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  • Best Cars with Scissor Doors

    by User Not Found | May 05, 2025

    Scissor doors—the motor industry's tribute to theatrical entry. They swing upward rather than outward, producing a spectacle that turns heads and elevates even the most routine parking lot arrival. While primarily linked with Italian supercars, the scissor door design has broadened its influence across many vehicle segments. Let's explore some of the most outstanding cars that have scissor doors and uncover what makes them extraordinary.

    List of cars with scissor doors

    First notably featured on the Alfa Romeo 33 Stradale in the late 1960s, scissor doors (sometimes called Lambo doors) became synonymous with Lamborghini after debuting on the iconic Countach.

    Originally intended for utilitarian reasons—to improve visibility while reversing in tight places and prevent drivers from hitting curbs with open doors—these vertical-opening marvels soon became a defining stylistic element that reflected automotive exclusivity and futuristic design.

    Here’s a list of some of the best cars with scissor doors:

    1. Lamborghini Revuelto

    The Lamborghini Revuelto reflects the Italian manufacturer's bold stride towards the electric future while retaining its distinctive DNA. As the successor to the renowned Aventador, the Revuelto preserves Lamborghini's legacy of dramatic design while incorporating groundbreaking technologies.

    The cabin symbolises a perfect mix of digital innovation and exquisite Italian artisanship. A newly reworked dashboard has a free-standing digital cluster and centre touchscreen, while the hexagonal theme—a Lamborghini signature—appears throughout the interior layout.

    Despite its cutting-edge hybrid technology, the Revuelto remains unmistakably Lamborghini in its visual drama and emotional appeal. It proves that sustainability and supercar adrenaline can coexist perfectly.

    • Engine: 6498cc
    • Top Speed: 350 kmph
    • Ex-Showroom Price: 8.89 Crore (approx.)

    2. Mclaren 750s

    The McLaren 750S displays the British manufacturer's commitment to ongoing improvement and performance optimisation. An upgrade of the already remarkable 720S, the 750S pushes boundaries further with greater aerodynamics, decreased weight, and more power.

    The 750S's experience is defined by its amazing duality. Despite its track-focused skills, it offers surprising comfort for daily driving. The adjustable suspension technology complies with uneven roads while morphing into a precision instrument when performance driving is demanded.

    The McLaren Interface works as the nerve centre of the car, offering intuitive control over all major systems.

    • Engine: 3994cc
    • Top Speed: 332 kmph
    • Ex-Showroom Price: 5.91 Cr (approx.)

    3. Mclaren 720s

    When it debuted, the McLaren 720S altered expectations for modern supercars. Its striking design features create a visual trademark that's impossible to miss.

    Beyond its arresting appearance, the 720S incorporated McLaren's second-generation carbon fibre tub, nicknamed Monocage II. This tub delivers excellent rigidity while lowering weight, and is an engineering masterpiece that underlies the car's extraordinary performance capabilities and exquisite handling.

    Even some years after its release, the McLaren 720S remains a benchmark against which future supercars are compared, a testament to the inherent rightness of its design and engineering.

    • Engine: 3994cc
    • Top Speed: 341 kmph
    • Ex-Showroom Price: 4.65 to 5.04 Crore (approx.)

    4. MG Cyberster

    The inclusion of the MG Cyberster reflects an interesting advancement in both the scissor door implementation and the broader automotive scene. This all-electric roadster combines the classic feel of open-top motoring with advanced technology.

    The Cyberster's scissor doors make a big statement on a vehicle that's substantially more accessible than its hypercar peers on this list. As a statement of intent from a revived MG brand, the Cyberster demonstrates how legacy nameplates can embrace modernisation while retaining distinctive character and emotional appeal.

    • Range: 443 km
    • Battery Capacity: 77 kWh
    • Ex-Showroom Price: NA (Yet to be launched)

    Conclusion

    While scissor doors surely contribute to their theatrical presence, the vehicles shown here represent exceptional engineering achievements beyond their spectacular entrances and exits. When investing in high-performance vehicles with unusual features like scissor doors, getting the right car insurance becomes vital. Third-party car insurance offers basic protection against liability for damages to other vehicles. Comprehensive car insurance provides critical coverage for these valued assets against theft, damage, and unforeseen accidents. Many owners find that the simplicity of car insurance online platforms allows them to compare policies and pick a plan with the best premium.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Best Tyre Company in India for Cars

    by User Not Found | May 05, 2025

    Tyres are one of the most important components of your car. Since it is the only part of the car that comes in contact with the road daily, you may need to replace your tyres every five years (or every 40k–50k km) for your safety.

    The best tyre brand in India will offer products with the best rubber quality, tread patterns, load ratings, and manufacturing technology. To simplify your work, we have listed the top car tyre brands offering superior grip, performance, durability, and safety on Indian roads. 

    List of best tyre company in India

    Here's a comprehensive breakdown of India's finest tyre manufacturers, each bringing unique strengths and specialisations to meet diverse driving requirements and vehicle specifications:

    1. MRF (Madras Rubber Factory)

    MRF stands tall as arguably the best tyre company in India, with over 75 years of manufacturing excellence and customer satisfaction. Their all-inclusive range covers everything from economy to premium segments.

    Key strengths:

    • Wide product lineup covering SUVs, MUVs, Sedans, and Hatchbacks
    • Excellent wet grip performance
    • Good heat dissipation technology for Indian conditions
    • Industry-leading warranty programs
    • 5307 dealer network across the country

    Popular models: ZVTS, Ecotred, ZLX, Wanderer, and Perfinza

    2. Apollo Tyres

    Apollo has transformed from a domestic player to a global tyre manufacturer with exceptional research capabilities.

    Key strengths:

    • Advanced manufacturing facilities
    • Strong focus on R&D on Indian roads
    • Excellent value-for-money proposition
    • Good balance between performance and longevity
    • Strong presence in the OEM (Original Equipment Manufacturer) market
    • Largest network of 5917 dealers across the country

    Popular models: Amazer, Aspire, Alnac, and Apterra

    3. JK Tyre

    A pioneer in radial technology in India, JK Tyre has maintained its position as one of the leading tyre brands in India through continuous innovation and quality assurance.

    Key Strengths:

    • Strong motorsport heritage influencing passenger car tyre development
    • Excellent high-speed stability
    • Good resistance to aquaplaning
    • Competitive pricing strategy
    • 6000 dealers across India

    Popular models: UX Royale, Vectra, Ranger, and Ultima Sport

    4. CEAT

    CEAT has significantly improved its product quality in recent years, making substantial investments in R&D and manufacturing technology.

    Key strengths:

    • Exceptional grip on wet surfaces
    • Good load-carrying capacity
    • Noise-optimised designs for quieter rides
    • Fuel-efficient compounds
    • Strong presence in the replacement market
    • Over 4,000 dealers across India

    Popular models: CEAT SecuraDrive, Milaze, and Czar

    5. Bridgestone

    This Japanese tyre giant brings world-class technology and quality control to the Indian market. Bridgestone tyres typically offer excellent longevity and consistent performance.

    Key strengths:

    • Been in the Indian industry for 25 years
    • Great build quality and uniformity
    • Excellent high-speed stability
    • Advanced compound technology
    • Low rolling resistance for better fuel efficiency
    • Silent operation, even at highway speeds
    • Over 3,000 dealers across the country

    Popular models: B Series (B250), Ecopia, Turanza, and Potenza

    6. Goodyear

    With over 120 years of global experience, Goodyear delivers premium tyres with advanced features.

    Key strengths:

    • Sophisticated tread designs
    • Excellent balance between comfort and handling
    • Good resistance to irregular wear
    • Enhanced sidewall protection
    • Offers 5-year warranty
    • Strong OEM partnerships with premium car manufacturers

    Popular models: Goodyear Assurance, Eagle, and Wrangler

    7. Michelin

    Michelin is renowned for its innovative tyre technology and high-performance products. Though available at a higher price point, the brand offers unmatched performance and safety features.

    Key strengths:

    • Industry-leading tread life
    • Exceptional grip in all weather conditions
    • Superior high-speed stability
    • Innovative tread patterns for different applications
    • Consistent performance throughout tyre life
    • Offers 3-year warranty
    • 1884 dealer network in India

    Popular models: Michelin Energy XM, Primacy, and Pilot Sport

    8. Yokohama

    This Japanese premium tyre manufacturer has gained significant market share in India with its performance-oriented offerings. Yokohama tyres are particularly popular among enthusiasts seeking superior handling and grip.

    Key strengths:

    • Advanced silica compound technology
    • Excellent cornering stability
    • Superior performance in wet conditions
    • Reduced rolling resistance for better fuel efficiency
    • Sport-oriented designs for performance vehicles
    • Offers 5-year warranty
    • 1975 dealers across 3567 cities in India

    Popular models: Yokohama Geolandar, Earth-1, BluEarth, and ADVAN Sport

    Conclusion

    Selecting the best tyre brand in India for your car is a decision that directly impacts your vehicle's performance, safety, and running costs.

    Beyond choosing the best tyre company in India, protecting your vehicle investment with the right car insurance is equally important. While third-party car insurance is legally mandatory in the country, it only covers damages to others' property or injury. Therefore, comprehensive car insurance is essential if you need complete protection covering expensive components like premium tyres.

    The best car insurer will financially cover damages to your vehicle, including the tyres from accidents and liabilities arising from damages involving other cars and people, providing complete peace of mind while driving.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best 5-Door Cars in India 2026

    by User Not Found | May 05, 2025

    Five-door cars continue to dominate family-friendly choices in the ever-evolving automobile market, offering the perfect blend of accessibility, space, and practicality. The industry presents a diverse range of 5-door options across various price segments and capacities.

    Let’s explore some of the best cars with 5 doors available in the Indian market.

    List of cars with 5 doors

    Here is the list of five door cars:

    1. Maruti Suzuki Swift

    The Maruti Suzuki Swift continues to be one of the most popular five-door hatchbacks on the market. Its tiny size makes it great for manoeuvring packed city streets, yet its surprisingly large cabin easily accommodates people and baggage. Recent updates to the interior quality and technological features have enhanced the driving experience.

    • Engine: 1197 cc
    • Mileage: 75 kmpl
    • Ex-showroom Price: 6.49 to 9.64 Lakh (approx.)

    2. Tata Nexon

    The Tata Nexon has established itself as a strong contender in the compact SUV segment. Its unique and distinctive design language sets it apart from competitors. With enhanced ground clearance, it effortlessly handles India’s diverse road conditions.

    Tata has prioritised safety, and the Nexon has earned high crash test ratings, reinforcing its reputation as a reliable choice for buyers.

    • Engine: 1497 cc
    • Mileage: 23 kmpl
    • Ex-showroom Price: 8.15 to 15.60 Lakh (approx.)

    3. Maruti Suzuki Ertiga

    For larger families seeking functionality without excessive weight, the Maruti Suzuki Ertiga offers an intriguing alternative. Its ingenious design increases interior space while retaining reasonable exterior proportions. The pleasant ride quality and reliable handling qualities make it well-suited for family road vacations and everyday school runs.

    • Engine: 1462 cc
    • Mileage: 51 kmpl
    • Ex-showroom Price: 8.84 to 13.13 Lakh (approx.)

    4. Hyundai Creta

    The Hyundai Creta has redefined expectations in the mid-size SUV segment with its combination of elegance, technology, and refinement. Its bold design and strong road presence give it a premium appeal.

    Higher-end variants come equipped with features like a panoramic sunroof, ventilated seats, and advanced driver-assistance technologies—amenities typically found in more expensive vehicles..

    • Engine: 1497 cc
    • Mileage: 8 kmpl
    • Ex-showroom Price: 11.11 to 20.42 Lakh (approx)

    5. Maruti Suzuki Grand Vitara

    The Maruti Suzuki Grand Vitara marks the brand's ambitious climb upmarket while adopting hybrid technology. It blends SUV capabilities with sedan-like elegance, producing a flexible, everyday vehicle. Its amenities include a superior audio system, smart networking choices, and extensive safety equipment.

    • Engine: 1490 cc
    • Mileage: 11 kmpl
    • Ex-showroom Price: 11.19 to 20.15 Lakh (approx.)

    6. Mahindra Scorpio N

    The Mahindra Scorpio N retains the model's tradition of robust competence while integrating new enhancements. Its ladder-frame structure delivers the appropriate power for conquering tough terrain. The interior has been greatly updated from previous models, boasting higher-quality materials and current technologies.

    • Engine: 2198 cc
    • Mileage: 94 kmpl
    • Ex-showroom Price: 13.99 to 24.89 Lakh (approx.)

    7. Mahindra XUV 70

    The Mahindra XUV 700 embodies the brand's remarkable performance with cutting-edge technology. The XUV 700's innovative driver aid features to boost safety to new heights in its sector. The panoramic sunroof, dual-zone temperature control, and premium audio system provide a luxury ambiance within the interior.

    • Engine: 2198 cc
    • Mileage: 17 kmpl
    • Ex-showroom Price: 13.99 to 25.49 Lakh (approx.)

    8. Toyota Innova Crysta

    The Toyota Innova Crysta has long set the benchmark for MPVs on the market, blending dependability with refinement. Its famed durability continues to be a strong selling feature for consumers seeking long-term dependability. The roomy interior provides comfortable accommodations for all passengers. The robust build quality and smooth road handling make every trip a pleasurable experience.

    • Engine: 2393 kmpl
    • Mileage: 9 kmpl
    • Ex-showroom Price: 19.99 to 26.82 Lakh (approx.)

    9. Land Rover Defender

    The Land Rover Defender is the pinnacle of luxury off-roading, combining remarkable capabilities with premium features. Its interior marries practical functionality with true elegance. The innovative air suspension system delivers great off-road flexibility.

    • Engine: 2997 cc
    • Mileage: 01 kmpl
    • Ex-showroom Price: 1.04 to 1.57 Cr (approx.)

    Conclusion

    The new 5 door cars market in 2025 provides extraordinary variety, ranging from inexpensive city runabouts to premium luxury SUVs. Remember that adequate car insurance coverage is vital for preserving your investment when acquiring any car. Third-party car insurance provides basic legal compliance at minimum expense, while comprehensive car insurance coverage delivers peace of mind through wider financial protection against damages, accidents, and theft.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Driving Licence Fees in Odisha

    by User Not Found | May 05, 2025

    Thinking of driving in Odisha but unsure about the cost of getting a driving licence? Understanding the fees at each stage—from application to issuance—can make the process smoother and help you plan financially.

    Read on for a detailed breakdown of driving licence fees in Odisha.

    Driving licence fees structure in Odisha

    Here is a simplified table that shows the details of   in Odisha:

    Category       

    Total Fees (₹)

    Learning licence registration (single category)         

    200

    Learning licence registration (double category)        

    350

    Learning licence registration (triple category)          

    500

    Personal driving licence (single category)    

    640

    Personal driving licence (double category)   

    940

    Personal driving licence (triple category)      

    1,240

    Personal driving licence after learning licence (single)         

    640

    Personal driving licence after learning licence (double)       

    940

    Personal driving licence after learning licence (triple)          

    1,240

    Additional endorsement driving licence (single category)

    940

    Additional endorsement driving licence (double category)  

    1,244

    Additional endorsement driving licence (triple category)     

    1,544

    Endorsement for hazardous goods    

    240

    Renewal for hazardous goods

    240

    Renewal of driving licence within 29 days   

    340

    Renewal of driver's licence within 1 year      

    340

    Renewal of driving licence after 1 year         

    1,440

    Change of address in driving licence 

    340

    Issue of duplicate driving licence      

    340

    Renewal of hazardous driving licence with smart card         

    144

    Issue/renewal of licence for driving training school 

    10,000

    Issue duplicate licence for driving training school    

    5,000

    Issue/renew of conductor licence       

    300

    Driving licence fees structure for learner's licence in Odisha

    Obtaining a learner's licence in Odisha is the first step for every new driver. It allows you to practise driving under the supervision of a licensed driver.

    Here are the driving licence apply Odisha fees:

    • Learning licence registration (single category): The total fee to learn to drive one type of vehicle is ₹200. It includes a driving licence fee of ₹150 and a test fee of ₹50.
    • Learning licence registration (double category): The total fee amounts to ₹350 for those learning to drive two types of vehicles.
    • Learning licence registration (triple category): Aspiring drivers learning to operate three types of vehicles must pay ₹500.

    These fees cover the costs of the written test and the administrative expenses of issuing the learner's permit.

    Driving licence fees structure for permanent driving licence in Odisha

    Once you have acquired the necessary skills with your learner's licence, you can apply for a permanent driving licence. Let us understand the DL apply price in Odisha in detail:

    • Personal driving licence (single category): The fee totals ₹640. It covers a driving licence fee of ₹200, a test fee of ₹300 and an automation fee of ₹140.
    • Personal driving licence (double category): The total cost for the two-vehicle category is ₹940.
    • Personal driving licence (triple category): If you are applying for a three-vehicle licence, the fee is ₹1240.

    Facts about Driving Licence (DL) fees in Odisha

    The Transport Department sets the fees to obtain and maintain a driving licence in Odisha to cover the administrative costs involved in processing applications and issuing licences.

    These fees are essential for maintaining legal and accurate driving records and facilitating the efficient management of road safety and vehicle operations across the state.

    Here are some crucial facts to note about driving licence fees in Odisha:

    • Penalty for late renewal: Odisha imposes a penalty if you renew your driving licence after the expiry of the grace period. For instance, renewing a driving licence within 29 days past its expiry comes with a fee of ₹340. It also increases significantly the longer the renewal is delayed.
    • International Driving Permit (IDP): Those planning to drive outside India can obtain an international driving permit from Odisha. This permit is recognised internationally and facilitates driving in numerous foreign countries.
    • Change of details: Any modifications to personal details on the licence, such as an address change, incur a fee of ₹200. It covers the administrative costs of updating records.

    Conclusion

    Understanding the driving licence fees in Odisha is crucial for staying compliant with the law while ensuring safer and more responsible driving. However, obtaining a licence is just one part of road safety—you must also follow traffic rules, adhere to speed limits and secure third party car insurance.

    Additionally, comprehensive four wheeler insurance provides wider coverage, safeguarding you against theft, natural disasters and accidental damage, giving you greater financial security and peace of mind on the road.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • What is Smart EV Charging? Pros & Cons

    by User Not Found | May 05, 2025

    The evolution of electric vehicles (EVs) has brought us to a new frontier in energy efficiency and convenient transportation. These automobiles run on electric motors powered by rechargeable batteries. You can replenish an EV’s battery using an external power source, a smart EV charger. You might be wondering what is a smart EV charger.  It is an internet-connected device that optimises, monitors, and schedules EV charging for efficiency and cost savings.

    Let’s look into the details of EV charging.

    What is smart EV charging?

    Smart EV charging goes beyond basic charging by enabling communication between the EV, the charging station, and the electricity grid. Chargers equipped with intelligent features called smart EV chargers can adjust the charging rate based on power demand, availability, and electricity pricing. This ensures that EVs are charged during off-peak hours, when electricity is cheaper and less in demand, significantly reducing the cost of charging.

    Smart charging: Advantages

    Smart EV charging simplifies powering up your electric vehicle and offers several key benefits that improve efficiency and sustainability. Let us take a closer look —

    • Cost savings:

      You can recharge your car at a fraction of the usual cost by scheduling charging during off-peak hours when electricity rates are lower.
    • Renewable energy usage:

      Charging during off-peak times, typically overnight, increases the chance of using renewable energy sources like wind and solar. This reduces the environmental impact.
    • Optimised technology:

      Smart charging leverages advanced technology to improve cost efficiency and eco-friendliness. Intelligent scheduling maximises the benefits of lower energy rates and greater use of clean energy.

    Smart charging: Disadvantages

    Smart charging brings several benefits but also has some challenges that need consideration. They include —

    • Reliance on off-peak hours:

      One major drawback is the reliance on off-peak hours for charging. This may not always coincide with the availability of renewable energy, especially in areas where fossil fuels dominate nighttime electricity production.
    • Uncertainty in energy pricing and grid demands:

      As more electric vehicles hit the roads, there is uncertainty about future energy pricing and the demands these vehicles will create for the grid.
    • Upfront costs and setup:

      Installing smart chargers can involve significant upfront costs and complex installation processes. While long-term savings and convenience often offset these, they can be a barrier for some users.

    Conclusion

    Smart EV charging offers an efficient way to manage your electric vehicle's energy use and recharging costs. When you have a costly e-car, it is essential to protect the valuable asset with comprehensive car insurance.  It protects against various accidents and theft.  Buying car insurance online offers convenience, lower premiums, and quick policy comparisons for better savings.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Car Overloading: What Are the Dangers?

    by User Not Found | May 05, 2025

    We have all done it—crammed just one more bag or one more person into the car, especially during holiday journeys or big shopping trips. It might seem like making the most out of your vehicle’s capacity. However, car overloading can pose serious risks to the car, its occupants, and other road users. This common oversight can also accelerate the wear and tear on your vehicle's critical components, such as brakes and tyres. It can potentially lead to sudden failures on the road.

    What are the dangers associated with car overloading?

     

    Understanding the car overloading dangers is important as exceeding your vehicle's capacity impacts its performance and escalates into serious safety and legal issues. Let us take a closer look —

    1. Impaired Handling and Control:

      The handling and responsiveness of your car take a hit when the weight it carries exceeds its intended weight limit. The extra weight can severely affect how the car responds to steering inputs, making it sluggish. This can be particularly dangerous in situations where quick manoeuvres are necessary.
    2. Increased Wear and Tear:

      Excessive weight places additional strain on your vehicle’s suspension and brakes. The suspension is designed to handle a specific limit and may fail under the stress of overloading. This can lead to costly repairs and dangerous road situations. The added weight also increases your car’s stopping distance. This means you will need more time and distance to come to a complete halt. This will pose a threat when you must make sudden stops to avoid an unexpected obstacle.
    3. Reduced Visibility:

      Stacking items too high in the vehicle or filling them to the brim can block your view from the rear and side windows. This can reduce your ability to see other vehicles, pedestrians, or obstacles and increase the likelihood of accidents.
    4. Tyre Damage:

      Overloaded cars put excessive pressure on tyres. This can cause them to overheat and increase the risk of a blowout. Tyre bursting at high speeds can lead to severe accidents.
    5. Legal and Insurance Issues:

      If you are involved in an accident and your car is found to be overloaded, it could invalidate your car insurance claim. This would leave you financially responsible for damages and any potential liabilities. In addition to that, there are legal penalties for overloading vehicles. They can vary by region and include fines and points on your driver’s license.

     

    Conclusion


    Overloading your car is not just uncomfortable—it is a safety risk that compromises everyone on the road. Always adhere to your vehicle's maximum load capacity as detailed in the owner's manual. Ensuring you carry the legally permitted load protects you and others on the road. It also safeguards your policy coverage, including third-party car insurance.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Driving licence fees in Haryana: A guide

    by User Not Found | May 05, 2025

    If you're planning to drive on the roads of Haryana, you'll need to secure a driving licence before you set off. Whether you are a newcomer to driving or looking to renew your existing licence, it is important to know the fees required by the Haryana Transport Department under the Motor Vehicles Act.

    Read on to discover the fee structure of driving licence fees in Haryana for both learners and permanent driving licences. This ensures you are thoroughly prepared for every stage of the process.

    Driving licence fees structure in Haryana

    The cost of obtaining a driving licence in Haryana is clearly defined and varies depending on the type of licence and services required. Let us take a closer look at the fee structure:

    Licence-related services       

    Fees (in ₹)

    Learner's licence        

    150

    Learner's licence test/repeat fee         

    50

    Driving licence test/repeat fee           

    300

    Issuance of driving licence    

    200

    Issuance of International Driving Permit       

    1000

    Renewal of driving licence    

    200

    Renewal of driving licence after grace period*           

    300*

    Addition of another class of vehicle to an existing licence          

    500

    Renewal or endorsement of authorisation for vehicles carrying hazardous goods    

    100

    Issuing or renewing a driving licence for driving school 

    10,000

    Issuance of duplicate driving licence for driving school 

    5000

    Application for change of address or any other personal details

    200

    Note: A fee is required once your licence expires. An additional ₹1,000 must be paid for each year, or part thereof, that goes beyond the grace period. This is calculated from the date your licence first expired.

    Driving licence fees structure for learner's licence in Haryana

    Acquiring a learner's licence is your first step towards becoming a licenced driver in Haryana. It permits you to drive under supervision and get accustomed to the nuances of driving.

    The details of learning licence fees in Haryana are as follows:

    • Learner's licence application fee: ₹150, a mandatory fee for processing your application for each type of vehicle.
    • Test/repeat test fee: If you must retake the test, you will be charged an extra ₹50 each time.

    Driving licence fees structure for permanent driving licence in Haryana

    You can apply for a permanent driving licence after mastering the necessary driving skills with a learner’s licence. The permanent driving licence total fees in Haryana are:

    • Driving test fee: A fee of ₹300 is required for the practical driving test, which assesses your driving skills comprehensively.
    • Issuance fee: After passing the driving test, a standard fee of ₹200 is charged for the issuance of a permanent driving licence.

    Facts about Driving Licence (DL) fees in Haryana

    The Haryana Transport Department sets the fees for obtaining and managing a driving licence within the state. These fees are crucial administrative charges that help maintain the accuracy, legality and effectiveness of the driving records and licence management system.

    Some key points to note are:

    • Penalty for late renewal: In Haryana, a significant penalty is incurred if you renew your driving licence after the expiry of the grace period. This penalty includes an additional fee of ₹300 for the renewal itself and ₹1,000 for each year or part thereof beyond the grace period. Timely renewal of your licence is imperative to avoid these hefty additional costs.
    • International Driving Permit (IDP): Obtaining an IDP is essential for residents of Haryana planning to drive internationally. The fee for an IDP in Haryana is ₹1,000. This permit is a valuable document that facilitates driving in many foreign countries.
    • Miscellaneous fees: The fees associated with driving licences in Haryana to provide various services. Some of them are:
      • Endorsement fees: If you need to add additional vehicle classes or endorsements for driving hazardous materials, fees such as ₹500 for adding a class and ₹100 for hazardous goods endorsement apply.
      • Duplicate licence fees: In cases of loss or damage, obtaining a duplicate driving licence incurs a fee of ₹200. Driving schools need to pay ₹5,000 for a duplicate licence.
      • Change of personal details: Updating personal information like your address on your licence involves a nominal fee of ₹200.

    Conclusion

    Understanding the   helps you stay compliant with the law while promoting safer and more responsible driving. However, securing a licence is just one part of road safety—you must also follow traffic rules, adhere to speed limits and acquire third-party car insurance.

    Getting car insurance online is now easier than ever. You can compare policies, customise the coverage and purchase a plan from the comfort of your home. Opting for comprehensive car insurance not only protects you financially against accidents and damage but also minimises unexpected expenses and gives you peace of mind on the road.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Best Car Steering Wheel Locks

    by User Not Found | May 05, 2025

    Car theft is a rising concern in India, making vehicle security a top priority. While modern cars have advanced anti-theft systems, a steering wheel lock provides extra protection. These locks make it nearly impossible to steer the vehicle without removing them, deterring potential thieves.

    Let’s explore the best steering wheel locks available in India, ensuring that your vehicle always remains safe.

    List of best car steering wheel locks

    Here are some of the best steering wheel locks available in India:

    1.   Allextreme CQ-6084 Car Steering Wheel Lock

    • The retractable double hook design secures both the steering and brake pedal.
    • Made of high-quality steel for durability.
    • Easy to install and use.

    2.   Autobizarre Heavy Duty Steering Wheel Lock

    • Bat-shaped design for strong protection and easy handling.
    • Highly visible deterrent to prevent theft.
    • Universal fit for most car models.

    3.   AllExtreme CQ-6068 Steering Wheel Lock with Alarm

    • A three-direction locking mechanism enhances security.
    • It can be used as a self defence weapon and smashing the window for emergency escape.
    • Sturdy build with a universal fit.

    4.   Autobizarre Adjustable Steering Wheel Lock

    • High-strength steel prevents tampering.
    • Adjustable design fits various steering wheel sizes.
    • Simple and quick installation.

    5.   AllExtreme JB-6006 Steering Wheel Lock

    • A 3-digit combination lock eliminates the need for keys.
    • The extendable hook design ensures a snug fit.
    • Provides strong resistance against break-ins.

    6.   WINNER International The Club 1000 Steering Lock

    • Twin hook design for extra grip.
    • Hardened steel construction resists sawing and hammering.
    • Works on sedans, SUVs and hatchbacks.

    7.   Vechkom Steering Wheel Lock with Alarm Security

    • Heavy-duty alloy steel build.
    • Alarm activation on tampering.
    • Universal fit for all car types.

    8.   Levenli Heavy-Duty Steering Wheel Lock

    • Anti-theft for maximum security.
    • Quick installation within seconds.
    • Durable and long-lasting protection.

    9.   Kaycentop Steering Wheel Lock

    • Bright red colour for visible deterrence.
    • Tamper-proof locking mechanism.
    • Suitable for cars, SUVs and trucks.

    Conclusion

    Investing in the best car steering lock is one of the most effective ways to prevent theft. The locks listed above provide strong resistance against theft while being easy to use and highly visible.

    Additionally, securing your car with comprehensive car insurance ensures financial protection in case of theft or damage. Many car insurance providers in India also offer third-party car insurance, which is mandatory under Indian law.

    Choosing the best car steering wheel lock and proper insurance coverage can significantly enhance your vehicle’s security. Stay safe and drive with peace of mind!


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Octane Number: Meaning & Types

    by User Not Found | May 05, 2025

    Octane number is an important factor to consider while buying fuel for your car or two-wheeler vehicle. The octane number of a fuel determines the efficiency with which the fuel combusts in the engine. Getting the fuel with the appropriate octane number helps to ensure optimum vehicle performance. It also boosts overall engine health and fuel economy. Read along to know what is octane number, along with the types of octane numbers, and the cars suitable for octane fuel. 

    What is octane number?

    The octane number or octane rating of a fuel determines the fuel’s ability to remain stable and resist knocking during combustion. Premature ignition of the fuel causes knocking. This happens when the fuel-air mixture in the internal combustion engine cylinder ignites prematurely due to the high compression or heat within the cylinder. This can cause poor engine performance,  noise, vibrations and possibly engine damage.

    A fuel with a higher octane number ensures more resistance to knocking, smoother combustion and superior engine efficiency.

    Types of octane numbers

    With the octane number explained, let’s see its uses. The petroleum industry uses multiple octane numbers to determine the anti-knocking properties of fuel. The octane number system includes the research octane number, the motor octane number and the anti-knock index.

    1. Research octane number (RON)

    The research octane number or RON is the volume percentage of iso-octane in a mix of iso-octane and n-heptane that produces knocks with some intensity during the testing of the fuel. The RON is measured under controlled conditions using low-speed and light-load engine settings. It shows how the fuel works in everyday driving conditions. RON is typically used for standard road vehicles. Many fuel pumps in Asia and Europe display the RON value. Regular gasoline usually has a RON value of 91–95, while premium quality fuel has 98-100+ RON.

    1. Motor octane number (MON)

    The motor octane number or MON defines fuel behaviour at high speeds and temperatures. This is a full-throttle range, which is like driving fast on a highway. Since MON is tested under highly strenuous conditions and higher engine loads, it is a more realistic fuel performance indicator for critical driving situations. MON values are typically lower than the RON, often by 7-10 points. The MON is not specified at service stations and, therefore, not known to the general public.

    1. Anti-knock index (AKI)

    The Anti-Knock Index (AKI) is calculated by measuring the average of RON and MON. So, if the RON is 92 and the MON is 82, then the AKI will be 87. The AKI is used in North America, where a fuel having 87 AKI is defined as regular gasoline. A mid-range fuel typically measures around 89 to 90 AKI, and premium quality fuel is around 91 to 94 AKI.

    What are the cars suitable for octane fuel?

    A common misconception is that investing in high-octane fuels is always a good idea. The truth is high-octane fuels are suitable only for specific types of vehicles. If your vehicle does not fall into that category, there is no need to spend more, as you won’t see any noticeable difference. You can have optimal performance in your vehicle by using the correct fuel type according to the manufacturer’s recommendation.

    1. Regular cars

    Most family cars and economy vehicles run smoothly on 91 RON or lower octane fuel. This is because their engines do not use high compression.

    1. High-performance and turbocharged cars

    Luxury cars, sports vehicles, and high-performance vehicles usually require 98+ RON fuel to match their high-compression engines. Turbocharged and supercharged engines require precise combustion timing, which makes premium fuel essential to avoid knocking and ensure peak performance. Some vehicles in this range include Mercedes-Benz and BMW M Series vehicles.

    1. Motorcycles and small performance vehicles

    Certain motorcycles, especially sports bikes, need high-octane fuel due to their compact, high-revving engines.  

    Conclusion

    By understanding the concept of octane numbers, you can easily decide on the best fuel for your vehicle and benefit from its optimal performance and engine longevity. Make sure you consider the vehicle manufacturer’s recommendations while buying fuel products.

    Besides choosing the right octane fuel, getting car insurance is the best way to protect your vehicle’s engine from unforeseen damages and critical issues. Car accidents and damages often lead to hefty repair charges, and a comprehensive car insurance policy can protect you from such expenses. By consulting with an insurance services provider, you can get a third party car insurance coverage that’s perfect for your vehicle.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best Electric Cars for Cold Weather

    by User Not Found | May 05, 2025

    Cold weather can impact EV performance, reducing battery range and slowing charging speeds. However, some of the best electric vehicles for cold weather come equipped with battery warming systems, insulation and efficient heating to maintain their range even in freezing temperatures.

    This blog explores the best EVs in cold weather that are available in India, ensuring reliable performance even in harsh winter conditions.

    Best electric cars for cold weather available in India

    Here are the best electric cars for cold weather that you can buy in India:

    1.   Tata Nexon EV

    • Battery pre-conditioning helps maintain efficiency in cold weather.
    • Regenerative braking optimises energy usage in lower temperatures.
    • Offers a long-range battery pack with a fast-charging option.
    • Ex-showroom Price: Rs. 12.49 - 17.19 Lakh (approx.)

    2.   MG ZS EV

    • Equipped with a liquid-cooled battery pack for stable performance.
    • Heated cabin and climate control system improves comfort in winter.
    • Supports fast charging to prevent long waits in cold temperatures.
    • Ex-showroom Price: Rs. 18.98 - 26.64 Lakh (approx.)

    3.   Hyundai Ioniq 5

    • Battery heating system enhances efficiency in cold weather.
    • Large 72.6 kWh battery for longer range.
    • Supports ultra-fast charging, reducing winter energy loss.
    • Ex-showroom Price: Rs. 46.05 Lakh (approx.)

    4.   Kia EV6

    • Features battery pre-heating to maintain range in winter.
    • All-wheel drive (AWD) variant for improved grip on icy roads.
    • Heat pump system for better energy efficiency in cold climates.
    • Ex-showroom Price: Rs. 60.97 - 65.97 Lakh (approx.)

    5.   BYD Atto 3

    • Blade Battery Technology ensures durability in extreme temperatures.
    • Efficient thermal management system enhances winter performance.
    • Offers a high energy density battery, maintaining a longer range.
    • Ex-showroom Price: Rs. 24.99 - 33.99 Lakh (approx.)

    6.   BMW iX

    • Adaptive battery heating for improved range in cold weather.
    • AWD system enhances traction on slippery roads.
    • Highly insulated cabin for better heat retention in winter.
    • Ex-showroom Price: Rs.1.40 Cr (approx.)

    7.   Audi e-tron GT

    • Features a Quattro AWD system for better handling in snow.
    • High-voltage battery heating system improves winter efficiency.
    • Comes with a heat pump for reduced energy consumption.
    • Ex-showroom Price: Rs. 1.72 Cr (approx.)

    Conclusion

    Choosing the best electric car for cold weather is essential to ensure reliable performance during winter. The above vehicles offer advanced battery technology, efficient heating systems and AWD options for stable driving even in freezing temperatures.

    Investing in comprehensive car insurance is a must to protect your EV from unforeseen damages. A solid insurance plan helps cover battery-related issues, accidents or repairs due to winter conditions, ensuring peace of mind while driving in cold weather.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • 91 Octane vs 95 Octane: What's the Difference?

    by User Not Found | May 05, 2025

    Choosing the right fuel for your car can significantly impact performance, efficiency, and engine longevity. One common question car owners face is the difference between 91 octane vs 95 octane fuel and which is better for their vehicle. Fuel's octane rating measures its resistance to engine knocking or pre-ignition, helping to prevent long-term engine damage. Let’s explore the difference between these two fuels.

    What is 91 octane fuel in cars?

    91 octane fuel is considered regular petrol in many countries, including India. It is widely available and suitable for most passenger cars with standard engines. This fuel has a lower resistance to knocking than higher octane fuels but is still sufficient for everyday commuting and moderate driving conditions.

    Benefits of 91 octane fuel

    1. Cost-effective: 91 octane fuel is cheaper than 95 octane, making it a budget-friendly option for daily drivers.
    2. Widely available: It is easily found at almost all fuel stations, ensuring convenience.
    3. Decent fuel economy: Ideal for normal driving conditions without requiring high-performance fuel.

    What is 95 octane fuel in cars?

    95 octane fuel is a premium-grade petrol with a higher resistance to knocking. It is designed for high-performance, turbocharged engines that require better fuel combustion for optimal efficiency. Cars with advanced fuel injection systems or luxury vehicles often recommend 95 octane fuel for improved acceleration and engine longevity.

    Benefits of 95 octane fuel

    1. Better engine performance – Higher octane fuel allows smoother and more efficient combustion, improving power output.
    2. Reduced engine knocking – The higher resistance to pre-ignition reduces wear and tear on engine components.
    3. Recommended for turbocharged engines – Cars with forced induction or high compression ratios perform better with higher octane fuel.

    91 octane vs 95 octane: which is best?

    When comparing 91 vs 95 octane fuel, the choice depends on multiple factors:

    • Car manufacturer recommendation: Always check the owner's manual to see the recommended octane rating for your vehicle.
    • Engine type: Standard engines work well with 91 octane, while high-performance engines may require 95 octane for optimal results.
    • Driving conditions: In high temperatures or higher altitudes, using a higher octane fuel may prevent knocking and improve fuel efficiency.

    Conclusion

    Both 91-octane and 95-octane fuels have advantages. While 91-octane fuel is cost-effective and widely used, 95-octane fuel provides better engine performance. Protecting your vehicle with car insurance is equally important, regardless of your choice. Whether you choose third party car insurance for basic coverage or comprehensive car insurance for complete protection, having the right policy ensures financial security in case of accidents or damages.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • 10 Best Cars with Three Full Rear Seats

    by User Not Found | May 05, 2025

    Finding a car with 3 full size rear seats is essential for families and those who frequently travel with passengers. Many vehicles offer a rear bench seat, but only a few provide enough space for three adults to sit comfortably without feeling cramped.

    This blog lists the best cars with three full rear seats, ensuring spacious and comfortable rides for all passengers.

    List of best cars with three full rear seats

    Here are the top cars with 3 full rear seats available in India:

    1.   Tata Safari

    • Spacious second-row seating with ample legroom.
    • Comfortable and supportive cushioning for three adults.
    • Strong build quality with great safety features.

    2.   Mahindra XUV700

    • Premium SUV with a wide and well-padded rear bench.
    • Flat floor design for extra legroom.
    • Offers multiple seat configurations.

    3.   Toyota Innova Hycross

    • It is a perfect MPV with a spacious and comfortable rear seat.
    • Flat and supportive cushioning for long-distance travel.
    • A hybrid variant is available for better fuel efficiency.

    4.   MG Hector Plus

    • A feature-rich SUV with ample rear-seat space.
    • Well-designed cabin with premium upholstery.
    • Three adults can sit comfortably with enough shoulder room.

    5.   Hyundai Alcazar

    • A refined SUV with well-spaced rear seats.
    • Good under-thigh support for a relaxed posture.
    • Available in both 6- and 7-seater configurations.

    6.   Kia Carens

    • One of the best MPVs with excellent space and comfort.
    • Three adults can sit comfortably without feeling squeezed.
    • Reclining rear seats for added relaxation.

    7.   Skoda Kodiaq

    • Premium 7-seater SUV with a spacious second row.
    • High-quality materials for a comfortable ride.
    • Great stability and handling on highways.

    8.   Maruti Suzuki Ertiga

    • Budget-friendly MPV with a practical and spacious cabin.
    • Rear AC vents and a wide bench seat ensure passenger comfort.
    • Excellent fuel efficiency and low maintenance cost.

    9.   Jeep Meridian

    • It is a rugged yet comfortable SUV with a premium interior.
    • Generous legroom and headroom for three adults.
    • Advanced safety features for secure travel.

    10. Volvo XC90

    • It is a luxury SUV with an extremely comfortable rear seat setup.
    • Plush seating with excellent cushioning.
    • Advanced technology and safety features.

    Conclusion

    Choosing a car with 3 full size rear seats ensures maximum comfort for passengers, especially on long trips. Whether you prefer an SUV, MPV or a luxury model, the Indian market offers several spacious and well-designed options.

    Along with selecting the right vehicle, comprehensive car insurance is essential to protect against financial losses caused due to accidents or damages. Investing in the right car insurance plan guarantees peace of mind while enjoying the comfort of a well-spaced rear seat.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Best Handling Cars in India

    by User Not Found | May 05, 2025

    Handling is important when buying a car, ensuring a smooth and controlled driving experience. A vehicle with good handling offers better stability, precise steering, and improved cornering capabilities. In India, where road conditions vary significantly, choosing the best handling car can greatly affect driving comfort and safety.

    In this blog, we explore some of the best handling cars in India, including petrol, diesel, and electric options, which deliver superior dynamics and control.

    List of best handling cars in India

    Here’s a list of the top best handling cars available in the Indian market:

    1.   Skoda Slavia

    • It is a well-balanced sedan with excellent steering feedback.
    • The stiff chassis ensures superior high-speed stability.
    • Responsive suspension setup for precise handling.

    2.   Volkswagen Virtus

    • Built on the same MQB-A0-IN platform as the Slavia.
    • Features an agile steering system and dynamic ride quality.
    • Suitable for both highway cruising and city driving.

    3.   Hyundai i20 N Line

    • Sporty hatchback with a well-tuned suspension.
    • Light yet responsive steering for easy manoeuvrability.
    • Turbocharged petrol engine enhances the fun-to-drive factor.

    4.   Honda City

    • Offers balanced handling with great ride comfort.
    • Stiff body structure provides better control at high speeds.
    • Precise steering ensures a confident driving experience.

    5.   BMW 3 Series

    • One of the best handling luxury sedans in India.
    • Rear-wheel drive layout offers better stability and control.
    • Advanced suspension setup for sharp and accurate cornering.

    6.   Mahindra XUV700

    • It is a well-engineered SUV with minimal body roll.
    • Features an intelligent AWD system for improved grip.
    • High-speed stability is excellent for long drives.

    7.   Tata Nexon EV (Best Handling EV)

    • One of the best handling EVs in India.
    • Low centre of gravity because of its battery placement enhances stability.
    • Quick torque delivery improves driving confidence.

    Conclusion

    Choosing the best handling car in India ensures a fun driving experience and enhances safety and confidence behind the wheel. Whether you prefer a sedan, hatchback, SUV or even an electric vehicle, India offers several well-engineered models that provide excellent control and stability.

    When purchasing a car, it’s also essential to consider car insurance to ensure financial protection against unexpected incidents. Moreover, third-party car insurance is mandatory in India, ensuring legal compliance and protection against liabilities. A well-insured car and top-notch handling guarantee a stress-free and enjoyable drive on Indian roads.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Best Cars with Navigation Systems

    by User Not Found | May 05, 2025

    A car navigation system is essential for modern driving, providing real-time maps, traffic updates, and turn-by-turn directions. With advanced best car GPS navigation, drivers can travel confidently without worrying about getting lost. Many cars in India now have built-in navigation systems, enhancing convenience and safety.

    This article lists the best cars with navigation systems that offer top-notch GPS technology and seamless connectivity.

    List of best cars with navigation systems

    Here are the best cars with navigation systems available in India:

    1.   Hyundai Creta

    • Comes with a 10.25-inch touchscreen infotainment system.
    • Features built-in GPS navigation with voice guidance.
    • Supports Android Auto and Apple CarPlay for seamless connectivity.

    2.   Kia Seltos

    • High-resolution 10.25-inch HD touchscreen with best car GPS navigation.
    • Live traffic updates and route suggestions.
    • Advanced UI for a smooth user experience.

    3.   Tata Harrier

    • Features a 12.2-inch touchscreen with an integrated navigation system.
    • Precise mapping with real-time traffic updates.
    • Premium JBL sound system for immersive entertainment.

    4.   Mahindra XUV700

    • AdrenoX-powered 10.25-inch infotainment system.
    • Built-in GPS navigation with 3D maps.
    • Alexa-enabled voice commands for hands-free navigation.

    5.   MG Hector

    • Large 14-inch vertical touchscreen with the best car navigation system.
    • AI-assisted voice commands for a smarter driving experience.
    • Internet-connected navigation with live updates.

    6.   Toyota Innova Hycross

    • Smart Playcast infotainment system with in-built navigation.
    • Cloud-based GPS navigation for accurate directions.
    • Smooth interface and user-friendly touchscreen.

    7.   Skoda Slavia

    • Features a 10-inch infotainment display with in-built maps.
    • Quick navigation response and easy usability.
    • Crisp and clear display even under sunlight.

    8.   Maruti Suzuki Grand Vitara

    • 9-inch SmartPlay Pro+ touchscreen with advanced GPS.
    • Features turn-by-turn navigation with live traffic updates.
    • Connects seamlessly with smartphones for extended navigation support.

    9.   Honda City

    • Honda Connect-enabled navigation system with voice guidance.
    • Displays maps on the 8-inch touchscreen infotainment system.
    • Weblink support for smartphone mirroring, which is 1st in the segment.

    10.  BMW X5

    • Luxury SUV with a state-of-the-art GPS navigation system.
    • Features a 14.9-inch curved display for easy navigation.
    • Live navigation updates with 3D mapping technology.

    Conclusion

    Choosing a car with a good navigation system is essential for effortless and safe travel. The models above have the best navigation systems, ensuring smooth journeys with real-time route guidance and smart connectivity features.

    When purchasing a car with advanced navigation, getting car insurance, such as third party car insurance, is equally important to safeguard against unforeseen accidents or damages. A well-equipped car with GPS navigation and a solid insurance plan ensures a hassle-free and enjoyable driving experience.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Electric Parking Brake: Meaning, Working & Benefits

    by User Not Found | May 05, 2025

    The arrival of Electronic Parking Brake (EPB) technology has changed how we protect our cars when stopped. If you recently bought a new car or will soon buy one, you might have noticed this small button replacing the usual hand handle or foot pedal. Let's explore an electric park brake, how it works, and why cars are increasingly adopting this technology.

    What is an electric parking brake?

    An electric parking brake (EPB) is a digitally controlled electronic parking brake that replaces the traditional cable-operated parking brake. Instead of requiring users to pull a handle, an EPB uses a simple button or switch to electrically control the parking brake function.

    The parking brake supports the main hydraulic stopping system and holds the car still when stopped. In emergency scenarios, it may also be used to slow the vehicle to a stop.

    How electric parking brake works?

    Electric parking brakes work through complex electrical systems rather than mechanical force. When a driver hits the EPB button or switch, an electronic control unit (ECU) sends a signal to actuator motors that engage the parking brake, removing the driver's physical effort.

    EPBs can also work as electric emergency brake. If your main brakes fail, pulling and holding the electronic parking brake switch will engage progressive stopping and safely bring the vehicle to a stop without causing a skid.

    Benefits of electric parking brake

    The shift to automatic parking brakes offers several benefits for both drivers and manufacturers:

    • Convenience: One-touch action needs minimum effort compared to the physical force required for standard hand stops
    • Room Efficiency: Eliminates the bulky hand handle, making more room in the cabin
    • Consistent Performance: Applies the same stopping force every time, regardless of driver strength
    • Design Flexibility: The cable-free design allows the placement of the control nearly anywhere on the dashboard or panel
    • Weight Reduction: Eliminating mechanical components lowers car weight
    • Integration with Electronic Systems: Easily links with other car safety and comfort features
    • Customer Appeal: Adds to the modern, high-tech feel of new cars

    List of cars having electric parking brakes

    Electronic parking brakes are becoming increasingly popular. Here are some cars that feature this technology:

    1. Hyundai Creta

    The Hyundai Creta is a small SUV that combines style, technology, and usefulness. Its better versions feature an automatic parking stop and an auto hold function that seamlessly integrates with its drive modes. The EPB improves the car's luxury feel while sacrificing room in the centre panel.

    • Engine: 1497 cc
    • Mileage: 8 kmpl
    • Ex-Showroom Price: 11.11 to 20.42 Lakh (approx.)

    2. Kia Seltos

    The Kia Seltos is a small SUV with a unique style and advanced features. Its top versions have an electric parking brake with auto hold, a complex system that supports the Seltos' tech-forward approach. The EPB improves the centre panel's clean and simple design.

    • Engine: 1497 cc
    • Mileage: 7 kmpl
    • Ex-Showroom Price: 11.13 to 20.51 Lakh (approx.)

    3. Tata Harrier

    The Tata Harrier’s electronic parking brake (EPB) improves the upscale vibe of the roomy cabin while providing useful benefits on difficult terrain. The EPB works with the Harrier's terrain response modes, providing extra steadiness and control on different surfaces.

    • Engine: 1956 cc
    • Mileage: 8 kmpl
    • Ex-Showroom Price: 14.99 to 26.50 Lakh (approx.)

    4. Tata Safari

    The Tata Safari builds on the Harrier's base with extra seating space and improved luxury features. Its electronic parking brake with an auto-hold function allows drivers to manage stop-and-go traffic or hilly terrain. Removing a standard handle creates a cleaner cabin look, emphasising the Safari's upscale interiors.

    • Engine: 1956 cc
    • Mileage: 3 kmpl
    • Ex-Showroom Price: 15.49 - 27.25 Lakh

    Conclusion

    The electric parking brake reflects the development of car technology, favouring ease, safety, and interaction with other vehicle systems. When buying a vehicle with an automatic parking brake, it is important to invest in safety features like car insurance. Third-party car insurance offers basic protection against liability for damages to other vehicles. Comprehensive car insurance provides critical coverage for your valued assets against theft, damage, and unforeseen accidents. You can also browse car insurance online for greater ease.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Are All Electric Cars Automatic?

    by User Not Found | May 05, 2025

    As electric vehicles (EVs) become more widespread, they profoundly influence the automotive industry and promote sustainability. Many car buyers wonder, are all electric cars automatic? EVs generally operate differently than traditional petrol and diesel cars, which often have manual transmissions. Since electric motors function differently from internal combustion engines, they don’t need multi-speed gearboxes.

    However, while nearly all electric cars are automatic drive, some exceptions exist where a few models offer a form of simulated gears for performance or driving experience.

    Do electric cars have gears?

    One of the most common questions is, do electric cars have gears? The answer lies in how electric motors work. Traditional gasoline and diesel engines require multiple gears to keep the vehicle moving efficiently at different speeds. In contrast, electric cars generate instant torque, allowing them to operate smoothly with a single-speed transmission.

    Here’s why EVs don’t require multiple gears:

    • Instant torque: Electric motors deliver full torque from a standstill, eliminating the need for a gearbox to optimise power delivery.
    • Single-speed transmission: EVs typically use a single-speed reduction gear, simplifying driving and reducing maintenance.
    • Fewer moving parts: Unlike conventional cars with complex transmissions, EVs have fewer mechanical components, resulting in less wear and tear.

    While most electric cars are automatic, some high-performance electric vehicles may offer simulated gear shifts for a sportier driving experience. However, these are software-based rather than actual mechanical gear changes.

    Benefits of an automatic electric car

    Automatic Electric cars offer several advantages over traditional manual transmission vehicles, such as;

    1. Easier driving experience: Electric cars eliminate the need for a clutch and manual gear shifting, making driving effortless. This is especially useful in stop-and-go city traffic, where frequent gear changes can be tiring.
    2. Smoother acceleration: With a single-speed transmission, EVs offer seamless acceleration without the jerks and delays of changing gears in manual cars.
    3. Reduced maintenance: Electric vehicles don’t have a traditional gearbox, so transmission failures are significantly less likely. This means fewer trips to the mechanic and lower maintenance costs.
    4. Better efficiency: Automatic electric cars optimise energy usage more effectively than manual vehicles, resulting in better battery efficiency and longer driving ranges.

    Conclusion

    So, are all electric cars automatic? Most electric vehicles are automatic since their motors operate efficiently without requiring multi-speed gearboxes. Considering transitioning to an electric vehicle (EV), you should explore comprehensive car insurance options. EVs have advanced technology and high-value components, making it crucial to have the right car insurance coverage for potential damages or repairs.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • What is a Solid-State Battery for EV Cars?

    by User Not Found | May 05, 2025

    As electric vehicles (EVs) continue to revolutionise the automotive industry, advancements in battery technology are crucial for improving performance and efficiency. One of the most promising developments is the solid-state battery. What exactly is a solid-state battery, and how does it compare to conventional lithium-ion batteries?

    What are solid-state batteries?

    Solid-state batteries use solid electrolytes, unlike traditional batteries that use liquid electrolytes. They offer higher energy density, faster charging, and improved safety. This innovation is expected to enhance EV performance while making them more reliable and long-lasting.

    To understand what are solid-state batteries, it's important to compare them with traditional lithium-ion batteries.

    • Traditional lithium-ion batteries use liquid electrolytes to transport ions between the anode and cathode. This liquid can be flammable and prone to leakage, reducing battery safety.
    • In contrast, solid-state batteries utilise a solid electrolyte, which prevents leaks, boosts energy storage capacity, and improves overall durability.

    These batteries are more efficient and compact, potentially extending EV range and reducing charging time, making them an attractive option for future electric cars.

    Benefits of solid-state batteries in EV cars

    Switching to solid-state batteries brings several advantages for electric vehicles:

    1. Higher energy density: Solid-state batteries, with their compact design and higher energy capacity, enable electric vehicles to travel farther on a single charge.
    2. Faster charging time: Due to improved ion conductivity, these batteries charge significantly faster than traditional lithium-ion batteries.
    3. Enhanced safety: Since solid-state batteries do not contain flammable liquid electrolytes, they reduce the risk of overheating, fire hazards, and battery failures.
    4. Longer lifespan: The solid electrolyte design reduces battery wear over time, leading to fewer replacements and greater long-term cost efficiency.
    5. Lightweight and compact: A more compact design can make EVs lighter, improving their efficiency and performance.

    Why choose solid-state battery cars?

    With the rising demand for efficient and safe EVs, solid-state battery cars are set to become the future of electric mobility. Here’s why they are a preferred choice:

    • Increased range: EV owners can travel further without worrying about frequent recharging.
    • Reduced maintenance costs: Since solid-state batteries last longer, they lower long-term expenses.
    • Better sustainability: These batteries use fewer toxic materials, making them environmentally friendly.

    Conclusion

    Anyone considering an electric vehicle must understand solid-state batteries. Their energy efficiency and durability will redefine the EV market. As this technology becomes more widespread, having the right car insurance to protect your investment is also important. Whether standard coverage or comprehensive car insurance, ensuring your EV is well-covered can save you from unexpected expenses.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Miles Per kWh: EV Efficiency Explained

    by User Not Found | May 05, 2025

    When it comes to electric vehicles (EVs), efficiency plays a crucial role in determining performance, cost savings, and environmental impact. One of the key metrics used to measure EV efficiency is miles per kWh (kilowatt-hour). Understanding EV miles per kWh helps consumers evaluate how far an electric car can travel on a given amount of energy.

    Whether buying a new EV or looking to maximise efficiency, knowing how kWh per km in an electric car is calculated and what constitutes a good miles per kWh rating is essential.

    What is miles per kWh?

    Miles per kWh measures how efficiently an electric vehicle uses energy. It tells you how many miles an EV can travel on one kilowatt-hour (kWh) of electricity. A higher miles per kWh rating means the vehicle is more efficient, consuming less electricity to cover more distance.

    For example:

    • If an EV has an efficiency rating of 4 miles per kWh, the car can travel 4 miles using 1 kWh of electricity.
    • Similarly, in metric terms, efficiency is often measured as kWh per km in an electric car. Higher kWh per km values indicate better efficiency.

    How is miles per kWh calculated?

    The formula to calculate miles per kWh is:

    Miles per kWh=Total Miles Driven/ Total Energy Consumed (kWh)

    For example:

    If an EV consumes 50 kWh of electricity to travel 200 miles, its efficiency is:

    200 miles/ 50 kWh=4 miles per kWh

    For metric calculations:

    kWh per km=Total kWh Consumed/ Total Kilometers Driven

    A higher kWh per km value indicates better efficiency.

    What is considered ‘best’ miles per kWh?

    EV efficiency varies based on vehicle design, battery capacity, aerodynamics, and driving conditions. However, the best miles per kWh generally fall in the range of:

    • 3 – 4 miles per kWh: Average efficiency for most electric cars.
    • 4 – 5 miles per kWh: Good efficiency for well-optimised EVs.
    • 5+ miles per kWh: Excellent efficiency, often found in smaller, lightweight EVs.

    Some factors that improve EV miles per kWh include:

    • Driving habits – Smooth acceleration and regenerative braking improve efficiency.
    • Aerodynamics – Lower drag results in better miles per kWh.
    • Temperature control – Avoid excessive use of heating and air conditioning.

    Conclusion

    Understanding miles per kWh is key to maximising an EV’s efficiency and reducing energy costs. By understanding and improving this measure, EV owners can optimise their driving habits for better mileage. Moreover, securing appropriate car insurance, including third-party car insurance, ensures vital financial protection against unforeseen events. As electric vehicle technology advances, enhancing efficiency will contribute to cost savings, longer driving ranges, and a more eco-friendly transportation future.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Driving licence fees in Gujarat 2026

    by User Not Found | May 05, 2025

    Obtaining a driving licence in Gujarat is important for anyone looking to drive a car legally. As one of India's most industrially developed states, Gujarat has a high volume of vehicles on the road, making proper licences vital for road safety and legal compliance.

    Knowing the fee system is an important part of applying for a driving licence (DL) in Gujarat. This guide breaks down everything you need to know about four wheeler driving licence fees in Gujarat, from learner's licences to renewals and special permits.

    Driving licence fees structure in Gujarat

    The Regional Transport Office (RTO) in Gujarat has created a complete fee system for different driving licence-related services. Here's a full breakdown of the prices involved:

    Purpose

    Amount (in ₹)

    Learning licence fees for each category of vehicle

    ₹150

    Fee for learner's licence test or subsequent attempts

    ₹50

    Driving licence retest fee

    ₹300

    New driving licence issuance

    ₹200

    International driving licence

    ₹1000

    Addition of new vehicle class to current licence

    ₹500

    Driving licence renewal

    ₹200

    Late renewal of driving licence

    ₹300 (Extra ₹1000 per year post-grace period)

    Issuance or renewal of licence for driving school

    ₹10000

    Duplicate licence for driving instruction school

    ₹5000

    Appeal against the decision of licence authority

    ₹500

    Updating address or other licence details

    ₹200

    Driving licence fees structure for learner's licence in Gujarat

    A learner's licence is the first step to becoming a qualified driver. In Gujarat, this temporary pass allows you to practice driving under supervision. Here's what you need to know about the learner's licence fees:

    • Application fee: ₹150 per car type
    • Test fee: ₹50 for the first try
    • Retest fee: ₹50 for future tries if you don't pass the first time

    The learner's licence is good for up to 6 months, giving you sufficient time to practice before applying for a regular licence. You can apply for a regular driving licence after holding the learner's licence for just 1 month, but you must receive your permanent licence before your learner's licence ends.

    Driving licence fees structure for permanent driving licence in Gujarat

    Permanent driving licence can be applied after successfully finishing learning time and practising driving skills. Here are the four wheeler licence fees in Gujarat:

    • Driving test fee: ₹300 per car type
    • Licence issuance fee: ₹200
    • Smart Card fee (if chosen): Additional ₹200

    If you are unsuccessful in the driving test, you can request a retake after 7 days by paying ₹300. For those looking to add another type of vehicle to their current pass, a fee of ₹500 is required.

    Facts about driving licence (DL) fees in Gujarat

    ● Validity and renewal fees

    A driving licence in Gujarat is usually good for 20 years or until you reach 50, whichever comes first. After that, refilling is required. The standard renewing fee is ₹200.

    If you miss the renewal date, you can still renew your licence during a 30-day delay. However, renewal after the grace time incurs an extra late fee of ₹300, plus ₹1000 for each year of delay. This makes prompt replacement significantly affordable.

    ● Special licence fees

    For specific needs, there are special rights available:

    • International Driving Permit: If you're going to drive abroad, an international driving permit costs ₹1000 and is valid for a year.
    • Commercial Vehicle Licence: The fees stay the same, but the qualifying requirements are tighter (minimum age of 20, eighth-grade schooling, and at least one year of practice driving a light motor vehicle).
    • Physically Challenged Individuals: Special passes with modified cars to suit different skills are given. The standard fee system applies.

    ● Additional service fees

    Beyond the basic application and issue fees, there are charges for other services:

    • Copy Licence: If your licence is lost or damaged, getting a duplicate costs ₹200.
    • Address or Detail Changes: Updating your address or other particulars on your card costs ₹200.
    • NOC (No Objection Certificate): If you're moving to Gujarat from another state, you'll need an NOC from your previous RTO. This is essential for licence changes.

    Conclusion

    Obtaining a driving licence includes understanding different 4 wheeler licence fees in Gujarat and following an organised application process. While having a valid driving licence is your ticket to legally driving on Gujarat's roads, buying car insurance online provides important financial safety for your vehicle. Comprehensive car insurance goes beyond the required third-party coverage, giving security against losses to your vehicle from crashes, theft, natural disasters and more.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Driving licence fees in Punjab

    by User Not Found | May 05, 2025

    If you plan to get a driving licence in Punjab, understanding the costs involved is essential. Like all other Indian states, Punjab has a structured fee system for various driving licences. However, clearly understanding the complete fee structure for both learners and permanent driving licences is crucial. Knowing these costs allows you to manage your finances effectively and ensure a smoother application process.

    Driving licence fees structure in Punjab

    The driving licence fee in Punjab is under a structured system for licences to accommodate different stages of the licensing process. Here is a detailed breakdown of the costs:

    Licence Type

    Facilitation/Society Charges (₹)   

    Government Fee (₹)           

    Total Fee (₹)

    Learner Licence

     

     

     

    - One item      

    150     

    200     

    350

    - Two item     

    150     

    350

    500

    - Heavy Vehicle

    100     

    150

    250

    New Driving Licence

     

     

     

    - Two Wheeler Vehicles           

    347     

    638     

    985

    - Four Wheeler Vehicles           

    397     

    638     

    1035

    Add. Endorsement of Hazardous Goods

     

     

     

    - Four Wheeler Vehicles           

    447     

    938     

    1385

    Renewal Driving Licence           

     

     

     

    - Four Wheeler Vehicles           

    397     

    938     

    1335

    - Heavy Vehicle

    597     

    938     

    1535

    Duplicate / Address Change           

    147     

    338     

    485

    International Licence

    50       

    1000   

    1050

     

    Driving licence fees structure for learner's licence in Punjab

    Obtaining a learner's licence is the first step in the legal process of becoming a driver in Punjab. The driving licence Punjab fees for learners across any vehicle category is ₹150. This licence is a prerequisite for applying for a permanent driving licence and is valid for six months.

    Driving licence fees structure for permanent driving licence in Punjab

    Once you have paid the learning licence fee in Punjab and held the licence for at least 30 days, you can apply for a permanent driving licence. The fees for this vary depending on the vehicle type. They include —

    1. For motorcycles:

    • License fee: Rs 930 (one year)
    • Test fee: Rs 50
    • Total cost: Rs 980

    2. For cars:

    • License fee: Rs 1,830 (one year)
    • Test fee: Rs 150
    • Total cost: Rs 1,980

    3. For Rickshaws:

    • License fee: Rs 880 (one year)
    • Test fee: Rs 100
    • Total cost: Rs 980

    Facts about driving licence (DL) fees in Punjab

    Several considerations around Punjab driving licence fees come into play when managing your driving licence. Let us take a closer look —

    • Additional Charges: There is an additional fee of ₹1385 if you want to expand your driving capabilities by adding a new class of vehicle to your existing licence. This is particularly relevant for those upgrading from two-wheelers to four-wheelers or adding commercial vehicle permissions.
    • Renewal Fees: Keeping your driving licence active is vital to avoid legal complications. Renewing a driving licence for a four-wheeler in Punjab costs ₹1535, ensuring that your licence is updated and compliant with the latest regulations.
    • Duplicate Licence: Misplaced or damaged licences can be replaced by obtaining a duplicate licence for a fee of ₹485. This is crucial to make sure that you have a valid licence at all times.
    • Payment Method: Punjab allows all these fees to be paid online to streamline the process. This digital convenience simplifies the payment process and reduces the need to wait at the RTO offices.
    • Early Application Advantages: Applying for your licence renewal well before expiry can prevent last-minute hassles and potential penalties. Always monitor the expiry date closely to maintain your driving status legally.

    Conclusion

    Understanding the fee for driving licence in Punjab is crucial for anyone who wants to apply for or renew their licence. It is also essential to consider the safety and financial security of having comprehensive car insurance as you ensure compliance with the legal requirements for driving. Having 4 wheeler insurance fulfills a legal requirement and offers crucial protection against accidents, theft, and other unforeseen incidents. Comprehensive car insurance can also cover damages to your vehicle and third-party liabilities. This way, it can provide peace of mind and significant financial relief in case of mishaps.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

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