Those who are about to renew their policies or are considering changing their insurance provider may have many questions about car insurance. Many people ask: "Does car insurance cover natural disasters?"

In this blog post, let us explore the ins and outs of car insurance coverage concerning natural disasters. Dive into the world of car insurance and discover the extent of protection it offers in the face of nature's fury.

Are natural disasters covered under car insurance?

In India, all-inclusive car insurance policies cover natural disaster damage. However, it can be confusing. The comprehensive insurance policies include:

• Own Damage (OD) coverage
• Third-Party Liability (TP) coverage

Ensuring that you are protected against damage to your car and claims made by third parties.

When calamities such as floods, earthquakes, storms, or any other natural disaster damage your vehicle, your Comprehensive Insurance will rescue you. Also, you need not pay extra for your car insurance policy to cover the total loss.

You can rest assured that your car is well-protected when Mother Nature throws a curveball, whether you already have car insurance or are considering renewing it.  When it comes to car insurance, remember that it's more than just a way to protect your car; it's a way to give yourself peace of mind during difficult times.

How to file an insurance claim against a natural disaster?

If you find yourself in the unfortunate situation of needing to file a car insurance claim due to a natural disaster, there are some simple steps to follow:

• Contact Your Insurance Provider: The first and foremost step is to contact your insurance company as soon as possible. They will guide you through the claim process and provide the necessary forms.
• Document the Damage: Take photographs of the damage caused to your vehicle. Visual evidence is crucial when making a claim.
• File a Police Report: If required, file a police report detailing the incident.
• Complete the Claim Form: Fill out the claim form provided by your insurer with accurate information.
• Submit Required Documents: Along with the claim form, submit all necessary documents, such as photographs, the police report, and any other relevant information requested by your insurer.
• Wait for Inspection: Your insurer may send a surveyor to assess the damage to your vehicle.
• Claim Settlement: Once the claim is approved, your insurance company will process the settlement, and you can get your car repaired or replaced.

Conclusion

Hope we have answered your query: does car insurance cover natural disasters?  You must note that Comprehensive Insurance is a trusted companion for safeguarding your vehicle and properties against the forces of nature. When disaster strikes, your car insurance policy will help you get back on the road with minimal hassle. So, drive safely, insure wisely, and remember, protection against natural disasters is only a good insurance policy away.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

The terms bonnet and hood are often used interchangeably, but they have distinct regional preferences and slight variations in meaning. The word "bonnet" is commonly used in British English, while "hood" is the preferred term in American English. Both refer to the front covering of a car that gives access to the engine compartment. Understanding these terms is useful for car enthusiasts, mechanics and those purchasing vehicle accessories or insurance.

Car bonnet vs hood: Which is best?

While both terms describe the same car component, there are subtle differences in usage and design elements across regions.

1.      Terminology and Regional Usage

• Bonnet: Used in the UK, India, Australia and most Commonwealth countries.
• Hood: Preferred in the US and Canada.

2.      Design and Functionality

• Material: Typically made of steel, aluminium or carbon fibre.
• Purpose: Covers the engine compartment, protecting internal components from dirt, debris and weather conditions.
• Opening Mechanism: Most modern cars use a front-hinged design with a release latch inside the vehicle.

3.      Safety Features

• Pedestrian Safety: Many modern bonnets/hoods include crumple zones to absorb impact and reduce injuries in accidents.
• Heat Insulation: Some designs include heat shields to prevent excessive heat from reaching the car's exterior.

4.      Customisation and Modifications

• Bonnet Scoops: Enhance airflow to the engine for better cooling.
• Carbon Fibre Hoods: Lightweight and preferred in high-performance vehicles.
• Custom Paint and Graphics: Popular in car modifications for aesthetic appeal.

5.      Maintenance and Insurance Considerations

• Regular checks for dents, rust and latch functionality are essential.
• When purchasing car insurance, noting material type and safety features can influence premium costs.

Conclusion

The difference between bonnet and hood is primarily linguistic rather than functional. While both serve the same purpose of covering the engine bay, their terminology depends on geographical preferences. Understanding these differences is useful for car buyers, insurance policies and vehicle modifications. Whether you call it a bonnet or a hood, maintaining this crucial car component ensures safety, aesthetics and overall vehicle performance. An appropriate car insurance policy can help cover damages to essential components, ensuring your vehicle remains in top condition for longer. You can browse car insurance online to find a plan that suits you best.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Properly adjusted mirrors are crucial for safe driving as they serve as an extra set of eyes on the road. Many drivers unintentionally create blind zones by misaligning their mirrors. Consider optimising your mirror arrangement for improved vision and safety while driving. Read on to discover how you should position your side mirrors and rear-view mirror.

How to adjust your mirrors to avoid blind spots

Before changing mirrors, ensure you have the best driving posture. Sit comfortably in the driver's seat and place your hands on the steering wheel. This position will be your reference point for all mirror adjustments, ensuring they align with your normal stance. Here’s how to adjust your mirrors to avoid blind spots.

Adjusting your rear-view mirror

The rear-view mirror is your principal view of what's behind your vehicle. To tune it correctly:

• Position the mirror so you can see the complete back window with a fast glance.
• Ensure you do not need to move your head or neck to observe the mirror's entire range.
• Ensure that you turn on your auto-dimming mirror for nighttime driving.
• Familiarise yourself with the tab beneath classic mirrors that reduces evening glare.

Setting up your side mirrors

Many drivers make the mistake of positioning the side mirror to show too much of their vehicle. Here's how to arrange them properly:

For the driver-side mirror:

• Lean your head towards the driver’s window.
• Adjust the mirror outward so you can barely see the side of your automobile.

Regarding the passenger-side mirror:

• Lean to the centre of the automobile.
• Adjust the mirror so you can only see the side of your vehicle.
• When you return to the driving position, only a small amount of your car should be visible.

This wider-angle configuration greatly reduces blind spots compared to viewing your automobile mostly through the side mirrors.

Additional tips for safe mirror use

• Clean your mirrors periodically with good glass cleaner and a lint-free cloth.
• Check your mirror locations before each trip, especially if your vehicle has numerous drivers.
• Remember, even perfectly set mirrors do not remove all blind spots; always make a quick shoulder check before changing lanes.

Conclusion

Correctly adjusting your mirrors creates a safer driving environment for you and others. Mirror alignment is as vital as tightening your seatbelt; it should be part of your pre-drive ritual whenever you get in the car. These modifications will become second nature with practise, resulting in a more confident and secure driving experience.

Proper mirror adjustment improves driving safety and can also benefit your car insurance. Car insurance companies frequently encourage safe driving habits, and following proactive safety steps such as accurate mirror alignment might result in cheaper premiums. Comprehensive car insurance offers financial protection against theft, accidents, own damage, and more.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Have you ever wondered what makes some sports cars exceptionally smooth and stable, even at high speeds? Much of this performance excellence can be attributed to the boxer engine, with a design as unique as it is effective. The boxer engine stands out with its horizontally opposed pistons.

This configuration prioritises raw power and delivers a smoother, more balanced ride. Read on to discover the benefits and drawbacks of the boxer engine.

Advantages of boxer engine

Here is a closer look at boxer engine benefits:

• Perfect balance: Boxer engines feature horizontally opposed pistons, creating a natural counterbalance. This reduces vibrations and provides a smooth ride. The balanced engine minimises stress on various components and enhances durability and reliability.

• Lower center of gravity: The flat layout of this engine allows it to be mounted lower in the vehicle. This leads to a reduced centre of gravity. Boxer engine improves vehicle stability and handling, and this makes it ideal for sports cars where precise control is paramount.

• Reduced vibration: The opposing motion of the pistons cancels out vibrations, giving a quieter and more comfortable driving experience. This is a significant advantage over traditional inline or V-shaped engines, where additional components are needed to manage vibration.

• Enhanced performance: The unique design and symmetry of the boxer engine provide better weight distribution across the vehicle. This symmetry helps improve the vehicle’s balance and responsiveness, which allows for sharper accelerations and decelerations.

• Safety and stability: The boxer engine contributes to safer driving dynamics with its compact design and low mounting. The engine is designed to slide below the cabin in the event of a collision. This reduces the risk of intrusion and potential injuries to passengers.

Disadvantages of boxer engine

The drawbacks of the boxer engine are as follows:

• Complexity and cost: The unique structure of the boxer engine can lead to higher manufacturing and maintenance costs. Its design requires specific parts and more labour-intensive services. This can increase ownership costs over time.

• Size constraints: While the boxer engine offers many performance benefits, its wide layout can pose design challenges. This can affect the vehicle's overall design and the placement of important parts under the hood.

• Maintenance challenges: Owing to the engine's flat design and the placement of components like spark plugs and valves, routine maintenance can be more complex and costly than traditional engines.

Conclusion

The unique design of the boxer engine offers great performance, stability, and safety. Yet, the intricate nature and potentially high maintenance costs of boxer engines make choosing comprehensive car insurance not just advisable but essential.

Appropriate car insurance safeguards against unexpected expenses and protects your investment in such sophisticated technology. It helps ensure financial stability and keeps the engine running smoothly.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Anyone who regularly travels long distances understands that tyre problems can occur at the most inopportune times. Carrying a spare tyre is common, but what happens if you have previously used it and have another flat tyre?

This is where a good puncture repair kit comes in handy, transforming a possible roadside disaster into a manageable scenario. Let’s look at some of the best puncture repair kits available today.

List of best puncture repair kits for car

A reliable puncture repair kit can be your best friend during unforeseen tyre troubles. These compact toolkits provide everything you need to make a quick, successful repair and get back on the road safely. Some of the best puncture repair kits in the market are:

• The Tirewell 10-in-1 Universal Kit: This kit is perfect for those seeking full coverage. It includes a storage bag and T-handle grips. The anti-slip design alleviates hand strain during repairs, simplifying working on even heavy-duty tyres. Its compact size ensures all tools are easily accessible when required.
  • Price: INR 529

• The AmiciAuto Universal Tool Kit: This kit has a reputation as a dependable emergency option. Users praise its comprehensiveness and quality, making it a top choice for people seeking peace of mind on lengthy travels. The kit's simple design ensures it is easy to carry and use.
  • Price: INR 940

• Willibee's 6-in-1 Universal Kit: This kit stands out with ergonomic characteristics, notably its T-shaped picker with improved grip control. The clever use of tyre valve covers helps maintain correct tyre pressure. Users praised its outstanding value proposition and tool quality.
  • Price: INR 599

• The Waico 9-in-1 Universal Kit: Its extensive tool selection and user-friendly design make it a popular choice among repair kits. It's especially remarkable for solitary travellers because the tools are designed for single-person use. Despite being inexpensive, people frequently compliment its high-quality craftsmanship and efficiency.
  • Price: INR 999

Conclusion

When choosing a puncture repair kit, remember to compare tool quality, ease of use, and portability. When selecting a kit, choosing one that aligns with your skill level and typical driving conditions is important. While professional assistance is always preferable for significant tyre troubles, carrying a dependable puncture repair kit can be the difference between a small inconvenience and being stranded for hours.

While a puncture repair kit is essential for roadside situations, it is also critical to ensure your vehicle is covered by comprehensive car insurance.

An appropriate car insurance policy includes roadside assistance and other unforeseen car troubles that may develop while travelling. It also provides financial protection against theft, accidents, third-party damage, and more.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Being a parent can frequently entail chauffeuring the family, planning activities, and distributing snacks—all while keeping the car clean. Whether running errands regularly or taking extensive road trips, having the correct automobile accessories will help you manage your car more effectively. Here are some of the best car accessories for moms and dads.

List of best car accessories for moms

Parenting is difficult enough without having to deal with automobile organisation and convenience. The appropriate accessories may turn your car into a well-oiled machine capable of handling everything from unexpected spills to cranky children. Here's a carefully crafted list of the best car accessories for moms and dads.

Organisation solutions

• A backseat organiser is the most useful addition to any parent’s car. These hanging organisers connect to the back of the front seats and include several compartments for toys, books, food, and devices. Look for one with a built-in tablet holder to keep the youngsters amused on lengthy trips.
• The centre console space may easily become a cluttered mess of misplaced goods. A console organiser keeps basics such as hand sanitiser, Kleenex, and charging cords easily accessible and organised. Consider one with adjustable partitions to customise the area to your specifications.

Safety and convenience features

• A good vehicle vacuum is essential for removing unavoidable crumbs and more. Choose a small, rechargeable vacuum that is easy to store.
• A high-quality sun cover is crucial for sheltering youngsters from direct sunlight and keeping the car cool.

Comfort and entertainment accessories

• Consider installing a car seat gap filler to prevent toys, food, and other items from slipping into the area between the seats and the centre console.
• A backseat entertainment system or tablet mount is invaluable for longer travels. Make sure to get one that is adjustable and strong enough to handle energetic young hands.

Conclusion

The correct automobile accessories may greatly improve your daily driving experience as a parent. Whether you are managing school runs or planning cross-country road trips, these gadgets can help you stay organised, ensure safety, and keep everyone happy during the journey.

While focusing on accessories is vital, remember to keep comprehensive car insurance coverage for your family vehicle. As a parent, having the appropriate car insurance coverage gives you peace of mind by safeguarding your automobile, its accessories, and your family. It can also provide financial coverage during unforeseen events like accidents, theft, third-party damage, and more.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Introduction            

In the world of car insurance, encountering an accident is a scenario that most drivers dread. Not only does it involve addressing the immediate damage to your vehicle, but it also brings forth concerns about the potential repercussions on your car insurance premiums. This article delves into a common question many car owners face: does insurance premium increase after claim? We aim to provide clarity on how accident claims can affect your insurance costs, enabling you to make informed decisions in such situations.

Are car insurance premiums impacted after filing for an accident claim?

Let's learn how much does your insurance go up after an accident:

• Motor insurance plays a pivotal role in safeguarding car owners against diverse risks, and this protection comes at a price known as the premium.
• Your premium level is often directly linked to the assessed risk, with higher risks resulting in higher premiums.
• When you make an accident claim, you inadvertently signal to your motor insurer that you pose a higher risk, as you've encountered a situation where insurance is needed.
• Insurance companies calculate premiums while factoring in a certain level of risk, and accident claims can disrupt this balance.
• Filing an accident claim can increase your car insurance premium when it's time for policy renewal.
• For policyholders who make multiple claims, the premiums can surge even further. Some insurers may also impose restrictions on optional add-ons.
• Opting not to file a claim and cover the repair costs might not directly affect your premium. However, when your policy lapses and you renew it later, an insurer's inspection may alter the equation, influencing your premium.
• It's important to note that third-party premiums, which cover liabilities to others, typically remain unaffected by accidents involving your vehicle. India's Insurance Regulatory and Development Authority (IRDAI) regulates these premiums.

Conclusion     

Hopefully, this article answers your question:  does insurance premium increase after claim? Understanding the relationship between accident claims and car insurance premiums is essential. As we've explored, making a claim can result in an increased premium due to the perceived higher risk. However, the extent of this increase can vary between insurance providers. It's advisable to weigh the costs and benefits of filing a claim versus covering the expenses out of pocket. Ultimately, making an informed decision about accident claims and their potential impact on your premium is crucial for responsible car ownership.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Whether you're planning a long-haul road trip, a camping adventure, or need space for sports equipment, car roof accessories can transform your vehicle into a versatile travel companion. Sometimes, a car's trunk just isn’t enough for bulky items like skis, snowboards, or camping gear. If you need extra storage space, investing in a car roof carrier or baggage rack can be a great solution—unless you're a minimalist packer.                           

Read on to explore the various kinds of car roof accessories, their applications, and how to pick the best ones for your car.

List of Best Car Roof Accessories

The following are some of the best car roof accessories that you should consider purchasing:

●       Roof Rack Cross Bars

Crossbars are one to four horizontal bars that span the width of your car's roof, providing a sturdy foundation for carrying extra cargo. The installation method varies depending on your vehicle’s roof type. For instance, if your roof is completely bare, you can either drill and secure the crossbars’ feet or opt for bare-roof crossbars with a hook mechanism for a no-drill solution.

• Platform Roof Racks

Platform roof racks are flat platforms that sit on your car’s roof. They come in different sizes and can be mounted in various ways—on tracks, roof rails, or even with cross bars. Some require drilling or bolting, while others use gutter mounts. These racks are super strong and ideal for carrying heavy, bulky loads. Platform Roof Racks are typically available in three sizes:

• Half platform
• ¾ Platform
• Full platform

• Roof Rack Baskets

The standard roof rack basket is essentially a basket that can be mounted directly to your car's roof. If detachable, they're typically composed of plastic, lightweight, and ideal for carrying lighter loads like backpacks. Roof baskets typically have raised sides, unlike roof racks.

• Rooftop Tent

A rooftop tent is a portable shelter that is attached to your car's roof. It is a single device that may be packed into a hard-shell container. These tents are perfect for users who use their car for long-haul trips and camping. The tent serves as a convenient temporary shelter, freeing up valuable trunk space for items that need protection from the elements.

• Rooftop Cargo Bags

Rooftop cargo bags are flexible storage containers. They are used for expanding the capacities of a vehicle. These bags can carry everything that needs to be transported—suitcases, camping gear, heavy outdoor equipment. They come in soft-sided bags or hard-shell carriers. Unlike other storage options, these bags protect the items you store within them from rain and other weather conditions.

• Roof Boxes

Car roof boxes, as the name suggests, are box-shaped carriers designed to transport bulky items like bicycles, skis, canoes, strollers, containers, and luggage. Available in various sizes, they significantly expand a car’s storage capacity. These roof compartments provide a secure and convenient solution for carrying luggage, as they are waterproof, lockable, and eliminate the need for tarps or ropes to keep items safely in place. These are also significantly more weatherproof than roof bags and are typically recommended for occasional use.

• Light Bars

A light bar is an auxiliary lighting system installed on vehicles to enhance visibility, especially in low-light conditions. Commonly mounted on trucks and SUVs, it provides a brighter, wider beam, improving safety during off-roading, adverse weather, or nighttime driving. Light bars generally come in two main types:

• LED light bars
• Halogen light bars

Conclusion

The right roof modifications can enhance your driving experience, whether you're an outdoor enthusiast, a frequent traveller, or simply need extra space for family trips. However, upgrading your car isn’t just about convenience—it’s also about safety. In addition to enhanced storage and balanced weight distribution, it's essential to prioritise safety with regular maintenance and a comprehensive car insurance policy. Safeguard your investment by purchasing car insurance online, ensuring protection against accidents and unforeseen events on the road.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Customers in India have a varied wide range of tastes when buying an automobile, from elegant style to strong engines. However, one factor regularly ranks first on everyone's list: fuel economy. Whether you're looking for a compact city-driving car or a big SUV for weekend trips, fuel cost is something everybody looks out for. Fortunately, India's broad car sector provides several options. Finding a car that combines high fuel efficiency with your preferred features is simple.

List Of Best MPG Cars

The automobile market in India offers a range of vehicles with a high MPG (miles per gallon). From quick hatchbacks to smart hybrids, these vehicles find the right balance between innovation and practicality. Manufacturers effectively balance cutting-edge technology with unique technical solutions that excel at fuel efficiency.

While tuned for economy, these vehicles do not sacrifice driving performance or passenger comfort. Indian buyers have many choices that offer good mileage while maintaining the fittings and performance expected from a modern automobile.

Cars With Best MPG: Petrol

The following are some petrol cars with high fuel efficiency:

• Maruti Suzuki Celerio: This tiny hatchback is India's most fuel-efficient automobile. It blends affordability with great fuel efficiency. The Celerio's sleek style, ease of operation, and large cabin make it ideal for urban transportation. Its remarkable fuel economy makes it a cost-effective option for regular city travel.
  • Mileage: 68 km/l
  • Starting Price: Rs 5.36 Lakh (approx.)

• Maruti Suzuki Spresso: This car has high ground clearance and small proportions, making it suitable for city streets and difficult terrain. Its distinctive design and low pricing appeal to first-time buyers seeking something different.
  • Mileage: 3 km/l
  • Starting Price: Rs 4.26 Lakh (approx.)

• Maruti Suzuki Alto K10: This entry-level hatchback is ideal for first-time purchasers. Its lightweight design and efficient engine make it extremely simple to maintain. The Alto K10 is an excellent city vehicle with proven dependability and minimal maintenance costs.
  • Mileage:3 km/l
  • Starting Price: Rs 3.99 Lakh (approx.)

Cars With Best MPG: Diesel

The following diesel cars offer excellent fuel economy:

• Hyundai Venue: This compact SUV has the latest features, solid build quality, and fuel efficiency. It blends high-end luxuries with practicality, making it ideal for city driving and interstate cruising.
  • Mileage: 2 km/l
  • Starting Price: Rs 10.71 Lakh (approx.)

• Kia Sonet: The Sonet combines elegance and technology. This compact SUV has luxury amenities, several driving modes, and a smart look. Its fuel economy and features make it a great bargain in this class.
  • Mileage: 1 km/l
  • Starting Price: Rs 7.99 Lakh (approx.)

• Tata Nexon: The Nexon is known for its safety and durability. It strikes a balance between high performance and efficiency. The current redesign has increased its appeal with new features and enhanced technology while keeping its safety record.
  • Mileage: 23 km/l
  • Starting Price: Rs 11.10 Lakh (approx.)

Cars With Best MPG: Hybrid

The following are some hybrid cars that offer good mileage:

• Urban Cruiser Hyryder/ Maruti Suzuki Grand Vitara: This SUV balances horsepower and economy. Its powerful hybrid technology delivers outstanding fuel efficiency without sacrificing power or features. It's great for individuals who seek SUV capability combined with a hybrid economy.
  • Mileage:97 km/l
  • Starting Price: Rs 10.76 Lakh (approx.)

• Honda City Hybrid: The City Hybrid brings high-quality hybrid technology and efficiency to the elite sedan segment. It has premium amenities, a smooth driving experience, and outstanding fuel efficiency, making it ideal for individuals seeking elegance and efficiency.
  • Mileage: 5 km/l
  • Starting Price: Rs 20.05 Lakh (approx.)

• Maruti Invicto: The Invicto is Maruti's premium MPV model. Despite its size, its hybrid engine delivers outstanding fuel efficiency. It is ideal for large families seeking comfort, space, and efficiency in a luxury package.
  • Mileage:24 km/l
  • Starting Price: Rs 25.97 Lakh (approx.)

CNG: The Alternative Fuel Champion

Another option for the automobile industry is Compressed Natural Gas (CNG). Within Maruti Suzuki's lineup, the Celerio CNG delivers the best mileage in this category at 34.43 km/kg, closely followed by the WagonR CNG variant at 34.05 km/kg.

These impressive efficiency ratings appeal to budget-conscious buyers looking to save on fuel costs. With such high mileage figures, CNG-powered vehicles are a wise choice for those seeking a balance between affordability and reduced environmental impact in their daily transportation.

Conclusion

When choosing a fuel-efficient vehicle, think more than mileage. Analyse your regular commute, daily consumption habits, and long-term maintenance costs. Keep in mind that the mileage figures provided are not real-world values; they may vary from official numbers depending on driving conditions and style.

The automobile industry is always innovating in fuel efficiency, and these cars are some of the best in their class. With many alternatives available, you may select a vehicle that saves fuel costs and fits your lifestyle well. After all, the cars with the best MPG are the one that meets both your needs and driving habits while controlling fuel expenditures.

Fuel efficiency also impacts car insurance prices. Smaller and more fuel-efficient cars generally have cheaper car insurance because of their smaller engines and lower maintenance costs. No matter your type of vehicle, an appropriate policy can cover the costs of routine maintenance, allowing you to enjoy the benefits of your investment for longer.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

SUVs have become the perfect vehicle class in India, providing an appealing combination of room, amenities, and performance. These vehicles, whether compact or full-size, meet a wide range of utility, performance, and practical purposes.

People are prioritising fuel efficiency or the miles per gallon (MPG) when purchasing an SUV as fuel and maintenance expenses continue to inflate. We’ve compiled a list of the SUVs with best MPG rates below to help you select the one that meets your needs.

List Of Best MPG SUVs

Given the current popularity of mass-market SUVs, let's examine the fuel economy ratings of SUVs available in India, ranked from low to high efficiency. These numbers are based on the manufacturer’s claim, although real performance may vary depending on driving circumstances and habits.

SUV With Best MPG - Petrol

• Tata Punch: This compact SUV stands out for its stylish design and strong road presence. Its notable ground clearance enables it to navigate tough terrain while remaining suitable for city driving.
  • MPG:09 kmpl
  • Starting Price: 6 lakh (approx)

• Volkswagen Taigun: The Taigun delivers German engineering mastery to the Indian market. It has a high-quality cabin, a solid structure, and sophisticated safety systems.
  • MPG:8 kmpl
  • Starting Price: 11.70 lakh (approx)

• Maruti Suzuki Brezza: The Brezza is one of the favourite cars among Indian families. It features a large cabin with convenient storage solutions. The SUV has established a great reputation for dependability and cheap maintenance costs, typical with Maruti Suzuki cars.
  • MPG:8 Kmpl
  • Starting Price: 8.34 lakh (approx)

• Skoda Kushaq: If you’re looking for a car that ticks all the boxes, then the Skoda Kushaq is an excellent choice. The automobile is a top pick for most new small SUV consumers.
  • MPG:76 kmpl
  • Starting Price: 15.99 lakh (approx)

SUV With Best MPG - Diesel

• Kia Sonet: This tiny crossover has heated/cooled front seats, a Bose audio system, and UVO-connected vehicle services. Its stylised tiger-nose grille, heartbeat LED DRLs, and several driving and traction modes for different terrains make it a stand-out vehicle.
  • MPG:1 kmpl
  • Starting Price: 9.79 lakh (approx)

• Hyundai Creta: One of the best in class, Creta includes a panoramic sunroof, BlueLink-connected car capabilities, and premium Bose speakers. The SUV's isolation methods and suspension system tuning provide great passenger comfort.
  • MPG:8 kmpl
  • Starting Price: 11 lakh (approx)

• Kia Seltos: While the Seltos shares the same base as the Creta, it is a more sports-oriented vehicle with advanced features. These include a 360-degree camera, blind-spot assist, and a heads-up display.
  • MPG:7 kmpl
  • Starting Price: 10.9 lakh (approx)

SUV With Best MPG - Hybrid

• Maruti Suzuki Grand Vitara Hybrid: This Maruti SUV has a panoramic sunroof, a heads-up display, and wireless Apple CarPlay/Android Auto. Some models have AllGrip all-wheel-drive technology, upholding the brand's reputation for dependability while entering the luxury territory.
  • MPG:97 kmpl
  • Starting Price: 18.43 lakh (approx)

• Toyota Innova Hycross Hybrid: This hybrid SUV perfectly combines power and economy. Its stylish design, large cabin, and cutting-edge technology provide a comfortable and convenient journey experience.
  • MPG:24 kmpl
  • Starting Price: 26.31 lakh (approx)

Making the Right Choice

When buying a fuel-efficient SUV, consider the following factors in addition to the ARAI figures:

• Driving situations: Real-world fuel efficiency frequently differs from the company’s values due to traffic situations, driving style, and road quality.
• Technology Features: Many current SUVs have fuel-saving technologies, such as idle start/stop systems and hybrid technology, which can considerably influence fuel usage.
• Maintenance expenses: Consider the operating costs, including service intervals and spare parts pricing, rather than fuel efficiency.
• Performance Balance: While increased fuel efficiency is beneficial, it should not sacrifice performance that meets your demands.

Conclusion

As new fuel sources enter the market, manufacturers are recognising the importance of fuel economy in attracting customers. Potential buyers should carefully assess these alternatives, considering how each vehicle combines fuel economy with other factors such as amenities, size, overall value, and adequate car insurance coverage to protect their investment.

Today's SUV segment provides outstanding mileage across various classes, from the small-scale Tata Punch to the highly popular mid-size Hyundai Creta and the luxury Toyota Innova Hycross. The present market offers several options while offering high fuel efficiency.

In addition to fuel economy, it's essential to secure your investment with comprehensive car insurance. A well-tailored policy provides financial protection against unforeseen circumstances, such as accidents or theft, ensuring peace of mind as you enjoy your fuel-efficient SUV. Remember that certain fuel-optimizing features may influence your policy, making it important to conduct thorough research and select a tailored insurance plan that suits your vehicle's specific needs.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

The type of car seats you have greatly impacts your driving experience. Comfortable seats are essential for a smooth ride, especially when navigating poor road conditions. The ergonomics and design of the seat can enhance the driving experience, lowering weariness, and even increasing safety are all made possible by the ergonomics and design of the seat.

The good news is that there are many car seat categories that you can research before purchasing a car. Alternatively, by learning about the different types of seats in a car, you can modify your existing front seats, back seats, or both as per the functionality and comfort quality you desire.

Types of car seats for a driver's comfortable ride

Thanks to improvements in technology and automotive design, there are now many different types of car seats you can choose from, depending upon what you might prefer both as a driver and a passenger.

Here is a list:

1. Front Row Seats: Standard

As the name suggests, standard front-row seats are basic seats available in most cars. These seats are par for the course, providing a universal standard of ergonomics, comfort, support, and adjustability. Standard front-row seats can be manual or power-adjustable. Their simplicity and versatility make them ideal for all types of drivers, cars, and driving conditions. However, they might not be the best fit for those looking for a specific kind of height, lumbar support, recline, plushness, etc.

2. Front Row Seats: Captain

The advanced version of standard front row seats, captain’s seats are known to be more spacious and also provide a higher seating position. This makes them quite a common feature in vans, high-end SUVs, and luxury cars. With proper armrests on both sides, the captain’s seats in the front row are designed for higher comfort and a snug fit. However, they are more expensive than standard seats if you plan to install them after purchase.

3. Front Row Seats: 1+2 Bench

Among different types of car seats, the front-row seats in a 1+2 bench configuration are perhaps the least common. In this, there is one primary front seat, typically the driver’s seat, accompanied by a narrow bench that may be able to fit two front passengers. The result is increased seating capacity in the front but with less legroom. However, this type of car seat is quite rare to find.

4. Second Row Seats: 3 Seat Bench

For the second row in a car, we have a 3-seat bench. It is a type of single seat which theoretically allows 3 people to sit comfortably. Whether that is realistically possible depends on how spacious the actual car is. A 3-seat bench is a common type of car seat arrangement these days in most types of larger SUVs and minivans. These seats are, however, fairly standard and do not provide a lot of scope for adjustment or support apart from headrests.

5. Second Row Seats: 2-Seat Bench

A more spacious and ergonomic version of the 3-seat second-row bench is the 2-seat bench. It includes a continuous back seat that has a common backrest for two passengers and is commonly found in compact SUVs, sedans and smaller cars. A central, shared armrest with a cupholder is often a common way to demarcate the bench into 2 seats.

6. Executive Seat + 2 Seat Bench

One of the rarest car seat categories is the executive seat + 2-seat bench configuration in the second row. Alternatively, the 2-seat bench could also be in the third row, especially in modern SUVs. This essentially means a luxurious executive seat that has various adjustment features and makes for a VIP seat in a car, while the 2-seat bench is for additional passengers or even for luggage.

7. Twin Executive Seats

In higher-end cars, twin executive seats in the second row are common. Imagine two highly comfortable seats with their own armrests, adjustment features, integrated seat ventilation, and other features for two passengers to relax on long-drives. These seats are often larger and made of luxury materials for the best seating experience. Another benefit is privacy, as both executive seats are separate from each other.

8. Third Row Seats: Folding

In bigger vehicles, like 7-seater SUVs and MUVs, third-row folding seats are very common. These types of seats often have narrow thigh support and not a lot of legroom. However, they can come in handy when you have multiple passengers or an entire family to travel with just one car. Children can easily fit into these seats. These third-row seats tend to be foldable, which comes in handy when you have to make more room for luggage or just to have a larger boot space. 

9. Child Seat

Last but not least, we have the child seat—a type of specialised seat that is a must-have in your car if you are travelling with an infant or a toddler. This seat can be easily attached to any of the car seats and ensures that any small child is tucked away and strapped to their seat with assurance. They serve to increase the safety and comfort of little ones while ensuring your peace of mind on the road.

Conclusion

With automotive interior design evolving day by day, it is no surprise to see so many different types of car seats and configurations that one can choose from when buying or modifying a car.

While executive and captain’s seats are for enhancing the comfort and support of your car’s seating, other kinds of seat types are primarily for increasing the passenger capacity of your car. Whatever you choose, it is prudent to acquire comprehensive car insurance to protect your vehicle in the event of damage, accident, loss or theft.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Updated on - 2 Jan 2026

Air suspension, typically a feature in luxury vehicles, is now a valuable element that is becoming more common in vehicles being manufactured in the 21st century. These systems use air instead of traditional steel springs to adjust dynamically to varying loads and driving conditions, thereby offering greater comfort and control. This capability allows for customisation of the vehicle's height to improve aerodynamics or increase clearance as needed. Such kind of adaptability improves the performance and overall efficiency of the car and makes every journey smoother and more enjoyable.

Now, let’s take a closer look at the best cars with air suspension in India.

List of the best cars with air suspension

Here are some of the best cars with air suspension available in India:

1. BMW X7

The BMW X7 exemplifies luxury and technological advancement in its Adaptive 2-axle air suspension system. It provides consistent handling regardless of cargo weight and improves stability and responsiveness under various driving conditions. The system includes features like automatic self-levelling and selectable ride modes. This allows for a customisable driving experience that is smooth and floaty in Comfort mode and more precise and controlled in Sport mode. These features make the X7 a perfect blend of performance and luxury and a top contender in its class.

Ex-showroom price: Starts at ₹1.25 crore (approx.)

2. Mercedes-Benz GLS

Mercedes-Benz GLS integrates the Airmatic suspension system, which improves vehicle responsiveness and stability. This system is particularly useful when towing. The adaptive air suspension of the car allows for an adjustable ride height, which, along with active roll stabilisation, helps minimise the impact of rough terrain on ride quality. This system makes the GLS great at handling various off-road conditions while providing a luxurious and comfortable driving experience.

Ex-showroom price: ₹1.32 crore (approx.) for the petrol variant and ₹1.34 crore (approx.) for the diesel variant.

3. Audi A8 L

The Audi A8 L is Audi’s flagship sedan. It features a comfort-adaptive air suspension that adjusts the ride height depending on the driver’s preferences and driving conditions. This effectively smooths out road vibrations and bumps and improves the sedan's driving dynamics. The air suspension setup of the Audi A8 L exemplifies its commitment to luxury, comfort and advanced automotive technology.

Ex-showroom price: ₹1.27 crore to ₹1.54 crore (approx.)

4. Audi Q8

The Audi Q8 offers a sporty yet luxurious driving experience, which is supported by its adaptive air suspension. The suspension system includes selectable driving modes that improve handling and an adjustable ride height for better ground clearance. The minimal body roll during cornering and the optional S Sport package also provide stability at high speeds. These features make Q8 a standout vehicle among high-end SUVs.

Ex-showroom price: ₹1.10 crore (approx.)

5. BMW 7 Series

This car has been a flagship sedan for over four decades, showcasing the evolution of luxury, technology and performance. The 2024 model is equipped with BMW's adaptive 2-axle air suspension, which features adjustable damping forces and an auto-levelling function for consistent handling across various driving conditions. Its powerful 536-hp twin-turbocharged V8 engine, combined with mild hybrid technology, provides a dynamic yet smooth driving experience. This performance is further improved by the rear-wheel steering system for improved manoeuvrability.

Ex-showroom price: ₹1.79 crore to ₹1.82 crore (approx.)

6. Land Rover Range Rover

The 2024 Range Rover is the epitome of luxury SUVs, as it blends elegant design with robust performance. It features Land Rover's electronic air suspension, which adjusts to increase comfort across different terrains and driving conditions. The system provides up to 11.1 inches of ground clearance and integrates adaptive dynamics for a responsive ride. The Range Rover also retains its off-road prowess while incorporating modern design and all-wheel drive. These features make it a top choice for luxury off-road enthusiasts.

Ex-showroom price: ₹2.3 crore to ₹4.66 crore (approx.)

7. Mercedes-Benz S-Class

The Mercedes-Benz S-Class is a benchmark when it comes to luxury sedans. Its advanced AIRMATIC suspension system adjusts the suspension settings based on road conditions. This stabilises the car at high speeds and offers wheel control for optimal tyre contact. It also makes driving more comfortable and precise. The S-Class also combines this suspension with a luxurious interior and innovative features like rear-wheel steering to improve its manoeuvrability. This makes it a great choice for those seeking sophistication and technological advancement in a sedan.

Ex-showroom price: ₹1.78 crore to ₹1.88 crore (approx.)

Comparison of air suspension vs conventional suspension

An air suspension levels the entire suspension setup and offers a better grip. Here is how it differs from a conventional suspension system:

Benefits of air suspension

An adjustable air suspension offers the following advantages:

• Adjustable ride height: The feature enables the driver to increase the ride height for off-roading and decrease it for better handling on highways.
• Smooth ride quality: This suspension system absorbs the road bumps and unevenness so you can ride according to your comfort and preference.
• Load-levelling capability: The air suspension adjusts the ride height automatically. It is particularly beneficial for vehicles carrying a heavy load as the stability improves.

Benefits of conventional suspension

Several car owners still prefer a conventional suspension for the following reasons:

• Simple design: The conventional system has fewer components, making repair and replacement easier. It also reduces the maintenance cost over the years.
• Economical: A car with the traditional suspension is cheaper compared to air suspension, making it a common choice for buyers.
• Predictable: Handling is consistent and predictable with the conventional system, making it ideal for regular use.

Factors to consider before buying a car with air suspension

Several buyers want to invest in an air suspension-equipped car, as it makes the drive smoother and works effortlessly in every situation. Here is what you should keep in mind if you are also considering it:

• Initial purchase cost: An air suspension system is expensive compared to the conventional setups.
• Regular maintenance: Air suspension needs frequent servicing to prevent moisture damage, rust and leaks.
• Wear and tear: The air compressor shifts hydraulic power to the struts, air springs and other parts. But a fault in this component can disrupt the entire air suspension and lead to expensive repairs.

Maintenance tips for air suspension systems

Air suspension improves handling and driving comfort, but it needs timely maintenance to work efficiently. Regular servicing helps identify early signs of wear and tear and keeps the system in good condition.

The air springs should generally maintain around 5 psi, although the ideal pressure depends on the car model, so it is best to consult a technician and schedule periodic inspections.

It also helps to monitor performance while driving; unusual noises, sudden jerks or warning lights on the dashboard often indicate that the air suspension may be developing a fault.

Why air suspension is popular among Indian car buyers

Air suspension cars are gaining popularity among Indian buyers due to the comfort, stability and adjustability they offer. They are primarily observed in commercial, premium and luxury vehicles as a part of an advanced technology. Key reasons for the buyers to choose these cars are:

• Better comfort
• Minimal wear and tear
• Improved stability

Importance of car insurance for vehicles with air suspension

Although an air suspension system improves stability and comfort for the vehicle owners, it does come with potential risks. Unexpected or sudden failures can lead to crush injuries, especially when the vehicle is getting serviced or in motion. Also, the spare parts of an air suspension are costly and complex, leading to additional expenses. A four wheeler insurance policy can cover the repair and replacement costs and protect you from unexpected expenses.

Conclusion

When you choose a vehicle with an air suspension system, you are opting for better comfort and control on the road. It is wise to safeguard these advanced systems by opting for comprehensive car insurance. A suitable plan not only covers repair costs but also provides financial protection against damages caused by accidents, natural disasters and even theft. Take the first step towards a secure future with us. Fill out the form on this page, and our experts can help with personalised advice tailored to your requirements.

FAQs

1. Is an air suspension system good for your car?

Yes, an air suspension improves the comfort and stability of a vehicle, making it suitable for city and highway driving.

2. What are the disadvantages of an air suspension?

An air suspension is more prone to mechanical failures and leaks as compared to a traditional system. Also, its complexity means expensive repair and replacement costs.

3. How much does a car with an air suspension generally cost?

A car with an air suspension setup generally starts from ₹80 lakh.

4. Does air suspension require continuous maintenance?

Yes, air suspension requires regular servicing to ensure that all components are in good condition.

5. Can you regularly drive a car with air suspension?

Yes, you can drive a car with air suspension every day. It is reliable like the conventional system.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

The Indian automotive landscape has evolved significantly, with Dual-Clutch Transmission (DCT) vehicles gaining popularity among buyers seeking the perfect balance of performance and convenience.

Let's go through some of India's best DCT cars.

List Of Best DTC Cars

Dual Clutch Transmission (DCT) is a significant innovation in automobile technology. Unlike standard automatic gearboxes, a DCT has two distinct clutches: odd-numbered gears and even-numbered gears. This design enables the next gear to be pre-selected while the current gear is engaged, resulting in lightning-fast gear changes that are smooth and efficient.

For Indian drivers who face various driving circumstances—from crowded city traffic to wide highways—DCT offers a perfect answer. It offers the performance of a manual gearbox combined with the ease of an automatic transmission.

Let's look at some of the best cars with dual-clutch transmissions available in the Indian market.

Tata Altroz

Tata's foray into the DCT market features remarkable engineering: the world's first DCT installation using planetary gears. While it lacks paddle shifters and driving modes, its sturdy gearbox construction ensures exceptional longevity and dependability.

• Engine: 1199 cc to 1497 cc
• Mileage: 5 to 23.64 kmpl
• Price: 6.65 to 11.30 Lakh (approx.)

Hyundai i20

The i20 DCT version demonstrates Hyundai's dedication to providing a premium driving experience in the hatchback market. Its commendable features and refined driving experience make it an appealing option for city drivers who enjoy adventurous driving occasionally.

• Engine: 1197 cc
• Mileage: 16 to 20 kmpl
• Price:7.04 to 11.25 Lakh (approx.)

Hyundai Venue

The Venue stands out in the DCT sector for its excellent blend of practicality and driving involvement. Unlike many rivals, even the base DCT models include paddle shifters, making them an ideal choice for enthusiasts.

• Engine: 998 cc to 1493 cc
• Mileage: 31 to 24.2 kmpl
• Price:7.94 to 13.62 Lakh (approx.)

Kia Sonet

Kia's approach to the Sonet DCT provides a premium experience through technology and amenities. Its quick gearbox, Bose sound system, and extensive feature list combine to create an enticing package.

• Engine: 998 cc to 1493 cc
• Mileage:3 kmpl
• Price: 8 to 15.70 Lakh (approx.)

Hyundai Creta

The Creta's DCT model has become a benchmark midsize SUV, particularly with its new 1.5-litre turbo petrol engine. Its 0 to 100 km acceleration time of under 12 seconds and impressive fuel efficiency highlight how expertly engineered DCT systems can deliver both outstanding performance and excellent economy.

• Engine: 1482 cc to 1497 cc
• Mileage:4 to 21.8 kmpl
• Price:11.11 to 20.42 Lakh (approx.)

Kia Seltos

The Seltos’s more aggressive gearbox tune produces marginally greater straight-line performance, which appeals to drivers who value dynamic handling. The X Line variation includes special design elements and amenities, resulting in a more premium positioning in the market.

• Engine: 1482 cc to 1497 cc
• Mileage: 17 to 20.7 kmpl
• Price:11.13 to 20.51 Lakh (approx.)

Hyundai Verna

The new Verna marks a big step forward in the sedan market, especially in its DCT variant. Adding ADAS technology keeps it up to date with current safety demands. The radical design approach distinguishes it in a category that usually favours conventional appearance.

• Engine: 1482 cc to 1497 cc
• Mileage:6 to 20.6 kmpl
• Price:11.07 to 17.55 Lakh (approx.)

Volkswagen Virtus

With its DCT gearbox, the Virtus exemplifies Volkswagen's emphasis on driving dynamics. While sharing the same powerplant, the Virtus has sharper handling qualities than its Czech cousin, the Slavia. The active cylinder technology demonstrates that current DCTs can be entertaining and efficient.

• Engine: 999 cc to 1498 cc
• Mileage:12 to 20.8 kmpl
• Price:11.56 to 19.40 Lakh (approx.)

Skoda Kushaq

Despite its SUV form factor, the Kushaq excels at high-speed stability and car-like driving qualities. The DCT gearbox compliments these features nicely, making it especially enticing to purchasers who often travel on highways.

• Engine: 999 cc to 1498 cc
• Mileage:09 to 19.76 kmpl
• Price:10.89 to 18.79 Lakh (approx.)

Volkswagen Taigun

The Taigun offers an excellent blend of performance and safety, as proven by its 5-star Global NCAP rating. Its DCT model delivers exhilarating performance while retaining decent fuel efficiency despite its SUV form factor.

• Engine: 999 cc to 1498 cc
• Mileage:8 to 19.2 kmpl
• Price:11.70 to 19.74 Lakh (approx.)

Conclusion

The dual-clutch gearbox market in India is broad, with alternatives spanning several categories and price points. These best cars with dual-clutch transmission effectively combine performance and practicality, providing faster gear changes and higher fuel efficiency than typical automatic gearboxes. While each model has distinct qualities, they show how DCT technology has evolved to match Indian driving conditions and consumer expectations.

When purchasing car insurance online, choosing coverage that addresses advanced gearbox technology is critical. Car insurance online providers now offer specialised plans for vehicles equipped with modern gearbox systems, making it easy to safeguard your investment. Many insurance providers also provide separate coverage for electrical and mechanical components, which ensures the complicated dual-clutch system is insured against future repairs or replacements.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Have you ever wanted to soak in more of the surroundings while driving or just pop your head out for a while and enjoy the sun and the warm breeze?

This is where sunroofs come into play, allowing the car to receive more sunlight and providing a more expansive view of the journey. Additionally, sunroofs make the car's interior feel more spacious.

Today, most new Indian cars, especially SUVs, come with sunroofs—either the regular smaller sunroof or the more luxurious panoramic sunroof. Explore our list of top picks and find the best SUV with a sunroof that you can buy today in India.

List Of Best SUVs With Sunroof in India

Some might call sunroof a luxury feature, but that is not the case anymore. By opening the sunroof, you can enjoy more of the bright sunlight during the day or the romantic moonlight at night.

Additionally, sunroofs also serve to increase the ventilation inside an SUV. Since SUVs are larger vehicles, an additional opening to flush out the air and bring in fresh air from outside is always refreshing.

1. Tata Nexon

Sunroof types: Both electrically adjustable and panoramic sunroofs available

Price of sunroof variant: Starts at INR 9 lakh (approx. ex-showroom)

With its futuristic, head-turning design and world-class safety standards, the Tata Nexon has become the family SUV choice for many in India. In keeping with global style and feature standards, it offers both electrically adjustable and panoramic sunroofs across its variants. The latter, more expansive sunroof is available in the Fearless+ and CNG variants, whereas the standard sunroof is available in the Smart Plus model.

2. Hyundai Creta

Sunroof types: Only panoramic sunroof available

Price of sunroof variant: Starts from INR 14.47 lakh (approx. ex-showroom)

Another crowd favourite SUV in India, the Hyundai Creta has been ruling Indian roads since 2015. Its latest models also incorporate panoramic sunroofs, which add to the allure of the car. While you can avail of the regular panoramic sunroof in the starter models, starting from the SX variant, you get voice-enabled panoramic sunroofs in the high-end models. In addition, the SUV is also known for its high-efficiency ADAS Level 2 capabilities.

3. Mahindra Thar Roxx

Sunroof types: Both electrically adjustable and panoramic sunroof available

Price of sunroof variant: Starts from INR 16.49 lakh (approx. ex-showroom)

A step up from the regular Thar, the Thar Roxx not only enchants SUV buyers with its rugged, sporty exterior along with the much-awaited 5-door facility for added convenience but also its array of sunroof options. While the model versions with the regular sunroof offer great, the ones that offer panoramic sunroofs (such as the AX7) notably feature the largest ones in the segment, standing at 1450 mm x  900 mm.

4. Skoda Kushaq

Sunroof types: Only electrically-adjustable sunroof available

Price of sunroof variant: Starts from INR 13.99 lakh (approx. ex-showroom)

Often considered one of the most popular affordable European SUVs in India, Skoda Kushaq offers a heightened driving and travel experience thanks to its breathtaking drive dynamics and stunning, plush interiors. At the heart of its spacious interior lies the electrically adjustable sunroof that you can avail of, starting with the Signature 1.0L TSI MT (2 Airbags) variant.

5. Mahindra XUV 700

Sunroof types: Only panoramic sunroof available

Price of sunroof variant: Starts at INR 16.89 lakh (approx. ex-showroom)

One of Mahindra’s most popular SUVs, the XUV 700 offers stylish panoramic sunroofs from variants AX5 and above. Combining heavy-duty performance with class-leading comfort, the sunroof adds to the spaciousness of its interiors. The large panoramic sunroof allows you to effortlessly enjoy breathtaking views during your adventures.

6. MG Hector

Sunroof types: Both electrically adjustable and panoramic sunroofs available

Price of sunroof variant: Starts at INR 16.41 lakh (approx. ex-showroom)

For those who prefer a smarter, more connected, and premium SUV experience, the MG Hector has everything to offer. Beyond its smart and intelligent features, you can also enjoy both electric (available in Shine Pro and other variants) and dual-pane panoramic sunroofs (available in Smart Pro and higher variants), depending upon the variant you go for.

7. Jeep Compass

Sunroof types: Only panoramic sunroof available

Price of sunroof variant: Starts at INR 24.83 lakh (approx. ex-showroom)

The Jeep Compass is a high-performance SUV, offering impressive power along with the reliability of top-notch quality, comfort, and safety. If you're looking to purchase a model with a panoramic sunroof, the Longitude (O) variant and above offer this feature.

Conclusion

A sunroof enhances the bold and adventurous character of an SUV, a vehicle often associated with off-road adventures. Depending on your preferences, requirements and budget, you can choose an SUV with a regular sunroof or one with a larger dual-pane panoramic sunroof. Additionally, maintaining your sunroof and other components is easy with the right online car insurance, and you can ensure that check-ups and repairs won’t result in significant out-of-pocket expenses.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Owning a luxury car is a dream for many people, but the high cost of maintenance can often feel like a challenge. Fortunately, some luxury cars combine style, great performance, and affordable maintenance. These cars are not only reliable vehicles—they are high-performance machines that offer a variety of quality-of-life upgrades in a distinct, easy-to-maintain style.

This makes them more accessible and affordable to own, without compromising the luxury experience. In this blog, we will look at some of the best low maintenance luxury cars you can buy in India.

List of Low-Maintenance Luxury Cars

Luxury cars are distinct for their performance, comfort, and style, but not all are expensive to maintain. Some models are built to be reliable and cost-effective, with smart engineering and thoughtful service packages. These cars let you enjoy a premium driving experience without worrying about high upkeep costs. Below are some of the best low-maintenance luxury cars available in India.

1.     Audi A4

The Audi A4 is a high-impact luxury sedan that is renowned for its cutting-edge technology, elegant appearance, and smooth performance. With low maintenance expenses, it's among the most economical choices in the luxury sedan class. Audi provides extended warranties and thorough servicing plans to provide owners peace of mind.

• Price: ₹46 to ₹55 Lakh (approx.)
• Engine: 1,984 cc (Petrol)
• Maximum Power: 207 bhp
• Maximum Torque: 320 Nm
• Transmission: Automatic
• Mileage: 14 to 17 km/l
• Seating Capacity: 5

2.     BMW 3 Series

The BMW 3 Series is a dynamic sports sedan that perfectly balances luxury and performance. Known for its thrilling driving experience, this car requires minimal maintenance thanks to BMW’s Service Inclusive package. This fixed-cost service plan covers essential maintenance, making it a wise investment.

• Price: ₹74 Lakh (approx.)
• Engine: 3.0-litre, 6-cylinder (Petrol)
• Maximum Power: 368 bhp
• Maximum Torque: 500 Nm
• Transmission: Automatic
• Mileage: 13 km/l
• Seating Capacity: 5

3.     Volvo XC90

If you’re looking for a luxury SUV that requires low maintenance, the Volvo XC90 is an excellent choice. Its Scandinavian-style design, advanced safety features, and hybrid technology make it both stylish and efficient. Volvo’s Care Offer provides extensive service coverage, ensuring worry-free ownership.

• Price: ₹1.01 Crore (approx.)
• Engine: 1,969 cc (Petrol)
• Maximum Power: 300 bhp
• Maximum Torque: 420 Nm
• Transmission: Automatic
• Mileage: 11 km/l
• Seating Capacity: 7

4.     Volvo S90

The Volvo S90 combines luxury with innovation, offering a smooth driving experience and Scandinavian elegance. It’s known for its emphasis on safety and quality, which translates to reduced maintenance needs. Volvo’s service plans and hybrid options further add to its appeal.

• Price: ₹68.25 Lakh (approx.)
• Engine: 1,969 cc (Petrol)
• Maximum Power: 58 bhp
• Maximum Torque: 350 Nm
• Mileage: 14.7 km/l
• Transmission: Automatic
• Seating Capacity: 5

5.     Audi A6

The Audi A6 is a premium sedan offering a perfect blend of style, performance, and comfort. With its distinct design and advanced technology, the A6 is one of the most reliable options in the luxury segment. Audi’s extended warranty and service plans ensure low maintenance costs, making it a hassle-free choice.

• Price: ₹65 to ₹72 Lakh (approx.)
• Engine: 1,984 cc (Petrol)
• Maximum Power: 241.3 bhp
• Maximum Torque: 370 Nm
• Transmission: Automatic
• Mileage: 14 km/l
• Seating Capacity: 5

6.     BMW 7 Series

The BMW 7 Series is an optimal blend of luxury and innovation in the full-size sedan segment. With its plush interiors and powerful performance, it’s a standout choice for buyers seeking a reliable luxury car. BMW’s Service Inclusive and extended warranty options cover most maintenance needs, ensuring a smooth ownership experience.

• Price: ₹1.82 to ₹1.85 Crore (approx.)
• Engine: 3.0-litre (Petrol)
• Maximum Power: 375 bhp
• Maximum Torque: 650Nm
• Transmission: 8-speed automatic
• Mileage: 16 km/l
• Seating Capacity: 5

Conclusion

Luxury doesn’t have to come with a hefty maintenance bill. The cars listed above offer an ideal mix of style, performance, and low upkeep. Whether you’re drawn to the sporty BMW 3 Series, the innovative Volvo XC90, or the elegant Audi A4, these cars ensure a premium experience without the burden of high maintenance costs. Selecting a low-maintenance luxury car with broad service plans and a solid dealership network makes ownership even easier.

Additionally, acquiring the right car insurance online is essential to protect your luxury car from unexpected expenses. You can feel assured and financially secure knowing that a good insurance plan will cover theft, accidents, and damage. Comprehensive coverage can also provide peace of mind, ensuring that your investment remains protected in various scenarios. It’s wise to explore policies that cater specifically to high-value vehicles to ensure all aspects of your car’s maintenance and protection are handled.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

India’s luxury car market is thriving, with manufacturers offering models that cater to the tastes of diverse Indian buyers. Whether you’re seeking sporty performance, elegant design, or cutting-edge technology, the ₹2 crore price range opens doors to some of the most sought-after models in the country. From iconic names like Mercedes-Benz and BMW to innovative brands like Lexus, there is no shortage of choices. Let’s explore some of the best luxury cars under 2 crore in India.

List of Best Luxury Cars Under ₹2 Crore

With a budget of up to ₹2 crore, buyers in India have access to a wide range of high-end vehicles that define sophistication:

1.      Mercedes-Benz S-Class

Though the brand name is a legend, the Mercedes-Benz S-Class is particularly popular, and for good reason. It sets a benchmark for classy performance, offering a blend of opulence and cutting-edge technology.

Engine Options:

• 0-litre inline-six petrol engine
• 0-litre inline-six diesel engine

Features:

• 9-speed automatic transmission
• 8-inch OLED touchscreen infotainment system
• Burmester 3D surround sound system
• Advanced driver assistance systems

Price: ₹1.79 crore to ₹1.90 crore (approx.)

2.      BMW 7 Series

The BMW 7 Series combines sporty performance with unmatched elegance, making it a top contender in the luxury sedan category.

Engine Options:

• 0-litre inline-six petrol engine
• 0-litre inline-six diesel engine

Features:

• Power output of up to 401 bhp and 600 Nm torque
• Acceleration: 0-100 km/h in just 5.4-6 seconds
• 25-inch infotainment system and Harman Kardon sound system
• Adaptive air suspension for enhanced ride comfort

Price: ₹1.82 crore to ₹1.84 crore (approx.)

3.      Audi A8 L

The Audi A8 L offers a spacious cabin courtesy of a long wheelbase, making it a popular choice for those who prioritise quiet elegance and ultimate comfort.

• Engine: 3.0-litre V6 petrol engine with mild-hybrid technology

Features:

• Power output of 340 bhp and 500 Nm torque
• Dual touchscreen infotainment system
• Bang & Olufsen premium sound system
• Rear-seat entertainment system

Price: ₹1.34 crore to ₹1.63 crore (approx.)

4.      Porsche Panamera

The Porsche Panamera redefines luxury with its sports car performance and sedan-like practicality, catering to thrill-seekers and professionals alike.

Engine: 2.9-litre V6 twin-turbocharged engine

Features:

• 3-inch touchscreen infotainment system
• BOSE or Burmester sound system
• Adaptive air suspension
• Power output of up to 670 bhp

Price: ₹1.70 crore to ₹2.34 crore (approx.)

5.      Volvo XC90

With its minimalistic elegance, the Volvo XC90 is a luxurious SUV blending Scandinavian design, advanced safety features, and eco-friendly technology. The car has a plug-in hybrid variant for better fuel efficiency and lower emissions.

Engine: 2.0-litre petrol engine with mild-hybrid technology

Features:

• 9-inch Sensus touchscreen infotainment system with Apple CarPlay and Android Auto; Bowers & Wilkins premium sound system
• Power output of Up to 400 bhp in the plug-in hybrid variant
• Pilot Assist with semi-autonomous driving capabilities
• Available in both 6-seater and 7-seater configurations

Price: ₹1.01 crore (approx.)

6.      Land Rover Defender

The Land Rover Defender is an iconic SUV that masterfully blends rugged durability with modern luxury and technology. Designed for both challenging off-road terrains and smooth urban commutes, the Defender combines a distinctive, bold exterior with a comfortable and high-tech interior.

Engine: Options ranging from a 2.0-litre (1997 cc) to a 5.0-litre (5000 cc) engine.

Features:

• Power output: 296 to 518 bhp, with torque ranging from 400 Nm to 650 Nm
• Automatic transmission with AWD for superior handling on all terrains
• Top speed of 191 km/h
• Advanced off-road features like Terrain Response and Adaptive Dynamics

Price: ₹1.04 to ₹1.57 crore (approx.)

7.      Toyota Vellfire

The Toyota Vellfire is a premium MPV that combines elegance, space, and advanced technology. Designed to deliver a luxurious travel experience, the Vellfire features a sleek exterior and plush interior. Known for its hybrid powertrain and refined performance, it is ideal for those seeking comfort and efficiency in one package.

Engine: Equipped with a 2.5-litre (2487 cc) engine, offering a blend of power and efficiency.

Features:

• Performance: Produces 190.42 bhp and 240 Nm of torque, ensuring a responsive driving experience.
• Transmission & Drive: Automatic transmission paired with an AWD system for superior control and stability.
• Speed: Achieves a top speed of 170 km/h, combining performance with fuel efficiency.

Price: ₹1.22 to ₹1.32 crore (approx.)

Conclusion

The luxury car market in India under ₹2 crore is brimming with options, each catering to different preferences and needs. Before making a decision, it’s crucial to test drive your shortlisted models and evaluate their features to see which aligns best with your expectations. Additionally, ensure you invest in comprehensive car insurance tailored to luxury vehicles. Choose a good policy that covers theft and accident repairs, and you'll be reassured that your investment is protected.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

A car may be just a means of transportation, but a luxury car is a style statement. This type of car goes beyond comfort and technology, offering an elevated experience. Today, the Indian market offers a wide range of vehicles that combine luxury, performance, and the latest innovations, all at competitive prices.

From powerful sedans to spacious SUVs, you’ll be delighted at the exceptional options available. Read on to explore the best luxury cars under 1 crore.

List of Best Luxury Cars Under 1 Crore

Discover a premium driving experience with this specially curated list of top luxury cars in the 1-crore segment:

1. Mercedes-Benz AMG C43

• Price range: ₹98 to 99 Lakh (approx.)
• Engine: 1991 cc
• Seating capacity: 5-seater

The Mercedes-Benz AMG C43 is an ideal blend of luxury and performance, irrespective of the type of road surface it’s being driven on. This car features a sporty design and a robust engine with swift gear shifts powered by the 9G-TRONIC. Its luxurious interiors are enhanced by 64-color ambient lighting and a state-of-the-art infotainment system. Combined with the trusted safety standards of its brand, it stands out as a compelling choice in the 1-crore segment.

2. BMW X5

• Price range: ₹97 Lakh to ₹1.11 Crore (approx.)
• Engine: 2993 cc
• Seating capacity: 5-seater

The BMW X5 is a luxury SUV available in four variants. With a mileage of 12 kmpl, the car delivers impressive road presence, a spacious cabin, and, needless to say—a smooth ride. Packed with advanced technology and robust performance, the X5 appeals to those seeking a premium SUV experience. Prepare to be impressed by its surround view system, Sansafin leather seats, parking assistant plus, and more.

3. Mercedes-Benz GLE

• Price range: ₹97.85 Lakh to ₹1.15 Crore (approx.)
• Engine: 1993 cc
• Seating capacity: 5-seater

The powerful Mercedes-Benz GLE is a luxury SUV known for its refined design and comfortable ride. Besides the brilliant radiator grille in front, panoramic sunroof, multifunction steering wheel, and chic ambient lighting, the car has innovative features that make it ideal for lengthy trips and city drives. These include the intelligent comfort chassis of the suspension, an alert blind spot assist, and an updated Mercedes-Benz User Experience multimedia system.

4. Lexus RX

• Price range: ₹95.80 Lakh to ₹1.20 Crore (approx.)
• Engine: 2487 cc
• Seating capacity: 5-seater

When browsing the best luxury cars under 1 crore, the Lexus RX is a standout choice for those who prioritise reliability and a smooth ride. Among the latest Lexus models, this car features the brand’s well-known spindle body design, a lightweight GA-K platform, dynamic rear steering, and other luxury elements. This hybrid SUV offers an intriguing mix of efficiency, eco-friendly performance, eye-catching design, and ultimate luxury.

5. Land Rover Discovery

• Price range: ₹97 Lakh to ₹1.43 Crore (approx.)
• Engine: 1997 cc
• Seating capacity: 7-seater

For those who live for the thrills of travelling and also need a family-friendly luxury SUV, the Land Rover Discovery is an excellent option. It offers unmatched ease and versatility with its 7-seater configuration and off-road capabilities. The Discovery is built to handle rough terrains while ensuring passengers remain cocooned in comfort.

6. Porsche Macan GTS

• Price range: ₹96.05 Lakh to ₹1.53 Crore (approx.)
• Engine: 1984 cc
• Seating capacity: 5-seater

The Porsche Macan GTS is a luxury SUV designed for those seeking sporty performance. Its agile handling and dynamic engine options set it apart from other SUVs. Experience an unparalleled driving experience with the brand’s signature craftsmanship—controls at the cockpit, the four-cylinder turbo engine of capacity 2L, a convenient mechanism to shift from automatic to manual gear shift, and more.

7. Mercedes-Benz AMG A 45 S

• Price range: ₹93 to 94 Lakh (approx.)
• Engine: 1991 cc
• Seating capacity: 5-seater

If you’re looking for the best luxury car under 1 crore and require a hatchback with serious performance credentials, this car is a top pick. The Mercedes-Benz AMG A 45 S (or Mercedes-AMG A-Class) boasts a wide range of updated features, such as its 8-speed automatic transmission, 10.25-inch media display, and the iconic Mercedes roar when the car zips through. The car’s aggressive styling and race-inspired performance make it a unique offering in the luxury segment.

8. BMW Z4

• Price: ₹90.90 Lakh (approx.)
• Engine: 2998 cc
• Seating capacity: 2-seater

For convertible enthusiasts, the BMW Z4 is a dream come true. For people who value the finer things in life, the car’s stately appearance in six regal shades, high-precision handling, M sport seats, potent engine, intel-assist tools, M sport differential and braking system, and thrilling open-top driving experience make it an essential possession.

9. Land Rover Range Rover Velar

• Price: ₹87.90 Lakh (approx.)
• Engine: 1997 cc
• Seating capacity: 5-seater

With its elegant contours and sophisticated technology, this Range Rover model is a symbol of modern engineering and design. One of the most desirable SUVs in this price range, the car is a formidable competitor. It comes with a mileage of 15.8 kmpl, minimalistic interiors with high functionality, innovative driving assistance systems, and other features promising safety, performance, luxury, and off-road prowess.

10. BMW X3

• Price Range: ₹68.50 Lakh to ₹87.70 Lakh (approx.)
• Engine: 2998 cc
• Seating capacity: 5-seater

The BMW X3 is a premium SUV with stunning features. Its statement kidney grille signals its brand value the moment you lay eyes on it. The car’s spacious interior with adjustable sports seats, efficient twin-power turbo engine with mileage of 16.35 kmpl, and other features of its advanced technology make this BMW a practical choice for both city and highway driving.

Conclusion

The luxury car market in India under ₹1 crore is filled with diverse options that cater to different preferences and needs. These cars are dynamic, innovative, and strikingly charming, each belonging to popular brands, redefining what it means to drive in style. Choosing the right luxury car has never been more exciting.

A luxury vehicle requires an appropriate car insurance policy to ensure longevity. Tailor your plan to protect your investment and enjoy its benefits for longer.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Luxury cars are often associated with a refined driving experience, cutting-edge technology, and opulent interiors. In India, where the automobile market is expanding rapidly, manufacturers are introducing a variety of models that cater to both buyers with a higher budget and those aspiring to own a luxury vehicle within a relatively affordable range.

The contemporary market offers a wide selection of premium cars from renowned brands. Think BMW, Mercedes-Benz, Audi, Volvo, and even new players in the electric vehicle (EV) segment.

Read on to explore the best luxury car under 70 lakhs.

List of Best Luxury Cars Under ₹70 Lakh

The luxury car segment in India offers a range of premium vehicles that combine elegance, comfort, and performance, all within a ₹70 lakh budget. From beautiful sedans to futuristic electric SUVs, there’s something for every buyer.

1. BMW 3 Series Gran Limousine

The BMW 3 Series Gran Limousine is the perfect blend of sporty performance and luxury comfort. Designed with a longer wheelbase, this car prioritises rear-seat passenger comfort, making it ideal for families and busy business professionals.

• Engine: 2.0-litre petrol/ diesel
• Power: 258 bhp and 400 Nm torque
• Performance: 0-100 km/h in 6.2 seconds
• Features: Panoramic sunroof, ambient lighting, 10.25-inch infotainment system
• Price: ₹60.60 to 65 lakh (approx.)

2.      Mercedes-Benz A-Class Limousine

The Mercedes-Benz A-Class Limousine offers luxury in a compact, elegant package. Its modern design and premium interiors make it a popular choice.

• Engine: 1.3-litre turbocharged petrol
• Power: 163 bhp and 270 Nm torque
• Performance: 0-100 km/h in 8.3 seconds
• Features: Dual 10.25-inch displays, MBUX infotainment, panoramic sunroof
• Price: ₹46.05 to 48.55 lakh (approx.)

3.      Audi A4

Audi’s A4 stands out for its refined performance and luxurious cabin, making it a favourite among those who prefer understated elegance.

• Engine: 2.0-litre TFSI petrol
• Power: 201 bhp and 320 Nm torque
• Performance: 0-100 km/h in 7.1 seconds
• Features: 10.1-inch touchscreen, virtual cockpit, three-zone climate control
• Price: ₹46.99 to 55.84 lakh (approx.)

4.      Volvo S90

The Volvo S90 is a true representation of Scandinavian-style engineering combined with cutting-edge safety features. For a sophisticated driving experience, this Volvo sedan is ideal.

• Engine: 2.0-litre petrol with a 48V mild-hybrid system
• Power: 250 bhp and 350 Nm torque
• Performance: 0-100km/h in 6.9 seconds
• Features: 9-inch touchscreen, Bowers & Wilkins sound system, advanced safety tech
• Price: ₹68.25 lakh onward (approx.)

5.      Lexus ES

The Lexus ES is a hybrid luxury sedan that impresses with its smooth ride and reliability. It’s an excellent choice for those seeking a luxury car under 70 lakhs that combines eco-friendliness with high performance.

• Engine: 2.5-litre petrol-hybrid
• Power: 215 bhp
• Performance: 0-100 km/h in 8.9 seconds
• Features: 12.3-inch infotainment, premium leather upholstery, Mark Levinson sound system
• Price: ₹64 to 69.7 lakh (approx.)

6.      Kia EV6

The Kia EV6 is a stylish electric crossover that delivers outstanding performance and an impressive range. Its futuristic design and tech-laden interior make this car a unique option.

• Electric range: Up to 708 km
• Power: 320 bhp and 605 Nm torque
• Performance: 0-100 km/h in 5.2 seconds
• Features: Dual 12.3-inch displays, augmented reality head-up display, advanced safety systems
• Price: ₹60.97 to 65.97 lakh (approx.)

7.      Hyundai Ioniq 5

The Hyundai Ioniq 5 is an electric SUV that offers a modern design and advanced technology. It’s a practical option for those who want an EV with luxury features.

• Electric range: Up to 631 km
• Power: 214.56 bhp and 350 Nm torque
• Performance:
• Features: 12.3-inch infotainment system, augmented reality head-up display, V2L technology
• Price: ₹46.05 lakh onward (approx.)

8.      Volvo XC40 Recharge

The Volvo XC40 Recharge combines Volvo’s commitment to safety with the benefits of electric mobility. This electric SUV is both powerful and practical.

• Electric range: Up to 592 km
• Power: 408 bhp and 660 Nm torque
• Performance: 0-100 km/h in 4.9 seconds
• Features: 9-inch touchscreen, Harman Kardon sound system, panoramic sunroof
• Price: ₹56.10 to 57.90 lakh (approx.)

9.      BMW iX1

The BMW iX1 is an electric SUV designed to provide the brand’s signature driving dynamics with the added benefit of electric efficiency. This luxury electric car is a definitive style statement.

• Electric range: Up to 440 km (WLTP)
• Power: 308 bhp and 494 Nm torque
• Performance: 0-100 km/h in 5.6 seconds
• Features: 10.7-inch curved display, BMW’s iDrive system, advanced driver assistance
• Price: ₹66.90 lakh onward (approx.)

Conclusion

The luxury vehicle market in India is vibrant and diverse. If you are looking for the best luxury car under ₹70 lakhs, there are plenty of petrol, hybrid, and electric options. Whether you prioritise performance, comfort, or sustainability, there is a car that meets your needs. Investing in a comprehensive car insurance plan that fits your vehicle's premium quality is also crucial when buying a luxury car, as it protects you from unnecessary expenses if you damage your car or even lose it to theft.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

SUVs (Sports Utility Vehicles) have become a popular choice among Indian car buyers, particularly for those seeking comfort, luxury, and space. A standout feature in modern SUVs is the inclusion of captain seats. These individual seats, typically found in the second row, offer superior comfort and a more premium feel compared to traditional bench seats. They are perfect for small families, individuals who take long journeys, and those who prefer the convenience of individual seating.

In this blog, we will explore some of the best SUVs with captain seats in India. Whether you prioritise style, performance, or practicality, there’s something for everyone on this list.

List of Best SUV With Captain Seats

For those who prioritise comfort and personal space, SUVs with captain seats are an excellent choice. Let’s explore some of the best options available in India.

1.     Toyota Innova Crysta

The Toyota Innova Crysta is often the go-to choice for families and business travellers. It combines reliability with comfort, making it one of the most popular MPVs in India. The captain seats in the middle row are spacious, adjustable, and offer excellent cushioning.

• Engine Options: 2.4L diesel
• Seating Capacity: 6 or 7 (depending on the variant)
• Price Range: ₹19.99 lakh to 26.55 lakh (approx., ex-showroom)
• Key Features: Ambient lighting, 8-inch touchscreen, rear AC vents, and 7 airbags

2.     Kia Carnival

The Kia Carnival is a luxurious MPV that redefines space and comfort. It’s ideal for large families or chauffeured use, offering captain seats that recline and provide armrests.

• Engine Options: 2.2L diesel
• Seating Capacity: 6, 7, or 8 (depending on the variant)
• Price Range: ₹63.90 lakh (approx. ex-showroom)
• Key Features: Dual electric sunroof, VIP second-row seats, tri-zone climate control, and UVO-connected car technology

3.     MG Hector Plus

The MG Hector Plus is an extended version of the popular MG Hector. It offers a more premium interior with captain seats in the second row, making it a great choice for families who value comfort.

• Engine Options: 1.5L petrol and 2.0L diesel
• Seating Capacity: 6 or 7
• Price Range: 17.50 Lakh to 23.46 Lakh (approx., ex-showroom)
• Key Features: Panoramic sunroof, connected car tech, 10.4-inch touchscreen, and AI voice commands

4.     Mahindra XUV700

The Mahindra XUV700 has made waves in the Indian market, offering advanced tech and reliable performance that appeals to a range of buyers. Its six-seater variant comes with comfortable captain seats in the middle row.

• Engine Options: 2.0L turbo-petrol and 2.2L diesel
• Seating Capacity: 6 or 7
• Price Range: ₹13.99 lakh to ₹25.64 lakh (approx., ex-showroom)
• Key Features: ADAS (Advanced Driver Assistance Systems), panoramic sunroof, dual 10.25-inch screens, and 5-star GNCAP safety rating

5.     Tata Safari

The 2024 Tata Safari is a modern take on an iconic name. It offers captain seats in the six-seater variant, combining rugged looks with a plush interior.

• Engine Options: 2.0L diesel
• Seating Capacity: 6 or 7
• Price Range: ₹15.50 lakh to ₹27.00 lakh (approx., ex-showroom)
• Key Features: Panoramic sunroof, 8.8-inch touchscreen, 6 airbags, and iRA-connected car features

6.     Hyundai Alcazar

The Hyundai Alcazar is a three-row SUV that offers a premium six-seater variant with captain seats. It combines Hyundai’s reliability with a luxurious interior.

• Engine Options: 1.5L petrol and 1.5L diesel
• Seating Capacity: 6 or 7
• Price Range: ₹14.99 lakh to ₹21.70 lakh (approx., ex-showroom)
• Key Features: Fully digital instrument cluster, panoramic sunroof, ventilated seats, and wireless charging

7.     Maruti Suzuki XL6

The Maruti Suzuki XL6 is a budget-friendly MPV that doesn’t compromise on comfort. Its captain seats offer good lumbar support, making it a practical choice for long drives.

• Engine Options: 1.5L petrol with mild hybrid
• Seating Capacity: 6
• Price Range: ₹11.61 lakh to ₹14.77 lakh (approx., ex-showroom)
• Key Features: SmartPlay Studio infotainment, LED DRLs, roof rails, and cruise control

8.     Toyota Vellfire

If luxury is your priority, the Toyota Vellfire stands out as one of the most premium options in this segment. It features luxurious captain seats equipped with options like reclining, leg rests and even a massage function.

• Engine Options: 2.5L petrol-hybrid
• Seating Capacity: 6 or 7
• Price Range: ₹1.22 crore to ₹1.33 crore (approx., ex-showroom)
• Key Features: Twin sunroof, 17-speaker JBL sound system, electric sliding doors, and executive lounge seats

9.     Jeep Meridian

The Jeep Meridian is a rugged yet premium SUV that provides captain seats for those who enjoy off-road adventures without compromising comfort.

• Engine Options: 2.0L diesel
• Seating Capacity: 6 or 7
• Price Range: ₹24.99 lakh to ₹38.79 lakh (approx., ex-showroom)
• Key Features: All-wheel drive, 10.1-inch touchscreen, wireless charging, and a panoramic sunroof

Conclusion

SUVs with captain seats offer a blend of luxury, comfort, and practicality, making them a favourite among Indian buyers. From affordable options like the Maruti Suzuki XL6 to ultra-luxurious choices like the Toyota Vellfire, there’s an SUV for every budget and need. When choosing the right one, consider factors like your seating requirements, engine preferences, and budget. To protect your investment and drive with peace of mind, don't forget to purchase good car insurance online. Good car insurance not only ensures you comply with legal requirements but also offers financial coverage during unforeseen situations such as accidents, natural disasters, or theft.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

The Indian automobile market is constantly evolving, introducing a fresh variety of vehicles every day. While SUVs and hatchbacks dominate in popularity, sedans continue to maintain their appeal, especially during festive and seasonal sales. The good news for sedan enthusiasts is that manufacturers are consistently upgrading timeless models with cutting-edge technology to meet the needs of new-generation drivers.

Sedans provide excellent performance in their own right, apart from roomy interiors. They are, after all, a style statement. Whether you're looking for an affordable option or a luxury sedan, India’s car market has plenty to offer. Let’s take a look at some of the best petrol sedans in India that provide a blend of performance, design, and value for money.

List of Best Petrol Sedan Cars

The following are some of the best petrol sedan cars in India:

1. Honda City

• Price Range: 11.82 to 16.55 Lakhs (approx.)
• Engine: 1498 cc
• Mileage: 18 km/l

The 5th Generation Honda City is a premium sedan that combines advanced technology with a sleek design. Powered by a 1.5L DOHC i-VTEC petrol engine, it offers choices between a 6-speed manual transmission and a 7-speed CVT automatic, delivering a mileage of 17.8 km/l and 18.4 km/l, respectively.

The sedan boasts a spacious interior with a 506-litre boot space and features such as the 1st in Segment Lanewatch Camera, 6 Airbags System, Vehicle Stability Assist (VSA), and Hill Start Assist (HSA) for enhanced safety. Additional amenities include a Multi-Angle Rear Camera, Auto Headlamps with Auto-Off Timer, and the Honda Connect app for connected features.

2. Volkswagen Virtus

• Price range: Rs. 11.55 to 19.41 Lakhs (approx.)
• Engine: 999 cc to 1498 cc
• Mileage: 18 to 20 km/l

The Volkswagen Virtus offers two engine options: a 1.0L TSI petrol engine (115 PS and 178 Nm) and a 1.5L TSI EVO petrol engine (150 PS and 250 Nm) with active cylinder management. Transmission choices are a 6-speed manual, 6-speed automatic, and 7-speed DSG. Key features include LED headlamps, a 10-inch digital cockpit, an 8-speaker sound system, and ventilated seats. It boasts a spacious 521-litre boot and advanced safety features like 6 airbags, ESC, and a 5-star Global NCAP safety rating.

3. Maruti Suzuki Dzire

• Price range: Rs. 6.79 to 10.14 Lakhs (approx.)
• Engine: 1197 cc
• Mileage: 25 to 33 km/l

The Maruti Suzuki Dzire is a compact sedan featuring a 1.2-litre, four-cylinder petrol engine that delivers 66 kW of power at 6,000 rpm and 113 Nm of torque at 4,200 rpm. It offers both 5-speed manual and AGS (Auto Gear Shift) transmission options.

The important safety features included are dual airbags, ABS with EBD and Brake Assist, reverse parking sensors, and ISOFIX child seat anchorages. Higher variants add a reverse parking camera, ESP with Hill Hold Assist, and front fog lamps.

4. Maruti Suzuki Ciaz

• Price: Rs. 9.4 to Rs. 12.45 Lakhs (approx.)
• Engine: 1462 cc
• Mileage: 17 to 20 km/l

Among the best petrol sedans in 2025, the updated Maruti Suzuki Ciaz is available in seven variants across automatic and manual transmission. If you seek a sedan with a sporty look, the sporty Ciaz S is a good bet.

The vehicle runs on a K15 (1.5 litre) petrol engine. The interiors are plush and spread out, making this car spacious inside and attractive from the outside. The car features smart hybrid technology with a dual battery setup. Top-of-the-line safety mechanisms keep you secure on a rough day: Total Effective Control Technology (by Suzuki), dual front airbags, the anti-lock braking system with EBD, and more.

5. Honda Amaze

• Price range: Rs. 7.99 to 10.97 Lakhs (approx.)
• Engine: 1199 cc
• Mileage: 18 to 20 km/l

The Honda Amaze has a 1.2-litre i-VTEC petrol engine, generating 110 Nm of torque at 4,800 rpm and 66 kW (90 PS) at 6,000 rpm. It offers a 5-speed manual transmission and a CVT (automatic) option. The manual variant provides a mileage of 18.65 km/l, while the CVT variant offers 19.46 km/l.

Key features include a spacious 416-litre boot, LED projector headlamps with integrated DRLs, diamond-cut alloy wheels, and a 20.32 cm (8-inch) advanced HD display audio system.

6. Skoda Slavia

• Price range: Rs. 10.69 to 18.69 Lakhs (approx.)
• Engine: 999 cc to 1498 cc
• Mileage: 18 to 20 km/l

The Skoda Slavia is a spacious and stylish sedan featuring the longest wheelbase and the tallest design in its segment. It offers three petrol engine options: a 1.0 TSI with a 6-speed manual or automatic, and a 1.5 TSI with a 7-speed DSG.

Key highlights include a 25.4 cm infotainment system, electric sunroof, 6 airbags, and over 40 safety features. The car also boasts a roomy interior with ventilated leather seats, wireless charging, and up to 1050 litres of boot space.

Conclusion

Choosing the best petrol sedan can be an exciting process, as you balance your budget, preferences, and requirements. Whether you're searching for an affordable option or a premium model, the Indian market currently boasts some of the finest petrol sedans, each offering a unique blend of style, performance, and fuel efficiency.

While making your purchase, it's essential to consider more than just loan or ownership formalities and vehicle registration. A crucial aspect is securing a financial safety net through insurance. Be sure to explore car insurance online and choose the best policy for your vehicle, ensuring a stress-free driving experience.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.