Introduction

Registering a motor vehicle is a crucial step for anyone purchasing a new vehicle in India. It not only makes the vehicle legally valid to drive on public roads but also establishes ownership. RTO Form 20 is an important document in this process. It is the official application form required for registering a motor vehicle at the Regional Transport Office (RTO).

In this guide, we will explore what RTO Form 20 is, how to fill it, how to download it, the documents required, and more.

What is RTO Form 20?

RTO Form 20 serves as a formal request submitted to the RTO for granting a registration number to your vehicle. The form is applicable to private vehicles, commercial vehicles, and other types of motor vehicles. Once filled and submitted along with the necessary documents, the RTO assigns a unique registration number to your vehicle, which authorises it to legally operate on public roads.

The registration process ensures that all vehicles follow road safety standards and adhere to Indian laws.

How to Download Form 20?

Downloading RTO Form 20 is a simple process. Follow these steps:

1. Visit the Parivahan Website: Go to the official Parivahan website (https://parivahan.gov.in).
   
   
2. Navigate to the Forms Section: Click on the "Forms" tab, usually located under the "Downloads" section.
   
   
3. Search for Form 20: Look for RTO Form 20 in the list of available forms. It is usually labeled as "Application for Registration of a Motor Vehicle."
   
   
4. Download the Form: Click on the download link to save the form to your device. The form is typically available in PDF format.
   
   
5. Print the Form: Once downloaded, print the form to fill it out manually. Alternatively, you can fill it digitally if the option is available.
   
   

By downloading Form 20 online, you can save time and avoid the hassle of visiting the RTO office just to collect the form.

How to Fill Form 20?

An RTO Form 20 application requires you to provide accurate information about the vehicle and its owner. Here is a step-by-step guide:

1. Download the Form: First, download RTO Form 20 from the official Parivahan website (https://parivahan.gov.in) or collect a physical copy from your local RTO office.
   
   
2. Vehicle Details: Fill in the details of the vehicle, such as make, model, type of body, year of manufacture, and class of vehicle. You will also need to mention the seating capacity and whether the vehicle is for personal or commercial use.
   
   
3. Owner’s Details: Provide the owner’s information, including name, address, and contact details. Ensure that these details match the identification proof you will submit.
   
   
4. Dealer Information: Enter the name and address of the dealer or manufacturer from whom the vehicle was purchased.
   
   
5. Vehicle Identification Numbers: Include the chassis and engine number of the vehicle. These numbers are critical for the registration process as they uniquely identify your vehicle.
   
   
6. Insurance Details: Provide details of the car insurance policy, including the policy number, the insurer’s name, and the validity of the policy.
   
   
7. Hypothecation Details: If the vehicle is purchased on loan, include the financer’s details, such as the bank or financial institution’s name and address.
   
   
8. Signatures and Declaration: Sign the form in the designated areas and include the date and place of application. By signing, you confirm that the information provided is accurate.
   
   

After completing the form, review it thoroughly to ensure there are no errors or missing details. Any mistakes could delay the registration process.

Documents Required for Form 20

To successfully register your motor vehicle, you must submit RTO Form 20 along with a set of supporting documents. These papers verify your identity, address, and vehicle details. Here is a list of commonly required documents:

1. Proof of Identity:

• Aadhaar Card
• Passport
• Voter ID
• Driving Licence

2. Proof of Address:

• Utility bills (electricity, water, or gas bills)
• Rent agreement
• Passport
• Bank statement with address

3. Invoice of the Vehicle: The purchase invoice provided by the dealer, which includes details of the vehicle and its price.
4. Car Insurance Policy: A valid car insurance policy is mandatory. Ensure that the insurance is active at the time of registration.
   
   
5. Roadworthiness Certificate: Issued by the dealer or manufacturer, this certificate confirms that the vehicle meets road safety standards.
   
   
6. Pollution Under Control (PUC) Certificate: A PUC certificate ensures that the vehicle meets emission standards.
   
   
7. Form 21: Known as the "Sale Certificate," this form is provided by the dealer.
   
   
8. Form 22: Known as the "Roadworthiness Certificate," this is also provided by the dealer.
   
   
9. Loan Documents (if applicable): If the vehicle is financed, include a copy of the loan sanction letter or hypothecation agreement.
   
   
10. Passport-Sized Photographs: Recent passport-sized photographs of the owner.
    
    
11. Temporary Registration Certificate: If you have a temporary registration number, include it in your application.
    
    

Ensure all documents are accurate and up-to-date to avoid any delays.

Conclusion

The RTO Form 20 is an essential document for any vehicle to be legally driven on Indian roads. By filling out and submitting the form accurately, you are provided with a unique registration number. This process not only ensures compliance with Indian laws but also provides an official record of ownership, which is important for resolving disputes or handling emergencies.

Understanding the steps to fill and download the RTO 20 Form and the necessary documents is crucial for a hassle-free experience. For more help, you can visit the official Parivahan website for detailed guidelines or contact your local RTO for personalised support.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

If you're planning to open a driving school, one of the essential steps is obtaining the appropriate approvals from the Regional Transport Office (RTO). For this, you’ll need RTO Form 14. It serves as the official registration proof for driving schools, ensuring they meet all the legal and operational standards.

In India, with the increasing number of vehicles and road users, it is critical to ensure that individuals are trained by qualified instructors who follow safe practices. Registering your driving school with the RTO is not only a legal requirement but also a way to gain credibility and trust from prospective learners.

This article covers everything you need to know about RTO Form 14, from its purpose to how you can fill it out and download it, as well as the documents required. Let’s dive in and make the process simple and hassle-free!

What is RTO Form 14?

RTO Form 14 is an official document issued by the RTO to register driving schools. This form is essential for establishing a legitimate driving school in India and acts as proof that the institution adheres to all the guidelines established by the Motor Vehicles Act.

The form serves as an official record of the school's recognition and compliance with safety regulations ensuring that the driving school operates within the legal framework. This form is mandatory for acquiring a driving school license and conducting driving lessons professionally.

For those planning to teach safe driving practices or guide learners on traffic rules, RTO Form 14 ensures the legitimacy of the school and boosts its credibility. Without proper registration, a driving school cannot legally operate, potentially leading to penalties or a shutdown.

How to Fill Form 14?

Filling out RTO Form 14 is not as complicated as it might seem. Follow these steps to complete the form correctly and ensure that the registration process is completed smoothly:

1. Obtain the Form:
   

   Visit your local RTO office or download the form online. Many RTO websites have digital versions of forms available for download.

2. Provide Basic Information:

   • Name of the driving school: Enter the complete name of your institution.
   • Address and contact details: Provide the address of your driving school and relevant contact information.
   • Name of the owner or authorised representative: Specify the name of the owner or person in charge of the driving school.

3. Details About the Facility:

   • Premises information: Include details about your school’s premises, such as the size, location, and whether it's a leased or owned property.
   • Vehicles available for training: Mention the number of training vehicles available and ensure that the vehicles meet the safety standards set by the RTO.

4. Instructor Details:

   • List the qualifications and experience of your driving instructors. This may include their driving licenses, certifications, and proof of previous teaching experience.

5. Submit Along with Required Documents:
   

   Attach all necessary documents (explained in the next section).

6. Pay the Fee:
   

   Pay the applicable registration fee at the RTO office. The fee may differ depending on the location and type of service.

7. Submit the Form:
   

   Submit the filled form along with documents to the RTO. After verification, you’ll receive your registration proof and license to operate.

How to Download Form 14?

Downloading RTO Form 14 is simple and can be done online through the official RTO website:

1. Visit the Official RTO Website:
   

   Most state RTOs provide the option to download forms from their official websites. Search for the section dedicated to driving school forms or registration forms.

2. Search for Form 14:
   

   Navigate to the section for driving school forms or registration forms and search for Form 14.

3. Download the Form:
   

   Click on RTO Form 14 and download it in PDF format. You can then either print it out and fill it out manually or fill it digitally if the form allows for that.

4. Print and Fill:
   

   After downloading, print the form and fill it out manually. Ensure that all the information you provide is accurate to avoid delays in the registration process.

Pro Tip:

To ensure smooth processing, always verify the authenticity of the RTO website before downloading any forms. Many states also provide the option to submit the form online, streamlining the entire process.

Documents Required for Form 14

To successfully register your driving school, you’ll need to attach several supporting documents along with RTO Form 14. Here’s a checklist of commonly required documents that you should prepare:

1. Proof of Identity:

   • Aadhaar Card
   • PAN Card

2. Proof of Address:

   • Utility bills or rental agreement for the driving school’s location. If you own the premises, a sale deed or property tax receipt can be used.

3. Training Vehicle Details:

   • Registration certificates of all training vehicles. These vehicles should be properly insured and roadworthy.
   • Insurance certificates (consider checking for car insurance online to save time and ensure you're getting the best coverage for your vehicles).

4. Instructor Certifications:

   • Qualifications and experience proofs for driving instructors. This may include their driving licenses and certificates from recognised institutions.

5. Premises Proof:

   • Ownership or lease agreement of the driving school premises.

6. Affidavit of Compliance:

   • A declaration stating adherence to RTO rules and standards. This affidavit may be notarised to give it legal backing.

7. Fee Receipt:

   • Proof of payment for the registration fee.

8. Photographs:

   • Passport-sized photographs of the owner or authorised representative.

Ensure that all documents are valid, current, and properly attested to avoid delays in the registration process.

Conclusion

Setting up a driving school requires a lot of planning, but having the right documentation, like RTO Form 14, simplifies the process. This form is not just a legal requirement but a way to ensure that your school operates ethically and safely.

From downloading the form to filling it out and attaching the necessary documents, every step is straightforward when you have the right guidance. Don’t forget to consider car insurance online for your training vehicles—it’s not only a smart financial move but also a requirement for driving schools.

With RTO Form 14 in hand, you’re one step closer to running a successful and authorised driving school. So, get started and help future drivers hit the road with confidence, knowing they’ve received quality training from a certified institution!

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

If you’re a driver in the country, it is necessary to adhere to specific rules and regulations. In India, RTOs (Regional Transport Offices) ensure vehicles and drivers comply with road rules.

There are different forms that must be filled out by drivers, depending on their requirements. RTO Form 8 is one such application form and must be submitted when a driver wishes to add a new class of vehicle to their license.

This guide will explain what Form 8 is, its purpose, and the process for obtaining and correctly filling it out. If you have recently purchased a vehicle and need to update your license, this blog serves as a quick and comprehensive guide to updating your driving license on time.

Read on to learn more about RTO Form 8.

What is RTO Form 8?

Form 8, also known as the ‘Application for the Addition of a New Class of Vehicle to Driving License,’ is self-explanatory. In simple terms, it is used by existing license holders who need to add another category of vehicle to their license.

As per the Motor Vehicles Act of 1988, an updated license is mandatory for driving on Indian roads.

Some common vehicle categories according to the RTO include:

• Two-wheelers, which include gear and non-gear vehicles
• Four-wheelers, including light motor vehicles
• Commercial vehicles that include heavy motor vehicles

How to Fill Form 8?

Form 8 can be divided into two sections: personal details and a certificate confirming the successful completion of the driving test, which is issued by the RTO.

Here’s a detailed guide to filling out RTO Form 8:

1. Fill in applicant details such as full name, address, date of birth, and contact number.
2. Provide the existing driving license number and the name and address of the RTO that issued the license.
3. Specify the details of the new category of vehicle.
4. Mention the reason for adding the new class of vehicle.
5. Provide a medical fitness certificate.
6. Attach a Driving Training Certificate, details of driving school, and a certificate of completion (if applicable).
7. Check all the documents that you are attaching against the list provided within the form.
8. Provide a self-declaration confirming that all details are accurate and checked by you.
9. The final section of the form is filled by an RTO official who provides the result of the driving test and attests that you have passed the test successfully.

Though the RTO allows you to edit the form after submission, it is advisable to provide accurate details and double-check all the information to ensure that the process is quick and smooth.

How to Download Form 8?

To download Form 8, you need to visit the Parivahan Sewa portal, operated by the Ministry of Road Transport and Highways. Always download official documents from a government or other trusted sources only to avoid redundancies and errors found on unauthorized platforms.

Follow these simple steps to download Form 8 easily:

1. Go to the Parivahan Sewa portal.
2. Find the form under the “Forms” or “Downloads” section.
3. Download the form through the link.
4. Electronically fill out the form or procure a hard copy to fill in your details.

Documents Required for Form 8

The list of documents you need to attach to Form 8 is provided in the form itself. Check each box and ensure that you include copies of these documents when submitting the form:

1. Copy of the Existing Driving License
2. Age and address proof issued by the government
3. Medical Certificate or Form 1A attested by an authorised medical practitioner
4. Driving Training Certificate
5. Passport size photographs
6. Payment receipt for the application fee

Carry originals of these documents for verification if required, along with photocopies to be attached with the form.

Conclusion

RTO Form 8 is an essential document for enhancing your driving capacities formally. Whether you are a two-wheeler rider transitioning to a car or commercial vehicle, this is an indispensable step for you. Though it might seem like a simple formality, submitting Form 8 is essential to ensure that you are following the rules of Indian roads.

The steps in this guide will help you easily download and fill out Form 8 and prepare all the necessary documents for a hassle-free submission. Make sure to update your car insurance policy or any other vehicle insurance to reflect the change in your driving capabilities, and get ready to enjoy this new phase of your road journey.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

RTO Form 26 is an essential document provided for by the Regional Transport Office (RTO) in India. It is primarily used to apply for a duplicate Registration Certificate (RC) for your vehicle. Whether your RC has been lost, stolen, or damaged, this form is required to obtain a replacement. Knowing how to correctly fill out and submit Form 26 can save you much time and effort.

In this blog, we’ll explain what RTO Form 26 is, how to fill it out, download it, and things to remember when applying for a duplicate RC.

What is RTO Form 26?

RTO Form 26 is a legal document required to apply for a duplicate RC for a vehicle. It is used when your original RC is:

• Lost: If you've misplaced your RC and cannot locate it.
• Stolen: If the RC has been stolen, a copy of the FIR is required.
• Damaged: If your RC is torn or rendered unusable due to wear and tear.

The form contains fields for providing your vehicle details, personal details, and information related to the loss or damage of the RC. Here’s what RTO Form 26 typically includes:

• Owner’s details: Name, address, and contact information.
• Vehicle details: Registration number, make, model, and chassis number.
• Reason for applying: Explanation of how the RC was lost, stolen, or damaged.
• Financier's consent: If the vehicle is under loan, the financier’s approval is mandatory.
• Declaration: The applicant’s signature attesting to the correctness of the provided details.

How to Fill Form 26?

Filling RTO Form 26 is straightforward, but accuracy is crucial. Follow these steps:

• Owner’s Details: Enter your full name as per your official records. Provide your complete residential address, including the PIN code. Put in your phone number and email address for correspondence.

• Vehicle Information: Enter the vehicle registration number as stated in the original RC. Mention the make and model of the vehicle, along with the chassis and engine numbers. These details can be found on the original RC or vehicle invoice.

• Details of the Loss or Damage: Specify how the RC was lost, stolen, or damaged. If it was lost, provide the approximate date and location. For stolen RCs, attach a copy of the FIR.

• Financier’s Consent (if applicable): If the vehicle is financed, obtain the financier's approval and signature on the form. This section is mandatory for vehicles under loan.

• Declaration: Sign the form and mention the date in the designated section.

• Supporting Documents: Attach necessary documents like ID proof, a copy of the FIR (if applicable), and the original insurance papers.

How to Download Form 26?

Downloading RTO Form 26 is simple and can be done online through official transport portals. Here’s how you can download the form:

• Visit the Official Website: Navigate to the official Ministry of Road Transport and Highways (MoRTH) domain or the state transport department's site.

• Go to the Forms Section: Look for the "Forms" or "Downloads" section on the website.

• Search for Form 26: Find RTO Form 26 in the list of available forms. Forms are often categorised by their purpose.

• Download the Form: Click the link to download the PDF version of the form.

• Print the Form: Print the downloaded form on an A4-sized paper. Ensure the printout is clear and legible.

Things to Consider Before Applying for Duplicate RC Form

Before applying for a duplicate Registration Certificate, consider the following points:

• File an FIR: If your RC has been stolen, filing an FIR at the nearest police station is mandatory. Attach a copy of the FIR to your application.

• Clear Pending Dues: Ensure there are no pending fines or taxes on the vehicle. All dues must be cleared before submitting your application.

• Obtain Financier Approval: If your vehicle is financed, obtain written consent from the financier. This is a crucial step and cannot be skipped.

• Prepare Supporting Documents: Prepare all necessary documents, such as:

• ID proof (e.g. Aadhaar, PAN card, etc.)
• Address proof (e.g. utility bills, rental agreement, etc.)
• Vehicle insurance papers
• FIR copy (if applicable)
• Passport-sized photographs

• Pay Application Fee: Pay the appropriate fee for the duplicate RC application. The fee varies by state, so check your RTO's official website for accurate details.

• Submit on Time: Submit the form and supporting documents promptly. Delays can result in additional fines or complications.

FAQs

1. Is it possible to apply for a duplicate RC online?

Yes, some states offer online applications for duplicate RCs. Visit the official transport department website of your state to check for online services.

2. What should I do if my vehicle is under loan?

If your vehicle is under loan, you must obtain written consent from the financier before submitting Form 26. This consent must be signed and stamped on the form.

3. How long does it take to receive a duplicate RC?

The processing time depends on the RTO, but it typically takes 7-14 working days from the date of submission.

4. What happens if I lose the duplicate RC?

If you lose the duplicate RC, you’ll need to repeat the process and submit a new Form 26.

5. Is it mandatory to file an FIR for a lost RC?

Yes, filing an FIR is mandatory for a lost RC. The FIR serves as proof of loss and is a crucial requirement in the application process.

Conclusion

RTO Form 26 is a key document for obtaining a duplicate Registration Certificate. Whether your RC is lost, stolen, or damaged, this form allows you to secure a replacement quickly and legally. Ensure you fill out the form accurately, attach all necessary documents, and adhere to the RTO guidelines to avoid delays.

Additionally, it’s a good time to check your car insurance policy and ensure it is up to date, as a valid insurance certificate is often required during the application process. By understanding the steps to download and complete Form 26, you can navigate the process smoothly and get back on the road with minimal problems.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

RTO Form 21 is a crucial document in the vehicle registration process in India. Provided by the Regional Transport Office (RTO), this form serves as a vital part of the legal paperwork for cars, buses, trucks, and bikes, and is also involved in later taxation procedures. Acting as a 'Sale Certificate,' it bears the name of the motor vehicle owner. Understanding how to download, complete, and submit this form is an essential legal requirement for vehicle owners.

What Is RTO Form 21?

RTO Form 21 legal document to be issued by manufacturer or dealer or registered E-rickshaw or E-cart Association (in case of E-rickshaw or E-cart) or officer of Defence Department (in case of military auctioned vehicles) for presentation along with the application for registration of a motor vehicle. 

Along with the invoice, the RTO Form 21 proves that the entire payment on the vehicle has been made, and it now belongs to the new owner. As is evident, the form helps maintain a legal record of every vehicle in the country.

RTO Form 21 is also called “Sale Certificate” and is a crucial document, alongside other government forms, address proof, etc., used to confirm the registration of a new vehicle in India. It shows that the new vehicle meets the requirements set by the Motor Vehicles Act. Not filling up the form appropriately or on time invites legal penalties.

For the buyer, RTO Form 21 serves as proof of ownership when applying for services like car insurance or vehicle loans. A significant advantage of this document is that it helps prevent fraudulent or suspicious activities related to the vehicle’s purchase by clearly outlining all transaction details.

How to Fill Form 21?

RTO Form 21 must be filled in with important details of the seller, owner, and vehicle details. Details must be noted down accurately, not just so you can avoid legal trouble but also to prevent unnecessary delays or administrative hurdles in registering the vehicle. If you are unsure about certain details, consider calling or visiting your local RTO for assistance.

Read all fields carefully and fill out the RTO Form 21 step by step:

• Vehicle and buyer particulars: The form begins with details such as the vehicle brand, followed by the new owner's personal information, including their name, address, and other relevant contact details.
• Detailed section on the Vehicle: The section includes details of the vehicle, such as its model, make, engine number, chassis number, colour, and more. It is important to ensure that these details match exactly with what the seller has provided in the documentation. For transport vehicles, axle details are also crucial and should be accurately listed.
• Signatures: At the end of the form, the dealer, manufacturer, or an official from the auto association signs. This signature validates the information provided above and confirms the buyer's intent to comply with the vehicle ownership transfer or registration process.
• Review before submission: Double-check all the details entered in the form before submitting it to the RTO. Small errors could lead to delays or complications during the registration process.

How to Download Form 21?

Downloading RTO Form 21 has become much easier with the help of online services. Most RTOs now offer the option to download the form directly from their official websites, so you don't always have to visit the centre in person to collect it.

• Official domain of the Ministry of Road Transport & Highways: One can easily download the form from the Parivahan Sewa website.
• RTO websites: Go to the official website of your state’s respective RTO; most state RTOs have a dedicated portal where all registration-related forms are available together for download.
• Find and select the relevant document: Search for "RTO Form 21" in the list of forms, and you'll be able to download the PDF within seconds. Save it securely to your device for easy printing and filling.
• Print the Form: After downloading the form, print it on A4 paper to ensure it is easy to read. Fill it out and submit the form to your local RTO. If needed, the relevant officials will assist you with the submission process. As an alternative, you can fill out the form online and register on the Parivahan Sewa website.

Documents Required for Form 21

When submitting RTO Form 21, you need to attach certain essential documents:

• Address proof: Self-attested copies of a government-approved document (like an Aadhar card, utility bill, or property tax receipt) to verify your address.
• Identity proof: A government-issued photo ID like an Aadhar card or voter ID.
• PAN Card: Your PAN card is important in all matters of financial transaction.
• Recent passport-size pictures: Carry 2-4 self-attested copies of your latest passport photos
• Approved loan application: This is required only if applicable, i.e., if you have taken a loan for the purchase of the vehicle.

Conclusion

RTO Form 21 is a crucial part of any vehicle sale and official vehicle registration process in India. Understanding how to download, fill, and submit the form with the right documentation ensures a smooth and hassle-free experience with the RTO. The form eliminates the potential for legal hassles in your transactions and keeps your vehicle safe from unlawful transactions.

If you have bought a new car, it is always recommended to explore a car insurance policy that suits your needs. A good car insurance policy not only provides financial protection in the event of accidents or theft but also ensures peace of mind while driving, allowing you to enjoy your vehicle for longer.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Form 60 is an important document used by the Income Tax Department to record specific transactions, including sales and purchases, by individuals who do not have a PAN card. The PAN or Permanent Account Number is used to identify taxpayers and help the government keep a check on tax payments and financial transactions. In the absence of a PAN, or if an individual has applied for a PAN but has not yet received it, Form 60 acts as a substitute.

In this blog, we will look at some important questions about Form 60 - how to fill it, where to download, and the documents required to verify and submit it successfully. If you are planning a vehicle-related transaction without a PAN card, this guide will help you navigate the formalities using RTO Form 60.

What is RTO Form 60?

Form 60 is a legal document the Income Tax Department provides for individuals engaging in vehicle-related transactions without a PAN card. Although PAN is a mandatory financial identification in India, individuals without one can use Form 60 as a substitute document. According to Rule 114B of the Income Tax Rules, 1962, certain transactions can be done without a PAN card, given the submission of a duly filled Form 60.

Form 60 is allowed for these transactions-

• Sale or purchase of a vehicle
• Ownership transfer of a vehicle
• Registering a new vehicle
• Financial transactions beyond the limit set by the Income Tax Act

Besides vehicle-related transactions, Form 60 is also used to open a Demat account, buy or sell immovable property, open a fixed deposit, apply for a debit or credit card, and pay for mutual funds or life insurance premiums. Additionally, if you plan to apply for car insurance online without a PAN card, check with the insurance provider to confirm if Form 60 can be used.

Form 60 is meant for individual transactions and cannot be used by companies or organisations. In case you do not have a PAN card or have not applied for one yet, you must fill and submit Form 60 to ensure compliance with tax regulations for vehicle-related transactions.

How to Download Form 60?

To download RTO Form 60, go to the official website of the Income Tax Department.

1. Find Form 60: Go to the “forms” or “downloads” section, or search for the form using the search bar.
2. Download the Form: Use the download link to save the form as a PDF.
3. Print the Form: Print of the form for filling and submission.

How to Fill Form 60?

To fill and submit Form 60 successfully, follow these simple steps:

1. Download the Form: Get the form from the official website of the Income Tax Department.
2. Fill Personal Details: Provide information such as full name, address, and date of birth.
3. Transaction Details: Fill in the nature of the transaction (purchase, sale, or registration) and the monetary value involved.
4. Declaration: State the reason for not possessing a PAN card and provide documents such as Adhaar or Passport for verification. If you have applied for a PAN card, give the application number in the space on the form.
5. Check The Document List: At the end, you will find a list of documents to be attached to Form 60. Put a “check” mark next to all the documents you have provided with the form.
6. Signature: Sign the form in the designated place.

If the form is being filled out for a minor, documents such as identity and address proof of the parents must be verified and attached.

Documents Required for Form 60

When you submit RTO Form 60, a few supporting documents need to be attached to the form for verification and validation of the transaction. These documents are:

1. Identity Proof: Adhaar card, passport, and voter ID
2. Proof of Residence: Address proof includes utility bills, rent or lease agreement, and a bank statement or passbook with the current address
3. Transaction Proof: The invoice or receipt for the sale of the vehicle or the agreement for the transfer of ownership
4. Photograph: Passport-size photos of the applicant
5. Address details: The address where you have filed your income tax return needs to be provided

To ensure a smooth process, self-attest all the documents before submitting the form and carry the original documents for verification.

Conclusion

Form 60 is an essential tool that enables people without a PAN card to complete essential vehicle-related transactions smoothly. Go through the list of documents and ensure you possess both the originals and copies for smooth verification of the form. Always provide correct details, as making a false declaration in Form 60 could result in legal consequences, such as fines and imprisonment. This guide offers a hassle-free approach to obtaining and filling out Form 60 so that you can complete the sale or purchase of a vehicle while complying with the necessary income tax rules. 

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

The Regional Transport Office (RTO) in India is responsible for regulating vehicles and vehicle owners. One of the many important procedures mandated by the RTO is Form 18, which is required when moving a vehicle from one state to another within India. The process of downloading, filling out, and getting RTO Form 18 verified is straightforward, but it can seem tricky if you're not familiar with some crucial details. This form helps in ensuring that the vehicle is properly registered and meets the necessary standards for inter-state transportation. This blog will explain the process of downloading, filling out, and submitting Form 18, an essential document for any vehicle under Indian road regulations. By understanding the steps, you can ensure smooth processing and avoid delays.

Read on to learn more about Form 18.

What is RTO Form 18?

RTO Form 18 is an official document used to reassign or change the registration of a vehicle when it is transferred from one Indian state to another. It serves as a declaration that the vehicle's registration details have been updated by the owner and that the original RTO is aware of the transfer. Additionally, it registers the vehicle with the authorities of the new state.

Key Points about RTO Form 18

1. The Motor Vehicles Act mandates Form 18 for transferring the registration of a vehicle between states.
2. It is compulsory to fill out RTO Form 18 to get an NOC or No Objection Certificate from the original RTO, which needs to be verified for transferring the vehicle across state borders.
3. The form includes important details such as the vehicle’s registration number, engine and chassis number, and the details of the applicant/owner of the vehicle.

How to Fill RTO Form 18?

The process of filling out Form 18 is quite simple once you have gathered all the necessary information and documents. Here’s an easy guide to completing and submitting Form 18:

1. Fill in your personal details such as name, current address, and previous address with state and PIN code.
2. Fill in the registration details, vehicle make and model and type of vehicle.
3. State the reason behind the transfer of the vehicle between states. Ensure you give a clear and valid reason.
4. Sign the form and confirm that the information is complete and true.

Tips for Accuracy

• Double-check details such as numbers and spelling of names.
• Use capital letters for alphabetic entries.
• Do not overwrite or use a whitener for correction.

How to Download RTO Form 18?

Form 18 can be easily obtained from the official website of the transportation ministry, ensuring a convenient and accessible process for vehicle owners. Here’s a step-by-step guide:

1. Visit the official website of the Ministry of Road Transport and Highways
2. Go to the “Forms” section under “Download.”
3. Search for Form 18
4. Click on the appropriate option and download the form
5. Save the soft copy of Form 18 and take a printout to fill in the details and complete the necessary formalities.

Documents Required for RTO Form 18

When submitting RTO Form 18, you need to attach certain documents and their copies. These are required to verify your details, check your background, and ensure that everything is completed according to the proper procedure.

Given below is a list of all the mandatory and optional documents you need for submitting Form 18:

Mandatory Documents

1. The Original Registration Certificate or RC for the vehicle
2. The Insurance Certificate for the vehicle
3. The Pollution Under Control (PUC) Papers
4. Identity Proof (An original document)
5. Address Proof
6. The Receipt of Road Tax Payment
7. NOC or No Objection Certificate from the original RTO

Optional Documents

Some RTOs and states require a few additional documents, such as:

1. Affidavit declaration of the reason behind transferring the vehicle
2. Passport-size photo of the applicant

Conclusion

If you are planning to transfer from one state to another in India, you will need to ensure that your vehicle moves with you. Form 18 is an important document that formally records the re-registration of the vehicle under the new RTO and its transfer from the original RTO.

To fill out Form 18, certain documents are required by law, such as policy documents. It's important to get car insurance online and always keep documents like the RC and PUC up to date to avoid any hassle when completing official processes related to your vehicle, such as filling out RTO Form 18.

Whether you are moving for a job or personal reasons, make sure to comply with the rules of the road so you have one less thing to worry about. An appropriate car insurance policy can also help keep your vehicle in pristine condition, ensuring hassle-free legal compliance. It also provides financial coverage in the event of an accident or other damage.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Indian RTOs play a crucial role in managing vehicle registration, ownership, transfer, and compliance assurance.

One of the most important documents that ensures road safety compliance is RTO form 31, used to transfer the ownership of a vehicle when the previous owner passes away. While the process of obtaining and filling out Form 31 is quite simple, it may seem complicated if you are not familiar with all the steps. In this blog, we will explain what Form 31 is, the correct process for filling and submitting it, and the documents you need to complete the form. This will ensure that the process is hassle-free for you.

What is RTO Form 31?

RTO form 31 is a legal document used to transfer the ownership of a vehicle in case of the registered owner’s death. This form ensures that the right nominee gets timely ownership of the vehicle. Filling out Form 31 is mandatory under traffic and road laws. Submitting it on time provides the new owner the lawful right to the vehicle, which is essential for completing other vehicle-related formalities, such as re-registration and applying for a car insurance policy.

As per the Motor Vehicles Act, vehicle ownership cannot be transferred officially without proper documents and due procedure. RTO Form 31 facilitates this transfer legally and ensures that the new owner does not face any issues due to non-compliance.

Some of the important details you need to provide while filling out Form 31 are:

• Personal Details: Information of the person nominated as the new owner  
• Vehicle Information: Details such as the vehicle’s registration number and model
• Details of Ownership Transfer: Personal details of the previous and new owners
• Declaration Documents: Proof of nomination from the deceased owner and documentation for the transfer of ownership

How to Fill Form 31?

The process of filling out Form 31 is simple. You can follow the steps below to complete the form successfully:

1. At the top of the document, provide the details of the RTO office and the registration number of the vehicle.
2. Enter application details, such as full name, address, and relationship with the original owner.
3. Fill in vehicle information, including registration number, model details, engine number, and chassis number, in the designated space.
4. Provide the nominee information as specified in Form 1.
5. Sign the form to declare that the details you have provided are correct.
6. Submit the form to the RTO for verification and wait for approval to complete the process.

How to Download Form 31?

You can easily download Form 31 from the official website of the Regional Transport Office. Follow the steps below:

1. Visit RTO’s official website.
2. Go to the “Forms” or “Download” section, usually under the “Services” menu.
3. From the dropdown list, find Form 31.
4. Download and save the form as a PDF document.
5. Print the form for submission after filling it out.
6. Make sure that you download the form from an official website to avoid any issues during submission.

Documents Required for Form 31

You need to attach and verify certain documents along with RTO Form 31. Below is the list of required documents:

• Death certificate of the deceased, original owner
• Registration Certificate (RC) of the vehicle
• Car insurance policy documents
• Pollution Under Control (PUC) Certificate
• Proof of address for the applicant
• Identity proof of the applicant

If there is more than one heir, a No Objection Certificate (NOC) is required from the other heirs of the deceased.
Moreover, a declaration from the previous owner naming the applicant as the new owner or nominee for the vehicle is necessary.

Conclusion

RTO Form 31 is an important document required for transferring ownership of the vehicle after the death of the registered owner. Correctly filling out the form with accurate personal details, verifying original documents, attaching copies of the required documents, and submitting the form on time are essential steps to ensure a seamless (and legal) ownership transfer process.

Although it may seem like a minor task, officially transferring and registering the vehicle to the new owner is a crucial step. This simple formality ensures that the new owner can fully benefit from claims under their car insurance policy and avoid penalties for non-compliance. By taking proactive steps in a timely manner, you save valuable time and resources while protecting your interests.

With Form 31, it is prudent to acquire a comprehensive car insurance policy that can financially protect you and your vehicle in the event of accident, loss or damage.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

The interstate traffic in India is controlled through several documents by the RTO (Regional Transport Office) to ensure vehicle owners comply with all rules and regulations. Among the many vital documents that check and smoothen the flow of traffic is the RTO Form 46. If you are planning to move your vehicle to another state for a short period, Form 46 is the document that verifies and facilitates this journey hassle-free.

In this blog, we will explore the importance of RTO Form 46 and explain the process of downloading and submitting this important document.

What is RTO Form 46?

Form 46 is an official document that a vehicle owner needs for an all-India permit. It allows them to temporarily move their vehicle from its registered state to another state. According to the Motor Vehicles Act 1989, Rules 86 and 87, a national permit allowing vehicles to move between states is given for at least four Indian states. Form 46 is one of the formalities the vehicle owner must complete to get a national permit necessary for the smooth transit of personal and goods vehicles.

It is usually submitted with Form 28, also called the “Application for Grant of No Objection Certificate." The form officially verifies that the vehicle has no pending dues, legal fees, or penalties, giving the owner a green flag to transfer it to another state.

In addition to Form 46, to successfully obtain a national or All India Tourist Permit (AITP), your vehicle should not be older than 12 years (in the case of a goods vehicle) or more than 15 years old (for multi-axel vehicles). A bus applying for an India permit must be painted white with a 5 cm blue ribbon in the centre of the exterior body. If the vehicle is a car, it must have “Tourist” printed on both sides.

How To Fill Form 46?

To fill out Form 46, you must get a copy of the document from the Parivahan portal, the official website of the Ministry of Road Transport and Highways.

The process of filling out RTO Form 46 is simple and can be completed by following this guide:

1. Get a copy of Form 46 from the online portal or nearby RTO.
2. Fill in the details—full name, address, and state you are travelling with the vehicle.
3. Provide information on the car, such as the registration number, type of vehicle, and its model.
4. Declare and sign it to verify that the vehicle has no pending penalties or dues and is not involved in any ongoing cases of theft or fraud.
5. Attach all the necessary documents with the form.

Consult the authorities if you have a question related to the process. Make sure that your vehicle complies with all the other requirements for obtaining an All-India permit.

How To Download Form 46?

To download Form 46, go to the government's online portal dedicated to such services.

1. Visit the Parivahan Sewa website.
2. Find the “Forms” section on the portal under “Information Services.”
3. Select Form 46 from the list provided.
4. Download the form and print it.

Documents Required for Form 46

Documents attached with RTO Form 46 verify the vehicle's ownership and the reason for taking it to another state. These documents include:

1. The Registration Certificate or RC for the vehicle.
2. The car insurance policy or insurance documents for the type of vehicle you own.
3. The Pollution Under Control Certificate, or PUC, proves the vehicle follows environmental norms.
4. The Identity Proof of the owner, such as Aadhar, PAN, or any other official ID.
5. Address proof, including a temporary proof of residence for the new state you are moving to.
6. Receipt to prove road tax payment in the original state.
7. Form 28 duly filled.
8. A clearance certificate verifying that no dues are pending in the registered state.

Get copies of these documents and carry the originals with you during the verification process. It is always recommended to keep these essential documents updated to save time.

Conclusion

RTO Form 46 is used to issue an All-India Tourist Permit for a vehicle, which simplifies the temporary transfer of vehicles from one Indian state to another. The Motor Vehicles Act mandates it, which is crucial if you plan to move to another state with your vehicle. In this blog, we have explained the use and process of downloading and filling out Form 46. By following these simple steps, you can have the crucial papers in order and make sure you relocate to another state without any unnecessary delays.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

When buying or selling a vehicle in the country, specific formalities must be carried out through the RTO (Regional Transport Office).

To ensure that the sale and purchase are done legally and in compliance with the rules of the transport department, documents such as RTO Form 32 are required. This form is necessary when a vehicle is purchased through a government auction. For those who have bought a vehicle at a government-organised auction, Form 32 is a crucial step, as it grants them full rights to their newly acquired car.

Without this form, the transaction remains incomplete and the buyer may not be able to register the vehicle in their name. In this blog, we will explore the use of Form 32, its significance, and the process of downloading and filling it out, ensuring that you can complete the necessary procedures without any complications.

What is RTO Form 32?

Form 32 is a document used by the RTO to officially transfer the ownership of a vehicle purchased at a public auction conducted by the government. Under the Motor Vehicles Act of 1988, it is necessary to record and verify any change in vehicle ownership. Form 32 serves as an official document confirming the transfer of the vehicle and all its responsibilities from the previous owner to the new buyer. Once the sale is completed during the auction, the buyer is recorded as the new owner of the vehicle, replacing the previous holder. To formalise this change in ownership, Form 22 is used.

How To Fill Form 32?

Form 32 can be easily acquired from the online portal of RTO, Parivahan. Once you have the printout of the form, follow these steps to fill and submit it successfully:

1. Download the form or get it from your nearest RTO.
2. Fill in the details of the previous owner along with the registration number and other details of the vehicle.
3. Provide the personal details of the new owner or buyer.
4. State the reason for the change in ownership of the vehicle.
5. Add details of the auction in case the vehicle is purchased from a public sale.
6. Verify the form along with the documents attached.

How To Download Form 32?

Downloading RTO Form 32 is very straightforward. It can be done through the online portal of the Ministry of Road Transport and Highways. Follow the steps below:

1. Go to the Parivahan portal of the ministry.
2. Find the “Downloads” or “Forms” section under the “Information Services.”
3. Search for Form 32.
4. Click on download and save the form as a PDF.
5. Print the form for further processing.

Ensure that you download the form from the Parivahan portal or website of your state’s transport department only. Do not use unauthorised sources, as they may generate faulty or incomplete forms that can be rejected by the authorities during verification. This will waste a lot of time and money.

Documents Required for Form 32

A number of official documents and their copies are required for the verification and submission of Form 32-

1. The Registration Certificate of the Vehicle
2. The documents of the car insurance policy (or insurance papers of the vehicle involved)
3. The Pollution Under Control or PUC Certificate
4. The proof of inheritance or auction certificate or receipt of sale
5. A declaration to verify the claims of the new owner
6. The ID Proof of the Owner
7. Proof of Residence
8. Tax Receipts for Road Tax
9. Photographs (two passport-size photos of the new owner)

Read all the details carefully and verify the documents before visiting the RTO to submit the form. This makes the form error-free and ensures that the process is completed smoothly.

Conclusion

When the buyer obtains a vehicle during an auction done by the government or transport authorities, Form 22 is used to officially change the ownership and transfer all the legal and financial obligations. This is important for legally transferring the rights and liabilities of the vehicle and updating its ownership in RTO records to ensure compliance. If you have purchased a vehicle in an auction, it is important to formally transfer it under your name, complete its registration, and obtain other vehicle-related essentials such as a car insurance policy. 

By familiarising yourself with the process and documents required to fill out Form 32, mentioned in this blog, you can easily complete the formalities and ensure that you legally enjoy the rights of your new vehicle.

In addition to undertaking legal obligations, it is prudent to acquire a comprehensive car insurance policy to protect your new investment and ensure longevity. You shall also receive financial cover in the event of accident or other damage.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

In India, the Regional Transport Office (RTO) plays a significant role in ensuring vehicle regulations are adhered to. One of the essential documents that businesses, such as automobile dealers, manufacturers, or vehicle leasing companies, need to apply for is a Trade Certificate. This certificate exempts vehicles used for testing, transportation, or demonstrations from being individually registered. The document that is needed to apply for or renew this certificate is RTO Form 16.

Understanding how to access and complete RTO Form 16 helps simplify operations and ensure compliance with legal requirements. This guide covers the purpose of the form, the steps to complete it, and the essential documents needed for a successful application.

What is RTO Form 16?

RTO Form 16 is officially titled "Form of Application for Grant or Renewal of Trade Certificate." It is specifically designed for automobile dealers, manufacturers, and other stakeholders involved in vehicle-related activities. The Trade Certificate issued via this form permits businesses to legally operate vehicles for testing, demonstrations, or transportation without requiring individual registration.

This certificate is particularly valuable for manufacturers and dealers who handle a large volume of vehicles. It reduces the administrative burden of registering each vehicle before it is sold. However, it is essential to note that a Trade Certificate is only valid for designated purposes and should not be used for personal or unrelated business activities. Not following these rules can result in penalties.

How To Fill Form 16?

Filling out RTO Form 16 is a systematic process that requires accuracy and attention to detail. Below is a step-by-step guide:

1. Address the Authority

Begin by addressing the form to the appropriate Regional Transport Office (RTO) where you intend to apply. This ensures the correct authority processes the form.

2. Applicant Details

Fill in the applicant’s basic details, including:

• Name: Enter your full name as per your identification documents.
• Parentage: Mention the name of your father or husband, depending on the form’s requirements.
• Address: Provide your complete residential or business address. Ensure the address matches the one on your submitted address proof.

3. Business Classification

Specify the type of business you are engaged in. This could be one of the following:

• Manufacturer of motor vehicles.
• Dealer of motor vehicles or ancillary parts.
• Vehicle testing agency (as defined under Rule 126).
• Approved vehicle repairer.
• Provider of hire-purchase, lease, or hypothecation services for vehicles.

4. Number of Trade Certificates Required

Indicate the number of Trade Certificates you need. This will depend on the volume and types of vehicles you handle.

5. Class of Motor Vehicles

Specify the class or type of vehicles for which the Trade Certificate is requested. Examples include motorcycles, cars, or heavy commercial vehicles.

6. Fee Payment Details

Mention the total fee paid for the application, calculated based on the number of certificates required and the vehicle types. Attach proof of payment, such as a receipt or challan.

7. Renewal Information (If Applicable)

If you are applying for the renewal of an existing Trade Certificate, provide the following details:

• Certificate number.
• Date of issue.
• The expiry date of the existing certificate.

8. Declaration

Complete the form with a declaration section where you affirm the accuracy of the information provided. Add the date, place, and signature at the end of the form.

Ensure that all details are accurate and supported by valid documents to avoid delays or rejections during the verification process.

How To Download Form 16?

Downloading an RTO Form 16 is a straightforward process. Here’s how you can download it:

1. Visit the Official Portal

Go to the official website of the Ministry of Road Transport and Highways (MoRTH) at https://parivahan.gov.in/.

2. Navigate to Downloadable Forms

• On the homepage, click on the “Informational Services” tab.
• From the dropdown menu, select “Downloadable Forms.”
• Click on “All Forms” to access a comprehensive list of RTO-related forms.

3. Find Form 16

Scroll through the list of forms to locate “Form 16.” Click on the link to download the PDF version of the form.

Alternatively, you can download the form directly from this link.

Once downloaded, print the form and fill it out as per the instructions.

Documents Required for Form 16

Submitting Form 16 requires attaching specific supporting documents. Here is a list of commonly required documents:

1. Identity Proof

Provide valid ID proof such as a PAN card, Aadhaar card, passport, or driving license.

2. Address Proof

Attach a proof of address document such as a utility bill, rental agreement, or Aadhaar card.

3. Business Proof

Include documents that validate your business, such as a trade license, GST registration certificate, or certificate of incorporation.

4. Existing Trade Certificate

If you are renewing a Trade Certificate, attach a copy of the current certificate and its details.

5. Fee Payment Receipt

Attach proof of payment for the application fee.

Ensure all documents are current and accurately reflect the information provided in the form.

Conclusion

RTO Form 16 simplifies operations for automobile businesses by avoiding separate vehicle registrations. For companies involved in vehicle sales or leasing, understanding the link between RTO Form 16 and car insurance compliance is essential, as proper documentation often includes ensuring vehicles have valid insurance coverage.

Ensuring all documents are accurate, fully prepared, and updated can help prevent delays or any issues during the application process. Every step, from specifying the vehicle category to submitting appropriate business documentation, is critical for the successful approval or renewal of a Trade Certificate.

For more information, including guidance on vehicle compliance and car insurance requirements, visit the official Parivahan website or contact your local RTO office for personalised assistance.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Buying a pre-owned car can be a wise, cost-effective decision when you want to bring home a vehicle without stretching your finances. For sellers, selling an old car at a reasonable price allows them to recoup part of their investment.

However, selling a pre-owned car is rarely a quick affair. It involves a lot of legalities and formalities, particularly in transferring ownership of the car. This is where the RTO Form 29 becomes essential.

This article explores what RTO Form 29 is and everything you need to know before engaging in any pre-owned car transaction.

What is RTO Form 29?

RTO Form 29 is a mandatory document issued by the Regional Transport Office (RTO). Officially known as the "Application for Transfer of Ownership of a Motor Vehicle", it serves as a formal notification to the RTO indicating that a particular vehicle is changing ownership.

Thus, an RTO Form 29 allows the RTO authorities to make a note of the sale and update their legal records accordingly. It confirms that the vehicle owner and seller have all the right documentation in place to make the change of vehicle ownership happen.

Why is RTO Form 29 Important?

Submitting RTO Form 29 is crucial for the ownership transfer to be legally recognised under Indian law. Failure to submit this form can lead to legal complications and penalties for both buyer and seller.

Upon successful transfer, the new owner becomes responsible for the vehicle’s insurance and road tax obligations. The RTO will then issue a new Registration Certificate (RC) in the buyer’s name, reflecting the change in ownership.

How to Fill Form 29

Contrary to the popular belief that a change of car ownership is complicated, obtaining and filling out the RTO Form 29 is relatively easy. Follow these simple steps:

1. Get the Form

• Online: You can download the form from the Parivahan website or the state RTO website.
• Offline: Visit the relevant RTO office to collect the form, fill out and submit it in person.

2. Complete the Form Accurately

• Provide the personal information of both the seller and the buyer.
• Include accurate vehicle details such as make, model, registration number, engine number, and chassis number.
• Specify the date of sale and the sale price of the vehicle.
• If required, fill in any other relevant information as required by the form.

3. Submit the Form

• Submit the filled-out form along with all the supporting documents, either to the concerned RTO office or online.

4. Necessary Documents

Apart from filling in the RTO Form 29, you will also have to submit other necessary documents such as identity proofs, vehicle documentation certificates, etc. Here is a list of required documents:

• The original RC of the vehicle.
• A valid PUC certificate is mandatory.
• A valid car insurance policy.
• A valid driver's licence of the new owner.
• If the vehicle is being transferred from another state, an NOC from the previous owner's RTO is required. This is known as the RTO Form 28.
• Proof of residence of the new owner (e.g., Aadhaar Card, Voter ID, Passport).
• A legally binding sale deed or agreement detailing the sale of the vehicle.

5. Pay Applicable Fees

After submitting the form, you will need to pay any applicable fees for the vehicle transfer. This can be done either at the RTO office or via an online payment platform. Note that this fee may vary from state to state.

How to Download RTO Form 29

Downloading RTO Form 29 is simple:

1.   Visit the Parivahan website – parivahan.gov.in
2. Locate and click on the “Informational Services” tab. 
3.   Navigate to “Downloadable Forms” and select “All Forms”.
4. Find and download Form 29 from the list, saving it as a PDF on your system. 

Conclusion

The importance of RTO Form 29 in the sale or purchase of a vehicle and the transfer of ownership is undeniable. It is one of the many forms required to prove the legality of the transaction and confirm that no pending dues or penalties prevent the sale.

To ensure a seamless transfer of ownership, verify that all details on the form are accurate and error-free. Retain copies of all submitted documents for your records. If needed, do not hesitate to consult a legal expert or a vehicle registration expert to clear any doubts.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

You may be wondering what is day and night IRVM?  Well, this is one of the rearview mirror technologies and a mandatory feature every car should have. The technology works such that whenever brighter lights generated from the vehicles behind hit the IRVM in your car, you can adjust the mirror to avoid glare. Some cars have an already fixed day-and-night adjustable IRVM, while others have it as a manual component.

Let’s find out more about day and night adjustable IRVM.

What is Day Night IRVM in Cars?

Day and night IRVM is a type of rearview mirror used in vehicles. It is an anti-glare car feature that enables drivers to view the back part of the car during daytime and nighttime. The mirror features unique designs that ease its adjustment to different angles. This helps accommodate different lighting conditions.

The day-night IRVM is an essential feature in automobiles. Most modern-day vehicles already have this element integrated. However, some cars have it as a manual piece. The whole concept of the IRVM is to ensure that there’s less light reflection. It helps the driver drive clearly without facing any lighting issues.

Car manufacturers integrate mirrors on the windshield or dashboard to give a clear view of the vehicle’s behind. In the daytime, the mirror works like a normal rearview mirror, giving an open view from the backside. 

The mirror adjusts its angles in the evening or whenever the driving conditions appear dark. It switches automatically to reduce the glare from the headlights of oncoming vehicles, streetlights, or any other obstructing light beam.

As a result, it becomes easier for a driver to see traffic behind his vehicle both during the day and at night. This improves overall visibility and enhances safety on roads.

What is the Technology Behind Day and Night Adjustable IRVM?

The two technologies behind day-and-night adjustable IRVMs are automatic and manual. Let’s look at each one below.

·        Automatic Technology

The automatic day-night IRVM operates on sensor technology. Whenever there’s a car behind, it dims the lights coming from the headlamp of the other vehicle. The two different rear view mirrors have an electrically conductive material coated on them. These mirrors work with glare and ambient sensors. They also contain electrochromic ions or gels that often turn dark whenever they gather any voltage. The glare sensor often gathers the amount of light coming at the mirror. The glaring light acts upon the ions to darken the mirror. As soon as the glare from the headlamps finishes, the mirror returns to normal. The ambient sensor picks up the intensity of the flare coming from the headlamps of other vehicles. It then sends a message to its unit to dim the rearview mirror.

·        Manual Technology

The manual IRVM technology in cars works with a lever. In this case, the car’s mirror is prismatic, with a wedge-shaped mirror inside.

The light generated by the headlights can usually cause too much strain on the driver’s eyes, which can lead to accidents. The manual technology functions like this: during the day, objects behind the car reflect from the mirror’s surface. At night, the mirror tends to bounce off any light coming from the headlamps of the vehicles behind.

What are the Uses of Day-Night IRVM in Cars?

• Day-night IRVM is especially essential at night. It enables the flare coming from the cars behind to bounce off.
• In the daytime, the mirror works like a normal rearview, enabling drivers to see what's behind the car. It clearly shows the traffic behind.
• The rearview mirror ensures the safety of drivers, passengers, and other road users. The driver can see clearly and concentrate on the road ahead, hence managing to drive carefully.
• It helps the driver check the mirror without straining the eyes too much. Remember, the rearview mirror is very crucial for drivers. Whenever the light from another vehicle’s headlamps is too bright, the driver’s concentration can waver and cause collisions. 
• Both during day and night, the IRVM operates with two different surfaces (back and front) aligned. They aren’t parallel like in conventional rearview mirrors, where the frontal and back parts are parallel. So, the mirror’s frontal part is the usual straight glass, and the back part contains a reflective coated surface. The frontal part functions like a simple glass, while the back one works to reflect the oncoming flare. During the day, you can view the bright reflections from the back surface, while at night, you can view the fainter reflection from the front.

Conclusion

Day and night adjustable IRVMs are technological innovations in the automobile sector that enhance the visibility and safety of drivers during day and night conditions. You can adjust the angle of the rear mirror to accommodate different lighting conditions. This reduces glare and improves overall driver visibility. So, while you ensure that your car has the IRVM feature, purchasing a good car insurance policy is necessary for added safety and security. 

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Maintaining your car’s performance greatly depends on the condition of the engine cooling system. If you're unfamiliar with this concept, don't worry. We're here to guide you through understanding how this system helps protect engine integrity, boosts efficiency, and extends your vehicle’s lifespan. Let’s get started.

What Is an Engine Cooling System?

Any vehicle with a combustion engine relies heavily on its engine cooling system. This system is carefully designed to regulate engine temperatures, ensuring optimal performance and prolonging engine life. Its primary role is to prevent the engine from overheating, making it a crucial aspect of vehicle maintenance with several essential functions.

Typically, the cooling fluid is a mixture of water and antifreeze. This fluid circulates through the engine block, absorbing excess heat from critical components like the cylinders, pistons, and cylinder heads. Once heated, the coolant flows through the radiator, where cooling fans assist in dissipating the absorbed heat into the surrounding air, particularly in low-speed or stationary conditions when natural airflow is minimal. This process helps regulate the engine's temperature and prevent overheating.

The cooling system is made up of several parts, such as the cooling fans, thermostat, water pump, and radiator. A system of hoses and pipes allows the coolant to flow efficiently. The efficient transfer of heat and management of temperature depend on each part working in tandem.

Preserving the cooling system is quite essential. Neglect raises a major danger of catastrophic engine damage and overheating. It might also result in expensive repairs. Prevention of such problems depends on routine inspections and maintenance of the coolant level, hose integrity, and general system performance. It guarantees effective and seamless running of the vehicle.

How Does a Car Engine Cooling System Work?

Maintaining the ideal temperature of an engine largely depends on the car engine cooling system. It ensures the car operates efficiently and prevents overheating. Let’s take a look at how this system functions:

• Circulation of Coolant: The system starts with coolant, a mixture of water and antifreeze, that flows through the engine block. The coolant absorbs the heat generated by the engine during combustion.

• Heat Transfer to Radiator: This heated coolant is then channelled to the radiator, where the heat from the coolant is dissipated into the air. This process is aided by the airflow coming through the car's grille when it moves or by a fan when the vehicle is stationary.

• Cooling and Recirculation: Once the coolant has released its heat, it cools down and is cycled back into the engine to absorb more heat, continuing the cycle.

• Temperature Regulation: Integral to this system is the thermostat, which regulates the coolant's flow to maintain consistent engine temperatures. It also ensures that the engine heats up quickly and stays at an optimal temperature.

Key Components of this system are as follows:

• Radiator: Cools the coolant.
• Thermostat: Manages coolant flow.
• Water Pump: Ensures continuous coolant flow.
• Cooling Fans: Enhance airflow through the radiator.
• Hoses and Pipes: Transport coolant.
• Pressure Cap and Expansion Tank: Manage coolant pressure and overflow.

What Are the Types of Engine Cooling System?

Car engines usually control heat and guarantee effective operation using one of two kinds of cooling systems. They are:

• Air-Cooled Systems: These systems cool the engine by passing air directly over the engine block and dissipating heat away from the metal. Air-cooled systems are designed to be simpler than their liquid-cooled counterparts, having fewer components such as radiators and water pumps. This makes them lighter and less prone to leaks. However, they are less common in modern cars due to their lower efficiency in managing intense heat in high-performance engines.

• Liquid-Cooled Systems: Most contemporary vehicles are equipped with liquid cooling systems. These systems involve circulating coolant through channels within the engine block and heads. The coolant absorbs engine heat and transfers it to the radiator, where it is cooled by airflow before being recirculated back into the engine. Liquid-cooled systems are more complex but provide superior temperature control and can more effectively handle the higher heat loads of modern engines.

Liquid cooling offers several advantages over air cooling, including more efficient heat transfer and the ability to maintain more consistent engine temperatures under a variety of operating conditions. This leads to improved engine efficiency, reduced engine wear, and increased longevity. Each type of system has specific applications, making them suitable for different environmental conditions and vehicle demands.

Advantages of Cooling Systems

Cooling systems have several advantages that ensure the vehicle’s engine performs effectively.

• Temperature Regulation: A car's cooling system's primary role is to manage the heat generated by the engine during operation. Without it, extreme temperatures could cause engine components to warp, crack, or fail.

• Prevention of Engine Damage: Overheating is a major risk without proper cooling and can potentially lead to severe damage, such as warped cylinder heads, blown gaskets, and cracked engine blocks. The cooling system mitigates these risks by efficiently dispersing heat away from critical areas of the engine.

• Enhanced Fuel Efficiency: An engine that maintains its optimal temperature performs better in terms of fuel combustion. Properly regulated temperatures mean that fuel burns more completely, which maximises output and reduces waste. Overheating can cause fuel to evaporate prematurely, reducing efficiency and increasing emissions.

• Extended Engine Life: A cooling system extends the engine’s operational life by consistently regulating its temperature and reducing strain on its components. This means fewer repairs and replacements over the vehicle's lifespan.

• Optimised Engine Performance: Engines that operate within their designed temperature range exhibit improved performance and reliability. This is particularly important under varying operational conditions, such as changes in weather and driving intensity.

Conclusion

A well-functioning cooling system in car is essential for the health of your car’s engine. Never compromise on regular maintenance. Check the coolant levels and ensure the system is clean and free from leaks. This can help keep your automobile running smoothly and avoid expensive repairs. Additionally, it may be wise to acquire comprehensive car insurance that affords greater accessibility to resources that aid in maintaining your vehicle’s optimum condition.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Electric cars (EVs) and plug-in hybrid electric cars (PHEVs) are the way of the future, marking a significant step toward an ecologically friendly future. Understanding the key differences between EVs and PHEVs is essential. Read on to explore the unique features that distinguish them. Let's begin our discussion on EV vs PHEV.

What Is an EV?

Electric vehicles operate entirely on electricity. They use a rechargeable battery and exclude traditional fuel sources like petrol or diesel. Here are some key attributes of these vehicles:

• Powered by Electricity: EVs harness power from an inbuilt battery and eliminate the need for diesel or gasoline by being charged through the electrical grid.

• Environmentally Friendly: EVs emit no exhaust and do not rely on combustion engines. They significantly reduce air pollution.

• Reduced Maintenance: EVs require less maintenance as they lack the complex parts of regular cars, which is attributed to having fewer moving parts.

• Operation: EV engines operate silently, creating quieter environments compared to gasoline or diesel cars with loud engines.

• Cost Efficiency: Electric cars get their power from electricity, so they cost less to run than regular cars.

• Performance: Quick power in electric motors promises a better driving experience and faster acceleration.

What Is a PHEV?

PHEVs combine elements of conventional combustion engines and electric cars, offering a versatile driving experience. Let us understand in detail what distinguishes a PHEV:

• Dual Powertrain: PHEVs have both a conventional gasoline or diesel engine and an electric motor. This setup allows the electric motor to operate independently for shorter ranges while the combustion engine activates to extend the vehicle's range when the battery’s charge is depleted.

• Charging Flexibility: Recharging PHEVs from an electrical outlet allows them to run entirely on electric power. They can also be fueled with diesel or gasoline, which guarantees convenience, particularly on lengthy trips with few charging stations.

• Reduced Emissions: In electric mode, PHEVs produce no tailpipe emissions, which helps to reduce their environmental impact compared to conventional vehicles. Emissions are present when operating on the combustion engine, but they are generally lower than those of traditional vehicles due to the supplementary electric power.

• Cost-Efficiency and Maintenance: Operating costs for PHEVs tend to be lower than those of standard vehicles because they consume less fuel. Maintenance can be simpler for the electric components, as their moving parts are fewer compared to those of a combustion engine. This reduces the overall maintenance costs.

• Versatility and Future-Proofing: PHEVs are flexible in a range of driving conditions and future-proof against changes in fuel availability and technological developments by being able to transition between electric and fuel-based operation. They provide a sensible balance between the range of gasoline cars and the efficiency of electric vehicles, making them a robust choice for the transition toward fully electric mobility.

Difference Between EV and PHEV in India

Evs and PHEVs represent two distinct approaches to electric mobility. Each has its own unique advantages and limitations.

• Driving Range and Flexibility: PHEVs offer an adaptable driving range by merging gasoline or diesel with electric motors, allowing switching between energy sources as needed. This flexibility alleviates the range anxiety common with EVs.

EVs operate solely on electric power, which requires strategic planning around available charging infrastructure, particularly for long trips. Range anxiety can be pronounced in regions with limited charging options.

• Fuel and Operating Costs: EVs typically yield significant operational cost savings since electricity generally costs less than gasoline or diesel. The stable pricing of electricity also shields owners from the volatile fluctuations often seen with fossil fuels. In contrast, PHEVs may not always achieve the same level of cost efficiency, particularly when frequently operated in gasoline or diesel mode. This can diminish the financial benefits of the hybrid system.

• Maintenance and Upkeep: EVs have fewer mechanical parts. This often translates into lower maintenance costs and reduced likelihood of mechanical failures. PHEVs combine both electric motors and traditional engines and require upkeep for both systems.

• Initial Purchase Price: EVs can command a higher initial price, especially for models with extended ranges. This is due to the expensive nature of advanced battery technologies. PHEVs typically cost less than their fully electric counterparts. They provide a more budget-friendly introduction to electric mobility.

• Government Incentives and Policy Support: India's commitment to a greener future is evident in its favourable policies and subsidies, which are primarily aimed at promoting EV adoption over PHEVs. These incentives are intended to offset EVs' more expensive starting prices and increase their appeal as a financial decision.

Conclusion

Deciding between an EV and a PHEV often depends on individual preferences and eco-friendliness. Both offer routes toward greener transportation, whether through the total elimination of emissions with an EV or the adaptable benefits of a hybrid system. Please ensure that you take all necessary precautions when setting out in your vehicle, including a comprehensive car insurance policy. This will afford you peace of mind and ensure that you are financially protected in the unfortunate event of an accident or other damage. 

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

With the gradual adaptation towards renewable energy worldwide, knowing what biofuel is and how it will influence modern vehicle technologies becomes essential. Biofuels are cleaner alternatives to previously used fossil fuels and present a greener future for transportation.

Read on to explore what is biofuel.

What Are Biofuels?

Biofuels are essentially renewable energy produced from organic materials like plants, algae, and animal waste. In contrast to the formation of fossil fuels, which took several million years, biofuels are generated from current biological processes and, hence, are more environmentally friendly.

Biofuels are generally divided into two categories:

• First-generation
• Second-generation

Among the primary feedstocks for biofuel production at present are crops such as corn, sugarcane, and soybeans (first-generation) and other biomass resources, including wood chips and waste from agriculture (second-generation).

Biofuels work on the principle of extracting the energy stored in these organic materials by photosynthesis, turning it into usable fuel form.

Upon combustion, biofuels tend to release stored energy in the form of power, with a carbon footprint that is relatively lower compared to traditional fossil fuels. It is for this reason of reduced carbon emission that biofuels are considered to be a very environmentally friendly alternative.

Applications for biofuels can span from usage in transportation, heating, and the generation of electricity. For vehicle purposes, they may be used directly in their pure form or combined with conventional fuel types like gasoline and diesel.

Types of Biofuels

Different varieties of biofuel have specific characteristics and uses. Common types of biofuel are:

• Ethanol: Ethanol is the most consumed biofuel and is widely blended with higher percentages of petrol to form a brew usually known as E10, that is, 10% ethanol and 90% petrol. Ethanol is primarily produced from every form of crop, mainly corn, sugarcane, and wheat. Ethanol is acknowledged for its cleaner burning characteristic with reduced harmful emissions. Ethanol is also used as pure fuel in specially designed engines in some countries, like Brazil.
• Biodiesel: Another common biofuel is biodiesel, produced from vegetable oils, animal fats, and used cooking grease. The fuel can be utilised in its pure form, B100, or generally mixed with petroleum diesel, like B20, which contains 20% biodiesel. Biodiesel is biodegradable and less toxic than fossil diesel; hence, it is a good option for reducing pollution.
• Biogas: Organic waste materials, such as food scraps, sewage, and a few others, are anaerobically digested into this kind of gaseous fuel. The biogas produced, mainly composed of methane and carbon dioxide, can be used either to produce electricity or directly as a type of vehicle fuel. After purification, biogas’s typical use is in CNG vehicles.
• Advanced Biofuels: These include cellulosic ethanol and algal biofuels. Cellulosic ethanol's production feedstocks include wood chips, grass, or agricultural residues. Algal biofuels are produced from algae and can make vast proportions of oil suitable for processing into biodiesel or other fuels. These advanced biofuels have the potential to render even more significant environmental benefits. Nevertheless, they are still in the preliminary stages of development.

How Do Biofuels Work in a Car Engine?

Combustible organic liquids can power various types of engines depending on the fuel and engine design. For example, ethanol can be used in standard gasoline engines, often without modification, and is commonly blended with gasoline. Vehicles running on an E10 blend (10% ethanol, 90% gasoline) generally need no engine modifications, while flex-fuel vehicles can run on higher ethanol blends like E85 (85% ethanol), offering more flexibility.

Similarly, biodiesel can be used in diesel engines with little to no modification. Vehicles running on biodiesel blends like B20 (20% biodiesel, 80% diesel) function like regular diesel-powered vehicles with lower emissions. However, pure biodiesel (B100) may require minor engine modifications, particularly in cold climates, to address issues with viscosity and performance.

Biogas, used in CNG vehicles, also offers a cleaner alternative to conventional natural gas. These vehicles are engineered with special tanks and fuel systems designed to handle compressed gas, providing a renewable and lower-carbon fuel option.

Which Indian Vehicles Use Biodiesel?

Biodiesel is finding acceptance in India, although slowly and mainly in the commercial vehicle sector. Many companies are beginning to manufacture vehicles for BCH-20 compatibility.

• Tata Motors, one of India's largest auto manufacturers, offers a range of commercial vehicles compatible with biodiesel. The company has introduced buses and trucks that run on B20 grade biodiesel, currently being used by multiple state transportation systems across the nation. This not only lowers emissions but also helps reduce fuel costs.

• The prominent Indian vehicle manufacturer and major biodiesel adopter is Mahindra & Mahindra. A large proportion of their tractors, particularly from the Arjun range, are designed to operate on biodiesel. This is part of a broader line of vehicles offered by the company, each contributing to a reduction in the carbon footprint.

The use of biodiesel in passenger vehicles is still relatively small. However, their consumption is expected to grow, especially now that a number of vehicle manufacturers have started to introduce models suitable for using biodiesel. Further, incentives initiated by the Indian government for cleaner fuels and the broader availability of biodiesel at refuelling stations would accelerate this trend.

Advantages of Biofuels

Some of the reasons why biofuels are a good substitute include:

• Reduced Greenhouse Gas Emission

One of the most salient benefits of biofuels is their potential to reduce greenhouse gas emissions. Because the feedstock used in their production is renewable, biofuels intrinsically have a reduced carbon footprint compared to fossil fuels. While the combustion of biofuel products generates carbon dioxide, plants absorb CO2 during their photosynthesis process, creating a more balanced carbon cycle.

• Energy Security

Biofuels have contributed to energy security because the country imports less fossil fuel. Producing fuels with the help of domestic agricultural resources can reduce their over-dependence on foreign oil and thus develop energy independence and stability.

• Economic Development

This will promote economic development, particularly in rural areas, where most biofuel industry activities are concentrated. Producing biofuels involves agriculture, processing, and distribution, creating job opportunities for farmers and residents in the countryside. These new opportunities can lead to higher incomes and stimulate economic growth in these regions.

• Biodegradability and Environmental Impact

Unlike the use of fossil fuels, biofuels are non-toxic and biodegradable, thus further reducing the potential for environmental pollution. In cases of spills, biofuels degrade much more quickly and pose less harm to ecosystems than petroleum-based fuels.

Conclusion

The use of biofuels is a significant potential alternative for reducing carbon emissions and promoting sustainable transport. While biofuels offer numerous advantages, it’s also important to consider factors such as car insurance and engine compatibility with the new fuel. Understanding what biofuel is and how it functions in vehicles allows people to make informed decisions about their fuel choices, contributing to a greener environment.

Remember to take all security precautions before driving your vehicle, including conducting routine pollution checks and ensuring that your car insurance and driving licence are renewed.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

When selecting the suitable tyres for your vehicle, it’s crucial to choose the type that will work best for your needs. Traditional tyres with tubes are becoming less common, as tubeless tire systems have largely taken over the market. Read on to explore why opting for a tubeless tyre system is often the better choice for your vehicle.

What are Tubeless Tyres?

Tubeless tyres are a type of tyre that does not use inner tubes. Instead, they have a continuous air-tight chamber with a seal around the edges, where the tyre is bonded to the rim. This design reduces the likelihood of punctures and makes the tyres more durable compared to traditional tube-type tyres.

Key components of a tubeless tyre include the tyre itself, the rim, and a sealing bead that ensures a tight fit. The tyre is constructed with several layers: a tough outer layer and an inner layer designed to maintain air pressure. This arrangement creates a seal that prevents air from escaping, even if there is a small puncture in the tyre.

The ability of tubeless tires to maintain air pressure for an extended period enhances safety and improves driving comfort, making them a popular choice for many vehicles.

Advantages of Tubeless Tyres

The following are the key benefits of tubeless tyres:

• No More Punctures Caused by Tube Pinching

By switching to tubeless tyres, you can avoid the common issue of pinch punctures, which occur when the inner tube gets pinched between the rim and the tyre, leading to a flat. Since tubeless tyres do not have inner tubes, this problem is eliminated. As a result, you are less likely to experience sudden stops caused by sharp objects on the road, as tubeless tyres are designed to handle such situations more effectively.

• Running the Vehicle with Low Tyre Pressure

Another advantage of tubeless tyres is that they can be run at lower pressures compared to traditional inner tube tyres. This ensures safety even when driving over potholes or rough terrains. With tubeless tyres, you can maintain your speed and control, even if the tyre pressure drops slightly.

• The Capability to Automate Automatic Puncture Repairs using Liquid Sealant

One advantage of tubeless tyres over other types is their ability to use liquid sealants. This sealant works automatically to address small punctures as they occur. For example, if a puncture happens, the liquid sealant is released and quickly fills the hole, hardening to prevent further air loss. This feature often eliminates the need to replace a tube, particularly during long drives or when you're far from a service centre.

• Slow Air Release Allows You to Go Small Distances with a Puncture

In the event of a puncture, tubeless tyres allow for the controlled release of air through tiny pricks. This means you can safely drive for a while before needing to stop rather than experiencing a sudden blowout. This controlled release can be crucial for safety, especially when driving on highways or in remote areas where immediate assistance might not be available.

Difference Between Tube and Tubeless Tyre

The primary difference between tube and tubeless tyres lies in their design. Tubeless tyres are filled with air and do not require an inner tube, whereas traditional tyres rely on an inner tube to hold the air.

For example, a common issue with tube tyres is the pinching of the inner tube, which can lead to punctures and air leakage. In contrast, tubeless tyres are designed to retain air without an inner tube, minimising the risk of blowouts.

Additionally, tubeless tyres often offer improved fuel efficiency. Their design allows for better balancing and reduced rolling resistance, resulting in less friction compared to tube tyres, which require more material and have higher rolling resistance. This improved efficiency means you can cover more distance with less fuel.

Things to Keep in Mind When Getting the Best Tubeless Tyres for Your Car

Make sure you consider the following factors to select the best-performing tubeless tyres for your car:

Tyre Size and Compatibility: Opt for tubeless tires that match your vehicle’s specifications. Ensure you consider the circumference, width, and side aspect to get the correct fit for your tire size.

Quality and Brand: Choose tyres from leading manufacturers known for their high quality and durability. High-quality tyres tend to perform well and last longer, providing better value and reliability.

Driving Conditions: When driving on harsh terrains with uneven surfaces, select tyres specifically designed for such environments, such as off-road or all-terrain tyres.

Maintenance: Check the air in all tyres regularly. Additionally, find out whether they have been damaged in any way, as taking care of these aspects could help prolong the lifespan of your tubeless tyres.

Cost: For many drivers, the initial cost seems prohibitive. However, when weighed against the long-term advantages and reduced maintenance costs, the increased initial expenditure is often justified.

Additionally, having a good car insurance policy can further protect you against unexpected events on the road.

Conclusion

You can find advantages of tubeless tyres compared to traditional ones in terms of puncture reduction, the ability to operate under low pressure, and the capability to repair themselves automatically. Despite the initial higher price, these tyres are beneficial for many car owners because they excel in safety and performance. Therefore, it's essential to consider not only size and quality but also driving conditions to ensure a worthwhile purchase of your tubeless tyres.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

The car inspection process can often be a cumbersome process, especially when it's needed for policy renewal. However, a self-video inspection for car insurance offers a quick and convenient solution. You can now inspect your car from the comfort of your home, making the entire process stress-free. This method saves both time and effort, streamlining the car insurance policy renewal process. It effectively puts an end to long waits and complicated procedures, making everything smoother and faster than ever before.

What is a Self-Inspection Video in Car Insurance?

It is a modern approach to vehicle assessment that leverages technology to simplify the renewal process. There is no longer a need to schedule an appointment with an insurance agent. Instead, you can use your smartphone to capture video evidence of your vehicle's condition. Just make sure to record a detailed video that clearly shows all the following aspects of the car's exterior and interior:

• The overall body condition
• Windshield and windows
• Headlights and taillights
• Tyres and wheels
• Interior dashboard and seats
• Engine compartment

Submit the video to your insurance provider. 

Benefits of Self-Inspection Video for Car Insurance Renewal

Self-inspection videos are a win-win for both policyholders and insurance companies. It offers various advantages:

1. A notable gain is the hours it saves for the inspection process. With car insurance online services, policyholders have more flexibility. They can complete the inspection on their timeline. There's no need to plan a session. You also bypass the delay associated with waiting for an inspector.
2. Vehicle protection companies can reduce substantial operational costs by eliminating in-person evaluations. Customers may reap the rewards of improved productivity. This could lead to better coverage options.
3. Self-inspection videos provide an unbiased and detailed view of the vehicle's real-time condition. By offering thorough scrutiny, these videos help ensure a fair assessment, reducing the likelihood of disputes during claim settlements.
4. Car insurance online renewals accelerate the process, and incorporating self-inspection videos speeds it up even further. Insurers can quickly review the videos, often within hours, making the policy renewal process more efficient and significantly reducing wait times for policyholders.
5. Self-inspection videos help insurance companies reduce the chances of fraud by offering photographic proof of the vehicle's state. These videos provide evidence of the vehicle's authenticity. This added layer of verification lowers the incidence of bogus claims.
6. Easy self-assessment contributes to a more positive customer experience. It makes the process far more straightforward. This simplicity can boost customer satisfaction. Higher satisfaction rates typically translate to more loyal customers.

Considerations for a Self-Inspection Video Process for Four Wheeler Insurance Renewal

The policyholder must provide a clear and concise video. The following should be considered in the shooting:

• Use stable shooting techniques to avoid blurry footage.
• Tick the checklist of all areas that need to be captured.
• Include close-ups of essential components like engines, tyres, etc.
• Ensure the VIN and licence plate are there in the video.
• Don't forget to record your vehicle's RC and previous-year-policy (PYP) documents in the video.
• Implement geo-tagging to verify the location of the inspection.
• Use time stamps to ensure the recency of the video.
• Clean the windshield and windows of the vehicle for a clear video-capturing
• Choose a sun-lit location for recording the video. Avoid shooting video under the tree, at the workshop, in the garage, or at the petrol pump.
• Capture the car chassis number engraved under the front bonnet of the car. In some vehicles, it may be present near the driver's door.

Procedure to Do Self-Video Inspection for Car Insurance Renewal

Conducting a thorough self-video inspection is essential for your car insurance renewal. You can follow the steps carefully to avoid any issues.

Preparation

1. Carefully sanitise both the inside and outside of your vehicle.
2. Ensure you have a smartphone with a good camera and sufficient storage
3. Select a well-illuminated location, preferably outdoors under natural sunlight.
4. Have your insurance policy number and a valid ID ready.

Start the Video

1. Begin by stating your name, policy number, and the current date.
2. Show your ID card and insurance policy document to the camera.

Exterior Inspection

1. Circle the car to capture all sides. Keep the shot uninterrupted.
2. Start from the front. Move to the right side, then the back. Finally, capture the left side.
3. Zoom in on the licence plate and capture it clearly.

Close-up Details

1. Focus on each tyre, showing the tread condition.
2. Capture close-ups of all lights, namely front lights, rear lights, indicators, etc.
3. Focus on any existing scratches, dents, and other damages.

Interior Inspection

1. Open all doors to reveal the interior condition.
2. Record the instrument panel, emphasising the odometer reading. This will provide accurate mileage information.
3. Show the condition of seats, floor mats, and ceiling.

Engine Compartment

1. Open the hood and show the engine bay
2. Concentrate on the Vehicle Identification Number etched on the chassis.

Functionality Check

1. Press the ignition button to show that the car starts up.
2. Test all exterior lights to ensure they're working correctly.

Conclusion

The introduction of self video inspection for car insurance has modernised policy renewals, making the process more efficient and convenient for policyholders. This innovative approach reshapes how insurance is renewed, significantly simplifying the process for online car insurance services.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Paddle shifters have transformed the driving experience by bringing race car-inspired technology to everyday vehicles. For car enthusiasts who seek greater control without compromising convenience, this feature provides the perfect solution. Let's explore some of the best affordable cars with paddle shifters in India.

List of best cars with paddle shifters

The introduction of paddle shifters reflects more than just a technological development—it's a solution to the changing tastes of modern drivers. While automatic transmissions have gained fame for their ease of use in urban traffic, many drivers still desire the control and connection traditionally associated with manual gears. Paddle shifters perfectly bridge this gap, offering the best of both worlds. Here are some of the best cars with paddle shifters.

Hyundai Exter

As a new entry in the small SUV segment, the Hyundai Exter offers a blend of style, innovation, technology, and affordability, delivering an exciting driving experience at a competitive price. The paddle shifter is well-integrated into the sporty steering wheel design, giving smooth gear changes in SX and higher versions.

• Price:6.20 - 10.50 lakh
• Trims with Paddle Shifters: SX, SX(O) and SX(O) Connect
• Mileage:4 kmpl

Honda Amaze

Honda's expertise is evident in the Amaze's paddle shifter system. It allows for effortless passing manoeuvres and smooth, quick downshifts. Urban drivers appreciate how the paddle shifters help maintain optimal engine RPMs, enhancing fuel efficiency while delivering an engaging driving experience.

• Price:8.10 - 11.20 lakh
• Trims with Paddle Shifters: VX CVT and VX CVT Elite
• Mileage:46 kmpl

Toyota Taisor

Taisor reflects Toyota's commitment to driving engagement in its compact offerings. The paddle shifter’s standout feature is its ability to hold gears longer when needed, especially during spirited drive sessions. It also improves the car's performance during hill climbs, giving better control over gear selection.

• Price:7.74 - 13.04 lakh
• Trims with Paddle Shifters: G and V
• Mileage:8 kmpl

Maruti Suzuki Fronx

The Fronx's paddle shifter adds a quality touch to this small crossover car. It works harmoniously with the vehicle's lightweight frame, providing a quick and responsive driving experience. The gear changes are fast, and the system gives good handling control to the driver.

• Price:7.52 - 13.04 lakh
• Trims with Paddle Shifters: ZETA and ALPHA
• Mileage:89 kmpl

Kia Sonet

Kia has nailed the use of the paddle shifter in the Sonet, which is offered in multiple luxury versions. The feature greatly improves the driving experience, and it is particularly effective when paired with the Sonet's drive modes. This allows for a customised driving experience.

• Price:8 - 15.70 lakh
• Trims with Paddle Shifters: HTX, HTX+, GTX, GTX+ and X-LINE
• Mileage:1 kmpl

Honda Elevate

The Elevate brings Honda's improved paddle-shifting technology to the SUV market. The system offers smooth changes between gears, especially during highway driving. The Elevate's paddle shifter also works exceptionally well during descents, effectively stopping the engine when needed.

• Price:11.69 - 16.73 lakh
• Trims with Paddle Shifters: V, VX and ZX
• Mileage:92 kmpl

Honda City

The City's paddle shifter sets a high standard in its class. The car's seamless blend of quick responsiveness and refinement makes it special. The paddle shifter improves the car's already capable handling, making it a joy to drive on twisty roads while remaining perfectly useful in daily traffic.

• Price:11.82 - 16.55 lakh
• Trims with Paddle Shifters: V, VX and ZX
• Mileage:4 kmpl

Hyundai Verna

The new Verna's paddle shifter is a gem in design, especially in the turbo versions. The system offers lightning-quick reactions and works smoothly with naturally aspirated and supercharged engines. Its cleverness in avoiding wrong gear choices while still allowing human control is amazing.

• Price:11.07 - 17.55 lakh
• Trims with Paddle Shifters: SX, SX(O), SX TURBO and SX (O) TURBO
• Mileage:6 kmpl

Volkswagen Virtus

The Virtus, especially in its GT version, displays German engineering at its best. The paddle shifter is perfectly combined with the DSG transmission, delivering the quickest gear changes in its class. The system's ability to adapt to different driving styles makes it truly stand out.

• Price:11.56 - 19.40 lakh
• Trims with Paddle Shifters: Highline, Topline, GT, GT Plus and GT Edge
• Mileage:8 kmpl

Hyundai Creta

Creta's paddle shifter offers a great blend of efficiency and speed for the luxury SUV. It also improves the car’s flexibility, making it equally capable on roads and city streets.

• Price:11.11 - 20.42 lakh
• Trims with Paddle Shifters: S(O), SX TECH and SX(O)
• Mileage:8 kmpl

Conclusion

The rising purchase of cars with paddle shifters suggests a growing respect for this technology among Indian customers. As car technology continues to improve, you can expect to see more complex uses of paddle shifters, with features like customisable response times and combined drive modes. When buying a car, it's important to obtain car insurance to get complete protection for the vehicle.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Ground clearance determines how well a vehicle can avoid undercarriage damage from road irregularities such as potholes, speed bumps, and uneven dirt tracks. India has diverse terrain, so a car with good ground clearance helps avoid costly repairs and ensures a comfortable ride.

List of best ground clearance cars

Cars with good ground clearance are designed to sail over obstacles smoothly. This makes them perfect for both busy city roads and adventurous rural explorations. 

Let us help you pick a car with best ground clearance: 

1. Toyota Land Cruiser

The Toyota Land Cruiser sets the standard with a clearance of 235mm, which makes it exceptionally capable off-road. The car is known for its rugged build and luxury features, and it navigates rough terrains with ease. Its superior engineering is backed by advanced safety features and a spacious and comfortable interior that caters to the most discerning adventurers.

Key specifications:

•   Engine: 3.3-litre diesel
•   Power: 304.77bhp
•   Torque: 700Nm
•   Transmission: 10-speed automatic
•   Price: Rs. 2.1 crore (approx.)

2. Force Gurkha

The Force Gurkha comes with a ground clearance of 233mm and is tailored for extreme off-road conditions. The car combines strength with durability for challenging environments. This vehicle is particularly noted for its water-wading capability and tank-like build and is ideal for tackling the toughest off-road challenges.

Key specifications:

•   Engine: 2.6-litre
•   Power: 138.08bhp
•   Torque: 320Nm
•   Transmission: 5-speed manual
•   Price: Rs. 16.75 lakh to Rs. 18 lakh

3. Mahindra Thar

The Mahindra Thar has a 226mm ground clearance and is designed for both adventure and utility. It is a good choice for navigating the rugged Indian landscape. The car combines classic Jeep-inspired styling with modern technology, making it a popular choice among off-road enthusiasts.

Key specifications:

•   Engines: 2.0-litre turbo petrol, 2.2-litre diesel
•   Power: 117bhp to 130bhp
•   Torque: 300Nm
•   Transmission: 6-speed manual or automatic
•   Price: Rs. 11.35 lakh to Rs. 17.60 lakh

4. Toyota Fortuner

The Toyota Fortuner comes with a ground clearance of 225mm and is renowned for its reliability and comfort. The car provides a seamless drive on both city roads and off-road paths. It is equipped with advanced drive-assist technologies and a strong frame. It is built to ensure safety and stability in the most challenging conditions. This further establishes its reputation as a family-friendly and adventure-ready SUV.

Key specifications:

•   Engine: 2.7-litre petrol, 2.8-litre diesel
•   Power: 165bhp to 200bhp
•   Torque: 245Nm to 420Nm
•   Transmission: 5-speed manual, 6-speed manual or automatic
•   Price: Rs. 33.43 lakh to Rs. 51.44 lakh

5. Maruti Suzuki Jimny

The compact Maruti Suzuki Jimny offers 210mm of ground clearance. It is ideal for those who require a nimble yet capable vehicle for both city and trail use. The lightweight structure and 4x4 capability of this car make it exceptionally agile and a favourite among those looking to explore beyond urban limits. At the same time, its retro-modern design captures the essence of classic off-roaders.

 Key specifications:

•   Engine: 1.5-litre petrol
•   Power: 103.56bhp
•   Torque: 134Nm
•   Transmission: 5-speed manual, 4-speed automatic
•   Price: Rs. 12.74 lakh to Rs. 14.95 lakh

6. Maruti Suzuki Grand Vitara

The Grand Vitara's 210-mm ground clearance balances urban comfort and off-road capabilities. It offers versatility for various driving conditions. This new iteration of the Vitara has a modern hybrid system that improves fuel efficiency without compromising performance. It is perfect for environmentally conscious drivers looking for a practical yet capable SUV.

Key specifications:

•   Engine: 1.5-litre K15C, 1.5-litre Atkinson cycle strong hybrid
•   Power: 102bhp, 114bhp
•   Torque: 138Nm, 141Nm
•   Transmission: 5-speed manual, 6-speed automatic
•   Price: Rs. 10.99 lakh to Rs. 20.09 lakh

7. Toyota Urban Cruiser Hyryder

The Toyota Urban Cruiser Hyryder has a ground clearance of 210mm. It excels in urban environments and gentle off-road conditions and merges style with functionality. This SUV is particularly appealing for its hybrid engine options, providing a greener alternative without sacrificing power. This makes it a top choice for eco-conscious urbanites seeking a blend of style and efficiency.

Key specifications:

•   Engine: 1.5-litre mild hybrid, 1.5-litre strong hybrid
•   Power: 101.59bhp, 114.41bhp
•   Torque: 137Nm
•   Transmission: 5-speed manual or 6-speed automatic
•   Price: Rs. 11.41 lakh to Rs. 20.19 lakh

8. Tata Nexon

The Tata Nexon features a ground clearance of 208mm, and it provides more protection against rough surfaces and potholes. This makes it a favourite for city and highway driving. Its spacious interior and modern tech features make it a comfortable and practical option for both families and tech-savvy individuals.

Key specifications:

•   Engine: 1.2-litre turbo-petrol, 1.5-litre turbo diesel
•   Power: 118bhp, 113bhp
•   Torque: 170Nm, 260Nm
•   Transmission: 5-speed manual, 6-speed manual or automatic
•   Price: Rs. 8 lakh to Rs. 15.80 lakh

9. Kia Sonet

The Kia Sonet has a ground clearance of 205mm. It is designed for those who look for a balance between city manoeuvrability and the ability to handle mild off-road conditions.

Key specifications:

•   Engine: 1.2-litre petrol, 1-litre turbo-petrol, 1.5-litre turbo-diesel
•   Power: 81.86bhp, 118.35bhp, 113.42bhp
•   Torque: 115Nm, 172Nm, 250Nm
•   Transmission: 5-speed manual, 6-speed manual, 7-speed automatic
•   Price: Rs. 8 lakh to Rs. 15.77 lakh

10. Mahindra XUV300

The Mahindra XUV300 with 200mm of ground clearance offers a sporty, compact design with enough strength for everyday adventures and city driving. Notably, its top-rated safety features and dynamic handling capabilities offer an extra layer of protection for both drivers and passengers.

Key specifications:

•   Engine: 1.2-litre turbo-petrol, 1.5-litre diesel
•   Power: 108.49bhp, 115.39bhp
•   Torque: 200Nm, 300Nm
•   Transmission: 6-speed manual or automatic
•   Price: Rs. 7.49 lakh to Rs. 14.99 lakh

Conclusion

Opting for a car with good ground clearance strategically minimises the risk of undercarriage damage, which is a common concern on challenging terrains. Additionally, buying comprehensive car insurance online provides wider coverage during unforeseen events. Car insurance helps manage expenses resulting from accidents, theft, and damages. It ensures that your investment in a high-clearance vehicle is well protected. 

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.