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  • List of Cashless Network Hospitals in Thanjavur

    by icicilombard 002 | Oct 18, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Thanjavur, Tamil Nadu

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

  • List of Cashless Network Hospitals in Sriperumbudur

    by icicilombard 002 | Oct 18, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Sriperumbudur, Tamil Nadu

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

  • How to Do a Pike Push-Up?

    by User Not Found | Oct 17, 2023

    The pike push-up, a delightful twist to the classic push-up, promises to challenge your upper body in fascinating ways. If you want a powerful exercise that targets your shoulders and challenges your core stability, then learning how to do a pike push-up is your ticket to fitness innovation. Get ready to embrace a new perspective on push-ups as we delve into the steps of how to do a proper pike push-up.

     

    Steps to do a pike push-up

    Mastering a pike push-up involves precise movements that target your upper body strength and shoulder muscles. Let’s look at how to do a pike push-up step by step.

    Warm-up

    Always warm your body up before exercising, including a pike push-up. A few minutes of light cardio and dynamic stretches can help prevent injury.

    Start with the right pose

    Assume a high plank position, forming a straight line from head to heels. Engage your core muscles; avoid arching or rounding your back.

    Create the pike shape

    Keep your hands straight and at a width equal to your shoulders. Your fingers should be pointing forward, aligning with your shoulders. Elevate your hips and back towards the ceiling, creating an inverted V shape with your body. Your head should be between your arms.

    Lowering phase

    As you bend your elbows, bring your upper body closer to the ground. Your head should move towards the floor between your palms, threading through your arms.

    Elevate with power

    Push your body back up slowly to ascend to the pike (inverted V) position.

    Repeat with control

    Do the pike push-up steadily, focusing on maintaining your form and raising your body up and down.

    Sync your breathing

    Inhale as you lower yourself towards the ground; exhale as you elevate back to the pike pose.

     

    Gradual progress

    If the pike push-up seems confusing, start with a simpler version against a wall instead of the floor. Work your way towards the full movement as you gain strength and confidence.

    You can consider more challenging forms of pike push-ups if your fitness level allows you to do so. For instance, you can try out the diamond push-up (holding your thumbs and fingers in a diamond shape while doing a push-up), if you’ve already become a pro with the initial stage. But remember to consult a fitness trainer before starting with more challenging versions. Additionally, remember to have health insurance against any accidents or mishaps that might occurs during your exercise. 

     

    Conclusion

    Now that you know how to do a proper pike push-up with ease, you can think of variations. This exercise might appear puzzling at first, but with these steps, you can master the technique. Embrace the challenge, add it to your fitness routine, and watch your upper body strength and stability soar. Remember, fitness is a journey filled with intriguing twists and turns, and the pike push-up is a great way to increase your strength. Get ready to push yourself and elevate your upper body workout routine with this intriguing version of the classic push-up.

  • Don't Wait to Buy Health Cover - ICICI Lombard

    by iciclombard 01 | Oct 17, 2023

    Most salaried employees who are covered by their employer's group health insurance schemes put off buying personal health covers till they are close to retirement. Some may buy it only after retirement. But it makes sense to buy an individual policy, or at least a top-up even while you continue to enjoy your employer-provided schemes. This is because of the waiting periods which do not allow you to claim immediately after buying the policy. In group policies, there is typically no waiting period.


    Most policies have a 30-90 days waiting period, during which you will not be able to claim any hospitalisation expense, except in case of accidents. This is to ensure that the buyer does not purchase the policy immediately after he or she is diagnosed with an illness and then try to claim the money for the treatment.


    Then there is a waiting period for specific ailments like cataract, stones (kidney or urinary tract stones), arthritis, hysterectomy, hip or knee replacements and so on. The waiting period in these ailments vary from one to two years. Most companies have a list of 10-20 such ailments. Some companies may have a longer waiting period for those above 60 years.


    There is also a personal waiting period which would include ailments like diabetes or high blood pressure, which are discovered at the time of the medical check-up while buying the policy. This waiting period, too, is typically for two years.
    Then there is a waiting period for pre-existing diseases which may not get disclosed during the medical check-up. This can be up to four years, which is the maximum limit prescribed by IRDAI.


    "Medical check-up is restricted and there could be conditions may not get detected. So, at the time of hospitalisation if the doctor says that the particular condition was pre-existing then it may not get covered," says Divya Gandhi, head-general insurance and principal officer, Emkay Insurance Brokers.

  • Buy medical health insurance that offers cashless hospitalisation

    by iciclombard 01 | Oct 17, 2023

    "Cashless hospitalisation" is one such benefit. It enables the person insured to get admitted to a hospital directly without any hassles pertaining to arranging money. The medical health insurance company takes care of the bills.

    There have been significant developments in the field of healthcare in our nation in the past few decades. The number of hospitals, clinics, doctors has increased. There have been technological advancements, medicinal researches and many more changes that have made the healthcare facilities better and more accessible to the population. The health insurance industry is closely tied with healthcare facilities. Naturally, changes and advancements in one field would spill over to the other. Health insurance companies are always on the lookout for changes they can make or new benefits they can introduce to make the stressful time of illness a little bit easier for their policyholders.

    "Cashless hospitalisation" is one such benefit that the insurance companies have started offering. There are multitudes of health insurance companies and it is partly out of competition and partly out of a need to simplify the claim process, that this benefit has been introduced. With this benefit, when the need arises, a policy holder can get hospitalised and receive treatment right away, without worrying about the money. The medical health insurance company will take care of all the bills and any payments directly.



    The policy holder needs to only worry about two things. Firstly, he needs to check whether or not the hospital that he is going to is on the panel of the company that he is insured with. Secondly, he has to get the approval of the "third party administrator". Once, he has done these two things he can go to whichever hospital he prefers, get hospitalised and receive proper treatment. This way the patient focuses on getting well while the insurance company worries about the financial aspect.

  • List of Cashless Network Hospitals in Sivakasi

    by icicilombard 002 | Oct 17, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Sivakasi, Tamil Nadu

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

  • List of Cashless Network Hospitals in Sivaganga

    by icicilombard 002 | Oct 17, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Sivaganga, Tamil Nadu

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

  • List of Cashless Network Hospitals in Salem

    by icicilombard 002 | Oct 17, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Salem, Tamil Nadu

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

  • List of Cashless Network Hospitals in Rasipuram

    by icicilombard 002 | Oct 17, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Rasipuram, Tamil Nadu

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

  • List of Cashless Network Hospitals in Ramnad

    by icicilombard 002 | Oct 17, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Ramnad, Tamil Nadu

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

  • List of Cashless Network Hospitals in Ramanathapuram

    by icicilombard 002 | Oct 17, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Ramanathapuram, Tamil Nadu

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

  • List of Cashless Network Hospitals in Pudukkottai

    by icicilombard 002 | Oct 17, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Pudukkottai, Tamil Nadu

    Explore ICICI Lombard’s health insurance policies :

    which offers people much needed financial backup during any medical emergencies.

  • List of Cashless Network Hospitals in Pollachi

    by icicilombard 002 | Oct 17, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Pollachi, Tamil Nadu

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

  • List of Cashless Network Hospitals in Periyakulam

    by icicilombard 002 | Oct 17, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Periyakulam, Tamil Nadu

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

  • List of Cashless Network Hospitals in Perambalur

    by icicilombard 002 | Oct 17, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Perambalur, Tamil Nadu

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

  • A Simple Way to Handle Out-of-Pocket Expenses with Daily Hospital Cash Plans

    by Almog Ramrajkar | Oct 16, 2023

    Updated on 23 Dec 2025

    Even with a good health insurance policy, some expenses during hospitalisation will always be uncovered. These are the out-of-pocket costs that can add up quickly and become stressful for families. This is where a daily hospital cash plan comes to help. It works as an extra financial support that covers expenses that a regular health insurance policy does not include.

    What are out-of-pocket expenses?

    Hospitalisation incurs several expenses that are outside the scope of hospital bills. There are certain non-admissible expenses like the charges for documentation, establishment, AC, attendant and many more, which the insurer doesn’t reimburse. Apart from these, there are other costs related to eatables, dietary supplements and commuting of family members and relatives, which you should pay from your pocket.

    What is hospital cash insurance?

    Hospital cash insurance provides a fixed daily allowance when you are hospitalised for over 24 hours, helping cover extra expenses like food, travel or loss of income that regular health insurance may not fully address. Some insurers include it in standard health policies, while others offer it as an add-on or standalone plan. The hospital cash insurance payout is given regardless of the actual hospital bill and can be used at your discretion.

    Benefits of daily hospital cash insurance

    The benefits of daily hospital cash insurance are:

    1. Hospital stays come with expenses that are not related to medical care. Daily cash allowance helps you manage such charges, like the cost of food for the family, travel, toiletries, etc. 
    2. If you or a caregiver needs to take a break from work without pay, hospital cash can help cover the lost income. This is especially useful for self-employed people.
    3. Daily cash plans often double the payout if the patient is admitted to the ICU. This helps manage the higher costs of crucial care.
    4. If your health insurance policy has a high deductible or the coverage limit is exhausted, daily cash plans can cover additional costs without financial stress.
    5. As the money is paid directly to you, you are free to use it as needed. It does not depend on the actual bills submitted.
    6. For small hospitalisations, you can use hospital cash and avoid claiming from your main health insurance policy. This helps keep your NCB intact, which reduces premiums during future renewals.
    7. To receive the daily cash payout, you usually need less paperwork. Admission and discharge summaries are often sufficient, making the process simpler than reimbursement claims.
    8. Premiums paid towards daily hospital cash plans allow for tax deductions under Section 80D of the Income Tax Act. This provides additional savings while securing extra protection.

    Conclusion

    Daily hospital cash plans help manage the extra costs that come with hospitalisation. It provides cash support for secondary expenses, loss of income or situations where your major health insurance policy does not cover the full amount. This cover is useful for individuals and families. When combined with a health insurance policy for family members, it adds an extra layer of financial protection during medical emergencies.

    While you focus on safeguarding your family’s health, let us help you build stronger financial protection. Get customised health insurance advice by filling out the form provided on this page.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • World Mosquito Day: What Everybody Ought To Know About Malaria & Dengue

    by Almog Ramrajkar | Oct 16, 2023

    World Mosquito Day is observed on 20th August every year to build awareness on various diseases transmitted by mosquitoes. The day is marked to honour Sir Ronald Ross, a British doctor, who first discovered in 1897 that female Anopheles mosquitoes spread malaria between humans. Since then, humankind has seen radical changes in the fight against malaria, dengue and other mosquito-borne diseases.

    Mosquito-borne diseases affect about 700 million people worldwide every year, leading to over a million deaths*. Awareness around symptoms and preventive measures is the need of the hour. How much do you know about the two most common mosquito-borne illnesses – malaria and dengue? Let’s take a look at their symptoms, diagnosis, treatment, and prevention measures.

     

    What is malaria?

    A potentially life-threatening disease, malaria is transmitted via the bite of a female Anopheles mosquito carrying the malarial parasite - Plasmodium. Once the parasite reaches your bloodstream, it moves into the liver to mature, post which it infects red blood cells. The parasite then multiplies, making the red cells burst open.

     

    What are the symptoms of malaria?

    If a mosquito infected by malaria bites you, symptoms will show up within 10 days to 4 weeks. Symptoms include –

    • High fever and chills
    • Headache
    • Nausea and vomiting
    • Profuse sweating
    • Stomach pain and diarrhoea
    • Muscle pain
    • Coma

    How is malaria diagnosed and treated?

    If you experience the above symptoms, your doctor may prescribe blood tests to check for malaria. If the diagnosis is positive, you’ll then be promptly required to take anti-malarial medication. Your malaria treatment can be at home or in the hospital, based on the degree of symptoms. It is crucial to complete the entire course of medicines so that the disease does not appear again, with even worse symptoms. If the symptoms are severe, such as persistent fever, continuous vomiting, convulsions, etc., the treating doctor would ask you to get admitted to the nearest hospital immediately.

     

    How can I prevent catching a malarial infection?

    As of today, there is no vaccine for malaria. The best way to prevent malaria is to ensure you keep yourself away from mosquitoes. If you live in an area where mosquitoes are common, use mosquito coils, vaporisers or nets while sleeping. Wear full-sleeved shirts and long pants while travelling to an area known to have a lot of mosquitoes. Also, use mosquito repellent on exposed skin.

     

    What is dengue?

    Dengue fever is a viral disease transmitted by the bite of an Aedes mosquito carrying the dengue virus. This viral infection shows flu-like symptoms and can be potentially lethal in severe cases. It is a leading cause of hospitalisation in Asian and Latin American regions.

  • 4 Ways Wearable Tech Is Changing the Landscape of Insurance and Healthcare Industries

    by iciclombard 01 | Oct 13, 2023

     Health insurers and caregivers are benefitting a lot from wearable technology.

    When the first Bluetooth headset was sold in 2000, very few would have imagined the ground-breaking impact wearable technology would have in the years to come. As the number of connected wearable devices all over the world is expected to jump from 325 million in 2016 to 830 million by 2020, every industry is banking on this technology to gain useful data insights on their customers.

    Wearable technology is proving to be a game-changer for the insurance and healthcare industry by offering them access to critical data. Let’s see four ways through which this technology is changing the landscape for insurers and healthcare providers.

    Prepare Competitive Insurance Rates

    Formulating competitive insurance rates require an in-depth knowledge about health conditions of consumers. Wearable technology gives insurers an idea about the physical health of an individual. It tells them about a person’s physical activities, heart rate, etc.

    Such information aids insurers in formulating competitive insurance rates. For caregivers, such information leads to better consultation.

    Rewards for Those Maintaining a Healthy Lifestyle

    Recently, insurance companies have started rewarding those who lead a healthy lifestyle. With the information obtained through wearable tech devices, insurers are offering perks not only in the form of lowering premiums, but also through prizes, gym reimbursements, etc.

    They are helping customers set milestones and are aptly rewarding them when these are met. Such rewards act as an encouragement for consumers to adopt healthy lifestyle habits creating a win-win situation for both the parties.

    Crafting Personalised Insurance Plans

    The changing preference of customers has made it imperative for insurers to come out with personalised insurance plans. With key metrics being captured by wearable technology, insurers can come out with personalised insurance plans.

  • List of Cashless Network Hospitals in Pattukkottai

    by iciclombard 01 | Oct 13, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Pattukkottai, Tamil Nadu

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

  • List of Cashless Network Hospitals in Ooty

    by iciclombard 01 | Oct 13, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Ooty, Tamil Nadu

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

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