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  • Fastest Hatchbacks in India You Can Buy in 2026

    by mohit bohra | Apr 28, 2025

    In the dynamic world of automobile performance, hatchbacks have transformed from mere city passengers to strong, high-performance machines. Let's examine the most exciting, fastest hatchback cars in India.

    List of fastest hatchback in India

    Here’s the list of the fastest hatchback in India:

    1.   Mercedes-Benz AMG A 45 S

    The Mercedes-Benz AMG A 45 S is a true winner when luxury meets raw speed. This isn't just a car; it's a statement of engineering greatness. The small hatchback breaks normal expectations with its turbocharged engine. Its clever all-wheel-drive system ensures maximum grip, while the advanced suspension keeps the car fixed.

    • Engine: 1991 cc
    • Mileage: 10 kmpl
    • Top Speed: 270 kmph
    • Ex-showroom Price: 94.80 Lakh

    2.   Mini Cooper JCW

    The Mini Cooper John Cooper Works (JCW) version brings British racing DNA to the Indian car scene. With a rich racing history, this hatchback is more than just a car. Its small size masks its great performance powers. The JCW model turns the classic Mini design into a performance-oriented machine. It hits a great mix between everyday usability and track-day excitement.

    • Engine: 1998 cc
    • Mileage: 15 kmpl
    • Top Speed: 246 kmph
    • Ex-showroom Price: 44.90 - 55.90 Lakh

    3.   Hyundai i20 N-Line

    Hyundai has successfully filled the gap between cost and speed with the i20 N-Line. Designed for the young, eager driver, it brings sports looks and real performance qualities to the mass market. The i20 N-Line offers a surprisingly exciting driving experience with its small engine and excellent tuning. It's proof of Hyundai's drive to make performance available to a wider public.

    • Engine: 998 cc
    • Mileage: 20 kmpl
    • Top Speed: 190 kmph
    • Ex-showroom Price: 9.99 - 12.56 Lakh

    4.   Tata Altroz Racer

    The Tata Altroz Racer marks a major milestone for Indian car production. It shows that homegrown names can fight with foreign players in the speed car market. With carefully designed changes, the Altroz Racer turns the normal hatchback into an exciting driving machine. It's a great moment for Indian car fans, who can now enjoy world-class speed from a local maker.

    • Engine: 1199 cc
    • Mileage: 18 kmpl
    • Top Speed: 190 kmph
    • Ex-showroom Price: 9.49 - 11 Lakh

    Conclusion

    These hatchbacks reflect more than just fast cars. They represent the changing automobile environment in India, where speed, technology, and ease are merging. When buying these fastest hatchback cars, securing appropriate protection for your vehicle is as important as maintaining it. A car insurance policy is a legal requirement and a crucial shield for your vehicle. Comprehensive car insurance financially protects against natural disasters, theft and accidental damage. The digital transformation of insurance services has made comparing policies, filing claims, and managing coverage more accessible than ever.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Electric Cars with 600 KM Range in India

    by Tanmay Ahuja | Apr 28, 2025

    India's electric car market now offers models that cover long distances on a single charge. This development solves one of the most important barriers to EV vehicles. Let's discover these amazing 600 km range electric car in India that are changing the scene of electric travel.

    List of electric cars with 600 KM range

    Here’s the list of 600 km range electric car:

    1. Mahindra BE 6

    Mahindra's BE 6 marks a milestone in India's local car tech. This car's amazing range proves Mahindra's commitment to electric travel. This makes it one of the cheaper choices in the long-range EV market. The design theory mixes future elements with practical usefulness. They have produced a forward-looking, instantly workable vehicle for Indian road conditions.

    • Range: 683 km
    • Battery Capacity: 79 kWh
    • Ex-showroom Price: 18.90 - 26.90 Lakh

    2. Mahindra XEV 9e

    The Mahindra XEV 9e takes the company's electric goals to a more luxury market. It shows how battery management systems and car design can create different drive experiences. The XEV 9e offers a more upscale experience with improved internal comforts and technology features. The vehicle blends the efficiency needed for Indian roads with bits of luxury.

    • Range: 656 km
    • Battery Capacity: 79 kWh
    • Ex-showroom Price: 21.90 - 30.50 Lakh

    3. Hyundai Ioniq 5

    The Hyundai Ioniq 5 brings global electric car greatness to Indian shores. It enters the luxury market with a unique retro-futuristic design language. The large cabin offers comfort levels that beat standards for its outward measurements. The vehicle's fast-charging powers further improve its usefulness for longer trips.

    • Range: 631 km
    • Battery Capacity: 6 kWh
    • Ex-showroom Price: 46.05 Lakh

    4. Kia EV6

    The Kia EV6 is at the peak of electric range currently offered in India. It brings world-class electric vehicle technology to Indian roads, with a speed that matches expensive sports cars. The EV6 is at the top end of the market. It offers a complex design, cutting-edge technology and driving qualities that set new standards for electric cars.

    • Range: 708 km
    • Battery Capacity: 4 kWh
    • Ex-showroom Price: 60.97 - 65.97 Lakh

    Conclusion

    These cars mark a major development in India's electric transport environment. With ranges topping 600 kilometers, they successfully remove range worry. Getting proper insurance coverage becomes important when buying these electric cars. Standard car insurance plans are changing to meet the unique aspects of EVs. 

    Comprehensive car insurance for electric vehicles includes coverage against natural disasters, theft, and third-party risks.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best Air Filter for Cars in 2026

    by Tanmay Ahuja | Apr 28, 2025

    The car air filter you choose can impact your vehicle's overall performance, fuel efficiency and longevity. The best air filter for a car can ensure the engine gets clean air for combustion, functions efficiently and prevents dirt and other contaminants from clogging the engine.

    Maintaining a clean and functioning air filter can save you money. Read on to discover the best automotive air filters of 2025.

    List of best air filters for cars

    Here's a list of some good air purifiers for cars:

    1. ACDelco

    ACDelco OE Engine Air Filters are popular for their high-quality design, tight seals and excellent filtration. They trap airborne and damaging foreign particles, ensuring clean air intake and optimal engine performance and durability.

    2. WIX filter

    Known for its superior filtration, WIX offers excellent dirt-trapping capacity, contributing to engine protection, extended life and functioning under varied driving conditions. The solid design ensures the filter can withstand harsh engine environments.

    3. UNI filter

    Uni Filter is one of the best air filter automotive types, and it is notable for its excellent dirt-stopping capacity, reusable, two-stage foam and ease of cleaning. It offers an economical and lasting air filtration solution.

    4. Apexi filter

    A cold air intake filter test revealed Apexi as the cleanest and best cold air intake filter of all the tested filters. It also had the highest power increase, with a 14 PS increase. The Apexi filters stand out mainly for their design and ease of maintenance, with a high potential for improved airflow.

    Conclusion

    Your car's air filter plays a key role in maintaining optimal performance. Regularly checking and replacing it ensures better fuel efficiency, improved engine performance and a longer vehicle lifespan. While inspecting and changing your air filter is simple, choosing the right type for your car is equally important.

    Alongside this, don't forget the importance of securing a third party car insurance. Additionally, opting for comprehensive four-wheeler insurance provides enhanced protection, safeguarding your investment and offering financial security against accidents, theft, damage and more.





    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best electric cars under 25 lakhs in India

    by Almog Ramrajkar | Apr 25, 2025

    As India embraces the electric vehicle (EV) revolution, car manufacturers are introducing attractive options that balance sustainability with affordability.

    EVs are becoming more accessible, efficient and feature-rich. If you want to switch to electric vehicles without going over budget, here's a look at some of the best electric cars under 25 lakhs.


    Top electric cars under 25 lakhs in India: Price, features & specifications

    From small city runners to feature-packed SUVs, these vehicles represent the future of travel—cleaner, smarter, and more cost-effective. Whether you're a tech lover, an environmentally conscious driver, or simply looking to reduce your running costs, an electric car in this price range will suit your needs. Here are the most exciting electric cars under 25 lakhs in India, each with unique features and powers.

    1.   Mahindra BE 6

    The Mahindra BE 6 is a game-changer in the electric SUV market. Its remarkable range makes it impressive, and it leads the pack in this price class. The vehicle's current design shows Mahindra's growth in the EV space, while its complete feature set makes it a strong competitor for tech-savvy buyers.

     

    • Ex-showroom Price: 18.90 to 26.90 Lakh (approx.)
    • Range: 535 to 682 km
    • Charging Time: 8 Hours (AC), 20 minutes (DC)
    • Features: Auto Park Assist, In-Car Camera, 360 camera & Sensors, Digital Instrument Cluster, Wireless Charger, Automatic Climate Control, Cruise Control, Parking Sensors, Power Windows and many more.

    2.    Hyundai Creta Electric

    Hyundai's Creta Electric shows the brand's commitment to sustainable travel. The electric version brings familiar ease with futuristic technology. Its relatively quick charging time sets it apart, making it useful for daily commutes and weekend getaways. With ADAS in this price range, it stands out for bringing advanced safety technology to a broader audience.

     

    • Ex-showroom Price: 17.99 to 23.5 Lakh (approx.)
    • Range: 390 to 473 km
    • Charging Time: 4 Hours (AC), 58 minutes (DC)
    • Features: 8-way Powered Driver Seat With Memory Function, a Digital Instrument Cluster, a Wireless Charger, Keyless Entry, Automatic Climate Control, Rear AC Vents, Voice Commands, a Sunroof, Advanced Internet Features, ADAS, an Air Purifier, and many more.

    3.    Tata Curvv EV

    The Tata Curvv EV reflects the company's futuristic approach to electric transport. Its coupe-SUV shape breaks conventional design rules,  offering something fresh for style-conscious buyers. The amazing range and modern internet features make it an appealing package for those wanting a mix of efficiency and luxury.

    • Ex-showroom Price: 17.49 to 21.99 Lakh (approx)
    • Range: 502 to 585 km
    • Charging Time: 8 Hours (AC), 40 minutes (DC)
    • Features: Panoramic Glass Roof,, a Wireless Charger, an Auto-Dimming IRVM, Keyless Entry, a 12.3-inch touchscreen with wireless Apple CarPlay and Android Auto, Voice Commands, and more.

    4.    MG Windsor EV

    MG's Windsor EV is an attractive option for urban families. While it may not boast the longest range in its class, it offers a well-rounded mix of comfort and convenience.

    • Ex-showroom Price: 14 to 16 Lakh (approx.)
    • Range: 331 km
    • Charging Time: 5 Hours (AC), 55 minutes (DC)
    • Features: Reclining Rear Seats, a Panoramic Glass Roof, a Digital Instrument Cluster, an Auto-Dimming IRVM, a Rear Camera, Rear AC Vents, Voice Commands, Cruise Control, Parking Sensors, Advanced Internet Features, and many more.

    5.    Tata Punch EV

    The Tata Punch EV is a compact SUV with small dimensions that make it perfect for crossing busy city streets.   It offers amazing range and is a practical option for daily city commutes. The quick charge time is particularly helpful for urban users needing chargeup during short breaks.

    • Ex-showroom Price: 9.99 to 14.29 Lakh (approx.)
    • Range: 315 to 421 km
    • Charging Time: 6 Hours (AC), 56 minutes (DC)
    • Features: Electric Parking Brake (with Auto Hold), a Touch-based Climate Control Panel, Ventilated seats, a 360-degree Camera, an Air Purifier, Advanced Internet Features, Cruise Control, a Sunroof, and many more.

    6.    MG Comet EV

    At the entry level, the MG Comet EV makes a good case for first-time EV buyers. Its small size and unique design make it stand out in urban traffic. While the range might seem small compared to others on this list, it is sufficient for city travel. The dual-display setup and linked features offer a quality experience at an affordable price. The focus on easy movement and parking make it appealing to new drivers.

    • Ex-showroom Price: 7 to 9.65 Lakh (approx.)
    • Range: 230 km
    • Charging Time: 7 Hours (AC), 60 minutes (DC)
    • Features: Dual 10.25-inch display setup, Distinct design with premium elements like LED head and tail lamps, LED DRLs and dual-tone paint, Easy to park with a rear parking camera, Auto-Dimming IRVM, Keyless Entry, Voice Commands, Advanced Internet Features and many more.

     

    Conclusion

    The development of electric cars in India goes beyond mere specifications. Manufacturers are not just focused on range and charging times but also stress the overall ownership experience. Modern features and smartphone connections ensure these vehicles stay current with technological developments.

    While you consider switching to EVs, you should take certain preventative measures to safeguard your investment. Invest in good car insurance that provides coverage in case of accidents, repair costs and even theft. Electric cars often have different considerations for insurance than standard internal combustion engines.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • The advantages of Nitrogen Vs Air in car tyres

    by Almog Ramrajkar | Apr 25, 2025

    Tyre performance gets the least attention in vehicle maintenance and is sometimes the most neglected car maintenance component, although tread depth, pressure, wheel alignment, and rotation play a big role in how a car drives, handles, and consumes fuel efficiently. Properly filled tyres also ensure adequate contact with the road, which is necessary for safe driving. Tyres were traditionally filled with compressed air. Nitrogen inflation is a recent technology that has received both positive and sceptical reviews. Some say the nitrogen tyres are long-lasting and have fewer pressure changes.

    Are nitrogen-filled tyres truly better than regular air-filled ones?  Let us explore the advantages and disadvantages of nitrogen vs. air in tyres.


    Advantages of Nitrogen in Tyres

    We must study chemistry to determine whether nitrogen or air should be used in tyres. Nitrogen is an inert gas that is lighter than regular air. Nitrogen molecules are larger and diffuse at a slower rate than air molecules. Nitrogen is also a dry gas with less moisture content than atmospheric air. Combining these properties results in the fantastic benefits of using nitrogen-filled tyres.

    • Longer-lasting tyre life: Car tyres last longer when pressure fluctuations are minimal. Additionally, if a tyre remains at the right pressure for longer, it wears out evenly. Thus, nitrogen gas is best for filling tyres. Compressed air tyres do not hold pressure for long, while nitrogen tyres keep a steady pressure for longer because the larger molecules take longer to seep out of the rubber. Moreover, atmospheric temperature affects air pressure, as cool air contracts and hot air expands. This changes the tyre air pressure as weather conditions change outside. Nitrogen tyres won't be affected by temperature drop or increase.
    • Lower chances of tyre metal parts rusting: Moisture condensation in tyres can seep into wheel rim and tube caps, causing rust to form. On the other hand, since nitrogen is an inert gas and moisture-free, this is not a possibility in nitrogen-filled tyres.
    • Better fuel economy: Adequately pressured tyres result in steady drives and better driver handling, which impacts fuel consumption. Thus, nitrogen for car tyres is a good way to enhance your vehicle’s long-term mileage.
    • Lower blowout risk: Blowouts occur when the tyre is under-inflated or overinflated. The consistent pressure in Nitrogen tyres reduces the likelihood of a blowout.


    Disadvantages of Nitrogen in Tyres

    Before deciding on nitrogen gas tyres, knowing their disadvantages is important:

    • Nitrogen is more expensive to fill tyres than regular compressed air, which is usually free at most filling stations.
    • Nitrogen filling stations aren't as widely available as regular air compressors.
    • Nitrogen filling takes longer because it requires a more complex process than regular air filling.
    • More frequent maintenance and regular pressure checks are recommended
    • There is no significant performance difference between well-cared-for-air-filled tyres vs nitrogen tyres


    Nitrogen vs Air in tyres: Which one is better?

    The decision to have nitrogen or air tyres is personal, depending on what is best for you and your car. Nitrogen might be better if you want steady tyre pressure for longer-lasting tyre life and road performance. However, you need to be ready to pay the corresponding price.

    You can have excellent performance from air tyres with maintenance and care. You will enjoy considerable long-term cost savings and adequate tyre performance with air-filled tyres.

    Tips for optimal tyre performance

    • Regularly check your tyre pressure—ideally every two weeks for air-filled tyres and always before long journeys—to ensure safety and optimal performance.
    • Always follow the recommended tyre pressure settings for your car. You can find this in the car manual or the tyre sidewall.
    • Rotate your tyres (position) once in six months. Check your car manual for instructions. Tyre rotation distributes wear a tear.
    • Balance your tyres and align the wheel angles. This essential check gives you a smooth ride and preserves tyre life.
    • Check your tyre tread (grooves in the rubber) depth. It should not drop below 1.6 millimetres.
    • To prevent damage, don’t spin the wheels or overload a car.


    Conclusion

    To conclude, the air vs nitrogen choice is yours. Nitrogen car tyres aren’t necessarily a game-changer for every car owner. The more important thing is to focus on regular tyre care and maintenance to extend tyre life, and improve drive safety and fuel economy.

    Tyres are a big investment. You can protect yourself from heavy expenses in case of accidents by buying a car insurance policy with an add-on that covers tyre damage and replacement costs.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Best iMT Cars in India 2026

    by mohit bohra | Apr 25, 2025

    Intelligent Manual Transmission (iMT) has revolutionised the driving experience for many Indian consumers. This technology balances fully automatic and manual transmissions, allowing drivers to change gears manually without using a clutch. The system uses electronic sensors, hydraulic actuators, and transmission control units to automatically engage and release the clutch when the driver moves the gear lever. Let’s explore some of the best iMT cars in today's Indian market.

    List of best iMT cars in India

    Here’s the list of some of the best iMT cars:

    1.  Kia Sonet

    The Kia Sonet is among the most accessible iMT cars under 10 lakhs. Its compact dimensions provide an ideal mix of city-friendly and highway capabilities. The Sonet's iMT implementation is refined for its price point, offering smooth transitions between gears. Its compact size and the convenience of iMT make it especially popular among first-time SUV buyers.

    • Engine: 998 cc
    • Mileage: 4 kmpl
    • Ex-showroom Price: 8 - 15.60 Lakh

    2.  Kia Carens

    The Kia Carens represents the brand's successful entry into the competitive MPV market with iMT technology. The power and fuel efficiency combination makes it great for families who take frequent long-distance trips.

    How the iMT system supports its family-oriented design sets the Carens apart. Eliminating clutch operation greatly lowers driver fatigue during extended journeys or stop-and-go traffic situations.

    • Engine: 1482 cc
    • Mileage: 18 kmpl
    • Ex-showroom Price: 10.60 - 19.70 Lakh

    3.  Kia Seltos

    The Kia Seltos has established itself as a benchmark in the mid-size SUV segment, and its iMT variants further enhance its appeal. The Seltos stands out for its sophisticated implementation of iMT technology. Its commanding road presence, comprehensive feature list and convenience of iMT technology make it particularly appealing to tech-savvy buyers.

    • Engine: 1482 cc
    • Mileage: 7 kmpl
    • Ex-showroom Price: 11.13 - 20.51 Lakh

    Conclusion

    The rise of iMT technology marks an important evolution in the Indian automotive market. Whether navigating busy urban streets or travelling on highways, iMT-equipped cars offer a compelling mix of control, convenience, and efficiency. When buying any of these innovative iMT vehicles, it's crucial to consider appropriate insurance coverage. Car insurance online platforms have made getting comprehensive or third-party car insurance significantly convenient. Comprehensive coverage financially protects against damages, thefts, and accidents. While comprehensive coverage is suggested, third-party car insurance represents the minimum legal requirement.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Top Electric Cars to Consider Under 20 Lakhs in India

    by Almog Ramrajkar | Apr 25, 2025

    The world is gravitating towards clean energy, so technologies like electric vehicles (EVs) are gaining more traction in India. The rising demand for sustainable transportation is encouraging manufacturers to launch electric cars that are both affordable and efficient.

    If you are looking to purchase electric cars under 20 lakhs, this blog provides a rundown of the best options available in India, along with their features and specifications.

     

    Top electric cars under 20 lakhs in India: Price, features & specifications

    Here’s a look at 9 of the top electric cars under 20 lakhs that you can consider:

     

    • Mahindra BE 6

    Ex-showroom Price: ₹18.9 to 26.9 Lakh (approx.)

    Range: 535 to 682 km/charge

    Charging Time (approx): 6-8 hours (AC) / 20 minutes (DC)

     

    The Mahindra BE 6 is distinguished by its top-notch range and its ability to charge swiftly. This SUV is set to be a versatile choice for many as it is built for both urban and long-distance travel.

     

    • Hyundai Creta Electric

    Ex-showroom Price: ₹17.9 to 23.5 Lakh (approx.)

    Range: 390 to 473 km/charge

    Charging Time (approx): 4 hrs (AC) / 58 minutes (DC)

     

    The Hyundai Creta Electric combines style and performance. It comes with advanced features and a spacious interior, making it a favourite among families.

     

    • MG Windsor EV

    Ex-showroom Price: ₹13.9 to 16 Lakh (approx.)

    Range: 331 km/charge

    Charging Time (approx): 6.5 hours (AC) / 55 minutes (DC)

     

    The MG Windsor EV does not compromise on quality. It is an affordable car with a decent range and is ideal for daily city commutes.

     

    • Tata Curvv EV

    Ex-showroom Price: ₹17.49 to 22 Lakh (approx.)

    Range: 430 to 502 km/charge

    Charging Time (approx): 6.5 hrs (AC) / 40 minutes (DC)

     

    With its modern make and robust performance, Tata Curvv EV offers a competitive range and quick charging, making it a strong contender in the EV market.

     

    • Tata Nexon EV

    Ex-showroom Price: ₹12.5 to 17.19 Lakh (approx.)

    Range: 426 to 465 km/charge

    Charging Time (approx): 2 hrs (AC) / 60 minutes (DC)

     

    The Tata Nexon EV stands out as a leading electric car, offering stylish design, advanced functionalities, and a seamless driving experience.

     

    • Tata Tigor EV

    Ex-showroom Price: ₹12.49 to 13.7 lakh (approx.)

    Range: 315 km per charge

    Charging Time (approx): 9 hrs (AC) / 59 minutes (DC)

     

    The Tigor is a compact sedan that boasts manoeuvrability through heavy traffic, quiet operation, and comfy interiors for stress-free driving. It packs enough range for both daily commutes and occasional highway trips.

     

    • Tata Tiago EV

    Ex-showroom Price: ₹7.9 to 11.4 Lakh (approx.)

    Range: 250 – 315 km/charge

    Charging Time (approx): 2.6 hrs (AC) / 57 minutes (DC)

     

    The Tiago is a compact hatchback that is affordable and capable of executing advanced functions, making it a good pick for first-time EV buyers.

     

    • Mahindra XUV 400 EV

    Ex-showroom Price: ₹16.74 to 17.69 Lakh (approx.)

    Range: 375 to 456 km/charge

    Charging Time (approx): 6.3 hours (AC) / 50 minutes (DC)

     

    The Mahindra XUV 400 EV combines style and efficiency, making it ideal for families. With a sleek design, advanced safety features, and ample cabin space, it offers a premium look while delivering an impressive driving experience.

     

    • Citroen eC3

    Ex-showroom Price: ₹12.7 to 13.4 Lakh (approx.)

    Range: 320 km/charge

    Charging Time (approx): 10 hours (AC) / 57 minutes (DC)

     

    The Citroen eC3 is a stylish hatchback that is a practical choice for city traffic. It has a lightweight design, user-friendly features and offers easy manoeuvrability for people dwelling in urban areas.

     

    • Tata Punch EV

    Price: ₹9.99 to 14.29 Lakhs (approx.)

    Range: 412 km/charge

    Charging Time (approx): 5 hrs (AC) / 56 minutes (DC)

     

    The Tata Punch EV is a compact SUV that offers efficient city driving. It features a good range and is built in a way that allows for easy manoeuvrability in urban environments.

     

    P.S.: The charging time of each model depends on factors like battery size, state of charge, and the charging station’s power.

     

    Conclusion

    The demand for electric vehicles in India is rising, and automakers are stepping up to meet this growing need. With a strong push toward sustainable transportation, the market now offers a variety of EVs that not only help reduce environmental impact but also come with stylish designs, advanced features, and cost-effective benefits.

    However, while purchasing an EV, it's essential to consider additional factors, one of the most important being car insurance. A comprehensive insurance plan protects your investment against accidental damage, theft, natural calamities, and third-party liabilities, ensuring peace of mind as you embrace the future of mobility.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • What to do when your car windshield is shattered?

    by mohit bohra | Apr 25, 2025

    A car's windshield plays a crucial role in both safety and visibility, but when it shatters due to an unexpected impact, extreme weather or a flying stone, it can create a significant hazard. Not only does this disrupt your ability to drive safely, but it also compromises the vehicle's structural integrity, putting both you and your passengers at risk. This is an inconvenience as it compromises visibility, safety and the car's structural integrity.

    Understanding what to do when your back windshield shatters  in advance can help you stay calm and make the right decision when a crisis strikes. This blog offers the steps to fix shattered car windshields.

    Fixes for the car windshield shattered?

    If you ever have a situation where your car’s windshield shattered, here's what to do:

    1. Stay calm and pull over safely: If your windshield breaks while driving, remain calm and gradually slow down. Find a safe location away from the busy traffic to park your vehicle.
    2. Assess the damage: Analyse the extent of the damage to understand if there are minor cracks or a complete shatter. Be careful not to touch the glass with bare hands.
    3. Cover the opening temporarily: If you must drive before replacing the windshield, use clear plastic or a temporary cover to shield the car's interior from dust, debris and weather conditions.
    4. Contact a professional: Visit a trusted auto repair shop that specialises in your vehicle's make and model as soon as possible. A minor crack might be repairable, but a severely shattered windshield will require a complete replacement.
    5. Document the damage: Take clear photos of the damage from multiple angles for the car insurance claim. Note the date, time and possible cause of the damage.

    Conclusion

    A shattered windshield is more than just an inconvenience—it is a safety hazard that requires prompt attention, especially if you are on the road. Knowing the steps to fix shattered car windshields can save you time and money and potentially prevent injuries.

    Moreover, having the right car insurance plays a vital role in covering repair or replacement costs. While the mandatory third party car insurance policy can protect others against the damage caused by the shatter, it will not cover the windshield repair expenses.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • How to Clean Your Car Interior: A Beginner’s Guide

    by Almog Ramrajkar | Apr 25, 2025

    A clean car is not just about appearance; it also enhances your driving experience. Cars should pass a basic level of hygiene check in order to be comfortable for the driver and passengers. It also helps with the overall maintenance and durability. But simply giving the car exterior a quick wipe or wash from time to time isn’t enough.

    Over time, dust, grime, odour and other pollutants can accumulate inside your car. Thus, maintaining a clean interior is important in creating a healthy and hygienic cabin. Sure, you can always get your car serviced, but it can cost a lot.

    Read on to learn how to clean the car interior like a pro.


    Recommended products for your car interior

    To begin with, it is essential to acquire the appropriate equipment and products to clean your car’s interior. Here is a list of what you’ll typically require:

     

    • All-purpose cleaner: Use an all-purpose cleaner for wiping down dashboards, doors, and consoles of your vehicle. Find a cleaner which is safe for plastics, rubber, and leather.
    • Leather conditioner: Apply conditioner to keep your leather seats or trim supple and soft. Pick a leather conditioner made for automobile leather.
    • Glass cleaner: Choose a cleaner that is safe for tinted surfaces to avoid damage and acquire a streak-free finish.
    • Fabric cleaner: Use a fabric cleaner made for automobile fabrics. Some of these cleaners also work as stain removers.
    • Spray protectant: Spray a protectant to shield your interior against water, UV rays, and dirt. Pick a spray that's safe for your car’s interior materials.
    • Disinfecting wipes: Keep disinfecting wipes handy to immediately clean up spillages or mess.
    • Garbage bags: Place garbage bags in your car for easy disposal of trash.


    Cleaning equipment to clean your car

    Next up, we have a list of a few essential products that’ll help you clean your car effectively.

    • Car vacuum cleaner: Essential for removing debris, dust, and dirt out of your car’s interior. Ideally, it should come with attachments for different surfaces.
    • Microfiber towels: Excellent for wiping and polishing surfaces without leaving behind lint or scratches. They can be used for dashboards, windows and other components.
    • Brushes and scrubbers: Useful to remove stubborn stains or dirt buildup from your car. Opt for a soft-bristled brush to clean without damaging the interior.
    • Applicator: A sponge or foam applicator might be useful for transferring cleaners or protectants to bigger surfaces.
    • Gloves for protection: Important for protecting your hands from chemicals and dirt while cleaning your car’s interior.
    • Detailing spray bottle: Useful while mixing and spritzing cleaning products. It also comes in handy while spot-cleaning particular areas.


    Step by step: Detailing a car interior

    Follow these suggestions and make use of the equipment and products to get a deep clean.

    1. Prepare your workspace: Clean your car in a dry, well-ventilated location to avoid exterior debris and dust.
    2. Remove all loose items: Remove any loose items from your vehicle, including floor mats, flooring liners and ashtrays. This will make all areas simpler to reach and clean.
    3. Vacuum the whole interior: The first thing is to vacuum the carpets, floors and seats completely. Use attachments to reach hard-to-reach spaces and crevices.
    4. Wash the upholstery: Use fabric cleaner on the seats and carpets, especially on stains. Let it soak for some time before vacuuming once more.
    5. Clean the leather seats and trim: Clean leather surfaces with a leather cleaner. After cleaning, apply a leather conditioner to hydrate and protect the leather.
    6. Clean dash, doors and consoles: Dab an all-purpose cleaner onto a microfiber towel and wipe them down, paying particular attention to buttons, vents and other points.
    7. Clean the windows and mirrors: Wipe the windows and mirrors inside and out with the help of a clear glass cleaner and a soft cloth.
    8. Spray with protectant: Once things are dry, squirt a protectant spray on areas including the dashboard, seating, and carpets to avoid future stains and dirt.
    9. Replace items removed: Reinstall any floor mats, floor liners or ashtrays you removed earlier.
    • Deodorise: Always deodorise the cabin during your detailing session, no matter whether your car’s interior smells bad or not. You can use car perfume or air freshener to deodorise.
    • Final inspection: Give the interior of your car a final wipe-down to ensure things are in place and spotless.


    Conclusion

    Giving your car’s interior a deep clean at least twice a year can ease your worries about car hygiene and contribute to healthier, more enjoyable drives. If you travel around with children or the elderly, then clean interiors are a must to prevent any allergic reactions or the spread of infection.

    Maintaining a clean and well-kept car can help protect your investment, which is why it is a good idea to ensure you invest in comprehensive car insurance. A solid policy will provide coverage against any sudden mishaps while ensuring you’re protected in case of accidents, damage and theft. Opting for comprehensive insurance will also make sure you are covered in case of damages caused by vandalism or natural disasters, giving you peace of mind and a good driving experience.

    Cleaning your car is not complex at all. Make sure that you have the correct supplies and equipment handy, and create a schedule for frequent clean-ups.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Best Cars with Carbon Fiber Bodies

    by Tanmay Ahuja | Apr 25, 2025

    In the world of automobile engineering, few materials have transformed racecar design quite like carbon fiber. This composite material is made of thin carbon strands knitted together and set in resin. It offers an unbeatable mix of strength and lightweight qualities that standard materials cannot match. Today, we'll explore the interesting world of cars with carbon fiber bodies.

    List of cars with carbon fiber bodies

    Here’s a list of carbon fiber body car:

    1. Lamborghini Revuelto

    The Lamborghini Revuelto is a testament to what can be achieved when carbon fiber technology meets Italian design excellence. Its carbon fiber aerodynamic features enhance its visual appeal. This produces significant downforce without affecting its amazing design. Each carbon fiber component serves form and function, a feature of Lamborghini's design philosophy.

    • Engine: 6498 cc
    • Power: 11 BHP
    • Top Speed: 350 kmph
    • Ex-showroom Price: 8.89 Crore

    2. Mclaren 750S

    The McLaren 750S reflects the latest version of the company's supercar spirit. The car's specs are a direct result of McLaren's intense approach to weight reduction through carbon fiber application. Every component, from the frame to the aerodynamic elements, has been examined and improved.

    • Engine: 3994 cc
    • Power: 740 BHP
    • Top Speed: 332 kmph
    • Ex-showroom Price: 5.91 Crore

    3. Mclaren 720S

    The 720S properly shows how carbon fiber allows speed and a driving experience that ties the driver to the road with new clarity. The car's rapid reactions and feedback are helped by the hardness of its carbon fiber structure, which allows the suspension to work with precision.

    • Engine: 3994 cc
    • Power: 711 BHP
    • Top Speed: 341 kmph
    • Ex-showroom Price: 4.65 - 5.04 Crore

    4. Mclaren GT

    The GT shows that carbon fiber construction isn't limited to track-focused supercars. This grand tourer blends carbon fiber's lightweight benefits with a more polished, comfy approach. The McLaren GT features a custom carbon fiber frame that keeps exceptional stiffness while providing more internal room and comfort.

    • Engine: 3994 cc
    • Power: 612 BHP
    • Top Speed: 326 kmph
    • Ex-showroom Price: 3.72 Crore

    Conclusion

    Carbon fiber body car have become the pinnacle of modern supercars. Its exceptional qualities allow engineers to push the limits of car design. Building vehicles that perform at levels that would be impossible with conventional materials. Owners should invest in comprehensive four-wheeler insurance to protect these carbon fiber wonders. Third party car insurance meets legal requirements by covering losses to other vehicles and property. Owners should also opt for high-value four-wheeler insurance that protects them financially from damages, accidents, and thefts.




    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best Fastest Electric Cars in India

    by Tanmay Ahuja | Apr 25, 2025

    India has experienced a remarkable change in its automotive landscape. Once considered a niche market, electric vehicles are now making their presence felt across different segments. However, the latest offerings in the Indian market have completely transformed this view. Today's premium electric cars combine impressive range capabilities with breathtaking acceleration and top speeds that rival or beat their combustion engine counterparts. Let’s explore some of the most powerful electric car in India.

    List of fastest electric car in India

    1. Lotus Eletre R

    This electric hyper-SUV marks Lotus's bold entry into the electric vehicle market. The Eletre R blends long-distance capability with supercar-like performance. Its distinctive aerodynamic design features active elements that improve efficiency and stability at high speeds.

    • Range: 600 km
    • Top Speed: 265 kmph
    • Battery Capacity: 112 kWh
    • Ex-showroom Price: 2.55 - 2.99 Cr

    2. Lotus Emeya

    The Lotus Emeya brings the brand's performance DNA to a sleek four-door format. It delivers exhilarating performance while keeping a more practical profile. Its carefully crafted interior combines minimalist design elements with premium materials, giving a distinctly British take on luxury electric vehicles.

    • Range: 610 km
    • Top Speed: 250 kmph
    • Battery Capacity: 102 kWh
    • Ex-showroom Price: 2.34 Cr

    3. <h3>Porsche Taycan Turbo

    The Porsche Taycan Turbo displays German engineering brilliance. Its driving dynamics stay true to Porsche's heritage. Its precise steering and exceptional handling make it feel more like a sports car than a luxury sedan. The Taycan's advanced thermal management system allows repeated high-performance driving without major power degradation.

    • Range: 683 km
    • Top Speed: 260 kmph
    • Battery Capacity: 4 kWh
    • Ex-showroom Price: 2.53 Cr

    4. Mercedes-AMG EQS 53 4Matic+

    The Mercedes-AMG EQS 53 4Matic+ brings AMG's performance mindset to Mercedes' electric flagship sedan. The EQS features the revolutionary Hyperscreen dashboard, which spans the full width of the cabin. Its aerodynamic body has one of the lowest drag coefficients of any production car. The AMG variant adds performance-focused tuning to the electric powertrain.

    • Range: 526 km
    • Top Speed: 250 kmph
    • Battery Capacity: 8 kWh
    • Ex-showroom Price: 45 Cr

    Conclusion

    The arrival of these high-performance electric vehicles in India marks a major milestone. Proper four wheeler insurance coverage becomes crucial when investing in these premium electric vehicles. Comprehensive car insurance provides financial security against various risks on the road. Insurance policies usually cover damages from accidents, theft, natural disasters, and other unforeseen events. When selecting an insurance plan, vehicle owners should consider coverage limits, deductibles, and extra benefits.





    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Guide to the Ideal Tyre Pressure for Cars

    by Almog Ramrajkar | Apr 25, 2025

    Tyre pressure plays a big role in your car’s overall safety, performance and fuel efficiency. Maintaining the correct pressure ensures optimal traction and handling, and helps maximise your car’s mileage. Typically, the manufacturer provides a recommended car tyre pressure to help you achieve the best driving experience while enhancing your vehicle’s performance.

     

    While most cars have different recommended tyre pressures based on the type of vehicle and the size of the tyres, anywhere between 28 and 36 PSI is the norm. However, it is crucial that you learn about the ideal tyre pressure for cars to avoid premature wear and tear, and compromised fuel economy.


    Where can I find the correct pressure for my tyres?

    There are several ways of discovering the correct car tyre pressure:

     

    • Owner's Manual: Your vehicle’s owner’s manual includes a dedicated section on tyre pressure, outlining the recommended settings. These guidelines are ideal, as they are based on the manufacturer’s precise knowledge of your specific make and model requirements.

     

    • Driver’s Side Door Jamb: You can also find tyre pressure information on a sticker located on the driver's side door jamb. This sticker generally lists details about the tyres, such as suggested PSI (pounds per square inch) for rear and front tyres.

     

    • Information from the Tyre Manufacturer: Occasionally, the tyres themselves have text marked all over their sides. Note that the numbers here might indicate the maximum pressure the tyre can withstand and not what is optimal. Therefore, it is best to follow exactly what the manufacturer suggests.

     

    • Dealer or Service Centre: In case you cannot locate the information in your manual or on the door jamb, contacting a dealer or even a professional repair shop will help.


    How to check the tyre pressure

    The easiest way to check for car tyre pressure is to visit a petrol station with a tyre air or nitrogen filling facility, and ask them to perform the check. Many newer vehicles also have a TPMS (Tyre Pressure Monitoring System), which warns you in case your tyre pressure is not appropriate. This information is useful, but it's always best to manually check your tyre pressure, as sensors can sometimes be inaccurate or malfunction.

    Thus, knowing how to do it by yourself is a handy skill to have:

     

    1. Gather tools: You will require a tyre pressure gauge. These are fairly affordable and sold at any car parts store or supermarket. They include pen-style gauges or digital ones.
    2. Find the valve stem: The valve stem is typically black and extends out from the wheel. This is exactly where you will mount the gauge.

     

    1. Apply the gauge: Take the cap out of the valve stem and securely place the gauge onto it. You will hear a hiss whenever you turn the gauge on. If you hear a continual hiss, you might not be filling the gauge properly, and air may instead be escaping.

     

    1. Read the measurement: When attached properly, the gauge will display the current pressure. In case you are using a pen-style pressure gauge, the pressure is determined by the distance the internal stick pops out. On digital gauges, the pressure is shown on an LCD display.

     

    1. Compare to recommended pressure: If your tyres are below the recommended level, you will have to pump in more air. In case they're above the recommended level, you might have to blow some air out. You can get this done at the petrol pump, or you can purchase an air compressor to connect to the valve stem and fill in air. To release air, lightly tap the metallic stem within the valve, then check the pressure once again.

     

    1. Replace the cap: When you've established the pressure reading, make sure to screw the cap back on the stem to seal away dirt and moisture.

     

    1. Check all tyres: Front and rear tyres may have different pressures, so check the particular recommendations for each.

     

    Tip: Check when the tyres are cold, i.e., when the car has not been driven around lately or parked in the sun. Tyre pressure increases when tyres are hot or even when the weather is very hot, as gas expands when it heats.


    What is the ideal tyre pressure for cars?

    The optimal tyre pressure differs by the make and model of your automobile. That is why you must check your particular vehicle specifications rather than guessing a broad range of values. Many passenger cars typically have recommended tyre pressures ranging from 28 to 36 PSI. However, this can vary, so always refer to your vehicle’s specifications to ensure optimal type pressure.


    Conclusion

    To ensure the durability of tyres and your vehicle’s optimal performance, always follow the ideal tyre pressure recommended in the owner’s manual. Monitoring tyre pressure regularly can help you avoid poor braking, overheating and lower mileage. Additionally, always keep tyre pressure-checking equipment handy for a quick check, especially if you suspect something wrong.

    Apart from regular maintenance, it is important to take measures to safeguard your car against any possible damage. Investing in good car insurance is a smart move.  It ensures financial protection by providing coverage in case of accidents, risks of theft, and natural disasters, whether it is repair costs or medical emergencies.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Remove Scratches from Your Car: Step-by-Step Guide

    by Almog Ramrajkar | Apr 25, 2025

    Car scratches can be frustrating for every car owner. Be it a minor cuff caused by a light brush with an object or a deep slash from an accident, every scratch on a car’s body can feel like a big deal. These scratches diminish your car’s sleek appearance and often come with a time-consuming and costly repair process.

     

    In reality, learning how to remove scratches from a car is an easy skill to master and can be a valuable one for frequent drivers. It is important to understand that not every scratch is removable by hand. Some scratches may be deeper, requiring professional repair.


    How to remove a scratch from your car in simple steps

    It is important to know if you can fix the scratch yourself or need professional help. You can handle the repair for small and manageable scratches. You simply need to follow a step-by-step process that requires a certain combination of tools and materials. Let’s learn.

     

    1. Step 1: Examine and Identify the Scratch

    To begin, determine the scratch severity. Car paint is put on in 3 layers: the primer, the base layer, and the clear coat. You need to identify which paint layer the scratch has penetrated.

     

    • The primer is the first layer on the car’s metal body. Its role is to prepare a uniform base for the base paint layer to be applied. It also helps in protecting the car’s body from corrosion.
    • Next, we have the base layer, the second layer of a car’s paint. It gives the car its main colour and is usually applied in multiple coats to ensure a uniform look.
    • Finally, we have the clear coat or the finishing coat, which gives the car a glossy, polished look.

     

    Any one of these layers can get scratched. Here are a few identifiers:

     

    • Primer scratch: Since the primer is the deepest layer, scratches that go this deep are more severe and can be harder to repair. A clear identification mark is a grey-white appearance and peeled-off layers of paint around the scratch. If not fixed, these scratches could start rusting.
    • Base layer scratch: Base layer scratches are easier to remedy and spot. Unlike primer scratches, base coat scratches don’t reveal the car’s metal surface.
    • Clear coat scratch: The most easy-to-remove scratches are ones that only affect the top coat. They are barely visible unless you inspect them closely.

     

    1. Step 2: Gather Your Supplies

    You might require different supplies depending on the scratch type: 

    • Light abrasive compound: For small scratches on the clear coat.
    • Touch-up paint: For scratches deep into the base coat and primer.
    • Clear coat scratch fix kit: For scratches on clear coats.
    • Polishing compound: For tiny, shallow scratches.
    • Clay bar: For minor scratches and surface contaminants.
    • Primer and paint pen: For more severe scratches that show through the primer layer.
    • Water and soap: To clean the area.

     

    1. Step 3: Clean the Area

    Before you start treating your car scratches, scrub the scratch with water and soap to ensure that there is no dirt or debris in the scratched area. Then, ensure that the scratch surface is dry before proceeding.

     

    1. Step 4: Remove the Scratch

    How you remove scratches from your car will depend upon the type of scratch you are treating.

     

    • For Clear Coat Scratches: Use a mild abrasive compound or perhaps a clear coat scratch repair kit. Take the compound, and with the help of a soft towel, rub it in a circular motion around the scratch. Eliminate excess compound with a paper towel. You can also use a clay bar to fix minor scratches. Start by cleaning the area with a clay bar lubricant, then gently rub the clay bar over the surface to smooth it out. Finally, wipe the area clean with a microfiber cloth for a polished finish.
    • For Scratches in the Paint or the Base Coat: Apply touch-up paint to match your car's colour. Make sure that you paint in thin layers and let each layer dry prior to applying the next. Cover with a clear coat to seal the repair.
    • For Primer Scratches: It’s advisable to consult a professional for deep, tough primer scratches. However, if you are confident about doing it yourself and have some experience with the process, apply the primer and then use the paint pen to restore the colour. Let the primer dry first before filling in the scratch. Finish it up with a clear coat.
    1. Step 5: Polish and Protect Your Car

    After the scratch is treated, buff the spot with a polishing compound to make it look new. Use a clean towel to rub the compound in a circular motion. At last, apply wax to seal the repaired area and keep your vehicle looking great.


    Conclusion

    While accidental scratches on the road are unavoidable, you can always learn to fix them yourself with the right tools and techniques. Even though a DIY kit is cost-effective, professional detailing and paintwork in certain situations may be needed for severe damage.

    While prevention is better than dealing with damage, it is essential to take proactive measures to ensure peace of mind. Invest in a comprehensive car insurance policy that provides financial aid for a range of unexpected events, including scratches. The right policy will help you avoid hefty costs and ensure coverage in case of accidents, theft, and severe damages that require professional attention.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • 5 Types of Motors Used in EVs

    by Almog Ramrajkar | Apr 25, 2025

    Sustainability has become an integral part of our lives, resulting in more conscious choices, be it what we wear, how we travel, or even what we drive. As the world embraces sustainable alternatives, the demand for electric vehicles continues to rise.

    Electric vehicles (EVs) differ from their traditional counterparts primarily because of their engines. While the internal combustion engine is the chief technology in fuel-based cars, EVs are powered by electric motors.

     

    Read on to explore the different types of motor used in electric vehicles. There are five main types.


    List of motors used in electric vehicle

    An electrical motor converts the electrical energy stored inside the battery of an EV into mechanical energy. This differs significantly from internal combustion engines, which burn fuel like petrol or diesel to generate energy that powers a car and its systems.

     

    There are five types of motors used in electric vehicles, and each comes with its own set of benefits and drawbacks. Let us learn more about each of them to understand these nuances better:

     

    1. Brushed DC motors

    Brushed DC motors were among the first electric motors used in EVs. Although, they are not as common today as they used to be.

    Let us have a look at their advantages:

     

    • Cost-effective operation and simplicity in design.
    • DC series motors, a subtype of brushed DC motors, deliver higher efficiency and more power output.
    • Lesser consumption of energy, especially at lower speeds.
    • High precision of operation, enabling greater control of both speed and torque.

     

    Brushed DC motors work by passing a direct current through coils to generate magnetic fields and enable rotational motion. They achieve this through various parts of the motor, such as a rotor, a stator, and a commutator. Ultimately, brushed DC motors are highly suitable for low-cost electric vehicles.

     

    However, they are not without their share of disadvantages:

    • Lower efficiency than other standard types of motors.
    • Generate high heat during operation, resulting in the need for proper ventilation.
    • Require regular maintenance to ensure longevity.

     

    1. Brushless DC motors

    Brushless DC (BLDC) motors are a more efficient, modern, and popular alternative to brushed DC motors. The major difference between the two is the lack of brushes in Brushless DC motors.

     

    Brushed DC motors use brushes to create contact between a stator and rotor, while a brushless DC motor utilises an electronic commutator that redirects current between the stator and the rotor.

     

    In contrast, brushless DC motors are more compact. This means that they do not run into the same heat management issues as brushed DC motors. 

     

    The benefits of brushless DC motors in electric vehicles include:

    • Lower maintenance
    • Improved power-to-weight ratio
    • Enhanced longevity
    • Quieter operation

     

    However, brushless DC motors are generally more expensive. Nonetheless, they are well-suited for lightweight EVs.

     

    1. Induction motors

    Induction motors do not have a commutator, unlike DC motors. Induction motors used in electric vehicles use the principle of electromagnetic induction, allowing the transfer of current and power between a rotor and a stator.

     

    Also known as asynchronous motors, induction motors in EVs have many advantages:

    • Provides for higher torque density at lower speeds, which is advantageous for EVs.
    • Enhanced power efficiency and reduced risk of overheating.

     

    However, despite being more advanced than DC motors, induction motors also have disadvantages:

    • Limited range in terms of speed adjustment.
    • More expensive to produce

     

    1. Permanent Magnet Synchronous Motors (PMSMs)

    PMSMs are advanced types of motors used in electric vehicles today. They operate using permanent magnets, generating a magnetic field between the rotor and stator. This results in a variety of operational benefits:

    • These offer higher power density, achieved by generating a comparable torque and speed output using less current.
    • More flexibility in design, thanks to the unique rotor design and the use of variable frequency drives.
    • Customisable winding options for different use cases.
    • Low maintenance, greater reliability, and improved longevity.

     

    The main drawback of PMSMs is their complex manufacturing process, which makes them more expensive than regular EV motors.

     

    1. Switched Reluctance Motors (SRMs)

    An SRM is a type of AC electric motor that uses electromagnets to generate torque through the principle of magnetic reluctance. During operation, this reluctance generates enough force to drive the rotor and provides a higher degree of accuracy in torque control.

    SRMs have certain advantages, they are:

    • Exceptional power efficiency, torque control, and reliability.
    • Reduced noise of operation.
    • Low heat dissipation
    • They are simple to design, produce, and install, making them ideal for affordable EVs.
    • High fault tolerance
    • Cost-effective
    • Low maintenance

     

    Conclusion

    As innovation in EVs continues, we are sure to see enhanced designs and motors used in them. For now, each of the five main EV motors offers distinct advantages in terms of torque control, power output optimisation, noise and heating, maintenance costs, durability, and more. Knowing which one is installed in your vehicle will allow you to understand your EV’s power dynamics and guide you on maintaining it.

    It is crucial to take preventative measures to safeguard your vehicle in case of any unexpected mishaps. A reliable electric car insurance policy acts as a safety net and provides coverage against accidents, damage, theft, and motor malfunctions. With the right policy, you can drive with peace of mind, knowing you're protected from any issues that may arise with your vehicle or its motor.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Types of EV Chargers Explained

    by Almog Ramrajkar | Apr 25, 2025

    Electric vehicles (EVs) rely on battery-powered electric motors rather than traditional internal combustion engines. These batteries can be recharged using external sources like standard wall outlets or dedicated EV supply equipment (EVSE).

    Understanding the types of EV chargers is important, as each varies in speed, functionality, and application. In this guide, we'll explore the various electric car charger types and EV charging connectors to help you make informed charging decisions.

     

    Types of EV chargers you need to know

    There are two EV charging connector types: the Alternating Current (AC) type and the Direct Current (DC) type. Regular charging stations provide AC plug-in charging, which is slow and takes longer to charge the EV battery. On the other hand, DC charging is rapid but costs more.

    Furthermore, there are three main levels of electric car chargers:

    • Level 1 (Alternating Current, 120V)
    • Level 2 (Alternating Current, 240V)
    • Level 3 (Direct Current)

     

    These levels indicate how quickly you can recharge your electric vehicle. The higher the level of the charger, the faster it will charge.

     

    1. Level 1 AC chargers

    Type: AC

    Charging Speed: Slow

    Outlet: 120 V

    Power Delivery: 1 to 1.4 kW

    An electric car typically comes with a Level 1 charger, the most common type of EV charger available. Many EV owners use it for its convenience and compatibility. These chargers plug into a standard 120V power outlet and can take 8 to 24 hours to fully charge an EV, depending on battery size.

    The J1772 connector is the typical connector for Level 1 AC charging.

     It is advisable to use a Level 1 AC charger for the following reasons:

    • If you have the facility to charge the EV overnight and you do not need to drive long distances
    • If you own a hybrid EV, then your smaller battery can easily be charged by a Level 1 charger.

     

    1. Level 2 AC Charger

    Type: AC

    Charging Speed: Fast

    Outlet: 240 V

    Power Delivery: 6.2 to 19.2 kW

    Level 2 AC chargers are more efficient than Level 1 AC chargers. They are compatible with a 240 V power supply, resulting in up to 8 times faster charging. Level 2 chargers are available at EV charging stations and facilities like malls or restaurants.

    It is advisable to make use of a Level 2 AC charger in the following situations:

    • If you want quicker charging.
    • If you frequently return home with an almost empty battery, then upgrading to the Level 2 AC charger is a must, as it can restore an empty EV battery to 100% overnight with ease.

    Level 2 charging requires a corresponding electrical system to support it.  Not all EVs have fast charging equipment. Most EVs can’t handle the maximum of 19.2 kW that a Level 2 charger can deliver. 

    The standard J1772 connector or even the higher-end, seven-pin Mennekes Type 2 connector is suitable for Level 2 fast chargers.

     

    1. Level 3 DC Charger

    Type: DC

    Charging Speed: Rapid

    Outlet: 400 to 800 V

    Power Delivery: 50 to 300 kW

    The fastest EV chargers on the market are Level 3 chargers. DC chargers, also known as rapid chargers, can supercharge your EV battery on the go. They can reach almost 80% battery level in as little as 30 minutes.

    It is advisable to use a Level 3 DC charger if you frequently take long road trips in your EV.

    Level 3 DC chargers operate on very high voltage and require sockets with additional pins. DC charging should only be conducted at dedicated charging stations.

    In India, the DC-001 connector is fairly standard, offering up to 15 kW of power. Other common connectors for Level 3 DC chargers are CHAdeMO, CCS connectors, and GB/T connectors.

     

    Conclusion

    Ultimately, the choice of your EV charger depends on your driving needs and your vehicle’s battery capacity. Level 1 AC chargers may be too slow for frequent drivers, while Level 2 AC chargers might require additional power capacity and home charging equipment. Level 3 DC chargers offer the fastest charging, provided your car’s battery supports them.

    Additionally, it is important to remember the safety regulations for EV charging and acquire a car insurance add-on that covers potential costs from faulty chargers or mishaps during the charging process. An appropriate electric car insurance policy can also offer protection for other road-related emergencies.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Long Stroke vs. Short Stroke Engines Explained

    by Almog Ramrajkar | Apr 25, 2025

    Motorcycles and automobiles feature various engine types, each designed to offer specific performance traits. The more common ones include long-stroke and short-stroke engines. Each engine type has distinct features, performance capabilities, and applications, making them ideal for different purposes. Understanding these characteristics is vital to choosing the right engine for your needs. Keep reading to learn more about the advantages, disadvantages, and uses of the two engines.

    What is a long stroke engine?

    A long-stroke engine, also known as an under-square engine, has a stroke length that exceeds its bore diameter. In other words, the piston in this engine is longer than the diameter of the cylinder itself.

    Hence, long-stroke engines can generate more torque at lower revolutions per minute (RPMs). This function makes them highly suitable in places where low-end power is vital, such as cruisers and touring motorbikes.

    Advantages of long stroke engines

    Long-stroke engines have several benefits. Some of them are as follows:

    • Torque Production: Long-stroke engines produce excellent torque at lower RPMs. The high production is a great advantage for bikes carrying heavy loads or seamless cruising on long rides.
    • Fuel Efficiency: Long-stroke engines are generally more fuel-efficient due to their design, leading to thermal efficiency while driving.
    • Smooth Power Delivery: These engines are easier to handle because they provide a more linear power delivery, especially during city traffic or long rides.
    • Lower Emissions: Long-stroke engines are better for the environment as their efficient combustion means lower emissions.

    Disadvantages of long stroke engines

    Long-stroke engines, however, also have some drawbacks. Some prominent ones are as follows:

    • Lower RPM Range: Their peak power output is limited as they typically do not rev as high as short-stroke engines
    • Increased Friction: Over time, increased friction from the longer stroke may lead to greater wear and tear
    • Weight: Long-stroke engines weigh more than their counterparts due to their design, which may affect the motorcycle's overall weight.
    • Less Top-End Power: Although great at low-end torque, long-stroke engines may struggle to generate power at higher RPMs, making them less suitable for high-speed racing.

    What is a short stroke engine?

    Short-stroke engines, also called over-square engines, have a bore larger than the stroke.

    This configuration allows the engine to rev and produce peak power at higher RPMs, making them a better choice for performance-oriented motorbikes and sports cars. These engines deliver high-speed performance, quick acceleration, and a more responsive throttle, which is especially desirable in racing and performance applications.

     

    Advantages of short stroke engines

    Short-stroke engines offer several advantages. Some notable benefits are as follows:

    • High RPM Capability: Short-stroke engines can achieve peak power by reaching higher RPMs, making them ideal for racing.
    • Lighter Weight: Short-stroke engines are usually lighter, which can translate to better overall vehicle performance.
    • Faster Acceleration: This engine type can rev swiftly and accelerate faster, making it the preferred engine for riders who love an adrenaline rush and thrill while driving.
    • Better Valve Timing: The design of the short-stroke engine improves engine responsiveness through quicker valve timing.

    Disadvantages of short stroke engines

    Despite their advantages, short-stroke engines come with some drawbacks. These are as follows:

    • Lower Torque at Low RPMs: Short-stroke engines usually struggle to generate torque at lower RPMs, making them less suitable for heavy-duty use or cruising.
    • Less Fuel-Efficient: Short-stroke engines can be less fuel-efficient than long-stroke engines due to their build.
    • Higher Heat Loss: The larger surface area of the piston in short-stroke engines causes greater heat dissipation than its counterpart. As a result, this engine suffers from reduced performance while driving.
    • Complex Design: The engineering that short-stroke engines demand can make them more complex and potentially more expensive to manufacture and maintain.

    Long Stroke & Short Stroke Engines: Which One Is Better?

    Ultimately, choosing between the two engines depends on your preference and how you plan to use the bike. If you want a motorcycle with smooth power, great torque at lower speeds, and good fuel efficiency, a long-stroke engine is a good choice, especially for long-distance rides. On the other hand, if you prefer high-speed performance and quick acceleration, a short-stroke engine is better. It’s also ideal for sports bikes and racing, where you need peak power and fast-revving.

    Conclusion

    Whether you’re a motorbike enthusiast or a potential buyer, it’s important to know the difference between the engines. When choosing between long-stroke vs short-stroke engines, think about what you value most in a motorcycle: low-end torque and fuel efficiency or high RPM power and acceleration.

    Whichever engine you choose, protecting you and your vehicle is very important. For this, appropriate car insurance is the answer. At tailored policy safeguards you from unforeseen mishaps, like theft or accident, ensuring you're financially covered while out on a ride.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • What is the procedure for changing my car colour?

    by mohit bohra | Apr 24, 2025

    Updated on - 02 Jan 2026

    Are you tired of your car’s current colour and thinking about giving it a fresh new look? Repainting or changing your car’s colour can instantly transform its appearance and make it stand out. However, in India, this isn’t just a simple cosmetic decision; it’s a legally regulated process.

    Since the car’s colour is officially recorded on your Registration Certificate (RC), any alteration must follow the Regional Transport Office (RTO) guidelines. Failing to do so can result in penalties, registration suspension and insurance claim issues.

    This article explains everything you need to know to legally and smoothly change your car’s colour – from RTO approval and documentation to important insurance considerations.

    What is the procedure for changing the car colour?

    Here are the steps to changing your car's colour:

    • Get mandatory approval from the RTO: Visit your local Regional Transport Office (RTO) and fill out the Form NAMV (Notice for Alterations in Motor Vehicles). It includes details like your car model and the desired new colour.
    • Submit necessary documents: Along with Form NAMV, submit your car's Registration Certificate (RC), Pollution Under Control (PUC) certificate, insurance papers and identity proof at the RTO.
    • Change the colour: Get your car painted or wrapped at a professional workshop once approved. Ensure that the final colour matches what the RTO approved.
    • Re-inspection and RC update: After repainting, visit the RTO for vehicle inspection. Once approved, the RTO will update the colour details on your RC.

    Things to keep in mind while changing car colour

    Here are a few factors to consider when changing your car's colour:

    • The new colour should not resemble official or emergency vehicles, like police cars or ambulances.
    • Changing your car's colour without RTO approval can lead to penalties or even vehicle detention.
    • Choose high-quality respraying or vinyl wrapping to maintain vehicle resale value.
    • The updated RC is mandatory for resale or insurance claims.

    Inform the car insurance company about the colour change

    Once your car's colour is changed and updated, notify your insurer. Failing to update your car insurance policy may lead to claim rejection or policy cancellation. Most insurers require this update for both comprehensive and third-party car insurance policies.

    Steps to update the new colour in your RC book

    Legally changing your car’s colour involves completing essential steps, such as:

    Step 1: Get RTO approval

    • Go to the regional transport office.
    • Fill in and complete the NAMV.
    • Submit the completed form and the required supporting documentation for validation.
    • You may require additional documents, such as the regional RC book, a copy of a current car insurance policy, the PUC certificate and proof of identification and address.
    • Include a sample of the new suggested car colour with your application.
    • Pay the relevant RTO fees.
    • Before authorising, the RTO may need to inspect your car to confirm its current condition.

    Step 2: Get your car repainted (after approval)

    • You can start the colour change as soon as you have the official RTO clearance.
    • Visit a qualified and experienced workshop to get your car repainted.
    • Ensure the final colour is exactly the shade approved by the RTO for your application.

    Step 3: Get the updated RC

    • Give your freshly painted car to the RTO for the required inspection.
    • After confirming that the new colour corresponds with the authorised application, the officer concerned will enter it into the central database.
    • Pay any outstanding official fee after verification and receive the new registration certificate.

    Legal implications of changing your car colour

    While you are allowed to change your car’s colour, it is legally mandatory to obtain prior approval from the RTO and update the new colour in your RC. Failure to do so can lead to serious consequences such as heavy fines, suspension of your RC or even rejection of future insurance claims.

    To stay compliant, you must apply for RTO approval before repainting, ensure that the approved colour is updated in your RC and notify your insurer about the change. Following the correct legal procedure helps you avoid penalties and ensures that your vehicle remains fully authorised to use.

    How changing your car colour affects your car insurance

    Changing your car’s colour may not directly impact your insurance premium. Generally, insurance costs are calculated based on factors such as the vehicle’s model, engine capacity, safety features and age. However, if the repainting is elaborate, customised or significantly enhances the vehicle’s appearance or value, it could increase your car’s Insured Declared Value (IDV), which may, in turn, affect the premium.

    It is essential to inform your insurance provider once the colour change is completed and updated in your RC. Failing to do so may lead to complications during claim settlements or, in some cases, rejection of claims altogether.

    Before proceeding with a colour change, review your existing insurance policy and clarify any doubts with your insurer.

    Fill out the form on this page and get personalised advice on car insurance.

    Tips for maintaining your car’s new paint colour

    To ensure your investment lasts for years, it is important to maintain your car the right way:

    • Wait before washing: After repainting, wait at least two weeks before washing your car.
    • Use the correct cleaning technique: To rinse the mitt, use pH-balanced car cleaning solution and clean water.
    • Use soft material: Use a fresh soft microfiber cloth for every wash. It captures dirt and prevents scratches and swirl marks.
    • Avoid harsh chemicals: Household detergents and abrasive brushes can strip away the protective wax coating and damage your car’s clear coat.
    • Apply a protective coating: For more protection, wax your car every few months and apply a paint sealer or a long-lasting ceramic coating to improve durability against environmental factors.
    • Use a car cover: When parking outside for extended periods, use a high-quality car cover. This protects from pollutants, excessive dust and sun damage.
    • Park in the shade: Keep your car out of direct intense sunlight because paint oxidation and colour loss are mostly caused by intense UV radiation.

    Conclusion

    Changing your car’s colour can give it a fresh, distinctive look, but it’s essential to follow the proper legal and administrative procedures. Obtaining RTO approval and updating your Registration Certificate are mandatory steps to stay compliant. Remember, enhancing your car’s appearance is only part of the process; ensuring that your legal documentation and comprehensive car insurance are updated is equally important. By following the correct procedure, you can enjoy your car’s new stylish look and be legally protected.

    FAQs

    1. Does a fully vinyl car require RTO clearance?

    Prior RTO clearance is still needed for a fully vinyl car wrap that totally changes the colour listed on your registration certificate (RC). Any alteration that modifies the vehicle officially registered or coloured is subject to regulatory requirements.

    1. How long does the car colour-changing RTO process take?

    Obtaining the initial permission typically takes 7 to 15 working days, although this timeframe may vary significantly depending on the RTO office. After the painting job is finished, further time will be needed for the final inspection and re-issue of the new RC book.

    3. Can a car that is under loan or hypothecation be repainted?

    It is possible to repaint it, but the bank or other financial institution holding the hypothecation must first obtain a No Objection Certificate (NOC) for you. Along with your application for a colour change, you must submit this NOC to the RTO.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Benefits & Drawbacks of Car Damping

    by mohit bohra | Apr 22, 2025

    Car damping functions similarly to a noise-cancelling device for your vehicle. It ensures a smoother and quieter drive by utilising unique materials that reduce unwanted noises, vibrations, and bumps. Car damping benefits extend beyond the road, enhancing vehicle performance and passenger comfort. But it, too, has some disadvantages, like stiffer damping settings that may somewhat reduce ride comfort since they allow more road imperfections to be felt by the passengers. This article explores the evolving environment of car technology.

    Benefits of Car Damping

    Let us explore the car damping benefits that make upgrading to car-damping a need.

    1. Sharper Focus on the Road

    • The purpose of car dampening is to provide you with laser-focused driving, not merely a smoother ride.
    • Imagine being free of having to listen to annoying traffic sounds or honks that distract you. You can focus on the road better.
    • Your trip becomes a concentrated, stress-free cruise as safety is increased and distractions are minimised.
    1. Crystal-Clear Communication

    • Car damping transforms your vehicle into a haven of crystal-clear communication.
    • Conversations flow smoothly in an adequately insulated cabin since road noise does not disrupt them.
    • Not only does this technology reduce background noise, but it also improves the quality of your in-car conversations by making sure that every word is understood precisely.
    • Enjoy a trip where conversation runs as smoothly as the travel itself.
    1. Creating a feeling of luxury

    • Car dampening is a great way to provide passengers with a luxury experience while reducing noise and vibrations.
    • This upgrade turns your car into a peaceful ride, shutting off passengers from the road and engine noise.
    • As a result, the journey is calm and comfortable, like what it would be like to go first class.
    • The entire ride quality is improved by car damping, which imparts a subtle smoothness.
    1. Stopping the rattling noise in old cars

    • Car damping makes your old car more pleasant to travel in by reducing rattles and protecting the occupants from annoying noises.
    • Driving is improved by adding weather stripping and tightening screws. By using dampening materials, vibrations are lessened, and a smooth ride is guaranteed.

    Drawbacks of Car Damping

    Before deciding to have the process done, drivers should consider the following car damping disadvantages.

    1. High Damping Costs

    • High damping costs are caused by the labour-intensive manual procedure of applying sound-absorbing materials to automobiles.
    • Even if this type of car dampening works well, the expense of the improvement may discourage owners on a tight budget from selecting it.
    • For those aiming to strike a balance between car maintenance costs and upgrades, the cost of a quieter ride might be a turnoff.
    1. Non-Reusable Damping Material

    • Every car update requires repeating the process since the damping materials used are not reusable for a different vehicle.
    • This might prevent people from thinking about changing their car because it not only costs more but also takes more time and effort.
    1. Time-Consuming Removal for Repairs

    • Removing damping material for internal repairs might take a lot of time, which could be inconvenient and cause delays in normal maintenance operations.
    • This feature increases the overall complexity of the damping system in cars.
    1. Higher Fuel Consumption

    • Over time, the vehicle's weight rises due to the usage of heavier dampening materials, which raises fuel consumption.
    • This becomes a significant disadvantage, especially considering the constant worries about growing gasoline prices.
    1. Effect on Vehicle Performance

    • The additional weight of the dampening materials might make the car less flexible and responsive, which will have an impact on how well it performs overall, particularly while braking or accelerating.
    • In addition to possibly increasing maintenance costs and degrading the driving experience, this may stress the vehicle's suspension system.
    1. Security Issues

    • Improving a car's performance by dampening it down can make it a lucrative target for thieves.
    • Under such circumstances, having complete car insurance coverage is crucial to reducing the financial strain that might result from theft, damage, or loss.
    • Car owners need to consider the costs and benefits of increased performance and security.

    Conclusion

    To sum up, car damping reduces noise, vibrations, and bumps while providing a dreamlike driving experience. However, disadvantages should be considered, including high prices, non-reusable materials, and possible effects on vehicle performance and fuel economy.

    When deciding whether to purchase vehicle dampening, one must carefully balance the need for a comfortable ride against the monetary costs and any compromises in car performance.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Types of Car Parking in India

    by mohit bohra | Apr 22, 2025

    Parking is a crucial aspect of urban infrastructure, directly impacting traffic flow, convenience and road safety. As Indian cities grow, the demand for organised parking solutions has increased. Various types of car parking methods exist to accommodate different spaces, vehicle densities and user preferences. Understanding these parking types can help drivers and city planners improve parking efficiency and minimise congestion.

    This blog explores the different types of parking available in India, detailing their advantages and challenges.

    List of Various Types of Parking You Should Know

    1. On-Street Parking

    On-street parking refers to vehicles parked along the roadside, typically in designated parking zones. This type of parking is common in urban areas where space is limited, but it can contribute to congestion if not properly managed. Due to a lack of strict regulations, illegal on-street parking often leads to blocked roads and accidents.

    1. Off-Street Parking

    Off-street parking involves designated parking lots or garages separate from the main road. These can be privately owned or maintained by municipalities to reduce street congestion. In cities, well-planned off-street parking facilities help prevent haphazard parking, ensuring smoother traffic flow.

    1. Parallel Parking

    In parallel parking, vehicles are parked parallel to the road. This type requires skills to park correctly without blocking traffic. Many cities designate specific parallel parking areas with marked spaces to ensure systematic parking.

    1. Perpendicular Parking

    Perpendicular parking allows vehicles to be parked at a 90-degree angle to the curb. This type is often seen in large parking lots, allowing for a structured arrangement of vehicles.

    1. Angle Parking

    In angle parking, cars are parked diagonally, usually at a 45 to 60-degree angle to the curb. This makes it easier to enter and exit parking spots. Angle parking is preferred in high-traffic areas where quick access to and from a parking space is necessary.

    1. Multi-Level Parking

    Multi-level parking facilities use vertical space to accommodate more vehicles in a limited area. These parking structures can be above or below ground. Multi-level parking garages reduce the need for sprawling land areas while offering secure parking for high-density urban locations.

    1. Automated Parking Systems

    Automated parking uses mechanical systems to park and retrieve vehicles without human intervention. These systems enhance space efficiency and security. Automated parking solutions are gaining popularity in India due to their ability to utilise compact spaces efficiently.

    1. Valet Parking

    Valet parking involves trained attendants who park and retrieve vehicles for drivers. This service is often offered at hotels, restaurants and event venues. It is an excellent option for places where limited parking is available, providing convenience to visitors.

    1. Park-and-Ride

    Park-and-ride facilities allow drivers to park their cars at a designated lot and use public transport to complete their journey, reducing city traffic congestion. These parking areas encourage commuters to use metro services or buses, decreasing urban pollution and congestion.

    Conclusion

    India's growing urbanisation has increased the need for efficient types of car parking solutions. From traditional on-street and off-street parking to advanced multi-level and automated parking systems, each method has its own set of benefits and challenges. Proper parking management, infrastructure development and regulatory enforcement can significantly enhance parking efficiency and ease urban congestion.

    When choosing a car insurance policy, it is essential to consider coverage for parking-related damages, theft and other risks associated with different parking environments.

    Ensuring safe and legal parking can improve overall driving experiences and city traffic management.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Types of car paint

    by Tanmay Ahuja | Apr 21, 2025

    Car paint is an important feature you consider while purchasing a vehicle. It enhances the aesthetics of your car and adds a layer of protection by safeguarding the metal underneath. In the event of a collision or severe scratch, paint is the first thing that takes the hit.

    Selecting the right paint for your car can be overwhelming. However, differentiating the various options will help you make an informed decision.

    In this blog, we discuss the different types of car paint available.

    List of various types of car paint

    The following are the various types of car paint:

    1. Lacquer Paint

    Lacquer paint, renowned for its glossy finish and smooth texture, enhances your car's aesthetic appeal. Its quick-drying nature and ease of application make it a popular choice. However, it is softer and less durable compared to other types of paint, making it more susceptible to wear over time.

    Pros:

    • Fast-drying for quick application.
    • Gives a smooth and glossy look.

    Cons:

    • It is less durable and requires regular touch-ups
    • Prone to UV damage, leading to fading and cracks

    2. Metallic Paint

    Metallic paint combines paint and aluminium powder, reflecting light and adding shine to the surface. A metallic finish is a preferred choice today, owing to its lustre and durability. However, the reflective nature of the finish can make dust and dirt more noticeable.

    Pros:

    • Conceals scratches and blemishes better than regular paint.
    • Long-lasting.

    Cons:

    • Loses its shine under direct sunlight.
    • Expensive than regular paint.
    • Limited colour options.

    3. Enamel Paint

    Enamel is one of the most common types of car paint, identified by its glossy, sturdy finish. It dries into a hard shell, offering good protection against wear and tear. It is also easy to apply, making it a reliable option.

    Pros:

    • Resistance against fading, chipping, and wear and tear.
    • Strong adhesion and ability to dry on a glossy surface.

    Cons:

    • Does not perform well under harsh weather conditions.
    • Difficult to touch up as it requires careful application and several coatings.

    4. Pearlescent Paint

    Pearlescent paint is similar to metallic paint but without the aluminium powder. It has ceramic crystals that refract and reflect sunlight, making it easier to maintain, while enhancing the visual appeal of your car.

    Pros:

    • Long-lasting and not prone to everyday wear.
    • Provide a unique depth and lustre.

    Cons:

    • The exact colour isn’t available easily, making a repaint job costly.
    • Prone to scratches and hit marks.

    5. Urethane Paint

    Urethane paint is known for its high durability and glossy finish. It dries quickly and provides a sleek, well-maintained appearance for your car.

    Pros:

    • UV resistant and does not chip or fade.
    • Durable and lasts for up to 10 years.

    Cons:

    • Toxic fumes during application
    • Expensive and requires a professional application.

    6. Solid Paint

    Solid paint is commonly used owing to its easy application and colour options. If a section is scratched, a paint pen can easily be used to redo it.

    Pros:

    • Easy to maintain and repaint.
    • Cost-effective option for every car.

    Cons:

    • Not as attractive as compared to other paints.

    7. Acrylic Paint

    Acrylic paint is widely known for its ease of application, durability, and cost-effectiveness. It is a popular choice because it is available in solvent and water-based forms, allowing you to select the type you require. With its quick-drying properties, acrylic paint is ideal for those in a hurry, allowing for faster turnaround times.

    Pros:

    • Easy application and quick drying.
    • Adds a lustrous touch to the car.

    Cons:

    • Less durable than enamel and urethane paints.
    • Requires consistent maintenance.

    8. Water-based Paint

    Water-based paints are known for their environmentally friendly formulation, as they contain low levels of VOCs (volatile organic compounds). As a primary solvent, water does not emit harmful chemicals during application, making it a safe and trusted choice.

    Pros:

    • Adheres to most of the surfaces and provides a uniform finish.
    • Sustainable and safe.

    Cons:

    • Dries more slowly than solvent-based paints.
    • It must be sealed properly, or it can get damaged due to weather conditions.

    Conclusion

    The paint you choose for your car significantly impacts its durability, maintenance, and overall cost. However, selecting the right paint is just one part of protecting your investment. To safeguard your vehicle against unexpected damage, it’s essential to take additional precautions. Investing in car insurance can provide financial protection against costly repairs, including paint damage caused by accidents, theft, or vandalism. With the right coverage, you can enjoy peace of mind, knowing your car remains in top condition, no matter what the road brings.







    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

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