduction.

• Can I get my HSRP installed from any shop?

No, only authorised dealers and fitment centres can install HSRPs.

•  Do I need to carry any documents while getting the HSRP affixed?

Yes, vehicle owners need to carry the Registration Certificate (RC) and proof of identity to the fitment centre to get the HSRP.

•  What should I do if my HSRP is damaged or lost?

If your vehicle’s HSRP is damaged or lost, you need to apply for a duplicate number plate through the official portal. In case of theft, an FIR is required.

The Regional Transport Office Trichy is responsible for implementing traffic rules and regulations across the city. Operating under the guidelines of the Motor Vehicles Act, the RTO ensures that drivers adhere to the established laws, contributing to smooth transportation in the city.

The office serves as a central point for essential vehicle and driver-related services, catering to riders, drivers, and vehicle owners. It also monitors traffic-related offences, including driving without the recommended car insurance.

RTO Office in Tiruchirapalli

The RTO office in Trichy serves the city's residents by providing timely transport-related services. Some of the essential services include:

• Granting and renewing driving licences.
• Registering all private/commercial vehicles within the city.
• Conducting thorough vehicle inspections.

What Are The Different Types Of RTO Forms

The RTO forms are categorised into two types:

• Driving Licence
• Vehicle Registration

Driving Licence

Tiruchirapalli RTO grants the following DLs:

• Driving Licences (DL) (Form 4)
• Learning Licences (LL) (Form 2)
• International Driving Permits (IDP) (Form 4A)

Furthermore, the office helps residents with the following:

• Renew the DL and LL upon expiry.
• Offer duplicate copies of DL and LL if you lose the original documents or if damaged.
• Takes requests to correct DL and LL particulars.

Vehicle Registration

The RTO Trichy undertakes the task of several services, including:

• Online applications for duplicate RC (Form 26)
• Ownership transfer requests (Form 29 and 30)

Vehicle Registration Process in Tiruchirapalli

The vehicle registration process in Tiruchirapalli is straightforward. Below are the steps to register your vehicle at the RTO in Trichy:

• Visit the RTO's office with your vehicle.
• Submit your filled application forms and all other relevant documents.
• The RTO official will verify your documents and other relevant details.
• Pay the registration fees and road tax.
• The RTO motor vehicle inspector will thoroughly inspect your vehicle.
• The RTO inspector verifies your vehicle data in the database (make/model, engine capacity, fuel type, seating capacity, engine capacity, emission standard, etc).
• The Assistant Regional Transport Officer (ARTO) approves your vehicle registration.
• Once approved, the RTO generates the RC (Registration Certificate).

Transfer Of Ownership Of A Registered Vehicle in Tiruchirapalli

If you want to transfer vehicle ownership under a normal sale, the process is as follows:

• Conduct the ownership transfer of the motor vehicle. Then, the transferor should report the transfer using Form 29 to the concerned registering authorities.
• If the vehicle is registered within the same state, the transferee must apply for the ownership transfer to the registering authorities within fourteen days using Form 30. This application should be accompanied by the required forms provided under Form I.
• If the vehicle is registered outside the state, the transferee must apply for the ownership transfer to the registering authorities within forty-five days using Form 30. This application should be accompanied by the required forms provided under Form I and Form II.
• Pay the recommended fee and tax under rule 81 of the Central Motor Vehicle Rules 1989.

Is It Compulsory to Register Your Vehicle with the RTO?

Yes, according to the Motor Vehicles Act, all motor vehicles must be registered at the Regional Transport Office to comply with the rules and regulations. In fact, the first thing you should do after buying a car is to insure it under the RTO registration.

Registering the vehicle through the RTO ensures that you receive a permanent registration number.

Four-Wheeler Insurance In Tiruchirapalli

As a historical city renowned for its monuments and an important educational hub, Tiruchirapalli attracts many students and tourists.

With busy roads, the RTO plays a crucial role in ensuring safety for both residents and visitors. Given that roads are one of the most unpredictable environments we encounter daily, carelessness, negligence, or ignorance of others can lead to serious consequences for you and your vehicle.

Therefore, if you haven't obtained car insurance for your vehicle, it's essential to do so to protect yourself, your car, and other passengers. In the event of an accident, vehicle damage, loss, or theft, insurance coverage will help mitigate these consequences and reduce your financial burden.

Have you ever thought of what happens behind the scenes so that the roads of Solapur always remain unclogged? You may be a resident or intending to visit this city in Maharashtra. You should comprehend the role of the RTO in Solapur to appreciate the orderliness of the roads.

Unlike Regional Transport Offices (RTO) and other state transport departments, the RTO in Solapur is an essential component of the transport infrastructure in the city.

Whether providing driver's licences or registering transportation means, the RTO office in Solapur makes sure everything on the road is legal. Let us now look into the list of services, the systems, and structures in place, and how they affect you as you prop yourself behind the wheel.

RTO Office in Solapur

The RTO office in Solapur is more than the only place to obtain your driver's licence, among others. It's the support centre where activities of the city regarding transportation are coordinated. Situated ideally in the town's centre, the RTO offers a variety of services, including vehicle registration, permit issuance, and many more. Whether you are a new car owner or an experienced driver, the RTO ensures you comply with existing laws.

What are the Different Types of RTO Forms?

The RTO in Solapur offers various forms tailored to specific needs.

• For example, a form is available if you apply for a learner's licence. Transfer of ownership of a vehicle? There's a form for that as well. The challenge is figuring out which one needs to be filled out for the service required.
• The most frequent applications are associated with vehicle registration procedures, driving licence applications, and No Objection Certificates (NOCs).

Grasping these can save you time and energy and enhance your experience at the RTO office in Solapur.

Vehicle Registration Process in Solapur

So, you now have a new vehicle, and it is time for you to adhere to the driving rules. You must register your vehicle with the RTO Solapur before you begin driving in the streets. The procedure is quite simple but necessary.

• First, you must submit the necessary documents, including proof of identity, address, and the vehicle's purchase invoice.
• After a thorough inspection by the RTO, your vehicle is assigned a registration number.
• This number can be said to contain more than just numbers; it's the car's birth certificate on the road.
• When the registration is complete, the Registration Certificate is despatched by post.

Transfer of Ownership of a Registered Vehicle in Solapur

The RTO office in Solapur is very helpful with the ownership transfer process if you are buying or selling a vehicle. This is done to preserve the records by registering vehicles in the names of new owners.

• First, the buyer and seller fill in and submit the necessary forms to the RTO.
• Such documents include the original RC, an insurance policy, and a pollution under control (PUC) certificate.
• These documents are received by the RTO with accompanying forms and other relevant documents.
• This transfer is important not only from a legal standpoint but also to ensure that the new owner can operate their vehicle without interruptions.

Is it Mandatory to Obtain the RTO Registration for Your Vehicle?

Yes, registering your vehicle with the RTO Solapur is mandated by the Law. Driving an unregistered vehicle is illegal, and such acts may lead to legal action. This process is done so that the relevant authorities acknowledge the vehicle.

Furthermore, even if you want insurance coverage, you can't do so without getting your vehicle registered. So, to drive in Solapur without having a constant fear of the traffic police, make sure your vehicle is registered with the RTO office in Solapur.

Four-Wheeler Insurance in Solapur

The RTO manages vehicle-related legal issues in Solapur. However, amongst all the regulations you must adhere to, one of the most important is getting car insurance online. Accidents, theft, or damage can prove costly, and insurance can help in bearing such expenses.

In Solapur, you can easily purchase car insurance online, making the process hassle-free. Whether renewing or buying a new policy, online platforms offer various options to suit your needs. Remember, driving without insurance isn't just risky, it's illegal. So, ensure you're covered before you start driving.

You have just bought yourself a new vehicle in Raigad; you deserve a pat on the back. However, there is one more thing you need to take care of before driving your new vehicle: you need to visit the RTO Raigad. For those unfamiliar with this office, the Raigad RTO is not only a governmental office but also the entry point for driving a vehicle lawfully within the jurisdiction of Raigad in Maharashtra.

The Raigad RTO manages applications for vehicle registration and issues a Registration Certificate (RC), proving that the vehicle's upkeep is well within the confines of the law. Let's examine why this office is essential and how it is indispensable for all vehicle-related work within Raigad.

RTO Office in Raigad

The Raigad RTO (code MH-06) operates under Maharashtra's state Transport Department, ensuring smooth transportation across the district. Located at Vikas Smruti, Pen Khopoli Road, Raigad, the office is your one-stop destination for vehicle registration, driving licences, and road tax collection.

Most of the work at RTO Raigad revolves around keeping the roads of Raigad and its people safe and certifying that each vehicle is on the right side of motor vehicle regulations.

What are the Different Types of RTO Forms?

Once you enter the premises of the Raigad RTO, a whole new world of forms and documentation will open up before you. Need to register a new vehicle? There's a form for that. Want to transfer ownership? There's a form for that, too. Here’s a quick breakdown:

• Form 20: Application for vehicle registration.
• Form 29/30: For the transfer of vehicle ownership.
• Form 28: No Objection Certificate (NOC) for interstate vehicle transfer.
• Form 38: Application for a vehicle fitness certificate.

Each form streamlines your interaction with the Raigad RTO, ensuring all vehicle-related documentation is in order.

Vehicle Registration Process in Raigad

Registering your vehicle at the RTO Raigad is a straightforward process.

• This registration form is called Form 20 and is applicable for vehicle registration concerning the vehicle owner.
• The original invoice, insurance documents such as the profile taken out online for car insurance, pollution under control (PUC) certificate, and rental proof will also be needed in addition to this form.
• After you have presented these documents, an RTO official will thoroughly inspect your vehicle for detailed verification.

If everything checks out, the Registration Certificate (RC) will be issued, and you can legally drive your vehicle on Raigad's roads.

Transfer of Ownership of a Registered Vehicle in Raigad

Are you planning to purchase another pre-owned vehicle or are you considering selling your current one? Changing vehicle ownership at Raigad RTO is simple: follow the procedures. The first thing to do is fill in Forms 29 and 30. Submit the original RC, insurance, and pollution control certificate alongside these.

If you want the vehicle transferred from another state, you will also need a No Objection Certificate (NOC) via Form 28. Upon receipt of the required documents, the Raigad RTO will make the necessary changes to the record and issue a fresh RC in the new buyer's name to effect the transfer of ownership.

Is it Compulsory to Register Your Vehicle with the RTO?

Absolutely! Every vehicle must be registered as far as the Raigad RTO is concerned. It's a requirement by law. This includes the registration Certificate (RC), without which your vehicle is not supposed to be driven on the road.

This RC lets authorities know that your vehicle is registered under the motor vehicle laws of Maharashtra. What's more, if you fail to get your vehicle registration right, it will be impossible to get car insurance online or pay road taxes, which may invite heavy penalties or lead to vehicle seizures. Therefore, to be able to drive in Raigad, one needs to have their vehicle registration done.

Four-Wheeler Insurance in Raigad

In addition to an RC, you will need something equally important before you legally hit the road in your car. You will need insurance. Third-party coverage is needed but purchasing car insurance online is more appropriate.

This coverage includes comprehensive car insurance through which your vehicle can be covered against robbery, natural calamities, accidents, etc. In addition to this, securing car insurance coverage online in Raigad has never been a daunting task. It is quick, simple, and comprehensive.

The RTO, or Regional Transport Office Noida, manages traffic around this industrial city in Uttar Pradesh and offers several other transport services. Such services include vehicle and driving-related services and the implementation of traffic rules and regulations.

The office also oversees traffic flow in the city. Noida's RTO generally operates under the Regional Transport Authority (RTA), India's state government body. In particular, the office functions under the direction of the Uttar Pradesh Transport Department.

This article offers more details about the regional transport office in Noida. You'll learn about the types of RTO forms, the vehicle registration process, the transfer of ownership of registered vehicles, and more.

RTO Office in Noida

The Noida RTO office oversees the following within the city:

• Ensures that all vehicles operating on the city's roadways are under the RTO database register.
• Makes sure that the motor vehicles follow road safety standards.
• Streamlines other transportation services, including the issuance of driving licences and registration certificates for city residents.

What are the Different Types of RTO Forms?

The RTO forms fall into two different categories:

• Driving licence
• Vehicle registration

Driving Licence

The RTO offices in Noida are in charge of issuing driving licences. These are important documents that authorise drivers to operate vehicles legally on the roads. Driving without a valid licence can result in hefty fines or penalties by the traffic authorities.

The types of driving licences issued by the Noida RTO depend on the following factors:

• Vehicle category
• Age of applicant
• Applicant's driving experience

Here are the different types of driving licences issued:

• Learner's Licence
• Permanent Driving License

Vehicle Registration

Every owner must register their newly purchased vehicles under the RTO database. The service applies to vehicles for both personal and commercial use. The Regional Transport Office will issue a vehicle registration certificate only upon submitting a vehicle registration request.

For second-hand vehicles, the RTO helps in transferring vehicle ownership to the relevant vehicle owner. The vehicle registration types issued by the office include:

• Temporary Registration
• Permanent Registration
• Transport Vehicle Registration
• Interstate Vehicle Registration

Vehicle Registration Process in Noida

Registering vehicles with the RTO Noida is obligatory for all motor vehicles in India. The office is responsible for registering all private and commercial vehicles. The registration certificate (RC) proves ownership and gives a unique identification to each car.

The vehicle registration process in Noida is as follows:

• You need to fill in Form 20, which entails an application for registration of motor vehicles. You can get it from the RTO office or download it online.
• Complete the required details in the form. These details include the vehicle type, model, engine number, chassis number, etc.
• Submit the completed form together with the necessary documents (proof of identity, proof of address, insurance certificate, sale certificate, roadworthiness certificate, and pollution under control (PUC) certificate).
• Pay the registration fees (varies based on the vehicle type and category).
• Schedule a vehicle inspection with an RTO official (they will verify your details and physically inspect the vehicle).
• After a successful inspection process, you will receive your vehicle's registration number and the certificate.

Transfer of Ownership of a Registered Vehicle in Noida

To transfer car ownership, first, if the transferor and transferee live in different RTO areas, they should collect the "No Objection Certificate" from the Traffic Department.

Start the registration certificate transfer by de-registering the vehicle at the RTO where you first registered it. You then apply for an NOC by submitting Form 28 together with other relevant documents (this is if you purchased the vehicle in a different place. Otherwise, just submit Form 29 to the RTO).

Once you receive the NOC, submit these documents to the RTO:

• NOC from the Traffic Police.
• NOC from the bank (if the vehicle is under a loan guarantee).
• Copy of the Registration Certificate.
• Document proof for road tax payment (for commercial vehicles).
• Insurance Policy document.
• Pollution Under Control (PUC) certificate.
• Clearance Certificate from NCRB.

Note: The new vehicle owner should submit all the above documents to the RTO and pay the applicable charges for the transfer of the registration certificate. Upon receiving the NOC (it takes a few days), the new owner can re-register the vehicle under their name.

Is it Compulsory to Register Your Vehicle with the RTO?

To abide by legal requirements, you must register your vehicle with the RTO. You need to visit the Noida RTO with your motor car to receive the permanent registration number. Submit the application form and the relevant documents, and then pay the required fees. The RTO will inspect your vehicle and start the registration process. Upon completion of the formal procedures, you will receive the registration number and registration certificate.

Four-Wheeler Insurance in Noida

According to the 1988 Motor Vehicles Act, all car owners need to have a minimum of a third-party insurance plan. Noida city experiences high traffic almost 24x7. Most people use four-wheelers to commute from work. Therefore, for vehicle owners within this area, having a reliable car insurance policy is necessary as a safety measure. Taking this crucial step will save you from unnecessary financial losses. In case of any accident, car loss, damage, or theft, the insurance will cover you financially.

Conclusion

The regional transport office in Noida is crucial since it carries out many vehicle and driving-related functions. Most importantly, the RTO office also manages traffic flow within the city. They ensure that citizens comply with the rules and observe other road safety-related regulations. Given the heavy traffic in Noida and the risk of accidents, it helps to have a reliable four-wheeler car insurance policy.

Being one of the largest cities in Tamil Nadu, Coimbatore is also one of the most active, with a rapidly growing industrial hub. Whether it's the automobile industry or textile manufacturing, Coimbatore has been steadily growing and transforming. With this industrial growth, there's a constant rise in traffic flow. The RTO Coimbatore, established by the state's Transport Department, has the major functions of implementing effective traffic rules and regulations and monitoring traffic violations.

RTO Office in Coimbatore

The Coimbatore RTO Office ensures people follow the traffic rules, drive with a driving licence, and have registered vehicles. The general duties of the Regional Traffic Office involve watching over the vehicles to make sure they don't pollute the environment, checking if the cars meet certain standards set by the state government, and also collecting money through taxes and fines.

What Are the Different Types Of RTO Forms?

The RTO Coimbatore is in charge of services related to vehicles and driver-related assistance. Various RTO forms cater to citizens' issues. Here are some forms and their purposes as per the Regional Transport Office.

Vehicle Registration Process in Coimbatore

The vehicle registration process at RTO Coimbatore is convenient. Follow the few steps mentioned below to register your vehicle.

• Select Relevant RTO: There are four distinct RTO offices in Coimbatore, each has been designated for specific geographic areas. You can opt for the office that is near your residence.
• Submit the application form: The application process can be completed either online at the official website or offline at the RTO office. 
• Documentation: To apply, you need to prepare the required documents which include identity proof, age, and address. Also, prepare the documents related to the vehicle, including invoices, insurance certificates, and pollution certificates. 
• Payment: For the final settlement, you need to make a fee payment as per your service request.
• Inspection of Vehicle: After the submission, the vehicle will undergo an inspection performed by the RTO officials.
• Allocation of Number Plate: After the inspection, a distinctive registration number will be allotted to the vehicle.
• Permanent or Temporary Registration: As per your preference, opt for a permanent or temporary registration.
• Registration Certification: After the complete process, the RTO will issue the Registration Certification.

You can also read about RTO New Vehicle Registration Process in India

Transfer Of Ownership Of A Registered Vehicle in Coimbatore

Transfer of vehicle ownership can be done via RTO Coimbatore, where the legal ownership of the vehicle is transferred from one person to another. There are three circumstances where the ownership of the vehicle can be transferred which includes:

1. Death of the Owner of the Vehicle
2. Auction of the Vehicle
3. Reselling of the vehicle

The person transferring ownership must submit Form 29 to the RTO to report a legal transfer. For transfers from within and outside the state, the transferee must submit Form 30 and pay the recommended fee and tax.

Is It Compulsory to Register Your Vehicle With the RTO?

As per the Motor Vehicle Act, every motor vehicle must be registered at its respective RTOs to comply with the rules and regulations commenced by the Government of India. Registration is simple and convenient and can be done via the online portal or in person at the RTO office in Coimbatore. 

Four-Wheeler Insurance In Coimbatore

Vehicle owners in Coimbatore need to secure four-wheeler insurance. There are insurance policies available, whether comprehensive or third-party, to protect against financial losses. You can avail of car insurance online, with many options offering coverage against theft, unforeseen accidents, and damages.

It is essential to understand that overseeing your vehicle is very important and one of the parties that plays this mandate is the regional transport office (RTO). The RTO of Buldhana city in the state of Maharashtra ensures all vehicles in its jurisdiction are registered properly. It also manages the issuance of driving licences and is committed to upholding traffic laws to ensure safety on the roads. Vehicle owners who want to insure their cars must be in sync with the way the Buldhana RTO operates. The Buldhana RTO office is always eager to assist when someone wants to register a new vehicle, change ownership, or renew a registration, among other related tasks.

RTO Office in Buldhana

The RTO office in Buldana is the place where you can take your vehicle to resolve various traffic-related purposes. The office offers its services to the entire Buldhana district, which range from registering a vehicle to obtaining a driving licence. Hence, every car owner must know the physical location of the RTO.

What are the Different Types of RTO Forms?

At the Buldhana RTO office, we can find several types of forms to address different requirements. For example, consider Form 20, which is used when registering a fresh vehicle. Similarly, a different form (Form 29) must be filled out to transfer ownership. Renewal of one's registration as well as making requests concerning a new driving licence are other services provided by the RTO. Again, different forms are needed to resolve car insurance issues or other related legal matters.

Vehicle Registration Process in Buldhana

Registering a vehicle at an RTO Buldhana is easy. To register your car at this office, you need to fill in Form 20 and attach copies of some necessary documents, such as your ID card, proof of residence in Buldhana district, and the original vehicle purchase slip. You may also be required to furnish additional documents the RTO may need according to the terms and conditions of their services. RTO officials also conduct detailed inspections of all vehicles, and if the outcome is satisfactory, they will allocate registration numbers. After completion of the process stated in the brief above, you will receive your vehicle’s Registration Certificate, which you should always carry while driving.

You can also read about RTO New Vehicle Registration Process in India

Transfer of Ownership of a Registered Vehicle in Buldhana

When selling your car or purchasing a second-hand one, transferring ownership via RTO office Buldana is necessary. For this purpose, you are required to submit Forms 29 and 30, including the original RC and buyer's identification proofs, and pay the required fee. Subsequently, the RTO will update its records concerning the changes in proprietorship. By documenting the legal ownership of a car thoroughly during transfer, both parties can enjoy the protection of rights.

Is it Compulsory to Register Your Vehicle with the RTO?

Your vehicle must be registered with the RTO; this is mandatory. If you do not have a proper registration, it is illegal to drive on any public thoroughfare. Registration enables the law to acknowledge the existence of your vehicle and facilitates the tracing of its ownership. Furthermore, without registration, you cannot expect to secure car insurance. Insuring your vehicle allows you to be compensated in case of accidents.

Four-Wheeler Insurance in Buldhana

When it comes to owning a car in Buldhana, securing car insurance is as essential as obtaining a proper registration certificate. In Buldhana, we provide all-encompassing car insurance policies that shield against a plethora of potential risks, such as accidents, theft, and natural calamities. With appropriate car insurance, driving becomes stress-free as one feels secure. Our company has your interests at heart just in case you want to renew your policy or secure another because we know how difficult it can be when choosing the right cover for one's needs.

Key replacement cover, or car key cover, is an elective feature that can be incorporated into your comprehensive four wheeler insurance policy. This coverage is designed to replace your car key in the unfortunate event of loss, theft or damage.

Key Replacement Cover in Car Insurance

Navigating the unexpected loss or damage of car keys can be frustrating and costly. Here, we’ll delve into the significance of this coverage, understanding how it alleviates the stress associated with key-related issues and enhances the overall security of your vehicle:

• This add-on is designed to offer protection and alleviate the burden of expenses related to replacement.
• In the event of losing, theft or damage to your car key, you have the option to file a claim with your insurance company. They will then compensate you for the expenses incurred in replacing the key.

Now that we have discussed the key replacement cover, let's explore the reimbursement amount you are eligible for.

• The policy specifies the amount the insurance company will reimburse you for when replacing your car key.
• The insurance company will provide compensation for the replacement of your car key.

Conclusion

What is key replacement cover in car insurance? Key replacement cover is usually a comprehensive car insurance policy component, offering protection. As a policyholder, you can tailor your insurance coverage to your preferences and specific needs by choosing a key replacement cover.

Have you ever misplaced your car keys? Would your insurance help? Don't worry - we've got you covered! Let's find out: does car insurance cover lost keys?

Understanding Whether Your Insurance Will Come to the Rescue for Lost Car Keys

• Comprehensive Coverage:

  If you have chosen a comprehensive four wheeler insurance policy, it will likely work in your favour.

• Key Replacement Cover:

  For a layer of protection, consider adding on replacement coverage. It's available for an additional premium.

• Key Replacement Benefit:

  If you lose your car keys, this add-on covers locksmith fees to help open the door and get your vehicle up and running smoothly again.

• To be sure it's better to contact your insurance provider. They can provide insights into the terms of your coverage.

Conclusion

A car insurance policy and the replacement add-on can make things easier when your keys decide to play hide and seek. Remember to review all the details of your policy. If there is any uncertainty, a quick conversation with your insurance provider ensures you're fully informed and ready to hit the road.

Has your car's dashboard ever flashed a symbol you couldn't understand? These icons are crucial alerts from your vehicle, indicating various issues, from engine malfunctions to low fuel. Understanding these symbols is essential for maintaining your car’s health and ensuring your safety on the road. Let's explore these symbols and what they signify.

What are Car Warning Symbols?

Warning symbols alert you to various conditions of your car’s systems. Let us look at their function in detail:

• Communication Role:

  These symbols are part of your car's on-board diagnostics system. They alert you to potential issues that require attention.

• Safety and Function:

  These symbols help prevent vehicle damage and ensure passenger safety by alerting drivers to problems. They play a critical role in the car's functionality.

• Colour Significance:

  Each colour displayed on the dashboard has a specific meaning. They guide the urgency of your response.

• Red:

  A red light signals severe issues requiring immediate action. This could be anything from engine overheating to brake system failures. Delaying action could lead to dangerous situations.

• Amber (Yellow):

  Amber lights indicate less urgent problems that require attention soon to prevent future complications. This includes minor malfunctions or service reminders.

• Green/Blue:

  Lights in these colours indicate that specific systems, such as headlights or cruise control, are engaged and functioning correctly.

Understanding what different colours and symbols signify helps drivers make informed vehicle maintenance decisions. This knowledge preserves the car’s lifespan and performance and enhances driving safety.

Why are Car Dashboard Symbols Important?

Monitoring vehicle conditions and guaranteeing driver safety depend on car dashboard symbols. Their importance cannot be understated.

 

• Immediate Alerts:

  These symbols are the first to warn you about potential issues that range from engine problems to electrical faults. Prompt attention to these alerts can prevent severe complications.

• Safety Mechanism:

  They act as a critical safety feature by alerting drivers to urgent problems like brake failures or safety system malfunctions. These issues could lead to accidents if you ignore them.

• Cost Savings:

  Responding to these alerts without delay can lead to significant savings on repairs. Early detection helps avoid escalating minor issues into more extensive and costly repairs.

• Preventative Maintenance:

  Regular attention to these warnings supports preventative maintenance practices. It helps extend your vehicle's life and maintain its performance.

• Protection from Severe Damage:

  These symbols help protect your car from serious damage that could compromise its functionality and safety.

• Legal and Insurance Compliance:

  Some dashboard warnings, if ignored, can lead to violations of vehicle inspection standards. This can affect legal compliance and car insurance

Car Dashboard Symbols and Meanings

Here are some important car dashboard symbols and meanings:

• Warning Light for Temperature:

  The engine warning light comes on when the temperature inside your vehicle reaches a dangerous level.

• Low Tire Pressure Alert Signal:

  This symbol features a tyre with an exclamation point. It indicates that your tyre pressure is too low and requires attention.

• Check Engine Light:

  This yellow indicator signals a potential issue with your engine or emission system. The problem could be related to components such as oxygen sensors, spark plugs, or a loose gas cap. Check these parts and consult a mechanic if needed.

• Oil Pressure Warning Light:

  This light indicates low engine oil pressure. You should check the oil level and top it up, if necessary. If the light remains on despite having sufficient oil, it could indicate a leak or a problem with the oil pump.

• Battery System Light

  If this light flashes, it may indicate damaged battery cables or serpentine belts. A mechanic should inspect the vehicle immediately.

• Brake System Warning Light:

  This light typically indicates that the handbrake is engaged. It can also signal more serious issues with the brake system, such as low brake fluid or worn-out pads.

• Warning for Airbag System:

  This alerts you that there could be a possible problem with your car's airbags.

• ABS Warning Light:

  This light shows problems with the anti-lock brake system of your car.

• Fuel Warning Light:

  This light points to either low fuel or a possible fuel sensor problem. Refuelling promptly is advisable.

• Adaptive Cruise Control Light:

  This light warns of issues with the Adaptive Cruise Control (ACC) system, including sensor malfunctions.

Additional symbols to be aware of include the glow plug warning light, transmission temperature warning, washer fluid level, high beam indicator, and door warning lights.

Steps to Follow When The Instrument Panel Warning Light Goes On

It is essential to respond appropriately when your car dashboard's warning lights begin flashing. This is vital for your safety and the longevity of your vehicle.

• Identify the Symbol and Colour:

  Recognise which light has turned on and note its colour. This helps you to gauge the urgency.

• Read the Manual:

  Consult your vehicle's handbook for a comprehensive description of the warning light and the exact actions to be taken.

• Quick Response to Red Lights:

  If the warning light turns red, it indicates an emergency. Immediately pull over, switch off the engine, and contact emergency services or roadside assistance.

• Address Amber Lights Promptly:

  Amber lights suggest the issue is important but not immediately dangerous. Plan to visit a service centre soon to prevent further damage or a potential breakdown in the future.

• Green Lights:

  If the light is green, it typically indicates that a system is active and functioning correctly, such as headlights or cruise control.

• Monitor Your Dashboard:

  Check your dashboard while driving. Frequent checks can help you catch warnings early and address them before they escalate.

• Seek Professional Advice:

  It is wise to seek professional advice or visit a mechanic if you are unsure about the meaning of any symbol or if multiple lights begin flashing.

Conclusion

The next time a mysterious symbol lights up on your dashboard, remember it's your car’s way of providing a crucial warning. Understanding these symbols and their meanings is essential for maintaining your car's health and ensuring your safety on the road. By paying attention to these alerts, you can address potential issues promptly, avoid costly repairs, and drive with peace of mind.

Updated on 3 Nov 2025

When you witness a stylish vehicle zooming past on the highway, you might have noticed a raised flap or an additional body part attached to the back. That is known as the rear spoiler. However, this vehicle part is not just for show; it also plays a crucial part in enhancing the car’s performance, specifically at high speeds. Rear spoilers can lower the drag, give the car a good balance and also improve the grip on the road. In this blog, you will learn more about rear spoilers, how they function and whether or not you should get one for your four-wheeler as well.

What are car spoilers?

Spoilers, also called 'car tails' or 'external body kits,' boost an automobile's aerodynamics and reduce its overall drag. Whenever air passes quickly over your vehicle, the spoiler lifts that air away from the car. It allows a cut-through wind resistance and reduces the force associated with the wind.

Apart from offering the vehicle a dynamic look, the rear spoiler helps reduce air resistance when driving at high speed. This increases fuel efficiency and improves the vehicle's stability. Presently, most car manufacturers prioritise the spoilers, which go beyond the vehicle's dimensions.

Airflow occupies the space the car cuts through, creating a strong force, which then results in the vehicle's decreased stability. Ultimately, the rear spoiler reduces the resistance of air that flows around your car while driving at a faster speed (approximately 100 miles per hour or more). This helps regulate the negative airflow that hinders a vehicle's performance. In short, the spoiler alters the car's aerodynamic characteristics; it acts to spoil the natural airflow.

How does a spoiler work?

It all comes down to the principle of aerodynamics, which concerns the lift mechanism of aircraft wings. Whenever a car travels at a faster speed, air passes through and under the vehicle and also above the trunk.

The strong air force beneath the vehicle tries to lift it up, preventing the tyres from maintaining a strong grip on the road. Hence, the spoilers help lower the impact of the air force, which results in the car's improved grip and stability.

Usually, when the car’s speed goes beyond 60 km/h, the impact of air resistance on the vehicle becomes more apparent. A rear spoiler installed on the car is an effective way to counteract this force.

The spoiler on your vehicle's trunk takes the airflow and redirects it to push down onto both the trunk and rear wheels. The downward force or pressure is what racing teams driving at high speeds use to keep their car tires stuck to the road.

So, as air passes over your car at very high speeds, the spoiler lifts that air off the vehicle. In return, the cut-through wind offers resistance and reduces the violence associated with the wind.

Types of spoilers

Different types of car spoilers present unique styles and purposes, as we see below in the list of the most common spoiler types:

Front spoiler

Located in the car's front, this type of spoiler helps reduce the lift and prevent wheel slippage.

Rear spoiler

It is located on the rear of the car, typically on or above the trunk. It offers various benefits to the car, most importantly disrupting the impact of airflow and reducing the strong turbulent motion.

Roof spoiler

Situated at the rear end of the roof, the roof end spoiler helps reduce the pressure or force caused by wind.

Lip spoiler

It's installed on the trunk's edge and helps enhance the car's stability and boosts the downforce slightly.

Ducktail spoiler

This spoiler, which resembles a duck's tail, helps reduce drag. It also increases the car's downforce, ensuring stability on the road even at high speeds. 

Pedestal spoiler

It creates a car's downward force and helps maintain stability when the car is moving very fast. A pedestal spoiler is installed on the pedestals.

Side spoiler

A side spoiler, also known as a side skirt, resembles an air dam. It has a plate mounted on the vehicle's side (below the doors) and helps cut down airflow into the car's underside. The result is reduced air resistance under particular conditions.

Advantages of rear spoilers

The rear spoilers are not just cool-looking car parts. They also provide many benefits, and some of the main ones are listed below:

• The rear spoiler ensures your car (together with its passengers) is safe and stable.
• It improves traction by allowing the car's rear to remain pressed against the road's surface. It also helps distribute the strong airflow the car faces when you drive, which prevents sliding and cornering.
• It enhances stability by sustaining the spoiler's aerodynamics and releasing a downward force. The spoiler helps lower the risk of falling by ensuring smooth vehicle handling.
• It increases fuel efficiency by reducing its consumption. Usually, the airflow increases the force on the car as the driver presses the pedal harder. However, a spoiler helps eliminate this problem, reducing engine load and fuel consumption.
• Rear spoilers reduce noise by ensuring a smooth airflow, lowering the noise the wind releases when driving.
• It enhances braking controllability. The low resistance to the airflow increases the driver's control of the vehicle.
• The rear spoiler creates a stylish and dynamic look on the car.

Materials used in rear spoilers

Rear spoilers can be made from a variety of materials, each offering different benefits in terms of appearance, performance and cost. ABS plastic is a lightweight and affordable option, commonly used in budget cars.

Fibreglass spoilers are strong but heavier, and are often seen on customised vehicles. Polyurethane is known for its high durability and flexibility, making it suitable for rugged conditions.

Carbon fibre offers exceptional strength while remaining very lightweight, which is why it’s typically used in luxury or sports cars. Aluminium, on the other hand, strikes a good balance between weight and strength, making it a popular choice for performance-oriented vehicles.

Impact of rear spoilers on vehicle performance

A good quality spoiler can enhance the overall driving experience in several ways. It improves stability, making the vehicle less wobbly at high speeds, particularly on highways. It also boosts braking performance by offering better grip, which leads to shorter braking distances. During sharp turns, the spoiler helps maintain vehicle stability, improving cornering.

Additionally, spoilers can increase the aesthetic appeal of the vehicle, potentially raising its resale value. However, it's important to note that these performance improvements are more noticeable at higher speeds, such as in sports or highway driving. For city driving, the difference is generally minor.

Disadvantages or limitations of rear spoilers

While rear spoilers can enhance a car’s appearance and performance at high speeds, they also come with certain drawbacks. Some spoilers, especially those made from heavier materials like fibreglass, can add extra weight to the vehicle, which may slightly affect fuel efficiency or handling.

High-quality spoilers made from advanced materials such as carbon fibre or polyurethane can also be quite expensive, particularly when factoring in professional installation. Another concern is fuel efficiency. If the spoiler is poorly designed or incorrectly positioned, it can increase aerodynamic drag and reduce mileage instead of improving it.

Additionally, in low-speed city traffic, spoilers offer little to no performance advantage, making them less practical for everyday urban driving. Improper installation can also pose risks, potentially damaging the car’s body, causing leaks or affecting the vehicle’s balance and overall aerodynamics.

Can you install a rear spoiler aftermarket?

It’s certainly possible to install a rear spoiler in the form of an aftermarket accessory. Many vehicle owners in India get them added after purchasing the car to improve their performance and looks. You also need to keep the following things in mind:

• Pick a spoiler that’s created for your car’s model and make.
• Get them installed by an expert to ensure the safety and balance.
• Check with your four wheeler insurance firm or RTO because some changes might affect the insurance or legal rules.

Rear spoilers vs. rear wings: What’s the difference?

Many individuals confuse rear wings with spoilers. While they may appear similar, they serve very different purposes. Rear spoilers are attached close to the car’s body. They change the airflow over the vehicle to lower the lift and drag. The rear wing, on the other hand, is raised above the boot using a pedestal or stands. They are mostly used in racing vehicles to offer a stronger downforce.

Conclusion

The rear spoilers are a lot more than just a design feature. They also play a massive part in enhancing the car’s stability, particularly at high speeds. Whether you drive an SUV, hatchback or sedan, adding a good rear spoiler can give your vehicle a sporty appearance and also enable it to perform well on the road.

However, while enhancing the style and performance of your vehicle, don’t forget your safety. A comprehensive car insurance can help you stay financially protected, especially during road trips. If you are not sure which car insurance would suit your needs the best, fill out the form on this page for expert guidance.

FAQs

• Will adding these spoilers void the car’s warranty?

If you properly install them and they don’t affect parts, many of the car makers will allow it. However, check your car’s warranty terms before installing a spoiler.

• Can a spoiler enhance mileage?

A properly designed spoiler can lower the drag, which, in return, might enhance the fuel efficiency. But the change is minor.

• Are spoilers allowed under the Indian traffic laws?

Yes. As long as the modification is secure and doesn’t interfere with the vehicle’s safety features.

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Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Fuel is the main component that ensures prime vehicular movement. However, what seems like a simple process of refuelling at the petrol pump involves some level of technicality. It is the fuel supply system of a vehicle that ensures an effective supply of fuel to the engine, allowing it to run. Read on to learn more about this system within petrol engines.

What Is a Fuel Supply System?

The fuel supply system in itself is a comprehensive working unit that delivers the required mix of fuel and air to the combustion chamber of the engine that receives, where this mixture for proper combustion. The following components make up the entire fuel supply system in petrol engines:

• Fuel Tank:

  Stores the fuel

• Fuel Pump:

  Pumps the stored fuel from the tank to the injector under optimum pressure for a consistent flow

• Fuel Lines

  Transport fuel from tank to engine and maintain the flow for a steady supply

• Fuel Injectors:

  Ensure proper combustion by injecting or spraying a certain amount of fuel-air combination into the engine

• Fuel Gauge:

  Shows the tank's fuel status

• Fuel Filter:

  Cleans the fuel of impurities so that the engine isn't clogged or damaged

• Fuel Pressure Regulator:

  Ensures maintenance of optimal pressure

• Air Cleaner:

  Filters incoming air for combustion

• Supply and Return Pipelines:

  Supply required fuel to the engine and return excess fuel to the tank for regulating pressure and temperature

• Carburettor:

  Used to mix fuel with air for combustion in older engines

Types of Fuel Supply System

The fuel supply system that enables combustion is different for Spark-ignition (petrol) engines and Compression-ignition (diesel) engines.

Furthermore, petrol engines also have different types of fuel supply systems. The size of the vehicle, the relative cost of different systems, and the associated advantages and disadvantages will determine which type of supply system is employed. These different types are as follows:

• Gravity System:

  This is the simplest and most cost-effective fuel supply system and is generally used in smaller vehicles like two-wheelers. In this system, the fuel flows into the carburettor, as directed by natural gravity. This necessitates the fuel tank to be mounted in the highest position.

• Pump System:

  A fuel pump installation is an expensive mechanism for supplying fuel from the tank to the pump through a steel pipe. It is available in both mechanical and electrical versions, making it functional across all types of vehicles. Most contemporary automobiles use an electric pump for internal fuel supply.

• Pressure System:

  The pressure system allows for flexibility in the installation of the fuel pump and provides a controlled fuel supply. This is achieved by using a separate air pump or the engine exhaust to create pressure inside the tank, facilitating the flow of fuel. However, this method requires hand priming for start-up and carries the risk of possible pressure leaks.

• Fuel Injection System:

  This is a more modern and expensive fuel supply system used in most present-day vehicles. Here, the carburettor is replaced with separate fuel injectors that atomise the fuel before delivering it as needed. It ensures accurate and controlled delivery of fuel under different load and speed conditions. However, the possibility of petrol backflow is a disadvantage of this system.

Factors That Determine Fuel Quality

The fuel supply system can be impacted by fuel quality. Even with mechanisms in place within the supply setup for filtering fuel and air, contaminants are not the only factors that determine fuel quality. Key determinants of fuel quality are:

 

Ignition Quality:

This refers to how readily the fuel will burn in the combustion chamber of the vehicle and is measured using the octane number. As a determinant of the fuel's combustion behaviour, a high ignition quality indicated by a high octane number is desirable due to its characteristic of a short ignition delay.

 

 

Volatility:

Fuel volatility affects vehicle performance by influencing various key parameters of engine functioning. Volatility is the measure of a fuel's evaporation rate, which impacts its flow and combustion inside the engine.

 

 

Calorific value:

The combustion of petrol produces heat that makes an engine work, and its calorific value measures this.

 

Signs of Deterioration of Fuel Supply System

You can determine the condition of the fuel supply system in a petrol engine by evaluating certain signs. Deteriorations in the system are indicated by:

• Start issues
• Poor fuel efficiency or mileage
• Performance deterioration
• Sputtering or misfiring engine
• Fuel odour
• Overheated engine
• Whining fuel tank
• Power deficiency
• Inconsistent running or stalling
• Lack of power

The causes behind these irregularities might be diverse. Some issues may be caused by low fuel pressure, others by lower-quality fuel or technical malfunctions. It is essential to identify the root cause of the issue to avoid a larger problem.

Conclusion

It is important to maintain the fuel supply system of the engine, as it directly impacts the functioning of your vehicle. Make sure to choose a car insurance policy that includes engine protection cover for the efficient maintenance of this expensive and indispensable component of your car.

Updated on - 03 Feb 2026

As a vehicle owner, your major concern is keeping your vehicle safe and secure. To make your vehicle more secure, one important feature is the engine immobiliser, which stops your vehicle from starting unless it recognises the correct key. This helps prevent theft by allowing only authorised keys to start the engine.

This article explains how immobilisers function and connect to your key fob and why they are so effective at deterring theft. You will also learn how to reset your immobiliser to keep your automobile safe.

What is a car engine immobiliser?

An engine immobiliser is a smart electronic device built into most modern cars to prevent theft. It functions with a little chip attached to the Electronic Control Unit (ECU), which contains important information about your vehicle.

The immobiliser verifies the smart key code when you turn on the car before letting the engine start. The device immediately stops the engine by blocking the gasoline and ignition if someone tries to start it without the proper key.

This clever link between the immobiliser and ECU keeps your car safe from unauthorised access and helps reduce theft risks.

Types of engine immobiliser anti-theft systems

Two main types of engine immobilisers target different car engine management systems. They include the following:

1. Mechanical Immobilisers

They are physical devices that use fewer high-tech gadgets and target different systems. Once activated, they stop the vehicle’s movement. These immobilisers prevent mechanical devices, including the gearbox, steering wheel and tyres, from moving.

2. Electronic Immobilisers

Unlike mechanical immobilisers, electronic immobilisers don’t target different systems (the mechanical mobilising system). Instead, they are electronic devices that use more advanced technology to stop the engine from starting. This anti-theft system releases electrical signals to the engine control unit and prevents the starter motor or fuel system, causing the engine to fail to ignite.

The advanced type uses changing security codes. The system comprises two-tier security levels (a permanent code and an extra changing code). So, whenever the car key switches on the ignition, the system intelligence changes the second code, pushing it into the key.

How does engine immobilisation work?

Acting as a digital gatekeeper, it makes sure that the engine can only be started with the authorised key. This clever mechanism operates through coded communication between your key and the vehicle’s electronic control unit. Modern immobilisers also use rolling codes that change each time you start your car, making duplication nearly impossible.

Though reliable, the system can fail if the key gets damaged or electrical issues occur, requiring professional reprogramming for safety.

This is how it works:

• Smart keys: When inserted into the ignition, the key carries a unique code that connects with the ECU.
• Transmission of codes: The ECU waits for this code before activating the engine.
• ECU verification: If the code matches, the ECU allows fuel flow and ignition.
• Mismatched or missing codes: The ECU blocks the start if the key is lost or fake.

Benefits of an immobiliser anti-theft system

An engine immobiliser offers more than just theft protection. It also helps lower car insurance costs as insurers view vehicles with immobilisers as safer and less likely to be stolen. Once installed, it works automatically, needing no extra effort or upkeep from you, but just the right key to start your car each time. They are, therefore, a wise addition in terms of security and cost.

Common problems faced by immobilisers

While engine immobilisers are highly reliable and effective, they are not entirely free from issues. Like any electronic component, they can occasionally malfunction or cause inconvenience to vehicle owners. Here are some common drawbacks:

• One common problem is losing or damaging the smart key. Remember, the key that comes with your car is more than just a piece of metal; it contains a transponder chip that communicates directly with your ECU. The replacement must be done by a trained technician who can programme the new key to work with your vehicle’s ECU, which can be expensive, especially if it happens unexpectedly.
• Now, imagine another scenario. You’re ready for a road trip, but when you turn the ignition, the car does not start. You try again with no success and call your mechanic, who identifies an electrical issue within the engine immobiliser system. Though rare, these problems can be very inconvenient. The engine immobiliser is an electronic system, and like any electrical device, it can fail due to wiring faults or ECU malfunctions.
• Even with the correct key and proper procedure, the car may refuse to start if the immobiliser cannot recognise the authorised code. Ironically, a system installed to prevent theft can sometimes prevent you from starting your own car. It is important to remember that every technology has its challenges, and engine immobilisers are no exception. Nevertheless, these issues should not overshadow their advantages, as they provide added security and peace of mind.

Why you should inform your insurer about your car’s immobiliser

Here are some reasons to inform your insurer about the immobiliser installed in your car:

1. Lower premiums: Vehicles with certified anti-theft devices like immobilisers are considered lower risk, which often results in a discount on your insurance premium. You must inform the insurer to receive this discount.
2. Smoother claims process: Having an immobiliser shows you’ve taken active steps to secure your car, which can make the claims process easy if your vehicle is ever stolen.
3. Avoid potential complications: If your car is stolen and you haven’t informed the insurer about a factory-fitted or certified immobiliser, it could lead to complications during the claims process.

Notifying your insurer ensures that all your security measures are recognised, allowing you to take advantage of your car insurance policy benefits fully.

How does an engine immobiliser anti-theft system impact car insurance?

Your choice of the type of vehicle insurance will often determine your premiums. Car insurers calculate your car premiums based on the insurance type, alongside other factors like:

• The age and model of your car.
• The vehicle's current condition,
• Other possible risks. The larger the risks, the higher the premium costs.

Nonetheless, the anti-theft engine devices lower the chances of you claiming your insurance during a theft scenario. Hence, this puts your vehicle in the 'low-risk' category. In most cases, once you install the legal immobiliser device in your car, you increase your eligibility for anti-theft discounts on your vehicle insurance premiums.

With the reduced car premiums on your insurance, you can also consider having other value-added utilities associated with the third party car insurance or comprehensive car insurance plan. Such additional services may include:

• Roadside assistance cover
• Engine protection cover
• Zero depreciation cover
• Loss of personal belongings cover
• Garage cash cover
• Consumables cover

Conclusion

The immobiliser system is a dependable way to boost your car’s security. Because of its straightforward, easy-to-use design, anyone who is serious about preserving their car must have it. In addition to providing peace of mind, installing an engine immobiliser can also result in lower car insurance premiums. To know more, fill out the form provided on this page.

FAQs

1. Can an engine immobiliser be installed in older cars?

Yes, many older vehicles can have an aftermarket immobiliser fitted by a professional to improve security.

2. Does an immobiliser affect fuel efficiency or performance?

No, engine immobilisers do not impact how your car runs or its fuel efficiency.

3. How long does it take to replace a lost smart key?

Replacing a smart key usually takes a few hours at an authorised dealer, depending on programming requirements.

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Disclaimer: This blog provides information regarding car engine immobilisers. The information provided is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. Verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Have you ever noticed the sturdy bars on the top of a car? These handy attachments are roof rails and are more than a stylish feature. Roof rails are practical additions that enhance your vehicle's storage capacity. They allow you to carry extra luggage on long journeys or adventure trips. Commonly found on SUVs, roof rails can be either installed from the showroom or added later, depending on your car model and needs. Read on to understand their function and benefits.

What are Roof Rails?

Roof rails enhance functionality by increasing storage space, particularly useful for road trips or outdoor expeditions that involve carrying extra baggage, sporting equipment, or other large items. Roof rails generally come in two varieties:

• Flush Roof Rails:

  These roof rails are mounted closer to the roof. They provide a sleek appearance and reduce aerodynamic drag, making them ideal for carrying lighter loads. However, they often require specialised fittings to ensure cargo remains secure, even at high speeds.

• Raised Roof Rails:

  These roof rails are positioned higher off the roof, allowing for the transportation of larger items. They make attaching various carriers and cargo boxes easy, increasing versatility. However, they may affect fuel efficiency and noise levels due to increased drag.

Who Should Get Rail Roof Rack Installed?

Roof rails are a valuable addition for various car owners and users, enhancing functionality and increasing carrying capacity, making them a worthwhile upgrade for any vehicle designed to accommodate them.

Here is a detailed look at who benefits the most from roof rails:

• Frequent Travellers:

  Those who frequently go on extensive road trips or vacations find roof rails indispensable. They provide additional space for passengers' luggage, making travelling more accessible and comfortable with more bags.

• For the Sporty and the Adventurous

  Those who love spending time outdoors must have roof rails. They enable the safe transport of items like bicycles and kayaks, ensuring that all the gear needed for adventure is readily available.

• Trade Professionals:

  Professionals who need to transport bulky or heavy equipment, such as contractors or landscape architects, benefit significantly from roof rails. These fixtures make it easier to move tools and materials to various job sites, enhancing productivity and job efficiency.

• Families

  Large families or groups benefit significantly from roof rails, as they provide extra space for belongings. This additional storage helps make family outings or vacations more comfortable by reducing overcrowding inside the vehicle.

Advantages and Disadvantages of Installing Roof Rails

Installing roof rails offers a mix of advantages and disadvantages. Let us understand them better.

Advantages:

• Increased Storage Space:

  Roof rails are crucial for anyone needing extra space. They extend your vehicle's capacity and help transport large or awkward items that wouldn't fit in the trunk.

• Versatility:

  They accommodate various cargo carriers and equipment and support diverse activities, from outdoor adventures to home moves.

• Easy Installation and Removal:

  Most roof rails are designed for straightforward installation. They can also be removed when not in use. Thus, they provide flexibility and convenience.

• Enhanced Transportation:

  Roof rails are ideal for carrying heavy and bulky items. They facilitate the movement of goods and equipment and reduce the hassle of vehicle space management.

Disadvantages:

• Noise:

  Driving at high speeds can produce a whistling noise from the airflow around the rails. This can be distracting or annoying over long distances.

• Reduced Fuel Efficiency:

  The added weight and drag from carrying loads on your roof decreases fuel economy. This can become significant over long trips.

• Not Suitable for Smaller Cars:

  Roof rails might add excessive weight and bulk for smaller vehicles. It can impact performance and efficiency negatively.

• Instability at High Speeds:

  The load on the roof can cause instability at high speeds. It affects handling and safety, particularly in windy conditions.

Factors to Consider Before Buying Roof Rails Attachment

You must consider various aspects to ensure roof rails meet your needs and are a worthwhile investment.

• Vehicle Compatibility:

  Roof rails may not be suitable for every vehicle. It is crucial to check your car's manual or manufacturer's website to ensure compatibility.

• Weight Capacity:

  Understanding the weight limit with roof rails is vital. Overloading your roof can damage your vehicle and pose safety risks on the road. Always adhere to the recommendations of the manufacturer for weight.

• Rail Type:

  Roof rails come in different styles and functionalities, from basic models to more advanced systems with enhanced security features like built-in locks. Choose based on your typical cargo needs.

• Cost Considerations:

  Prices can vary significantly depending on the materials and features of the roof rails. Deciding on a budget before you begin shopping will allow you to direct your decisions.

• Purpose & Usability:

  Consider the specific reasons you need roof rails and the types of items you plan to load onto them. This will help determine the strength and design of the rails you should look for.

• Ease of Installation:

  Opt for roof rails that are easy to install and remove. Some systems allow for DIY setup, while others might require professional assistance. You must consider how often you will need to attach or detach the rails.

Conclusion

Roof rails transform your car into a versatile carrier, enhancing its utility for daily errands and long trips.

To fully protect your investment and ensure peace of mind, it’s also crucial to have appropriate car insurance. This coverage safeguards your vehicle and its components and provides financial coverage in case of accident or damage. Ensure your insurance policy includes protection for your vehicle and any additional equipment or modifications, such as roof rails.

Driving during the monsoon season can be a challenging endeavour. The heavy rains affect both driving conditions and daily routines. And it doesn’t stop there! The monsoon season also ends up complicating car insurance claims process. Let us understand why claims are often rejected during this season and explore ways to prevent these setbacks.

Common reasons for claim rejection during monsoons

Understanding car insurance claim rejection reasons will help you ensure a smoother and more efficient

claim process.

1. Insufficient Coverage: Your claims can be denied if your policy does not cover everything or explicitly excludes common damages during the monsoon season.

2. Engine and Electrical System Damage: Water getting into the engine or electrical systems while moving through flooded areas can cause them to break down. Companies would not pay the claim if the damage were caused by carelessness of the driver/car owner in the weather.

3. Pre-existing Damage: Insurance companies are likely to turn down the claim if the damage was present before the rain.

4. Negligence in Maintenance: Claims may also be rejected if maintenance is neglected and the damage from the monsoon worsens the condition of the vehicle.

5. Violation of Policy Terms: Claims can also be denied if you break the rules of your insurance policy. This includes driving in restricted areas or at times that are not allowed.

6. Delayed Reporting: Insurance companies need damage reports sent in on time so they can properly evaluate and handle cases. Delays can result in concerns over the veracity of claims.

7. Mechanical Breakdowns: Mechanical issues like motor seizures are more likely to occur when driving through extremely flooded regions. This is due to the increased potholes and bad road conditions during monsoons. Your insurance may not cover these issues.

Tips for ensuring your car insurance policy is rain-ready

A little planning can help ensure that weather-related issues do not lead to the rejection of your insurance claims.

1. Avoid Waterlogged Areas: Steering clear of waterlogged areas can prevent engine and undercarriage damage. If unavoidable, drive slowly to minimise the potential harm.

2. Opt for Comprehensive Coverage: Review your insurance policy to ensure it includes comprehensive coverage that protects against monsoon-specific damages.

3. Include Necessary Add-Ons: Consider adding monsoon-relevant add-ons such as engine protection and roadside assistance.

4. Document Everything: Meticulously document all evidence of any damage. Take clear photos and prepare detailed reports to support any claims.

5. Renew On Time: Renew before the monsoon season starts to ensure that your car insurance policy is active without gaps. This guarantees continuous coverage during this high-risk period.

Conclusion

Ensure your coverage this monsoon is free of common mistakes that often lead to car insurance claim rejections. Drive safely and stay protected!

Not everyone is a specialist when it comes to the art of gifting. The pressure really mounts when Raksha Bandhan is around the corner, and you have to think out of the box. Well, if you are too tired of gifting the same old rakhi gifts, it’s time to reinvent the wheel. We are talking about car accessories, the unsung heroes of long drives and road trips. If your sibling loves the vehicle he/she drives, then he/she certainly would want accessories that not only up the aesthetic quotient of the car but also have usability. Here are some car accessories gift ideas.

Great Car Accessories as Raksha Bandhan Gifts

People commute by cab almost every day and notice nothing special about it till one day, the car accessories catch their attention. That’s the power of any accessory that elevates the style, comfort, and safety of the car and its passengers. The following is a list of gift ideas you can consider this Rakhi —

1. Heads-Up Display (HUD)

When travelling, we want a heads-up. Well, this personal assistant is here for just that. It is an extremely useful tool for drivers. It brings key pieces of information to a spot that's easier (and safer) to see compared to looking at it on another screen. The driver can easily look at speed, navigation, and other alerts directly onto the windshield and thus, his/her eyes will remain on the road Pick a size that complements the car your brother or sister drives.

2. Car Perfume

How the car smells is the first thing someone notices when hopping into the car. Throughout the day, due to sweat or food particles that fall between seats, the odour can get from bad to worse. A car perfume removes such unpleasant odours. And do you know what else good fragrance does? It has a calming effect. When the driver feels relaxed, he/she drives better. Since you know your sibling well, choose a scent that matches his/her personality.

3. Wireless Charger

The last thing a driver wants around the gears are tangled cords. Imagine looking at the map for navigation and suddenly realising the phone is about to die. The frustration goes up multiple times when the person struggles to find a port. A wireless charger can remove such issues. Your sibling just needs to place his/her smartphone on the charging pad and watch it come to life. The convenience it provides is amazing.

4. Car Bin

Cleanliness is next to godliness. As kids, you must have heard your parents passing on this wisdom. Well, a clean car can add to the driver’s personality. Imagine your brother/sister is going to pick up his colleagues before a team outing, or your sister needs to give a lift to a guy she has a crush on, and they all find food particles and chocolate/chip wrappers strewn everywhere. A car bin can help in keeping the car organised and clutter-free.

5. Microfiber Cloth

What compliments a car bin in the department of hygiene? It’s a microfiber cloth. Well, without delving too much into the power of fabric in removing dust and smudges on both interior and exterior surfaces, just know that this lint-free material is a must-have for car owners.

6. TPMS (Tyre Pressure Monitoring System)

The driver, if experienced, notices when there might be something off with the tyres. He/she always doubts that there is an issue with the tyre pressure, and one would need to visit the nearest gas station to get it checked. In matters of road safety, a mistake of a split second can prove to be fatal. A TPMS can ensure the driver that the tyres are always at optimal pressure. Gift them the TPMS to monitor tyre pressure and prevent flat tyres.

7. WD-40

Rust prevention, protection of metal parts, removal of corrosion and moisture… you name it, and WD-40 will do it. This reliable tool has multiple usages.

8. Dashcam

Road rage is a huge issue in India, and a minor accident can lead to fist fights because either party refuses to accept their mistake. But once you have recorded footage, there is no denying it. Today, it also helps the police find the culprits in case they run away. Apart from providing valuable evidence in case of incidents, you can also capture other moments of your journey on the dashcam.

9. Windshield Cleaner Spray

When you have clear vision, you can go faster. No, it’s not a nugget from a corporate mantra for success. It’s just a fact of driving, and a windshield cleaner spray can help with that It easily removes bugs and dirt and provides a clear view of the road at all times.

10. Car Seat Cover

Want to protect the car's upholstery as well as add a touch of style? Car seat covers are the answer. Available in various materials, colours, and designs, gift something to your sibling that suits his/her taste.

Conclusion

So, this Rakhi, rev up your gifting skills and go shopping for sophisticated car accessories as gifts. Several brands are selling these products. Do your research before buying them, and make sure, you opt for an extended warranty wherever available. Gifting car insurance is also a great idea that you can consider this Raksha Bandhan.

Updated on 3 Nov 2025

When you have a car insurance policy, you must know the claim TAT (Turnaround time) to understand how quickly your insurer will process and settle your claim. This knowledge will help you set realistic expectations about the time you will receive compensation in case of theft, loss or damage to your vehicle. It allows you to plan for alternative transportation or repairs while waiting for the settlement. Also, being aware of the TAT can help you choose an insurer that offers faster claim services.

What is TAT in vehicle insurance?

TAT is the total time an insurance company takes to process a claim when the policyholder has filed to get a settlement or repair approval.

What affects the claim TAT?

The factor that affects the claim TAT include the following:

1. The complexity of the claim. This depends on the extent of the accident and damage, loss of the car or whether a person is injured because of your vehicle.
2. Time taken for the survey and inspection of the vehicle by the insurer
3. Completeness of submitted documents
4. The insurer’s internal processes
5. Police verification

Types of vehicle insurance claims

The different types of vehicle insurance claims are:

1. Own damage claim

This claim is made when an accident, natural disaster, or fire causes damage or total loss of your vehicle.

1. Third-party claim

If your vehicle causes any injuries to others or damages their property, the affected party can file a third-party claim against your insurance.

1. Cashless claim

This claim is made when you want to repair your vehicle in a garage that falls under the insurance company’s network, with the bill settlement handled directly by the insurer.

1. Reimbursement claim

If you repair your car in a workshop that is not part of the insurer’s network garage, you can later submit the bill to your insurance company to get the reimbursement.

1. Theft claim

If your car is stolen, you can file a theft claim. Once the insurer completes their investigation and receives a non-traceable certificate from the police, they will pay you the insurer-declared value (IDV) of the vehicle.

Step-by-step vehicle insurance claims process

If you want to claim car insurance, you should follow the process below:

• First, inform your insurer about what happened to the vehicle (Theft or own damage) within the stipulated time.
• Then, take pictures of the damage, the accident spot and where it was stolen, as proof during the claim.
• You must file a police FIR about the incident and keep a copy for claim submission.
• You can choose a cashless claim or a reimbursement claim.
• Provide the necessary documents.
• The vehicle will be inspected by the insurer for damages, and later, an estimated amount will be approved.
• In case of total loss or theft, the insurer will compensate you by paying the IDV of the vehicle.

Documents required for vehicle insurance claims

When you file an insurance claim, you have to submit a few documents to the insurer. These usually include a copy of your RC, your valid driving licence, a filled-out claim form, and pictures of your damaged vehicle. If the car is stolen or there is a third-party claim, your insurer will also ask for the FIR copy. For a reimbursement claim, you must also submit the original repair bills and payment receipts. You should give the documents properly for an easy process.

How to track your claim status?

Tracking the claim status is easy nowadays with the insurer’s website or app. Go to the insurance company’s official website or mobile application, click on the claim status option and enter your claim reference number, policy number or registered mobile number. You will be able to view the current status of the claim. In case of any delay, you can directly connect to their customer support team and ask for details.

Tips to ensure faster claim settlements

Follow these tips to speed up the claim settlement process:

• Inform your insurance company immediately after an accident, theft, or natural disaster.
• Submit all the documents correctly without missing any.
• Choose a cashless claim (repair where your insurer tells you).
• Cooperate with the survey and verification team.
• Track your claim online.
• Follow the conditions of the insurer.

Conclusion

Filing a vehicle insurance claim will be quick and easy if you follow all the steps correctly. Understanding the settlement process and TAT can help you know when to expect the compensation. Always have good communication with your insurer and track your claim regularly.

If you are looking for a comprehensive car insurance policy from a reliable insurer, fill out the form on this page, and get expert help in choosing a good plan for your needs.

FAQs

• Should I file an FIR for the claim?

If your car was stolen or a major accident happened, you have to file an FIR for the claim.

• How many days does it take for claim settlement?

The claim process depends on various factors; however, usually an insurance company takes 7-10 working days for the settlement.

• How many times can I claim the insurance?

You can claim the insurance amount any number of times according to IRDAI.

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Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Disadvantages of Having an Electric Car

The automotive industry is witnessing a rise in the popularity of electric cars. However, there are specific challenges that come with EVs. Let’s look at the flip side of owning an electric vehicle.

Demerits of Having an Electric Car

Following are some of the significant disadvantages of electric vehicles:

• Electric cars are more costlier than traditional automobiles, making them less affordable.

• People who must travel long distances worry about where to locate sufficient charging stations along the route, as they are fewer in number.

• An electric vehicle requires approximately 4-6 hours to charge, which is time-consuming.

• There are few alternatives in terms of customised variants, style/design, and appearance.

• An electric vehicle’s driving range or mileage is far less as compared to conventional automobiles. It may be ideal for short journeys, but opting for petrol/diesel-powered vehicles may be a wiser choice for those who go on long-distance trips.

Conclusion

You must consider the electric car disadvantages before making a decision to purchase one. Whether you opt for an EV or a conventional automobile, car insurance is vital not only for legal compliance but also for peace of mind.