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  • Global NCAP Safety Rating for Kia Seltos

    by User Not Found | Mar 24, 2025

    The Global New Car Assessment Programme (NCAP) is one of the world’s most reliable rating standards for vehicle safety. It is part of a broader framework that encourages cooperation between similar programmes around the world.

    Kia Seltos: A Brief History

    An offering by South Korean automobile major Kia in the SUV segment, the Kia Seltos was launched in 2019 and has since then emerged to be a highly popular compact model of its kind. Designated as a global product with many premium features and the latest technology, the Seltos is also one of the more affordable options in the market that also delivers on efficiency and style.

    As the company’s second best-selling model globally, the Kia Seltos scores on numerous aspects including performance, safety and looks. It comes in three variants, keeping in mind the saleability factor in different markets, thus diversifying its range as a subcompact crossover SUV.

    Kia Seltos: Safety Features

    The Kia Seltos' multiple safety features have made it a prime offering for customers who desire a premium car without compromising on other attributes. The Kia Seltos safety rating thus derives from many advanced features that it comes equipped with.

    Multiple airbags are among the standard inclusions in the Seltos model, along with associated features like Electronic Stability Control, the Anti-Locking Brake System (ABS), the Brake Assist System (BAS), and the Vehicle Stability Management system, which helps during sudden braking or an abrupt change in direction.

    Kia Seltos Global NCAP Safety Ratings

    The Kia Seltos Global NCAP rating results following its testing revealed a decent score for its adult occupant protection. Securing 8.03 out of 17 points in the adult occupation assessment meant that the Seltos would be conferred an overall rating of 3 stars in this category. The crash test for safety found that the car provided adequate protection for the car’s occupants due to the presence of dual airbags. However, other key body areas like the chest and legs were not adequately accounted for the safety of the driver. The passenger protection evaluation though was satisfactory in each of these cases, and so was the marginal protection provided to the knees in the event of a crash.

    The Seltos safety rating in terms of child protection score was lower than its adult counterpart. A below-par 15 points scored out of a maximum of 49 led to an overall rating of 2 for child occupants. The provision for head protection was found to be unsatisfactory, while chest protection was considered adequate. The Kia model though was found to provide good head and chest protection when the Child Restraint System (CRS) is properly installed.

    Frequently Asked Questions

    What is the Kia Seltos NCAP rating as per the Global New Car Assessment Programme?

    The Kia Seltos earned 8.03 out of 17 points in the adult occupant assessment category and a corresponding NCAP safety rating of 3 stars.

    Will the Kia Seltos be a safe car to buy?

    A decent 3-star rating earned by Kia Seltos in the adult occupant protection category presents it as a fairly safe vehicle especially due to the six airbags feature of some of its variants.

    What safety features does the Kia Seltos come with?

    The many advanced safety features of Kia Seltos include a level 2 Advanced Driver Assistance System, ABS and BAS, the Electronic Stability Control system, and multiple airbags.

    Conclusion

    The Kia Seltos’ 3-star GNCAP rating means that it might not always be able to survive the impact of a major crash. Hence, having a car insurance policy that provides comprehensive coverage is a must for your Kia car.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Global NCAP Safety Rating for Mahindra XUV700

    by User Not Found | Mar 24, 2025

    Global NCAP, or the Global New Car Assessment Program, evaluates vehicle safety standards by analysing their various safety features. With more than a decade of experience evaluating safety standards globally, NCAP has set a benchmark for vehicle evaluation.

    Mahindra XUV 700: A Brief History

    A fairly new offering by Indian automobile manufacturer Mahindra & Mahindra, the Mahindra XUV 700 was introduced in August 2021 as a compact crossover SUV to replace the earlier model XUV 500. It is also the company’s first bearer of its new logo and is currently available in India in the MX and AdrenoX or AX series.

    Since its introduction three years ago, the XUV 700 has become a top choice for Indian customers. The model won the ‘Autocar Car of the Year Award’ in 2022 and also achieved the distinction of being the ‘Indian Car of the Year’ in the same year. The overall safety rating of XUV 700 is also impressive, making it a car that has emerged to be one of the best-selling midsize SUVs in its price segment.

    Mahindra XUV700 - Safety Features

    The high Mahindra XUV 700 safety rating is due to its many impeccable safety features. While certain features are specific to certain models within this nomenclature of the XUV700, the other commonly present safety elements are also world-class in their own right.

    The standard XUV700 sports dual airbags and comes with the ISOFIX system, which already sets the standards for child safety. Cruise control is another safety feature common to manual variants of the vehicle, while automatic variants come equipped with adaptive cruise control.

    Specific features that contribute to the impressive XUV700 safety rating include the Electronic Stability Program, which is standard across some models and optional on others. More high-end variants of the vehicle feature ADAS front collision signal warning, an Automatic Emergency Braking system, Lane Keep Assist, a Driver Drowsiness Detection feature, and Smart Pilot Assist.

    Mahindra XUV700 Global NCAP Safety Ratings

    The spectacular safety standards of the Mahindra XUV700 are not just a play on the attractiveness of its features. As has been demonstrated in numerous safety tests, these features live up to the expectations of what they must deliver. In fact, so brilliant has been Mahindra in its designing and manufacturing of the XUV 700 that the vehicle has gone on to achieve such incredible safety distinctions that are a first for any Indian automobile maker.

    The Global NCAP rating for this incredibly stylish, well-built offering by Mahindra is 5 stars for adult occupants while standing below on the rung regarding child safety with 4 stars. Remarkably, the global body that conferred the XUV 700 NCAP rating 5 had taken note of Mahindra being the first Indian brand to offer the Autonomous Emergency Braking feature in any of its vehicles. However, the XUV700 testing was conducted across the most basic specifications of safety that it adhered well to and went on to achieve the Global NCAP’s Safer Choice Award.

    Frequently Asked Questions

    1. What is the safety rating of the Mahindra XUV700 as per the Global New Car Assessment Program?

    The Mahindra XUV 700's Global NCAP rating is 5 stars for adult occupants and 4 stars for child occupants.

    1. Is there an ABS feature in the Mahindra XUV700?

    The Mahindra XUV 700 has an anti-lock braking system (ABS) as a standard safety feature across all its variants.

    1. What is the score of Mahindra XUV700 in the GNCAP rating?

    The stellar 5-star rating of the Mahindra XUV700 in the Global NCAP rating is due to its scoring a high 16.03 out of 17 points in the category of adult protection. The Global NCAP analysis also revealed that the vehicle offers high protection to the head, neck, and chest region of its occupants, including the driver.

    1. Is the XUV700 a best-selling car?

    Yes, the high Mahindra XUV 700 safety rating has helped position the car as one of the top-selling in its category.

    Conclusion

    The Mahindra XUV700's many features and amazing NCAP rating make it an amazing buy. However, safety assurance does not eliminate the need for car insurance that provides coverage against accidents, theft, and damage.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Global NCAP Safety Rating for Kia Carens

    by User Not Found | Mar 24, 2025

    The Kia Carens, a popular multipurpose vehicle (MPV), is well-regarded for its family-friendly design and features. However, safety is a top priority when buying a car. The Global NCAP (New Car Assessment Program) evaluates the safety performance of vehicles and provides standards that help consumers make informed decisions. Recent safety specifications for the Kia Carens have drawn attention from potential buyers, highlighting its performance in terms of safety and reliability. Additionally, understanding the car’s safety ratings can impact car insurance policy costs, as vehicles with higher safety ratings often benefit from lower insurance premiums.

    Kia Carens: A Brief History

    The Kia Carens was first introduced in 1999 as an affordable multipurpose MPV. Over the years, it has undergone many design changes and upgrades to meet the evolving needs of families. Now in its fourth generation, the Carens is a popular choice in global markets, including India, where it is known for being an affordable family car with modern amenities and safety features.

    The latest Kia Carens has seen significant improvements not only in aesthetics but also in performance and technology, making it a strong contender in the MPV segment. As it continues to evolve, Kia has ensured that safety remains a top priority, responding to the growing demand for safer vehicles.

    Kia Carens - Safety Features

    Kia has equipped the Carens with a range of safety features to enhance protection for both adults and children. Key safety features include:

    1. Multiple airbags: Kia Carens is equipped with six airbags, including dual front airbags, side airbags and curtain airbags for added safety for passengers
    2. Electronic Stability Control (ESC): ESC prevents skidding and helps maintain vehicle stability by detecting and reducing traction loss.
    3. Hill Assist Control: Prevents the vehicle from rolling backwards on a downhill when moving from a stationary position.
    4. Anti-lock braking system (ABS): Ensures that the wheels do not lock during braking, providing better control.
    5. Rear parking sensors and cameras: Help drivers park quickly and avoid obstacles behind the wheel.
    6. Isofix Child Seat Anchors: Provides a secure attachment for child seats, ensuring better protection for young passengers.

    These features enhance passenger and driver safety, making Kia Carens a reliable option for families.

    Kia Carens Global NCAP Safety Rating

    Global NCAP is an internationally recognised body that evaluates cars based on their safety performance in crash tests. During the 2024 test cycle, the Kia Carens underwent rigorous crashworthiness testing.

    According to the Kia Carens safety rating results:

    • Adult Occupant Safety: The Kia Carens scored 3 stars with a score of 9.3 out of 17 for adult safety, representing an improvement over its predecessor. This rating indicates that the Carens provides adequate protection for adult passengers in the event of a frontal or side collision.
    • Child Occupant Safety: The Kia Carens excelled in child occupant safety, achieving a 5-star rating with a score of 30.99 out of 49. This demonstrates that the Kia Carens performs exceptionally well in this area, particularly when appropriate child safety seats are used.

    Global NCAP commended the Kia Carens for its advancements in safety features, particularly for child passengers. The safety offered by the Kia Carens reflects its commitment to enhancing safety standards, although there is still room for improvement in adult safety systems. Despite this, the 3-star adult safety rating and 5-star child safety rating of Kia Carens make it a strong choice for families seeking an affordable MPV with solid safety features.

    Frequently Asked Questions

    1. What is Kia Carens NCAP rating?

    The 2024 Kia Carens earned 3 stars for adult occupant safety and 5 stars for child occupant safety from Global NCAP.

    1. What safety features are available in the Kia Carrens?

    The Kia Carens is equipped with multiple airbags, electronic stability control (ESC), hill assist control, an anti-lock braking system (ABS), and rear parking sensors, among other features.

    1. How does Kia Carrens work in child safety?

    With a 5-star rating for child occupant safety, the Kia Carens performs exceptionally well, especially when equipped with proper child safety seats.

    1. Is a car insurance policy necessary for Kia Carens?

    Yes, car insurance is necessary for any vehicle, including the Kia Carens. It provides coverage for accidents, theft, or damage, ensuring you are not burdened with costly repairs.

    1. Does the Kia Carens NCAP rating affect insurance premiums?

    Generally, a car’s NCAP rating can affect insurance premiums. Higher levels of protection can lead to lower rates because the car is considered less risky to insure. With a 3-star adult safety rating and a 5-star child safety rating, the Kia Carens can attract competitive insurance rates.

    Conclusion

    The Kia Carens’ extensive safety features, combined with its affordable pricing, make it a strong contender in the MPV market. However, a comprehensive automobile insurance policy is essential for additional financial protection. While the Carens' safety features are commendable, having a comprehensive car insurance policy ensures full coverage in the event of an accident, making it a safer option for families.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Global NCAP Safety Rating for Maruti Suzuki Brezza

    by User Not Found | Mar 24, 2025

    When choosing a car, safety is a top priority for many customers. Understanding how well an automobile performs in crash tests and how its safety features hold up is crucial. The Global NCAP (New Car Assessment Programme) provides valuable insights into these aspects. For those considering the Maruti Suzuki Brezza, knowing its safety ratings can aid in making an informed decision. As a popular SUV in India, the Brezza's safety credentials have been rigorously tested. Read on to explore the Maruti Brezza safety ratings.

    Maruti Suzuki Brezza: A Brief History

    The Maruti Suzuki Brezza was first introduced to India in 2016, initially as the Vitara Brezza. It underwent design changes to meet the needs of the Indian market and quickly gained popularity due to its stylish design, practicality, and affordability. The Brezza's initial success was driven by its attractive layout and value for money. Over the years, the Brezza has seen various updates and design changes to align with contemporary market trends and customer preferences. These updates have enhanced its design and features, ensuring it remains a strong competitor in the compact SUV segment while continuously adapting to evolving consumer expectations.

    Maruti Suzuki Brezza - Safety Features

    The Maruti Suzuki Brezza is equipped with a lot of safety functions that aim to protect occupants and increase overall driving confidence. Key safety functions of the Brezza are as follows:

    • Dual Front Airbags: The Brezza comes with dual front airbags that provide high protection for the driver and passenger inside in case of a collision which reduces the risk of injuries.
    • Anti-lock Braking System (ABS) with Electronic Brakeforce Distribution (EBD): ABS helps to prevent wheel lockup during tough braking and EBD makes sure that braking force is sent efficiently across all wheels, improving vehicle control.
    • Rear Parking Sensors: These sensors help drivers by alerting them to obstacles behind the vehicle, making parking manoeuvres safer and lowering the risk of injuries.
    • Electronic Stability Program (ESP): ESP helps in keeping vehicle balance  during difficult driving situations, such as slippery roads or sharp turns by detecting and lowering skidding.
    • Rear Disc Brakes: The Brezza is equipped with rear disc brakes, which provide better braking performance than drum brakes, especially during high-velocity stops.

    Maruti Suzuki Brezza Global NCAP Safety Ratings

    The Global NCAP has evaluated the Maruti Suzuki Brezza and supplied scores based on crash assessments and protection features. Below are some key indicators from the Brezza global NCAP rating:

    • Overall Outlook: The Brezza has a 4-star rating for adult occupant protection, indicating that the vehicle offers a high level of safety for passengers in the event of a crash. The car’s structure and safety features are designed to provide effective protection during collisions.
    • Adult Occupant Protection: With a 4-star rating, the Brezza demonstrates strong overall performance in safeguarding adult occupants. This rating reflects the vehicle’s ability to handle impact forces and keep passengers safe in crash situations.
    • Child Occupant Safety: The Brezza has been rated 2 stars for child occupant safety. This score indicates that while the car provides some degree of safety for young passengers, there are areas needing improvement, particularly in the effectiveness of child safety restraints and crash protection for younger occupants.
    • Assessment Criteria: Global NCAP scores are based on a series of crash tests, including frontal and side-impact assessments. They also evaluate the effectiveness of protection capabilities, such as safety features like airbags and seatbelt systems.

    Frequently Asked Questions

    1. What does the 4-Star NCAP rating for the Brezza indicate?

    The 4-star Brezza NCAP rating indicates a high level of safety for adult occupants, demonstrating strong performance in crash tests and effective safety functions.

    1. How does the Brezza’s safety compare to other SUVs in its class?

    The Maruti Brezza’s safety rankings are competitive but not the highest among SUVs in its class. Some newer models offer advanced protection technologies and higher ratings.

    1. Are there additional safety features in higher models of the Brezza?

    Higher trims of the Brezza may also include additional safety features, such as advanced driver assistance systems, enhanced crash protection, and improved airbags.

    1. How does vehicle coverage relate to the Brezza’s safety functions?

    Comprehensive car insurance covers damages and injuries from accidents. Choosing a policy that accounts for the Brezza’s safety features can offer additional protection and peace of mind.

    1. Does the Maruti Suzuki Brezza have safe airbags?

    Yes, safety airbags are included with all Maruti Suzuki Brezza models. However, the number of airbags varies by model. For example, the top-of-the-line ZXi Plus AT dual-tone variant comes with six airbags, including driver and front passenger airbags, side airbags, and two curtain airbags for enhanced safety.

    Conclusion

    The Maruti Suzuki Brezza, with its 4-star Global NCAP rating for adult occupant protection, offers a high level of safety for its drivers and passengers. However, its 2-star score for child occupant safety indicates areas where the vehicle could improve. Understanding these ratings is crucial for making an informed decision about car safety. Additionally, selecting comprehensive car insurance can further enhance your safety on the road, ensuring a safer driving experience.




    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Global NCAP Safety Rating for Maruti Suzuki Baleno

    by User Not Found | Mar 24, 2025

    One of the most popular hatchbacks in the Indian market is the Maruti Suzuki Baleno, renowned for its impressive mileage and stylish design. However, there have been ongoing concerns about the Baleno safety rating. In this article, we will explore the Baleno’s safety features in detail and provide an overview of its Global NCAP safety rating.

    Maruti Suzuki Baleno: A Brief History

    The Maruti Suzuki Baleno was first launched in the Indian market in 2015, targeting the premium hatchback segment. It quickly gained popularity due to its appealing features, design, and fuel efficiency. In 2022, the Baleno was updated with a range of modern features and improvements.

    The Baleno's strong performance and competitive pricing have made it a favourite in both urban and rural areas, contributing to its status as one of the best-selling models in India. To meet international market demands and keep pace with evolving safety standards, the Baleno has periodically enhanced its safety features in response to increased competition and regulatory requirements.

    Maruti Suzuki Baleno - Safety Features

    The company has undergone a number of modifications in recent years to enhance the Maruti Baleno Global NCAP rating. Nowadays, two airbags and an anti-lock brake system (ABS) with electronic brakeforce distribution (EBD) are standard features in most of its models. Additionally, ISOFIX child seat mounts are available, which is a fantastic feature for children's safety.

    To facilitate parking, the Baleno also comes equipped with features like a reverse parking camera and rear parking sensors. The car's body structure has also been updated to provide the utmost protection for the occupants in the event of an accident. Many experts believe that the Baleno requires more safety elements to increase its overall safety level, particularly in the event of an accident.

    Maruti Suzuki Baleno Global NCAP Safety Ratings

    Indian consumers looking to purchase the vehicle must understand the Maruti Baleno safety rating thoroughly to make an informed decision.

    Unfortunately, the Baleno received a zero-star rating on the NCAP test. Let’s break down the reasons for the same:

    1. Adult Protection: The Baleno received a 20% on the score for adult occupants. This score is influenced by poor protection of the chest and neck in the event of an accident. The poor side impact protection and marginal whiplash are reasons for the same.
    2. Child Protection: The Baleno scored 17% in this regard, indicating ineffective systems for younger occupants of the vehicle. Even though the Baleno has ISOFIX anchors, the shell of the vehicle failed to provide adequate protection.

    The Maruti Baleno does not meet the UN127 regulation for passenger protection as well, scoring 64% in this regard. The car showed marginal to good protection areas when tested.

    The Baleno does not offer an Electronic Stability Control (ESC) as standard, significantly affecting its effectiveness of safety features. Additionally, the lack of a standard Blind Spot Detection (BSD) and speed limitation contributes to an overall low Baleno NCAP rating.

    It is vital to consider comprehensive car insurance when acquiring a vehicle to cover potential risks. An appropriate policy can provide financial protection in the event of an accident and provide additional peace of mind when driving a vehicle that meets your budget but possesses a few safety limitations.

    Frequently Asked Questions

    1. Is the Maruti Suzuki Baleno a safe car?

    Basic safety features, including dual airbags, ABS, and EBD, are included with the Baleno. However, its safety rating according to the Global NCAP is mediocre.

    1. What is the Global NCAP rating of the Baleno?

    Global NCAP has rated the Maruti Suzuki Baleno with an overall zero stars, scoring 20% for adult protection and 17% for child protection.

    1. What are the safety features of the Baleno?

    Features such as ISOFIX child seat mounts, a reverse camera, ABS, EBD, dual airbags, and rear parking sensors are standard on the Baleno.

    1. Is the Baleno's rating good compared to other hatchback cars?

    When compared to other cars the Baleno's ranking is mediocre. Depending on the model and safety features some rival vehicles have scored higher than others.

    1. Is it necessary to get car insurance for Baleno?

    It is essential for every car to have auto insurance. It offers financial protection and legal support in case of an accident.

    Conclusion

    Although the Maruti Suzuki Baleno is a popular and stylish hatchback, its safety rating remains average. Global NCAP has rated it slightly lower than other high-end hatchbacks, with a 3-star rating. Prioritising safety is crucial when making a purchase decision, especially if you are considering the Baleno.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • How Does The Seatbelt Work?

    by User Not Found | Mar 24, 2025

    A report published by the Ministry of Road Transport and Highways (MoRTH) in 2022 highlights that 16,715 people lost their lives in road accidents because they were not wearing seatbelts. Moreover, 50.2% of them were the ones driving the car. These grim statistics point towards the urgency of taking wearing seatbelts seriously. Seat belts reduce fatalities during crashes. Thus, wearing it ensures that you can escape injuries and even death in case of any unfortunate incident. Now that you know the importance of seatbelts, let us understand how does seatbelts work.

    How Does The Seatbelt Work In A Car?

    Here is the mechanism of how seatbelts work.

    In a three-point seat belt usually seen in cars, one end of the webbing or the strap is fixed. A buckle clip is attached to the webbing. The retractor releases a sufficient length of webbing depending on the passenger's size.

    The seatbelt consists of a spool with a spring attached inside it that applies torque. One end of the webbing is also connected to the spool. As the webbing is pulled out, the spring tenses and the spool rotates. The retractor is the component that includes the locking mechanism, which stops the webbing from unwinding during a sudden jerk. The webbing also gets locked if it moves too fast. Thus, the seatbelt arrests your motion during the accident and spreads the entire stopping force evenly throughout the body.

    Conclusion

    Not wearing a seat belt attracts a fine of Rs 1,000 in India, as per the Motor Vehicles (Amendment) Act, 2019. The next time you are in a car, do not forget to buckle up. Also, subscribe to a car insurance policy for financial protection in case your vehicle meets an accident.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Seat Belt Laws

    by User Not Found | Mar 24, 2025

    Seat belt laws are essential regulations that compel drivers to fasten their seat belts to increase road safety. The seat belt rule requires that all occupants in a moving vehicle wear seat belts at all times. Seat belt regulations seek to reduce the incidence of accident-related fatalities or serious injuries. The laws regarding seat belt usage differ from country to country or even region to region; while some require it on the front seat only, others need it by all passengers.

    Legal Requirements And Seat Belt Laws In India

    The rules under the Motor Vehicles Act of 1988 in India strictly impose on drivers and passengers to wear seat belts. The car seat belt law states that if a person fails to wear it, they get arrested and penalised. The penalty for this offense was ₹100 but has now increased to ₹1,000. This alteration was done after reviewing the recent changes that were made to the Motor Vehicles Act on the severity of offences related to seat belts. Every state has a different approach to enforcing this rule, and the implications range from loss of licence to having the car impounded.

    It is interesting to note that failing to wear a seat belt can result in up to three months imprisonment in some cases. Hence, adhering to the seat belt rule is crucial to protecting oneself, meeting the legal guidelines, and avoiding a fine.

    The adult backseat seat belt law in the Central Motor Vehicles Rules mandates that passengers sitting in the back row of the car use seat belts.

    Conclusion

    Wearing a seat belt is legally required to ensure the safety of passengers. Besides lowering the risk of injuries in collisions, compliance impacts your car insurance policy since safety features are frequently taken into account when determining premiums. Also, remember that the insurance gives you financial coverage against unforeseen events.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Muffler Meaning in Car

    by User Not Found | Mar 24, 2025

    Do you ever wonder what that metal box behind your car's exhaust tip is for? It's called a muffler and might be more important than you think. Let's explore the muffler meaning in a car and why this integral part plays a crucial role in your vehicle's performance.

    What is a Car Muffler?

    A car muffler, or silencer, can be found at the rear of your vehicle, where the exhaust pipes are located. It literally serves to dampen the noise of the engine. Essentially, it is made of hard steel and topped with aluminum, connecting the engine with its corresponding exhaust pipes and filtering out smoke and debris from reaching your car's cabin. The car muffler serves two main functions: it dampens the sound of the system and controls the performance of the engine by doing away with toxic exhaust gases. Without a working muffler, your car could be very loud and unsafe because of the exhaust fumes that would not get filtered.

    Conclusion

    Understanding the muffler meaning in a car is crucial for maintaining its performance and safety. In the same way car insurance shields you from financial losses and liabilities from accidents.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Do I Need Insurance for Luxury Cars?

    by User Not Found | Mar 24, 2025

    Luxury cars are delightful and proud possessions and their owners look after them zealously as each part is expensive to replace. It is worth noting that expensive car insurance is a must, which comes as a boon for luxury car owners, as they can remain assured about their insurance policy expertly handling any damage to their prized possessions.

    Do Luxury Cars Need Car Insurance?

    As is mandatory for all cars, luxury car auto insurance is necessary for many reasons. These premium cars have parts that can burn a hole in the owner’s pocket if they need to be replaced. Luxury auto insurance covers any damage to pricey vehicles while they are on the roads. If a customer reads through the expensive car insurance documentation thoroughly, they will find all terms explained. Luxury car owners must also comply with the regulations of the Motor Vehicles Act, which lays down car insurance for luxury cars as a must. The Motor Vehicles Act of 1988 mandates that all vehicle types must secure a third-party liability policy at least.

    Conclusion

    Obtaining a four-wheeler insurance comes with many benefits. The owner is assured of the protection of their car, while in most cases, they can avail of roadside assistance during a breakdown. Furthermore, the peace of mind that car insurance brings along is priceless.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • What is the Cost of Luxury Car Insurance?

    by User Not Found | Mar 24, 2025

    In India, as in most parts of the world, all vehicles must procure insurance as long as they remain operational. Insurance is essential as it protects vehicle owners from various types of liabilities, especially if accidents are involved. The insurance premium that needs to be paid depends on the type of vehicle, its age, and so on. Luxury vehicles come under the top bracket of car insurance policyholders, and the luxury car insurance cost depends on factors such as:

    • Cost of the vehicle 
    • The brand
    • Claims taken 
    • Current age 

    How Much Does Car Insurance Cost for a Luxury Car?

    • An online car insurance calculator helps calculate exotic car
    • Luxury car owners can also seek a detailed quote regarding the average luxury car insurance cost. 
    • Details of the car need to be filled in to help the insurance company find the insurance cost for luxury cars.

    Conclusion

    Securing four-wheeler insurance is a must under all circumstances. Car owners should be able to understand their specific requirements and identify the right kind of policy and add-ons that match their needs.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • What Is the Road Tax in Punjab for Cars?

    by User Not Found | Mar 24, 2025

    Paying car road tax in Punjab is mandatory for all car owners. The state government levies this compulsory tax and the amount collected is used for road development and infrastructure maintenance. The amount of road tax depends on factors such as car category, model, usage of the vehicle, engine capacity, and more.

    Road Tax for Four-Wheelers in Punjab

    Car owners can pay the vehicle tax in Punjab online or offline, in cash or as a demand draft. Below are the details about the road tax in Punjab for cars.

    Before Amendment:

    • For Seating Capacity up to 4 Seats:

    Below 3 Years: ₹1800

    Between 3-6 Years: ₹1500

    Between 6-9 Years: ₹1200

    More than 9 Years: ₹900

    • Sitting Capacity of up to 5 Seats:

    Below 3 Years: ₹2100

    Between 3 - 6 Years: ₹1650

    Between 6-9 Years: ₹1200

    More than 9 Years: ₹750

    After Amendment:

    • For personal use vehicles, 2% of the total worth of the car is charged.
    • For commercial vehicles, tax rates are based on the type and usage of the vehicle.

    Conclusion

    Check both the on-road price and ex-showroom price of the car you are looking to purchase. Punjab road tax for cars can have varying differences in price as it depends on several factors. Also, get a proper car insurance policy to avoid paying excessive expenses when buying a car. 


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • What Is the Road Tax in Rajasthan for a Car?

    by User Not Found | Mar 24, 2025

    The Rajasthan Motor Vehicles Taxation Act lays out the rules regarding road tax in Rajasthan for a car, which vehicle owners must pay. The on-road cost of a vehicle includes various taxes, such as road tax, registration fee, green tax, and more.

    Road Tax for Four-Wheelers in Rajasthan

    The road tax in Rajasthan for a car depends on several factors, including the engine's cubic capacity, the type of fuel used, and the vehicle's price. This one-time payment is made during car registration.

    Here is how car road tax is calculated:

    1. Engine Capacity and Fuel

    • Petrol Cars:

    Up to 800 cc: 6% of the cost of the vehicle

    800cc to 1200cc: 9% of the cost of the vehicle

    Above 1200cc: 10% of the cost of the vehicle

    • Diesel Cars:

    Up to 800 cc: 8% of the cost of the vehicle

    800cc to 1200cc: 11% of the cost of the vehicle

    Above 1200cc: 12% of the cost of the vehicle

    1. Seating Capacity of Vehicle

    Road tax rates vary depending on the seating capacity of a car. As the number of seats increases in a car, so do the road tax charges.

    <h2>Conclusion

    Car insurance policy prices also form a significant component of vehicle cost. Before finalising the car brand and model and buying it, evaluate every cost factor precisely.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Can You Remove Scratches from a Car Windshield?

    by User Not Found | Mar 24, 2025

    Finding stray scratches on your car windshield can be incredibly frustrating. Along with making the car look less than perfect, too many scratches also affect the windshield’s visibility. As per RTO guidelines, car windshields must have a visibility of at least 70 per cent. Debris, wiper blades, tree branches, etc., often damage windshields. These scratches can vary in depth, from superficial surface scratches to deeper ones. Superficial scratches typically affect the windshield’s outer layer, while deeper scratches penetrate the inner layers, making them more challenging to repair. But there are several ways to remove scratches from car windshields. Let’s look at these in detail.

    Ways to remove scratches from car windshield

    Various hacks and tips teach you how to remove scratches from car windshields. But of course, some tips work, and some don’t. So, we have listed some tried and tested methods you can try out and get your windshield back to looking brand new.

    • Whitening Toothpaste

    You can use whitening toothpastes that have baking soda as an ingredient to remove scratches from car windshields. Alternatively, mix some non-gel toothpaste with baking soda for the desired results.  

    Application procedure

    • Apply a small amount of toothpaste on the scratched part.
    • Take a clean microfiber cloth or any soft, lint-free cloth and use it to rub the toothpaste over the scratches gently.
    • You may see a difference in the scratch’s appearance as you rub the toothpaste.
    • Allow it to sit for some time. Repeating this procedure a few times is necessary till the scratches get easily wiped off.
    • Repair Kit

    Repair kits are also available easily in the markets. Such kits usually include an acrylic scratch remover for minor scratches, cerium oxide for deep scratches, a syringe for application and other equipment necessary for the procedure.

    Application procedure

    • Use a mild car wash soap and water to remove debris, dirt, and grime from the surface.
    • Dry the area with a soft cloth.
    • Put the compound on the buffing pad, usually included in the kit.
    • Always wear safety glasses and gloves to prevent potential harm.
    • Use the syringe to apply the resin to the damaged area carefully. Apply enough resin to fill the entire scratch.
    • Level the raising and put curing strips over the area.
    • Remove excess resin and cure it with UV light provided in the kit.
    • Inspect the scratch later and polish it if necessary.

    • Acrylic Nail Polish

    Buying good-quality acrylic nail polish for your car is relatively easy and doesn’t require a hefty investment. This method, though, is primarily effective for addressing very minor scratches on your windshield.

    Application procedure

    • Begin by cleaning the affected area, as dirt or debris can hinder the effectiveness of this repair technique.
    • After cleaning, carefully apply a thin layer of acrylic nail polish over the scratch. Be attentive to avoid using too much; excess polish can create a messy appearance. It’s crucial to clean off any surplus nail polish before it dries to achieve the best results.
    • Once the applied nail polish has thoroughly dried, you should notice a visible improvement in the scratch’s depth and appearance.

    • Glass Scrub Compound

    This polishing compound can remove dirty and stubborn grime, so we recommend using it cautiously. It can be very harsh and abrasive and damage the glass if you apply too much pressure.

    Application procedure

    • First, clean the area to ensure there is no dirt left.
    • Use the scrub compound and a clean cloth and begin rubbing it on the scratch in small circular or back-and-forth movements.
    • Keep doing it until you see improvement.

    Clean the area with a cloth after you are satisfied with the results.

    • Professional Help

    You can also get professional help to remove scratches from the car windshield. This is especially helpful when the scratches are deep. If you are new to automobile repair and care or are just unsure of how to go about it, relying on professionals is probably your best bet, as they have many ways to fix scratches. They can even inspect the car and let you know of any underlying problems. Sometimes, the cracks and damage are beyond repair, so you might need to replace the car windshield altogether.

    Conclusion

    Car windshields are critical for safety, providing drivers with structural integrity and clear visibility. Scratches on a car windshield, when mild, can be fixed through DIY procedures. But for deeper ones, you need external help. Since these windshields would cost you a lot, getting it covered under car insurance is better. It offers peace of mind as well as financial protection.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Does Car Insurance Cover Natural Disasters?

    by User Not Found | Mar 24, 2025

    Those who are about to renew their policies or are considering changing their insurance provider may have many questions about car insurance. Many people ask: "Does car insurance cover natural disasters?"

    In this blog post, let us explore the ins and outs of car insurance coverage concerning natural disasters. Dive into the world of car insurance and discover the extent of protection it offers in the face of nature's fury.

    Are natural disasters covered under car insurance?

    In India, all-inclusive car insurance policies cover natural disaster damage. However, it can be confusing. The comprehensive insurance policies include:

    • Own Damage (OD) coverage
    • Third-Party Liability (TP) coverage

    Ensuring that you are protected against damage to your car and claims made by third parties.

    When calamities such as floods, earthquakes, storms, or any other natural disaster damage your vehicle, your Comprehensive Insurance will rescue you. Also, you need not pay extra for your car insurance policy to cover the total loss.

    You can rest assured that your car is well-protected when Mother Nature throws a curveball, whether you already have car insurance or are considering renewing it.  When it comes to car insurance, remember that it's more than just a way to protect your car; it's a way to give yourself peace of mind during difficult times.

    How to file an insurance claim against a natural disaster?

    If you find yourself in the unfortunate situation of needing to file a car insurance claim due to a natural disaster, there are some simple steps to follow:

    • Contact Your Insurance Provider: The first and foremost step is to contact your insurance company as soon as possible. They will guide you through the claim process and provide the necessary forms.
    • Document the Damage: Take photographs of the damage caused to your vehicle. Visual evidence is crucial when making a claim.
    • File a Police Report: If required, file a police report detailing the incident.
    • Complete the Claim Form: Fill out the claim form provided by your insurer with accurate information.
    • Submit Required Documents: Along with the claim form, submit all necessary documents, such as photographs, the police report, and any other relevant information requested by your insurer.
    • Wait for Inspection: Your insurer may send a surveyor to assess the damage to your vehicle.
    • Claim Settlement: Once the claim is approved, your insurance company will process the settlement, and you can get your car repaired or replaced.

    Conclusion

    Hope we have answered your query: does car insurance cover natural disasters?  You must note that Comprehensive Insurance is a trusted companion for safeguarding your vehicle and properties against the forces of nature. When disaster strikes, your car insurance policy will help you get back on the road with minimal hassle. So, drive safely, insure wisely, and remember, protection against natural disasters is only a good insurance policy away.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Road Tax in Delhi for New Cars

    by User Not Found | Mar 21, 2025

    New car registration charges in Delhi are a one-time payment that must be made when purchasing a new car. Car costs include other costs beyond the showroom price, namely Delhi RTO registration charges, road tax in Delhi for new cars, and a few more.

    Road Tax in Delhi For new cars

    The Delhi RTO car registration charges are calculated depending on the ex-showroom price of a vehicle. RTO charges for a new car in Delhi, depending on its fuel-used type, are as follows:

    • Petrol cars:

    Priced up to Rs 6 lakh: 4% of ex-showroom price

    Priced between Rs 6-10 lakh: 7% of ex-showroom price

    Priced above Rs 10 lakh: 10% of ex-showroom price

    • Diesel cars

    Priced up to Rs 6 lakh: 5% of ex-showroom price

    Priced between Rs 6-10 lakh: 8.75% of ex-showroom price

    Priced up to Rs 10 lakh: 12.5% of ex-showroom price 

    Road Tax in Delhi For cars

    The rate of road tax in Delhi for a car registered in a company's name is higher than that of individual owners.

    Car road tax in Delhi for company-registered cars is as follows:

    • Priced up to Rs 6 lakh: 5% on petrol cars, 6.25% on diesel cars
    • Priced between Rs 6-10 lakh: 8.75% on petrol and 10.94% on diesel cars
    • Price above Rs 10 lakh: 12.5% on petrol, 15.625% on diesel cars

    To get the vehicle's RC, clear payment for all taxes and Delhi RTO charges for new cars promptly.

    Conclusion

    After deciding on a car model, buying car insurance before its delivery streamlines the car ownership process. Find a suitable insurance policy beforehand to safeguard your vehicle against unforeseen events.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • A Handy Guide to Car Pedals in India

    by User Not Found | Mar 21, 2025

    Updated on - 5 May 2026

    Car pedals are essential components of a vehicle's control system, enabling drivers to accelerate, brake and change gears smoothly. Understanding the different types of car pedals in India is crucial for both new and experienced drivers. Whether driving a manual or automatic car, knowing how each pedal works ensures a safer, more comfortable driving experience. Additionally, understanding car pedals can help when purchasing car insurance online, as insurers consider driving habits when determining premiums.

    This blog explores the different sorts of car pedals found in the market.

    Car Pedal Types in India

    Different vehicles have different pedal types, depending on their transmission system. Here’s a breakdown of the most common pedals found in cars in India:

    1. Accelerator Pedal (Throttle Pedal)

    The accelerator pedal is found in all cars and is located on the far-right side of the footwell. It controls the vehicle’s speed by regulating the engine’s power output. Pressing the pedal increases speed, while releasing it slows the car down. This pedal works in coordination with the engine system to ensure smooth acceleration across different driving conditions.

    2. Brake Pedal

    The brake pedal is present in all types of vehicles and is used to slow down or stop the car. In manual vehicles, it is positioned in the middle, while in automatic cars, it is placed centrally to the left of the accelerator. Most modern cars are equipped with anti-lock braking systems (ABS), which help maintain control during sudden braking.

    3. Clutch Pedal

    The clutch pedal is found only in manual transmission vehicles and is located on the far-left side. It is used to disengage the engine from the gearbox, allowing the driver to change gears smoothly. Automatic cars do not have a clutch pedal because the transmission shifts gears automatically without driver intervention.

    4. Dead Pedal (Rest Pedal)

    The dead pedal is located to the left of the clutch pedal and serves as a resting place for the driver’s left foot. It helps reduce fatigue during long drives and provides better stability while driving. This feature is now available in many mid-range cars as well.

    5. Parking Brake (Handbrake) Pedal

    Some vehicles are equipped with a foot-operated parking brake instead of a traditional handbrake lever. This pedal is generally located on the far-left side or below the dashboard and is used to keep the car stationary when parked. However, foot-operated parking brakes are relatively rare in India, where most cars use a handbrake lever or an electronic parking brake (EPB).

    6. Drive-by-Wire Pedal System

    The drive-by-wire system replaces mechanical linkages with electronic sensors to control acceleration. It is commonly found in modern vehicles and allows for more precise throttle response and improved fuel efficiency. This system is not limited to automatic or electric vehicles and is widely used in modern manual cars, too.

    Conclusion

    Understanding the different types of car pedals is essential for safe and efficient driving. Manual cars have three pedals: accelerator, brake and clutch. Automatic cars typically have only two pedals: accelerator and brake. Some cars also feature a dead pedal for added comfort and a foot-operated parking brake.

    Whether you own a manual or automatic car, ensuring proper usage of pedals can enhance safety and efficiency on the road. In addition, having a comprehensive car insurance policy ensures financial protection against accidents, damages, or unexpected repairs.

    FAQs

    1. What is the function of the clutch pedal?

    The clutch pedal is used to temporarily disconnect the engine from the gearbox in manual transmission cars, which allows the driver to change gears smoothly without damaging the transmission. Pressing the clutch disengages power, while releasing it gradually reconnects the engine to the wheels.

    2. What is a dead pedal in a car?

    The fixed platform to the left of the clutch or footwell area is referred to as a dead pedal, often called a rest pedal. It helps lessen fatigue and increase driving stability, particularly on lengthy trips, by giving the driver a place to rest their left foot when not in use.

    3. Is third-party car insurance mandatory in India?

    According to Indian legislation, it is mandatory, and every automobile owner should purchase it along with their vehicle. Third party car insurance covers injuries or damages brought on by an accident to another person, car, or piece of property. For better protection, many automobile owners choose comprehensive insurance, as it does not cover damage to their own vehicles.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. Please read the sales brochure/policy wordings carefully for detailed information about on risk factors, terms, conditions and exclusions. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

     

  • How to Pay Road Tax for Jammu and Kashmir Online?

    by User Not Found | Mar 21, 2025

    Car owners and drivers in Jammu and Kashmir need not worry about how and where to pay their road tax in this beautiful region. They can avail of online payment platforms and do the needful without any hassle and from the comfort of their home. This post will walk you through the steps required to pay your online road tax in Jammu and Kashmir conveniently and quickly.

    How to Pay Road Tax Online in Jammu and Kashmir?

    Let us look at a detailed guide on how you can deal with or make the Jammu and Kashmir road tax online payment, and that too quite comfortably:

    1. Log into the Parivahan Website

    Start by visiting the official Parivahan website, the government’s dedicated portal for all vehicle-related services.

    1. Choose “Online Service”

    On the homepage, you’ll see several options. Choose the "Online Service" tab to begin your payment process.

    1. Select “Vehicle Services”

    Under online services, look for "Vehicle Services”.

    1. Enter Your Vehicle’s Registration Number

    Now, enter your vehicle registration number to bring up your vehicle details.

    1. Tap on “Pay Your Taxes”

    You’ll now see an option to “Pay Your Taxes”. Click on this to move forward.

    1. Enter Your Mobile Number to Generate OTP

    You’ll be asked to enter your mobile number, which is needed to receive a one-time password (OTP).

    1. Choose Payment Method

    After entering the OTP, you can choose how you wish to pay.

    1. Complete the Payment and Save the Receipt

    Once your payment gets submitted, a confirmation receipt will appear. Save the soft copy and print a hard copy for your records.

    That’s it! Your Jammu and Kashmir road tax online payment is done, and you can drive on the beautiful roads of the region without worrying about fines or penalties.

    Conclusion

    Paying road tax online in Jammu and Kashmir is simple and hassle-free as you can easily access the Parivahan website. Ensure your taxes are up-to-date and that you have a valid car insurance policy to drive peacefully in this beautiful region.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • What'S The Difference Between Bonnet And Hood?

    by User Not Found | Mar 21, 2025

    The terms bonnet and hood are often used interchangeably, but they have distinct regional preferences and slight variations in meaning. The word "bonnet" is commonly used in British English, while "hood" is the preferred term in American English. Both refer to the front covering of a car that gives access to the engine compartment. Understanding these terms is useful for car enthusiasts, mechanics and those purchasing vehicle accessories or insurance.

    Car bonnet vs hood: Which is best?

    While both terms describe the same car component, there are subtle differences in usage and design elements across regions.

    1.      Terminology and Regional Usage

    • Bonnet: Used in the UK, India, Australia and most Commonwealth countries.
    • Hood: Preferred in the US and Canada.

    2.      Design and Functionality

    • Material: Typically made of steel, aluminium or carbon fibre.
    • Purpose: Covers the engine compartment, protecting internal components from dirt, debris and weather conditions.
    • Opening Mechanism: Most modern cars use a front-hinged design with a release latch inside the vehicle.

    3.      Safety Features

    • Pedestrian Safety: Many modern bonnets/hoods include crumple zones to absorb impact and reduce injuries in accidents.
    • Heat Insulation: Some designs include heat shields to prevent excessive heat from reaching the car's exterior.

    4.      Customisation and Modifications

    • Bonnet Scoops: Enhance airflow to the engine for better cooling.
    • Carbon Fibre Hoods: Lightweight and preferred in high-performance vehicles.
    • Custom Paint and Graphics: Popular in car modifications for aesthetic appeal.

    5.      Maintenance and Insurance Considerations

    • Regular checks for dents, rust and latch functionality are essential.
    • When purchasing car insurance, noting material type and safety features can influence premium costs.

    Conclusion

    The difference between bonnet and hood is primarily linguistic rather than functional. While both serve the same purpose of covering the engine bay, their terminology depends on geographical preferences. Understanding these differences is useful for car buyers, insurance policies and vehicle modifications. Whether you call it a bonnet or a hood, maintaining this crucial car component ensures safety, aesthetics and overall vehicle performance. An appropriate car insurance policy can help cover damages to essential components, ensuring your vehicle remains in top condition for longer. You can browse car insurance online to find a plan that suits you best.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • How to Pay Haryana Road Tax Online?

    by User Not Found | Mar 21, 2025

    One of the constant sources of revenue for governments is through road taxes. Vehicle owners must pay road taxes to comply with government regulations and to help the authorities use the funds collected to maintain roads and highways for everyone’s comfortable use. It is easy to pay Haryana road tax online if one knows the procedure, which is fairly easy.

    How to Pay Road Tax in Haryana Online?

    To proceed with Haryana road tax online pay, you need to visit the website:

    Start surfing the website and navigate to the state and related road tax office (RTO). For Haryana road tax payment, choose Haryana under “State” and your nearest RTO. Then, head to the RTO tax online, Haryana option and choose your mode of payment. However, before you deposit the road tax online payment, Haryana, enter your vehicle details, including the registration number, etc., as directed. For instance, if you live in Gurugram, choose the option — online road tax payment near Gurugram, Haryana — and you will be directed to the payment gateway. Once the payment is deposited, you will receive an acknowledgement receipt. Keep the receipt safe for future reference.

    Conclusion

    Payment of road taxes is mandatory according to Section 39 of the Motor Car Taxation Act. To avoid penalties and fines, you can conveniently pay the Haryana car tax online through the website. Also, remember to secure car insurance as doing so will protect your vehicle in the event of accidents and other unwanted challenges.

  • Types Of Ventilated Seats In Car

    by User Not Found | Mar 21, 2025

    Ventilated seats are an advanced feature in modern vehicles, designed to enhance driver and passenger comfort, especially in hot climates. They also help maintain hygiene by reducing sweat accumulation, which can lead to unpleasant odours. Understanding the types of ventilated seats can help car buyers choose the best option for their needs.

    Various types of ventilated seats

    Different vehicles offer various types of ventilated seats, each catering to different levels of comfort and efficiency.

    1.      Fan-Based Ventilated Seats

    • Use built-in fans to circulate air through perforated seat surfaces.
    • Common in luxury and premium cars.
    • Provides a cooling effect without active refrigeration.
    • Adjustable fan speed for personalised comfort.

    2.      Cooled Ventilated Seats

    • Combine fans with cooled air from the car’s air conditioning system.
    • More effective in reducing heat compared to standard fan-based ventilation.
    • Found in high-end vehicles and luxury SUVs.
    • Requires additional energy consumption compared to fan-only systems.

    3.      Heated and Ventilated Seats

    • Dual-function seats that offer both heating and cooling.
    • Ideal for regions with extreme climate variations.
    • Found in premium sedans and SUVs.
    • Allows year-round comfort with adjustable temperature settings.

    4.      Passive Ventilated Seats

    • Do not use electric fans but rely on breathable materials and airflow channels.
    • Common in budget-friendly and mid-range cars.
    • Less effective in cooling compared to active ventilation systems.
    • Offers a mild comfort enhancement without extra energy consumption.

    Conclusion

    The choice between types of ventilated seats depends on factors such as personal preference, climate conditions, and budget.

    As demand for comfort-driven car features increases, manufacturers are integrating ventilated seats into more vehicle segments. This trend is particularly evident in electric and hybrid vehicles, where energy-efficient ventilation systems are prioritised to enhance overall performance. For consumers, investing in ventilated seats not only improves driving comfort but can also contribute to the vehicle's resale value, making it a worthwhile addition. In addition to upgrades like ventilated seats, it is wise to secure a comprehensive car insurance policy that ensures protection against unexpected damages or repairs, helping you maintain your vehicle's value and comfort features for years to come. You can easily browse car insurance online to pick the appropriate plan for your needs.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

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