Electric vehicles have grown exponentially due to their efficient performance and clean energy. However, a robust infrastructure is required to meet their charging needs. The elements that play a significant role in EV's charging infrastructure include the sockets, plugs, and connectors.

There are no standard connectors that fit all-electric vehicles. Instead, they vary based on the country, the type of EV, and the charging station. Different charging station levels use varying connectors, prioritising efficiency and safety.

This guide offers a detailed summary of the types of EV charging connectors available. Each has distinct features and capabilities.

List of different types of EV charging connector types

Here are the EV charging connector types available.

1. SAE J1772 Connector: Type 1

The charging standard features five pins, also known as a J Plug connector. It can charge up to 80 amps using a 240-voltage input, giving a maximum power output of 19.2 kW. This connector supports single-phase AC charging for EV chargers in levels 1 and 2.

The drawback is that it only uses the single-phase and lacks the automatic locking mechanism, unlike type 2 (Mennekes) connectors.

Key Specifications:

2. Mennekes Connector: Type 2

Featuring seven pins, it can charge a maximum of 32 amps using 400 voltage input, giving a power output of 22 kW. It connects automatically to the electric vehicle for charging, with openings on the side of the plugs that lock it firmly into place. The automatic locking of the plug into the EV helps prevent accidental cable removal during charging.

Key Specifications:

3. CCS (Combined Charging System) Connector: Type 1

Also known as CCS Combo, CCS Type 1, or the SAE J1772 Combo connector, the CCS connector combines a J1772 Type 1 plug with two DC fast-charging DC pins.

CCS 1 delivers a maximum of 500 amps and 1000 volts, giving a power output of up to 360 kW. Japanese vehicle manufacturers, such as Nissan, are also transitioning to the combined charging system. With the CCS 1 plug, car manufacturers can have shared AC and DC charging ports instead of separate ones.

Key Specifications:

4. CCS Connector: TYPE 2

Known as CCS Combo 2 or CCS Type 2, the EV connector combines the Mennekes Type 2 plug with two fast-charging pins. Delivering a power output of up to 360 kW, it has a capacity of up to 500 amps and 1000 volts DC.

Key Specifications:

1. CHAdeMO Connector

The CHAdeMO connector is the most preferred DC fast-charging standard in Japan. It can charge electric vehicles up to 400 amps; however, the vehicle needs separate charging ports for AC and DC.

The CHAdeMO charging stations use liquid-cooled cables to attain 400 kW power output. These connectors are not as common as the CCS, and development is underway to enable faster charging with the CHAdeMO protocol.

Key Specifications:

2. GB/T Connector

The GB/T connectors are available in two types and are the only EV connectors used in China. One type is for AC, and the other is for DC.

The GB/T AC connector has a single-phase input and produces power of 7.4 kW, while the DC connector delivers power output of up to 237.5 kW.

Key Specifications:

3. TESLA Connector

The Tesla connector is one of the electric car charger types that uses its own charging standard. The correct Tesla plug varies depending on your location and the model of your Tesla. In North America, Tesla uses the North American charging standard (NACS), initially known as the 'Tesla SuperCharger' for ACs and DCs. NACS is compatible with Teslas only and delivers a power output of 250 kW. However, Teslas can still be charged using different EV connectors outside North America.

Key Specifications:

Conclusion

Each EV charger has its specific charging speed and power output, all determined by factors like the type of connector, the charging station's current and voltage, and the vehicle's onboard charger capacity. Using the correct charging connector and following safety guidelines prevents risk factors like overvoltage, ground faults, overcurrent, and high temperatures.

As you consider your EV charger, it is crucial to simultaneously put in place certain safety and quality-of-life upgrades. This includes appropriate car insurance. Browse through car insurance online to find a reliable policy that covers a range of risks, including accidents, car theft, and damage.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

The electric vehicles (EV) segment is undergoing a major boom in India. According to Bloomberg NEF’s EV Outlook 2024 report, India is predicted to achieve 5.9 million electric vehicle sales by 2040. This popularity is due to rising interest in electric vehicles as a sustainable, future-proof alternative to traditional fuel-powered cars.

If you are considering switching to an EV, it’s essential to understand the types of electric cars available in the market. There are three major kinds based on the powertrain configuration—Battery Electric Automobiles (BEVs), Plug-in Hybrid Electric Vehicles (PHEVs), and Hybrid Electric Vehicles (HEVs).

List of different types of electric cars

Each type of electric car has its benefits and drawbacks. Let’s learn more about them.

1. BEV: Battery Electric Vehicles

BEVs are the most common type of electric vehicle. They are 100% electric, meaning they are entirely powered by electric motors. This electricity is stored in large batteries.

BEVs work using the basic principle of converting direct current to an alternating current that powers the motor whenever the accelerator is pushed. A controller is an important component of a BEV that varies the alternating current frequency to drive the car at different speeds.

BEVs bring many advantages to the table:

• No damage to the environment and cleaner air because of zero tailpipe emissions.
• Lower operating costs compared to petrol and diesel cars.
• Quieter and smoother rides due to the lack of an internal combustion engine.
• Improves efficiency due to its regenerative braking system that recovers energy during deceleration.
• Government incentives and tax credits for purchasing BEVs.

While contemporary battery technology enables much longer ranges and quicker charging times, better technology is needed to enhance the viability of BEVs for long-distance travel. However, expansion of charging infrastructure is required for smooth operations.

2. PHEV: Plug-In Hybrid Electric Vehicles

PHEVs come with an internal combustion engine and a chargeable battery to offer a long electrical range. This is a true hybrid car known as a series hybrid. Essentially, you have the flexibility to drive the car as an electric vehicle till it loses its charge. When the battery is depleted, a PHEV switches to its internal combustion engine which works on fossil fuel like a regular car. Like a BEV, you can also charge a PHEV’s battery by plugging it in.

Some of its benefits include:

• Flexibility to drive on electricity for shorter trips and switch to petrol or diesel for longer journeys, reducing range anxiety.
• Low fuel cost due to a mix of electricity and fuel.
• Eligible for several electric vehicle incentives and benefits.
• Capable of driving in electric-only mode for a brief period of time. This is called the zero-emission mode.

Just like BEVs, PHEVs also depend on improvements in battery technology to enhance their electric range.

3. HEV: Hybrid Electric Vehicles

Known as parallel hybrids, HEVs are similar to PHEVs, both have a combustion engine and electric motor. The engine derives energy from fuel, whereas the motor gets electricity from batteries. However, they have one major difference—HEVs cannot be plugged into the power grid to recharge. Instead, their battery charge is solely derived from regenerative braking and car power.

Some benefits of HEVs include:

• Efficient energy use results in lower emissions.
• No need for external charging, making ownership simpler.
• Really responsive driving experience due to the combined power of the fuel engine and electric motor.
• Enhanced fuel economy over conventional petrol vehicles.

Honourable Mention: FCEV: Fuel Cell Electric Vehicles

Apart from the three common types of electric cars, there is a fourth one that is relatively lesser known. This category is called Fuel Cell Electric Vehicles (FCEVs). These are zero-emission cars that utilise fuel cell technology to generate power. Fuel cells, unlike typical EV batteries, use oxygen that is present in the air along with compressed hydrogen to generate electricity. That means they don’t need any refilling or recharging.

However, FCEVs are still limited by various challenges. They are not very practical to produce or operate compared to other electric car types.

Conclusion

The type of electric car you choose depends on your driving needs. If you usually drive short distances, then 100% electric BEVs are ideal for you. If you are worried that your electric car might not give you enough range or reliability, then hybrids are ideal for you. Ultimately, whether you opt for a BEV, HEV, or PHEV, ensuring that it functions properly is related to how adequately you maintain your vehicle.

While making a selection among the different types of EVs, you also need to ensure you are taking preventative steps to safeguard your investment. Purchasing comprehensive car insurance is a key component of this as it allows you to remain worry-free in case your electric car runs into trouble. Look for appropriate car insurance online that provides financial assistance against faulty batteries, accidental damage, theft and even third-party liability.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

The battery is the heart and ultimate power source of every electric vehicle (EV). Compared to regular batteries, EV battery technology is highly sophisticated, with considerations given to cooling, charging cycles, range, and performance. Today, most EVs use lithium-ion batteries. They contain cells with lithium ions, which travel from a negative to a positive electrode on discharge and back again on charging.

Compared to internal combustion engines (ICE), lithium-ion batteries in EVs still have a long way to go due to their comparatively lower energy and reduced travel range. Today, there are different types of lithium-ion batteries used in electric vehicles. Let us learn about the most popular ones.

Various types of Li-ion batteries used in EV cars

Before we dive into the types of Li-ion batteries, let us understand what makes them so popular:

• High power density: Lithium-ion batteries possess a high energy density. They can store significant energy for their size and weight. Lithium-ion batteries enable EVs to cover longer distances on one charge.
• Long Lifespan: Typically, these batteries hold up well over hundreds or even thousands of cycles of charging and discharging.
• Low self-discharge rate: Lithium-ion batteries hardly lose charge when not in use, which is helpful for cars parked for longer periods.
• No memory effect: Unlike some other batteries, lithium-ion batteries don't ”remember” how much charge they have used. You can charge them at any time, even if they are not fully drained.

Lithium-ion batteries are the most common type of batteries used in electric vehicles today. They come in different variations, and each lithium-ion EV battery type has its own applications, benefits, and drawbacks:

1. Lithium Nickel Manganese Cobalt Oxide (NMC)

Lithium Nickel Manganese Cobalt Oxide (NMC) batteries balance power density, price, and safety. They consist of a cathode chemistry, with nickel, manganese and cobalt proportions tweaked per the EV’s performance requirements.

• Ideal for long-range EVs: NMC batteries with higher proportions of nickel offer excellent long-range with great performance and are the most popular batteries used for EVs.
• Improved thermal stability: Compared to other lithium-ion EV batteries, NMC is less prone to overheating.
• Higher specific power: NMC enables improved vehicle performance when accelerating.

2. Lithium Nickel Cobalt Aluminum Oxide (NCA)

Nickel Cobalt Aluminum Oxide (NCA) batteries are for higher power density and better performance, but they are comparatively costlier. They deploy aluminium instead of manganese to achieve stability. They are typically found in certain high-performance EV models.

• Ideal for long-range EVs: Like NMC, NCA batteries enable higher energy density, which allows the batteries to last longer distances.
• Low thermal stability: NCA batteries are less thermally stable compared to NMC batteries.

3. Lithium Iron Phosphate (LFP)

Lithium Iron Phosphate (LFP) batteries utilise iron and phosphate instead of cobalt and nickel. Since the former are cheaper to produce, LFP batteries are highly cost-effective. But this usually comes at the cost of performance. They are also more sustainable, which are key reasons why they are a popular choice.

• Ideal for standard or short-range EVs: This is due to decreased power density and energy compared to other Li-ion batteries.
• Safety and durability: LFP batteries possess excellent safety features and extended service life.

4. Lithium Titanate Oxide (LTO)

Lithium Titanate (LTO) batteries utilise lithium and titanium oxides in their anode surface construction. This is what differentiates them from the cathode-based EV batteries. However, they have a low energy density and are costly, restricting their application in mainstream EVs.

• Reduced charging time: LTO batteries tend to be fast charging, providing an extended lifecycle (roughly 10,000 discharge cycles).
• Thermal stability: LTO batteries exhibit good low-temperature performance.

5. Lithium Manganese Oxide (LMO)

Lithium Manganese Oxide (LMO) is another type of fast-charging and discharging EV battery known as a manganese spinel battery. Since they have lower energy density, LMO batteries are often used alongside NMC batteries to help boost an EV’s driving range.

• High operating voltage: LMO batteries can provide high voltage, improving acceleration in EVs.
• Safe and reliable: LMO batteries have good thermal stability, are relatively safe, and fast charging, making them reliable.

6. Lithium-sulfur batteries (Li-S)

Lithium-sulfur batteries are a promising alternative to traditional lithium-ion batteries. They use sulfur and lithium metal as electrodes and can attain higher power densities. They are cost-effective and have the potential to become quite popular in the future. 

• Substantial theoretical energy density: Lithium-sulfur batteries possess a higher theoretical energy density, boosting EV driving range.
• Ample availability: Sulfur can be readily available and affordable, making these batteries a cheaper alternative in the future.
• Reduction of reliance on rare metals: Unlike some lithium-ion batteries, lithium-sulfur batteries don't need nickel or cobalt, which are rare and costly.

Conclusion

For EVs, there is a variety of lithium-ion batteries available. While the balanced performance of current lithium-ion batteries makes them an optimal choice, innovations like solid-state and lithium-sulfur show promise for the future. It all boils down to improving the dependability and performance of EVs.

While you purchase an EV, it is essential to consider the battery type and its suitability for your driving requirements. Additionally, ensuring that your vehicle is covered in case of accidents, theft, and damage is an important step towards a hassle-free driving experience. Opt for a good car insurance policy that acts as a safety net and offers essential financial assistance in case of accident, damage, theft, and more.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Updated on - 05 Jan 2026

The right engine can change your whole riding experience. In India, people usually debate between V4 and Inline-4 engines, but each engine has its unique speciality. V4 engines, with their “V” cylinder setup, offer more power and better balance, making them favourites on race tracks. Inline-4 engines, set in a straight line, are simpler, fuel-efficient and easier to maintain, ideal for everyday rides.

Understanding these key differences helps you pick the perfect bike that matches your requirements. Read this blog to know the major differences between these two engine types and decide which one is best for your vehicle.

What is a V4 engine?

A V4 engine is created with four cylinders set up in a neat V-shape. It has two sides, or “banks,” with two cylinders on each side. This layout makes the engine shorter and more compact than an inline-four engine. V4 engines are not very common in cars but are used in some motorcycles and a few compact vehicles. The engine offers a smoother, wider spread of power and torque. It revs faster, too, which means it can produce more power across a broader RPM range, making it both quick and versatile on the road.

Advantages of the V4 engine

Here are some of the advantages of the V4 engine:

● Compact design

A V4 engine is small but gives good power. It fits all the parts tightly without wasting space, unlike inline-four engines that have empty gaps. This smart design makes the V4 more space-saving.

● Strong structure

The V4's small size makes it very strong. It can handle the stress from braking, turning and speeding up. Because the engine is so strong, the bike's frame can be lighter. That's why bikes like the Ducati Panigale V4 feel steady and fast on the track.

● Better balance

Since the V4 engine is compact, designers can put its weight right in the centre of the bike. This helps the bike stay balanced, making it easier to control at high speeds.

● More power

The V4 engine makes more power, especially at higher speeds. Its shorter crankshaft helps it produce strong performance across a wider range of speeds.

● Smoother ride

The V4 runs very smoothly with less vibration. This makes your ride feel more comfortable and stable, especially when you're going fast.

What is the Inline-4 engine?

Also known as a 'straight-four', 'i4' and 'L4', the inline-four performance-oriented turbo engine dominates the racing world. Characterised by its four cylinders, it's an internal combustion engine with the cylinders arranged in a straight line or parallel on a single crankshaft.

The i4 functions on a four-stroke cycle, converting fuel into mechanical energy. This cycle ensures smooth engine operation, whether turbocharged or naturally aspirated. Diesel, gasoline and natural gas can power the engine.

The engine's crankshaft layouts are either 180-degree (flat-plane) or 270-degree (cross-plane), producing the most power and torque in the high revving range. It can rev up to 14,000 RPM.

A turbocharged Inline-4 engine uses exhaust heat to power a turbine, forcing more air into the engine's combustion chamber. The additional air enables more fuel to burn, producing greater power output. Hence, the turbocharger allows the i4 engine to deliver higher performance while maintaining fuel efficiency and environmental benefits.

What are the advantages of an Inline-4 engine?

Here are some of the key advantages of an Inline-4 engine:

• Lightweight: The engine is compact and doesn’t occupy much space. It is lighter because it has fewer parts and just one exhaust pipe.
• Fewer moving parts: With only one cylinder head, there are fewer parts moving inside. Thus, less energy is wasted, and there are fewer chances for things to break.
• Balanced performance: The pistons move in pairs that face each other, allowing the engine to run smoothly and reducing shaking while driving.
• Easy maintenance: The spark plugs and valve train are easily accessible, making servicing straightforward.
• Low-cost: Inline-4 engines are less expensive to manufacture and more fuel-efficient, making them ideal for everyday cars and motorcycles.

Fuel efficiency and maintenance differences

Inline-4 engines are simple and thrifty, while V4 engines are powerful but need a bit more care.

• Inline-4 engines are typically more fuel-efficient due to their simple design and fewer moving parts. This means less energy is wasted, which helps save fuel in normal driving. Maintenance is also easier and less expensive for Inline-4 engines, as they have fewer components to fix or replace.
• V4 engines may use a bit more fuel, mainly because their design is more complicated and features more moving parts. They often give you more power and work well at different speeds, which is why they’re popular for sporty bikes and performance cars. However, because they have extra parts, maintenance can be more challenging and costlier in the long run.

V4 vs. Inline-4 engine: Which is best

When it comes to the Inline-4 engine vs. the V4, the latter delivers better power. It's power-packed and has a shorter crankshaft, generating more power across a wider RPM range.

However, V4 engines are more costly to produce and quite difficult to maintain. Additionally, with the rear cylinders positioned close to the rider, they can become extremely hot. This probably explains why the good old Inline-4 still lives on.

The L4 engine is relatively cheaper to produce and easier to maintain. Therefore, some people, especially those who use their cars daily, still prefer the Inline-4 engine due to better fuel efficiency.

Let’s understand this better through the comparison table below:

V4 and Inline-4 engine bikes: Popular models in India

Here is a list of popular V4 and Inline-4 engine bikes in India:

V4 engine bikes popular in India:

• Ducati Panigale V4
• Ducati Panigale V4 R
• Ducati Streetfighter V4
• Ducati Multistrada V4
• Norton V4SV (expected to be launched)
• Norton V4CR (expected to be launched)

Inline-4 engine bikes popular in India:

• Kawasaki Ninja ZX-4R (399cc, Inline-4)
• Kawasaki Z900 (948cc, popular naked bike)
• Honda CB650R (649cc, neo-retro design)
• Kawasaki Ninja ZX-10R
• Suzuki Hayabusa (legendary sportbike)
• Honda CBR650R

Why engine type matters when choosing bike insurance

The type of engine your bike has plays a big role in your insurance costs. Insurance companies check engine size, power and design before setting your bike insurance policy premium.

Vehicles with powerful engines, such as V4s, usually cost more to insure because they pose a higher risk and have higher repair costs. In contrast, vehicles with Inline-4 engines are simpler and less expensive, so insurance is often more affordable.

To get the best value and protection, opt for a comprehensive car insurance plan or bike coverage that factors in your vehicle’s engine type and offers balanced coverage at a fair cost.

Conclusion

Choosing between a V4 and an Inline-4 engine affects how your bike rides and can also impact your costs. V4 engines offer more power and a lively feel, but they are more expensive to maintain. Inline-4 engines waste less fuel and are easier to maintain, making them great for daily rides. Knowing your engine type is also important for buying an insurance plan for your bike or car. Vehicles with powerful engines may have higher premiums.

Prefer the one that best fits your needs and budget. This way, you can enjoy riding without surprises on your bills or insurance. To learn more about the most suitable bike and car insurance online, fill out the form on this page.

FAQs

1. Which engine is better for daily riding?

Inline-4 engines are better for daily use because they are more fuel-efficient, easier to handle and more economical.

2. Do V4 engines produce more power?

Yes, V4 engines usually produce more peak power and have a broader power band than Inline-4 engines.

3. Why are V4 engines more expensive to maintain?

V4 engines have two cylinder banks, which makes them more complex, with two sets of cams, heads and valves, which increases maintenance costs.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Cars are more than just a means of transportation—they reflect our personality and style. So when a scratch appears, it can feel frustrating. Scratches not only affect your car’s appearance but can also reduce its resale value. If left untreated, they may make your vehicle less appealing to potential buyers.

The good news is that with the right skills, you can fix these scratches yourself. The key is to first identify the type of scratch. Car scratches fall into three main categories: clear coat, paint, and primer scratches, with primer scratches being the most severe.

List of various types of car scratches

The following are the types of car scratches.

1. Clear-coat scratches

A clear coat is the transparent, uppermost layer of the car's paint. It provides a glossy finish and protects the paint from physical damage, environmental pollutants and UV rays. Clear coat scratches often appear like swirl marks, whorls, or straight lines, resulting from wear and tear.

The most common causes include brushing the car's surface against a tree branch, rough object, or wall; using abrasive cleaning products or harsh chemicals; employing improper cleaning techniques and exposure to airborne contaminants.

How to fix clear-coat scratches:

Clean the area using water and a soft microfibre cloth to remove dirt and grime. Apply wax onto the surface to smooth out the scratches, and buff it gently.

2. Paint scratches

The paint layer lies under the clear coat layer. Scratches occur when your car comes into contact with another object, such as when it rubs against the surface of another car, a metal pole, or an abrasive surface like a wall.

If left unattended, paint scratches can lead to further damage by exposing the underlying clear coat to environmental elements.

How to fix paint scratches:

An expert can usually fix paint scratches. They rub the scratch with sandpaper to prepare the surface for painting. Once the painting is completed, it takes at least two days to dry. After painting, a clear coat is applied to add the finishing touches.

3. Paint transfer scratches

Paint transfer scratches can happen when your car brushes against another painted object. Unlike a paint scratch, which damages the car's paint, a paint transfer scratch only leaves paint from another object on its surface, making it easier to remove.

How to fix paint transfer scratches:

• To loosen the transferred paint, use a mild solvent like acetone. Apply a small amount of solvent to a soft towel and gently rub it over the scratched area.
• Once the transferred paint is removed, reapply the car's paint and apply a wax or sealant to the area. Let it dry for 1-2 days before applying the clear coat.
• Seek help from professional detailers if the paint transfer is difficult to remove. They have the right tools and expertise to safely remove the paint without destroying the underlying paint.

4. Primer scratches

Primer scratches are severe scratches that can compromise a car's integrity. They go beyond the paint layers, exposing the car's inner metal surface.

You should immediately treat primer scratches. If left unattended, moisture and other corrosive agents penetrate the paint and metal, attracting rust and making the car look worn out and neglected.

Primer scratches can be caused by significant impacts, such as car accidents, contact with sharp objects, and severe abrasions.

How to fix primer scratches?

First, fix any dent present, then rub sandpaper on the whole scratched area. Apply the primer evenly and let it dry. Next, apply fresh paint and leave it to dry, and finally, finish off using a clear coat. The repair period varies depending on the severity of the scratch and the extent of the affected area.

Note: Fixing the deep scratches requires skill and expertise, so it's best to have a professional handle the repair.

Conclusion

Promptly identifying and addressing car scratches is essential for preserving both the vehicle's appearance and long-term value. However, beyond regular maintenance, taking proactive steps to protect your car from unexpected damage is just as important. Investing in comprehensive car insurance ensures coverage for accidents, theft, and other unforeseen events, providing financial security and peace of mind every time you hit the road.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

The Indian automobile market has experienced a significant boost, growing at an impressive rate of 12.5% in the last financial year. In this rapidly growing market, hybrid cars are gaining traction due to their blend of luxury, efficiency, and cutting-edge technology.

These vehicles also improve the driving experience and contribute positively to environmental sustainability. Read on to discover some of the best hybrid engine cars available in the Indian market.

List of best hybrid engine cars

Here is a list of some of the best hybrid engine cars in India:

1. Maruti Suzuki Grand Vitara: ₹11.19 - ₹20.09 Lakhs (Approx.)(Ex-showroom price)

This SUV has a 1490 cc engine capacity with a mileage of 27.97 kmpl, which makes it efficient and powerful. This model has a seating capacity of 5 and includes safety features like airbags, ABS, and electronic stability control.

2. Toyota Urban Cruiser Hyryder: ₹11.14 - ₹19.99 Lakhs (Approx.)(Ex-showroom price)

This compact SUV comes with a modern design and spacious interior. This car features a 1490 cc engine that delivers a mileage of 27.97 kmpl. Its features include airbags, Anti-Lock Braking System (ABS), and a 360-degree camera.

3. Toyota Innova Hycross: ₹19.70 - ₹31.34 Lakhs (Approx.)(Ex-showroom price)

This multi-purpose vehicle is designed for family comfort, seating up to 8 people. It combines a 1987 cc engine with an electric motor and offers a mileage of 23.24 kmpl. It is also equipped with cruise control and parking sensors.

4. Mercedes-Benz C-Class: ₹59.40 - ₹66.25 Lakhs (Approx.)(Ex-showroom price)

This luxury sedan features a 1999 cc engine with a mileage of 17 to 23 kmpl. It is equipped with features like front fog lights, automatic climate control, and parking sensors.

5. Lexus ES: ₹64 Lakhs to ₹69.70 Lakhs (Approx.)(Ex-showroom price)

It is a luxurious SUV with a 2487 cc engine with a mileage of 18 kmpl. It includes top-tier features like a lane change indicator, automatic climate control, and cruise control.

6. Toyota Camry: ₹48 Lakhs (Approx.)(Ex-showroom price)

The Camry is a medium-sized sedan known for its smooth driving experience. It features a 2487 cc engine with a mileage of 25.49 kmpl. The model includes parking sensors, 3 drive modes, and fog lights.

Conclusion

As the world transitions toward a more sustainable transportation system, hybrid cars are set to play a pivotal role in shaping the future of mobility. While comprehensive insurance provides complete protection, remember to acquire adequate car insurance, as mandated by the Motor Vehicles Act of 1988. An appropriate policy safeguards against potential accidents, theft, and damage.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

In today's urban driving setting, safety and comfort features have become crucial factors in picking a car. Among these features, the 360-degree camera system has emerged as a game-changer, giving drivers a complete view of their surroundings and making driving in tight areas a breeze. Let’s discover some of the best cars with 360 camera.

List of best cars with 360 degree camera

Modern urban driving presents numerous challenges, from managing busy parking lots to manoeuvring small streets. The 360-degree camera system merges feeds from multiple cameras around the car to create a bird' s-eye view, successfully removing blind spots, and lowering the risk of accidents. Here are the best cars with 360 camera:

1. Maruti Suzuki Dzire

The Maruti Suzuki Dzire has changed the compact car market by offering luxury features at an affordable price point. Its impressive 360-degree camera system provides clear vision and views from multiple positions, which is useful during city driving.

• Price: 6.84 - 10.19 Lakhs (Approx.)(Ex-showroom price)
• Mileage: 71 kmpl
• Trims with 360-degree camera: ZXi+

2. Tata Curvv

Tata Motors has made major advances in car technology with the Curvv. Its 360-degree camera system displays exceptional clarity and speed. The system interacts smoothly with the vehicle's entertainment display, and the interface is simple enough for drivers of all skill levels.

• Price: 10.00 - 19.20 Lakhs (Approx.)(Ex-showroom price)
• Mileage: 15 kmpl
• Trims with 360-degree camera: Creative+ S, Accomplished+ A

3. Hyundai Creta

The Hyundai Creta's SX(O) version improves the driving experience with its advanced 360-degree camera application. The system's high-resolution screens and various watching points make it particularly effective in difficult parking situations.

• Price: 11.11 - 20.42 Lakhs (Approx.)(Ex-showroom price)
• Mileage: 8 kmpl
• Trims with 360-degree camera: SX(O)

4. Mahindra XUV 700

The XUV700's AX7L version highlights Mahindra's technological ability with its advanced 360-degree camera system. The camera quality and screen sharpness are notably better, allowing crystal-clear vision even in low-light situations.

• Price: 13.99 - 25.74 Lakhs (Approx.)(Ex-showroom price)
• Mileage: 17 kmpl
• Trims with 360-degree camera: AX7L

Conclusion

The addition of 360-degree camera systems in these cars marks a major step in making advanced safety features more available to Indian customers. As this technology becomes more common, consumers can expect more unique applications across different price ranges in future. While a 360-degree camera system provides excellent protection against small accidents and parking mistakes, it's crucial to remember that technology alone cannot promise total safety on the road.

Combining these improved safety features with comprehensive car insurance is important. A robust car insurance policy protects you against unexpected accidents, natural disasters, theft, and third-party claims.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Some unique problems come with living in rural India, especially when getting around. Because the roads aren't always in good shape, they can be wet during the monsoons or rough and uneven all year. You need a car that can tackle these challenges while remaining practical for daily use.

Let's look at some of India's best cars for rural areas.

List of best cars for Indian rural roads

Vehicles that are great for rural areas must be long-lasting, easy to maintain, and have good mileage. Local service networks and the ease of getting spare parts are important factors that often affect buying choices.

The vehicle should be able to handle both family transportation and rare load-carrying needs. Here are some of the best cars for rural areas:

1. Mahindra Bolero

Mahindra Bolero is one of the most reliable vehicles in rural areas. Its strong build quality and simple engine design make it ideal for rough terrain. The vehicle's commanding ground clearance helps it handle waterlogged roads during monsoons, while its roomy cabin is useful for family trips and transporting farm goods.

• Engine Capacity: 1493 cc
• Mileage: 16 kmpl
• Price: 9.79 - 10.91 Lakh

2. Maruti Suzuki S-Presso

The S-Presso is a great choice for rural families who want an inexpensive, multi-purpose car. Its small size makes it great for getting around on compact village roads, and the high seat position makes it easy to see. The car's lightweight design also improves fuel economy, making it appropriate for daily use.

• Engine Capacity: 998 cc
• Mileage: 3 kmpl
• Price: 4.26 - 6.12 Lakh

3. Mahindra Scorpio

The Scorpio’s strong engine easily handles steep inclines, while the robust suspension system softens the worst road flaws. The vehicle's powerful road appearance and comfortable cabin make it perfect for work and home use.

• Engine Capacity: 2184 cc
• Mileage: 44 kmpl
• Price: 13.62 - 17.50 Lakh

4. Maruti Suzuki Brezza

The Brezza’s balanced form offers good ground clearance without compromising on comfort. Its steady performance and size make it ideal for rural roads and highway trips. Smart features like hill-hold assist prove useful on tricky terrains, while the efficient engine ensures reasonable running costs.

• Engine Capacity: 1462 cc
• Mileage: 8 kmpl
• Price: 8.54 - 14.14 Lakh

Conclusion

Remember that the best car for country roads isn't usually the most expensive or feature-loaded choice. It's the one that offers the right mix of sturdiness, usefulness, and value for your unique case.

Securing the right car insurance is a crucial step in protecting your investment. While basic third-party insurance is required by law, choosing complete coverage provides much-needed defence against various events. Look for car insurance plans that offer benefits like zero depreciation coverage, 24/7 service assistance, and engine security.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Are you on an exciting journey of buying a brand new car? It's a significant investment, right up there with purchasing a house. But unlike a house, a car is a depreciating asset. Buying a car goes beyond the desire for comfort and convenience. A car often reflects your social and financial standing. However, it's important to remember that there are other expenses to consider along with the car's cost. Determining a budget that aligns with your financial health and long-term goals is crucial. Let's dive into the key considerations when calculating your new car budget in India.

Things to consider when calculating your budget for a new car

When calculating your budget for a new car, several crucial factors must be considered. Consider the following factors to calculate car budget, including:

• Thumb rule: Set a reasonable budget

If you are wondering about "what car can I afford based on salary?" follow this thumb rule. A fundamental thumb rule to abide by when determining your budget for a new car is to avoid allocating more than half of your annual income to this purchase. This pragmatic guideline ensures a balanced approach to car affordability while safeguarding your overall financial stability.   

So, if you’re wondering “how do I know if I can afford a car?”, consider an illustrative scenario: if your annual income stands at ₹10 Lakhs, a reasonable budget would entail earmarking around ₹5 Lakhs for the car's cost. However, it's crucial to emphasise that this thumb rule doesn't solely encompass the car's ex-showroom price. Instead, it extends to the on-road price, which includes expenses like road tax, registration charges, and car insurance premiums. This comprehensive view provides a more accurate reflection of the actual costs of acquiring the vehicle.

When opting for a car loan, the thumb rule extends further to encompass the 20/4/10 principle. It entails initiating the purchase with a down payment of 20% of the car's price. Subsequently, securing a loan tenure within four years is recommended to avoid prolonged interest payment durations. Additionally, ensuring that your car-related expenses, including EMIs and car insurance, collectively remain within 10% of your monthly salary underpins prudent financial management.

• Choose between new or old.

Consider your needs rather than just your wants. If budget constraints come into play, don't overlook the option of a used car. Used cars can be up to 30% - 40% cheaper, depending on their age and condition. However, remember to account for potential maintenance costs and steer clear of vehicles older than five years.

• Buying the right size

Choose a car size that suits your family's needs and lifestyle. A hatchback or sedan might be ideal for a family of four, while a Multi Utility Vehicle (MUV) could be a better fit for larger families. Opting for a smaller model, when possible, can lead to cost savings.

• Avoid negative compounding

Eligibility for a loan doesn't necessarily equate to affordability. Going beyond your budget can lead to negative compounding – the more you borrow, the higher your interest payments. Be cautious not to be lured into a larger loan than you can comfortably manage.

• Contemplate maintenance costs

Remember, owning a car means ongoing expenses. Consider factors like insurance premiums, maintenance, fuel, and service costs. Over time, these seemingly minor expenses can accumulate and impact your financial well-being. Scrutinise the car's technical specifications, such as transmission modes and fuel types, to ensure they align with your budget.

• More savings than EMI

Your car's Equated Monthly Instalments (EMIs) should not consume more than 10% of your savings. Ensure you're setting aside more funds than you allocate toward your car payments. If your EMIs exceed this threshold, consider postponing your purchase until your financial situation strengthens.

How to calculate the budget for your car?           

When wondering “how to know if I can afford a car”, you must learn basic steps to calculate the car's budget. Calculating your car budget entails several essential steps:

• Check the on-road price

Before finalising your car budget, thoroughly examine the on-road price. This comprehensive figure includes the car's base cost and additional expenses like taxes, registration fees, and car insurance. Understanding the on-road price gives you a clearer picture of the overall investment required for your chosen vehicle.

• Consider the monthly payments.

Calculate the monthly payments, including EMIs (Equated Monthly Instalments), and you'll need to allocate this for your car purchase accordingly. This step is crucial if you're opting for a car loan. Ensuring that the monthly payments fit comfortably within your financial capacity is essential.

• Access your down payment.

Determine the amount you can allocate as a down payment for the car. You should know that a higher down payment lowers the loan amount, leading to lower monthly payments. Assessing your down payment capability helps you tailor your car budget to suit your financial situation.

• Check the exchange value of your current vehicle, if any.

If you're replacing an existing vehicle, evaluate its exchange value. A good resale value for your old vehicle can significantly impact your new car's cost, potentially reducing your overall expenditure.

• Consider your total debt.

Take a complete view of your existing financial commitments and debts. Assess whether adding a car loan to your financial portfolio is feasible. Carefully consider your total debt to ensure the new car purchase aligns with your financial stability.

Conclusion

In the exhilarating pursuit of a new car, prudent budgeting is vital. Consider a balanced approach, adhering to a rule of not exceeding half your annual income for the car's cost, including on-road expenses. Opt for practicality between new and used cars, accounting for maintenance costs. Evaluate size, savings-to-EMI ratio, down payment, exchange value, and total debt. Remember, car insurance safeguards your investment, so choose one wisely. With these principles, embark on your car journey confidently and financially prepared.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

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The windshield of a vehicle comprises laminated or solid safety glass; hence, it is a fragile part. It can get shattered or cracked during a collision with another vehicle. It is also possible for the windshield to get damaged when hit by a stone or tree branch while parked on the road under a tree or close to a construction site. Whether it is a small crack or total damage, you have to get it fixed immediately to avoid any accidents due to obstructed vision while still driving the vehicle in that condition. Before heading to a garage, check if your vehicle insurance covers windshield damage.

Does car insurance cover windshield damage?

If you have a doubt in your mind, “Is the windshield covered by insurance?” let’s find out the answer. A comprehensive car insurance policy covers all types of damages caused to a car’s windshield due to collision or non-collision. If you have taken only third-party liability coverage, it will not compensate for the damages to your car. However, comprehensive car insurance coverage includes both own damages and third-party liability coverage; hence damage to the car’s front glass gets covered under insurance if you opt for a comprehensive policy.

Are there any deductibles while filing a damaged windshield claim?

A deductible is the amount an insurance policyholder must pay toward an insured loss before the insurer starts paying for the covered expenses. When you file a damaged windshield insurance claim, you may have to pay a compulsory amount as a deductible. It gets calculated according to the percentage you chose at the time of policy purchase. Only some vehicle insurance companies charge a deductible to the car owners when they file a claim against a car’s windshield damage, i.e., if it gets stated in the policy. However, certain insurers do not make the policyholders pay the deductible for a windscreen repair if the policyholder hasn’t agreed to the deductible clause. If required, compare the total charge for repair or replacement of the windshield and the deductible amount before raising the claim for damage. If the cost of maintenance or renewal of the windscreen is less or slightly greater than the deductible amount, then it is not worth filing a claim.

Types of windshield damages that your car insurance covers

A comprehensive car insurance policy covers the cost of repairing or replacing a chipped, cracked, or shattered windscreen only if the damage gets caused by specific sources listed by the insurance company. The common sources of damage covered under a car insurance plan are listed below.

• Collision with another vehicle
• Tree branches falling on the glass
• Rocks, pebbles, or any other debris hitting the windscreen while driving or when parked on the side of the road.
• Hail falling on the glass during a hailstorm
• Animal colliding with the car’s windscreen
• Plant pots, coconuts, or any other heavy items falling on the glass
• A ball hits the car’s windscreen
• During vandalism, if someone breaks the car’s windshield with a stone or stick

How to file a claim for a damaged windshield?

After an accident, contact your insurance provider immediately to initiate the claim process. Here we have listed the steps on how to claim insurance for car windscreen damage.

• Immediately after the accident, inform the police and file an FIR.
• Declare the damage to the insurance agency and file a claim for windshield damage.
• Take your vehicle to a garage where your insurer has a tie-up to get a cashless service.
• You can also get the vehicle serviced at any repair shop other than a network garage; you need to file for reimbursement later. Remember to produce the receipts to the insurance company when claiming reimbursement.
• The insurer will pay for the expense if the insurance plan covers the circumstances that caused the damage.

Conclusion

Now you have the answer to your doubt — is the front glass of the car covered by insurance? Repairing or replacing a car’s damaged windshield is expensive maintenance work. So, when an unfortunate event that shatters or cracks your vehicle's windscreen happens, immediately inform the police about it. Then proceed with the insurance claim process without any delay. You can raise the claim by submitting a written application at the insurance company’s office or filling up an online form on their website.

Frequently Asked Questions

1.    Will my car insurance policy cover my car's damaged windshield?

Yes, if you have a comprehensive car insurance policy in hand, it will cover the expense of repairing or replacing a damaged windshield. The only condition is that the source of the damage should get covered under the policy to get compensation.

2.    When should I avoid filing for a damaged windshield?

If the cost of repairing or replacing a damaged windscreen is slightly higher or lower than the deductible amount, then it is not ideal to make an insurance claim.

3.    Does filing for a claim increase my car insurance premium?

Yes, filing for a claim can increase the insurance premium. This is because an accident claim makes you appear a risky customer to the insurance company; hence your insurer will charge you a higher car insurance renewal premium.

4.    Does third-party car insurance offer coverage against damaged windshields?

No, your third-party liability insurance does not provide coverage against windshield damage. You will need comprehensive car insurance to get compensation for the repair or replacement expense of the windscreen.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

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You may know about NCB or the No-Claim Bonus in car insurance. But do you know about the NCB Protector add-on cover? This cover can help you keep your accumulated NCB intact, even if you make a claim in a policy year. Yes, you read that right. But now you’re thinking, how is it possible? 

Let’s dive into what an NCB Protector is and how you can avail of it. 

What is NCB protector in car insurance?  

The No-Claim Bonus Protector in a car insurance policy lets you maintain your NCB, provided you make only three claims in a policy year. 

The NCB is a reward that the insurance provider gives to the policyholder in case he/she does not make any claim during the policy term. This reward is a discount on the premium during policy renewal. If you make an insurance claim during a year without the NCB add-on, you will lose your accumulated NCB.  

The NCB Protector is a way of protecting your No-Claim Bonus that you have earned in the event of your own damage, total or partial loss, including claims for windshield glass, theft of car accesries or vehicle, etc. 

Benefits of NCB in Car Insurance  

Listed below are the advantages of NCB in car insurance. 

 Discount on Renewal 

You will have to pay a lower premium than the amount paid earlier.  

 Higher Savings 

NCB can be incremental if you do not claim for five consecutive policy years. 

 Transferable 

You can carry it forward if you have plans to sell your vehicle and purchase a new one. As NCB is associated with the owner and not the vehicle, you also have the option to port your policy from one insurer to another.  

How Much Does A No Claim Bonus Protection Add-On Cost? 

You must keep renewing your car insurance policy without any lapses to maintain your NCB. As there is a year-on-year increment, you can avail of up to 50% discount on the premium if you do not make any claim for 5 consecutive policy years. The price for the NCB Protection add-on ranges between 5% and 10% of your overall policy premium.   

Who Should Opt for A No-Claim Bonus Protection Cover? 

The no-claim bonus protection cover can be opted by - 

• anyone who owns a car and has a valid comprehensive car insurance policy
• any owner whose car is vulnerable to damages and there are higher chances of the owner making a claim
• any person who has a car for 2 years and is not willing to let go of the accumulated NCB

Things to Remember about NCB in India 

There are several important things to remember about the NCB in our country, such as – 

· Termination period of the NCB 

NCB can be terminated if you do not renew it within 90 days of the expiry term or raise a claim without the NCB protection add-on.  

· NCB and the Claim 

If you make a claim without having the NCB protection add-on cover, the NCB will be terminated. 

· Proof of the NCB 

The NCB certificate that you have obtained from the insurance provider acts as the NCB proof. 

· NCB for Commercial vehicles 

You have to be careful concerning the terms and conditions of commercial vehicles in India, as the NCB terms differ from one insurer to another. 

Why Opt for No-Claim Bonus Protection Cover?  

Choosing a No-Claim Bonus (NCB) Protection Cover is like adding a layer of additional security to your car insurance policy. 

• No Claim Bonus Protection Cover ensures that the accumulated NCB remains unaffected, even if you make a maximum of three claims within the policy tenure.
• By securing the NCB Protection Cover, you safeguard the discount you receive upon policy renewal. Opting for this cover is a smart move for those who want to secure their insurance benefits while having the flexibility to file claims when required.

Conclusion  

The No-Claim Bonus (NCB) Protector is a vital add-on for car insurance policyholders looking for ways to secure their NCB despite making claims. This cover not only ensures continued discounts on timely policy renewals but also offers flexibility in making a claim without losing the accumulated NCB. 

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.   

In the ever-changing automotive market, selecting the perfect hatchback that meets your needs and expectations could be tricky. An array of options is available in the market, all competing to be recognised as the top hatchback in the country. Some of the top features of these compact cars include enhanced fuel efficiency and advanced technology.

As we explore the realm of hatchback cars in India, it's crucial to focus on their standout features and consider the integral aspect of car insurance, ensuring a comprehensive and secure driving experience.

Detailed List of the Best Hatchback Cars in India

1. Maruti Suzuki Swift

The Maruti Suzuki Swift is one of the best hatchbacks in India that combines power with efficiency. It boasts an ARAI mileage of 22.56 kmpl and is equipped with an 1197 cc, 4-cylinder petrol engine that delivers robust performance—88.50 bhp at 6000 rpm and 113 Nm torque at 4400 rpm. With seating for five passengers, the Swift offers the convenience of automatic transmission. Its compact yet practical design extends to a boot space of 268 litres, making it an adaptable choice for needs.

The Maruti Swift's fuel efficiency, performance, and compact design position it as a compelling option among leading hatchbacks.

2. Maruti Baleno

This hatchback stands out for its fuel efficiency with an ARAI mileage of 22.94 kmpl and a city mileage of 19.0 kmpl. Its power comes from an 1197 cc, 4-cylinder petrol engine that generates 88.50 bhp at 6000 rpm and a torque of 113 Nm at 4400 rpm. It comfortably accommodates five passengers and has a transmission spacious boot capacity of 318 litres and a fuel tank capacity of 37 litres.

Additionally, over five years, the average service cost for Baleno amounts to over Rs 5000, making it an economical choice in the hatchback segment.

3. Hyundai i20

Hyundai i20 is another compelling hatchback option in the market with an affordable price. i20 offers an ARAI mileage rating of around kmpl, making it suitable for urban commutes and long-distance drives. Its performance is powered by a combination of an 1197 cc, 4-cylinder petrol engine that outputs 86.76bhp at 6000 rpm along with 114.7 Nm torque at 4200 rpm. It features an automatic transmission, ensuring a smooth driving experience.

The hatchback comes with a boot space of 351 litres, providing room for luggage. The i20 lineup offers five variants, Era, Magna, Sportz, Asta and Asta (O), which cater to various preferences and needs in the hatchback segment.

4. Tata Altroz

Tata Altroz offers a range of features across its six variants: XE, XM, XM+ XT, XZ and XZ+. Its boot capacity ranges from 210 to 345 litres and accommodates various needs. Altroz provides three engine options. A 1.2-litre aspirated petrol engine, a 1.2-litre turbo petrol engine, and a 1.5-litre diesel engine are all paired with a 5-speed manual transmission.

Equipped with a 7-inch touchscreen infotainment system, ambient lighting, cruise control, and even a single-pane sunroof, Altroz offers an enhanced premium driving experience. Additionally, customisation options add to its attractiveness in the hatchback market.

5. Maruti Celerio

This compact hatchback comes with a boot space of 313 litres. It is powered by a 1-litre petrol engine (67 PS/89 Nm) with either a 5-speed manual transmission or a 5-speed AMT. The CNG version offers a claimed mileage of 35.6 km/kg with the 5-speed transmission.

In terms of features, Celerio includes a 7-inch touchscreen push button for start/stop, keyless entry, and manual AC to enhance the driving experience. With its mileage figures and range of features, Maruti Celerio is a choice for budget-conscious buyers looking for practicality and efficiency.

6. Tata Tiago EV

Tata Tiago comes in five vibrant colours. It offers options for battery packs with capacities of 19.2 kWh and 24 kWh, providing a claimed range of 250 km to 315 km. Charging options are convenient, including a DC charger that can charge from 10% to 80% in 57 minutes.

Packed with features such as a 7-inch touchscreen, Harman sound system, auto AC, dual airbags and TPMS for safety measures, the Tiago EV combines sustainability with amenities to offer an eco-friendly and enjoyable driving experience.

7. Toyota Glanza

Toyota Glanza has a 1.2-litre Dualjet petrol engine (90 PS/113 Nm). It can be paired with a 5-speed manual or a 5-speed AMT transmission. The CNG mode, combined with the 5-speed manual transmission, offers a fuel efficiency of 30.61 km/kg.

Glanza boasts a 9-inch touchscreen display, heads-up display, 360-degree camera system, automatic climate control with rear AC vents and cruise control. With its rounded features and rich offerings in the hatchback segment, Glanza stands as a well-rounded choice.

8. Citroen C3

Citroen C3 Aircross is a spacious hatchback that comfortably accommodates five passengers and provides ample boot space of 315 litres. It offers fuel efficiency ratings of around 19.8 kmpl and 19.44 kmpl, respectively, for city and highway driving conditions to ensure journeys.

C3 Aircross has a user system featuring a large 10.2-inch touchscreen display that connects Android Auto and Apple CarPlay platforms and an array of car features totalling up to 35 options for convenience. Safety comes first with Citroen C3 Aircross, which is equipped with dual front airbags, ABS, EBD, a reversing camera, and rear parking sensors.

9. Renault Kwid

Renault Kwid offers five variants: RXE, RXL, RXL (O) RXT and Climber. There's also an edition called 'Urban Night,' based on the RXT variant. You'll also have plenty of colour options—six monotone and two dual-tone options. Renault Kwid boasts an 8-inch system that supports Android Auto and Apple CarPlay.

Other features include entry, manual AC for comfort control and electrically adjustable ORVMs for convenience. Safety is not compromised either—you can count on airbags and ABS with EBD for added protection. All in all, Renault Kwid offers style without compromising safety.

10. Hyundai Grand i10 Nios

Hyundai Grand i10 Nios offers a range of options with five variants available. If you prefer CNG, options of fuel types like Magna or Sportz models are available to meet your requirements.

Grand i10 Nios has a 1.2-litre petrol engine offering manual and AMT transmission options. Loaded with features like an 8-inch display, wireless phone charger, and essential safety elements such as six airbags, ABS, ESC, and TPMS, Grand i10 Nios provides a stylish and secure driving experience. This Hyundai hatchback strikes the balance between style, performance and safety.

Conclusion

Finding the best hatchback cars in India is a journey filled with innovation, efficiency and style. Each car brings its strengths to the forefront. However, beyond eye-catching designs and impressive performances on the road, it is crucial to prioritise car insurance coverage for a worry-free driving experience that guarantees security.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

In the dynamic Indian automotive market, where numerous affordable cars attract potential buyers, making a well-informed choice is not easy. Before deciding, you must consider several factors, such as features, mileage, and more. To help you shortlist options, we have compiled a list of the 10 popular small, affordable cars and their key specifications. Whichever car you choose, make sure to protect it with robust car insurance. Besides, it is mandatory to have motor insurance to drive a vehicle on Indian roads.

So, let’s move on to the list of India’s top 10 small affordable cars.

List of Small Affordable Cars in India

1.      Renault Kwid

Renault Kwid, often called the mini Renault Duster, combines an SUV’s performance with a hatchback’s compact body. Its rugged and SUV-inspired appearance boasts high ground clearance and a confident stance.

Beneath the hood, the Kwid is equipped with a 1.0-litre SCe 3-cylinder petrol engine, providing a power output of 54 PS and a torque of 72 Nm. Available in multiple variants like RXL, Neotech, RXE, and RXL AMT, among others, the Kwid offers versatility for various preferences.

Key Specifications:

• Mileage: Impressive up to 22.0 kmpl
• Engine Displacement: Ranging up to 999 cc
• Fuel Type: Petrol

2.      Tata Tiago

Tata Tiago is the most affordable car offering in Tata’s vehicle lineup. It is powered by a Revotron 1.2-litre, 3-cylinder engine, delivering a robust 86 PS of power and 113 Nm of torque.

Prioritising safety, the vehicle includes features such as an anti-lock braking system with EBD and CSC, a rear camera, and an impact-sensing auto door unlock.

Tiago enhances the driving experience with Harman’s 7-inch Connectnext infotainment system and 8 speakers. Additionally, it boasts automatic climate control, a cooled glovebox, and seamless Apple CarPlay and Android Auto connectivity. Available in multiple variants, including XE, XT, XZ, XTA, XZ+, and XZA.

Key Specifications:

• Mileage: Impressive up to 23.84 kmpl
• Engine Displacement: Ranging up to 1199 cc
• Fuel Type: Petrol

3.      Hyundai Grand i10 Nios

Hyundai Grand i10 Nios takes the lead among small cars in India with its exceptional best-in-segment features. In addition to a 20.25cm infotainment system, driver rear-view monitor, keyless entry, digital speedometer, voice control, and navigation system, it offers a range of advanced amenities. With several variants available, including Era, Magna, Sportz, and Asta, you can choose the model that suits your preferences.

Key Specifications:

• Mileage: Impressive up to 24.0 kmpl
• Engine Displacement: Petrol and CNG – ranging up to 1197 cc, diesel – up to 1186 cc
• Fuel Types: Petrol, diesel and CNG

4.      Maruti Swift

Maruti Swift, one of India’s best-selling small cars, continues its triumphant journey, now in its third-generation incarnation. It is powered by a BSVI-compliant 1.2-litre K12B 4-cylinder petrol engine, delivering a peppy 81 BHP of power and 113 Nm of torque.

Enhancing its appeal, the Swift cruises on R15 alloy wheels, elevating its aesthetics. Safety is paramount with features like rear parking sensors with a camera, a crash sensor, an anti-lock braking system, and a hill-control assist.

Key Specifications:

• Mileage: Impressive up to 22.0 kmpl
• Engine Displacement: Ranging up to 1197 cc
• Fuel Type: Petrol

5.     Maruti Baleno

Maruti Baleno, a standout in its class, is powered by a 1.2-litre VVT petrol engine, churning out a robust 84BHP of power and 140 Nm of torque. It boasts impressive exteriors, luxurious interiors, and many appealing features. Its windows feature UV-cut glass, protecting from harmful UV radiation and maintaining a cooler cabin environment.

In terms of appearance, Maruti Baleno makes a statement with distinctive project LED headlamps featuring LED DRLs, striking two-tone R16 alloy wheels, and elevated ground clearance. Available in various variants, including LXI, VXI, ZXI, and ZXI+.

Key Specifications:

• Mileage: Impressive up to 23.87 kmpl
• Engine Displacement: Ranging up to 1197 cc
• Fuel Type: Petrol

6.     Citreon C3

Citroen C3 is priced at ₹5.88 lakh. It offers two engine options and prioritising fuel efficiency with its six-speed manual transmission. Prominent features encompass height-adjustable driver seats, a user-friendly 10-inch touchscreen infotainment system, and a four-speaker sound system. Prioritising safety, it includes ABS with EBD, rear parking sensors, and dual front airbags.

Key Specifications:

• Mileage: Up to 19.4 kmpl
• Engine Displacement: Ranging up to 1199 cc
• Fuel Type: Petrol

7.     Maruti Wagon R

Maruti Wagon R, a beloved hatchback from Maruti, ranks among the best small cars in India. It offers two engine options paired with a five-speed manual transmission. The vehicle offers a seven-inch touchscreen display, a four-speaker music system, and steering-mounted audio and phone controls. Prioritising safety, it is equipped with ABS with EBD, dual front airbags, rear parking sensors, and a hill-hold assist system, ensuring passenger security.

Key Specifications:

• Mileage: Impressive up to 24.43 kmpl
• Engine Displacement: Ranging up to 1197 cc
• Fuel Type: Petrol

8.      Tata Altroz

Tata Altroz, available at ₹6.60 lakh to ₹10.74 lakh (ex-showroom Delhi), offers diverse options for various preferences. It is offered in six major variants: XE, XM, XM+, XT, XZ, and XZ+. Regarding boot space, both the petrol and diesel versions provide ample storage with 345 litres, while the CNG variants offer slightly less at 210 litres.

The Altroz offers three engine choices: a 1.2-litre naturally aspirated petrol engine generating 86 PS/113 Nm, a 1.2-litre turbo-petrol engine with 110 PS/140 Nm, and a 1.5-litre diesel engine producing 90 PS/200 Nm.

Key Specifications:

• Mileage: Impressive up to 25.11 kmpl
• Engine Displacement: For petrol engines, the capacity is limited to 1199 cc, while for diesel engines, the limit is set at 1497 cc.
• Fuel Types: Petrol and diesel

9.      Maruti Alto 800

Maruti Alto 800 is one of India’s most enduring and beloved small cars. It has maintained its prominence in the Indian automobile industry. This resilient vehicle has evolved to adapt to the ever-changing market, refining its design, specifications, and features. It offers a range of variants, including LXI, VXI, VXI Plus, and STD, among others.

Key Specifications:

• Mileage: Impressive up to 22.05 kmpl on petrol and 32.99 km/kg on CNG
• Engine Displacement: Ranging up to 796 cc
• Fuel Types: Petrol and CNG

10.      Maruti Ignis

Competitively priced, Maruti Ignis costs between ₹5.84 lakh and ₹8.16. It offers customers a choice of four primary variants: Sigma, Delta, Zeta, and Alpha.

When it comes to aesthetics, the Ignis stands out with a palette of six monotones and three dual-tone colours, offering options like Nexa Blue, Lucent Orange, Silky Silver, Turquoise Blue, Glistening Grey, Pearl Arctic White, Pearl Midnight Black, Lucent Orange with a black roof, Nexa Blue with a silver roof and Nexa Blue with a black roof.

Powering the Ignis is a 1.2-litre petrol engine that delivers 83 PS of power and 113 Nm of torque. Customers can choose between a 5-speed manual or a 5-speed AMT (automated manual transmission), offering a fuel efficiency of 20.89 kmpl.

Adding to its appeal, the Ignis features a 7-inch touchscreen infotainment system with Apple CarPlay and Android Auto compatibility. It also has LED projector headlights featuring DRLs (Daytime Running Lights) and automatic climate control for enhanced convenience.

Key Specifications:

• Mileage: Impressive up to 20.89 kmpl
• Engine Displacement: Ranging up to 1197 cc
• Fuel Type: Petrol

Frequently Asked Questions

1.      What are the popular cars under ₹6 lakhs?

The Indian automotive market offers a variety of small, affordable cars under ₹6 lakhs, including the Maruti Swift, Maruti Alto, Hyundai Grand i10, Maruti Baleno, Renault Kwid, Tata Altroz, Maruti S-Presso, Tata Tiago and Renault Triber.

2.      Are there any elegant small cars in India?

Yes, there are some small elegant cars like Maruti Baleno and Tata Altroz.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

With their old, classic charm, vintage cars are fascinating, rare, and costly. Not only is their purchasing cost high, but the expenses to maintain them are on the higher side, too. The general definition of a vintage car is decided by the manufacturing date; it should have been built between 1919 and 1930.

Did you know that there is vintage car insurance? Let us discuss this concept of old car insurance in detail.

Types of Vintage Car Insurance

The Vintage and Classic Car Club of India (VCCCI) must officially certify a vehicle as vintage. There are three types of vintage car classifications —

1. Vintage Cars: According to VCCCI standards, cars manufactured between 1919 and 1930 are vintage. In contrast to the other two categories, the value of a vintage car remains relatively stable even after undergoing modifications.
2. Classic Cars: Vehicles produced between 1940 and 1970 fall under the Classic car category. These automobiles should remain unaltered and maintain their original specifications. Any extensive modifications disqualify a car from being classified as Classic.
3. Antique Cars: Vehicles manufactured from 1930 to 1940 are antique cars. Antique cars should undergo minimal modifications and retain their original design.

Regarding insurance, there are only two car categories: Classic and Vintage. Antique cars are included in the Classic category.

There are two types of vintage car insurance —

1. Stated Value Vintage Car Insurance: This plan factors in depreciation based on the owner’s estimation of the car’s worth.
2. Agreed Value Policy: This vintage car insurance sub-category is based on a mutually agreed-upon value between the owner and the insurance provider.

Factors, such as premium costs, must be considered before selecting a vintage car insurance policy. 

Factors Impacting Vintage Car Insurance

Current car value significantly impacts insurance rates. Unlike modern cars with fixed values, vintage car valuation proves challenging. The following factors affect old car insurance —

1. Car Age: To value a car as per its age, insurers refer to VCCCI guidelines. The criteria for categorisation may vary among car insurance companies.
2. Maintenance Costs: Vintage cars may need frequent repairs, leading to increased premiums. So, car insurers conduct thorough vehicle inspections to gauge expected maintenance expenses. The higher the maintenance cost of a vintage car, the higher the insurance premium on the policy.
3. Spare Parts Cost: Vintage car spare parts are scarce and costly. They often require to be imported. This factor significantly influences insurance premiums as the rarer the spare part, the higher the premium.

Conclusion

Vintage cars are high-priced. Owning a vintage car comes with exorbitant maintenance costs. This has made the concept of making vintage car insurance increasingly popular. But before purchasing vintage car insurance, it is important to determine the car’s category.

Factors influencing vintage car insurance include the age of the car, its current value, expected maintenance costs, and the price of spare parts. Vintage car owners often face difficulties in sourcing costly spare parts. Some of the spare parts may even need to be imported.

Certification and evaluation from the VCCCI are essential to secure vintage car insurance. Based on the assessment, owners and insurance companies can mutually agree on the sum insured. It is imperative to thoroughly review policy terms and conditions to understand the coverage provided, particularly the limitations and exclusions.

Vintage cars frequently participate in rallies, exhibitions, and public events. Old car insurance should cover any damage incurred during such occasions through separate event-specific coverage or as part of the policy terms.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Choosing between front-wheel drive (FWD) and rear-wheel drive (RWD) is important when selecting a vehicle. It greatly impacts the handling, performance and overall driving experience. For car buyers looking to make an informed decision, it's important to have a comprehensive understanding of the differences between these two drivetrain configurations.

In this exploration, we will delve into the characteristics and differences between front-wheel drive and rear-wheel drive, shedding light on their advantages and considerations. This knowledge will help you navigate the world of cars effectively and choose a vehicle that aligns best with your preferences and driving needs.

What is Front Wheel Drive (FWD)?

Front-wheel drive (FWD) is a configuration where most of the engine's power goes to the vehicle's front wheels. In this setup, the front wheels transmit power from the engine to the road and steer the vehicle. This differs from rear-wheel drive (RWD), where power is sent to the rear wheels, and the steering is in the hands of the front wheels.

FWD vehicles typically offer certain advantages, such as traction in slippery conditions and easier handling. These factors contribute to their popularity as choices for daily commuting and family vehicles. It has fewer components than other drivetrain setups, resulting in lighter cars and improved fuel economy.

FWD is also ideal for driving in rainy conditions, and modern systems often include traction control for snow conditions. However, it's important to ensure car insurance coverage regardless of the driving scenario.

What is Rear Wheel Drive (RWD)?

Rear wheel drive (RWD) is a drivetrain configuration where the power from the engine primarily goes to the vehicle's rear wheels. In RWD vehicles, the rear wheels transmit power from the engine to the road and propel the vehicle forward. This differs from front-wheel drive (FWD), where the front wheels handle power delivery and steering.

RWD is often associated with performance-oriented vehicles due to its better balance and handling characteristics. The division of tasks between rear wheels contributes to improved traction during acceleration.

While RWD vehicles may not be as common as FWD in cars, they are popular in segments such as sports cars and luxury vehicles.

Differences Between Front-wheel Drive and Rear-wheel Drive

This table summarises Front-wheel Drive vs Rear-wheel Drive:

Frequently Asked Questions

Is it better to have FWD or RWD?

The choice between Front-wheel Drive (FWD) and Rear-wheel Drive (RWD) depends on preferences and specific requirements. Typically, FWD cars are popular for their fuel efficiency and spacious interiors, making them suitable for everyday driving. On the other hand, RWD cars are preferred for high-performance sports vehicles that offer enhanced capabilities.

Is RWD not safe?

Rear-wheel Drive (RWD) cars may not be a wise option for driving on snowy roads as they tend to oversteer or fishtail. In such conditions, especially when traction is reduced, RWD vehicles can present challenges in terms of stability and control.

Can FWD cars drift?

Technically, Front-wheel Drive (FWD) cars can perform drifting manoeuvres with the right technique, speed, and timing. However, it's crucial to note that attempting drifting should be limited to controlled environments like designated tracks. It is not recommended on private or public roads due to safety concerns.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

The Indian automobile market is a car enthusiast’s paradise. The most-selling cars in India range from compact hatchbacks to rugged off-roaders. These vehicles reflect the pulse of consumer preferences and encapsulate the essence of popularity and performance in the bustling Indian automotive landscape. Join us on this exploration to unveil the names and features of the cars that have successfully claimed the title of the most selling in India, showcasing their undeniable allure and widespread acclaim.

List of The Best-Selling Cars in India

Let us embark on a journey through the dynamic automotive landscape of India as we delve into the details of the best-selling cars in India. These vehicles, renowned for their fuel efficiency and cutting-edge features, serve as a testament to the discerning preferences of Indian automotive enthusiasts.

1.      Maruti Suzuki Brezza

The Maruti Suzuki Brezza, a stylish and robust vehicle, is at the top of India’s best-selling SUVs list. Its power comes from a 1.5-litre K-Series petrol engine, churning 101.65 BHP and 136.8 Nm of torque. The Brezza offers a five-speed manual and an automatic transmission, thanks to Smart Hybrid Technology. With a seating capacity of five, it provides ample room for passengers.

Moreover, its elevated ground clearance of 198 mm guarantees a comfortable ride, even on uneven or rugged roads.

Key Specifications:

• Ex-Showroom Price: Starting at ₹8.29 lakh
• Engine Displacement: 1462 cc
• Mileage:38 to 25.51 kmpl
• Fuel Types: Petrol and CNG
• Transmission Options: Manual/Automatic
• Boot Space: 328 litres
• Seating Capacity: 5
• Airbags: 6

2.      Hyundai Creta

Following closely on the list of Indian SUVs is the Hyundai Creta, available in a remarkable range of 7 variants. Starting with the base model, the Hyundai Creta E, and reaching the pinnacle with the Hyundai Creta SX Opt Turbo, Hyundai offers a choice for every preference.

The Creta SUV lineup features manual and automatic transmissions, delivering a robust power output of 138.08 BHP at 6000 RPM and a peak torque of 242 Nm at 1500-3200 RPM. With a seating capacity of 5, it’s ideal for larger families who enjoy embarking on journeys together.

Key Specifications:

• Ex-Showroom Price: Starting at ₹10.87 lakh
• Engine Displacement: 1493 – 1497 cc
• Mileage:8 – 23 kmpl
• Fuel Types: Diesel/Petrol
• Transmission Options: Manual/Automatic
• Boot Space: 433 litres
• Seating Capacity: 5
• Airbags: 6

3.      Tata Nexon

Securing the second position among India’s top SUVs is the Tata Nexon, available in five enticing variants: XE, XM, XZ, XZ+ and XZA+. All these models feature a comfortable five-seater layout, making them suitable for various needs.

The Nexon boasts BS-VI-compliant petrol and diesel engines, delivering a robust performance.

The turbocharged engine impressively produces a maximum torque of 260 Nm at 1500-2750 RPM and a peak power of 113.31 BHP at 3750 RPM.

Key Specifications:

• Ex-Showroom Price: Starting at ₹8.10 lakh
• Engine Displacement: 1199 – 1497 cc
• Mileage:01 – 24.08 kmpl
• Fuel Types: Diesel/Petrol
• Transmission Options: Manual/Automatic
• Boot Space: 382 litres
• Seating Capacity: 5
• Airbags: 6

4.      Hyundai Venue

Hyundai Venue secures the 4th spot among India’s best SUVs, boasting cutting-edge technologies and unique features. Its potent engine delivers a maximum power of 118.41 BHP at 6000 RPM and a peak torque of 172 Nm at 4500 RPM. The vehicle offers a generous ground clearance of 190 mm, ensuring smooth rides even on challenging terrains.

This 5-seater Hyundai model features an advanced control system, allowing drivers to effortlessly select from three drive modes and three 2WD traction modes using a single jog dial.

Key Specifications:

• Ex-Showroom Price: Starting at ₹7.89 lakh
• Engine Displacement: 998 – 1493 cc
• Mileage: Impressive 24 kmpl
• Fuel Types: Petrol/Diesel
• Transmission Options: Manual/Automatic
• Boot Space: Spacious 350 litres
• Seating Capacity: 5
• Airbags: 6

5.      Tata Punch

Tata Punch is one of the most selling cars in India. One of India’s top compact SUVs, it offers 33 variants to cater to diverse preferences.

Beneath the hood, it houses a 1.2-litre petrol engine, delivering a spirited performance with a maximum power output of 86.63 BHP at 6000 RPM and a peak torque of 115 Nm at 32500 RPM.

Equipped with a 7-inch touchscreen display featuring connected car technology, the SUV complements this with a 7-inch semi-digital instrument panel. Prioritising safety, it includes dual front airbags, ABS with EBD, and front and rear parking sensors to enhance the driving experience.

Key Specifications:

• Ex-Showroom Price: Starting at ₹6 lakh
• Engine Displacement: 1199 cc
• Mileage: Impressive range from 18.8 to 26.99 kmpl
• Fuel Types: Petrol/CNG
• Transmission Options: Manual/Automatic
• Boot Space: Generous 366 litres
• Seating Capacity: Accommodates 5 passengers
• Airbags: 2
  

6.      Mahindra Bolero

Amongst India’s most popular cars is the Mahindra Bolero. Mahindra Bolero, a 7-seater SUV, starts at ₹ 9.79 lakh in India. It features a 1.5 litre diesel engine with manual transmission. It has a claimed mileage of 16 kmpl. It comes with a ground clearance of 180 mm. It comes in three variants and offers a choice of three attractive colours.

With a seating capacity of five, the Bolero prioritises safety with features such as an anti-lock braking system (ABS), reverse parking assistance, and dual airbags.

Key Specifications:

• Ex-Showroom Price: Starting at ₹9.79 lakh
• Engine Displacement: 1493 cc
• Mileage: A respectable 16 kmpl
• Fuel Type: Diesel
• Transmission: Manual
• Boot Space: Spacious 370 litres
• Seating Capacity: Accommodates 7 passengers
• Airbags: 2

7.      Mahindra Scorpio N

If you’re searching for a 7-seater SUV in India, consider the Mahindra Scorpio N. It has a commanding performance with a maximum torque of 400 Nm at 1750-2750 RPM and a robust 172 BHP of power at 3500 RPM.

The Scorpio N has advanced features, including cruise control, auto headlamps with LED DRLs, automatic air conditioning, an 8-inch touchscreen infotainment system, and Bluetooth and AUX connectivity.

Key Specifications:

• Ex-Showroom Price: Starting at ₹13.25 lakh
• Engine displacement: 1997 – 2198 cc
• Mileage: Impressive range from 19.38 to 27.97 kmpl
• Fuel Types: Petrol/CNG
• Transmission Options: Manual/Automatic
• Boot Space: Spacious 460 litres
• Seating Capacity: Accommodates 7 passengers
• Airbags: 6

8.      Maruti Grand Vitara

Maruti Grand Vitara, recognised as one of India’s finest SUVs, offers versatility with options for both petrol and CNG engines, along with manual or automatic transmissions.

It features two impressive petrol engine choices: a 1.5-litre mild-hybrid petrol engine and a robust 1.5-litre strong-hybrid petrol engine, delivering maximum powers of 103PS and 116PS, respectively.

Key Specifications:

• Ex-Showroom Price: Starting at ₹10.70 lakh
• Engine Displacement: 1462 – 1490 cc
• Mileage: Impressive range from 19.38 to 27.97 kmpl
• Fuel Types: Petrol/CNG
• Transmission Options: Manual/Automatic
• Boot Space: Spacious 373 litres
• Seating Capacity: Accommodates 5 passengers
• Airbags: 6

9.      Kia Sonet

Kia Sonet stands out among compact SUVs. This versatile car has six trims: HTE, HTK, HTK+, HTX, HTX+ and GTX+.

Kia has equipped the Sonet with an electric sunroof and comfortable 5-seater configurations. Under the hood, it packs a punch, generating a maximum power of 114.41 BHP at 4000 RPM and a formidable 250 Nm of torque at 1500-2750 RPM. It is one of the most affordable SUVs in India, with a starting price of ₹7.79 lakh.

Key Specifications:

• Ex-Showroom Price: Starting at ₹7.79 lakh
• Engine Displacement: 998 – 1493 cc
• Mileage: Impressive 18.2 kmpl
• Fuel Types: Diesel/Petrol
• Transmission: Automatic
• Boot Space: Spacious 392 litres
• Seating Capacity: Accommodates 5 passengers
• Airbags: 6

10.      Kia Seltos

The Kia Seltos, another contender in India’s list of top 10 SUV cars, stands out as a remarkable compact SUV. Kia offers this compact SUV in three trims: Tech (HT) Line, GT Line and X-Line, each offering versatile 5-seating configurations.

Within the Tech (HT) Line, you’ll find five variants: HTE, HTK, HTK+, HTX and HTX+, while the GT Line comes in two variants: GTX(O) and GTX+.

Key Specifications:

• Ex-Showroom Price: Starting at ₹10.90 lakh
• Engine Displacement: 1482 – 1497 cc
• Mileage: A respectable range from 17.0 to 20.7 kmpl
• Fuel Types: Diesel/Petrol
• Transmission Options: Manual/Automatic
• Boot Space: Spacious 433 litres
• Seating Capacity: Accommodates 7 passengers
• Airbags: 6

Conclusion

Exploring the top-selling cars in India not only provides insights into popular choices but also underscores the importance of safeguarding these valuable investments. As car buyers navigate options, considering factors like performance, features, and fuel efficiency, it is equally essential to prioritise protection through comprehensive car insurance. Choosing the right insurance coverage ensures not only the longevity and well-being of the vehicle but also peace of mind for the owner. As the automotive landscape evolves, a thoughtful combination of a top-selling car and a robust insurance plan ensures a secure and enjoyable journey on India’s diverse roads.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

If you’re on the hunt for the perfect SUV that suits your needs, you’ve come to the right place. In the diverse world of automobiles, SUVs (Sports Utility Vehicles) have become extremely popular, winning over consumers with their stylish looks, performance capabilities, and versatility. The SUV market in India has witnessed tremendous growth, with manufacturers introducing innovative designs, cutting-edge technology and impressive features to meet the demands of potential customers. Choosing the best SUV goes beyond practicality; it reflects an individual’s lifestyle, aspirations and desire for a seamless driving experience.

Detailed List of the Best SUV Cars in India

Car enthusiasts look for various features before giving their verdict. You may be one of them or simply looking for a car that meets your varied requirements. SUVs remain a popular choice for car enthusiasts as well as those looking for comfort on wheels. Whether it is the seating capacity, high ground clearance to enable the car to absorb road shocks or comfortable and spacious interiors, the popularity of SUVs keeps rising. If you’re considering purchasing one, here’s a compilation of the best SUVs in India that exemplify power, comfort, and contemporary design while ushering in an era of automotive advancement.

1.      Maruti Suzuki Brezza | Starting at ₹8.29 lakh

Thanks to its affordability, Maruti Suzuki Brezza leads the pack as one of India’s highest-selling SUVs. This SUV boasts an impressive exterior coupled with robust features and is powered by an impressive 1.5-litre K-Series petrol engine that churns out 101.65 BHP of power and 136.8 Nm of torque.

With the integration of Smart Hybrid Technology, the Brezza offers versatility in driving experience, giving you the choice between a five-speed manual or an automatic transmission. With a capacity for up to 5 passengers, its elevated ground clearance of 198 mm ensures a smooth ride on challenging roads.

2.      Tata Punch | Starting at ₹6 lakh

This compact SUV makes a statement with a line-up of 33 different variants. Powered by a 1.2-litre petrol engine, this small powerhouse delivers power of 86.63 BHP at 6000 RPM and generates a torque of 115 Nm at 32500 RPM.

Safety and modernity are priorities in the Tata Punch, equipped with features like a car technology-enabled 7-inch touchscreen display, a semi-digital instrument panel measuring seven inches, dual front airbags, ABS with EBD (Electronic Brakeforce Distribution) and front and rear parking sensors. With its style, efficiency and advanced safety features, the Tata Punch stands out as an appealing choice in India’s competitive SUV market.

3.      Hyundai Venue | Starting at ₹7.89 lakh

The Hyundai Venue comes in as the most affordable contender on our list of SUV cars in India. It’s a compact powerhouse that combines technologies and unique features. With a starting price of just ₹7.89 lakh, the Venue offers an engine that can generate a maximum power of 118.41 BHP at 6000 RPM and a torque of 172 Nm at 4500 RPM. This 5-seater SUV also boasts a ground clearance of 190 mm, providing both style and substance.

One standout feature of the Hyundai Venue is its control system, allowing car owners to easily switch between three drive modes and three 2WD traction modes using a jog dial.

4.      Tata Nexon | Starting from ₹8.10 lakh

With a starting price of ₹8.10 lakh, the Nexon establishes itself as a perfect option for those looking for a well-rounded SUV experience in India. This feature-packed car is available in five variants. XE, XM, XZ, XZ+ and XZA+, all featuring a seating arrangement for five people, the Nexon stands out for its versatility and stylish design.

Tata Nexon’s petrol and diesel engines comply with BS VI standards and deliver robust performance. The Turbocharged engine generates a torque of 260 Nm at 1500-2750 RPM and achieves a maximum power output of 113.31 BHP at 3750 RPM. Safety is also paramount in the Tata Nexon, which has six airbags and a feature-rich interior.

5.      Mahindra Bolero | Starting at ₹9.79 lakh

If you’re in the market for top-selling SUVs in India, the Mahindra Bolero is worth considering. It comes with a 1.5-litre diesel engine paired with a 5-speed manual transmission. The Bolero offers a powerful and efficient performance with a maximum power of 75 BHP at 3600 RPM and torque of 210 Nm at 1600-2200 RPM.

Safety is not compromised either, as it includes features like an anti-lock braking system (ABS), reverse parking assistance, and dual airbags to ensure both practicality and peace of mind.

6.      Hyundai Creta | Starting from ₹10.87 lakh

Continuing our exploration of the best SUV cars in India, we come across the Hyundai Creta, a name synonymous with elegance and performance. The Hyundai Creta SUV offers a range of options with seven variants. Whether you prefer the base model Creta E or the top-tier Creta SX Opt Turbo, there’s something for everyone.

You’ll find automatic and manual transmissions in the Creta line-up, providing a maximum power output of 138.08 BHP at 6000 RPM and 242 Nm at 1500-3200 RPM torque. With seating for up to five people, it’s a family car that offers comfortable seating. 

7.      Honda Elevate | Starting at ₹10.99 lakh

Meanwhile, the Honda Elevate provides an added touch of luxury with features such as a pane sunroof and advanced driver assistance systems available through the Honda Sensing package. Powered by the 1.5-litre i-VTEC petrol engine, it delivers a peak output of 89 kW (119 hp) and 145 Nm of torque for a powerful and responsive driving experience. These attributes make the Elevate an enticing choice for those seeking sophistication and performance in a compact SUV. The car covers all the aspects well and excels in the areas most important for everyday driving.

8.      Maruti Grand Vitara | Starting at ₹10.70 lakh

Maruti Grand Vitara confidently takes its place as one of the best SUVs in India. It offers versatility with options for both petrol and CNG engines as manual or automatic transmission choices. The Grand Vitara comes equipped with two petrol engine options: a 1.5-litre petrol engine and a 1.5-litre hybrid petrol engine. These engines deliver 103PS and 116PS, respectively, ensuring a dynamic driving experience for SUV enthusiasts. This 5-seater is perfect if you are looking for a compact design with robust performance catering to your everyday needs.

9.      Kia Seltos | Starting at ₹10.90 lakh

The Kia Seltos has quickly become a standout in the compact SUV category, offering a combination of style, performance, and advanced features. With multiple variants and three trims catering to a range of buyers, from practicality-focused individuals to those seeking a sportier driving experience. The Seltos comes with 6 airbags and a boot space of 433 litres. It offers a 17-27.7 km/l mileage and an engine displacement of 1482-1497 cc. It comes in both 5- and 7-seater arrangements. Its sleek, modern exterior design and various high-tech features set it apart in the crowded SUV market.

10.      Mahindra Scorpio N | Starting at ₹13.25 lakh

Looking for a perfect 7-seater SUV in India? The Mahindra Scorpio N is a great choice. This feature-packed car has a robust engine delivering a torque of 400 Nm at 1750-2750 RPM and a maximum power of 172 BHP at 3500 RPM. The Scorpio N ensures a comfortable and connected journey with advanced features like cruise control, auto headlamps with LED DRLs, auto AC, an 8-inch infotainment system, and Bluetooth and AUX connectivity.

Conclusion

Whether you’re looking for a compact and city-friendly SUV or an off-road capable one, plenty of options suit different preferences. By exploring car insurance coverage options specifically designed for SUV owners, you not only ensure protection on the road but also gain peace of mind.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

A road trip or a long drive in a car, traversing scenic stretches of land is an exciting and thrilling experience. But, there are possibilities for unpredicted road incidents to happen anytime. So, before venturing out for an adventurous road trip, make sure you have the essential supplies to combat or protect yourself against unforeseen unpleasant incidents while on the way. Car insurance documents and a first aid kit with all the basic supplies are essential to carry in your vehicle as a measure to safeguard against any accidents or mishaps.

Comprehensive car insurance can cover all of the expenses for damage repair and legal liabilities in case of bodily injury or death of a third party. While travelling, always keep a first aid kit in the car. This can be of use in events that require immediate medical attention.

What is a First Aid Kit?

A first aid kit is a small medical kit or box that contains essential medicines and other supplies that you can use to treat minor to moderate health conditions or injuries. This can address the immediate need for medical assistance or treatment for a person before being taken to a healthcare centre for more appropriate care.

A first aid box for a car typically and ideally contains supplies for treating pain, swelling, minor cuts, scrapes, and burns. The contents of the medical kit should be replaced and replenished from time to time. Supplies with an expiry period, like medicines, must be checked occasionally and restocked with new ones.

Things to Keep in Your Car’s First Aid Kit

A first aid kit kept in a car should essentially contain the following items:

• Band-aid to seal wounds or cuts
• Bandages to control bleeding and support injured joints
• Hand sanitiser to disinfect your hands before treating an injury
• Scissors to cut bandages or clothes
• Pain relief medicines and sprays
• Thermometer
• Safety pins to secure the bandage
• Antiseptic cleaners to wash the wounds
• Antibiotic ointments to apply on scrapes or minor wounds

What are the Benefits of Having a First Aid Kit in Your Car?

While travelling, it is necessary to take care of safety and consider it your priority than reaching the destination on time in a hurry. With a first aid kit in the car, you can ensure immediate medical help in case of unfortunate happenings.

Here are the benefits of having a first aid box for a car.

• Prepared to deal with emergencies: Having to face an emergency medical situation while on the road can cause panic. But if you have a well-equipped first aid kit in the car, it can be a great relief and provide immediate help. The essential supplies in the medical kit prove useful in such instances and prevent the situation from escalating and causing any harm.
• Enables quick response: When accidents occur on the roadside, using a first aid kit gives you time to call an ambulance and wait for medical aid to reach the spot or take the injured to a nearby hospital. First aid also plays a role in further treatment and recovery.
• Limit casualties: Having a medical kit to respond to conditions that demand immediate medical care can help limit the casualties.
• Peace of mind: Carrying a first aid box in the car will give you peace of mind. It assures you that you and your loved ones will get emergency care in case of any accidents.

How Can Car Insurance Offer Additional Protection?

Having a car insurance policy is imperative to deal with any accidents, mishaps, or vehicle failure. It is equally important as carrying a first aid box. Car insurance offers financial protection to the vehicle owner against any expenses incurred from the accident. Let’s look at how it can offer added security.

• Protection against damages: Car accidents that cause severe damage or even a minor bend to the vehicle can cost you a lot in its repair and servicing. The reconditioning charge can get higher according to the degree of damage and the car model. Having a car insurance policy will help you deal with the financial burden to some extent. The insurance company will compensate fairly for the damages to the car and the treatment of the policyholder. In the event of death due to an accident, the insurer will provide benefits to the survivor.
• Coverage against personal hazards: Many car insurance policies offer personal accident coverage. Such a plan will cover the medical expenses of the car owner if the person sustains an injury from an accident. The insurance policy will also compensate for the permanent disabilities of the insured, and in case of the car owner’s demise, the nominee or legal heir will receive the compensation.
• Coverage against third-party liability: It is mandatory for car owners to take third-party car insurance. It will protect the insured person against the liabilities arising from damage caused to the property of the other party involved in the accident. Injury or any other loss incurred by a third party because of the car owned by the individual also gets covered under third-party car insurance.

Conclusion

Everyone wishes for a safe and pleasant journey. No one will ever like to encounter any unpleasant circumstances while driving a car, be it an accident or mishap due to human fault, vehicle failure, poor road conditions, or inclement weather. Considering the increasing cases of road accidents happening in our country, it is always better to take precautions to deal with such situations. Purchasing a comprehensive car insurance policy and keeping a fully stocked first aid box in the car is the first step towards taking measures to deal with emergencies on the road.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

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Driving during monsoons or on rainy days is especially pleasant and enchanting, but it also brings in some challenges. Heavy rainfall can often obstruct the sight of the driver. The visibility of the road ahead can further get blocked or blurred by the fogged-up windshield. This adds to the difficulty of steering on a rainy day, and is dangerous to navigate the wet roads during such conditions. But worry not; there is a device you can rely on called a ‘defogger’ to solve this fogging issue. We will delve into what a defogger is in a car, the way it works and much more.

Meaning of a defogger and the way it works

Have you ever wondered what a defogger is in a car? A defogger is a device in a vehicle that works to remove condensed water droplets or ice from the main windshield, side windows, and rear windscreen. By doing so, it improves visibility, especially during rainy or foggy days. The device is also known as a demister or defroster. There are two types of demisters based on their working principles: primary and secondary. Before looking into the working of a defogger, we’ll dive into why the windscreens get fogged up during the rainy season in the first place.

Fogging is a phenomenon that happens when warm air comes in contact with a cold surface. During monsoon or cold climates, the vehicle's windscreen gets chilly faster, and when the surrounding relatively warm air touches this surface, condensation occurs. This results in the accumulation of tiny water droplets on the windshield's surface.

The primary defogger in a car works with the help of the vehicle's HVAC (Heating, Ventilation, and Air Conditioning) system. It draws in fresh air and dehumidifies it. The dehumidified air then passes into the heater core, where it gets heated. The dry, hot air is then passed through different vents and circulated to different areas inside the car, including the windshield. Primary defoggers mainly function to clear the front windscreens.

The secondary defogger in a car operates by restive electric heating. The glass surface of the vehicle is pasted with the filaments of heating material, and when the system gets turned on, the electric current passes through the filaments and produces heat. This heat melts the condensed water. A secondary defogger is mainly employed to clear the rear windscreen.

How can you use a defogger to demist the windshield?

A windshield defogger is a common feature of any four-wheeler. It can demist the front windscreen and clear the glass for the driver to get a better view of the road when it rains. The following steps will activate the primary defroster in your car.

• In the dashboard, you’ll find a button with a symbol that looks like a curved window with three squiggly arrows crossing it.
• Press the button just once, and the defogger of your car will get activated. The icon on the button will get illuminated when the defrost function turns on.
• Once the defogger gets activated, the hot air from the heating core of the HVAC system is channelled to the desired locations in the car, including the windshield, to clear the fogginess of the glass.
• To deactivate the defroster after use, press the same defogger button again.

How to defog car windows in the rain when the AC is on?

Do you know that apart from the defogger in the car, the vehicle’s AC can help defog the front windshield, windows and rear windscreen? You can use the AC system effectively clear the fog in certain circumstances, such as during monsoons and cold weather. Switch on the AC and increase the temperature; this will raise the heat inside the car cabin. It will result in warm air circulating inside the car and hitting the windshield. This will make the glass of the windscreen hot and causes the moisture to evaporate, clearing the surface. The car’s heater and defogging vents on the bottom of the windscreen work together to demist the glass.

Another way to defog the windshield is by dehumidifying the air inside the car cabin. You can use the AC system to accomplish this. Since a majority of the new car models come with climate controls, activating the defrost settings will automatically turn on the AC. This will dehumidify the interior air first and then warm it up by blowing out the hot air from the heater core. The heated air circulating inside the car will strike the windshield and defrost the glass.

How to defog car windows in the rain when AC is off?

Demisting the windscreen and windows is difficult in a car that has no AC system or if the AC is not working or is faulty. In such cases, a defogger can come to your help. You can follow the steps below:

• Switch the defroster on and adjust to a low setting
• Turn off the recirculate setting to allow fresh air to flow into the car

But what if both the AC and defogger are defective? You can then follow this alternative process:

• Roll down the car windows
• This allows warm air to enter the cabin
• As the interior starts getting filled with warm air, the moisture-laden air from inside will escape outside.
• This will help clear the mist on the glass

Steps to defog the rear window of your car

A clear rear windscreen is equally necessary as a front windshield. It helps the driver to see the traffic behind the vehicle when observed through the rearview mirror inside the cabin. So, fogging of the rear windscreen can hinder the view of the row of vehicles behind your car. Thus, it becomes essential to clear the fogged-up rear glass. Follow the steps detailed below to defrost the rear windscreen.

1. Turn on the defogger.

• Some cars have two separate defogger buttons, one for the front windshield and another for the rear windscreen.
• If your car has a rear defrost button, use that.
• The rear defogger button can be located on the vehicle’s dashboard. It has a symbol that looks like a rectangular window with three squiggly arrows crossing it.
• Press the defrost button once
• Switching on the button will send electricity to the very fine heating wires pasted across the rear windscreen.
• Heated wire evaporates the water droplets on the glass and clears it.

1. Turn on the AC and increase the temperature
2. Switch on and activate the heater to defog the glass
3. Roll down the windows to allow warm air to blow in

How to defog your car glass during winter?

During the winter season, the temperature outside the car’s cabin will be comparatively lower than that of the inside. This difference in temperature causes mist to develop on the windscreens and windows. This happens when the warm air inside strikes the chilly glass surface of the windshield. Follow these instructions to defog the car windows and windscreens during winter.

• Bring down the AC temperature: If the climate is too cold, lower the AC temperature to adjust the temperature inside and outside of the cabin to match. This balance will help to clear the fogged windows and windshields.
• Activate the defogger: Switch on the defroster to demist the glasses. This will start to blow out hot air into the cabin and windshield. This clears the fogged-up glasses.
• Switch off the air recirculation system: Turning the air recirculation button off will let the fresh air from outside flow into the cabin, lowering the temperature inside. This will help the mist to disappear from the windscreens and windows.

How to defog your car glass during summer?

Summers can also cause fogging of the windshields and windows because, during the hot and humid climate, the AC will always be turned on, causing the inside of the car to remain cool while the temperature is high outside. When the hot air hits the cold glass surface, the windshields get fogged up outside. To clear the mist, follow these simple steps:

• Raise the AC temperature: Heat the inside of the cabin by increasing the AC temperature. This will help to balance the temperature inside and outside.
• Turn on windshield wipers: Since the mist is outside the glass, wipers can clear it.
• Roll down the windows: This allows warm air from outside to enter the cabin and maintains a balance with the atmospheric temperature.

How to defrost your car’s windshield while driving?

While you are driving the vehicle, the most convenient way to defog the windshields is using the defroster. The defogger button on the dashboard is at a place easily accessible to the driver, so you can switch it on while steering the car. You can also follow a suitable process from the above-mentioned methods after analysing the situation. If you feel that there is a necessity to make some other adjustments inside the car, and if it is not possible while behind the wheel, then park your vehicle at a safe spot and do what’s necessary. Don’t try to wipe the glass with a cloth while driving because you may lose sight of the vehicles ahead, which can lead to accidents.

How to prevent your car windows from fogging?

Are you wondering whether it is possible to prevent the fogging up of windshields and windows? Then, the answer is yes, it is attainable. Here are some tips and tricks to prevent the mist from clouding your car’s glasses.

• Place silica balls, wrapped in a cloth, inside the cabin. They are good at absorbing moisture from the air. This will prevent fogging up of the windscreens and windows.
• Another method is the application of shaving foam on the windshields. Spread the foam evenly all over the glass and let it dry. Clean the excess foam by wiping it with a cloth. This shaving foam layer acts as a barrier and prevents moisture from building up on the glass surface.

Lastly, choosing the right car insurance is crucial. It covers losses or damages or losses to third-party property/person in the event of an accident involving your car. Additionally, car insurance protects you from legal liabilities and expenses associated with bodily injury or death of a third party.

Frequently Asked Questions

1.     What is a defogger used for in a car?

Defogger is an inbuilt device in a four-wheeler that helps to remove condensed water droplets or even ice from the windshields and windows.

2.     Why does my car window fog up from the inside?

Fogging up of the car windows occurs when the temperature inside and outside the vehicle varies, causing condensation of the water vapour in the air. When the weather is cold, the glass gets easily chilled, and the warm air from the passengers’ breath circulating inside the cabin causes condensation, resulting in fogged-up windows.

3.     Is it necessary to have a rear defogger in my car?

Yes, having a rear defogger in the car is essential to defrost the rear windscreen. This is because a clear rear windscreen allows you to view the traffic behind you and can help prevent accidents.

4.     How to turn on a defogger in my car?

There may be two defogger buttons in a car, one for the front windshield and another for the rear windscreen. Pressing the one you need once will activate the defogger.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

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The new-edge technology and convenience of two-pedal technology are boosting the demand for automatic cars in India. The market now offers an array of entry-level automatic cars under Rs 10 lakh. These cars have revolutionised the driving experience of people seeking greener technology, affordability, and ease of use.

This blog will explore India's top-performing automatic cars under Rs 10 lakh.

Detailed List of the Best Automatic Cars in India

Highlighted below are 10 of the best automatic cars in India under 10 lakhs:

Tata Tigor

Tata Tigor is priced between Rs 6.3 lakh and Rs 8.95 lakh. It exemplifies a perfect blend of style and safety. This compact sedan is equipped with a robust 1199 cc engine. It boasts five seats and offers three automatic variants. You probably know this car for its excellent build quality. This car stands out in the market for its reliability and a touch of elegance. With safety features and five vibrant colours, this car caters to those seeking a well-rounded driving experience without compromising style.

Maruti Wagon R

Maruti Wagon R is celebrated for its versatility among India's most popular automatic cars. It is priced between Rs 6.1 lakh and Rs 7.35 lakh. This compact car with an 1197 cc engine delivers impressive mileage in petrol and CNG versions. Its functional design and efficient performance have made it a preferred choice for urban commuters. The Wagon R's adaptability to various fuel options enhances its appeal. It provides a reliable and economical option.

Maruti Celerio

Maruti Celerio is priced from Rs 5.25 lakh to Rs 7.00 lakh. This car is a standout choice in the automatic hatchback segment. Renowned for affordability, this model doesn't compromise on performance. The Celerio's powerful engine and the latest technology ensure a stylish and efficient ride. It offers a perfect balance of features and budget-friendly pricing. Hence, it remains a top contender in the market. For those seeking an automatic hatchback that combines practicality and performance, Maruti Celerio is an excellent choice.

Hyundai Santro

Hyundai Santro is undoubtedly a favourite in India, which offers unmatched comfort and convenience. It comes with a price range of Rs 4.90 lakh to Rs 7.36 lakh. The new Santro is available in petrol and CNG fuel types and boasts a stylish design. Hence, it caters to diverse consumer preferences. The automatic variant adds a layer of ease to city driving. Whether it's the impressive design or the fuel options, this car remains a beloved choice. It delivers a family-friendly driving experience without exceeding the Rs 10 lakh budget.

Honda Amaze

Honda Amaze is priced from Rs 9.5 lakh to Rs 9.48 lakh. This car is a testament to Honda's commitment to compact sedan excellence. This car has a fuel tank capacity of 35 litres and seating for five. Amaze offers a comfortable and efficient driving experience. It caters to diverse preferences, which you can get in petrol and diesel automatic variants. As one of the excellent automatic cars under Rs 10 lakh, the Honda Amaze combines style, fuel efficiency, and Honda's legacy of reliability. Hence, this car is a compelling choice in the compact sedan category.

Hyundai Grand i10 Nios

Hyundai Grand i10 Nios emerges as a vibrant and advanced automatic hatchback. It is priced between Rs 8.23 lakh and Rs 9.59 lakh. With an engine capacity of 1197 cc, this model combines modern design with technological innovation. Bold and contemporary, the Grand i10 Nios is an attention-grabber on the road. Its advanced features and comfortable interiors make it a sought-after choice for those who prioritise style and substance in their driving experience. Hyundai Grand i10 Nios offers a dynamic and appealing option for automatic hatchback enthusiasts.

Maruti Suzuki Swift

This car is renowned as a top performer among Indian hatchback cars. It is priced from Rs 8.5 lakh to Rs 10 lakh. Moreover, it continues to dominate the market. With three petrol variants for the automatic version, Swift provides a winning combination of power and efficiency. The 1197 cc engine ensures a smooth and responsive drive, while the stylish design adds to its overall appeal. As one of the excellent automatic cars under Rs 10 lakh, Maruti Swift remains a favourite for those seeking a perfect combo of performance and aesthetics in a hatchback.

Maruti Baleno

Maruti Baleno is priced between Rs 7.95 lakh and Rs 9.71 lakh. This car stands out as a premium hatchback offering. It caters to diverse preferences with four variants: Sigma, Delta, Zeta, and Alpha. It also comes in three automatic versions. Despite its powerful 1197 cc engine, the Baleno impressively achieves a mileage of 20 km/l. Its sleek design and feature-rich interiors make it a compelling choice for those looking to experience luxury without compromising performance. Maruti Baleno continues redefining premium hatchback standards in the automatic segment.

Hyundai Aura

It is priced from Rs 6.3 lakh to Rs 8.87 lakh. Hyundai Aura combines contemporary technology with convenience. It offers a delightful driving experience. Available in diesel, CNG, and petrol versions, this five-seater car provides versatility to match different driving needs. The automatic version comes in two variants, Aura SX Plus AMT and Aura S AMT, both in petrol. With a blend of modern features and comfortable interiors, the Hyundai Aura is a reliable choice if you seek an automatic car that emphasises technology and convenience.

Tata Tiago

Tata Tiago is priced between Rs 6.15 lakh and Rs 6.96 lakh. It distinguishes itself as a compact hatchback focusing on build quality. Running on a 1.2-litre petrol engine mated to a 5-speed automatic transmission, Tiago ensures a peppy yet efficient drive. Despite its compact size, Tiago boasts essential safety and comfort features. Hence, it is a standout choice in the competitive hatchback segment. With a sporty and elegant design, Tata Tiago caters to those prioritising style and substance in their daily commute.

Conclusion

As the demand for automatic cars under 10 lakhs in India continues to surge, you will find various options. Moreover, it would be best if you safeguarded your investments with the right protection. Prioritise peace of mind by securing car insurance. It protects against accidents, natural disasters, and more.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.