Car safety factors are becoming increasingly important for drivers nowadays. One such safety system, lane assist technology, which used to be a feature of high-end cars, is now available in many budget-friendly vehicles. This high-tech driver-aid system uses cameras and sensors to keep an eye on the lines on the road and help drivers stay in their lanes. If the system notices that the car is moving away from its lane, it will vibrate or show a message to let the driver know.

Let's examine some of the best cars with lane assist systems.

List of cars with lane assist

Here are some of the best cars with lane assist available in the Indian market.

Hyundai Creta

It is one of the most famous SUVs in India, and for good reason. Its lane assist system works well with other safety features to make the car safer. This technology is particularly effective on roads, where long drives can lead to brief gaps in focus. Other high-tech features include blind-spot tracking and forward impact warning.

• Engine - 1497 cc
• Price - 11.11 - 20.42 lakh
• Mileage - 8 kmpl

Mahindra XUV 700

Mahindra's top SUV, the XUV700, brings luxury elements to the affordable segment. Its lane-keeping assist technology is part of the ADAS (Advanced Driver Assistance Systems) package, one of the most advanced in its class. The system's accuracy and smoothness make it highly effective for daily driving.

• Engine - 2198 cc
• Price - 13.99 - 25.74 lakh
• Mileage - 17 kmpl

Kia Seltos

The Kia Seltos excels with its smooth lane assist execution. The driver can quickly trigger the system through a simple control on the steering wheel. What sets the Seltos apart is its ability to keep lane control even on turns, giving drivers extra safe driving assistance. The lane assist system also includes a lane-following assist feature that helps keep the car centred in its lane during highway driving.

• Engine - 1497 cc
• Price - 11.13 - 20.51 lakh
• Mileage - 7 kmpl

Tata Curvv

The Tata Curvv showcases an exciting advancement in driving aid technology from the Indian carmaker. The technology successfully finds lane lines and provides visual and physical guidance to keep cars safely within their lanes. Its cautious approach to safety sets it apart from many rivals in the market. The lane assist system also adapts to different driving speeds, becoming more sensitive at higher rates while staying less bothersome during city driving.

• Engine - 1497 cc
• Price - 10 - 19.20 lakh
• Mileage - 15 kmpl

Hyundai Verna

The Verna brings lane assist technology to the car market, showing that this safety function isn't limited to SUVs. The system is particularly effective during night driving, where line markers might be less visible to the human eye. The combination of lane assist and the car's other safety features makes a well-rounded safety package excellent for its class.

• Engine - 1497 cc
• Price - 11.07 - 17.55 lakh
• Mileage - 6 kmpl

Tata Harrier

The Harrier's lane assist technology is part of a wider set of driving aid tools. The technology has been fine-tuned for Indian road conditions, making it more useful for daily commute. The system's ability to recognise lane marks, including broken and straight lines, adds flexibility.

• Engine - 1956 cc
• Price - 15 - 26.25 lakh
• Mileage - 8 kmpl

Toyota Innova Hycross

Toyota's luxury MPV brings lane assist technology to the family car market. This system is particularly useful for long-distance trips, where driving fatigue can be a concern. The system alert, along with the steering assist, helps drivers maintain the car's position while making gentle changes when needed. It, combined with the hybrid engine, provides smooth operation.

• Engine - 1987 cc
• Price - 19.94 - 31.34 lakh
• Mileage - 24 kmpl

Honda Elevate

Honda's offering in this class comes with a well-calibrated lane assist system. The technology is part of Honda Sensing, the company's safety features. The system stands out for its smooth operation and limited fake alerts, making it more user-friendly in daily drive situations.

• Engine - 1498 cc
• Price - 11.69 - 16.73 lakh
• Mileage - 92 kmpl

Conclusion

As car technology continues to improve, consumers can expect to see advanced uses of the lane assist system in Indian vehicles. Manufacturers are constantly improving this technology’s accuracy and efficiency while making it more cheap and available to customers.

Remember that while lane assist technology is a useful safety tool, it's meant to help, not replace, careful driving. To ensure protection against any unforeseen accidents leading to damage to the car, obtain vehicle insurance. It will cover the cost of repair and replacement. You can obtain car insurance online at a discounted rate.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Updaed on - 13 Jan 2026

When buying a new car, it’s natural to focus on engine power, looks and features; but the chassis type is just as important, even if it’s easy to overlook. The choice between a ladder frame and a monocoque chassis affects how your car drives, handles and withstands rough roads or accidents. Understanding the differences can help you pick a vehicle that fits your lifestyle, whether you drive in the city, on highways or off-road, and ensure safety, comfort and durability for years to come.

What is ladder frame chassis?

A ladder frame chassis, also known as a body-on-frame chassis, is one of the oldest car designs. It consists of two parallel longitudinal rails connected by cross members. This design is commonly used in SUVs, commercial vehicles and trucks. Its strength and durability make it ideal for heavy loads and off-road vehicles such as the Toyota Fortuner and Mahindra Thar.

Benefits of ladder frame chassis

Ladder frame construction is popular for its strength and dependability. Its rigid structure allows vehicles to handle heavy loads without extra stress, which is why it is commonly used in trucks and off-road SUVs.

The higher ground clearance makes it suitable for uneven or rough terrain, providing stability even in challenging conditions. Since the body and frame are separate, damage to the body does not affect the frame, helping keep repair costs low.

This design is also ideal for buyers who like customising and modifying their vehicles, as it makes these processes easier.

What is ladder monocoque chassis?

A monocoque chassis is built as a single, unified structure where the body and frame are integrated into one. This design makes the vehicle lighter and stronger at the same time. The car stays more stable and balanced on the road because the weight is distributed more evenly.

Most modern cars use this type of chassis as it provides better comfort, handling and control, especially while driving through city traffic or on highways.

Benefits of ladder monocoque chassis

A monocoque chassis offers several advantages, as its lighter build and improved fuel efficiency enhance everyday driving comfort.

These characteristics provide smoother rides, especially at higher speeds or during sharp turns. In the event of minor collisions or accidents, the entire body structure helps absorb the impact, keeping the cabin and passengers more secure.

Ladder frame chassis vs monocoque chassis safety

When comparing the safety aspects of ladder frame vs monocoque chassis, several factors come into play:

Ladder frame chassis vs monocoque chassis: Which is better?

Choosing between a ladder frame and a monocoque chassis depends on how you use your vehicle. If you need strength and durability for off-road use, a ladder frame is the better choice. It can handle heavy loads, rough terrain and frequent off-road drives with ease. The separate frame and body also make it easier to modify or repair without affecting the entire structure.

If safety and efficiency are more important to you, the monocoque chassis is ideal. It offers better fuel economy due to its lighter build and provides smoother handling with a lower centre of gravity. The design also allows for improved crash protection and more cabin space, making it perfect for city and highway driving.

Simply put, choose a ladder frame if your focus is performance and endurance, or a monocoque if you prioritise comfort and everyday practicality.

Which vehicles use which chassis type?

Now that you know the strengths of both designs, it’s clear that neither chassis is universally better, as each serves a specific purpose. Vehicles like SUVs and pickup trucks typically use a ladder frame since they often carry heavier loads and handle uneven terrain.

Monocoque chassis designs are the preferred choice for most modern cars. They are ideal for everyday driving in busy cities. Your decision should depend on your driving needs; if you frequently drive on rough roads or tow heavy loads, a ladder frame will serve you better. But if comfort, efficiency and safety are your top priorities, a monocoque chassis is the smarter choice.

Which chassis is best for Indian roads?

Choosing between a ladder frame and a monocoque chassis depends largely on where and how you drive. In major Indian cities like Delhi, Mumbai, Bengaluru, Hyderabad and Gurugram, monocoque chassis vehicles are generally the better option. City roads are mostly paved, and daily driving involves traffic and frequent braking. The lighter weight and sharper handling of a monocoque chassis make it ideal for such conditions, offering better comfort and fuel efficiency in stop-and-go traffic.

However, in smaller towns or semi-urban regions where roads are uneven or not well maintained, a ladder frame chassis performs better. Its rigid structure can handle potholes, rough patches and other obstacles without putting excess strain on the vehicle. It’s also a more practical choice if you frequently drive long distances in rural areas or go off-road.

Conclusion

Understanding the difference between a ladder frame and a monocoque chassis is not just about vehicle design; it is about choosing the kind of driving experience you want. Whether you prioritise strength for rugged roads or smooth comfort for city drives, selecting the right chassis can make every journey safer, more efficient and more enjoyable.

While the right chassis can handle rough roads, the right insurance ensures you are protected against the unexpected. A comprehensive or even third-party car insurance policy can help cover repair costs, damage or theft, keeping your vehicle and your peace of mind secure.

If you would like personalised guidance on choosing the best insurance for your car, fill out the form on this page and get expert advice tailored to your needs.

FAQs

1. Which chassis type offers better long-term maintenance value in India?

Monocoque vehicles usually have lower maintenance costs because their lighter design reduces strain on suspension and tyres. However, ladder frame vehicles tend to be more durable over time, especially if you often drive on rough or unpaved roads where repairs are easier and cheaper.

2. Does insurance cost differ for ladder frame and monocoque vehicles?

Yes. Since monocoque vehicles generally have higher repair costs due to their integrated design, insurance premiums may be slightly higher. Ladder frame vehicles are easier to repair after impact, which can sometimes keep insurance costs lower, particularly for SUVs and pickups.

3. How do chassis types affect resale value in India?

In metro cities like Mumbai or Bengaluru, monocoque cars retain value better because they appeal to daily commuters looking for comfort and efficiency. In smaller towns or rural areas, ladder frame SUVs often have stronger resale value because of their toughness and suitability for mixed terrains.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Having a driving licence is an important step towards driving legally in India. Mastering the rules of the road and comprehending the financial aspects is crucial for becoming a responsible and licenced driver. Familiarising yourself with the driving licence fees in Maharashtra will help you navigate the process smoothly and ensure you’re fully prepared. 

This guide will provide all the necessary details to understand the driving licence fee for 4 wheeler in Maharashtra.

Driving licence fees structure in Maharashtra

The 4 wheeler licence fee in Maharashtra varies based on the licence type and vehicle. While the Regional Transport Office (RTO) offers different types of licences, the Maharashtra Motor Vehicles Department establishes the fee structure for each:

• Learner’s Licence: This is the first step towards obtaining a permanent driving licence and allows individuals to practice driving legally on the road.
• Permanent Driving Licence: Issued after passing a driving test, this grants full driving privileges.
• International Driving Permit: Required for driving abroad, it is issued based on a valid Indian driving licence.
• Light Motor Vehicle Licence: It is obtained for vehicles like jeeps, autorickshaws, and small vans for personal/commercial use.
• Heavy Motor Vehicle Licence: It is obtained for large and heavy vehicles like buses and trucks.

Driving licence fees structure for learner’s licence in Maharashtra

To obtain a learner’s licence, applicants must pay the following fees:

The learning licence fees in Maharashtra remain the same for both two-wheelers and four-wheelers. The learner’s licence is valid for six months.

Driving licence fees structure for permanent driving licence in Maharashtra

You are eligible to apply for a permanent driving licence after holding a learner’s licence for at least 30 days. The fees are:

A permanent driving licence fee for 4 wheeler in Maharashtra is applicable for all vehicles.

The driving test must be scheduled within the validity period of your learner’s licence. In case you fail the test, reapply after seven days by paying the test fee again.  

Facts about driving licence (DL) fees in Maharashtra

1. Payment: All payments must be made through the prescribed channels, including the Parivahan Sewa portal, online payment gateways, RTO cash counters, or authorised banks.
2. Variation in fees: The fees for driving licences can vary slightly across different sources (driving school or tutor), but the official rates remain the same.
3. Two-wheeler to 4-wheeler: For those having a two-wheeler licence, you’ll need to pay an additional ₹500 to apply for the 4-wheeler licence.
4. Timely renewal: To avoid additional fines, renew your driving licence timely.
5. International driving permit: If you require an international driving permit, the fee is ₹500 with a one-year validity (flight tickets applicable).
6. Address change: Updating your address on the licence will cost ₹200.
7. Heavy vehicle licence fee: Adding heavy vehicle categories to your existing licence requires an additional ₹500 per category.
8. Late fees: A penalty of ₹100 per month applies for licence renewals after expiry, up to a maximum of ₹1,000.
9. Badge fee: Local transport authorities may require a special badge for commercial drivers, costing approximately ₹100-200, depending on the region.
10. Fast-track service: Some RTOs may offer premium same-day services for an additional fee of approximately ₹1,000.

The state periodically revises these fees. For more accurate and updated details, contact your local RTO or visit the official Parivahan Sewa website.

Conclusion

Driving licence is compulsory in Maharashtra to avoid fines.  Another mandatory requirement for driving legally in the state is having a third party car insurance policy. A comprehensive 4 wheeler insurance will financially protect you against unforeseeable damages, including unrepairable vehicle destruction, premium car parts, EV batteries, and third-party liabilities.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Today, electric vehicles (EVs) account for 7.4 per cent of the total 2.43 million vehicles sold in 2024. Consequently, there is more demand for EV charging stations and electric car charger installation. Understanding the electric car charger installation cost is crucial for people planning to invest in EV charging solutions.

Whether you are considering EV charging installation at home or setting up a public charging station, this blog explores various factors influencing the EV charger installation cost, including the type of charging station, installation requirements, standards, and the overall process of car charger installation in India.

Costs of different types of EV charging stations

The cost of EV charging stations varies significantly based on the type of charger. There are three types of EV chargers: AC slow chargers (Level 1), AC fast chargers (Level 2), and DC Fast Chargers (Level 3).

Guidelines and standards for an EV charging station

Setting up an EV charging station involves compliance with specific guidelines and standards for safety and efficiency. The Indian government has taken steps to reduce EV charging installation costs to promote electric vehicle adoption. Key points include:

• EV charging installation in India is license-free now
• Individuals can choose any charger type and location (private offices and residences) and source power from any authorised service providers
• EV charging stations must partner with at least one network service provider for online booking of charging slots
• Public EV charging stations should include a mix of slow (AC) and fast (DC) chargers
• Technical standards requirements include compliance with AIS-138, Bharat EV specifications, and CEA Regulations 2010
• Safety requirements include an IP55 rating for outdoor installations, third-party safety certification, proper earthing, emergency shut-off systems, and lightning and surge protection

Setting up an EV charging station in India

The process of setting up a car charging station involves several steps:

1. Select the site

Choose a suitable location, considering proximity to electrical infrastructure and accessibility. Urban areas have higher real estate costs but greater demand. Other factors to consider are electrical load capacity, space (min 2m² per charging point), and user accessibility.

2. Plan the infrastructure requirement

Make sure there are adequate grid connections, transformers, and civil works (foundations and shelters). Install proper signage, lighting, and safety systems for operational efficiency. The total cost for infrastructure setup should be between ₹2,00,000 and ₹15,00,000, depending upon LT/HT connection installation.

3. Purchase a suitable charging mix

Select the appropriate chargers based on the intended use (home or public). The location of the station also plays a major role.

4. Install operational setup

Integrate EVSE (Electric Vehicle Supply Equipment) management software, payment systems, and user authentication systems. Establish network connections for remote monitoring and management.

5. Monitor installation

Only hire qualified electricians for safe and efficient installation. Comply with the Ministry of Power and the Central Electricity Authority performance standards and obtain the necessary permit from the Electricity Distribution Company licensed for your area.

EV charging station setup cost in India

The EV charging installation cost in India depends upon scale and charger type, with average cost ranging from approx ₹10 lakh to ₹50 lakh. For example, a basic home setup can be relatively inexpensive, while a PCS with multiple fast chargers can be a significant investment.

Approximate cost for components:

• Equipment: approx ₹1.5 lakh to ₹5 lakh per unit (chargers, cables, connectors)
• Installation: approx ₹50,000 to ₹2 lakh per unit (site preparation, electrical work)
• Network connection: approx ₹20,000 to ₹50,000 per unit (monitoring and management)
• Hidden costs: Include land lease or purchase, insurance, grid demand charges vary by location
• Operation & maintenance: approx ₹50,000 to ₹1,00,000 per month (regular upkeep, staff, repairs)

Disclaimer: The actual costs can vary significantly depending on location, the charger’s brand, and other local factors.

Conclusion

When planning your electric car charger installation, remember to factor in long-term operational costs along with initial setup expenses, such as charger, location, and required infrastructure. However, as the Indian electric vehicle ecosystem evolves, electric car  charger installation cost is expected to decrease with economies of scale and technological advancements.

As you invest in a sustainable charging solution for your EV, it is also crucial to consider protecting your vehicle with a comprehensive EV car insurance policy that extensively covers third-party damage. While basic insurance will protect your vehicle, third party car insurance will provide essential financial support in case of accident-causing damage or injury to a third party. It is not only mandatory in India but also complements your forward-thinking approach to transportation.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

In the ever-evolving landscape of automotive design, unique configurations often capture the imagination of car enthusiasts. Six-door cars are unique styles that strike an interesting balance between being useful and having an unusual look. This blog talks about the past of six-door vehicles, how they are made now in 2025, and what the future holds for this distinctive design.

List of cars with 6 doors

In what might surprise many automobile fans, the list of six-door passenger cars offered in 2025 is surprisingly short—in fact, it's nonexistent. Here’s the list of cars with 6 doors:

Mini Clubman

The MINI Clubman, the last six-door passenger car, has been officially discontinued. There were no other cars like the MINI Clubman on the market. It had an unusual door layout with four regular side doors and two rear "barn doors" that opened outward instead of the usual upward-swinging hatchback. The Clubman was one of the few cars with 6 doors, and its unique appearance made it stand out in a sea of regular vehicles.

The decision to retire the Clubman is driven mainly by sales data. The Countryman model—MINI's more standard crossover offering, consistently outsold the Clubman by a large amount. Sales data supports this view. The Clubman peaked in the US market in 2016, selling 12,203 units. Since then, sales have slowly dropped, with just 1,970 units sold in 2021. Although 2023 showed small growth, saving the model from discontinuation wasn't enough.

Alternative options for six-door enthusiasts

While traditional six-door passenger cars are no longer available, customers wanting vehicles with multiple entry points have several options to consider:

• Extended SUVs and Vans: Many custom makers offer 6 door SUVs with extended wheelbase versions, which provide multiple entry spots and ample cabin room.
• Limousines: Custom limousines often feature multiple doors for easy passenger entry, though these are specialty cars rather than mass-market options.
• Custom Conversions: Some specialty automobile shops offer custom door layouts for current vehicles, though these changes are more expensive and may affect structural stability.
• MINI Countryman and Aceman: These cars will fill the market space previously held by the Clubman. While they don't feature the unique six-door layout, they provide similar usefulness regarding passenger and storage space.

The future for automotive enthusiasts

The retirement of the Clubman marks a wider trend in the car industry away from unusual designs toward more uniform setups that appeal to mass-market customers. This change may upset fans who value unique cars like the six-door Clubman.

However, it's worth noting that other enthusiast-oriented parts of the MINI brand are also having difficulties. The manual transmission choice is planned to be retired after next year, and the performance-focused John Cooper Works package for the Hardtop EV has been greatly weakened compared to previous versions.

On a more positive note, the John Cooper Works version of the Countryman is expected to offer improved speed to match its bold style. Additionally, there are signs that MINI might introduce another John Cooper Works GP model following the success of the previous version.

Note: As of 2025, the MINI Clubman was the final six-door passenger automobile sold on the market, and it has since been retired. The material in this essay reflects the most recent car environment at the time of writing. Still, the company's fast-changing nature implies that fresh discoveries might arise at any stage.

Conclusion

The MINI Clubman's retirement ends the age of six-door passenger cars. While this unique vehicle design offered a distinctive mix of usefulness and character, changing customer preferences and economic realities have made it unworkable in today's automotive marketplace.

While six-door cars may no longer be available, car owners should remember that insurance considerations apply to vehicles of all designs. Third-party car insurance offers basic coverage for damage or injury to others and their property. However, comprehensive car insurance gives wider security, covering your vehicle against theft, fire, damage, and various non-collision events. Many providers now offer car insurance online tools that allow drivers to compare rates, adjust coverage, and handle plans digitally.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

In vehicle design, few features captivate the imagination as profoundly as gullwing doors. These upward-opening mechanisms transform a routine vehicle entry into a striking visual experience, reminiscent of a bird spreading its wings before takeoff (hence their name).

Let’s explore some of the most renowned cars with gullwing doors throughout automotive history.

List of cars with gullwing doors

The following are some cars with gull wings doors:

1. Apollo IE

The Apollo Intensa Emozione (IE) represents the pinnacle of modern hypercar design with its aggressive, track-focused aesthetics. Powered by an aspirated 6.3-liter V12 engine, it delivers raw performance and an unfiltered driving experience. Its carbon-fiber monocoque frame and striking gullwing doors embody a design philosophy centered on driving purity rather than mere performance figures. When these doors open, they reveal a race-inspired cockpit, ensuring that every entry and exit feels just as exhilarating as the drive itself.

2. Aston Martin Valkyrie

The Valkyrie is Aston Martin's most extreme design, developed in collaboration with Red Bull Racing's Adrian Newey. While the original 1979 Aston Martin Bulldog featured gullwing doors, the Valkyrie brings this concept into the future. Its naturally aspirated V12 and Formula 1-inspired aerodynamics create a hypercar that pushes the limits of road-legal performance. The Valkyrie's gullwing doors seamlessly complement its aerodynamic body, delivering a striking visual impact.

3. DMC DeLorean

Few gullwing-door cars have made as significant a mark on pop culture as the DeLorean DMC-12. Its iconic role in the Back to the Future films solidified its legendary status. However, even without its cinematic fame, the stainless steel-bodied sports car would have remained unforgettable due to its distinctive design. Created by Giorgetto Giugiaro, the DMC-12 features an unfinished, stainless steel exterior that further enhances its appeal.

4. Mercedes-Benz 300SL

No discussion of gullwing doors is complete without acknowledging the pioneer: the Mercedes-Benz 300SL. Debuting in 1954, this legendary sports car introduced gullwing doors not as a stylistic choice but as an engineering necessity. Its tubular space frame required high sides, making conventional doors impractical. The resulting gullwing design transformed a technical constraint into the car’s most iconic feature.

5. Mercedes-Benz SLS AMG

Mercedes pays tribute to its gullwing heritage with the SLS AMG, a modern interpretation of the 300SL’s spirit. Introduced in 2010, the SLS AMG features a hand-built 6.2-liter V8 engine positioned behind the front axle for optimal weight distribution. Unlike its predecessor, the SLS AMG’s gullwing doors were designed purely for their dramatic impact rather than structural necessity.

6. Pagani Huayra

The Pagani Huayra symbolises Italian hypercar craftsmanship with its fine attention to detail and artistic approach to automotive design. This exclusive car, limited to 100 pieces, boasts twin-turbocharged AMG V12 power and active aerodynamics. The Huayra's gullwing doors suit its flowing lines and aircraft-inspired design elements.

7. Porsche 906

Also known as the Carrera 6, the Porsche 906 represents the German manufacturer's mid-1960s race program. This lightweight race car featured a fibreglass body and a mid-mounted flat-six engine. The 906 gullwing doors served functional and artistic goals, allowing better entry in tight pit lane situations while improving the car's racing capability.

8. Tesla Model X

Tesla brought gullwing doors—which they sell as "Falcon Wing" doors—into the electric car era with the Model X. Unlike traditional gullwing designs, the Model X features a double-hinged system allowing open doors in smaller areas. These highly complicated doors are equipped with sensors to avoid accidents and add a modern touch to a family car. The Model X shows that gullwing doors aren't limited to sports cars and can improve the usability of everyday vehicles.

Conclusion

While gullwing doors may require a bigger garage and add complexity to a vehicle's design, they turn the simple act of entering and leaving into a unique experience. Whether born from engineering necessity or included purely for dramatic effect, these unique doors continue to captivate automobile fans worldwide.

Whether you drive a rare gullwing-door car or a daily commuter, protecting your investment with comprehensive car insurance is important. While third party car insurance provides basic protection against damage to other vehicles and property, complete car insurance gives wider coverage, including theft and accident damage. Today, you can even browse car insurance online for greater ease.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Few car safety components are as vital as your brake pads. While many drivers may only think about their brakes during yearly checkups or when that telltale grating sound starts, knowing the various kinds of brake pads and their uses may substantially affect your safety and driving experience. Let’s explore the different types of brake pads and how to choose the best one suited for your needs.

Various types of car brake pads

Brake pads are steel-backed plates with friction material attached to their surface. They transfer kinetic and thermal energy when you press the brake pedal. The pads are located in the brake calliper, with their friction surfaces pointed towards the rotor.

When you use your brakes, the calliper clamps these pads onto the spinning rotor, causing friction that slows or stops your car, depending on the pressure exerted.

Here are the various types of brake pads:

1. Semi-metallic brake pads

Generally, semi-metallic brake pads have between 30% and 70% metal content. They include steel wool, wire, copper, and other metallic materials linked with organic resin. These pads excel in endurance and heat resistance, making them perfect for high-performance automobiles.

2. Ceramic brake pads

Ceramic brake pads, constructed from ceramic fibres and related fill materials, represent the top alternative in the braking market. They absorb heat from severe stops while operating more silently than other pad varieties.

3. Low-metallic NAO (non-asbestos organic) brake pads

Low-metallic NAO brake pads mix an organic composition with 10% to 30% copper or steel, finding a compromise between performance and price. These pads provide greater heat transfer qualities and enhanced stopping power than traditional organic choices.

4. Non-asbestos organic (NAO) brake pads

Non-asbestos organic brake pads are created from materials including fibreglass, rubber, Kevlar, and cellulose resins, replacing the health-hazardous asbestos pads of the past.

Which brake pads should you use?

Selecting the right brake pad material types for your car includes considering several factors:

Vehicle Type and Weight

• Compact/Lightweight Cars: Organic brake pads typically provide sufficient stopping power while giving smoother operation and budget-friendly prices.
• Medium-Sized Vehicles: Low-metallic NAO pads are usually more acceptable.
• Sports Cars: Semi-metallic or high-performance ceramic brake pads will ensure you can stop as quickly as you speed.
• Heavy Vehicles (Trucks, SUVs): Require pads with higher metal content or severe-duty pads for extra safety when moving large loads.

Driving Habits

• City Driving/Stop-and-Go Traffic: Ceramic pads might be worth the cost due to their life and better operation.
• Highway Commuting: Semi-metallic pads often provide the best mix of efficiency and value.
• Performance Driving: Semi-metallic or ceramic pads made for high-temperature operation.

Budget Considerations

• Organic pads are most cheap but will need refilling more frequently.
• Semi-metallic offers a good middle ground in terms of cost and longevity.
• Ceramic pads take a higher original investment but may save money long-term through increased usefulness.

Conclusion

Research options specific to your vehicle's make and model. Also, consult with professionals at your local garage and consider your typical driving conditions before deciding.

While brakes are an important safety consideration, it is crucial to acquire appropriate documentation before hitting the road. Third-party car insurance offers basic protection against liability for damages to other vehicles. Comprehensive car insurance provides critical coverage for your valued assets against theft, damage, and unforeseen accidents. You can also browse car insurance online to find the policy that suits you best.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Scissor doors—the motor industry's tribute to theatrical entry. They swing upward rather than outward, producing a spectacle that turns heads and elevates even the most routine parking lot arrival. While primarily linked with Italian supercars, the scissor door design has broadened its influence across many vehicle segments. Let's explore some of the most outstanding cars that have scissor doors and uncover what makes them extraordinary.

List of cars with scissor doors

First notably featured on the Alfa Romeo 33 Stradale in the late 1960s, scissor doors (sometimes called Lambo doors) became synonymous with Lamborghini after debuting on the iconic Countach.

Originally intended for utilitarian reasons—to improve visibility while reversing in tight places and prevent drivers from hitting curbs with open doors—these vertical-opening marvels soon became a defining stylistic element that reflected automotive exclusivity and futuristic design.

Here’s a list of some of the best cars with scissor doors:

1. Lamborghini Revuelto

The Lamborghini Revuelto reflects the Italian manufacturer's bold stride towards the electric future while retaining its distinctive DNA. As the successor to the renowned Aventador, the Revuelto preserves Lamborghini's legacy of dramatic design while incorporating groundbreaking technologies.

The cabin symbolises a perfect mix of digital innovation and exquisite Italian artisanship. A newly reworked dashboard has a free-standing digital cluster and centre touchscreen, while the hexagonal theme—a Lamborghini signature—appears throughout the interior layout.

Despite its cutting-edge hybrid technology, the Revuelto remains unmistakably Lamborghini in its visual drama and emotional appeal. It proves that sustainability and supercar adrenaline can coexist perfectly.

• Engine: 6498cc
• Top Speed: 350 kmph
• Ex-Showroom Price: 8.89 Crore (approx.)

2. Mclaren 750s

The McLaren 750S displays the British manufacturer's commitment to ongoing improvement and performance optimisation. An upgrade of the already remarkable 720S, the 750S pushes boundaries further with greater aerodynamics, decreased weight, and more power.

The 750S's experience is defined by its amazing duality. Despite its track-focused skills, it offers surprising comfort for daily driving. The adjustable suspension technology complies with uneven roads while morphing into a precision instrument when performance driving is demanded.

The McLaren Interface works as the nerve centre of the car, offering intuitive control over all major systems.

• Engine: 3994cc
• Top Speed: 332 kmph
• Ex-Showroom Price: 5.91 Cr (approx.)

3. Mclaren 720s

When it debuted, the McLaren 720S altered expectations for modern supercars. Its striking design features create a visual trademark that's impossible to miss.

Beyond its arresting appearance, the 720S incorporated McLaren's second-generation carbon fibre tub, nicknamed Monocage II. This tub delivers excellent rigidity while lowering weight, and is an engineering masterpiece that underlies the car's extraordinary performance capabilities and exquisite handling.

Even some years after its release, the McLaren 720S remains a benchmark against which future supercars are compared, a testament to the inherent rightness of its design and engineering.

• Engine: 3994cc
• Top Speed: 341 kmph
• Ex-Showroom Price: 4.65 to 5.04 Crore (approx.)

4. MG Cyberster

The inclusion of the MG Cyberster reflects an interesting advancement in both the scissor door implementation and the broader automotive scene. This all-electric roadster combines the classic feel of open-top motoring with advanced technology.

The Cyberster's scissor doors make a big statement on a vehicle that's substantially more accessible than its hypercar peers on this list. As a statement of intent from a revived MG brand, the Cyberster demonstrates how legacy nameplates can embrace modernisation while retaining distinctive character and emotional appeal.

• Range: 443 km
• Battery Capacity: 77 kWh
• Ex-Showroom Price: NA (Yet to be launched)

Conclusion

While scissor doors surely contribute to their theatrical presence, the vehicles shown here represent exceptional engineering achievements beyond their spectacular entrances and exits. When investing in high-performance vehicles with unusual features like scissor doors, getting the right car insurance becomes vital. Third-party car insurance offers basic protection against liability for damages to other vehicles. Comprehensive car insurance provides critical coverage for these valued assets against theft, damage, and unforeseen accidents. Many owners find that the simplicity of car insurance online platforms allows them to compare policies and pick a plan with the best premium.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Tyres are one of the most important components of your car. Since it is the only part of the car that comes in contact with the road daily, you may need to replace your tyres every five years (or every 40k–50k km) for your safety.

The best tyre brand in India will offer products with the best rubber quality, tread patterns, load ratings, and manufacturing technology. To simplify your work, we have listed the top car tyre brands offering superior grip, performance, durability, and safety on Indian roads. 

List of best tyre company in India

Here's a comprehensive breakdown of India's finest tyre manufacturers, each bringing unique strengths and specialisations to meet diverse driving requirements and vehicle specifications:

1. MRF (Madras Rubber Factory)

MRF stands tall as arguably the best tyre company in India, with over 75 years of manufacturing excellence and customer satisfaction. Their all-inclusive range covers everything from economy to premium segments.

Key strengths:

• Wide product lineup covering SUVs, MUVs, Sedans, and Hatchbacks
• Excellent wet grip performance
• Good heat dissipation technology for Indian conditions
• Industry-leading warranty programs
• 5307 dealer network across the country

Popular models: ZVTS, Ecotred, ZLX, Wanderer, and Perfinza

2. Apollo Tyres

Apollo has transformed from a domestic player to a global tyre manufacturer with exceptional research capabilities.

Key strengths:

• Advanced manufacturing facilities
• Strong focus on R&D on Indian roads
• Excellent value-for-money proposition
• Good balance between performance and longevity
• Strong presence in the OEM (Original Equipment Manufacturer) market
• Largest network of 5917 dealers across the country

Popular models: Amazer, Aspire, Alnac, and Apterra

3. JK Tyre

A pioneer in radial technology in India, JK Tyre has maintained its position as one of the leading tyre brands in India through continuous innovation and quality assurance.

Key Strengths:

• Strong motorsport heritage influencing passenger car tyre development
• Excellent high-speed stability
• Good resistance to aquaplaning
• Competitive pricing strategy
• 6000 dealers across India

Popular models: UX Royale, Vectra, Ranger, and Ultima Sport

4. CEAT

CEAT has significantly improved its product quality in recent years, making substantial investments in R&D and manufacturing technology.

Key strengths:

• Exceptional grip on wet surfaces
• Good load-carrying capacity
• Noise-optimised designs for quieter rides
• Fuel-efficient compounds
• Strong presence in the replacement market
• Over 4,000 dealers across India

Popular models: CEAT SecuraDrive, Milaze, and Czar

5. Bridgestone

This Japanese tyre giant brings world-class technology and quality control to the Indian market. Bridgestone tyres typically offer excellent longevity and consistent performance.

Key strengths:

• Been in the Indian industry for 25 years
• Great build quality and uniformity
• Excellent high-speed stability
• Advanced compound technology
• Low rolling resistance for better fuel efficiency
• Silent operation, even at highway speeds
• Over 3,000 dealers across the country

Popular models: B Series (B250), Ecopia, Turanza, and Potenza

6. Goodyear

With over 120 years of global experience, Goodyear delivers premium tyres with advanced features.

Key strengths:

• Sophisticated tread designs
• Excellent balance between comfort and handling
• Good resistance to irregular wear
• Enhanced sidewall protection
• Offers 5-year warranty
• Strong OEM partnerships with premium car manufacturers

Popular models: Goodyear Assurance, Eagle, and Wrangler

7. Michelin

Michelin is renowned for its innovative tyre technology and high-performance products. Though available at a higher price point, the brand offers unmatched performance and safety features.

Key strengths:

• Industry-leading tread life
• Exceptional grip in all weather conditions
• Superior high-speed stability
• Innovative tread patterns for different applications
• Consistent performance throughout tyre life
• Offers 3-year warranty
• 1884 dealer network in India

Popular models: Michelin Energy XM, Primacy, and Pilot Sport

8. Yokohama

This Japanese premium tyre manufacturer has gained significant market share in India with its performance-oriented offerings. Yokohama tyres are particularly popular among enthusiasts seeking superior handling and grip.

Key strengths:

• Advanced silica compound technology
• Excellent cornering stability
• Superior performance in wet conditions
• Reduced rolling resistance for better fuel efficiency
• Sport-oriented designs for performance vehicles
• Offers 5-year warranty
• 1975 dealers across 3567 cities in India

Popular models: Yokohama Geolandar, Earth-1, BluEarth, and ADVAN Sport

Conclusion

Selecting the best tyre brand in India for your car is a decision that directly impacts your vehicle's performance, safety, and running costs.

Beyond choosing the best tyre company in India, protecting your vehicle investment with the right car insurance is equally important. While third-party car insurance is legally mandatory in the country, it only covers damages to others' property or injury. Therefore, comprehensive car insurance is essential if you need complete protection covering expensive components like premium tyres.

The best car insurer will financially cover damages to your vehicle, including the tyres from accidents and liabilities arising from damages involving other cars and people, providing complete peace of mind while driving.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Five-door cars continue to dominate family-friendly choices in the ever-evolving automobile market, offering the perfect blend of accessibility, space, and practicality. The industry presents a diverse range of 5-door options across various price segments and capacities.

Let’s explore some of the best cars with 5 doors available in the Indian market.

List of cars with 5 doors

Here is the list of five door cars:

1. Maruti Suzuki Swift

The Maruti Suzuki Swift continues to be one of the most popular five-door hatchbacks on the market. Its tiny size makes it great for manoeuvring packed city streets, yet its surprisingly large cabin easily accommodates people and baggage. Recent updates to the interior quality and technological features have enhanced the driving experience.

• Engine: 1197 cc
• Mileage: 75 kmpl
• Ex-showroom Price: 6.49 to 9.64 Lakh (approx.)

2. Tata Nexon

The Tata Nexon has established itself as a strong contender in the compact SUV segment. Its unique and distinctive design language sets it apart from competitors. With enhanced ground clearance, it effortlessly handles India’s diverse road conditions.

Tata has prioritised safety, and the Nexon has earned high crash test ratings, reinforcing its reputation as a reliable choice for buyers.

• Engine: 1497 cc
• Mileage: 23 kmpl
• Ex-showroom Price: 8.15 to 15.60 Lakh (approx.)

3. Maruti Suzuki Ertiga

For larger families seeking functionality without excessive weight, the Maruti Suzuki Ertiga offers an intriguing alternative. Its ingenious design increases interior space while retaining reasonable exterior proportions. The pleasant ride quality and reliable handling qualities make it well-suited for family road vacations and everyday school runs.

• Engine: 1462 cc
• Mileage: 51 kmpl
• Ex-showroom Price: 8.84 to 13.13 Lakh (approx.)

4. Hyundai Creta

The Hyundai Creta has redefined expectations in the mid-size SUV segment with its combination of elegance, technology, and refinement. Its bold design and strong road presence give it a premium appeal.

Higher-end variants come equipped with features like a panoramic sunroof, ventilated seats, and advanced driver-assistance technologies—amenities typically found in more expensive vehicles..

• Engine: 1497 cc
• Mileage: 8 kmpl
• Ex-showroom Price: 11.11 to 20.42 Lakh (approx)

5. Maruti Suzuki Grand Vitara

The Maruti Suzuki Grand Vitara marks the brand's ambitious climb upmarket while adopting hybrid technology. It blends SUV capabilities with sedan-like elegance, producing a flexible, everyday vehicle. Its amenities include a superior audio system, smart networking choices, and extensive safety equipment.

• Engine: 1490 cc
• Mileage: 11 kmpl
• Ex-showroom Price: 11.19 to 20.15 Lakh (approx.)

6. Mahindra Scorpio N

The Mahindra Scorpio N retains the model's tradition of robust competence while integrating new enhancements. Its ladder-frame structure delivers the appropriate power for conquering tough terrain. The interior has been greatly updated from previous models, boasting higher-quality materials and current technologies.

• Engine: 2198 cc
• Mileage: 94 kmpl
• Ex-showroom Price: 13.99 to 24.89 Lakh (approx.)

7. Mahindra XUV 70

The Mahindra XUV 700 embodies the brand's remarkable performance with cutting-edge technology. The XUV 700's innovative driver aid features to boost safety to new heights in its sector. The panoramic sunroof, dual-zone temperature control, and premium audio system provide a luxury ambiance within the interior.

• Engine: 2198 cc
• Mileage: 17 kmpl
• Ex-showroom Price: 13.99 to 25.49 Lakh (approx.)

8. Toyota Innova Crysta

The Toyota Innova Crysta has long set the benchmark for MPVs on the market, blending dependability with refinement. Its famed durability continues to be a strong selling feature for consumers seeking long-term dependability. The roomy interior provides comfortable accommodations for all passengers. The robust build quality and smooth road handling make every trip a pleasurable experience.

• Engine: 2393 kmpl
• Mileage: 9 kmpl
• Ex-showroom Price: 19.99 to 26.82 Lakh (approx.)

9. Land Rover Defender

The Land Rover Defender is the pinnacle of luxury off-roading, combining remarkable capabilities with premium features. Its interior marries practical functionality with true elegance. The innovative air suspension system delivers great off-road flexibility.

• Engine: 2997 cc
• Mileage: 01 kmpl
• Ex-showroom Price: 1.04 to 1.57 Cr (approx.)

Conclusion

The new 5 door cars market in 2025 provides extraordinary variety, ranging from inexpensive city runabouts to premium luxury SUVs. Remember that adequate car insurance coverage is vital for preserving your investment when acquiring any car. Third-party car insurance provides basic legal compliance at minimum expense, while comprehensive car insurance coverage delivers peace of mind through wider financial protection against damages, accidents, and theft.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Thinking of driving in Odisha but unsure about the cost of getting a driving licence? Understanding the fees at each stage—from application to issuance—can make the process smoother and help you plan financially.

Read on for a detailed breakdown of driving licence fees in Odisha.

Driving licence fees structure in Odisha

Here is a simplified table that shows the details of   in Odisha:

Driving licence fees structure for learner's licence in Odisha

Obtaining a learner's licence in Odisha is the first step for every new driver. It allows you to practise driving under the supervision of a licensed driver.

Here are the driving licence apply Odisha fees:

• Learning licence registration (single category): The total fee to learn to drive one type of vehicle is ₹200. It includes a driving licence fee of ₹150 and a test fee of ₹50.
• Learning licence registration (double category): The total fee amounts to ₹350 for those learning to drive two types of vehicles.
• Learning licence registration (triple category): Aspiring drivers learning to operate three types of vehicles must pay ₹500.

These fees cover the costs of the written test and the administrative expenses of issuing the learner's permit.

Driving licence fees structure for permanent driving licence in Odisha

Once you have acquired the necessary skills with your learner's licence, you can apply for a permanent driving licence. Let us understand the DL apply price in Odisha in detail:

• Personal driving licence (single category): The fee totals ₹640. It covers a driving licence fee of ₹200, a test fee of ₹300 and an automation fee of ₹140.
• Personal driving licence (double category): The total cost for the two-vehicle category is ₹940.
• Personal driving licence (triple category): If you are applying for a three-vehicle licence, the fee is ₹1240.

Facts about Driving Licence (DL) fees in Odisha

The Transport Department sets the fees to obtain and maintain a driving licence in Odisha to cover the administrative costs involved in processing applications and issuing licences.

These fees are essential for maintaining legal and accurate driving records and facilitating the efficient management of road safety and vehicle operations across the state.

Here are some crucial facts to note about driving licence fees in Odisha:

• Penalty for late renewal: Odisha imposes a penalty if you renew your driving licence after the expiry of the grace period. For instance, renewing a driving licence within 29 days past its expiry comes with a fee of ₹340. It also increases significantly the longer the renewal is delayed.
• International Driving Permit (IDP): Those planning to drive outside India can obtain an international driving permit from Odisha. This permit is recognised internationally and facilitates driving in numerous foreign countries.
• Change of details: Any modifications to personal details on the licence, such as an address change, incur a fee of ₹200. It covers the administrative costs of updating records.

Conclusion

Understanding the driving licence fees in Odisha is crucial for staying compliant with the law while ensuring safer and more responsible driving. However, obtaining a licence is just one part of road safety—you must also follow traffic rules, adhere to speed limits and secure third party car insurance.

Additionally, comprehensive four wheeler insurance provides wider coverage, safeguarding you against theft, natural disasters and accidental damage, giving you greater financial security and peace of mind on the road.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

The evolution of electric vehicles (EVs) has brought us to a new frontier in energy efficiency and convenient transportation. These automobiles run on electric motors powered by rechargeable batteries. You can replenish an EV’s battery using an external power source, a smart EV charger. You might be wondering what is a smart EV charger.  It is an internet-connected device that optimises, monitors, and schedules EV charging for efficiency and cost savings.

Let’s look into the details of EV charging.

What is smart EV charging?

Smart EV charging goes beyond basic charging by enabling communication between the EV, the charging station, and the electricity grid. Chargers equipped with intelligent features called smart EV chargers can adjust the charging rate based on power demand, availability, and electricity pricing. This ensures that EVs are charged during off-peak hours, when electricity is cheaper and less in demand, significantly reducing the cost of charging.

Smart charging: Advantages

Smart EV charging simplifies powering up your electric vehicle and offers several key benefits that improve efficiency and sustainability. Let us take a closer look —

• Cost savings:

  You can recharge your car at a fraction of the usual cost by scheduling charging during off-peak hours when electricity rates are lower.

• Renewable energy usage:

  Charging during off-peak times, typically overnight, increases the chance of using renewable energy sources like wind and solar. This reduces the environmental impact.

• Optimised technology:

  Smart charging leverages advanced technology to improve cost efficiency and eco-friendliness. Intelligent scheduling maximises the benefits of lower energy rates and greater use of clean energy.

Smart charging: Disadvantages

Smart charging brings several benefits but also has some challenges that need consideration. They include —

• Reliance on off-peak hours:

  One major drawback is the reliance on off-peak hours for charging. This may not always coincide with the availability of renewable energy, especially in areas where fossil fuels dominate nighttime electricity production.

• Uncertainty in energy pricing and grid demands:

  As more electric vehicles hit the roads, there is uncertainty about future energy pricing and the demands these vehicles will create for the grid.

• Upfront costs and setup:

  Installing smart chargers can involve significant upfront costs and complex installation processes. While long-term savings and convenience often offset these, they can be a barrier for some users.

Conclusion

Smart EV charging offers an efficient way to manage your electric vehicle's energy use and recharging costs. When you have a costly e-car, it is essential to protect the valuable asset with comprehensive car insurance.  It protects against various accidents and theft.  Buying car insurance online offers convenience, lower premiums, and quick policy comparisons for better savings.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

We have all done it—crammed just one more bag or one more person into the car, especially during holiday journeys or big shopping trips. It might seem like making the most out of your vehicle’s capacity. However, car overloading can pose serious risks to the car, its occupants, and other road users. This common oversight can also accelerate the wear and tear on your vehicle's critical components, such as brakes and tyres. It can potentially lead to sudden failures on the road.

What are the dangers associated with car overloading?

Understanding the car overloading dangers is important as exceeding your vehicle's capacity impacts its performance and escalates into serious safety and legal issues. Let us take a closer look —

1. Impaired Handling and Control:

   The handling and responsiveness of your car take a hit when the weight it carries exceeds its intended weight limit. The extra weight can severely affect how the car responds to steering inputs, making it sluggish. This can be particularly dangerous in situations where quick manoeuvres are necessary.

2. Increased Wear and Tear:

   Excessive weight places additional strain on your vehicle’s suspension and brakes. The suspension is designed to handle a specific limit and may fail under the stress of overloading. This can lead to costly repairs and dangerous road situations. The added weight also increases your car’s stopping distance. This means you will need more time and distance to come to a complete halt. This will pose a threat when you must make sudden stops to avoid an unexpected obstacle.

3. Reduced Visibility:

   Stacking items too high in the vehicle or filling them to the brim can block your view from the rear and side windows. This can reduce your ability to see other vehicles, pedestrians, or obstacles and increase the likelihood of accidents.

4. Tyre Damage:

   Overloaded cars put excessive pressure on tyres. This can cause them to overheat and increase the risk of a blowout. Tyre bursting at high speeds can lead to severe accidents.

5. Legal and Insurance Issues:

   If you are involved in an accident and your car is found to be overloaded, it could invalidate your car insurance claim. This would leave you financially responsible for damages and any potential liabilities. In addition to that, there are legal penalties for overloading vehicles. They can vary by region and include fines and points on your driver’s license.

Conclusion

Overloading your car is not just uncomfortable—it is a safety risk that compromises everyone on the road. Always adhere to your vehicle's maximum load capacity as detailed in the owner's manual. Ensuring you carry the legally permitted load protects you and others on the road. It also safeguards your policy coverage, including third-party car insurance.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

If you're planning to drive on the roads of Haryana, you'll need to secure a driving licence before you set off. Whether you are a newcomer to driving or looking to renew your existing licence, it is important to know the fees required by the Haryana Transport Department under the Motor Vehicles Act.

Read on to discover the fee structure of driving licence fees in Haryana for both learners and permanent driving licences. This ensures you are thoroughly prepared for every stage of the process.

Driving licence fees structure in Haryana

The cost of obtaining a driving licence in Haryana is clearly defined and varies depending on the type of licence and services required. Let us take a closer look at the fee structure:

Note: A fee is required once your licence expires. An additional ₹1,000 must be paid for each year, or part thereof, that goes beyond the grace period. This is calculated from the date your licence first expired.

Driving licence fees structure for learner's licence in Haryana

Acquiring a learner's licence is your first step towards becoming a licenced driver in Haryana. It permits you to drive under supervision and get accustomed to the nuances of driving.

The details of learning licence fees in Haryana are as follows:

• Learner's licence application fee: ₹150, a mandatory fee for processing your application for each type of vehicle.
• Test/repeat test fee: If you must retake the test, you will be charged an extra ₹50 each time.

Driving licence fees structure for permanent driving licence in Haryana

You can apply for a permanent driving licence after mastering the necessary driving skills with a learner’s licence. The permanent driving licence total fees in Haryana are:

• Driving test fee: A fee of ₹300 is required for the practical driving test, which assesses your driving skills comprehensively.
• Issuance fee: After passing the driving test, a standard fee of ₹200 is charged for the issuance of a permanent driving licence.

Facts about Driving Licence (DL) fees in Haryana

The Haryana Transport Department sets the fees for obtaining and managing a driving licence within the state. These fees are crucial administrative charges that help maintain the accuracy, legality and effectiveness of the driving records and licence management system.

Some key points to note are:

• Penalty for late renewal: In Haryana, a significant penalty is incurred if you renew your driving licence after the expiry of the grace period. This penalty includes an additional fee of ₹300 for the renewal itself and ₹1,000 for each year or part thereof beyond the grace period. Timely renewal of your licence is imperative to avoid these hefty additional costs.
• International Driving Permit (IDP): Obtaining an IDP is essential for residents of Haryana planning to drive internationally. The fee for an IDP in Haryana is ₹1,000. This permit is a valuable document that facilitates driving in many foreign countries.
• Miscellaneous fees: The fees associated with driving licences in Haryana to provide various services. Some of them are:
  • Endorsement fees: If you need to add additional vehicle classes or endorsements for driving hazardous materials, fees such as ₹500 for adding a class and ₹100 for hazardous goods endorsement apply.
  • Duplicate licence fees: In cases of loss or damage, obtaining a duplicate driving licence incurs a fee of ₹200. Driving schools need to pay ₹5,000 for a duplicate licence.
  • Change of personal details: Updating personal information like your address on your licence involves a nominal fee of ₹200.

Conclusion

Understanding the   helps you stay compliant with the law while promoting safer and more responsible driving. However, securing a licence is just one part of road safety—you must also follow traffic rules, adhere to speed limits and acquire third-party car insurance.

Getting car insurance online is now easier than ever. You can compare policies, customise the coverage and purchase a plan from the comfort of your home. Opting for comprehensive car insurance not only protects you financially against accidents and damage but also minimises unexpected expenses and gives you peace of mind on the road.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Car theft is a rising concern in India, making vehicle security a top priority. While modern cars have advanced anti-theft systems, a steering wheel lock provides extra protection. These locks make it nearly impossible to steer the vehicle without removing them, deterring potential thieves.

Let’s explore the best steering wheel locks available in India, ensuring that your vehicle always remains safe.

List of best car steering wheel locks

Here are some of the best steering wheel locks available in India:

1.   Allextreme CQ-6084 Car Steering Wheel Lock

• The retractable double hook design secures both the steering and brake pedal.
• Made of high-quality steel for durability.
• Easy to install and use.

2.   Autobizarre Heavy Duty Steering Wheel Lock

• Bat-shaped design for strong protection and easy handling.
• Highly visible deterrent to prevent theft.
• Universal fit for most car models.

3.   AllExtreme CQ-6068 Steering Wheel Lock with Alarm

• A three-direction locking mechanism enhances security.
• It can be used as a self defence weapon and smashing the window for emergency escape.
• Sturdy build with a universal fit.

4.   Autobizarre Adjustable Steering Wheel Lock

• High-strength steel prevents tampering.
• Adjustable design fits various steering wheel sizes.
• Simple and quick installation.

5.   AllExtreme JB-6006 Steering Wheel Lock

• A 3-digit combination lock eliminates the need for keys.
• The extendable hook design ensures a snug fit.
• Provides strong resistance against break-ins.

6.   WINNER International The Club 1000 Steering Lock

• Twin hook design for extra grip.
• Hardened steel construction resists sawing and hammering.
• Works on sedans, SUVs and hatchbacks.

7.   Vechkom Steering Wheel Lock with Alarm Security

• Heavy-duty alloy steel build.
• Alarm activation on tampering.
• Universal fit for all car types.

8.   Levenli Heavy-Duty Steering Wheel Lock

• Anti-theft for maximum security.
• Quick installation within seconds.
• Durable and long-lasting protection.

9.   Kaycentop Steering Wheel Lock

• Bright red colour for visible deterrence.
• Tamper-proof locking mechanism.
• Suitable for cars, SUVs and trucks.

Conclusion

Investing in the best car steering lock is one of the most effective ways to prevent theft. The locks listed above provide strong resistance against theft while being easy to use and highly visible.

Additionally, securing your car with comprehensive car insurance ensures financial protection in case of theft or damage. Many car insurance providers in India also offer third-party car insurance, which is mandatory under Indian law.

Choosing the best car steering wheel lock and proper insurance coverage can significantly enhance your vehicle’s security. Stay safe and drive with peace of mind!

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Octane number is an important factor to consider while buying fuel for your car or two-wheeler vehicle. The octane number of a fuel determines the efficiency with which the fuel combusts in the engine. Getting the fuel with the appropriate octane number helps to ensure optimum vehicle performance. It also boosts overall engine health and fuel economy. Read along to know what is octane number, along with the types of octane numbers, and the cars suitable for octane fuel. 

What is octane number?

The octane number or octane rating of a fuel determines the fuel’s ability to remain stable and resist knocking during combustion. Premature ignition of the fuel causes knocking. This happens when the fuel-air mixture in the internal combustion engine cylinder ignites prematurely due to the high compression or heat within the cylinder. This can cause poor engine performance,  noise, vibrations and possibly engine damage.

A fuel with a higher octane number ensures more resistance to knocking, smoother combustion and superior engine efficiency.

Types of octane numbers

With the octane number explained, let’s see its uses. The petroleum industry uses multiple octane numbers to determine the anti-knocking properties of fuel. The octane number system includes the research octane number, the motor octane number and the anti-knock index.

1. Research octane number (RON)

The research octane number or RON is the volume percentage of iso-octane in a mix of iso-octane and n-heptane that produces knocks with some intensity during the testing of the fuel. The RON is measured under controlled conditions using low-speed and light-load engine settings. It shows how the fuel works in everyday driving conditions. RON is typically used for standard road vehicles. Many fuel pumps in Asia and Europe display the RON value. Regular gasoline usually has a RON value of 91–95, while premium quality fuel has 98-100+ RON.

2. Motor octane number (MON)

The motor octane number or MON defines fuel behaviour at high speeds and temperatures. This is a full-throttle range, which is like driving fast on a highway. Since MON is tested under highly strenuous conditions and higher engine loads, it is a more realistic fuel performance indicator for critical driving situations. MON values are typically lower than the RON, often by 7-10 points. The MON is not specified at service stations and, therefore, not known to the general public.

3. Anti-knock index (AKI)

The Anti-Knock Index (AKI) is calculated by measuring the average of RON and MON. So, if the RON is 92 and the MON is 82, then the AKI will be 87. The AKI is used in North America, where a fuel having 87 AKI is defined as regular gasoline. A mid-range fuel typically measures around 89 to 90 AKI, and premium quality fuel is around 91 to 94 AKI.

What are the cars suitable for octane fuel?

A common misconception is that investing in high-octane fuels is always a good idea. The truth is high-octane fuels are suitable only for specific types of vehicles. If your vehicle does not fall into that category, there is no need to spend more, as you won’t see any noticeable difference. You can have optimal performance in your vehicle by using the correct fuel type according to the manufacturer’s recommendation.

1. Regular cars

Most family cars and economy vehicles run smoothly on 91 RON or lower octane fuel. This is because their engines do not use high compression.

2. High-performance and turbocharged cars

Luxury cars, sports vehicles, and high-performance vehicles usually require 98+ RON fuel to match their high-compression engines. Turbocharged and supercharged engines require precise combustion timing, which makes premium fuel essential to avoid knocking and ensure peak performance. Some vehicles in this range include Mercedes-Benz and BMW M Series vehicles.

3. Motorcycles and small performance vehicles

Certain motorcycles, especially sports bikes, need high-octane fuel due to their compact, high-revving engines.  

Conclusion

By understanding the concept of octane numbers, you can easily decide on the best fuel for your vehicle and benefit from its optimal performance and engine longevity. Make sure you consider the vehicle manufacturer’s recommendations while buying fuel products.

Besides choosing the right octane fuel, getting car insurance is the best way to protect your vehicle’s engine from unforeseen damages and critical issues. Car accidents and damages often lead to hefty repair charges, and a comprehensive car insurance policy can protect you from such expenses. By consulting with an insurance services provider, you can get a third party car insurance coverage that’s perfect for your vehicle.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Cold weather can impact EV performance, reducing battery range and slowing charging speeds. However, some of the best electric vehicles for cold weather come equipped with battery warming systems, insulation and efficient heating to maintain their range even in freezing temperatures.

This blog explores the best EVs in cold weather that are available in India, ensuring reliable performance even in harsh winter conditions.

Best electric cars for cold weather available in India

Here are the best electric cars for cold weather that you can buy in India:

1.   Tata Nexon EV

• Battery pre-conditioning helps maintain efficiency in cold weather.
• Regenerative braking optimises energy usage in lower temperatures.
• Offers a long-range battery pack with a fast-charging option.
• Ex-showroom Price: Rs. 12.49 - 17.19 Lakh (approx.)

2.   MG ZS EV

• Equipped with a liquid-cooled battery pack for stable performance.
• Heated cabin and climate control system improves comfort in winter.
• Supports fast charging to prevent long waits in cold temperatures.
• Ex-showroom Price: Rs. 18.98 - 26.64 Lakh (approx.)

3.   Hyundai Ioniq 5

• Battery heating system enhances efficiency in cold weather.
• Large 72.6 kWh battery for longer range.
• Supports ultra-fast charging, reducing winter energy loss.
• Ex-showroom Price: Rs. 46.05 Lakh (approx.)

4.   Kia EV6

• Features battery pre-heating to maintain range in winter.
• All-wheel drive (AWD) variant for improved grip on icy roads.
• Heat pump system for better energy efficiency in cold climates.
• Ex-showroom Price: Rs. 60.97 - 65.97 Lakh (approx.)

5.   BYD Atto 3

• Blade Battery Technology ensures durability in extreme temperatures.
• Efficient thermal management system enhances winter performance.
• Offers a high energy density battery, maintaining a longer range.
• Ex-showroom Price: Rs. 24.99 - 33.99 Lakh (approx.)

6.   BMW iX

• Adaptive battery heating for improved range in cold weather.
• AWD system enhances traction on slippery roads.
• Highly insulated cabin for better heat retention in winter.
• Ex-showroom Price: Rs.1.40 Cr (approx.)

7.   Audi e-tron GT

• Features a Quattro AWD system for better handling in snow.
• High-voltage battery heating system improves winter efficiency.
• Comes with a heat pump for reduced energy consumption.
• Ex-showroom Price: Rs. 1.72 Cr (approx.)

Conclusion

Choosing the best electric car for cold weather is essential to ensure reliable performance during winter. The above vehicles offer advanced battery technology, efficient heating systems and AWD options for stable driving even in freezing temperatures.

Investing in comprehensive car insurance is a must to protect your EV from unforeseen damages. A solid insurance plan helps cover battery-related issues, accidents or repairs due to winter conditions, ensuring peace of mind while driving in cold weather.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Choosing the right fuel for your car can significantly impact performance, efficiency, and engine longevity. One common question car owners face is the difference between 91 octane vs 95 octane fuel and which is better for their vehicle. Fuel's octane rating measures its resistance to engine knocking or pre-ignition, helping to prevent long-term engine damage. Let’s explore the difference between these two fuels.

What is 91 octane fuel in cars?

91 octane fuel is considered regular petrol in many countries, including India. It is widely available and suitable for most passenger cars with standard engines. This fuel has a lower resistance to knocking than higher octane fuels but is still sufficient for everyday commuting and moderate driving conditions.

Benefits of 91 octane fuel

1. Cost-effective: 91 octane fuel is cheaper than 95 octane, making it a budget-friendly option for daily drivers.
2. Widely available: It is easily found at almost all fuel stations, ensuring convenience.
3. Decent fuel economy: Ideal for normal driving conditions without requiring high-performance fuel.

What is 95 octane fuel in cars?

95 octane fuel is a premium-grade petrol with a higher resistance to knocking. It is designed for high-performance, turbocharged engines that require better fuel combustion for optimal efficiency. Cars with advanced fuel injection systems or luxury vehicles often recommend 95 octane fuel for improved acceleration and engine longevity.

Benefits of 95 octane fuel

1. Better engine performance – Higher octane fuel allows smoother and more efficient combustion, improving power output.
2. Reduced engine knocking – The higher resistance to pre-ignition reduces wear and tear on engine components.
3. Recommended for turbocharged engines – Cars with forced induction or high compression ratios perform better with higher octane fuel.

91 octane vs 95 octane: which is best?

When comparing 91 vs 95 octane fuel, the choice depends on multiple factors:

• Car manufacturer recommendation: Always check the owner's manual to see the recommended octane rating for your vehicle.
• Engine type: Standard engines work well with 91 octane, while high-performance engines may require 95 octane for optimal results.
• Driving conditions: In high temperatures or higher altitudes, using a higher octane fuel may prevent knocking and improve fuel efficiency.

Conclusion

Both 91-octane and 95-octane fuels have advantages. While 91-octane fuel is cost-effective and widely used, 95-octane fuel provides better engine performance. Protecting your vehicle with car insurance is equally important, regardless of your choice. Whether you choose third party car insurance for basic coverage or comprehensive car insurance for complete protection, having the right policy ensures financial security in case of accidents or damages.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Finding a car with 3 full size rear seats is essential for families and those who frequently travel with passengers. Many vehicles offer a rear bench seat, but only a few provide enough space for three adults to sit comfortably without feeling cramped.

This blog lists the best cars with three full rear seats, ensuring spacious and comfortable rides for all passengers.

List of best cars with three full rear seats

Here are the top cars with 3 full rear seats available in India:

1.   Tata Safari

• Spacious second-row seating with ample legroom.
• Comfortable and supportive cushioning for three adults.
• Strong build quality with great safety features.

2.   Mahindra XUV700

• Premium SUV with a wide and well-padded rear bench.
• Flat floor design for extra legroom.
• Offers multiple seat configurations.

3.   Toyota Innova Hycross

• It is a perfect MPV with a spacious and comfortable rear seat.
• Flat and supportive cushioning for long-distance travel.
• A hybrid variant is available for better fuel efficiency.

4.   MG Hector Plus

• A feature-rich SUV with ample rear-seat space.
• Well-designed cabin with premium upholstery.
• Three adults can sit comfortably with enough shoulder room.

5.   Hyundai Alcazar

• A refined SUV with well-spaced rear seats.
• Good under-thigh support for a relaxed posture.
• Available in both 6- and 7-seater configurations.

6.   Kia Carens

• One of the best MPVs with excellent space and comfort.
• Three adults can sit comfortably without feeling squeezed.
• Reclining rear seats for added relaxation.

7.   Skoda Kodiaq

• Premium 7-seater SUV with a spacious second row.
• High-quality materials for a comfortable ride.
• Great stability and handling on highways.

8.   Maruti Suzuki Ertiga

• Budget-friendly MPV with a practical and spacious cabin.
• Rear AC vents and a wide bench seat ensure passenger comfort.
• Excellent fuel efficiency and low maintenance cost.

9.   Jeep Meridian

• It is a rugged yet comfortable SUV with a premium interior.
• Generous legroom and headroom for three adults.
• Advanced safety features for secure travel.

10. Volvo XC90

• It is a luxury SUV with an extremely comfortable rear seat setup.
• Plush seating with excellent cushioning.
• Advanced technology and safety features.

Conclusion

Choosing a car with 3 full size rear seats ensures maximum comfort for passengers, especially on long trips. Whether you prefer an SUV, MPV or a luxury model, the Indian market offers several spacious and well-designed options.

Along with selecting the right vehicle, comprehensive car insurance is essential to protect against financial losses caused due to accidents or damages. Investing in the right car insurance plan guarantees peace of mind while enjoying the comfort of a well-spaced rear seat.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Handling is important when buying a car, ensuring a smooth and controlled driving experience. A vehicle with good handling offers better stability, precise steering, and improved cornering capabilities. In India, where road conditions vary significantly, choosing the best handling car can greatly affect driving comfort and safety.

In this blog, we explore some of the best handling cars in India, including petrol, diesel, and electric options, which deliver superior dynamics and control.

List of best handling cars in India

Here’s a list of the top best handling cars available in the Indian market:

1.   Skoda Slavia

• It is a well-balanced sedan with excellent steering feedback.
• The stiff chassis ensures superior high-speed stability.
• Responsive suspension setup for precise handling.

2.   Volkswagen Virtus

• Built on the same MQB-A0-IN platform as the Slavia.
• Features an agile steering system and dynamic ride quality.
• Suitable for both highway cruising and city driving.

3.   Hyundai i20 N Line

• Sporty hatchback with a well-tuned suspension.
• Light yet responsive steering for easy manoeuvrability.
• Turbocharged petrol engine enhances the fun-to-drive factor.

4.   Honda City

• Offers balanced handling with great ride comfort.
• Stiff body structure provides better control at high speeds.
• Precise steering ensures a confident driving experience.

5.   BMW 3 Series

• One of the best handling luxury sedans in India.
• Rear-wheel drive layout offers better stability and control.
• Advanced suspension setup for sharp and accurate cornering.

6.   Mahindra XUV700

• It is a well-engineered SUV with minimal body roll.
• Features an intelligent AWD system for improved grip.
• High-speed stability is excellent for long drives.

7.   Tata Nexon EV (Best Handling EV)

• One of the best handling EVs in India.
• Low centre of gravity because of its battery placement enhances stability.
• Quick torque delivery improves driving confidence.

Conclusion

Choosing the best handling car in India ensures a fun driving experience and enhances safety and confidence behind the wheel. Whether you prefer a sedan, hatchback, SUV or even an electric vehicle, India offers several well-engineered models that provide excellent control and stability.

When purchasing a car, it’s also essential to consider car insurance to ensure financial protection against unexpected incidents. Moreover, third-party car insurance is mandatory in India, ensuring legal compliance and protection against liabilities. A well-insured car and top-notch handling guarantee a stress-free and enjoyable drive on Indian roads.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.