The evolution of electric vehicles (EVs) has brought us to a new frontier in energy efficiency and convenient transportation. These automobiles run on electric motors powered by rechargeable batteries. You can replenish an EV’s battery using an external power source, a smart EV charger. You might be wondering what is a smart EV charger.  It is an internet-connected device that optimises, monitors, and schedules EV charging for efficiency and cost savings.

Let’s look into the details of EV charging.

What is smart EV charging?

Smart EV charging goes beyond basic charging by enabling communication between the EV, the charging station, and the electricity grid. Chargers equipped with intelligent features called smart EV chargers can adjust the charging rate based on power demand, availability, and electricity pricing. This ensures that EVs are charged during off-peak hours, when electricity is cheaper and less in demand, significantly reducing the cost of charging.

Smart charging: Advantages

Smart EV charging simplifies powering up your electric vehicle and offers several key benefits that improve efficiency and sustainability. Let us take a closer look —

• Cost savings:

  You can recharge your car at a fraction of the usual cost by scheduling charging during off-peak hours when electricity rates are lower.

• Renewable energy usage:

  Charging during off-peak times, typically overnight, increases the chance of using renewable energy sources like wind and solar. This reduces the environmental impact.

• Optimised technology:

  Smart charging leverages advanced technology to improve cost efficiency and eco-friendliness. Intelligent scheduling maximises the benefits of lower energy rates and greater use of clean energy.

Smart charging: Disadvantages

Smart charging brings several benefits but also has some challenges that need consideration. They include —

• Reliance on off-peak hours:

  One major drawback is the reliance on off-peak hours for charging. This may not always coincide with the availability of renewable energy, especially in areas where fossil fuels dominate nighttime electricity production.

• Uncertainty in energy pricing and grid demands:

  As more electric vehicles hit the roads, there is uncertainty about future energy pricing and the demands these vehicles will create for the grid.

• Upfront costs and setup:

  Installing smart chargers can involve significant upfront costs and complex installation processes. While long-term savings and convenience often offset these, they can be a barrier for some users.

Conclusion

Smart EV charging offers an efficient way to manage your electric vehicle's energy use and recharging costs. When you have a costly e-car, it is essential to protect the valuable asset with comprehensive car insurance.  It protects against various accidents and theft.  Buying car insurance online offers convenience, lower premiums, and quick policy comparisons for better savings.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

We have all done it—crammed just one more bag or one more person into the car, especially during holiday journeys or big shopping trips. It might seem like making the most out of your vehicle’s capacity. However, car overloading can pose serious risks to the car, its occupants, and other road users. This common oversight can also accelerate the wear and tear on your vehicle's critical components, such as brakes and tyres. It can potentially lead to sudden failures on the road.

What are the dangers associated with car overloading?

Understanding the car overloading dangers is important as exceeding your vehicle's capacity impacts its performance and escalates into serious safety and legal issues. Let us take a closer look —

1. Impaired Handling and Control:

   The handling and responsiveness of your car take a hit when the weight it carries exceeds its intended weight limit. The extra weight can severely affect how the car responds to steering inputs, making it sluggish. This can be particularly dangerous in situations where quick manoeuvres are necessary.

2. Increased Wear and Tear:

   Excessive weight places additional strain on your vehicle’s suspension and brakes. The suspension is designed to handle a specific limit and may fail under the stress of overloading. This can lead to costly repairs and dangerous road situations. The added weight also increases your car’s stopping distance. This means you will need more time and distance to come to a complete halt. This will pose a threat when you must make sudden stops to avoid an unexpected obstacle.

3. Reduced Visibility:

   Stacking items too high in the vehicle or filling them to the brim can block your view from the rear and side windows. This can reduce your ability to see other vehicles, pedestrians, or obstacles and increase the likelihood of accidents.

4. Tyre Damage:

   Overloaded cars put excessive pressure on tyres. This can cause them to overheat and increase the risk of a blowout. Tyre bursting at high speeds can lead to severe accidents.

5. Legal and Insurance Issues:

   If you are involved in an accident and your car is found to be overloaded, it could invalidate your car insurance claim. This would leave you financially responsible for damages and any potential liabilities. In addition to that, there are legal penalties for overloading vehicles. They can vary by region and include fines and points on your driver’s license.

Conclusion

Overloading your car is not just uncomfortable—it is a safety risk that compromises everyone on the road. Always adhere to your vehicle's maximum load capacity as detailed in the owner's manual. Ensuring you carry the legally permitted load protects you and others on the road. It also safeguards your policy coverage, including third-party car insurance.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

If you're planning to drive on the roads of Haryana, you'll need to secure a driving licence before you set off. Whether you are a newcomer to driving or looking to renew your existing licence, it is important to know the fees required by the Haryana Transport Department under the Motor Vehicles Act.

Read on to discover the fee structure of driving licence fees in Haryana for both learners and permanent driving licences. This ensures you are thoroughly prepared for every stage of the process.

Driving licence fees structure in Haryana

The cost of obtaining a driving licence in Haryana is clearly defined and varies depending on the type of licence and services required. Let us take a closer look at the fee structure:

Note: A fee is required once your licence expires. An additional ₹1,000 must be paid for each year, or part thereof, that goes beyond the grace period. This is calculated from the date your licence first expired.

Driving licence fees structure for learner's licence in Haryana

Acquiring a learner's licence is your first step towards becoming a licenced driver in Haryana. It permits you to drive under supervision and get accustomed to the nuances of driving.

The details of learning licence fees in Haryana are as follows:

• Learner's licence application fee: ₹150, a mandatory fee for processing your application for each type of vehicle.
• Test/repeat test fee: If you must retake the test, you will be charged an extra ₹50 each time.

Driving licence fees structure for permanent driving licence in Haryana

You can apply for a permanent driving licence after mastering the necessary driving skills with a learner’s licence. The permanent driving licence total fees in Haryana are:

• Driving test fee: A fee of ₹300 is required for the practical driving test, which assesses your driving skills comprehensively.
• Issuance fee: After passing the driving test, a standard fee of ₹200 is charged for the issuance of a permanent driving licence.

Facts about Driving Licence (DL) fees in Haryana

The Haryana Transport Department sets the fees for obtaining and managing a driving licence within the state. These fees are crucial administrative charges that help maintain the accuracy, legality and effectiveness of the driving records and licence management system.

Some key points to note are:

• Penalty for late renewal: In Haryana, a significant penalty is incurred if you renew your driving licence after the expiry of the grace period. This penalty includes an additional fee of ₹300 for the renewal itself and ₹1,000 for each year or part thereof beyond the grace period. Timely renewal of your licence is imperative to avoid these hefty additional costs.
• International Driving Permit (IDP): Obtaining an IDP is essential for residents of Haryana planning to drive internationally. The fee for an IDP in Haryana is ₹1,000. This permit is a valuable document that facilitates driving in many foreign countries.
• Miscellaneous fees: The fees associated with driving licences in Haryana to provide various services. Some of them are:
  • Endorsement fees: If you need to add additional vehicle classes or endorsements for driving hazardous materials, fees such as ₹500 for adding a class and ₹100 for hazardous goods endorsement apply.
  • Duplicate licence fees: In cases of loss or damage, obtaining a duplicate driving licence incurs a fee of ₹200. Driving schools need to pay ₹5,000 for a duplicate licence.
  • Change of personal details: Updating personal information like your address on your licence involves a nominal fee of ₹200.

Conclusion

Understanding the   helps you stay compliant with the law while promoting safer and more responsible driving. However, securing a licence is just one part of road safety—you must also follow traffic rules, adhere to speed limits and acquire third-party car insurance.

Getting car insurance online is now easier than ever. You can compare policies, customise the coverage and purchase a plan from the comfort of your home. Opting for comprehensive car insurance not only protects you financially against accidents and damage but also minimises unexpected expenses and gives you peace of mind on the road.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Car theft is a rising concern in India, making vehicle security a top priority. While modern cars have advanced anti-theft systems, a steering wheel lock provides extra protection. These locks make it nearly impossible to steer the vehicle without removing them, deterring potential thieves.

Let’s explore the best steering wheel locks available in India, ensuring that your vehicle always remains safe.

List of best car steering wheel locks

Here are some of the best steering wheel locks available in India:

1.   Allextreme CQ-6084 Car Steering Wheel Lock

• The retractable double hook design secures both the steering and brake pedal.
• Made of high-quality steel for durability.
• Easy to install and use.

2.   Autobizarre Heavy Duty Steering Wheel Lock

• Bat-shaped design for strong protection and easy handling.
• Highly visible deterrent to prevent theft.
• Universal fit for most car models.

3.   AllExtreme CQ-6068 Steering Wheel Lock with Alarm

• A three-direction locking mechanism enhances security.
• It can be used as a self defence weapon and smashing the window for emergency escape.
• Sturdy build with a universal fit.

4.   Autobizarre Adjustable Steering Wheel Lock

• High-strength steel prevents tampering.
• Adjustable design fits various steering wheel sizes.
• Simple and quick installation.

5.   AllExtreme JB-6006 Steering Wheel Lock

• A 3-digit combination lock eliminates the need for keys.
• The extendable hook design ensures a snug fit.
• Provides strong resistance against break-ins.

6.   WINNER International The Club 1000 Steering Lock

• Twin hook design for extra grip.
• Hardened steel construction resists sawing and hammering.
• Works on sedans, SUVs and hatchbacks.

7.   Vechkom Steering Wheel Lock with Alarm Security

• Heavy-duty alloy steel build.
• Alarm activation on tampering.
• Universal fit for all car types.

8.   Levenli Heavy-Duty Steering Wheel Lock

• Anti-theft for maximum security.
• Quick installation within seconds.
• Durable and long-lasting protection.

9.   Kaycentop Steering Wheel Lock

• Bright red colour for visible deterrence.
• Tamper-proof locking mechanism.
• Suitable for cars, SUVs and trucks.

Conclusion

Investing in the best car steering lock is one of the most effective ways to prevent theft. The locks listed above provide strong resistance against theft while being easy to use and highly visible.

Additionally, securing your car with comprehensive car insurance ensures financial protection in case of theft or damage. Many car insurance providers in India also offer third-party car insurance, which is mandatory under Indian law.

Choosing the best car steering wheel lock and proper insurance coverage can significantly enhance your vehicle’s security. Stay safe and drive with peace of mind!

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Octane number is an important factor to consider while buying fuel for your car or two-wheeler vehicle. The octane number of a fuel determines the efficiency with which the fuel combusts in the engine. Getting the fuel with the appropriate octane number helps to ensure optimum vehicle performance. It also boosts overall engine health and fuel economy. Read along to know what is octane number, along with the types of octane numbers, and the cars suitable for octane fuel. 

What is octane number?

The octane number or octane rating of a fuel determines the fuel’s ability to remain stable and resist knocking during combustion. Premature ignition of the fuel causes knocking. This happens when the fuel-air mixture in the internal combustion engine cylinder ignites prematurely due to the high compression or heat within the cylinder. This can cause poor engine performance,  noise, vibrations and possibly engine damage.

A fuel with a higher octane number ensures more resistance to knocking, smoother combustion and superior engine efficiency.

Types of octane numbers

With the octane number explained, let’s see its uses. The petroleum industry uses multiple octane numbers to determine the anti-knocking properties of fuel. The octane number system includes the research octane number, the motor octane number and the anti-knock index.

1. Research octane number (RON)

The research octane number or RON is the volume percentage of iso-octane in a mix of iso-octane and n-heptane that produces knocks with some intensity during the testing of the fuel. The RON is measured under controlled conditions using low-speed and light-load engine settings. It shows how the fuel works in everyday driving conditions. RON is typically used for standard road vehicles. Many fuel pumps in Asia and Europe display the RON value. Regular gasoline usually has a RON value of 91–95, while premium quality fuel has 98-100+ RON.

2. Motor octane number (MON)

The motor octane number or MON defines fuel behaviour at high speeds and temperatures. This is a full-throttle range, which is like driving fast on a highway. Since MON is tested under highly strenuous conditions and higher engine loads, it is a more realistic fuel performance indicator for critical driving situations. MON values are typically lower than the RON, often by 7-10 points. The MON is not specified at service stations and, therefore, not known to the general public.

3. Anti-knock index (AKI)

The Anti-Knock Index (AKI) is calculated by measuring the average of RON and MON. So, if the RON is 92 and the MON is 82, then the AKI will be 87. The AKI is used in North America, where a fuel having 87 AKI is defined as regular gasoline. A mid-range fuel typically measures around 89 to 90 AKI, and premium quality fuel is around 91 to 94 AKI.

What are the cars suitable for octane fuel?

A common misconception is that investing in high-octane fuels is always a good idea. The truth is high-octane fuels are suitable only for specific types of vehicles. If your vehicle does not fall into that category, there is no need to spend more, as you won’t see any noticeable difference. You can have optimal performance in your vehicle by using the correct fuel type according to the manufacturer’s recommendation.

1. Regular cars

Most family cars and economy vehicles run smoothly on 91 RON or lower octane fuel. This is because their engines do not use high compression.

2. High-performance and turbocharged cars

Luxury cars, sports vehicles, and high-performance vehicles usually require 98+ RON fuel to match their high-compression engines. Turbocharged and supercharged engines require precise combustion timing, which makes premium fuel essential to avoid knocking and ensure peak performance. Some vehicles in this range include Mercedes-Benz and BMW M Series vehicles.

3. Motorcycles and small performance vehicles

Certain motorcycles, especially sports bikes, need high-octane fuel due to their compact, high-revving engines.  

Conclusion

By understanding the concept of octane numbers, you can easily decide on the best fuel for your vehicle and benefit from its optimal performance and engine longevity. Make sure you consider the vehicle manufacturer’s recommendations while buying fuel products.

Besides choosing the right octane fuel, getting car insurance is the best way to protect your vehicle’s engine from unforeseen damages and critical issues. Car accidents and damages often lead to hefty repair charges, and a comprehensive car insurance policy can protect you from such expenses. By consulting with an insurance services provider, you can get a third party car insurance coverage that’s perfect for your vehicle.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Cold weather can impact EV performance, reducing battery range and slowing charging speeds. However, some of the best electric vehicles for cold weather come equipped with battery warming systems, insulation and efficient heating to maintain their range even in freezing temperatures.

This blog explores the best EVs in cold weather that are available in India, ensuring reliable performance even in harsh winter conditions.

Best electric cars for cold weather available in India

Here are the best electric cars for cold weather that you can buy in India:

1.   Tata Nexon EV

• Battery pre-conditioning helps maintain efficiency in cold weather.
• Regenerative braking optimises energy usage in lower temperatures.
• Offers a long-range battery pack with a fast-charging option.
• Ex-showroom Price: Rs. 12.49 - 17.19 Lakh (approx.)

2.   MG ZS EV

• Equipped with a liquid-cooled battery pack for stable performance.
• Heated cabin and climate control system improves comfort in winter.
• Supports fast charging to prevent long waits in cold temperatures.
• Ex-showroom Price: Rs. 18.98 - 26.64 Lakh (approx.)

3.   Hyundai Ioniq 5

• Battery heating system enhances efficiency in cold weather.
• Large 72.6 kWh battery for longer range.
• Supports ultra-fast charging, reducing winter energy loss.
• Ex-showroom Price: Rs. 46.05 Lakh (approx.)

4.   Kia EV6

• Features battery pre-heating to maintain range in winter.
• All-wheel drive (AWD) variant for improved grip on icy roads.
• Heat pump system for better energy efficiency in cold climates.
• Ex-showroom Price: Rs. 60.97 - 65.97 Lakh (approx.)

5.   BYD Atto 3

• Blade Battery Technology ensures durability in extreme temperatures.
• Efficient thermal management system enhances winter performance.
• Offers a high energy density battery, maintaining a longer range.
• Ex-showroom Price: Rs. 24.99 - 33.99 Lakh (approx.)

6.   BMW iX

• Adaptive battery heating for improved range in cold weather.
• AWD system enhances traction on slippery roads.
• Highly insulated cabin for better heat retention in winter.
• Ex-showroom Price: Rs.1.40 Cr (approx.)

7.   Audi e-tron GT

• Features a Quattro AWD system for better handling in snow.
• High-voltage battery heating system improves winter efficiency.
• Comes with a heat pump for reduced energy consumption.
• Ex-showroom Price: Rs. 1.72 Cr (approx.)

Conclusion

Choosing the best electric car for cold weather is essential to ensure reliable performance during winter. The above vehicles offer advanced battery technology, efficient heating systems and AWD options for stable driving even in freezing temperatures.

Investing in comprehensive car insurance is a must to protect your EV from unforeseen damages. A solid insurance plan helps cover battery-related issues, accidents or repairs due to winter conditions, ensuring peace of mind while driving in cold weather.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Choosing the right fuel for your car can significantly impact performance, efficiency, and engine longevity. One common question car owners face is the difference between 91 octane vs 95 octane fuel and which is better for their vehicle. Fuel's octane rating measures its resistance to engine knocking or pre-ignition, helping to prevent long-term engine damage. Let’s explore the difference between these two fuels.

What is 91 octane fuel in cars?

91 octane fuel is considered regular petrol in many countries, including India. It is widely available and suitable for most passenger cars with standard engines. This fuel has a lower resistance to knocking than higher octane fuels but is still sufficient for everyday commuting and moderate driving conditions.

Benefits of 91 octane fuel

1. Cost-effective: 91 octane fuel is cheaper than 95 octane, making it a budget-friendly option for daily drivers.
2. Widely available: It is easily found at almost all fuel stations, ensuring convenience.
3. Decent fuel economy: Ideal for normal driving conditions without requiring high-performance fuel.

What is 95 octane fuel in cars?

95 octane fuel is a premium-grade petrol with a higher resistance to knocking. It is designed for high-performance, turbocharged engines that require better fuel combustion for optimal efficiency. Cars with advanced fuel injection systems or luxury vehicles often recommend 95 octane fuel for improved acceleration and engine longevity.

Benefits of 95 octane fuel

1. Better engine performance – Higher octane fuel allows smoother and more efficient combustion, improving power output.
2. Reduced engine knocking – The higher resistance to pre-ignition reduces wear and tear on engine components.
3. Recommended for turbocharged engines – Cars with forced induction or high compression ratios perform better with higher octane fuel.

91 octane vs 95 octane: which is best?

When comparing 91 vs 95 octane fuel, the choice depends on multiple factors:

• Car manufacturer recommendation: Always check the owner's manual to see the recommended octane rating for your vehicle.
• Engine type: Standard engines work well with 91 octane, while high-performance engines may require 95 octane for optimal results.
• Driving conditions: In high temperatures or higher altitudes, using a higher octane fuel may prevent knocking and improve fuel efficiency.

Conclusion

Both 91-octane and 95-octane fuels have advantages. While 91-octane fuel is cost-effective and widely used, 95-octane fuel provides better engine performance. Protecting your vehicle with car insurance is equally important, regardless of your choice. Whether you choose third party car insurance for basic coverage or comprehensive car insurance for complete protection, having the right policy ensures financial security in case of accidents or damages.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Finding a car with 3 full size rear seats is essential for families and those who frequently travel with passengers. Many vehicles offer a rear bench seat, but only a few provide enough space for three adults to sit comfortably without feeling cramped.

This blog lists the best cars with three full rear seats, ensuring spacious and comfortable rides for all passengers.

List of best cars with three full rear seats

Here are the top cars with 3 full rear seats available in India:

1.   Tata Safari

• Spacious second-row seating with ample legroom.
• Comfortable and supportive cushioning for three adults.
• Strong build quality with great safety features.

2.   Mahindra XUV700

• Premium SUV with a wide and well-padded rear bench.
• Flat floor design for extra legroom.
• Offers multiple seat configurations.

3.   Toyota Innova Hycross

• It is a perfect MPV with a spacious and comfortable rear seat.
• Flat and supportive cushioning for long-distance travel.
• A hybrid variant is available for better fuel efficiency.

4.   MG Hector Plus

• A feature-rich SUV with ample rear-seat space.
• Well-designed cabin with premium upholstery.
• Three adults can sit comfortably with enough shoulder room.

5.   Hyundai Alcazar

• A refined SUV with well-spaced rear seats.
• Good under-thigh support for a relaxed posture.
• Available in both 6- and 7-seater configurations.

6.   Kia Carens

• One of the best MPVs with excellent space and comfort.
• Three adults can sit comfortably without feeling squeezed.
• Reclining rear seats for added relaxation.

7.   Skoda Kodiaq

• Premium 7-seater SUV with a spacious second row.
• High-quality materials for a comfortable ride.
• Great stability and handling on highways.

8.   Maruti Suzuki Ertiga

• Budget-friendly MPV with a practical and spacious cabin.
• Rear AC vents and a wide bench seat ensure passenger comfort.
• Excellent fuel efficiency and low maintenance cost.

9.   Jeep Meridian

• It is a rugged yet comfortable SUV with a premium interior.
• Generous legroom and headroom for three adults.
• Advanced safety features for secure travel.

10. Volvo XC90

• It is a luxury SUV with an extremely comfortable rear seat setup.
• Plush seating with excellent cushioning.
• Advanced technology and safety features.

Conclusion

Choosing a car with 3 full size rear seats ensures maximum comfort for passengers, especially on long trips. Whether you prefer an SUV, MPV or a luxury model, the Indian market offers several spacious and well-designed options.

Along with selecting the right vehicle, comprehensive car insurance is essential to protect against financial losses caused due to accidents or damages. Investing in the right car insurance plan guarantees peace of mind while enjoying the comfort of a well-spaced rear seat.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Handling is important when buying a car, ensuring a smooth and controlled driving experience. A vehicle with good handling offers better stability, precise steering, and improved cornering capabilities. In India, where road conditions vary significantly, choosing the best handling car can greatly affect driving comfort and safety.

In this blog, we explore some of the best handling cars in India, including petrol, diesel, and electric options, which deliver superior dynamics and control.

List of best handling cars in India

Here’s a list of the top best handling cars available in the Indian market:

1.   Skoda Slavia

• It is a well-balanced sedan with excellent steering feedback.
• The stiff chassis ensures superior high-speed stability.
• Responsive suspension setup for precise handling.

2.   Volkswagen Virtus

• Built on the same MQB-A0-IN platform as the Slavia.
• Features an agile steering system and dynamic ride quality.
• Suitable for both highway cruising and city driving.

3.   Hyundai i20 N Line

• Sporty hatchback with a well-tuned suspension.
• Light yet responsive steering for easy manoeuvrability.
• Turbocharged petrol engine enhances the fun-to-drive factor.

4.   Honda City

• Offers balanced handling with great ride comfort.
• Stiff body structure provides better control at high speeds.
• Precise steering ensures a confident driving experience.

5.   BMW 3 Series

• One of the best handling luxury sedans in India.
• Rear-wheel drive layout offers better stability and control.
• Advanced suspension setup for sharp and accurate cornering.

6.   Mahindra XUV700

• It is a well-engineered SUV with minimal body roll.
• Features an intelligent AWD system for improved grip.
• High-speed stability is excellent for long drives.

7.   Tata Nexon EV (Best Handling EV)

• One of the best handling EVs in India.
• Low centre of gravity because of its battery placement enhances stability.
• Quick torque delivery improves driving confidence.

Conclusion

Choosing the best handling car in India ensures a fun driving experience and enhances safety and confidence behind the wheel. Whether you prefer a sedan, hatchback, SUV or even an electric vehicle, India offers several well-engineered models that provide excellent control and stability.

When purchasing a car, it’s also essential to consider car insurance to ensure financial protection against unexpected incidents. Moreover, third-party car insurance is mandatory in India, ensuring legal compliance and protection against liabilities. A well-insured car and top-notch handling guarantee a stress-free and enjoyable drive on Indian roads.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

A car navigation system is essential for modern driving, providing real-time maps, traffic updates, and turn-by-turn directions. With advanced best car GPS navigation, drivers can travel confidently without worrying about getting lost. Many cars in India now have built-in navigation systems, enhancing convenience and safety.

This article lists the best cars with navigation systems that offer top-notch GPS technology and seamless connectivity.

List of best cars with navigation systems

Here are the best cars with navigation systems available in India:

1.   Hyundai Creta

• Comes with a 10.25-inch touchscreen infotainment system.
• Features built-in GPS navigation with voice guidance.
• Supports Android Auto and Apple CarPlay for seamless connectivity.

2.   Kia Seltos

• High-resolution 10.25-inch HD touchscreen with best car GPS navigation.
• Live traffic updates and route suggestions.
• Advanced UI for a smooth user experience.

3.   Tata Harrier

• Features a 12.2-inch touchscreen with an integrated navigation system.
• Precise mapping with real-time traffic updates.
• Premium JBL sound system for immersive entertainment.

4.   Mahindra XUV700

• AdrenoX-powered 10.25-inch infotainment system.
• Built-in GPS navigation with 3D maps.
• Alexa-enabled voice commands for hands-free navigation.

5.   MG Hector

• Large 14-inch vertical touchscreen with the best car navigation system.
• AI-assisted voice commands for a smarter driving experience.
• Internet-connected navigation with live updates.

6.   Toyota Innova Hycross

• Smart Playcast infotainment system with in-built navigation.
• Cloud-based GPS navigation for accurate directions.
• Smooth interface and user-friendly touchscreen.

7.   Skoda Slavia

• Features a 10-inch infotainment display with in-built maps.
• Quick navigation response and easy usability.
• Crisp and clear display even under sunlight.

8.   Maruti Suzuki Grand Vitara

• 9-inch SmartPlay Pro+ touchscreen with advanced GPS.
• Features turn-by-turn navigation with live traffic updates.
• Connects seamlessly with smartphones for extended navigation support.

9.   Honda City

• Honda Connect-enabled navigation system with voice guidance.
• Displays maps on the 8-inch touchscreen infotainment system.
• Weblink support for smartphone mirroring, which is 1st in the segment.

10.  BMW X5

• Luxury SUV with a state-of-the-art GPS navigation system.
• Features a 14.9-inch curved display for easy navigation.
• Live navigation updates with 3D mapping technology.

Conclusion

Choosing a car with a good navigation system is essential for effortless and safe travel. The models above have the best navigation systems, ensuring smooth journeys with real-time route guidance and smart connectivity features.

When purchasing a car with advanced navigation, getting car insurance, such as third party car insurance, is equally important to safeguard against unforeseen accidents or damages. A well-equipped car with GPS navigation and a solid insurance plan ensures a hassle-free and enjoyable driving experience.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

The arrival of Electronic Parking Brake (EPB) technology has changed how we protect our cars when stopped. If you recently bought a new car or will soon buy one, you might have noticed this small button replacing the usual hand handle or foot pedal. Let's explore an electric park brake, how it works, and why cars are increasingly adopting this technology.

What is an electric parking brake?

An electric parking brake (EPB) is a digitally controlled electronic parking brake that replaces the traditional cable-operated parking brake. Instead of requiring users to pull a handle, an EPB uses a simple button or switch to electrically control the parking brake function.

The parking brake supports the main hydraulic stopping system and holds the car still when stopped. In emergency scenarios, it may also be used to slow the vehicle to a stop.

How electric parking brake works?

Electric parking brakes work through complex electrical systems rather than mechanical force. When a driver hits the EPB button or switch, an electronic control unit (ECU) sends a signal to actuator motors that engage the parking brake, removing the driver's physical effort.

EPBs can also work as electric emergency brake. If your main brakes fail, pulling and holding the electronic parking brake switch will engage progressive stopping and safely bring the vehicle to a stop without causing a skid.

Benefits of electric parking brake

The shift to automatic parking brakes offers several benefits for both drivers and manufacturers:

• Convenience: One-touch action needs minimum effort compared to the physical force required for standard hand stops
• Room Efficiency: Eliminates the bulky hand handle, making more room in the cabin
• Consistent Performance: Applies the same stopping force every time, regardless of driver strength
• Design Flexibility: The cable-free design allows the placement of the control nearly anywhere on the dashboard or panel
• Weight Reduction: Eliminating mechanical components lowers car weight
• Integration with Electronic Systems: Easily links with other car safety and comfort features
• Customer Appeal: Adds to the modern, high-tech feel of new cars

List of cars having electric parking brakes

Electronic parking brakes are becoming increasingly popular. Here are some cars that feature this technology:

1. Hyundai Creta

The Hyundai Creta is a small SUV that combines style, technology, and usefulness. Its better versions feature an automatic parking stop and an auto hold function that seamlessly integrates with its drive modes. The EPB improves the car's luxury feel while sacrificing room in the centre panel.

• Engine: 1497 cc
• Mileage: 8 kmpl
• Ex-Showroom Price: 11.11 to 20.42 Lakh (approx.)

2. Kia Seltos

The Kia Seltos is a small SUV with a unique style and advanced features. Its top versions have an electric parking brake with auto hold, a complex system that supports the Seltos' tech-forward approach. The EPB improves the centre panel's clean and simple design.

• Engine: 1497 cc
• Mileage: 7 kmpl
• Ex-Showroom Price: 11.13 to 20.51 Lakh (approx.)

3. Tata Harrier

The Tata Harrier’s electronic parking brake (EPB) improves the upscale vibe of the roomy cabin while providing useful benefits on difficult terrain. The EPB works with the Harrier's terrain response modes, providing extra steadiness and control on different surfaces.

• Engine: 1956 cc
• Mileage: 8 kmpl
• Ex-Showroom Price: 14.99 to 26.50 Lakh (approx.)

4. Tata Safari

The Tata Safari builds on the Harrier's base with extra seating space and improved luxury features. Its electronic parking brake with an auto-hold function allows drivers to manage stop-and-go traffic or hilly terrain. Removing a standard handle creates a cleaner cabin look, emphasising the Safari's upscale interiors.

• Engine: 1956 cc
• Mileage: 3 kmpl
• Ex-Showroom Price: 15.49 - 27.25 Lakh

Conclusion

The electric parking brake reflects the development of car technology, favouring ease, safety, and interaction with other vehicle systems. When buying a vehicle with an automatic parking brake, it is important to invest in safety features like car insurance. Third-party car insurance offers basic protection against liability for damages to other vehicles. Comprehensive car insurance provides critical coverage for your valued assets against theft, damage, and unforeseen accidents. You can also browse car insurance online for greater ease.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

As electric vehicles (EVs) become more widespread, they profoundly influence the automotive industry and promote sustainability. Many car buyers wonder, are all electric cars automatic? EVs generally operate differently than traditional petrol and diesel cars, which often have manual transmissions. Since electric motors function differently from internal combustion engines, they don’t need multi-speed gearboxes.

However, while nearly all electric cars are automatic drive, some exceptions exist where a few models offer a form of simulated gears for performance or driving experience.

Do electric cars have gears?

One of the most common questions is, do electric cars have gears? The answer lies in how electric motors work. Traditional gasoline and diesel engines require multiple gears to keep the vehicle moving efficiently at different speeds. In contrast, electric cars generate instant torque, allowing them to operate smoothly with a single-speed transmission.

Here’s why EVs don’t require multiple gears:

• Instant torque: Electric motors deliver full torque from a standstill, eliminating the need for a gearbox to optimise power delivery.
• Single-speed transmission: EVs typically use a single-speed reduction gear, simplifying driving and reducing maintenance.
• Fewer moving parts: Unlike conventional cars with complex transmissions, EVs have fewer mechanical components, resulting in less wear and tear.

While most electric cars are automatic, some high-performance electric vehicles may offer simulated gear shifts for a sportier driving experience. However, these are software-based rather than actual mechanical gear changes.

Benefits of an automatic electric car

Automatic Electric cars offer several advantages over traditional manual transmission vehicles, such as;

1. Easier driving experience: Electric cars eliminate the need for a clutch and manual gear shifting, making driving effortless. This is especially useful in stop-and-go city traffic, where frequent gear changes can be tiring.
2. Smoother acceleration: With a single-speed transmission, EVs offer seamless acceleration without the jerks and delays of changing gears in manual cars.
3. Reduced maintenance: Electric vehicles don’t have a traditional gearbox, so transmission failures are significantly less likely. This means fewer trips to the mechanic and lower maintenance costs.
4. Better efficiency: Automatic electric cars optimise energy usage more effectively than manual vehicles, resulting in better battery efficiency and longer driving ranges.

Conclusion

So, are all electric cars automatic? Most electric vehicles are automatic since their motors operate efficiently without requiring multi-speed gearboxes. Considering transitioning to an electric vehicle (EV), you should explore comprehensive car insurance options. EVs have advanced technology and high-value components, making it crucial to have the right car insurance coverage for potential damages or repairs.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

As electric vehicles (EVs) continue to revolutionise the automotive industry, advancements in battery technology are crucial for improving performance and efficiency. One of the most promising developments is the solid-state battery. What exactly is a solid-state battery, and how does it compare to conventional lithium-ion batteries?

What are solid-state batteries?

Solid-state batteries use solid electrolytes, unlike traditional batteries that use liquid electrolytes. They offer higher energy density, faster charging, and improved safety. This innovation is expected to enhance EV performance while making them more reliable and long-lasting.

To understand what are solid-state batteries, it's important to compare them with traditional lithium-ion batteries.

• Traditional lithium-ion batteries use liquid electrolytes to transport ions between the anode and cathode. This liquid can be flammable and prone to leakage, reducing battery safety.
• In contrast, solid-state batteries utilise a solid electrolyte, which prevents leaks, boosts energy storage capacity, and improves overall durability.

These batteries are more efficient and compact, potentially extending EV range and reducing charging time, making them an attractive option for future electric cars.

Benefits of solid-state batteries in EV cars

Switching to solid-state batteries brings several advantages for electric vehicles:

1. Higher energy density: Solid-state batteries, with their compact design and higher energy capacity, enable electric vehicles to travel farther on a single charge.
2. Faster charging time: Due to improved ion conductivity, these batteries charge significantly faster than traditional lithium-ion batteries.
3. Enhanced safety: Since solid-state batteries do not contain flammable liquid electrolytes, they reduce the risk of overheating, fire hazards, and battery failures.
4. Longer lifespan: The solid electrolyte design reduces battery wear over time, leading to fewer replacements and greater long-term cost efficiency.
5. Lightweight and compact: A more compact design can make EVs lighter, improving their efficiency and performance.

Why choose solid-state battery cars?

With the rising demand for efficient and safe EVs, solid-state battery cars are set to become the future of electric mobility. Here’s why they are a preferred choice:

• Increased range: EV owners can travel further without worrying about frequent recharging.
• Reduced maintenance costs: Since solid-state batteries last longer, they lower long-term expenses.
• Better sustainability: These batteries use fewer toxic materials, making them environmentally friendly.

Conclusion

Anyone considering an electric vehicle must understand solid-state batteries. Their energy efficiency and durability will redefine the EV market. As this technology becomes more widespread, having the right car insurance to protect your investment is also important. Whether standard coverage or comprehensive car insurance, ensuring your EV is well-covered can save you from unexpected expenses.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

When it comes to electric vehicles (EVs), efficiency plays a crucial role in determining performance, cost savings, and environmental impact. One of the key metrics used to measure EV efficiency is miles per kWh (kilowatt-hour). Understanding EV miles per kWh helps consumers evaluate how far an electric car can travel on a given amount of energy.

Whether buying a new EV or looking to maximise efficiency, knowing how kWh per km in an electric car is calculated and what constitutes a good miles per kWh rating is essential.

What is miles per kWh?

Miles per kWh measures how efficiently an electric vehicle uses energy. It tells you how many miles an EV can travel on one kilowatt-hour (kWh) of electricity. A higher miles per kWh rating means the vehicle is more efficient, consuming less electricity to cover more distance.

For example:

• If an EV has an efficiency rating of 4 miles per kWh, the car can travel 4 miles using 1 kWh of electricity.
• Similarly, in metric terms, efficiency is often measured as kWh per km in an electric car. Higher kWh per km values indicate better efficiency.

How is miles per kWh calculated?

The formula to calculate miles per kWh is:

Miles per kWh=Total Miles Driven/ Total Energy Consumed (kWh)

For example:

If an EV consumes 50 kWh of electricity to travel 200 miles, its efficiency is:

200 miles/ 50 kWh=4 miles per kWh

For metric calculations:

kWh per km=Total kWh Consumed/ Total Kilometers Driven

A higher kWh per km value indicates better efficiency.

What is considered ‘best’ miles per kWh?

EV efficiency varies based on vehicle design, battery capacity, aerodynamics, and driving conditions. However, the best miles per kWh generally fall in the range of:

• 3 – 4 miles per kWh: Average efficiency for most electric cars.
• 4 – 5 miles per kWh: Good efficiency for well-optimised EVs.
• 5+ miles per kWh: Excellent efficiency, often found in smaller, lightweight EVs.

Some factors that improve EV miles per kWh include:

• Driving habits – Smooth acceleration and regenerative braking improve efficiency.
• Aerodynamics – Lower drag results in better miles per kWh.
• Temperature control – Avoid excessive use of heating and air conditioning.

Conclusion

Understanding miles per kWh is key to maximising an EV’s efficiency and reducing energy costs. By understanding and improving this measure, EV owners can optimise their driving habits for better mileage. Moreover, securing appropriate car insurance, including third-party car insurance, ensures vital financial protection against unforeseen events. As electric vehicle technology advances, enhancing efficiency will contribute to cost savings, longer driving ranges, and a more eco-friendly transportation future.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Obtaining a driving licence in Gujarat is important for anyone looking to drive a car legally. As one of India's most industrially developed states, Gujarat has a high volume of vehicles on the road, making proper licences vital for road safety and legal compliance.

Knowing the fee system is an important part of applying for a driving licence (DL) in Gujarat. This guide breaks down everything you need to know about four wheeler driving licence fees in Gujarat, from learner's licences to renewals and special permits.

Driving licence fees structure in Gujarat

The Regional Transport Office (RTO) in Gujarat has created a complete fee system for different driving licence-related services. Here's a full breakdown of the prices involved:

Driving licence fees structure for learner's licence in Gujarat

A learner's licence is the first step to becoming a qualified driver. In Gujarat, this temporary pass allows you to practice driving under supervision. Here's what you need to know about the learner's licence fees:

• Application fee: ₹150 per car type
• Test fee: ₹50 for the first try
• Retest fee: ₹50 for future tries if you don't pass the first time

The learner's licence is good for up to 6 months, giving you sufficient time to practice before applying for a regular licence. You can apply for a regular driving licence after holding the learner's licence for just 1 month, but you must receive your permanent licence before your learner's licence ends.

Driving licence fees structure for permanent driving licence in Gujarat

Permanent driving licence can be applied after successfully finishing learning time and practising driving skills. Here are the four wheeler licence fees in Gujarat:

• Driving test fee: ₹300 per car type
• Licence issuance fee: ₹200
• Smart Card fee (if chosen): Additional ₹200

If you are unsuccessful in the driving test, you can request a retake after 7 days by paying ₹300. For those looking to add another type of vehicle to their current pass, a fee of ₹500 is required.

Facts about driving licence (DL) fees in Gujarat

● Validity and renewal fees

A driving licence in Gujarat is usually good for 20 years or until you reach 50, whichever comes first. After that, refilling is required. The standard renewing fee is ₹200.

If you miss the renewal date, you can still renew your licence during a 30-day delay. However, renewal after the grace time incurs an extra late fee of ₹300, plus ₹1000 for each year of delay. This makes prompt replacement significantly affordable.

● Special licence fees

For specific needs, there are special rights available:

• International Driving Permit: If you're going to drive abroad, an international driving permit costs ₹1000 and is valid for a year.
• Commercial Vehicle Licence: The fees stay the same, but the qualifying requirements are tighter (minimum age of 20, eighth-grade schooling, and at least one year of practice driving a light motor vehicle).
• Physically Challenged Individuals: Special passes with modified cars to suit different skills are given. The standard fee system applies.

● Additional service fees

Beyond the basic application and issue fees, there are charges for other services:

• Copy Licence: If your licence is lost or damaged, getting a duplicate costs ₹200.
• Address or Detail Changes: Updating your address or other particulars on your card costs ₹200.
• NOC (No Objection Certificate): If you're moving to Gujarat from another state, you'll need an NOC from your previous RTO. This is essential for licence changes.

Conclusion

Obtaining a driving licence includes understanding different 4 wheeler licence fees in Gujarat and following an organised application process. While having a valid driving licence is your ticket to legally driving on Gujarat's roads, buying car insurance online provides important financial safety for your vehicle. Comprehensive car insurance goes beyond the required third-party coverage, giving security against losses to your vehicle from crashes, theft, natural disasters and more.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

If you plan to get a driving licence in Punjab, understanding the costs involved is essential. Like all other Indian states, Punjab has a structured fee system for various driving licences. However, clearly understanding the complete fee structure for both learners and permanent driving licences is crucial. Knowing these costs allows you to manage your finances effectively and ensure a smoother application process.

Driving licence fees structure in Punjab

The driving licence fee in Punjab is under a structured system for licences to accommodate different stages of the licensing process. Here is a detailed breakdown of the costs:

Driving licence fees structure for learner's licence in Punjab

Obtaining a learner's licence is the first step in the legal process of becoming a driver in Punjab. The driving licence Punjab fees for learners across any vehicle category is ₹150. This licence is a prerequisite for applying for a permanent driving licence and is valid for six months.

Driving licence fees structure for permanent driving licence in Punjab

Once you have paid the learning licence fee in Punjab and held the licence for at least 30 days, you can apply for a permanent driving licence. The fees for this vary depending on the vehicle type. They include —

1. For motorcycles:

• License fee: Rs 930 (one year)
• Test fee: Rs 50
• Total cost: Rs 980

2. For cars:

• License fee: Rs 1,830 (one year)
• Test fee: Rs 150
• Total cost: Rs 1,980

3. For Rickshaws:

• License fee: Rs 880 (one year)
• Test fee: Rs 100
• Total cost: Rs 980

Facts about driving licence (DL) fees in Punjab

Several considerations around Punjab driving licence fees come into play when managing your driving licence. Let us take a closer look —

• Additional Charges: There is an additional fee of ₹1385 if you want to expand your driving capabilities by adding a new class of vehicle to your existing licence. This is particularly relevant for those upgrading from two-wheelers to four-wheelers or adding commercial vehicle permissions.
• Renewal Fees: Keeping your driving licence active is vital to avoid legal complications. Renewing a driving licence for a four-wheeler in Punjab costs ₹1535, ensuring that your licence is updated and compliant with the latest regulations.
• Duplicate Licence: Misplaced or damaged licences can be replaced by obtaining a duplicate licence for a fee of ₹485. This is crucial to make sure that you have a valid licence at all times.
• Payment Method: Punjab allows all these fees to be paid online to streamline the process. This digital convenience simplifies the payment process and reduces the need to wait at the RTO offices.
• Early Application Advantages: Applying for your licence renewal well before expiry can prevent last-minute hassles and potential penalties. Always monitor the expiry date closely to maintain your driving status legally.

Conclusion

Understanding the fee for driving licence in Punjab is crucial for anyone who wants to apply for or renew their licence. It is also essential to consider the safety and financial security of having comprehensive car insurance as you ensure compliance with the legal requirements for driving. Having 4 wheeler insurance fulfills a legal requirement and offers crucial protection against accidents, theft, and other unforeseen incidents. Comprehensive car insurance can also cover damages to your vehicle and third-party liabilities. This way, it can provide peace of mind and significant financial relief in case of mishaps.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Securing a valid driving licence is essential to navigate the dynamic roads of Delhi. Whether you're a first-time driver or looking to renew your existing licence, it's essential to understand the fees set by the Delhi Transport Department under the Motor Vehicles Act. Let us get into the details of the fee structure for obtaining both a learner's and a permanent driving licence in Delhi. It will help ensure you are well-prepared for every step of the process.

Driving licence fees structure in Delhi

The cost of obtaining a driving licence in Delhi is clearly defined and varies depending on the type of licence and services required. Here is a detailed look at the fee structure:

Driving licence fees structure for learner's licence in Delhi

A learner's licence is the first step for every aspiring driver. It allows you to learn to drive under supervision. There is also a learning licence fees in Delhi for this. Delhi learning license fees are as follows:

• Application Fee: ₹150 applicable for each type of vehicle.
• Smart Card Fee: Included in the application fee. It facilitates the issuance of a digital learner's licence.

Driving licence fees structure for permanent driving licence in Delhi

After mastering driving skills under a learner's licence, applicants can apply for a permanent DL. Delhi driving licence fees are as follows:

• Test Fee: The fee depends on the vehicle type (₹50 for two-wheelers, ₹300 for four-wheelers).
• Issuance Fee: A standard fee of ₹200 is charged for issuing the permanent driving licence after passing the practical driving test.

Facts about driving licence (DL) fees in Delhi

The Transport Department sets the fees for obtaining and managing a driving licence in Delhi. These fees are part of the administrative charges necessary to maintain the accuracy and legality of driving records and licences in Delhi. The Delhi driving license fees may also vary due to regulatory changes. All drivers and vehicle owners should stay informed about the latest fee structure to manage their licensing requirements efficiently.

Here are some important facts to note:

• Penalty for Late Renewal: You will incur a penalty if you renew your driving licence after the grace period has expired. This penalty is ₹1,000 for each year or part thereof beyond the grace period. Renewing your licence on time is crucial to avoid these additional costs.
• International Driving Permit (IDP): Obtaining an International Driving Permit is essential for Delhi residents planning to drive outside India. The fee for an IDP is ₹1,000. This permit facilitates driving in many foreign countries. This also makes it easier for international travellers.
• Miscellaneous Fees: There are various other costs associated with driving licences in Delhi. These include:
  • Endorsement Fees: There is a fee for each endorsement if you need to add categories to your licence, such as for driving different types of vehicles.
  • Duplicate Licence Fees: The fee is notably higher to cover the administrative costs in cases where a driving school requires a duplicate licence due to loss or damage.
  • Change of Details: Any changes in personal details on the licence, such as address updates, also involve a nominal fee.

Conclusion

Understanding the full cost of obtaining and maintaining a driving licence in Delhi ensures you stay compliant with the law. It also prepares you for a safer, more responsible driving experience. Remember, securing a licence is just one part of ensuring your safety on the road. Equally important is choosing the right car insurance. Opting for comprehensive four wheeler insurance or at least third party car insurance can protect you financially against accidents or damage to your vehicle. Investing in good insurance coverage saves you from unexpected expenses and gives you peace of mind every time you hit the road.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Are you eager to explore the vibrant roads of Tamil Nadu with your vehicle? You will need a driving licence first, and securing one involves various costs, whether you're a first-time applicant or an experienced driver updating your credentials. Understanding the fees associated with obtaining and maintaining a driving licence (DL) under the Motor Vehicles Act is crucial. It ensures you are fully prepared to obtain and maintain your Tamil Nadu driving credentials.

Driving licence fees structure in Tamilnadu

The driving licence fees in Tamilnadu are clearly defined and vary depending on the type of licence and services required. Let us take a closer look at the fee structure:

Driving licence fees structure for learner's licence in Tamilnadu

Starting your driving journey begins with obtaining a learner's licence. Let us take a closer look at what you need to pay in Tamil Nadu for this initial step:

• Application Fee for Single-Class Vehicle: ₹230. This fee allows you to learn to drive one type of vehicle under supervision.
• Application Fee for Double-Class Vehicle: ₹380. Opting for this allows you to practice with two different classes of vehicles.

Driving licence fees structure for permanent driving licence in Tamilnadu

You are eligible to apply for a permanent driving licence once you master the basics under a learner's licence. The driving licence amount in Tamilnadu is as follows:

• Issuance Fee for Single-Class Vehicle: ₹800. This fee covers the administrative fees of issuing your licence for one vehicle type.
• Issuance Fee for Double-Class Vehicle: ₹1,000. This is required if you want the ability to operate two types of vehicles.

Facts about driving licence (DL) fees in Tamilnadu

The Regional Transport Offices (RTOs) in Tamil Nadu set the fees to obtain and maintain a driving licence. This amount is essential to cover the administrative costs associated with issuing and upkeep of driving records and licences. All drivers need to keep abreast of the current driving licence Tamilnadu fees structure to ensure their licensing needs are met without any delays.

Here are some important facts to note:

• Learner's Licence Fees: A learner's license fee in Tamil Nadu is ₹230 for a single-class vehicle and ₹380 for a double-class vehicle. It will give you a chance to learn to drive legally under supervision.
• Permanent Driving Licence Fees: After completing the learner phase, the fee for obtaining a permanent driving licence is ₹800 for a single-class vehicle and ₹1,000 for a double-class vehicle. These fees facilitate the transition from learner to fully licensed driver.
• Additional Fees:
  • Duplicate Licence: Obtaining a duplicate licence will cost ₹500 if you lose your licence or it gets damaged. This amount covers the administrative expenses involved in issuing a new licence.
  • Change of Address or Details: Any changes to personal details on your licence, such as your address, involve a fee of ₹500. This helps keep your records up-to-date. It is also crucial for legal and administrative purposes.
• Renewal Fees: The amount for renewing a driving licence is ₹450 for transport vehicles and ₹500 for non-transport vehicles. Timely renewal of your driving licence is important to avoid penalties and ensure continuous legal driving status.

Conclusion

Keeping up-to-date with the fee structures for driving licenses in Tamil Nadu ensures you comply with the law and are ready for the road. However, having a license is just the beginning of safe driving practices. You need to secure comprehensive four wheeler insurance and a third party car insurance. This protection fulfils legal requirements and shields you from significant financial losses against accidents or damages to your vehicle. Good insurance coverage provides critical financial security and peace of mind. It will let you focus on the journey ahead with confidence.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Are you gearing up to take on the roads of Bihar with your vehicle? Then, it is crucial to secure a valid driving licence before you start your engine. Whether you're a new driver aiming to get behind the wheel for the first time or someone who is looking to renew your existing licence, understanding the fee structure set by the Bihar Transport Department is paramount. Getting into the details of the costs involved in obtaining a driving licence will make sure that you are fully prepared for each step of the process.

Driving licence fees structure in Bihar

Navigating all the Bihar driving licence fee to obtain a driving licence is straightforward because of the state’s well-defined fee structure. Here is a detailed breakdown of what you can expect to pay:

Driving licence fees structure for learner's licence in Bihar

If you want to start driving in Bihar, the first thing you need is a learner's licence. This temporary licence lets you practice driving while someone watches over you. It will also help you get ready for your permanent licence. Here is what you need to know about the fees for getting a learning licence fee in Bihar:

• Application Fee for Learner’s Licence: It costs ₹150 to apply for a learner's licence. This fee pays for the paperwork and processing of your application.
• Learner’s Licence Test/Repeat Fee: You will have to pay an extra ₹50 each time if you do not pass the test on your first try and need to take it again. This fee will cover all the costs associated with administering the test.

Driving licence fees structure for permanent driving licence in Bihar

Moving from a learner's licence to a permanent one means you have to show you can drive well in a practical test. The fees you pay are used to manage the test and create your licence. Let us take a closer look at the cost breakdown to get a permanent driving licence in Bihar:

• Driving Licence (DL) Test/Repeat Fee: You need to pay ₹300 to take the driving test for a permanent licence. If you do not pass the test and need to retake it, then you will have to pay ₹300 again each time.
• Issuance of Permanent Driving Licence: There is a ₹200 fee to get your permanent driving licence after passing your driving test. This fee covers making and processing your licence.

Facts about driving licence (DL) fees in Bihar

In Bihar, the fees associated with obtaining and maintaining a driving licence are determined by the Transport Department. These fees cover the administrative expenses required to ensure the accuracy and legality of driving records and licences across the state. All drivers and vehicle owners need to stay updated with the current fee structure to manage their licensing needs effectively.

Key Points about DL Fees in Bihar:

• Penalty for Late Renewal: You will face a penalty of ₹300 if you renew your driving licence after the grace period has expired. There is also an additional ₹1,000 for each year past the grace period. Timely renewal of your licence is essential to avoid these extra charges.
• International Driving Permit (IDP): Obtaining an International Driving Permit is crucial for those planning to drive outside India. The fee for an IDP in Bihar is ₹1,000. This permit is necessary to drive in many foreign countries and simplifies the process for international drivers.
• Miscellaneous Fees:
  • Endorsement Fees: Adding another class of vehicle to your existing licence costs ₹500. This is important if you are licensed for one type of vehicle and wish to drive another.
  • Duplicate Licence Fees: If you are associated with a driving school and need a duplicate licence, it will cost ₹5,000. This fee covers the administrative costs for reissuing a lost or damaged licence.
  • Change of Details: Any alterations to personal details on your licence, such as an address change, incur a fee of ₹200.

Conclusion

Understanding all the driving license fee in Bihar is essential for legal driving. Keeping your licence updated is important, but do not overlook the importance of four wheeler insurance. Both third party car insurance and comprehensive car insurance protect you financially in case of accidents or damage. Proper insurance coverage is mandatory. It ensures compliance with the law and your financial security and peace of mind while you are on the road.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Updated on - 13 Jan 2026

If you are a resident of Karnataka and plan to own a car for daily commuting, then you should obtain a driving licence. It is important to know how much your driving licence will cost in 2025. This guide covers the basic fees for both the Learner’s Licence (LL) and the permanent Driving Licence (DL). Knowing the correct amount ahead of time helps you apply without surprise costs.

Driving licence fees structure in Karnataka

Karnataka, like other Indian states, charges different amounts for different types of driver's licences, depending on the vehicle category. Here's an overview of the fees for various licence-related services in the state:

Fee structure for learner's licence in Karnataka

You need a learner's permit before you can get a regular driver's licence. Here's the list of fees for getting a learner's licence in Karnataka:

• Learner's licence issuance: ₹150
• Learner's licence test fee: ₹50
• Learner's licence retest fee: ₹300

Fee structure for a permanent driving licence in Karnataka

After having a learner's licence for at least 30 days, you can apply for a permanent driving licence. The fee for a new Karnataka driving licence includes:

The application process for a driving licence in Karnataka

The process to receive a driving licence in Karnataka includes several steps:

• Visit https://transport.karnataka.gov.in/ to download form No. 4 for online application.
• Complete the form and send it to the closest RTO with the required documents.
• Request the RTO to arrange your driving licence test.
• Be present at the test centre 30 minutes before your planned time.
• Upon passing the test, you'll receive your licence within 30 days via speed post.

Documents required for licence application

To apply for a driving licence in Karnataka in 2025, you need some basic documents.

• Proof of age, like your birth certificate or Aadhaar card
• Proof of address, such as an electricity bill or passport
• Learner’s licence, recent passport-size photos and a completed application form. If you are applying online, upload scanned copies of these documents.
• Always carry the originals when visiting the RTO for verification

Having all your papers ready helps you complete the process quickly and avoid any delay in getting your licence.

Tips to avoid extra driving licence costs

To avoid paying extra while getting your driving licence in Karnataka in 2025, always apply through the official RTO website or office.

• Do not depend on middlemen who may charge more.
• Ensure that all your documents are accurate and complete before submission to avoid rejection or fines.
• Pay your fees on time to skip late charges.
• Keep your learner’s licence valid before taking the driving test.
• Renew your licence before it expires.

By following these simple steps, you can save money and get your driving licence without any extra or hidden costs.

Conclusion

If you’re applying for or renewing your driving licence in Karnataka in 2025, you’ll find the fees are fairly modest and clearly listed. There are additional charges for services such as adding a new vehicle class or obtaining an international driving permit. After getting licence you should buy at least a third-party car insurance policy to take your vehicle on the road legally.

If you need help finding the right vehicle insurance, fill out the form on this page, and our experts will help you get the right policy.

FAQ

1. How much does it cost to get a new driving licence in Karnataka in 2025?

The fee for a new driving licence in Karnataka in 2025 is around ₹200. You may also incur a small additional charge for the test or application form.

2. What is the fee for renewing a driving licence in Karnataka?

The renewal fee for a driving licence is about ₹200. If you renew it after the expiration date, you may be required to pay a small fine.

3. How much does an international driving permit cost in Karnataka?

An international driving permit costs around ₹1,000. You can apply for it at your local RTO by submitting the required documents and paying the fee.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.