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  • Best places to visit in Los Angeles

    by User Not Found | Jun 19, 2023

    As the world’s entertainment capital, Los Angeles is known for its thriving film industry, iconic landmarks, and diverse cultural experiences. From the glitz and glamour of Hollywood to the stunning beaches, this bustling metropolis offers a wide range of attractions and activities for visitors of all ages. Explore world-class museums, indulge in delicious cuisines, and soak up the California sunshine as you immerse yourself in the cosmopolitan atmosphere. Whether you’re a fan of art, music, or sports or simply seeking a memorable vacation, There are various places to visit in Los Angeles that has something to offer everyone. With the right travel insurance, you can explore the endless possibilities in the City of Angels without worrying about unexpected bills.

    Top places to visit in Los Angeles

    • Universal Studios Hollywood
    • Los Angeles County Museum of Art
    • Venice Beach
    • Little Tokyo
    • Olvera Street

    1. Universal Studios Hollywood

    Spanning over 400 acres, this is among the best places to visit in Los Angeles to gain a captivating glimpse into the inner workings of Hollywood. The story began in 1915 when Carl Laemmle introduced the Universal City studios, allowing the public to observe movie-making for a fee. Initially, spectators joyfully gathered above dressing rooms, cheering for their favourite stars. Fast forward to 1964, Universal Studios Hollywood theme park opened its doors for Studio Tour.

    Things to do at the Universal Studios Hollywood

    Following are a few of the most favoured things to do at Universal Studios Hollywood.

    • Admire iconic props and characters like King Kong and Jaws.
    • Explore 13 blocks of movie and TV sets.
    • Feel the thrill of simulated earthquakes and avalanches.
    • Encounter animated figures from The Secret Life of Pets.

    2. Los Angeles County Museum of Art

    Established in 1910, the museum was initially part of the Los Angeles County Museum, dedicated to History, Science, and Art. However, it became a separate establishment in 1961 and relocated to its current site in 1965. The museum originally consisted of three buildings designed by William L. Pereira Associates. Peter Zumthor designed a new space, and construction began in 2020.

    Things to do at the Los Angeles County Museum of Art

    Following are a few of the most preferred things to do at the Los Angeles County Museum of Art.

    • Explore modern art galleries with iconic pieces like Andy Warhol’s Campbell’s Soup Can and Pablo Picasso’s Weeping Woman with Handkerchief.
    • Enjoy Jazz at LACMA every Friday evening from April to November.

    3. Venice Beach

    It is a bustling facility managed by the Department of Recreation and Parks. It attracts visitors worldwide, with around 28,000 to 30,000 people visiting the Venice Beach Boardwalk and surrounding areas daily. The Recreation Center offers activities like basketball, paddle tennis, handball tournaments, and bodybuilding at the famous Muscle Beach Venice gym. Additionally, there are fishing piers, a renowned skate plaza, bike paths, children’s play areas, and services catering to the diverse population that visits throughout the year.

    Things to do at the Venice Beach

    Following are some of the most popular things to do at one of the amazing places to see in Los Angeles, Venice Beach,

    • Experience trendy Abbot Kinney Boulevard with stylish boutiques, restaurants, and bars.
    • Enjoy shows by street performers.
    • Visit Small World Books, a peaceful haven amidst Venice Beach.

    4. Little Tokyo

    Little Tokyo is the focal point of the largest Japanese-American community in North America. Established in the early 1900s, this vibrant neighbourhood holds great significance in Southern California as a hub for Japanese American culture. In 1995, it received recognition as a National Historic Landmark District. One can trace Little Tokyo’s origin to 1885, when Charles Hama, also known as Hamanosuke Shigeta, a former sailor, inaugurated the Kame Japanese Restaurant on East First Street.

    Things to do at Little Tokyo

    Following are a few of the most famous things to do in Little Tokyo.

    • Check out the Japanese American National Museum for cultural exhibits.
    • Check out Nisei Week Japanese Festival for summer celebrations.
    • Try refreshing mochi ice cream flavours

    5. Olvera Street

    Olvera Street in Los Angeles is a vibrant hub of Mexican culture, showcasing colourful crafts, artisan shops, and tempting aromas from its eateries. Situated in the oldest part of the city, this pedestrian path is lined with an array of shops and food stalls, leading from the Central Plaza to Cesar Chavez Avenue. As part of the El Pueblo de Los Angeles Historical Monument, Olvera Street offers visitors a glimpse into the city’s past with its well-preserved buildings and plazas.

    Things to do at the Olvera Street

    Following are a few of the most celebrated things to do at Olvera Street.

    • Check out the numerous Mexican restaurants catering to different preferences.
    • Spend time at museums and historical sites, and watch live music performances on Olvera Street.
    • Its proximity to Union Station allows easy access to attractions like Chinatown and the Broad Museum.

    Best time to visit Los Angeles

    The ideal time to visit Los Angeles is from March to May and September to November. These months provide enjoyable weather, improved air quality, and fewer crowds. With clear skies, it’s the perfect time for sightseeing and exploring outdoor attractions. December to February sees frequent rainfall, while January to April is the least crowded period in this Southern California city.

    Travel insurance for Los Angeles

    Getting visitors’ medical insurance is crucial for saving money in case of unexpected accidents or illnesses. Investing in travel insurance is wise, considering the toll of beach activities and the desire to enjoy the city on vacation. When choosing insurance, ensure it covers pre-existing conditions. Trip cancellation insurance also covers the high transportation and lodging costs in Los Angeles. It provides reimbursement for prepaid, non-refundable travel expenses in case of unexpected circumstances.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best places to visit in Kuala Lumpur

    by User Not Found | Jun 19, 2023

    Welcome to Kuala Lumpur, the vibrant capital city of Malaysia that seamlessly blends modernity with rich cultural heritage. As you venture through the bustling streets and towering skyscrapers, you will discover a tapestry of sights and experiences that make Kuala Lumpur a must-visit destination. From the iconic Petronas Twin Towers, offering panoramic city views, to the colourful and lively streets of Chinatown and the serene beauty of the Batu Caves, this city has something to captivate every traveller.

    Top 5 places to visit in Kuala Lumpur

    • Chinatown
    • Batu Caves
    • Sultan Abdul Samad Building
    • Petrosains, The Discovery Centre
    • Sri Mahamariamman Temple

    1. Chinatown

    In the heart of Kuala Lumpur, Chinatown is a vibrant and bustling district known for its rich cultural heritage, lively markets, and delectable cuisine. This colourful neighbourhood, Petaling Street, offers a delightful blend of traditional Chinese influences and Malaysian charm.

    You will be greeted by a vibrant and lively atmosphere as you enter Chinatown. The streets, lined with many shops, stalls, and vendors selling various products, ranging from clothing and accessories to souvenirs and traditional Chinese herbs, attract visitors.

    Things to do in Chinatown

    • Just a short walk from Chinatown, Central Market is a vibrant cultural hub offering a variety of handicrafts, artworks, and traditional items.
    • Chinatown magically transforms into a vibrant nightlife destination in the evening. Enjoy a vibrant evening in one of the many bars, pubs, or live music venues.
    • Sample delectable street food such as char kway teow and Hokkien mee at the numerous hawker stalls.

    2. Batu Caves

    Batu Caves is a renowned limestone hill situated in the Gombak district; it is approximately 13 km north of Kuala Lumpur. It is among the most popular Hindu shrines outside India and one of the best places to go in Kuala Lumpur.

    The caves are formed within a 400-million-year-old limestone outcrop, one of the world’s oldest. There are three main caves at Batu Caves — Temple Cave (also known as Cathedral Cave), Dark Cave, and Cave Villa. Among these, Temple Cave is the most impressive and famous one. You can access it by climbing a steep flight of 272 steps. 

    Things to do in Batu Caves

    • Admire the majestic golden statue of Lord Murugan at Batu Caves and capture its intricate craftsmanship.
    • If you visit during the Thaipusam festival, immerse yourself in the vibrant celebrations. Witness devotees carrying kavadis, performing acts of devotion, and participating in the colourful processions.
    • Embark on a guided tour of the Dark Cave, located below the Temple Cave. Learn about the various species of bats, spiders, and other cave creatures.

    3. Sultan Abdul Samad Building

    This majestic building, named after Sultan Abdul Samad, the then-Sultan of Selangor, is an important historical and architectural gem. It is

    The Sultan Abdul Samad Building is an exceptional example of Moorish-style architecture; its grandeur, intricate details, and fusion of Western and Islamic influences make it a popular choice among visitors. Designed by A.C. Norman and completed in 1897, the building served as the administrative centre of British colonial rule in Malaysia.

    The building’s most distinctive feature is its grand clock tower, which stands tall at the centre. The clock tower has Islamic motifs, including arches, domes, and intricate carvings.

    Things to do in Sultan Abdul Samad Building

    • Attend cultural events. The Sultan Abdul Samad Building and its surroundings often host cultural events, exhibitions, and performances. 
    • Visit the nearby Dataran Merdeka (Independence Square), which holds historical significance as the place where Malaysia declared independence. 
    • In the evening, you can witness the flag-lowering ceremony at Dataran Merdeka.

    4. Petrosains, The Discovery Centre

    This one is among the best places to visit in Kuala Lumpur. It is a popular educational and recreational destination that offers visitors of all ages a hands-on learning experience about science, technology, and innovation.

    Petrosains in the iconic Petronas Twin Towers, one of Malaysia’s most recognisable landmarks, is a must-visit place for tourists. The centre covers an area of over 70,000 square feet divided into various themed sections and exhibits, each designed to engage and inspire curiosity.

    Things to do in Petrosains

    • Watch the engaging Science Show, where knowledgeable presenters conduct live demonstrations and experiments. 
    • Take a thrilling journey through time and space on the Dark Ride. This multimedia experience provides insights into the history of petroleum and its impact on our lives.
    • If you have children, visit the KidZania area. This section is specifically designed for younger visitors and offers educational games, puzzles, and play areas that spark their interest in science and learning.

    5. Sri Mahamariamman Temple

    The Sri Mahamariamman Temple is among the oldest and most prominent Hindu temples in the vibrant neighbourhood of Chinatown. This temple holds significant religious and cultural importance for the local Hindu community.

    The temple’s construction dates back to the late 19th century when Indian immigrants first settled in Kuala Lumpur. The primary deity worshipped at the temple is Sri Mahamariamman, a Hindu goddess revered for her protective and nurturing qualities. The temple also houses shrines dedicated to various other Hindu deities, including Lord Ganesha and Lord Murugan.

    Things to do in Sri Mahamariamman Temple

    • Visit the shops or stalls surrounding the temple, which offer a variety of religious artefacts, idols, and souvenirs. 
    • Attend festivals and cultural events. The temple hosts yearly celebrations, including Thaipusam, Navaratri, and Deepavali.  
    • After you visit the temple, explore the surrounding area, known for its diverse range of street food and local eateries.

    Best time to visit Kuala Lumpur

    The best time to visit Kuala Lumpur from India depends on your preferences and the weather conditions you find most favourable. The place has two primary seasons: the wet season and the dry season. The wet season typically occurs from April to October, with higher chances of rainfall and occasional thunderstorms. The dry season in Kuala Lumpur typically spans from November to March. Usually, February, March, September, and October see fewer tourist footfalls.

    Travel insurance for Kuala Lumpur

    Travel insurance is essential when visiting Kuala Lumpur. It provides financial assistance during unexpected medical emergencies, trip cancellations, or lost baggage. Ensure your policy covers medical expenses and offers sufficient coverage for your stay. With travel insurance for Malaysia, you can enjoy your trip without worries.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best Places to Visit in Istanbul

    by User Not Found | Jun 16, 2023

    Updated on - 18 Feb 2026

    Istanbul is the only city in the world that spans two continents, Asia and Europe. A narrow strip of sea, the Bosphorus Strait, splits the city right across its centre. It has historical sites dating back to the Roman, Byzantine and Ottoman periods, displaying its glorious past. Travel to Istanbul and discover history unfold and experience the extraordinary culture of this union of the East and the West.

    Tourism in Istanbul has really picked up pace in the last decade, with more and more travellers discovering this enchanting city. Check out the following places to visit in Istanbul to learn more about this fascinating city.

    List of top places to visit in Istanbul

    Here is a list of the best places to visit in Istanbul:

    Hagia Sophia

    A spectacular historical marvel featuring 30 million golden tiles on its interior, it is remarkable how this 6th-century structure has withstood the test of time. The greatest Christian cathedral of the Middle Ages, the Hagia Sophia, was later converted into an imperial mosque by the Ottomans in 1453 and finally opened as a museum in 1935.

    Chosen as a world heritage site by UNESCO in 1985, the domed monument, adorned with captivating mosaics, is on top of the Istanbul sightseeing list. Legends say that if you stick your thumb in the copper part of the “Weeping column” and your thumb comes out moist, you are cured of all physical ailments. Also, some of the key scenes of the famous James Bond movie Skyfall were shot here.

    Grand Bazaar

    A shopper's paradise, this colourful and chaotic bazaar with 61 streets and 5,000 shops truly recaptures the lost charm of old Istanbul. Be prepared to bargain for some of the region's exquisite jewellery, hand-painted ceramics, spices, embroideries and antiques! Walk a bit more to reach the famous Spice Bazaar, where you will find dried fruits, nuts and delicious desserts.

    Topkapi Palace

    Between the 15th and 19th centuries, the Topkapi Palace was the court of the Ottoman Empire, once home to mighty sultans, their concubines and ambitious courtiers. The subject of colourful stories, it boasts magnificent pavilions and a sprawling harem that gives an interesting insight into the lives of its erstwhile occupants.

    The Palace offers a vantage point view of the Golden Horn, the Bosphorus Strait, and the Sea of Marmara. The gold decorations on the walls and ceilings are a treat to the eyes. The main areas to visit in the Palace include the Courtyard of the Black Eunuchs, Sultan Ahmet's Kiosk, the Courtyard of the Concubines & the Sultan's Consorts, the Quarters of the Valide Sultan, the ornate Privy Chamber of Murat III and the Double Kiosk/Apartments of the Crown Prince.

    Istanbul Aquarium

    Submerge yourself in sea life in this dazzling thematic aquarium, one of the largest in Europe. Witness effects such as wind, fog and water come alive in its 5D movie houses. A great place for kids and families, the aquarium houses 15,000 land and sea creatures of over 1,500 species. You can also enjoy wonderful Turkish cuisine at the restaurant with mesmerising waterfront views.

    Sultan Ahmed Mosque

    Famous for the striking blue tiles that decorate its interior, the Sultan Ahmed Mosque is commonly referred to as the Blue Mosque. 260 bulbs flood the interior of the mosque with bright lights. Adorned with a cascade of domes and six slender minarets, the mosque is a classic example of Turkish architecture. The interiors are built with over 20000 handmade ceramic tiles featuring beautiful floral designs. It is advisable to wear covered clothes during the visit, even though shawls and garments are available at the gateway.

    Basilica Cistern

    Dating back to the 6th century, this remarkable structure is an underground cistern hidden beneath the streets of Istanbul. Before being converted to a cistern to provide water to palaces, a great Basilica stood in its place, hence the name. If you have watched the James Bond flick From Russia With Love, you will find yourself at the very location that Bond and Kerim Bey used as an escape route.

    Chora Church

    This beautiful Byzantine Church, laden with iconic mosaics and frescoes from the 14th century, is home to some of the most artistic displays of that time. During the Ottoman era, the Church was converted into a mosque. Finally, it was converted into a museum in 1948.

    Best time to visit Istanbul

    The best time of the year to visit Istanbul is during spring (April-May) and autumn (September-November). The weather is mild, the skies are usually clear and it's perfect for sightseeing and walking through the city's historic areas. These months are popular among tourists, so expect higher accommodation prices and a bit more crowd.

    Summer (June-August) is warmer and more humid, with daytime temperatures often reaching 30°C. While it can get hot, it's also the season for festivals and outdoor events. It's a good choice for travellers looking for a lively atmosphere and slightly more affordable stays than in peak months.

    Winter (December-March) is cold, with temperatures dropping to around 3-8°C and occasional snowfall. It’s the quietest time to visit, perfect for travellers who enjoy fewer crowds and want to take advantage of lower hotel prices.

    Safety & precaution tips when travelling to Istanbul

    Here are some tips for a safer trip to Istanbul:

    • Stay alert in crowded places, such as bazaars and public transportation, to avoid pickpockets.
    • Be mindful of local customs, particularly at religious sites. When visiting mosques, dress modestly and take off your shoes before entering.
    • Use official taxis or apps like BiTaksi to avoid scams.
    • Keep emergency numbers handy, such as 112, for general emergencies.

    Reasons to buy travel insurance for Istanbul

    This is how travel insurance can assist you on your trip:

    • Medical coverage: If you fall sick or have a medical emergency during the trip, travel insurance can provide for the cost of treatment and hospital care, saving you from unexpected expenses.
    • Trip cancellations or delays: If your plans change suddenly due to unforeseen events, like flight delays, personal emergencies or political unrest, your insurance can help you recover some or all of your non-refundable costs.
    • Lost luggage or belongings: If your baggage is delayed, lost or stolen, travel insurance can compensate you for essential items or reimburse you for the value of your belongings.
    • Peace of mind: Travelling to a new country is exciting, but it can come with surprises. Having travel insurance allows you to explore with confidence, knowing you are protected against common travel risks.

    Conclusion

    Istanbul is a unique city where rich history and modern life blend beautifully across two continents. However, while Istanbul is full of unforgettable moments, it's still important to be prepared for the unexpected. That’s where overseas travel insurance comes in. From medical emergencies to lost luggage or sudden cancellations, having insurance ensures your trip runs smoothly, even when things don’t go as planned. It’s a simple step that adds security so you can focus on enjoying the valuable experiences Istanbul has to offer.

    FAQs

    1. Do I need a visa to visit Istanbul?

    Yes, Indians require a visa to enter Istanbul.

    2. What currency is used in Istanbul?

    Turkish Lira (TRY) is the official currency.

    3. Is Istanbul safe for solo travellers?

    Yes, but it's always good to be cautious, especially at night and in less crowded areas.

    4. Can I use public transport easily in Istanbul?

    Yes. The city has a good network of buses, trams, ferries and metros.

    5. Is English widely spoken?

    English is commonly spoken in tourist spots, hotels and restaurants, but knowing a few simple Turkish phrases can be helpful.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best places to visit in Hong Kong

    by User Not Found | Jun 16, 2023

    Hong Kong, a city known for its captivating blend of tradition and modernity, offers an abundance of attractions and experiences. Whether you’re seeking breathtaking views, cultural landmarks, or thrilling adventures, Hong Kong has it all.

    With its towering skyscrapers and bustling streets, Hong Kong captures the essence of urban excitement. However, it also boasts natural beauty, serene temples, and theme park thrills.

    Here we will explore the five best places to visit in Hong Kong, ensuring you make the most of your trip to this vibrant city.

    From the iconic Victoria Peak to the enchantment of Hong Kong Disneyland and from the spiritual Tian Tan Buddha on Lantau Island to the lively Temple Street Night Market, we will guide you through the must-visit destinations that showcase the best of Hong Kong.

    Top places to visit in Hong Kong

    • Victoria Peak
    • Hong Kong Disneyland
    • Tian Tan Buddha on Lantau Island
    • Temple Street Night Market
    • Ocean Park Hong Kong

    1. Victoria Peak

    Located on Hong Kong Island, Victoria Peak is the highest point in the city and offers breathtaking panoramic views of the skyline. To reach the peak, you can take a scenic tram ride that ascends through lush greenery. Once at the top, immerse yourself in the mesmerising vistas of towering buildings, Victoria Harbour, and surrounding islands. The experience of standing atop Victoria Peak and witnessing the sprawling metropolis from above is truly unforgettable, making it a must-visit attraction for anyone exploring Hong Kong.

    Things to do at Victoria Peak

    • Take a leisurely walk along the Peak Circle Walk and enjoy stunning views from different vantage points.
    • Visit the Peak Tower and Sky Terrace for a 360-degree view of the city.
    • Capture stunning photographs of the skyline during sunset or at night when the city gets illuminated.

    2. Hong Kong Disneyland

    A visit to Hong Kong wouldn’t be complete without experiencing the magic of Hong Kong Disneyland. This world-class theme park offers a wide array of attractions, entertainment, and beloved Disney characters. You can step into the enchanting lands, from Main Street, U.S.A., to Fantasyland, Tomorrowland, Adventureland, and more. Immerse yourself in the thrilling rides, captivating shows, and joyous atmosphere that brings Disney’s timeless stories to life. Disneyland is undeniably one of the top places to visit in Hong Kong, offering a memorable experience for visitors of all ages.

    Things to do at Hong Kong Disneyland

    • Embark on thrilling rides like Space Mountain and Big Grizzly Mountain Runaway Mine Cars.
    • Meet and greet your favourite Disney characters, including Mickey Mouse, Cinderella, and Buzz Lightyear.
    • Enjoy live shows and parades like the Flights of Fantasy Parade and Disney in the Stars Fireworks.

    3. Tian Tan Buddha on Lantau Island

    Escape the bustling city and discover the tranquillity of Lantau Island, home to the magnificent Tian Tan Buddha. This colossal bronze statue offers not only a spiritual experience but also breathtaking panoramic views of the surroundings. A visit to Tian Tan Buddha is an opportunity to embrace serenity and natural beauty.

    Things to do at Tian Tan Buddha

    • Ascend the steps to reach the Buddha and admire its grandeur up close.
    • Explore the nearby Po Lin Monastery, known for its intricate architecture and serene atmosphere.
    • Wander along the Wisdom Path, where you can find inscribed wooden columns showcasing ancient wisdom.

    4. Temple Street Night Market

    Soak in the vibrant atmosphere of Temple Street Night Market, one of the best places to visit in Hong Kong. This bustling hub of activity in Kowloon comes alive in the evening, offering a sensory delight in sights, sounds, and aromas. Browse the stalls selling apparel, accessories, electronic gadgets, souvenirs, and more. Indulge in local delicacies, enjoy live street performances, and witness the vibrant energy of Hong Kong’s bustling night culture. Temple Street Night Market is one of the top to visit in hongkong for those seeking an authentic taste of Hong Kong’s vibrant culture.

    Things to do at Temple Street Night Market

    • Browse through the stalls offering a variety of products, including clothing, accessories, and electronics.
    • Indulge in local delicacies such as clay pot rice, fresh seafood, and traditional street snacks.
    • Enjoy live street performances, ranging from Cantonese opera to fortune-telling sessions.

    5. Ocean Park Hong Kong

    Ocean Park Hong Kong, one of the best places to visit in Hong Kong, combines marine wonders with thrilling rides, offering an exhilarating experience for visitors of all ages. This marine-themed park focuses on conservation, entertainment, and education, making it a top choice for adventure seekers and nature enthusiasts in Hong Kong. Visit this mesmerising underwater world to witness captivating animal shows and experience adrenaline-pumping rides.

    Things to do at Ocean Park Hong Kong

    • Explore the Grand Aquarium and marvel at the vibrant marine life.
    • Experience thrilling rides, including the Hair Raiser roller coaster and the Abyss Turbo Drop.
    • Attend captivating animal shows featuring dolphins, sea lions, and other marine creatures.

    Best time to visit Hong Kong

    The ideal period to explore Hong Kong is during the autumn and early winter seasons, from the end of September until late December. The weather is delightful, with pleasant temperatures ideal for outdoor activities. The city is bustling with festivals and events, offering a vibrant cultural scene. However, Hong Kong is a year-round destination with something to offer every season. Whether it’s the cherry blossoms in spring or the summer festivities, there are plenty of reasons to visit Hong Kong throughout the year.

    Travel insurance for Hong Kong

    Travel insurance is crucial when visiting Hong Kong. It provides financial protection in unexpected events such as medical emergencies or trip cancellations. With the right coverage, you can have peace of mind while exploring the city. From medical expenses to lost luggage, travel insurance offers assistance and support. Before embarking on your trip, ensure you have comprehensive travel insurance for Hong Kong to safeguard yourself and your belongings throughout your journey in Hong Kong.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best places to visit in Ho Chi Minh City

    by User Not Found | Jun 15, 2023

    Ho Chi Minh City, formerly referred to as Saigon, is Vietnam’s largest city. The city is home to numerous architectural gems that reflect its diverse history. Not just that, Ho Chi Minh City is a food lover’s paradise, renowned for its varied and delicious cuisine. The city offers various culinary experiences, from street food stalls to upscale restaurants. Let’s explore Ho Chi Minh places to visit in 2025.

    List of top places to visit in Ho Chi Minh city

    • Saigon River
    • Mariamman Temple
    • Jade Emperor Pagoda
    • Thien Hau Temple
    • War Remnants Museum
    • War Remnants Museum

    This one is among the iconic places to visit in Ho Chi Minh City. Formerly known as the “Exhibition House for US and Puppet Crimes”, the museum focuses on the Vietnam War and its devastating impact on the Vietnamese people.

    The museum’s history dates back to 1975, when Vietnam reunified after the war ended. Initially, it showcased artefacts and photographs documenting the war crimes the United States and its allies committed during the conflict. Over time, the museum evolved to present a broader narrative, emphasising the brutality of war and the lasting effects of chemical warfare, particularly Agent Orange.

    Things to do in War Remnants Museum

    • There is also a gift shop where you can find books, posters, and other items related to the Vietnam War.
    • Step outside to explore the outdoor area, where you will find various military vehicles, tanks, and aircraft used during the war.
    • Some areas of the museum, particularly those depicting the suffering and atrocities of war, can be emotionally challenging. Take a moment to reflect and pay your respects to those affected by the conflict.

    • Thien Hau Temple

    Thien Hau Temple is in Chinatown (Cholon). Dedicated to Mazu, a Chinese sea goddess, the temple holds historical and cultural significance for the Chinese-Vietnamese community in the city.

    One can trace the temple’s history back to 1760, when immigrants from Guangzhou, China, settled there. According to popular belief, the Thien Hau was majorly built in the 1820s or 1830s, though its exact date is yet to be determined. Over the years, it underwent several renovations and expansions to its current form.

    Thien Hau Temple is an architectural masterpiece reflecting the distinctive style of Southern Chinese temples. Its exterior features intricate woodwork, vibrant colours, and ornate details, while the interior has statues, altars, and plaques dedicated to various deities.

    Things to do in Thien Hau Temple

    • If your visit coincides with a festival or celebration, witness the colourful processions, cultural performances, and traditional rituals that take place during these special occasions.
    • Take some time to explore the neighbourhood, visit other temples, browse through local markets, and sample Chinese-Vietnamese cuisine.
    • Engage with the temple staff or fellow visitors to learn more about the Chinese-Vietnamese community and their cultural practices.

     

    • Jade Emperor Pagoda

    The Jade Emperor Pagoda is a Taoist temple. Historians trace the pagoda's origin to the early 20th century. The temple was constructed by the Chinese community in the area, primarily from Cantonese and Hakka origins. 

    The temple, initially dedicated to the Jade Emperor, the supreme deity in Taoism, also incorporates elements of Buddhism and Confucianism. The architecture of the pagoda reflects a blend of Chinese and Vietnamese styles. Its exterior features traditional Chinese temple motifs, such as the ornate roof with dragon sculptures, while the interior has intricate woodwork, statues, and altars dedicated to various deities.

    Things to do in Jade Emperor Pagoda

    • Explore Binh Tay Market and browse various goods, including clothing, souvenirs, fresh produce, and local street food.
    • Located a bit further away, Giac Lam Pagoda is one of the oldest Buddhist pagodas here. It features beautiful architecture, serene gardens, and historical relics.
    • If you are a book lover, head to Nguyen Van Binh Book Street, within walking distance from the Jade Emperor Pagoda.

     

    • Mariamman Temple

    Dedicated to the Hindu goddess Mariamman, this temple, established by the Tamil community of Indian origin in Ho Chi Minh City, dates back to the late 19th century. The temple’s architecture showcases a unique blend of Dravidian and South Indian architectural styles. The colourful and ornate facade features intricate carvings of deities and mythical creatures. At the same time, the interior has vibrant paintings and statues representing various gods and goddesses from Hindu mythology.

    Things to do in Mariamman Temple

    • Participate in the Consecrating Fire Ritual that takes place at 10 am and 7 pm.
    • Pay obeisance at the Praying Stone Wall and admire the statues of 18 deities adorning the walls.
    • Admire the black-painted statues made of stone of Mariamman and other two other deities.

     

    • Saigon River

    The Saigon River in southern Vietnam is a significant waterway flowing through Ho Chi Minh City. It stretches over 225 kilometres (140 miles) and plays a crucial role in the city’s history, economy, and daily life.

    The river has a rich historical significance, serving as a vital transportation route during the French colonial era and the Vietnam War. It witnessed critical military operations and played a role in supplying goods and troops. It continues to be an economic artery for the region, supporting industries such as shipping, fishing, tourism, and agriculture.

    Things to do at Saigon River

    • Explore Binh Quoi, a tourist village along the Saigon River, and enjoy the local cuisine.
    • Enjoy a trip to explore the underwater Saigon River Tunnel or the Thu Thiem Tunnel.
    • Explore the Saigon River by taking a scenic river cruise.

    Best time to visit Ho Chi Minh city

    As you look for places to visit in Ho Chi Minh, do keep in mind that the optimal time to visit is during the dry season, from December to March. This period provides delightful weather characterised by minimal rainfall and reduced humidity levels.

    Conclusion

    Ho Chi Minh City is an electrifying mix of heritage, hustle, and heart. From its wartime echoes to its culinary delights and spirited street life, every corner has a story to tell. As you plan your journey to this dynamic Vietnamese hub, remember to carry not just your curiosity and camera, but also your international travel insurance.

    Medical emergencies are unpredictable, and having travel insurance ensures you get quality medical care without incurring substantial expenses. Additionally, travel insurance offers coverage for trip cancellation or interruption due to unforeseen events like personal emergencies, natural disasters, or political unrest.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best places to visit in Barcelona

    by User Not Found | Jun 15, 2023

    There are essentially many places to visit in Barcelona; it is a captivating city renowned for its history and mesmerising architecture. Embark on your journey at the Magic Fountain of Montjuïc, where you’ll be awed by a spectacular light and water display accompanied by melodic tunes. Delve further into the city’s architectural wonders with a visit to Casa Milà. Make sure not to overlook Parc Güell. For a taste of the local culture, head to Mercat de la Boqueria. Lastly, football enthusiasts can delve into the iconic spirit of FC Barcelona by taking a tour of the legendary Spotify Camp Nou Stadium. Ensure a worry-free trip by planning your visit for the best time to explore Barcelona and consider obtaining travel insurance.

    Top places to visit in Barcelona

    • The Magic Fountain
    • Casa Milà
    • Parc Guell
    • Mercat de la Boqueria
    • Spotify Camp Nou Stadium

    1. The Magic Fountain

    The Magic Fountain of Montjuïc is one of the renowned Barcelona places to visit. This Barcelona landmark was designed by Carles Buigas and completed in 1929. Positioned near Plaça d’Espanya, it graces the head of Avinguda de la Reina Maria Cristina. Beyond its visual appeal, the fountain showcases impressive engineering. Initially created for the Barcelona International Exhibition, the fountain gained musical accompaniment in the 1980s. It underwent restoration for the 1992 Olympic Games, solidifying its global repute.

    Things to do at The Magic Fountain

    • Witness thousands of light and water combinations in the fountain shows
    • Enjoy picnics and photography at the Magic Fountain of Montjuïc
    • Walk from Palau Nacional to see smaller cascading fountains leading to Plaza Espanya

    2. Casa Milà

    Casa Mila, designed by Antoni Gaudi and built from 1906 to 1912, was commissioned by Pere Milà and Roser Segimon. This iconic work of civic architecture showcases Gaudi’s innovative construction and functionality, along with its ornamental and decorative elements, making it a true masterpiece. The building, known as La Pedrera, incorporates organic forms inspired by nature.

    Things to do at Casa Milà

    • Casa Milà’s Rooftop showcases eccentric sculptures enhancing the iconic structure.
    • Pedrera Apartments exhibit the bourgeois lifestyle of the early 20th century.
    • Exhibition Hall hosts music, art, and cultural exhibitions.

    3. Parc Guell

    Park Güell is a historic site in Barcelona named after Eusebi Güell, who commissioned the project from architect Antoni Gaudí. After Güell’s death, the city acquired the pace and opened it as a public park in 1926. Today, Park Güell is a popular tourist attraction known for its unique architectural features, peaceful ambience, and integration with nature. It also offers various amenities, including a playground, fountains, and a museum.

    Things to do at Parc Guell

    • Admire the iconic dragon covered in vibrant ceramic pieces.
    • Discover the arcades designed to connect houses in the community.
    • Marvel at the impressive hall with 86 columns and a stunning roof made of clay brick and tile-shard mosaics.

    4. Mercat de la Boqueria

    Barcelona’s central fresh-produce market, La Boqueria, is one of the best places to visit in Barcelona. It is a sensory delight in Europe. Housed in a magnificent Modernista building constructed between 1840 and 1914, it replaced the Sant Josep monastery. Although it has gained popularity among tourists, the true essence lies towards the back: abundant fruits, vegetables, seafood, cheeses, and meats. The market’s history dates back to 1217, but it took its current form in the 19th century with the addition of the Iron Modernista gate in 1914.

    Things to do at Mercat de la Boqueria

    • Discover speciality stalls offering a variety of salts, spices, olive oil, and chocolates.
    • Enjoy sipping wine while experiencing the vibrant atmosphere of the market.

    5. Spotify Camp Nou Stadium

    The construction of Camp Nou symbolises the existing club, Les Corts’, global expansion. Les Corts underwent multiple transformations to accommodate the growing fan base. The arrival of Ladislau Kubala and the club’s success in winning league titles worked in its favour, and a decision got taken to build a new stadium. Construction of Camp Nou began in 1954, and the inauguration took place on September 24, 1957. Over the years, the stadium underwent refurbishments and extensions, increasing its capacity to 99,354.

    Things to do at Spotify Camp Nou

    • Explore Barça Immersive Tour showcasing the unique and original FC Barcelona experience.
    • See the stadium through the eyes of a professional player by visiting the player tunnel, dressing rooms, commentator boxes, the press room, and more.
    • Visit the Camp Nou Museum.
    • Discover the future Camp Nou stadium at Espai Barça.

    Best time to visit Barcelona

    Barcelona experiences its high season from June to August. During this time, accommodation is in high demand, and prices rise significantly. The shoulder season, spanning from March to May, as well as between September and October, is ideal for leisurely walks around the city. The low season, from November to February, is perfect for budget-conscious travellers. Winter temperatures in Barcelona are generally mild. Streets are often less crowded, and accommodation costs decrease during this time.

    Travel insurance for Barcelona

    While travel medical insurance is not mandatory for visitors to Barcelona, it would be wise to opt for it. Accidents and medical emergencies can happen unexpectedly, and treatment costs in a foreign country can be significant. Purchasing travel insurance for Spain can protect your fellow travellers and you from unexpected financial expenses. Similarly, travel insurance can provide coverage if you need to cancel your trip due to unavoidable circumstances.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best places to visit in Amsterdam

    by User Not Found | Jun 14, 2023

    Updated on - 09 Feb 2026

    If you are planning a trip to Amsterdam, Netherlands, you are in for a treat. This vibrant city is famous for its beautiful canals, historic buildings and lively streets filled with cafes, shops and culture. You can explore world-class museums, enjoy scenic boat rides or simply stroll through charming neighbourhoods to soak in the atmosphere. Amsterdam offers something for everyone, whether you want to enjoy art, history or just relax in an attractive setting.

    In this blog, you will discover the best places to visit in Amsterdam, making it easier for you to plan a memorable, enjoyable trip.

    Top places to visit in Amsterdam

    Here are the top places to visit and experiences you shouldn’t miss when in Amsterdam.

    1. Rijksmuseum
    2. Anne Frank House
    3. Van Gogh Museum
    4. Canal Belt
    5. Floating Flower Market

    1. Rijksmuseum

    The Rijksmuseum, which is the Netherlands’ national museum, chronicles 800 years of Dutch history. It houses a remarkable assortment of artworks and artifacts, spanning Amsterdam’s 17th-century origins to contemporary artistic breakthroughs. Boasting 80 galleries and exhibiting 8000 objects, the sheer magnitude of treasures overwhelms any visitor’s quest to explore the entire collection.

    Things to do at Rijksmuseum

    • You can admire The Night Watch, Rembrandt’s masterpiece depicting guardsmen in formation, with a rumoured representation of his late wife.
    • See The Milkmaid, Johannes Vermeer’s famous painting. It showcases a domestic servant and his exceptional use of light.
    • Admire The Threatened Swan, Jan Asselijn’s painting. It symbolises Dutch national resistance.

    2. Van Gogh Museum

    Designed by Dutch architect Gerrit Rietveld, the main building of the Van Gogh Museum beautifully reflects modernist simplicity and openness. In 1999, the Exhibition Wing, created by renowned Japanese architect Kisho Kurokawa, was added to enhance display space and visitor flow. The museum houses the world’s largest collection of Vincent van Gogh’s works, including over 200 paintings, 500 drawings and 700 letters.

    Things to do at Van Gogh Museum

    • Look at the exhibits showcasing Van Gogh’s masterpieces, including “Sunflowers.”
    • Enjoy a guided tour of Van Gogh’s masterpieces.
    • Kids can participate in a treasure hunt and quiz on Van Gogh’s paintings.

    3. Canal Belt

    The Canal Belt comprises four canals, Herengracht, Singel, Keizersgracht and Prinsengracht, that surround Amsterdam’s old city centre. It features stunning Canal Houses with unique gabled architecture along the canals. Built during the 17th century, the Canal Belt reflects Amsterdam’s Golden Age urban planning and maritime prosperity.

    ● Things to do at the Canal Belt

    • A canal cruise to admire the historic bridges, charming houseboats and vibrant city life from the water.
    • Take a break at charming cafes and restaurants.
    • Visit the “nine streets” area, home to unique boutiques, galleries and delicatessens, for shopping.

    4. Floating Flower Market

    Established in 1862, the Amsterdam Floating Flower Market (Bloemenmarkt) is one of the city’s most colourful attractions. Located along the Singel Canal, it features vibrant flower stalls set on houseboats. Visitors can find everything from fresh tulips and bulbs to souvenirs, making it a must-visit spot for a true Dutch experience.

    ● Things to do at the Flower Market

    • Glide through Amsterdam’s canals, passing landmarks like the Anne Frank House and Rijksmuseum.
    • Shop for bulbs and seeds, but check the export regulations before making a purchase.
    • Taste the array of cheese on offer and look for souvenirs to take home.

    Best time to visit Amsterdam

    Amsterdam is a year-round destination, but the peak season is from May to August. The weather is pleasant, but bring light sweaters for cool evenings. The off-season months of September to November and March to April have fewer crowds and pleasant weather, especially during tulip season in spring. However, November can get busier during Amsterdam Film Week and other cultural festivals.

    Travel insurance for Amsterdam

    Travel insurance is legally mandatory for a Schengen Visa to the Netherlands. It covers medical emergencies, trip cancellations, lost luggage and other unforeseen travel-related expenses, ensuring financial protection during your trip.

    If you are planning to visit Amsterdam and are looking for the best travel insurance, fill out the form on this page. Our insurance expert will help you get the ideal policy according to your budget and travel plans.

    Popular neighbourhoods to explore in Amsterdam

    If you visit Amsterdam, you must explore its lively neighbourhoods. The Jordaan offers charming streets and cosy cafés. De Pijp is full of restaurants and markets, perfect for food lovers. Canal Belt shows the city’s iconic canals and historic buildings. Exploring Amsterdam Noord lets you experience the city like a local, as it is a short ferry ride away and home to many trendy cafes and street art. Each area you visit here has its own charm and reveals the vibrant culture of Amsterdam.

    Amsterdam's historic landmarks you must see

    There are many historic landmarks in Amsterdam that you must see, and a few are listed below:

    1. Anne Frank House

    The Anne Frank House is a touching museum where Anne Frank and her family hid during World War II. You can see her original diary and the small rooms where they lived in silence. Walking through the house gives you a deep look into history and the struggles of Jewish families during that time. It’s one of Amsterdam’s most emotional and unforgettable landmarks.

    2. Royal Palace of Amsterdam

    The Royal Palace stands proudly in Dam Square and is still inhabited by the Dutch royal family. It was built as a city hall; however later became a royal residence during the 17th century. Inside, you’ll find grand halls, marble floors and classic artwork. You can explore its rooms and imagine what it felt like to live like royalty centuries ago.

    3. Westerkerk

    Westerkerk is one of Amsterdam’s tallest and most beautiful churches. Built in the 1600s, it’s known for its stunning tower and peaceful atmosphere. You can climb to the top for amazing views of the city. The church is also close to the Anne Frank House, making it a meaningful stop for those exploring Amsterdam’s rich history.

    Top outdoor activities in Amsterdam

    In Amsterdam, you can enjoy many outdoor activities. You can cycle along scenic canals, stroll through beautiful parks, explore colourful markets, take boat rides, or visit vibrant squares. These activities let you experience the city’s charm up close.

    Best shopping spots in Amsterdam

    Amsterdam is a great place for shopping. You can find trendy clothes, local art and unique gifts everywhere. Visit Kalverstraat and Leidsestraat for popular brands. Go to Nine Streets (De 9 Straatjes) for vintage shops and small boutiques. Check out Albert Cuyp Market for fresh food and local goods. P.C. Hooftstraat is perfect for luxury shopping. Amsterdam has something for everyone who loves to shop and explore places.

    Famous cafés and restaurants in Amsterdam

    Amsterdam is full of famous cafés and restaurants where you can enjoy tasty food and cosy vibes. You can relax at café spots along the canals or try Dutch dishes like pancakes and stroopwafels. Many restaurants also serve Italian, Indian and Asian food. Popular places like Café Winkel 43, The Pancake Bakery and Foodhallen offer great flavours and friendly service. Whether you want a quick coffee or a fine dinner, Amsterdam has something for everyone.

    Conclusion

    Visiting Amsterdam is an experience you will never forget. The city is full of life, with beautiful canals, historic buildings and lively streets to explore. You can enjoy world-famous museums, relax in peaceful parks or take a boat ride through the scenic waterways. The local cafes and markets make it easy for you to taste Dutch culture and cuisine. When planning your trip, don’t forget to obtain a single-trip insurance policy. It is mandatory to get a Schengen visa, and it is also for your financial protection.

    FAQs

    1. What are the must-see attractions in Amsterdam?

    You should visit the Anne Frank House, Van Gogh Museum and take a canal cruise to enjoy the city fully.

    2. When is the best time to visit Amsterdam?

    You can visit Amsterdam in spring or summer (April to May)when the weather is nice and the tulips are in full bloom.

    3. How can you get around Amsterdam easily?

    You can use bikes, trams or walk, as the city is very friendly for pedestrians and cyclists.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Top Eco-Friendly Places to Visit in India in 2023

    by User Not Found | Apr 20, 2023

    Are you looking to travel and explore India’s stunning landscape while minimising your carbon footprint? Look no further than eco-tourism! This buzzword has been gaining prominence in India, and for a good reason. With a diverse landscape that ranges from the snow-capped Himalayas to the tropical beaches of the south, there is no shortage of destinations to explore.

    This article will help you discover India's most environmentally conscious destinations, namely Sikkim, Himachal Pradesh, Kerala, Nagaland, Meghalaya, West Bengal, Orissa, and Assam. We’ll also share some tips to help you become an eco-friendly traveller. So, pack your bags and get ready to explore the top eco-friendly places to visit in India in 2023.

    What is Eco-tourism?

    Wondering what is eco tourism?

    Eco-tourism is sustainable tourism that minimises tourism's negative environmental impact while supporting the local economy and promoting conservation efforts. One can identify this type of tourism by small group sizes, low-impact accommodation, and knowledgeable guides who share information about the area's environment and culture.

    This approach helps visitors develop an appreciation for the importance of conservation and biodiversity. By choosing eco-tourism, we can minimise the negative impacts of tourism and help preserve the beauty of our planet for future generations. Whether you're an avid adventurer or simply seeking a relaxing getaway, eco-tourism offers a chance to make a positive impact while enjoying all our world has to offer.  

    How Eco-tourism Helps Reduce Ecological Effect of Tourism

    Eco-tourism is a form of responsible travel that focuses on preserving and protecting the environment and culture of a destination. It helps reduce the ecological impact of tourism in several ways. It raises awareness about environmental issues such as waste reduction, wildlife protection, and energy conservation and encourages tourists to adopt responsible behaviour. Eco-tourism also promotes the use of environment-friendly transportation modes and sustainable accommodation. Also, eco-friendly tourism aids conservation efforts by funding environmental research, habitat restoration, and wildlife protection initiatives. Hence, ecotours can minimise the negative impact of tourism on the environment by promoting responsible tourism practices and supporting conservation efforts, thereby promoting the sustainable development of local communities.

    Top Eco Friendly Destinations in India

    • India’s rich history and diverse cultural heritage make it an attractive ecotourism destination. Be it the majestic Himalayas or the serene backwaters of Kerala, there is a multitude of travel options to choose from in terms of cultural experiences in India. Adventure tourism is equally appealing to tourists.
    • With the rising awareness of the impact of travel on the environment, there has been increasing awareness of eco-friendly tourism.
    • Travellers are becoming increasingly conscious and looking for tourism opportunities that are sustainable, responsible, and in harmony with nature. Several major tourist destinations have started promoting sustainable tourism practices and offering unique experiences that blend conservation with recreation.
    • The Indian government has promoted eco-friendly tourism and sustainable travel, including implementing ecotourism policies and guidelines like the “National Strategy for Ecotourism 2022”.

    Some popular ecotourism destinations in India include:

    1. Sikkim

    Sikkim is an eco-friendly destination with breathtaking natural beauty and rich cultural heritage:

    • Sikkim is India’s first and only fully organic state, with a commitment to sustainable agriculture and tourism.
    • The state has established several protected areas, including the Khangchendzonga National Park and Biosphere Reserve, the Singba Rhodendron Sanctuary, the Fambong Lho Wildlife Sanctuary, the Maenam Wildlife Sanctuary, and the Varsey Rhododendron Sanctuary, to preserve its unique flora and fauna.
    • Sikkim has a diverse range of ecotourism activities, including trekking, birdwatching, and nature walks.
    • Major tourist destinations in Sikkim include Gangtok, the capital city with stunning views of the Himalayas, and the Yumthang Valley, known for its hot springs and rhododendron forests.
    • Other popular destinations include the Tsomgo Lake, a glacial lake surrounded by snow-capped mountains, and the Nathu La Pass, a historic trade route between India and Tibet.
    • Visitors to Sikkim can experience the state’s unique blend of natural beauty and cultural heritage while contributing to sustainable tourism practices.
  • Experience the Beauty of the Northern Lights in These Top Locations

    by User Not Found | Apr 20, 2023

    Are you ready to witness one of nature's most spectacular displays? Imagine standing in awe under a star-filled sky as the colours of the Northern Lights dance across the horizon. This breathtaking natural phenomenon is a bucket list item for many, and there are several top locations around the world where you can experience the magic of the Northern Lights. From the Tundra of Swedish Lapland to the charming city of Rovaniemi in Finnish Lapland and the rugged wilderness of Yukon in Canada, each destination offers its unique blend of adventure, culture, and natural beauty. So, pack your bags, grab your camera, and get ready for an unforgettable journey to witness the beauty of the Northern Lights in these top locations.

    What are Northern Lights and What Causes Them?

    Northern Lights, also known as Aurora Borealis, are a natural phenomenon that occurs in the night sky in the polar regions, primarily in the Arctic. They are a breathtaking display of shimmering green, pink, red, blue, and purple lights that dance across the sky in a mesmerising view.

    The Northern Lights is a result of the interaction between the charged particles from the Sun and the Earth’s magnetic field. These particles, known as the solar wind, are continuously ejected by the Sun and travel towards the Earth at high speeds. As they enter the Earth’s magnetic field, they interact with the charged particles in the Earth’s atmosphere, causing them to emit light.

    The altitude at which the particles collide with the atmosphere determines the colours of the Northern Lights. Oxygen molecules at a height of around 60 miles cause green lights through collisions, while collisions with oxygen molecules at over 200 miles altitude cause red lights. Collisions with nitrogen molecules at lower altitudes cause blue and purple lights.

    Two main factors influence the intensity of the Northern Lights - the strength of the solar wind and the stability of the Earth's magnetic field. The Northern Lights can be exceptionally bright and visible, even in lower latitudes when the solar wind is strong with Earth’s magnetic field disruptions. On the other hand, if the solar wind is weak or the Earth’s magnetic field is stable, the Northern Lights can be less visible or absent.

  • What documents are required for the Indian Passport application?

    by User Not Found | Apr 19, 2023

    Updated on 27-03-2025

    Are you dreaming of exploring the world and experiencing different cultures? Well, you can't do that without a Passport! As the saying goes, “the world is a book, and those who do not travel read only one page.” However, before you can start planning your travel sojourns, you need to get your Passport.

    But hold on a second! Do you know what are the documents required for Passport application in India? It can be confusing to figure out the correct documents and requirements, especially if you are a first-time applicant. But fret not, as we are here to guide you through the process and make it as simple as possible.

    In this blog, we'll be covering all the documents required for Indian Passport application, whether you're applying for a Passport for the first time, renewing an old one, or getting one for your child. So sit back, relax, and read on to find out the requirements for Passport documents.

     

    Documents Required to Apply for a New Passport 

    The documents required for a Passport for an adult’s application in India include proof of identity, address, and age.

    • Identity Proof with Photo- To establish identity, one can provide any of the following documents for a Passport – an Aadhaar Card, Voter Card, PAN Card, or driving license.
    • Proof of Address- For proof of address, a variety of documents are acceptable, including electricity bills, rent agreements, bank account passbooks, and certificates from employers on company letterheads.
    • Proof of Age- To establish proof of age, an applicant can submit his/her birth certificate issued by the municipal corporation, an official letter from an orphanage, a school leaving certificate, or a policy bond issued by a life insurance company.

    Other documents required for a Passport, such as an income tax assessment order, an educational certificate, or a spouse’s Passport copy, may also be submitted.

     

    Which Documents Are Needed for a Passport Appointment? 

    All submitted documents must be self-attested and provided in their original form with photocopies that are clear and legible. An applicant must present original documents for verification at the time of submitting his/her application during a passport appointment. Additionally, some countries may require travellers to have travel insurance as a prerequisite for obtaining a visa or entering their borders.

    If you’re uncertain about the documents required for an adult’s Passport application in India, refer to the official Passport website or contact the Passport office for further assistance.

    Documents Required for an Indian Passport for a Minor

    If you're applying for a minor’s Passport in India, there are specific documents that you must provide as per the requirements for Passport issuance. Here are the necessary documents for a minor’s passport application:

    • Identity Proof: Aadhaar Card, parents’ Passport copy attested by them.
    • Address Proof: Parents present address proof, including a Passbook of a running bank account, electricity bill, utility bill, rent agreement, landline bill, mobile bill, or gas connection proof.
    • Age Proof: A birth certificate issued by the municipal corporation, a declaration from an orphanage on official letterhead confirming the applicant’s date of birth, a school leaving certificate, a mark sheet of Class X, or a policy bond issued by a Public Life Insurance company which states the date of birth of the policyholder.

     

    If you’re uncertain about the documents required for a minor’s Passport application in India, we recommend checking the official Passport website or contacting the Passport office for further guidance. Remember to double-check that all documents are up-to-date and valid before submitting your application to avoid any delays in processing.

     

    Documents Required for Re-Issue of Passport 

    To get your passport re-issued due to a change in name, address, or its expiry, these are the documents you need- 

     

    1. Old Passport
    2. A document explaining the need for re-issuing of the passport 
    3. Latest proof of address 

     

    Documents Required for Minors for Re-Issue of Passport 

    The documents for getting a minor’s passport re-issued are- 

     

    1. Old Passport
    2. Copies of parent’s passport 
    3. Latest proof of address
    4. Annexure D (filled and signed) 

     

    Documents Required for Passport Renewal 

    The Passport Seva portal provides a Document Advisor, which lists all the important documents required for Passport renewal. To view the documents, a user would have to select the option for renewal. The following documents are necessary for Passport renewal in India:

    • The original old Passport
    • Self-certified copies of the initial two and final two pages of the Passport
    • Self-certified copy of the observation page (if any) issued by the Passport Issuing Authority
    • Self-certified copy of the ECR/Non-ECR page
    • Evidence of documents that remove the cause, if any, of the Short Validity Passport (SVP) issuance
    • Self-certified copy of the Short Validity Passport (SVP) validity extension page, if any

    It's essential to note that if you’re applying for a renewal more than three years after your Passport’s expiry date, you will be required to submit additional documents, including a new police verification report.

     

    Documents Required for Tatkaal Passport 

    In case you need a Tatkaal passport, have the following documents with you- 

     

    1. Aadhaar Card
    2. Proof of urgency 
    3. Annexure F (Verification Certificate) 
    4. Documents required for new or re-issuing of passport 

     

    Documents Required for Availing Diplomatic/Official Passport 

    A diplomatic passport (official passport) is for government officials. It requires- 

    1. A Letter of Approval from the Ministry
    2. Identity proof from the government 
    3. Age proof
    4. Address proof

     

     

    How to Apply for a Passport?

    Applying for a Passport in India is easy and convenient.

    1. To begin the Passport application process, you must first register on the Passport Seva Online Portal by selecting the “Register Now” option on the homepage.

    2. Once you have created a login ID, proceed to the next step by clicking on the “Apply for Background Verification for GEP” link and providing the necessary information before submitting the form.

    3. You can then schedule an appointment at your nearest Passport Seva Kendra (PSK)/Regional Passport Office (RPO) by clicking on the “Pay and Schedule Appointment” link, where you must make an online payment using a credit/debit card, internet banking, or UPI.

    4. Once you have completed the payment process, you can obtain your application receipt by selecting the “Print Application Receipt” link. However, printing the application receipt is no longer necessary, as you can present the SMS with your appointment details when you visit the Passport Office. On the day of your appointment, ensure that you bring your original documents to the PSK/RPO. While travelling abroad, many applicants also consider obtaining health insurance for international travel.

     

    FAQs 

    Is Aadhaar card enough for an Indian Passport?


    No. You can use the Aadhaar Card along with other documents, such as a birth certificate or school leaving certificate, to establish proof of date of birth, address, and citizenship. As supporting documents, you must submit additional documents, such as a PAN Card, Voter ID Card, or driver’s license.

     

    Is 10th Marksheet required for an Indian Passport?

    The answer is no; a 10th Marksheet is not mandatory for a Passport application.
    However, you can use it as an age-proof document along with other documents, such as a birth certificate or a school leaving certificate. 

     

    Is a birth certificate compulsory for an Indian Passport?

    The birth certificate as age proof is not mandatory when it comes to documents for Indian Passport application. In case the birth certificate is unavailable, you can submit a school leaving certificate or a declaration from a magistrate or notary as an alternative commonly accepted document for age proof.

     

    Is it mandatory to carry original documents to passport appointment?

    Yes, original documents are needed for verification during a passport appointment. 

     

    Conclusion 

    Knowing the documents required for obtaining and renewing of Indian passport allows you to plan before your passport appointments. Having the original papers and copies with you helps smooth and fasten the process. If you plan a trip abroad, look for good international travel insurance to make your travel easy and enjoyable. Get your papers in order and prepare for an unforgettable adventure around the globe!

     

    Also Read

  • Personal Liability Cover in Travel Insurance: Complete Guide

    by User Not Found | Apr 18, 2023

    Updated on - 21 May 2026

    The majority of us desire the experience of travelling. One doesn't need a reason to travel, but let's also be mindful of the likelihood that unfavourable circumstances may occur while we are away from home. A travel insurance plan will make up the difference financially and socially for damages incurred. Most significantly, a robust travel insurance plan will expand the coverage to such circumstances if you inadvertently injure a third person or someone's property. The range of damages covered by personal responsibility or personal liability in best travel insurance extends from the lowest to the highest. If one is at fault, he/she must comply with the person's request to make up for the loss. Your travel insurance plan's liability coverage will be helpful in this situation.

    What Is The Meanig Of Personal Liability?

    Generally, personal liability is the scenario in which you are legally accountable for an accident that causes property damage or physical harm, whether inside or outside your house. If your carelessness results in another person losing money or damage to property, you are personally responsible. You are also accountable for the loss, even though it is unintentional. So, your legal obligation to the person is known as personal liability. This also extends to any third-party injury or harm. In other words, you are subject to personal responsibility if a third party holds you accountable for the losses or damages. For instance, a guest suffers an injury in your home, or your kid breaks something like a window pane in a neighbour's house.

    Accidents or untoward incidents can occur anytime and anywhere. This can take a severe turn, particularly if you get involved in an unforeseen circumstance while travelling. You may attempt to absolve the issue by resolving it legally if you consider that your conduct did not directly contribute to the other person's losses. If you purchase the right travel insurance coverage, it will be simpler to lessen the effects of personal responsibility costs with the help of personal liability cover in terms of travel insurance. Knowing that your travel insurance company will represent you in all interactions with third parties may give you peace of mind.

    Is Personal Liability Cover Mandatory with International Travel Insurance?

    If you're accountable for someone else's losses or injuries, personal liability coverage, also known as personal liability insurance coverage, safeguards your finances. Your family members are also covered, so you could be protected if your child unintentionally damages an expensive vase at a neighbour's house. The homeowners’ and renters’ insurance plans must include personal liability cover.

    As the first measure before departing on your much anticipated international trip, avail of international travel coverage in India for a secured journey free from financial stress. Let us go over some situations where having health insurance while travelling abroad is necessary.

    First and foremost, personal liability travel insurance helps us in many ways during medical emergencies. A medical problem is the last thing you want to encounter when your goal is to discover a new location and maximise the opportunity to know about the place and its culture. The right international travel insurance plan protects you by paying for your medical costs. Unexpected events can increase the cost of your travel-related expenses, like losing your baggage or Passport or simply having your journey delayed by inclement weather. Also, in the event of any trip interruption or cancellation, the coverage will pay for the unforeseen expenses you need to spend on travel and lodging.

    Although it is not mandatory to purchase international travel insurance for some countries, buying one to travel hassle-free makes sense. Remember to check whether the policy you want to buy includes personal liability insurance coverage.

    What Are The Features of Personal Liability Cover in Travel Insurance?

    All travellers should give personal liability coverage in their travel insurance some thought. In your native country, you could have dealt with similar cases that involve third-party losses and survived unscathed. If you are a foreigner, this would not be the case. The rules also vary from country to country, and there might be a possibility of the authorities withholding your Passport or cancelling your Visa.  

    The best part about travel insurance personal liability cover is that it does not just apply to minor accidents and injuries. Personal liability travel insurance covers a broad range of factors, such as the ones listed below:

    • Damage to a third party’s property while you are travelling in a foreign country.
    • Any harm or damage to a third party’s vehicle while you are driving.
    • Costs related to the claim settlement process and hiring attorneys if required, although this depends on the extent of coverage your plan provides.
    • In case you are at fault, your insurer will pay for the medical expenses or other costs related to the damage suffered by the third party.
    • Third-party accidental death benefit, although this depends on the extent of coverage of your plan.
    • Payment for loss of income of the third party brought on by your negligence, but this depends on the terms and conditions and sum insured of your policy.

    Therefore, these are considered the primary aspects of personal liability coverage that travel insurance policies follow.

    Complete List Of Benefits Of Personal Liability Cover

    If you are found accountable to a third party under your legal or personal liability insurance coverage, your insurer will pay those costs up to the predetermined sum insured or limit. But there are several advantages to opting for personal liability insurance coverage, such as:

    • While you are travelling with family or small children, any harm caused by them can also render you personally accountable. When you purchase personal liability travel insurance, the plan also covers your family members. But remember to check this with your insurer.
    • You must affirm your innocence if someone else accuses you of a misdemeanour. If you haven't intentionally damaged anything, your insurance will provide coverage for you.
    • The travel insurance provider will represent you and help you seek assistance, particularly in a foreign land. You can also avoid lengthy official processes by coming to a mutual understanding.
    • Your insurer will deal with any out-of-court settlements. But you can also go down the legal road if you believe the insurer is not providing the ideal settlement. You may not reimburse the whole sum plus any extra fees.

    Please keep in mind that personal liability insurance coverage also has several exclusions. In the event of the transfer of any diseases, illegal activity, or purposeful/illegal behaviour, you will not be eligible for this benefit. Personal liability insurance won't pay for any harm your pets or other animals cause if you are travelling with them.

    How to Buy Travel Insurance Plans with Personal Liability Cover

    You can consider the following ways to buy such plans:

    • You can look for personal liability travel insurance plans online
    • Get in touch with various insurers to get a quote and understand the terms and conditions
    • You can physically visit an insurer’s office and purchase a policy in person

    Comparing the advantages and disadvantages of various insurance providers online is much easier than personally visiting their offices as it involves time and effort. As the scope of coverage varies from insurer to insurer, you must learn about the exclusions and how to make a claim if the need arises. You can compare various quotes and make a decision based on your requirements.

    If a third party brings a responsibility claim against you, only under such circumstances should you go ahead and make a claim under your personal liability policy. Use the regional and global toll-free line to contact your insurance provider and let your insurer know about the incident.

    Personal liability coverage is an important feature offered by a travel insurance policy. You must be mindful that it will only be advantageous if the third party's claim for you is unfounded and you haven't maliciously damaged anyone's property or caused bodily harm. Most individuals don't think about personal or legal responsibilities while travelling overseas. Also, if you are travelling to a place where it can be an expensive affair to seek legal assistance or any other help, your personal liability cover will protect you against needless legal costs in addition to required expenses for medical issues and compensating the third party.

  • Tips for a Safe First Solo Trip | ICICI Lombard

    by User Not Found | Apr 18, 2023

    There has been a rise in the sheer number of solo travellers over the last few years. People yearn to embark on a journey on their own and get to planning a solo trip. One spends days packing at every possible opportunity and searching the internet for lodging, eating, and sightseeing options.

    The closer the departure date, the more excited one is to be able to travel for the very first time. However, eventually, one starts to worry and gets distressed by the trip's how-tos and what-ifs. However, the desire to explore the preferred location keeps one moving forward, even though the idea seems challenging and unsettling. Starting a mental map and thinking calmly are the first steps for any solo traveller to plan right. Once you're far from home, fewer resources will be available, so you'll require a solo travel guide to make the journey go smoothly.

    Pros and Cons of going on Solo Trip

    Pros of travelling solo:

    • More individuals will be around you; hence many brand-new possibilities are available to solo travellers.
    • You can do as you please, go anywhere, eat what you like, and nap when you please, which can be downright liberating.
    • You will acquire the language more quickly. When you travel alone, you may have to communicate in the local language, which enhances your language skills and produces a more genuine experience.

    Cons of Traveling Alone:

    • Even though being an outsider in a foreign nation can be exciting, you may sometimes feel lonely.
    • Lone visitors make for an easier target for predators, which could be dangerous in an unknown place.

    In some circumstances, you might have to spend twice as much as you are not travelling with a friend or fellow traveller to share the expenses.

    Essential Tips for Your First Solo Trip

    In addition to discovering various cultures, travelling alone also helps you learn more about yourself. It’s thrilling, challenging, and invigorating all at once. You not only learn a lot about yourself but also about your surroundings. Travelling solo doesn’t have to be terrifying. This section contains the finest solo trip tips for your first journey alone. To ensure you have the best first solo trip possible, we'll go over selecting the ideal location, travelling alone for the first time, safety concerns, and a few other vital issues. The solo travel tips to religiously follow for a first solo trip are listed below:

     Deciding on Places to Visit

    You must choose a place that appeals to your interests, as it will help you make the most of your journey. Stay away from beaches if you don’t like places that are too warm or get sunburnt easily. If crowds annoy you, stay away from major towns. Here are some pointers for lone novice travellers:

    • Pick a destination where you can communicate in the native tongue; otherwise, be ready for a language barrier; alternatively, you could download Google Translate or take the help of a local guide who could also act as a translator.
    • Pick a place with developed tourist infrastructure.
    • Select a well-known backpacking destination to meet lots of other travellers and learn from their experiences.
    • Choose a well-connected location to prevent loneliness and lengthy commutes.

     Planning Budget

    The most crucial portion is now here: the monetary aspect! Your budget for a solo journey is influenced mainly by two factors: lodging and transportation.

    • When discussing transit, one should consider the price of getting around the particular location — sightseeing, pick-up and drop-off, etc.
    • Accommodation is the most challenging aspect, as there are both upscale and inexpensive lodging options in every metropolis and small town. You can choose a hotel or boarding house that is reasonably priced, secure and provides all the amenities needed for a pleasant stay. Before deciding, read the reviews, check the ratings, and view the images online.
    • Budget for other costs like lodging, meals, entertainment, admission fees, and travel insurance, mainly if you are travelling abroad.
  • KYC for Travel Insurance Made Mandatory by IRDAI in 2023

    by User Not Found | Apr 18, 2023

    As per the recent IRDAI regulations, from January 1, 2023, KYC (Know your Customer) will be mandatory for all types of insurance, including travel insurance. These guidelines apply to the purchase of new policies as well as the renewal of existing policies. Basically, this brings into effect the guidelines issued in August 2022. These regulations are applicable irrespective of the policy premium. Before this, KYC was not mandatory for general insurance.

    In this article, we will understand why KYC for travel insurance has been made mandatory and the KYC process for travel insurance, what documents are required for it, how long the process is, and other related aspects.

    What is KYC?

    KYC is a process to verify a customer’s identity, particularly in the financial services industry. Its primary objective is to protect financial institutions from scams or corrupt practices. In India, the RBI made it mandatory for all financial institutions to verify the identity of all their customers. The Prevention of Money Laundering Act of 2002 made KYC compulsory.

    The KYC process involves collecting information such as the customer’s full name, address, date of birth, and identity proof like an Aadhaar Card, PAN Card, or Passport. The list of documents for verification of a person's identity may vary according to the type of policy. This process is essential for all types of financial transactions, including opening bank accounts, applying for loans, and now even for general insurance, including travel insurance.

    KYC is of two types: Aadhaar-based KYC and in-person verification (IPV). Aadhaar-based KYC involves electronic verification and is both remote and paperless. Customers can complete this process online by providing their Aadhaar Number and biometric details for verification. In IPV, one can choose to do it online and submit the required documents. A person can appear for the verification process via video conferencing on Skype. Earlier, one had to be physically present for authentication.

    KYC is a simple one-time process whether one chooses to do online KYC or offline KYC. Once completed, customers can use their verified identity for all future transactions. It protects financial institutions from scams or illegal activities and helps to maintain transparency in monetary transactions.

    Why is KYC Mandatory for Travel Insurance?

    The IRDAI issued a set of guidelines in August 2022, which made KYC compulsory for all types of insurance policies, including travel insurance plans. These guidelines came into effect on January 1, 2023. Consequently, all travel insurance companies must get KYC verification done for their existing and future clients. These regulations aim to protect the travel insurance sector from illegal activities like identity theft, money laundering, and terrorist financing and ensure transparency in the industry.

    By verifying the identity and address of the policyholder, travel insurance companies can prevent scamsters from purchasing policies under fake identities and making false claims. Travel insurers will be in a better position to identify the risk profile of their customers and price their policies accordingly. KYC also helps in maintaining accurate and updated customer information. This will help in a seamless and quicker claim settlement. Following these guidelines also ensures compliance with the IRDAI’s requirements.

    While it may seem like an unnecessary hurdle for policyholders, it is a necessary step towards safeguarding their interests and ensuring that they receive the policy’s benefits without unnecessary delays. In essence, it is an important step in ensuring the integrity and transparency of the insurance sector.

  • ICICI Lombard Travel Insurance Claim Settlement Ratio

    by User Not Found | Jan 10, 2023

     

    Travelling means different to different people. It can be for work, relaxation, rejuvenation, adventure, or just exploring the world. Whatever your motivation, after a stressful work-life balance, a trip to your favourite destination with your family could be all you need to come back all charged up.

    Having said that, you cannot ignore the obvious risks and potential hassles related to travelling. For example, you may have to cancel your trip at the last minute due to unavoidable circumstances, or you may lose your baggage during transit. Also, you cannot overrule the possibility of falling sick during a trip. All such events can affect your travel budget significantly. This is where a robust travel insurance plan comes into play as it offers complete financial protection in the face of a mishap. 

    However, just buying travel insurance is not enough. You must ensure you buy it from an insurer who will help you during a crisis. Your insurer must have a high claim settlement ratio and promise a smooth claim process.

    ICICI Lombard travel insurance claim process

    It is critical to understand whether your policy covers the unfortunate incident that occurred during your trip. Proceed with the next steps only after you have confirmed this:

    • Notify the Assistant Service Provider (ASP) assigned to you soon after the incident that necessitated the claim filing. The service provider number will be provided to you at the time of policy purchase. You can also find this number on the ICICI Lombard travel insurance page. 
    • Provide the required documents. For example, if the claim is for a trip extension, documents supporting the reason for the extension such as a medical report or certificate if the extension is due to illness are required.
    • Fill out the claim form correctly.
    • The ICICI Lombard claim team will review and verify your information before settling the claim. If the settlement is to be made in foreign currency, the exchange rate will be used.
  • Post Covid Travel Insurance Trends: A Survey by ICICI Lombard

    by User Not Found | Sep 15, 2022

    The pandemic has altered many of our behaviours, especially how we travel. With the COVID-19 lockdown extending for nearly a year, most travellers found their options limited, which has changed their outlook on travel. People are more careful with travel, but they want to travel.

    Now more than ever, travellers are researching their destinations before leaving and looking to the travel industry for directions. Where can they go? Is the current situation safe? Are the COVID protocols followed? In response, travel companies worldwide have found themselves emphasising cleaning protocols, allowing more flexibility in itineraries, waiving off cancelling/rescheduling fees, and keeping travellers updated on changing regulations. 

    To find out more, ICICI Lombard, a leading travel insurance provider in India, recently conducted a survey to understand the mindset changes regarding travel post the pandemic. The reports show notable differences in travelling behaviour across age groups, demographics, the reasons for travel and travel destinations.

     

    The survey also revealed that over half of respondents plan to travel post the pandemic, and over 94% will purchase travel insurance for their trip -giving rise to a new breed of 'safety-first' travellers.

     

    As travel continues to evolve, here are the broad travel trends that we'd possibly witness in the post-corona era:

    Most popular travel destinations post pandemic

    USA, Canada and Europe most sought-after international travel destinations by Indians post Omicron

    travel destination

    Older age groups are travelling closer to home as compared to youngsters

    Older age group prefer destinations closer to home

    Most common reason for travel post pandemic

    Travelling for business (1.2x) and medical (2x) reasons increased while dropped for education/ holiday trips

    Most common reasons for travel post pandemic

    Younger age group mostly travelling for education while older age group for holiday and business

    Younger age group mostly travelling for education

    Emergence of 'safety-first' travellers

    Indians become more self-conscious towards buying travel insurance



    Before the pandemic, even though the awareness of travel insurance policies was 76%, only 50% purchased a travel insurance policy unless not mandatory. 

    But this attitude has changed significantly since the outbreak of the virus. Today 90% of people are concerned about their health while travelling. This has increased the number of people purchasing travel insurance from 50% to 76%.

    Awareness on availing travel insurance policy on international trip:

    • Pre-pandemic - 76%  
    • Post pandemic - 90%

    More Indians buying travel insurance post pandemic

    Travel insurance purchase behaviour 

    Post pandemic, 64% - travellers consciously searched for a travel insurance before their international trip vs 54% - travellers in the pre pandemic years. Only 22% bought as it was “mandatory with flight ticket”.

    Travel insurance purchase behaviour

    Since travellers are now aware of the risk of not being covered, travel insurance becomes as essential and, in some cases, as necessary as having a valid passport. The demand for pandemic coverage has also led the insurance industry to create new products to meet those needs.

    Today an international travel insurance plan typically covers medical expenses for COVID-19, trip protection & baggage coverage, emergency medical care & evacuation. These policies also include coverage of trip interruption and delay coverage if the policyholder contracts COVID-19 while travelling.
    As people resume travelling again, armed with vaccinations and travel insurance policies, Covid coverage is the key reason for buying travel insurance for most respondents.


    Travel insurance as necessary as a valid passport

    Post covid, medical expenses including Covid coverage no.1 reason to buy travel insurance 

    Reasons to buy travel insurance

    In conclusion

    People's outlook while travelling abroad have changed significantly post the Covid-19 virus outbreak. The pandemic has driven travel insurance from a commodity to a necessity. Customers have intentionally started seeking out travel insurance to remain covered in case of any unfortunate events during their trip. Both awareness and adoption to opt for travel insurance has increased significantly post-pandemic.

    Covid coverage is the critical benefit travellers seek while looking for travel insurance – not just medical coverage but even for non-medical coverage such as hotel & trip extension. Post pandemic, the future of travel will include reassuring these ‘cautious’ travellers in many ways. Just as 9/11 changed air travel measures worldwide, the pandemic is making travellers more mindful of health & hygiene protocols during their trips abroad.

  • What to Know Before Buying Travel Insurance

    by User Not Found | Aug 05, 2022

    Updated on - 15 May 2026

    Travelling to new or unexplored places is both thrilling and expensive. Trips, especially those taken overseas, can be full of surprises, some pleasant while some could be nerve-wracking. This is why it is very important to secure your trip with insurance before you board that flight.

    Today, many insurance companies offer customised plans to suit your specific needs. Here's what you need to know about them.

    About Travel Insurance

    Buying travel insurance for your trip helps you cover unpleasant situations that may arise on an international trip by compensating you financially for your losses. These include passport loss, flight cancellations or delays, hotel extensions due to lockdowns, medical emergencies, COVID-related emergencies, and more.

    Different Types of Travel Insurance

    Based on your travel frequency, the insurer provides you with an option to choose between single-trip and multi-trip insurance.

    Single-Trip Travel Insurance

    A single trip travel insurance policy is an international insurance policy that only covers one trip. The policy's coverage begins the day your flight takes off and ends when you return home from your trip.

    Multi-Trip Insurance

    Multi trip travel insurance is a type of plan suited for frequent travellers. The policy covers multiple journeys to the same or different destinations up to a certain number of days.

    Some insurers may also offer specialised plans for students, senior citizens, business travellers, and family travel.

    Benefits of Travel Insurance

    A trip insurance policy offers numerous advantages. A few of them are detailed below:

    1. Medical and COVID-19 Cover

    It may cover emergency medical treatment expenses incurred during the trip. Certain insurance policies may cover hospital stays if you get sick with COVID-19. They might also pay for quarantine expenses and cover trip delays or disruptions because of COVID-19. It all depends on what your policy says and where you are going.

    2. Baggage Cover

    Trip insurance may provide compensation for baggage-related issues such as loss, theft, or delay.

    For example:

    • If baggage is lost or stolen, the policy may reimburse essential purchases such as clothing, medicines, and toiletries.
    • In case of baggage delay, the insurer may compensate for emergency purchases until the luggage is returned.

    Coverage limits and waiting periods for baggage claims differ between insurers.

    3. Medical Cover

    Insurance can help cover emergency medical expenses incurred during a trip abroad. Some Indian health insurance plans have features like reimbursement alternatives, limited foreign coverage, and global treatment benefits.

    Travel insurance may cover:

    • emergency medical treatment
    • accidental injuries
    • hospitalisation expenses
    • emergency medical evacuation
    • repatriation expenses

    Some plans may also include compassionate visit coverage if a close family member needs to travel due to the insured traveller’s hospitalisation.

    4. Journey-Related Cover

    Trip insurance may compensate for financial losses arising from:

    • trip delays
    • missed connections
    • trip cancellation
    • trip interruption
    • flight delays
    • emergency accommodation expenses

    Coverage applies only for situations explicitly listed in the policy wording and within applicable limits.

    Conclusion

    Always purchase a travel policy before kickstarting your vacation or business trip. It protects you financially while allowing you to fully enjoy your trip. It is also advisable to check whether cashless hospitalisation support is available at your travel destination through the insurer’s assistance network.

    FAQs

    1. Is insurance mandatory for international trips?

    Not necessarily, no. Not all countries require trip insurance to get a visa.

    Some may just strongly encourage you to buy it for financial protection during emergencies.

    2. Who should buy trip insurance?

    Anyone travelling domestically or internationally can benefit from insurance coverage.

    3. Can I buy insurance after booking my trip?

    Yes. You can usually buy insurance after your bookings are confirmed, ideally before departure.

    4. What should you consider before choosing a travel insurer?

    Examine the sub-limits, exclusions, and coverage provided by various insurance policies. The claim settlement procedure, customer service, medical coverage limits, destination-specific restrictions, and the availability of plans for individuals, families, students, or senior citizens should all be reviewed. Additionally, pay close attention to the requirements for claim documents, exclusions, and waiting periods.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. Please read the sales brochure/policy wordings carefully for detailed information about on risk factors, terms, conditions and exclusions. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Is Travel Insurance Compulsory for Traveling Abroad?

    by User Not Found | Aug 05, 2022

    If you're traveling abroad after the pandemic, it is best not to overlook the need for travel insurance. Some travelers believe that travel insurance is optional, but in fact, almost 34 countries need travelers to purchase travel insurance before entering their territories.

    Owning travel insurance on your international trip, avoid difficult situations due to passport loss, flight cancellations, lockdowns, medical emergencies, baggage loss, etc.

    Few countries where travel insurance policy is mandatory:

    • Cuba
    • The United States of America (USA)
    • The United Arab of Emirates (UAE)
    • Turkey
    • Russia
    • Qatar
    • Antarctica
    • Ecuador (including Galapagos Islands)
    • Schengen countries (a group of 26 central European countries)

    Top benefits of purchasing travel insurance when traveling abroad:

    • Medical Assistance

    The health benefit aspect of travel insurance is one of the key reasons it is essential for foreign trips. Medical emergencies are unforeseeable. If you don't plan for it beforehand, you can face financial turmoil. Travel insurance covers hospitalization and pharmacy bills. The policy further helps you if you are diagnosed with COVID-19 while on a trip. Travel insurance also covers prolonged international stays due to unavoidable circumstances.

  • Travel insurance for parents: All you need to know

    by User Not Found | Aug 05, 2022

    Updated on 1 Dec 2025

    Travelling abroad can come with risks, especially for elderly parents. Health issues, accidents, flight delays, or even loss of baggage can quickly turn a happy journey into a stressful one. This is why travel insurance for parents is so important. With the right insurance plan, you can ensure peace of mind and financial protection for your parents when they travel overseas.

    Get to know why travel insurance is essential and how you can buy the best travel insurance for your parents online.

    Importance of travel insurance for parents

    Here is why overseas travel insurance is important:

    • Medical emergencies: Hospitalisation, surgery or sudden illness during travel can cost a lot in foreign countries. Travel insurance covers these expenses.
    • Accident cover: In case of accidents, the policy covers the medical bills and treatment.
    • Flight-related issues: Delays, missed connections or cancellations can be stressful. Insurance helps recover the financial loss.
    • Loss of baggage or documents: Losing a passport or luggage abroad can be a nightmare. Insurance provides support for replacement and recovery.

    Factors to consider when choosing travel insurance for parents

    Before buying a travel insurance plan, keep these important factors in mind:

    1. Check the list of coverage

    Before you purchase travel insurance for your parents, thoroughly check the list of policy inclusions. Typically, travel insurance covers the following:

    • Flight and/or hotel reservation cancellation:

    If your parents wish to cancel or postpone their planned trip due to a medical condition, travel insurance will compensate for the losses incurred on the flight & hotel reservation.

    • Trip cancellation:

    Travel insurance also covers trip cancellation due to the sudden demise of a close family member.

    • Trip extension:

    With travel insurance, the insurer assists you with policy extension in case you are stranded at your travel location.

    2. Check for medical coverage

    It's crucial to check with the insurer the scope of medical coverage included in the travel insurance. You must also read the policy's fine print to understand if there are any hidden clauses.

    3. Check the baggage cover

    It is critical to double-check the scope of luggage coverage. Usually, most insurers cover the following:

    The insurer will cover you if your luggage is lost or stolen. They cover necessities such as clothing, toiletries, and medications. They also cover delayed baggage delivery.

    4. Check the list of add-ons available

    Consider purchasing useful add-ons to provide your parents with total financial protection during their trip overseas. For example, look for travel insurance covers such as emergency cash advance, emergency hotel accommodation, etc.

    5. Check the claim settlement ratio

    The claim settlement ratio of an insurer helps you understand if the insurer is reliable. Prefer purchasing travel insurance from providers who have a high claim settlement ratio.

    Types of travel insurance plans for parents

    When you search for travel insurance, you will find many types of plans.

    1. Single-trip insurance

    A single-trip insurance plan covers one journey from start to end. It is suitable if your parents are travelling abroad only once in the near future.

    2. Multi-trip insurance

    If your parents travel frequently during the year, a multi-trip plan is more convenient and cost-effective. It covers multiple journeys within a set period, usually a year.

    3. Comprehensive travel insurance

    A comprehensive plan provides wide coverage, including medical emergencies, trip cancellations, baggage loss, and more. It is a safer choice for older individuals who may need broader protection.

    4. Medical travel insurance

    This type mainly focuses on medical emergencies and hospitalisation. It is useful if you are especially worried about health risks during the journey.

    5. Senior citizen travel insurance

    Some insurers offer plans specially designed for elderly travellers. These may include higher medical coverage, cashless hospitalisation abroad, and even coverage for pre-existing conditions.

    Steps to buy travel insurance for parents online

    Buying travel insurance for your parents is simple and quick. You can do it without visiting any office.

    Here is a step-by-step guide:

    • Research and compare plans: Visit trusted online platforms where you can compare different policies. Look at coverage, benefits, exclusions, and costs side by side before deciding.
    • Fill in traveller details: Enter your parents’ personal details like name, age, travel dates, and destination. This helps the platform show you suitable plans.
    • Check coverage options: Select the coverage amount that makes sense for the destination. For example, if your parents are visiting countries with high medical expenses, go for higher coverage.
    • Declare health conditions honestly: Always provide correct information about your parents’ health. This avoids problems later during claim settlement.
    • Select add-ons if needed: Some plans allow add-ons like adventure sports cover or coverage for pre-existing diseases. Choose them only if relevant.
    • Make payment online: Once you choose the plan, pay securely online. Most platforms accept debit cards, credit cards, or net banking.
    • Get policy documents: After payment, you will receive the policy documents via email. Print a copy and keep it handy while your parents travel. Also, save the emergency contact numbers provided.

    Conclusion

    Travelling abroad can be a wonderful experience for parents, but it also comes with risks. Having the best travel insurance offers protection from unexpected expenses and gives them a stress-free experience.

    Get simple, clear travel insurance guidance for your parents by filling in the form provided on this page. This way, you can find the best cover for their needs with expert advice.

    FAQs

    •  Can parents with pre-existing health conditions get travel insurance?

    Yes, but the premium may be higher, and some conditions may be excluded. Always share their medical history honestly.

    •  What is the best coverage amount for elderly parents?

    It depends on the destination. For countries with expensive healthcare, choose a higher coverage limit.

    •  Can I buy travel insurance for my parents after they have started travelling?

    Usually, you must buy it before the journey begins. Some plans may allow purchase within a short window after departure, but it is better to buy in advance.

    •  Can I buy travel insurance online from India for parents travelling abroad?

    The entire process can be done online from India. You can pay digitally and receive the documents by email.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Does Travel Insurance Cover Illness Due to Covid-19?

    by User Not Found | Aug 05, 2022

    Yes, travel insurance these days does cover health emergencies due to coronavirus. Since the outbreak of the COVID-19 pandemic, many insurers have started including COVID-19 coverage in their travel insurance policies. If you are wondering what is exactly covered as part of the coronavirus cover, this article is for you. Keep reading.

    1 . Medical treatment

     Because of how the virus has spread, one can't avoid the fact that they're always at risk of contracting the disease. The situation gets significantly worse if you develop COVID-19 while travelling abroad. The high cost of healthcare facilities and services worldwide can often be a source of anxiety for many travellers. However, with travel insurance, you need not worry about the COVID-19 treatment costs.

    2. Unexpected lockdowns

    Given the current situation, it is too early to say whether or not a lockdown will be implemented in the future. However, consider a case where you'd be left stranded on vacation abroad because the country declared a nationwide lockdown due to COVID-19. Under such circumstances, flight delays or cancellations are significantly risky. A travel insurance policy covers your trip extension and any losses incurred due to flight cancellation. 

  • What are the Benefits of Medical Travel Insurance?

    by User Not Found | Jun 20, 2022

    When travelling abroad, make sure that medical travel insurance is among the first five things on your shopping list. In fact, many countries refuse entry to visitors who do not have it. Medical travel insurance policies come with a host of benefits such as:

    1. Family emergency

    There might arise a situation when you have to cancel your trip due to a medical emergency or a death in your family. In this scenario, the travel insurance will compensate for the losses incurred due to trip cancellation.

    2. Repatriation costs

    Imagine a situation where you fall sick and need continuous medical attention while on a trip. You may want to cut short your vacation and head home to pursue treatment in your home country, which means additional costs to buy an earlier return ticket. This is where a medical travel policy comes in handy. It covers the expense of repatriation, and the insurer will make the appropriate arrangements to assist you in returning to India.

    3. Replacement to regular medical insurance

    Even if you have health insurance with various add-ons, it will be of no use in a foreign country. Your medical plan is valid only in India. However, this is not the case with medical travel insurance. If you fall sick abroad due to changes in climatic conditions or some other reason, the insurer will cover the treatment costs.

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