Updated on - 11 Feb 2026

Facial swelling is a condition that many people experience at some point, often caused by factors such as fluid retention, poor sleep, sinus infections, dental issues or allergic reactions. While the swelling may resolve on its own, it can still cause discomfort and impact daily life. The good news is that a few simple remedies can help reduce puffiness and bring relief.

In this blog, we will discuss common causes, effective home treatments and the role of timely medical care when needed.

Common reasons for swelling in the face

Facial swelling can occur due to various reasons. Some of the common causes include-

1. Allergic reactions: Pollens, dust and certain foods or medications can cause allergies and lead to facial swelling, often accompanied by redness and hives.
2. Infections: Certain conditions, such as sinusitis or skin infections, can result in localised swelling in the face.
3. Fluid retention: Excessive sodium in the diet, hormonal fluctuations and kidney disease that causes water retention can also result in facial swelling.
4. Medical issues: Undetected health conditions, such as thyroid or conjunctivitis, are common causes of facial swelling.
5. Lifestyle factors: Insomnia, dehydration or overconsumption of alcohol can also cause facial swelling.
6. Injuries: Injuries caused by accidents, insect bites or medical procedures can cause puffiness and swelling.

Quick home remedies to reduce facial swelling

When facial swelling is mild and caused by non-critical issues, there are several home remedies that you can try for quick relief:

1. Cold compress

Use a cold compress or ice pack wrapped in a cloth and apply it to the inflamed area for 10 to 15 minutes.

2. Elevation

Use an extra pillow to raise your head, as this reduces fluid accumulation in facial tissues and decreases facial puffiness.

3. Hydration

Drink plenty of water throughout the day to replenish your body and skin and flush out the excess sodium responsible for facial swelling.

4. Cucumber slices

Cucumber slices have a cooling and anti-inflammatory effect. Apply chilled slices on the swollen area for 10 to 15 minutes to see the results.

5. Tea bags

The tannins in the tea firm the skin and reduce swelling. Place green or black tea bags in the freezer for 5 minutes and apply them to your face.

6. Massage

Gently massage your face in upward motions. This stimulates lymphatic drainage and reduces swelling. You can use facial massage oils or coconut oil and aloe vera for added benefits.

7. Turmeric paste

Turmeric has anti-inflammatory properties, which reduce puffiness and bloating naturally. Add water or milk to the turmeric powder and make a face pack. Apply it to your face, and wash with cold water after 15 minutes.

8. Salt water gargle

Gargling in the morning can help reduce swelling around the jawline and cheeks caused by dental issues.

9. Essential oils

Lavender and chamomile oils are known for their calming properties. Mix the oils with a carrier oil such as coconut or castor oil and apply it to the swollen region for relief.

10. Stay away from triggers

Avoid allergens and processed foods that can cause inflammation and swelling. Choose a balanced diet that includes omega-3 fatty acids and protein-rich foods to keep bloating and inflammation at bay.

What health insurance might cover in case of facial swelling?

Facial swelling may sometimes indicate an underlying medical condition. It can occur due to an allergic reaction, dental infection or injury, which often requires medical care. Having a health insurance policy can help you cover expenses related to doctor consultations, diagnostic tests, prescribed medications and hospitalisation if needed.

Moreover, if the swelling results from a condition covered under critical illness or accident coverage, additional financial support may also be available, reducing the out-of-pocket burden for treatment. Always check your policy wording carefully to understand what is included and excluded under your plan.

Conclusion

Facial swelling can sometimes be managed with home remedies, but persistent or severe cases may signal an underlying condition that needs medical attention. In such cases, a suitable health insurance policy ensures you are both medically and financially prepared to manage unexpected health concerns effectively.

If your parents are suffering from conditions that cause swelling, getting a parents’ health insurance plan is also wise. For any questions about available plans, get personalised health insurance advice and solutions by filling out the form on this page.

FAQs

1. What are the common causes of facial swelling?

Facial swelling can result from allergies, infections, dental problems, sinus issues or even minor injuries. In some cases, underlying medical conditions may also contribute to the condition.

2. When should I see a doctor for facial swelling?

If swelling is sudden, severe, painful or accompanied by breathing difficulty, fever or persistent discomfort, it is essential to seek medical attention immediately.

3. Can home remedies completely cure facial swelling?

Home remedies, such as applying cold compresses, maintaining hydration and getting adequate rest, can help alleviate mild swelling. However, medical treatment is necessary if an infection, injury or an underlying condition causes the swelling.

4. Does health insurance cover treatment for facial swelling?

A health insurance policy generally covers expenses such as consultations, tests, prescribed medicines and hospitalisation if swelling is linked to a covered condition like an infection or allergy. Always check your policy document carefully to understand the exact scope of coverage.

5. Is facial swelling related to diet or lifestyle?

Sometimes, high salt intake, dehydration or lack of sleep may contribute to puffiness or swelling in the face. In such cases, making simple lifestyle changes can often help reduce the swelling.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Frequent train accidents have been in the news for some time now. While most of us may believe the reason to be sabotage, the truth is far from it. An investigation into 1,018 consequential train accidents in the past eight years has revealed that only 4.7% of the total was caused by sabotage.

The findings state that a total of 1,940 lives were lost (2 deaths in every 3 days) due to these accidents and 3,200 passengers were injured. 4.7%, which means only 48 of the total 1,018 accidents were caused by sabotage, 42% (or 426 accidents) were due to ‘failure of other than railway staff’, and the largest share of 44% were caused by ‘failure of railway staff’.

Ever experience blurred vision, watery eyes or pain behind the neck? Often feel exhausted and sluggish at the end of the day, even without much physical exertion? These could be your body's way of telling you that you have been sitting for long hours at a stretch at your work desk.

Working without breaks can be counterproductive and might result in stress. Here are some simple ways in which you can de-stress yourself without getting away from your desk:

1. Gaze out of your window

In school, we were told not to gaze out of the window while classes were going on. However, sometimes that is just what your mind needs for rejuvenation and regained focus.

If your thoughts happen to drift away, take a short break. Allow your thoughts to flow. The sub-conscious works in mysterious ways; you just might find the solution you were looking for, in the midst of your daydreaming.

2. Doodle Away

Whenever you panic over an important assignment, or hyperventilate over an impossible deadline, take a pen and paper and let your right brain go crazy. Make some cartoons or just draw whatever comes to your mind.

Meanwhile, your left brain takes a break so you can start fresh with your work once again. Remember, you want to relax, not add to your stress. So don't worry about how your picture or sketch turns out, even random squiggles can help!

3. Meditate

While it may seem boring, meditation has been proven quite effective to manage your mind. Simply close your eyes and take deep breaths.

If you are unable to concentrate with your eyes closed, then look at soothing images or listen to relaxing music. The sound of flowing water is known for its calming effect. Perform better in meetings or achieve deadlines with a clear head.

4. Go to Your Happy Place

Your happy place is any environment where you feel safe and relaxed. It can be anything and have anything that you fancy.

It could be the house made of candy from 'Hansel and Gretel'. Or a room filled with books. To each his own, right?

5. Flex Your Muscles

Staying in one position can make your body stiff. It is imperative that you do certain movements that will help you relax and prevent your muscles from sleeping.

Open your jaw as wide as you can. Roll your shoulders back twice, then forward twice, then back once more. Also, stretch your arms and legs frequently.

6. Mind Your Posture

Most corporate jobs today require you to sit in front of a screen. Our bodies start to contract and emulate the stress we feel in our muscular system. This is most reflected on the back, neck and shoulders.

Make sure that your head is in alignment with your neck and that your back is straight. According to good ergonomics, your computer screen should be at least an arm's length away from you.

These six tips will go a long way to help you stay fit and be more productive and comfortable at work. However, don't let these activities come in the way of your work.

Updated on 23 Dec 2025

Family health insurance is the first and foremost step towards protecting your loved ones from growing medical emergencies. A medical emergency experienced by a family due to the sudden health failure of a family member is likely to dent your savings when footing treatment bills. So, instead of buying different health insurance for each member, you can select a family health insurance that covers all the eligible members under one policy.

This provides benefits like cashless hospitalisation, coverage for maternity and pre-existing conditions after waiting periods and annual health check-ups. Read the entire blog and learn how to choose the right family health insurance.

What is a family health plan?

A family health insurance plan is a comprehensive plan that covers the entire family under one policy. It usually covers the policyholder, spouse, parents, children, and can also be extended to in-laws. It provides access to prime healthcare services. This plan covers your hospital bills, pre- and post-hospitalisation expenses and provides tax benefits. By choosing this plan, you protect your savings and secure healthcare access for your family.

What is covered by a family health plan?

The family floater feature of this policy, a total of 5 family members can be insured under a single health policy. This policy has a minimum entry age of 3 months which allows you to insure children as well as adults. The sum insured offered by this family health plan can be shared among all the family members or can be used by one family member during a medical emergency till the policy period expires.

Premium medical aid may not be uniformly available, or the health care facility in your locality may prove insufficient for treatment in case of sudden health complications. Such problems are taken care of by this comprehensive health insurance policy. ICICI Lombard has a tie-up with a wide network of hospitals all over India that offer premium medical care. Treatment at such a health care facility makes the insured individual eligible for a cashless health insurance benefit. This feature offered by the health insurance policy offers relief from paying large hospitalisation bills. As all the medical bills and treatment costs are settled by the insurance provider, you do not have to worry about high hospitalisation bills.

You can also extend the coverage of this policy by purchasing optional covers like the Critical Illness cover and Donor Expenses. With the Critical Illness cover, the insurance provider offers monetary aid if the insured individual is diagnosed with a major illness and a medical procedure is covered under this policy. The Donor Expenses optional cover makes the insured individual eligible to receive reimbursement for an amount up to Rs. 50,000 during any organ transplant surgery.

How to select the best cashless mediclaim policy for the family?

To get the best cashless mediclaim policy for your family, check out the points given below.

1. First, review your family's needs. A family floater is cost-effective for young families, but senior citizens may need a separate policy.
2. Then, select the sum insured that can handle high medical costs in cities. Add a top-up plan if required.
3. Make sure your preferred hospitals are covered for cashless treatment.
4. Check for sub-limits, co-payments and waiting periods for pre-existing diseases. 
5. Evaluate the claim settlement ratio; a high CSR shows better chances of smooth claim approval.
6. Look for benefits like no-claim bonuses, restoration of sum insured and modern treatment coverage.
7. Lastly, make sure that your policy can be renewed without any age restrictions.

Benefits of family health insurance

The following points show the benefits of having family health insurance.

1. Get financial protection against emergencies: Hospital stays, medical treatments and surgeries can cost a lot. A family health insurance plan protects you from such expenses, allowing you or your family to focus on getting better.
2. Pre and post-hospitalisation expenses: Policies usually cover expenses incurred before entry and after discharge for a specific number of days.
3.  Preventive care and check-ups: Some plans cover annual check-ups and preventive screenings, which help detect health issues early and reduce long-term risks.
4. Tax benefits: Under Section 80D of the Income Tax Act, the premiums you pay for family health insurance can be subtracted from taxable income.
5. Peace of mind: A family health insurance plan keeps you prepared for medical emergencies, reduces stress and gives you confidence in managing your family’s health.

Conclusion

Family health insurance provides financial support and safeguards the family's overall well-being. It brings financial stability, covers hospitalisation and preventive care and also helps you save through tax benefits. Select the right plan to ensure that your family has access to quality treatment without lowering your savings. Plan ahead to reduce the stress that comes your way during those difficult times.

Fill out the form on this page to get expert advice and find a family health insurance plan that matches your requirements and budget.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

In the absence of insulin, the glucose is unavailable to the cells and it simply accumulates in the blood. Glucose is the primary source of energy for our body cells and if it is unavailable, it causes all sorts of complications. This bad karma is called diabetes.

Let's Look at the Different Types of Diabetes

Type 1 Diabetes

Also known as insulin-dependent diabetes, or juvenile diabetes or early-onset diabetes, this type is seen in about 10% of diabetics. This is an autoimmune disorder in which the body's immune system destroys the beta cells of the pancreas, which are responsible for the production of insulin. The person's pancreas does not produce any insulin and the person has to rely on injected insulin for the rest of his/her life.

Type 2 Diabetes

This is the most common form of diabetes and is seen in approximately 90% of diabetics worldwide. In this disorder, body cells do not respond to insulin and eventually, the production of insulin may also decline.

Gestational Diabetes

This only affects pregnant females.

Why Does Anyone Get Diabetes?

It is difficult to pinpoint the causes of this complicated disorder. Heredity plays an important role in the development of diabetes as does race. It is found that people from the Middle East, Africa and South East Asia are at a greater risk of getting diabetes than others.

Besides these common symptoms, a few other symptoms (not specific to the disorder) are:

1. Blurred eyesight
2. Fatigue
3. Headache
4. Irritability
5. Cuts And Wounds that take an unusually long time to heal
6. Itchy Skin
7. Sexual Dysfunction In Men

The primary problem associated with diabetes is the sudden rise in blood glucose levels, called hyperglycemia. This can manifest by symptoms that include shakiness, anxiety, palpitations, abdominal discomfort, etc.

How Can You Cure Diabetes?

Diabetes cannot be cured by taking drugs, but it can be very well managed. In many cases, type 2 diabetes has been completely reversed through lifestyle modifications. Regular uptake of insulin in case of type 1 diabetes, a healthy eating and exercise plan, periodic checking of blood glucose levels, giving up of smoking and alcohol consumption are all part of a management strategy for diabetes.

Diabetes is spreading like a pandemic. Estimates suggest that as many as 382 million people in the world suffered from diabetes in 2013. Researchers and scientists foresee diabetes as the seventh leading cause of death by the year 2030.

But, all is not lost yet. While type 1 diabetes can not be prevented, type 2 can. All it needs is a change in our current lifestyle and a motivation for leading a healthier life.

Conclusion

Diabetes is a common metabolic disorder caused by high blood sugar levels and can lead to several health complications if not managed properly. However, with timely diagnosis, healthy lifestyle habits, and regular monitoring, individuals can effectively manage the condition and lead a healthy life. Having the right health insurance can also help cover the cost of consultations, tests, and treatments associated with diabetes. Additionally, opting for health insurance for diabetics can provide specialised coverage designed to support the long-term medical needs of people living with this condition.

While they affect only a small percentage of the population, treatment of rare diseases can burn a big hole in your pocket

Rare diseases refer to ailments that affect a small section of the population. Note that most rare diseases are genetic; hence, people diagnosed with these have to live with them throughout their lives. Since these ailments don’t affect a large section of the population, awareness regarding them is quite low.

India’s National Policy for Treatment for Rare Diseases in 2017 estimated approximately 6,000 ^[1] to 8,000 rare diseases with 450 ^[2] of them recorded in India. In this article, we will tell you about some of the rare ailments and their treatment.

Pompe

A rare neuromuscular disorder, the disease is inherited by a defective gene from parents. A progressive ailment which gets worse with time, the disease causes loss of muscle tissue and muscle weakness. It also results in difficulty in breathing and frequent respiratory infections such as pneumonia and bronchitis.

Enzyme replacement therapy is one of the possible treatments for Pompe, while gene and stem cell therapies are under development. The cost of treating the ailment is pretty high and can easily upwards of Rs. 35 lakhs. Also, there’s a need for supportive care like physiotherapy along with monthly medicines, which can further augment costs.

Haemophilia

This is another rare disease, which prevents the normal clotting of blood because of insufficient blood clotting proteins. People suffering from this disorder bleed for a longer time, post an injury than others would.

The symptoms include unusual bleeding post-vaccination, nosebleeds without any reason, deep bruises, and pain and swelling in joints. The primary treatment of this rare disease includes replacement of special clotting factor, to be administered regularly to prevent excessive bleeding.

Clot-preserving medications which prevent the clot from breaking down can also be administered. The cost of replacement therapy can run upwards of Rs. 2 lakhs as per the level of severity of the disease.

Sickle Cell Anaemia

It’s an inherited red blood disorder, where there aren’t enough healthy red blood cells (RBCs) that carry oxygen. In this, the RBCs are like sickles and get stuck in the blood vessels, thus blocking blood flow and oxygen throughout the body.

There’s no specific cure for sickle cell anaemia, and most treatments are geared to relieve pain and prevent complications associated with the ailment. In some cases, doctors may administer blood transfusion and bone marrow transplant. Bone marrow transplant is extremely expensive and can cost upwards of Rs. 16 lakhs.

Cystic Fibrosis

An inherited disorder, cystic fibrosis causes severe damage to lungs, digestive system along with other organs. The disease impacts the cells which produce digestive juices, sweat and mucus. The symptoms of the disease include repeated lung infection, persistent cough producing thick mucus and inflamed nasal passages, among others. Chronic constipation is also one of the signs of the disease.

Treatment includes controlling infections occurring in lungs, preventing intestinal blockage and having adequate nutrition. Apart from these, airways clearance techniques to keep sinuses and airways clean also go a long way in providing relief to patients suffering from the ailment.

Gaucher Disease

This ailment is caused due to the build-up of certain fatty substances in organs such as liver and spleen. This causes them to bulge and affect their performance. The fatty substance can also build up in bone tissue and weakening it in the process. If the bone marrow is affected, then it can interfere in the blood’s ability to clot.

Abdominal complaints, blood disorders and skeletal abnormalities are some of the symptoms of this disease. Enzyme replacement therapy (ERT) and substrate reduction therapy (SRT) are two treatment options available for Gaucher disease. ERT therapy can cost upwards of Rs. 40 lakhs a year.

Haemangioma

Haemangioma is a bright red birthmark which shows up at birth or during the first and second week of life. Appearing as a rubbery bump, it is made up of extra blood vessels in the skin. Though it can occur anywhere in the body, most commonly it appears on scalp, chest, face or back.

While a baby’s haemangioma fades with time, treatment is required if it interferes in breathing, seeing or other functions. Treatment includes laser therapy or medications.

In conclusion

While the severity and symptoms of rare diseases may vary, the cost of treatment is extremely high, which can significantly dry up your savings. In such a scenario, a health insurance plan can come to your rescue and prevent out-of-pocket expenditure.

In other words, a comprehensive health plan can fortify your finances from taking a dip during treatment of any of the above-mentioned rare diseases.

Data sources: [1][2] https://www.thehindu.com/sci-tech/health/rare-diseases-incredibly-costly-to-treat-affect-up-to-96-million-indians/article28203122.ece https://pompeindia.org/about-pompe/ https://www.lybrate.com/topic/hemophilia https://www.lyfboat.com/sickle-cell-anemia-treatment-in-india/

A checklist that assists you in making the right choice:

With an alarming number of accidents occurring each day, personal accident insurance is an increasing necessity. But, as the old saying goes, "Half knowledge is dangerous"! Buying a policy without studying the details is equivalent to having no insurance at all.

For instance, a Delhi-based policyholder was involved in an unfortunate car accident that cost him his index finger. Although the hospital certified him with 15% disability, the insurer refused to pay the claim because his policy covered only total disability.

Total disability in policy terms means complete physical separation of limbs above the wrist or ankle. Here, the policyholder could have received claim if he had identified the loophole in the policy, and opted for one covering partial dismemberment.

Therefore, before taking a personal accident cover, check the policy for the following points to avoid any unpleasant surprises during claim.

Coverage

Make sure the policy covers a wide range of accidents at home and workplace. It should include all the daily activities that may lead to an accident such road accidents, rail accidents, terrorist attacks, and natural disaster.

Further, read the glossary of the policy document carefully to understand which clauses are covered and the terms and conditions behind them. For example, in many accident insurance policies hospitalization expenses can be claimed if the insured is admitted within seven days of the accident, and stays a minimum of twenty-four hours as an inpatient.

Premiums

The value of premiums is calculated based on sum insured, policy duration, and add-ons. Assessing your current income, future potential income, and extent of liability, you can determine the sum insured.

Companies even offer customers optimizing an insurance plan and premiums to suit their budget needs. In addition, one can even opt for additional riders to include more risks to be covered in the policy.

Benefits

A good accident insurance policy must include family benefits, daily allowance during hospitalization and child education support in case of an accident. Look out for other benefits that suit your requirements and budget needs.

Exclusions

Familiarize yourself with the exclusions and limitations for which the insurer is not liable under the policy. Some of the major exclusions that accident insurance does not cover are death, injury, illness, or disablement due to:

• Deliberate self-injury
• Suicide or attempted suicide
• Influence of intoxicating substances such as liquor or drugs
• Participation in adventure sports
• Mental or nervous disorders
• Venereal diseases
• War, nuclear perils, childbirth or pregnancy

Insurer

Nowadays, insurance companies offer a wide range of customizable accident insurance policies.You can choose a health insurance provider with an impeccable track record by checking their:

• Claim settlement ratio
• Feedback response
• Customer support
• Quality rating
• Premium cost-effectiveness with respect to other companies

Better Safe than Sorry

It is never too late to opt for accident insurance even if you have a life insurance policy. It covers a gaping hole of the life insurance by offering additional coverage in case of disability. Further, no matter what the magnitude of accident, you and your family can return to the same financial condition prior to the loss. Thus, before an accident makes a huge dent in your savings, Personal Accident Insurance to make a well-informed decision.

Home is like a heaven on earth, it is where we get peace of mind. However, for a physically challenged person, the structures we normally use in building a home could prove a barrier. A few structural changes such as installing a ramp and lower workspace go a long way in making their lives safer, more comfortable and avoid accidents.

Here are 14 ways - architectural, technological and non-electrical - that will help improve the quality of life for the physically challenged:

Provide Enhanced Ease by Modifying Home Layout

The home architecture should be conducive to safe movement in and around the home. Customizing the house layout, without compromising the decor will facilitate easy movement:

1. Build ramps (in addition to staircases) for easy access wherever possible
2. Frame widened doorways for effortless passage in and out of the house
3. Build easy-slide drawers in cupboards and wardrobes
4. Design a lower kitchen counter and sink for easy reach
5. Install low level switch boards
6. Design accessible layouts for bathrooms and toilets to avoid accidents caused due to slipping
7. Place workspaces like desks, countertops, telephones and other appliances at reachable heights
8. Install disabled toilet seats designed for people affected with paraplegia to provide them with independent space and comfort

Enhance Convenience Leveraging Technology

In this technology-driven era, a new technology is developed each day. It can be a completely new invention or an upgraded version of existing technology. Electrical innovations have touched the sky in recent years. Several such innovations have greatly improved convenience for the physically challenged, some of which are:

1. Wheel-in showers help the disabled to enjoy their morning bath on their seat
2. Specially designed equipment operated by speech provide a great support to people who are visually impaired
3. A recent and unique innovation, LCS or Lip Controlled System serves a human-computer interface controlled by actions of lower lip (sipping and puffing)
4. Talking keypad phones are available to facilitate communication for those who are unable to see
5. For people with speech disabilities, eye-tracking systems amplify the action of eye retina into digital signals to control the mouse cursor that can play games, run applications like Solitaire as well as Skype.
6. Special devices known as Telecommunication Devices for Deaf (TDDs) help people with hearing impairments to communicate to others via text and a modem use

These small modifications can bring a huge change in providing a quality and accident free life to people with disabilities. The convenience, ease and safety that their house provides, rebuilds their confidence and self-esteem, making them independent. The right health insurance coverage can further strengthen their sense of security by ensuring financial protection against unforeseen medical expenses.

The Insurance and Regulatory Authority of India (IRDAI) in a recent notification has removed some items from the list of “optional cover” like psychiatric treatment, dental procedures, infertility and stem cell treatment. However, the notification was inconclusive in nature and has only created further ambiguity on whether such removal of items is to facilitate their mandatory cover or not.

In the notification, the IRDAI said in a partial modification of guidelines on standardisation of health insurance business some items have been deleted from the said list of ‘‘items for which optional cover may be offered by insurers’’.

These items mentioned in the IRDAI notification included assisted conception procedure, hormone replacement therapy, infertility, sub-fertility, obesity treatment, dental treatment that do not require hospitalization, treatment of sexually transmitted diseases, psychiatric and psychosomatic procedures, any expense when the patient is found affected with retro virus or suffering from HIV/AIDS, stem cell implantation, corrective surgery for refractive error, surgery and storage and aesthetic treatment and surgery.

The chief product officer of a leading insurance company said, “In the 2016 list of optional cover, there are 199 items. IRDAI has deleted some of these items. Being optional these were not covered by the insurers. Now, the companies have to examine whether they like to cover them or mention them as permanent exclusions. Covering all these in the policies is not easy as it will need product modification and have a pricing impact”.

“IRDAI has corrected an anomaly as these treatments were part of the non-payable items. Now, they can be included in the product design,” said Sanjay Datta, chief underwriting, claims and reinsurance - ICICI Lombard. He added that these items that were not a part of the hospitalisation cover earlier could now be covered as add-ons.

Beat the mosquito bite

Dengue is plaguing India at an alarming rate. According to the 2016 National Vector Borne Disease Control Programme reports, India witnessed 45,490 dengue cases, and 88 deaths associated with dengue. Dengue has now been declared endemic – a disease that circulates throughout the year irrespective of season – with its prevalence in central, northern and eastern India.

Dengue Buzzes

While microbiologists have been studying the disease pattern and declare that it no longer has a season, cities across have reported a spike in occurrence during and post monsoons. This has been attributed to the proliferation of the main virus vector mosquito, Aedes aegypti, which thrives in stagnant water and damp weather. Thus, the months of August and September have continued to witness a rise in the dengue cases reported.

Dr. Om Shrivastav, an infectious disease consultant in Mumbai, said, “If there is pooling of water, there will be breeding of mosquitoes. There is a definite rise in the cases of dengue.” Another well-known physician, Dr. Sushila Kataria, Division of Internal Medicine, Medanta the Medicity, is of the opinion that the incidence of dengue has been getting worse every year, and that, this year, there will at least be a 25% hike in the number of dengue cases.

Research is being conducted to develop vaccinations against dengue; however, currently only the symptoms can be treated. The disease can be extremely painful and exhausting, and in extreme cases, may cause death of the patient. Therefore, staying protected is the best way to beat the disease.

Tips for Protection against Dengue

• Cover Right

Wear clothes that cover your body entirely, to prevent mosquito bites. Apply insect repellent to your clothes to stay safer. Use mosquito nets if required, especially for infants and elderly.

• Clean the Surroundings

Keep your house dry and clean always. Since mosquitoes lay their eggs in stagnant water, ensure that you empty water containers, buckets, etc. when not needed. Also, make sure that the plants inside and around your house or office is not over-watered and water does not stagnate in pots. Ensure that the garbage bins at home and office are always covered and are disposed timely.

• Check Doors and Windows

Make sure that windows and doors do not have cracks that allow the entry of mosquitoes. Shut doors and windows during the early morning and evening hours.

• Go Natural

The Centre for Disease Control has recommended a mixture of lemon oil and eucalyptus oil to keep mosquitoes away. Growing a tulsi plant in the house is considered yet another natural way of repelling the vector.

Despite the various precautionary measures, one may contract the disease. Since persistent high fever along with body ache, headache, etc. are the common symptoms, it is advised to seek immediate medical care in case such symptoms are observed. Remember, with right and timely medical attention, the mortality rate of dengue is as low as 1 in 100.

A comprehensive health cover can help tide over the disease with reduced financial burden. Stay protected against rising hospitalisation costs and medical bills with ICICI Lombard's health insurance policy.

Winter is the time of the year when the heart is at maximum risk. According to a research conducted at the Heart Institute at Good Samaritan Hospital, Los Angeles, the overall incidence of heart attack during winter is 26-36% higher, when compared to summer.

People with existing heart problems have a higher risk from cold weather and need to take precautions. However, even healthy individuals should take special heed during winter. Here are 5 ways in which you can protect your heart this winter:

1. Stay warm at all times

Low temperatures cause blood vessels to constrict, thereby increasing blood pressure. According to estimates of British researchers, for every 1 degree Celsius drop in the temperature, 200 more heart attacks occur daily among men and women, in the two weeks to one-month window following the fluctuation.

Instead of wearing thick clothes, opt for thin layers of breathable fabric. Layers provide insulation by trapping warm air between them.

2. Warm up before strenuous activities

When you perform strenuous activities in cold weather, it increases the load on the heart. Inhaling cold air further increases the workload.

Light exercise for 5-10 minutes to warm up, such as a slow walk, and stretching, before strenuous activities can help prevent injury and strain on your heart. Take frequent breaks and reduce the workload for added precaution.

3. Get sufficient sunlight

Our body needs sunlight to produce vitamin D. In winters, when the days are shorter, people are generally less exposed to the sun. Not getting enough sunlight is thought to play a major role in heart disease and high blood pressure.

A review article in the journal Circulation reported that people with heart disease faced 30-50% higher rates of severe cardiovascular disease or death, when sun-deprived. During the winter months, "there is a change in the ratio of daylight hours to dark hours, which changes the hormonal balance, and the hormones involved, such as cortisol, can lower the threshold for a cardiovascular event," explains Stephen P. Glasser, MD, a professor of preventive medicine at the University of Alabama.

4. Tone down the stress

Stress increases blood pressure and puts unnecessary strain on the heart. Especially during winter, when the heart is already at a higher risk, it is crucial to maintain stress levels, not just for the heart, but for your overall health as well.

The holiday season witnesses an increased indulgence in food, drink and merrymaking, which also increases the stress on the heart.

5. Spot the signs

It is always handy to know how a heart attack presents itself. Even if you are unsure about it being a heart attack, have yourself checked by a qualified physician. Effective bystander CPR, too, can be crucial in saving lives.

Healthy eating habits and staying active is the cornerstone of a healthy heart. As a precautionary measure, buy health insurance to financially safeguard your health.

As the English poet, Leigh Hunt once said, "The groundwork of all happiness is health."

Have you ever caught a glimpse of that subtle yet nagging double chin in the mirror? Don’t let it dim your confidence! Just like the variety of workout options for a fit body, there are many exercises that target chin fat and tone the muscles around your jawline. Here are the top five exercises for double chin to help you flaunt a well-defined jawline.

A double chin, also called submental fat, is quite a common concern that can affect anyone, regardless of weight or age. While not usually a health risk, it can impact confidence. Fortunately, there are natural ways to reduce it, along with broader lifestyle changes that support long-term wellness. Let us get to know more about getting rid of a double chin.

What is a double chin?

A double chin usually forms when a layer of fat develops under the chin. It may be caused by:

• Genetics: Some people might be genetically predisposed to store fat under the chin.
• Weight gain: Excess body weight often accumulates around the face and neck.
• Ageing: Natural loss of skin elasticity with age can lead to sagging.
• Posture: Poor posture often weakens the muscles in the neck and chin area, contributing to a droopy appearance.

Exercises to target a double chin

Below are some of the exercises to target a double chin:

• Chin lifts

Chin lifts engage the muscles in your neck and jaw, working wonders for toning that area. Begin by tilting your head upward and fixing your gaze toward the ceiling. Keep your lips closed and form a “kissing” expression. Hold this position for about 10 seconds and repeat a few times.

By targeting the platysma muscles (i.e., thin muscles that run along the front of your neck), chin lifts promote muscle tone and contribute to a more youthful appearance. Strengthening these muscles can also assist in reducing sagging skin, providing a natural lift to the lower face.

• Jaw jut

The jaw jut exercise is a valuable addition to any face workout routine aimed at combating a double chin. To do a jaw jut, sit or stand upright, then push your lower jaw forward, and feel the stretch in your chin and neck. Hold for a few seconds, release and repeat.

This is among the simplest and most effective face exercises for a double chin. It engages the muscles surrounding your chin and jaw, including the digastric muscle and the muscles of mastication. These muscle groups play an important role in jaw movement and support. By regularly practising jaw juts, you can strengthen these muscles, leading to improved muscle tone and a firmer jawline.

• Neck stretch

Neck stretch is considered among the best exercises for double chin. Begin by gently tilting your head to one side until you feel a stretch on the opposite side of your neck. Hold for about 20 seconds and switch sides.

Neck stretches offer a range of benefits beyond targeting a double chin. These stretches help release built-up tension in the neck muscles, alleviate stiffness, and improve overall neck flexibility. They also contribute to better posture and reduce strain on the shoulders.

• Tongue press

The tongue press exercise is a unique way to engage the muscles at the front of your neck. Start by pressing your tongue against the roof of your mouth and gradually lift your chin. You should feel a contraction in the muscles of your neck and chin. Hold for a few seconds, relax, and repeat.

Regular practice of the tongue press can help maintain muscle tone in the front of the neck, contributing to the most sculpted appearance and potentially reducing the visibility of a double chin.

• Fish face

While it may sound amusing, the fish face exercise is surprisingly effective. Suck in your cheeks and lips to make a fish-like face. Hold for a few seconds, then smile while keeping your cheeks lifted.

By creating the fish face expression, you engage muscles like the zygomaticus major and minor. These muscles are responsible for controlling facial expression and lifting the corners of your mouth. Regularly practising the fish face exercise can contribute to strengthening these muscles and providing a natural lift to the cheeks. This exercise can be a fun and effective addition to your routine for toning the area under your chin.

Can I fix my double chin naturally?

While results vary, many people reduce their double chin naturally through simple lifestyle changes.

• Facial exercises

Try daily movements like chin lifts, neck rolls and jaw juts to tone the area. These exercises strengthen muscles and may tighten the skin over time.

• Healthy diet

Losing overall body fat can reduce submental fat. Eat plenty of vegetables, lean proteins and whole grains. Avoid processed foods and sugary drinks. Drinking enough water also helps with fat metabolism and skin health.

• Regular exercise

Cardio and strength training can burn fat and improve muscle tone. Even brisk walking or home workouts contribute. These changes also improve overall health, not just appearance.

• Improve posture

Poor posture weakens the chin and neck muscles. Keeping your head up and shoulders back helps maintain muscle tone and reduce sagging.

• Broader health support

Reducing a double chin is often part of a bigger wellness journey. Many families find that a health insurance policy helps support these goals. Plans that include routine check-ups, nutrition advice and wellness tools can encourage healthier habits and offer guidance for managing weight and fitness as a family.

Conclusion

By consistently following the above exercises for a double chin, you can get a more defined jawline and see the appearance of your double chin reduce gradually. These targeted exercises focus on the muscles in your neck, chin and face, helping you contour and sculpt your jaw. Remember, while exercises can contribute to fat reduction and toning, maintaining a healthy lifestyle and diet is equally crucial. Include these face exercises for double chin as a part of your daily regimen, and watch as your efforts pay off in the form of a more confident and poised appearance.

Getting rid of a double chin is possible by adopting a healthier lifestyle that supports long-term results. At the same time, don’t overlook the value of preventive health care. A health insurance policy for family ensures that every member of your household has access to the resources needed for maintaining overall well-being. Whether you’re targeting a double chin or just trying to feel your best, taking a holistic approach can lead to more lasting and rewarding outcomes.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

When aiming to develop a strong and balanced lower body, it’s important not to underestimate the significance of the hamstring muscle group. Despite this, hamstrings are frequently disregarded during workouts. These muscles are pivotal in stabilising the hips, supporting the knees, and boosting overall athletic capabilities. You can efficiently focus on these muscles and reinforce them by integrating appropriate exercises into your workout regimen. Within this guide, we will delve into the optimal exercises for hamstrings that will set you on the path to attaining a well-proportioned and sculpted lower body.

Best exercises for hamstrings

Some exercises that work the hamstrings include:

1. Deadlift
2. Glute-ham raise
3. Bulgarian split squats
4. Hamstring curls
5. Stretches

1.    Deadlift

While the deadlift is known as a full-body exercise, it’s worth noting that it heavily involves working out the hamstrings, especially during the initial phase of the lift.

To perform the deadlift:

• Stand with your feet hip-width apart, with the barbell over your midfoot.
• Use an overhand or mixed grip to bend your hips and knees while gripping the barbell.
• Keeping your back flat, drive through your heels, and lift the barbell while extending your hips and knees.
• Lower the barbell back to the ground with control.

2.    Glute-ham raise

The glute-ham raise is a lesser-known yet incredible exercise among the effective workouts for hamstrings development. This movement targets the hamstrings and engages the glutes and lower back.

To perform the glute-ham raise:

• Secure your feet under the footpads of a glute-ham raise machine or have a partner hold them down.
• Maintain a straight posture and lower your body until your torso becomes parallel to the ground.
• Use your hamstrings to return to the beginning position.

3.    Bulgarian split squats

While primarily known as a quadriceps exercise, the Bulgarian split squat can also engage the hamstrings effectively, especially when performed with an emphasis on the lowering phase.

To perform the Bulgarian split squat:

• Stand a few steps away from a bench or elevated surface, with your back to it.
• Place one foot behind you on the bench and the other in front.
• Step into a lunge, keeping your front knee from extending past your toes.

4.    Hamstring curls

You can use the hamstring curl machine for this exercise. This machine directly targets the hamstrings. It’s a great option for fully engaging these muscles without involving other muscle groups.

To perform the hamstring curl:

• Adjust the machine’s settings to fit your body; ensure your ankles remain aligned with the machine’s axis.
• Secure yourself in the machine and grip the handles if available.
• Curl your legs upward, contracting your hamstrings fully.
• Slowly lower the weight back and reach your starting position.

Understanding cancer insurance and the need for it

Cancer insurance is a comprehensive cover that takes care of your expenses on being diagnosed with the killer disease. Your normal health insurance cover may cover cancer but the indemnity is only for hospitalisation expenses. Treating cancer involves a whole lot of non-hospitalisation expenses which are not covered under the usual health insurance policies.

Most cancer insurance plans offer a lump sum amount to the insured who is diagnosed with cancer. This payment helps the insured protect his savings.

The insured can spend the money however the insured chooses to. Out of pocket medical expenses are large for treatment of cancer. Also, the cancer stricken patient may have to consult a specialist outside of the network of specialists listed by your insurer. The normal health insurance does not cover many medical and non-medical costs, like experimental cancer treatment and travel & lodging.

Cancer in India

According to a report on ‘Risk of Cancer Development in India’ published on the website of US-government funded National Centre for Biotechnology Information, the probability of developing cancer of all sites from 35-64 years is 4.67% in males and 6.55% in females, while the life time risk is 9.05% and 10.2% respectively.

The greater risk in females was mainly due to the high risk of development of cancer of the uterine cervix and breast. When the age-period of 35 to 70+ years was considered, the probability percentage was found to be 9.94 % in males and 11.6% in females.

According to these estimates 1 in 10 men and 1 in 8 women in India can expect to develop cancer of any form, in their life span after the age of 35 years. The probability of developing tobacco related cancers from 35 to 70+ years was found to be 4.75% and 2.16% in males and females respectively.

When choosing a health insurance policy for a family, understanding the finer details, such as sub-limits, is crucial. Many policyholders overlook this aspect, only to face financial surprises during claims. Sub-limits in health insurance can impact how much you are reimbursed for specific medical expenses. In this blog, we will explore what sub-limits are, their importance, types, and how they affect a health insurance plan.

What is a sub-limit?

Sub-limit is a monetary cap that your insurer places on your health insurance claim. It limits the reimbursement amount for certain treatments, room rent, or procedures, even if the total sum insured is higher.

Let us assume-  due to medical complications, my wife's medical bill went up to Rs. 1 lakh. Our health policy had a sub-limit of Rs. 40,000 for the treatment of kidney stones. Hence, I will have to shell out the balance of Rs. 60,000 from my pocket.

What is the sub-limit in health insurance?

In a health insurance for family, a sub-limit determines how much the insurer will pay for particular medical expenses. It applies to hospital room rent, doctor's consultation charges, ambulance charges and a few common medical procedures as well.

Importance of sub-limit in a health insurance plan

Understanding sub-limits in a health insurance plan helps in:

1. Managing out-of-pocket expenses: Policies with lower sub-limits may require you to pay more from your own pocket.
2. Choosing the right coverage: Helps in selecting a health insurance policy with flexible or no sub-limits for better financial security.
3. Optimising premium costs: Policies with sub-limits tend to have lower premiums, making them cost-effective.
4. Avoiding claim disputes: Knowing sub-limits beforehand ensures smooth claim settlement without unexpected deductions.

Types of sub-limits in health insurance

Sub-limits can vary based on the insurer and the policy. The common types include:

1. Room Rent Capping

• Limits the coverage on hospital room charges per day.
• If you exceed the limit, the extra cost is borne by you.
• Example: A sub-limit of ₹4,000 per day on room rent means you pay extra if you choose a more expensive room.

2. Treatment-Based Sub-Limit

• A cap on specific medical procedures like cataract surgery, hernia surgery, or joint replacement.
• Example: A ₹40,000 sub-limit for cataract surgery means you will bear the additional cost if the surgery expenses exceed this amount.

3. Post-Hospitalisation & Pre-Hospitalisation Expense Sub-Limit

• Limits reimbursement for diagnostic tests, doctor consultations, and follow-ups before and after hospitalisation.
• Example: If your health insurance plan covers pre-hospitalisation expenses up to ₹10,000 but your actual expenses are ₹15,000, you pay the ₹5,000 difference.

4. Specific Disease or Illness Sub-Limit

• Some policies have sub-limits on high-cost treatments like kidney dialysis, chemotherapy, or heart surgeries.
• Example: A health insurance policy for a family may cover heart surgery up to ₹2 lakhs, even if the total sum insured is ₹10 lakhs.

5. Ambulance Charges Sub-Limit

• Caps on ambulance expenses for hospitalisation.
• Example: A sub-limit of ₹2,000 on ambulance costs means you’ll pay extra if the actual charge is ₹3,000.

Conclusion

Now that you know about sub-limits on insurance policies, you are ready to take a look at your own health insurance. Firstly, enquire about the sub-limit clause in your existing health policy. In case you feel that your coverage isn't adequate, as a next step, opt for upgrading the Sum Insured. When choosing a health insurance policy for a family, consider whether you prefer a lower premium with sub-limits or a comprehensive plan without restrictions. Remember to read the policy fine print and look for co-payment and other restrictive options. Lastly, go through the list of exclusions before selecting a policy that best suits your needs and finances.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

In this article, we empower you with all you need to know about depression as a condition. Combine that with the practical ways of battling depression (you can find Part 1 here and Part 2 here), and depression doesn't stand a chance before you. Let's delve deeper into what really depression is, what are its causes and what more you can do to emerge victorious.

So, What is Depression?

Depression is a mental state in which a person experiences a low mood. He/she is averse to doing anything that might have an impact on his/her thoughts, feelings or behaviour. Emotions associated with depression are hopelessness, sadness, anxiety, helplessness, guilt and irritability. If worst comes to worst, the person loses all interest in the activities that once interested and excited him/her.

What Are the Possible Causes of Depression?

Depression is a normal emotional response to a sad event in life. However, prolonged sadness converts into psychological depression and is dangerous, if untreated. Some of the most common causes of depression can be classified as:

Matters of the Mind-Life Events

Life events like those during childhood (neglect, abuse, etc.), childbirth, menopause, financial problems, death of a near one, troubled relationships, social problems, may contribute to depressive state of mind. Diagnosis of chronic diseases, like AIDS or cancer, may also lead to depression.

Non-Psychological Reasons

Common amongst non-psychological reasons are infectious diseases and certain disorders (stroke, diabetes, multiple sclerosis, hypothyroidism etc.). Depression is also linked to certain medications (interferon treatment in Hepatitis C infection) and drug abuse.

What is Yoga?

Yoga is an ancient form of exercise that entails physical postures, meditation, and deep breathing techniques. It is a spiritual discipline based on subtle science that focuses on bringing physical and mental strength into coordination. One of the many benefits of yoga is that it can help you deal with stress.

Preventive vs. curative care

The cost of healthcare has skyrocketed. Today, the average hospitalisation and related non-medical expenditures reach up to ₹16,956 (in rural regions) and ₹26,455 (in urban areas) per treatment. With limited healthcare resources and an increase in their demand, health insurance is crucial and it is safe to say that preventive measures hold the key to future healthcare.

The regular practice of yoga can help prevent non-communicable diseases such as blood pressure, diabetes and cardiovascular illness, thereby reducing the need for curative medicine. Yoga also serves as a stalwart solution to keep chronic back pain, arthritis and other lifestyle diseases at bay. Research published in the Complementary Therapies of M\edicines reveals that yoga is also effective in treating pain, anxiety, and depression in patients with chronic back pain.

Types of Yoga

1. Vinyasa yoga:

Vinyasa is a Sanskrit word made up of "Vi" and "Nyasa." Vi means variation, whereas Nyasa means within defined parameters. This type of yoga is performed by stringing posture together and moving from one to the next while breathing.

2. Hatha yoga:

Hatha is a Sanskrit term that means force. While performing this yoga, all the five senses of your body are involved. The benefits of yoga (hatha yoga) include improved sleep, stress release, and relief from neck and back pain.

3. Iyengar yoga:

The Iyengar yoga style was founded by B.K.S. Iyengar. This kind of yoga is performed by practising asanas that align the physical body structurally. The features that distinguish it from others include the use of props, precision, and sequence.

4. Kundalini yoga:

This form of yoga is performed by breathing exercises, repetitious positions, chanting, and singing. This yoga's primary goal is to awaken one's spiritual energy. Kundalini yoga is often known as 'yoga of awareness’ because of this feature.

5. Bikram yoga:

Popularised by Bikram Chowdhary, this form of yoga is a variation of Hatha yoga. It is done for 90 minutes by performing 26 asanas and 2 pranayamas in a similar order.

6. Ashtanga yoga:

This style of yoga is performed to strengthen muscles and increase physical strength. The benefits of yoga (Ashtanga yoga) include body rejuvenation, toned muscles and a flexible body. The key steps involved in this yoga are:

• Control
• Rule of conduct
• Poses
• Breathing control
• Sensory perceptions withdrawal
• Concentration
• Uninterrupted meditation

Complete equilibrium

7. Yin yoga:

This style of yoga is characterised by passive floor postures focusing on the lower body, particularly the lower spine, hips, inner thighs and pelvis. The positions can last up to 5 minutes and, in some cases, even longer.

8. Anusara yoga:

Anusara is a Sanskrit term that consists of two words—“Anu,” which means with, and “Sara,” which means flow. Anusara Yoga's varied positions emphasise the heart and are in complete alignment with breathing. It is a modern form of yoga and there are over 260 poses to choose from.

9. Jivamukti yoga:

Jivamukti is a Sanskrit word made up of "Jiva" and "Mukti." Jiva means living soul, whereas Mukti refers to the soul's liberation from the endless cycle of death and rebirth. Jivamukti yoga is based on 5 principles of meditation, devotion, music, scripture, and non-violence. This form of yoga is intense and requires high physical involvement. The basic moves of this yoga are adapted from Hatha yoga.

Diabetes is a life-long disease having several negative implications

Diabetes is a chronic disease, having no cure and lasting a life time. While diabetes is a metabolic disease, affecting how food is digested by the body for energy and growth, it acts as a silent killer.

Effects of diabetes on a person’s physical and financial well-being are negative and in plenty. Not only is diabetes the largest cause of kidney failure and blindness but it also makes healing from minor infections harder for the body.

Cardiovascular Disease

Typical effects of diabetes like heart disease and stroke are the most common causes of death in adults. High blood pressure, high cholesterol as well as blood sugar levels are common health complications of those with diabetes that lead to cardiovascular diseases. The longer someone has diabetes, the higher is the chance of them developing a heart disease.

One of the leading causes of death in India now is cardiovascular disease as per a recent report. However, the situation is even grimmer for people with diabetes because cardiovascular diseases are almost twice as fatal for diabetics than they are for others.

Not only is the treatment for cardiovascular diseases one of the most expensive but, it also has an occupational cost that cannot be quantified. People with cardiovascular diseases cannot work high-pressure high-stress jobs.

Kidney Failure

One of the main effects of diabetes on the physical health of the person is kidney failure and complications. About 20 to 30 % of people with diabetes develop diabetic nephropathy. Diabetic nephropathy is a chronic disease that has no cure and requires lifelong treatment.

While not all cases lead to kidney failure, the ones that do require dialysis or a kidney transplant, the cost of which easily runs into lakhs.

One chronic disease on top of the other not only has significant negative effects on the body and the overall immune system but also make the cost of treatment and health care an unavoidable and constant affair. This goes to show the importance of health insurance, and the benefit it brings.

Visual Complications

• Cataracts

Cataract is a visual condition that makes the eye’s naturally clear lens cloudy and opaque, not allowing light to pass through it as it normally would. This restricts light from reflecting on the retina properly and makes vision cloudy and blurry. While cataracts are usually age-related, diabetics tend to contract them at a much younger age.

• Glaucoma

When there is a gradual increase in the normal fluid pressure of the eyes, glaucoma occurs, damaging the optic nerve that can lead to possible vision loss. What’s worse is that there are no symptoms until there is a loss of peripheral vision, and is only detected when significant damage is already done.

All you need to know about Vitamin A and its benefits

Vitamin A is a fat-soluble nutrient essential for the smooth functioning of several physiological processes of the human body, from immune system maintenance to skin cell replacement. Since our bodies cannot produce vitamin A, it’s important to include vitamin A foods in your diet.

The recommended dietary allowance (RDA) for adults is 900mcg for men and 700mcg for women daily. For pregnant and lactating women above 19 years, a daily dose of 770 and 1200mcg is recommended respectively. The recommended daily dose for children increases as they age, making it a vital nutrient for the growth process.

Sources of Vitamin A

Vitamin A can be found in plant and animal sources, which ensures that you are eating a balanced diet. Plant sources contain carotenoids; the plant-based form of vitamin A, which is converted to vitamin A after it is consumed. This includes dark green coloured vegetables such as spinach, chard, amaranth, along with carrots, pumpkins, squash, mangoes, papaya, and maize. The animal sources include liver, fish liver oil, dairy products, and eggs. Besides, vitamin A can be found in red palm and Biruti palm oil.

Benefits of Vitamin A

It is necessary to intake the recommended dose of vitamin A for a healthy body, either through a balanced diet or through multivitamin supplement. This nutrition plays a vital role in bodily functions, with benefits such as:

• Physiological processes– It helps in physiological processes such as ensuring that tissues produce mucous to act as barrier to infection. It also helps in neurological functions, formulation of sperm cells, and supports bone growth.

• Prevents cancer– The antioxidants in vitamin A, along with retinoic acid, is said to prevent several types of cancer such as colon, breast, and skin cancer.

• Skin health– Deficiency of vitamin A can cause several skin problems and an excess intake causes dry and itchy skin. Since it supports skin cell growth, it is a necessary nutrient for healthy skin.

• Supports the immune system– Vitamin A helps with several functions of the body’s immune system. Its deficiency can cause a weakened immune system, leading to increased infections.

• Improves eye health– Vitamin A in balance doses improves night vision by aiding the eyes to adjust to light changes and keeps the eyes moist. It can also reduce the risk of cataracts and macular degeneration, which is the cause of vision loss.

Essentially, meditation is an act through which a person can perform contemplation. It is a process of training the mind. It helps induce a state of consciousness.

Did You Know?

Ancient Hindu texts liken the mind to a wild, untamed horse. Only meditation was believed to train and bring the mind under control.

Ancient yogis practised meditation to control the mind, decrease its pull towards the illusory world and contemplate on the Divine.

Meditation has been given much importance even in other religions, like Buddhism, Christianity, Jainism, Islam and Judaism.

Our modern world is waking up to the benefits of mediation, with more and more institutions offering courses on the methods of practising it.

Mind over Matter!

Meditation involves calming the mind, increasing consciousness and staying in a state of heightened awareness. Modern research shows that meditation yields tangible health benefits and is excellent for reducing stress and anxiety.

Our brain really is the seat of power. The entity we all know as "will" is a creation of the brain and there are reports (read medical miracles) wherein deadly diseases or disorders have simply vanished due to the "power of the will".

The health benefits of meditation might thus be correlated to the strengthening of this "will power". Studies have indicated the following:

Increased Brain Power: When you are a habitual meditator, positive structural changes occur in your brain. You will have heightened awareness of the surroundings, yet your mind would be calm and peaceful, without agitation.

Lesser Sleep Requirement: When you reach the stage of an experienced meditator, you will require substantially less sleep, without decrease in cognitive or vigilance abilities.

Complete Wellbeing: Regular meditation brings about a complex biochemical and physical change in your body. This is called the "relaxation response." This eases out aches, pains, and stress.