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  • Car insurance in Bangalore: Essential Tips & Benefits

    by Almog Ramrajkar | May 13, 2025

    India’s “IT capital” or “India’s Silicon Valley” are some popular names for Bangalore. With the growth in terms of industries and technology, Bangalore now has India’s greatest number of private cars. This current surge in vehicles has also made the city prone to accidents and increased the demand for the best car insurance in Bangalore. Find out more detailed insights into car insurance with this guide for beginners.

    Features of car insurance

    The car insurance price in Bangalore remains affordable regardless of the features you enjoy. Let’s look at some of these features:

    • Third-party damage cover: A car insurance should cover any physical injury and damage to the third party in case of an accident.
    • Own damage cover: Besides third-party cover, the insurance should cover damage due to any natural disaster, fire or collision.
    • Roadside assistance: Regardless of your location, an insurance policy with roadside assistance offers convenient repairs.
    • Cashless garages network: Free replacement and maintenance services at a wide network of cashless garages.
    • No claim bonus: A bonus or discount on your next car insurance if you have not made any claims during the policy period.
    • Zero depreciation costs: The car’s depreciation does not affect your settlement prices.
    • Hassle-free policy approval: No endless waiting for approval of your car insurance. Enjoy instant approval and effortless renewal.

    Types of car insurance policies in Bangalore

    Several factors determine the car insurance cost in Bangalore. This includes the vehicle’s IDV, model, make and even the policy type. The following are the most popular policy types:

    Insurance type

    Coverage

    Benefits

    Disadvantages

    Own damage car insurance

    The policy covers only damages to your own car. It is restricted to financial protection for one's own car damage only.

    1. Provides options for add-ons.

    2. Offers coverage for theft and any type of disaster. 

    1. No coverage for third-party damage.

    2. This policy only applies to cars bought after September 2018. 

    Third party car insurance

    It insures the third party and its losses in an accident, such as damage to property or physical injury.

    1. An affordable option for every car owner. 

    2. Convenient documentation process. 

    1. It does not insure damage to your own car.

    2. The policy does not include options for add-ons.

    Comprehensive car insurance

    Insurance for any third-party injury or damage as well as own damage. It also covers theft, fire or other disasters.

    1. You can select from a wide range of add-ons.

    2. Enjoy the benefits of a no-claim discount on your next policy.

    1. The most expensive of policy types.

    2. The process to claim is detailed and quite a hassle.

     

    Benefits of car insurance policies in Bangalore

    The following are some benefits of car insurance policies in Bangalore:

    • Law compliance: For driving in Bangalore, a third party car insurance is mandatory or you can get a fine.
    • Financial protection: You are protected from the financial strain of legal charges if a third party files a lawsuit due to an accident.
    • Comprehensive coverage: With comprehensive car insurance, you are protected in every situation. From theft cases to natural calamities, it insures your car from any damage.

    Coverage offered under car insurance in Bangalore

    A car insurance in Bangalore covers the following:

    • Damage due to natural or man-made calamities. From earthquakes to floods to riots.
    • The theft of your car, including all the parts.
    • Unfortunate accidents or collisions.
    • Damage due to fire.
    • Legal fees in case of charges due to an accident.

    However, it does not include the following factors:

    • General wear and tear.
    • Mechanical or electrical failure.
    • Damage due to war, or outside of India.
    • Driving without a licence or under the influence of alcohol.

    How to buy car insurance online in Bangalore?

    You can purchase car insurance in Bangalore with these simple ways:

    1. Get an insurance quote from ICICI’s official website with just your vehicle’s registration number.
    2. Compare all features and choose the best policy that applies.
    3. Securely pay the insurance price for instant approval.

    FAQs

    1. Can I drive without insurance in Bangalore?

    Insurance is legally mandatory in Bangalore for all vehicles. You could be fined Rs 2000 for driving without one.

    1. What are add-ons in insurance?

    Add-ons improve your safety with insurance. You can get zero depreciation, a no-claim bonus, roadside assistance, engine repair and much more with add-on covers.

    Conclusion

    Whether you are opting for third party car insurance or comprehensive car insurance, your vehicle should have one. Protect yourself, your loved ones and others on the road with car insurance and enjoy relaxed rides.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Car insurance in Chennai: Essential Tips & Benefits

    by Almog Ramrajkar | May 13, 2025

    Chennai, a prominent South Indian city with a rich cultural heritage, has emerged as a major economic hub in recent years. However, with rapid urban growth and a rising number of vehicles, the city faces significant traffic congestion and road safety challenges. Chennai is among the top 100 congested cities globally. Hence, car owners would also agree on the importance of the best car insurance in Chennai.

    Features of car insurance

    The car insurance price in Chennai usually depends on your vehicle’s model, make and Insured declared Value (IDV). Let’s look at some features of the top insurance policies:

    Features

    Details

    Comprehensive damage cover

    The insurance should cover any damage to the third party during an accident, along with own damage cover.

    Cashless garage network

    For convenient and on-time maintenance and replacement services, without any expenses.

    No claim bonus

    Maximum reduction on subsequent premiums if there are no claims on your previous policy.

    On-ground support

    Receive updates at every step, from pick-up and drop-off to repair status.

    Repair guarantee and warranty

    A repair guarantee for 5 days and a warranty for 2 years or 10,000 km (whichever comes first).

    Effortless claims

    A completely online process for claims with the option of self-video for car damage.

     

    Types of car insurance policies in Chennai

    The following is a list of the most common car insurance in Chennai:

    • Own damage insurance: A standalone own damage insurance provides coverage for damage to your own car in any crisis. This might include collisions, road accidents, theft, fire, natural disasters and even man-made disasters.
    • Third-party insurance: Under this policy type, the compensation is only for third-party liability. For example, third-party death, property damage or any disability.
    • Comprehensive insurance: A comprehensive vehicle insurance covers your own car damage due to accident, fire, theft or any other disaster, along with any third-party liability.

    Benefits of car insurance policies in Chennai

    Let’s find out the benefits of vehicle insurance policies:

    • Rise in theft cases: In recent years, car theft cases have been increasing. A comprehensive car insurance policy will cover the financial losses in case of a theft.
    • Personal accident loss: With car insurance, any injury, disability or death of the driver or car owner is insured.
    • Prevents financial strains: Unforeseen expenses for your car can come at any time, and car insurance prevents the expensive bills of repairs in such situations.
    • Legally mandatory: In India, car insurance policy is mandatory for driving legally. Under the Indian Motor Act, you can be fined Rs 2000 for driving without one.

    Coverage offered under car insurance in Chennai

    The best car insurance policy will cover the following cases:

    • Damage due to accidents or collisions, including third-party liability.
    • Damage due to natural disasters, such as cyclones, tsunamis, hurricanes or earthquakes.
    • Damage due to man-made acts of strikes or riots.
    • Damage, whether partial or total due to theft.
    • Damage due to fire or explosion.
    • Damage due to transit of the vehicle.

    How to buy car insurance online in Chennai?

    Follow these three simple steps to purchase online car insurance in Chennai:

    1. Visit the official website of ICICI and fill in your vehicle’s registration details for an insurance quote.
    2. Compare prices of different policies and choose the right one for you.
    3. Finally, complete your purchase with a secure payment and receive the insurance plan on your contact details.

    FAQs

    1. How can I renew my car insurance policy in Chennai?

    Renewal for your insurance policy is simple with these steps:

    • Visit the insurer’s website
    • Enter vehicle and policy details
    • Choose coverage/add-ons
    • Pay online and download your renewed policy
    1. Is it necessary to insure my second-hand car?

    Regardless of the car being brand new or second-hand, the law mandates insuring your second-hand car.

    Conclusion

    Securing your car is never easy, but a valid car insurance policy is the first step towards it. Invest in either comprehensive car insurance or third party car insurance to protect yourself from financial losses in unfortunate events.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Car Insurance in Kerala: Essential Tips & Benefits

    by Almog Ramrajkar | May 13, 2025

    Owning a four-wheeler in Kerala comes with responsibilities, including getting proper insurance. Car insurance in Kerala isn’t just a legal requirement – it’s a financial protection against accidents, theft and natural disasters. Kerala’s unique geography with coastal areas, highlands, torrential monsoons and dense urban centres makes insurance a safety net, especially as the state is prone to landslides and floods.

    Read on to know the features, benefits, types and tips for buying the best car insurance in Kerala.

    Features of car insurance

    Getting insurance for car in Kerala allows you to avail these important features:

    • Financial protection: Covers repair costs after accidents, thefts, irreparable damage and natural disasters.
    • Legal protection: Meets the mandatory insurance requirements under the Motor Vehicles Act 1988.
    • Third-party liability: Covers damages to other vehicles, properties and individuals.
    • Personal accident cover: Provides compensation for disability or death.
    • 24/7 Roadside assistance: Offers roadside help, such as free towing, tyre change or battery recharge.
    • Customisable add-ons: Offers options like zero depreciation, tyre, engine and pillion rider coverage or enhanced roadside assistance.
    • Cashless claims: Allows cashless repairs at network garages across India.
    • No-claim bonus: Rewards claim-free years with premium discounts of up to 50%.

    Types of car insurance policies in Kerala

    There are four types of car insurance in Kerala:

    1. Third-party car insurance

    This is basic insurance, legally mandatory and covers damages to other vehicles and injury to individuals. However, it does not cover your own vehicle.

    1. Standalone own-damage insurance

    This policy covers damages to your own car due to unforeseen incidents. It can be purchased alongside third party car insurance.

    1. Comprehensive Car Insurance

    This all-inclusive policy offers complete protection, covering:

    • Own vehicle damage
    • Third-party legal liabilities
    • Personal accident coverage
    • Natural disasters (floods, landslides)
    • Man-made disasters (riots, vandalism, theft)
    1. Zero depreciation cover

    The best car insurance in Kerala generally offers this add-on cover. Under this, the insurer fully compensates the claim amount without deducting the depreciation value of the damaged parts.

    Benefits of car insurance policies in Kerala

    Investing in car insurance offers several advantages:

    • Natural calamities: Kerala’s monsoons can lead to floods and water damage. Comprehensive car insurance often includes engine protection for such scenarios.
    • Theft: Rising theft cases make insurance a crucial investment.
    • Accident: Covers repair costs for damages after accidents.
    • Legal protection: Keeps you compliant with Kerala’s motor laws.
    • Peace of mind: Knowing you and the additional rider are financially covered reduces stress during emergencies.

    Platforms offering car insurance online Kerala allow easy comparison of these benefits across providers.

    Coverage offered under car insurance in Kerala

    Coverage depends on policy type, insurer and add-ons. Standard car insurance policies include:

    • Repairs or replacement after collisions.
    • Compensation if the car is stolen.
    • Coverage for fire and explosion.
    • Protection against floods, landslides and cyclones.
    • Cashless repairs at network garages.
    • Third-party injury or property damage.
    • Compensation for injury or death of the policyholder.
    • Optional coverages like engine, expensive components and zero depreciation.

    How to buy car insurance online in Kerala?

    Purchasing car insurance Kerala online is made easy by insurers through discounts, digital payments and EMIs on premiums for luxury cars. Here are the steps:

    1. Research plans: Compare different insurers’ policy features, premium amounts and claim-compensated-ratio on platforms offering online car insurance Kerala.
    2. Visit website: Visit the website of your chosen insurance provider or aggregator.
    3. Enter details: Add details like make-model, registration number, address and engine and chassis number.
    4. Choose a policy: Select third-party or comprehensive based on your needs.
    5. Select add-ons: Choose additional covers if required.
    6. Make payment: Get your quote and verify all details. Complete the transaction securely. You will receive the policy softcopy in your email and the hard copy will arrive in 5-7 working days.

    FAQs

    1. Is car insurance mandatory in Kerala?

    Yes, at minimum, third party car insurance is mandatory as per Indian law. Driving without it leads to a fine of Rs 2000 or 3-months imprisonment (As of March 1, 2025).

    1. What documents are needed to buy insurance for car in Kerala?

    You need your car’s registration number, ID and address proofs and previous policy (if any).

    1. How do I renew my car insurance in Kerala?

    You can renew online through the insurer’s website or app. Remember to renew before expiry to avoid policy lapse and maintain your no-claim bonus.

    Conclusion

    Whether you are driving through Munnar’s lush landscapes or braving Wayanad’s monsoons, the right car insurance plan will save money and stress during emergencies.

    By understanding the different options and comparing policies online, you can find coverage that meets your needs and budget.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Car Insurance in Pune: Essential Tips & Benefits

    by Almog Ramrajkar | May 13, 2025

    Pune ranks among the top cities in Maharashtra for vehicle ownership, with over 4 million registered vehicles running on its streets daily. This high traffic density increases accident risks and makes car insurance in Pune an important safety cover for owners. The city's unique mix of narrow old-city lanes, modern highways and seasonal monsoon challenges creates specific risks that comprehensive car insurance can address.

    This blog explains the key features, types and benefits of the best car insurance in Pune so that you can make an informed decision.

    Features of car insurance

    Car insurance policies come with several important features that protect vehicle owners. They are:

    • Financial security: Covers repair expenses from accidents, theft or other disasters, like floods, terrorist attacks, theft or earthquakes.
    • Ensures legal compliance: Helps you adhere to the Motor Vehicles Act- 1988, which mandates third-party liability coverage.
    • Personal accident cover: Provides compensation for injuries or death of the policyholder.
    • Third-party damage cover: Provides compensation for third-party injury, death or vehicle damage.
    • Cashless garage network: Insurers have a large network of garages that offer hassle-free, cashless repairs.
    • Add-on options: Maximises protection with additional coverages like zero depreciation, engine protection and 24/7 roadside assistance.

    Types of car insurance policies in Pune

    Here are the different types of car insurance options:

    1. Third party car insurance: Covers damage to others (including vehicle, disability, and death) but not your own vehicle. It meets the legal requirement of the Motor Act but offers limited protection.
    2. Own damage (OD) policy: This covers damage to your own vehicle only and can be combined with the mandatory third party car insurance policy.
    3. Comprehensive car insurance: Covers both third-party liability and damage to your own vehicle. It covers vehicle damages caused by accidents, collisions, fires or explosion and natural calamities like floods, storms and hurricanes, along with irreparable damage.

    Benefits of car insurance policies in Pune

    Investing in car insurance in Pune provides several advantages, such as:

    1. Financial security: Reduces out-of-pocket expenses for repairs or legal liabilities.
    2. Peace of mind: Assures 100% support during unforeseen incidents.
    3. Access to network garages: Many insurers offer cashless repairs at partnered garages across Pune.
    4. No Claim Bonus (NCB): Rewards policyholders with discounts on premiums of up to 50% for claim-free years.
    5. Quick claim settlement ratio: Many insurers in Pune have a high claim settlement ratio, ensuring quick and efficient claims processing.
    6. Legal compliance: Third-party car insurance is mandatory in India.

    Coverage offered under car insurance in Pune

    Car insurance in Pune policies typically cover:

    • Third-party liabilities: Injuries or damages caused to others.
    • Own vehicle damage: Repairs due to accidents, fire or natural calamities.
    • Theft: Compensation if the car is stolen.
    • Personal accident cover: Financial support for injuries or death of the owner-driver.

    Optional add-ons can include:

    • Zero depreciation cover: Ensures full claim without factoring in depreciation.
    • Engine protection: Covers engine-related repairs not due to accidents.
    • Roadside assistance: Provides help during breakdowns.
    • Consumables cover: Covers costs of consumable items during repairs.

    How to buy car insurance online in Pune?

    Insurers have made purchasing car insurance in Pune online easy:

    1. Compare plans: Use online platforms to compare premiums, claim-settlement ratio and car insurance quotes in Pune from various insurers.
    2. Select vendor: Select the most suitable insurance company and visit their website or mobile application.
    3. Fill application: Enter personal and vehicle details accurately.
    4. Select coverage: Choose between third-party or comprehensive insurance and consider necessary add-ons.
    5. Make payment: Use secure online methods to pay the premium.
    6. Receive policy: The insurer will email the policy document; keep it accessible for future reference.

    FAQs

    • Is car insurance mandatory in Pune?

    Yes, third-party insurance is the bare minimum and legally required for all vehicles in Pune and across India.

    • How is car insurance premium calculated in Pune?

    Premiums depend on your car's age, model, engine capacity, driving history and the coverage you choose.

    • What should I do if my car gets damaged in Pune?

    Contact your insurer company immediately, take photos of the damage, file a claim and get your car repaired at a network garage.

    • Can I transfer my car insurance when buying a second-hand car?

    Yes, you can transfer the existing insurance policy to the new vehicle with proper documentation.

    Conclusion

    Getting the right car insurance for your vehicle in Pune is not just about meeting legal requirements. It provides essential financial protection that can save cost and stress after accidents or natural disasters.

    So, spend time comparing options, understanding policy terms and selecting coverage that fits your needs to drive with confidence on Pune roads.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Car Insurance in Mumbai: Essential Tips & Benefits

    by Almog Ramrajkar | May 13, 2025

    Mumbai has one of the world’s worst traffic conditions. Dangerously crowded roads and erratic monsoons make car insurance a necessity rather than a choice. Car insurance in Mumbai offers financial protection against accidents, theft and natural calamities like storms that often lead to flooding. Beyond meeting legal requirements, the right insurance saves you from financial losses when unexpected situations arise.

    This guide covers everything you need to know about car insurance options in the city.

    Features of car insurance

    The best car insurance policy in Mumbai offers the following features:

    • Financial security: Covers repair costs after accidents, damage from natural disasters and theft.
    • Legal compliance: Helps you adhere to the laws established under the Motor Vehicles Act 1988.
    • Third-party liability: Pays for damages to other vehicles and injuries to people.
    • Personal accident: Provides compensation if you face disability or death from an accident.
    • Roadside assistance: Offers 24/7 help when your car breaks down, including towing and basic repairs.
    • Cashless claims: Enables repairs without paying upfront at network garages across Mumbai.
    • No-claim bonus: Offer discounts on the premium of up to 50% for claim-free years.

    Types of car insurance policies in Mumbai

    Car owners in Mumbai can choose from these main types of insurance:

    1. Third-party car insurance

    This basic insurance is legally required and covers damages to other vehicles and injuries to people.

    1. Standalone own-damage insurance

    This policy covers repairs of your own car due to accidents or other damages. You can buy it alongside the third party car insurance policy.

    1. Comprehensive car insurance

    This complete protection plan covers:

    • Damage to your own vehicle
    • Third-party damage cover
    • Personal accident coverage
    • Natural disasters (floods, storms)
    • Damages caused by terrorist attacks, riots or theft
    1. Zero depreciation cover

    The best car insurance in Mumbai often includes zero depreciation cover as an add-on. It ensures you receive full compensation without deducting the depreciation cost of accessories and parts.

    Benefits of car insurance policies in Mumbai

    Mumbai’s roads are busy. Accidents and collisions are common. Here’s how car insurance helps:

    • Weather protection: Mumbai’s heavy monsoons can cause water damage to your car and engine. Comprehensive car insurance covers these repairs.
    • Guards against theft: With rising vehicle theft cases in Mumbai’s urban areas, insurance provides financial recovery.
    • Accident coverage: Pays for repairs after collisions on Mumbai’s crowded roads.

    Coverage offered under car insurance in Mumbai

    What your policy covers depends on the type and add-ons you choose.

    Inclusions in comprehensive car insurance:

    • Repairs after an accident
    • Irreparable damage
    • Car theft
    • Loss due to fire, self-ignition or explosion
    • Natural disasters like floods, cyclones, earthquakes and store
    • Damage due to strikes, terrorism, riots, etc.
    • In-transit damage sustained by the car
    • Third-party damage, injury or death
    • Cashless repairs at network garages

    Exclusions in car insurance:

    • Damages caused when driving without a valid licence
    • Injured caused under the influence of alcohol or drugs
    • Injuries and damages sustained outside the specified geographical area
    • Mechanical or electrical breakdown without accident
    • Damaged caused when the car was used for commercial purposes

    Add-on covers:

    • Engine and gearbox
    • Return to invoice
    • Roadside help
    • Consumables
    • Zero depreciation

    How to buy car insurance online in Mumbai?

    Here are the steps to get online car insurance Mumbai:

    1. Compare plans: Use aggregator platforms to check features and reviews.
    2. Visit the insurer’s website: Select a policy that suits your needs.
    3. Fill in car details: Enter your car make, model, registration and RTO.
    4. Pick your policy: Choose a third-party or comprehensive cover.
    5. Select add-ons: Add any extra covers like zero depreciation.
    6. Check premium: Verify the premium and benefits.
    7. Make payment: Use digital payment options to complete the process.
    8. Get your policy: Receive the softcopy of the policy via email or WhatsApp.

    FAQs

    1. Is car insurance compulsory in Mumbai?

    Yes. Third party insurance is required by law. You can be fined up to Rs 2K or face 3 months imprisonment without it.

    1. What affects the car insurance price in Mumbai

    Factors include your car’s make, model, age, engine capacity and your driving history. Vehicles with higher values typically have higher premiums.

    1. What documents are needed to buy a policy?

    You need your RC, address proof, ID proof and old insurance (if any).

    1. How can I lower my car insurance costs?

    Maintain a good driving record, install ant-theft systems and renew before your policy expires to keep your no-claim bonus.

    Conclusion

    Driving in Mumbai has its challenges — from traffic jams to heavy rains. Car insurance is not just a rule to follow. It is a smart move to protect yourself and your car. Whether you choose third party car insurance for legal cover or comprehensive car insurance for full protection, having a valid policy in Mumbai will keep you stress-free.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Car brake distance: How to brake a car safely while driving?

    by Almog Ramrajkar | May 13, 2025

    Knowing how to stop safely is one of the most important skills for any driver. Understanding brake distance can differentiate between a safe trip and an accident.

    In this blog, we share some key tips on how to brake a car safely while driving.

    Tips on how to brake a car while driving

    The total brake stopping distance of your vehicle consists of two key components:

    • Reaction distance: The distance moved from when you spot a danger until you hit the brakes
    • Braking distance: The distance needed for your car to come to a full stop once you've hit the brakes

    Together, these make up your total stopping distance, which rises greatly with speed.

     Here are some tips on how to brake a vehicle safely while driving:

    1. Maintain a Safe Following Distance: Always leave enough room between you and the car ahead.
    2. Look Far Ahead: By looking well ahead of your car, you'll spot possible dangers faster, giving yourself more time to respond.
    3. Move Your Foot Early: At the first sign of needing to slow down, take your foot off the gas and hover it over the stop pedal.
    4. Adjust for Conditions: Remember that stopping distances can double in wet weather. When the weather turns bad, adjust your speed properly.
    5. Maintain Your Vehicle: Ensure your brakes and tires are in good shape. Worn tires can increase stopping distances compared to new ones, while badly kept brakes greatly extend your stopping distance.

    FAQs

    1. What changes my stopping distance?

    Many factors can impact stopping lengths, including speed, weather conditions, road surface, driver awareness, tire condition and brake maintenance.

    1. How can I remember stopping distances?

    A simple braking distance formula is to remove the zero from the speed, multiply the figure by itself, and then multiply by 0.4.

    • 50 kmph - 5
    • 5 * 5 = 25
    • 25 * 0.4 = 10 metres braking distance

    Conclusion

    Knowing stopping distances and following these simple tips can reduce your risk on the road. Safe stopping is a sign of responsible driving, possibly leading to lower insurance costs. While third-party car insurance covers damage to other vehicles in accidents you cause, robust car insurance plans usually provide comprehensive coverage, like protection for your own vehicle against theft, fire, weather damage, vandalism and collisions.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • How to Change Gears While Driving?

    by Almog Ramrajkar | May 13, 2025

    Learning to change gears smoothly is one of the most basic skills for driving a manual car. Knowing when and how to change gear on car can make your driving experience much more comfortable, whether you're a beginner or looking to improve your skills.

    This blog covers some essential tips on gear changing techniques.

    Tips on how to change car gears while driving

    Tips on how to change car gears while driving:

    • Make notes first: Before changing gears, check the road ahead for any dangers or situations that might require you to stop soon.
    • Use the right order: Ease off the accelerator, fully lower the clutch, pick your gear, then easily release the clutch while slowly hitting the accelerator again.
    • Don't rush: Change gears in a smooth, controlled move to avoid choosing the wrong gear.
    • You can skip gears: This is known as "block gear changing," and you don't always need to change sequentially. For example, if your speed is acceptable, you can go from third to fifth.

    Tips on how to change down gears

    • Brake first: Always use your brakes to slow speed before moving down a gear.
    • Select the proper gear: Use lower gears for more control when turning or going uphill.
    • Be aware of the following traffic: When slowing down, check your windows for cars behind you.
    • Stay focused on the road: Avoid looking at the gear stick for too long when changing gears.

    FAQs

    1. What gear should I use when going uphill?

    You'll need more power when going uphill, so a lower gear (like second or third) is generally better.

    1. Is it dangerous to change gears quickly?

    Rushing gear changes raises the risk of choosing the wrong gear, which could cause stopping or fast acceleration.

    1. Can I skip gears while driving?

    You can use selected or "block" gear change when suitable, skipping gears when raising or dropping speed.

    Conclusion

    Mastering gear changing techniques takes work, but becomes second nature with time.  While learning your driving skills, remember to protect your investment with proper four-wheeler insurance. A robust car insurance policy covers accidents caused by theft, natural disasters and third-party claims. Before hitting the road to practice your gear change skills, ensure your car is properly covered by a comprehensive car insurance plan that gives you peace of mind.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Common Car Battery Voltage Guide

    by Almog Ramrajkar | May 13, 2025

    Understanding car battery voltage is crucial for maintaining vehicle performance and avoiding unexpected breakdowns. Automobiles rely heavily on their batteries to start the engine and power electrical systems. This makes it essential to regularly maintain your car’s battery and monitor the voltage.

    List of the common car battery voltages

    Here’s an overview of typical auto battery voltage readings in various conditions:

    1. Fully charged battery voltage

       A fully charged car battery should measure around 12.6V or higher when the engine is off. This reading is most accurate when the vehicle has been idle for a while, ideally overnight, as it provides the "resting voltage" or "open circuit voltage." If the voltage drops below 12.6V, it suggests that the battery is not fully charged or may have a fault. At 12.2V, the battery is about 50% discharged.
    2. Voltage when the car is starting

       When starting your car, the battery provides power to the starter motor. During this process, the voltage briefly drops, but it should not fall below 10V. Cold weather can lower the voltage further as more power is needed to turn on a cold engine. If the voltage drops significantly lower, it may signal a problem with the battery or starter motor.
    3. Voltage when the car is running

      Once the engine is running, the alternator begins charging the battery. The automobile battery voltage should now typically range between 13.5V to 14.7V. If it is outside this range, it may indicate an issue with the battery or alternator, requiring attention.

    Conclusion

    A malfunctioning battery must be identified earlier and repaired or replaced to maintain optimal vehicle performance. Generally, a car insurance policy doesn't cover routine battery wear and tear but may cover replacement if the battery is damaged in accidents, theft, vandalism or natural disasters. However, this is subject to the terms and deductible of the policy. Also, remember that third-party car insurance doesn’t offer protection to your car’s battery.

    FAQs

    Q1: What is the ideal voltage for a car battery?

    A healthy car battery should read between 12.6V to 12.8V when the engine is off.

    Q2: How often should I check my car battery voltage?

    Ideally, once a month or before long trips.

    Q3: What voltage is considered low for a car battery?

     A voltage below 12.2V is considered low and indicates that the battery is around 50% discharged, which may require charging.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Average Car Dimensions: Length, Width & Height

    by Almog Ramrajkar | May 13, 2025

    When choosing a four-wheeler, size matters more than you might think. Understanding average car dimensions is essential when you're buying a new model or planning garage space. Knowing the length, width, height and wheelbase can help you determine parking needs and drive comfort. The car dimensions also influence factors like fuel efficiency and comprehensive car insurance costs. Thus, it is an important consideration when purchasing a model.

    List of common car dimensions

    Car dimensions can vary based on body type and model. However, there are typical ranges you can refer to for a general idea.

    • Length: It is the measurement from the front bumper to the rear bumper. The average car length in feet is approximately 14.7.
    • Compact cars are shorter, usually around 12- 14 feet
    • Mid-size cars are 14-16 feet
    • Full-size sedans and SUVs may reach up to 16 to 18 feet.

    • Width: It is the distance across the vehicle from one side to the other, not including the side mirrors. The average car width is approximately 5.8 feet.
    • Mini cars generally have a width of 5-6 feet
    • Mid-size sedans are 6 feet
    • Full-size sedans and SUVs are 6-7 feet wide

    • Height: It is measured from the ground up to the vehicle's highest point, usually the roof. The average car height ranges from 4-5 feet.
    • Compact cars tend to be 4.5 to 5 feet tall
    • Mide-size sedans are around 5.6 feet tall
    • Full-size cars and SUVs may reach 5.5 to 6 feet in height.
    • Wheelbase: It is the distance measured between the centres of a car’s front and rear wheels. The average wheelbase of cars is 8.2 feet.
    • Mini cars have a wheelbase of 7.9-9.1 feet
    • Mid-size sedans have 8.5-9.5 feet wheelbase
    • Full-size cars and SUVs have a wheelbase reaching 9.8 feet

    Conclusion

    When buying a car, knowing the average car dimensions can help with smart decision-making. Also, remember to secure your prized possession with a comprehensive insurance plan. To get the best possible quote, buy car insurance online.

    FAQs

    1.   Do car dimensions affect a vehicle's safety?

     Yes, while they don't determine safety alone, car dimensions can influence crash performance and occupant protection.

    1. How do car dimensions impact fuel efficiency?

    Larger car dimensions often mean more weight and drag, which can lower fuel efficiency compared to smaller, more aerodynamic vehicles.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Upcoming Volkswagen Electric Cars in India 2026

    by Almog Ramrajkar | May 13, 2025

    Volkswagen is making significant progress in the electric vehicle market, with plans to expand its electric vehicle range globally. The German carmaker has been showing some exciting electric cars that could make their way to the Indian market in the coming years. Let’s explore some of the new Volkswagen electric cars that can make their way to the Indian market.

    List of the latest upcoming Volkswagen electric cars

    Here’s the list of upcoming Volkswagen electric cars:

    Volkswagen ID.1

    Volkswagen has recently teased its cheapest electric car, likely to be called the ID.1. The concept version was unveiled on March 5, 2025, with the production model expected to arrive in European markets by 2027. The sneak video shows a boxy design with rectangular headlights featuring 3d LED graphics, vertically stacked LED daytime running lights (DRLs) and a closed black hood with a lit Volkswagen logo.

    Volkswagen ID.4

    The Volkswagen ID.4 is expected to be launched in India in June 2025. The SUV is expected to come out in the top-of-the-line GTX version. A 77 kWh battery pack and two electric motors power the ID.4. It has a great range of 479 km on a single charge and can go from 0 to 100 km/h in just over six seconds. In the Euro NCAP crash test, the ID.4 got five stars for safety, which is another good point.

    FAQs

    1. Will the Volkswagen ID.1 be sold in India?

    There's no public announcement yet about the ID.1's launch. But it is expected to be launched in India very soon.

    1. What is Volkswagen's current EV presence?

    Volkswagen has sold over 1.35 million ID-branded cars internationally since 2019, including approximately 500,000 units of the ID.3. In 2024 alone, the carmaker sold 383,100 electric vehicles.

    Conclusion

    Volkswagen's electric approach in India focuses on creating market-specific models rather than simply introducing its global range. For potential Volkswagen EV drivers in India, it's worth noting that car insurance policy factors for electric vehicles differ from standard cars. While third party car insurance is required for all vehicles under Indian law, comprehensive plans for EVs often include specific coverage. As Volkswagen presents its EV range in India, buyers should carefully consider insurance options to ensure proper safety for these highly advanced cars.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Upcoming Ford Cars in India 2026

    by Almog Ramrajkar | May 13, 2025

    Ford has been a beloved name in India for many years, known for its sturdy build quality, powerful engines and stylish designs. While the company has been relatively quiet in the Indian market in recent years, 2025 promises to bring some exciting developments. Let’s take a closer look at the Ford new upcoming cars expected to make their debut in India.

    List of the latest upcoming Ford cars

    Here’s the list of some of the upcoming Ford cars in the Indian Market:

    1. Ford Ranger

    Expected to launch in December 2025, the Ford Ranger is a stylish pickup truck. Featuring a powerful appearance, it will come with a large radiator grille and a horizontal bar featuring the Ford logo. The Ranger will come packed with luxury features, including heated front seats, ambient lighting and a powered driver's seat.

    1. Ford Endeavour

    Scheduled for a 2025 launch, the Ford Endeavour will mark Ford's return to the full-size SUV market. The top-spec trim includes a panoramic sunroof, 10-way electrically adjustable driver's seat, electrically foldable third-row seats, a powered trunk and heated front seats.

    1. Ford Mustang 2024

    The famous seventh-generation Ford Mustang is already launched in India, and features a slimmer chassis inspired by 1960s models, along with tri-element LED headlights and a reworked hood. Inside, it gets a curved display panel housing a 12.4-inch driver's instrument area and a 13.2-inch multimedia screen. 

    FAQs

    1. Will Ford return to the Indian market in 2025?

    Based on the planned range of cars, Ford is doing its best to return to the Indian market. But still, there is no official announcement by the company.

    1. Will Ford bring electric cars to India?

    Yes, Ford plans to bring electric cars to the Indian market, including the Mustang Mach-E and the Explorer Electric, although exact start dates have not been revealed.

    1. Which Ford SUV types are likely to launch in India?

    The Ford Endeavour, Territory, and electric models (Mustang Mach-E and Explorer Electric) are the SUVs set to launch in India.

    Conclusion

    For anyone considering buying one of these upcoming Ford vehicles, it's essential to invest in  a proper car insurance policy.

    While third party car insurance is mandatory in India, comprehensive coverage will provide financial security against accidents, theft, damage and repair costs. 


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • How to Check Car Engine Oil Level

    by Tanmay Ahuja | May 13, 2025

    Whether you're a new car driver or have been driving for years, one of the most important maintenance jobs you should know is how to check a car's oil level. Low oil amounts can lead to increased friction, burning and possibly catastrophic engine damage, perhaps costing thousands in repairs. Let's walk through this easy yet important car-repair skill.

    Steps on how to check car engine oil

    Here are the steps on how to check engine oil level properly:

    ● Step 1: Prepare Your Car

    Park your car on level ground, as a bumpy surface can give you an incorrect number. Ensure the engine is turned off and has had time to cool down. This causes the oil to drain back into the pan for an exact reading.

    ● Step 2: Locate the Dipstick

    Open your car's hood and look for the dipstick. It usually has a bright colored handle (often yellow or orange) with an oil can sign. The dipstick is usually found near the center or side of the engine bay.

    ● Step 3: Remove and Wipe the Dipstick

    Pull the dipstick fully out of its tube. Wipe off the oil from the dipstick using a clean rag or paper towel. This gives you a clean start for a correct reading.

    ● Step 4: Check the Oil Level

    Reinsert the dipstick back into its tube, then pull it out again. Now, study the tip of the test. You'll notice two marks or lines— the upper mark indicates "Full," and the lower mark indicates "Low" or "Add."

    The oil amount should be between these two marks. You need to add oil if it's at or below the lower mark. If no oil is visible on the dipstick, your oil level is dangerously low and you should add oil quickly.

    Conclusion

    Checking your car's engine oil level is a simple job that takes just a few minutes but can save you from expensive fixes down the road. While regular maintenance is crucial for avoiding technical issues, it's equally important to protect your vehicle financially through car insurance. Purchasing car insurance online offers the ease of comparing plans, getting quotes and secure coverage that fits your needs and budget. Just as regular oil checks help avoid engine damage, comprehensive car insurance helps shield you from sudden financial pressures related to your car.

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Upcoming Mahindra Electric Cars in India 2025

    by Tanmay Ahuja | May 13, 2025

    Mahindra is positioning itself as a major player in thw growing EV market. With several interesting EV models in the works, Mahindra is set to expand its electric range over the next couple of years. Let's look at some of the most awaited Mahindra upcoming electric car going on Indian roads.

    List of latest upcoming Mahindra electric cars

    Here are some of Mahindra's upcoming EV cars:

    1. Mahindra XEV 4e

    The Mahindra XEV 4e is likely to be one of the affordable choices in Mahindra's future electric range. With an expected ex-showroom price of Rs. 13 lakh, this small SUV is set for launch in June 2025. While exact specs haven't been released yet, it will feature automatic drive and is expected to offer a competitive electric range for urban travel.

    2. Mahindra BE 07

    Moving up the price range, the Mahindra BE 07 is positioned as a mid-size electric SUV with an estimated ex-showroom price of Rs. 29 lakh. Scheduled for launch in August 2025, the BE 07 will utilise Mahindra's powerful INGLO engine. It will offer both rear-wheel and all-wheel drive options, with power levels of up to 285PS for RWD models and 394PS for AWD variants.

    3. Mahindra Thar E

    For off-road fans, the Mahindra Thar E presents an exciting electric choice with an estimated price of Rs. 25 lakh (ex-showroom). It is slated to come with a 75 kWh battery, offering a range of around 400km. The Thar E will likely come packed with a tablet navigation system and a digital driver's display.

    FAQs

    Which future Mahindra EV will be the most affordable?

    The Mahindra XEV 4e is likely the most affordable at around Rs. 13 Lakh.

    Which Mahindra EV will offer the best range?

    With its 80 kWh battery, the Mahindra BE 07 is projected to offer a range of up to 450km.

    Will all future Mahindra EVs offer fast charging?

    Yes, the BE 07 directly states fast charging powers of up to 175kW.

    Conclusion

    With these future electric cars, Mahindra is dedicated to establishing itself as a big player in India's EV market. When investing in these new electric cars, it's important to consider suitable four wheeler insurance coverage. These Mahindra EVs will feature cutting-edge technology and possibly higher repair costs. Comprehensive car insurance with appropriate add-ons will protect your investment against risks, including natural disasters, theft and third-party liabilities.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Skoda EVs to Launch in India by 2026

    by Tanmay Ahuja | May 13, 2025

    Skoda Auto is all set to enter the Indian electric vehicle market in 2025-2026 with three new cars. These new EVs will give Indian buyers greener options with advanced technology. Let's look at the upcoming Skoda electric cars that will hit Indian roads soon.

    List of latest upcoming Skoda electric cars

    Here are the EV models you can expect this year. Price and features may differ slightly at launch, but this is what we know so far:

    • Skoda Enyaq iV

    The Enyaq iV will be Skoda’s first fully electric car in India. It is already available in some global markets.

    • Key specs and features: Dual motor setup, up to 510 km range, 77 kWh battery, connected car tech, panoramic sunroof, 13-inch touchscreen
    • and ADAS safety systems.
    • Price: Expected between ₹50 and ₹65 lakh (ex-showroom)
    • Tentative release date: September to November 2025.
    • Skoda Elroq

    The Elroq is a compact SUV that aims to make electric SUV cars more accessible to Indian buyers.

    • Key specs and features: Single motor, 52 kWh, 59 kWh and 77 kWh battery options, expected range of around 400-579km, digital cockpit, ambient lighting, floating touchscreen and fast charging.
    • Price: Estimated to be between ₹35 - 50 lakh (ex-showroom)
    • Tentative release date: October 2025.
    • Skoda Epiq

    The Epiq will be the most affordable electric car from Skoda in India featuring a compact design.

    • Key specs and features: Smaller, 40 kWh battery pack, range around 300–350 km, 9-inch touchscreen, digital instrument cluster, wireless phone charger, bidirectional charging capability.
    • Price: Expected under ₹25 lakh (ex-showroom)
    • Tentative release date: Early 2026.

    FAQs

    Will Skoda offer a warranty on the battery?

    Yes, Skoda plans to offer an 8-year or 160,000 km warranty on the battery pack.

    Are these cars made in India?

    The cars will be assembled in India with some imported components.

    Will home charging solutions be provided?

    Yes, Skoda will offer home charging units with each electric car purchase.

    Conclusion

    With different price points, the Skoda upcoming electric cars will cater to both premium and mid-segment buyers. As you plan to buy one of these EVs, remember to keep it legally and financially protected with a valid license and car insurance online from a trusted source.

    Choose a comprehensive car insurance plan for better coverage. It will help you during damage, theft and accidental repairs, keeping your vehicle protected and expenses under control.





    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

    Ref:

    https://gaadiwaadi.com/3-upcoming-skoda-evs-in-india-you-should-know-about/

    https://www.cardekho.com/skoda/elroq

    https://www.autocarindia.com/car-news/skoda-epiq-concept-suv-revealed-to-be-its-entry-suv-430995

    https://www.cartrade.com/upcoming-cars/skoda/

    https://www.cardekho.com/skoda/enyaq

  • Maruti Upcoming Electric Cars in 2025

    by Tanmay Ahuja | May 13, 2025

    After dominating the petrol car segment in India for decades, Maruti Suzuki is now ready to transform its lineup with electric vehicles in 2025. The leading car manufacturer will be launching several electric models in the next few years to meet India’s growing demand for green vehicles. Let’s look at the Maruti upcoming EV cars that will hit the roads this year.

    List of latest upcoming Maruti electric cars

    Here are the details of the two Maruti Suzuki upcoming electric cars launching in 2025:

    1. Maruti e Vitara

    Maruti e Vitara, the production version of the eVX concept, was showcased at the 2023 Auto Expo. It will be Maruti's first all-electric SUV to hit the Indian market. The car is a mid-size electric SUV built on the new EV platform.

    • Battery: 60 kWh battery pack
    • Range: Up to 550 km on a single charge
    • Power: 180 hp electric motor
    • Charging: Wireless charging, 0-80% in 30 minutes
    • Expected price: ₹17 - 22.50 lakhs (ex-showroom)
    • Release date: Mid 2025

    2. WagonR EV

    The WagonR Electric will be an all-electric version of the popular hatchback. The Maruti upcoming EV will retain the tall-boy design that has made the WagonR a household name in India. With this, the company aims to make EVs more accessible to Indians.

    • Battery: 40 kWh battery pack
    • Range: Around 350 km per charge
    • Power: 120 hp electric motor
    • Charging: Standard and fast charging options
    • Expected price: ₹8.5 - 12 lakh (ex-showroom)
    • Release date: Early 2026

    FAQs

    Will Maruti offer any service benefits for these electric cars?

    Yes, Maruti plans to offer special service packages and extended warranties for all-electric models.

    Are home chargers included with the purchase?

    Maruti will provide wall box chargers with each electric car at a subsidised rate.

    Will Maruti electric cars have fast charging?

    Yes, models like the e Vitara will support fast charging capabilities.

    Conclusion

    The upcoming electric cars of Maruti Suzuki show the brand's commitment to a greener future in India. When you buy one of these new EVs, getting a green number plate and car insurance is crucial. Electric cars have distinct parts and service needs than fuel-based cars. While a third party car insurance is mandatory, a comprehensive policy will cover damages to your vehicle and financially protect you against unforeseen events such as theft, fire and natural calamity.





    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

    Ref:

    https://auto.hindustantimes.com/auto/electric-vehicles/maruti-suzuki-aims-to-be-indias-biggest-electric-carmaker-by-2026-threatens-to-topple-tata-motors-41737262810001.html

    https://www.godigit.com/motor-insurance/car-insurance/find/maruti-electric-cars-in-india

    https://www.cardekho.com/maruti/wagonr-electric

    https://www.cardekho.com/maruti/e-vitara

  • Upcoming MG EVs Launching in India 2026

    by Tanmay Ahuja | May 13, 2025

    MG Motor has made significant developments in the Indian electric vehicle market since launching the ZS EV and Comet EV. Let’s look at the upcoming MG electric cars that are expected to arrive in India in 2025.

    List of latest upcoming MG electric cars

    Here’s what we know about upcoming MG EV in 2025. Note that the dates, features, and price are tentative:

    MG 4 EV

    MG 4 is a global EV hatchback that may soon enter the Indian market. This will be one of the most awaited MG upcoming EV models.

    • Specifications and Features: It would have a 64 kWh battery, a range of up to 450 km and fast charging support.
    • Expected price: Between ₹30 lakh (ex-showroom)
    • Expected launch: December 2025.MG Windsor EV

    MG Windsor EV is India’s first intelligent CUV. It is one of the most anticipated MG next EV in India.

    • Specifications and features: The Windsor EV may get a 50 kWh battery, offering a range of up to 461 km.
    • Expected price: Will be between ₹11 - 20 lakh (ex-showroom)
    • Expected launch: April – May 2025.MG Cyberster

    The MG Cyberster is India's first all-electric roadster. It will be MG's entry into the premium two-door convertible sports car segment.

    • Specifications and features: It will come with a dual-motor all-wheel-drive system, a combined power output of 510 hp and 725Nm torque, 0-100km/h acceleration in just 3.2 seconds and a driving range of 580km on a single charge.
    • Estimated price: ₹60 lakh (ex-showroom)
    • Expected launch: May 2025MG Cloud EV

    MG Cloud EV is expected to launch as a premium electric hatchback with good comfort and performance.

    • Specifications and features: The car will come with a 50.6 kWh battery pack, 505 km range, touchscreen system, panoramic sunroof, digital driver display and connected AI tech.
    • Expected price: ₹20 lakh (ex-showroom)
    • Expected launch: September 2025

    FAQs

    Will MG launch more affordable EVs in 2025?

    MG is expected to offer electric cars across price segments, including entry-level and mid-range models.

    How long do MG EV batteries last?

    MG EVs usually offer good battery life, often with warranties of up to 8 years.

    Conclusion

    As you consider these exciting new electric vehicles, remember to factor in four wheeler insurance. EVs have specific insurance needs due to their battery systems and advanced technology. Comprehensive car insurance for EVs protects not just against accidents, theft, fire and natural calamities but also covers the expensive battery components.






    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

    Ref:

    https://auto.hindustantimes.com/new-cars/mg+electric-cars

    https://gomechanic.in/blog/mg-cars-in-india/

    https://www.carwale.com/mg-cars/cyberster/#:~:text=FAQs%20About%20Cyberster,39.56%20Lakhonwards

    https://www.cardekho.com/india-car-news/mg-cloud-ev-to-be-called-windsor-ev-in-india-to-be-launched-in-festive-season-2024-32924.htm

  • Upcoming Kia Electric Cars in India 2026

    by Tanmay Ahuja | May 13, 2025

    The South Korean automaker Kia is slowly expanding its electric vehicle line-up in India, with new models tailored for Indian roads and buyers. Let’s take a quick look at the upcoming Kia electric cars, which will be available in 2025.

    List of the latest upcoming Kia electric cars

    Here are the most awaited new Kia EV models expected to launch this year:

    Kia Carens EV

    The Kia Carens EV is one of the most talked-about Kia new EV models for 2025, as it is the brand’s first made-in-India EV. It will be an electric version of the popular Carens MPV.

    • Specifications and features: Large infotainment screen, advanced driver assistance systems (ADAS), six airbags, ABS and ESC. It may offer multiple battery options with a range of 400 km on a single charge.
    • Price: Starts from ₹16 lakh (ex-showroom)
    • Expected launch: June 2025.Kia EV3

    The EV3 is a compact electric SUV designed for city use. It will bring Kia’s electric technology to a more affordable segment.

    • Specifications and features: 58 kWh battery pack, approximately 400 km range, 85 kW fast charging support, single motor with front-wheel drive, 10.25-inch dual display setup, vehicle-to-load (V2L) functionality.
    • Price: ₹30 lakh (ex-showroom)
    • Expected launch: Late 2025.

    FAQs

    Will all these models support fast charging?

    Yes. Most models will support DC fast charging.

    Which will be the most affordable KIA EV in India?

    The Carens EV is going to be the most affordable among the Kia’s upcoming electric cars.

    Will the new Kia EV models be manufactured in India?

    Yes, Kia plans to manufacture its upcoming EVs locally at its Anantapur plant in Andhra Pradesh.

    Are these models suitable for long drives?

    Yes. All models offer a competitive range, especially the Kia new EV model like EV5.

    Conclusion

    KIA’s electric vehicle line-up is expected to grow stronger with the right mix of premium and budget-friendly EVs. Additionally, owning an EV means driving it responsibly on the road. You must have a valid driver's license, registration document and a mandatory third party car insurance. If you are buying your first EV, don’t ignore the value of the right car insurance policy. It will protect you against accidents, theft, fire, battery damage and natural calamities.





    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

    Ref:

    https://www.cardekho.com/india-car-news/all-kia-evs-coming-to-india-by-2026-32560.htm

    https://www.financialexpress.com/auto/electric-vehicles/kia-confirms-india-bound-carens-ev-for-2025/3450003/

    https://www.freepressjournal.in/automobiles/kia-carens-ev-set-to-hit-indian-roads-in-2025-heres-what-you-should-know

    https://www.cardekho.com/india-car-news/these-are-the-four-kia-cars-you-can-expect-on-our-shores-in-2025-33743.htm#leadForm

    https://www.91wheels.com/cars/kia-electric-cars

  • Upcoming Tata Electric Cars in India 2026

    by Tanmay Ahuja | May 13, 2025

    Tata Motors is leading the charge in India’s electric vehicle market. With the success of Nexon and Tiago EVs, the company is now set to introduce several new e-cars in 2025. These upcoming models will offer a better range, advanced technology and wider price points.

    Let’s explore Tata's upcoming electric cars.

    List of the upcoming Tata electric cars

    There are going to be five Tata electric car new launches in 2025. Here are their tentative specs, features and ex-showroom prices:

    1. Curvv EV

    It will be a stylish coupe SUV with a long-driving range and a sporty look.

    • Price: ₹15 lakh to ₹20 lakh
    • Power: 148 - 165 bhp
    • Range: 430 – 502 km
    • Battery capacity: 45 - 55 kWh
    • Features: 12-inch infotainment with connected car tech, 500-litre boot space, ADAS Level 2 and wireless charging.

    2. Harrier EV

    It will be an electric version of the popular Harrier SUV, designed on the OMEGA architecture.

    • Price: Expected to start at ₹25 lakh
    • Range: 400km
    • Battery capacity: 75 kWh
    • Features: Gen 2 EV platform with AWD capability, vehicle-to-load (V2L) and vehicle-to-vehicle (V2V) charging and OTA updates.

    3. Safari EV

    This Tata upcoming EV car is expected to compete with Mahindra BE6, BYD Atto 3, and Hyundai Creta Electric. 

    • Price: Estimated at ₹35 lakh
    • Power: 275kW
    • Range: 500km
    • Battery capacity: 60 kWh to 75 kWh
    • Features: Electric motor with advanced safety systems like ADAS, 360° camera, connected car technology and hill start assist.

    4. Sierra EV

    The iconic Sierra will return in an all-electric avatar, blending nostalgia with future technology.

    • Price: ₹25 - ₹30 lakh
    • Power: 160 - 200 bhp (expected)
    • Range: 500 km
    • Battery capacity: Around 60–70 kWh (estimated)
    • Features: Unique panoramic glass roof, spacious interiors and advanced connected car tech.

    5. Avinya

    It will be built on Tata’s Gen 3 architecture, creating a new segment in futuristic MPVs.

    • Price: ₹30–₹35 lakh
    • Power: 300 PS to 400 PS, depending on the motor
    • Range: 500km
    • Battery capacity: 70–80 kW
    • Features: Ultra-fast charging, minimalist interior, voice-activated controls and level 2 autonomous driving architecture.

    FAQs

    1. Which Tata electric car will launch first in 2025?

    Tata Curvv EV is expected to be the first EV launch in 2025.

    2. What is the warranty on Tata’s EVs?

    Tata Motors typically offers an eight-year or 1.6 lakh km warranty on its EV batteries.

    3. Are Tata EVs suitable for long trips?

    With better battery and fast charging, Tata EVs will be suitable for both city and highway use.

    Conclusion

    The new Tata EV car launch lineup reflects the brand’s commitment to sustainable transportation without compromising performance. Before driving your new EV, it is essential to secure it with a comprehensive car insurance plan. It covers theft, fire, and damage from natural causes. You can easily browse car insurance online to make the best choice. 

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • India's Top 10 Luxury Cars: Prestige on Wheels in 2026

    by Almog Ramrajkar | May 12, 2025

    If you are fascinated by the most expensive car models, India offers a diverse range of swift, beautiful, and high-end vehicles that embody prestige, power, and performance.

    This blog highlights the ten top expensive cars in 2025, exploring what makes them so pricey and why collectors and enthusiasts highly regard them.

    List of world's most expensive cars

    Here are some of the world’s and India’s most expensive cars, featuring their best attributes, approximate prices, and links to their official pages:

    1. Rolls-Royce Cullinan

    Ex.showroom Price: ₹10.50 - 12.25 Cr (approx.)

    Rolls-Royce's first-ever SUV, the Cullinan, redefines luxury with its iconic design and high-tech features. Equipped with a 6.75L twin-turbocharged V12 engine producing 563 horsepower, it delivers a supremely smooth ride. The spacious, handcrafted cabin offers premium leather upholstery, starlit headliners, and a panoramic sunroof, making it the pinnacle of opulence on Indian roads.

    1. Rolls-Royce Phantom

    Ex.showroom Price: ₹8.99 - 10.48 Cr (approx.)

    The Phantom remains the epitome of Rolls-Royce luxury, offering a serene driving experience with its ultra-quiet cabin and state-of-the-art technology. Powered by a 6.75L twin-turbo V12 engine, it glides effortlessly.

    1. Rolls-Royce Ghost Series II

    Ex.showroom Price: ₹8.95 - 10.52 Cr (approx.)

    The Ghost Series II is a more driver-focused Rolls-Royce, blending contemporary design with traditional craftsmanship. A 6.75L V12 engine generating 563 horsepower offers effortless acceleration and supreme ride comfort.

    1. Lamborghini Revuelto

    Ex.showroom Price: ₹8.89 crore (approx.)

    Lamborghini's latest hybrid supercar, the Revuelto, boasts a naturally aspirated V12 engine combined with three electric motors, generating 1,001 horsepower. This supercar boasts a top speed of over 350 km/h, aggressive aerodynamics and lightweight carbon-fibre construction, making it a beast on both the streets and the track.

    1. Rolls-Royce Spectre

    Ex.showroom Price: ₹7.5 crore (approx.)

    Rolls-Royce's first fully electric ultra-luxury coupe, the Spectre, combines silent, emission-free performance with the brand's signature craftsmanship. It delivers an estimated 577 horsepower with a 530 km per charge range. The seamless integration of digital interfaces and handcrafted interiors ensures the ultimate EV experience for luxury enthusiasts.

    1. Ferrari SF90 Stradale

    Ex.showroom Price: ₹7.5 crore (approx.)

    The SF90 Stradale is Ferrari's and India’s first plug-in hybrid supercar. It packs a 4.0L twin-turbocharged V8 engine and three electric motors, offering race-car-like performance with cutting-edge hybrid technology.

    1. McLaren 750S

    Ex.showroom Price: ₹5.91 crore (approx.)

    An evolution of the 720S, the McLaren 750S features a 4.0L twin-turbo V8 that churns out 750 horsepower, delivering breathtaking acceleration. Its lightweight construction, aerodynamically optimised body, and driver-focused cockpit offer an unmatched blend of power and precision.

    1. Ferrari 812

    Ex.showroom Price: ₹5.75 crore (approx.)

    The Ferrari 812 is one of the most powerful front-engine V12 grand tourers, offering 789 horsepower from its naturally aspirated 6.5L engine. Its sculpted design, sharp handling, and thunderous exhaust note make it an exhilarating machine for enthusiasts who crave both speed and luxury.

    1. Ferrari 296 GTB

    Ex.showroom Price: ₹5.4 crore (approx.)

    The 296 GTB introduces a hybrid powertrain to Ferrari's mid-engine lineup. It features a 3.0L twin-turbo V6 and an electric motor, producing 819 horsepower. With advanced aerodynamics and an engaging driving experience, it represents the perfect fusion of efficiency and performance.

    1. Bentley Flying Spur

    Ex.showroom Price: ₹5.25 crore - 7.60 Cr (approx.)

    The Bentley Flying Spur balances sophistication with power. This lux sedan has a 6.0L W12 engine delivering 626 horsepower and offers a smooth yet commanding drive. With handmade interiors, rear-seat entertainment, and limousine-like comfort, it remains a top choice for those seeking executive luxury.

    Conclusion

    These top expensive cars offer a unique combination of performance, luxury, and rarity that justifies their extraordinary price tag. Remember that these high-value automotive marvels come with great responsibility.

    A standard car insurance policy is inadequate for automobiles of this calibre, where even minor repairs can cost more than many conventional vehicles. Comprehensive car insurance offers agreed-value coverage, dedicated concierge services, and access to authorised repair facilities with genuine parts. It’s a legal requirement and a crucial factor for responsible ownership.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Upcoming Renault Cars in India 2026

    by Almog Ramrajkar | May 12, 2025

    India's car market is set for some new additions from Renault in 2025, with the French company planning to update two of its famous models. If you are looking for a new car, launches of Renault might be worth waiting for.

    Read on to explore some of the Renault cars coming out this year.

    List of latest upcoming Renault cars

    Here’s the list of the upcoming Renault cars:

    1. Renault Kiger 2025

    Renault plans an update for its small SUV, the Kiger. The new Kiger will continue with its 999cc gas motor and manual gearbox, keeping its front-wheel-drive layout.

    One of its standout features, the 205mm ground clearance, is likely to be kept, ensuring it stays capable on rough Indian roads.

    1. Renault Triber 2025

    The Renault Triber is about to get its first major update since its release. The 2025 facelift model claims to bring several changes while keeping the useful seven-seater layout. With an expected price of Rs. 6 lakh, the 2025 Triber is set to take on several well-known rivals.

     The current version has made a name for itself as a practical and budget-friendly family car.

    FAQs

    1. Will there be any mechanical changes in the facelifted models?

    No big technical changes are planned. Both cars will likely continue with the same 999cc diesel engine.

    1. Are there any new features planned for the facelifted models?

    While exact details haven’t been revealed yet, both models are expected to get styling updates, interior enhancements and a few added features to stay competitive in the market.

    1. What will be the seating capacity of the Renault Triber 2025?

    The Renault Triber 2025 will keep its 7-seater layout, making it ideal for families.

    Conclusion

    Renault's upcoming models in 2025 for India focus on improving its popular models rather than growing with new nameplates. When considering a stylish new vehicle like the future Renault Triber or Kiger, remember that responsible car ownership extends beyond just the purchase. Driving a vehicle is also about safety: following road rules and carrying essential documentation like your license and third party car insurance.

    In India, this insurance is legally required and provides crucial coverage for losses to other vehicles or property in accidents. While this basic coverage meets legal standards, many owners opt for comprehensive car insurance for protection against theft, natural disasters and accidents.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

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