Life is unpredictable, and unexpected events such as accidents can bring about substantial financial, emotional, physical, and psychological challenges for you and your loved ones. Term insurance and accident insurance are products designed to support you through difficult times and offer peace of mind. We'll examine the difference between term insurance and accident insurance to help you make an informed decision tailored to your needs.

Difference Between Term Insurance and Personal Accident Insurance

There exists a significant difference between personal accident and term insurance. The two are compared below:

Conclusion

Terms and conditions of term and personal accident insurance can vary from insurer to insurer. Browse comparison websites for the best health insurance policies, consult an insurance advisor, and make an informed decision to secure yourself against financial shocks during the unplanned events of your life. Get insured today for a safe tomorrow.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Campylobacteriosis, caused by the Campylobacter bacteria, is a common foodborne illness leading to stomach cramps, diarrhoea, and fever. This blog explores the treatment of campylobacteriosis, covering various aspects of care and recovery to help you understand how to handle campylobacter treatment.

Before we discuss campylobacter infection treatment, let us give a quick brief on what it is.

What is Campylobacteriosis?

Campylobacteriosis is caused by one of several species of Campylobacter bacteria, particularly Campylobacter jejuni. The most common symptom of this infection is diarrhoea. It is also possible for the infection to cause fever and abdominal cramps.  

Humans are usually infected with Campylobacter after eating poorly prepared meat, particularly undercooked chicken. One of the most common causes of foodborne illness is Campylobacter.  

The immaturity of the immune system makes infants particularly susceptible to campylobacteriosis. There is also a greater risk of infection among young adults, perhaps due to a lack of experience with cooking and handling raw meat. Therefore, they may be exposed to potentially contaminated foods on a more frequent basis.  

What is the Treatment of Campylobacteriosis?

Here are some important points surrounding the treatment of campylobacteriosis

• The primary objective of treating Campylobacter-related diarrhoea is to replace lost body fluids and electrolytes (chemical substances involved in a variety of bodily functions).
• Dehydration may occur if you have severe diarrhoea. Your doctor will prescribe oral or intravenous fluids to treat your dehydration.  
• Since Campylobacter infections are usually self-limited, your doctor may not prescribe an antibiotic if you are otherwise healthy.
• Azithromycin (Zithromax) should be the first choice when considering campylobacter infection treatment. While most strains will respond to fluoroquinolones, such as levofloxacin or ciprofloxacin, antibiotic resistance and side effects are more common with these antibiotics. 
• Your doctor may recommend loperamide (Imodium, generic versions) or another antidiarrheal medication to reduce diarrhoea. 

Conclusion

For effective treatment of campylobacteriosis, prompt medical attention and proper treatment are essential. In order to recover from an illness, antibiotics, hydration, and rest are crucial. Nevertheless, prevention remains the best course of action. The practice of food safety and proper hygiene can help reduce the risk of this illness, ensuring a healthier and safer future for everyone. Additionally, having comprehensive health insurance can help cover medical expenses during treatment, ensuring peace of mind.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Also Read:

• How to Protect Yourself from Vector-Borne Diseases?
• Treatment for Pelvic Inflammatory Disease
• What Is Endometriosis Disease In Women's?
• Symptoms of Addison Disease
• Pre-existing Diseases Clause in Health Insurance Plans

Humans have got many diseases from animals and Echinococcosis Disease is one such disease. The disease is parasitic in nature and comes from the tapeworm of the Echinococcus genus. Echinococcus cyst treatment is possible but it is rather expensive and causes a lot of impact on the overall health of the infected person as well.

What is the Treatment of echinococcosis?

The echinococcus granulosus treatment is possible but it involves expensive surgeries and drug therapy which can stretch over time. Let us understand it in detail -

• Generally, the process starts by taking ultrasound imagery. For Echinococcus liver cyst treatment, ultrasound can be taken more than once. The same is true with the case of Echinococcus granulosus treatment. It allows the doctor to have a clear picture of the infection so they can decide the way forward.
• The first step in treatment is called PAIR in which four steps are done. These are Puncture, Aspiration, Injection, Re-aspiration. Doctors puncture the skin and cyst remove the liquids, and inject the cyst.
• It can be followed by extensive surgical processes to remove the cysts in case PAIR results present a result that makes surgery necessary.
• The surgery is followed by a long time of drug therapy. Anti-infective drugs are given to the person undergoing treatment.
• After this, it just becomes a matter of waiting and watching to see if things work out or if further treatment is needed.

Conclusion

While prevention is always the best possible approach, echinococcus cyst treatment is very much possible and this is a cause of hope and strength for anyone with this problem. Though they have to be ready for a long-drawn treatment regimen, when it all ends, they will get fully cured and be able to live a healthy life. It's important to check if your health insurance covers the costs of such extensive treatments, as it can involve significant medical expenses.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Also Read:

• Common Symptoms of Celiac Disease
• Understanding Chronic Kidney Disease Treatment
• Preventing Chronic Obstructive Pulmonary Disease
• How to Prevent Addison's Disease?
• What Causes Addison's Disease?

Giardiasis disease, also called lambliasis is a type of diarrhoeal disease which can be a very concerning health issue, especially if it becomes severe. Its symptoms can cause a lot of uneasiness and discomfort to anyone who gets infected by the Giardia parasite. However, the good part is that giardiasis treatment is not only possible but very simple and easily affordable. Medicines are easily available and are very effective.

What is the Treatment of Giardiasis?

Giardiasis is easily treatable and the process is very simple and non-invasive. You do not have to worry about any painful or costly surgery and in most cases, even hospitalisation is not needed either.

• The most common medicine for giardiasis treatment is Metronidazole. It is a highly effective antibiotic and is known to work well among most people. Its treatment can have rare cases of side effects like a metallic taste in the mouth or a feeling of nausea.
• In case of Metronidazole not being available, the second option for lamblia treatment that is being recommended by doctors is Tinidazole. This is also an effective antibiotic. It can cause side effects like the one above but its advantage is that it can be taken in a single dose.
• Since both the above medicines are available in the form of tables, they are not really a choice for small children. Since a number of children get infected and need lamblia treatment, they are given Nitazoxanide which is available in liquid form.

Conclusion

Just because giardiasis treatment is easily manageable, does not mean that we can act careless with regard to hygiene. As a disease, it can be very inconvenient even if it may not be expensive. Prevention is better than cure so all of us must maintain proper hygiene at all times including washing hands regularly and consuming clean food and water. Additionally, checking if your health insurance covers such treatments can help you stay financially prepared for unexpected medical needs.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Also Read:

• Causes of Tularemia Disease
• Lyme Disease Treatment: Antibiotics and Prevention Guide
• Causes of Raynaud's disease
• What is the Treatment for Heart Valve Disease?
• How to Prevent Kidney Disease

Haemophilus influenza is a bacterial disease that causes various infections in the human body. Infections can manifest in multiple forms; these could include infections in the ear, bloodstream, lung, and skin, swelling in the throat, and inflammation of the joint. This ailment affects children up to age 5 and adults who are immunocompromised, like those with specific medical issues.

What is the treatment of Haemophilus?

Haemophilus influenzae treatment depends primarily on the type of infection. The most commonly used h influenzae treatment is antibiotics. Medical practitioners can prescribe antibiotics such as Ceftriaxone, Cefuroxime, and Cefotaxime. Doctors administer antibiotics orally to treat other infections. They include Amoxicillin, Azithromycin, Omadacycline, Lefamulin, Clarithromycin and Cephalosporins. There are certain Haemophilus influenza treatments administered in hospitals, such as the following:

• Breathing support through intubation or face mask oxygen
• Medication for low blood pressure
• Wound care for damaged skin
• Intravenous steroids
• Surgical drainage for septic arthritis

You can prevent Haemophilus influenza disease with HiB vaccine for children under 2 years old. Children can receive the shots in three or four doses. The series of doses is completed between 2 and 15 months.

Haemophilus disease's best prevention method is to get the vaccination. The most commonly used treatment for this disease is antibiotics in the case of adults.

Conclusion

Haemophilus influenzae can turn fatal if left untreated. Hence, timely medical intervention is of primary importance when it comes to the treatment of Haemophilus influenzae. You should immediately visit the hospital when you see any symptoms in your child or yourself of Haemophilus influenzae. Receiving timely Haemophilus treatment increases your chances of survival and recovery. You can prevent unexpected medical expenses for treatment through proper planning and by ensuring you have adequate health insurance coverage to support your needs.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Also Read:

• Symptoms of Pelvic Inflammatory Disease
• Diagnosis of Coronary Artery disease
• Treatment of Coronary Heart Disease
• Causes of Peripheral Artery Disease
• How is Coeliac Disease Diagnosed?

Yes, rotavirus is very contagious. It is one of the most common causes of severe diarrhoea in younger children, especially infants. Rotavirus is easily transmitted from one person to another, especially in places like daycare, schools and hospitals where kids are closely confined to each other.

Fever, vomiting, and watery diarrhoea are some symptoms of rotavirus infection, which can also lead to dehydration. Hence, parents ought to know how the disease gets infected and for how long children are infected.

Is Rotavirus Communicable?

Rotavirus is an infection that can easily spread from one person to another. The infected person excretes the viral particles in their stools, with the highest concentration occurring in the acute phase of the illness.

But how long is rotavirus contagious? The rotavirus can survive on surfaces for several days and is easily transmitted to people who might touch a surface or object that has been infected and then touch their face or mouth. Where children congregate, rotavirus is known to spread rapidly within the population, increasing the chances of an outbreak.

How Does Rotavirus Spread?

Let’s learn about how rotavirus is transmitted:

• Rotavirus mainly transmits via the fecal-oral route.
• This virus goes from an infected individual’s stool to another person.
• People can also get it if they come into contact with infected surfaces or handle infected things such as toys and food.
• The lack of clean hands, especially among young children, facilitates infection.
• Inadequate sanitation also leads to its spread.
• Rotavirus can persist on some surfaces for days.

Conclusion

Rotavirus is the most common viral infection among children and infants. It is caused by a direct relationship between infected articles and food. If left unattended, it has the potential to cause severe complications in children. Families must have health insurance to get the appropriate medical attention when required.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Do you want to know what is imaging test and its usefulness? Imaging test gives an insight into what is happening inside your body. It helps in diagnosing a disorder and its severity.

Overview of Imaging Tests

Now that you have some idea about what are imaging tests, you may want to know more about their functionalities, including their safety. Most imaging tests are non-invasive, making them relatively safe and painless. An imaging test provides a detailed internal view of your body. These scans can help identify injuries and diseases, thus helping your healthcare provider plan your treatment. Imaging tests may use magnetic fields in MRI, sound waves in ultrasonography, and radiation in computed tomography, angiography, and X-rays.

Conclusion

You now know what is an imaging test and its non-invasive procedure, you can go for such a test without any worries if your doctor has recommended it. You should also purchase health insurance as the costs for most imaging tests are covered by insurance policies.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Norovirus is very contagious. It is also known informally as the “stomach virus” or the “winter vomiting virus”. But how is Norovirus transmitted? The virus can be passed on by an infected individual even before any of the tell-tale symptoms appear. It can also be passed on for several days after the illness subsides. 

The symptoms are generally seen as vomiting as w, diarrhoea, and abdominal cramps.

Is Norovirus Communicable?

Norovirus is infectious as it can be transferred from one individual to another. It is a leading cause of global gastroenteritis outbreaks and can be contracted through proximity to an infected individual, consuming contaminated food or water, or touching contaminated surfaces.

But how long is norovirus contagious? The virus exists for days on surfaces, so other people can get the illness quite easily when there are lapses in hygiene, such as handwashing. The infectious nature of the norovirus is a cause of worry in groups and epidemic events, as several individuals can be infected within a short period.

How Does Norovirus Spread?

• Through the ingestion of contaminated food or drinks, most probably through raw or undercooked shellfish.
• From a norovirus patient just by direct contact with them, particularly when there is vomiting or diarrhoea.
• By using hands that have touched contaminated surfaces and then wiping lips, nose, or eyes with unwashed hands.
• In places with a high population density and proximity between individuals, the chances of infection increase in leaps.
• Aerosolised vomitus or vomitous mist is particularly emitted during and before vomiting and can spread to people around.

Conclusion

Norovirus has extremely high contagiousness and transmissibility and is quickly spread by the medium of contaminated food, contact, and dirty surfaces.

This virus is especially wicked since an individual can transmit the virus for days after feeling better. Hence, proper hygienic practices and cleaning are very important. Proper sanitation, hand washing, and food safety can avoid norovirus outbreaks. Preventive measures like good hygiene remain the best defence against this highly contagious virus. Check that your health insurance plan covers medical visits related to norovirus, such as hospital stays and consultations. 

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Yes, pertussis, otherwise known as whooping cough, is very infectious. It is caused by the bacterium Bordetella pertussis and primarily affects the respiratory system. Though it is prevalent in people of all ages, it is particularly fatal to infants and young children. This illness is mostly contagious in its acute stages.

Is Pertussis Communicable?

Pertussis is a communicable disease. It spreads easily from one individual to the other through indisposition, by droplets of secretion from coughs and sneezes. 

But how contagious is whooping cough? If an infected person sneezes or coughs, pathogens can be expelled into the environment suitable for inhalation by someone near the sick person. Once cough onset occurs, those infected by the disease could spread germs for up to two weeks, making initiating containment measures against disease outbreaks critical.

This means that the disease can spread rapidly and outbreaks are prevalent, especially in places where people are relatively close to one another, e.g., schools, daycare homes, and homes. The vaccine is the best way to prevent this infection and the chances of transmission.

How Does Pertussis Spread?

• By being near an infected person, especially in crowded or enclosed spaces.
• Prolonged exposure to someone with pertussis increases the risk of transmission.
• Babies and unvaccinated individuals are particularly vulnerable to contracting the disease.

Conclusion

Pertussis is one of the most contagious communicable diseases. The infection can be transmitted via droplets. Knowing how is pertussis transmitted helps implement the correct prevention measures, such as immunisation, which is the best way to prevent whooping cough.

Remember to get a health insurance policy to cover medical costs. 

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Mumps, which affects the salivary glands, is a common contagious disease. It often causes swelling in the throat. Mumps can primarily affect children but is now under control due to a surge in vaccination. “Is mumps contagious?” is a common question that people ask. It can be tricky to understand if someone has mumps because most affected individuals do not show any symptoms.

Is Mumps Communicable?

Is mumps a communicable disease? Yes, it is. Mumps is easier to spread to those who are not vaccinated. It usually has the potential to infect people even before showing any symptoms, making it difficult to isolate them. Once the face swelling starts, the chances of spread are much higher. This chance remains at its optimum high nine days after the face starts swelling.

How Does Mumps Spread?

Now that you know mumps can spread, it is also crucial to ascertain how mumps spread. Respiratory droplets are a pertinent medium of mumps spread.

•     Touching Contaminated Surface: Touching a spot that has respiratory droplets and then touching your face or nose is the most common way for mumps to spread.
•     Keeping Close Contact: Mumps can also spread very easily through close contact. The release of the virus becomes a primary cause, and it can happen when an individual sneezes or coughs. Being in the same space and inhaling the air can lead to the easy spread of mumps.
•     Direct Contact: If you use the same utensils that were previously used by a person infected with mumps, it can lead to infection via saliva.

Conclusion

Now that you know how mumps is transmitted, it is important to be more vigilant. The best way to get rid of infection is to avoid close contact with those who have mumps or show signs. Sharing items or even surface contact is the most common method of the disease's spread. Remember to get health insurance to cover medical costs.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Yes, measles is very contagious, and the rate of spread is also quite fast. You might notice people asking, "Is measles a contagious disease?" Well, it is and can get worse if the affected individual is not isolated. During the first week, the chances of spread are higher, and hence, extra attention is important. Areas with low vaccination rates are often more susceptible to measles.

Is Measles Communicable?

Measles is indeed communicable, and the primary mode of transmission is through respiratory droplets. These droplets, released when an infected person coughs or sneezes, are the main culprits in spreading the virus.

The virus can stay in the air for a minimum of two hours. Such high longevity makes it easy for the virus to spread. The chances of spreading in closed spaces like offices or schools are higher.

How Does Measles Spread?

Do you want to know how measles is spread via air? Some of the most common ways that measles spread are:

• When someone with measles sneezes, releasing the droplets into the air.
• An individual who inhales the same air can get infected.
• Even if there is no direct contact, measles can spread if someone is touching a surface that is contaminated.
• Touching your face, eyes, nose, or mouth with contaminated hands can spread measles.

Conclusion

Measles, a contagious disease spread through the air, can infect both children and adults. Understanding how measles spreads is key to effectively managing the disease and preventing its spread. Get health insurance to safeguard yourself financially when infected with a disease.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

It is necessary to know about mental health disorders, like borderline personality disorder (BPD), in order to manage them. In this blog, we will describe the process of testing for borderline personality disorder and present easy and concise information on the borderline personality disorder diagnosis and how to take the test.

Borderline Personality Disorder Diagnosis

Borderline personality disorder diagnosis is usually carried out by a healthcare professional after a detailed evaluation. This assessment comprises an interview to identify symptoms, medical history, and an account of the patient’s illness. The diagnosis for BPD is made according to the DSM-5, which has clear-cut criteria that should be met.

In particular, a correct BPD medical diagnosis is critical in treatment procedures. It aids in the prognosis of the disease and knowledge about it.

Take the Borderline Personality Disorder Test

Taking a borderline personality disorder test is a giant leap to getting to know more about your mental health. These tests are usually questionnaires that seek to measure conditions and behaviours linked to BPD. Here’s what you can expect:

Self-assessment: You will be asked questions about how you feel, think, and do. This is useful for identifying patterns that, if revealed, might indicate BPD.

Professional evaluation: Following the self-assessment test, a mental health care provider will analyse your responses and then proceed to an interview. This evaluation is critical when diagnosing a patient with borderline personality disorder.

Medical history: It is crucial to describe all previous conditions and diseases. Many of the symptoms overlap with other psychiatric conditions, and this assists in excluding competing explanations and confirming the BPD medical diagnosis.

These tests are supposed to be simple and uncomplicated. Their purpose is to offer a coherent image of your condition and help the health professional make the correct BPD diagnosis.

Knowing or learning about mental health status assists in empowering the patient and looking for the right treatment.

Make sure your health insurance policy includes mental health treatment costs.

Conclusion

The process of testing for borderline personality disorder involves several steps, including self-assessment and consultation with a specialist. A proper borderline personality disorder diagnosis is vital to meet the requirements of the therapy process. Ensure your health insurance policy includes mental health services so you can seek the appropriate financial help.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

The body produces creatinine as a waste product due to regular muscle tissue breakdown and food protein digestion. A good creatinine level for men is between 0.7 and 1.3 mg/dL, and for women, it is between 0.6 and 1.1 mg/dL. 

Results For Normal Creatinine Level

The results for normal creatinine Levels can vary depending on the age, sex, and muscle mass of the person. The creatinine normal level ranges from 0.72-1.3 mg/dL for males and 0.6-1.1 for females. Here is a comparison of normal, high, and low creatinine level values for men and women:

Conclusion

It is essential to maintain a normal creatinine level. Low creatinine clearance causes the blood's creatinine level to rise when the kidneys deteriorate. To have a better health, you can opt for an health insurance in case of an emergency arises in the future.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Updated on - 05 Jan 2026

Healthy lungs are important for delivering oxygen to the body and removing carbon dioxide, which keeps all organs functioning properly. To ensure the lungs are working efficiently, doctors use pulmonary function tests (PFTs), which assess how well the lungs perform these essential tasks. These tests are particularly important for identifying respiratory conditions such as asthma, chronic obstructive pulmonary disease (COPD) and pulmonary fibrosis before they progress.

In addition, PFTs allow healthcare providers to track changes in lung function over time and determine whether treatments are effectively improving respiratory health. Let’s take a closer look at the purpose, different types and key benefits of PFT tests.

PFT test meaning

A pulmonary function test (PFT) is a non-invasive procedure that measures various aspects of lung performance. It evaluates lung volumes, airflow and the efficiency of gas exchange, providing detailed insights into how the lungs respond during different activities. PFTs can also help identify patterns of lung impairment, distinguish between obstructive and restrictive conditions and assess the impact of environmental or occupational exposures. This information helps doctors understand the type of lung problem and decide the best treatment for each person.

Types of pulmonary function tests

Here are the different types of pulmonary tests performed to determine your health status:

1. Spirometry

The patient must breathe into a mouthpiece connected to a machine called a spirometer. It measures the amount breathed in and out, as well as breathing speed. This lung function test helps measure the efficiency and capacity of the lung airways.

2. Plethysmography

In this test, the patient is made to sit or stand in an airtight box. The box records the measurements of air volumes in the lungs after a deep inspiration and the amount left behind after a complete exhalation, giving a reading concerning the total lung capacity.

3. Diffusion capacity tests

Diffusion capacity tests measure how efficiently gases, such as oxygen, move from the lungs into the bloodstream. These tests are important for evaluating overall lung function and can help detect conditions that affect the lung’s gas exchange, such as pulmonary fibrosis, emphysema or other interstitial lung diseases.

4. Cardiopulmonary exercise tests

The test determines how well your lungs function when active. You may be asked to walk for a few minutes. Afterwards, the healthcare professional monitors the oxygen level you require for this activity and the distance you can cover in that specific time.

Why is a PFT test done?

There can be several reasons a healthcare professional may advise you to take PFT tests. Sometimes it is a part of the routine, while other times it is used to diagnose the cause of your lung-related symptoms. The reasons include:

• Asthma
• Work environment, like coal mines and graphite factories
• Lung infection
• Breathlessness
• Long-term lung conditions, like bronchitis and emphysema
• Disease caused due to inhaling asbestos fibres
• Airway problems like inflammation or lung scarring
• Sarcoidosis
• Scleroderma

At times, PFT is also conducted before a surgery or a lung-related routine procedure.

Conditions detected by PFT tests

PFT is used to assess several respiratory ailments and detect the following conditions in a patient:

1. Asthma

The test identifies obstruction in reversible airflow, i.e., asthma. This medical condition may make it tough for you to breath and lead to problems like cough, chest tightness and wheezing.

2. COPD

Chronic obstructive pulmonary disease occurs when the airway or lungs are damaged, making it tough for you to breath. This problem can lead to chronic bronchitis or emphysema.

3. Bronchiectasis

The airway is stretched or widened, leading to bronchiectasis. Healthcare professionals perform PFT tests to diagnose this problem.

4. Sarcoidosis

It is an inflammatory disease where granular lumps form in the lungs or lymph nodes. This formation interferes with the normal functioning of the organs.

5. Pulmonary fibrosis

Your lungs are scarred, making it difficult for them to expand. Ultimately, your body doesn’t get enough oxygen and can become adverse over time.

6. Lung damage

PFT can assess if your lungs are affected due to work conditions or exposure to certain chemicals.

Does health insurance cover pulmonary tests and treatment?

Most health insurance policies may cover pulmonary function tests if they are recommended by a doctor. Plans such as critical illness insurance could cover related treatments if the condition falls under the policy terms. It is important to review your policy carefully to understand coverage details, waiting periods and exclusions, so you can plan for any necessary medical expenses.

Conclusion

Pulmonary function tests are generally performed when you have airway or lung-related symptoms like chest tightness, coughing, shortness of breath or wheezing. The professional may advise you to undergo a PFT test even if you have no symptoms. It can be a part of your regular health check-up. Therefore, it is advisable to get a comprehensive medical insurance that covers basic tests like the PFT.

While you take care of your health, let us be your dependable partner to cover its expenses. Fill the form on this page to receive personalised guidance tailored to your needs.

FAQs

1. Are PFT tests safe?

PFTs are generally safe, but you may feel dizzy or lightheaded due to deep breathing. These side effects are expected to go away shortly after the test.

2. How is a PFT test performed?

The test is relatively simple, and consists of a clear airtight box, a mouthpiece, soft nose clips and an electronic machine to measure the airflow.

3. What happens during a PFT test?

During a PFT, you breathe into a mouthpiece connected to a machine. The test measures how much air you can inhale and exhale, how fast you breathe and how well your lungs transfer oxygen to your blood.

4. What are the risks associated with the PFT?

Pulmonary function tests are generally safe. Some people may feel lightheaded, cough or feel short of breath during the test. Serious complications are very rare.

5. What is the normal range of a pulmonary function test?

The normal range for a PFT is that the (Forced Expiratory Volume in 1 second) FEV1 and FVC (Forced Vital Capacity) should be 80% or more.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Triphala, an age-old herbal antidote from Ayurvedic medication, has earned massive popularity in contemporary years owing to its multiple health advantages. Comprising three different fruits: Amalaki (Emblica officinalis), Bibhitaki (Terminalia bellirica), and Haritaki (Terminalia chebula), Triphala delivers a holistic path to healthiness. Loaded with its powerful antioxidant and anti-inflammatory properties, Triphala has been understood to help digestion, boost detoxification, improve immunity, and enhance general well-being.

What is the Right Dosage of Triphala?

Deciding on the perfect dosage of Triphala can sometimes be confusing for many, as it may depend on several aspects, including an individual's age, fitness state, and expected results. The following is the suggested dosage of Triphala which is vital to guarantee secure and practical use.

• Triphala Powder Dosage:

  For those individuals wondering about Triphala powder dosage, it is usually recommended to begin with an undersized dosage and slowly raise it over time. A standard recommended Triphala powder dosage varies from 2 to 4 grams twice daily. At the same time, those with acute conditions are advised to expand it to 4 to 5 grams twice daily. Splitting and consuming these Triphala powder dosages before the main meals can be helpful. This permits adequate absorption and assimilation of the herbs into the body.

• Triphala Tablets Dosage:

  If you pick the Triphala tablets, the same might differ depending on the label and concentration. Taking 1 to 2 tablets with warm milk or water twice daily is advised as a broad approach. Nevertheless, it is essential to carefully read the instructions furnished by the manufacturer and consult a healthcare specialist for personalised advice.

Conclusion

Including Triphala in your daily ritual can be a game-changer for general health and well-being. However, understanding the correct dosage is crucial to harnessing its usefulness effectively. Whether you prefer Triphala tablets or powders, remember to begin with a lesser dosage of Triphala and talk to a healthcare specialist for personalized advice. By discovering the ideal balance in your Triphala antidotes, you can open up the possibility of this excellent herbal cure and venture toward optimal fitness. With health insurance, individuals can access professional advice on how to combine herbal remedies like Triphala with conventional treatments safely.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Triphala is a Sanskrit word in which “Tri” means three and phala means “fruits”. Triphala is an Ayurvedic herbal remedy, commonly known for its anti-inflammatory and digestive properties, which is made up of three herbs, Amalaki, Haritaki and Bibhitaki, that is used in various forms to treat various ailments and improve overall health. These three medicinal dried fruit herbs make up the Triphala extract, which can be used in Rasayana medicine by ayurvedic practitioners. In this article, we’ll explore the types of Triphala available.

What are the Types of Triphala?

There are several different forms of Triphala readily available in markets. These include:

• Powder form: 

This is the most easily available form of Triphala made with three dried fruits- Haritaki, bibitaki, and amlaki in a powdered form, is widely used in health and supplement stores, ayurvedic centres, and pharmacies.  As per research, it is advisable to take Triphala powder mixed with ghee, honey, or milk.

• Tablet form: 

Triphala can be used in the form of tablets that are typically made from a concentrated extract of the three fruits. The Triphala tablet form is a convenient and easy way to take Triphala extracts in tablet form on a regular basis to get the full benefits of the remedy. 

• Liquid extract: 

Triphala can also be taken in concentrated extract liquid form that is made by combining the powder with water and boiling it. This concentrated form of liquid is more potent and can be consumed in smaller doses than powdered or tablet forms.

• Capsule form: 

Triphala capsules come in various proportions of doses that make it easier to consume as per the requirements.

Conclusion

Triphala is an effective herbal remedy that is available in various forms to help balance the three doshas in the body. You can purchase Triphala powder, capsules, tablets and liquid from vitamin supplement stores, but before consuming them, it is important to note that no supplement is intended to cure or treat any disease, and you should consult your doctor before taking any supplement related to Triphala for any medicinal purposes. Health insurance can cover consultations with healthcare providers who can offer guidance on the safe use of herbal remedies like Triphala.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

TPA, or Third-Party Administrator, is an agency or organisation that holds a registered license from the Insurance Regulatory and Development Authority of India (IRDAI) and handles some of the most important aspects of health insurance. It does so by working as intermediates between an insurance company and the insured. The prime services of TPA include processing health insurance claims and providing their clients best of services like cashless facilities, accepting requests and much more. Read on to explore the advantages of TPA in health insurance.

What are the Advantages of TPA in Health Insurance?

The advantages of TPA in Health Insurance are mentioned below:

1. Issues health cards to the policyholders:

TPA’s are responsible for providing ID cards to the policyholders. The health card will help the insured person to show up to the network hospital to avail of cashless treatment.

2. Coordinates with the policyholders: 

TPA’s are responsible for providing the insured persons with all benefits mentioned in the health insurance policy by directing them to hospital personnel so that the insured person can avail treatment in the best possible way without hassle.

3. Issue authorization letter to the hospital: 

Once a policyholder or an insured person files a claim, the TPA is responsible for verifying the claim mentioned that meets the terms and conditions of the policy. The TPA Mediclaim will ensure the policyholder gets the best treatment from a network hospital and help to avail cashless treatment.

4. Arrange value-added services: 

Apart from the claim processing, a TPA is also entitled to deliver services like availability of beds, specialised consultation, wellbeing programmes, and medicine supplies.

5. Strengthens the hospital networks: 

A Third Party Administrator (TPA) Mediclaim builds a strong network with the management team of hospitals that looks after health insurance claims and provides full assistance to insured persons to avail best possible treatment and later facilitates claim settlement without any hassle.

Conclusion

TPAs are an integral part of health insurance companies that help a policyholder take care of the family during treatment in peace. TPAs also ensure that their customers have access to the highest quality of service and support them physically and mentally. TPA ensures good networking with hospitals and provides hassle-free services to their clients.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

TPA is the abbreviation for Third-Party Administrator, which is an agency or an organisation that holds a registered license from the Insurance Regulatory and Development Authority of India (IRDAI) and handles some of the most important aspects of health insurance by working as intermediates between an insurance company and the insured. The third-party administrator is an outsourced entity which helps the policyholder in providing a claim within the timeframe and also assists in other activities on behalf of the insurance company. In this article, we’ll delve into how TPAs function, TPA claims processing, cashless TPA and much more.

Functioning of TPAs

Here’s how TPAs function in the case of cashless treatment:

• Once a policyholder or an insured person files a claim, the TPA assist in speeding up the claim process, gathers all the information related to the hospitalisation of the individual and verifies the claim mentioned to meet the terms and conditions of the policy.
• The TPA helps the policyholder to get admitted to the network hospital for the best treatment and helps to avail of cashless treatment.
• The collaboration between the policyholder and the hospital is important in a Cashless Claims process since the bill is settled directly between these two parties and the TPA claims offers back-end support in such situations to speed up the process.

This is how TPAs function in case of reimbursement treatment

If the policyholder does not take the treatment from the networked hospital, then the policyholder will have to pay the bills out of their own pocket, and later, the TPA will assist the policyholder and apply for reimbursement from that non-networked hospital. The TPA will issue an authorization letter to the hospital, which will allow the hospital to track the case and check the medical history of the patient. The TPA insurance claims mention all the possible treatments that the policyholder is liable for and the TPA later coordinate with the hospital management team to keep track of treatment and reimburse all the bills that are covered in the policy.

Conclusion

TPAs are an integral part of health insurance companies that help a policyholder take care of the family during treatment in peace. The TPA also ensures that its customers have access to the highest quality of service and better financial support for you and your family in medical emergencies. One should invest in family health insurance and hire TPA to get their health insurance claims efficiently and effectively with full coverage. TPA ensures good networking with hospitals and provides hassle-free services to their clients.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

What is Obesity Hypoventilation Syndrome?

Obesity hypoventilation syndrome (OHS), also known as Pickwickian syndrome, is a breathing disorder that affects some people who have obesity. It causes them to have too much carbon dioxide and not enough oxygen in their blood. This leads to a condition called hypercapnia. When you’re breathing at a rate lower than normal, you’re not taking in and expelling out enough air out of your lungs. This is called hypoventilation. This condition requires treatment and if untreated; can lead to life-threatening health problems.    

Causes of Obesity Hypoventilation Syndrome

The cause of Obesity Hypoventilation Syndrome (OHS) is not fully understood but it may be due to a combination of several factors, including:

• A brain defect that causes you to be unable to correctly manage your breathing
• Extra fat on the chest, neck, or across the abdomen can make it difficult to breathe deeply and fast enough
• Extra fat on the neck, chest, or across the abdomen may release certain hormones that affect the body’s breathing patterns.

Obesity Hypoventilation Syndrome Symptoms

Obesity hypoventilation syndrome symptoms occur due to lack of sleep and low blood oxygen levels (hypoxemia) in the blood. The indications of this condition may include:

• Shortness of breath
• Poor sleep quality
• Sleep apnea
• Daytime sleepiness
• Lack of energy
• Headaches
• Dizziness
• Depression

In addition to the above symptoms, a person may often snore loudly, choke or gasp during sleep, or have trouble breathing at night which may get worse over time and can cause serious life-threatening conditions if not treated on time.

Conclusion

Obesity hypoventilation syndrome is a severe respiratory complication in people with obesity. If you have obesity, breathing problems, or any sleep issues then it is advisable to reach out to a healthcare provider for help. They can suggest efficient ways to deal with breathing problems. If a person is diagnosed with OHS, then they should consult the healthcare provider for the correct treatment plan. With early diagnosis and treatment, the symptoms of OHS can go away completely. This can prevent any life-threatening complications. Health insurance can cover diagnostic tests such as sleep studies and pulmonary function tests, which are crucial for identifying obesity hypoventilation syndrome early.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

The foundation of our physical health is nutrition food, which includes the nutrients we get from the food we eat.  The main goal of nutrition is to maintain a healthy body and to feel our best. There are several main types of nutrients: micronutrients, like vitamins and minerals, which are vital for several physiological functions, and macronutrients, like proteins, fats, and carbs, which give energy and structural support. The article explores nutrition sources and how important they are in both our short- and long-term health.

What are the different types of Nutrition Sources?

The sources of the main types of nutrients that the human body needs are listed below.

1. Carbohydrates:

• Carbs provide us with glucose, which is our energy source.
• It can be used immediately by our bodies or stored for later.
• They boost mental health, assist in maintaining a stable mood, and even aid in muscle growth.

2. Proteins:

• Think of proteins as building blocks.
• They keep our muscles and other organs in healthy

3. Fats:

• Fats provide us with energy and help with the body's absorption of vital vitamins.
• They maintain blood pressure regulation, cholesterol control, and organ protection.

4. Vitamins:

• Vitamins are necessary nutrition food for our bodies to function properly.
• They support healthy bones, muscles, heart health, ageing, and immune system function.

5. Minerals:

• They maintain the health of our brain, strengthen our bones and muscles, and aid in the production of vital molecules.

6. Fiber:

• Fiber aids in proper digestion, blood sugar and cholesterol regulation, and meal digestion.

7. Water:

• Our bodies use water for a variety of functions. It aids in vitamin absorption, maintaining body temperature, producing bodily fluids, and eliminating waste.

Conclusion

To sum up, understanding key food and nutrition sources is critical for overall well-being. A well-balanced diet is essential for a happier, more active existence since each of the following nutrients plays a special role in maintaining our health and vitality: water, fibre, proteins, fats, vitamins, minerals, and carbs. By offering coverage for preventive care, health insurance helps individuals stay on track with their dietary goals and avoid health issues related to poor nutrition.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.