TPA is the abbreviation for Third-Party Administrator, which is an agency or an organisation that holds a registered license from the Insurance Regulatory and Development Authority of India (IRDAI) and handles some of the most important aspects of health insurance by working as intermediates between an insurance company and the insured. The third-party administrator is an outsourced entity which helps the policyholder in providing a claim within the timeframe and also assists in other activities on behalf of the insurance company. In this article, we’ll delve into how TPAs function, TPA claims processing, cashless TPA and much more.

Functioning of TPAs

Here’s how TPAs function in the case of cashless treatment:

• Once a policyholder or an insured person files a claim, the TPA assist in speeding up the claim process, gathers all the information related to the hospitalisation of the individual and verifies the claim mentioned to meet the terms and conditions of the policy.
• The TPA helps the policyholder to get admitted to the network hospital for the best treatment and helps to avail of cashless treatment.
• The collaboration between the policyholder and the hospital is important in a Cashless Claims process since the bill is settled directly between these two parties and the TPA claims offers back-end support in such situations to speed up the process.

This is how TPAs function in case of reimbursement treatment

If the policyholder does not take the treatment from the networked hospital, then the policyholder will have to pay the bills out of their own pocket, and later, the TPA will assist the policyholder and apply for reimbursement from that non-networked hospital. The TPA will issue an authorization letter to the hospital, which will allow the hospital to track the case and check the medical history of the patient. The TPA insurance claims mention all the possible treatments that the policyholder is liable for and the TPA later coordinate with the hospital management team to keep track of treatment and reimburse all the bills that are covered in the policy.

Conclusion

TPAs are an integral part of health insurance companies that help a policyholder take care of the family during treatment in peace. The TPA also ensures that its customers have access to the highest quality of service and better financial support for you and your family in medical emergencies. One should invest in family health insurance and hire TPA to get their health insurance claims efficiently and effectively with full coverage. TPA ensures good networking with hospitals and provides hassle-free services to their clients.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

What is Obesity Hypoventilation Syndrome?

Obesity hypoventilation syndrome (OHS), also known as Pickwickian syndrome, is a breathing disorder that affects some people who have obesity. It causes them to have too much carbon dioxide and not enough oxygen in their blood. This leads to a condition called hypercapnia. When you’re breathing at a rate lower than normal, you’re not taking in and expelling out enough air out of your lungs. This is called hypoventilation. This condition requires treatment and if untreated; can lead to life-threatening health problems.    

Causes of Obesity Hypoventilation Syndrome

The cause of Obesity Hypoventilation Syndrome (OHS) is not fully understood but it may be due to a combination of several factors, including:

• A brain defect that causes you to be unable to correctly manage your breathing
• Extra fat on the chest, neck, or across the abdomen can make it difficult to breathe deeply and fast enough
• Extra fat on the neck, chest, or across the abdomen may release certain hormones that affect the body’s breathing patterns.

Obesity Hypoventilation Syndrome Symptoms

Obesity hypoventilation syndrome symptoms occur due to lack of sleep and low blood oxygen levels (hypoxemia) in the blood. The indications of this condition may include:

• Shortness of breath
• Poor sleep quality
• Sleep apnea
• Daytime sleepiness
• Lack of energy
• Headaches
• Dizziness
• Depression

In addition to the above symptoms, a person may often snore loudly, choke or gasp during sleep, or have trouble breathing at night which may get worse over time and can cause serious life-threatening conditions if not treated on time.

Conclusion

Obesity hypoventilation syndrome is a severe respiratory complication in people with obesity. If you have obesity, breathing problems, or any sleep issues then it is advisable to reach out to a healthcare provider for help. They can suggest efficient ways to deal with breathing problems. If a person is diagnosed with OHS, then they should consult the healthcare provider for the correct treatment plan. With early diagnosis and treatment, the symptoms of OHS can go away completely. This can prevent any life-threatening complications. Health insurance can cover diagnostic tests such as sleep studies and pulmonary function tests, which are crucial for identifying obesity hypoventilation syndrome early.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

The foundation of our physical health is nutrition food, which includes the nutrients we get from the food we eat.  The main goal of nutrition is to maintain a healthy body and to feel our best. There are several main types of nutrients: micronutrients, like vitamins and minerals, which are vital for several physiological functions, and macronutrients, like proteins, fats, and carbs, which give energy and structural support. The article explores nutrition sources and how important they are in both our short- and long-term health.

What are the different types of Nutrition Sources?

The sources of the main types of nutrients that the human body needs are listed below.

1. Carbohydrates:

• Carbs provide us with glucose, which is our energy source.
• It can be used immediately by our bodies or stored for later.
• They boost mental health, assist in maintaining a stable mood, and even aid in muscle growth.

2. Proteins:

• Think of proteins as building blocks.
• They keep our muscles and other organs in healthy

3. Fats:

• Fats provide us with energy and help with the body's absorption of vital vitamins.
• They maintain blood pressure regulation, cholesterol control, and organ protection.

4. Vitamins:

• Vitamins are necessary nutrition food for our bodies to function properly.
• They support healthy bones, muscles, heart health, ageing, and immune system function.

5. Minerals:

• They maintain the health of our brain, strengthen our bones and muscles, and aid in the production of vital molecules.

6. Fiber:

• Fiber aids in proper digestion, blood sugar and cholesterol regulation, and meal digestion.

7. Water:

• Our bodies use water for a variety of functions. It aids in vitamin absorption, maintaining body temperature, producing bodily fluids, and eliminating waste.

Conclusion

To sum up, understanding key food and nutrition sources is critical for overall well-being. A well-balanced diet is essential for a happier, more active existence since each of the following nutrients plays a special role in maintaining our health and vitality: water, fibre, proteins, fats, vitamins, minerals, and carbs. By offering coverage for preventive care, health insurance helps individuals stay on track with their dietary goals and avoid health issues related to poor nutrition.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Updated on - 11 Feb 2026

Rising hospital costs can be a major concern for any family, particularly when dealing with a serious health issue of a loved one. In such a situation, a health insurance plan can offer considerable peace of mind by ensuring access to quality medical care without experiencing financial problems. While signing up for a policy for your family, you should also obtain a health insurance card along with it. This will simplify things for you when you want to utilise the coverage for hospital expenses. Health cards also play a vital role in organising medical information and making health management easier.

What is a health insurance card?

A health insurance card is a physical or digital card issued by an insurance company to a policyholder. It contains all the information related to the specific insurance plan, including the policyholder’s details, coverage and other relevant information. For individuals getting a family health insurance plan, each member receives a health insurance card. It serves as proof of insurance, thus helping healthcare providers to quickly access all relevant details at any time the insurance holders require treatment.

Information on a health insurance card

Health insurance cards show key details about the insurance plan that assist the insured person and also the healthcare providers. The information includes:

• Policyholder name: The name of the person covered under the insurance plan.
• Policy number: A unique identifier number for all claims and records.
• Coverage type: This indicates whether the health insurance plan is for an individual or a family.
• Insurer contact details: The card displays the insurance company’s phone numbers and email addresses that the insured individuals need for getting support.
• Plan expiry date: It shows the active duration of the insurance coverage.
• Member identification numbers: This is used for each family member in all types of family insurance plans.

This information on the health insurance card allows hospitals, clinics and pharmacies to check coverage, process billing information and ensure that all processes are in accordance with the health insurance plan.

What are the benefits of having a health insurance card?

There are multiple benefits of owning a health insurance card. These are:

• Cards help policyholders easily keep track of their health insurance information, thereby making it easier for them to maintain a detailed medical history and claim records.
• Hospitals and clinics can confirm coverage instantly, so that patients and their families can avoid unnecessary delays in receiving care.
• Many cards also include information about wellness benefits, preventive care programmes and telemedicine services provided by the insurer.
• For health insurance plans that offer coverage for the whole family, cards make it easier to manage information on multiple members under one plan efficiently, thus simplifying the identification process during medical visits.
• Insurance cards also contain essential contact details that help policyholders to access on-time assistance during medical emergencies.
• Insured individuals can review the card and understand their plan type, coverage limits and other relevant details easily.

How to get a health insurance card

Getting a health insurance card is a standard procedure these days when you are enrolling for a health insurance plan. Have a look at these typical steps:

1. Purchase a health insurance plan: Select between an individual and a family plan, based on your specific needs.
2. Provide necessary documents: Next, submit your identification, proof of address and details of family members if applicable.
3. Receive the card: Insurers will issue a physical or a digital card, often delivered through email or the post.
4. Activate and review: Confirm all the card details and get acquainted with the coverage it offers.

If you are wondering which is an ideal health insurance policy for you or your family, then fill out the form on this page to get expert advice to find the right one.

Conclusion

A health insurance card makes it easier for you to receive efficient healthcare whenever you and your loved ones need it. It simplifies all interactions with the healthcare providers and ensures transparency of coverage. Those who have taken health insurance for family will get individual cards for each member under the plan. This allows smooth handling of medical emergencies. Hence, do not forget to ask for a health insurance card when you buy a policy.

FAQs

1. Can I use my health insurance card in all hospitals?

Health insurance cards are usually valid at the hospitals covered within the insurer's network.

2. What should I do if my health insurance card is lost?

Contact your insurance provider immediately and request a replacement. Most insurers provide digital copies to access healthcare services temporarily while a new card is being issued.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Updated on - 09 Feb 2026

Triphala, a time-honoured herbal formula, is known for its various health benefits, including digestive aid, immune system support, and antioxidant properties. Although commonly used for its laxative effect, Triphala is also taken to manage gastrointestinal issues such as abdominal pain, bloating or mild digestive discomfort. However, Triphala's excessive use can result in long-term side effects. Thus, it should be used cautiously, if at all, by individuals who are breastfeeding or pregnant, as well as those who have specific medical conditions.

What is Triphala?

Triphala is a drink or infusion made with a mix of dried fruits: amla, bibhitaki and haritaki. It is a source of Vitamin C and antioxidants. According to Ayurveda, this therapeutic agent is known to balance the three doshas: Kapha, Vata, and Pitta. The herbal remedy has been used since ancient times to treat various health issues, including dental and stomach problems.

It is believed that taking Triphala on an empty stomach can detoxify the internal body and may also support weight loss. Triphala is known for its laxative properties; it may provide relief from constipation.

What are the side effects of Triphala?

Some significant risks and side effects of Triphala are listed below-

Diarrhoea

Triphala is well-known for having natural laxative qualities, which can occasionally cause an increase in bowel motions and consequent loose stools.

Vomiting and nausea

After taking Triphala, some people may struggle with an upset stomach or vomiting. It could be best to consume it with meals to lessen this reaction, as it might be caused by its intense taste or stomach-affecting properties.

Abdominal cramping

Triphala may cause abdominal discomfort, resulting in cramps or stomach aches, especially if taken in excess.

Excessive gas

The digestive benefits of Triphala may cause a rise in gas production, which could cause pain and bloating. Reducing the dosage or modifying the timing of ingestion can assist in lessening this adverse impact.

Headaches and fatigue

Triphala may sometimes cause headaches because of how it affects the digestive system or other body functions. Additionally, some people may have sensations of exhaustion or fatigue after taking Triphala.

Potential long-term risks of Triphala

Although consuming Triphala in moderation is safe, it might result in long-term side effects if you don’t practice caution. Here are some of the possible risks that you should consider:

Pregnancy risks

One of the main ingredients of Triphala is Haritaki, which is known to cause abortion. It is essential to consult with your doctor before consuming this herbal supplement if you are pregnant or lactating.

Interference with medicines

When taking blood-thinning or liver enzyme medications, consult your doctor before consuming Triphala, as it may reduce the effect and further increase the problem.

Excessively low blood pressure

Although Triphala is known for its anti-diabetic properties. However, individuals already taking diabetic medications should exercise caution when consuming it as it may lower the blood pressure significantly.

Role of health insurance in managing the side effects of herbal medicines

In today’s time, medical insurance benefits aren’t restricted to allopathy. Insurers provide an AYUSH policy coverage for Ayurveda, Yoga, Unani, Siddha, and Homoeopathy treatments. So, your family health insurance will take care of the financial burden in case you are struggling with a severe side effect of Triphala and require urgent hospitalisation. However, there are a few things you need to take care of:

• Hospitalisation of a minimum of 24 hours is required to access the coverage. In such situations, pre- and post-hospitalisation expenses aren’t generally covered.
• You have to get the treatment at a government hospital or an NABH-accredited facility.
• Read the policy documents carefully, as there may be a sub-limit on the AYUSH treatment.
• The insurance policy might not cover the treatment if you have taken the supplement without a doctor’s prescription.

Conclusion

In conclusion, while Triphala offers numerous health benefits, it can also potentially cause some side effects. Excessive use can result in gastrointestinal discomfort, headaches and fatigue. The long-term side effects of Triphala should not be ignored. Using it in moderation and consulting a healthcare professional when necessary can help mitigate these issues. This caution ensures a safer and more effective incorporation of this herbal supplement into one's wellness routine.

While you take care of your diet and overall wellness, let us take care of your healthy future. Fill out the form on this page and get expert advice on choosing the right health insurance.

FAQs

1. Can Triphala increase my blood pressure?

No, Triphala regulates your blood pressure, provided you do not mix it with other medications.

2. How many times can I consume Triphala in a day?

You can consume Triphala one to two times a day, preferably early morning and before going to bed.

3. Can Triphala affect periods?

Triphala is known to balance hormones and may help alleviate irregular periods.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

If you’ve been asked to get the procedure, you may ask: “What is a Fibroscan of the liver?” A fibroscan is an alternative to the traditional liver biopsy for assessing the type and extent of liver damage. It's a widely recognised non-invasive technology. Liver specialists employ fibroscan tests to track the advancement or improvement of a patient's condition, enabling tailored treatment. Read on to understand the meaning of a fibroscan.

FibroScan Meaning

Liver disease is prevalent in India, affecting nearly 32% of the population. Understanding the meaning of fibroscan is crucial for patients with chronic liver diseases, particularly those with fatty livers, as it helps identify fibrosis and disease progression.

Here's an overview of the fibroscan process:

Fibroscan technology utilises transient elastography to assess liver stiffness by transmitting vibrations through the skin. It measures the time it takes for the wave to reach a specific depth within the liver. Since fibrous tissue is denser than normal liver tissue, doctors can use this data to assess the severity of liver disease.

This liver stiffness score provides doctors with a clear assessment of the patient's liver condition.

Conclusion

The fibroscan is a straightforward test that typically lasts 10-15 minutes and is free of side effects. A comprehensive health insurance policy often covers the fribroscan test, ensuring access to better diagnostics, monitoring, and treatment options.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Oats are a superfood because of their nutritional value. They are high in fiber, vitamins, and minerals and are a breakfast favorite for many. However, like all foods, there are oats side effects, and consuming them may be problematic. In this article, let us discuss common side effects of eating oats.

Side Effects of Eating Oats Every Day

The following are some of the side effects of eating oats daily: 

• Gas and bloating: According to nutrition’s list of eating oatmeal side effects associated with daily consumption, gas and bloating are symptoms that oat consumers most frequently report. Oats contain soluble fibers; when they reach the gut, they decompose and produce gases.
• Intestinal blockage: Consuming large amounts of oats without taking in much fluid risks intestine blockage, though this is rare. Oats swell when in contact with water, so you must increase fluid intake while consuming oats.
• Allergic reactions: Some individuals experience skin reactions such as rashes or irritation, or they just have some issues with digesting oats. If you notice rash development, consult a healthcare provider.
• Interactions with medication: Oats can negatively intermingle with certain medications, most of which affect the digestive tract. If you intend to take oats frequently, it is important to seek the opinion of the doctor, especially if you are on medication.
• Skin reactions: Common oats used in lotions and skincare are largely deemed safe. Nonetheless, there are likely to be disadvantages to eating oats and using oats in skin care products. Oats can cause skin irritation in some people.

Conclusion

Oats are tasty, but their consumption is likely to lead to the formation of gases and swelling of the intestines. Start with small portions and drink enough water. If you are having severe symptoms such as irritation and allergies, visit a doctor. These tips are useful to guard against the disadvantages of eating oats daily. It is also advisable to get health insurance to cover medical and related expenses.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Bronchopulmonary dysplasia (BPD) is a lung disease that affects premature babies. The underdeveloped lungs of the newborn at the time of birth and the survival of babies of low gestational age in intensive care units are the prime causes of BPD. This blog discusses viable treatments for bronchopulmonary dysplasia.

How is Bronchopulmonary Dysplasia Treated?

Rigorous breathing treatments in infants cause severe damage to the lungs. Therefore, the primary treatment for bronchopulmonary dysplasia involves non-invasive ventilation strategies to prevent the genesis of BPD.

Strategies for BPD lung treatment are discussed in detail below:

• Nasal continuous positive airway pressure (nCPAP): This medical device maintains the pressure levels as the infant inhales and exhales. Doing so helps maintain adequate oxygen levels and reduces breathing efforts. Maintaining positive pressure during expiration prevents alveolar collapse, a medical condition in which the air sacs in the lungs do not expand fully.
• Surfactant replacement therapy: Surfactant forms a layer over the alveoli in the lungs and keeps them inflated. It usually begins to develop around the 24th to 28th week of pregnancy. The absence of this coating in premature infants poses respiratory problems. It is when surfactant replacement therapy comes into play. It involves the application of an exogenous surfactant to improve alveolar expansion.
• Fluid restriction: BPD makes it difficult for the infant’s body to remove extra fluids. The additional fluid can get concentrated in the lungs, making breathing even harder for the baby. Bronchopulmonary dysplasia medications to reduce fluid in the body include diuretics such as furosemide, chlorothiazide, and spironolactone. However, the medicines must be consumed only after the doctor’s consultation. Possible side effects of furosemide include kidney stones and difficulty hearing.
• Bronchopulmonary dysplasia medications: In some instances, other than diuretics, bronchodilators and anti-inflammatory medicines are required for infants. These are administered either through a nebuliser or an inhaler. At times, the muscles around the bronchi tighten and narrow down the passage of air, leading to bronchospasm. Bronchodilators such as albuterol and levalbuterol loosen the grip of muscles. Inflammation can lead to swelling and irritation in the lungs. Anti-inflammatory medicines such as montelukast, budesonide and fluticasone treat this condition.
• Adequate nutrition: Proper nutrition is the panacea for the treatment of BPD in neonates, especially premature ones. They need at least 100–150 kcal/kg per day. Although breastmilk provides the required nutrients for the baby, formula and other additives can also be needed in exceptional circumstances.

Conclusion

Once the infant reaches maturity, lung function improves, and respiratory issues subside. After the baby is discharged from the hospital, take care of their health and immediately consult a specialist in case of an emergency. In addition to that, subscribe to a health insurance policy so you don’t have to worry about hospitalisation expenses.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Borderline personality disorder (BPD) is a mental illness making it difficult for a person to manage their emotions. In this blog, we will discuss the BPD causes.

Borderline Disorder Causes

When discussing borderline disorder causes, you must remember that there are many. In that case, borderline disorder is never caused by one factor only but by a combination of various factors. 

Here are some of them.

Genetics:

A person’s genes significantly impact the various aspects of health and this also extends to mental health. Borderline personality cause may be partly genetic. It is believed that if a family member suffers from BPD, the other members are also at risk of developing the same problem.

Childhood trauma:

The childhood of many is not easy; they face problems that lead to complex personalities. This could include being abused, neglected, or orphaned through the death of a parent during childhood. These determine the perception of the world and ways of communicating with other people.

Brain differences:

People with BPD may have variations in some components of the brain, which are responsible for managing temper and aggression. It may be a reason that impacts the affected person’s ability to manage their emotions.

Environmental factors:

Upbringing in a particular environment is also one of the factors that can cause BPD.

The above-discussed factors offer you a snapshot of what causes BPD.

What triggers a person with borderline personality disorder? Triggers may vary, but here are some typical ones people may experience.

• Loss of love or fear of the loss of a loved one.
• Feeling criticised or misunderstood.
• Losses related to altering a routine or losing a loved one or close friend.

Conclusion

So, what causes BPD? BPD causes are a combination of genes, environment, and neurological functions. Understanding the causes of borderline personality disorder helps in dealing with the problem. Remember that your health insurance policy includes provisions for mental health to cover treatment expenses.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Bronchopulmonary dysplasia (BPD) occurs due to underdeveloped lungs of the newborn baby at the time of birth. It can also happen when an infant receives mechanical ventilation or high levels of supplemental oxygen after birth. To know more about the Bronchopulmonary dysplasia causes, read further.

What Causes Bronchopulmonary Dysplasia?

Bronchopulmonary dysplasia etiology can be understood and remembered with the help of the 7Ps.

• Prematurity: Premature babies, born at least ten weeks earlier than the expected time of delivery and weighing less than a kilogram at birth, are at a greater risk of acquiring BPD.
• Positive pressure ventilation: Use of a mask or ventilator to aid in breathing.
• Prolonged oxygen exposure
• Protracted use of endotracheal tubes (ETT) to deliver uncontaminated oxygen to the lungs. It means that the baby is intubated for an extended period.
• Pulmonary edema: It is a medical condition in which fluid accumulates in the lungs. This can be sue to patent ductus arteriosus (PDA), a congenital heart defect, or overhydration.
• Pulmonary air leak: The baby can have a collapsed lung, a condition in which air collects outside the lungs. Few babies on ventilators can develop pulmonary interstitial emphysema (PIE), in which air is trapped outside the air sacs.
• Pro-inflammatory cascade: It can happen due to sepsis or multiple surgeries. Chorioamnionitis, a bacterial infection in the placenta, can also cause BPD.

Conclusion

Bronchopulmonary dysplasia causes can be dealt with if the baby receives timely treatment and adequate medication. In such cases, a health insurance policy comes in handy. It ensures hospitalisation expenses during an emergency.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

BPD is a mental illness making it difficult for a person to manage their emotions. 

Borderline personality disorder (BPD) treatment is mainly recommended for adults. In children or teenagers, it is believed their symptoms will subside as they mature.

Borderline Personality Disorder Treatment

Many people who have mental health issues fail to realise they need BPD treatment. BPD disorder treatment aims to help the affected persons learn skills to manage and cope with their mental health condition and live a more stable life.

Borderline personality treatment involves a combination of counselling or talk therapy (psychotherapy), medication, and hospitalisation.

Psychotherapy

Its goal is to help the patient learn how to deal with their emotions. It is the most common borderline treatment. Patients observe their feelings, like "I'm very angry”, rather than act on them. It helps them in normal functioning in day-to-day life and relationships. Depending on the symptoms and situation, healthcare providers may use any of the below-listed psychotherapy:

• Dialectical Behavior Therapy (DBT): This therapy helps manage crisis behaviour, such as suicidal thoughts or self-harm. It is the most commonly recommended for borderline disorder therapy. DBT works with the concept of mindfulness or being present at the moment. It helps patients recognise emotions, moods, and their behaviour. They learn how to deal with bad emotions and communicate correctly.

• Cognitive Behavioral Therapy (CBT): It helps change beliefs that come from distorted ways of seeing things. CBT can also help with relationship issues. The goal is to learn to pinpoint negative thoughts and cope with those thoughts. This BPD treatment can reduce mood swings and make them less anxious. It can also make it less likely that a patient will harm himself or attempt suicide.

• Schema-focused therapy is similar to CBT BPD therapy treatment that tries to reframe negative thoughts about oneself into positive ones.

• Systems Training for Emotional Predictability and Problem-Solving (STEPPS) is a 20-week borderline disorder treatment programme where patients work in groups that include their family members, caregivers, friends, or significant others. The aim is to encourage the patients to talk freely and shun any inhibitions they have. 

Medication

BPD symptoms may also be treated with medication. Depression and anxiety are major side effects of BPD. So, anti-depressant and anti-anxiety medicines are often helpful. Affected persons often experience distorted thinking patterns. A counsellor may recommend an antipsychotic medication or mood-stabilising drug. It is advisable to check out medicines' benefits and side effects with a doctor or mental health professional. Behaviors of self-harm, like nerve cutting and suicide attempts, are common symptoms of BPD. In such cases, hospitalisation is highly recommended.

Hospitalisation

The doctor may recommend an in-hospital stay for a short time if symptoms are severe. Staying in the hospital may also keep the patient safe from harming himself or help talk about thoughts or behaviours related to suicide to a professional counsellor.

Conclusion

BPD therapy treatment, including DBT and CBT, is crucial for managing unstable moods and behaviours. Remember that a comprehensive health insurance policy ensures access to effective BPD therapies and medicines to lead a better life.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Bronchopulmonary dysplasia (BPD) is a lung disease that affects newborns, primarily those born prematurely. It is a condition in which the babies' lungs become irritated and do not develop as expected. BPD occurs mainly in infants of low weight who are born prematurely. These babies have difficulty breathing and, therefore, are placed in the neonatal intensive care unit (NICU). The diagnosis of bronchopulmonary dysplasia is vital to prevent serious consequences and further hospitalisation.

How is Bronchopulmonary Dysplasia Treated?

Babies with bronchopulmonary dysplasia differential diagnosis tend to get infections, and they might even need to be put on a ventilator to support lung function. These babies with BPD lung diagnosis are also treated with antibiotics.

Conclusion

Babies with diseases like bronchopulmonary dysplasia might need hospitalisation for a considerable period. Parents might feel emotionally and financially drained under such a situation condition. Thus, a health insurance policy can be handy to cover treatment costs and hospital charges.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Yoga contributes positively to the maintenance of health. Consequently, it is essential to know when is the ideal time to practice yoga–is it after having breakfast or before it? This is a point of concern, especially regarding the functioning of the digestive system. In this article, we will learn can we do yoga after eating.

Should I Practice Yoga After Eating?

Several factors should be considered when you decide whether to do yoga before or after eating. These are:

• Timing: Yoga is said to be done on an empty stomach and preferably not right after having food. For example, after having a big meal, it is advised that you should not perform yoga in the next two to three hours. This allows the human body ample time to prepare for digestion to enable the breakdown of the consumed foods.
• Digestive Comfort: Yoga affects the abdomen by applying direct or indirect pressure through different poses. Having a yoga session in the evening is inadvisable because it may lead to an uncomfortable feeling, expansion, and even nausea.
• Hydration and Rest: After yoga, it's best to wait at least 30 minutes before drinking water, taking a shower, or eating. This allows your body to fully benefit from the exercise without interference from digestive processes.

Should you do yoga before or after eating is a common question. Most exercise specialists recommend doing yoga in the early morning before meal intake. This helps start your day with the right postural energy and improves concentration. But if you wish to practice yoga after breakfast, then it is better to wait for a few hours to allow the smooth functioning of the digestive system.

However, remember that there is no strict rule for yoga before or after breakfast. It may vary from person to person.

Many of you may also be wondering, ‘Can we do Surya Namaskar after eating?’ Surya Namaskar is a series of asanas carried out in form or exercise to honour the Sun God. Like any other yoga exercise, it is advised that these asanas be done early in the morning or in the evening, several hours after taking a medal. This leads to good flexibility during the practice and eliminates any discomfort.

Conclusion

Yoga is good for flexibility, helps reduce stress, and clears the mind. If you want to feel good during yoga, schedule your practice with meal time. It is recommended to wait for at least several hours after taking a large meal so the food is digested. Adhering to these tips is beneficial for thoroughly enjoying yoga and deriving its benefits. While performing yoga is good for health, remember that a health insurance policy gives you coverage against unforeseen incidents and medical costs. 

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Today, bronchopulmonary dysplasia (BPD) most commonly occurs in infants and can lead to severe respiratory failure. Recent studies have expanded the scope for the prevention of BPD, including measures such as respiratory support, intubation, and ventilation. BPD requires immediate medical care and management, particularly for infants born at low gestational ages, making early intervention crucial.

Bronchopulmonary Dysplasia Prevention

An understanding of bronchopulmonary dysplasia prevention strategies is essential to reduce the severity of BPD. There are several proven preventions for BDP, which are:

• Preventing Prematurity: Preventing premature births can reduce BPD risks. Using progesterone, avoiding smoking, employing cervical cerclage, and limiting the number of embryo transfers can help prevent BPD.
• Genetics of BPD: Moderate to severe BPD has a 50–80% heritability that is linked to various genes, but more validation studies are needed for personalised treatment. Although not preventable, identifying a genetic risk may aid in accessing prompt treatment.
• Nutrition: Fetal undernutrition and growth restriction increase BPD risk. More research is needed on maternal diet, placental pathology, and BPD prevention.
• Exposure to Environment: Environmental exposures and epigenetic changes can increase the risk of BPD in preterm infants by altering genes involved in lung development.
• Inflammation Immunity Response: Prenatal inflammation increases BPD risk. Research on inflammation and immune responses could lead to biomarkers and targeted therapies for BPD prevention.

Conclusion

Preventing bronchopulmonary dysplasia (BPD) involves advanced medical interventions and careful management. Ensuring access to a comprehensive health insurance policy is crucial to cover the costs of neonatal care and specialised treatments, which are often expensive. 

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Borderline Personality Disorder (BPD), classified under the “Cluster B” category of personality disorders, significantly impacts an individual’s thoughts, feelings, behaviours, and self-identity. BPD disorder symptoms can cause a person to experience conflicting emotions, tumultuous relationships, and a sense of uncertain identity. Despite these challenges, with the proper support, timely detection of borderline disorder symptoms, and appropriate treatment, recovery from BPD is possible.

Borderline Disorder Symptoms:

Common borderline disease symptoms are as follows:

• Fear of Abandonment

People presenting with borderline personality signs and symptoms are often terrified of being abandoned or left alone. These are the most debilitating emotional personality disorder symptoms, which often draw people away from the patient.

• Unstable Self-image or Sense of Self

Borderline personality disorder (BPD) symptoms often include a distorted or unclear self-image, typically accompanied by feelings of guilt or shame.

• Impulsive/Self-destructive Behaviours

Indulging in reckless driving, gambling, drug abuse, binge eating, and/or unsafe sexual activity may also be symptoms.

• Rapid Mood Changes and Chronic Feelings of Emptiness

BPD patients may experience rapid shifts in how they feel about others, themselves, and the world. Irrational emotions, including uncontrollable anger, fear, anxiety, hatred, sadness, and love, are witnessed frequently and suddenly, followed by feelings of emptiness.

• Unstable Relationships

A common borderline personality disorder (BPD) symptom is the breakdown of a person’s relationships. They may believe someone is perfect before immediately believing the opposite.

• Suicidal Tendencies or Self-Injurious Behaviour

A person with BPD may exhibit tendencies of self-harm in response to separation or rejection.

• Persistent Paranoia

Feelings of paranoia and a loss of touch with reality are common degenerative symptoms.

• Explosive Fits of Anger

A person with the disorder may express anger to an inappropriate degree or engage in violent behaviour.

Conclusion

It is crucial for a person with BPD symptoms to see a specialist for appropriate treatment. Having a health insurance policy is essential if diagnosed with this disorder as it ensures access to effective BPD therapies, better treatments, medications, and ultimately, a better quality of life.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Do you want to know about antibodies and antigen difference? Well, antigens are substances that stimulate an immune response and have distinct epitopes or surface features, leading to specific responses. Your immune system’s B cells produce antibodies in response to antigen exposure.

Comparison Chart on Differences Between Antigen and Antibody

Let’s examine the difference between an antigen and an antibody. 

Conclusion

You can now easily differentiate between antigens and antibodies. Antigens trigger your immune system, leading to the release of an antibody response. Specific antibodies can be helpful in detecting specific antigens. Remember to get health insurance to cover medical expenses.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

RH complications arise when there is RH incompatibility between the mother and the fetus, leading to complications of RHesus incompatibility. This condition can be detected via a blood test. This situation usually occurs when one is RH-positive, and the other is RH-negative, which causes the issue of compatibility.

Complications of RH Incompatibility

Rhesus (Rh) incompatibility complications primarily affect the fetus rather than the pregnant woman. The fetus can develop conditions such as haemolytic anaemia, that causes red blood cells to be destroyed. Newborns may develop jaundice at birth due to increased bilirubin levels. Severe cases of incompatibility can lead to heart and liver failure in the fetus and may even result in stillbirth.

Treatment options include blood transfusions for the fetus to replenish red blood cells and manage jaundice. Rh immune globulin injections are also administered to prevent the mother from developing antibodies against Rh-positive blood cells, which helps protect future pregnancies. Timely medical intervention is crucial for managing these complications effectively.

Conclusion.

Complications of RH incompatibility typically manifest in the newborn child. Therefore, it's essential for pregnant women to undergo screening tests for Rh compatibility. Early detection allows for prompt treatment to manage symptoms effectively. Additionally, having health insurance coverage is beneficial as it ensures timely medical care for both the mother and unborn child. This coverage helps alleviate financial burdens associated with hospitalisation and treatment, ensuring overall well-being for both individuals.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

The Rh blood group system is crucial to consider during blood transfusions, as an Rh-negative person cannot receive blood from an Rh-positive donor. Rh disease treatment becomes especially urgent during pregnancy, as Rh incompatibility between a mother and fetus can lead to serious complications. Read on to learn more about Rh incompatibility treatment and its importance in ensuring the health and safety of both individuals.

How Is RH Incompatibility Treated?

The best time to receive Rhesus incompatibility treatment is during the early stages of pregnancy when Rh incompatibility between the mother and fetus is detected. The pregnant woman is given Rh immune globulin, a specific Rh incompatibility medication, which prevents the body from producing antibodies. If the body has already produced antibodies, this Rh incompatibility treatment injection will not be effective, and the fetus may suffer from diseases related to Rh incongruity. Therefore, timely treatment is crucial. In such cases, delivery is usually before the normal due date, depending on the severity of the condition.

Conclusion

If you are an expecting parent, it is essential to surround yourself with high-quality healthcare. This will facilitate the early detection of Rh incompatibility and ensure appropriate treatment is administered. In this regard, it may be prudent to acquire a robust health insurance plan to ensure access to affordable healthcare, promoting the overall well-being of both the mother and fetus.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Updated on - 02 Jan 2026

The Rh factor, also called the Rhesus factor, is a crucial component of the blood group system. It is essential in various medical practices, especially in blood transfusion and pregnancy management. A clear understanding of what is Rh factor is and why it is important goes a long way towards understanding its role in health insurance and thus avoiding any complications that may arise from Rh incompatibility.

This blog discusses the definition and significance of Rh factor determination. It also outlines the tests to determine the factor and the implications of Rh incompatibility.

Rh blood factor definition

The Rh factor is a protein present inherently on the surface of red blood cells. Those who possess this protein are called Rh-positive (Rh+), whereas those without it are called Rh- negative (Rh-). In classifying blood types, the ABO and Rh blood group systems are usually combined.

It is important to find out whether an individual is Rh-positive or Rh-negative because it has a lot to do with certain medical treatments, such as pregnancy and transfusion.

Besides pregnancy and transfusion, the Rh factor plays an important role in other areas, such as organ transplantation and the management of some conditions that affect the blood itself. Understanding someone’s Rh status helps avoid serious health issues that may arise from incompatible blood transfusions. This classification also has implications for research into various forms of haematological diseases, underscoring the wider relevance of the factor in healthcare contexts.

Why is the Rh factor important?

The Rh factor is an antigen that healthcare professionals use to identify blood compatibility. It plays a key role in the following:

Pregnancy

During pregnancy, an Rh-negative mother’s immune system may recognise her Rh-positive baby’s red blood cells as foreign, leading to the production of antibodies. These antibodies can cross the placenta and attack the baby’s red blood cells, increasing the risk of complications such as foetal anaemia and jaundice.

Transfusion

If Rh-positive blood is given to an Rh-negative person, the recipient’s immune system may recognise the Rh-positive blood cells as foreign. These cells then produce antibodies against them, which can lead to reactions and serious complications.

Thus, the importance of the Rh factor is undeniable in such cases. Knowing your Rh factor also helps ensure safe medical care, particularly during emergencies where matching the correct blood type is essential.

Rh-positive vs. Rh-negative: Key differences

As mentioned before, people with a positive (+) blood group have the Rh protein in their cells. On the other hand, people with a negative (-) blood group lack the Rh protein.

The table below offers a better understanding of their difference:

Tests to determine the Rh factor

The Rh factor is identified through a simple blood test. A small sample of blood is taken to check for the presence of the D antigen on red blood cells.

For pregnant women, the Rh factor test is usually performed during the first prenatal visit to determine the mother’s Rh status. This is important because if the mother is Rh-negative and the baby is Rh-positive, there is a risk of Rh incompatibility.

Treatment options for Rh incompatibility

Here are the effective treatment plans that the doctor can undertake:

1. Rh immune globulin

The course of treatment involves an Rh medication, which can prevent the body from making antibodies. It is an injection that is majorly beneficial during pregnancy. However, it is not successful if the body has already created Rh antibodies.

2. Phototherapy or transfusion

Newborn babies with mild incompatibility are generally treated via phototherapy using bilirubin lights.

If the baby is severely affected, it may require a blood transfusion from an Rh-compatible donor.

3. Close monitoring

In case your body already has Rh antibodies, the foetus is at risk, and the immune globulin injection will not be helpful. The best course of treatment is to closely monitor the development throughout the remaining pregnancy.

Conclusion

Understanding the Rh factor is essential for ensuring safe pregnancy outcomes, compatible blood transfusions and overall health management. For pregnant mothers, knowing their Rh status allows timely medical interventions, which can prevent serious complications for both mother and child.

Because treatment and monitoring for Rh incompatibility can be costly, having maternity health insurance ensures you can access the necessary care without financial stress. To know more, fill out the form provided on this page, and our experts will reach out to you.

FAQs

1. What happens if the mother is Rh-positive and the father is Rh-negative?

If the mother is Rh-positive and the father is Rh-negative, there is generally no risk of Rh incompatibility. This is because the mother’s immune system already recognises the Rh antigen as “normal” in her body.

2. What are the drawbacks of Rh-negative blood?

Rh-negative blood type is only risky if your blood mixes with someone with a positive blood type. It will start making antibodies that can damage the red blood cells.

3. How can we determine if the unborn baby is Rh-negative or Rh-positive?

The baby’s Rh factor can be determined through non-invasive prenatal testing (NIPT), which uses the mother’s blood, or in some cases through amniocentesis or chorionic villus sampling (CVS).

4. What complications are associated with Rh incompatibility?

Rh incompatibility in a child can lead to liver failure, jaundice, stillbirth or heart failure.

5. Can we prevent Rh incompatibility?

No, the Rh factor is genetic and cannot be prevented. It can only be monitored to find out the best treatment plans.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Being pregnant when a fetus is developing inside your womb is an exciting time. But did you know there are various types of pregnancy, such as normal, molar and ectopic? Recognising and being aware of them can empower you to take control of your pregnancy journey and ensure a safe and successful outcome through early identification and proper care.

Different Types of Pregnancy

Pregnancy is when a fetus develops inside the uterus of a woman. Here are the different types of pregnancies:

• Normal pregnancy (intrauterine pregnancy):

It is an appropriate implantation and development of a fertilised egg inside the uterus. Since an embryo can only develop properly in the uterus, this pregnancy is regarded as "normal”.

• Ectopic pregnancy:

Fetus that develops outside of the uterus is known as ectopic pregnancy. It can be quite dangerous, and its symptoms include abdominal pain, bleeding, and dizziness. This type of pregnancy needs immediate medical attention to avoid future complications.

• Molar pregnancy:

Molar pregnancy manifests as an irregular growth inside the uterus. It is also called a hydatidiform mole, a rare mass growth inside the womb. Blood testing and ultrasonography are used to detect this condition. Immediate identification and treatment are vital to prevent complications and issues in subsequent pregnancies.

• Intra-abdominal pregnancy:

Implanting of the embryo inside the abdomen is an uncommon and potentially fatal phenomenon known as intra-abdominal pregnancy. Both MRIs and ultrasounds are used to diagnose it. The mother's life can be saved and major complications can be avoided with prompt identification and medical care.

• Singlet pregnancy:

A singlet pregnancy is when one egg is fertilised by one sperm, and only one fetus develops. Validation of singlet pregnancy is crucial for the diagnosis of tubal pregnancy. The number and location of fetuses inside the uterus are counted and monitored with the aid of blood tests and ultrasounds.

• Lupus pregnancy:

Lupus is an autoimmune disease that ebables the immune system to damage organs and tissues inside the body. Women with lupus should take special precautions when pregnant, as this autoimmune condition may cause pregnancy difficulties. Regular medical monitoring and the prescribed medications are essential for both mother and baby safety.

• Multiple pregnancy  (twins, triplets, quadruplets, etc.)

Multiple pregnancy occurs when several fetuses are developing inside the uterus. This condition may increase the risk of issues like tubal pregnancy. However, with regular ultrasounds and medical monitoring, you can feel reassured that you are being cared for and any potential issues can be detected early on for effective management.

• High-risk pregnancy:

These have an increased chance of tubal pregnancy. Women who have previously undergone an infection, pelvic surgery, or ectopic pregnancy should exercise extra caution. Being alert and having routine medical exams helps detect any problems early on and prevent risk pregnancies. 

• Tubal pregnancy (ectopic pregnancy)

During tubal pregnancy, the fertilised egg implants in the fallopian tube instead of the uterus. This may be fatal if the tube blasts and causes internal bleeding. This condition needs immediate medical treatment.

Conclusion

Acquiring knowledge about the types of pregnancy will aid you in managing both your and your baby’s health. The chances of a successful pregnancy increase if you take the proper care and can identify issues early on. Having health insurance is always beneficial as it provides financial coverage in such situations, giving you a sense of security and preparedness.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.