As per the World Health Organisation, 77 million people in India suffer from type 2 diabetes. Moreover, 25 million are pre-diabetic. Type 2 diabetes is, in reality, a lifestyle disorder, characterised by high sugar levels. If you are obese, have high cholesterol, or have a family history of diabetes, you should be more cautious about this disease. Uncontrolled diabetes may lead to loss of vision, kidney failure, heart disease, or other serious problems. But did you know it can be controlled after incorporating a few healthy habits into your daily routine? So, if you’re wondering “how to control sugar levels?” we have the answers. This article will discuss how to control diabetes with some easy-to-follow tips.

Diabetes prevention: 5 tips for taking control

Learn how to control diabetes using these simple tips:

1. Lose excess weight

• Keeping your weight in the ideal range for your body type is extremely important as it reduces the risk of developing diabetes.
• Obese people are more prone to developing type 2 diabetes. Hence, dropping the extra pounds is helpful to control diabetes.
• Learning portion control is a must to know how to control diabetes.

2. Eat healthy plant-based foods

• It’s important to consume fibre-rich food like fruits, vegetables, beans, chickpeas, green leafy vegetables, lentils, legumes, nuts, and whole grains in order to keep sugar levels in control. These foods are known to provide us with vitamins, minerals, carbohydrates, and fibre, without causing blood sugar spikes.
• Foods that are rich in fibre not only keep us full for longer periods but also aid in weight loss and decrease the risk of developing diabetes.

3. Eat healthy fats

• In order to prevent diabetes, it is essential to cut down on excess saturated fat content in food. These are bad fats, often found in whole milk, cakes, processed snacks and red meat.
• Foods that are good sources of unsaturated fats include olive, sunflower, cottonseed, and canola oils, nuts (all sorts), and fatty fish like salmon, tuna, etc.

Family floater health insurance is designed to typically cover your entire family within a single insurance arrangement. With family floater health insurance, you have the option to include your spouse, children, parents and dependent in-laws and siblings under one unified coverage. This policy comes with a predetermined sum insured and covers various medical expenses like hospitalisation, pre and post-hospitalisation costs, day-care procedures and ambulance fees. Depending on the policy's terms and conditions, it might also extend its coverage to include your maternity expenses, newborn care and pre-existing medical conditions. By understanding who cannot be covered under a family floater policy, you can make an informed decision about purchasing this insurance.

What is the family floater policy?

A family floater health insurance policy is a type of medical insurance that covers multiple family members under a single sum insured. Instead of buying individual policies, you can cover yourself, your spouse and dependent children in one plan. All members share the sum insured, which can be utilised by any insured member in case of hospitalisation or medical treatment.

This approach is not only cost-effective but also easier to manage, as it involves one premium, one renewal date and one set of policy documents.

What are the benefits of taking a floater policy?

There are several advantages to choosing a family floater plan:

• Affordable premiums: Compared to buying separate policies for each family member, floater plans come at a lower cumulative cost.
• Simplified management: With a single medical insurance for the family, keeping track of renewals and benefits is easier.
• Flexible coverage: If one member needs a higher payout during an emergency, the entire insured sum is available for use.
• Tax benefits: Under Section 80D of the Income Tax Act, if you pay premiums for health insurance, you are eligible for tax deductions.

Who cannot be covered under a family floater policy?

Typically, almost every family floater policy defines a family uniquely, and there are specific rules governing who can be included and who cannot be covered under a family floater policy. The definition of family typically includes your spouse, children and parents. Some policies may offer coverage for siblings and parents in law if they are financially dependent on you. However, uncles, aunts, grandparents, cousins and other relatives cannot be covered under a family floater plan. The specifics differ from insurer to insurer. 

It's also important to note that certain policies impose a restriction on the count of adult family members covered, allowing up to a maximum of two adults in some cases. In contrast, others are more lenient, extending coverage to as many as four adults within a single policy.

Following are some exclusions applicable for the floater across age groups:

• Family floater health insurance plans generally don't cover pre-existing medical conditions. This means that if any member within your family already has a health issue diagnosed before you acquired the insurance policy, the costs tied to managing that specific condition might not be included in the protective coverage of the policy. However, these costs are usually covered after a fixed period of time such as 24 or 36 months.
• When considering a family floater plan, remember that expenses related to cosmetic procedures like plastic surgery or hair transplants—are usually not covered unless these procedures are deemed medically necessary and can be proven as such.
• It's vital to understand that expenses not directly associated with medical treatments, which typically include administrative fees, service charges, or admission expenses, typically aren't included by these insurance policies.
• Moreover, family floater health insurance policies often don't account for expenses resulting from self-inflicted injuries or injuries sustained during risky activities or sports engagements.
• Keep in mind that instances involving health hazards or disorders arising due to nuclear or radioactive incidents in your geographic vicinity aren't part of the coverage provided by family floater health insurance plans.
• Medical costs that emerge due to the consumption of intoxicating substances are usually excluded from the coverage scope of family health insurance plans.

Super top-up health insurance plans provide crucial financial protection for senior citizens, addressing their healthcare needs and safeguarding their savings from emergency medical spends. As medical expenses continue rising, these plans offer an essential safety net to ensure senior citizens access to quality healthcare without worrying about huge bills. In this guide, we will explore the benefits of super top-up plans for senior citizens and guide you through purchasing one.

How does super top-up work for senior citizens?

A super top-up plan functions as an extension of a basic health insurance policy or acts as an independent policy. Here’s how it works:

• The insured pays medical expenses up to the deductible amount.
• Once the cumulative claims in a policy year exceed this deductible, the super top-up plan covers the remaining costs.
• It is beneficial for senior citizens as it offers high coverage at a relatively lower premium compared to a comprehensive health policy.

What is the process of getting super top-up for senior citizens?

Follow these steps to buy a super top up for senior citizens:

• Research

Begin by researching the available super top-up policies in the market. If you are buying the policy for your parents, consider their medical history, health conditions, and your budget while evaluating different plans. Read the policy T&Cs carefully to understand the benefits and limitations.

• Submitting details

Once you've identified a suitable super top up health insurance for senior citizens, visit the insurance provider's official website offering the policy. Fill out the required details. You should provide accurate and complete information to ensure a smooth application process.

• Accuracy check

Before submitting the details, double-check the accuracy of the provided input. Any errors or discrepancies could lead to issues at the time of claim.

• Medical check-up

Depending on the insurance company's policy, senior citizens might need a medical check-up at designated diagnostic centres. This step is crucial for the insurer to assess their health status accurately.

• Policy issuance

After completing the necessary steps and submitting the required documents, the insurance company will issue the super top-up health insurance plan. You will receive the policy documents along with the terms and conditions.

Why opt for super top-up plans for senior citizens?

Given below are the reasons why one should consider buying super top-up plans for senior citizens:

• Affordable Premiums: These plans offer high coverage at lower costs.
• Extensive Coverage: Covers hospitalization expenses beyond the deductible limit.
• Reduced Financial Burden: Provides relief from high out-of-pocket medical costs.
• Flexibility: Works alongside existing health insurance or as a standalone policy.
• Tax Benefits: Premiums on super top up can be used to claim tax deductions as directed under Section 80D of the Income Tax Act.

What's covered and not covered in the super top-up plan for senior citizens?

The inclusions and exclusions in super top-up health insurance are as follows:

Coverage Includes-

• Hospitalization expenses beyond the deductible.
• Pre and post-hospitalization costs.
• Daycare procedures.
• ICU charges.
• Organ donor expenses.
• Ambulance costs.

Exclusions:

• Expenses below the deductible amount.
• Pre-existing diseases (may be covered after a waiting period).
• Cosmetic treatments.
• Self-inflicted injuries.
• Treatments related to drug or alcohol abuse.
• Alternative treatments (varies by insurer).

Benefits of super top-up health insurance for senior citizens

The key benefits of super top-up for senior citizen health insurance are:

• Higher sum insured

One of the significant advantages of super top-up plans is that they offer a higher insured sum compared to base health insurance policies. This higher coverage is vital for senior citizens who are more prone to illnesses and require increased financial protection.

• Financial safety net

Senior citizens often find their retirement funds at risk due to unexpected healthcare expenses. Super top-up plans act as a financial safety net, ensuring their hard-earned savings remain intact and untouched by medical bills.

• One-time deductible payment

Unlike basic health insurance plans , super top-up plans cover medical expenses above a pre-decided deductible amount. Once this amount is paid by the policyholder during the policy term, the remaining claim amount will be paid by the insurance company throughout the term.

• Critical illness support

Critical illnesses can be financially draining, especially for senior citizens. Within a super top-up plan, seniors can choose to take critical illness insurance, which offers peace of mind during medical emergencies.

• Additional coverage

Super top up plans for senior citizens often include coverage for pre and post-hospitalisation costs, alternative treatments like Ayurveda, Yoga, Unani, Siddha, and Homeopathy (AYUSH), ICU charges, and other medical expenses.

FAQs

1. What does a Super Top-Up Health Insurance plan cover?

A super top-up health Insurance plan provides coverage for medical expenses exceeding a specified deductible amount within a policy year. It covers hospitalization costs, pre and post-hospitalization expenses, ICU charges, ambulance costs, and more.

2. Why is a Super Top-Up plan beneficial for senior citizens?

Super top-up plans offer high coverage at a lower premium, making them an affordable option for senior citizens. They provide financial protection against rising medical costs and work as a supplement to existing health insurance.

3. What advantages do Super Top-Up plans offer senior citizens?

These plans offer extensive health coverage beyond a deductible limit, ensuring financial ease during medical emergencies. They also come with tax benefits, cumulative coverage for multiple claims and flexible deductible options.

4. Can an existing health insurance policy be used to cover the deductible?

Yes, if a senior citizen has a basic health insurance policy, it can be used to cover the deductible amount of the super top-up plan. Otherwise, the deductible must be paid out of pocket.

5. Are there any age restrictions for senior citizens purchasing a Super Top-Up plan?

Most insurers offer super top-up plans to individuals aged 60 years and above, though the maximum entry age may vary between policies.

6. What types of medical costs are covered under a Super Top-Up plan?

These plans cover hospitalization expenses, pre and post-hospitalization costs, daycare procedures, ICU charges, organ donor expenses and ambulance fees, among others.

7. How does the claims process work for a super top-up plan?

To file a claim, the insured must first pay expenses up to the deductible amount. Once the deductible is met, subsequent claims can be submitted with necessary documents, such as hospital bills and discharge summaries, to the insurer for reimbursement or cashless approval.

8. Can I claim tax benefits for the premium paid on a Super Top-Up plan?

Yes, the premium paid for a super top-up plan is eligible for tax deductions under Section 80D of the Income Tax Act.

9. What happens if my total medical expenses do not exceed the deductible in a year?

If the deductible amount is not reached within a policy year, the super top-up plan does not provide coverage and the expenses must be borne by the insured.

10. Is there a restriction on the number of claims under a Super Top-Up plan?

No, there is no limit on the number of claims, as long as the total claim amount exceeds the deductible threshold within the policy year.

11. Can I still use my Super Top-Up plan if my base insurance coverage is exhausted?

Yes, even if the base insurance coverage is depleted, the super top-up plan will cover medical expenses exceeding the deductible amount within the policy year.

Conclusion

A super top-up health Insurance plan is an excellent solution for senior citizens seeking extensive health coverage at an affordable cost. If you are not able to get a fresh insurance policy for your senior citizen parents due to their age, you can look at super top-up plans for yourself, that offer adding your parents under the coverage. This is possible within family floater policies. Also, look for lifetime renewable policies, so that once your parents are insured, they can be covered for life without worrying about renewable eligibility every year.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Updated on - 4 May 2026

Claiming deductions under Section 80D for medical insurance premiums paid for your parents can be useful, but how much can you actually claim? This article explains the limits and eligibility.

Understanding tax and insurance together can feel complicated. At the same time, premiums can add to your expenses. Section 80D of the Income Tax Act helps reduce this burden by allowing deductions on medical insurance premiums paid for your parents. This makes it easier to manage costs while ensuring their healthcare needs are covered through health insurance for parents.

What is Section 80D of the Income Tax Act?

Listed below is a breakdown of Section 80D:

• Section 80D is a provision under the Indian Income Tax Act that allows deductions on health insurance premiums
• It encourages individuals to secure their own health and that of their family members
• It covers premiums paid for self, spouse, dependent children, and parents
• The deduction is available to individuals and Hindu Undivided Families (HUFs)
• It is separate from deductions available under Section 80C
• The deduction limit depends on the age of the insured person
• It includes expenses for preventive health check-ups
• Payments must be made through non-cash modes (except preventive check-ups)
• It helps reduce the financial burden of healthcare expenses

Who Can Claim Section 80D Deduction For Parents' Medical Insurance?

Any individual taxpayer can claim a deduction under 80D for parents if they are paying the premium for their parents’ health insurance policy.

• The parents do not need to be financially dependent
• The deduction is available whether parents live with you or separately
• Premium payments must be made by the taxpayer claiming the deduction

What is the Maximum Section 80D Deduction for Parents’ Health Insurance Premium?

Here’s how the deduction works:

Parents Below 60 Years of Age

You can claim up to ₹25,000 per year for premiums paid for parents below 60 years.

Senior Citizen Parents (Aged 60 and Above)

If your parents are senior citizens, the deduction limit increases. Under 80D for senior citizen parents, you can claim up to ₹50,000 per year. This applies to 80D parents senior citizen categories.

Preventive Health Check-Ups

You can claim up to ₹5,000 for preventive health check-ups within the overall limit. This applies to you, your spouse, children, and parents.

It is important to note that premiums must be paid through non-cash modes, except for preventive health check-ups, which can be paid in cash.

The higher deduction available under 80D senior citizen parents provisions encourages taxpayers to prioritise healthcare for ageing parents.

Tips To Maximise Tax Benefits When Buying Health Insurance For Parents

Here are some useful tips:

• Pick a plan that actually fits your parents’ age and current health needs, instead of going by just the premium
• For older parents, a higher sum insured can help cover rising medical costs more comfortably
• Keep your payment receipts and policy documents organised, as you will need them while filing taxes
• Make sure premiums are paid through accepted (non-cash) modes so you can claim the deduction
• Revisit the policy once in a while to check if it still suits your parents’ healthcare needs

Conclusion

Section 80D makes it a little easier to manage the cost of caring for your parents by offering tax relief on insurance premiums. By choosing suitable cover and understanding the limits available, you can take care of their healthcare needs while also making better use of available deductions.

FAQs

1. What is the maximum Section 80D deduction for parents’ health insurance premium?

You can claim up to ₹25,000 if your parents are below 60 years and up to ₹50,000 if they are senior citizens.

2. Is the deduction limit different if parents are below 60 years of age?

Yes, the deduction limit is lower (up to ₹25,000) for parents below 60 years compared to senior citizens.

3. Are preventive health check-ups for parents covered under Section 80D?

Yes, expenses for preventive health check-ups are covered up to ₹5,000 within the overall deduction limit.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. Please read the sales brochure/policy wordings carefully for detailed information about on risk factors, terms, conditions and exclusions. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Updated on - 20 Feb 2026

Medical care can be expensive. To encourage people to secure their health with insurance, the Indian government offers tax benefits on health insurance premiums. These benefits are available under Section 80D of the Income Tax Act. In this blog, we’ll explain what Section 80dDis, who can claim it and how much tax benefit you can get by purchasing health insurance.

What is section 80D?

Section 80D of the Income Tax Act helps individuals and Hindu Undivided Families (HUFs) to claim tax deductions on the premiums that are paid for health insurance policies. This includes individual health insurance plans, family floater plans and policies purchased for senior citizens.

In addition to premiums, this section also allows deductions for expenses on preventive health check-ups and any contributions to the Central Government Health Scheme (CGHS).

Tax deductions under section 80D

The amount of tax deduction you can claim under Section 80D depends on who you are insuring and their age. The following limits apply:

• For self and family (excluding parents): Up to ₹25,000
• For senior citizens (who are aged 60 and above): Up to ₹50,000
• For parents (below 60 years): Up to ₹25,000
• For senior citizen parents: Up to ₹50,000
• Preventive health check-ups: Within the overall limit, up to ₹5,000

Who is eligible for deduction under section 80D?

Section 80D is available to:

• Individual taxpayers
• Hindu Undivided Families (HUFs)

You may claim a deduction for the premium paid for:

• Yourself
• Your spouse
• Dependent children
• Your parents (whether dependent or not)

However, deductions are not allowed for premiums paid for siblings, grandparents or in-laws.

What deduction is allowed under section 80D?

Here’s a simplified table to understand the limits:

*Included within the overall limits.

If you’ve purchased individual health insurance, such as a personal medical plan covering only you or a separate policy for your spouse or child, the premium paid for these policies qualifies for a deduction under this section.

What is a preventive health check-up under section 80D?

A preventive health check-up is a routine medical examination intended to catch diseases early or prevent them altogether. The government encourages people to stay healthy by allowing a deduction of up to ₹5,000 for preventive check-ups under Section 80D.

This benefit is available even if you don’t have a health insurance policy, but it falls within the overall deduction limit.

Multi-year health insurance premium paid in lump-sum (section 80D)

Many insurers offer a multi-year health insurance plan where you pay the premium for two or three years at once. In such cases, Section 80D allows you to claim the deduction proportionately over the years covered by the policy.

For instance, if you pay ₹60,000 for a 3-year health insurance plan for yourself, you can claim ₹20,000 each year for 3 years, within the applicable limits.

Points to remember while purchasing medical insurance for claiming 80D deductions

When buying a health insurance policy to get tax benefits under Section 80D, keep the following in mind:

1. Mode of payment: Premiums must be paid by non-cash methods (cheque, online banking, credit/debit card).
2. Plan selection: Choose a plan suitable for your family’s medical needs. Individual health insurance is ideal if you want dedicated coverage for yourself or specific members.
3. Insured members’ age: Senior citizen policies allow higher deductions.
4. Documentation: Keep all premium receipts and policy details ready for proof during tax filing.
5. Coverage duration: For multi-year policies, claim the deduction over the policy term.
6. Avoid cash payment: Except for preventive check-ups, paying in cash will disqualify your claim.

Choosing the right health insurance policy not only secures your health but also saves taxes. Individual health insurance plans offer personalised coverage, making them a popular choice among salaried professionals and self-employed individuals alike.

Conclusion

Section 80D of the Income Tax Act offers a meaningful way to save on taxes while securing your and your family’s health. Whether you choose an individual health insurance policy or a family floater plan, the premium paid is eligible for deduction provided certain conditions are met. It’s wise to take advantage of this provision by planning your health insurance purchases carefully and maintaining proper records. After all, good health and tax savings can go hand in hand.

FAQs

1. Can I claim deduction under Section 80D for my brother’s health insurance?

No, deduction is not allowed for siblings. You can claim only for self, spouse, dependent children and parents.

2. Is premium paid in cash eligible for deduction?

No, only preventive health check-ups can be paid in cash. Insurance premiums must be paid through non-cash modes.

3. Can I claim deduction for my employer-provided health insurance?

If the premium is paid by your employer and not reimbursed by you, you cannot claim a deduction. However, if you pay a portion of the premium yourself, that amount is eligible.

4. Are top-up health insurance plans covered under Section 80D?

Yes, premiums for top-up or super top-up policies are also eligible under Section 80D.

5. Can NRIs claim Section 80D benefits?

Yes, Non-Resident Indians (NRIs) who pay health insurance premiums for themselves or their family in India are eligible for Section 80D deductions.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Updated on 2 Dec 2026

Guava is a tropical fruit that is well-liked for its sweet taste. It’s not only delicious, but it also contains many nutrients. During pregnancy, maintaining a balanced diet is important for the mother’s and the child’s health. Including nutrient-rich fruits, such as guava, will be highly advantageous. However, you must have good knowledge about its potential advantages, nutritional profile, and risks right before you add it to the pregnancy diet. This blog will provide you with some important insights on guava, how beneficial it is during pregnancy and the precautions you must take.

Nutritional profile of guava relevant to pregnancy

Guava is known as the powerhouse of important nutrients, which are essential during pregnancy. Consuming this fruit during pregnancy will provide the following nutrients:

Vitamin C

Guava is one of the richest sources of Vitamin C, containing nearly four times the amount found in oranges. Vitamin C is essential during pregnancy as it boosts the immune system, helps in iron absorption and promotes healthy skin and tissue development in the baby.

Fibre

Hormonal changes during pregnancy can cause constipation. Guava's high fibre content aids digestion, eases bowel movement and promotes a healthy gut.

Folic acid and other B vitamins

Folic acid is a crucial nutrient for foetal brain and spinal cord development. It prevents neural tube defects and supports the healthy growth of the baby. Guava contains a good amount of folate, along with other B vitamins essential for energy production and overall well-being.

Essential minerals: Potassium, magnesium, and calcium

Potassium: Helps regulate blood pressure, reducing the risk of pregnancy-induced hypertension.

Magnesium: Supports muscle function and helps prevent leg cramps, which are common in pregnancy.

Calcium: Important for the baby's bone and teeth development.

Antioxidants and phytochemicals

Guava is packed with antioxidants like lycopene, beta-carotene and flavonoids. These compounds help neutralise free radicals, reduce inflammation and support maternal and foetal health.

Potential benefits of consuming guava during pregnancy

When you include guava in your diet during pregnancy, it can provide  you with the following advantages:

• Pre-eclampsia, or high blood pressure, is one of the reasons for miscarriages. Guava's high potassium and sodium content help regulate blood pressure and reduce the danger of blood clots in pregnant women.
• Gestational diabetes can harm both the growing foetus and the mother's health. Guavas possess a low glycaemic index, which inhibits sudden spikes in blood sugar. Its high fibre content regulates sugar content and, therefore, helps prevent gestational diabetes.
• According to research, eating guavas before meals can lower overall cholesterol levels while increasing good cholesterol. Increased bad cholesterol levels and cardiovascular diseases can negatively impact the health of the foetus and the expectant mother.
• Increased pregnancy hormones can slow down bowel movement and cause constipation and haemorrhoids. The high fibre content of guava relieves constipation and helps prevent haemorrhoids in pregnant women.
• Folic acid may inhibit neural tube defects, which are common congenital anomalies that lead to foetal abnormalities and miscarriages. Guava is rich in folic acid, which helps prevent such defects. Vitamin B, present in guava, also helps in normal cell division and foetal development.
• Guava is high in vitamin C, which aids in iron absorption. Thus, the consumption of guava during pregnancy helps prevent anaemia.
• The high levels of vitamin C in guava help in the improvement of immune functions. Polyphenols, carotenoids, and other vitamins present in guava help the body fight and prevent infections during pregnancy.
• For women, pregnancy may be an especially challenging time. Minerals like magnesium present in guava help relax muscles and nerves. Maternity insurance policy can be beneficial during this period, as it helps manage healthcare expenses. It also aids in the prevention of sudden pregnancy cramps.

Possible risks & side effects of guava for expectant mothers

Although guava is relatively safer to consume during pregnancy, there are certain considerations that every soon-to-be-mother should keep in mind:

• Allergic reactions: Many individuals might be allergic to this fruit, which can lead to symptoms such as difficulty breathing, swelling or itching. When you experience these symptoms, you must immediately seek medical attention.
• Digestive problems: Eating guava way too much can lead to digestive distress, like diarrhea and even bloating. This basically happens because of its high fibre content.
• Unripe guava: Consuming unripe guava can cause gastrointestinal discomfort. It's suggested that you only eat ripe guavas to avoid such problems from occurring.

You should consume the fruit in moderation when you include it in your diet during pregnancy.

Who should avoid guava or use it cautiously?

Some individuals should work out properly or avoid consuming guava during pregnancy.  Here are some people who should avoid or consume guava cautiously.

• Allergy sufferers: Individuals who have known allergies to guava should avoid consuming it during pregnancy.
• People with gastrointestinal disorders: If you have certain ailments, such as IBS (Irritable Bowel Syndrome), the high fibre content present in guava can exacerbate the symptoms.
• Individuals with skin issues: The guava leaf extracts might lead to skin irritation in people who have conditions, such as eczema.

If you fall under any of these categories, make sure to consult a healthcare expert or physician before you eat guavas.

Role of health insurance: Coverage & support in pregnancy health

The health insurance plan plays a massive part in ensuring access to medical care during pregnancy. The coverage can provide you with the following:

• Prenatal care: Periodic check-ups help in monitoring the health of the baby and the mother effectively.
• Nutritional guidance: Giving access to reliable dietitians who offer customised dietary advice.
• Emergency services: It also offers coverage for unforeseen complications that might occur during pregnancy.

Having a proper health insurance plan ensures that every expectant mother receives adequate support and care for a healthy and safe pregnancy.

Conclusion

Guava is a highly nutritious fruit that you can safely include in your diet during pregnancy. It contains fibre, minerals and even vitamins that support fetal development and maternal health. However, it's important to consider individual health issues and consult with a health expert before you make any changes to your diet. In parallel, securing a health insurance policy is essential for expectant mothers. The plan will give you access to postpartum, prenatal and prenatal care, lowering the financial concerns and promoting a good pregnancy journey. If you want more customised service and advice on maternity health insurance, be sure to fill out the form on this page today.

FAQs

• Is guava safe to eat during pregnancy?

In general, guava is completely safe to consume during pregnancy. However, it’s important to eat this fruit in moderation.

• Can guava help with morning sickness?

Guava contains a high level of vitamin C, which can help lower the nausea linked with morning sickness in pregnant women.

• Should a pregnant woman consume guava with or without the skin?

It’s advised that you peel the skin of the guava right before you eat it. That way, it will lower the chances of consuming bacteria or pesticides.

• How much guava should a pregnant woman eat daily?

Every expectant mother should consume a small or a medium-sized guava every day, and it's considered safe during pregnancy.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Pregnancy is a beautiful experience for many women, but one that also brings on a range of challenges. One common issue that many pregnant women experience is back pain which makes it difficult for them to sleep comfortably and get proper rest. This is mainly because during pregnancy, a woman gains a significant amount of weight, her centre of gravity changes, and hormonal changes make her ligaments softer to prepare her for pregnancy. In this article, we will discover different pregnancy back pain remedies for sleeping, which can prevent or ease pain.

Tips to relieve back pain during pregnancy while sleeping

Listed below are several pregnancy back pain remedies for sleeping that a woman could try:

• Sleep on your side

Sleeping on your side and not on your back can ease some back pain, as this can help to reduce the pressure on our lower back and hips. If you are having trouble sleeping on your side, try using a body pillow that supports your belly and back. Or, use maternity pillows available in the market that are specially designed for pregnant women.

• Use a supportive mattress

A supportive mattress can help significantly reduce back pain. Use a firm mattress that can properly support your body while you sleep. It's best to first consult a healthcare professional for guidance before buying a new mattress.

• Apply a warm or cold compress to your back

Applying a warm or cold compress to your back can help reduce pain and inflammation. For a cold compress, use an ice pack, and for hot compresses, you can use a heating pad or a hot water bag.

• Practise good posture

Slouching puts pressure on the spine and further aggravates back pain. It is thus important to maintain good posture during pregnancy that can help reduce back pain and maintain proper alignment of the spinal cord. It is also recommended to wear a good, supporting maternity belt that provides support to the abdomen.

Fruits are loaded with crucial vitamins and minerals that our bodies need to maintain good health and vibrant, glowing skin. Our skin, being the largest external organ, requires proper nutrition to repair itself and combat damage. While factors like genetics and skin type play a role in determining skin colour, other factors like pollution, stress and hormone levels, and sun exposure also contribute to skin colour. Interestingly, including fruits rich in vitamin C in our diet can help achieve a brighter skin tone.

In this article, we explore the fruits known for their potential to promote skin whitening and provide a glowing complexion. Additionally, ensuring you have adequate health insurance coverage can provide peace of mind for your overall well-being.

Top 10 best fruits for skin whitening

Besides vitamins and minerals, fruits are also rich in antioxidants that help destroy harmful substances in the body, called free radicals, that cause dullness of the skin. Fruits can thus hydrate your skin and help to keep it glowing and healthy. So, if you’ve ever wondered, ‘which fruit is good for skin whitening,’ we’ve provided a list of fruits that are known to make skin fairer and brighter:

• Citrus fruits: Citrus fruits top the list of skin whitening fruits, as these are rich in vitamin C (a known skin whitening agent) and antioxidants, and they keep the skin hydrated. Citrus fruits like oranges, lemons, sweet limes, grapefruits, etc. can reduce melanin (pigment that gives your skin colour) expression and make skin brighter. Oranges, lemons and their peels can also be used to make an effective face mask.
• Cucumbers: Cucumbers are the second most sought-after fruit when it comes to skin whitening. They are known to effectively hydrate the skin and help make it blemish-free.
• Strawberries: Strawberries are another example of nutrient-dense fruits with a skin-brightening effect. They also have loads of vitamin C, which is a well-known skin whitening agent.
• Watermelons: In terms of hydrating the skin, watermelons are the best. They are full of vitamins and minerals and contain 92% water. Eating watermelons, particularly in the summer, helps to keep your skin glowing and bright.
• Apples: Apples are a powerful source of antioxidants and other nutrients that are needed for young and glowing skin. Eating apples daily helps to get brighter skin as well as helps resist premature skin ageing.
• Pomegranates: Pomegranate is great for all skin types. The antioxidants and nutrients found in it have anti-ageing and skin brightening properties. It can safeguard your skin from dangerous UV rays and helps to speed up skin cell rejuvenation.
• Tomatoes: The lycopene (colouring) found in tomatoes helps protect the skin from the sun’s damaging UV rays and it also brightens the skin.
• Blueberries: Blueberries are a terrific source of antioxidants that fight skin ageing and help you get brighter, even-toned skin.
• Avocados: Avocados are rich in antioxidants and good fat, both of which play important roles in making the skin look plump and brighter. They also help lessen inflammation of the skin.

Watermelon has approximately 91% water content, offering many benefits during pregnancy. This fruit is very low in calories and contains antioxidants like lycopene and lutein, which help remove harmful substances generated in the body, called free radicals, produced during metabolic processes. Although this fruit has many health benefits, pregnancy is the time when women are cautious about their diet. This leads to the question, ‘Is watermelon good during pregnancy?’. This article looks into a few benefits of eating watermelon during pregnancy.

Health benefits of eating watermelon while pregnant

If you’ve ever wondered ‘Is watermelon good for pregnancy,’ we’re here to help. Watermelon is packed with a wide variety of vitamins (A, C and B6), antioxidants, and elements like magnesium and potassium. Magnesium, in particular, plays a role in muscle relaxation and the prevention of premature muscle contraction. Natural sugars present in watermelon help in combating morning sickness, heartburn, and dehydration. Additionally, there are health benefits associated with consuming watermelon while pregnant.

• Lowers high blood pressure (pre-eclampsia): Watermelon contains lycopene, an antioxidant that can help reduce the risk of pre-eclampsia in expecting mothers. Pre-eclampsia is a complication that can lead to issues like miscarriage or premature birth.
• Reduces the likelihood of pregnancy-related complications: Increased pregnancy hormones can make bowel movements slower. This increases the need for more fluids to support blood circulation. These changes may result in dehydration, constipation, or haemorrhoids. By consuming watermelon during pregnancy, one can fulfil their increased hydration needs.
• Alleviates morning sickness: Watermelon is soothing and refreshing with natural sugar. Drinking watermelon juice or having some slices in the morning may help alleviate symptoms of morning sickness and heartburn, commonly experienced by pregnant women.
• Reduces muscle cramps and pain: Due to fluctuating hormones, pain and muscle soreness can occur during pregnancy. Including watermelon in your diet can reduce muscle cramps and bone pain.

What minerals and vitamins does watermelon provide for pregnant women?

Watermelon, a refreshing and hydrating summer fruit, is full of essential nutrients that are beneficial during pregnancy:

• Vitamin C: Supports the immune system and maycan aid in the absorption of iron, which is crucial for preventing anaemia.
• Vitamin A: Important for the development of the baby's heart, lungs, and kidneys.
• Vitamin B6: Assists in brain development and can help alleviate morning sickness.
• Potassium: Regulates fluid balance and can support muscle contractions, reducing the risk of leg cramps.
• Magnesium: It aids in muscle relaxation and can help decrease the chances of early contractions during pregnancy.

What are the potential risks of eating watermelon while pregnant?

While watermelon is generally considered safe during pregnancy, it is crucial for women who are at risk of diabetes or have pre-existing diabetes to consult a healthcare provider or dietician before including this fruit in their diet.

Consider the following potential risks:

• Gestational Diabetes: Due to its natural sugars, excessive consumption of watermelon may contribute to elevated blood sugar levels, posing a risk for gestational diabetes.
• Gastrointestinal Issues: Overconsumption might lead to gastrointestinal discomfort, including bloating or diarrhoea, especially if consumed in large quantities.
• Food Safety: Ensure watermelon is washed thoroughly before cutting to avoid potential exposure to harmful bacteria.

How can you eat watermelon while pregnant?

Adding watermelon into your diet can be a healthy way to enjoy this nutritious fruit. Here are few ways to include them in your diet:

• Fresh Slices: Enjoy chilled slices as a refreshing snack.
• Salads: Combine with other fruits or leafy greens for a nutritious salad.
• Smoothies: Blend with yoghurt and other fruits for a hydrating smoothie.
• Juice: Fresh watermelon juice can be a hydrating beverage option.

Remember to consume in moderation and maintain a balanced diet to ensure maternal and foetal health.

Conclusion

Watermelon is a delicious, soothing and nutrient-dense fruit that may aid in alleviating pregnancy-related issues. It is a good and tasty choice for pregnant women to incorporate into their daily diet.

In addition to a balanced diet, ensuring financial security during pregnancy is equally important. Opting for health insurance plans for family can provide comprehensive coverage for maternity expenses, routine check-ups, and unforeseen medical emergencies. Securing a good health insurance policy can help expectant mothers focus on their well-being without financial stress.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Updated on - 19 Jan 2026

When uric acid levels rise, it often shows up as more than just a number. You might feel stiffness, sudden joint pain or swelling that makes everyday movement uncomfortable. If this sounds familiar, knowing which vegetables help in reducing high uric acid becomes important. Simple choices like leafy greens, bottle gourd, cucumber and carrots help your body clear excess uric acid and reduce flare ups.

This blog walks you through vegetables that reduce high uric acid, which vegetables truly help and how small daily changes can support your long-term joint health.

What is uric acid & gout?

Uric acid is a natural waste material formed when your body breaks down purines, which are present in certain foods. Normally, the kidneys filter it out, but when levels rise too high, sharp crystals can collect in the joints. This leads to gout, a painful condition that often affects the toes, ankles and knees.

Eating vegetables that help reduce uric acid, such as cucumbers, carrots and tomatoes, can support joint health and lower the chances of gout flare ups.

List of vegetables for reducing uric acid

You must always eat healthy to reduce your uric acid, and a few vegetables for high uric acid that can be consumed are listed below:

● Cucumber

Cucumbers are full of water and help your body stay cool. It works as a natural cleanser that removes extra uric acid from your blood through urine.

Eating cucumber regularly keeps your kidneys healthy and helps reduce swelling or pain in the joints caused by high uric acid.

● Tomatoes

Despite their culinary ‘vegetable’ designation, tomatoes stand out as excellent contributors to general well-being.

Tomatoes provide a double advantage due to their high vitamin C content, which reduces uric acid levels. Vitamin C is well-recognised for its antioxidant qualities and capacity to boost the immune system. Vitamin C assists in the breakdown and excretion of uric acid, limiting its build-up and eventual crystallisation in joints, which might lead to pain and disorders such as gout.

● Spinach

Spinach is full of iron and vitamins. Although it contains a small amount of purine, eating it in moderation helps the body stay strong and healthy.

Spinach also supports kidney function and helps your body get rid of waste naturally.

● Carrots

Eating carrots can be beneficial to your health if you have high uric acid levels. They are high in antioxidants, which aid in regulating enzyme synthesis. These enzymes promote uric acid amalgamation in the blood. They also help remove uric acid from the body due to their high fibre content.

● Cabbage

Cabbage is a great detox vegetable. It helps remove uric acid and other waste from the body. You can eat it cooked or raw in salads.

It’s low in calories and full of vitamins, making it good for both your heart and your joints.

How can you cure uric acid permanently?

Some of the natural ways in which you can reduce uric acid levels in your blood permanently are:

• Reducing the consumption of foods rich in purine (certain vegetables, red meat, shellfish, poultry and the like).
• Reducing high-sugar and high-fructose foods, sugary beverages, processed foods and refined foods.
• Keeping yourself hydrated by drinking enough water to flush out excess uric acid.
• Reducing the consumption of alcohol.
• Improving your intake of foods rich in fibre and Vitamin C.
• Keeping blood sugar levels under control.
• Managing your weight effectively.
• Including cherries and fresh cherry juice in your regular diet.

Vegetables to limit or avoid in case of gout

If you have gout or high uric acid, it’s best to limit vegetables that contain higher purines. These include mushrooms, green peas, cauliflower and asparagus. Eating them in large amounts may raise uric acid levels and trigger joint pain.

You don’t have to avoid them completely, but keep portions small. Focus more on low purine options like cucumbers, carrots and cabbage. Staying hydrated and cutting down on junk food also helps keep uric acid under control and reduces gout flare ups.

Role of health insurance in dealing with uric acid treatment

When dealing with high uric acid levels or related issues like gout and kidney problems, having a good health insurance policy becomes important. It provides financial support for treatments you may need if complications develop over time.

With health insurance covering hospital stays, diagnostic tests and specialist care, you can focus on getting the right treatment instead of worrying about expenses. To understand which policy suits you best, you can fill the form on this page and get expert guidance based on your needs.

Conclusion

Including more low-purine vegetables like cucumbers, carrots, tomatoes and leafy greens can help control high uric acid levels and support kidney function. Limiting moderate-purine vegetables such as peas, mushrooms and cauliflower also helps reduce flare-ups. Along with this, staying hydrated and following consistent eating habits are key to keeping uric acid in a healthy range.

Having critical illness insurance can also provide financial support if high uric acid leads to serious complications that require advanced treatment.

FAQs

1. Which vegetables are best for reducing high uric acid?

Low-purine, water-rich vegetables like cucumbers, carrots, tomatoes, cabbage and spinach support kidney function and help the body remove excess uric acid. Their high fibre content also helps stabilise metabolism, which indirectly reduces uric acid buildup.

2. Are there any vegetables to avoid if I have high uric acid?

Most vegetables are safe, but mushrooms, peas and cauliflower contain moderate purines. They may not trigger gout in everyone, but those with frequent flare-ups should limit them and monitor their symptoms.

3. Can eating more vegetables alone control uric acid?

Vegetables help, but they are only one part of uric acid management. Hydration, maintaining a healthy weight, limiting sugary drinks and reducing red meat and alcohol intake have a stronger impact on lowering uric acid levels.

4. Do tomatoes increase uric acid?

Tomatoes are generally considered safe for people with high uric acid. While a few individuals report sensitivity, research does not show that tomatoes significantly raise uric acid levels.

5. How quickly can diet changes lower uric acid levels?

Diet improvements can begin lowering uric acid within a few weeks, but noticeable relief from symptoms like gout pain may take longer. Consistency in diet and lifestyle habits is key.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Updated on 7 Jan 2026

The common cold is a mild viral infection, but its symptoms—congestion, sore throat, cough and fatigue—can disrupt daily life. Fortunately, several proven home remedies can help ease discomfort and may aid in faster recovery. Staying hydrated, resting, drinking warm fluids, using honey and saltwater gargles and inhaling steam are time-tested methods. These natural treatments not only soothe symptoms but also support your immune system as it fights off the virus.

What causes cold?

The common cold is primarily caused by viruses, with the rhinovirus being the most frequent culprit. It spreads through airborne droplets when an infected person sneezes, coughs or touches shared surfaces. Cold weather does not cause colds directly, but it can weaken your immune system, making you more susceptible to infections. Lack of sleep, stress, poor hygiene and a weakened immune response can also increase your chances of catching a cold.

Home remedies for fast cold relief

If you are wondering how to get rid of a cold overnight with home remedies, we have you covered. Here are some easy-to-follow methods that might just work their magic.

• Stay hydrated: It’s the golden rule of wellness and applies here too. Sip on water, herbal teas, clear broths and warm lemon water with honey. Staying hydrated helps keep your throat moist and aids in loosening mucus, making it easier to expel.
• Rest up: Your body is fighting a battle against the cold virus. Give it the ammunition it needs by getting enough rest. Curl up under the covers and let your body do its thing — healing and rejuvenating. Adequate rest also supports your immune system in fighting off the infection.
• Soothe your throat: A sore throat can become a pesky symptom of a cold. Gargling with lukewarm salt water provides relief. Dissolve half a tablespoon of salt in warm water and gargle for about 30 seconds. This simple remedy helps reduce inflammation and soothes that scratchy feeling.
• Battle congestion: If you’re dealing with a stuffy nose, try steam inhalation. Lean over a bowl of hot water, place a towel over your head and breath in the fumes. It’s like a mini sauna for your nose, helping clear congestion by loosening mucus and making it easier to breathe.
• Drink warm liquids: A cup of warm tea or chicken soup can work wonders. The steam and heat from the liquid can help soothe your airways, making it easier to breathe. Plus, the warmth can be comforting when you are feeling under the weather. Herbal teas like ginger and peppermint can also provide added benefits.
• Honey’s healing touch: Honey isn’t just a sweet treat; it’s a natural remedy for cold symptoms. Add a teaspoon of honey to warm milk or a cup of your favourite tea. Drink these warm beverages with honey to soothe your throat and ease coughing. Honey’s antimicrobial properties can help in fighting infections.
• Moisturise dry air: Dry air can worsen cold symptoms. Using a humidifier in your bedroom adds moisture to the air, preventing your throat from getting dry and easing congestion. A cool mist humidifier is particularly effective.
• Eucalyptus magic: Adding some drops of eucalyptus oil to boiling water and inhaling the steam can provide relief from congestion. Eucalyptus oil contains compounds that can help you open your airways. If you don’t have eucalyptus oil, you can use peppermint or tea tree oil.
• Elevate your head: When you sleep, keep your head slightly elevated. This can help prevent mucus from pooling in your throat and causing discomfort.

Tips to prevent cold

Preventing colds starts with strengthening your immune system and maintaining hygiene:

• Wash your hands frequently with soap and water.
• Avoid close contact with sick people.
• Disinfect commonly used surfaces, like doorknobs and phones.
• Do not touch your eyes, mouth or any part of your face with your hands, especially if you have been outside in a public space.
• Eat a balanced diet rich in fruits, vegetables and protein.
• Exercise daily and get proper sleep to have a resilient immune system.
• Use tissues or elbows when sneezing or coughing and dispose of tissues properly.

Prevention is key— just as an individual health insurance plan prepares you for medical needs, these habits prepare your body to fight infections better.

Conclusion

When you are searching for how to get rid of a cold overnight with home remedies, remember that nature has its own pharmacy. Cold remedies that work don’t have to involve complex treatments or medication. Stay hydrated, rest up and ease your symptoms with warm liquids, honey and steam inhalation. So, the next time you find yourself under the weather, try these tips to greet the morning with a clearer nose and a brighter mood.

Home remedies can provide comfort and quicker relief, while hygiene and a healthy lifestyle help prevent future infections. And when professional help is needed, having reliable health insurance ensures that your recovery is supported. Most plans cover doctor visits, prescription meds, diagnostic tests and even hospitalisation if needed. They also support preventive care like checkups and vaccinations, helping you stay healthy year-round.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Updated on 24 Dec 2025

Every individual wants healthy, smooth and glowing skin. However, clogged or open pores sometimes become an issue, particularly in India, where humidity, heat and pollution affect the skin health. Locked or large pores can cause acne, blackheads and dullness.

While pores cannot be completely closed or eliminated, their appearance can be minimised through proper skincare and a balanced diet. Certain fruits provide vitamins, antioxidants and hydration that support skin health. In this blog, you will discover all those fruits that are perfect for the skin.

Why are fruits important for healthy skin?

Fruits consist of natural water content, antioxidants, minerals and vitamins. All these nutrients help in repairing the skin tissues, safeguard the skin from damage and keep it hydrated. Fruits that contain Vitamin C boost collagen production, which aids in tightening the skin and lowering the appearance of pores. Many fruits also include plenty of fibre, which helps in flushing out the toxins from the body and prevents breakouts. Periodically consuming the correct fruits can keep the skin youthful, radiant and even clear.

List of fruits that are good for skin pores

If you are wondering which fruit is good for skin pores, this list has got you covered.

• Citrus fruits: Oranges, lemons and grapefruits are like a vitamin C power-up for your skin. Vitamin C boosts collagen production and makes your pores less noticeable. Plus, these fruits have natural acids that gently exfoliate, keeping your pores clear.
• Berries: Blueberries, strawberries and raspberries are more than just tasty; they come packed with antioxidants. These little warriors fight off the free radicals that can mess up your skin. Their high fibre content also helps in digestion which indirectly helps your pores.
• Papaya: Papain, an enzyme in papaya, acts like a gentle exfoliator. It sweeps away those dead skin cells that can clog up your pores. With vitamins A, C and E in the mix, papaya gives your skin a healthy boost.
• Watermelon: If you need hydration, watermelon is your go-to friend. With its high water content, it keeps your skin juicy and plump. When your skin is happy, your pores play nice too. Vitamins A and C in watermelon are a dynamic duo for skin repair.
• Kiwi: Kiwi is packed with vitamin E, which helps keep your skin soft and smooth. It is also a great source of vitamin C, essential for boosting collagen and keeping pores firm and refined.
• Pineapple: Pineapple contains bromelain, a natural enzyme that acts as a gentle exfoliator. It helps remove dead skin cells and gives your pores a refreshed feel, almost like a mini spa treatment. Its vitamin C content further supports clear and healthy-looking pores.
• Pomegranate: Pomegranate is rich in antioxidants that protect your skin from damage. It also contains compounds that help regulate oil production, keeping your skin balanced and your pores under control.

Apart from consuming the right fruits, it's also crucial to have a critical illness insurance policy in place. Such a policy can help cover the costs if you ever face serious skin-related conditions or require hospitalisation.

Conclusion

Maintaining healthy skin is not just about treatments and creams; it mostly starts with what you consume. Adding certain fruits, such as strawberries, papaya and oranges, to your diet can help reduce the pore size and keep the skin glowing. Certain lifestyle habits, such as avoiding oily food products and drinking plenty of water, can also make a massive difference.

While focusing on your beauty and health from the inside is essential, it also helps you stay protected against unforeseen health issues. By filling out the form on this page, you can receive personalised medical insurance guidance and solutions for your needs.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

It is critical in the management of diabetes to exercise caution when it comes to dietary consumption. Due to its manufacturing process, jaggery, an organic sweetening ingredient generated from either sugarcane or date palm sap using traditional procedures, is widely considered a better alternative to refined sugar. However, a significant issue arises: is jaggery good for diabetes?

This article will thoroughly investigate the influence of jaggery on diabetes and evaluate its suitability for persons suffering from this medical condition.

Can Diabetic Patients Eat Jaggery?

When cooking food for diabetics, using natural sweeteners rather than artificial ones is better. However, not all natural sweeteners are suitable for diabetics.

Organic jaggery is considered better than white sugar, as white sugar undergoes extensive processing. Unlike white sugar, organic jaggery is free of chemicals and additives. However, these advantages of jaggery apply only if you consume it in moderation.

The points to keep in mind before choosing jaggery as your regular sweetener are-

1. While jaggery appears to be a healthier alternative to refined sugar, this does not guarantee that it will not lead to a spike in your blood glucose levels. As a majority of the carbohydrates in jaggery are sugars, it might still induce a blood sugar spike. It’s important to note that 100g of jaggery, for example, has 98.96g of carbs and 383 calories.
2. The glycaemic index (GI) of jaggery is 84.4. A food with a high GI contains a lot of sugar. It may also cause a significant spike in blood glucose levels.
3. Diabetes patients should consume food with a low glycaemic index. However, if you must consume jaggery, do so in moderation while taking other measures, such as minimising your consumption of other carbohydrate-rich meals. Limit your jaggery consumption to no more than 1-2 tablespoons per day.
4. A nutritious and well-balanced diet is the greatest way to reduce blood sugar if you have diabetes since it allows you to manage the illness better.
5. Instead of jaggery, nutritionists recommend using natural herbs like ginger, basil, and cardamom for taste. Furthermore, diabetics should examine the glycaemic index and glycaemic load before introducing new foods into their diet.

Before making any dietary adjustments, consult your doctor to determine which foods are safe.

Which Type of Jaggery is Good for Diabetes?

Although jaggery is a healthier alternative to white sugar, it is not suitable for diabetics. However, in moderation, organic jaggery might fulfil your sugar cravings. When you have diabetes, using unprocessed versions in small amounts is advisable. Natural and organic jaggery is far superior to white sugar and artificial sweeteners for persons who are healthy and do not have diabetes.

Conclusion

As a result of its high glycaemic index, utilizing jaggery in food cooked for diabetics may not be beneficial or safe. The primary goal of consuming a diabetic diet is maintaining blood sugar levels, which may be impossible with jaggery. You may use 1-2 tablespoons of organic jaggery to satiate your sugar cravings, but remember to consult your doctor before doing so. Additionally, it's essential to have regular check-ups and discussions with your healthcare provider to ensure your dietary choices align with your overall health goals and consider incorporating a health insurance plan for comprehensive care.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Diabetes requires careful consideration of the meals you consume, since controlling blood sugar levels is a primary issue.

Among the different fruits available, pineapple frequently stands out due to its distinct, tropical flavour. However, the issue remains: is pineapple healthy for diabetics? Let’s look at the nutritional components, as well as the potential benefits and drawbacks of including pineapple in a diabetic diet.

Can a diabetic patient have pineapples?

Most fruits have a low glycaemic index (i.e., GI), which implies they affect blood sugar levels less than other foods.

Fruit contains fructose and fibre, which aid the body’s digestion of carbs, resulting in more stable blood sugar levels over time. Conversely, pineapples have a medium GI score, implying that they may significantly impact blood glucose levels more than other fruits.

The general GI classifications are as follows:

• Meals with a GI score of less than 55 are considered low GI.
• Medium GI foods have a GI score between 56 and 69.
• High-GI foods have a GI or Glycaemic Index of 70 or above.

The GI of raw pineapple is 66, suggesting that it is a medium-GI fruit.

You can consume the fruit in moderation and combine it with protein or healthy fat, such as nuts, seeds, nut butter, or avocado, to reduce its influence on blood sugar levels.

Melons and different dried fruits, such as dates, raisins, and sweetened cranberries, are also medium-GI fruits.

The GI of pineapple, like other foods, changes depending on what you eat with it. Combining fibre and carbohydrates with proteins and healthy fats helps you feel full for longer and decreases blood sugar spikes.

As seasons change and temperatures shift, our bodies can become more vulnerable to various illnesses. One pervasive ailment that will generally arise is strep throat, a condition influencing the throat as well as tonsils caused by the bacterium ‘Streptococcus pyogenes’. Understanding what is strep throat and recognising its symptoms is essential for immediately diagnosing and administering treatment.

What is strep throat?

Strep throat, medically called ‘streptococcal pharyngitis,’ is a bacterial disease essentially focusing on the throat and tonsils. The causative agent behind this contamination is Streptococcus pyogenes, also called group A streptococcus. This microorganism productively spreads through airborne drops when an infected individual coughs or sneezes, displaying a significant level of infectiousness. Although more predominant among children and youth, strep throat can affect people of all age groups.

Signs and symptoms of strep throat

Strep throat presents a range of symptoms that can often be mistaken for other throat infections. Common signs include:

• Sore throat: The most distinctive symptom of strep throat is a sudden and severe sore throat. It often makes swallowing painful and can lead to discomfort while talking.
• Fever: A high fever, typically above 101°F (38.3°C), is common with strep throat. This fever can come on suddenly, and one may also suffer from chills.
• Swollen tonsils and throat: The tonsils may become red and swollen, sometimes with white or yellow patches. The back of the throat might also appear red and inflamed.
• Headache and body aches: Individuals suffering from strep throat may encounter headaches and overall muscle discomfort reminiscent of cold or flu symptoms.
• Loss of appetite and fatigue: Discomfort due to the infection could lead to a decreased desire to eat and heightened feelings of tiredness.
• Swollen lymph nodes: In reaction to the infection, the lymph nodes in the neck could become sensitive and swollen.

Chickenpox is a highly infectious viral disease. This article will explore the  common question that many ask: what is the duration of chickenpox? Furthermore, we will delve into recognising the distinctive symptoms of chickenpox and how long does chickenpox last, enhancing your understanding of this disease.

How long does chickenpox usually last?       

The quintessential question we’re addressing here is the duration of chickenpox. The timeline can vary from the onset of symptoms to the eventual recovery, but the general range is between 4 and 7 days. During this period, the journey from rash to scab follows a distinctive pattern many who have endured can attest to.

How do you know if you have chickenpox?

The most common signs and symptoms of chickenpox include the following:

• Rashes: One of the primary signs of chickenpox is the development of red, itchy rashes. The rashes typically appear on the face and torso and then spread to other body parts. They begin as small raised red bumps, quickly evolving into fluid-filled blisters.
• Itching sensation: Chickenpox is known for causing intense itching. The blisters in the rashes can become incredibly itchy, a distinctive characteristic of the virus. However, scratching the blisters can lead to infection or scarring.
• Fever: Many individuals with chickenpox experience a mild to moderate fever shortly before or when the rashes appear. Other flu-like symptoms, like severe body aches and weakness, frequently occur with fever.
• Flu-like symptoms: Along with fever, chickenpox can have side effects like seasonal viral flu. These may include body aches, loss of appetite, and general uneasiness.
• Blisters and scabs: The red bumps progress into clear fluid-filled blisters. Over a few days, these blisters become cloudy and then form scabs. The whole process typically takes around 1 to 2 weeks.

Updated on - 12 Jun 2026

To prevent people from being denied treatment because of hereditary illnesses, health insurance policies have evolved to include coverage for genetic disorders. This has decreased discrimination in policy approvals and increased access to essential medical care. It boosts financial security under a standard mediclaim policy, particularly for specialised or long-term therapies. This blog discusses how genetic disorders are handled in insurance.

Can Health Insurance Claims for Genetic Disorders Be Denied?

In a landmark 2018 judgement, the Delhi High Court ruled that blanket exclusions of genetic disorders in health insurance policies are arbitrary and violate constitutional rights under Articles 14 and 21. Justice Prathiba M. Singh emphasised that access to health insurance is closely linked to the right to healthcare.

The case involved a policyholder suffering from hypertrophic obstructive cardiomyopathy whose claim was denied on the grounds of a genetic disorder. The court directed the Insurance Regulatory and Development Authority of India to review such exclusion clauses. However, the court clarified that insurers may still impose exclusions, provided they are based on reasonable, scientific, and non-arbitrary criteria rather than broad or vague classifications.

In 2019, IRDAI issued guidelines to standardise exclusions in health insurance policies, ensuring that arbitrary or broad exclusions, like those related to genetic conditions, are not unfairly applied.

Are There Any Conditions or Limitations in Health Insurance Claims for Genetic Disorders?

While insurers cannot reject claims purely on genetic grounds, coverage may still be subject to waiting periods, policy exclusions, and the type of treatment required. Some advanced or experimental treatments may not be included.

Conclusion

You can better prepare to meet future healthcare needs if you’re aware of the specifics of your policy, including its inclusions and exclusions. Carefully reviewing policy terms helps you understand the extent of coverage and maximise benefits under the best health insurance plans.

Being informed also lowers the likelihood of unanticipated claim denials and ensures more efficient claim processing.

FAQs

1. Are genetic disorders covered under all health insurance policies?

Usually, yes. That said, not all policies offer the same level of coverage. Therefore, you must review all terms and inclusions before purchasing one.

2. Is genetic testing covered by insurance in India?

Genetic testing coverage varies by policy and is only limited to tests that are deemed strictly medically necessary.

3. Can insurers increase premiums due to genetic conditions?

Premiums are generally based on overall risk factors, but genetic conditions alone cannot be used to deny coverage.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. Please read the sales brochure/policy wordings carefully for detailed information about on risk factors, terms, conditions and exclusions. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Updated on - 11 Feb 2026

Hatha Yoga can be just the perfect thing you need after a long, stressful day of work.It’s a great choice for working professionals who want to break free from a sedentary lifestyle and feel more energised.

While some Hatha Yoga poses do involve flexibility, many are designed to bring calmness, build strength and improve balance. And the best part? It’s not just good for your body and mind—it also supports your long-term wellness goals.

Let’s delve into the blog to learn more about the meaning of Hatha Yoga, different postures and many more.

What is the meaning of Hatha Yoga?

The term ‘Hatha’ originates from a combination of two Sanskrit words: ‘ha,’ representing the sun, and ‘tha,’ meaning the moon. These terms collectively merge contradictory forces, like strength and flexibility, activity and contemplation and vitality and tranquillity. In other words, it strikes a balance between Pingala and Ida in our bodies. The word ‘Pingala’ represents solar energy and means tawny/orange in the Sanskrit dialect. Pingala resembles the blazing sun and refers to masculine energy. In contrast, Ida resembles lunar energy. In Sanskrit, it implies comfort and stands for feminine energy.

Hatha Yoga emphasises this equilibrium between Pingala and Ida by combining diverse asanas (physical poses), pranayama (breath control) and meditation practices. The ultimate goal is to achieve a condition of equilibrium between the physical body and the intellect.

Hatha Yoga combines the physical, mental and spiritual aspects of life to offer a comprehensive approach to overall well-being. Its emphasis on balance, flexibility and strength reflects the larger philosophical concept of harmonising opposing forces. While Hatha Yoga does promote physical health and flexibility, it goes beyond the surface to address mental clarity, emotional balance and spiritual growth.

What is the difference between Yoga and Hatha Yoga?

Here are the main differences between yoga and Hatha Yoga:

Is Hatha Yoga hard for beginners?

Hatha yoga is a safe and beginner-friendly yoga that prepares the body for advanced yoga forms. While some poses may initially feel challenging, with continued practice, the effort will start to feel more natural. This way, you will build more confidence while practising.

How many asanas are in Hatha Yoga?

This ancient practice holds that a healthy body facilitates spiritual growth. Thus, Hatha Yoga has many asanas that target different muscles to promote flexibility, strength and balance. Moreover, pranayama is also an integral part of Hatha Yoga.

These meticulous breathing exercises regulate the flow of ‘prana,’ the vital life force energy within the body. By engaging in pranayama, practitioners gain mastery over their breath, directly influencing their mental and emotional states. Breath becomes a potent instrument for soothing the mind and attaining inner serenity.

Below is the list of some of the popular asanas in Hatha Yoga:

• Tree Pose
• Tadasana
• Child’s Pose
• Bow Pose
• Trikonasana
• Dhanurasana
• Downward Facing Dog Pose

Conclusion

Hatha Yoga extends far beyond mere physical exercise; it is a deep and enduring discipline. This practice serves as a comprehensive route to mindfulness, embracing the entirety of one's being, including the body, mind and spirit. As you delve into the deep realms of Hatha Yoga, you embark on a transformative journey toward holistic well-being and self-revelation.

Just as Hatha Yoga offers calmness and supports physical strength, similarly, investing in a good health insurance policy can provide you with mental peace and financial support during difficult times. That is why you need to research and invest in good critical illness insurance to secure your financial future.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Maintaining proper nutritional balance during pregnancy is essential for the mother’s and baby’s well-being and growth. One essential nutrient that is very important during pregnancy is iron, as it is pivotal in providing oxygen to the body’s cells and making red platelets.

Expectant mothers should focus on sufficient iron intake to prevent iron deficiency anaemia, a condition that can present risks for both the mother and the baby. This article will dive into a plethora of iron-rich food sources that are safe and favourable for pregnant women.

Pregnancy-friendly foods rich in heme iron

Heme iron is found in animal sources and is more easily absorbed by the body than its non-heme variant. Here are some heme iron-rich foods that expectant mothers can incorporate into their pregnancy diet:

• Lean meat: Pick lean meat varieties like beef, veal, pork, or lamb, as they act as great sources of heme iron. They contain iron and protein essential for a baby’s growth and development.
• Greens: Consume green leafy vegetables like spinach, kale, and collard greens, which are rich in vital nutrients and minerals and supply heme iron. They offer a double benefit, giving iron and folate, a fundamental nutrient that prevents neural tube defects during the baby’s growth.
• Beets: This is a colourful addition to your pregnancy diet. Beets contain heme iron, and other nutrients like fibre and antioxidants, making them a wholesome choice.
• Sauerkraut: This fermented cabbage dish can become a tasty and iron-rich meal addition. Sauerkraut provides heme iron while also offering gut-friendly probiotics.
• Tofu: Derived from soybeans, tofu is an excellent plant-based source of heme iron. It's versatile, and one can incorporate it into various dishes, providing a protein boost and raising iron intake.

Additional sources of iron

Apart from heme iron-rich foods, you can include several sources of non-heme iron in a pregnancy diet. Consuming vitamin C-rich meals with non-heme iron can improve absorption. Non-heme iron is typically not as easily absorbed as heme iron. Here are some non-heme iron sources:

• Lentils: A powerhouse of nutrition, lentils offer substantial non-heme iron, fibre, and protein, making them valuable to vegetarian pregnancy diets.
• Soybean flour: Enhance your iron intake in baking and cooking by integrating soybean flour. This adaptable ingredient lends itself to diverse culinary creations.
• Dried fruits: Elevate your non-heme iron levels and essential vitamins and minerals by adding dried fruits like apricots, prunes, raisins, and dates to your meal plans.
• Nuts and seeds: Nuts like cashews, almonds, and pine nuts are brimming with non-heme iron, while seeds like chia, hemp, sesame, and sunflower offer a similar nutrient bounty.
• Oatmeal: Beyond its comforting breakfast allure, oatmeal boasts noteworthy iron content. Elevate its nutritional quotient by incorporating dried fruits or nuts for a refreshing iron infusion.
• Wholegrain bread: Elevate your non-heme iron intake by embracing whole-grain bread as a culinary cornerstone. This nutrient-rich choice bolsters iron levels and promotes digestion through its fibre content, keeping you full for extended periods.

Commonly known as the ‘eight limbs of yoga,’ ashtanga yoga presents a holistic and all-encompassing method for achieving both spiritual and physical wellness. With its origins deeply intertwined with ancient Indian philosophy, this practice focuses on the connection between mind and body. It provides practitioners with a clear path toward self-discovery and balance. This traditional practice, popularised by K. Pattabhi Jois, has gained global recognition for its structured yet flexible approach to achieving balance, discipline, and inner peace. An energetic and dynamic form of yoga, it is a combination of breathing techniques and movement. In this article, we will understand what ashtanga yoga is in detail.

What is ashtanga yoga?

The term ‘ashtanga’ translates to ‘eight limbs’ in Sanskrit, reflecting the eightfold path that forms the foundation of this practice. The eight limbs are as follows:

• Yamas: The first one is Yamas (i.e., ethical principles). These moral and ethical guidelines guide practitioners in their relationships with others and the world. They include principles such as non-violence (ahimsa), truthfulness (satya), and non-attachment (aparigraha).
• Niyamas: The second one is Niyamas (i.e., personal observances). Niyamas are self-disciplinary practices that cultivate inner growth and self-awareness. They encompass concepts like purity (saucha), contentment (santosha), and self-study (svadhyaya).
• Asana: Next comes Asana (i.e., physical postures). Asanas are the physical or body postures in yoga. While often associated with the physical aspect of yoga, they serve as a means to prepare the body and mind for meditation and higher states of consciousness.
• Pranayama: Pranayama (i.e., breath control) involves regulation. It is a crucial component of ashtanga yoga, as it helps harness and direct the life force (prana) within the body, promoting vitality and mental clarity.
• Pratyahara: Pratyahara (i.e., sense withdrawal) is the abandonment of the senses from external stimuli, allowing practitioners to turn their attention inward and detach from sensory distractions.
• Dharana: Dharana (i.e., concentration) is the practice of focused concentration, training the mind to single-pointedness. This prepares the practitioner for deeper states of meditation.
• Dhyana: Next comes Dhyana (i.e., meditation). It is the sustained state of meditation where the mind is fully absorbed in the object of focus, leading to profound insights and inner stillness.
• Samadhi: Lastly comes Samadhi (i.e., self-realisation). In ashtanga yoga, the ultimate aim is samadhi, a state marked by profound self-realisation and a sense of unity with the universe. It represents a transcendental experience where the practitioner discovers their authentic self and attains liberation, known as moksha.

Ashtanga yoga's origin and history

 Ashtanga yoga finds its roots in ancient Indian philosophy and spirituality. The principles of ashtanga yoga were mentioned in the Yoga Sutras by the sage Patanjali, probably somewhere around 400 CE. In any case, the contemporary form of ashtanga yoga practised today can be directly connected to the teachings of T. Krishnamacharya and his student, K. Pattabhi Jois. Krishnamacharya, a prominent figure known as the ‘father of modern yoga,’ skillfully amalgamated age-old teachings and sacred texts to establish a yoga system adaptable to diverse individual capacities.

Ashtanga yoga poses

Ashtanga yoga can be divided into six categories-

1. Primary series (Yoga chikitsa): Focuses on detoxifying and aligning the body.
2. Intermediate series (Nadi shodhana): This aims to purify the nervous system by opening and clearing energy channels.
3. Advanced series A, B, C, and D (Sthira shaga): Integrates strength and grace of movement.

Each series begins with sun salutations (Surya Namaskara) to warm up the body, followed by standing postures, seated postures, and finishing sequences. The practice emphasises the synchronisation of breath and movement (vinyasa), specific gazing points (drishti), and internal energy locks (bandhas) to cultivate a moving meditation.

In modern practice, ashtanga yoga is based on two types of surya namaskara: sun salutation A and B.

Sun salutation A includes-

1. Pranamasana
2. Hasta Uttanasana
3. Padahastasana 
4. Ashwa Sanchalana
5. Parvatasana
6. Dandasana
7. Ashtanga Namaskara
8. Bhujangasana
9. Parvatasana
10. Ashwa Sanchalana
11. Padahastasana 
12. Hasta Uttanasana
13. Pranamasana

Sun salutation B includes-

1. Utkatasana
2. Uttanasana
3. Ardha Uttanasana
4. Chaturanga Dandasana
5. Urdhva Mukha Svanasana
6. Adho Mukha Svanasana
7. Virbhadrasana 1
8. Chaturanga Dandasana
9. Urdhva Mukha Svanasana
10. Adho Mukha Svanasana
11. Virbhadrasana 1 (in opposite direction)
12. Chaturangasana
13. Urdhva Mukha Svanasana
14. Adho Mukh Svansasan
15. Ardha Uttanasana
16. Uttanasana
17. Utkatasana

Benefits of ashtanga yoga

Regular practice of ashtanga yoga offers numerous benefits:

• Physical strength and flexibility: The dynamic movements enhance muscle strength and increase flexibility.
• Detoxification: The combination of breath control and movement generates internal heat, promoting detoxification through sweat.
• Mental clarity: The structured sequences and focus on breath foster concentration and mental clarity.
• Stress reduction: The meditative aspects of the practice help reduce stress and promote a sense of inner peace.
• Improved circulation: The flowing movements improve blood circulation, benefiting overall health.

These benefits contribute to a balanced and harmonious state of being, both physically and mentally.

Who can learn ashtanga yoga?

People of all ages and fitness levels can do ashtanga yoga. However, due to its physically challenging nature, beginners should start under the guidance of a qualified instructor. Changes can be made in intensity and poses according to individual needs and limitations. Consistency and patience are key, as early progress comes gradually.

People with preexisting health conditions or individuals at an advanced stage are advised to start slowly since yoga poses require muscle flexibility and strength.

Conclusion

Deeply rooted in the timeless teachings of the Yoga Sutras, ashtanga yoga is a guiding path towards equilibrium and unity in life, fostering physical well-being, mental clarity, and spiritual growth for its practitioners. Its eight limbs offer a roadmap for navigating the challenges of modern life while maintaining a connection to our inner selves and the greater universe. Whether one seeks physical fitness, mental tranquillity, or spiritual enlightenment, the path of ashtanga yoga provides a profound framework for holistic well-being. Although yoga helps you stay healthy, having a health insurance policy is essential to deal with any unexpected medical emergencies. 

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.