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  • Prevention of gestational diabetes in pregnancy

    by mohit bohra | Apr 04, 2025

    Prevention of gestational diabetes is a critical aspect of prenatal care, focusing on proactive measures to mitigate the risk of this condition during pregnancy. This blog explores strategies and lifestyle interventions to reduce the likelihood of developing gestational diabetes, emphasising their importance for maternal and fetal well-being.

    What is the prevention of gestational diabetes?

    While there are no guarantees on how to prevent gestational diabetes, adopting healthy habits is the optimal approach. Making healthy decisions can also lower the risk of developing type 2 diabetes later in life or experiencing a recurrence of gestational diabetes. Some of the preventions are:

    1. Consume nutritious foods

    Ensure your diet is low in calories and fat and high in fibre. Give priority to whole grains, fruits and veggies. To help you reach your goals, aim for diversity without sacrificing nutrition or taste. Keep an eye on portion sizes.

    2. Continue to be active

    Exercising both before and throughout pregnancy can lower your risk of gestational diabetes. Aim for at least thirty minutes of moderate activity on most days of the week.

    3. Achieve a healthy weight before getting pregnant

    Based on a study from 2019, shedding excess weight before pregnancy may promote a healthier pregnancy for both you and your partner. Focus on adjusting your diet to include more fruits and vegetables, a habit that can be sustained throughout pregnancy.

    4. Aim to maintain a healthy weight increase

    If you are overweight, you might prevent gestational diabetes before pregnancy by losing weight and maintaining regular physical activity. If you are already pregnant, refrain from trying to lose weight. However, discuss healthy weight gain with your physician for the well-being of your unborn child.

    Conclusion

    Implementing strategies on how to avoid gestational diabetes is paramount for maternal and fetal health. Access to comprehensive health insurance facilitates early intervention. It promotes healthier lifestyles, underscoring the importance of proactive preventive measures in mitigating the risk of gestational diabetes and ensuring optimal pregnancy outcomes.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Causes of chest infection & risk factors

    by mohit bohra | Apr 04, 2025

    Are you tired of coughing day and night? Beware; you may have a chest infection. A chest infection primarily affects your respiratory system. It causes inflammation in the lungs, which could lead to the formation of phlegm. Although the symptoms typically subside within a few days, they can be life-threatening for people with a history of respiratory ailments. You are most likely to catch an infection if you come into contact with an infected surface or a sneezing friend contaminated with the virus. Let’s delve deeper into the causes of chest infection. 

    How is a chest infection caused?

    Among the most prominent causes of chest infection is the virus that infests the bronchi, an organ acting as the airway of our respiratory system. The chest infection reasons also include bacterial attacks that ultimately result in pneumonia, affecting kids and the elderly. According to the World Health Organisation, 14% of children aged below 5 years succumbed to pneumonia worldwide. It is a good enough warning to protect our dear ones from the causes of chest infection.

    Other risk factors associated with chest infections are:

    • History of respiratory ailments such as asthma or chronic obstructive pulmonary disease (COPD)
    • Long-term health issues like cardiac ailments, diabetes, and cystic fibrosis
    • Smoking
    • Obesity
    • Weak immune system due to illness, organ transplantation, or an undiagnosed health condition
    • Cold and cough
    • Kids with developmental issues, pregnant women, and infants are at high risk of acquiring chest infections

    However, knowing the chest infection reasons alone is not enough. We need to be aware of the symptoms. Some of the common symptoms of chest infections include the following:

    • Coughing up yellow/green mucus
    • Breathlessness
    • A feeling of discomfort in the chest
    • Whistling sounds while you breathe
    • Body pain accompanied by a sense of fatigue
    • Dizziness 
    • Rapid heartbeat 

    Conclusion

    Prevention of the causes of chest infection is a must to ensure a healthy life for our loved ones. We should stop considering chest infections as an ailment that will subside on its own. Proper medication, good hygiene, vaccination for kids, and consultation with your doctor if you see any signs of chest infections (like persistent coughing or recurrent coughs and colds), go a long way in ensuring your overall well-being. Having a comprehensive health insurance plan can help cover doctor consultations, medications, and vaccinations, ensuring you receive timely treatment and protection against chest infections without financial concerns.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Causes of gangrene and risk factors

    by mohit bohra | Apr 04, 2025

    Gangrene is a severe condition marked by the death of body tissue because of a lack of blood flow or due to a bacterial infection. It commonly impacts the arms and legs, usually the toes and fingers. It can also take place in the muscles and the gallbladder. Conditions like diabetes and atherosclerosis can destroy blood vessels and impact blood flow. This elevates the risk of gangrenene. Treatment includes antibiotics, oxygen therapy, and surgery to restore blood flow and remove necrotic (dead) tissue. In this article, we’ll explore the causes of gangrene.

    How is gangrene caused?

    Gangrene is caused by a number of factors including:

    1. Blood supply deficiency:

    Our blood is part of the circulatory system, carrying oxygen and other nutrients to other parts of the body. It also transports antibodies to the immune system to ward off infections. Without a proper blood supply, cells of the tissue can't survive, and the tissue dies.

    2. Infection:

    Failing to treat a bacterial infection can be one of the causes of gangrene.

    3. Injury caused by a physical trauma:

    When the body endures injuries from gunshot wounds or encounters the tremendous impact of a car accident, it can lead to open wounds that allow bacteria to enter. In instances where these bacterial infections in the tissues are not addressed, gangrene becomes a potential consequence.

    Exploring the factors that increase the risk of Gangrene:

    Having understood what causes gangrene, now let’s just focus on the risk factors which include:

    1. Diabetes:

    High blood sugar levels can significantly damage blood vessels can result in reduced or complete blockage of blood supply to certain body parts.

    2. Infection:

    Untreated bacterial infections that result in blocked blood flow can cause gangrene.

    3. Cardiovascular condition:

    Atherosclerosis and the formation of blood clots can block blood flow to a certain part of the body. This can cause local circulation issues.

    4. Major trauma or surgical procedure:

    Damage to the skin and the tissues below, including frostbite, increases the risk for gangrene. This risk is boosted when an underlying medical condition disrupts the blood supply to the injured area.

    5. Smoking:

    The risk of gangrene is greater for those who engage in smoking. Research states that the substances in tobacco may irritate the blood vessel lining, causing them to swell, which can cause gangrene in the long run.

    6. Obesity:

    Being overweight can exert pressure on arteries. This leads ding to a reduction in blood flow and an elevated risk of infection, and impaired wound healing.

    7. Immunosuppression:

    Treatments like chemotherapy, exposure to ionising radiation, and certain illnesses, such as human immunodeficiency virus (HIV), can affect lower the immunity of a person. This can lead to a weak immune response to disease, ultimately leading to infection.

    8. Injections:

    In rare cases, bacterial infections can occur at the site of an injection that can cause gangrene.

    Conclusion

    If you were wondering what causes gangrene, we hope this helped. In summary, gangrene is a serious issue and one that needs medical attention. Early diagnosis and treatment are important to prevent complications. Neglecting gangrene can result in its rapid spread and may result in surgical intervention or even amputation. Having a health insurance plan can help cover the costs of treatment for conditions like gangrene, ensuring timely medical intervention without financial stress.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Causes of carpal tunnel syndrome

    by mohit bohra | Apr 04, 2025

    Carpal tunnel syndrome happens when there’s pressure on one’s median nerve in the wrist. This nerve runs through a tight space alongside bones as well as ligaments on one’s palm side of the hand. When the median nerve gets squeezed, one may experience a tingling sensation or a feeling of numbness and weakness in the hands and arms. Factors like wrist anatomy, clinical conditions, and repeatedly doing the same or similar hand movements can lead to carpal tunnel syndrome.

    Timely medical intervention can ease the tingling and numbness, restoring wrist and hand function. In this post, let’s understand the major causes of carpal tunnel syndrome and its risk factors.

    How is carpal tunnel syndrome caused?

    Carpal tunnel syndrome usually happens when the median nerve in your wrist gets pressed. This nerve goes from your forearm through a passage in your wrist (i.e., the carpal tunnel) to your hand. It gives a feeling to the palm side of the thumb as well as the fingers (except the little finger) and controls the muscles around the base of your thumb.

    Anything that squeezes or bothers the median nerve in the carpal tunnel can cause this ailment. For example, a wrist fracture or swelling from conditions like rheumatoid arthritis can narrow the tunnel and irritate the nerve.

    Sometimes, there isn’t just one reason for carpal tunnel syndrome. There can be many different carpal tunnel syndrome reasons. It might happen because of a mix of different risk factors like —

    • Anatomic factors: Wrist injuries, arthritis, or deformities in wrist bones can alter the carpal tunnel space, putting pressure on the median nerve.
    • Carpal tunnel size: Smaller carpal tunnels may increase the risk of this ailment.
    • Gender: The condition is more common in women, possibly due to smaller carpal tunnel areas compared to men.
    • Nerve-damaging conditions: Some chronic illnesses like diabetes can heighten the risk of nerve damage. This can also damage the median nerve.
    • Medications: Some studies suggest a link between this syndrome and the use of anastrozole, a breast cancer drug.
    • Inflammatory conditions: Clinical conditions like rheumatoid arthritis can affect wrist tendon linings. This, in turn, exerts pressure on the median nerve.
    • Obesity: Being overweight could be a risk factor for carpal tunnel syndrome.
    • Body fluid changes: Fluid retention, common during menopause and pregnancy, may increase pressure in the carpal tunnel.
    • Other medical conditions: Some health conditions like menopause, kidney failure, thyroid disorders, and lymphedema can also increase the risks of carpal tunnel syndrome.
    • Workplace factors: Using vibrating tools or performing repetitive wrist movements, especially in a cold environment, may worsen nerve damage. However, scientific evidence on these factors as the direct causes is conflicting.

    While some studies suggest a connection between computer use and carpal tunnel syndrome, the evidence is not consistent. Mouse use, rather than keyboard usage, may be a potential issue, but there's not enough quality evidence to establish extensive computer use as a clear risk factor for carpal tunnel syndrome.

    One can follow some simple measures to prevent the risk of carpal tunnel syndrome.

    For instance, keep the keyboard at a height that is slightly lower than the elbow or at the same level, try not to bend the wrist completely down or up, wear fingerless gloves to keep the wrists and hands warm, and sit in the correct (i.e., upright) posture. You should also take frequent but short breaks to stretch and bend your wrists and hands, particularly if you work with equipment that vibrates or requires you to exert a good amount of force. Remember to hit the keyboard or cash register less forcefully. If your work entails prolonged periods of writing using pens, opt for oversized pens with soft grip adapters.

    Conclusion

    Carpal tunnel syndrome is a complex clinical condition with different possible causes and risk factors. The main causes of carpal tunnel syndrome include wrist injuries, arthritis, and certain health conditions. Treatment can help ease these symptoms and restore normal hand function. Having a clear understanding of the diverse causes empowers individuals to make well-informed choices about their health. It’s essential to recognise the complexity of this condition for effective management. A good health insurance plan can help cover the costs of consultations, diagnostic tests, and treatments for carpal tunnel syndrome, ensuring timely and effective care without financial burden.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Best health insurance plan for a family in Delhi

    by mohit bohra | Apr 04, 2025

    Health insurance is an utmost necessity in the present world. This is especially needed for people who are at high risk of developing diseases. The risk factors can include genetics, pathogens, lifestyle, and environmental elements. Considering this, health insurance for families living in a city like Delhi, which has alarming levels of air pollution, is essential.

    How to choose the best health insurance for a family in Delhi?         

    Choosing the best health insurance plan requires careful consideration of numerous factors. With family included, it is imperative to take into account individual concerns that can be addressed by a plan.

    It is also important to analyse your financial standing before making any investment. An insurance policy is a long-term commitment that will only pay off in the event of a possibility. There should be a thorough understanding of the type and amount of premium to keep the policy running for it to serve its purpose when the need arises.

    Then there would be the consideration of eligibility criteria that need to be met. Also, commanding attention would be vital technicalities like the scope of coverage provided or the waiting period specified under the policy. Do keep in mind that you cannot make any claim during the waiting period even if you were to face a medical emergency in that time.

    Ultimately, while choosing the best health insurance plan for a family in Delhi, it would also matter what exactly are the policies that are available within that jurisdiction. There exist predetermined health insurance zones that you need to know about before making a choice.

    Importance of family health insurance in Delhi

    Medical costs are on a continuous rise and newer and more complicated illnesses are emerging. In this situation, one may have a good idea of the kind of financial stress that even a non-debilitating health condition can bring along with it. Here are the major factors that make family health insurance in Delhi all the more important-

    • Rising costs of medical facilities and procedures in metro cities
    • Susceptibility to serious respiratory ailments
    • Threat of infectious diseases
    • Stress of modern living
    • Pollution-induced illnesses
    • Erratic urban lifestyle

    How to buy health insurance for family in Delhi?

    Buying health insurance for your family can be a bit difficult, given the many things one needs to factor in during the selection. Here’s how to purchase the right policy that will see you through the moments of distress-

    • Identify your family’s healthcare needs
    • Compare policies from different providers
    • Check the list of network hospitals that are most suited to your convenience
    • Assess the claim settlement process of the insurer and pay special attention to their claim settlement ratio
    • Have full knowledge of the inclusions, exclusions, and other conditions of your policy.
    • Depend on customer reviews and word-of-mouth recommendations for dependability
    • Weigh between online and offline insurance policies
    • Check the renewability or otherwise of your preferred plan
    • Make sure that all concerned in the family understand the policy terms
    • Try to opt for policies that provide add-on covers for enhanced insurance

    Conclusion

    Buying a health insurance plan for your family is a wise decision. Access to quality and timely medical care is the only way to ensure that you live the good life and investing in comprehensive health insurance in Delhi is all the effort that one needs to make in this regard.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Causes of Lymphogranuloma Venereum

    by mohit bohra | Apr 04, 2025

    A sexually transmitted infection, Lymphogranuloma Venereum (LGV) is caused by Chlamydia trachomatis, a typical bacteria strain. Genital blisters appear in the initial stage of infection. LGV usually affects sexually active men and women aged between 15 and 40 years. If you have symptoms of LGV, it is important to seek medical help from a practitioner who will prescribe the antibiotics for treatment. 

    What are the Causes of Lymphogranuloma Venereum?

    Lymphogranuloma Venereum causes stem from serovars L1, L2, and L3 of the bacteria Chlamydia trachomatis. These serovars or distinct variations cause different types of sexually transmitted diseases and differ from the chlamydial serotypes as they can cause conditions such as trachoma, inclusion conjunctivitis, chlamydial urethritis, and cervicitis by invading and reproducing in regional lymph nodes. Such cases are mainly reported in men than women and with the same sexual partners. You are likely to be at greater risk of LGV if you engage in:

    • Chemsex
    • Group sex
    • Fisting
    • Sharing sex toys without disinfecting them

    Conclusion

    LGV is a sexually transmitted infection caused by the bacteria Chlamydia trachomatis and gets transmitted through sexual intercourse or unprotected sex and oral sex. The symptoms of LGV include blisters filled with fluid followed by painful swollen lymph nodes in the groin, inflammation in the rectum, constipation, problems in bowel movement, etc. It is advisable to follow guidelines with proper recommendations from your healthcare provider to deal with the condition and seek treatment at the earliest. More importantly, you should cover yourself and your family with health insurance to remain safe from such infections and other unexpected medical emergencies.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Treatment of Lymphogranuloma Venereum

    by mohit bohra | Apr 04, 2025

    Lymphogranuloma Venereum (LGV) is a sexually transmitted infection that causes genital blisters in the initial stage. It is caused by a particular strain of bacteria called Chlamydia trachomatis. LGV is usually the outcome of unprotected anal, vaginal, or oral sex. LGV affects sexually active men and women aged between 15 and 40 years. Seeking timely LGV treatment is important because, if left untreated, it can cause long-term damage to the lymphatic system and increase the chances of contracting HIV and other STDs.

    What is the Treatment of Lymphogranuloma Venereum?

    There is no vaccine against the Chlamydia trachomatis bacteria, and the treatment of Lymphogranuloma Venereum involves using antibiotics such as doxycycline. The recommended daily antibiotic is 100 milligrams of doxycycline twice daily for 21 days. If you resist this antibiotic,  1 gram of Azithromycin can be taken orally once weekly for 3 weeks, or Erythromycin base 500 mg orally 4 times daily for 21 days. Since this regimen has not been validated, your doctor can suggest you take a Nucleic Acid Amplification Test (NAAT) to check for a complete cure from Chlamydia trachomatis 4 weeks after the completion of treatment.

    It is essential to treat LGV during the first stage of infection, as in the later stages, it can lead to permanent scarring and swelling of the skin, including swelling in the genitals, rectum, etc. In the third stage, the infection may spread via the bloodstream, causing inflammation of the joints or liver, and if the infection is untreated, it can pass on to a sexual partner.

    Conclusion

    Lymphogranuloma Venereum is a sexually transmitted disease that needs immediate and proper treatment, as untreated conditions can cause permanent scarring of the skin on the genitals and rectum swelling, infertility, enlarged genitals, etc. Besides following the guidelines suggested by your healthcare provider and taking the proper medication, remember to seek health insurance, as this is one way to stay worry-free during medical emergencies.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Causes of chancroid

    by mohit bohra | Apr 04, 2025

    Updated on - 02 Feb 2026

    If you’re sexually active, it’s important to know about infections that can affect your health, especially those that are lesser-known like chancroid. This sexually transmitted infection causes painful sores in the genital area and often goes unnoticed at first. That means it can spread easily without you even realising it. Factors like unprotected sex, poor hygiene and multiple partners raise the risk.

    In this blog, we’ll explain what causes chancroid, why early awareness matters and how timely treatment can prevent complications. You’ll also learn how health insurance can help make care more accessible and affordable.

    What are the causes of chancroid?

    Chancroid is a bacterial infection with specific characteristics:

    • Bacterium involved: Chancroid is caused by the bacterium Haemophilus ducreyi.
    • Transmission method: The primary route is through sexual contact.
    • Skin tears: The bacterium enters the body via small tears in the skin, which occur during sexual activities.
    • Not limited to sexual contact: Children and young adults have contracted chancroid in regions such as Africa and the South Pacific. It indicates possible non-sexual transmission through contact with infected fluid.
    • Variable prevalence: The occurrence of this infection varies geographically, with a higher prevalence in certain tropical and subtropical areas.

    How is chancroid transmitted?

    Chancroid is transmitted through direct sexual contact with an infected person. The bacteria enter the body through small skin breaks during vaginal, anal or oral sex. Sharing objects that come into contact with open sores can also increase the risk of transmission. To prevent infection, it's essential to use protection and avoid sexual activity if symptoms are present. Early testing and treatment not only protect you but also safeguard your partner from infection.

    Risk factors that increase the chances of chancroid

    Several risk factors can increase the chances of getting chancroid. Having unprotected sex is the most common. Engaging with multiple sexual partners raises the risk further. Poor genital hygiene can also make infection more likely. Living in or traveling to areas where chancroid is common increases susceptibility. Additionally, having a weakened immune system can make you more vulnerable. Understanding these risks helps you take steps to protect your health and prevent infection.

    Common symptoms to watch out for

    Chancroid often begins with small, painful bumps near the genitals. These bumps can turn into open sores that are tender to touch. Swollen lymph nodes in the groin are another common sign. You may also experience mild fever or discomfort while walking. If left untreated, the sores can spread and worsen. If you notice any of these symptoms, it’s important to consult a doctor promptly. Early testing and treatment can stop the infection from progressing and speed up recovery.

    Complications arising from untreated chancroid

    Untreated chancroid can lead to serious complications. The sores may enlarge and become extremely painful. Swelling and pus can develop in nearby lymph nodes, sometimes requiring drainage. After healing, the affected areas may be left with scars.

    Untreated chancroid increases the risk of spreading the infection to sexual partners and can also make it easier to contract other sexually transmitted infections, including HIV.

    Diagnosis and treatment options for chancroid

    Doctors usually diagnose chancroid by examining the sores and ruling out other infections. To confirm, a small sample from the sore may be taken for laboratory testing. Treatment typically involves antibiotics, which help heal the sores and reduce pain. Starting treatment early prevents the infection from spreading and lowers the risk of complications. Pain relief medicines may also be prescribed to help with discomfort. It’s important to avoid sexual contact until the infection has completely cleared. Early treatment protects both you and your partner and helps stop the infection from spreading.

    Preventive measures to avoid chancroid infection

    To prevent chancroid, avoid sexual contact with individuals who have open sores. Practising good personal hygiene also reduces the risk of infection. Regular health check-ups help detect issues early.

    Limiting multiple sexual partners further lowers your chances of contracting chancroid. If you notice any unusual symptoms, always consult a doctor for the right guidance and treatment.

    Importance of sexual health awareness and safe practices

    Sexual health awareness is crucial for preventing infections like chancroid. By understanding the risks and making informed decisions, you protect both your sexual and overall health. Practising safe sex, such as using protection, greatly lowers the risk of infections.

    Regular health check-ups help detect issues early, and having the right health insurance plans ensures you're covered for testing and treatment when needed. Open and honest communication with your partner about safety and health is also essential for mutual protection and care.

    Conclusion

    Chancroid may not be widely talked about, but its impact can be serious if left untreated. Beyond the physical discomfort of painful genital sores, the infection carries emotional and social stress, especially if not identified early. The good news is chancroid is preventable. By practising safe sex, staying vigilant about symptoms and seeking prompt treatment, you protect not just yourself but your partner too.

    Health awareness also extends beyond infections; having the right critical illness insurance plan means you're financially prepared for unexpected medical challenges. If you’re unsure which plan is right for you, just fill out the form on this page and our experts will guide you.

    FAQs

    1. What causes chancroid?

    Chancroid is caused by bacteria known as Haemophilus ducreyi, which can spread easily to others if you have unprotected sexual contact.

    2. Does this infection spread easily?

    If you have small cuts, the bacteria can enter through them and they will spread easily during unprotected sex.

    3. Do hygiene matters for chancroid?

    While poor hygiene does not directly cause chancroid, it can make the infection worse or allow it to spread more easily.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Best top-up mediclaim policies

    by mohit bohra | Apr 04, 2025

    What is top-up health insurance?

    Sometimes, medical costs surpass our regular health insurance and expose us to financial risks. To avoid this risk, the best top-up mediclaim policy adds an extra layer of insurance.

    • Top-up health insurance works as an extension to the primary health insurance policy that you have in place.
    • It steps into action when one has had to pay a particular set amount of medical expenses referred to as the deductible.

    In other words, it covers expenses that are above average health insurance expenses.

    How does a top-up health insurance plan work?

    It is very crucial to understand how a top-up health insurance plan works to address your claims.

    Benefit

    Feature

    Extensive coverage

    The best mediclaim top-up plan kicks in when the treatment costs exceed a specified amount, known as a deductible. This amount is more than what your common health insurance plan provides. Suppose your primary coverage amounts to Rs 5 lakhs per year, and your additional insurance comes with a Rs 3 lakh co-payment, the following will occur: If you have medical expenses of Rs 7 lakhs in one year, your primary insurance will cover Rs 5 lakhs. The top-up insurance will pay any amount between the primary insurance and the top-up plan’s deductible, Rs 2 lakh in this case.

    Financial security

    The main benefit of getting a top-up plan is that it will shield you from spending a lot of money on medical bills that basic insurance does not cover. It allows you to avoid situations where you are placed under financial pressure to contribute a large sum of your resources.

    Cost-effective choice

    Contrary to what most people think, it is often much cheaper to choose a top-up plan rather than choosing a higher limit of the first insurance plan. It provides extra protection at the lowest cost than your usual insurance cover.

    Flexibility

    These plans make provisions for the selection of deductibles based on affordability as well as medical necessity. This means that when you are in a position to alter components whenever required

     

    What are the features of the best mediclaim top-up plan?

    Top-ups are the plans that offer benefits to enhance your coverage alongside various insurance policies.

    • Generous coverage limits: Search for even more coordinated plans with wider maximum coverage besides existing health insurance plans.
    • Cost-effective premiums: Conduct a price comparison of the premiums of the insurers offering the top-up plan to make sure that the top-up plan proposed does not come with an extremely high price tag.
    • Comprehensive coverage: Ensure that essential expenses that may arise, such as hospitalisation, major surgery, and critical ailments, are catered for by the top-up plan.
    • Flexible deductibles: Select plans that allow you to select the plans you can afford or the one where you are willing to get involved with your choice of the deductible amount.
    • Additional benefits: Look for more such extras as ambulance benefits, relativity avails in day surgeries, and provisions for obligatory yearly health checks.

    How to choose the best top-up health insurance plan?

    Selecting the right top-up health insurance plan requires careful consideration and evaluation:

    1. Evaluate your current coverage: Thoroughly analyse your current health insurance plans to determine the additional protection you might require. This step helps in identifying gaps that a top-up plan could fill.
    2. Compare deductibles carefully: Assess the deductible options offered by different insurers. It's crucial to choose a deductible that fits within your financial means while still providing adequate coverage.
    3. Review policy details thoroughly: As much as possible, read through the document in the formation of the policy meticulously. Read the small letters and between lines by focusing on the excluded part, the supportive waiting time, and the general terms and conditions that may hinder the making of a claim.
    4. Verify hospital network adequacy: Cross-verify that the company has an extensive list of network hospitals enlisted with it. This way, you have opportunities to visit improved and accessible healthcare centres for cashless claims, especially in an emergency.
    5. Assess coverage limits: It is also good to know how much coverage the top-up plan affords. Ensure it extends enough coverage above your primary health insurance policy for medical inflation and other related costs.
    6. Check co-payment requirements: In some formulated top-up plans, an insured individual may be asked to contribute some amount towards the bill. Determine if the co-payment requirement is something that is within your budget.
    7. Evaluate premium costs: Don’t forget to compare the number of different top-up plans and their premiums. However, the quality and comprehensiveness of the plan must also be appropriate.

    Conclusion

    An appropriate top-up mediclaim policy enhances your risk management capacity concerning treating ailments. Understanding how these policies work, knowing the best ones to get, and identifying the essential features they should contain ensure that one can be protected with an optimal healthcare plan. Always remember that the best top-up health insurance plan is the one that gives you real coverage and strong financial backing when you are faced with a health emergency.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Exploring senior citizen health insurance with no waiting period

    by mohit bohra | Apr 04, 2025

    What does health insurance with no waiting period mean?

    As we age, keeping up with our health and well-being becomes increasingly essential. Complete health insurance coverage is one strategy to ensure access to appropriate medical services. However, several senior citizens may face issues concerning long waiting periods. There is a great need for senior citizen health insurance with no waiting period.

    Health insurance with no waiting period implies inclusion begins from the very start or day one. Typically, you must wait months or years to avail certain insurance benefits. These waiting periods can be for specific diseases, pre-existing conditions, or general hospitalisation. For seniors, this immediate coverage is crucial because they might need urgent medical care.

    How does zero waiting period in health insurance work?

    A zero waiting period implies that when senior citizens purchase such a policy, they can avail of insurance benefits at first instance if they require urgent medical attention.

    • Instant coverage: This insurance plan is a relief to seniors as they gain cover immediately after the plan is implemented. Therefore, they gain the right to seek reimbursement for medical bills without delay. This is especially pertinent for pre-existing conditions.
    • Accident coverage: If you are hospitalised due to an accident or injury, you may immediately make a claim to cover expenses without a waiting period.
    • Higher premiums: Those premiums might be higher since they are paid to get immediate access to care, but the increased accessibility is needed is a valuable asset for elders.

    List of senior citizen health insurance plans with no waiting period

    Several insurance companies offer senior citizen health insurance without waiting period. Here are some options:

    S.No

    Health insurance plans with no waiting period

    Sum insured

    Pre-existing diseases (PED) covered

     

    1.

    Aditya Birla Activ Health Platinum Plan

    Rs 50,000 to 2 crore

    It covers diabetes, hypertension, asthma, and heart conditions from day one.

    2.

    Star Diabetes Safe Insurance Plan

    Rs 3 lakh, 4 Lakh, 5 Lakh to 10 lakh

    Covers diabetes and related complications.

    3.

    Niva Bupa ReAssure 2.0 Plan with Smart Health+

    Rs 3 lakh to 1 crore

    Covers conditions like diabetes, high blood pressure

    4.

    Care Supreme Plan with Instant Cover

    Rs 5 lakh, 7 lakh, 10 lakh to 15 lakh

    Covers diabetes, hypertension, asthma, and Hyperlipidemia

    5.

    HDFC ERGO Energy Health Insurance Plan

    Rs 2 lakh to 50 lakh

    Type 1 diabetes, Type 2 diabetes, Impaired Fasting Glucose (IFG), Impaired Glucose Tolerance (IGT), High blood pressure

    6.

    Universal Sompo A Plus Plan - Diamond

    Rs 3 lakh to 1 crore

    Covers diabetes, high blood pressure

    Conclusion

    Medical coverage for senior citizens with no waiting period means that older individuals are covered when they join a health insurance plan, allowing them to access specialist care or clinics once premiums are paid. Despite potentially higher costs, the benefits associated with such health insurance plans make them a viable choice, especially for seniors.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Diagnosis of Chancroid

    by mohit bohra | Apr 04, 2025

    Chancroid is a sexually transmitted disease caused by the bacterium Haemophilus ducreyi. Knowledge about this condition should be disseminated widely as untreated chancroid can be fatal at times. The diagnosis of chancroid is done by isolating Haemophilus ducreyi from a genital ulcer in a culture. 

    What is the Diagnosis of Chancroid?

    The complex nature of chancroid symptoms necessitates a multi-step test for chancroid: 

    • Specialised test: The healthcare professional performs special tests using a specific medium to identify the Haemophilus ducreyi bacterium. However, this test is not very accurate and not available to everyone.
    • Testing for other infections: The exclusion of other infections, such as herpes simplex virus and Treponema pallidum is an essential aspect of the diagnosis.
    • Ruling out other STDs: Other possible comparable illnesses such as syphilis, herpes, and lymphogranuloma venereum must not be confused with chancroid and ruled out. You may also need a differential diagnosis as some conditions can have similar symptoms.
    • Checking the symptoms: The main signs of chancroid include one or more painful genital sores, ulcers, or enlarged and painful lymph nodes in the groin area.

    The US FDA has not authorised chancroid polymerase chain reaction (PCR) tests for chancroid. 

    Conclusion

    You need to carefully look for symptoms and conduct detailed testing for the diagnosis of chancroid. However, don’t worry; this condition is controllable when you pair it with the right medical coverage and insurance. Stay informed and keep yourself in prime health by getting adequate health insurance coverage.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Why should one buy personal accident insurance policy?

    by mohit bohra | Apr 04, 2025

    What is personal accident insurance?

    Life is unpredictable, and you or your loved ones can suffer an accident anytime. While these situations can be difficult to handle, you can take some precautionary measures to protect yourself in an emergency. Serious medical injuries can impact entire families and deplete your savings. Rising healthcare costs and loss of income are significant concerns that can be challenging to prepare for. It is increasingly crucial to develop a safety net for yourself.

    One such precautionary measure is a personal accident insurance policy. This type of insurance ensures you are financially prepared to deal with sudden expenses due to accident or injury.

    The insurance company pays the insured or their family up to the amount of guaranteed coverage in the event of an accidental death or permanent disability.

    In return for a premium payment, this health insurance policy pays for the insured’s medical costs resulting from an illness or injury. It makes it possible for the insurance provider to pay for medical expenses related to critical diseases, day-care operations, and hospital stays. Read on to learn why to buy personal accident insurance and how it can alleviate financial strain on your family.

    Why should you buy a personal accident insurance plan?

    Having personal accident insurance will help the beneficiary’s family to cover the hospital’s expenses throughout the treatment. The benefits of a personal accident plan are discussed below:

    Benefits to buy a personal accident insurance plan

    Sl. No.

    Benefits

     1

    No prior health check-ups

     2

    Convenience and peace of mind

     3

    Tax benefits

     4

    Low premiums

     5

    Accidental death coverage

     6

    24x7 coverage

    7

    Partial or permanent disability cover

    What does personal accident policy cover?

    There are several benefits of a personal accident policy, and it covers several issues that a person may encounter during an emergency. 

    Features covered in personal accident policy 

    Accidental death benefit

    In the regrettable event of a policyholder’s passing, the designated beneficiary gets the full insurance pay-out.

    Permanent total disablement

    The policyholder will get a portion of the insured amount in this scenario.

    Permanent partial disablement

    The policyholder receives weekly or monthly payments equal to a small portion of the sum assured.

    Education grant

    Up to the age of 23, the program will pay for the education of a maximum of two dependent children.

    Conclusion

    An accident can occur without warning and severely impact families. If you or a family member are the primary providers, it is crucial to secure your future with the appropriate health insurance policy. Personal accident insurance is an effective strategy to mitigate the adverse effects of injury or loss. Consult a reputable provider to ensure security and peace of mind during medical crises.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Diagnosis of Lymphogranuloma Venereum

    by mohit bohra | Apr 04, 2025

    Lymphogranuloma venereum (LGV) is a sexually transmitted infection, and its diagnosis involves a series of complicated tests. We can leave this part to the medical professionals who would do their best to diagnose correctly and cure patients. However, we should also be careful not to contract this condition, and if at all we do, get a proper LGV diagnosis, as untreated LGV can lead to severe complications in the future.

    What is the Diagnosis of Lymphogranuloma Venereum?

    LGV is a sexually transmitted infection caused by some types of Chlamydia trachomatis bacteria. The crucial steps involved in LGV diagnosis are:

    • Detection of antibodies: Antibodies against chlamydial endotoxin are a critical marker. To be more specific, LGV diagnosis is done by measuring microimmunofluorescence titers exceeding 1:256 or complement fixation titers larger than 1:64. This is a pivotal aspect of LGV diagnosis. 
    • Nucleic Acid Amplification Testing (NAAT): This method is essentially a polymerase chain reaction (PCR)–based NAAT, essential for genotyping and identifying the causative bacteria. It is a modern testing approach that plays a vital role in genotyping and pinpointing the specific causative bacteria.
    • Clinical indicators: LGV should be considered in patients with genital ulcers, swollen lymph nodes, or proctitis, especially if they have connections to regions where LGV is prevalent. Buboes, often mistaken for other bacterial abscesses, are also distinctive symptoms.
    • Specialised testing: Some reference laboratories offer direct testing for chlamydial antigens using methods such as immunofluorescence that employ monoclonal antibodies or enzyme-linked immunosorbent assay (ELISA).

    Conclusion

    Understanding the complications of Lymphogranuloma Venereum diagnosis is intriguing but crucial for determining your health. It helps us stay informed and proactive about our well-being. Importantly, consider obtaining health insurance as a defensive measure against such conditions and as a support to tide over financial duress.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Are Chia Seeds Good for Pregnancy?

    by mohit bohra | Apr 04, 2025

    Chia seeds have recently become very popular as a nutritional powerhouse. Packed with plenty of omega-3 fatty acids, fibre, and protein, these tiny seeds have an impressive array of health benefits. However, amid the pregnancy journey, where dietary choices profoundly impact maternal and fetal well-being, the question arises: Are chia seeds good for pregnancy? Understanding their role in maternal nutrition allows expectant mothers to make informed decisions to support a healthy pregnancy journey.

    Is it okay to have Chia Seeds during pregnancy?

    Yes. Eating chia seeds while pregnant is safe when had in moderation. The following are some of the main advantages of eating chia seeds for pregnancy:

    1. Boosts Stamina

    Fatigue is common during pregnancy. Chia seeds are a safe and beneficial energy source for expectant mothers when consumed in moderation.

    1. Helps with Foetal Brain Development

    Prenatal health depends on omega-3 fatty acids, supporting a child’s growth and brain development. Omega-3 is mainly found in fish, but is typically avoided by pregnant women due to mercury levels. Luckily, chia seeds are packed with omega-3 fatty acids. These substances may also reduce the risk of preeclampsia (high blood pressure during pregnancy) and increase birth weight.

    1. Promotes the Growth of Muscle

    During pregnancy, consuming plenty of protein daily is recommended to support the growth of the foetal organs and tissues. Chia seeds, being loaded with protein, are especially beneficial for vegetarians who struggle to find non-meat protein sources.

    1. Helps with Constipation

    Chia seeds are rich in insoluble fibre, which facilitates digestion. As a result, it can help with constipation, a frequent pregnancy ailment. It also helps with weight management.

    1. High in Calcium

      The growth of the baby's bones depends on calcium intake, especially during the third trimester. Chia seeds contain a lot of calcium, with 100 grams of these seeds containing 631mg of calcium.

    Side Effects of Chia Seeds in Pregnancy

    There are a few risks involved when it comes to consuming chia seeds, including:

    • Some pregnant women may experience gastrointestinal distress from chia seeds, such as gas and bloating.
    • Consuming too much of them because of their high fibre content might cause constipation.
    • Those who are allergic to chia seeds may get allergic responses.

    Conclusion

    Pregnant women should consume chia seeds in moderation due to potential adverse reactions, even though they offer many health advantages. It is also essential to balance chia seeds with other nutritious foods and consult medical professionals. Comprehensive health insurance at this crucial time promotes general well-being and well-informed food choices.


     Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Symptoms of Lymphogranuloma Venereum

    by mohit bohra | Apr 04, 2025

    Lymphogranuloma venereum (LGV) is a sexually transmitted infection caused by the bacteria Chlamydia trachomatis. It is usually the fallout of unprotected anal, vaginal, or oral sex and affects sexually active individuals aged between 15 and 40 years. An infected person may detect swollen, painful lymph nodes in the groin, pelvis, or rectum areas. If these LGV symptoms show, seek immediate professional medical help. Untreated LGV can cause long-term damage to the lymphatic system and may increase a person’s chances of contracting HIV and other STDs.

    What are the Symptoms of Lymphogranuloma Venereum?

    Lymphogranuloma venereum symptoms can appear within 3-12 days after infection, while some cases do not show symptoms even after 30 days. LGV symptoms depend on the stage of infection:

    First stage

    • Small blisters filled with fluid and 1-6 mm in size may appear on the penis or in the vagina. These blisters do not cause pain and heal quickly. 

    Second stage

    Infection period - About 2-6 weeks with the symptoms worsening: 

    • Swollen, tender lymph nodes in the groin area are especially seen in men.
    • Swollen, painful lymph nodes in the pelvic region and near the rectum are most commonly seen in women.
    • The skin over the lymph nodes may break down and open a passage that drains out the blood or pus onto the skin.

    Other symptoms may include:

    • Inflammation of the rectum 
    • Inflammation of the anus 
    • Rectal bleeding 
    • Itching in the groin
    • Painful urination (dysuria) 
    • Pain while passing stool 
    • Unexplained weight loss
    • Abdominal pain
    • Pelvic pain
    • Anal pain
    • Back pain 
    • Full body ache
    • Constipation
    • Fatigue
    • Headache 
    • Fever

    Third stage 

    This stage indicates the treatment for LGV has not been effective. The symptoms are mostly scars from sores that have not healed properly. The other symptoms that may appear include:

    • Abscesses
    • Anal fistulas
    • Deformed genitals
    • Narrowing of the rectum
    • Pelvic floor dysfunction
    • Swelling of the genitals

    Conclusion

    Thus, LGV is a sexually transmitted disease that usually occurs from unprotected sexual intercourse. The symptoms are based on the duration of the infection and are divided into three stages. The symptoms include blisters filled with fluid followed by painful swollen lymph nodes in the groin, inflammation in the rectum, constipation, problems in bowel movement, etc. It is important to treat LGV symptoms as they can cause infertility if left untreated. Another important factor you must not overlook is obtaining health insurance, as it will protect you and your family from unforeseen medical emergencies, which could be problematic financially.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Keratoconus Causes

    by mohit bohra | Apr 04, 2025

    Keratoconus is an eye disorder in which the usually rounded cornea becomes thin and bulges outward to form a cone-like shape. This disease is mostly detected during adolescence or the age of 20 to 30. However, it may also appear in later years.

    Keep reading to learn what causes Keratoconus.

    What Causes Keratoconus?

    Keratoconus causes have not been ascertained so far. A certain kind of imbalance between the production and destruction of the corneal cells may lead to the development of this condition. Studies report reasons for keratoconus to be a hereditary or genetic defect that runs in a family. It has been found that the affected persons tend to rub their eyes frequently. This makes this condition more acute.

    Conclusion

    The early stages of keratoconus can be managed with the use of spectacles but the later phases can only be treated with corneal transplantation. Having a comprehensive health insurance plan will help with bearing the treatment expenses.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • What are the effects of alcohol on the heart?

    by mohit bohra | Apr 04, 2025

    Lifestyle choices, like drinking excessive alcohol, can deteriorate your heart health. However, some studies recommend small to moderate alcohol intake to lower the risk of heart disease. Yet, the positive effects of alcohol on the heart are still debated.

    Does excessive drinking contribute to heart disease?

    There is no doubt that alcohol and the heart effects are closely interlinked.

    • Heavy or excessive drinking leads to poor health conditions, including the development of heart diseases, high blood pressure, stroke, or heart failure.
    • Excessive drinking effects on the heart can also include cardiomyopathy, which affects the heart muscle.
    • It can also lead to obesity, as alcohol is a calorie-dense formula.
    • Irregular heartbeats or arrhythmias, which are life-threatening if left untreated or undetected on time, are also observed in heavy drinkers.

    Conclusion

    The various side effects alcohol has on the heart indicate the toxicity of the drink. Embracing a healthier lifestyle is necessary to maintain good health. Besides this, having a health insurance plan is always recommended. Even non-drinkers can encounter various heart diseases over the period.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • What is the incurred claim ratio in health insurance?

    by mohit bohra | Apr 04, 2025

    You may have encountered the abbreviation 'ICR' while browsing the websites of various health insurance companies. Do you know what this stands for? Let us decode the meaning of incurred claim ratio or ICR in health insurance.

    Incurred claim ratio in health insurance

    Here we detail the incurred claim ratio meaning:

    • The definition: Incurred claim ratio or ICR in health insurance refers to the ratio of the total claim amount paid by the insurance company to the total premium amount collected in a financial year. It is a means by which insurers can quantify the extent of their financial involvement through the monthly premium you pay to keep your policy active. It essentially tells you what part of the premium is reverted to you and how much of it is part of the company’s operating cost. This equates to the fact that the money you receive through claims is completely relative to the amount you deposit as a premium.
    • The ideal range: If the ICR of an insurance company is between 70 to 100 clearings, it is generally regarded as very good. This indicates that the institution is financially sound and capable of settling the claims at the moment when they are promptly needed. An ICR that is below 70% might indicate that the company is levying lower premiums than it should, bringing into question its long-term sustainability. This projects a heavy concern regarding the way claims are handled by that insurer and foreshadows a dim future for the company.
    • Looking beyond the ratio: Even though ICR is a helpful tool for finding the best health insurance, it provides only limited guidance. There are other important factors to know such as the full details of the insurance, which treatments and facilities are covered, and which ones are not, the facilities that are available under the insurer’s network, and lastly, the reputation of the company when it comes to handling claims.

    Conclusion

    Remember, a good incurred claim ratio in health insurance means better and more trusted returns, along with being a clear sign of a company’s great financial status. Knowing more about it can help you make well-informed decisions and build trust with your insurance company.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Symptoms of Chancroid

    by mohit bohra | Apr 04, 2025

    Chancroid, a sexually transmitted infection caused by the Haemophilus ducreyi bacterium, shows signs and symptoms that affect the genital area. Recognising these indicators for timely detection and appropriate medical intervention is crucial. Let's delve into the signs and symptoms of chancroid, shedding light on the characteristics you should pay attention to.

    What are the Symptoms of Chancroid?

    Listed below are the common chancroid STD symptoms and signs.

    • Painful bumps: During the early stage of chancroid, raised bumps appear on the skin in the genital region. These bumps are noticeably painful and serve as initial indicators before more pronounced symptoms develop.
    • Ulcers with edges: As the infection progresses, ulcers form with soft edges, particularly on the penis. These ulcers represent the active phase of the infection and have a distinct appearance. This is one of the most common chancroid symptoms in male.
    • Reddened and shiny skin: The skin surrounding chancroid-related ulcers may exhibit redness and a shiny appearance. This indicates inflammation in those areas where infection is present. Identifying these characteristics helps in pinpointing the affected areas.
    • Leakage of pus and infectious fluid: The ulcers may discharge pus or infectious fluid once the infection intensifies. This causes discomfort and also increases the risk of infection transmission.
    • Sores spreading and connecting: Over time, the ulcers can join together, forming clusters in the genital region. This development shows how the infection progresses and changes over time.
    • Painful urination: Those infected with chancroid may experience discomfort or pain when urinating, which adds to the discomfort caused by the infection.
    • Enlarged and tender lymph nodes: Swelling and tenderness in the lymph nodes located in the groin area are common symptoms of chancroid. When you feel these palpable nodes, it indicates that your body is responding to the infection.
    • Difficulty or discomfort during sexual intercourse: The ulcers and inflammation associated with chancroid can cause discomfort or pain during intercourse, impacting your overall sexual well-being.

    Conclusion

    As people prioritise their health, early diagnosis becomes crucial. This highlights the importance of healthcare services where health insurance plays a vital role. Health insurance ensures you can seek timely health evaluations, diagnostic tests, and appropriate treatments without financial constraints.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Side Effects of Amla

    by mohit bohra | Apr 04, 2025

    Updated on - 04 Feb 2026

    Amla, also called Indian Gooseberry, is packed with vitamin C, antioxidants and essential nutrients. This nutrient-rich fruit is native to India, and it has been used for centuries in Ayurveda for promoting hair growth, improving digestion and supporting overall wellness. Regular consumption of amla also helps strengthen the immune system and enhance natural radiance from within.

    Even though this fruit is nutrient-dense and can be excellent for your body, excess or improper consumption might trigger unwanted side effects. Read on to discover some possible side effects of amla.

    What is amla?

    Amla is a small, sour fruit of the Indian gooseberry tree. It is consumed raw, juiced, powdered and added as an ingredient for herbal supplements like chyawanprash. Amla helps neutralise free radicals and supports the body’s natural detoxification process. It is also believed to aid metabolic function and improve iron absorption. It is extensively used in food preparations like pickles and chutneys, making them both tasty and nutritious.

    What are the side effects of amla?

    Amla is usually safe for most people, although excessive or improper consumption of amla may lead to the following side effects:

    • Scalp irritation: Amla can cause scalp irritation due to the presence of vitamin C and other acidic compounds. It can result in redness, itching or even burns for people with sensitive skin.
    • Gastrointestinal sensitivities: Even though Amla is good for gut health, its rich fibre and astringent properties can sometimes cause discomfort to people with sensitive stomachs. Excessive consumption can result in constipation or diarrhoea. When taken on an empty stomach, amla juice can sometimes give rise to acidity or heartburn. It can also cause throat irritation and soreness when consumed in substantial amounts without dilution.
    • Interactions with medications: It can interact with certain medications, especially anticoagulants or blood pressure medications. If you are on these medications, consult a healthcare professional before making this fruit a regular part of your diet.
    • Impact on blood sugar levels: Amla can help regulate blood sugar levels. However, for those taking diabetes medication, it is important to monitor blood glucose levels. Amla may enhance the effects of these medicines and lead to hypoglycemia.
    • Allergic reactions: An allergic reaction to amla can cause symptoms such as itching, swelling or difficulty breathing. It is best to begin with a small amount and see how your body reacts.
    • Mild dehydration: As amla is naturally diuretic, it can enhance urination and lead to fluid loss when combined with inadequate water intake.
    • Lower blood pressure: Amla can lower blood pressure levels and pose a risk for people already suffering from hypotension.
    • Tooth enamel erosion: Regular consumption of raw amla and/or amla juice without rinsing the mouth can cause enamel wear.

    What are the alternatives to amla?

    You can try several alternatives to amla that offer similar nutritional benefits if this fruit doesn’t suit you. Citrus fruits like oranges and lemons are great vitamin C sources. Kiwi, guavas and bell peppers can also boost your immunity. Pomegranate, blueberries and green tea provide powerful antioxidant benefits.

    How health insurance can help with diet-related health issues

    Dietary imbalances sometimes lead to unforeseen health issues that mandate medical consultation or treatment. A good medical insurance can cover all potential expenses related to doctor visits, diagnostic tests and hospitalisation if required.

    As people age, the risk of diet-related conditions such as diabetes, high cholesterol or digestive disorders increases. Investing in parents health insurance ensures that older family members receive prompt medical attention and continuous care without financial strain. If you need personalised insurance advice, fill out the form provided on this page.

    Conclusion

    Adding amla to your diet can offer various health benefits. However, it is important to be mindful of consumption and consult a healthcare provider if any side effects arise. Make sure you try suitable alternatives if this fruit causes you discomfort. Preventive care, early intervention and understanding the role of moderation in food intake are vital to long-term health management. Furthermore, acquiring appropriate health insurance can provide financial coverage against unforeseen health issues.

    FAQs

    1. Can I eat amla every day?`

    Yes, but you should keep the quantity moderate to avoid undesirable effects.

    2. Is amla suitable for children and the elderly

    Yes, but always consult a doctor if they already have chronic health conditions.

    3. Does health insurance cover nutritionist consultations?

    Some medical insurance plans cover nutritionist consultations. You can learn about that by checking your policy wording.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

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