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  • Does Health Insurance Cover Coma?

    by Tanmay Ahuja | Sep 10, 2024

    During a coma, a person is unresponsive to his/her surroundings for an extended period. Some causes of comas include diabetes, a lack of oxygen, seizures, strokes, and traumatic brain injuries. Depending on its severity, the condition may last for a single day or even several years. Hence, the question, "Does health insurance cover coma?" comes to the fore. Let's look at the factors that define the answer to this common query.

    Is Coma covered by Health Insurance?

    • An optional supplement to a health insurance policy is a critical illness rider. It offers coverage for specified critical illnesses or medical conditions when added to an insurance policy. If one of these conditions gets diagnosed while the policy is in effect, the policyholder may be eligible for a lump sum payment that will help with any associated medical costs or other needs.
    • In the absence of a critical illness rider, the insurance policy will continue to be in effect if the policyholder slips into a coma as long as the premiums get paid on time. As long as the premiums are up to date, the policy remains in effect even if the policyholder remains unconscious.
    • Usually, no benefit is paid out if the policyholder lives through the policy term (that is, he/she is still alive when the policy term expires). But if the insured person passes away during the tenure of the policy, the beneficiary receives the sum assured. If the insured person lives past the term of the policy, there will be no payout or return of premiums.

    Conclusion

    A coma is a serious medical emergency whose treatment depends on the extent of the illness. A person who has been diagnosed with the illness should be rushed to the hospital as soon as possible, as a delay may worsen the situation. It is always advisable to have an insurance policy for such emergencies.

  • Does Health Insurance Cover Depression in India?

    by Tanmay Ahuja | Sep 10, 2024

    Nearly 43% of people in India suffer from depression, a mood disorder that affects the way people think, feel, and act. A person suffering from4 depression suffers from feelings of sadness and starts to feel uninterested in day-to-day activities. But depression can be treated with the help of therapies, eating nutritious food, exercising regularly, getting adequate sound sleep, and other lifestyle changes along with medical intervention. This brings the question, "Is depression covered under insurance?" to the fore.

    Here, we will understand does health insurance cover depression.

    Is depression covered under insurance

    The answer to the query, "Is depression covered under insurance?" is a resonating Yes.

    The healthcare policies in India provide coverage for depression. The Insurance Regulatory and Development Authority of India makes it mandatory for all insurance providers to cover mental illnesses like depression under health insurance.

    • Depression is regarded as a mental illness and is covered under mental health insurance plans.
    • If a person is suffering from depression before purchasing a policy, he/she is required to produce medical proof and an underwriting about the illness for it to be considered a pre-existing disease.
    • Before covering problems like depression in the policy, the insurance provider will impose restrictions with respect to a waiting period. This waiting period is usually 2-4 years but varies from insurer to insurer as well as the chosen plan.

    Conclusion

    Managing depression often involves adopting a healthy lifestyle, which can include maintaining a regular exercise regimen, getting sufficient sleep (typically 7-8 hours), managing stress, and enhancing one’s self-esteem. Although health insurance plans in India provide coverage for depression, easing your financial burden in times of medical crises, consulting a medical practitioner regularly makes it easy to deal with such mental health issues.

  • Does Health Insurance Cover Arthritis?

    by Tanmay Ahuja | Sep 10, 2024

    Arthritis is a health condition that affects almost 180 million people in India. People diagnosed with arthritis experience sudden episodes of pain in the joints, which makes it even more challenging to deal with during travelling. It causes inflammation in the joints and stiffness in the muscles and affects a person's ability to move. Although it mostly affects people belonging to older age, it can affect persons of all age groups. So, including coverage for arthritis in your health insurance policy for yourself and your parents becomes imperative.

    The majority of insurance providers offer health and travel insurance policies that cover arthritis. Here, we will decipher does health insurance cover arthritis.

    Is Arthritis covered by Health Insurance

    Yes, health insurance companies in India cover arthritis. Some important aspects of this coverage include the following -

    • The health insurance coverage includes treatment for rheumatoid arthritis, osteoarthritis, gout, and psoriatic arthritis.
    • Arthritis gets covered under pre-existing disease conditions, but a few health insurance plans may not cover it, or there may be certain restrictions like waiting periods or higher premiums. So, check with your insurer and read the policy document carefully.
    • Health insurance covers the medical costs related to therapies and treatment.

    One should also consider a travel insurance plan that covers arthritis, as it is a health condition that may make it difficult for a person to travel; a person may even require special accommodations. Moreover, a travel insurance plan for arthritis helps you cover costs related to trip cancellations or interruptions due to health issues associated with the condition, like joint pain and flare-ups. It will also cover costs related to complications/treatment required while travelling and even emergency medical evacuation.

    Conclusion

    Here, we have dealt with does health insurance cover arthritis and how it impacts an individual. Arthritis is a medical condition that requires medical attention as it causes sudden pain, which at times becomes unbearable to manage. It might become a cause of financial burden in the absence of an appropriate health insurance plan. So compare various plans and choose one wisely.

  • Does Health Insurance Cover Hearing Aids?

    by Tanmay Ahuja | Sep 10, 2024

    Healthcare coverage plays an essential role in providing access to fundamental medical benefits. However, with regard to hearing aids, people frequently question whether their health insurance plans incorporate inclusion for them. Here, we will discuss whether health insurance typically extends coverage to hearing aids and to what extent.

    Are Hearing Aids Covered by Insurance?

    Coverage plans offered by insurance providers come in all forms in terms of features, limitations, and exclusions. So naturally, some may cover hearing aids while others won't. If you want to find out does health insurance cover hearing aids, you have to do the following -

    • Contact your insurance company:

      It's the first thing a person would and should do. Doing so gives you a basic idea about the amount and areas of coverage. Even if your insurance policy covers hearing aids, it would still be beneficial to know more about it.
    • Review your policy document:

      Read your insurance policy document to know whether you will receive coverage. Some policies offer coverage if a policyholder requires hearing aids due to an accident or an illness covered by the policy. Some insurers offer coverage as an add-on cover or include it in a standard healthcare plan.
    • Get a prescription:

      You would require a proper prescription from a certified doctor (i.e., Audiologist or ENT Specialist) to prove you need it. You will receive a 50 per cent reimbursement or the maximum amount specified in the policy.

    Conclusion

    Now that you know the answer to "Are hearing aids covered by insurance?" you must also remember that regardless of whether your policy coverage includes hearing aids, you could still be responsible for specific costs, such as co-payments and deductibles. Before obtaining hearing aids, it's crucial to comprehend all the associated cost components. Expecting to claim them as an expense without proper documentation is unrealistic. Make sure you have evidence that confirms your hearing condition.

  • Enhance Your Mental Wellbeing this World Mental Health Day

    by Tanmay Ahuja | Sep 09, 2024

    World Mental Health Day, celebrated on October 10, is an opportunity to raise awareness about the significance of mental health and take active steps to improve your mental wellbeing. Mental health is equally important as physical health and taking care of it should be a priority for everyone.

    The Importance of Mental Health Support on World Mental Health Day

    World Mental Health Day highlights the need for access to mental health support. Mental health issues can affect anyone, and getting help is a sign of strength, not weakness. Unfortunately, the cost of mental health treatment can be a barrier for many people, which is why it's important to understand your mental health insurance options. Making sure your health insurance policy includes adequate coverage for mental health issues can give you the help you need without added financial stress. This day is a reminder to check your coverage and seek timely medical attention for mental health issues without feeling stigmatised.

    Tips for Improving Your Mental Wellbeing

    • Practice mindfulness: Engage in mindfulness activities like meditation or deep breathing to

    manage stress.

    • Stay active: Regular exercise increases endorphins, improving both mood and overall mental health.
    • Connect: Maintain relationships and seek support from friends, family, or support groups to combat feelings of isolation.
    • Limit Screen Time: Spending too much time on social media can negatively impact your mental health. Relax and pursue a hobby that you are passionate about.
    • Seek professional help: If you feel overwhelmed, do not hesitate to get in touch with a mental health professional.

    Understanding Mental Health Coverage in Your Insurance Plan

    One of the primary objectives of the National Health Policy is to make mental health services accessible to everyone, irrespective of social status. The IRDAI (i.e., the Insurance Regulatory and Development Authority of India) has made it mandatory for all insurance providers in India to cover mental health issues since October 31, 2022. The coverage for mental illnesses includes inpatient hospitalisation, emergency care, medicines/prescription drugs, partial hospitalisation, and outpatient services. However, one must know about the limitations and exclusions of coverage.

    Mental illnesses that are a result of drug or alcohol abuse are usually not covered. Some policies do not offer coverage for pre-existing mental health issues or may offer limited coverage. Some insurers may require a certificate from their panels of mental health professionals to assess an individual’s condition. Some healthcare plans will only offer coverage if the policyholder requires hospitalisation for a minimum duration of 24 hours. Also, some policies may not cover OPD care, diagnostic tests, doctor consultations, and psychiatric counselling or therapy sessions or may cover only a limited number of these sessions.

    Mental health treatment can be expensive, and coupling it with insurance keeps individuals from facing financial barriers to getting the care they need. This not only supports the wellbeing of the insured but also reduces the overall societal burden of untreated mental health issues. When considering your health insurance policy, look for comprehensive mental health insurance that includes treatment, medications, and other necessary services. Determine whether your policy covers both inpatient and outpatient care and if there is a limit on the number of therapy sessions offered. Some plans may require the referral of a primary care physician, so it’s essential to know the process.

    Conclusion

    This World Mental Health Day, take proactive steps to improve your mental wellbeing. By understanding the scope of coverage of your healthcare policy for mental health issues and making small but significant adjustments to your daily routine, you can prioritise your mental wellbeing and lead a healthier, happier life.

  • How to Protect Yourself From Monkeypox

    by Tanmay Ahuja | Sep 06, 2024

    Monkeypox (Mpox), a viral disease, was first discovered in a laboratory in 1958. Initially, the disease was confined to central and western parts of Africa, primarily in remote regions. However, its recent spread has compelled the WHO to declare it a public health emergency.

    What is Monkeypox?

    Monkeypox is a viral disease belonging to the Orthopoxvirus genus, which also includes the virus responsible for smallpox. Once someone contracts this disease, he/she begins to experience a fever, with small rashes appearing on the palms, face, mouth, soles of the feet, and genitalia after 2-3 days. As the disease progresses, the rashes evolve through the following stages:

    • Flat macules with discoloured lesions
    • Papules with raised lesions
    • Vesicles containing small bumps filled with fluid
    • Pustules, again bumps but with yellowish fluid within them
    • Dry lesions that scab over before falling off

    How Does Mpox Spread?

    The spread of Mpox occurs through close contact with an infected person. Here are some ways it can be transmitted -

    • It is a zoonotic infection and can be transmitted from animals to humans. The virus primarily resides in small rodents and squirrels, contrary to the rumour that it comes from monkeys. Transmission happens when you come into direct contact with the blood, bodily fluids, or lesions on infected animals' skin and mucous membranes.
    • If you have accidentally touched the infected person's scabs, rash, or bodily fluids, the likelihood of developing Mpox symptoms is high.
    • The virus can easily spread if you have come into contact with contaminated items like towels, blankets, or garments used by an infected person.

    How To Prevent Monkeypox?

    • Beware of your surroundings. If someone around you shows symptoms of Mpox, avoid contact with the person.
    • Frequently wash your hands with soap and water. Using an alcohol-based sanitiser is a better alternative, and its use is recommended every time before you eat something.
    • Wear gloves in crowded areas. This way, even if you touch a contaminated surface, the risk of infection is slightly reduced. Consider wearing a mask for better protection.

    Does Health Insurance Include Monkeypox Treatment?

    Yes, many health insurers provide coverage for M-pox. If you are diagnosed with this disease, the insurer covers the following -

    • If your condition requires immediate hospitalisation, the insurer will cover the costs associated with doctor's fees, room rent, and medications.
    • The insurer also covers pre-hospitalisation expenses such as consultation charges and diagnostic tests.
    • Post-hospitalisation, if the doctor advises therapy at home, the insurer will pay for follow-up visits, treatment sessions conducted at home, and pharmacy bills.

    Conclusion

    Monkeypox may not be as deadly as other infectious diseases, but it still poses a risk, especially for vulnerable individuals. Maintaining good hygiene and keeping a safe distance from infected individuals is important to ensure prevention of this disease. If you contract the disease, health insurance is there to assist.

  • Everything You Need to Know About Herpes Zoster or Shingles

    by Tanmay Ahuja | Sep 06, 2024

    You wake up one morning to find a painful rash spreading across one side of your body. You experience intense discomfort and notice small blisters forming. This might be your first encounter with Herpes Zoster or Shingles.

    Understanding Herpes Zoster: What is Shingles?

    Herpes zoster is an infectious condition induced by the varicella-zoster virus (VZV). It is the same virus that causes chickenpox. Once you recover from chickenpox, the virus remains dormant in the body. However, it can reactivate in later years to retreat into the nerve tissues near your spinal cord and brain, leading to shingles.

    Causes and Risk Factors of Shingles

    As said before, when the varicella-zoster virus turns active again, it causes Herpes Zoster. You may be diagnosed with this disease if you have a history of chickenpox. Some common reasons for virus reactivation include -

    • Your immune system weakens as the body ages, making it easier for the shingles-causing virus to reactivate.
    • If you are dealing with cancer, HIV, or autoimmune diseases, which are noted to weaken immune systems, your body turns susceptible to this disease.
    • When you have a toxic work life and are dealing with high stress levels, your immune system gets compromised, making the body susceptible to shingles and various other diseases.
    • Medications like chemotherapy drugs and steroids weaken the immune system, making it more susceptible to varicella-zoster virus infections. Medicines for preventing organ transplant rejection also impact the immune system and may result in shingles in those previously infected with chickenpox.

    Symptoms and Diagnosis of Herpes Zoster

    The early signs of Shingles include itching or a burning sensation around specific body parts. As the disease progresses, you may start noticing the following Shingles symptoms:

    • A red rash emerges in the affected region, creating a band-shaped pattern. It typically appears on one side of the torso, but depending on the severity, it may appear on other body parts.
    • The rash evolves into fluid-filled blisters that look like chickenpox. These blisters are not only painful, but when they burst, they cause the formation of scabs.
    • Some individuals with shingles may experience fatigue, fever, headache, and chills.

    To diagnose herpes zoster, your doctor examines the rash and determines whether there is a history of chickenpox.

    In some scenarios, your doctor may suggest you undergo Polymerase Chain Reaction (PCR), Direct Fluorescent Antibody (DFA), and Viral Culture tests.

    Treatment Options for Shingles

    Now that you know about shingles rash and symptoms, let's look at the modes of treatment for this ailment. While this ailment has no cure, various medications can alleviate symptoms and speed up recovery.

    • If diagnosed with shingles, the doctor may prescribe antiviral drugs such as Famciclovir, Valacyclovir, and Acyclovir to reduce the severity of the infection. However, taking this medicine within 72 hours of developing this viral infection is important.
    • Some pain relievers, such as Naproxen, Acetaminophen, and Ibuprofen, may be recommended to provide relief from mild discomfort. However, if the condition worsens, drugs like anticonvulsants and tricyclic antidepressants are recommended.

    Conclusion

    Herpes zoster is a severe condition that can affect anyone who has had chickenpox. Vaccination is the most effective preventive measure for managing the risk of shingles, particularly in older adults and individuals with weakened immunity.

    If you notice the symptoms of shingles, seeking medical attention quickly to ensure effective treatment and prevent potential long-term health effects is crucial. Obtaining a health insurance plan is also recommended to deal with any such disease that may hit you unexpectedly.

  • How to Prevent Memory Loss?

    by Tanmay Ahuja | Sep 06, 2024

    Is memory loss a rare problem and only occurs in elderly people? Many individuals share the same curiosity, and the unequivocal answer is "no." Memory loss bears little similarity to the dramatised scenes often seen in movies and shows; it is a critical condition than what gets depicted on screen. First, to clear the most basic doubt - memory loss is not at all rare. Memory loss can occur to anyone. However, its duration and type may vary. Permanent and long-term memory loss is still common among elderly people. Let's look at simple ways that could answer the question of how to prevent memory loss in old age.

    Ways to prevent memory loss

    There are some ways that could help you prevent memory loss. Let's look at these in detail.

    • Stay physically active

    Always try to stay physically active because doing so will raise blood flow in your body. It will also help your body to manage the hormone secretion and keep your brain healthy.

    • Stay mentally active

    Preventing memory loss in old age doesn’t rely solely on physical exercise; maintaining mental activity is equally crucial. Being mentally active will also help you prevent short-term memory loss by sharpening your brain.

    • Spend quality time with loved ones

    Most people suffer from problems like depression and stress because of being lonely. Stress and depression can often be significant contributors to memory loss. Consider dedicating quality time to your loved ones, such as family and friends. This can help you manage stress and safeguard against memory loss.

    • Sleep well

    A good sleep can make your life better. Sound sleep is mandatory to make your body and brain function properly without any stress. Sound sleep daily can help prevent memory loss by keeping you focused and healthy.

    • Stay organised

    Staying unorganised can be the biggest reason why people always forget things. Stay organised to prevent short-term memory loss and other similar problems. You can go for health insurance to be safe in case your condition worsens.

    • Healthy diet

    The cornerstone of well-being and a healthy lifestyle is a nutritious diet. Strive for a balanced and nutritional diet to safeguard against various forms of memory loss.

    • Chronic health problems

    Many chronic health problems, such as diabetes, can also be a reason for memory loss. You can control your chronic health problems and prevent memory loss.

    Conclusion

    Preventing memory loss in old age has become a frequently asked question. Nevertheless, it is achievable by adhering to the straightforward suggestions provided above. By implementing these tips on how to prevent memory loss in old age, you can lead a better and healthier life as well as mitigate other related issues.

  • How to Prevent Irritable Bowel Syndrome?

    by Tanmay Ahuja | Sep 05, 2024

    IBS, or Irritable bowel syndrome, is a chronic health issue related to the stomach and digestive system. It is a condition that can result from consuming a poor diet. Some of its symptoms include constipation, stomach pain, and gas. But, the specific manifestations of Irritable Bowel Syndrome are subjective and depend on the patient's body. Also, age is no bar when it comes to the people vulnerable to IBS. Irritable bowel syndrome is a challenging health condition, but there are ways to manage it. To know how, read further.

    Ways to Prevent Irritable Bowel Syndrome

    Although IBS is a chronic condition, it does not imply that it is an unpreventable condition, as you can follow certain steps to manage it:

    • Increase fibre intake

    Low fibre can be the biggest reason you experience irritable bowel syndrome. A lack of fibre in your dietary intake can make digestion difficult. So, slowly increase your fibre intake by including vegetables, whole grains, as well as fruits in your daily dietary regimen. Doing so will offer respite from the symptoms of constipation and gas.

    • Avoid food that worsens the symptoms

    You must avoid food products that can make the condition of your irritable bowel syndrome worse. These foods to avoid irritable bowel syndrome include processed and deep-fried food. These food products can make the symptoms that you observe even worse.

    • Eat Slowly

    We all have heard and know that not eating slowly harms our digestive system. This is because the molecules we consume do not break down properly when we eat fast. This makes it hard for our system to absorb the nutrients from the food. Eating slowly will give you better results in preventing IBS.

    • Manage your stress

    Many people might be unable to relate stress to the digestive system. According to medical practitioners, how we think affects our entire body and system. This is why stress can also be a fair cause of IBS. Try managing your stress to prevent this syndrome. Also, it is advisable to go for health insurance for the worst-case scenario where you might need long-term medical intervention.

    • Quit smoking

    Everyone is aware that smoking is dangerous to health. But not many people know that smoking can also lead to IBS. Try quitting or minimising your smoking habit to prevent irritable bowel syndrome.

    Conclusion

    Irritable bowel syndrome can have many symptoms, mostly related to digestion. So, avoiding things detrimental to digestion is the best way to prevent it. Following the simple ways listed above can easily help you prevent this ailment. It is also important to ensure that your health insurance covers treatments related to IBS, as this can help manage costs if medical intervention becomes necessary. Consulting a healthcare provider is prudent if you feel sick or need medical intervention to manage IBS.

  • How to Prevent Anaphylaxis?

    by Tanmay Ahuja | Sep 05, 2024

    You may have heard about anaphylaxis. It is a life-threatening allergic reaction that demands vigilant measures for prevention. This post explores crucial strategies to prevent anaphylaxis, emphasising the importance of staying informed and prepared. Individuals at risk can safeguard their health and well-being by understanding these preventive steps and maintaining readiness for emergencies. Furthermore, it highlights the role of health insurance in ensuring access to necessary medical supplies and care during an anaphylactic episode.

    Ways to Prevent Anaphylaxis

    One can follow these steps to prevent anaphylaxis -

    • Avoid Allergen Exposure

    The primary and most effective step in preventing anaphylaxis is avoiding allergens that trigger the reaction. Identify and stay away from substances or foods to which you are allergic.

    • Medical Alert Identification

    You must wear a medical alert necklace or bracelet indicating your allergies. It can be invaluable in emergencies, helping healthcare providers understand your condition promptly.

    • Emergency Kit

    Maintain an emergency kit with prescribed medications at all times. Consult your healthcare provider to ensure your kit contains the necessary medications and instructions. Regularly check the expiration date of each medicine, especially Epinephrine autoinjectors, and renew prescriptions as needed.

    • Medication Allergy Alert

    Communicate your medication allergies to all healthcare providers, ensuring they know your sensitivities. It is crucial to prevent accidental exposure.

    • Stinging Insect Allergies

    If you are allergic to stinging insects, you must take precautions when outdoors. Wear long-sleeved clothing and long pants, and avoid bright colours, perfumes, and colognes. Be cautious around open soda cans, and if near a stinging insect, remain calm, slowly move away, and refrain from swatting.

    • Food Allergy Management

    Carefully scrutinise food labels, even for familiar items, as manufacturing processes can change. When dining out, inquire about dish ingredients and preparation methods to avoid allergens. Small amounts of allergenic foods can trigger severe reactions.

    Conclusion

    Anaphylaxis prevention is grounded in astute allergen avoidance, proactive preparedness, and effective communication. By adhering to these strategies, individuals at risk can reduce the likelihood of experiencing a life-threatening allergic reaction. Additionally, recognising the signs and symptoms of anaphylaxis and having a well-thought-out emergency plan are crucial components of staying safe. Health insurance is pivotal in ensuring access to essential medications and medical care during an anaphylactic event, highlighting its importance in preventive healthcare.

  • How to Prevent Ankylosing Spondylitis?

    by Tanmay Ahuja | Sep 05, 2024

    Ankylosing Spondylitis, or AS, is a condition that causes persistent and excruciating pain, especially among people in the elderly age group. Permanently eradicating AS is quite challenging, but there are simple measures to deal with the problem and ease its painful manifestations. So, what are the ways to mitigate ankylosing spondylitis? Let us look at easy measures you can easily incorporate into your lifestyle to prevent ankylosing spondylitis.

    Ways to Prevent Ankylosing Spondylitis

    Some approaches you can follow to manage ankylosing spondylitis are listed below.

    • Self-Care

    Self-care is a practice that we all should embrace. And the best part is that self-care can be a potential route to reduce the risks of AS. By consuming a balanced diet, abstaining from consuming alcohol and practising yoga, you can lower the susceptibility towards developing ankylosing spondylitis to quite an extent.

    • Stay Active

    Being fit, active, and regularly exercising are ways to keep ankylosing spondylitis at bay. Physical activity helps in relieving the pain, increasing your adaptability and improving your posture. Dabbling into exercises like yoga, swimming, and low-impact aerobics can do wonders in reducing your overall stiffness and enhancing flexibility.

    • Don't Smoke

    Smoking accelerates the risk of being inflicted by AS. Studies indicate that individuals who smoke face an increased risk of developing AS or experiencing more severe symptoms of the condition. Smoking can likewise worsen the side effects in people already suffering from AS. Quitting or reducing smoking lessens your risk and improves your general well-being.

    • Practice Good Posture

    Maintaining proper posture is essential in preventing AS. Incorrect posture can subject the spine to undue strain, potentially exacerbating the condition for at-risk individuals. Stand in front of a mirror to maintain proper posture, ensuring your spine is correctly aligned. Optimising your workspace ergonomics is essential to promote good posture if you have extended periods of sitting. Using ergonomic chairs, regular breaks, and proper desk setup can help prevent strain on your spine.

    • Healthy Diet

    Even though there’s no particular dietary routine to prevent AS, keeping a fair and nutritious diet can endorse general well-being. Omega-3 unsaturated fats, found in fatty fish like salmon, may have anti-inflammatory properties that can assist with managing the inflammation related to AS. Make fruits, vegetables, whole grains, solid fats and lean proteins a regular part of your diet.

    • Manage Stress

    Chronic stress might intensify the side effects of ankylosing spondylitis. Stress reduction strategies, like mindful meditation, yoga, or profound breathing activities, can help prevent AS and deal with its side effects more effectively.

    • Regular Check-ups

    Regular medical check-ups can help identify risk factors and detect early signs of ankylosing spondylitis. If you have a family history of AS or experience persistent back pain and stiffness, consult a healthcare professional. Early diagnosis and medical intervention can significantly improve the prognosis of AS.

    Conclusion

    By embracing a proactive and sound way of life, going for regular medical check-ups, and opting for health insurance, you can significantly decrease the risk of ankylosing spondylitis and boost general health. Remember that early identification and mediation are vital to dealing with this condition successfully, so focus on your well-being and health to lead a satisfying, pain-free life.

  • How to Prevent Preeclampsia?

    by Tanmay Ahuja | Sep 05, 2024

    Preeclampsia is a critical worry for specific expectant moms, presenting risks to both the mother and the child. The reassuring fact is that there are measures you can adopt to prevent preeclampsia. These measures include managing pre-existing health issues, taking care of hydration and dietary intake, steering clear of alcohol and smoking, and not missing appointments/consultations with your doctor.

    Let's understand what preeclampsia is and the simple ways you can adopt to prevent the ailment.

    Ways to prevent preeclampsia

    Here are a few ways to prevent preeclampsia.

    • Take Low-Dose Aspirin

    If you're at risk of preeclampsia, your primary care physician could suggest taking a low dose of Aspirin, like an 81-milligram tablet, after the twelfth week of your pregnancy. This can further develop your blood flow and lower the possibility of developing preeclampsia.

    • Go for Regular Check-Ups

    It's crucial to schedule timely and routine appointments with your doctor. During these check-ups, your doctor will monitor your blood pressure, urine protein levels, and general well-being. Detecting clinical conditions early can help a lot.

    • Stay Hydrated

    Maintain proper hydration and be attentive to your consumption of caffeine and salt. Inadequate hydration can result in high blood pressure.

    • Manage Health Conditions

    If you are a pre-existing patient with health conditions like diabetes or hypertension, you must stay in touch with your doctor for the effective monitoring and management of the conditions throughout your pregnancy. When problems like hypertension or diabetes remain controlled in a pre-emptive way, the risk of developing preeclampsia also reduces.

    • Say No to Smoking and Alcohol

    If you drink alcohol or smoke tobacco, the risk of being inflicted with preeclampsia gets augmented. So, quit these harmful practices during pregnancy.

    • Consider Supplements

    Incorporate calcium and vitamin D supplements into your diet. However, remember to consult with your doctor before introducing any supplements into your daily regimen.

    • Manage Stress

    Extreme stress is one of the most significant reasons for developing preeclampsia. So, use relaxation methods like yoga, meditation, deep breathing exercises, journaling, etc., to manage stress.

    Wrapping It Up

    So, there we have it, some simple steps to prevent preeclampsia. For a safe and healthy pregnancy, make sure to prioritise preeclampsia prevention at all costs. By adhering to the measures mentioned above and securing health insurance, you can easily dodge the risk of preeclampsia and improve your pregnancy journey. Attend your medical check-ups and make sound decisions for you and your baby.

  • Causes of Addison's Disease

    by Tanmay Ahuja | Sep 05, 2024

    Addison's disease is a rare condition characterised by a deficiency in hormone production by the adrenal glands. The main reason for this condition is damage to the adrenal glands, leading to reduced cortisol and aldosterone production levels. Let's understand the causes of Addison's disease.

    What are the Causes of Addison's Disease?

    Although uncommon, various factors are responsible for causing Addison's disease. One such cause is adrenalitis, whereby the body's immune system inadvertently attacks and damages the adrenal glands, mainly targeting the vital adrenal cortex. This gradual destruction of cortex cells hampers their ability to produce hormones such as cortisol and aldosterone.

    Certain infections, including associated tuberculosis and viral or fungal infections, can damage the adrenals. Genetic factors also play a role, with some individuals having a predisposition to disorders that affect the adrenals. Tumours affecting the adrenal - glands whether benign - can disrupt normal adrenal function and lead to Addison's disease.

    Furthermore, severe bleeding into the adrenal glands (known as adrenal haemorrhage) and prolonged use of specific medications such as those used for tuberculosis can contribute to insufficient functioning of the adrenals.

    In some cases, Addison's disease aetiology remains unclear; this is referred to as idiopathic and suggests a complex interplay between genetic and environmental factors.

    It is essential to comprehend the factors contributing to its onset to ensure timely diagnosis and effective treatment of Addison's disease.

    Conclusion

    If you suspect you have Addison's disease or are experiencing symptoms, including fatigue, weight loss, and low blood pressure, you must seek immediate medical assistance for proper diagnosis and treatment. Moreover, health insurance can cover the expense of hormone replacement therapy for Addison's disease without requiring any out-of-pocket payments.

  • Symptoms of Addison Disease

    by Tanmay Ahuja | Sep 05, 2024

    Do you feel abnormal abdominal pain, have low BP, and experience extreme fatigue always? If yes, getting yourself checked with a medical professional is probably better. It might be Addison's disease symptoms and, if left untreated, can be a lethal condition with acute adrenaline failure, infection, and more.

    Awareness is the key to better health. Here are key Addison's disease manifestations for early diagnosis and treatment.

    What are the Symptoms of Addison's Disease?

    • The symptoms of Addison's disease may vary from person to person. It usually occurs slowly and affects the adrenal glands. This situation makes it essential to recognise the symptoms, get them diagnosed, and start treatment immediately before the disease becomes incurable.
    • Individuals should seek medical consultation if they always feel fatigued, develop dark skin patches or hyperpigmentation around the skin, gum, and scars, have nausea and vomiting tendencies, diarrhoea, abdominal pain, sudden weight loss, dehydration, and more.
    • Addison's disease manifestations also involve muscle pain, muscle spasms, loss of appetite, hypoglycaemia (low blood sugar), mood swings (irritation, poor concentration, depression), dizziness upon standing, and low blood pressure.
    • An Addisonian crisis, or adrenal crisis, can last a lifetime or even be life-threatening. A female with Addison's disease symptoms at birth can develop abnormal menstruation periods, have a lower sexual drive, and lose body hair.
    • People with such manifestations at birth develop Addison's disease symptoms faster during intense stress, severe illness, or after an injury. This could be life-threatening and is known in medical terms as an Addisonian crisis or acute MO failure.
    • Symptoms of Addisonian crisis include sudden pain in the belly, legs, and lower back, extreme weakness and low blood pressure, restlessness, confusion, loss of consciousness, behavioural changes, and continual diarrhoea and vomiting, which can again lead to dehydration.

    If you feel any of the above-mentioned Addison’s disease symptoms for a protracted period, you should immediately visit a certified doctor for diagnosis and treatment.

    Conclusion

    We have understood the many symptoms of Addison's disease, which can be beneficial for future reference. Please do not ignore signs your body wants to communicate and begin treatment as soon as possible because health is the ultimate wealth. To protect that wealth, we recommend health insurance to avoid financial shocks during medical emergencies.

  • Prevention of Metabolic Syndrome

    by Tanmay Ahuja | Sep 05, 2024

    Metabolic syndrome is the fallout of health conditions such as high blood pressure, diabetes, and obesity. These diseases often lead to vascular diseases. When combined, they get fatal and trigger cardiovascular conditions such as stroke and heart disease. Such potential threats to life make it essential to know about metabolic syndrome prevention

    What are the Prevention Methods for Metabolic Syndrome?

    Individuals prone to this condition can make specific lifestyle changes and adopt different habits to avoid metabolic syndrome. The initial step in preventing metabolic syndrome is removing excess weight and maintaining a healthy physique. Losing excess weight can help keep blood pressure in check and reduce the risk of insulin resistance and diabetes. Diet plays a vital role in shaping a healthy lifestyle.

    Transform your diet into a healthy one by including whole grains, fruits, vegetables, skinless poultry, fish, nuts, low-fat or fat-free dairy products, lean meats, and vegetable protein. Limit processed foods, saturated and trans fats, red meat, sodium, and added sugars. Doctors suggest exercising at least 30 minutes a day. The exercises should be of moderate intensity. Quitting smoking can help a lot in avoiding the worsening of the adverse effects of metabolic syndrome on your health.

    Alcohol abuse can increase the risk of metabolic syndrome by 60%. Limiting alcohol consumption can help reduce this risk. Those with risk factors for metabolic syndrome should follow their medication regime for conditions such as high cholesterol or high blood pressure. Antihypertensive medications are prescribed for individuals with high blood pressure. Medicines such as statins and fibrates help regulate high cholesterol levels. Any insulin medication should be taken as prescribed to control blood sugar levels. People at risk of metabolic syndrome should undergo regular checkups for their weight, blood pressure, and blood sugar.

    Conclusion

    Metabolic syndrome is a common condition that can impact a person's lifestyle by causing severe medical issues. Another critical aspect in the prevention of metabolic syndrome is having health insurance. A sound insurance policy will ensure smooth treatment and eliminate the stress of unpredictable and sudden expenses.

  • Symptoms of Metabolic Syndrome

    by Tanmay Ahuja | Sep 05, 2024

    Symptoms play a critical role in diagnosing a disease. Similarly, metabolic syndrome symptoms are characterised by various signs and risk factors that often occur together. They indicate an increased risk of cardiovascular diseases, type 2 diabetes, and other health problems, all co-occurring.

    What are the Symptoms of Metabolic Syndrome?

    Each aspect of this syndrome doesn't have its specific symptoms. Metabolic syndrome signs are based on five conditions. For instance, high blood pressure, high triglycerides, and low HDL cholesterol usually do not exhibit any symptoms. Conversely, high blood pressure, high triglycerides, and obesity may signal metabolic syndrome.

    Individuals with insulin resistance may show signs of acanthosis nigricans, characterised by darkened skin on the back of the neck, in the armpits, and under the breasts. Patients with metabolic syndrome also experience blurred vision, increased thirst (polydipsia), the urge to urinate often - especially at night - and fatigue.

    Conclusion

    Given the constant changes in the lifestyle of people, health conditions such as metabolic syndrome have become quite common. They often lead to life-threatening diseases such as heart attacks and cancer. Health insurance, therefore, is highly recommended to cover such unforeseen expenses.

  • Causes of Metabolic Syndrome

    by Tanmay Ahuja | Sep 05, 2024

    Metabolic syndrome includes the simultaneous onset of at least three out of five health conditions, increasing a person's risk of cardiovascular disease, stroke, and type-2 diabetes. Several factors are responsible for causing metabolic syndrome. Let's read further to understand what causes metabolic syndrome.

    What are the Causes of Metabolic Syndrome?

    • The primary metabolic syndrome causes are being overweight and obese, which increases LDL (bad) cholesterol levels, blood triglycerides, and blood pressure and lowers HDL (good) cholesterol. Being overweight and obese during pregnancy can enhance your child's risk of contracting metabolic syndrome.
    • Excess fat cells in and around your abdomen can increase the level of fatty acids. Free unsaturated fats can increase your levels of hormones and chemicals, adversely affecting how your body controls your glucose levels.
    • Your body may be unable to process insulin adequately. Insulin is a critical hormone that regulates the volume of sugar your muscles and organs retain from the blood. Insulin resistance occurs when the cells of these organs fail to respond appropriately to insulin and cannot take up the required glucose from the blood.
    • Free fatty acids and insulin resistance can lead to health problems. Insulin resistance can raise your blood pressure and blood triglyceride levels. Cells produced by your immune system can also cause extra fat cells to release chemicals that cause inflammation. Inflammatory factors released by fat tissue and other sources can lead to insulin resistance and cardiovascular complications such as heart attacks, strokes, etc.

    Conclusion

    Metabolic syndrome is a common health condition, but it can lead to many chronic illnesses. Such chronic medical conditions will need serious and regular medical attention. Therefore, having health insurance is always advisable to avoid any unforeseen medical-related expenses and delays in treatment.

  • Diagnosis of Amyloidosis

    by Tanmay Ahuja | Sep 05, 2024

    Amyloidosis is a rare, often-overlooked condition wherein abnormal proteins, called amyloids, build up in organs. These proteins affect the functioning of the organs, causing severe health problems.

    Typically, amyloidosis diagnosis involves analysing tissue samples through biopsies. However, there are more approaches to diagnosing this condition. Let's dive into discovering how healthcare professionals pinpoint this condition.

    What are the Diagnosis Methods for Amyloidosis Disease?

    Testing for amyloidosis involves a nuanced process that requires a combination of clinical assessments. It also involves laboratory tests, biopsies, and advanced imaging techniques. The symptoms often resemble more common diseases, so precise amyloid diagnosis is essential for effective treatment.

    A critical diagnostic step involves obtaining tissue samples through biopsy procedures. These samples may be taken from the fat under the skin on the abdomen. It may also be from the bone marrow. Sometimes, it is taken from an affected organ, such as the liver or kidney.

    Analysing these tissues allows healthcare professionals to determine the type of amyloid protein involved. Hence, it guides them to the subsequent course of treatment.

    Blood and urine analyses play a crucial role in testing for amyloidosis. You can detect abnormal protein levels indicative of the condition through these tests.

    Magnetic resonance imaging (MRI) offers detailed organ images, assessing structure and function. Using a radioactive tracer, healthcare providers can detect early heart damage caused by specific amyloidosis types. MRI scans also assist in distinguishing between different forms of the condition.

    Conclusion

    Now, you know in some detail the diagnosis of this condition that primarily affects individuals above 70. You should talk to a healthcare provider if you suspect you have this condition. Moreover, it would help if you have health insurance as it facilitates timely and accurate diagnosis and provides cover during financial duress.

  • Diagnosis of Sepsis

    by Tanmay Ahuja | Sep 05, 2024

    Most of us may know that sepsis is a severe condition wherein the body's immune system responds adversely to an infection and starts attacking the organs. But have you wondered how healthcare professionals diagnose sepsis? Quick identification of potential infections is crucial, but diagnostic for sepsis is nuanced. It involves a mix of physical examinations, lab tests, and imaging. Let's explore the comprehensive process healthcare providers employ to pinpoint infections and effectively diagnose sepsis.

    What are the Diagnosis Methods for Sepsis Disease?

    Diagnosing sepsis is a multifaceted and crucial process that lacks strict criteria, allowing healthcare providers to employ a combination of indicators.

    The quick sequential organ failure assessment (qSOFA) criterion becomes instrumental wherein a confirmed or probable infection, paired with two of three indicators - low blood pressure, high respiratory rate, or a reduced Glasgow coma scale - raises suspicion.

    An extensive array of tests is initiated to confirm the diagnosis. Blood tests, encompassing a complete blood count and cultures, are conducted to evaluate organ functioning, clotting, and electrolyte levels. 

    Simultaneously assessing blood oxygen levels and urine tests adds to the overall diagnostic picture. Furthermore, imaging tests such as X-rays or CT scans pinpoint infections and gauge potential organ damage.

    In this diagnostic journey, health insurance plays a pivotal role by providing financial coverage for the comprehensive tests required. The urgency of a timely and accurate diagnosis cannot be overstated, as sepsis demands immediate attention to prevent severe complications.

    Recognising the importance of swift detection and treatment is key to better outcomes when dealing with sepsis, and health insurance ensures that the necessary steps for sepsis diagnosis are accessible to all, contributing to improved patient outcomes.

    Conclusion

    In essence, diagnosing sepsis involves a multifaceted approach, considering various symptoms and employing a range of tests. With health insurance, you can defend your financial well-being, making timely and accurate diagnoses more accessible. Recognising the importance of swift detection and treatment is crucial for better outcomes when dealing with sepsis.

  • Symptoms of Sepsis

    by Tanmay Ahuja | Sep 05, 2024

    Do you want to know more about the symptoms of sepsis infection? This serious condition occurs when the body responds improperly to an infection, eventually leading to organ dysfunction.

    We must recognise the signs early for possible treatment. Let's delve into the key indicators that could help you identify sepsis. It will assist you in seeking timely medical attention.

    What are the Symptoms of Sepsis Disease?

    Have you ever wondered how many types of sepsis symptoms there are? Beyond the general signs, such as chills and confusion, there are many more. The symptoms may include fever and a rapid heartbeat. Sepsis can also manifest as a dramatic drop in blood pressure and advance to septic shock.

    Early detection is vital for survival, so pay attention to changes in mental status. Also, consider breathing, sweating, and other indicators specific to the type of infection. Sepsis is a condition wherein the body's reaction to infection damages tissues and organs. The condition can affect anyone, but those at higher risk include older and very young people, pregnant women, or those with other health issues.

    Health insurance is your ally in such situations, as it can cover medical expenses. It ensures you receive prompt treatment. Recognising the symptoms empowers you to act swiftly, potentially saving lives. 

    Conclusion

    Therefore, understanding the symptoms of sepsis infection is crucial for prompt intervention. With health insurance in place, you're securing your well-being and ensuring access to early treatment. Hence, health insurance significantly improves survival chances. Stay informed, stay vigilant, and prioritise your health.

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