Best Travel Insurance for Schengen: Buy Policy Online
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Introduction

Travel Insurance for Schengen Visa

The Schengen area is the home to some of the world's most picturesque countries. A Schengen visa is your gateway to travel to these nations and explore Europe's beauty. However, you need travel insurance policy for Schengen countries while applying for a visa for any of the countries located in the Schengen zone.

Key Features of Schengen Travel Insurance

A Schengen travel insurance protects you financially against any unexpected medical emergency that may result in hospitalisation during your trip. It also covers losses due to loss of baggage, luggage delay, passport loss, delayed or missed flights, etc. Simply put, Schengen travel insurance acts as a financial guard in case of any contingency arising during your travel in Schengen countries. Additionally, many policies also offer 24x7 travel assistance services, helping you with emergency cash allowance or support in case of travel disruptions.

Types of Travel Insurance for Schengen Visa

The different types of travel insurance for Schengen Visa are:

Single-trip travel insurance

Single-trip travel insurance

This Schengen area travel insurance is ideal for one specific trip to the Schengen area.

Multi-trip travel insurance

Multi-trip travel insurance

This type of travel insurance for a Schengen visa is ideal if you frequently travel to the Schengen area. Both of them offer roughly the same type of coverage.

Benefits of Buying Travel Insurance for USA

Benefits of Buying Schengen Travel Insurance

  • 1Mandatory for Visa Approval

    It's required to get a Schengen visa, without which your application might be rejected.

  • 2Coverage for Medical Expenses

    A Schengen area travel insurance protects you from high medical costs in case of illness or injury resulting in hospitalisation.

  • 3Compensation for Lost or Delayed Luggage

    You get compensation if your luggage is lost, stolen, or delayed during your travel.

List of Schengen Countries

29 countries are included in the Schengen area. These countries, known for their rich history, architecture and famous tourist places, are as follows:

  • Austria

  • Belgium

  • Bulgaria

  • Croatia

  • Czech Republic

  • Denmark

  • Estonia

  • Finland

  • France

  • Germany

  • Greece

  • Hungary

  • Iceland

  • Italy

  • Latvia

  • Liechtenstein

  • Lithuania

  • Luxembourg

  • Malta

  • Netherlands

  • Norway

  • Poland

  • Portugal

  • Romania

  • Slovakia

  • Slovenia

  • Spain

  • Sweden

  • Switzerland

What's Covered under Travel Insurance for Schengen from India?

  • Inclusions
  • Exclusions

  • Hospitalisation due to an accident, illness or any medical emergency

  • Losses arising due to flight delays or missed flights

  • Trip cancellation due to unforeseen circumstances

  • Loss of passport, other valuable documents and luggage

  • Claims arising due to non-disclosed and non-declared medical conditions

  • Expenses incurred due to self-inflicted injuries

  • War or nuclear threat in the country of your travel

  • Passport or luggage lost when left unattended

Policy documents:

Types of Schengen Visas

Tourist Schengen Visa, Business Schengen Visa and Student Schengen Visa are the various types of Schengen Visas. A Tourist Schengen Visa permits you to visit any Schengen country for leisure or to visit family and friends. The Business Schengen Visa allows you to conduct business in the country of your destination. If you are a student, the Student Schengen Visa permits you to stay and study in a Schengen country.

How to Buy the Best Travel Insurance for Schengen Online?

  • Compensation for flight delays, missed flights and trip cancellation

    Research Insurance Providers

    Look for reliable insurance companies that offer travel insurance for Schengen countries.

  • Compare Plans

    Compare Plans

    Check different plans to see their coverage, like medical expenses, trip cancellations, and lost luggage.

  • Read Customer Review

    Read Customer Review

    Go through reviews and feedback from previous customers to analyse the quality of service and claims process. Also, look at the insurer’s claims settlement ratio.

What is Travel Health Insurance

What is Travel Health Insurance for Schengen Visa?

A travel health insurance for Schengen Visa:

  • Covers Medical Emergencies: Protects you from high medical costs in case of illness or injury during your trip.
  • Can Offer Compassionate Cover: If you travel alone and get hospitalised, the insurance company will arrange for one of your family members to be with you during your hospital stay.

Visa Procedure for Schengen Countries

Visa Procedure
  • 1 Determine your Purpose: Identify whether your trip is for tourism, business, or other purposes.
  • 2 Choose Your Country: Apply to the embassy/consulate of the Schengen country, where you will spend most of your time.
  • 3 Complete the Application: Fill out the Schengen visa application form.
  • 4 Documents: Get the required necessary documents, such as passport, photos, travel insurance, flight itinerary, and proof of accommodation.
  • 5 Book an Appointment: Schedule an appointment at the embassy or visa centre.
  • 6 Attend the Interview: Submit your application, biometrics, and attend an interview.
  • 7 Pay the Fee: Make payment and wait for approval.

Documents Required for the Schengen Visa

The documents required for a Schengen Visa are a valid passport, a photo complying with the International Civil Aviation Organisation (ICAO) standards, medical insurance, supporting documents related to your purpose of stay, evidence of financial means and accommodation along with the proof of your intention to return to your country after your stay. Note that your passport's expiry date should be a minimum of at least 3 months after your departure date from the Schengen area.

Most Popular Destinations in Schengen Countries

Some of the most popular destinations in Schengen countries are:

  • Acropolis of Athens, Greece

  • Venice Canals, Italy

  • The Matterhorn, Switzerland

  • Palace of Versailles, France

  • Prague Castle, Czech Republic

  • Alhambra Palace, Spain

  • Orava Castle, Slovakia

  • Lake Bled, Slovenia

  • Comino Island, Malta

  • Black Forest, Germany

  • Gravensteen, Belgium

  • The Parliament Building, Hungary

  • Schönbrunn Palace, Austria

  • Plitvice Lakes National Park, Croatia

  • Eiffel Tower, France

Most Visited Countries

Dubai Germany Schengen Canada Japan
United Kingdom Thailand Turkey China UAE
France Bali Singapore USA Australia
Hongkong New Zealand Greece Norway Poland
Sri Lanka Europe Bangladesh Belgium Luxembourg
South Africa Netherland Finland Iceland Italy
Spain Hungary Mauritius Ireland Switzerland
Russia Africa Indonesia South Korea Portugal
Egypt Romania - - -

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List of Countries Where Travel Insurance Is Mandatory

Travel insurance is an absolute must when you visit a foreign country. Some countries where it is mandatory are as follows:

  • Germany

  • Poland

  • Greece

  • Norway

  • Israel

  • Turkey

  • Jordan

  • Romania

  • Singapore

  • Qatar

  • Saudi Arabia

  • Myanmar

  • Laos

  • Russia

  • Cuba

  • Portugal

  • Slovakia

  • Slovenia

  • Spain

  • Sweden

  • Switzerland

Even if it is not mandatory, buying travel insurance is recommended for your peace of mind.

Frequently Asked Questions About
Schengen Travel Insurance

Do I need travel health insurance for Schengen Visa?

Yes. Travel health insurance is necessary for a Schengen Visa. Travel insurance will cover healthcare expenses if you are hospitalised during your trip. Medical costs in Schengen nations are pretty high, and therefore, travel insurance offering adequate medical coverage is needed to get a Schengen Visa.

Is It Possible to Travel to Multiple Schengen Countries with the Same Schengen Visa?

Yes, you can. With a single visa, you can travel to all countries in the Schengen zone. The single visa you need to apply for at the consulate of your primary destination allows you to explore all the countries in the Schengen zone.

How Does a Single-Entry Schengen Visa Differ from a Multiple-Entry Schengen Visa?

Through a single-entry Schengen Visa, you can enter a Schengen zone only once. Once you exit, the visa becomes invalid. On the other hand, through a multiple-entry Schengen Visa, you can enter and exit the Schengen area multiple times within the visa’s validity.

How Much Time Does It Take to Process for a Schengen Visa?

The normal processing time for a Schengen Visa is 15 days. However, it can be extended up to 45 days if your application requires a more detailed examination or if any additional documents are needed.

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